I didn't tell you when I came in. Remember the independent film I had auditioned for for a supporting role? I got it. Oh, congratulations! When is that shoot? March, like three weeks in March in Central California. We're gonna have the whole, it's really cool because. Wow, they casted this far out for an independent film. Yes, it's an independent film. The reason we're doing it in March is because it's a modern day Western in the Central Valley in California and it's that time of year for a lot of reasons around that place. Where the cattle go at particular times. And so we're gonna be there on the ranch the entirety of the time. That's awesome. Yeah, isn't that cool? That's awesome. Congratulations. Juice! Welcome back to our Stupider Activity at Subcorban. I'm Rick and today we got a food video. Yeah, yeah. And it's from the best ever food review show. Oh, yay! So this is how India cooks 90,000 meals in three hours. They cook way more than that. It's a billion people there. I think this is in one place. Oh! Sorry. I thought it was, you said, how India does it. Well, you know how they do it. There's a billion of them eating every day. Here we go. Is this gonna be the golden temple? Cause we've seen them feed a lot of people there. Mm, man, it's different. This volume of food is gonna feed about 90,000. 90,000 children for one day. I got children. Now it's time for the best ever India road trip. We took on Baby Shark in Goa. Do, do, do, do, do, do, do, do, do. It's sticky, baby. I don't think so. Today we're heading to Bangalore and getting a firsthand look at India's most impressive mega kitchen. A place where in just three to four hours they're cooking 90,000 lunches for school kids all around the area. Of the city between about 200,000 children. This isn't just happening here. Akshaya Patra Foundation is feeding millions each day in 12 different states across India. Wow, this is incredible. That's a pot. Meet Sri Chantalapati Dasa, the vice chairman of the Akshaya Patra Foundation. If children are hungry, they'll not be able to get the learning experience that we're going to do. Today we're gonna learn what it takes to cook at this incredible scale. Wow, that's an incredible sight to see. After the food is made, we'll follow it to its final destination. Wait, you're also, are you all my friends? So get ready to have your cold heart melted. This is India's mega kitchen in Bangalore. Right now it's in Bangalore but we have to stop for a quick snack suggested by our fans. This is a bus stop for any road tripper on your way to Bangalore. Here you're gonna find a dosa. Sri Guru Kapta Shradha Bhakta Dosa Hotel. What are the best hotels? There's no rooms. A type of pancake cooked on an old school cast iron flat top. Heated with wood and dried coconut husk. This is called an A dosa. It doesn't mean butter. It means butter dosa. Because this gives that right here is just full of butter. The batter is a mix of rice flour and lentil flour. Throw it on the flat top, add some butter, then add some more butter. Oh my God. So over here, this is my butter. You've got two doses of potato, coconut chutney. Oh, they have a dry coconut chutney too. And then even more butter on top. Oh, that was good. It looks like a pancake. Here we go. Alyssa, where are you going? I'm going to go back home. Oh, see? A lot of people stop here. Well, how do I do it? I just break it off. Oh, what? Little chutney? Oh, hold on. Wait for me. We can make the whole thing out of it. Ready? Yeah. Yeah, they make you want pancakes. Oh. That's the best dosa I've ever had. What is spicy? The chutney is spicy. The crepe itself has an amazing texture. It's great.  It's so satisfying. You actually do taste the butter. It's something I was worried about. I'll try it out again. Oh. Which is funny because he called it a dosa right before that. I really like it. Oh, this is my first time seeing this. They have a wet chutney and a dry chutney. The dry one. I don't know. Those are more hardcore people. They just like it dry. No lubrication. Just put it right in there. It's like a coconut paste. Oh, so spicy. The butter just squeezes out like a sponge. Everybody likes it dry. I don't know anybody who likes it dry. You don't like it in any place. Thank you. I don't know if I've already heard what we're calling it. But in the south, it tastes better. The rice flour lends a nice cushiony crunch. A much more inviting mouthfeel than the more gritty lentil dosas in the north. We're going to Bangalore. Which one do you call it? Bangalore or Bangalore? Bangalore. Sorry. Spicy. Oh, no. I'm dying. Population, 12 million. And the center for IT in India. Right now, I'm headed to one of the three Akshaya Patra kitchens in the area. I am with the vice chairman of the Akshaya Patra Foundation. Sir, such a pleasure to be here. Thank you so much. Namaste. This is the world's largest non-government organization. And they've already served up three billion meals. That's nearly enough to feed half the world's population. Basically, we have a centralized kitchen. We cook large quantity of food and put them in an insulated container and deliver it at the school. So the advantage of this is you can do things on a large scale. You have better control. You can use technology. So it's a lot more easier. That's probably better for you than McDonald's. Instead of training staff at each school, just create one centralized kitchen with a highly trained team who can crank out thousands of meals per day. This is the most efficient way to turn every single penny into a meal. But where does that money come from in the first place? We have business houses, corporations. We have foundations. And we have individuals. Simple people who contribute just to feed one child for a year. We've linked below to where you yourself can contribute some amount to this mission. So awesome. How do they do it? What systems and strategies have they implemented over the last 18 years to pump out huge volumes of yummy nutritious meals? Let's find out. It all starts in the kitchen around 5.30 a.m. We're about to head into the kitchen first. We wear these shoes so we're not bringing in any contaminants from the street outside. And... Do you... Yes. Did you eat it, Erna? They said we gotta cover the ears, too. For the ear hair. Yes. Okay. The main kitchen is lined on both sides with giant cooking vessels. Each vessel can cook 1000 meals in just 15 minutes. Basically, these cauldrons are for preparing rice. The type of food is important. Usually, something with a rice or lentil base is easier to cook at scale. Right now, they're cooking kitchens. A huge blend of lentil and rice. Once it's almost cooked through, they toss in the masala. And we avoid repetition of the menu so that it's always something new. They have a gravy nozzle. Spin it like this. And there's a pivot point right here. And then it can all tilt forward depending on the type of food. The audience is being large volume. Like this smells incredible. This amazing blend of Indian spices. So this is a second cooking room with even larger containers about twice the size. Food done. Time to move it. From here to here. Oh, and I like to have a special tool so you could never accidentally bump the lever. Right. From here, they're going to bring it to the portioning area. These tanks can hold up to 1500 liters of liquid. It lifts up the lid. It lifts up the lid. Wow. This place is so magical. I love it. From here, it's poured into small vessels that end up in the classroom. Look at this. Can I turn it? I'm going to give it an inch at this moment. Wouldn't you? It was gentle with it. You don't just crank it. Okay. Just give it a little bit of a torque. There it goes. Okay. There's someone's power behind it. Oh, it is hot. It is very hot. That's good. Oh, did I overfill it? That was an amazing experience. And no one has ever tried to swim in this. Yes. This temperature would be around 90 degrees. Do not swim in the food. I guess this is a good time to talk about food safety. Each food is cooked to 90 degrees Celsius to kill all bacteria. The shipping vessels are washed twice. And steamed cleaned right before receiving the food. Hairnets, aprons, gloves. No human comes in direct contact with the food. And if ever there was a problem, a sample is taken from each batch just in case lab testing is required. Finally, the containers are sealed, labeled, and loaded, making their way to nearby schools. What we are hoping to do next, I think I'm going to be joining a school and seeing what it's like to be the opera kid in the lunch room again. You think I'll find some kids who will want to hang out with me? Oh, absolutely. They'll be too happy to see you. A child in India shall be deprived of education because of hunger. This is the Akshayapatra vision. Hi everybody. Hi.  But I promise I won't eat all your food. The lunch is so much more than just a meal. Schools that offer the free lunch actually see an increase in enrollment, and kids with the full belly perform better in the classroom and retain more information. You know when you're like eating some food and it's so good and you're like, mmm, that is called yummy. Yummy. The food truck is here. Let's go say hi. Hello sir. In here we see all the containers that are loading up this morning, and just a couple of these are for the school. Here she's taking a note of the amount of food. How do you like it? Very nice sir. Thank you. Peanuts. If you don't eat all your peanuts, can I have some? Tours won for today. Sweet rice and lentils and seasoned peanuts. Hey, what's your name? Manjana. Nice to meet you. Alright, what's your name? Manjana. Manjana. Nice to meet you. You know my favorite part? Is that they gave me a kid's portion as well to grab it like that. I'm going to try some peanuts first. Oh, they're yummy nuts. Little salty roasted nuts. This is a texture I've not tried to eat my hands before. Make me his tasty nuts. Oh, that's sweet. Mmm, that can be the right way. I know you want to. No, that's not right way. She's just really good at it. She makes like a little spoon with her hand. And then does the thumb. The thumb is very important. It's really good. It's terribly messy here. It's a little sweet. There's a little bit of cardamom flavor. It's really interesting. There's a whole other menu and a minus. Course two, a savory rice lentil kitchty. This is the one we saw being made in the factory. Oh, wow. The first one, very sweet. Almost like a dessert. Oh, thank you. She gave me the adult portion this time. This one has curry leaves, tons of delicious Indian spices. That's what I say when I don't know what's in it. It's got this great blend of Indian spices. Or it will bring your hand because that's what you're eating. Super savory, delicious. Oh, my gosh. Hey, hey. He's cheating. Is he not an outcast here? Oh, damn it. The kid next to me said damage. Someone's using a spoon. Perhaps he hurt his arm. Can we drink it? Wait, I didn't know I could just drink it. I can drink it. It's okay. It's yummy. It's much faster. Oh, no. Thank you. Can you help me eat this? I took too much. Do you want half? No. You eat a lot. You're okay? Can we be friends? That's cool. What's up, YouTube comments? Make fun of my loneliness this whole time. Welcome to what? What's your name again? I have a friend, everybody. Wait, you're also... Are you all my friends? It's not enough for this nutritious meal to just be healthy. It's got a taste good too. Kids are kids. Wherever you are in the world, if the food tastes bad, they're not going to eat it. What does this one mean? Let me think about it.  Let me think about it. In some parts of India, this midday meal may be the only meal that child eats all day. And while they're at school, they're getting a proper education, which can open a whole world of opportunities and possibilities. If you'd like to contribute to this mission, please visit the link below. Even a few bucks can make a huge difference to children here. Lastly, I'd like to thank OneTrip for making the best ever India road trip possible. If you're traveling to Vietnam, let me recommend adventuring alongside a guide from OneTrip. OneTrip. Add. You watched that. But yeah, that was great. I love the... It's actually reminded me a lot of what the Village Cooking Channel, but they're in their own village. This is a big... Larger scale. Larger scale operation that feeds millions of kids every year, which is wonderful. I love that.  It makes me very sad. So unfortunately, as a human race, we haven't figured out... No. I mean, not that it's a simple problem, but world hunger. Now, it's obviously a very complex thing. Yeah. But also, it's very simple as well. It is. It's a simple fix, but it is complex because you have accessibility. You have politics. You have greed. Yeah. That's just the... In Tall Lowe, it's obviously... Of course, not just any of it. There's millions of kids... Everywhere. And in America. All over the world. Yeah, here too. That go hungry. Not that either they're in an adoption center or they're homeless themselves, or they come from a low-income family. Yes. That they can't afford dinner that night. Yes. It's an awful thing to think about. Yeah, it really is. This is wonderful. That's a big takeaway for me is the fact that there's that many children being fed for free. That's the big thing that's away for me. Yeah. And hopefully, once we come to India next, and we're going to do our self-trip, that place was really good. Yeah, it did. It's a stop in between like Goa and somewhere else. Yeah. We're going to Goa. Yeah. Since it's more southern, maybe we'll be able to stop there because that did look quite tasty. Let us know what other videos we can react to down below. Josh!


The following is a presentation of TFNN. The TFNN Bull Bear Trading Hour. Every trading day, live at 10 a.m. Eastern. Call now, toll free at<PHONE_NUMBER> or internationally at<PHONE_NUMBER>. The TFNN Bull Bear Trading Hour. Now, Tom Antt, Tommy O'Brien. Welcome folks, appreciate you're growling and prowling with us out here. We have the now industrials down 25. Nasdaq off 17. S&P's flat. Gold. Gold contract down $2.10 at $14.21. We get Silver up $0.15. $16.13 a ounce. And, you know, Silver started the run. We were talking about it yesterday even. We were talking about it before that, right? It's been three or four days, yeah. And it followed through. Gold followed through yesterday. You get the Silver equities, Gold equities, all doing ABC structures all on the way up. Not all, but many of them. Pretty wild. Light, sweet, crude. Now, this is a hit, man. I know. Yeah. Just, I say, I know at 9 o'clock, I did, I was going to say above $57. I had to do a double take, man. I dropped a buck in the last hour from the time I did the 9 o'clock to the 10. I started on myself because I said, wait a second, is it $56? Yeah. We haven't said $56 in a while. We haven't. We haven't. $56.27. Notes and bonds. You get the 10-year note flat, $127.11. 30-year down six, $154.19. King-dollar. King-dollar flat also, $96.860. The euro is at 112. The end is at 107.92. And the pound is out here at 124. And you know, I was talking to Teddy Kegstad. Yesterday, it's going to be interesting because what he figures is on the great hour again is we're going to be talking about the pound, the euro, but not so much the cross-rate with the dollar, the cross-rate with the yen. Okay. And we're going to have to figure that out. I was listening to the interview. I'm going to have to start doing some studying. I'm used to the cross-rates with the dollar, but I'm not used to the cross-rate of a pound yen, a euro yen. And it's like, okay, what has been moving like the silver market and the gold market. The bottom line is that this has been an extensive move, man. I mean, look at silver. That's... Rocket ship, baby. Yeah.  And that's really just since Monday, which even sounds sooner, right? It was four days, but it's like, man, this week alone, and we almost have two full trading days left almost, you could call it. So it's three days, you know, as in my goodness, yeah. Gold, you know, bottom line is that when we take a look at this gold market, you had volume, you had price, you had it all, and you have it this morning. We have 250,000 contracts already. That's a monster. Yeah. That is a monster. Yeah. You know, and it's not backing off these highs, man. Sure. What's the blow away this high? Yeah. So... You know, I'd leave that for a second. I was just, when I was on my basil radio, I used to talk about those squares, little form, you can make the rectangle around this, right? You know how to... And it becomes an important rectangle, of course. You know, as the upper end and the lower end and you don't even have to draw the box for this one, I see it every time, because this thing almost fills it out perfectly in terms of hitting the tops, hitting the bottoms, completely symmetrical on all sides. Right. And you know, it's near that top end. It's pretty. It is, it is. And that's quite a little range in terms of you talking about 1390 basically, up to 1430. Yeah. $40 range. It's been bouncing in since June 21st. So we're talking about a solid month that we're now just bouncing around in that level. Yeah. And we'll see which way it bounces out. Exactly. Or if it just bounces around for a little bit, it can be okay. That's right. No doubt, man. There's no doubt. Netflix, no doubt, folks. So this is... Absolutely. This is an NFL match. Surprise, surprise, man. And I said, so I was a little bit under the weather yesterday and the day before and I've been to some Netflix. It was great. I've been to Season 3 of Stranger Things. Check it out if you've watched the first couple or even check it out if you haven't in terms of watching it. It's a good program. But man, they didn't... Nobody else is watching those programs I guess because they're losing subscribers in the U.S., man. What happened? Right. Well, you can see... This is really an intriguing one, you know, technically, too. Okay? You can see right now I think I have a, what, a three-year... I have a two-year charter. Three-year weekly, I think. Three-year. So what you can see is that, you know, your highs here about a year ago. Yeah. A year ago to the date, almost. You know, 4.23. That's the week of the 22nd of June. Okay? Yeah. 13 months ago, that one. Yeah. So then you have the downdraft. Sure.  That was the 20th of July. That would have been earnings. Yeah, I was going to say that is the year ago. Yeah. Right, exactly. And guess what?  And it's like, okay, here's the consolidation. Man, that's some volatility, too. It is. And the bottom of this consolidation, you know, bring you all the way back to... That's 274. 274, you know. I mean, quite a run-up set on that 231, and we were just sitting at 375. Yeah. Mammoth. No. And can we get into the real numbers? Yeah. The news, just because they're pretty stunning, man. I think the net ads were about 2.7 million subscribers. They were looking for 5 million. Yeah, so they signed up as much as 2.8 international, but they lost 130 domestic. So you're looking at only net ads of about 2.7 million, and their guidance was about 5 million. And the number that, you know, you want to talk about, you're losing. You're losing. Competition, man. It's coming in terms of... Yeah. And this, it's not even quite here yet. I mean, we're talking about Disney Plus on the horizon, right? Yeah. You have HBO Max is in like a year. All of... What's surprising to me is that you lose that many subscriptions when we know it's only 11 bucks. Yeah. And it might be like 13 or 14 now, I think, because it's funny that in my head, it still feels like a nine, but then when it shows up, they've crept up a little bit where you're going to get the Disney one. It's going to be like seven bucks. So it is going to turn into a price deal. I think that's... You know what I mean? Which is remarkable that... But competition, again, is in... Yeah, compared to cable, it's nothing, man. But compared to some of these other streaming, Giants, man, it's going to be right in the wheelhouse. And I think I said to you as well. So the World Series of Poker was on... Just finished up yesterday or two days ago. Over one. And Ensan, Hussan Ensan, $10 million. The young Italian Dario San Martino came in second for $6 million. But I paid for a service to watch some of that. And one of them was a CBS service for, like, six bucks a month. Amazing content. You're talking about 50, 60, 70 hours of content for six bucks. One of them was called... And then you could get rid of it, too, though. That was going to be right. So the way this is going to work, and I had mentioned it, is that there's no reason you need to subscribe to all these services for 12 months a year. You know, you subscribe for two months, three months. You get your fill. And one of the person is in Dense, and I haven't watched Netflix in three months. No new content. Well, then cancel it and come back, right? I mean, that's the way to do it, man. You cancel cable. You subscribe to HBO for a few months. You watch Game of Thrones. You cancel that. You subscribe to CBS. You watch... I mean, that's right. There's no... I think that's where you'll see things go because there's no barrier. It's not like you don't have contracts with cable. There's no... So why not? You know, you'll start... I think those companies are going to start maybe pricing in better contract deals if I sign up, I'll watch everything. I'll cancel. I'll sign up, watch everything, cancel. But Netflix, man, down more than 10%... You know what this is? I could see someone making an app, a real simple app that, hey, he has an app for $2, right? And on that app, you're just going to hit a couple of buttons and you can either go on, go off for all these different services. I bet, right? Because that's... When I realized it, and I just realized that one app, six bucks, and I'm into poker, and they're playing for $10 million, right? And it was $6, and I get 60-plus hours of live content. And that's all I was kind of watching, because you work, you come home, maybe you watch TV for an hour, two a night, and so I had to fire it up. And I was like, why am I paying for cable, Netflix, Prime, all these things I'm not using, and what I'm going to do is I'm them going to cancel that poker one because now the World Series is over. So I paid six bucks for a heck of it, and then you'd pay it next year or something. We have phone numbers<PHONE_NUMBER>. We have the Dow Industries down 23. Nasdaq is off eight S&Ps are up one and a half. We'll come right back. If you're not currently using the Taz Profile Scanner when looking at setting up your trading opportunities, then your arsenal is short a mighty weapon. The Taz Profile Scanner is a standalone piece of software that instantly filters over 2,500 global financial markets such as stocks, ETFs, commodity futures, and forex. Heated by Steve Dahl, Taz understands that in today's technological world, the use of top-flight software applications and technical analysis expertise is essential to successful trading in today's market. You also gain access to the webinar that Steve Dahl and Tom O'Brien just hosted the best way to use the Taz Profile Scanner to profit. This webinar archive is available for all subscribers immediately upon signing all new subscriptions also come with a 30-day money-back guarantee so you have nothing to risk. 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Check out the new TFNN.com now and experience all the upgrades. TFNN.com educating investors. So Microsoft Microsoft's going to be coming out with numbers today. Let's see. Is it? It's Thursday, right? Oh, no, it's 25th. You're right, but a week from today. Okay. Next Thursday. So, you know, you get Microsoft, yeah. You're on, yeah. Somehow that's great path of that chart. Keep going. Yeah. And okay, so this baby. Decent-looking chart. Oh, yeah. It's that high. No doubt. You know, I just, as you're talking about it, Bill Gates, he dropped the number two spot. You see that to the LV, the Louis... Oh, really? Yeah. The Louis Vuitton guy is now number two. Yeah. He's up, like, 39% this year or something. He made $39 billion in the last year. Oh, my God. Not a bad year to be selling Dom Perignon. Yeah, exactly. Exactly. But the Microsoft, so Bill Gates still doing fine and we're just talking. So, yeah, it seems all expectations, right? The Windows 7 software, nearing its expiration date, the company's trying to funnel their corporate customers towards a subscription-based package of products rather than a simple renewal. Boosting revenue as personal computer growth stagnates. Interesting thing here. We're on that type of plan. It's been happening for a while. Microsoft 365. Yeah. Least time flies. I'm going to undersell probably how long it is.  Oh, yeah. And I think you want it to be four or five minutes. Yeah. I mean, it's a long time. Right. You know, what it is, folks, it's very inexpensive to get all the products. Well, it seems it. I mean... It is. Now, we use, like, the personal version, I believe, because you only have a few licenses. I bet it is even on the corporate, but they start, I feel like they jack it up on those companies a bit compared to the... I think we have worth. I think it's $99 and you get up to, like, five users. Five licenses, I think. Third, PowerPoint. Right. Outlook. Anything you use. Yeah. The whole Microsoft suite. Right. Office productivity suite they're calling. So their goal is trying to shift more customers to subscriptions which provide a smoother stream of recurring revenue. Unlike older business models where you buy in seven, they got to wait and try and get you to buy 10. That's right. And the other thing like you're talking about, you know, I can get my email on my computer, on my phone. Right. So it is actually much simpler. And when you're talking about trying to sell a company on this, it seems like it's one of the easier sales you can make as in you're not even trying to sell a family, a student, a person. Right. These are people that need computers as in companies. There's no download. Yeah. And it's going to streamline what you're doing. So I, Microsoft's been a powerhouse man and so in a week I guess we'll figure it out. But this was a golden move by Nadella who, you know, had products unveiled two years ago and has gained traction this year as customers replace aging. Now, I think we were in something before this, though. And they've added, they've enhanced, you know, the deal. Replace the Windows 7 licenses as Microsoft signs Azure cloud service deals that include the 365 software. So lots they can, yeah, and look at some of these deals include Microsoft 1000 workers. Wow. And Providence took Providence, St. Joseph Health 119,000.  Seriously. You better give me a bargain if I'm going to have a million users on your on your platform tomorrow. Big time. Yeah. IBM. IBM came out with numbers last night. Yeah. Big blue. Okay. But, you know, it's like, okay, a little bit of future expectation with their red hat. Red hat. That's the number, you know. So, you know, this is, I think, how many, it's like years that the revenue has continued to fall. Okay. So let's see the second quarter revenue fell 4.2 percent to 19.2 billion slightly beating the average quarter of revenue declines. And it's just above there because they were talking about when they'll start talking about red hat. CFO, declined to answer any questions saying the company will share an update financial forecast, annual investor briefing, August 2nd. But who knows. That doesn't sound good. No, but who knows what that may be too. Yeah. And so this is the deal here is that IBM is pegging its future to a hybrid sales that will allow it to offer services on both private and rival public clouds. CEO Jenny Romney paid a rich premium for red hat in order to help the 100 year eight year old company catch up with cloud market leaders Amazon and Microsoft closed last week. I want to see if they expanded on it. But that is the I was trying to find this last night too because it would happen that time they came out they were growing at anemic rate like 10% where these other companies Microsoft's growing at 30 or 40 Amazon's growing at 50 their cloud service Oracle's growing at a rage And they're talking I mean this is so let's say you got somebody CEO of Nucleus Research the future of IBM is hybrid cloud but the biggest challenge is that they're very late to the cloud party competing with Amazon and Microsoft who cloud is a maker break for IBM but nobody even knows they're there well let's say what happens but the market taking that all right oh yeah no that's the first time you know they caught a bid I mean the chat is still a mess you know long-term but guess what if you're up four bucks you're up four bucks which is you know can we go back to Microsoft and make sure that okay yeah somehow I think that was the great panther chart jumped up maybe so Microsoft after the bell tonight perfect we'll see if they got those Office 365 subscribers this evening totally let's go to our man Tony and Wellesley Tony what's going on brother how are you buddy doing good man yourself a long time listen a very long time I know man it's a beautiful thing thank you appreciate it I know when you would follow the poet and the truck driver I love it that's right that's right and Mark you know I appreciate all you've done Norm I appreciate all you've done no listen we appreciate the listening and I still you know I haven't talked with Peter in a long time but Mark I emailed him he's still out there man it's awesome and it's like oh my god that's 1996 crazy man you know I was with my grandson on Sunday Castle Island Sullivan's man I hope you had a good hot dog I had a hamburger but it was just as good perfect Sullivan yeah exactly yeah that's look at the gold stock okay they might be able to bought their short term basis I'm thinking of taking a position in dust what say you oh my god I wouldn't be doing that okay let's take a look at it though hey listen we got it folks as they uh direction daily gold minors bear three times levered um exchange traded fund now this works off the HUI the New York Arca gold minors index so uh when you take a look at that if we go over to the HUI first okay you know this you know and bull head two seven six six for eight we have the industrial right now they are come on the negative where are they rolled out dice there we go they're down 21 and that is our five S&Ps up two and a half tell me not to come right back hi folks Tom O'Brien here if you'd like to get my daily newsletter market insights then now is a great time to sign up for a market insight and commodities to keep investors up to date on the day's trading action included in market insights are specific buy and sell recommendations for stocks ETFs and even options which stops and price targets included for every trade in my newsletter if you'd like to try my newsletter risk free for 30 days then head over to the front page of TFNN and you'll find an even issue afternoon updates for my subscribers whenever warranted with important market action I'm always scouring the market for the next great trading opportunity sign up for your 30 day free trial to my daily newsletter market insights today by visiting the front page of TFNN.com well go get them folks the path of least resistance is David Whites daily trading newsletter David uses his years of trading experience to offer his subscribers his trading ideas each morning in his path of least resistance newsletter using a combination of equity trades along with options David keeps his subscribers up to date with all pertinent market information with intraday afternoon updates when warranted don't miss out on this great chance to get a 30 day free trial for all the details and to start your 30 day free trial today log on to TFNN.com now TFNN is excited about our new software charting program the art of timing the trade chart in collaboration with Tom O'Brien and using his best selling book the art of the trade your ultimate trading mastery system David White has programmed an outstanding piece of software that will complement any trader's methodology using this first of its kind program the art of timing the trade charts allows you to scan thousands of stocks for Fibonacci formation setups including and right now we're offering licenses available at only $79 a month we are so confident that you're going to love this new charting software that will even give you a 30 day unconditional money back guarantee don't miss out on this incredible new piece of software get your copy of the art of timing the trade charts today by visiting TFNN.com this segment is brought to you by TFNN.com folks I doubt I was down 21 Nasdaq is off seven SAPs are up three and a half we're talking about I'm in Tony from Wellesley we're talking about dust folks and dust is the three time triple bear that's right three time levered to bear inside the gold mine is index so Tony we're just saying that this run has been pretty extensive inside the top of the bottom of the stock cash it's a way of a bar the other side is over the master is a possible two or three days all back I thought we're so more but I'm just thinking out why no listen I just be really careful I wouldn't be going shot these gold stocks but I understand it and what you're hearing folks is this Tony's been doing this a long time also and when the pulled back does come it'll be vicious that's how gold that's how gold the gold stocks go all over the place man I mean we take a look an eco-eagle hasn't gone after the highs but guess what it's just a matter of when this thing wants to well let's see yesterday we did two million shares you're going into with a 3.2 but you know that's just sitting up in the highs Royal Gold is already $11 over it's all time high Franco Nevada picked up you know this is another ABC story they're rich well they're they're rich the gold stocks are quite rich you know oh this doesn't die I understand that but you've been doing this long enough too that what ends up happening the gold equities like to run dramatically on the upside and have vicious retracement on the downside you know listening long enough too that you know the aspect of when gold is only going to pull back and we have a run folks right I'll get way too many gold calls what we have got here and we still haven't on the network is there's still enough bearish views and that's telling me that guess what the surprise is still can be on the upside you know and we haven't got back it's kind of like man you know sure so I asked a quick question on Netflix yeah of course let's go what do we got I see an analyst come out on CMBC and then the year target of a long-term target of 450 is it a good buy year depends how long-term if you're listening in terms of you know I would not the thing that really gives me pause Tony is that I'm kind of like shocked by those numbers they came out with so I would if you ask me this yesterday I would have said yeah you know that in the long-term man you're never going to see people cancel Netflix say that again Tony tell you one good story about your father was show when he just started and your sister was sick at western high his folks are going to do an archive show my daughter's sick that's how much of a family man you got for a father I appreciate it man I appreciate it Tony he's a beautiful person and God bless you all that's a great memory man thanks that's so funny I don't even remember that I remember I was walking in my neighbor I lost my wife seven years ago oh I'm sorry but I remember you doing that man this guy like me is a dedicated father you know family first he's a beautiful person God bless you thanks Tony have a great one man have a safe one western high there you go man back in the day you got it my god telling you the let's go to the notan bond market yesterday folks what we had notes basically picked up their head again they're going to need now more volume yesterday was a decent day what we had done is this we come back to the breakout area when I say the breakout area they've been going up for a long time but you had that big day on the 31st of May so you pull back into that area headlight volume start picking up again on yesterday but you can see yesterday we only did one million contracts now today we're not going to a lot of movement but you already got 878,000 so you're going to do some volume out here today looks to me like it's going to take a few more days to really get going though but it looks to me that this is going to go after the highs once again now news wise out here this what do you see this article this is an article out here that really gets intriguing so leave us either J.P. Morgan analyst 0% yeah go back to top maybe I saw it in the top at one point because this is quite an article there we go the top of the top number this is you know Bob Michael who in April told investors to enjoy the road and risk assets is now looking to ride US Treasury all the way down to zero let's see I think we've had it over the next couple of years for the 10 year yeah the chief investment officer head of global look at that he's in a big position oh totally that's what gives it that's why it's at the top of the top it's not just even a random trader J.P. Morgan you're talking about the head of global fixed income at one of the best biggest banks in the world J.P. Morgan saying the rally in bonds hasn't even begun yet central banks will succumb to threats from the global trade war with inflation and cut borrowing costs to nothing according to Michelle I think it is his colleagues at J.P. Morgan Chase company advisory said made a similar call on this week saying the global pile of negative yield debt is becoming a tar pit that will eventually suck in the US government bond market yeah I mean that chart of the number of the dollar amount of negative yielding debt it just keeps going 13 billion today was 13 billion billion I was almost going to say I feel like it might be trillion yeah it's trillion not billion it's trillion Jeff Bezos might have 13 billion of fixed income himself that's like even how to wrap your head around I mean yeah so we're sitting at about 2.05 right now that means it's got 2.05 to go to zero Helen so we changed this bullish call on credit in June and switched to government bonds instead 10 year yields what was he saying the future looks bleak yeah either way pretty remarkable for somebody of his stature and position it is because you got to know when you have a title like that and you make a call like that that it's going to be at the top of the Bloomberg oh seriously it's going to be at the top of CNBC you know whatever it is for sure serious business no doubt about that and you know I mean go big or go home right why say it's going back we have the Dow industrials down 34 Nasdaq is off 14 S&Ps are up 2.5 we'll come right back if you're in the CD market and looking for a secure investment the Tiger First mortgage program may work for you the security for these first mortgages are building lots in the tax opportunity zone in St. Petersburg Florida the tax act of 2018 and the profit which makes these lots valuable the investment is anywhere from 30,000 to 75,000 the interest paid is 7% yearly paid on a monthly basis according to bankrate.com the best rate for a four-year CD in the country as of February 20 is 3.1% a $50,000 investment at a normal four-year CD rate of 3.1% would give you income of $1,550 per year or $6,200 over the four-year period that same $6,200 over the four years what should you prefer $6,200 or $14,000 of interest on your investment if you'd like more information about the Tiger First mortgage program you can call me at<PHONE_NUMBER> that's<PHONE_NUMBER> if you haven't checked out the newsletters page of tfnn.com what are you waiting for all of the tfnn newsletters are informative up-to-date affordable and must have informational edge in today's markets tfnn newsletters cover every aspect of the markets to offer you the very latest in market news plus new subscribers get to test drive our newsletters risk-free for 30 days from all aspects of the markets including stocks bonds metals commodities and tech there's a newsletter to fit your needs exclusively from tfnn stay informed each day you trade and get the competitive edge you stay ahead of the game visit our newsletters page by going to tfnn.com and click the newsletters button near the top of the page tfnn.com educating investors biotech is booming but for how long whether you think the biotech bull has room to run or has run its course trade labu or labd directions daily smp biotech three times bull and bear visit directioninvestments.com slash biotech today an investor should consider the investment objectives risks charges and expenses of the direction shares carefully before investing the prospectus and summary prospectus contain this and other information about direction shares to obtain a prospectus or summary prospectus please contact direction shares at<PHONE_NUMBER> the prospectus or summary prospectus should be read carefully before investing an investment in the funds is subject funds are designed to be utilized only by sophisticated investors such as traders and active investors distributor foresight fund services LLC don't forget you can listen to tfnn live on your mobile device 24 hours per day go to tfnn.com then hit watch tiger tv that's tfnn.com then hit watch tiger tv for the latest market information on the today's 5 7 8 9 and 6 7 7 7 7 7 7 7 7 7 7 to 230, 5 pennies man, quite a move in that natural gas to jump back to some of those numbers digging down. So forecasts were anywhere between 61 and 83 right at the bottom range of that. Bloomberg came in at about 66, 143 billion cubic feet below the 5 year average man, pretty remarkable in terms of where they're coming in at. Well you know what's amazing is that it seems like it's been years folks that would have been able to pull all these averages in the natural gas, it's like okay, it's almost like when we talk about the gold and then platinum, I mean at the beginning like when platinum was under gold I say okay this has got to change, well guess what it hasn't changed in five years. Sure. You know it's pretty amazing. So when you look at it, so the headline number is the stockwells increased 62 billion cubic feet. They increased to 2.533 trillion cubic feet, so really though 143 off, I mean what is that, almost a rounding, not really but that would put the average at 2.67, pretty close you know not to, so just but nonetheless man jumping back to the charts one more time. Talk about some volatility, jumping to volatility too, how about we finish up our volatility conversation with some bitcoin action man. Yeah, look at this. They clued us into it in the den man and they say what's going on, what are they talking about in the den, did they just say that bitcoin went up $700 in the span of 10 minutes? And they sure did man, back above 10,000 bitcoin roaring to the upside, man if you're trading that bitcoin you better be aware of, it's untradable and what that means folks is that when you're trading you have to have some ground risk parameters in and if something can go up $700 in 10 minutes or down $700 it's like well how do you do your risk parameter? Where do you put a stop? It's tradable that it's all risk. Yeah but where do you put the risk though? No it's all risk, it's like an option, I mean you better know because you know if you're buying bitcoin at $9,000 you better know it can go down to $1,000 or $2,000, so that's your risk. I mean you can quantify that risk, what else are you going to make 7 or 8% on in the span of 10 minutes so there's some reward to the ridiculous level of risk that you need to take there. But you know what, you want bitcoin style returns man, you're going to take on some bitcoin style risk, that's the name of the game. This is three, six, this is seven days ago, seven days ago it was at $13,190, last night it was at $9,000, yeah now it's back at $10,000, just living the life, pretty wild man. So let's go over to TFNN, that's right you got it man, what else we got going on? We'll get back to gold, how about that, and so 900th edition, it's Thursday, what does that put it, four days man, July 22nd, the 900th gold report, 900 straight weeks you've had that bad boy on your altar getting it done, so we've got a great sale going on, this is going to run through this month, walk people through this, it's kind of a two-step process in terms of normally the gold report is $695 for a year, and we've put together a package where you can get a year of the gold report for $495 for this deal, I mean heck of a deal, monthly it's $85 a month right now, that price is going up to $97 a month August 1st, so come 14 days, this is going to be $97 for a month, you can get a whole year for $495 up through that, you can purchase tiger dollars, I'll pull that in, I'm already logged into this a little bit weird, but you can get your tiger dollars, you pay $495, you end up with $695 tiger dollars, you can then immediately take those tiger dollars and apply them for one year of the gold report, and you're good for 12 months man, and you're locking that $695 forever, which is great because those prices are going up, and you really got gold rocking and rolling at the same time man, which is great, and if you're not a gold report subscriber, that deal is open to everybody, so go get some tiger dollars no matter what man, because this bonus is more than 40% more than we ever offer no matter what, so they're a great deal bottom line no matter what, you can get those tiger dollars, apply them to mastering probability, Fibonacci 24-7, whatever you're doing out there, opening call, path release resistance, so yeah man, pretty remarkable I know. I'm telling you. What are we going to do for $1,000? Let's get it going. It's about two years away. What was the last one that we did? Was it $600? $700? No, it's probably $800. $800, okay. We probably don't want that one, but I even remember one of the big promotions we had that we kind of did a couple of times because it was a good deal, we did 60 weeks for $600. Okay. Well, that was issue $600. Was it? That's how that started. That's crazy. The first $600, if gold report subscribers are familiar with that promotion because many people took advantage of it, it was basically $10 a week and not to, it's a great segue. Guess what? This is less than $10 a week, folks, because it's $60 weeks for $600. So, six years ago? Yes. Oh my God. Yes. Actually, I remember that. Yeah, all right. Now, we ran it a few times in different capacities just because it was a nice, it's a nice package, right? You know, $10 a week basically. This works out to a little bit less than $10 a week at $495 for 52 weeks. But that idea came from, you know what, it's the $600 issue. We'll do $600, get you 60 weeks, $10 a week, and I think it was the same price at least at that point. Wow, man. That's right, man. Check it out, folks, right into featured content. Yeah, right on that front page, you'll see the gold report, man, and that'll run through the end of the month, but issue 900, man, coming out on Monday. So check it out right now. The, let's see. So also coming out with, oh, I thought, okay, go ahead. Oh, I'll get there. So coming out this afternoon, too, ISRG, now this one here, man, this is so volatile, it's unbelievable. Nice $500 stock. It is.  Last earnings, they surprised a bit. I guess that, I would best, yeah, look at that, right to the day almost. It's July 18th, that was April 19th, they came out with their earnings, and what did they drop? $65 on one day, and what's the next day they get to? 486. So they went from, yeah, $589 to 486. $100, 20%. Yeah. And, yeah, so this will be intriguing, folks, because this consolidation has been here for a long time. Yeah. Can we jump to the Thinkorswim platform real quick? I want to see what the expected move on this bad boy is, right? Yeah. And we'll check out Microsoft as well. So what do we go? Analyze tab, I believe, is it? There it is. $23. Okay. Not 5% maybe something, right? A little bit less than 5%. So that's the one-day market maker expected move. Yeah. Let's see what Microsoft... That's what Microsoft did, yeah. Yeah. $4. Microsoft, looking for $4.15. That's a big move for Microsoft. Yeah. Yeah. They got a lot to, not to answer for, right, but they're in a little bit of a volatile period, as in, you know, they have competition in the cloud. They got IBM. I'm sure they'll get some questions about red highs. Right. Exactly. You know, right. You're at highs. You better be performing at all cylinders. I agree. Stay right there, folks. Tommy and I are coming right back. Our phone number is<PHONE_NUMBER>. Market's clear on its way into price here. We'll see. Dow's down 26. Nasdaq's off 11. S&P's up 3. Gold. Gold's up a buck. Bottom line is that it's clear on. Come right back, folks. I'm certain you are or strive to be one of the best of the best at everything you do in life. It's the most common trait that we tigers and tigers share. If you're looking to become the best of the best when it comes to managing your money, let me teach you to do what most wealth managers tell you can't be done, which is how to time the markets. I'm Steve Rhodes, author of Mastering Probability, and for the last 12 months, Timer Digest has been tracking my newsletter signals, which have earned me the ranking as their number one market timer in the nation for the S&P 500 for the last 12, 6, and 3 months. Timer Digest also ranks me as the number one market timer for gold as well. The fact is, markets can be timed, and I'll teach you the exact set of tools that I use that has transformed me into one of the best at what I do. Sign up for Mastering Probability today by clicking on the newsletter tab on the homepage of TFNN.com and get immediate access to workshops where I take you step by step how to use an extraordinary set of tools as well as provide great market calls to. Sign up today. It's amazing to think that Tom O'Brien started his weekly gold report 17 years ago with the first issue published April 7th, 2002, when gold was trading at under $300 per ounce. Gold peaked at more than $1,900 in 2011, and after spending many years consolidating at lower prices, gold may be poised for its next big run. Tom O'Brien publishes his weekly gold report every Monday morning for subscribers consisting of coverage of the XAU, HUI, GDX, the Dollar, Bonds, South African Rand as well as 25 different mining equities with specific buy-sell recommendations. As of April 1st of this year, the gold report currently has 8 active positions with an average unrealized profit of almost 8% for each open trade. New subscribers get a 30-day money-back guarantee so you have nothing to risk. For all the details and to start your gold report subscription today, visit the front page of TFNN.com.  Sign up today. Since 1984, Basel Chapman has been using the Chapman Wave methodology to advise traders of his expert market opinion. While originally hand drawing charts from the late 1970s into the 1980s, Basel noticed that prices under most circumstances virtually always had a certain number of legs to the upside before declining sharply. Later, Basel found that computer software which included the standard market technical indicators enhanced the degree of accuracy in calling price turns as well as market trend calls. Thus was born the Chapman Wave sequence. Using the Chapman Wave methodology along with other indicators, Basel Chapman advises his subscribers of his expert market opinion each market day with his opening call newsletter. Right now you can get a two-week free trial to the opening call, Basel's daily trading newsletter by visiting the front page of TFNN.com. Cancel at any time during that trial and pay absolutely nothing. Get your two-week free trial to Basel's newsletter, the opening call today by visiting TFNN.com. This segment is brought to you by Think or Swim. For more information, just click the Think or Swim banner on the front page of TFNN.com. Folks, Dow. Dow is down 42 and Aztec is off 18. S&Ps are up 2. Let's just go into that Dow for a second. I want to see if it's moving this thing. Yeah. So, strength versus the weakness out here. Oh, United Health. I see. Okay. The usual suspects, right? Boeing up there as well. Yep. United Health minus 37 points. Boeing minus 33. Home Depot minus 12. Disney minus 12. Putting juice into it. IBM plus 36. Apple plus 8.5. McDonald's plus 6. And when does Apple come up with numbers? The 30th. Okay. Google the 25th. Okay. Amazon the 25th. We're in the thick of it now. Yeah, it's coming. Next couple of weeks, man. We'll get it all. No problem. Not quite, but we'll get a lot of it. We also got Capital One right after the close today, too. One more time. Capital F. Yeah. 18th. 6th. Okay. Four pass. Capital One. Everyone spending that Capital One money? Yeah. I bet they are, unfortunately, right? No doubt. Yeah. No doubt. The silver market, let's just look at the gold quickly here. Sure. You're talking about price spread out here, man. What, last night he had it up to 1431. We got down to 1415. I know, right? In 1424. And then that run yesterday. We basically go from 1400 up to 1430. Yeah. Back down to 1415. Now back to 1424. Right. And what you have here, folks, this is pushing with volume. We got 281,000, you know. So we'll see where the rest of this shakes out. But there's no doubt that the metals have caught a bit. Stay right there, folks. We've got TD Ameritrade coming up next. And we've got our man, Mr. Basil Chapman. Steve Rhodes, Dave White. Be back this afternoon. Thanks, pal. Thanks, man. We'll get him, folks.


and welcome to this session in which we will discuss the taxability of scholarship, fellowship, and any sort of college education help. Starting with a scholarship, what is a scholarship? Well, it's a form of financial aid given to the student to do what? To help them afford their education because especially in the US it costs a lot of money to attend school. Therefore what students try to do, they will try to either win a scholarship or get some sort of a scholarship to help them with their education. So this aid is to help pay for tuition, academic fees, books, supplies, to live, room and board, essential equipment, for courses, at any educational institution. That's what a scholarship is. Here we go. Is this amount taxable or not? Well, typically the amount is exempt from taxes. As long as, listen carefully, the money is used for tuition. It means you have to pay for your courses, academic fees, part of paying for your courses, you might have to pay something called academic fees, which is usually part of your tuition, required books, books that you need for your course, supplies you need for your course, and the necessary equipment for the courses. So notice, any expense related to tuition and anything related directly to courses, that's going to be exempt. However, any fund received specifically for room and board means to live, transportation, those are considered taxable. Now you might be saying why? Think about it. The reason for giving you a tax exempt scholarship is to help you with your education.  So the government says, no, we're not going to do that. Also, transportation is not tax-free. Now, since you need to live anyway, those portion of the scholarship, they are taxable. So if you get $10,000, use $2,000 for room and board, well, they are not exempt. Now, what about athletic scholarships?  Well, generally speaking, athletic scholarship are tax exempt if the recipient participation, so you are giving an athletic scholarship, is anticipated but not mandatory or not required. Hold on a second. So what does that mean? That means the college gave you an athletic scholarship. That's great. They don't require you. It's not mandatory to play sports. They gave you the scholarship because they want to kind of reward you for your skills. Now, most likely you're going to play, but if it's required or mandatory to play, then it becomes what? It becomes a form of compensation. And guess what? Compensation is taxable. So usually when they give it to you, usually college is the way they frame it is. You know, it's not required. It's not required that you play, but it's anticipated. You could choose not to play. Well, then you are not really working for them. So it's a very important concept when it comes to scholarship. Before we proceed any further, I have a public announcement about my company, farhatlectures.com. Farhat Accounting Lectures is a supplemental educational tool that's going to help you with your CPA exam preparation as well as your accounting courses. My CPA material is aligned with your CPA review course, such as Becker, Roger, Wiley, Gleam, Miles. My accounting courses are aligned with your accounting courses, broken down by chapter and topics. My resources consist of lectures, multiple choice questions, true-false questions, as well as exercises. Go ahead. Start your free trial today. Let's take a look now at qualified tuition waiver. What is a qualified tuition waiver? It's basically when they waive your tuition waiver.  We will waive your tuition. You don't have to pay anything. Or a reduction. Refer to a situation where a non-profit educational institution decides to lower or completely waive the cost of tuition for a student. When would that happen? When would that happen? That would happen. Let's assume I work for a state university and I do work for a state university. If I attend schools or my kids attend schools, what they would do, because I work there, they might waive or reduce the tuition. This is what qualifying tuition waiver. So the benefit is not included in the student's taxable income, making a tax-free form of assistance. Keep in mind though, this tax execution applies to undergraduate tuition waivers. Let's assume if I want to take a graduate course, well, if it's waived, it doesn't work. An undergraduate, it's different, implying that waiver or reduction for graduate programs may not be excluded from taxable income. So this is usually applies for undergraduate. Again, if my kids are attending the state school, I'm part of the state school system, they might waive or reduce their tuition. It's tax-free. Now how else you would receive a benefit as a student if you are attending a college, especially as a graduate student? Well, you could be a graduate assistant or a research assistant. Simply put, you get accepted to the program and what you do is you apply for an assistantship. It's called an assistantship within that program. And what you do as a result, you would receive a stipend. Simply put, a form of a salary. If the graduate student receiving a stipend, which is basically your pay, stipend is your pay for the role for what you do. For example, you're doing research or for example, what I did as I co-teach certain classes. Well, as a teaching or research assistant, which that's what I did, this income is subject to tax. So I applied for the scholarship. I got, not for the scholarship, I applied for the position as a graduate assistant or research assistant or graduate student research assistant. You're doing work. Well, if you're doing work again, if you are being paid for services you are rendering, you are being paid for compensation. If you are being paid for compensation, the amount is taxable, taxable. Now, sometime what you, what they would do that you could receive some money in addition, in addition, money received an additional reduction of tuition. So what they did, they paid you for your hours. In addition to that, and this is what I used to have, they waived half of my tuition. Well, that waiving for half of my tuition was non-taxable because they already paid me. This was basically a form of a scholarship from the university. Let's take a look at an example to see how this works. We have an Emily and a claimed soccer player receiving all state honors in her last two years of high school. State university recognizes her talent and offer her an athletic scholarship. Here's how, here's what here's how it was. The financial aid provided the following breakdown for her. For education fees including tuition was 14,000. Housing and meals costs were covered up to 5,500. That's what they covered for her. Also, 1,300 was allocated to books and supplies. She can buy books and supplies for 1,300 and 1,004 transportation expense. The question becomes how much would Emily include in her gross income? So how much of these amount are taxable? Well, educational fees including tuition, this should be tax-free. Housing meals, housing and meals, living and eating were covered up to 5,500. Well, that's going to be taxable. The 1,300 for books and supplies, it's basically part of the tuition and fees part of the cost of attendance school for educational purposes. That's going to be excluded. The 1,000 transportation will be included because it's not excluded. So what's going to be excluded from her gross income is 15,300. Housing meals and transportation, which is the 5,500 and the 1,000 are included. Let's assume her brother George does not have any athletic talents, but he received a 6,000 scholarship from the company where their father works. So the company gave them 6,000 dollars. The company provided this educational grant equivalent to half of the annual tuition, fees, books and supplies for all executives' children. So what happened is the company as form of compensation, not as benefit form of compensation, since you're an executive that's part of your compensation is we're going to pay half of your annual tuition, fees, books and supplies. Also George won an essay competition in the field of economics, his prospective area of study, earning him another scholarship of 4,000. So now we're going to discuss or we're going to determine what happened, how do we treat the 6,000 dollar and how do we treat the 4,000 dollar. Well as I mentioned, the 6,000 dollar is a form of compensation. What happened if it's form of compensation? Now you know the rules. It's taxable. It's a form of compensation to his father. So his father would include that money. How about the 4,000 dollar scholarship? Well the scholarship, although it's a prize but there's an exception for prizes, if the prize is a scholarship which is considered the scholarship it's tax free. So George don't have to include the 4,000 dollar but his father would have to include the 6,000 dollar in his income. What should you do now? Go to Farhad Lectures to learn more about gross execution because you need to know what's included, what's executed and in this session we focused on scholarship, fellowship, form of educational assistant, whether it's taxable or not. I have additional multiple choice through false lectures that's going to help you understand these concepts. Good luck, study hard and of course stay safe.


What's happening guys? It's Shane here again. Today I brought somebody on the channel who actually tried out a digital marketing boot camp and they're going to talk about their experience going through the boot camp and then they're also going to talk about their experience going through a different course which they had a much better time with. So I'm really excited to bring Devante onto the channel today. I think you're going to learn a lot about this one. I know a lot of people have asked me to talk about digital marketing boot camps which I am making a video on that. It should be out here pretty soon. So for those people you're really going to enjoy this video. Definitely watch it until the end. Gently tap that like button if you appreciate this type of video and let's jump right into it. Okay well hey Devante thank you so much for coming on the channel and kind of talking about your digital marketing journey and your experience with the digital marketing boot camp as well as a different digital marketing course that you took and how you were able to land the job. I really appreciate you coming on today. Thank you Shane for having me today. I really appreciate it. I'm excited about being on here with you today. Awesome awesome so let's go ahead and just start at the beginning if you don't mind kind of just take me back to when you first discovered digital marketing and kind of what made you interested in it. One day you know I was already in kind of real estate so I was already kind of in the marketing thing and he had Seth Himes on there who had a digital marketing course so I was like I'll try it out see maybe this could help me with real estate. Took the course and realized I just like digital marketing by itself so you know I wanted to try to merge real estate and digital marketing together which still hasn't happened yet but I want to get to that point to make that happen but yeah I bought the course in around 2018 I started taking it. Of course I kind of have did the course I didn't really go all the way through because I thought I had gotten out of the course what I needed wasn't the case I started applying for jobs that wasn't working but I was also had a full-time job and trying to build a real estate business at the same time so I kind of stepped away from that and then boom pops up a digital marketing bootcamp in the city that I was living in at the time and when that popped up I'm like okay I already kind of know digital marketing they marketed it as if they were going to help with you know getting you a job and helping you network with different marketing companies so I signed up I got accepted and I did six months in that digital marketing bootcamp. Well I will say is that I could have just not went through that and just stayed with the course course that I use with set times because I learned more than enough in that course to get a get a job as I found out later. Gotcha oh sorry sorry for interrupting I was just gonna say yeah I'm doing research on the on the digital marketing boot camps and they're they're just not that good overall they they don't get great results overall for people there's a lot of other types of boot camps that get much better results for sure overall than the digital marketing type so I'm not surprised to hear that. So a little bit more with this like when I got there because I knew of digital marketing from from the course that I so I understood email marketing SEO PPC you know things like that so when I got in the bootcamp I thought that was just going to enhance everything you know that I had already kind of learned more so because it was a bigger name you know more institutions that just someone off course offline as I you know I thought at the time and really all I learned in the bootcamp was basically basic marketing tactics and make kind of how to structure content but didn't really you know learn any real PPC or SEO or anything you know so the things that were promised wasn't given and it was also funny because I think some of my class has some type of experience as I had so about halfway through the bootcamp half my class left they put up a big you know like we're not learning anything we don't feel like you know it's worth it and they left so yeah yeah not saying all of them are like that but you know that was my experience with the bootcamp got it got it yeah so basically kind of from what you've told me so far you were sort of you you sort of wanted to get into digital marketing so you could learn skills to integrate with your real estate business because you were a real estate agent and you sort of kind of bounced around to a few different things you went through Seth's course which by the way is totally normal because you're entrepreneurial same thing with me I tried so many different things before I found something that was kind of a good fit for me so totally normal to do that happens to everybody I'd say but then you sort of realized that the digital marketing bootcamp even though it was probably much more expensive than Seth's course like maybe 10, 15, 20, 100 times more expensive it actually wasn't nearly as good as Seth's course so you kind of like went back to Seth's course and you started studying again I believe is what you're telling me you started studying it again like maybe 2020, 2021? Yep so to go back on the pricing of the bootcamp it actually goes based off of how much you make so your first job that's how much there was of course there's caps there's a cap on how much and there's a cap on if you don't make enough you don't have to like start paying right away and then if you make too much there's a cap of this is how much you can pay so it was based off of how much you made the first job you got so you would actually be paying more the more money that you made you know so that that's kind of how they went in they also let it be known because I asked I'm like can I pay this off lump sum because I was in real estate so I could you know those you know and they was like no you have to pay in payments I'm like so we can't pay lump sum they was like no and I'm like okay so um yeah so I actually started that bootcamp I got Seth's course in 2018 started the bootcamp in 2020 um actually no started the bootcamp in 2019 graduated in January of 2020 from the bootcamp um and then I got a few in between then I had got a few uh internships um and things like that but the internships they they weren't just I just like this isn't really digital marketing I feel like I would just get busy work I didn't feel like I was learning anything um so again kind of bounced around um and then got with my real estate company uh back here in Kentucky and started running Facebook ads um and that was 20 like the end of 2020 2021 I was running Facebook ads for them so I got a little bit of experience with that um and then I went back to Seth's course and I actually went through the whole entire thing um I did all the exercises of building my own uh site my own blog site you know things like that just trying to get um experience and then I just started applying um and originally I was trying to do PPC um that wasn't working out too well so I started also applying for SEO positions and um I got my first SEO job in um earlier this year in April I started at the end of April as a SEO specialist so that's awesome that's awesome yeah um I I mentioned this to you earlier I'm actually in the process of hiring somebody for SEO right now so yeah it is it is such a hot market for sure and there's so many like little niche positions that people if you if you're not in SEO you would never even guess these are positions um it's not just like one like type of SEO job there's probably like 10 different types of SEO jobs you can do so yeah SEO a lot of opportunity there that's awesome so how long after you uh finished the course for the second time how long did it take you to land that uh SEO position um it took me I think I got done with the course in March and I had a job out in April wow that's awesome that's awesome but like I said I had been through the course before and like actually several times but this was the first time I actually did the work of like building the site and actually doing the WordPress I kept going through the course trying to like trying to you know do the easy route like yeah I know the vocab words I'm gonna start applying but it wasn't till I actually really sat down and did the work of building my own portfolio site building my own blog site that's when I got a that's when I got a um job so in that month that's kind of what I spent doing of was building my my portfolio and then I started to apply once I had something I could put on my resume that they can click on and see got you yeah the portfolio site is key because that's how you get around that that kind of like catch 22 situation of all the jobs require one to three all the all the jobs are entry level but they require one to three years of experience and that's a great way of kind of getting around that that meme is like great your own experience right and for anybody who thinks it's got to be perfect like you like my website my blog your stuff is still live I'm gonna redo it it's horrible it is bad but my blog site doesn't have a favorite kind nor does it does my portfolio site and I didn't notice that until I got my position and started understanding more of SEO and how to do stuff more in WordPress so I went back with my site I'm like this is pretty bad but you just got to have something you know because as you said before it's hard to find people that do this so even if you have something you already ahead of probably 90% of the people if you just have something you know absolutely yeah and it's one of those things as well that like it changes so quickly like the way the SEO was done even like three or four years ago is different than the way it's done now and same for pay per click and stuff like that too so it's like you know colleges for instance will never be able to catch up to digital marketing though because by the time they get a curriculum together what they're teaching is is going to be what worked like five or ten years ago it's not what works right now so the the best way to learn digital marketing is to just get a job in digital marketing that's by far the best way to learn and you know the best way to get a job is to figure out how you can demonstrate like know what skills you need to have and then demonstrate those skills with a portfolio portfolio website that's kind of what Seth teaches in the course so I did want to kind of talk a little bit about kind of personality and do you think there's a type of personality that does well in digital marketing or do you think that there's kind of like a sort of a position for everybody whether they're introverted or extroverted or they're creative or they're really analytical um I analytical for sure because because digital marketing is all about numbers and data so that's that's that's actually just marketing in general it's not even just digital marketing so if you're thinking about doing anything marketing you kind of want to be slightly I'm not the biggest math person analytical person but you know I know how to read numbers and when you're dealing with SEO you're gonna have to get into Google analytics a little bit too so you definitely you know you're gonna have to be able to you know be analytical um when it comes to like introverted extroverted it's weird for me because I'm half and half like because like I told you before my back girl's in real estate so I understand I'm not the typical salesperson I'm more of an introverted salesperson but when I have to talk to people in SEO you might think I'm extroverted so you know I feel like in digital marketing is either because like I wanted to be the introverted when I started off I just want to do the work I don't want to sit in any other client meetings I don't want to talk to any clients I don't want to do anything I don't want to sit in any of the proposals or anything I don't want to do that but in the position they offered me that they was like do you want to sit and talk to the clients do you want to sit in some of these proposals when we're talking you know potential new clients like so if you're extroverted they also give you or you you know if you maybe like well maybe I don't want to be introverted just sit back and do the work I want to be in these meetings with the with the clients talking to them so that's where the being extroverted that could help and then again like I said the introverted part just sitting back and just doing the work because there's plenty of work to do you can just sit at home and or in the office and just and just knock the work out so I feel like it doesn't matter personality now team wise it does a lot of the reason I got hired which I found out was because of course I was new entry level but it was because my personality they told me they liked my personality in that it worked well with the team and that's the other thing I noticed with digital marketing and with the courses that he always talked about that was like it's about it's a it's mainly about your personality because you're going to have to work with a team and communicate so if you're if you don't like people or you know you don't like talking to people then you probably it's probably isn't your thing because you're going to have to like digital marketing especially if you're getting a job is literally all about communication especially on SEO because SEO you don't get results right away as me and you spoke about so you got to communicate like what you're doing like what you're doing in the back end because it could just look like you're stealing money with SEO so um so yeah that's what it's like when it comes to personality though it's just like I feel like there's a role for everybody because like even if you are extroverted you don't like the technical side of working you can become you can be the salesperson in digital marketing you know so are being a manager and deal with all like you can if you're extroverted you can be the account manager and deal with everybody and talk to everybody the client just be the liaison between the clients and team got it got it I think that's good I think I kind of covered all the questions I wanted to ask you um so if somebody's kind of on the fence on whether they should join Seth's course what would you say to them? This is not me being biased at all but 150% about the course there's there's no like even if you think the coursework is old because that was my issue at first I'm like when I went back two years later I'm like maybe this doesn't he updates it you know so go get that course before you think about doing a boot camp or spending thousands of thousands of dollars on like some digital marketing course go check out Seth Holmes course first um and then I think you should go from there awesome awesome all right well um Seth does have a free master class which I will go ahead and put down in the description as well as the pinned comment below if you're a little bit confused about like what SEO is or what pay-per-click is or anything like that he explains all of that in the master class and there is like a bunch of different like routes you can go in digital marketing and I think you'll have a pretty good idea if digital marketing is a good choice for you after you watch that so highly highly recommend watching that I'll put that down in the description as well as the pinned comment below definitely check it out um so thank you so much again Devontae for coming on the channel and kind of telling your story I'm sure this is going to motivate a lot of people and uh you did tell me off camera that uh you're kind of going on more of an entrepreneurial side of things like you're freelancing starting your own business now um and I think that's awesome and I think digital marketing is one of the best careers to kind of uh be a launch pad for that so um good luck with that and I'm I'm sure you'll you'll be having some success very soon with that so thank you so much again for coming on the channel appreciate it for sure thank you Shane for having me and thank you for the con words man