All righty Fantasmic I would love to welcome everybody back to the independent investor channel for all the devoted subscribers to the message Absolutely, I can guarantee you this thing As part of this community man, you will benefit from this message stick with it. Okay? I'm always one of those fellas to kind of kind of downplay The the the the normal application that I try to put through on the independent investor channel Why is that? Because I am just a normal fella not a social media go-roo not even very good-looking Okay, neither are you get over yourself. All right We use and abuse the conduit of social media To provide insight on what I feel like is a complete disaster as far as Misinterpretation misinformation out there on both the information that's available out there through public channels as well as unfortunately the the the unfortunate patrons that try to take that information and They may have all the intention In the world to go and start a wealth building program for themselves but it's just so darn confusing out there, you know what I mean and Deep can you turn to social media? I mean YouTube is kind of a laughingstock and people are like, hey, you're on a YouTube channel Ryan Oh, that's that's funny. That must be pretty fun. Yeah, I don't know. It's it's fun could be I guess But for the people who might come to the message for the very first time in all seriousness You need to give it a chance. Okay, there's something very very unique about my message and a lot of what I see on the landscape look if I thought that the common opinion out there Was along the lines of or at least in some capacity the way I think As an independent applicator in everything I do, okay? If I had to fight for gym space at the gym at 0 500 in the morning when I'm there, which I don't there's nobody ever there Okay, why is that am I the freak? You know, I mean am I the freaking nature? I'm a pretty happy fellow really am I Don't I don't manifest over this topic. I don't A lot of the last couple years has been a culmination in my specific program I share What's been going on in the acute with you guys with regard to my active investing profile right now But really just leaning against the portfolio right now allowing the passive investments to work I'm going to define for you guys that If if you're making your way to the investment message tonight for the first time Ask yourself man. What do you think it means to be an investor? Ask yourself that What do you think it could potentially mean for you start to? Revolve around some of these topics because I tell you what there's a lot of people out there That are very well intentioned. They absolutely are they want to start But and they'll get started. They'll have enough to get over that hump or in some cases is very large mountain Or let's just call it what it is a personal barrier of fear That a lot of people have to get over to engage in a wealth building program for themselves But I think you graduate to a better place if you can understand Why it is that you do what you do and and I codify it as being empowered if you can explain And really substantiate why you do this message to the point where you can actually Share the message with somebody else who might be struggling That's the key. Okay. I'll be fine I'll be I'll be fine whether or not I made this product or not I've I've been fine before The five years of making the independent investor channel. This for me was an opportunity that came to me I didn't search this out. Okay.  I don't I don't care I don't look at life that way my day-to-day interactions with people are problem solving and and getting through meetings Uh and getting to a resolution with a group around the table of professionals. That's what my day is Okay, my day isn't following me around with cameras in my face because I've got so much to say So much to say so much to say. Okay. I I don't I don't believe that so much I find it all very appalling that we put a lot of people on a pedestal Um and and people in the investing community that should be put on a pedestal and rightfully so You know warren buffett man is incredible and a lot of people that they they they really gravitate to Warren buffett's investing style. I'm just here to tell you man. You're not warren buffett You don't even need to invest like him Listen to the words the man the talks about with regard to investing And understanding that all of the answers are out there If you go about this application and you believe in your heart of hearts That all the answers are out there readily available for you, which they are That's the truth. Okay. The misconstruence is I've got all the answers and you've got to come Actually don't come to me because I'm going to set up barriers in way of buying my course to get access to me Right to get those secrets to investing that only I hold. Okay, and I'm going to share those with you. All right Now there are advanced strategies in trading and and and all of that that you know, if that's your thing Great, grab it to take to that. I think that appeals to Very very few. All right. My message is looking to Appeal to the masses out there that are just looking to wealth build for themselves. All right. Can you make me a millionaire ryan? Take a deep breath. Just stay with me. All right If your number just so happens to be wealth building to 137,662 Into your future when you turn over into more of a retirement posture Then that is what your number is and you might think gosh 130. Well, who can retire on that? Guys, you got to have a perspective about this deal if you had never ever entertained the idea of wealth building and you never deploy any of the fundamentals That are tried and true In what I foot stomp all the time through the independent investor channel because I give away the goods for free Because I do believe that they are available free of charge Okay, so I'm looking to cut through the gray And separate this whole deal between black and white for you. All right, so it's not so difficult but If if you can do that and you can parse through the garbage you can avoid some of the myths in Anytime you have a topic like money. It's sensitive. All right, you gotta check out this youtube guy Yeah, I'll check him out. I'll check him out.  That's a good one. You know what I mean?  You know what I'm saying? But it's like you you tune into me and it's like what what is this guy talking about again?  He's not very good looking. He doesn't he doesn't have charisma, you know He's king sarcasm. There's no doubt about it, but he's kind of brash and you know I don't really get this. I don't I don't understand them You know for a lot of people they want to be just led down the path. They do They want to sit back and they want to Consume and they want to benefit from okay if that's your expectation of me man You're in the wrong place just that simple I work very very hard at my application as a lot of these wealth builders in this community do because they understand And and they can resonate with the message that there is no really there's no easy way Okay becoming an investor isn't uh an excuse to fall and tilt Being an investor doesn't give you the opportunity to say okay. Well now because I'm an investor I'm somehow entitled to x y and z Doesn't mean that at all. It just means you become an investor and it could It could Present some eligibility for you to enjoy some wealth building into your future as opposed to saving your way To that same end. Okay, it's a means to an end guys So if you're one of those young folks out there, it's amazing I'm 43 years old if you're in your early 20s Average view duration for these videos are 15 minutes. They kill me on youtube. Honestly I just am stubborn as hell. I won't stop doing this product and I'll continue to do this product I'll probably break youtube. It doesn't I mean, there's nothing that I do on my channel now that youtube likes and that's great That's totally good. I'll drink to that for sure. I always like to fight the system. I do This is an opportunity for for me to come and get my point to crossed There's no way I could do a live stream for eight minutes I've already gone nine minutes and 30 seconds and I've dropped all kinds of nuggets I plan on giving you guys the goods tonight for 50 more minutes. It's just that simple Here's the thing guys.  I can't I can't you know Marjorie from across the street said she invested one time and she lost $146 on the market because she got involved in some penny stock deal and it was the best thing going It was just this commodity that it was going to go up over time and and I had to invest in it and then lost it and boom She hasn't invested for 30 years and therefore I'm not going to invest myself. All right I think you need to get over those barriers. You know, it's funny if you're a new investor I think some of these questions you'd be better served to check those questions Just check them. There's no stupid question in my community and especially in my viper group, man There's no there's no discrimination at all man because we want to make the investing discussion more common place Well, we don't want to buy into those barriers. We don't want to accept an environment in investing where Contrary to what Warren Buffett says that all the answers are out there You have to seek out a $1,500 course from some youtube moron That that that has all the answers for you and is going to show you the path for riches and doesn't know the first effin thing about you and your life It's like Ryan Godday.  You should come check this guy out, man He's going to declare his $5 portfolio the validation portfolio to you guys It's because I um did a whole lot of the last couple weeks, man I didn't sell my portfolio a month ago. I think some people owe some people an apology I don't know. I'm an I'm old school, right? I was born in the country, right? I come from the dirt Right. I was I was born. I wouldn't have traded my upbringing bringing But I was at least provided some manners and it seems like some of these privileged kids nowadays, man Um, it's as if they think they have well, they do have a silver spoon up their ass but the anointed like approach that they have with people And steering people wrong Come on. I didn't admit you're wrong. I said they were wrong. I actually said they'd be right for three or four days after This whole like uh market top, right and boom everybody's got to liquidate everything, right? How'd that work out for you to put you put that in your pipe and smoke it?  I've made back from doing absolutely nothing Over the last three weeks that the market's been recovering I don't know what the market's going to do the rest of the years. You're missing the point If if this scares you Okay, I'm trying to get your attention. Investing is fun. Investing is easy Investing is not difficult. Okay, you can make it as difficult as you want to be But I'll tell you what that sure as hell compounds the problem man when you start to time the market, which is a tried and true plan to failure If you didn't know I'll say it again trying to time the market is planned failure and These thinking heads on youtube man who have all been investing for a couple years They need to pull head out of backside. I cannot say it any clearer.  I'm going to tell you what the right answer is, right? No big secret Just hold Just just hold you became an investor to be an investor You did not become an investor to Become an investor only while it's convenient for you and then redefine the terms of the game and say well I'm an investor but but not really right now I'm going to take a hiatus and I'm going to put the portfolio on the shelf for a while until things cool down I'm going to give it a year off. Really? How's that going? I think for four days they were probably like Hey, I'm so glad I bought that $1,500 course man meet Kevin. Just he saved me a truckload of money, man I even had folks at work who were like, yeah, I sold the beginning of the year, man I avoided this entire thing. It's like really those are the very myths that we look to dispel on the independent investor channel If the swings of volatility of the stock market bother you don't invest so much I don't know you're going against one of the tried and true fundamentals that I'm going to deliver for you tonight I don't know what else to tell you This is easy Warren Buffett speaks as if for the people who come and they profess to have all the answers and You know look the part speak the part Zoolander You know, they look the part which I don't I'm rough. I'm abrasive. That's good. I like me um For the folks that really are streamlined in their application. They're really really elegant and they look like they're karate chopping you when they're talking to you through youtube, right? And they're trying to sell you something because they're trying to let you know That you don't know what you need to know and you need to know what I know So that you can know what I know and you can benefit like I benefit because without me you will never benefit I think a lot of people man, they can sit across from me I'm probably speaking to a lot of people and I maybe coin a lot of people's alter ego where they're like god dang This Ryan guy he kind of kind of lays it out there. It kind of calls a lot of people out Um, and yeah, I do I pay homage to the boss man. Warren Buffett's the man There's no doubt about it. If you can do yourself a favor watch Peter Lynch watch Warren Buffett Warren Buffett will talk about all of the things that you need to know and it's crazy how Warren talks to He doesn't necessarily talk about when he talks about stock directly talks about Good quality companies with a moat that have paid a dividend over the years that are well established businesses that you could enter into And you could imagine holding 10 years from now if you were locked up in a cell And somebody threw away the key and you came out and you were like gosh I'm sure glad I made that coca-cola investment 10 years ago. That's Warren Buffett's philosophy, right? Now you'll never be Warren Buffett's okay the independent investor channel strikes at you being the very best that you can be If that 137 and a half thousand is the best that you can do over the course of your life I will applaud you. I will be the your biggest champion. I really will okay You got to believe that by putting a plan in place and deploying a few if not all of the fundamentals that we talk about Wealth preservation the lowering of cost and fees within your account the tax protection that you can Opt into just by nature of the decision that you make that's it Not that hard. Happy this guy's saying we can do it too man This guy's great. He's talking about till in the back 40. It's unbelievable, man He just made 48,000 back in the last couple weeks and he did not buy a course. He didn't again You believe that he's been on his backside for eight days because he's sick and he's feeling Awful saucy tonight because I actually feel better and I can breathe. It's a beautiful thing I can breathe.  Yeah, that was my week this week. Unbelievable, man but Yeah, you know, I do that to get people's attention and still it's not going to matter I think a lot of people out there the barriers will become too tough and that's why I That's why I dig below the surface guys. So for the community members that know me They know what I'm trying to do. They know I'm trying to get people's attention Now if I could reach through the screen and I could grab you and I can shake you until you start smiling at me because I have to get that guy. This is like a roller coaster. You're the man I could get you just as excited as I am about wealth building because let me let me impart something to you Okay, I don't come from money Okay, I don't I earn a blue collar salary and at 43 years old I'm making impasses in my career that I could have never imagined 10 years ago by sheer nature of my will determination thinking and growing into my potential and I've had this demon Since I was about 15 years old, right and it's just a belief in yourself That's arrogant Ryan and call it whatever the hell you want Michael Jordan had some interesting ways of motivating himself to go out there and just dominate the competition because he felt that They had something on him that he had to take from them Okay, for you guys that are deriving motivation from wherever it is that you derive said motivation from Take it grab it. I don't care where it is that you get your fire and your power from I don't care All right, but as we work through this lesson, man We're start to get we're going to separate what it is We feel in a very very gray and confusing landscape what is very very crystal clear And really when it comes down to is is being less dependent on others and their freaking opinions And them having all of the idea about what it is is best for you As opposed to you just taking a little bit of ownership and looking into the mirror and saying Okay, this is the last live stream. I just watched a Ryan man He's talking. I shake it my skin out of me and Getting me to figure it out right and waking it up. He says it's okay If if you don't make millions in this life and it is it's okay All right, if your goal is to make millions great I give you all the power to go ahead and do that I just want wealth and security because you have any perspective about this life, man There's people around this world that are suffering Okay, people around this world that are suffering investing is a luxury. It is not a right It is a luxury and not a right. Do not ever ever lose track of that guys. Appreciate you guys We've got over 50. I wasn't going to stop talking until I reached over 50 So my opening monologue tonight was for 20 minutes. Okay, sure. Hope you guys For the most of the unloyal patrons to the independent investor channel. Um, they've already logged off They're like, yeah, Ryan's office rocker again. Ethel got bang it.  We got family feud on tonight, man reruns of the family feud Ryan's not saying anything new tonight I beg to differ man. We aim to strike and we aim to empower those one investors at a time You're making your way to the message.  I am the black sheep of youtube and I'm proud of it I am absolutely proud of it Trust me, man. The money that I make on the small youtube channel that could call the independent investor channel It's totally fine. We aim our value at the patrons of this community No doubt about it because your success is absolutely reflective of the message that we put through here On the independent investor channel be with the back in just a moment We haven't done a portfolio review for a while. So we'll rip through it really really quick I really don't like this. This is the least favorite part of the live stream But i'm gonna rip through it really really quick because we can people like numbers and they like stock picks yada yada yada Here it is. We are up week over week. Here it is. I have some alt investments. This is comprised of the triple q's This was a new position. I should have doubled down this position But amazon google look at them to split this summer. That's gonna be a lot of fun to see those plus up I would buy 3m right. Yeah, I really would AT&T Outperformed blackstone group showing some nice strength here Tech still continues continues to suffer Oster is my newest speculative growth actually and it's on fuego. It's on fuego I should have sold everything god dang it. I'm really really regretting not buying that course I tell you what because I would love to have somebody that's invested in this talk market A whole hell of a lot less than me tell me what I should do with my money Interesting interesting Let me think about that for a bit. I'll come back to it But we're up week over week on the taxable brokerage account. It is a few bucks in there anyway Next on the line is the Roth IRA number one This speaks to a couple strategic goals that I have lowering the cost to zero I pay no fees in account. I do not employ the services of a financial planner I have been with four in my life four count them one two three four And in all of the cases they all charge to me expense ratios that were unacceptable to the trained mind And if you just heard me you just hold hard to nugget It's like what hold on ethyl told me that I if I did it go in and To not be so speculative to go talk to a financial planner professional because they would really treat me right They treat you right for sure. They're going to give you a Plastic big to take home and a beautiful pamphlet and they're going to charge you three percent over your money for the rest of your life One of the biggest mistakes you can make there's we have ex financial planners and financial planners in my group Hell, they agree with me. I'm right. So But they provide a hell of a service. Yeah, you're paying for it, too There's no doubt about that.  Let's be real. Come on Lot of you guys are investors and you don't even know it. Yeah, I don't know ethyl also told me to do this 401k Get the free money. Yeah, that's the best advice that ethyl could have given you from across the street There's no doubt about that because you are in fact a passive investor It's probably don't it's probably good. You don't know you're an investor because you'll probably do just fine With that 401k, especially if it's from a reputable broker like a vanguard or a fidelity that got some of the best programs I've seen some 401ks that are just Jesus Christ to throw it into the highway robbery modern-day IRA robbery category Expenses are pretty high. They're meant to be very confusing. They spread you out over a lot of different index funds, but I may or not the best thing you can do With your money, you can absolutely go to a more strategic program like the one I'm displaying here for you Which is a mix of passive investments. I don't want to move my screen here But you know, this portfolio really hasn't changed for the duration of of sharing it with the community here Vo is back up in the black again, I'm really regretting not selling any everything back in the black back in the black with the VNQ, which is the real estate read known quite well As well as the utilities and the other portfolio. I'll show you here pretty quick, but we're up week over week here Back above 110 dollars in this account so Not too shabby been invested and for about 25 years here and I've been able to save a lot of 110 dollars over that town That's a lot of lawn mowing right there. My god. That's a lot of lawns right there.   This guy's telling me. I got to go to work I don't want to go to work. I want to sit on a beach for the rest of my life It'll get old all right find something you like to do. I love doing what I do, baby I love it man And that is a luxury in and of itself a lot of people don't have that said luxury But it can be a means to an end man nice solid income I had to get something cut off the top of my head for the first time this week in my life And and I was glad I had some insurance because anytime you mention the c word. It's like that that's pretty expensive I'm glad I have insurance. All right That would have come right right out of the right out of the old piggy bank there If I had to actually pay for that, but um, yeah, obviously good quality here proctor and gamble Realty income core Pfizer some good blue chips in here Palantir's on fire took a digress today I'm holding long on Palantir. I don't have a huge position in it I only own 300 shares, but it fits nicely in the Roth And I'm glad I'm glad to have picked it up on the dip anyway So this is the Roth IRA to again with the mission of tax protecting a lot of my wealth So if you're doing the quick math on this 205 thousand dollars of of tax protected just in the Roth IRAs As well as one of the additional accounts is also a Roth In the TSP. So, you know, I practice what I preach and telling you guys that if you're going to tax protect that money It's a good thing. It's a good thing. I highly recommend it and people be like, you're crazy, right?  You guys think I got to go to work I got to invest and I'm not going to be a millionaire man.  Well, my stuff works So I don't know what else you if you can do better. I I man hit me up And I I'm hungry. I'm hungry all the time.  It's a waste of mine. It's a waste of your time You want to know the goods? This is the goods. Okay. Now you don't have to have an established portfolio like mine that you can take Bits and pieces the bits and pieces out of here is the vig and the vpu, right passive investing Um, I get into what I think it means to be an investor for a lot of people A lot of people hear investor and they're like, yeah, that's that's good. Ryan It's go, let's go to a restaurant and waste some money.  Anybody want to go casino with me? This is fun. Yeah, we'll talk about investing next year.  It's march, bro Like really you can't talk about it tonight. A lot of people come in here like clockwork, man Every single week just like I do I don't imagine that this product would be very good if I missed every other week or just showed up once a month And you guys just came in here and stared at an empty empty chair, you know what I'm saying? I'm just here to facilitate the business and express an interest in people Resonating with the idea that people's personal finance is very serious. I joke.  Let's go to work Okay, let's go to work make some money. All right.  You see how that works indirectly. I'm a selfless person To be honest with you know, I'll give you a piece of the if I could just unhinge it and just give you a little chunk Okay, I'm gonna give you this it's more about the plan It's more about the plan that for me It's about deploying a plan and seeing that plan if executed correctly Pay dividends on the back end. It's really not about the renderings the renderings. I'm sharing with you now And and the renderings are are good. It would have taken Falling off of tilt a month ago and selling my entire wad. I'm already a winner. I'm out I'm gonna wait because I think that things are gonna get rough things did get rough They did and markets do what markets do they humble people Especially people who don't have more than a half a decade of experience in the market remember in the head Severely lodged right up there and they just don't understand that it smells. Yeah Yeah, yeah, not good man not good hate to be so scathing but truth hurts man I think apology is probably in order but god we wouldn't want to actually have those people come off of their high horse and actually Apologize for steering probably thousands of people in the wrong direction Yep, specialty portfolio. I I made this video. I didn't even have a chance to drop it. It became a week old I didn't even have a chance. I said that I pushed 10,000 into the market Couple Mondays ago and trust me that was back before all this positive sentiment Everybody getting on their high horse. Well, let's ride it back into the horizon. Ryan. Let's go man NFTs, let's start placing our bets Come on. They're dealing already. Let's go casinos open. Whoo No, I just methodically pushed The $10,000 bill into the market. This was a recipient of that Puts us less than a thousand dollars toward the next incentive threshold of 25,000 This was an account that I started. It's just over three years old I started it with the sheer intent of providing some validation to people that they could make that first $10,000 Invested if you're joining the message tonight for the first time and you don't have that $10,000 knocked out You can get there. Oh, I just let it go You can get there. Okay Blow through them barriers. You can get there. Okay getting to that first 10,000 It's probably one of the most difficult thresholds That you could ever ever get to and I started this account to prove that We're knocking down the 25,000 threshold, which is a good one. This is the passive sector's specialty etf portfolio It is up a week over a week. It's doing quite well. I haven't touched this for three years I haven't touched it really you don't massage it. No, I don't massage it Do you think really hard on it ryan to make it do Good stuff. No, I don't do that either Do you do you fear that it's going to do something bad man when you're sick? No, I don't I don't do that either Um, I check it every now and then just for the fun of it Not with the intent of what flipping out because I heard somebody say to sell everything. No, I'm good I'm invested diversively in the sectors. I'm good. Thank you Using the power of m1 finance. I buy the lower sector in this. It's a beautiful product It allows me to always fund the under Weighted sectors in the portfolio. I do own all 11 in this. It is a taxable brokerage account And I live to find another day. It's good to go.  It's like, God dang it. This is that easy Ethel god dang it. I'm telling you man. You're really missing out this guy saying how easy it is I haven't done an effing thing to this portfolio for three years. Okay I don't know Ryan. Can I do it too? Do I need to think really really hard? Jesus, I don't know rewind it back and just watch that bin again. Okay, you'll get the message This is the dividend portfolio. This has been plused up to 92 holdings. These are This is an interesting strategy here Again, I get dividends flowing in almost every day of 92 holdings in there. These are these are holdings I really wanted to establish this in m1 finance and this is looking like it's going to be A nice mainstay for me next incentive threshold on this 50 000 I did start this with some growth names got a little head start in it with some google amazon I had nvidia. I had tesla in that original account. I had uber I had adobe systems. I had crm sales force. I had day pal I had a 10 stock ultra growth portfolio. I rolled it out through the history of the channel did really well Put a nice accelerated piece of growth in there and then I entered into the arc etfs Which was very short lived very short lived It ran up really nicely. I sold out of the arc etfs And I segued into what you see here now I built it up here as of late to 92 holdings within the 10 sectors. I split it up I share that openly you can have it free of charts free If you want to Send me I don't know a christmas card Or you can just drop a thank you in the comment section man. I'll be like, hey, you're welcome. That's awesome and use it I don't use it. I don't care use parts of it. There you go.  Now you're thinking for yourself. There you go. Ryan's not going to tell me what to do.  But this this is awesome next incentive threshold to be staring down 50 000 In this pretty awesome stuff Bonds are getting crushed. This is this is the only part of the market that I'm concerned with this is serious There is some articles out and I need to do a little bit of cell study To pay attention to the bond markets here bond markets are really rolling off I think we're in for continued volatility through 2022. That's the way of it. That's just my pulse to the market Doesn't mean I'm doing anything crazy. It just means that that's what I expect If it surprises to the upside, right? No problem. I'll come on here and report to you guys as such, right? It's okay Am I going to be running for the hills? No I opted to be an investor a long long time ago and I wouldn't be in the shoes that I'm in now If I hadn't been an investor many many moons ago And I presume that 20 years from now. I'm going to look back on this and pass and say it was the very Uh entering into and commitment to being an investor that's made all the difference. That's simple Not that hard Use a little imagination guys. You'll probably be in that in that boat Some day down the line here and you don't want to you don't want to be regretting the decisions that you make now Trying to wishy-washy jump ship back and forth. Okay TSP. This is the Roth TSP all of these dollars are Tax protected here 62 443. This is held up nicely This is right about the level that it started the year with give or take a few bucks All right, so Wealth preservation through diversification. This would be my example of what many in the uh, the group here have via 401k Okay, so You know while everybody was talking about freaking out and you know Soiling themselves and and and running for the hills and taking ethals advice from across the street Investors that are calm cool and collected look at the portfolio and they say look I'm going to continue to dollar cost average through the volatility. I'm going to continue to fund the market I may end up having some opportunity through this To do some strategic buying and that's what I did. I did at one time. I was pretty patient I hit my 10 down mark. I went ahead and pushed some funds into the market. I could have been wrong I'm not one of those guys that come on and prepare you haven't like to look at me I filmed a video to share with you guys if I didn't even I didn't even put it up because I really i'm I don't care YouTube if I'm going to remain at 28 000 subscribers for the rest of my life No problem. I'll continue to help the 2,500 of those patrons that really want to wealth build for themselves So let let everybody else try to catch the rocket ship to the moon. No problem I wish everybody the best of luck in whatever endeavor they get involved with I openly share what it is that I do with my application and the secrets to my success Very little has to do with me manifesting over my stock portfolio very little Family man diet and exercise commitment to my work Making the very best of that opportunity Seeking fulfillment in all areas and aspects of my life As well as my investment always looking for those areas of improvement Investing is just a part of my life and it is one that I command I do not just own it. I command it. Okay, my money does not own me I command it. It's that simple one of the things that I should talk about here if we have time Once I get through the review here with the vanguard's growth up a little bit This is reflective of a smaller portfolio with one etf in it. This is the growth portfolio and rabomid This is weeble. This is the mid caps. The vanguard's mid caps is $1273 in there This is globe x that we're going to start on a campaign here over the coming months You'll see some folks in the network here rolling out some campaign videos on globe x If you have any opportunity to say thanks to the channel for shaking him by the ears.  Those are pretty good videos, man. It's really cool, man I play back. I'm going to have vox royalty on the channel within the next couple weeks And watch kyle floyd talk man watch some of these CEOs. I'm rapping with on a weekly basis I'm not going to apologize for that guys.  They're good These CEOs are legit man. They're running 30 million dollar companies up to 120 130 150 million dollar companies some of up up into the hundreds of millions of dollars of companies Some of them ot c qb boards Some of them are up listing some of them are you know in different niches of the markets emerging technology It's fascinating fascinating doesn't mean you have to lose your wad and invest the entire farm on it Doesn't mean that it means that by supporting the channel and hitting the thumbs up button saying hey, thanks We appreciate the effort ryan that goes a long way with me really appreciate it. It's kind of amazing How I sell out every week I would do it no matter what the level of support that I get and that's obvious That is obvious because I do those Promotional videos and I get zero love zero love. It's no problem. I got plenty of love for you man I got plenty of love for everybody to spread it around even if you don't have it to spread my way It's no problem. Here's the crypto. I'm up 185 dollars after six months of investing I have no idea. I'm more in the Warren Buffett charlie munger Crypto camp in that if I can sell it to some schmuck 20 years down the line for more than I paid for it i.e. 2500 Then I'll be in the money. This is the interesting part. This is the part that I'm interested in We're up 44,000 in a couple weeks Should have sold everything No, I'm just kidding. I knew better You don't sell everything when volatility kicks up in the market. You just don't do that You know, you hold true you hunker down Grow a pair be tough Um exercise discipline where you don't have discipline to exercise Learn discipline where you don't have discipline to to to to learn Reflect upon volatile times when you've kind of emerged from them a little bit take a deep breath You're stronger for it. Okay. These renderings are not made overnight. They're not Okay, I didn't start investing when I was you know in my late teens early 20s with the expectation of becoming a millionaire By my mid 30s. That just wasn't my goal. I don't think like that. I was happy then. I'm happy now I I I I have different I have different mental applications in all that I do Okay, I bid you all the best luck if that's what your Lifelong drive is to do and you're going to drive yourself into the ground To do what it is that you need to do to fire retire early retire and never work again Whatever it is that you want to do with your time to make it you happy I bid you all the best in your endeavors. I absolutely do I take a lot of what it cannot be put a price on it And a lot of it has to do with what I'll encounter tomorrow as a head coach for my son when we go play soccer It's that simple. Those are the beautiful little things that are priceless. They're freaking priceless this right here. This is validation Okay, I'm not one of those folks that tell you look you buy my course and I'll show you how to do this No, it's actually a lot simple if you pay attention to the independent investor channel message And you just take these nuggets that I give you free of charge You could surpass this all day. You absolutely could For those folks that are starting earlier on your life, which is absolutely the ace of your sleeve Start young in your career and I'm going to give you the the nuggets here if I don't have time to get to the comments Um, and you will absolutely have renderings far greater than this in your early 40s Um, I zigged and I zagged a lot. Um, and here we are now This is what it is if it ends up being 488 when I'm 60 I'm 43 years right now I'll be happy if I don't make another dollar until then I'll be just fine I'll be the same little feller-deller heller. I'll be the same feller-deller. I will it's that simple Happy now happy then whatever the renderings are in the future of a good well laid plan The one that I've just disclosed to you is where we'll end up the rest is not up to me And I don't worry about shit that's not up to me I don't and I encourage you guys to to take on some level of the same philosophy really do Yes Very good very good That sums it up, doesn't it execute um, I think some of the the pieces that go into investing when you say execute execute is You know the things that you you physically do in the program But I think some of the tried and true lessons and I I'll give them to you now Invest what you can when you can that is it's a golden rule. It applies to everybody I can't think of anybody out there that could be exempt from that and say that that terrible information ryan Dislike Again, you missed my point about like not really caring. I I'm trying to weed out people I could drop 15,000 subscribers on the independent investor channel and be just happy as a clam Why because we've trimmed to the fat. I don't want that Trim the fat.  It's that simple I will be god willing speaking in front of people someday And and helping people in the capacity of not thousands at a time through youtube But tens of thousands of people on live venues. It's that simple. It's my way I've already seen this to be true All right, you guys are just getting a preface of that very thing and good on you for doing it You'll benefit for it. It's that simple invest what you can when you can This is applicable to all people. It's that simple It can apply to the masses It can apply to low-income people It can apply to people who are black or white. It doesn't matter See the beauty in that right where there's so much divisiveness and low-income people can't make it See my my message speaks to those people Especially those people because those people are the ones that I put more of a requirement on to listen to my message And get invested and start wealth building for your household All right, stop giving away the farm the banks benefit enough from your Engagement with them and you don't even know how you're giving away the farm to your bank and to visa or mastercard Okay, wake up smell the coffee Have fair expectations of what the market can go out Okay, you're becoming an investor to find that for yourself and understanding what that means for you Have fair expectations about what it means to be an investor That's simple stay the course and don't get emotional I get emotional on this because it's my chance to come on and get emotional about investing It's the only time I do you should see my robotic application with my portfolio. I'm very disciplined very disciplined I show you guys every week it doesn't change doesn't Doesn't change. I sold out of the highly on long calls and I sold out of the highly uh Nicola long calls and I'm with my my horse with highly on right now on the long call side of them I took them up for some nice 15% profit and I'm good. I sold out of those That's it the rest of the holdings are good to go. I plused up on my vig holding. I'm good to go. All right set goals for yourself What what do you want to do in the future and why if your goal is 137 000 set that goal and aim toward it Put yourself on a plan. What will it mean if I invest $25 per month for the next 20 years? Very simple to do those calculations I provide the tool in every one of my videos that nobody checks out nobody trust me Nobody they want me to just give them the information again free of charge.  It's pretty funny Empowered is synonymous with why? I always said from the beginning man that the goal of the channel is to empower one investor at a time An empowerment for me is to understand Or answer the question to yourself as to why why do you want to be an investor? Why a lot of people ask them? Why why do you want to invest? Why are you talking to me about investing? Why? Why if you can answer for your that for that self and or you can explain it to a friend or you can maybe sell Ethel Flip a little reverse psychology on Ethel. Let her know why you invest It's a beautiful thing. Okay Being empowered is to understanding why you do what you do to have some perspective about this gig to understand That a share of home depot is different than the lot of cash that you have in your wallet It's different taken on a different form of money. You own a piece of that company It's yours, man. You own it. It's okay You don't have to look at the dollars that fluctuate in home depot and assimilate those the same way that you do Assimilate those very physical dollars, you know with the funny old white guy on it, right the presidents You don't have to make that correlation. They're they're two completely different things They're different Forms of money one of the best videos i've ever released through youtube. No doubt about it. Nobody watches it. It's funny It's okay. I'm good. I've done my part I'm good Command your money. Not the other way around. I've already mentioned that Avoid fees and tax protect, which is very the niche on the channel Again, if the masses were to talk more like me, I would bow out Stage right good to go people get it. I've shared the message. I do it myself. I'll benefit from it It's not like I'm like giving away a secret that I'm gonna feel bad if you benefit from it Come on everybody can resonate with the idea of avoiding fees and tax protecting their money The problem is a lot of people do not hesitate with those two fundamental truths and investing They don't do it and I think it's unfortunate some of them miss an investing Get rich quick buying courses I That's so crazy, man And I get that they're making killer bank with that money and I guess good on them. See I'm the quick to say man. I think it's wrong. It's wrong Yeah, it's the moral code that I was blessed with Um investing is gambling Um and the very niche of this actual program is to suggest that There are only a few people out there with the answers And they go to some like synagogue to get this spiritual enlightenment and they go talk to the oracle All right, they climb up and they talk to the oracle and they get the answers To the heavens bestowed upon them and then they come down and they feed that to the minions For a small entry fee of $1,549 It's not true. It doesn't exist The ideas and philosophies behind dollar cost averaging the first vacation of the markets and and the products that exist therein to meet that end They're not secrets to warren buffett's point. And you don't have to go. God dang it. I feel that this guy's really really smart No, I'm not I'm borrowing that from a really really smart cat Who's a lot older than me and a lot uglier than me. I'm better looking at warren buffett. All right But warren's a stud. He's got it. He's got it licked me and warren or mates Okay, warren's a stud.  Let's jump in here rip through some comments, man Hi, nice to see you did something happen to the channel. It says there is an error I I don't think so. I think it's okay. There could be they could have pulled the plug on me Because again instead of bantering to the whims of youtube, um, I actually do the opposite You're just sour. No, I'm not. I'm good. I'm good. I just buy social media So it fits perfectly with my attitude. Oh, yeah, reduce my taxes by moving to south dakota Don't down about it, man. We might me and my wife talked about it. Hell. I could go by half the state Good grief wouldn't have to deal with these high real estate you know Why to to get to epi sooner If you can do it do it, I'm all about it All right, the message that I'll continue to put through will not be to banter to the few It will be to cater to the masses And the masses need this information and again if you can put away $50,000 into your future where you wouldn't have had the potential to do that Had it not been for the inspiring message that you get on my channel, then then that success Mm-hmm And I don't profess to have those answers There are level two level three level four traders. I guess out there That have those secrets. I do not It's not my skill set You know value investing is it works And it applies to the masses a lot of people don't have the time Nor the education to to learn those levels of advanced trading advanced levels of Actively trading the market and so I don't cater to that crowd My message isn't for everybody It's no problem At what point would it make sense to roll over a tsp into a Roth IRA? You can do that at any time. It's an option for you. It's a good option I'm actually toying with that very notion myself Because my Roth will be eligible at some point to roll over into my into my individual Roth I'm not sure if I'll do that. I like the product I may just continue it to grow and may just vest it to my kids as an inherited tsp I may just do that. I don't know. I'll make those decisions a little bit later But that option for your awareness is on the table But I certainly won't comment as far as whether or not that will be good for you in your particular situation at this juncture All right. It's a it's a good question. Thank you Marauder rauder raudi Nice noise. Nice Kevin's Kevin's in the house Kevin rose crayons to put my can returns in my portfolio now Can returns I used to do that like cans like soda cans Yeah, I used to walk around the loop and pick up the cans. It's five miles I used to walk around pick them up and I'd get like, you know 30 cents worth of cans and I'd go buy lappy dappies at the mercantile Mercantile not stork is a mercantile. Mm-hmm. I grew up in the country No, it's true story true story absolutely The good stuff. What's ever clear boys in the house, man. I anointed some cats with some wrenches It's the very least I can do for you. I know it's a digital gift But hey, it's the very least I can do to to say thanks for your You know your your your kind comments Everclear boy. I enjoy reviewing your twitter feed. It's nice. Appreciate it. I appreciate you coming in to help support the message It's good to go finally on time to listen to the two-hour Target earnings report this week incredible love the inclusive culture. You bet man. It's a good one That's a good dividend payer. That's for sure I got the nuggets chase says great to see you chase. Thanks for coming in really appreciate that Um, how about tesla? Oh, I saw a spirited debate between the gents yesterday last week. I had to jump on that was pretty funny um, I have a different twist to the future and um, Kyle has a his his idea about where the future is going and The utilities and it was all matt could do to offer Half of what he believed to maybe potentially be true and and the other half to talk kyle off of his horse Me, I think the future is probably going to be a whole hell of a lot like it is today Whole hell of a lot more simple than in my My thesis and application. I think we're going to branch out. I think we're going to In bolden when we already are with the nuclear contracts and the plants that are going in worldwide I think renewables are going to become more of a thing And I don't think diesel's going away if you want to know my my perspective all right drinking the stocks like we said fantastic Average counts double and seven. That is correct He's at seven. That's correct Um That is true. That is very very true. I've got a little element to the portfolio that's exposed A little bit more than I maybe would like uh in the speculative trade right now And and you know, we need that to materialize a little bit that I will continue to be patient on it The rest of the portfolio is doing fine. You're absolutely right I do aggressively fund the portfolio pretty well so I'm looking at about five years on that with a little bit more of an accelerated pace if I can get there I'll be satisfied with that because again, I I do Aggressively fund these portfolios and I I do have some side hustle income which would be part of more of more of my Kind of think and grow rich mentality You know, I come on here all the time and profess how important investing is If you invest to become rich You might you might be disappointed Um, I think if you're really really hungry and you really want to become rich for whatever it is that means to you guys Perhaps maybe you'll seek out and justify a side hustle of certain sorts starting a business, right?  I'm also careful for me. The independent investor channel provides me a nice business opportunity with infinite upside Potential with very little overhead. So it just seems to make sense to my simple brain and It's surprised me as of late. It can be a lucrative undertaking A lot of fun Having a lot of fun the quicker I can get there the more eligibility all have To do what it I what it is that I want to do in reaching the masses because I'm not getting If I can reach 10 000s of people, I will I have no problem with that They'll get the same message that you guys are getting tonight. Same thing. I don't change who I am I'm the same fella every single week. Um, I was a little more saucy tonight Which I'll probably watch this back on the playback and get a little chuckle out of it When I'm in my element like this you get the best the best product out of me Because it is it is fun to pick fun at life a little bit and joke a little bit and You know, maybe remind people that they don't have to be so serious about everything Ryan's about to hit a half a mil. I've already hit the half a million I was up to about 5 45 and Took a nice downturn there in the portfolio But we've made about half of that back and and and I expect to make that over the next coming years You know if we're tailing off out of this bull market We're we're going to have to enter into a little bit more of a prolonged type of Expectation a little bit more reasonable expectations in the market because the last 10 years have been pretty conducive to investing It's been pretty favorable. I think anybody who's Been around financial markets for more than 10 years would agree with me on that. It's been it's been good It's been good. I'm in that position because of it, but uh, you know appreciate you pointing that out Yeah, it is what it is They are they're interesting, you know, I'm not asking you don't have to pay to watch them I'm provided compensation to roll those out so take that as a grain of salt somebody's paying me To provide awareness because for whatever reason they feel like they're getting a raw Uh the raw into the stick in the marketplace So a lot of it has to do a short selling guys if you want to know the truth of it It has nothing to do with pumping the stock doesn't have anything to do with that. That's illegal A lot of these companies want to provide awareness and they want to do so through the compliments of social media What better conduit than provide that to a live audience? Where the shoe fits and this is an investing channel the shoe fits and me It's part of my payment for What I enjoy doing. I love it. I love interviewing CEOs on the channel man. I really love it And I appreciate that the message will be based upon the amount of impact that we'll make for people. It's that simple I appreciate you coming in here, Eric.  I scoff at it all the time I do I really do I scoff at the negative that people can get From a social media message and they can be impacted negatively from it But there is a bright side to social media the network of the my close Few folks that I've met that I have the utmost respect for Absolutely matt's on that real short list. There's no doubt about it there's a lot of community members that I feel the same way but Myself and matt are engaged in business and I don't take that lightly. I do not My business interactions with people I take Very serious. I'm a businessman by heart And my business interactions with people are at the highest of my conviction And matt's right there at the table with me. Appreciate you coming in brother. Thank you Absolutely Mm-hmm. This is about hot ryan's mesh. This is not my baby money. Very cool. Very cool Oh, he he he rolls out his portfolio doesn't have to do that. He shares his success story I mean I share matt's success story with others that I know when I introduce him I introduce him to a lot of people and I'm first to say this man is a self-made millionaire And and I'm proud of him for doing it. He did it What does that have to do with anybody else?  Just keep your trying to save money Awesome. No, it's great to see you man. And I won't I won't get to all these comments tonight guys I don't want to go much over 60 tonight. I am still recovering. I still feel it. It's been eight days straight And it was tough. It got on my lungs a little bit which was tough And and I've been off the workout this morning was the first workout I've taken Which was nice actually to get back on the horse But I am going to take some r and r tonight. It's been a rough week on me By the way, did we invest in highly on keeping our fingers crossed? Fantastic congrats on that. I think you're getting in on the ground floor of a fabulous opportunity It'll be great to see them them roll if they fall into the two to three mil of rev this year It's it's all bets off for next year going into mass production and scale with the complements of peter built In their in their back pocket peter built turns out 40 000 units per year However much they're going to be able to accommodate their customers for highly on is going to be the golden question going forward It's going to you're going to be a lot of fun. I'm a believer. I believe they're at the precipice of a very very disruptive Opportunity through their technology in a long haul trucking. It's really just that simple very cool stuff And Kevin hello, 57 years old hope to retire Yeah, you know, I appreciate that. Um, try retiring from your own message You said ryan, it's yours. Hell you can have it brother. It's all good. It's yours Nothing special about what I say I formed together my words To to to project out of sentences. I put different tone and tenor On my message to try to make certain points stick I throw a few jokes in there. I bring in my Imaginary hefty every now and then to make it stick to get under people's skin And with all of that effort there will still people there will still be people out there that justify Why they cannot do this Why they cannot pursue it? Why they don't have a few minutes to devote to the craft? And I think for those people man, I wish them all the luck, but I know where I'm going It's just that simple and for you guys I think it'd be in your best interest to identify where you're going as well Really appreciate you guys tuning in to fast to 60 minutes on youtube. No doubt about it We'll be back next friday for the last live stream in a couple of weeks I'll be going on spring break with the kids Much-deserved spring break. We're going to wrap it up here We'll engage next friday for the last one before spring break And then we'll take a week off and we'll reconvene a week after that on the fist of 60 minutes on youtube man tonight was a riveting show I hope I got to at least one investor man It's in line with reaching those people out there that if you can be inspired And you can be unchanged and you can be motivated by the message man That's certainly payment enough for me. It's all I need To understand that we're reaching people and we're making a real difference in people's lives Be well guys. Have a great weekend. We'll catch you next


Mayank Parli, a group has been a regular advertiser on TV, especially during the IPL. How significant is the role of collective viewing for your brand? I think very important, primarily because if you consider sports, I think sports typically is consumed on the go when you are alone. It's normally on the go, you will try and consume it alone. Typically what we have seen is sports is best enjoyed with friends, with family, and collective viewing takes it to a different level. Even with IPL we have seen typically what happens is people get together either with friends or family and view it and it increases viewership, it also increases the enjoyment as in when you are watching it with everybody. So it makes a huge difference when you are talking about sports like IPL collective viewing plays a very important role. And it's not just about that, it's not just about enjoyment or it's not just about the fun quotient, it's also about the increased viewership that you get. So as we all know IPL is not just restricted to male viewing anymore. You have family viewing happening and that probably adds to the entire thing. I think what more can an advertiser ask for when he is getting something like the entire family or entire bunch of friends getting together and watching it.


Okay. Well, thank you. I am a board certified addiction psychiatrist from Colorado. And I've been to Vermont before to speak about the problems we have seen in Colorado from high potency THC. And I was so impressed when you became the first state to actually put a limit on potency. I felt like somebody was actually listening to the science of the health concerns. But now I have absolutely no idea why you would want to reverse this and follow Colorado with no limit on potency. And so I just I wanted to show you this graph because I think it speaks to everything that is happening. I am someone who totally supports decriminalization. And that in this graph shows that that does decrease the harms to society and individuals. The best thing is legalization with strict regulations. What we've got in Colorado right now is this opposite here of unregulated legal market where anything goes people can have everything and we had to actually a bill to try and change that which we have had some success in starting to do some more regulation. But this has done nothing to eliminate the illegal market. We have a huge illegal market. And today there was just an article in the paper about how we're seeing much more illegal marijuana being laced with methamphetamine and fentanyl, which is very concerning. Well, the slide that I have right now is actually from Dr. Deforti's work in the UK. This is a multinational study that using multi sites in Europe and Brazil looking at the effect of high potency THC on the incidence of psychotic disorder. Thank you. And how there is significant increase wherever there is availability of the high potency. There is significant increase in psychotic symptoms and psychosis psychotic disorder diagnosis. This slide just shows that the highest was in Amsterdam where they actually said that if they didn't have the high potency that would have eliminated possibly 50% of the people with psychosis. This is my experience in a program I ran for the last 20 years in Colorado and the state hospital which is an inpatient 90 day treatment program for people who have failed everything else. It is highly a touted in Colorado. Right now it's closed because the state closed it because of money issues. But I have been running it for the last 20 years and we were having really great success until we started legalizing medical recreational treatment in Colorado in 2014. I started seeing increasing problems with people not being able to participate in this highly cognitive behavioral program. And it was really totally due to their increasing use of cannabis and the effects on cognition.  I got to the point where I was actually saying that this is worse than methamphetamine. And we were seeing this because more and more people were using cannabis. So back in 2014 only about 73% reported using cannabis up to 2019 95% were saying they were using it. We've always had people using tobacco. I made this a tobacco free program. But what's interesting is almost these people were there for either heroin or alcohol or methamphetamine problems. But we started seeing people where cannabis was their primary drug up to 14% in 2019. And so as I was saying we saw significantly increasing problems with cognition, psychotic symptoms, fixed delusions, cannabis hyperemesis syndrome, and increasing problems with violence with those people using high potency THC. So in Colorado we actually had this law passed last year House Bill 1317 where we got some control on some of the concentrates. We didn't get a potency cap similar to what you have. We still have things that are available up to 99%. But what we had to have was that there needed to be a standardized serving size. So if you look at that thing that is the handout that everybody gets when they purchase marijuana in a dispensary. There's a tiny little dot that is supposed to be the size of the dab that you use. So if you're dabbing 70% THC, that's the size of the dab that you should do. And then we have the warning which I think everybody needs to have on all of this. The one thing we were not able to get in there because the industry fought it was suicidal ideation and suicide attempts. That also needs to be on there because that is absolutely what we're seeing. But we're seeing a warning about psychotic symptoms and this can happen even in people that do not have a personal history or a family history of psychosis. And they actually have delusions that they can't control. And so we have these warnings and then it's actually a four page handout and it has the typical warnings about women that are being that are pregnant or nursing and the penalties and then resources for people can call and we were able to get on the resources for the suicide even though that wasn't a warning. And so I just wanted to make sure that you were all aware that if you do this if you reverse what you've already done which I think has been the best health thing you could do. You're actually looking at having increasing health problems and you're going down the wrong road as far as I'm concerned. You speak to your statement that the research was before. That's not true. We legalized recreational in 2012. The stores opened in 2014. Most of these studies that are showing the increased risk of psychosis have been done since then. The Landmark study was done in 2015 out of the UK. Then it was the one that Eric showed I think was 2018. I mean these these are and it's it's more we're seeing more and more studies showing the correlation which almost now meets causation. It does meet the Bradford Hill criteria of causation which was actually used initially with tobacco to prove that tobacco can cause cancer when the tobacco industry was fighting that. So there's a thing called Bradford Hill criteria and we can meet that now with marijuana showing causation for psychosis from marijuana. Okay well thank you very much. My name is Dr. Libby Stout. I am a board certified addiction psychiatrist from Colorado and I heard that you wanted to hear about why we did what we did in Colorado. I am representing myself and all of the patients I've seen have been harmed by high potency THC. And so as you know we did pass a bill last year. I was heavily involved in that in terms of working with others to educate legislators about the problems we are seeing with the high potency THC. And I say that the high potency is a greater than 15%. And and so this is a bill addressing the concentrates so anything you know that's higher than basically 15%. And we are average concentrates are about 69% THC. I was I respectfully disagree with Mr. Fox. In the fact that I thought you guys are doing great. Like you were the very first state to put limits on the potency which was amazing in Colorado and in California. We have no limits at all on potency and we have a huge illegal market huge. It doesn't stop the illegal market by getting your potency higher and available. And so the reason for this bill was to address those facts because this these high potency products greater than 15% are heavily advertised and marketed as medicine. These are not medicine. Medicine and the the research done to support medical marijuana has been with 10% or less. And so these are not medicine. There is no study showing that they are efficacious or safe for any medical condition. And if they're considered medicine then they should be treated like medicine. So people should be warned. They should have informed consent. And so what we do know is that there are many things that are causing these problems. The reason this bill passed overwhelmingly bipartisan support is because we had hundreds of family members testifying about their effects from high potency their families effects. And so we came up with the warnings that it should be addiction psychosis cannabis and worsening mental health problems. We lobbied very strongly to include suicide because there is a lot of research demonstrating the causation with this. But the industry fought that greatly. But I do want to point out that pretty much any psychiatric med that I prescribe has a black box warning that warns people about the potential for suicide. This is a medicine that can cause suicidal ideation. And so I strongly urge you to have severe warnings for people so that they know what they're purchasing that regular use of these products can increase the risk of addiction psychosis cannabis hyperemesis syndrome and suicidal ideation. Thank you. I'll pass on to the next one. OK. I think I brought Brad Roberts. Yes thanks. Hi my name is Brad Roberts. I'm an emergency medicine physician who practices in public Colorado and I'm also the chief medical officer for our Department of Public Health and Environment. I want to face on what I see daily in the emergency department. We see daily complications particularly from high potency THC. Those include psychosis suicidality and hyperemesis cases. We research shows that those are more common with people who use it younger ages and higher potencies. Unfortunately I'm also noticing those typically impacts are lower socioeconomic groups and a lot of these arguments for social equity are not true. Unfortunately these families become dependent on the product and are now stuck in a cycle of drug abuse psychiatric illness and are consuming significant amounts of our resources here. It overwhelms and only our emergency departments but our child protective services or police services and our homeless services here. Just to give an example of what psychosis looks like I recently had a 28 year old guy that was just at home screaming help uncontrollably. He got brought into our local psychiatric hospital where he was punching staff and couldn't be controlled was given high doses of out of hand before he was brought to me. I gave him even higher doses of out of hand until we could finally get him to dated and ultimately had to be admitted to an inpatient psychiatric service had no further prior psychiatric history. We see cases like that on a near daily basis. I also want to talk. Libby Stout mentioned but I want to also respectfully disagree with Mr. Fox. What happens is these people whose higher potency products they get dependent on it and once they're dependent on it they can no longer afford that product and they're stuck going back to an illicit market because that's the only thing they're able to afford. It has not decreased the illicit market in fact can substantially increases that. Just to kind of end with the amount as my role the Chief Medical Officer for the Department of Public Health we look heavily at costs of health care. And I want to make it clear you will never make up the cost for the increased services needed by the tax revenue is brought in from cannabis. Thank you. Thank you. Next is Robin. Good morning committee members. Thank you for having me. My name is Robin Gribbin. I'm a Colorado mom and I'm representing myself. My kid was 15 when he started using marijuana in Colorado. I smoked weed when I was a teenager too. So I wasn't too nervous about it. And plus I was hearing that it had all kinds of health benefits. Some people can smoke weed and experience no problems their whole lives. But for not for a not insignificant percentage of people there are serious health issues like depression and psychosis. One of the many harms that my kid suffered was cannabis hyperemesis syndrome. We didn't know the name of this condition at the time. He just started vomiting uncontrollably one morning and feeling severe abdominal pain. I thought he had the flu. After about eight hours of this violent vomiting and screaming in pain I took him to the emergency department. They thought he had food poisoning. But the usual drugs that stopped vomiting would not work. So they tried howl doll. It worked. But this kept happening over and over again. The doctors would run expensive tests to rule things out. About the third incident I started googling and I found a little group on Facebook with about 300 members called recovery from CHS. I showed it to him. He said no mom weed is great for nausea. Even a nurse wondered if maybe he wasn't smoking the good stuff. Try an organic strain. She said all in all my kid went to the ER 11 times over nine months and this was billed at nearly $100,000. CHS is torture and eventually people who have it will do anything to make it stop. So it was tough for my kid to give up the lead but he finally got to the other side. It's been three years since then and that little Facebook group I mentioned it now has 17,000 members. Adults experience CHS and right now Colorado emergency departments in our state see it every single day. Ask your ER docs about it. People roll their eyes and they say the stoners are puking but it's a big problem and it costs people a lot of money. So the simple warning label we developed in Colorado could have avoided all of this because at least I would have had a heads up. Colorado created these warning labels because legislators heard from a critical mass of real people who were experiencing real harms. They are decently transparent. They give the industry some cover and they help clear up confusion for consumers. That's a win-win. It's a no-brainer and isn't that convenient? My name is Catherine Yatlian. I'm a community physician and we have been concerned about the process of regulation of cannabis in Vermont and we wanted this process to be transparent so that all of Vermonters will have access to the testimony, the expert testimony, that our legislators are receiving in the statehouse. So we wanted to have those witnesses brought to you. I will go through a little bit of the process that is happening in the statehouse. We know a lot of Vermonters are concerned. And I'll just go through some slides. The first is this is the Vermont Medical Society recommended science-based warning. The Medical Society did a lot of research and paid attention to lessons learned in Colorado and this is the label that they came up with. It was passed in November and you'll see many of the things that they talked about. The doctors, psychosis, impaired driving, addiction, suicide attempt, uncontrolled vomiting and harm to nursing or fetus or nursing babies and the psychosis of suicide attempt. Importantly, folks should know that this can occur in individuals with no previous history of psychosis or mental illness. So recently in Colorado, they passed a new law and they took lead from the testimony that you saw and also many more hours of testimony and research done by a host of physicians in the state. This is the official recommendation of the Colorado Psychiatric Society and you can see that their recommendations are nearly identical. Psychosis, mental health symptoms, problems, cannabis hyperemesis syndrome, the vomiting, unrelenting vomiting and pain, cannabis use disorder or addiction, suicide attempt and self-injurious behavior. This is the warning as they talked about that they came up with. And again, by law, this is given to folks who purchase cannabis in Colorado now. It wasn't originally, but Vermont could learn from their experience. And they did this because Colorado's youth rate of high THC concentrates went in Colorado, went from 4.3% in 2015 to over 20% in 2019. And the high potency concentrates are defined as greater than 10% THC. So this is a side-by-side comparison of what the Vermont Cannabis Control Board came up with in their warning, which is on the left-hand side compared to the Medical Society's warning, which is on the right-hand side. That warning is the result of following the law in Vermont as it was passed. So it went through the CCB process, the CCB heard from physicians like Libby Stout, heard from physicians from the Medical Society, and they came up with this recommendation. It then went to LCAR, which is legislative oversight, and they agreed with the recommendation. So what's concerning about this is the law in Vermont was specifically passed in order for the commercialization of marijuana to be done safely. This process resulted in a warning, the warning label that you see there, which is inaccurate by omission. This label that followed all the rules that they were supposed to follow in Vermont to come up with an inaccurate warning label is inaccurate by omission. What do we mean by that? This warning label does not have psychosis, uncontrolled vomiting, suicide attempt, or addiction per se. On this, they list maybe habit-forming. Well, walking your dog might be habit-forming. Or brushing your teeth is habit-forming. Those are good things. So habit-forming, the words habit-forming, does not connote the damage to someone's life or those around them that addiction does, the loss of control, the harm, quite frankly. So it's inaccurate by omission. In addition, right now in Vermont, the testimony that you heard was solicited because they're thinking about getting rid of the 30% and 60% caps that are now currently present on Vermont cannabis. So as you heard from Dr. Stout and the other Dr. Roberts, the consensus from physicians is that that would be a very bad idea. But it doesn't, and so some folks in the legislature agree and others don't agree. But unfortunately in the Senate committee, they only heard testimony from 10 minutes, as you heard from the witnesses from Colorado. And they heard almost twice as much from industry. And so one leading senator in that committee said, I don't understand concentrates. And then the committee only took 10 minutes of testimony from the experts and 10 minutes on the health warnings. But nevertheless, the committee acted on the concentrates amendment, following the advice of industry advocates, removing the 60% cap on THC concentrates from Vermont law after taking, like we said, almost a third as much time, twice a third as much time listening to industry trade groups than doctors or the Vermont Medical Society representatives. Now what's interesting about that is that during the last week or so when this has been happening, there's been a lot of talk about that among people, the public. And a nearly 100 Vermonters called in to the statehouse wanting to have the caps, wanting to have accurate labels. So clearly the public wants accurate labels. So we were one of the first in the country to have GMO labeling. Vermonters want to know what's in their product, what's possible harm so they can be informed decision makers. And we're seeing that through their calling in to the statehouse, writing their representatives and what now. There is currently a bill in California that looks to address similar cannabis advertising health warnings and purchase limits and potency. Hopefully that bill will succeed and help in California. Legislating the marketing production and regulation of cannabis appears to be a challenge in the United States. However, cannabis control boards are composed generally or at least in Vermont of human resource professionals, lawyers and other non-medical doctors. In other words, two lawyers and one human resource professional actually. Faced with the headwinds of powerful interest groups, it appears that these folks are challenged to evaluate the health impacts that the label that they produce may have on Vermonters or the concentrations to appreciate the harm of the different concentrations. So the Vermont Medical Society is recommending 15% THC limit. Vermont law creates a limit of 60% THC for concentrates. Colorado has no limit and has had quite a lot of difficulty from that. However, in Quebec, just north of us, they have a 30% cap and that has resulted in lower use of high THC products in Quebec. So we're hoping that our THC caps will remain in place. Hopefully one day we'll be able to get them lower to the level of Quebec or 15% hopefully. But certainly it should be like one of the witnesses said, a no-brainer that we should have accurate warning labels. Right now, we have a new term which is coined in 2013, the corporate determinants of ill health. It's a new term and it's defined as strategies and approaches used by the private sector to promote products and choices that are detrimental to health. So unfortunately, this may be an instance where we're seeing that tug-of-war in between what's good for industry to sell more products because the high potency is more addictive or what's better for individual Vermonters and consumers, so consumer protection. So at this point today, it remains an open question if these corporate determinants of health will prevail or if science-based cannabis regulation is indeed possible in Vermont or in the United States. Thank you very much for your interest and we hope you'll tune in again next time.


Question is from Joe Zaphyane. Does it take longer to build muscle or burn fat? I'm trying to get a feel how long to bulk and cut. Oh, this is a cool question. It's an interesting question because there's a cool question.  It's a slower process now, genetically speaking, or just, just psychologically or just culturally, uh, wow. Now we're talking because, uh, you know, physiologically, yes, building muscle slow, burning body fat can be fast if you do everything right.  I mean, what I used to tell clients was, you know, and this took me kind of because you're right, uh, physiologically, you would say right away the answer is building muscle because technically, uh, I could go to the gym right now and run on the treadmill for five hours straight.  I cannot go to the gym and lift for five hours and build a pound of muscle. So technically, if we were to compare it like that, building muscles technically harder, but I tell, I would tell clients, and again, this is coming, you know, full circle for me as a trainer, you know, after training so many people on both sides of this is that the grass is always greener on the other side. So if you're in, and, and that's, you have to take an account to genetics. And some people just struggle really hard with losing body fat, being in a caloric deficit, their body to actually burn like that. They've already slowed their metabolism way down. And so creating a large enough deficit for them to shed body fats and incredibly hard, but they can go to the gym, touch some weights. And the next day they feel like they put muscle on. And so to me, it's, it's really the grass is always greener on the other side. The side that you've probably had the most challenging with, it's, it's hardest for you. Sure. Now, I mean, but, but again, I think for most people, burning body fats hard because it requires more, it requires more fundamental changes in your behavior, lifestyle, discipline than building muscle does. So like you could take, I disagree with that. Well, no, it totally, I'll tell you what, you take the average person and who's eating too many calories or whatever, have them lift weights three days a week.  They have to change their diet. They have, which is very hard changing diets way harder. But take a kid like me, for example, who, uh, I, I was not able to consume, or I shouldn't say I wasn't able, I wasn't consuming enough calories to support the amount of activity that I was doing. Oh yeah. Yeah. You're not the average person though. Of course. Well, I think there's a lot of kids that, there's a lot of young kids with fast metabolism that plays sports, like athlete, athletic kids. I know that you always have to answer this with the pens. Cause like, yeah, whoever is in front of you, the case you're making right now, for the, I'm talking about the majority, the kid, you're the case you're making right now for the majority middle age generalized client. Sure. But I think there's just as many people listening to this podcast that struggle with building muscle as, as equally as somebody burning fat, it's the grass is green on the other side is the answer to me. It's not, I don't believe burning fat is more difficult. No, no, no, I 100% agree with you. But what I'm saying is the majority, cause we have an obesity epidemic. We don't have a hard gainer epidemic, right? Um, most, for most people, when confronted with this question, for most people, for them, it's burning body fat is harder, which is why when I would get a client, we have, we have an obesity epidemic because eating over consumption and being fat causes medical problems and not building muscle doesn't cause medical problems. Therefore it's, it's talked about more, but there is as equal amount of people on the earth right now that would struggle to build muscle as there would be to build burn body fat. Well, so think about this way. When you got the average client, the average client's goal was I want to lose weight. What would be the first thing that you would focus on with them, get them stronger and build more muscle? Correct. Okay. Part of the reason why we do that is it's a smart strategy. The part of it, it's easier. It's easier for them to get their mind around that. Like, okay, fine, come to the gym. I'm going to lift weights. I'm going to build muscle. I'm going to get stronger. We're going to focus on that first. So for most people, it's just a lot tougher. Now physiologically speaking, it's harder to build muscle. Look, I could, somebody could, could, uh, logically lose a hundred pounds in a year. Well, I just made, I gained a hundred pounds. I gave the analogy to one gym workout. You could go to the gym and literally burn off like a pound of muscle, maybe not a pound of fat. I mean, you can look, you could spend the whole day on the treadmill and you will burn body fat. Like if you spend all day on the treadmill and you don't eat any calories, you for sure will burn body fat. You cannot go to the gym and spend all day at the gym and build a pound of muscle. Right. It doesn't work that way. So hands down from a physiological aspect, 100% building muscle is more difficult. But I would just, I would make the case that it's normally the grass is greener on the other side. It's always whatever is more difficult for you is more difficult for you. Totally. You know, I've had so many clients that are one or the other. I've had the client who is extremely obese and boy, I throw them in the gym. They touch some weights and we just, we pack on the muscle. Like you said, it's an easier strategy for those people before we try and to lose body fat. But then I've had the kid or the young adult who's athletic and moves a lot and has a hard time consuming enough calories. You know, you asked them to come to the gym and add five pounds of muscle. It's like, yeah, nice. I've been trying at them for the last decade. I tell them to get on a treadmill, reduce calories.  So, you know, I think it's equally difficult in terms of the adaptive processes of the body. Fat is a faster.  That's what I mean by physiological. The, the, the way that your body burns body fat or stores body fat is based off of thousands of years of evolution of dealing with lots and lots of times where we had lots of food or we had no food at all. And so the body does a very good job of bouncing back and forth. Now, when it comes to muscle, muscle building muscle is also an adaptation. It's a longer, slower adaptation. First off, your body doesn't store muscle when you are eating extra calories because muscle is expensive. It also requires something that burning fat does not. Right. It needs, your body needs a reason to have that muscle. Yes. And you need to feed it in order to do that. See, with, with burning body fat, you can go the other direction and you could be extreme and be okay. Like, even though it's not ideal for you long term, I could technically shred, like using the, again, the analogy, I could technically shred, shred a pound of fat off someone's body by starving them and making them run like crazy. You can't do that same thing with, you have to feed the body adequate protein and calories in order for it to build muscle. It's also more specific when you're trying to build muscle. It's much more of a specific application of exercises and technique and sets and reps and burning body fat. You could do it in a more general way. And now, now this is not ideal, but like Adam saying, you could just move more and eat less and you're going to burn some body fat. If you just go to the gym and just randomly if it worked out, you're probably not going to build and not change eating behavior. You're probably not going to build any muscle. But that being said, psychologically speaking, most people have such a tough time with burning body fat. It's so hard for them to change their eating behaviors. It's so hard for them to change at least a long term, you know, a long term way. Yeah, I think they would be like equal and I'm trying to like decipher which one's harder.   Well, to support more of your argument, Sal, because I know the direction you're going. And what I do agree with is that most clients, the majority probably listening, the majority of people that we would take on have fucked up their metabolism. They have, you know, yo-yo dieted so many times and when they come to you 50, 100 pounds, whatever overweight, a lot of times where their caloric maintenance is at is already in a very challenging place to take them to immediately start to lose body fat. I mean, more often than not, I get the client who's got 30 or more pounds of body fat they want to lose.   And no, not at all. In fact, a lot of times that person is eating nowhere near that. And that's because they have slowed their metabolism down from poor choices of exercise and poor choices of food for such a long period of time that when we get them as a trainer, man, yeah, burning fat right away is really challenging because the state that they're currently in, you know, and so that's why taking them into a muscle building focus first is going to is advantageous for us. Now, the irony of this is that building muscle helps burning to burn body fat. Burning body fat doesn't necessarily need to help building muscle. In other words, regardless of what your goal is, if your goal is to lose lots of body fat or your goal is obviously to build muscle, build muscle first, build muscle, building more muscle will make any goal you have much easier, especially the fat loss one. This is a big one that we communicate all the time when people's ultimate goal is to lose weight. I think they focus so heavy on burning tissue that they just care about pounds coming off the scale, not realizing that they may be setting themselves up for long term failure, short term success, but long term failure. Building muscle helps with long term success regardless of what your goal is. So I always focus on that regardless of what the client's goal is.


and I'm reviewing WFM. This was a gap down today and it did not work as a short and I really liked the gap this morning but it didn't work. This is one of the reasons why you have to have number one a reading system which I do to determine what to pick and watch and you also have to have the entry and then if it doesn't work you just stop and there are times when some of the gaps don't work. I know everyone will say well this filled the gap and then people play gap fills. That is not a strategy. That's not the reason this didn't work today. I'll tell you exactly the reason it didn't work today actually. There's two reasons it did not work today. One, the market is strong and two, Whole Foods has been falling falling falling falling for quite some time. So the reality is that there was short covering that came into one of the targets today in the market and also on top of that the market overall market was strong. It really should have worked as a short and I will tell you that this stock is still lower but as a day trade today if you were looking to short it you couldn't make any money on it and I did watch it into the open and it didn't work. I have things work immediately or they don't. That's what's so interesting about and this was a sign here. I can't make this stuff up if I tried. I'm gonna have to go over that tomorrow in the room. Anyways this did rally. It didn't reverse whoosh. It just rallied 50 cents. Big what? Okay. Looked good here. Nothing wrong with it. Dropped, flipped. So if you shorted this here it stopped you out. And then this actually looked like it was trying to sell itself down. It didn't do it. It never went anywhere to the downside but I will tell you it never really went anywhere to the upside either. Okay. In other words there was no proper long entry. Here's the one minute. There was no proper long entry on this chart. That's how I could tell if you're if you're interested people always ask me in the room how do you know Melissa what those stocks being bought or whether it's short covering. I'll tell you how I can tell the way it sets up. The way it sets up and the time of the day it sets up. This stock did not actually have new buying that came in on the day because there was no proper long entry. It was short covering that came in because the stock's been down for a while. It didn't work out as a short. So every once in a while you have these that just don't follow through. I liked the gap. It rated well. I did it. I lost in it. And I did something else on the day but this is this is this is trading. You know not every single solitary thing you do works. People always say oh do a video on one that doesn't work. Here you go. WFN did not work but I'll tell you why it did not work because of the fact that it had short covering that came in today. The market was strong as well but it didn't get bought. Okay. And that's the important thing to note. And also this really is still lower. This could even work tomorrow. I'm not shorting this tomorrow. I'm not I'm not doing this tomorrow. I'm not I'm not going to touch this tomorrow because I want to look at something brand new but I'll tell you right now. This probably holds $30 tomorrow and drops and breaks. So you know do it if you want to. This is Melissa. I know the stockswish.com review WFM was a failed bearish gap today in the day. Did not reverse flush so there wasn't signs not to take it but it was short covering that came in. No real long entry. Couldn't have made money either way with this today. It just didn't work and sometimes you have things like that in the market. Have a great night everyone. See you tomorrow.