Welcome back to Moscone West, everybody watching Silicon Angle the Cubes. Flagship coverage of RSA 2023. My name is Dave Vellante, John Furrier is also here. Jay Chaudhry is here as the CEO, founder and chairman of Zscaler J. Thanks for spending some time with us, really appreciate it. Dave, I always enjoy talking to you. I want to go back to the beginning. You know, it feels a little bit like 2007, 2008 now when you've had a lot of innovation going on. Why did you start the company back in 2007? Well, I'm a lucky product of American dream. You know, sometimes wonder if my life is real or I'm dreaming. You have to pinch yourself, yeah? Because I was born and raised in a tiny village in the Fortella de Himalayas in Northern India where we got electricity after I finished my eighth grade. We got running water after I finished my 10th grade. I came to America to do my master's in computer engineering. Got to start a world by accident. In 96, when internet was just taking off, I dreamed of building an internet security company. And since I had no experience, all VCs turned me down, talked to my wife, and I said, the only way we can realize this dream is if we put our life saving on the line. That's what we did. The business took off, then very soon comes and acquires it. And it felt kind of like a flu. Startups are supposed to be hard. It was easy. I said, let's do it again. This time, I did not need to raise any funds. So I started three companies. Good luck, good timing. They all became very successful and eventually acquired. Now, moving to 2007, 2008, I had no desire to do one more startup and sell it. I want to do something big, something lasting. And to do this big undertaking, I got inspiration of Mark Benioff's Salesforce because I have been using Salesforce since year 2001 in all of my startups. So I knew what a cloud-native, multi-tenant architecture would be. Salesforce had to compete with Siebel systems. And guess what? Who won? So I said, if I build a cloud-native platform for cloud security, I could do better than any of the legacy firewall VPN guys. And since I was doing it with my own money, so slow time, when things are kind of not moving fast, it's a good time to really put heads down and build a great fit. Thank you for that. I didn't know that story, because I was going to ask you like, because you're known for cloud security. In 2007, the cloud was just barely out. It was the Salesforce, which was kind of the original cloud. Absolutely. Right? For Salesforce and NetSuite, I used both of those companies in all my startup in 2001, when each was under $10 million in annual sales. So I was a big believer that all application should become SaaS applications. iPhone was just announced with a big screen. So I knew that we would be all more and more mobile. And by the way, AWS was just, it's an infancy in 2007 timeframe. So the notion was if applications and data moves to the cloud and we become mobile, all this firewall VPN based architecture will be no good. So let's build a switchbook. Totally opposite of firewall, opposite of network security. User comes to us, we say, who are you? Where are you going? Are you allowed to go? Are you taking some good stuff and bad stuff with you? That was the genesis, the real start, which really has evolved into being called Zero Trust. And that's really what we are very proud of because Z-Skiller pioneered this thing very, very early on. And today, over 40% of Fortune-Firing companies depend upon us. This is some of the biggest names, that's British Petroleum, Siemens, and Shell, it's United Airlines. We're very proud of helping our enterprises and our country to protect them. I know what's interesting about the story is, you know, architecture matters, we say that a lot on theCUBE. And in 2007, there were many companies who came after you that missed the cloud. So, what was it about the architecture that you saw at the time that has allowed you to sort of endure through the cloud era? No pun intended, because cloud era kind of missed the cloud. We talked about that, but what was it? So, I had a very simple mindset. I wanted to do something big, something lasting a public company. And for that, I wanted to see 15, 20 years out and say, what will be needed in the longer term? And you had to believe, at least I believe that, applications will be out there somewhere, SaaS, cloud, wherever, users will be somewhere, the architecture has to be done right. Now, people think about this cloud security or cloud being something unique. I thought of this the following way. Every new technology starts as a cottage industry. We used to have power generators at home once. We loved them because that was the best thing at the time. Then utility companies came, power utility companies, they said, plug into the socket, you get power. So, cloud computing and cloud security is essentially a utility service and that's how I looked at it from day one. And it had to be done differently. Just like you can't take a million power generators, put them in some factory and say, I'm a power utility. Or you can't take a thousand DVD players and put them in the cloud and say, I'm Netflix. That's why I don't believe the firewall and VPN companies will ever succeed. They'll try it just like Siebel System did, and then they'll go back to the roots or wherever else they need to go. You know, we were at your event last night and you pulled up a customer, just a very brief, maybe five minutes of introduction, but the customer was a forward-thinking customer. I think I'm paraphrasing, but basically the customer said, hey, if you're on my team, you got to be thinking, I think he said out of the box. It was going to tongue in cheek. And so I want to ask you about zero trust because prior to the pandemic, for most people, zero trust was a buzzword, you talk to any CISO today, they are moving forward on a zero trust architecture. My question is, can you do that without getting rid of stuff? Because you have a lot of technical debt, so it's got to be a journey. How are you seeing that evolve and what role do you play? So it's indeed a journey. And also zero trust didn't really become popular because of COVID. It became popular when SolarWinds got hit. And companies realized that, wow, this malware is on my network inside my firewall. And then suddenly we had Colonial Pipeline, a remote access VPN problem. VPN is the biggest security threat to enterprises out there. And you know what? Once you connect to the VPN, you're on the network and you move laterally as if you got in the castle, you can go wherever you want to go. It's a sad story that firewall VPN companies are removing the word VPN. They're calling themselves cloud-based secure access when underneath it's VPN. They're doing a disservice to our country and enterprises, but I guess they're trying to make sure that they really don't become, they don't go out of business. But zero trust is fundamental new architecture where you don't put people on the network. You connect them to application. It seems geeky sometimes, so let me give you a simple example. Yeah, geek out a little bit. Explain it to our audience. Let me give you a simple example. Getting on the network with VPN or being on the network with firewalls and VPN is like I come to see you, they stop me at the reception, they check my ID, they give me a badge, and they say, Jay, go inside, your meeting is on the seventh floor, but go wherever you need to go. I am inside, I could wander around, wherever, snoop around, not even go to my meeting room and leave. That's what happens with network security and VPN. In the zero trust model, sure they stop me at the reception, check my ID, give me a badge, then they'll say, just stop. You will be escorted to room 22 and 22 only. You don't even need to know the room number. Once your meeting happens, we're going to escort you all, period. And if you're really security savvy, like DOD, you'll say, Jay, we're going to blindfold you and take you to the meeting room. Your meeting happens, we blindfold you again, we take you out. You really connect to a given party, a given application at a time. The biggest risk or ransomware is people getting on the network, moving laterally and finding high value target. That's really what we eliminate. That's what sets us apart from legacy security architecture. Whether it's firewall on-prem or it's firewalls in the cloud, there's still firewalls. I'm imagining like when I go through security at the airport, the CSA, you're saying that's what it's like. I can wander around the airport anywhere. It doesn't matter, you're not allowed to get into the most critical things. You could be out there exactly like Zero Trust. No, if you need to get on a certain plane, we're going to check your boarding pass, your passport, your visa, and your luggage to make sure the right person gets on the right plane for the right destination with safe luggage. It's probably a good knowledge. You're sort of a synonymous with cloud security. People think of, as you scale it, they think of cloud security, but you accommodate hybrid modes. Yeah, we only accommodate, we fully support hybrid. In the world of Zero Trust architecture, the architecture that Zscaler pioneered, your applications could be in your data center, could be in a factory, could be in a warehouse, could be in AWS, Azure, or Google Cloud, or Oracle Cloud. It doesn't matter. Like a phone switchboard, we'll connect you to the right application without you having to worry about extending your network to every place. So we very much support hybrid environments. There's a narrative in the industry. You hear it from a lot of technology vendors that we don't spend enough in security. And yet, at the same time, it's, I don't know, what, $100 billion. Pick a number, 80, 90, 100, 200 IDC numbers. It's not my business, but it's big. What, where do you land on this? I mean, it seems like we spend more every year, but we're not more safe. Is spending in and of itself the answer? It's obviously not, but why not? What is the answer? So spending on wrong technology to create complexity is actually hurting. Complexity is the enemy of security. Your question reminds me of a dialogue I had with the board of directors of a very large bank in India. So they wanted me to give me my perspective of how do I see U.S. enterprises protecting themselves. And one of the board members asked me, she said, Jay, if I look at Fortune 500 companies in America, they have sophistications, cyber experts, they spend lots of money and I read so frequently, they're all getting breached. What's wrong with it? Expertise and budget both are there. I had to think for 30 seconds. It was a real good question. I say, yes, they have a lot of money, but inertia is holding them back. Human beings like to keep on doing what they've done. We are doing the same security model since early 90s, same network model. It fundamentally has to change. So this big change is held back by inertia. It requires people who are progressive or a forward thinker. And the vendors don't help them much. You can eliminate a lot of these point products, save money and have far better security than we do today. I had a dialogue with a large retailer in Europe. They got breached. It was ransomware attack. Guess what happened next? The boards fired the CISO. They brought a new CISO in and they said, what do you need? All purses got opened up. And guess what the CISO did? Bought more and more firewall, segmentation, VPN, everything. Let's build a more tier, a more tier, a more tier. Wrong approach. Luckily, Zero Trust adoption is happening more and more. When I have 7,000 customers who talk to each other how they have helped themselves, it's actually helping. We are getting lots of business through word of mouth. CISO and CISOs go from place to place. But my guidance to customers is don't keep on buying more and more. Your tech that is getting worse and worse. Simplify, simplification with Zero Trust is what's needed. Do you think foundation models like GPT could be the catalyst for that change? You think it will shake the industry up in a way? I think GPT is going to shake things up in many ways actually. So first of all, you can see more sophisticated threats. You can ask Jack GPT, give me the attack surface of this company. Here it shows up. The amount of effort you had to do to find some of the vulnerabilities becomes a lot easier. But it's also helping companies like us to be ahead, to build protection against it. So this GPT is kind of what I said, double headed sword. It's going to help, it's going to hurt. It's a race with bad guys. We need to move faster. Enterprises need to adopt technology faster rather than keep on doing what they are doing. You see a lot of data, obviously. Have you seen hard concrete evidence that the adversaries are actually using foundation models to attack? Is there hard evidence of that? We know it's happening. We presume it's happening. Is there evidence today? So Zscaler handles over 300 billion requests throughout cloud every day. Now what does that mean? Give you a comparative data point. Google searches in a day at up to about eight or nine billion. Now why is the number so big for Zscaler? Because when you communicate, whether to internet or SaaS applications or your apps in Google Cloud, Azure AWS data center, they all go through us. We are the switchboard. So we see all the signals out there. We actually end up seeing a lot of telltale signs ahead of me. So it's actually helping us see what bad guys are doing. But some of the signals that we are seeing, this being leveraged, are beginning to show up, but they're not at a mass scale yet. But I won't be surprised if in six months or nine months it becomes a way to further explore its situation. We see an evidence of possible signatures and that's a harbinger, things like that. I want to go back to something you said. We all used to have our own sort of power plants on site. Well, so the reason I thought of this is, you remember the Andreessen, it was Sarah Wang and Martin Casado said that cost of goods sold are going to crush many SaaS companies and they're going to have to go repatriate. So remember we asked Jeremy Burton that question and he said, everybody used to have their own power plant, that's what reminded me. Where do you stand on that? Have you thought about your business in terms of the cost of goods sold, the amount that you got to pay, a cloud provider? Do you foresee the day where you have to sort of start building your own sort of infrastructure or have you started already? It's a great question. Every home should not have a power plant. But every city or a given state needs to have a power plant. Why should one, there should be one power plant company out there? So the way I look at it is, Microsoft, AWS, Google are building power plants to build applications for enterprises. They are essentially application power plants. Zscaler is the security cloud. It is the security power plant. I can't be building my security plant on others. I need to build security plant. The requirements of security cloud are very different. We are sitting in the traffic path. Hyperscalers are destinations. They're sitting in far fewer places. We're sitting in over 150 locations around the globe. It's think of America. Would you be happy if the only four or five international airport to go and to some place? You won't. We got it, over 100. So I need to have our security cloud sitting in all kind of locations because people need to come to us, we need to inspect, verify policy and connect. So large companies in a given business will have their own clouds. And enterprises by and large will use public cloud for most of the stuff and for some applications or maybe for a resilience point of view, they may have some of their own data centers. What's your thought on the public-private partnership and the role of public policy in the government as it pertains to security generally? But there's a lot of discussion about privacy.  Do you choose privacy or security? But what's your general sense as to the, particularly I'm talking about the U.S. federal government in terms of its posture with technology companies like yours and maybe even some of the big tech companies? Yeah, a couple of general points. Privacy is a big issue for vendors who offer free products. Because they take the information and they take money out of it. Zscaler or Salesforce the world don't have an issue with privacy. We don't sell that data to anybody. We get paid by enterprise customers to do what needs to be done. So privacy for enterprise class vendors is not an issue. Now GDPR and all, they want to make sure that data is kept safely and we're taking all precautions to do so. Now the next level is government regulations and whatnot. I think some level of setting, some level of standards is good but when government reaches too far it kills creativity, it kills innovation. But if you look at the federal government, unlike the focus U.S. government has put on zero trust. Unlike some of the initiative that CISA is driving. It's a good organization. It's trying to educate all these federal agencies and it is making a case for public and private sector cooperation. I think that's a good thing. So as long as government kind of says I'll do the minimum and then get out of the way, it's a great thing. Yeah, they could be a catalyst for innovation and growth. They certainly have been historically. Last question, so many people felt like, okay the security market is immune from the macro headwinds. Last summer we saw security generally kind of revert to the mean. Now it's sort of all over the place a little bit. What are you seeing at the sort of macro level? Deals are getting longer. You've talked about this. You guys have always sold to the C-suite but now there's more approvals necessary. What's it like out there? What's the climate like to the extent that you can share? So security is a lot more resilient than many other application areas. So we're seeing less impact but there is some impact. There is more scrutiny out there. But the vendors in cyber who can improve security and reduce cost at the same time will do much better. The reason Z-Skiller has done quite well is because cyber is on every CIO, C-suite and board smart. But then second part is CIOs also want to save money. When Z-Skiller goes and say here is my platform that can eliminate so many point products I can deliver ROI and cost savings. CIOs like us. So those are some of the reasons that that's going to continue the growth of platform companies for cybersecurity who can deliver cost savings like Z-Skiller does. So we are pretty bullish about the market. And that cost savings comes from consolidation? Two or three things.  That's number one. Number two, there's operational cost in these traditional appliance companies. Also in addition, there is a net for cost savings. There's a lot of net for cost that needs to be taken out because they bring the traffic back to the choke points and data centers alike. And on top of that, the user experience goes up, productivity goes up. Jake, thanks so much for your time. You've been very generous. I got to let you go. And really a pleasure having you on. Dave, enjoyed it. Thank you for the opportunity. Oh, you're very welcome. All right, keep it right there. John Furrier and I will be back with our next guest, RSA 23 from Moscone. You're watching theCUBE.


Aloha and welcome to Talk Story with John Whitehead. Boy, do we have an interesting show for you tonight. For the past year and a half, maybe two years, I have been serving as a member of the Honolulu City Charter Commission. And we were able to put together 20 questions that will affect the charter of the city and county of Honolulu for you to vote on in the upcoming November election. And here's the good news or the exciting news I have with me this afternoon, the vice chairman of the Charter Commission, Mr. Kevin Mulligan. And he is here to help answer questions and present the various items that we're gonna be discussing. So welcome, Kevin. Thank you. Welcome to be here. Yeah, see, and look, this is what the Charter Commission did today, which is Thursday, September 22nd. There was a notice in the newspaper. And what it did is it listed all 20 items that are up for discussion. And as well as the questions themselves laid out in a way that you can take into the polling booth. That's it. So what I recommend you do, folks, is just take it off your newspaper, here it is. But meanwhile, Kevin, we are going to, we have very short period of time and we have to discuss 20 questions, 20 questions. Give me a little bit about what you were shooting for with these as a member of the Charter Commission. Well, I think what we tried to do is think about how we could improve city government and looking towards the future in terms of challenges and that we're gonna face, not only in the near future, but 10, 20 years and beyond. And that was a very important part of what we tried to do is really look to the future and not just respond to pressing issues in the present, but really look to the future. Well, to the future and how we could make things better. And there were 11, 13 members. 13 members. Very good cross-section. So if we're gonna get through this, we need to get started. So, oh, by the way, here, take a look at that. There were 154 proposals that we reviewed. We got down to 20 that we have up for the general election on November 8th. And this is a process that occurs every 10 years with the city and county. So let's have the first question. Okay, the next slide, please. Okay, the first Charter Amendment deals with the Police Commission. And what we tried to do here is increase accountability and transparency over how the Police Department is administered and give the Police Commission the authority to suspend or dismiss the Chief. Right now, that's rather difficult. And this makes it easier. And it also makes it required that the Chief of Police be required to submit a written explanation if they disagree with the finding of the Police Commission right now. That's not a requirement. It is being done, but we're making it a requirement in the Charter. Okay, great. So this is an amendment for accountability. The second Charter Amendment has to do, we're gonna switch off. So this is my turn, Kevin. The second Charter Amendment allows the Ethics Commission to set the salaries of the Executive Director and the Staff Attorneys. Now, this sounds like it may be a pretty routine, something that maybe I've been already there, but it isn't. And as a result, there is some of the appearance that by controlling the salaries, the Ethics Commission would not be as independent as it should be. Number three. Okay, should the Department of the Prosecuting Attorney control its budget after it's approved by the city council? Basically what this does is give the prosecuting attorney who is an elected official control over its budget once the city council passes it. In other words, the executive branch or the mayor can't withhold funds once the city council approves the budget. And again, this is the way of making one of the Watch Dogs agencies of the city more independent of any outside influence. Not that any may exist now. Number four has to do with rapid transit. Actually, this is your thing, but what this does essentially is that it forms a, it removes the operational side of the rapid transit from heart, from the current agency that's responsible for building the system and transfers it back into the Department of Transportation. A very, very important part of this amendment was to make sure that there is a coordinated balance between the fares and the operations for the rapid transit system, for the bus and for hand events. So I hope that people pay close attention to this. Number five, this is really an attempt to increase the supply of affordable housing by changing the criteria where persons would be eligible for this. It's currently at 50% or less of the median household income or we're proposing raising it to 60%. And also changing the provision that the housing remains affordable in perpetuity and changing it to at least 60 years. And we're hoping that that will provide more incentive for developers to create affordable housing which we all know is in short supply. That's great. And so our next amendment that we have coming up on amendment number six or question number six is that we want our departments to prepare plans. As Kevin said earlier, this is about the future. So really we would like to have the city departments plan out future infrastructure plans. I think there would be functional plans or other types of plans like that. Okay, charter amendment number seven, this actually addresses the issue of climate change which is an increasingly important issue. And again, an indication of looking to the future. We feel that it's a good idea that the city actually create an office of climate change to address the issues that come about because our climate is changing. We're an island community and we need to be prepared for sea level rise and sea level intrusion and other issues that are related to the warming of the planet. Absolutely, and one of the great things about this amendment Kevin was the fact that so many young people testified in favor of it. So many people from the University of Hawaii. It was really, I think one of the exciting things that we have in here. And then number, question number eight, charter amendment eight is, should a new department of land management be responsible? What this means is that right now land management decisions in the city and county of Honolulu pretty much spread over a number of departments. So it's actually hard to deal with, hard to keep control of. And this hopefully if this amendment passes, we'll be able to centralize and coordinate all of that and to make sure that the people's voice heard in this process of this new department will have to comply with all environmental laws. And more than that, it would have to be, its work would be ultimately approved by the city council. Okay, charter amendment number nine is an interesting proposal. This attempts to address a concern related to the Honolulu Zoo, which has recently lost its accreditation. The accrediting agency had recommended that there be a dedicated source of funds. And what this charter amendment proposes is that one half of 1% of the estimated annual real property taxes be used to help the zoo operate. This is not an open ended amendment. It's predicated on the zoo achieving accreditation by 2023. And if it doesn't, then the charter amendment would sunset automatically. Well, one of them, you know, the zoo is kind of a special place because we're dealing here with living things. So without the guaranteed source of funding, people who set accreditation are concerned and as rightfully they should be about whether we're gonna take care of all of the living animals that are there. And then charter amendment number 10 does, what it does is that it gives concurrent powers to the mayor and the city council to establish special funds when they're needed. There was a, over the years, there have been different approaches to doing that, having first of all restricted that only to the mayor and then subsequently only to the city council. It makes no sense because they both have to be involved. And it also allows both the city council and the mayor again to amend the executive budget to make it current as needs change. And that is an important part of the flexibility needed to meet the governments of today and the future. Charter amendment number 11 deals with the Clean Water Natural Lands Funds and basically it establishes an advisory council that's appointed by the mayor and the council and it establishes a process for these funds to be used. This is not currently in the charter and there were questions and problems about actually accessing projects using these funds. And hopefully as a result of this charter amendment those funds will be able to be used more readily. Again, this is another one of those amendments that got a tremendous amount of community support. Now Charter amendment 12 is something that I think, again, adds to the efficiency of government because what it does is that it requires and commissions of the city are with the exception of the border water supply and the Honolulu authority for rapid transit heart that except for those two, all the other boards and commissions need to be periodically reviewed, evaluated to see whether or not they should be retained or repealed or maybe modified. So this is a way of keeping our government current to its needs, to the needs of its people, not on its needs. I'm sorry about that. Charter amendment number 13 and this deals with the grants and aid fund. This is one of the proposals you worked on governor. And what we're trying to do here is make the grant and aid fund be the sole source. There's a commission that reviews these grant and aid requests and the objective here is to make it the sole source for city funded grants to federally tax exempt nonprofit organizations that provide services to the disadvantaged. And this is, I guess, to provide more transparency, accountability and uniformity in how these grants and aids are actually granted. Right. And it also is good for the people who are applying because then there would be one clear process that you would need to do this. Amendment number 14 or question number 14 actually is just a way of bringing things updating the election process when there is a vacancy for the mayor, prosecutor or council members. Now, what this is about is that in order to make sure that our service people and others who are far away in Afghanistan or Iraq that they have enough time to participate in an election. So this just moves the deadline from 60 to 120 days. At this point in time, you know, we're doing pretty well. We're going to have a chance to talk about this more in a minute and we want to make sure that you all come back because here's your chance to learn about what's going to be on the ballot regarding the city charter in November. Hi, I'm Keeley Eakina, president of the Grassroot Institute. I'd love you to join us every week, Mondays at two o'clock p.m. for Ehana Kako. Let's work together. We report every week on the good things going on in our state as well as the better things that can go on in the future. We have guests covering everything from the economy, the government and society. See you Mondays on Ehana Kako at two o'clock p.m. Until then, I'm Keeley Eakina. Aloha. Hi, I'm Stacey Hayashi with the Think Tech Hawaii show Stacey to the Rescue, highlighting some of Hawaii's issues. You can catch it at Think Tech Hawaii on Mondays at 11 a.m. Aloha, see you then. Welcome back to Talk Story with John Wahee. And today I am revealing myself as a member of the Honolulu City and County Charter Commission and giving you a little bit about what you have a preview of what you have to vote on in the upcoming November election. And with me, I have the Vice Chairman of the Charter Commission himself and we are in the process of going through all of the amendments. Now, if you need, if you wanna call in, our number is<PHONE_NUMBER>. And we will be happy to answer any questions that you may have. So now we are on Charter Amendment question number 15. Okay, this basically addresses the term limits for the prosecuting attorney mayor and city council and we're extending the terms for the mayor and the councils from two to three. Presently the prosecuting attorney does not have a term limit. I think basically we were looking for consistency and not so much turnover. I know for myself I was interested more in the council and providing the kind of legislative oversight that takes time to develop, but it also applies to those other offices as well.  Which is kind of a bogus in the sense that why did we elect them in the first place? But in any event, that's all of the reaction. Yet on the other hand, if you have somebody that's doing a good job, then really my point of view, and actually I have to confess, I'm one of the people on the commission that would have abolished all term limits, not just extended. And the reason being that when you have a good person in there, you know, why not keep them? And if they're not doing the job, then just do what voters are supposed to do, which is kick them out of office, vote for somebody else, you know. Because one of the consequences of the current term limits is the fact that everybody changes almost at the same time. And you start all over again. And there's really- You're losing institutional memory, you're losing experience. And I think from the legislative standpoint, if there are term limits, I think that there's an imbalance of power that shifts to the executive. Exactly, and that's why I think if there are going to be term limits at all, it ought to be on the executive. I agree. Not on the legislative branch. I agree completely. Okay, what do we got next? All right, Charter Amendment 16, which is, oh, this is a great one. And you know, a lot of these things don't sound tremendously interesting like the term limits, but they are very important. And right now, what happens is that there's one department that is responsible for doing the design and planning of construction projects. And the thing about that is that that responsibility runs from huge projects to tiny projects. And what it made more sense if, for example, the parks department actually was responsible for planning the little parks that are necessary. And so as a matter of just good efficiency in government again, this amendment would make it possible to do that, to make sure that smaller projects are handled directly by the departments that are responsible for them. Okay, this is, Charter Amendment 17 is a kind of a simple one, but apparently the mayor currently is obligated to sign a large number of documents within city government. And this has become onerous. And so what this does is it provides for the delegation of the signing of documents primarily to the managing director and the deputy managing director and to department heads only with respect to those issues or items that are specific to that department. So again, this is an efficiency type of amendment. Can you imagine back in, there was a day in the city in County of Honolulu when the mayor would be signing every document was not that onerous, but it's getting pretty bad. When I was governor, I mean, I used to tell people you can tell how long somebody was in office. As governor or as mayor, by watching their signature become more and more illegible. Because there are so many documents that you have to, fortunately for us at the state level when I was in office, that was that requirement was on the statute by statute. So we didn't have to amend the state constitution. Unfortunately, with the city in County it's in the charter. So what do we got next? Oh, this is another efficiency proposal and dealing with the fire commission, which is what the fire commission is supposed to do is help the fire department by giving as much community input as necessary. And the people felt that they would be much better if we had a broader representation. So this would take care of that. And it was also an opportunity to update whatever duties and functions the fire chief was in charge of. Okay, this deals with the reapportionment and removing the requirement that they be no more than five of the city council reapportionment commissions, nine members beef in the same political party. And if I recall correctly at the elections in the city are nonpartisan. So this really doesn't have any relevance since it's they're nonpartisan. Yeah, it's a nonpartisan election. So this makes sure this would be one way just making it consistent. Right. The last charter amendment 20 is just is the what we're calling what we call the housekeeping amendment. And it is basically an amendment that will confirm current, just confirm the charter to what current practices are actually happening. Make sure that we conform to the legal requirements that the city has to deal with. In other words, these are all things that don't change policy, but are required. And so it's our opportunity to clean up the books, so to speak. And so all of us have an opportunity to vote on these charter amendments, learn more about them for the upcoming election. And we got a few minutes to talk about where people can go and actually see some of this information. Now, first of all, we have a brochure that is being prepared. It's got all the questions here. It's got the explanations. It's got a much more detailed explanation than Kevin and I could do in our short period of time. And as I understand Kevin, each every household on Oahu will get a copy of that. That's correct. Yes. And it provides not only a summary of the proposed amendment, but what the current situation is and what would actually happen if the charter amendment is adopted by the voters. And we have been extremely careful to make sure that it's very objectively placed out there. And so, and don't forget, you've got this two-page, what do you call these things? Spadia. Spadia. This is a spadia. I mean, I have known a lot about government when I, before I was appointed to the Charter Commission, but now I know about Spadia's, which is my new knowledge. And so this is a chance for people to take advantage of it. And what's the website? The website is honoluluchartercommission.org. Honoluluchartercommission.org, you can go to that site and see, again, all of this information, any kind of explanation. And I should also say as the Charter Commission will be publishing some of this in the various ethnic newspapers, right? That's correct. And we hope to run some public service announcements. And we're going to go out to various neighborhood boards and community organizations that request speakers from the Charter Commission to do exactly what we've done here. Yeah, so if anybody out there wants to hear the vice chairman of the commission, his name is Kevin Mulling, he's right here. And he is, if he's available, more than willing to come out and talk to you about what this is all about. Now, I know that this upcoming election in November is, you know, we're all looking at the Donald Trump and Hillary and all of this stuff. And I know that many of you are out there campaigning for your favorite statesman, I'll call them, or stateswoman, but don't forget that these Charter Amendments are very, very important. They're very important. I think you know from just from the range of what we discussed. Starting with the police commission, which you had a lot to do with, you know? And others that other people contributed that will affect the future of city government for a long time. Exactly. And as you mentioned earlier, this opportunity only comes about once every 10 years. Charter Amendments can be put on by the council or the mayor for that matter in non Charter Commission for many years, but you probably only have maybe a few one or two Charter Amendments. But it's in this particular window that people have an opportunity to really make broad changes and important changes to the Charter, which is the city's governing document. So we want to encourage you. We want to encourage you to learn more about these amendments, and obviously both on November in this upcoming November election. So once again, ladies and gentlemen, thank you so much for joining us on Talk Story with John Wahee. And thank you to my special guest, Kevin Mulligan, the vice chairman of the city and county of Honolulu Charter Commission. Thank you, Kevin.


Hello and welcome to the session in which we would look at valuing long-term debt specifically bonds. This example will put in practice the application of the time value of money, specifically the present value of a single payment, the present value of an annuity. The beauty about a bond, it encompass both application of time value of money with the present value, the single amount as well as the annuity. Now the same concept could be said about notes payable. Notes payable also is a long-term debt and notes payable usually it's a form of an annuity but the bond is it will encompass both the present value of a single payment, the present value of an annuity. So if you don't understand those two concepts from the prior session I suggest you stop go back and view them because this topic is covered on the CPA exam and covered heavily in your accounting intermediate advanced accounting courses so you want to make sure you are comfortable with it. Whether you are an accounting student or a CPA candidate I strongly suggest you take a look at my website farhatlectures.com. I don't replace your CPA review course I'm a useful addition to your CPA review course I explain the material differently I give you the theory behind the concept I dive little bit more into the material I give you more examples your risk to try me is one month of subscription I have resources such as multiple choice lectures so on and so forth your potential return is passing the exam this is a list of of all my courses that I cover and I have more courses intermediate advanced taxation governmental my supplemental CPA material is aligned with your becker roger wiley and gleam so it's very easy to go back between your CPA review course and my material I have all the AI CPA previously released question approximately 1500 of them with detailed solution so it's very important that you practice those as you are getting ready for the exam if you haven't connected with me on LinkedIn please please do so take a look at my LinkedIn recommendation like this recording share it with other connect with me on Instagram Facebook Twitter and Reddit so let's take a look at valuing bonds so let's the the best way to illustrate this is to take a look at an example let's assume Adam company issued 100,000 five year five percent bond paid annually it means the interest is paid annually simple English Adam wants to borrow 100,000 dollar they wanted to borrow this over a period of five years they're offering to pay five percent and they will pay the interest annually once a year now bear in mind the problem could say semi annually and I'm going to show you the difference that it makes if it's semi annually how you would approach this problem also we are told that the market rate for similar bond is six percent now I'm going to cover this briefly but this topic is covered a little bit more in depth in my bond chapter but what do I mean by market rate for similar bond is at six percent it means Adam is paying five Adam is offering five percent the market other similar companies which is we're going to call it the market similar to Adam are offering six percent they're offering a better rate so what's going to happen is this when creditors when investors wants to come to Adam to buy Adam's bond they're not going to pay the full amount of Adam they're going to pay less than 100,000 why because they are smart enough to figure out that why would why should we pay Adam the full amount if we can go somewhere else and get six percent if we're going to buy Adam's bond we're going to pay pay Adam less than 100 percent to be compensated to earn six percent so they want to earn six percent they like your bond but they still want to earn six percent because because they can go to the market and get the six percent so if they're going to buy your bond they want to earn six percent now why am I emphasizing this point I'm emphasizing this point is the reason is because when we go to discount discount the bond discount the payment discount the face value we're going to be using the market great and I would remind you when we do this but this is the reason why now how do we value a bond well the bond is there's a two part of a bond a bond it has two parts when you buy a bond you're going to be receiving payments one two three four five you're going to be receiving five payments so the first thing when you value a bond is you have to find out what is your interest payment how much you're going to be receiving and that's simple you will take the face value of the bond times the stated rate times the five percent equal to five thousand so this is how much the bond pay this is how much it pays in cash every year this amount is paid every year this amount is paid every year so we can put 5k 5k 5k 5k and 5k well this looks like an annuity well if it's an annuity we need to find the value of this annuity we're going to take this annuity and find the value of this annuity and equal to five it's a five period i equal to six percent so when I discount this annuity I want to earn six percent if I want to earn six percent it means I want to earn the market rate because Adam is not competitive this five thousand is not competitive I'm not willing I don't I don't want to be paid five percent I want to be compensated at six percent therefore what I pay for this for these payments is six percent now well I'm going to discount using the market rate here here says here's a shortcut every time you go to the tables you would use the market rate so remember this okay so in case you're not sure if there are two interest rates which interest rate do I use when I go to the to those tables the market rate because the investor wants to earn the market rate now we said i equal to six notice here i equal to six and equal to five and the factor is four point two one two four now I'm going to take my five thousand multiplied by four point two one two four and that's going to give me twenty one thousand twenty one thousand sixty two dollars so the value of those five payments today twenty one thousand and sixty two dollars now also I can show you that that's the case well you know I can you know invest this money now and take five thousand for the next five years I don't have to show you this because I showed it to you in the in the in the present value computation present value annuity but this is what we mean so this is one part of the bond so the annuity is one part of the bond the second part of the bond I'm going to put it in a different color is the face value at the end of the five years the investor will get their one hundred thousand dollar back they will get their face value well what we need to do we need to also discount this face value to the present well one hundred thousand again we have to discount it what what what rate do we use we use the market rate however the one hundred thousand we use the single the single payment because we only receive the one hundred thousand once so make sure you're using the proper table okay now again six percent is the rate five periods and the factor is point seven four seven therefore I'm going to take one hundred thousand times seven point seven four seven two which is going to give me seventy four thousand seven seven hundred and twenty well so what's the price of my bond well as I told you the bond is has two components an annuity component and a single payment component you combine those two and you will find the price of the bond now what I want to mention to you is this most bonds you will see later on that they pay interest semi annually so if we change this example to say the interest is paid rather than every year if we say semi annual well that's going to change a lot of things for one thing the payment the payment will be it will be one hundred thousand dollar times five percent times one half it will be two thousand five hundred that's one thing so the payment that we'll be receiving is two thousand five hundred the number of periods rather than using n equal to five now we have ten periods because it's five years but it's paid semi annually and rather than the six percent it will be three percent so when we go to the tables to discount everything to discount that two thousand five hundred we're going to be using three percent and we're going to be using ten periods which is three percent and ten periods then the factor will be point seven four four four and the same thing for the with the annuity when we go to the table we're going to be using three percent ten period that will be eight point five three zero two okay again the reason I'm showing you this because and we're going to have a one whole chapter about bonds okay one whole chapter about bonds which we'll talk about bonds much much more in details later on but I kept this example simple I used an annual rate so this way it's easy for you to understand but if you are using semi annual rate you have to adjust everything you have the interest payment is adjusted the number of period adjusted and the market rate is adjusted and usually it's the semi annual is the standard okay now again this topic don't worry this is covered much much more in depth in a different chapter at the end of this recording what I'm going to ask you to do is whether you are an accounting student or a CPA candidate to take a look at my material cp uh farhatlectures.com I don't replace your CPA review course keep it I am a useful addition I explain the material differently I can help you add 10 to 15 points to your CPA exam score which will help your pass put the exam behind you focus on your career and succeed in life don't shortchange yourself good luck study hard and of course stay safe


There are certainly topics that we should avoid when talking to strangers. So here are six of them that we should all steer clear from Number one your past relationships to your finances or their finances number three Don't gossip number four appearances pay them a compliment But maybe don't ask when they're due if they haven't announced that they're pregnant Health and death everyone has different tolerances when it comes to talking about these things number six offensive jokes pretty self-explanatory Would you like a list of small talk topics to discuss like and comment for part two? See you later


Now, gwaith ymlaen. Mae hyn yn umbu wahanol sythau hwn arwain arabyn i ddechrau rwyf. Yma sefydlu wedi bod Dechrau'r bywyd i'r ystafell i ddim yn cyfodol sy mae'r bywyd i ddim yn cyffredig, ac yw rwyf i fynd i ddim. Dysgwyd y newydd. Dyma yna'r gossum G9070 robot vacuum. Rwyf wedi bod yn ddylo'n rwyf ac mae'r vacuumaerydd yn ddangos a dylau'r bywyd i ddim yn gweithio hynny yng nghedryg hynny. dda'n gweithio ddim yn fyddiwyr i'n ddych chi i ddim. Gweithio i chi i chi i weld llawer o'r ddechrau, ddim yn gweithio i'r ddafodd, dwy'n gweithio'r adeg y mod wedi ymddangos, edrych yn ysgrifennu a dyfodd yn cerddai, gallwch chi'n gwneud ymlaen i ei wneud. So, this is the robot vacuum, you can see it has a very nice reflective surface at the top, big massive power on button there at the bottom. On the top you have the auto recharging button, this will send it back to the dock, and you also have the spot cleaning button here. Before you can start using this I will need to remove these two strips that come inside, like so just to show you the bottom. So, this is the dust tray which can be removed and cleaned. It has the filter inside there you've got yourself a brush two wheels there a rolling wheel there and you can attach some side brushes on the end is here which I'm going to do now but before I do that let's take a look at what else comes in the box inside the box you have a user manual both for the application and for the vacuum you have yourself the remote control I will showcase this it also comes with two AAA batteries for the remote control you also have four brushes as well that you can connect to the bottom of the vacuum to there and to there you have two boundary strips you have yourself a single brush the plug adapter then you also have a water tank which has a mop at the bottom of it so you can clean up wet spills on this side you have yourself the charging dock which I will set into the wall and then finally at the back here you have yourself a sponge and high efficiency filter so let's go ahead and set all of this up but before I do that let's quickly run through a little bit about the remote control so I've just put the batteries into the remote control it's pretty straightforward you have yourself a digital display there at the top the auto cleaning option just allows the vacuum to start cleaning in its automatic mode and then you also have a return to charging dock button there so it will find its way back and start charging itself you have these directional buttons this will allow you to manually adjust the direction of the vacuum yourself and then you can start and stop the vacuum cleaning from the middle bottom there the one's down the left hand side the first one is to set up the time the second one is to do spot cleaning so if you have a focus area that needs to be cleaned then the vacuum can just clean that spot specifically and this one can do an entire single room using the s method and I will showcase both of these samples later in the video on the right hand side the one at the top is to schedule the setup to allow the vacuum to start working at any time that you set it up for during the day the second one is called edge cleaning you can set this up for the vacuum to clean the edges of the room alongside a wall and the last one at the bottom there where it says max this is for a max suction in a single room and it's also set to auto cleaning mode on this let's take a closer look at the vacuum itself so now I'm going to take one of these brushes and then clip them onto these sides here like so they go in very easily they clip into place and they rotate once it starts cleaning your room there we go and that's pretty much all it is to it just to quickly showcase to you guys how to take the tray out all you have to do is press this down and then it just pops out like so inside there you have the filter that you can also clean just open it up from here and then you can pull that out from there and you have the spare one inside the box as well if you want to replace that so very easy to put back in just push it clips into place and then you can also replace this with the mop version that's also in the box so now I'm going to set this up in its charging dock and let's take a look at how it performs in terms of cleaning the room so I've just plugged the dock into one of the rooms and what I would recommend is if you download the app connect it using wifi and then you have it on your phone you'll have a lot more features and you can also track the battery life and all of those kind of things I currently don't have internet at my new house right now so I'm not able to connect it to my phone to showcase to you guys how the app works but there's plenty of features that you can read in the user manual specifically for the app so for this demonstration I will be using the remote control that comes with it but you can also use it manually without the remote control you'll notice that there's a pink flashing light there just at the top of the vacuum as soon as you press the power button this will leave the dock and it will start to clean the room by itself you can also press the button again to pause it and then press it once more once it's cleaning to restart you can also send it back to its charging dock with the button on the top left but what I'll do is I'll use the remote control and I'll showcase to you guys how it automatically starts to clean the room using an s shape throughout the entire room okay I'm now going to press auto and it's now started it's actually left the room and it's gone into the hallway so the only barrier that it has is the walls and it will go pretty much around the house on its own so it doesn't need to be confined to a specific room itself what I'm going to do is on the remote control I'm going to hit the home button so that it returns back to its charging dock and that's the button that you can see on the top right now it will start to find its way back and there it is it's docked itself back onto the charging dock and that's one thing I really like about smart tech like this it uses the inbuilt infrared sensors to navigate its way back to its original charging point now the next test let's go ahead and see how well it performs in actually doing its job of picking up some dirt right so I've got some dirt I'm just going to lay it down here on the floor there we go it's going to come straight out I want it to be able to clean the entire thing so let's go ahead use the remote control see how that performs it just sucked it all up there's a few strands currently but it will come back using the s method to clean up the rest okay so just two more tests I want to do I want to show you the spot clean and also the edge clean so let's go ahead and start with the spot one which will rotate in the same position to target a specific area you'll notice it basically goes round in circles in the same area you can also pick it up and do the spot clean in any specific spot around the room as well so you can choose that yourself the next thing I wanted to showcase was the edge clean so this will go around the edges of the room and go alongside the walls and maybe if you have dining table chairs it will go around in between the legs as well so it really hits the edges which it doesn't concentrate on in this auto mode so let me go ahead and hit this button as you can see it's coming towards me let's move out the way now it's really focusing on just the edges let's see what happens when it hits the doorway let's follow it it will just go around the edge of everything and it will keep going it's gone under the stairs this is pretty cool actually it will just go around every single edge of the whole house and if that's really something you want to do then that is something it can do very impressed with that so let's go ahead and pause it now okay so the final thing I want to show you is to switch it out with the mop filter so this I've now filled with some water at the bottom you just have to open up this orange slot fill it up with the tap and you'll be able to see it's getting a little bit wet so when this starts working it will start mopping the floor and if you've got some stains or you've spilled maybe some sauce and using a wet mop to do this is the best way to do that and this is only going to work on hardwood floors so let me go ahead and see how this performs okay let's start as you guys can see it's got that streak of water it's cleaning the whole room making it shine picking up any dirt the blue mop underneath you can then take off put it into a washing machine or just do a hand wash and then reattach it back to the base I'm also going to be cleaning the dust box that came out of it emptying that washing it and then putting that back into place inside the vacuum so i'm just going to let this run for another 20 minutes clean all the floors and see how it looks so that's it guys just to summarize some of the key things I really like about this robot vacuum there's a lot on the market currently this one is 1900 PA PA standing for Pascal's which is the atmospheric pressure ultimately that just means how strong the suction is and this is pretty good a lot of the high-end ones will max out around the 2000-2500 mark 1900 is more than enough to get the majority of the dirt from your floors not only does it do a good job on hardwood floors but that will also do a great job equally on carpets so upstairs I have carpets in my house and I'm going to be using this upstairs from time to time as well and as you've seen from the demo it avoids obstacles perfectly fine and even if you stand in front of it it won't smash into you it will stop with the infrared sensors it will go around you and continue vacuuming all around the floor in that same room you can see I've got it there just on the corner of the room down here so this is a very large open floor plan and it's going to be perfect for that I like the fact that you can control this in various different ways I can just go there tap the button manually and it will start working I can use the remote control I can even use the app so once I have Wi-Fi up and running in my new home I will be able to control and use various different functions and see the battery life and a whole host of additional things that the remote can't do not only that if you've got Amazon Echo then you can ask Alexa to start vacuuming your rooms as well which I think is great so plenty of options for that the one thing I really like with the robot vacuum I haven't set it up with my Wi-Fi currently on my phone but I can't see the battery life and when I was using it across all of the floors in the downstairs of my house it was running low and it will automatically go back to the charging dock itself when the battery is running low on the vacuum and that's really convenient to have is that I don't need to continually monitor it it will just do everything itself it will go charge itself and it's like it's got a mind of its own so what can you say so check out the link down below in my description this comes in just around 200 pounds on amazon they do run off from time to time so you may get some discounts as well so make sure you check it out I'm very happy with it if you really need a robot vacuum to do all of the cleaning for you save yourself a lot of time this is the one to get now if there's anything else you guys want to know drop a comment down below if you did find that review useful make sure you go ahead and hit the like button I do reviews of all things tech and as I'm building up my new home I'm going to be getting a lot of smart home gadgets I know you're going to really like those videos so make sure you go ahead and hit that subscribe button so you don't miss those ones and I will catch you guys next time take care


We're talking about creating a conscious dream which will manifest in function.  This is tantra. There are situations where they will plant a seed, tantrics, make it grow right there and bear fruit within a matter of hour or two. There are two dimensions of human life. One is the human being is supposed to just be. You know, of course there is human doing, human being wants to do. If you want to do something in the world, the larger and more vivid your dream is, the better. If you have a weak dream, every day it keeps changing, then that's not going to manifest. So when you want action, you need a dream, you have heard that famous speech, yes, I have a dream and it did tremendous things. It changed the whole nation. It changed the culture completely just because somebody has a dream. So when it comes to action in the world, you need a dream, otherwise how? But everybody need not have a dream. If everybody has their own private dreams, they become fantasies and it'll go somewhere else. A man who's conscious must generate a dream. You want me to complete the dream or have you woken up? This happens to dreams, isn't it? When you're sleeping, somebody comes and… end of the dream. Now we are not talking about those dreams. Those dreams are just exaggerated replay of so many unfulfilled things within you. Most of the dreams that people go through in the night are just unfulfilled realities, which will find all kinds of weird expressions. They're just simply random thoughts running most of the time. There are four different types of dreams, but a large part of the dream is just unfulfilled desire. We're not talking about that kind of dream. We're talking about creating a conscious dream, which will manifest in function. Devi is actually a dream. I made her up, but she's real and she works. There's one culture in the world who kind of figured this right. In India, the expression is too sophisticated for people to understand. But a simple expression was found by the Aboriginic people in Australia. They say… they refer to the world and the making of the world as dream time. God dreamt it. It's not real. Even now, God is sitting and dreaming.  It's not real. It's a perfect description of creation. Very simple, but perfect. This is what… here we said is Maya. This is what modern physics is trying to tell you that existence is relative. It's relative to your dream. Not you as a person, but you as a being, it is true. So if a being creates a form, a dream is a form by itself, if it creates a form, it will manifest. Of course, it needs to be supported a bit, but once it's supported, it will always manifest. The whole dimension of tantra is just this. In the West, the word tantra means… some fools have written books saying that tantra means unbridled promiscuity, okay? No, tantra means technology, the technology of creating. Tantra needs a very vivid imagination. It's like this. You can try this, you can spend some time on this. You don't pluck anything. You go sit near a tree or a blade of grass, just vividly build the memory of this blade of grass 100% into your mind. It takes a lot of work, believe me. My whole childhood, I just sat there building the memory of small things into my mind. And just one thing if you manage, I'll tell you, the memory of this little finger, if you build it into your mind, your mind becomes miraculous. When I say the memory, there are so many characteristics to this little finger. If you go micro-millimeter by micro-millimeter, observe every bit and build that memory into your mind.   This is tantra. There are situations where they will plant a seed, a mango seed is planted. Tantrics make it grow right there and bear fruit within a matter of hour or two. Because it's a dream. The tree is anyway a dream. Your body is anyway a dream. The universe anyway is a dream. In one level it is a dream. It is relative. So this is what we said maya. Maya does not mean it does not exist. Dream does not mean it does not exist. It is not the way you think it is. The way you're perceiving through your fives and sorbents, that's not the way it is. Its nature is different. So, when I'm talking about different things, I may say different things, but they're not different. Because you're looking at it with a discriminatory intellect, they're looking different for you. Right now you're sitting there on the ground. You may think, I am sitting here. The earth thinks you're just a lump of itself. Who will be proved right one day? Right now you can say, no, that's not true. I can get up, I can walk, I can run, I can jump.  So, it's best tonight you sit down and look at these three things.   I'm being generous with percentage, believe me.  You become bigger than the universe suddenly. How many times you expanded beyond the size of the universe? If you look at it, you will see most of the time it's bloated. How many times you became immortal? That is, you're not conscious of your mortality. Just… and how many times did you walk around looking at people and things around you without any sense of involvement? Just three things you watch out. You will see you'll have to laugh through the night. Don't start crying.  You will see all the rubbish you carry will turn into manure very fast and manure is good for growth, you know? Yes? Every day you do this, you will become wise, believe me. Very wise. And I have a need for wise people. I'm looking for them. There are a whole lot of things to do, not enough wisdom. Let's grow them.


Here I go.  But fingers crossed, A will have visibility and B will be able to pluck something out or will this just be one of them other videos where it's maximum effort, minimum reward. Another day, another attempt. These are all blurring into one, these little intros I'm doing. I'm sort of giving up hope with them because nothing really comes of it. But I'm in a new location. Have a little look around here and then venture out see what we can find. So I got in the sea. The visibility wasn't great near the shore so I swam out a little bit and dived down amongst the kelp and the visibility was pretty good considering we're up north. So I was chilling on the bottom. I decided to fluff up some sand and knock a couple of rocks together just to see if I could lure in an inquisitive bass. But alas, no go. As you can see here, the visibility is pretty good considering we're up north. We were looking at about maybe four or five meters which I was more than happy with. It was, I was enjoying myself and here I was swimming across the top of the kelp and I saw a hole and I was like, let's go. And so I dived down into the hole as you can see here and it took me out to a reef. A reef of Franklin, if you will. And I was buzzing my nuts. Spent a lot of time on this reef just exploring around the rocks and some places there were pretty deep so it was good to practice my breath hold and really get a good free dive out of it. I found this. A chap hiding in a hole. A brown crab. Soon got it out though. I didn't have anything to measure them with but I could just see that he was just undersized. So let him have a look at the sun. Pickle his head a little bit and then set him back on his way. See you later mate. Mr. Fulmore coming in for a close up look. That was pretty cool. Well it's just a lovely place to spend an evening. I had to put some graft to get this one out. Put a lot of time and effort into getting it out. A lot of breath holds and then when it did bolt I chased after it and managed to grab it. I can let it go mate, I can let it go. Thanks for your time. Female, the carapace is just ever so slightly soft. Not massively but enough to make me think it's shed recently so I can let it go. Farewell mate, fare thee well. This was a real highlight for me. I was swimming through the kelp and I caught sight of a fish in my peripheral vision and had to look and it was a sea trout which it's illegal to catch but wonderful to see. You can see it there. It sees me, it turns. It wasn't a skittish. I mean if I was starving that would have been game on but that certainly was the cherry on the cake of a fruitless but wonderful dive. I'm out, that was a lovely dive though. I went quite far out of this bit here and found a lovely reef. Some real nice deep bits. Look at the sun going down mate. It's a nice evening. Lovely evening. Yeah, found some nice deep bits. Couple of decent brown crab just under I reckon. I had a shot on a bass but I missed it yet again. And then after I'd had that shot on the bass I was, can you state me? Cut, goggle marks. Yeah, after I'd had that shot on the bass I was just gliding through the kelp and my string on my bands popped out of the band I went mid a big bang. And I had a little underwater scream. I didn't know what had gone on. Such a loud noise and a vibration through my gun. You know what had gone on sir? That was that. I was in there for a good two hours. Empty handed yet again man. This is, it's hard work this stuff because I'm, you know, I mean I love it. I'm doing it for the love of it but I'm also trying to get a video together as well. And it's just not happening because I aren't catching anything. Whether you have the pot or the fire. What can I do man? I've just been rocking it all week. I've been, it's been about five times. Day after day and it's hard man because I don't live near the coast anymore.  So I think this is gonna be the last one. I was really hoping for a bass. I think this might be the last one.  Back to camping I think and we'll give it a few weeks before we come back and try for that Yorkshire, that elusive Yorkshire bass. Nice evening nonetheless. And I'm back again. Try me look. Yet again. But it's a lot choppier and there are waves breaking on them. On this reef out here it looks. It's not as cool as before mate. It looks a little bit more choppy sir. And the visibility looks as bad as I've seen it. You can't really see much. Looks pretty bad but I'm gonna get in and try and get out past them waves and dive down and see if it clears up a little bit. But just remember to just add this to the list of intros that I haven't materialized into anything. This time might be different though. You might be sticking around because I've got a secret weapon. I'll show you. Cut out. So just spinning off the side for bass, macro pollock, anything that'll take the lure. And I'm gonna have a look out here I think. Same story, different day. There's just no visibility up north. Classic back to this again. It was too choppy, couldn't see me and in front of my face, let alone tipping my spear and that's not a euphemism. But it's just an ogre where it's a shame because the Gannets are diving for food just off the reef that I found the other day. So you can guarantee it's fishy out there but can't see anything. So that's that. Jody catch out. There we go. There we go.  We'll see what the day brings. Made it. Small but worth it, wild strawberries. We've come, we've been hiking. We're up on to Moors. A little bit of a, a little bit of a jaunt. Not massive but we're away from coast anyway. Look at that, beautiful sunset. Can you see? There it is, look. Beautiful. And we're just pitching up down here. We're not having a fire because it's middle of summer and we're on Moors. It's no need. So we've just got a little picnic. So we've just got to have a picnic, a little bit of red wine and just chill out, chill out into the night. It's quite late anyway so it'll be an early one. I'm well aware that this whole video, this whole thing that I'm doing probably isn't worthy of a video in itself. We've got a little back rest there. We're having our little picnic. There's tents. And the sky's stunning. And there's Lamoon. Happy days. I'll talk about your fruit tents tomorrow but we're just going for without flies up at top. It's essentially like a bivvy. Enjoying the Yorkshire sunshine with a top off. No less. I just had this. Me, it didn't rain and it was wonderful waking up to the sun. Last sun. I had my ex-therm Neo air and the sleeping bag was actually my Vango synthetic one of the first bags they ever had. I just, it was the first one that came to hand. I thought it was going to be quite close so I just thought it was somewhat rugged, rough and ready but I was too up for the sleeping bag anyway. Just packed his up look, nothing but grass. There he is, there he is. And we just had picnic fodder last night, half a bottle of wine and we're good to go. I'm going to pack this skeletal tent up and then we're going to go find some water to dunk in. You know the script.  I don't think there's much swimming to be done but we certainly can just sit and dunk the junk. Oh, this corner's more of a sea though. Eee, Ian Bale, Ian Bale. Whoa, there's a gentleman. This is, for some reason, this is very cold. Don't know what it's because it's thin or what. I've done a lot of wild swimming this year and this is like, oh, it's beautifully cold. Right, oh, oh, yeah, it's sweet underfoot lolls. Oh, I was just saying to my friend over there, like I miss winter, water's not cold enough at my local swim spots. I can't get that like cold water therapy vibe but this is it, this is back in the game. There we are, look. Just a couple of men looking to feel better about life. Just bathing outside with a load of flies. He's flyy, isn't he? Right, if you skip away all the like trees and the grass and all the niceness. Yeah, we were just basking a brown body of water with loads of flies. That's the one we're looking at at times. It's a lovely little stretch, actually. Sunshine in, a glorious day. Isn't it? We've had a glorious camp out, I really enjoyed it, man. Have you? He's loved it, look. It wasn't what we were thought it was gonna be. We didn't get anything from the sea because we couldn't go in. That's just how it is. We didn't do any beer reviews or chatting to the camera because that's just how it is. We did all our own chats and laughs together. And in fact, our new album, Chats and Laughes, will be coming out at the end of next month. It won't really.  Say bye to everyone. Bye for now. And I'm gonna take you to me in the future briefly because I just want to have a little chat to you. So I'll, yeah, cut to me in the future. It's me, future me. So, I've been a bit off and I haven't been kicking about recently because Ed's been a bit of a shed. I got COVID and there's a few other bits of me that I haven't been able to do. I got COVID and there's a few other bits and pieces but I'll explain in time. This is where I am. Future me is here, multi-day hiking. And this will be the next video. A return to form, I reckon, as far as like scenery and things that I'm up to. Because I'm in the middle of it now. Thanks for sticking with me. And I really do appreciate it. Big up, Joey D. That was, it was a bit of a filler. I struggled to get anything together with that video. I reckon. I don't want feeling it. I just wanted to spend time with Joey D. But if you're into some, I mean, this next one's pretty good. If you're into that sort of thing. If you're into like hiking and just mucking about tint mountains. Thanks as always for watching. Take care of yourselves. Much love. Bye for now.


Hello everybody, HoodedCobraCommander788 here, and we have spent several wonderful episodes looking at 80s G.I. Joe toys, but you know that feeling when you know you've had too much fun and eventually it will be time to pay the piper. Those 90s G.I. Joe toys are still waiting and still need to be reviewed. We will eventually have to get back to them, but let's not jump in just yet. Let's just dip a toe into the 90s. This is a quick look at the 1991 G.I. Joe Badger. This vehicle was donated to me by a friend Steve, so thank you Steve for this. The Badger is a light fast attack vehicle from 1991, and the first thing you notice about it is the color, the neon green, dark blue, and how can you not notice that?  There's some reuse of parts here, in particular the wheels I think were used on other vehicles. The Badger itself is not a bad vehicle if you ignore the colors. I won't say it's a great vehicle, it doesn't measure up to some of the really awesome vehicles we got in the 80s, but it has its purpose and it serves its purpose and it's really not too bad, but there are some quality issues and of course the colors, we can't ignore the colors. It has a spring loaded missile launcher here that can rotate and elevate, and it has some missiles, some mounted missiles that can be used with the missile launcher. This missile launcher appears to be broken, I'll have to replace that before reviewing the vehicle. The missile launcher and the mounted missiles are on the roll cage, and that does open up, pops up, it's a little bit of a tight fit online, to reveal the cockpit, the driver's seat, which doesn't have a lot of detail and of course everything is that same neon color. I will clean this vehicle up more before doing a full review. The Badger appears to be complete except for a flag, the little flag that goes on the antenna, that is missing so I'll have to get that too before I review it. Also it kind of seems like it should have an engine cover here, covering this exposed engine, but I don't believe it came with one, so that looks a little bit rough, it looks a little unfinished there, and I think an engine cover would have gone well there. So because of the way the vehicle is constructed and because of the color scheme, you have the hubcaps basically, the mushroom clips where the wheels clip on, in different colors, green in the front and blue in the back, that's a little distracting folks. The colors are, it's hard for me to get past these, it's got the blue bars and headlights here in the front, no other colors to pick out on the details there, absolutely no detail on the underside, it is hollow, it does have a little bit of a suspension mechanism here in the back, which is the reason that the clip here is a different color than in front. It has a couple of foot pegs on the sides, and it looks like these foot pegs would not be usable because it doesn't look like there's any room for a foot there. But you can use them, but if you're going to peg a figure onto them, they need to be facing kind of inward rather than to the front, which is how you normally orient a figure that's pegged onto a G.I. Joe vehicle, but if you have them facing, you know, basically facing the driver, you can get the figure's foot on the peg and he can ride along. That was just a quick look at the 1991 G.I. Joe Badger, I hope you enjoyed it. This one's not quite ready for a full review yet, I will eventually get it all complete and in good condition. In the meantime, I hope you like this just brief look at it. I know some of you enjoy the neon 90s and we will eventually be getting back to those and some of you just enjoy seeing my pain as I review those toys. So everybody will have a good time. Thank you for watching. I'll have a full G.I. Joe toy review coming up this weekend. I hope to see you there.


Welcome to All Hands Update. I'm Petty Officer Andrew Johnson. The holiday season is approaching and the Navy wants to make sure your mail gets to the right destination on time. If you're mailing packages, remember to include the new Standardized Fleet Post Office Mail Address Format. This new format includes a new unit number and virtual box number along with a five-digit zip code. Mail Not Addressed correctly could be returned to the sender as undeliverable. Remember to send packages early to ensure timely delivery for the holidays. First-class packages and priority mail to Africa and Central and South America should be mailed no later than December 2nd. First-class packages and priority mail to the Asia Pacific, Australia, Canada, the Caribbean, Mexico, Europe and the Middle East should be mailed no later than December 9th. For more information, visit the Naval Supply Systems Command website.