Thank you all for for being here. Let me just point out I know a lot of introductions have been made but Dennis Davin who is my secretary of the Department of Community and Economic Development Dennis You want to just stand up? We're looking for great things here. I Also want to point out that that I do have a big long background in the private sector. I actually this is my first foray into public office and I really build a business for most of my adult life and then in 2006 sold the business and in 2009 came back to the business and It was on the verge of bankruptcy building products. We actually had some facilities here in the Lehigh Valley we still do and and I Say we I actually retired in 2013 But this has been a great place to do business came back in in 2009 turned the business around and Succeeded so that that I can could could actually do this run for for governor and I succeeded But I think it's important to know that I am a lifelong unapologetic Democrat, but I've spent my life in the business community actually building a business I think I mentioned at one point. I was the only PhD forklift operator in York County at the time I came back to to York County But I did spend my time building a business. I spent much of my adult life focused on Trying to revitalize the city of York. So I really have a great appreciation for what's going on here in the Lehigh Valley You're not only producing economic development, but you're doing it in a way that that is revitalizing this community And that's that's really important not just for the Lehigh Valley, but it's really important for Pennsylvania we need to find a way to do that across the state and And because we can't afford to have places like York or Bethlehem or Allentown or Easton or any city in Pennsylvania lag behind in the the race to be as great as they can be So I think what you're doing here is is remarkable and amazing and this makes this a perfect place for me To try to blend those two things how we can revitalize communities Make better lives in Pennsylvania and do that all through revitalizing our economy our best days have to be ahead of us and they have to be ahead of us because we are going to be a Magnet for economic growth for entrepreneurs who want to come here and create good jobs. That's what I want for Pennsylvania and I want to do that fairly But I want to do it really effectively. So that's why I'm here. I'm given my budget address a week from Tuesday on the 3rd of March next Tuesday and I plan to Bring out a lot of different ideas as to what I think we ought to do in this first year in my office of office To make Pennsylvania better But I want to give you some advance notice of what I want to do and in the economic development area because I think it's really Important and I think I'm going to do some things that are very very different for the first time in a long time And and I hope that you appreciate and approve of what what I'm going to propose so My background in business. I think informs me in terms of what we ought to do to make Pennsylvania the kind of place that is attractive for people who want to build businesses here And I think I know where have I speak because I've actually done that and I know that Pennsylvania has a Jobs deficit We have a lot of things that we have to work on and I talked in my inaugural dress You know about creating a Commonwealth where we have schools that teach jobs that pay In government that works But I want to talk today about the the actually was the first thing that jobs to pay We do have a jobs deficit here and we need to do something about that Too many Pennsylvanians too many of our fellow citizens are struggling to make ends meet and too many of our best and brightest are leaving Pennsylvania for other places I said my address my inaugural dress that I'm I don't want to be a part of the first generation of Pennsylvanians really to tell their kids they have to go somewhere else to succeed I have two daughters both very bright young women 33 and 31 one's an architect One is a geologist neither of them lives in Pennsylvania. We need to change that Personally, I want to change that but I think we need to change that as a Commonwealth And and we have worked to do last year the state saw some modest job growth But it was under 1% and a time when our economy was coming back actually 7 tenths of 1% And we're at the bottom of the country in terms of the states with job growth and I understand states Have to go in the band of the ups and downs of the macro economy and the global economy But we can do things to make sure that we're at the top of that band wherever we are in the cycle Right now we're at the bottom of that band and we shouldn't be especially in job growth We have to make new investments in 21st century manufacturing and Refocus our economic development dollars and our strategies I know manufacturing is something that people talk about sort of pine for the past to say that's not going to come back I've actually rebuilt my business on the basis of American manufacturing and not just high-tech advanced Manufacturing staying ahead of the curve For crying out loud. I make kitchen cabinets My company sells decking and railing not high-tech stuff and we compete with Overseas manufacturers very well with American workers. We can do that. We can do that in this country and we can do that Manufacturing in Pennsylvania for too long the Commonwealth of Pennsylvania hasn't been a place where business businesses feel they can come and grow They can't they don't feel that they can come here and invest Country leading high corporate tax rates have never have not been helpful I mean, I know we we have a lot of ways you can avoid pain at 9.99 percent rate But there's a sticker shock and too many people look at that and say, you know, I'm not coming to Pennsylvania your tax rates are too high So the Commonwealth isn't going to create jobs The Commonwealth isn't going to actually provide the jobs, but the Commonwealth can set the table for robust economic growth And that's what I want to do We need to to strengthen the middle class. We need to strengthen communities like this And the Commonwealth can play a role a constructive role in in helping the private sector do these things In order to create jobs that pay and an economy that actually works We must acknowledge that success will require investment in our companies and our people We have to recognize the importance of the private sector and today I'm announcing that my budget will contain significant reforms aimed at aimed at three goals for economic development That will create good paying jobs Middle-class jobs family sustaining jobs and building a pro-growth business climate for Pennsylvania. That's right. I'm a Democrat And I'm saying this I want to grow Pennsylvania's manufacturing sector And I want to create workforce partnerships that that actually make sure that we have skills that the business community needs to Actually develop. So anyway, what are we going to do? Let me start with how we believe we can create a non-compet or a very competitive climate to attract and retain jobs in Pennsylvania Pennsylvania's economic prosperity has long been hobbled by an outdated tax structure that fails to incentivize job growth Am I saying anything that's new to anybody here? No, I don't think so My sweeping tax relief package achieves economic growth and approves improves the fairness of the Commonwealth's tax structure In a number of ways first I'm going to reduce the court. I'm going to propose and this is a democracy I'm going to propose reducing the corporate net income tax rate within two years Flipping Pennsylvania from one of the highest. I think maybe the highest corporate net income tax Charger in the country to one of the lowest I want to go from our Incredibly obscene nine point nine nine percent. That's right nine point nine nine percent It's the corporate net income tax rate to four point nine nine percent within two years Now no one has done that before we've talked about that Different administrations have talked about that but I want to do that I want to go to five point nine nine percent the very first year the second year actually my first budget the first year of first full year January of 2017 take that to five point four nine and in January of 2018 take that to four point nine nine percent That is a 50 percent That's right I said 50 percent reduction in the nominal corporate net income tax rate in Pennsylvania That's the first thing I want to do now that would make us again one of the lowest the states that charge a corporate net income tax There are currently only six states in the country without a corporate net income tax But three of those states including Texas actually charge a business tax called the grocery seats tax So really there are only three states in the whole country without a corporate net Corporate tax at all we would be one of the lowest in the country That's something that that I've been Working on and hell I was spec expecting a standing ovation there anyway, okay That's alright forget it The second second thing we have to do we have been talking since the rich administration about eliminating again I paid this tax and so I know that it's wrong The capital stock and franchise tax, right and we've been talking about phasing that out since the rich administration And every so often we go into a recession someone says well, how let's just sort of delay phasing that out, right Okay, enough reductant enough stopping the phase out. It's scheduled to be phased out January 1st 2016 in less than a year. I want to do that on schedule. How's that? All right Now One of the things that that I was on the Business Tax Reform Commission in the early part of the the odds And one of the things that we talked about was in terms of reducing the the obscenely high rates Wanted to make sure that we broaden the base And we need to go to combine reporting to do that and so I'm I'm going to propose that as well Overall, this is a big drop in corporate net income tax. It's a it's a drop in corporate taxes Even with the combined reporting which was one of the big loopholes that was used to circumvent the the the tax All those things together. This should be a signal that we are open for business in Pennsylvania. Hope you like that second building Pennsylvania's thank you Building Pennsylvania's manufacturing sector again This is something that seems like a pipe dream politicians talk about this and they really don't know what they're talking about I actually have built the manufacturing business and we're headquartered in York, Pennsylvania And I've done it by basically taking a distribution mentality and turning it on its head and saying, you know We will design the supply chain in a way that makes makes takes full advantage of our nearness to the market We are close We are right in the middle of the richest market in the world right here and I've taken that Shrunk my supply chain so that we're not bringing product from East Asia or Europe or any place else in the world So we're bringing it from the United States and that advantage even with the higher wages and and the more Scrupulous regard for regulations and the lack of currency manipulation Allowed me to actually compete head-to-head with those other countries in the world We can make things here in this country and we need to get back to the point where we understand that we can make We should make things here in the United States because they provide good jobs and they provide great opportunities For our citizens and for our communities. So we need to do that the government I think working at the margins can can help manufacturing come back We need to first of all I need to sell that idea and I understand that as governor I can do that that we can do things the conventional wisdom is wrong that stuff has to go overseas We need to do it right here and other companies are recognizing that as well But I think I'm in a good position to actually preach that gospel in addition to that. Thank you In addition to that throughout my campaign I talked about doing some specific things And I don't believe in economic development by the deal that that has been in some cases That's the only thing the only arrow in our quiver and and we need to make deals And and I will continue to want to do that but that's at the margins We need to create the environment that is conducive to private sector growth We're entrepreneurs actually come and and do the hard heavy lifting to create the jobs But at the margins we can do some things to to make their jobs easier and one of those things I proposed throughout the campaign was a manufacturing jobs initiative for those companies that actually come to Pennsylvania and Create new jobs like say a million dollars worth of new jobs. I want to give them a reward And and so I have I'm proposing five million dollars in my budget to make sure we have money for to fund a tax Credit that will give companies that actually create good family sustaining jobs with benefits Good manufacturing jobs here in Pennsylvania and do that over time. I want to have it I want to have a clawback So there's some accountability here because some of our programs in the past have not had that accountability But if we do it right if we attract the right companies I want them to get an extra reward not just better tax situation a better tax environment And so five million dollars is there to fund a tax credit for that Next I want to provide five million dollars for a new initiative that works on the industrial resource centers the IRC's You're familiar with those. They actually were created in the Casey administration. It's sort of a way of Bringing businesses together and make sure that that skills that new ideas are being Distributed throughout the economy. I want to make those those organizations work better And give them more resources, so I'm proposing five million dollars for the IRC's in conjunction Thank you In conjunction with private sector growth, you know matching funds This could actually leverage private sector investment by three to one So that five million dollars could be worth a lot more than that if these industrial resource centers do what we want them to do to actually generate New new ideas and new funds from the private sector Finally I want to talk about creating workforce partnerships for economic success You know one of the things we have in Pennsylvania is is great institutions of higher education I mean, obviously you have some great ones right here in the Lehigh Valley, but we pencil that But did I what was yeah? Okay, right? I Knew that we get at least some some response, but Pennsylvania I think if you take the number of seats in higher education Pennsylvania ranks second or third in the country in terms of The number of seats and we certainly have some great institutions Well, we ought to take advantage of that and too often the people who come here and impart Their their wisdom or learn new skills in Pennsylvania at those institutions of higher education go elsewhere To use them so, you know, I haven't gotten a thank-you note from places in Texas or Washington State or California Have you thanking us for all? You know the skills We've we've given the people who actually create great jobs in their states But that's essentially what we've done. We've imported raw talent. We've exported skills And sent people off to use the things they learned here in Pennsylvania somewhere else I want to change that I'd like to keep people here I'd like to have them come here learn good things and then apply those new skills and talents that they learned here in Pennsylvania to create good jobs a strong economy and I think we can we can do that. I did that I Don't want to step on anybody so as I was president. I was chairman of the board of your College of Pennsylvania and When I was there one of the things I was proudest of was how your college brought different businesses together we created a mechanical engineering program and it was to create Mechanical engineers and a program that would would actually create good graduates But another goal was to actually bring people who were technicians in Manufacturing plants in your county mainly to come together and talk to each other and it became a continuing seminar and Continual improvement for manufacturers in your county The college was essentially a convener since then the college has done things to actually help monetize good ideas That come in out of the laboratories into the private sector. We've done things in Life sciences with with food technology. We can do things like that taking the raw material We have the human capital in our universities and I want to do that I want to have training programs that that make sure that that we are Creating relevant skills at the primary and secondary level But I also want to take these these ideas that are coming out of our universities and institutions of higher education To make sure that our economy and our businesses are making full use of the great skills We have here in Pennsylvania So my budget includes an 18 million dollars for programs that will help pennsylvania's gain Gain targeted job training and new skills necessary to compete in our changing economy But I also Want to have a significant boost in funding of two of pennsylvania's most successful The existing in-demand public post-secondary programs that work to meet the needs of regional and statewide employee employers We have wet net. I want to increase funding for that. We have the industry partnership program I want to increase investment in that but I also want to invest. Well, thank you. I Also want to invest in job linked literacy programs too much too often literacy is a problem when it comes to just employment It's a problem with CDL truck drivers. It's a problem with people who want to take entry-level positions I need to to we need to work together work on on making sure that that Employees have the basic skills. They're going to need We also need to make sure that that are again K through 12 pro programs are relevant to the needs of our of our industry We do need college graduates. We need people who want to go to college But we also need people who want to go and be plumbers and technicians and electricians We need that and and I think we need a An education system that recognizes that we need all of those skills. So my budget will propose Thank you Will propose that we we actually do a better job of trying to make Our schools our education system in general more relevant to the needs of our economy So in Pennsylvania What I'm saying is here. We need to do things differently and look beyond labels We've got to say we got to ask ourselves It's what we're doing. Does it make sense? And I think when I look at what we've been doing When I look at what we've been doing from the perspective that many of you have from the private sector I look at what we've been doing in the public sector. It hasn't made sense And so we do have major challenges ahead I understand that Pennsylvania has to do a lot of things that we haven't done But we do have resources here to do some great things It's time for pragmatism. I think we've had enough ideology out there. I'm not an ideologue and I think we need that in We have certainly having the private sector when I was running a business I didn't ask whether a solution I was trying to promote was a Republican or a Democratic idea The question was would it work? And I think we have to do that here in government And that's what I want to do. I reinvented I had Think good experience reinventing my company I'm very proud of what I did to bring my company back in the worst building products recession in the history of the world And I know we can do the same thing here. We can turn Pennsylvania around This is not a business or it has not been in my estimation a real business friendly state Although I got to say that you know, we do sort of badmouth ourselves a little bit too much I did build a business twice here in Pennsylvania located headquartered in York And have done quite well working out of Pennsylvania So we have improvements we can make but let's not lose sight of the fact that this is a pretty good place to do business Even even right now. Anyway, I reinvented my company in the depths of the recession I know we can do that here in Pennsylvania. We do have a lot of work to do We have a lot of work to do But I don't plan to pursue the betterment of our economy of our schools of our communities and Our government in a vacuum and I don't intend to do it at a snail's pace. We know what we have to do Let's just get to it. Let's start working and and get this over and done with and let's make Pennsylvania everything that we know It can be the great place the great Commonwealth great place that we can build Businesses attract people to Pennsylvania get my daughters back. That's what I want to do and I really appreciate you're giving me a Listening to what I want to do in my budget address. So thank you very much for having me here


So, let us continue with the topic on minerals and if we see in the last class, we have spoken about the various minerals like the major calcium and phosphorus, how they are important for our bones and teeth, how they are important for muscle contraction and how they are important for the nervous system, what are the food sources and what is the requirement. So, today let us continue with magnesium which is again an important mineral. So, this supports the bone mineralization and maintenance and it acts as a cofactor for more than 300 enzymes that are involved in various reactions. All the carbohydrate, protein and fat metabolism, there are so many reactions which require the magnesium as a cofactor. Then it plays a very important role in blood clotting and so just like calcium it is also a factor which is involved in the clotting mechanism of blood. Then it plays a role in neuromuscular transmission and activity of the muscles. When the calcium plays as a stimulator of muscle contraction, magnesium acts as a relaxer. That means both calcium and magnesium should be there for muscle contraction and relaxation. You imagine how the heart beats, it contracts and relaxes, therefore both calcium and magnesium should be present for the normal rhythm of the heart. If we take it as an important example and the heart beat continues properly. Now, the food sources of magnesium are green leafy vegetables are good source of magnesium and there are certain nuts and seeds and especially the pumpkin seeds and the squash of the fruits are also good in the magnesium and apart from that beans and lentils they provide magnesium as well as the bananas are rich in magnesium, figs and dates also are good sources of magnesium. Now, we are talking so much about dark chocolate, this dark chocolate is very rich in magnesium so it keeps the heart healthy, I mean the relaxation of heart does is very well. The food sources of magnesium you can see here, now what is the problem when excess intake of magnesium is there. So since minerals are again stored in the body toxicity occurs especially in industrial workers who are working in the factories where magnesium is a component of the industry. They inhale lot of magnesium and it causes toxicity in the body and it results in central nervous system depression and even paralysis. So and it also may inhibit the bone calcification when it interferes with the calcium metabolism. Now due to deficiency of magnesium also there is some problem. So magnesium deficiency causes a wide variety of features like hypocalcemia that is reduction in the absorption of calcium, hypokalemia that is reduction in the phosphorus and cardiac and neurological manifestation because it has a role in contraction of the muscles and it acts on the nervous system. Now chronic low magnesium state has been associated with a number of chronic diseases including diabetes, hypertension, coronary heart disease and osteoporosis. So how good diabetes is involved in along with magnesium is it acts on the insulin and it helps the pancreas also to contract and release the insulin and hypertension it maintains the calcium balance therefore it is important for the blood hypertension maintaining the amount of blood and the blood pressure and coronary heart disease is it helps in relaxing if it is deficient then relaxation of heart will not be there and osteoporosis since it is important for the absorption of calcium there may be osteoporosis even if magnesium is low in the diet. The next important mineral is sodium. So this sodium is a part of the fluid that is present in the compartments of the body which maintain the electrolyte and fluid balance. So the function of the sodium is it is important for retaining the body fluids. Whenever there is excess sodium in the body it attracts more amount of water and the amount of water that is present in the body in the tissues is increased leading to a condition called edema. So this regulates the acid base balance and it participates in the absorption of other nutrients and it also participates in the nerve impulse conduction and muscle contraction. You see so many minerals are involved in the contraction of muscles and the nerve impulses. Now four sources of sodium, sodium is found in table salt, table salt is a pure source of sodium it every 100 grams of salt contains about 40 grams of sodium in it because it is a combination of sodium and chloride. Then baking soda also contains sodium, monosodium glutamate which is the MSG or the Chinese salt we call which is used for flavoring also contains sodium and various seasonings, additives, condiments, then meat, fish, poultry, dairy foods, then smoked meats and olives and pickled foods. Pickled foods we generally add more salt, the salt is a preservative for the pickled foods therefore all these are very high in sodium content. So these are the various food sources. Now problems due to deficiency of sodium, deficiency of sodium is called as hyponatremia. So here the symptoms are there is a low blood serum sodium concentration which and the results in symptoms called headache, then nausea, vomiting, muscle cramps and fatigue, disorientation and fainting. So whenever in during summer when a person perspires a lot especially people who are working and in mines they perspire a lot and lose a lot of sodium through their body. So such people are prone to having the symptom immediately shown is muscle cramp and disorientation then fainting. So when people are seen like that you just mix salt and water and give them they recover very fast. Then complication of severe and rapidly developing hyponatremia it may include swelling of brain. So cerebral edema which may result in seizures, coma and brain damage. Now problem due to excess consumption of sodium some people are habituated to take excess of sodium. So what is the problem? It results in high blood pressure because I told you high sodium retains more amount of water so the volume of blood will increase and create high blood pressure. Then it retains fluid and causes edema and hyponatremia the there is increase in the sodium levels in the blood and which leads to cardiovascular disease and since there is edema this edema may occur in all parts of the body so including the heart leading to cardiovascular disease. And increase in calcium loss which may increase I mean when there is excess amount of sodium it helps in excretion of calcium so this may form the kidney stones. Along with sodium the other important mineral is potassium. So sodium and potassium maintain the fluid balance and electrolyte balance in the body. So potassium it maintains the osmotic pressure, water balance and acid base balance. So it helps all the enzymes to function properly and nerve impulse transmission and there is muscle contraction and regular heartbeat and it helps to maintain the blood pressure. So whenever there is increase in potassium the heartbeat decreases and when there is decrease in potassium it slowly relaxes. So food sources of potassium are dried fruits like apricots and raisins and baked potato with the skin. So it gives you about 25% of the total daily requirement if you have baked potato along with the skin. Then potassium is also found in many beans like kidney beans, lima beans, pinto beans and so on and as well as in avocado and squash. These are the sources you can see pumpkin also is a very good source of potassium. And now what happens if we take excess of potassium? So when the kidneys do not function the potassium increases the level in the blood. So this is called as hyperkalemia. So whenever there is increase in the potassium it inhibits the heart function. So it causes slow heartbeat and if it is still increasing in the quantity the heartbeat may become so so slow that it may stop and result in cardiac arrest. So increase in potassium is so dangerous and there is kidney disease also whenever there is kidney disease and when the potassium levels are high so it may have an impact on the heart therefore when there is kidney disease better to stop the potassium in the diet. Now deficiency of potassium leads to hyperkalemia. This has the opposite effect like the hyperkalemia. So it increases the blood pressure. Again it helps in retaining the fluids so it increases the blood pressure. Then low potassium is a life threatening problem because it includes the loss of appetite then as it is the person becomes weak and when there is loss of appetite it does not take any food. So there is muscle weakness, loss of protein occurs and mental confusion occurs then there is glucose intolerance. Glucose intolerance may lead to diabetes and irregular heartbeat and decreased capacity of the heart to pump blood again. So here muscle weakness is an important part where because the protein excretion and synthesis of protein involves potassium along with it. When there is excretion of protein potassium is lost from the body when there is synthesis it requires potassium for the synthesis of protein. Therefore muscle weakness also causes whenever there is muscle wastage there is loss of potassium and causes the deficiency. So this is the important part of the sodium and potassium how they maintain the electrolyte balance in the body and this acid based balance in the body and the fluid balance. All these three are very important for maintaining the balance of the body and homeostasis of the body. So when these are in proper amount all the other nutrients can be circulated properly into the body and supplied to the various cells. So therefore these nutrients are very important and minerals they cause even with very small quantities they create a great effect on the body and they help in the proper body function. Thank you.


All right. Welcome back everybody. This is Oona Daley from the Community College Consortium for OER and we are now on our eighth presentation in our Open Education Week Tour to Force of OER Degree and Adoption Showcases. It's my pleasure to introduce Juville Dario-Becker who is Biology Faculty and and also the OER Degree Lead at Central Virginia Community College and we heard from another Virginia Community College earlier. Virginia has a long history of OER degrees, not only with Achieving the Dream which is the most recent one, which Central Virginia is participating in, but also they had an earlier OER Degree program that was partially state funded through, of course, through the state of Virginia. So I'd like to turn it over now to Juville to tell us more about that. Thank you and good afternoon everyone. I am from Lynchburg, Virginia. That is where Central Virginia Community College is located. So let's begin and I hope you can see this was taken, I believe, last year. That's the whole campus of Central Virginia Community College.  We have about 2,300 FTEs. The average of our students age is 22 and we are about 37 percent on financial aid. Full-time in state tuition is 4,100 and average amount of financial aid is 3,300. So that's where about a typical community college in the in the state. We have 73 full-time faculty and we offer 27 associates and 27 career certificates, two diplomas and four certificates. As Una said, we started in 2015 with a Z times 23 degree, which was funded partially by the state of Virginia and partially by the ULIT Foundation. And from there we applied for the ATD OER degree initiative and we were lucky to get the grant. We are one of the six community colleges in the state that is part of the Virginia Community College Consortium. And just like everybody else, our primary rationale for the grant application is to help students financially to shorten the degree completion time and we are adhering to the guided pathways initiative, which I believe most of you are familiar with. We also are into pedagogical innovation. So the faculty, the faculty champion that we have in this grant are all into open pedagogy. And since the materials that we are using are online, we also are responding to our students' lifestyle now. I'm sure you know this, that students no longer read most of the time printed materials. They are all on their phone and that's how they read the textbook. So we are just responding to their lifestyle changes. Our goal for the OER degree initiative is to create three degrees, degree programs. We have a one-year, 10-course, 30-credits certificate in general education. We have a two-year, 19-course, 61-credits AA and S in science in general studies. We have a an 18-course, 61-credits AA and S in general studies. And these are all faculty-driven initiatives and the major impetus for this is to address the rising cost of textbook in the system. So for our adoption process, we have faculty and administration buy-in. We encourage professional development and we in fact require all faculty that are developing and teaching OER to undergo professional development training through a pathway scores that we adopted from Tidewater Community College. And to encourage participation, we offer a faculty stipend for both developing a new course or adopting an existing OER course. We also have a robust CVCC lip guide that is continuously updated by our librarians. So the resources are there for the faculty that are adapting and developing the OER courses. Today, 77 percent of the required courses in the three academic curricula that I just mentioned have been developed and have been certified by Lumen as OER certified courses. So we have until the end of this year to make it 100 percent. We have more adjuncts that are considering teaching and adopting the OER courses that we have developed and we still have a lot of faculty that are kind of on the wayside but they are beginning to warm up to the OER philosophy and the students are becoming more and more aware of the OER. And in order to make the adoption of OER easy, we have created the LMS course template. In other words, we have a Blackboard course template for biology, for English, and we are now moving into the other courses so that a faculty who comes in, especially the adjunct, all they do is log on to that Blackboard site and then they can modify and adopt and do whatever they need to do to suit their teaching preferences. So we are making it easy for them to adopt the existing OER course. This semester, this is spring 2018, we have 85 sections taught with OER materials. We have adapted the broad definition here including the Z-course, the Locos, and the Hybrid courses that are taught with OER and copyrighted materials. But for the ADD grant, we are strictly considering OER in broadest definition of the 5R permissions. We have 14 classes and we are currently serving almost 1400 students and the faculty are actively promoting OER through presentations at conferences and now we have branched out to the high schools. So we have counselors that go to the high school and do their recruiting and we have given them the resources to tell the students and the parents of these high school students that at the college we now are adopting open educational resources. This is as of fall 2016 but we have gone farther than this. We started actually, I started in fall 13 with one course up until the summer of 2015. I was the only one teaching a course but as you can see with the grant that we got starting in the fall of 2015 we have made a lot of progress in there. The challenges that we have faced to college-wide OER adoption, we still have a lot of faculty who are skeptical about OER and they mistrust the model. The faculty training has been kind of there's a lot of pushback in that because of the time constraint as well as the workload and the commitment that must be in there. Also there are problems or perceived problems with specific disciplines for example in modern literature or American literature it is very difficult to find materials that are in the public domain or that are CC by license so that is we are still working on that one. So proprietary materials for applied sciences like for example in most of in some of our business courses that are using Microsoft products we cannot move away from that because that seems to be the standard right now of the business community. As far as registration for OER you can see here that in our SIS OER is displayed in there so when a student comes in and register so if you click on the OER tab and then you just click on the course that we have here what it will do is it will take you to the courses that are OER so here we are. All of these are OER sections and as I said there was 81 sections that we have right now that are OER. So sustainability now we have a student a student and faculty awareness campaign going on we are making sure that our students are buying into the program. We are observing and we are sensing that there is a cultural shift happening as far as accessing the course materials. There is also community awareness because we are you know word of mouth we have also contacted the other higher institutions of learning. We have three other colleges within our area and we have been talking to their faculty and asking them if they are using OER or if they are willing to learn about it and we are certainly going to share with them what we have. So we are actually planning in the fall of having a Creative Commons Licensing Workshop. We are thinking of bringing somebody from Virginia Tech to do the workshop and we are inviting the other faculty from the other higher education institutions nearby. So how do we promote OER? I am always present at the student techniques. We have announcements in the daily bulletin. We have brochures that are included in the high school recruitment package. We also have some ruffles that are giving them promotional materials that are OER such as coffee mugs and pens and we are currently in discussion about how we are going to sustain the efforts that we have made as far as having this OER courses at the college. So here are some of our promotional materials. So this one here is a poster, standard text poster size. We have peppered our campus with these posters and then here is a brochure. This is the folded brochure. This is the brochure that goes into the student recruitment packets and when a student goes comes over to campus these are placed in strategic locations so it's easy for them to just pick up the brochure and see what's in there. Here's our coffee mug and this is a big hit. So let me know if you want some. I still have a few left. Now these are the two announcements that has a specific real estate location in our daily bulletin so five days a week. This is peppered in the daily bulletin at Central Virginia Community College and that's all I got. So I'll be happy to entertain some questions if you have any. Well thank you so much, Jubil for sharing the work at Central Virginia Community College and really interesting to hear about growing the program and doing outreach into the high schools as well. It sounds like a theme that a number of other colleges are pursuing as well. Indeed. So if there are no questions can I stop sharing my screen now? Yeah absolutely. So thank you Jubil for presenting with us and sharing the great work at Central Virginia Community College and we have a case study at the cccoer.org website as well that talks a little bit more about the work at Central Virginia. And thank you to everyone who joined us today. We will have another session in about 15 minutes and we will be hearing from West Hills College Lamour in California and we'll be hearing from the head librarian there Ron Oxford. So see everyone in just a few minutes.


The following is a presentation of TFNN. Trade what you see with Larry Pezzavento. Call now toll free at 1-877-927-6648 or internationally at<PHONE_NUMBER>. Larry Pezzavento. Okay, looking good, Billy Ray feeling good, Lewis. We're going to start to show like we usually do, looking at the German Dax and the FTSE. And as you can see, these markets have been under some pressure, especially the German Dax. I mean, that's got hit pretty hard and I think part of it's due to their way that they shut everything down. But heck, what do I know? Anyway, let's keep in mind that's what's going on over there. Now, a couple of things have happened here overnight, folks. One is, to me, extremely important. And we can all learn a really good message from this. This happens to be the chart of the natural gas. And boy, I was so prepared to buy that puppy today at 3.99 at everything going for it. And look what it did. This blue line there where it says important support, folks, that's a 618 on a weekly chart.  And then we gap down. We gap down well over $1500. And of course, I wait to see what the opening is going to be. I didn't know what the indication was or anything, but to see that go down. Now, there's a great lesson to be learned here, folks. Go back and look at the high up there at 6.5. I mean, they were talking about $12 and $14 natural gas at that level. And now we're in the midst of a winter, which is the seasonal time for natural gas. Gasoline prices, heating oil prices have gone up. Of course, they've backed off a lot recently, but you just can't listen to the news. It's just not, well, you can, but I'll tell you, I paid my dues on that fraternity house. I'm done with that one. I'm not going to listen to those news folks. I just don't care what's going on. Now there's a couple of things that are extremely important from those of you that are in tech cryptocurrencies. Let's get this up here because, you know, how we feel about standard deviation here, folks. It's a very, very important tool and it works on any single market. And this is what's important about this. If you notice here, we're down 22% in the Bitcoin stuff, folks. Now we are at three standard deviations down there at 42,000 folks. If we go below 42,000, which is right at that 44,000, 42,000 level, 43,000. If we go below that and if we go below that, that's when real trouble starts. And I really think they're going to get it because they got so many of these, you know, baseball, reverse baseball cap guys out there like we've seen before and other things and they don't know what bear markets can actually do. And I would think it would set up and John Jameson agrees with me on this. It would probably set up one of the best buying opportunities that we're going to see in cryptos. And cryptos are here to say, folks, it's not about cryptocurrencies. It's about blockchains. It's about reinventing the Internet. And that's what the whole thing is all about. So we want to pay very, very close attention to that. And since we were on the topic of standard deviations, I wanted to bring these were the ones that were in the newsletter this week because they were so important from our standpoint of showing you the importance of this. But here is the one for the crude oil. You'll notice now that that low that we made down there when we made the three drive to a bottom pattern. That was actually 30 cents away from the standard deviation of the week below the main. As you can see, it just spot on there. And the other thing about the crude oil that was really important we'll bring this up to you right here to let you take a look at it. Because it was something that didn't quite get there. It might yet and the pattern would still be good. But if you look at this crude oil, you can see the three drive to a bottom pattern. Now what's happened now? That's where that second standard deviation came in. But if you'll notice here that we had a possibility of a head and shoulders pattern down here at 6,500. We only got the 6,560. And of course now we've gone up. We've almost got the 6880 or something like that from this level. But if you were following the 382 principle like we usually like to when markets really explode and go to the upside. This was a really good example. I'll let you do the homework yourself on that one because it's a real interesting to watch though. To me, those are the most important things to watch this week because if we go below 42,000 in the Bitcoin folks. I think that's going to cause a panic over there. Because when markets go beyond three standard deviations, something is really, really wrong. And you don't want to mess with that. That's something that you don't want to mess with for sure. And we'll cover a little bit more of that here in just a second. But that's the key thing. And the next thing is why did natural gas get down so low? Now this market is extremely sold out. We're in a really strong seasonal. So I am looking for a place to try to pick a bottom here in the natural gas. My original bottom after that gap down was at 366. I don't know if it broke 366 yet or not today. I believe we're right about there now. Yeah, we're right at 366 right now. And I haven't put an order in or anything, but that's the area that I wanted to be a buyer of. That's a key thing to watch anyway from what I'm looking at as far as the. And that's a long-term weekly pattern with some support. All I do now folks is I'll go down to a smaller timeframe down to 15 minutes. And I can see if the market will give me some indication that that would be a good place. And right now looking at this, there is no place on that chart that says I can, well, I can. I can just buy it at 366 and put a $4 stop on it. I could certainly do that.  Where are we at? We're at 367. The low has been what? 364. I could probably buy it. Yeah, I think I will. I think I'll buy it here. Well, it's already 366. It's moved a buck and a half since we talked. Anyway, I'll just pass for it. I got other things that have been going along. Folks, if there was ever a market that was scheduled to go up, this week, folks, it had to be the stock market. Let's just take a look. I'll do the NASDAQ first and then we'll do the Dow Jones. I mean, this had so many things going positive for it today. Look at this. Look at the move in the NASDAQ folks during September and October. That drop, that was equal to what we just did this morning. And you can see the beautiful ABCD pattern 50% level.  Now, you go back about a month or so ago, we had a gentleman over there in Hong Kong that was getting out of all of his Tesla stock at 1199. If you'll remember, that was George. And thank you, George, for the case of champagne. Anyway, let's take a look at this here. That was a joke, folks. Anyway, look at the Tesla. You'll notice here that we are making an ABCD in Tesla today. I think we've already rallied $50 from the D point. But that was a 382. Okay, it's right into where that gap was way back there at $900. The low today, I believe was 949. I believe something like that, 942, whatever it was. So that should be it. If you believe in ABCDs and 382, that is a very, very positive sign for Tesla. That's a first major, you know, ABCD. We've seen this in a long time. By the same token, if it fails and if it fails, not so good.<PHONE_NUMBER>. You might think that if you want to be successful at trading in the stock market, you're going to need a crystal ball. After all, it's impossible to predict the future, right? Like any endeavor in life, before you decide it's impossible, get some advice from the experts. You might find that it's not so impossible after all. For daily market overviews that give you direction on the key indices, selective stocks and commodities, subscribe to the opening call newsletter at TFNN.com. The opening call newsletter is written by Basil Chapman, creator of the trading methodology known as the Chapman Wave. The Chapman Wave up-down sequence gives you an edge in identifying price turns, finding the peaks and valleys in stock prices.  First-time subscribers also get a 30-day money-back guarantee. If you're not satisfied, let us know and you'll get a full refund within 30 days of signing up. TFNN.com Educating investors. What's separating you from the most successful men and women on Wall Street? That's right. Information. Having all the information gives us the perspective we need to place the right trades at the right time. The TAS Profile Scanner is the premier market profile-based scanner. Powered by its acclaimed TAS proprietary algorithms, this feature-rich scanner instantly filters over 2,500-plus global financial markets, such as stocks, ETFs, commodities, futures and forex. This powerful suite of tools leverages instant trade filtering and strategy formulation to show you emerging trades before they happen.  Level the playing field with the TAS Profile Scanner which you can find under the services tab at TFNN.com. Sign up today. Sharpening your skills as an investor is like getting better at playing a musical instrument. You have to practice, sure, but you also need excellent instruction from experts. At TFNN, you'll get advice and guidance from the authority in technical market analysis and it's not just dry tedious text either. TFNN airs live financial content streamed live on TFNN.com and TFNN's YouTube channel with Tiger TV. Live every market day from 8.30 am to 4.00 pm Eastern. For free, each host is an experienced trader and gives their take on the market while taking calls and questions live from around the world. From the moment the market opens until the closing bell sounds, Tiger TV has eight different shows with expert hosts to help you make the right moves with your money. Watch online at TFNN.com or on TFNN's YouTube channel and become the investor you were born to be, TFNN. Educating investors. Call now, toll free at 1-877-927-6648 internationally at<PHONE_NUMBER>. Okay, folks, I posted the chart of the volatility index. I don't follow this. I look at it occasionally because I don't trade it at all, but I know it's an indicator of fair and green and increased volatility. As you can see, the breakout levels that we've had, we haven't had much of a move considering, you know, the fact of where the market is. Well, the next chart that I want to send to you is to me, one of the most important that I've seen in a long time. I've double checked on this to make sure that it is correct. It's from the Bank of America. And you notice here is what it's saying is that the inflow into equities over the last 19, the last two years, has equaled everything combined in the last 19 years. I imagine a lot of that is because so many people were home and, you know, they opened so many accounts with Robin Hood and everything else. I can understand that, but folks, that's the one that you should really be afraid of because this is like the shoe shine boys were in 1929, giving, you know, advice to Bernard Baruch when he was getting his shoe shine and also Jesse Livermore. Just be really careful up in here, folks.   So be really careful up in here. Now we've had that when we were looking at the stock market. I did show you the NASDAQ. I also wanted to show you the Dow Jones. It was already had made a bottom and the Dow Jones had been the weakest. And now you see we went right down to the 78% level. Their last Wednesday and you can see what's happened so far today. We've already, I haven't even updated this, but we should get at least up to the 61% retracement up there at 35,300. That would be the goal that I would be looking at for this. Now the NASDAQ is again lagging very badly, but that's to be expected because these stocks went incredibly higher than they usually do. Look at this chart that we got from our good friend, Rich Anderson. He forwarded it on to me and I think it really shows you, this shows you the top chart there because this is the U.S. equity, how it's outperformed the rest of the world, folks. Look at that. Well, we should, we've got a pretty good stock market. And then look at these fang stocks. Now this is the one on the bottom is the earnings. You can see here that the S&P earnings are trailing the fang earnings, which they should because fangs have been the big winner. Look at the right hand value, the market value, the upper right hand chart up in the right corner. You'll notice, look at that. If you take out the fang stocks, the six fang stocks out of the 500 S&P, giving them 494 stocks, look what that looks like. I mean, that's just, it's really amazing how these stocks have done it. This is similar to what happened in the dot-com bubble in 2000. All these different stocks coming out. But now, you know, we've got these things are weighted so much that you've got to be, you got to be really careful when you're looking at some of these things. It's very, very important. Now, back to the important things. I had a question from one of our listeners. What were my two most embarrassing moments on the Chicago Mercantile Exchange when I was there from 82 to 85? Very simple. It was the second or third, maybe the fifth week I'd been there. I cleared through Lynn Waldock. I got there early every morning, at least an hour early to get all the information I could from the charts to what I was going to trade for the day. I worked out of Barry Lynn's office. He had a beautiful office up there where traders would come and sit down. We had all the facilities that we needed. We could see the floor. Everything was really, of course, our orders had to be done by phone up until then in 83. That all changed when we got the desktop computers. That's what we were looking at. Anyway, what I was doing every morning when I would get in, each exchange, Mercantile and then also the Board of Trade, they put out the equity runs every morning for the traders. The runners go down to the printing room and they take these sheets up to the traders and pass them out on the floor or in the office wherever they wanted to pick them up so everybody had one. So I'm there in the morning and I put them sheets and I said, wow, I said, I'm going to give a lot of sheets out today. I said, no, that's just one trader. There was about five inches thick. I said, you're telling me that's one trader's positions? He said, yes. I said, I'll give you a hundred dollars if you let me look at it. He said, for a hundred dollars, he said, you can have it. And so he gave it to me. I put it in my briefcase, took it up to Lynn Waldox room in the office and he said, how come you're looking at Bill Shepard's equity run? And I said, oh, I was so embarrassed. I said, yeah, I said, I didn't know who it was. I said, I just wanted to see, you know, what kind of positions and where he put them on. And he said, you know, that's pretty personal stuff. I said, yeah, I know I made a really bad mistake but I didn't think. I said, I just wanted to see what it was like and he said, I haven't looked at it. I said, it's here in my briefcase but he's no clearing firm. So he's the biggest trader down there who worked cowboy boots, the nicest guy. And I walked up and I came into his office and I was, oh, I felt so terrible. And he smiled at me and he said, well, you know what? He said, I've been doing this for a long time down here and no one's ever asked to see my equity run. And I said, why did you want to see it? And I said, I just wanted to see the style of trading that you had. I said, I'd never seen an equity run that big before. He said, well, I'm a large position trader. Well, I had the thing in my briefcase so I go back home that night and I went through that thing like a fine tooth comb and oh my God, the position. The British pound was trading at about two and a quarter and he had pound positions on from two years ago. He was rolling over from 550. He had over $55 million profit just in the British pound and there were about a whole bunch of other ones in there but boy, he was a huge trader but that was one of the worst ones. But I think that actually the worst one was I was trading. I was short a couple of pork bellies. It was in January of 83. I'm pretty sure I was at January of 83. I had been there a year. I was short two pork bellies. So someone's asking me a question here. Let's double check here. We have Michael from the wonderful country of Canada on the line. Michael, how are you doing? Well, Larry, how are you? Wonderful. What can I do for you? Yeah. I'm worried about military conflict in Eastern Europe. I'm just curious. Would you have a chart on the Russian rubble? No, sir, I would not. You have one on Turkish lira, right? Well, let me tell you that was sent to me by somebody, Mike. I don't know. I don't know. I trade the big six so I don't look. Hey, don't worry about the conflict. I mean, that they that's that. Listen, don't worry about that. Russia is not not a problem anymore. What they're doing is meandering against political things that are going on here in the United States. They see weakness. It's like blood in the water and that's what they're doing. They're over there messing around again. And they still believe that Ukraine belongs to them. And that's not going to happen anymore. Those those countries are already split up. So don't don't enlist in the foreign leagues or anything because they don't need you. OK, all right. So you don't have a chart. You can't have a chart tomorrow, maybe tomorrow. I tomorrow, Mike, I am going to get you a Russian ruble chart if you have to go to Moscow to get it. But I'll have one for you tomorrow. OK, thank you. I don't even know if it's actively traded or not. I actually really don't know that. Hey, we'll be right back with the wolf trader himself, Shane Smolian. So we'll be right back. Stay with us, folks. Are you having fun trading the markets with all-minded individuals to discuss your trading and investment ideas with? Become an Apex predator in the trading markets and join the Tiger's Den trading room only at tfnn.com. 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Using this first-of-its-kind program The Art of Timing the Trade charts allows you to scan thousands of stocks for Fibonacci formation setups including guardleafs, ABCs, butterflies and much more. The Art of Timing the Trade charts is designed to help you spend days, weeks or even months searching to find. And right now we're offering licenses available at only $79 a month. We are so confident that you're going to love this new charting software that will even give you a 30-day unconditional money back guarantee. Don't miss out on this incredible new piece of software. Get your copy of The Art of Timing the Trade charts today by visiting tfnn.com This segment is brought to you by The Art of Timing the Trade charts. For more information just click the thinkorswim banner on the front page of tfnn.com Okay folks with a little luck and a few prayers. I think we might have the wolf man himself on the line. Wolf trader, Shane Smollion, how are you doing my friend? Is this Duke and Duke? You got it baby. 100 South Broad Street, Philadelphia, Pennsylvania. Listen my friend, let me ask you a pretty good success. Is this, oh my God virus, as bad as everyone says it is or what are you feeling? Well first of all let me compliment you on your story about the exchange you're purchasing those orders. So basically what you're saying is you were the first computer paper hacker basically. Is that what you're saying? I was one embarrassed puppy. I remember that. Actually I became friends with these guys, an old cowboy from Texas. But I was on panels with him during the money shows that they had in the early 2000 and we were laughing and joking about it. But I was still the only person that ever asked to see that he knew of that actually looked to see what the equity run was. So anyway, that was I guess that was your equivalent of hacking. So that's basically it. I regretted it. Okay, Omicron. Here's what we know about Omicron. I'm going to talk about the Omicron effect. We talked about this on Saturday in detail. These are some things that I see coming into the picture or possibly coming into the picture. Omicron is a variance that has multiple mutations. It's very contagious. It appears that it is more mild at this point. One thing that is out about it is it seems like it's a little more infectious among children. But we still need to wait. We really don't know yet. The infection rate in South Africa effectively doubled in a very short period of time. So it will be here in six to eight weeks. So we will see some people feel that if it's mild, it will create more herd immunity. That could be a good thing in the long run. But I think it's going to have different subplots and affect different people at different times. So we will have to see. But I do want to start out with some headlines here that I think are important. First of all, the Federal Reserve, this taper is in effect and we've been talking about this and I think it's going to create a lot of headwinds for equities. It is likely now at the meeting where we've already doubled the rate of previous tapers. It was already faster than previous tapers. So now we're going to double it again. So this might put the timeline to end from late June into March somewhere into there. So this was a picture of the taper here. This was originally what it looked like. It was supposed to end at the end of the month for the market. So we need to pay attention to this. This is a big Fed meeting coming up next week and that's going to probably accelerate the selling in the S&P as we look forward here. Evergrande is back into the picture again here. This has not gone away. The headlines are coming back up here. This is from December 6th that they're on the brink of default. This is just something that we need to watch also. Now just jumping into something here the big runs people have asked me about this. The fast fed big runs is a system that we have and I had been offering it mainly for the futures here but we are expanding out now into ETFs. So we do have the fast fed big runs for the spy and Apple now. So this would be for S&P members and also for stock ETF members. This is coming online. I just thought I would throw that in there because people were asking me about this. So we are expanding that out. Jumping to another headline here Bitcoin. This is a big story right now. We've been on top of this. Bitcoin has lost 17% in 24 hours and I felt very strongly that this was going to occur. We have these new cycles that we're looking at. We were able to pick the hottest cycle at any given period of time. This is a snapshot of what we had forecasted here. This was back into going back through October and November here. We felt very strongly that this hottest cycle was going to be declining and Bitcoin has followed this down. We do have this new hottest cycle for crypto, gold and the S&P and so far it's following all of the markets beautifully on the long term. This is a longer term cycle that we have. But I wanted to point that out because I think it's telling that we're getting into a situation here of concern. People are getting nervous. They're fleeing the crypto. We're seeing where the resolve is here. Gold is holding up relatively well but still I think even gold is at risk here. I think we could be a risk of a multi-market route coming up here in the short term. The risk is high but the Bitcoin was a big one I wanted to talk about because I think this is a telling story in terms of investor resolve. Getting back to the Omicron here, this is an actual chart here of the cases. Now notice that we had been plateauing here. This was recently like last month. So we really never came down as low as we did in May because of the delta variants. So there was already a problem here before Omicron. So people want to pretend like it's gone. It's not gone. Delta's still here. We're at a plateau. There are hospitals, ICUs that are full. Michigan is at the fullest it's been since the pandemic started.  We're coming into the winter months and Omicron is will likely be here. So that's going to complicate the situation even if it's a mild case. It will likely complicate the situation. So I don't think we're quite done yet. And if you go back and study a lot of these pandemics, they last for about five years. I mean, they go through all of these waves and sub waves. So hopefully if this is a milder case, hopefully that would would help the herd immunity. But we just don't know yet. But I do want to point out that we were not out of the woods before Omicron and now Omicron is coming. So it's not over. So I would just tell people to be careful about that. Now Omicron, I believe this is a confounding variable for the bear market. I truly believe we began this bear market in July the 6th due to the Fed internals. I've been saying this. Omicron is just helping people realize it. It's serving as a trigger for the crumbling Fed internals. Larry, you remember, I came on your show on the 24th of November talking about how the selling would come unexpectedly. It would come suddenly. And I didn't know that it would come on that Black Friday. But when you're in a bear market, that's what happens. You don't see this type of selling in bull markets. Typically, bull markets are low volatility. And so what was the excuse in September? There was no Omicron and it took the Fed. It took a heroic effort from the Fed to turn the markets around. But the Fed's pulling back now and the taper is doubling. So that's important. So we can't ignore that. The next one here, the Fed, we're in a completely different situation this time around. So we cannot compare what's going on now to what happened in March of 2020, or during the first round of COVID. The Fed has to get this inflation under control. And the interest rate is a problem because for those people who like to study the dollar is the reserve currency and the petro dollar and all of this, a lot of that depends upon interest rates. And so we'll get back to this after the break. We'll take a little break, folks,<PHONE_NUMBER>. Are you in the market for buying or selling real estate in the Bay Area, including the surrounding St. Petersburg, Tampa, and Clearwater markets? Tiger Real Estate, LLC, is a firm that has extensive experience in the Tampa Bay Area. Whether you're looking to sell your current property for maximum value or you're in the market for a second home or investment property, Tiger Realty has the experience across all areas of real estate in the Tampa Bay Area to help buyers and sellers make the most informed decisions across all price levels. 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Dave delivers his weekly newsletters every Friday with updates throughout the week. You can get the Technology Insider at tfnn.com for only $37.50. Sign up for David's newsletter the Technology Insider and get an inside look at everything the technology sector has to offer. Try it risk-free today with our 30-day money-back guarantee. tfnn Educating investors Are China A shares hot or not? If you trade China A shares now may be time to take a closer look. Trade C-H-A-U or C-H-A-D Directions Daily CSI 300 China A-Share Bull & Bear ETFs China A shares in either direction. Visit DirectionInvestments.com today. An investor should consider the investment objectives, risks, charges and expenses of the Direction shares carefully before investing. The Perspectus and Summary Perspectus contain this and other information about Direction shares. To obtain a Perspectus or Summary Perspectus please contact Direction shares at<PHONE_NUMBER>. The Perspectus or Summary Perspectus should be read as an investment in the funds as subject to risk including the possible loss of principal. The funds are designed to be utilized only by sophisticated investors such as traders and active investors. Distributor 4-Side Fund Services LLC Don't forget you can listen to TFNN live on your mobile device 24 hours per day. Go to TFNN.com and hit Watch Tiger TV. That's TFNN.com and hit Watch Tiger TV. Okay, we're back folks we want to continue young man. One more one more thing I wanted to point out about Omicron and I didn't point this out before and I'm reading the research coming out of South Africa because they're you know as people come into the hospitals they get research it okay natural infection does not protect you against Omicron so if you've had if you've had COVID and you don't have a vaccine you can get Omicron which is weird at least that's what they're saying so I just wanted to point that out so each variant gives you different subplots here now getting back to the Fed here the Fed has to get inflation under control so I think they need to at least be competitive with the rest of the world some banks are raising rates so I think the Fed feels like they need to get this under control paper and raise rates sooner but I wouldn't assume that even if we get to a high level the Fed is going to get the same as the first one a lot of times you get diminishing returns you have all these expectations remember last time Larry in March of 2020 I was bullish because I saw what the Fed was doing I mean this time I'm bearish because I see what the Fed is doing and then also the public is souring over inflation I mean people people are getting sick because everybody thinks that this is great all the stimulus but there is a price to pay for this something to put out there in the background now lockdowns this has been this was going on before Omicron so Germany Australia Austria were already locking down before Omicron you see these countries they're going to be finding people who don't have vaccines so this is likely to expand and I do want to say this so mail-in voting could become a thing again so this takes time okay so if you're a state or local regional municipality you have to plan this out ahead of time you can't just say we're going to do mail-in voting in the last week so this stuff needs to start happening months ahead so that could be coming into the picture so I just wanted to point that out this is then another one political cover I think Omicron is a positive but if the markets come down then they can say well you know it was the virus it wasn't our policy and the Fed can take cover from this too because the taper is going to have headwinds right but now this comes in and creates this whole clouded effect and say well you know it was Omicron and the Fed this gives them the ability to reload they can show that they're non-political by tapering and raising and sinking markets tame inflation I mean lockdowns reduce demand and sinking markets pull back commodity prices they pull back equity prices so this could be a positive for both President Biden and the Fed so something to keep in mind and then getting into the concept again you know are there going to be more lockdowns here in the US is there going to be more mail in voting these are both possibilities we don't know yet so and again the fact that you can get the fact that if you just have natural immunity now that opens a whole new population to get it too so it is a complicated but these are just some things now this is something that's interesting I pointed this out this is talking about long only hedge funds now Omicron fuel this is a headline Omicron fuel volatility deals hedge funds the worst monthly return since March of 2020 now think about this this is a microscopic decline compared to March of 2020 but because as you pointed out Larry the leverage is so high that any little tilt in the markets causes this huge swings in volatility and I find it interesting that most hedge funds are down this is just more of the article but most of them were down in November so my question is this is and this is a serious question why are hedge funds still long bias only in 2021 Larry you know that you're always taking long short trades all of the time to balance out so why are these funds still long only and I think there's two basic reasons here one of them is because the Fed has bailed out the funds so the whole time since 2009 it's kind of like game theory you know these are the most intelligent people in the world running these funds right so why would they expose themselves like this well because they feel based upon game theory what if the Fed doesn't I mean what if the Fed really does pull back this time these long only funds even if you have really good companies you can't overcome a bear market so it's difficult it's also difficult to develop long and short systems so this is one of the things we try to do here we try to create long and short portfolio so I'm just going to show you an example this is a portfolio that we have using different systems that we run from the the Fed use to to the double lunar cycle this is a portfolio of eight different symbols that we run here using Fed use double optimized lunar cycle and you can see this is long this is long short alternations and you can see that you have a much better chance this is a delta neutral strategy versus trying to be long all the time in funds so if you're if you're long all the time if the bear market does come tough I mean it's I mean you can have good companies like Apple's doing pretty good right now there's certain companies that are holding up but ultimately in the long run if you do get a really really big drawdown you can't be long all the time you just can't it's just you got to have the whole point of the hedge fund the whole the whole reason this name came out is because it was supposed to hedge against long positions and so Bitcoin I have some I have some bonds and that's my hedge okay what did crypto do what if gold goes down so I feel very strongly that a long short delta neutral portfolio is a better strategy especially in volatile times like we're seeing now and what we saw at Bitcoin I mean Bitcoin likely has more downside and gold is holding up but that's there there's no given that it will so we got we got to be real careful here and so that's just you know one thing that that I want to point out and I'm going to show you another slide here this is this is Bill Bill Ackman who this man made $2.6 billion in the pandemic I mean obviously he's a very intelligent investor but the problem the problem that I see here is he believes that this could be bullish for stocks but my thing is that you know if the Fed was doing what they were doing in March of 2020 I would agree with him not doing what they were doing in 2020 it's a completely different situation and again I was bullish in 2020 it's still there the tweet is still up I came on your show Larry and talked about that multiple times but the Fed is going back now so from what I can see it's impossible for this market to rally without the Fed when there's no Fed there's no rally so that's just kind of what I see here now the S&P summary I'm just going to go over very briefly here what I talked about on your show this was from November 24th this was Wednesday Black Friday meltdown but I was talking about how look I felt like we're in a bear market and the evidence was that the bluff what I called the bluff when the market went up there in September, October it was over the Fed taper is here and now it's double it's going to be cumulative and the Fed internals are sinking so to me that's evidence that's the only thing that I focus on the main thing I focus on cycles too and other things but in terms of the Fed that's what I focus on that's what steers the markets we talk a lot on these shows everybody comes on with their different forecasts and their cycles and you have some excellent guests here some really intelligent guests come on we'll talk about this we'll get back we're going to take it we'll be right back for Shane Snowley and WolfTrader.com sharpening your skills as an investor is like getting better at playing a musical instrument you have to practice sure but you also need excellent instruction from experts at TFNN you'll get advice and guidance from the authority and technical market analysis 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for four years paying 7% per year or $7,000 per 100,000 invested your investment is secured by high value real estate in St. Petersburg, Florida your investment can be anywhere from 100,000 to 500,000 do you want to make 1,000 per year on 100,000 invested or 7,000 per year on a secured target first mortgage the target first mortgage program may be just the program for you the target first mortgage program pays 7% per year paid monthly for more information you can call<PHONE_NUMBER> that's<PHONE_NUMBER> okay we're back folks we're talking about Mr. Smollion wolftrader.com Mr. Smollion I have a question for you if the folks want to take a sample of your newsletter or get in touch with you how would they reach you sure you can reach me at wolftraderfutures.com and I will show you right here how to reach me here so it's going to be wolftraderfutures.com or fedjuice.com you can head on over there for a seven day free trial on any of our services and like I said we are adding the fast fed big runs now which is swing it's our flagship swing trading system we've had it for platinum members but it is offered now for the spy and also Apple on different services so check it out there it's not a money back guarantee you just don't get charged for seven days you just get to try it out for seven days so you don't have to worry about that try it for seven days and you would get a full month's newsletter of all of these these forecasts so yeah if you have any questions you can also chat me over there so yeah so check it out I think it's worth your time at least show up to we do webinars pretty much every Saturday talking about different themes each week is a little bit different we have a question sure the solar eclipse that we had on Saturday I guess are the effects of that over now or does it stay for a few days well okay let's talk that's a great question so solar eclipses okay lunar eclipses tend to be negative this one was big it was negative at the top solar eclipses tend to be positive they're a much lighter effect the problem that we have this month is you see normally okay if we were in December and we had a solar eclipse I would say wow that's really bullish because positive seasons the problem is there's so much heavy negative stuff coming this month I mean it is a packed month of negative aspects that I think that's gonna override the solar eclipse I personally feel that we have a lot of issues here going forward so in a normal context I would say it's mildly bullish but because the back end of the month it's just loaded I mean we got the Venus retrograde coming up we've got the Saturn Uranus square the transits are gonna start dipping there's so much going on and I give very specific dates to subscribers that that could overwrite it now anyway we'll get to that on another show we'll have you on again in a few weeks my friend and happy holidays to you and thanks for joining us live every day in an attitude to gratitude and may God bless and we'll see you on the flipside tomorrow


Sorry, Macbeth. Let's discuss how Lady Macbeth responds to Macbeth who's hallucinating and seeing Banco's ghost. Lady Macbeth is exasperated when she sees Macbeth's terror. She says, Oh, proper stuff. And this exclamatory sentence shows just how dismissive she is of what he is hallucinating. In contrast to Macbeth, she seems really, really calm and collected. She speaks in iambic pentameter. Here we can see that in contrast to Macbeth who's terrified of being found out that he killed Banco, Lady Macbeth can care less. Lady Macbeth also reminds him of the dagger he saw, the air-drawn dagger. And as we can see here, she's really dismissive of Macbeth's own fears. She refers to the vision of the dagger but also Banco's ghost as imposters. Now, this is a metaphor where she's basically dismissing Macbeth's fears as almost childish imaginings. The Caesarea here, after she talks about it being almost like a story, shows her utter disgust at Macbeth. Also, this rhetorical question shows she's asking him to be a man to get a hold of himself.


The love story of Bobby Cannavale and Rose Byrne began in 2012 after the couple met through a pair of mutual friends just as Rose was concluding her five-season run on the legal drama Damages and Bobby was wrapping up his star-making turn in season 3 of Boardwalk Empire. Since then, both actors have continued to see their careers rise to new heights. Despite their very public profiles, the Australian-born actress and her New Jersey native partner have managed to keep the vast majority of their relationship out of the spotlight. Rose once explained the rationale behind this decision to Vanity Fair in 2019, telling them, I mean, press is not something we do all the time but we're trying to go with the flow. We're generally pretty privates. Also, Michael and I have dropped our own house tour of our new home that we moved into this year so go ahead and subscribe to our personal channel if you want to see where we're living and more of what we're up to. In these videos, we don't reveal any addresses and even though I've done a house tour of my own place, please do not show up at any private residences because it's not safe for anyone. After spending close to three years together, these two would move in with each other by sharing a pricey two-bedroom apartment in New York's East Village, but they wouldn't stay there for long. Once Rose would become pregnant with what would become the couple's first son together, Rocco, they decided to spread their wings and then pick themselves up a stunning Brooklyn brownstone in September 2015. At the time, they splashed $2.15 million on a 2,700 square foot three-story townhouse located on a tree-lined street in Brooklyn's historic Boerum Hill. According to property records, the home's previous owners were another showbiz couple, more specifically Annie Parise and Paul Sparks, both of whom have acted alongside Bobby before. So something tells me that they had an inside track on this place. At the time that they bought their new home, the house was set up so that Bobby and Rose could have easily offset their mortgage and expenses by renting out a ground floor apartment in what was then a two-unit building. Rose and Bobby ultimately decided not to do that for reasons that would become obvious as we continue, but for now, let's take a look at the home as it was when these two first purchased it. For starters, the ground floor unit boasted one bedroom, one bath and an open-plan floor arrangement that included its own living, dining and kitchen areas. Renters here were also given exclusive access to laundry facilities in the basement as well as a tiny terrace that steps down into a backyard garden. Meanwhile, the upper-level main unit consisted of a parlor floor that opened up into a loft-like combo living and dining room with thin strip wooden floors, white wash to expose brick walls and an entire section of floor-to-ceiling built-in bookshelves. Towards the back end of that parlor floor was an upgraded and nearly all-white kitchen with a center island. Not far from there was a private garden viewing deck and a laundry nook, as well as a half-bathroom that opened directly into the kitchen, which is kind of weird, but anyways, up on the top floor of the duplex unit were two bedrooms, both of which offered exposed-beam ceilings and one of which was dividable into two separate smaller bedrooms should the need to house an extra guest arise. As happy as Bobby and Rose were with their brand new home, they understood that in order to make it the perfect place to raise their family, they'd need to undertake a lot of renovations. So they hired trusted architect Frederick Tang and got to work. With their new home having been originally built in 1899, you could say that Bobby and Rose's property was due for an update by the time they moved in some 116 years later. But more than just that, this Hollywood couple wanted their residents to reflect their own unique personalities. With their home being located in Borum Hill, a neighborhood known for having a row of houses each painted a different color, one of the first things Rose and Bobby wanted was for their home to take part in those festivities. So working with their architect, they settled on a bold color selection known as Benjamin Moore's Heather Pink. Frederick explained the choice to architectural digest, telling them the decision on the pink actually came from the inside out as the project developed, the palette leaned towards pinks and greens. And it felt like a soft pink facade would be a fresh change, but also would work with the flanking houses. As Frederick hinted at in his statement, Bobby and Rose's love for this color combo became one of the home's main sources of inspiration, and they wound up using it on the inside in unexpected ways, like a leather wrapped island base in the kitchen and as a backdrop for an office desk. Meanwhile, the entire interior of the home was reset to do away with the former ground floor apartment unit in an attempt to give the family as much space as possible. After all, only three days following moving in, their first son was born. Then a year and a half later came their second, Raphael. With Frederick's help, the home was turned back into a single family abode and they even wound up raising the entire roof so that the top floor felt larger, opening up the house as much as they could front to back. Now, much airier and more contemporary, this three-story house still managed to find ways to honor its historic charm. Like when an addition was added onto the property, Frederick made sure to build it out of reclaimed masonry and then he installed two pairs of large steel and glass French doors, provide access to the backyard. As for the light-filled main level on the second floor, the living room was set up with a vintage sofa crafted in the 1960s that was reupholstered in cotton candy pink. There's also a gorgeous coffee table nearby from the exact same decade. While Bobby and Rose have completed the look by adding a leather chair, a cutout of Rod Stewart, and a movie poster of Mick Jagger. Not far from there is the couple's new kitchen, which boasts a range in an unusual color known as British Racing Green, with Moroccan tiles styling the wall just above it. The cabinets are a cream color and boast curved white oak handles, while the countertops are Imperial Danby Stone from the state of Vermont. Elsewhere on the main floor is an eye-popping main staircase that softly curves both up and down while the surrounding flooring is made out of custom wide-plank whitewashed oak. If you were to head down the steps of that staircase, you'll find a guest bedroom with custom shutters crafted out of wooden glass alongside foliage-patterned wallpaper. There's also an entertainment room, bar, and a lounge that open up to a garden room with a custom built-in daybed that's been upholstered in dark green linen. At the top of the home, there's the third floor where the home's two main bedrooms are located. In the kids' room, custom millwork was designed by the architects, including a door with green glass circles that leads directly into the nearby bathroom with emerald-green-tiled floors and a deep-plunge bathtub. As for Bobby and Rose's master bedroom, it might be a little small, but it includes a custom white oak headboard as well as end tables that have been finished off with brass-rawed lamps hanging just above them. To cap off their gorgeous renovation designs, Bobby and Rose hired Brook Landscape to turn what was originally a kind of drab and overgrown backyard into a lush garden with vintage 1960s white fiberglass chairs that are more or less the very definition of chic. So what do you guys think? It both sounds and looks like paradise now that they've reinvented the place, right? Well, before we call it a day, I've got one more story to tell you about this place. Now, my best guess is a lot of you are here watching this video after binging Bobby Cannavale's new Netflix series, The Watcher. I mean, I've seen it all myself and it's a pretty exciting few hours of TV, even if the ending does leave a little, okay, maybe more like a lot to be desired. But here is the surprising thing. Not only is the story of that series based on a real-life occurrence, but something strangely similar once happened to Bobby soon after moving into this Brooklyn house. During a recent press tour to promote this series, Bobby would provide the PA news agency with details of what happened to him and his family. Telling them two years ago, we got a letter on our backyard, on our terrace.  Well, as you might imagine, discovering this letter freaked Bobby out, but here's the thing, he never told Rose about it. While debating what to do about this threatening letter, Bobby didn't want to upset his partner or children, and he worried that if he told Rose the truth, she would want to move. Luckily, after staring at the letter for a good long while, it struck Bobby that he actually recognized the handwriting. In fact, it looked similar to cards he'd received from a neighboring family, and he realized that the author of the note might have been the family's little boy. Well, that's not so scary. Bobby headed over next door and discovered the whole thing had been a prank orchestrated by his young neighbor. Still, Bobby says he pulled on this experience more specifically the unease it created inside of him while he was filming his new Netflix series. All right, everyone, that'll bring an end to Bobby Canavalle and Rose Burns' house tour. Be sure to let me know what you guys thought about the extensive renovations to their historic home in the comments down below. And if not, that's, then answer me this one question. If you received a threatening letter demanding you vacate your new home, would you tell your family about it or deal with it on your own? Let me know what you would do in this situation. Otherwise, like, subscribe, and turn on your notifications. My name is Cara the Vampire Slayer. Follow me on Instagram to chat, and I'll see you all in another house tour. Bye.