Hello everyone, I'm here with Lauren Ashcraft who is running in New York's 12th Congressional District Will she be the next superstar out of New York who is progressive? We'll find out Lauren. Thanks for coming on the program Thank you so much for having me. It's a pleasure I was really excited to hear about your campaign because your platform is absolutely robust and one thing that I really love about all of these progressive candidates running is that you all have Platforms that are like more fleshed out than a lot of presidential candidates, which I just find amazing So we'll talk about your platform But I wanted just basically get to know you a little bit because you're running for Congress and my question is why and second of all Tell us a little bit about yourself because your biography is Fascinating like for those of you who don't know on her website She kind of explains a little bit about herself and why she decided to run but she'll tell us here But I mean you have a background You know you were in exchange didn't in Germany you were doing comedy. So tell us about yourself. I find this so fascinating So I you're right. I you know what? I'm just gonna put it out there. I'm a weird candidate and I have a weird story So a lot of things are modi motivating me to do exactly what I'm doing and I started You know what my activism started before I was born actually because I come from a really hard-working Family my grandmother is an immigrant from Japan My grandfather was a coal miner in West Virginia They met when he was over in Japan with the Air Force during World War two and in order to pay for To you know to feed the family whenever they were back He got a job as a coal miner in his hometown in Mannington, West Virginia and was unfortunately part of the Farmington mine disaster He was a victim and died that day and my grandmother was left with three young children to feed and Had only my grandfather's very small work history Social security checks Based on his his life. He was actually one year older than me. I'm 30 So that's very strange for me to actually say but the fact that I grew up with these stories of my Immigrant grandmother living off of Social Security checks barely speaking English But putting herself through high school getting her GED And then going through nursing school and working really hard to be able to keep You know living the American dream She actually worked so hard that she was able to comfortably retire in the last years of her life But with that said one of the things that she was proudest of until her very last day is that she became an American and whenever I hear of People at the border being put in cages for seeking a better life and coming to this country that really strikes a chord with me and whenever I hear of company is cutting corners and Risking the safety of their workers. It also strikes a chord with me because that's why my grandfather died and on the other side of my family my grand my other grandfather was a hard-working trailer repair person and he fell not that far about three feet one day and just landed in the wrong position and became a quadriplegic and that was while I was a teenager and you know and those very formative years I watched his struggle financially and physically and Everywhere I walked around I was just way more conscious of oh you have to step up to get into this building That means my grandpa can't go there and oh he can't get on this train He can't use this public transit. And so I walk around New York City and realize all of the places that like my grandfather couldn't have been able to go and realized, you know, the Americans with Disabilities Act is 29 years old and Representatives have not been pushing hard enough to represent People that do not have the same physical abilities that me and you have so I'm fighting. I'm fighting for that the everyone. I'm fighting for the 100% Because not not everyone in Congress has and so specifically with the Americans with Disabilities Act I would like to expand it and include enforcement at the federal level because right now if you if you notice that something is not compliant or Someone with a wheelchair can't access a building or transit The way that you can make a difference is by taking that business to court And so that time burden and financial burden and traveling to court That burden is on the people taking that business to court and it usually is the people with disabilities because You and I may not walk around and necessarily think about how difficult it is for people to move around So that is one part of my platform Anyway, long story short is my entire life and my family background. I have seen how Regular everyday people get ignored by representatives and I am a New Yorker by choice I spammed my resumes out here after I graduated from school and Whenever I moved out here, I also have been struggling like everyone else to pay for a not affordable rent and Wanted to get to know people in the community. So I signed up for a comedy class and that is how I got into stand-up comedy and It's how I met a lot of my dearest friends in the city and I started producing my own shows because the comedy Community was actually plagued with its own me-to-movement unfortunately, and so I just wanted a safe place for women and LGBTQIA members to be able to perform and You know what it turned into a really amazing series. We had Unfortunately a celebration planned for after the 2016 elections because we were excited to send Trump Back to his penthouse and not have to watch him every day on the news anymore But unfortunately that didn't turn out the way that we hoped so we turned that celebration into a fundraiser for Planned Parenthood and That went really well and we felt like we were doing something to fight back a little bit. So the next month we actually Fundraised for the ACLU and then it kept going the Flint water crisis and California wildfire Foundation and Rebuilding infrastructure in Puerto Rico. So all of these things we just kept fundraising for whatever was being attacked in the news Or whatever was being attacked by the current administration We felt like supporting that series is collection box comedy and it's still going on today And it got me really into kind of this grassroots literally underground movement and in my district and fighting for the people and then I got really involved with the women's March because I am pretty sick of women's rights always being on a chopping block and And You know this January my world's kind of collided and I emceed that women's March and That day something in me snapped whenever I was able to explain to I think 200,000 people why we need to keep fighting for women's rights and Alexandra Ocasio-Cortez was there and I saw her as a normal millennial that previous to her run was not well connected and she Did grassroots fundraising like my only option is because I'm rejecting that corporate and super PAC money And I was you know what she's a passionate millennial. That's fighting really hard and making a huge difference and I Through my hat in the ring. So here I am. That is so cool Okay, so there's so much about that that it is fine so fascinating So I don't know if there's a term for it, but it sounds like what you're doing is comedy for a cause Which is absolutely amazing and second of all, you know, when I hear your story and when I hear the story of like different candidates from across the Country, it seems like their life experiences It all is like puzzle pieces and when you put them all together you see their platform Like you see them advocating positions that are so important because like you said like for us able-bodied individuals Like we don't have to think about access to particular buildings So for something to advocate for people with disabilities is important So this is something that you don't really realize until you experience it for yourself Even though we have the American with disabilities act It doesn't go far enough and there's still a lot of barriers like certain buildings My dad can't go to because exactly you have a wheelchair and he can't walk You know, what do you do? So it's really nice to see people use their life life experiences and kind of Use that to build onto a platform that will benefit everyone and even though there's these overlapping issues that we all care about Medicare for all, you know climate change and taking action. There's these really niche issues We're not necessarily niche But you know these issues that are unique to certain people that just aren't being talked about because if you don't have that Experience then you can't really speak to that because life is subjective So it's so fascinating to see everyone come together and like bring these issues to light and your platform is so great so I was reading a rear platform and One of the things or a couple of the things here that I love mandatory vaccinations people don't talk about this enough It's incredibly incredibly important and I know that it's controversial But it's necessary and it's good for the species Yeah, you want to decriminalize sex work excellent never talks about enough legalization of marijuana So these are all policies that are have only really been talked about for the last couple of years And what's really interesting to me is that they're already so popular But let me ask you this though because I always like to hear this from candidates There's like a million different things that you know, we need to do to fix the country So let's say hypothetically speaking you're elected you defeat Carolyn Maloney. You have a blue district So you would win if you you know you Were the nominee what would you focus on like if you had to choose like three or so different issues? What would be your priority within that first year because you can't accomplish all of your agenda? So what do you think you would focus on? Yeah, so I would take the biggest swipe I can at this corporate pack money in politics and Obviously, I've been vocal about ending Citizens United But there are things we can do in the meantime until we have enough people that feel the same way in Congress and Senate to actually get Constitutional amendment passed. So I have an idea about how to annoy the crap out of politicians that accept corporate and super PAC money and you know, there's ideas about democracy dollars and Vouchers that you can use on elections, but I have this idea of on your federal tax returns All you have to do is check a box and you get a hundred dollars that can be used for Donating to federal campaigns and then in order to accept that one hundred dollars For your campaign you have to reject corporate and super PAC money. So for me, no big deal I reject that and I don't have to ask you any further questions. Just use that hundred dollars on me Really easy and you can do it the same way. You don't have to use a voucher or wait for it in the mail It's literally just a hundred dollars that you get back in your checking account And then you know that you can use that hundred dollars on Candidates, but if you are a candidate such as my opponent who accepts large amounts of corporate and super PAC money Then it's your burden to verify That that one hundred dollars or whatever people are throwing your way contains none of that tax credit So you have to add a question on your act blue You have to call and ask people that send you checks However, you get that money you have to verify that it's not that because otherwise you have to give it all back and You know, FEC compliance is a pretty serious thing So basically everyone gets a hundred dollars and we can annoy the crap out of politicians That accept corporate and super PAC money I love that idea and you want to know what's funny is we already kind of do something similar to that in Oregon Where we each get a $50 tax credit that we can write off every year to donate to a candidate But I heard about this from AOC who says that in certain areas and this was back when she was a candidate when she came On my show she said that there are certain areas in New York where you actually Have a version of this where you know, you kind of get like a tax credit So amazing Do you know has there been any like municipalities that have tried something similar to that to a degree of success? I know like New York City for City Council, for example actually has Public funding like matching So that's great, and I'm also for something along those lines federally as well But right now the federal federal elections There's so much corporate and super PAC money just being thrown into them And in my opinion that is the root cause of all these issues of why is our health care system so broken? Why can't we just move to single-payer Medicare for all? Well, there's politicians sitting Representing us that accept all this money from private health insurance lobbies and big pharmaceutical lobbies and Why is there such a? Such a pause in moving towards common sense gun legislation again NRA and the gun lobby throwing money at politicians that I don't know how they sleep at night to be honest So all all of these problems criminal justice reform. Why is we not legalized? You know everything that you can think of that makes no sense that we haven't moved in that direction is Stalled because of this money in politics and I'm trying to think of a way that we can just annoy the politicians That still take it because it's it's really our our only priority should be people Not the profits of these companies because they're going to profit We don't need politicians in in Congress making sure that their profit keeps growing Yeah, I'm with you a hundred percent there and one thing that's so interesting about all of these campaigns like yours included is You're being principled and you're rejecting all corporate PAC money This is just a people-powered campaign, but on the flip side. It's difficult because you are Disadvantaging yourself, but money is so corrosive and corrupting that you have to reject that money in order To really prove to people that you know, you will represent them and not any special interests So let me ask you this what has been the response to people and constituents when you know You've told them about the fact that you're not taking any money. What do they say to that? Does that really resonate with them because I feel like whenever I see a candidate who is not taking corporate money My first thought is okay. This is someone who's just principled if they disagree with me on a policy issue It's because of their you know genuine feelings not because they're being bankrolled by some corporate lobby, you know So what have people said when you told them about this? well The straight the I guess not really strange It's it's not that unexpected, but we have been knocking on doors and phone banking and I know that last election a very small portion of the eligible voters showed up to the polls and what we're finding out is that not a lot of people know who their representative is and and You know, I think it is time that someone who's just an average everyday resident Who struggles with the exact same things that everyone else does? Runs and represents the people because that's what they deserve and so I I get to start from scratch with people that don't know Who their congressional representative is and explain why I'm running and what I'm so passionate about changing and That I am only taking influence from people because that's my only priority. So Their reaction is that I get to start fresh with this whole new group of people And that's really great like I can only imagine that that really leaves a strong impression Now speaking of impressions assuming you win You will probably be you know the fifth or hopefully the 30th member of the squad So everyone knows that you know as soon as you win there's gonna be the Fox News segments There's another socialist out of New York So let me ask you this because when you're in Congress There's going to be a lot of forces that will come at you You're inevitably going to face marginalization from your own party There's gonna be you know that centrist corporate wing who will be trying to get you to shut up basically because you're making them look Bad, you know because they're taking corporate money and you're not and then there's also going to be you know Fox News the conservatives who will basically just demonize you so much So how do you deal with that when you're in Congress? I know this is difficult to think like you know two to three steps ahead But how do you stay true when there's going to be all these forces in your ear because you know people are going to send you in Really hoping that you're gonna just come in swinging So how what do you do and just from a psychological standpoint when you have all of these people just screaming at you You know who are powerful How do you think you just from an individual standpoint personally can like stay true and Throat those forces at least mentally because that's the biggest hurdle. I think That's actually a great question and I can't say that hasn't already started, but I will tell you why I am so confident So I I'll tell you something and I I don't know if you noticed from my website or the article that came out But I also have a day job because I can't afford to not work right now and you'll see a lot of other progressive candidates that are doing this to two times full-time commitment in order to still pay for their rent and have health insurance while they're campaigning at night and Right now I'm a project manager I work at a big bank and I watch a spreadsheet that makes sure that they're following all the current banking regulations and I'm running I'm running as a you know democratic socialist and that's not necessarily the most popular Not necessarily the most popular way to be in the banking sector, but here I am I'm very public about it I have a very public stance about wanting to reinstate the Glass-Steagall Act which Would happen to break up my employer. That's my personal It's my personal position that that's the right thing to do and I'm on record with you right now saying that So I'm there is no other version of me. I'm a Canadian I perform in basements of Irish pubs and comedy clubs and then I go to work as a project manager and I run for Congress and What I am saying that I represent is is very deeply rooted and in who I am and what What where I come from and what I want for the country and I'm doing this out of a passion for change and There is no amount of money. First of all, I'm rejecting it. So it would be zero But there is no amount of money that anyone can throw at me to get me to change my mind on what I represent and I'm sorry to Anyone who disagrees with the fact that I am a democratic socialist But in my mind that is not I just I want to just make it clear that to me democratic socialism means the prioritization of people and We claim to live in a capitalist Society, but here we are bailing out big banks and subsidizing factory farms Which are one of the main contributors to greenhouse gases. We subsidize the fossil fuel industry all of these industries that are continuing to decrease the health of our country and And and continue to break the things that we urgently need to fix That's socialism that we are subsidizing it We're just subsidizing the wrong things in my opinion So if we can bail out banks and subsidize fossil fuels and subsidize all of these evils I'll go ahead and say we can subsidize people and that's what the priority should be and we should end Subsidism we should we should stop subsidizing things like fossil fuels because that's killing us literally yeah, and you know, I want single-payer Medicare for all because I got a $500 bill for getting a biopsy the other week and my I wasn't gonna not get it but I am insured, you know because I do still work full-time and You know if I'm insured and get that kind of bill then without insurance It probably would have been like $14,000 and who the heck can afford that I'm struggling to pay $500 so There are so many things broken and it doesn't matter if you make me a meme or whatever I'm a stand-up comedian. So I'm you're the heckled anyway. Yeah, you make the memes. You're the comedian Yeah, but honestly, I would be tickled if I become a meme and people like point their fingers and say I'm a socialist cuz I am I Love okay, I love that and you just got a lot more cool points Not that you didn't already have them But I just because it's like when you explain that that we already have socialism It's just for the rich and then rugged individualism for the poor if we're quitting him Okay, I feel like that's not a disputable point because all these issues that we talk about The lowest common denominator is always money in health care. Why is it so bad? Well because of the profit motive private prisons, you know, they're the reason why it's difficult to get real criminal justice reform Every single issue goes back to money and we prioritize profits over people So when you come out and say I'm a Democratic socialist what that says to me is okay You have adequately diagnosed the problem. I trust that you now can come up with the solutions So that's why I feel like I love that we're seeing progressives move away from the term progressive and on some more Democratic socialists because I don't know if you've noticed this and maybe I'm just like hypersensitive to this but I do think it's happening like the term progressive has been co-opted like even someone Who's like a corporate centrist Democrat says oh no I'm progressive and it just drives me nuts and now I love that we have our own term and that it's really become popularized due to Bernie Sanders and AOC Because they're too afraid to call themselves socialists so you can kind of like separate the the real people From the people who just want to get you to think that they're progressive when they're taking money from corporate lobbyists and whatnot So it's just I love that you identify as a Democratic socialist and so far every candidate. I've talked to this season I believe maybe excluding one identifies, you know very vocally as a Democratic socialist and I see all this and it's just it's amazing because it's like I see Change before my very eyes, but at the same time I'm frustrated because it's not happening fast enough, but you still see it. So there's hope so one thing that I really I think is important is one of your biggest obstacles besides not taking corporate money and that Disadvantaging you is cynicism people are apathetic They're ambivalent and they've just kind of tuned out of politics because they feel like it's hopeless You know, it's it's gonna be a Republican who screws them over or a Democrat Who's better on some issues but still by and large is probably gonna side with the big bangs as opposed to them So how do you overcome that because I feel like one thing that a candidate has to do is Get that voter motivated to come out and vote for them So what have you seen one in terms of like cynicism and to have you come up with any strategies that you can share that?  Yeah, I I mean I Understand the cynicism and I think in the last debate was it Marianne who brought up Why would anyone in Flint vote for any of us because we haven't helped them? So I get it and I I get why people in Flint wouldn't wouldn't even be watching the democratic debates because they're Worried about their children having lead poisoning and no one's there to help them. So the thing is a Lot of people have been ignored and they've slipped through the cracks and representatives have not done a thing in order to change the situations and lift people up from Poverty and from, you know, everyday issues that people face that keep them struggling and I get it and It's up to people like me that in my opinion are running to change things and to actually represent everyone to knock on every single door that we can and call every person and Reach out and ask them what they're concerned about and make sure that we listen Because there are still, you know, even you said our our platforms are pretty comprehensive But I'm learning about new struggles that people are facing in the district every day So I want to know about those and I will take them home with me and figure out a way to fight for people So I just was at an event yesterday when someone told me that they Went to a university in my district And they thought they had a scholarship, but it ended up being a scam and they contacted Our current representative and nothing came out of it And so people are telling me everything that they've been struggling with and how representatives and city representatives federal state have failed them and I want to know everything because I I actually want to make a difference and not to put more profit into Companies hands, but I want to make a difference for people who've been ignored until now And that's really important and I wanted you to actually talk about Carolyn Maloney because one other Disadvantage that I think candidates like you have in running against someone who's relatively unknown nationally is that you know people may think well I Like Lauren I like what she's saying But there are other candidates who are running against the really big dogs Like you know, you have Michaela Wilkes going against any Hoyer and Shea had boots are going against Nancy Pelosi So why is it that we need to get you in there as opposed to Carolyn Maloney? Why are you two different? So we're different because of everything that I represent and what I'm fighting for And I do not take the corporate and super PAC money and Carolyn Maloney Takes a lot of it and I really urge everyone to look whenever they're voting or donating Look at who donates to the politicians. Do they need your money because a lot of them don't and You know We have a lot of differences. For example, I am for term limits and that would also include term limits for myself and I believe that we should be Making sure that new energy and new ideas make it into Congress and the longer that That people serve the further and further away. They get from the everyday issues that people face and Carolyn Maloney has been in office since 1993 and a Lot of people do feel very ignored by her and I know that she Does fight for women's rights But one of the ways that I would like to make a huge difference for women's rights is to close the wage gap and one way that I would like to do that is is we as a campaign have come up with something called the even the playing field act and That actually would require large every single large employer, which we are putting at 250 and more employees would have to State publicly a salary range for every single job advertisement So a lot of the times you and I if we're applying to jobs You spend a lot of time tweaking your resume and writing a cover letter and then you apply and hope to hear back a lot of Times you just don't but if you do The inevitable question comes up. What are you expecting to get paid? And if you shoot too high then you're out of you're out of luck That's the end of the road probably and if you shoot too low then you screwed yourself and I want there to be full Transparency because I want to make sure that I'm not going to waste my time Applying to a job that is way out of the range that I'm looking for and I also want to make sure that no one else applying to the job would get paid a different range than me because of their gender or You know, I don't want someone to get paid less because of their sexual orientation or race or religion or anything so what you see in that range is what every single person would would be able to be offered and That is a real idea about how to close the wage gap and I haven't heard creative things like that from her and I You know, I do work in the banking sector and the Glass-Steagall Act is something I would like to bring back In a modernized way However, she was part of its repeal in 1999 so whenever you look at someone's donation history and Who pays attention to them? It says a lot about who? Expects a return on their investment from them and She does take corporate PAC money right now and that begs a lot of questions Yeah, my opinion. No, absolutely and rightfully so, but let me just say this for everyone watching Lauren just proposed legislation and she's not even in Congress yet So I mean that says something like we need people who are hungry and eager to fight And I feel like you're just preaching to the choir So let's let people know what we can do if we want to get you elected How can we help if we're watching across the country and I don't live in New York 12? What can I do to support you? Can I phone bank and tell us where we can donate as well? Yeah, so if you go to Lauren Ashcraft comm La u rn a s h c r a f t com There's an unavoidable orange donate button And we would love if you use it because we are trying to get big money out of politics And the only influence that I have is you so It's really annoying and I get it, but we need money to fight big money And to continue our uphill battle so every donation makes a huge difference We're looking to make some of our first hires So that will help a lot of our very passionate volunteers out and Help us move in the right direction. So thank you. Yeah, Lauren Ashcraft comm You can also there's easy ways to reach out to me through the website as well And if there's something that I have not advocated for or an issue that you aren't seeing raised I would love to hear about it. So please do stay in touch with me I check the email and Yeah, donate if you can even small recurring donations make a huge difference in our campaign Well, and thank you and let me make a pitch because I'm trying to really get people aware of the fact that you're part of a National movement and this isn't just about New York 12 like I always use the Example of Ilhan Omar. She just proposed full student loan debt cancellation. I'm in Oregon She may not be in my state and may not be my representative But if her bill becomes law that affects me personally in a really meaningful way So this isn't just about New York 12 Lauren is fighting for you even if you're not in her district So if you could chip in a dollar if that's all you have it really does go a long way because every single penny counts When you are taking on a machine politically and when Carolyn has been in Congress since 1993 She is entrenched everyone's on her side, you know, the special interests are coming to her defense So it's incumbent on us to come to the defense of candidates like Lauren who are going to fight for us So please donate Lauren Ashcraft comm Is that it? Yeah. Okay. I want to make sure I Almost said Ashcraft comm but I was like wait. No, that doesn't sound right cuz I was just on the website Actually, we we did buy that URL tooth. Good. Good. Okay Okay, but I do I do want to just echo that I am just part of this movement and The more of us that get into office the faster you can see this kind of change So I love yes small donations to all of us make a huge difference And I would love to get in there with the other Democratic socialists and true progressives that want to fight for the same things because That's a whole block of votes that we can actually use to do things like get this big money out of politics So I'm really excited to be part of this wave that Politicians like Carolyn Maloney have not been openly supportive of so yeah, yeah, we need to broaden the squad That's what it's about and make that block so big so vocal that we actually have some real power in this country So yeah, thank you so much Lauren. It's been a pleasure. Hopefully everyone will donate. Thank you so much for coming on Thank you so much for having me


Good day fellow investors! In this video I'll first discuss why I don't really like stock screeners even if I'm a value investor and then I'll discuss a stock that doesn't have linear dividends, that doesn't have linear earnings, currently it has a loss so it wouldn't come up in a stock screener but if I put whatever the company has been doing linearly divided over 10 years we would be talking about a stock with a price earnings ratio below 10, a dividend yield above 7.5% and huge growth so a very very interesting stock. However that stock won't come up in your stock screener. Starting with stock screeners value investors like me would love to find a stock with a low price to book value, low price to earnings ratio, high dividend, lots of cash and everything perfect with no risk of course. However if you put those parameters in a stock screener everybody gets them, every value investor in the world gets those parameters and then firstly it's unlikely that something good drops into that basket secondly you must really understand the risks and thirdly if something is really undervalued the parameters don't have to be linear to drop into a stock screener like the company that I will discuss now. So the only thing for me which I think is really the best way to invest because shortcuts and investing are not a great route is to research every stock on the market of course I have time I have the time to go stock by stock by stock by stock on every stock market I did it from for Europe I did it a few times for the US stock markets and I constantly do it around the world and this research stock by stock by stock has brought me to today's stock pick which is Sintel. Sintel is an IT operator that sells most of its services in the US but everything is done in India there is a company presentation on YouTube the link is in the description below so check that so in order to get what the company is doing so that I think they present it much better than I would discuss it. So let's look it from an investor perspective and what's interesting about the company if you look at the stock price it has significantly declined in the last year and a half because the revenue growth has slowed down a bit and the company paid out a dividend of $15 per share $15 per share is 75% of the current market capitalization so this is a company that in 2016 paid 75% of its current market capitalization in a special dividend all in one go and that you don't see in a stock screener because if I would take those $15 of dividends and spread them over the past 10 years I would get a dividend yield of around 7.5% which would be great for any kind of stock and even better for a growth stock for a stable stock for a company that has American Express FedEx as its main customers so a very good good business with a good business model at the dividend yield of 7.5% so really undervalued from this current market perspective why did the revenue fall well IT services are always cyclical companies especially in a late part of an economic cycle and Sintel mainly caters to financials are not that happy to invest they try to squeeze every dollar and improve the margins now when the cycles they are going to try to save by investing more in software and financials and that's why also as the cycles of change go in the technology business so also revenues for a company like Sintel will be volatile however those has been have been growing for a long time just a quick look at the locations mainly focused on North America 9% of sales are in Europe and the development centers are mostly in India you can see here how the business has been growing very very fastly especially in the last 10 years and peaked revenues now a little bit in 2017 but the company is really developing itself in order to provide the best service to its customers and I think it's normal to have volatile revenues in the sector and therefore we in the long term we should expect growth the company is turning digital to improve its value to customers if you are very interesting in the company feel free to dig in and see what the company is doing and how it compares to competitors and if they can keep their margins stable what's very important is the revenue has been growing up except for in the last quarter and in the last year earnings per share have also been growing up and then you see a drop in 2016 to 0.68 dollars this drop is due to a tax charge of 260 millions related to the dividend and because they have repatriated a lot of their international earnings so if we would eliminate the international earnings the earnings per share would be and I'll take the expected earnings for 2017 and they would be around 1.7 so at the current stock price of 19 the price earnings ratio is around 10.11 operating income as you can see has been stable so the earnings per share drop that won't show this company in a stock screener is just due to one off tax charge the revenue profile banking and financial services FedEx American Express top customers digital services are growing so the company is heading forward and will probably continue to grow in the future just a quick look at the fundamentals the company has increased its liabilities by about 400 million in order to pay the dividend and you can see the total assets the first top line decreased from 1.4 billion to 400 million where they paid out the cash they had accumulated during the last 10 years and they have taken a loan to pay a higher dividend the same as apple is doing taking a loan to pay for the dividends so this is a company that's making money continues to grow has had some headwings at the moment but I think it's extremely cheap for what the company is doing and what are the prospects of the company in the future and let's discuss some catalysts as soon as the tax charge is eliminated from the last four quarters the company will jump up again into stock screeners and then people will see oh look an Indian company US company with operations in India selling software in the US growing at 10 times in the last 10 years is selling at the price earnings ratio of 11 they are producing a lot of cash because they paid 1.2 billion dividend in 2016 so we can expect the same thing in the future I think the company won't stay at 19 that long in addition the company is mostly owned by the founder so 68% is called held by insiders and insiders they want to increase shareholder value this is really a management that focuses on increasing shareholder value not the stock price so the stock price has fallen very low much more than the paid out dividend what has the management started a buyback program so they think it's better now to buy back stocks when they're cheap than to pay a dividend so the management is really looking for ways how to increase their shareholder value and as we are talking about the management a very interesting sign from insider trading as I said 65% of the company is owned by insiders and insiders have been buying much more than selling net activity 483 000 stocks bought 127 28 000 stocks sold so insiders really think this is very cheap and now is the time to buy the stock let's discuss the risks of course it's always important to discuss the risks in the company 75% of revenue comes from 10 customers 22% of revenue comes from american express 14% of revenue comes from street bank and federal express corporation adds 11% of revenue so if the company loses one of those clients then it could really hit revenue and that's a risk that everybody mentions however it's very difficult and costly for an operator like american express to change its it service provider because another company would have to learn everything so I don't think they will lose clients and if we look at their revenue over time they didn't lose clients in the last 10 years so that's a very good interesting margin of safety another risk from their annual report is that the company expects fluctuations in revenues depending on what the customers are doing their plans so we have to also expect fluctuations in revenue however in the long term the company is focused on growth and will continue doing so very very interesting company dig deeper if you want a dividend yield of 7.5% as I said they now are investing 60 million in buybacks which is around 3.5% of an indirect yield from buybacks because the management things the stock is cheap and the management is buying the company let me compare this stock with other picks from this channel so I always look for a 10% return on the company from earnings from dividend whatever and I expect Sintel to grow at 10% in the future so the average earnings from here would be 2.18 if they manage to improve margins which they could as earnings have been much higher a few years ago than even better however I'm always conservative on that the target my target price for a 10% return from there onwards is 21 if Sintel returns to a normal market valuation then we are talking a price of 40-50 in the next few years but you know me I'm always conservative the company is privately owned so the potential catalysts are a takeover further buyback or dividends accumulation of growth the margin of safety I don't think it can go lower because it's a good business stable good business with good customers it is much better than few other companies that we discussed but the price should go much lower in order to reach the risk reward from other companies like Amira Nefsson and others thank you for watching leave your comments below and I'll see you in the next video


THE CHALLENGE OF THE YUKAN It's King, swiftest and strongest lead dog of the North Country, blazing the trail for Sergeant Preston of the Northwest Monod Police in his relentless pursuit of f***ing breakers. ON KING!  Gold, gold discovered in the Yukon, a stampede to the Klondike in the greedy race for riches. Now back to the days of the gold rush, when Sergeant Preston and his wonder dog King battled through storm and snow to preserve law and order as they met the challenge of the Yukon. Two men plodded warily beside a dog sled loaded with f***ers. The early Arctic darkness was descending, and Bob Andrews looked up at the leaden sky apprehensively. Yeah, looks as if we're gonna get more snow, Bill. Hope we can reach our cast before it breaks. They're almost there. I remember that big pine ahead. Our supplies had buried just as stones through the other side of it. Oh, gosh, that's a relief. I'm so tired I could drop in my tracks. Yeah, the dogs are as tired as we are. It's a heavy load they're dragging. It's a good thing we didn't try to carry all those supplies with us. We'd have had to leave some of these f***ers. I expected to make a good haul this time, but it's even more than I counted on. In all the years I've been trapping, I never saw the like of this. We can sit back and take it easy for a while now. Mary will sure be tickled. Now she can have all the things she wants for a new cabin. Hey, maybe I can have somebody build her a cradle for the baby. You sure brought more than a rabbit skin to wrap the baby bunting in. You could make him a nice mink blanket if you wanted to. The mink I trapped are gonna add to my bank account. We're planning to leave this country before the baby's grown. Another season like this one, you won't have to wait much longer. There's a big rock, Bob. That's where we left our stuff. Come on, mush. Mush you lovers if you want to eat. Those dogs too tired to want to eat. What's wrong? Somebody's stolen our supplies. What? Everything's gone. Hey, look, there's no food. What could have done it? The rock is pushed back. Someone must have seen us hiding the stuff. Hey, look, here's some tracks. He had with a man, all right. You see the markers and tracks? Yeah, I'm following him.  Calm down, Bob. Starting to snow. You follow those tracks, you're liable to get lost. You're in worse trouble than ever. No, I'm getting the rattle, did this.  At wild temper, yours gets you in more trouble. We've got a little food left. We can manage. Maybe we can shoot some game. Let's get into doctor hunt. You stay here with the dogs and make camp. I'm catching this thief. Bob, we've come almost 20 miles today. Your time. And I'm hungry. But I'm so mad I'd walk 50 miles more to catch the skunk who did this. Bob, Bob, come back here.  I'll be back. Darkness had fallen, but Bob kept steadily on. I like... Oh, the baby's asleep here. Come look at him. Oh, gosh. I swear he's grown into us. Say, where's, where's Ukita? Whatever her name was, the Indian girl I sent for the mission. Ukita's going to get married. I let her go yesterday. Well, they sent another one over to help you. I don't need any help now, Bob. No, but I don't like the idea you stay in here alone. I'll have to go into town tomorrow for supplies. I'll see about getting another girl for you. It was afternoon of the following day when Sergeant Preston of the Northwest Monod Police was heading toward Dawson with his dog team. As they rounded a bend in the trail, the Mounties saw Bob's cabin ahead. Smoke poured from the windows and flames licked the roof. Oh, King. Hello, you huskies. Come on, King. Anybody here? Anybody here? Bob, Mary. Come on, King. We'll look inside. Come on, fella. There's Mary on the floor. Mary, Mary. I'll get you. That roof's going to fall. King, get the baby, King. They're on the floor. Get him, King. Mary, I'll carry you. Come on, King. Hurry, boy. Hurry. Who's the cabin? I'll put her down and help you. They're now young fellows. You're not hurt.  You'll do it once cabin is closest, I think. All right, King. Get the team over here. Oh, King. Hello, you huskies. Bill, you home? It's Mary Andrews, Bill. Come and help me, will you? Mary Andrews? What happened? She's unconscious. Her cabin was unfair. Help me get her and the baby in. I'll carry Mary and you get the youngsters. All right, Sergeant. Oh, son, don't cry. You're all right. We're over on the cot, Sergeant. I'll put the baby on the blanket right here on the floor. There she is. Is that a bad blow in the head? Better bring me some water, Bill. I'll get some. There's nothing wrong with the baby. He isn't hurt. I'll have to have some bandages. If you haven't any, you better get my first aid kit. It's out on the sled. Oh, I've got some bandages. Good. Here's the water, called. Now she'll be conscious soon, I think. Part of the roof fallen? No, the roof didn't fall until after I got her out. King dragged the baby out. Well, how'd Mary get her? Somebody stuck her over the head. It's the only way it could have happened. Who could have done such a thing? Why would anyone want to harm Mary and the baby? I hope we can find out who did it. She's getting conscious, I think. Do you know where her husband is? Bob went to town after supplying. He's getting something for me. He ought to be back soon. Bob! Bob! Mary, you're all right now. The baby! He's safe, Mary. He wasn't hurt at all. Sly's still now. He's going to be all right. He's gone. Steady now, steady, Mary. He's gone.  Did she say half-breed? Yes. That mean anything to you? That's why I felt we were being followed. That's who did this. What are you talking about, though? On the trail home, a half-breed stole the food out of our cash. Bob caught him and beat him. Bob had every right to. That's a crime. Half-breed tried a knife, Bob, but Bob took the knife away from him. All of whom I felt we were being followed. I kept thinking I felt eyes on me. You ever have that feeling? Yes, I have. I think that half-breed followed us home. He saw where Bob lived and decided to get even with him for beating him up. Sergeant Preston. Yes, Mary? Do you feel better? I can talk now. Well, perhaps you'd better wait. No. I want to tell you what happened. You must get that man. I'll get him. It was a half-breed. He came into the cabin while I was feeding the baby. He just walked in the door. You were alone? Yes. Bob had left for town. I put the baby down and ran for Bob's gun. He took it from me and struck me with it. I... That's all I can remember. Dirty murder and weasel. I like to get my hands on him. Can you take care of Mary, Bill? Sure. Sure, I can. I want to go back to the cabin and see if I can pick up his trail. I'll have to talk to Bob. He's a good man and can probably describe him. The baby! Oh, I guess King frightened him. He went over and licked his face. King, get away from him, boy.  All right. It's all right, King. You didn't mean to scare him. I know.  Here he is, Mary. I guess he doesn't know that King saved his life. Hiya, Bill. I got your... What? Mary, what's wrong? Sergeant Preston.  He almost killed Mary, then set your cabin on fire. What? A cabin? Oh, no. Mary, are you hurt bad? Is she gonna be all right? Don't worry, Bob. I'm all right now. So is the baby. She got a bad blow on the head, but she's going to forget well. Now, I want a description of that half-breed, Bob. I may be able to pick up his trail from the cabin. That dirty cur. That murdering coward.   And he's gonna get more than a beating. I think you'd better stay here, Bob. I won't stay here. Bill, you'll take care of Mary and the baby for me, won't you? Well, sure, Bob, but... I'm going. If I get my hands on him... I'm afraid I can't take you with me. Maybe a long time before I get him, you'd better stay here with your wife. If you won't take me with you, I'll go alone. He tried to burn my wife and baby alive. I won't rest till he's caught. I can understand how you feel. I understand too, Bob.  It's my duty to bring him in alive. You're either taking me with you or I go alone. Well, in that case, it might be safer to take you with me. You won't have to stop to get supplies. I brought plenty from town just now. We'll transfer him to your sled. Good. We'll go now and see if we can pick up the trail of this man. He must have left some tracks in us now. Bill, is that gun I left with you around here? Yeah, it's over there in the corner. You won't need a gun, Bob. I have one. Well, we may have to do some hunting. I'll need a gun. All right. I'll get it for you. Goodbye, Mary. Bill will take good care of you. Goodbye, dear. Please, please be careful. You'll be all right, Mary. Don't you worry. Come on, Bob. Let's go. There's your cabin, Bob. Or what's left of it? Nothing but a heap of smoking ashes. Oh, if I could just get my hands on that dirty thief. All right, King. Hurry up, Huskies. Come on. Let's see if we can find his tracks. Come along, King. I think how much work it was getting this cabin built. Curtains, Mary made for it. The furniture, we built ourselves. I understand, Bob. All right. I guess I was so mad about this, I haven't even thanked you for saving Mary and the baby. It hadn't been for you and that barn. It's good, Bob. Now, take it easy around here. King, I probably messed up his tracks when we went into the cabin. There should be something... Here they are, Sergeant. They lead around toward the back. Here, I'd know them anywhere. They're the same tracks as I followed the day our cache was robbed. It's the same half-breed already. Well, you went northeast. That's why I didn't meet him on the trail. We're catching him. He won't have anything to eat. Well, afraid you're wrong there, Bob. He probably took everything he could carry out of your cabin before he set fire to it, including your gun. That's right. He could have done that. Here, King. These tracks, King. Here's the man we're after, fella. Does he know what you're saying? He certainly does, and he won't forget that scent. But he isn't a hunting dog. I thought just towns and hunting dogs had good noses for tracking. King has some wolf in him. A wolf with a keen nose. Come on, King. We'll get the dogs and start on this trail. As Sergeant Preston and Bob followed the trail of Black Hawk, the half-breed, the mountain tried to calm the hot-tempered young trapper. Bob wanted neither to eat nor sleep until he caught the man who had done him so much harm. Oh, King! Oh, yes, King! Why are we stopping, Preston? Look under that fir tree. As for our man camp last night, we're close on his trail, I think. Yeah, he's heading for the mountains at murdering Hound.  I'm not hungry, Sergeant. Let's keep going. Bob, you must eat to keep up your strength this long past noon.  I'll get him if I have to spend the rest of my life doing it.  Calm down, Bob. Take it easy. I'll take it easy after I put a bullet through his filthy hide. Bob, I brought you with me because I was afraid you'd do something foolish if I didn't. Now, I want it understood that this man will be my prisoner. Before we go any farther, I want your word that when we capture him, you'll help me bring him back alive. And if I won't give you my word? Then we'll turn back right now and I'll have you confined until I bring the prisoner in. Sergeant Preston, surely you realize what this man tried to do? I can understand your feelings, yes, but I also know my duty. Well, what do you say? It looks as if I had any choice. All right. If you capture him, I won't kill him. That's fine. Now you get a fire going and we'll have our dinner. As the early darkness began to fall, Sergeant Preston and Bob had near the foot of the mountains. The half-breeds tracks were clear now and knew they were close on his trail. Then Sergeant Preston stopped his dog team. Why are we stopping, Sergeant? It's not dark yet. We'll be in a few minutes, Bob. Now you're trying to go up that mountain trail after dark. But we can get closer to the mountains than this. I know this part of the country pretty well. I've patrolled it. There's a cabin about a half mile from here that belongs to a friend of mine. We'll stay there tonight. Is it straight ahead? No, it's off to the left there. But that means we'll lose lots of time. Maybe it'll snow and cover these tracks we're following. It isn't going to snow. Anyway, we know he's going up the mountain. He can't travel far after dark. He'll probably hold up in a cave for the night. Come on. Hawking! Haw! Un-King! Un-King! Sergeant, I don't see the sense in going off the trail when we've almost caught him. We'll get him tomorrow, Bob. Good night's sleep in a warm cabin and the good supper is what both of us need. Come on and don't argue. Un-King! Un-King! A welcoming curl of smoke rose from the chimney of the small cabin at the foot of the mountain. As Sergeant Preston and Bob approached it, the door opened and an old prospector peered out curiously. Then his face lighted with pleasure as he recognized the mountain. Well, if it ain't Sergeant Preston! Hello, Tom. We've come to spend the night with you. You're sure a sight for sore eyes? I'll be mighty pleased to have you. Tom, this is Bob Andrews, a friend of mine. This is Tom Love, Bob. I'm glad to meet you. Well, if here ain't King. Hello, fella. Come on in and get warm, Sergeant. Bring Bob and King in with you. I got some nice hot tea ready right now. And supper will be on in no time. All right, thanks. We'll bring our guns and blankets in. I'll feed the dogs and bed them down while you cook. Well, you take the blankets in, Sergeant. I'll feed the dogs and fix them for the night. Thanks, Bob. Let me help you. Here, you carry the blankets. I'll get the rifles. They're here on the sled. I'll be in as soon as I'm through. Come on, King. Come in with us. Of course, it's so long since I've had any visitors. I'm downright excited. Pretty lonesome out here, isn't it? Yes, but I managed to keep busy hunting and trapping in winter and panning gold in summer.  All right. I'll put it on this nail. All right, if I put Bob's gun here in the corner. Well, sure. I'll get your tea ready. We've got a good caribou steak for supper. That sounds good. Tom, you know a shortcut to the mountain trail from here? Well, sure. You go back to the trail and cut straight and off. Yes. You'll have to do it on snow shoes, though. I doubt that you could take your dog team. That snow is deep and the crust ain't too thick. Well, it'd save much time. About two hours? Why? Do you have to somebody? I'm missing a half-breed. I think he's gone up the mountain trail. Does he know that you're after him? He may. I think he's playing safe and trying to lose us by taking to the hills. The dangerous trail in the mountain up there may try to ambush you. And it wouldn't be hard. There's plenty of rocks to hide behind. I'm afraid that's a chance we'll have to take, Tom. I bet the dogs, uh... they're all right for the night. Thanks, Bob.  Ah, Jesus. Cabin sure feels good. Here, give it to me, and I'll hang it up here with mine. Yeah. Thanks. Here you are. All right. Here's some good hot tea. Oh, thanks. You, uh, bring my gun in, Sergeant? Yes, Bob. It's back here in the corner. Right under your parka. Oh. Sergeant, you look more tired than I ever remember seeing you. Now, sit down and rest. I am tired, Tom. See, uh, I didn't have any time to rest up after my last long patrol. We started after this, man, the day I got back. Ooh, ooh, ooh. I feel as if I could sleep for a week. Well, Sergeant, tonight you take my bed and I'll sleep on the floor. Oh, no. Say, that's a good idea, Preston. We have to get an early start. And a good sound sleep will do you good. About an hour before dawn, King sleeping beside his masters cut, raised his head as he heard a slight movement in the cabin. He sniffed the air and then got up and walked toward the figure of Bob, who was cautiously lifting his parka from the nail on the wall. Bob grew tense as he heard the soft pad of the dog's feet coming toward him. Then he patted King's head and whispered softly, It's all right, boy. Lie down. His curiosity satisfied.  The first streak of daylight shone through the cabin window when Preston awoke. I guess it's time to show off, Bob. Hey, Bob. Bob. Oh, you fellas have to stop this early. Tom, where's Bob? Huh? Any here? What? He's gone. His parka's gone and so's his gun. Well, maybe he's out getting the dogs ready. No, we'd have heard them. Bob must have sneaked off in the night. Well, for the love of Pete, I didn't hear nothing. I've got to stop him, Tom. You don't stand much chance of catching him if you've got a good start. He's tired and he can't go very fast. Maybe if I take that shortcut on snowshoes, I can catch him. Yes, King. We've got to get to that half-breed first. You won't be able to take King with you. He's too heavy. You break through the crust of snow and it's too deep to travel in. We'll take King as far as the regular trail. I'll send him that way and I'll take the shortcut. Hurry, Tom. We must hurry. Oh, yeah, Sergeant. Here's the regular trail. Now you go straight across this valley on snowshoes. You cut off about five miles. Right. The mountain trail winds in there to the left. Thanks, Tom. First, I'll send King on ahead. Here are the tracks we were following yesterday and here are Bob's right beside them. He's after the half-breed, all right. Here, King. We're on the same trail, fella. These tracks, boy. Get him, King, and hold him. No, King, I'm not going with you this time. On, King. Get him and cut him. Get him, fella. On, King! Why didn't you send him after Bob? You put him on the half-breed's track. He knows we're trailing the half-breed. I couldn't take a chance on confusing him. He only gets there before Bob does. Look at him streak along that trail. He's going like lightning. I'm taking a long chance if that half-breed shoots him. He's likely to shoot a dog. He never suspected a dog was chasing him. There. There's no shoes to run. Goodbye, Tom. Thanks. Good luck, Sergeant. Good luck. A shaft of sunshine had awakened Blackhawk the half-breed as he lay rolled up in furs on the mountain trail behind a huge rock. He lay still, reluctant to leave his warm bed. King, stop! It sat up suddenly when he heard a voice on the trail below him. Quickly, Blackhawk arose, clutching his rifle. He had heard that voice before. The voice of the man who had beaten him that night in the woods. The man whose cabin he had burned. He crept to the edge of the rock, his rifle ready, and watched the bend in the trail below him. His finger tightened on the trigger, but it was only a dog. The dog seemed to be running away from the man behind him. Blackhawk waited as he heard the voice around the bend. The dog was almost up to the rock when Blackhawk saw the figure of his enemy come around the bend. He aimed carefully, but as his finger tightened, a gray shake sprang at him, knocking him to the ground. No! Get away! No!  Get away! Get away, I say! No! My gun! No way! Help! King! You caught him!   Take dog away! You would have shot me. I saw your rifle go over the side of the mountain when King jumped you. Take dog away! Let me go with you! Not make trouble no more!  No! I got you at last.  You didn't show them any mercy, and I'm not showing you any. Blackhawk cannot hurt you no more.   No! I gotta do it before the mountain comes. No, no! I promised you wouldn't after he captured you. But I captured you first. And now you're gonna get it. No! This bullet will fix you. Wait. My rifle. There aren't any bullets in it.  I got some more bullets in my pocket. Wait. You're gone. All of my bullets are gone. Wait. I can't believe it. My gun is empty.   My arms! Yeah, I will. Is this the man we're after? Yeah. His name is Blackhawk. King got him. Good thing King got here first.  I was afraid that hot temper of yours would make you forget your promise to me when we caught Blackhawk. That's why I tried to get him first. I didn't want to keep that promise. You're lucky to be alive. Take dog away! Help! All right, King.  Get up, Blackhawk. I'm arresting you for attempted murder. Me? Afraid of dog? Afraid of him? I won't hurt you now if you behave. Watch him, King. Preston. I... I'm sorry. I owe so much to you and King. I... I should have used my head. Sergeant, I promise I won't try anything more. All right, Bob. Forget it. I'll be right back. I'll be right back. I promise I won't try anything more. All right, Bob. Forget it. But, uh, after this, what's that temper of yours? You know, it might get you into trouble. We'll take Blackhawk back. The case is closed. The challenge of the Yukon, a copyrighted feature, is brought to you each week at this time, and all names and incidents used are fictitious. Listen again next week to another exciting adventure during the days of the Gold Rush. This time came to you from Detroit. Are you out on a limb when it comes to forming opinions on important world issues? Well, it's to be admitted that forming an unbiased, unprejudiced opinion affairs often takes a bit of thinking and hearing all sides of the story. But millions of Americans have learned to make it easy for themselves. They're arriving at decisions through discussions that get rolling every Tuesday evening on America's town meeting of the air. 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