What they gon' do with me now? I'm still a twerk of the town I'm taking the sisters, I'm hoakin' them down Reaching the smiles in the frown Yeah, she bad and she know she lit She be in the bag like chips Ain't no bag and she know she can't get Whatever she like, I'm tipped What's up y'all, it's your girl Brianna Imani and you're tuned in to another Talk of the Town interview and today we have a very special guest let them know who we got interviewed in It's Armani checkin' in, Armani checkin' in Thanks for havin' me, thank you Of course, thank you for being here so welcome back to New York how's your time here been so far It was beautiful, just had a couple meetings You know, just work, it was a work trip so just got a couple things knocked out I saw you went to the house party premiere How was that? Oh, it was lit, it was fun, it was turned up It was actually crazy for real The movie was crazy? Yeah What was it given like, did you see the original? Yeah Okay, was it given like original remake or was it given like straight from? One thing that I liked about it that stood out to me that you know that I think was real authentic is that they didn't, you know go too much into the movie the actual house party but that they kinda made it to where it was like it's own movie, yeah it's own movie you know, it had their own look ass they had, they brought in a bunch of like cameos Yeah, and it was just, it was different and it was funny See, I like that because I feel like right now there's a lot of like remakes like old shows and movies and sometimes like we wanna see original stuff so if it's a remake, I like it to be a remake but as long as it gives a little twist to something that we haven't seen before so that's good to know So we're gonna do something that we like to do with our guests it's gonna be a rapid fire game I'm gonna ask you a series of questions and you have to answer with whatever comes to your mind first, okay? Alright, cool Alright, let's do it Favorite word to use? Yo What, this is the first question Oh, that's your word, yo That's my word, yeah, that's my word Okay, something you hate seeing on social media? Negative stuff Okay, dream vacation destination Great question Dubai Okay, favorite YouTuber that's not yourself or Trey? Regenade, Carter Oh, okay, shout out to Regenade A trend that you wish didn't exist?  Everything, how is authentic Okay, yes, we are very authentic people and artists that you listen to that people wouldn't expect Great question, highly Highly? Yeah Who's that? Put me on Yeah, see, I think she's from London Okay, so you tapped into the UK scene Yeah, R&B Okay, we're gonna talk about the R&B Okay, Dark of Light liquor Don't drink at all You don't drink? At all Oh, that's tea, that's interesting At all Like never drink or you don't drink? Never in life Really? No kissy Okay, so we also gonna talk about that Okay, one sentence for your younger self Stay focused If you had to switch places with the movie character for a day Who would it be? Oh man, Denzel I say I am the young Denzel Listen, I said a movie character, not an actor So it can be one of Denzel's roles Oh, okay What's his name? I'm trying today Okay What's his name?  I'm picky, yeah Okay, one thing Probably Big feet Okay If you had to pick a theme song for this year, what would it be? For 2023 For 2023, yeah My new single, Hold It Down Okay, that's nice See, I feel like for your life right now It's giving love like this by Faith Evans for real Cause you're really in your lover boy bag You're really in your lover boy bag Okay, okay Okay, that's nice Best social media platform Great question, I'm gonna go with New or old Shit, man, that's a great question I gotta say, you two It just made me a, it did a lot for me It has searched me We know, okay And your vision for 2023 in one word Um, aggressive Okay, you're applying, I appreciate it Yeah, I heard you, alright, so let's get right into it So for the people that don't know, let them know where you from I'm from Detroit, Michigan Okay, you're from Detroit and you're currently in Atlanta, right? Yes, ma'am So what point did you make that move from Detroit to Atlanta? I actually went from Detroit to L.A. And then from L.A. to Houston Oh, so you was all around? Yeah, man, you know what I'm saying? Papa was a Rolling Stone Hold on, so catch me up So at what point did you leave Detroit? Um, like when I was about 18 Okay, now are you still tapped in with like what's going on over there? Yeah, of course You listen to Detroit artists at all? Yeah, of course Okay, cause we just had one here not too long ago White Rose Moxie, I don't know if you're familiar He was here before Who are you listening to from Detroit? Um, I listened to the Homie Vez Uh, Vezo, shout out Vezo, I listened to him Um, I listened to Babyface Ray Okay You know We like him Yeah, I like the whole Detroit scene Okay, cool, cool, cool Alright, so you said you left Detroit and then you went to L.A. Yup How long were you in L.A.? I was in L.A. for like seven, eight months You know what I mean? Okay, that wasn't long, so it made you leave and go to Houston Okay, so you want to know? I do Cause then this is where This is why I feel like y'all got to know me Okay You know what I'm saying? So, I went to L.A. and that's when I was doing strictly music I wasn't even doing YouTube Um, Queen And, you know, my You know, they came down to L.A. and was like Uh, you know Oh, the YouTube, boom, boom, you know And just prior to that Maybe about Maybe about five months before that We was like all living in the same house Like we was, you know what I'm saying?  We sticking with the music But, you know, as we got the You know, just looking at it We like, yo, there's a way that we can, you know Promote ourselves, let the people know What's a little bit more Let the world get to know our You know our personalities Different things like that So that's when we moved to Houston Okay And I know Houston is like real big For like YouTubers There are a lot of YouTubers that are based in Houston Yeah, nah, nah Well, yeah, probably not at the time we moved out there Yeah, 2017 and what, nobody else But y'all, y'all were trend setters Like, for a lot of things So I guess that also was before it's time So was that around the time that like The so far going challenge was happening And y'all were getting Uh-huh, nah, uh-huh Yeah, yeah, yeah, that was so far That was actually like a year after A year after you moved to Houston You can say, nah, it was a year before A year before Yeah, but you can say so far I feel like that did That a lot of our things went viral But the so far going is I don't, I don't know I think that was the I don't know I only say that because that was That was one of your first YouTube videos So I'm not saying Yeah, I'm not saying that's like what Put y'all on because we know y'all was buying But yeah, we all was buying But I'm trying to think was that one Because that did do great for us So I'm just trying to think like Because after that is like I'm feeling like, you know I was thinking like Y'all was doing a lot of your mashups And then y'all started making your Original songs after that But that was like one of the first things That you posted on your YouTube You're right So okay That's crazy, she did some digging for that You know how we do it Talking to him Alright, so like I said Y'all had Vine in a chokehold We all know your little mashups That y'all was putting together Y'all was doing the thing So walk me through that Like how did y'all to start How did y'all take to Decide to start doing those mashups And put a note together Um, we just was You know, figuring out ways to You know, promote ourselves We was doing it to get to a point To where we can release original music And just get that eye That, you know, just that That viewership But you know, we Honestly My brother Trey was like You know, let's do this You know, let's do this song Like and then I think we should Kind of like do it on this beat You know, so That's to kiss a better mashup And I was like, okay cool So we'll be doing the beat then, you know You might as well do different songs You get what I'm saying And kind of like mash it up So that's what we got the mashup And that was fire Because I hadn't really heard of mashups like that There's a New York artist And his name is Dion Young And he had a song called Just Another Love Song And he put together like A few different like R&B songs And I was like the first taste That I had of like a mashup But y'all like was really like Doing it consistently Different songs Putting together the creativity Was really doable for that one So I gotta give you your big one Because y'all did that So how did that come about though Because I read that y'all started off Like singing in church So how did you evolve To becoming more of like a secular artist And making more like R&B music From singing in church I never really made church music You know what I'm saying I just feel like church was where You know the seat was kind of planted to where You know they be like Y'all come up here and sing And you be like I mean let them use you If you got the voice Exactly like That's exactly what they used to say So I'm actually like That's where the seat was at But you know always R&B is what we love You have to sing R&B So that's just where Okay Our music taste was at Okay so of course I'm asking you that Because that's where you started That's where your roots were from But now we have you here As a solo artist Yeah Shout out to you For you know doing your thing Two songs charting That's crazy Yeah that's crazy And we gonna get into that in a little bit But like when you reflect on Like where you've come from Those vine days And even like the church days What are your like first thoughts When you think about that Um man right now I haven't really like I'm so like focused But now that I'm kind of like Thinking now I was like Yo it was it went from that Like you know in the room Trying to figure it out You know what I'm saying Mom's like yo It's about time you all get some job Like you know what I'm saying The videos ain't bringing in the money You know but You know of course our mom always Just kept what is in Let us do that but Just thinking is like I wouldn't have thought You know I always knew but You know like doing But doing this like so long It's like you could You know like it gets blurry Sometimes you know what I'm saying And I was in one of them blurry spaces So you know what I'm saying I feel blessed to be hearing You know what I'm saying Music is moving So were there times though Throughout your career That you felt like discouraged Or you didn't know like What the future was going to hold for you And how did you get over those feelings Man yeah I felt discouraged Of course I felt like You know I can really say that Because I was one of the people that was like You know I've been through a lot But I always told myself like You know I can't I always felt like I couldn't feel that way Cause I'm like how if I didn't Got through so much But it's like when I really Take a step back and think it's like Yeah I had that moment And it was you know It was like last year like in You know probably like It was last year like the beginning of last year I was just feeling like you know Like I don't know to be honest with you Like because I'm not even I can't really describe you know Because I knew I wasn't that type of person But I don't know I was in the bed You know like my people would text me Like the studio I wouldn't want to go to the studio Like and I never I was never that person though You get what I'm saying Do you feel like it was Like slipping into like a depression type of thing Was it just like no I'm being so serious I think mental health is so important And sometimes we don't know like What those warning signs mean Like to you it may be like I'm just in the bed and I don't feel like going out But there may be like a bigger reason To why you feel like you're in the bed And you don't feel like going out with it No I chuckle because like I just I just you know I'm saying As me just growing as a man You know I used to tell myself Just stuff that I felt like just wasn't You know what I'm saying I just like when you said the Depression thing I honestly felt like yeah I always was like you know I didn't Been through so much and I'm where I'm at I'm like yo I don't you know I had A million things to be depressed about I'm like I don't feel like I can Get depressed like I was I would really tell myself that You know and that would like help me out But I don't know man like yeah That is you gaslighting yourself Into thinking that it's not depression It's leading to suppressing it But I am glad to see you on this Side where you're able to identify And reflect on that you're in a much better place I'm assuming Yeah it was just more so like say Of me and you was talking about depression And it's like I'm kind of like trying to tell you You know what I'm saying it didn't After I'm thinking to myself like You know how can you feel depressed That's how I would think Until I went through it and it's like No matter what you got or what's going on It's mentally you know what I'm saying Mentally I wasn't there but I never Felt that way until You know I wouldn't do it I went through it yeah it was Okay well I'm happy to see you on the other side Yeah I'm feeling good sure Very glad to hear that so let's hop into these No singles that you just dropped Okay so we got an hour past midnight We got holding down both charting Doing big things I'm on What was the inspiration behind The hour past midnight What like the title Where did the title come from That's crazy because That's crazy because I always Like I want to make my titles like Of my songs something You know like I do but That actually came from I woke up like in the middle of the night You know what I'm saying like this is no cliche Shit like Excuse me like I woke up In the middle of the night And um You know my mans ass sent me to beat He was a you know gave me a little reference But I just felt like I'm like Yo I need to Write this song I got another one of my songs That kind of happened like that but it wasn't an hour past midnight This song came Hour past midnight and like It happened so you know I was Writing it you know like so easily So I just named it Hour past midnight because that was a moment Okay because I was thinking to myself like I was listening to the song And waiting for you to say Hour past midnight somewhere in the song And once you didn't I said okay What's the significance of an hour past midnight Versus 1am And I I wanted to hear it from you To know what the significance of it was But it sounds like it was a moment in time Yeah exactly it was definitely A moment in time and I just felt like that was You know I kind of woke up And it's been doing really well Yes ma'am I wish it was a little longer not gonna lie Because it really gives that R&B feel And the same for hold it down like You'll be teasing us The snippet it gives snippet It gives wine They're real real short But I think that's also the time to End right now like songs are generally A lot shorter than what we're used to them being I'm a R&B girl though I'm gonna make them longer I'm gonna make them longer for y'all I just you know I feel like I don't know I get in what I gotta say Get up out of there I know it's about like I know you can say some more like you know So I'm gonna say some more I mean and you give the people to look for Give the people something to look forward to So I guess it works in Abba Barton So now hold it down I know that you had your muse You had your inspiration behind that song How your creative process Through writing that song and coming up With the visual too cause it was fire So Writing the song Like I told everybody You know it was like I had a couple beats But I didn't really have the beat that I was like You know I wanna that's gonna be my single So My producer like hit me up And was like Yo bro I got the beat So I answered the phone I'm like The producer really be coming through with the beats Man like he like Shout out to your producer Shout out to D2 man he came through Like he say Yo like Bro I got the beat I'm like what you mean a beat You know what I'm saying I'm like what I got the beat bro like It's the single bro like I know it's the single I got the beat So I'm like bet Send it to me Like the reason why I like Music so much because once I love the music Once I like the music the production of it Then the words just flow You know what I'm saying so it's kind of like Everything I wanted to say I said it Don't hold you down just know my play away That's like my piece on you know what I'm saying Okay so now the visuals Of course we know Our girl Miss Carter Regine Was in the video now was real nice Y'all was really giving like Relationship back I loved it how did you come up with the visuals Just Really Diving into me and her Our relationship Different Scenes of me and her just doing Us and then just showing that Other side you know the luxury side For the music video but also just Capturing the moments that I feel like People don't see a lot Because you know we kind of just The limit what we show on the YouTube I kind of want the video just to be organic You know just show a lot of love Like we do so we were just Being ourselves in the video and I kind Of told the director like you know I don't want to make it super production doubt But just more of a feeling you know It definitely did give organic and original To like who I would want you to To be outside of like the YouTube thing Like that's if I was a fly on the wall That's what it gave okay So and we gonna hop into y'all but Let me ask you too because there are Two songs that you've been teasing The hell out of On the socials When are we getting the new Songs are my what's going on Man I don't know what's going on It's like I'm on my Yeah it's like I'm on my Wave right now and I feel like I want To get y'all that but it's like that My people was telling me no and I'm like Yeah then they like no Then they like go with this song Stop playing they all in the back Man I hope I hope that y'all heard my teeth When I sucked them because I knew That was a bunch of BS I knew it What's going on I caught you wish You well like you can only post So many snippets before we ready So which one do you feel like Shit come next I'm gonna say I caught you I feel like I like the two songs That you've put out already but I also Feel like wish you all kind of feeds into That same room I caught you Gives me a little bop it gives me Like a little up bop I really I like both But that's the one that I would say Okay I like that so I'ma tell you this I'ma give y'all maybe One more No don't Like you're dropping one more Are you giving us one more to choose from To choose from Do not do that See now you're playing around Cause then we're gonna be waiting more Okay yeah so no we're gonna We're gonna see about I caught you it is trending on tiktok The people is wanting it so People putting together that little snippets And edits and couple videos Okay so we'll see about it You know we'll see about it Still no answer but okay Okay so how do you feel About like remixes do you think That you would do like an hour That's midnight remix I'll call you remix but you well remix Whenever we get that Yeah I got somebody Oh that's Tee See I wasn't expecting you to say You already had somebody but now I want to know Like what artist would you want to be Get you on a remix Alright how about this Give me five you could throw the person That you thinking of in there It is Five artists that you would want to put on a remix I won't give you five you can give me five And I'll see if the name Are my please I'm just gonna do that I can't give it to you Alright so then but you didn't have You don't have to tell me if you've given it to me You know like just whose artist That you would like to work with I would like to work with Everyone Let me close my laptop cause No man I feel like I feel like man Me just as an artist And this just being my craft You know everyone I feel like I can get in there I feel like everybody is Everyone That was such a PC answer Okay so you want me to pinpoint it down Yes It's like That's what I'm saying I work with So who are you listening to right now Okay that's a different question Alright so I'm listening to Love Bianca I'm listening to Hailey I'm listening to You said you was tapped into You was tapped into the UK R&B You listen to Mahalia I heard I heard I heard of the first No I haven't heard of that Girl I hope if you watching this I'm pronouncing it Yes I'm heard of her name She definitely is though Definitely check her out Mahalia Their group Really really Fire okay put us on UK R&B I'm missing somebody that's also in my rotation But this is also not about me it's about you So who else are you listening to I listen to Of course I love Beyoncé work I love her production I listen to Her Of course You know I'm really tapped into Like That's tough to You are making this way Because I got a variety Like I listen to burner boy You know I like Tim's You know I listen to When I get into my bag I listen to Dirk I listen to Lil Baby I listen to a variety Okay nice nice Okay so How would you say Have you heard the conversations about R&B being dead like Diddy He made a comment about R&B being dead It's not like how it used to be in the 90s What do you think about that What are your thoughts on that idea Umm I don't it does People get offended when that be said or something I think some do People who recognize themselves as R&B artists and you know They believe to be putting out the R&B That we used to listen to They would feel offended if somebody were to say It's dead and not happening I feel like I feel like Byham Sand or The R&B is dead It's just that And I'm gonna give you my honest opinion about this As you should The reason why I'm gonna give my opinion about R&B is not dead It is still great R&B artists It is still great people that make great R&B music It is still great You know it's still great musicians out there That does R&B that still putting out quality work It's just about it being heard You see what I'm saying I feel like the reason why Hip-hop is thriving Is because the gatekeepers or some of the gatekeepers Like The Drake's or the R&B's is always Showing love to the up-and-coming artists And making a way I just feel like what R&B is just so Like They wanna be so much in competition Like it's no They just showing no signs of growth So I feel like that's With the R&B artists you're saying? Yeah of course I feel like if as a R&B artist You know The only how a genre can die You see what I'm saying No I feel like It's very much active But the reason why they're saying it's dead Is because it's not his main stream But if you look at most R&B artists There are underground But it's because the It's just no light shaded on it I feel like right now Hip-hop is in the places in Because the people of hip-hop Is making it that You know what I'm saying He's a R&B artist You know what I'm saying He's doing that He's a pioneer So do you feel like What's missing is that Those co-signs The exposure It's not really a co-sign It's just what music is So what do you think it'll take For that to change? It's just gonna have to be A R&B artist that You know I listen to Like I mentioned Hailey Or Lil' Bianca or these people I feel like Lil' Bianca Her song and both of them songs are going But I was on them before So I just feel like And then I reached out to Hailey To do something with her Because I love the sound It don't matter how many followers she got Or what plaques she got I don't feel like that You know matters We move towards that That's so interesting because I feel like Like I said I'm a R&B girl I'm a SZA, Gibby on French or her And I would consider them to be Mainstream R&B artists So I think it's interesting What you're saying but I'm also Looking forward to seeing how The narrative can shift Up and coming R&B artists Can also get their shine time too The same way that This what I would love Okay so say if we had Say if we had like I'm thinking Say if we had like Maybe It's different audience But it's all R&B Say if you know maybe Giving in another big You know artists went on tour Or like they It's the R&B artists Supporting that Supporting acts and coming out You see what I'm saying Them type of activities keep it alive You see what I'm saying Rather than I'm going on tour With a rapper You see what I'm saying How can we keep it alive If you know we're trying to Attack a hip hop audience We're not even bringing in that R&B Artists like yourself You see what I'm saying R&B artists that I know That I have gone on tour recently I know 2C, Ryewave, Mariah Scientists went on tour I'm not sure who opened up for them And I'm not sure if it was an R&B artist If there was somebody that opened up But I guess like people like those Who are going on tour and collaborating With each other Putting somebody else on to promote themselves And their music and get themselves out there Okay cool So now what made you Artists Nothing made me It was kind of just like life happened Different experience And me and my brother life kind of just Made that adjustment If you listen to my brother music He's speaking the message that was happening in his life And if you listen to my music You know I kind of got into my life So me just being 25 Him being 24 now We kind of just made that adjustment life Kind of came in and we just had Different things we wanted to talk about Okay so as somebody who Is a part of a collective What do those kind of conversations Sound like When you decide that you want to go I'm not going to say two separate ways But you decide that you both want to do your own thing Is it something that you see happening In real time or is it something that you Come together like alright we need to talk Well the good thing About that was You know it was kind of like My brother was Going through something and I just Feel like You know he had to get it out You know what I'm saying so You know even when we was creating music inside The studio I'm like yo say that You know what I'm saying and it had to go into the second verse Because he had to get it out That's what I mean Life kind of made that adjustment It wasn't like you know I want to do this Or you want to do that nah it was real life You know things going on And we're in the studio he's recording And he's like bro I had wrote this last night I woke up I wrote I'm like go lay it down You know what I'm saying alright bro I got this for the third that's alright bet That's a song you know what I'm saying That's your story bro You know what I'm saying I don't feel like Me coming in on the you know you've grown We've grown now so Me just coming in on the second verse Talking about something totally different You know I want music means something to us It needs moments that's what I said And I think what you just said is so important Because going back to what We were talking about before with the R&B His dead conversation when Diddy said it He said that like what artists were lacking Where that was that vulnerability That experience like that feeling That we would get from listening to that old music And I think what you just said with like He had stuff that he's going through In life that he want to put on the track That's real shit That's how you know that you're using music As an outlet and you're actually passionate About what it is that you're doing Alright so on your Instagram It looks like you got rid of everything And then like started over Is this a rebrand that we're getting Like what was the reason behind Clearing out your Instagram Yeah of course Like I told you I'm just My whole word is just aggressive Like I just had to clear it out You know I started new started clean You know My music is first And foremost it was never You know I'm saying the vlogs and none of that So just being more aggressive with my career And you know That's kind of where that came from Okay so that is like just My way of like taking control You know what I'm saying like So I know that you are Independent Is that how you choose to stay for a little while Are you shopping around Yeah we just left a couple meetings today Okay so something might be cooking Yeah They could talk the right The right things of course And what do the right things include Like what is it that you're like You don't got to say specifically You don't got to give us the source But like what kind of things going into these label meetings Do you look for When you're making a decision Just me just being who I am Just the right terms You know music is Maybe you know what I'm saying So the business has got to be Right I look at you know The duration of the contract Of course What's in it And then just me You know I want to say What I want to say but I'm trying to dress it up Is like just me being able to stay in control You know what I'm saying I am like I like being in control Control creatively Everything Because I just feel like I didn't Been through a lot with the whole situations And you know if I can get a situation That can come in and you know Just meet my standards And also vice versa Then I do that And I know that you were previously Signed to Warner I believe And then you had a management deal Before as well Are there any things that you take Those experiences that you're bringing into Like Signing with another label Are there things that you've learned Like what I was saying I don't want you to repeat yourself But I didn't know if that was always something That you have been looking to Or if that was something that you picked up Based on your experience It's what I picked up based on my experience That's valid So now One of the big songs that has been Doing your independent thing But of course we have to address sex story Because that was like taking over TikTok That was doing this thing Did it get taken down from TikTok? Yeah it did Why did it get taken down on mine? Man I don't know I don't know Honestly I don't know what TikTok was on I don't know I felt like when it reached Maybe 100,000 Videos they took it down You think it was like The content of the song You think they would just be like No because it was the head shake No man Maybe but You know you got all type of songs That was out around that time You know I'm saying a couple things But I feel like Of course the lyrics but As you can see Everyone loved the song I feel like it was just the feeling Of the dance Let's say one thing I was so shocked that you didn't put In the dance was this Because Armand loved it You gon' do this In a couple I feel like that gotta be one of your favorite moves You gon' do that in choreo Yo come on I'm sorry to blow up your spot Yeah cause What you not gon' say is jazz Do the same thing though You always want to do the jazz Do the same thing And I'm not saying it's anything I'm not saying it's anything wrong with it I was just surprised that it was it No I ain't put my move in there though But you know I would have probably About last year So what are your thoughts on Tiktok though overall Like you've received very well on Tiktok Of course you've been on our social media feeds For forever How do you feel about just like The way that you're received on there It's crazy because I didn't really Dive into Tiktok What you mean? I love Tiktok But I'm telling you like And that's why I love All the supporters Because in the support system Because I literally get on there And I'll be like yo I gotta put the song Okay I'll put the song And I used to work Vine stuff so crazy But I literally get on there like The song how you do Okay let me put that on it Like I don't really know how to work it like that Well what I will say is what you're not doing Your supporters are doing for you Because the song's gonna make it on there Regardless because whether you put it on or not So that's dope And you said that you don't use Tiktok like that When I think about you and Tiktok I think about one video Where you popped out It was giving Chip Skylark He was in the car Like this new Armine So do you plan on like Doing more like videos for people to get to know you on Tiktok Are you sticking to YouTube like What do you think? Just Like right now you know Of course I do this But I'm not you know I don't really I'm not really looking at You know doing like I Damn cause I'm about to Let me get me to fix it up Cause I was about to get to be for real You know but nah I'm not really You know Of course I love the content You know make it content but I'ma use I'ma just use my Tiktok I think I don't know if you look at my Tiktok it's a bunch of My challenges like You know what I'm saying Like it is a couple of the Yeah I like Tiktok let me stop playing with Tiktok like that I love Tiktok I'm just asking are we gonna be putting more out there More content yeah More Tiktok okay But what you mean by more Armani on Tiktok That's what I wanted Maybe like videos getting to know Cause I know that you do the YouTube stuff But everybody's also not on YouTube See that's what I'm saying I don't really know that World of Tiktok like they blog on there Some people do But you don't have to You could go on there use a sound You could go on there like a day in the life So just utilize Tiktok more excuse me I have a lot of people that like to see you So I felt that way one time I was like let me get on Tiktok a little bit more Yeah and I felt like a lot of people use Tiktok as like a story like the Instagram stories You just post stuff You a Tiktoker huh Cause Instagram story You post like the No it's a lot of posts That I personally am not Maybe one day but In my delusion I'm saying I think that That's what works that's what the people are saying That's what works you use it as Instagram story you don't think about it too much You just being you Not gonna lie sometimes the videos that You just being you are the ones to pop Tiktok is okay Cause you finna make a customer out of Time finna be right on there are you really giving You selling it She's selling it I mean our mind like come on you came from Vime Vime was literally the blueprint So for you not to be on Tiktok is really insane Like if I'm being candid But can I be honest with you Please just for like maybe two minutes Of course I really like I really I love like you know But I'm really not like a Social media type of guy I know that's crazy But I'm really not like I don't be on social media You see what I'm saying like If I go on Tiktok like when I do Tiktoks I pick up my phone And be like oh I like this let me do it Get off You know what I'm saying I go on Instagram I post my picture I get off You know what I'm saying I get on YouTube I post my video I get off That's what I mean like I don't really be On it like that Cause I can even see like you and Reginay doing like You know they have like the put a finger down Or like who's the most likely to And then you like pointing like I can see y'all doing stuff like that Alright in Tiktok Cause I feel like I'm telling the hell out of your platform right now Anyway Speaking of you and Reginay Let's really get into it What I want to start this part Of by saying is I think that You two have taught me something About a bias that I have towards Relationships in my generation I will say That I was very skeptical about y'all If I'm being honest cause I felt like You know you guys were Posting a lot of videos together Posting a lot of pictures and I was like Damn like this is moving very fast But then I thought about it to myself Like we've normalized the sneaky links The buying gifts, the expecting gifts Going on trips Basically spending a night at each other's houses After so it's like We ain't even do that And so for me to be skeptical About someone showing their love publicly Just because it's publicly When we be doing Stuff in private and stuff like that It's like why is there like a stigma Behind genuine love In today's society So I will say that you guys have made me realize That I have a bias Maybe based on the lack of experience Maybe that's where it comes from So I do want to say that I love you guys Love the way that you Genuinely show love for her Baby girl, baby girl, baby girl So walk me through the timeline Because Was the blind date really the first time that I met? Yeah, that was the first time we Like I met her at a BMF premiere Maybe a year and a half prior But the blind date was the first time We actually met And was face to face like that Really? Cause it was given Like the connection was given The eye contact was given It was real like Well let me tell you Like it was the first time But you know we were like Friends and we were cool Like you know Like maybe Like that's when we kind of like You know like Yeah like So let me say this So it was the blind date but people don't even know like The blind date is really like Actually Looked at her face to face That was my first time coming over there You know what I'm saying I wasn't at her house prior I didn't even see her Cause I didn't even know it was at her house Yeah like well that's a certain part You know what I'm saying Like that's not her house You know I want to You know that's where she does You know her content Exactly that's her content house So Like that was my first time Actually seeing her Prior to The BMS Movie premiere that I went to with my management Okay so was Jazz throwing the Jazz was helping you shoot your shot Like what you mean Was there already some interest there Cause you said that y'all were friends So was it like You talking to Jazz like Oh yeah I think she's cute She fire Um definitely Yeah okay Shout out to Jazz for that She released she did her thing with that Yeah I was uh You know I didn't Like before I was We were just real cool like You know like I said after that You know She Like how you were saying like Just a lot of things we did was different You know what I'm saying like The whole Like I told you We weren't even sleeping at each other house Like that wasn't even a thing In our mind You know what I'm saying to start out with so Um Yeah okay That's crazy cause I'm thinking back I'm like yeah like What was this what, June That was what the blind date Yeah it was like At least when the video was posted Yeah July Six months ago it was like July So when you did that too You had said that you were like Two months out of a relationship Or something like that at the time I was March, April, May, June, June I was yeah three Three months like three and a half months yeah But let me let me let me Pause you hold on I was three months out of a relationship But I was I Revisited the relationship I was in Prior out of for a year See what I'm saying Okay I see so yeah I was off trying to make it work again Exactly yes okay Got you so it wasn't like long term That you hopped right out of a relationship For a month and then January, February I tried to work it out And then March we cut it loose You see what I'm saying Okay I think so You were out for a month then got back to it I thought you said a year at first No no I said I was with her back with her You see what I'm saying So I was single for a year You were so okay that Okay okay okay The beginning of 2022 January, February I tried to make it work Exactly it didn't I broke up in March No it didn't No it wasn't it was done April, May, June Okay Alright I think it's just It's the heat that's getting to me That's why it's not the math not math in But I'm sure the viewers get it Yeah it's not math in No no no you got it right No your math is math in I'm saying me it's me it's me not you Yeah let me make it right for you I wanna know what's not math in You said a year y'all were off Right then beginning The whole 2020 Then the beginning of 2022 y'all got back together January February Then y'all took a month off No we broke up That's where she getting it confused Yeah it was done in March Hold on you wanna know something Arman Cause at one point I think you said a month Instead of a year and I think that's what caught me up Oh okay now I think you would say I heard you say a month and I'm like nah We wasn't broken up I think that's where you kind of confused I think she confused all of us then Damn I'm sorry y'all Not a month I was single for a year We got lost in translation Four year and then I got back Tried to make it right with my baby mother For January, February And we broke up in March And then you had to break and then met Regine Yes Alright thank you for setting the record No problem Alright so what was the About Regine that made you Felt really fast What was it about this relationship That made a difference from anything that you Experienced before Like I said it wasn't really Falling fast because we were friends You see what I'm saying like Before we even jumped into a relationship Like the blind date wasn't me saying hey be my Girlfriend like we were actually friends Like you know what I'm saying After it wasn't like I said It wasn't oh come spend the night or let's do this Let's it wasn't that we took our time We were slow mo You know um so I'm on When I say falling fast I don't mean Like rushing into a relationship But I think it was very clear from very Early on Very very clear that there was Something there I feel like Everybody could tell that like Whatever was between Yeah that I It was real strong It was real strong and that's Really what I'm asking about like What was it about whether it was the connection Whether it was about her in general That like made that promise Okay yeah I see okay so basically Just the way she talked The way she handled herself You know different questions That I asked her in different conversations that we have I just felt like she was I was kind of like you Like in a sense like I'm like I was kind of like you know No female really where I'm at So I kind of like want to take a step back And just focus on my career but Talking to her that was like a breath of fresh air And then to actually be Almost six seven months in Of you know what I'm saying A relationship with her I just feel like Like that's her You know what I'm saying I'm like yo jackpot You know what I'm saying because she really You know it's What she told me she was You know what I'm saying she real she authentic You know what I'm saying she support me She's a woman She's a business woman she's an actress She's you know what I'm saying she's everything That she put out there yeah I love love and I love the way that you talk about her That's my baby girl That is your baby girl like you Like even in the video where Jazz tried to prank you and say like She didn't think that Regine was the one for you You Like Just respected her when she wasn't even in the car You vouched for her like She really was making sure that jazz Put the respect on her name Yeah and to go back To you asking me Was the pranks real Oh yeah that was a conversation we had off camera Yeah that was a conversation we had off camera But definitely that was one That you know what I'm saying Because jazz got Different gadgets and shit That she use on youtube Like I told you I got my one camera Like and I be just Log but jazz got I don't know what she had in there I think it was a go pro But I wasn't paying no attention You know what I'm saying like By the time she told me and look I'm like Yo like that's wild but You know just when she did play that You know it kind of caught me off guard But it's like Like I told her and I I can read say what I said it's like I know what I want and she check Every checklist that I want I love that for y'all So you gave her a promise ring What is the significance Of a promise ring to you The promise ring The significance of it was just You know me being a man I feel like Just Me learning my woman and me Just you know listening to her I just feel like You know women just need that reassurance You know And like I said I just wanted to let her Know that that's just like my loyalty You know like you know I only see her I only want her And you know Just my gesture that's just what I do Like you know what I'm saying that's just who I am I think the promise rings are making a comeback Because I don't know if you know There's an artist out here Nas EBK he gave His now ex Jada A promise ring and that was like A really big thing and that was the first time That I had seen someone Respectfully in our age group give somebody A promise ring because they haven't really been normalized At this point so now Seeing you do it as well is like okay A promise ring is making a comeback Love the man committing to their women So shout out to you for that also So what are your thoughts on like People who Make speculations about you And the way that you Handle your relationship For example For example like in academics You know I know Talked and talked and talked about this situation But Coming out of that You know I think that there are a lot of feelings that People may feel because Like I said before this kind of love isn't really normalized In our generation at least not publicly So what are your thoughts on People who make comments about you And the way that you handle your Relationship so lovingly And like you're very vulnerable and open You know what What I don't really chip about Is because honestly man Like You know the people that be talking You know it's the comments But honestly man The people that they look up to Them the same guys that be like Yo that's fire Or A bro like A What flower should I send my girl bro Or Ayo gang like how could I You see what I'm saying so When I look at it it's like Y'all trying to be Never even get mad about that and then You know I'm I'm just me you know what I'm saying I feel like that's what make me me You know I ain't really got too much it's like You know the females I don't give a fuck about niggas You know what I'm saying like I'm a ladies man like I make music for the ladies So I'm not worried about it a bunch Okay and now I want you to receive this question In the way that I'm asking it To what you're saying about being a ladies man You're making music for the ladies and all that How does it make you feel As somebody who's also in a relationship To see somebody like academics Who's like imitating you with like A flamboyant voice and like Trying to like Lead to speculation of things About your sexuality What do you think about that He don't know me you know And Like behind that I just feel like You know when he see me You know then he'll get a chance to know me You know it Ain't nothing flamboyant Or ain't nothing to hell know I mean I don't know what Man I do this goofy Like I don't know what the fuck he even I don't know like I ain't even I don't care about That's crazy yeah that's Academic society do you What do you think about the way that Expects for men to conduct themselves Right and I don't know Man I feel like yeah like It was like he it was like Like you saying it was like The way like It is I talk to my girl he'll Like I hear that like what bro So you think because I talked to my girl You know what I'm saying Respectfully like I'm I should be taken as you know lightly You know what I'm saying but like I said Just to make this clear once again Like I'ma tell the Young cats of the day the young dudes like Ain't nothing weak about loving Your woman nothing weak about it You know I'm saying you stand on your business you stand On your principle but at the end of the day a real Man is gonna love his woman that's just Period you're not gonna it ain't You know so they're normalizing this Shit but that's not it's not normal You feel I'm saying like you keep it P you be respectful you respect your woman Period you respect the bad period If that's not what you want you get out Of the situation but trying to Share the light that someone is You know I'm saying gay or someone Is flamboyant because I'm Not you know I'm saying That sound like he got Like he just a little nigger to me like I don't even Like that's just a little shit Like I don't even want to talk about that You know what I'm saying because that's Old I don't want to share it no more light on that Seven months old I don't got time And thank you for clearing it up and guess it is seven months old But this is my first time seeing you First I got to ask you about it Not towards you I get it that's something that You know that I feel like people is going to talk about That's something I'm going to have to say but You know I just don't feel like You know I said like once again The young cats of the day Or even the older cats that's even That ain't that ain't what it is You know be respectful to your woman Respect your woman and stand on business Period I wish you were holding your mic So you could drop it because I was Yeah I would have dropped it But you're saying you know because that's real shit So how have your Supporters been receiving Your relationship Like how would you say That they've been reacting to you and Virginia Being together? Man they've been reacting they love her They love what we got they love You know how we did it They just love You know what I didn't grew to I feel like They watch me go do Different things in the past I don't know if you know but just a couple things On the internet and Just to see this Happening For me and me actually You know I'm really in love with this girl You know what I'm saying like I really like I can say that you know so I feel like they love it And you know what I think that that Is big because The supporters don't be playing around Like you brought up jazz a couple of times And I'm going to bring up jazz now Because They will not let go of Tay They will not let go of Tay All in the comments Like it don't matter how many videos jazz posts For crystal they still asking for And I love jazz and Tay down But I respect her relationship with crystal as well And I feel like a lot of people As they watch you grow with somebody And they get to know you as a couple with somebody I guess they want to hold on to that But I think that it says a lot That you're able to start with somebody new Being so receptive to seeing you together I think that says a lot Because I don't see no mention of your ex In the comments But speaking of How did you approach The relationship Being fresh out The relationship with Regine Being fresh out of one with the mother Of your child Are there certain protocols Certain things that you have to do to Make sure everything's good How did you address that I just took my time Just didn't want to make the same mistakes Over again Didn't want to move too fast Didn't want to just do too much So I really took my time Got to know her, got to know the dudes That don't what she like What she don't like What make her mad, what don't So I'll give you an example personally One of my non-negotiables for a long time Has been I don't want to date a man with kids It's kind of changed now That I'm getting older But more than just because of the kids It's been because of the uncertainty With the relationship between him and his mother Of his child So going into a relationship I know that that was something that Regine Asked you from the blind date What is the situation between you and the mother So that's really what I was asking Are there certain things That you had to make sure Were clear Or were there like Are there certain protocols towards Being in a new relationship After being a fresh out of one I just want to make sure I'm not I get what you're saying You're saying basically like How do you While trying to Manage a new relationship as well Just respect Honestly I really don't have to Make that call Unless I'm talking to my daughter Just made that clear She don't have that problem But that is a talk that we had Like I said it's my daughter over there So of course My girlfriend with me all the time She see my kid How we do that You know just going to go get her I make it to where I get my daughter Then she come back Okay cool Alright that's nice Cause I won't get too much into it I'm saying that's good That y'all have that setup And it seems to be going smoothly From what you're saying So how has father been treating you overall You seem to be a very great dad You're present How does it feel to have your daughter How does it feel to be a dad I feel great to be a dad I always had like a feeling You know that I was going to have a little girl So this is always something that I You know I feel like that was the type of love I had hidden to pour into my My daughter so I just man my daughter is everything Like you know she's coming here next week So she's going to be with me Yeah it's my baby Love that for you How did you grow up What was the structure in your household Growing up No So there was something that You spoke about And if you're open to talking about it You tweeted something about You didn't know that men could go through Postpartum depression as well How sweet is that You tweeted that yeah You did What do you mean where I'll pull it up for you That's on our monetary page right That was my brother Yeah cause I didn't say that I stayed corrected cause it was also on the T-page too Yeah that was my brother Was that something that You had experienced at all Going into fatherhood No I feel like what I deal with More so just being in my head You know about being a father And like you know I just I'm really really really really Really hard on myself Like really you know what I'm saying So like I'd be so scared to take my daughter To a water park You know what I'm saying only because it's like Like this all I got You know what I'm saying it's my baby right here So you know her and you know Of course but I mean like that So So let's talk about the YouTube For a little second Somebody who's been Very relevant in the YouTube Game and world for a long time What would you say makes a good YouTuber Just be fun Just always be Like charismatic Just show yourself if you know that You got a personality that People will love and people can gravitate to I feel like you should display that You know what I'm saying Stay consistent Also learn You can look at someone else channeling You can get inspired get different Ideas always learn Okay and how do you know when You should take YouTube How do you know when it's time to take YouTube Seriously versus doing it for fun Like what is it Well being that YouTube Is like you have to work your way Into getting somewhere It's kind of bad to think that way Because it's never really a right moment or not Like say if someone like me Who didn't have a YouTube channel Say okay I want to do YouTube again You should do it But someone that's starting out I just feel like man go There's no limit Just go Put the pressure on Because you're going to have to keep on building For you to get to where you want to be You're not going to drop one video and get a million views A million followers It's just impossible And now when it comes down to the pranks What are your thoughts on the pranks Have you tapped into the New York prankers At all Oh I be seeing One in the car yeah You think they're funny Because there have been conversations About how far is too far When it comes to these pranks When it comes to playing ops music And calling them out of their name And roughing them up and all that kind of stuff And as somebody who has been in this game For a very long time I have done the unthinkable When it comes to pranks through the years I really want to know what your thoughts are on that How far is too far when it comes to a prank The older me says Definitely Have a limit to it But the younger me say Everything's on the table Yeah man prank each other I mean the way I don't know how to do it with the whole ops thing We wasn't doing all that It wasn't even It wasn't that Yeah it's different We were more so like Okay we finna pop out the trunk Act like you didn't kidnap me That's what the police was coming to I remember our pranks was just different It was a different atmosphere You know it was like Okay Jazz we often hop in the trunk with blood on me I'ma pop out at the light Like help me I didn't pop out it was the police behind Oh my god so they didn't came to the house And just different stuff like that So to see but honestly For that man prank him If it's cool, if it's alright You know if y'all got that type of friendship And you know you can catch them off guard With certain things Then do that I know you gotta go But I really just want to give you a flower You're doing amazing things Really happy that you're here Just let us know real briefly Some tracks that you've been teasing But like anything else that you get into acting Like are you not going to take on any more I want to thank you first and foremost I know we've been here a little long But that just shows the research you did And I appreciate that You know what I'm saying that shows that you got This did like you I thank you Because I hate the ones that be on some other stuff But oh yeah for sure We can have them I really do appreciate the interviews Where they actually know the person that's sitting Across from them and not just like Okay so other than that This was very very fun to me And I thank you but um The next thing I'm going to be doing is the music You know I will be releasing one One of them tracks We got our past midnight music video So that's going to be coming out Got a couple things we're doing So yeah Okay well we're definitely looking forward to it Thank you again for coming Shout out to your socials so that the people know where to find you At arman.worn Everywhere arman.worn On game


In this module, we shall look at risk management in the context of Sukuk structures or Sukuk as a mode of finance as well. Sukuk is a hybrid kind of structure as we should know by this time because we have spent considerable time on Sukuk structures. We know that there is a Musharka-based Sukuk, there is a Mudarbha-based Sukuk, there is Ijarra-based Sukuk, there is Murabha-based Sukuk, there are some Sukuk based on Salam and so on. The different Sukuk structures have different risks and risk points generating that risk. Overall, risk is calculated by ratings agency. Whenever someone, an obligor for example, would like to raise more money with the help of Sukuk, the issuer, the SPV would issue the Sukuk, if this is a large transaction then the market players i.e. investors would like to look into the risk profile of this security. This is normally done with the help of credit rating agency or ratings agency. So, these ratings agencies they would look at the whole structure and all the things related with this and they would come up with a rating, risk rating which could be AAA which could be BBB which could be BB minus and so on. Risk of default for example, comes from the obligor, overall Sukuk risk profile. Then there could be the risk associated with obligor, obligor is the party which is raising the funds and the obligor actually may default. So, the rating of the obligor becomes a need as well. To manage this risk, risk rating of the obligor is considered and in case of excessive risk a third party guarantee may be required. So, I have identified this risk and the possibility of managing it by way of a guarantee, third party guarantee. Let us look at Sukuk Isthisna. I am not going to share this Sukuk Isthisna monstrous kind of diagram, I hope that monster is in your head by now and keep that in mind and let us see what could be the possible risks in case of Sukuk Isthisna. Delay in project of course is a risk and we saw this thing in the context of Isthisna as a mode of finance. If that is the case then the track record of the contractor-developer must be considered. If the contractor-developer has a bad reputation this should be changed or the developer may be asked to present a plan B alright if there is a problem what other solution do you have for us to receive the project from you on time. Market risk may also be there and the obligor may not be able to sell the project to the retail buyer and this is part of the Sukuk structure by the way. In that case the rating agencies or anyone else who is looking into the structure from the viewpoint of investment they would say that okay you will have to make sure that there are some advance bookings on this project so that you are able to sell this on time or in certain cases if it is possible financing facilities by a consortium of banks may be packing. So wherever there is a risk there is a solution in the context of Sukuk by the way these solutions are relevant in other contexts with reference to other Islamic modes of finance. Asset commodity price we identified it previously now it may be recommended to the contractor to purchase the raw material forward if there is an asset commodity price risk raw raw materials. In that case you should ask the contractor to purchase the raw material forward it could be by way of Salem now when you are bringing Salem into the structure Salem has its own risk profile so you will have to manage that one as well so we have seen by now that Islamic modes of finance they have their risks they have their risk profiles and there are multiple ways of mitigating those risks. We have spent quite a considerable time and quite a number of modules on risk management in Islamic banking and finance in general and risk management in Islamic contract and risk management with reference to Islamic modes of financing and I hope that all these modules have contributed to your understanding of Islamic modes of financing and risk management.


Absolutely, smash that mic, how are you feeling? It's been nervous to admit you've got it. So over a bit, yeah, stomach's a bit all over the place, but yeah, head's feeling a lot better than I thought it'd be. I was always confident of getting the record, because the record was only 32 in my practice. I was getting over 100 most times. But basically, I wanted to make sure I got my best record for this one, so then you'd always have the what if, just a huge thanks to the Wanderers for helping me achieve this. I spent basically six years in the making for me going for this record, so without them, I wouldn't have been able to do it, so really appreciate it.