Hello and welcome to the session. In this session we discussed the following question which says, if the probability density function of a random variable X is defined as probability of 0 is equal to 2C, probability of 1 is equal to 3C and probability of 2 is equal to 5C, find the value of C, also find probability of the random variable X greater than equal to 1. Consider a random variable X takes the values X1, X2 and so on up to Xn, they have the probabilities PX1, PX2 and so on up to PXn. Then, submission PXi, where i takes the values from 1 to n is equal to 1 and probability of Xi is greater than 0. Then this function P is called the probability density function of the random variable X. This is the key idea that we use in this question. Let's now proceed with the solution. In the question we have the random variable X and the probability distribution of this random variable X is defined as probability of 0 is 2C, probability of 1 is 3C, probability of 2 is 5C and we are supposed to find the value of C. So, here we have probability of 0 is equal to 2C, probability of 1 is equal to 3C and probability of 2 is equal to 5C and we have to find the value of C. Now, submission PX where X goes from 0 to 2 is equal to 1 that is we have probability of 0 plus probability of 1 plus probability of 2 is equal to 1. Now, putting the values we have 2C plus 3C plus 5C is equal to 1 and somewhere we have 10C is equal to 1 which gives us the value of C as 1 upon 10. Next we have to find the probability of X greater than equal to 1. Now, probability of the random variable X greater than equal to 1 is equal to probability of the random variable X equal to 1 plus the probability of the random variable X equal to 2. So, from here we have probability of the random variable X greater than equal to 1 is equal to probability of X equal to 1 is 3C plus probability of X equal to 2 is 5C and this is equal to 8C. Now, putting the value of C as 1 upon 10 we have 8 into 1 upon 10 is equal to 8 upon 10 or you can say 2 4 times is 8 and 2 5 times is 10. So, probability of the random variable X greater than equal to 1 is equal to 4 upon 5. This is our answer. This completes the session. Hope you understood the solution of this question.


Well done! I'm feeling very proud at the moment. My name is Paul Kohler. I'm the head of the School of Law from where so many of your loved ones are graduating today. As perhaps it's fitting, if untypical for a lawyer, I will begin with a confession. The means by which I sneak onto the list of speakers each year is ostensibly to announce the names of the prize winners from within the School of Law. That, however, is not my plan today. Particularly with this year's excellent results, there are just too many to mention, whilst frankly, even if I tried, I doubtless mispronounce many of their names and cause much insults to our guests. You mean we send all that money and he doesn't even know who you are? More importantly though, it would completely miss the point of today's ceremony. As you're all prize winners, having worked so hard to achieve your degrees, so really a heartfelt well done. If I might address the lawyers for one moment, although the generality of what I'm about to say is equally pertinent to the non-lawyers in the room, you've joined a good law school, you are leaving a better one, but I want you to have studied at a great School of Law, and that, to a large measure, is down to each of you. For you're going out into the world as so's graduates, it's up to you to make that count. Remember my constant mentoring class. You have one life, so use it well. Whether your next destination is corporate law, human rights, an NGO, industry, government, or the UN, I want you to use what you've learnt here to make a difference there. In short, you are now so as alumni, and that comes with real responsibility as everything you say and do, both good and dare I say it, ill, will reflect on us. I do not doubt you will achieve great things, but I make a plea that you keep us informed of your progress. Firstly, because it's important for our community of scholars that we maintain a dialogue now, your current degree, but not your association with SOAS, has come to an end. But also, somewhat more prosaicly perhaps, because such information has a practical significance you might not have considered. It's not just about pressurizing you to fund a scholarship once you're a Clifford Chance partner. For example, whilst comfortably within the Guardian Top 20, we dropped a few places last year, simply because our data regarding last year's graduate destinations was incomplete. Now, I do not doubt that some of you will indeed be sunning yourselves on a beach in Goa, or some other exotic climb in six months' time. But many others will have embarked on graduate employment, the LPC, the BPDC, and other postgraduate programmes. The point is that whatever you're doing, we'd like to know, even if you're simply parting in Bali. So please ensure you read the information you're given today and sign up for the alumni programme to become an active member of the worldwide SOAS community. Finally, can I just say how much we've enjoyed your time with us? Your vibrancy, the Revised Student Law Society, the newly instituted student edited SOAS Law Journal, to perhaps unfairly cite just two examples, is infectious. The reason why I've so enjoyed my time set of department. As you know, our school of law, like SOAS, is always challenging, sometimes maddening, and utterly unique. Historically, we were the first school of global law. My aspiration is for us to become the first school of global law. That ultimately is down to every one of you. So can I finish by wishing you a heartfelt and fond farewell as you go out into the world carrying our love, pride, hopes, and inspiration with you? Congratulations.


We'll be with you, seven, five, day, one, two, three. What's good? Welcome back to Sunburn 2, day number two, battle number two. We are here, we're about to get into one of our many grind clashes of 2015, there'll be many more.   Please make sure you log on to Viewpoint and leave a comment and leave a comment in the YouTube comment section as well. That was so many comments in five seconds. I love it. All right, MC on my right hand side, make some noise for Peace Soldier, let's go! Yes, MC on my left hand side, make some noise for Brucie, let's go! All right, I don't even know what beats they chose. They chose between themselves. They got two 16s each on the beats and then one verse each on the final beat. Brucie's gonna start it off. I'm gonna pass the mic to my left, Sunburn 2. Let's do this. Listen, Oi Soldier, you're not a roll kid.  Act like your dance holds sticks, but you look like a girl with a weave and no tits.  No, honestly, how you got this clash is a mockery. And you know what bothers me? You look like Snoop Dogg mixed with a dodicy. Now a days, I don't smoke the reefer. Still MC's get boned like Sativa. Jesus. Oi Soldier, you're not a roll kid.  Act like your dance holds sticks, but you look like a girl with a weave and no tits.  No, honestly, how you got this clash is a mockery. And you know what bothers me? You look like Snoop Dogg mixed with a dodicy. Now a days, I don't smoke the reefer. Still MC's get boned like Sativa. Be told you're your redeemer.  I stole my L blood. This is like the boot to go versus FIFA.  She's got headlocked like St. Man Potter and a sleeper. Is he really on it? I don't think that my man's mental. Heard he's up in the office. Yeah, shopping in dialects pencil. You're not on it in a booth. My man just makes poppy for the crew. It's ironic that you're on T because you're about to get a Bolly-Bolly boot. There's no testing me that I got 14. I was selling West in the park. Man couldn't see me till after dark and the crew gets rude and he's going to get sparked.   Say what I want when I actually die.   You got trep by shadow in your own city. Trep by shadow in your own city. You know how many times man have been knocked and I've not been trep once in your city.  All right, all right. There's no testing me that I got 14. I was selling West in the park. Man couldn't see me till after dark and the crew gets rude and he's going to get sparked.   Say what I want when I actually die.   You got trep by shadow in your own city. Trep by shadow in your own city.  Pussy all you that the hood man pity. I've been called since back in the days. I was rolling around in a week with Whitty.  Could have done life if it wasn't for Vicky. Cause I let the ratchet scream down the road and I don't mean nothing like Bianca or Ricky. Pick three round ground, pick your tricky. So bum bucklack. I didn't even hear what you said, bro. I said I let the ratchet scream down the road and I don't mean nothing like Bianca or Ricky. You get me, bro. That's what I said, bro. You're living in a dream. Being on roast selling drugs is a good look when you're about 17. Peace soldier, you're about 28 rolling with 28 bags of the green.  Broke down garms, looks like a fiend. T4 staying with Henny and Whedon. Man wants to act like he's on street. I said have you got a shank and you were like no. Have you got cash and you were like no. Have you got a strap and you were like no.  Are you going to fix something you were like no. Are you going to get a cup of you were like no. What? Let's go.  Being on roast selling drugs is a good look when you're about 17. Peace soldier, you're about 28 rolling with 28 bags of the green.  Broke down garms, looks like a fiend. T4 staying with Henny and Whedon. Man wants to go on like he's on street. I said have you got a strap and you were like no. Have you got cash and you were like. Have you got a shank and you were like.  Are you going to fix something you were like. Are you going to get a job and you were like no.  No, I meant no. I meant no. I meant no. No, I meant no. I meant no. I meant no. Listen, you're living in a dream. Being on roast selling drugs is a good look when you're about 17. Peace soldier, you're about 28 rolling with 28 bags of the green.  Broke down garms, looks like a fiend. T4 staying with Henny and Whedon. Man wants to go on like he's on street. I said have you got a shank and you were like no. Have you got cash and you were like no. Are you going to make it? He was like no.  Are you going to fix something you were like no. Are you going to get a job and you were like no.  No, I meant no. I swear that I meant no. I meant no.   Peace soldier ain't got trust in this gal.  Any man that's given.    Hold up. Two Crisky out with me roll up. Money don't jingle it, hold up. Butterfly knife leave Brucey. Hold up, hold up. Hold up. Two Crisky out with me roll up. Butterfly knife missing, Butterfly knife missing, Butterfly knife leave Brucey. Hold up. So, Champon Brucey, Big Peepa pop then playing Pomp Brucey. Rise up the shatty TK-Pomp Brucey. Lickly broke out B camp, from B camp, from B camp, from B camp, from C camp, from Brucey. Big Peepa pop then playing Pomp Brucey. Rise up the shatty TK-Pomp Brucey. Lickly broke out B camp, from B camp, from B camp. You don't act that raw nigga. I'll bring it here from dawn. Nigga, I'll bang on top and the mic so hard that it looks like I'm pouring out mail. Had no stock packing or shells like.


Thank you very much the clerk, please call the roll there are nine present all the person Trester is excused Today we have a guest with us Sam Lindow. He's a Boy Scout from troop 801 at Grace Episcopal Church And Sam would you please come forward and lead us in the Pledge of Allegiance? Please stand? Liberty and justice for all Sam's working on one of his merit badges tonight, and thank you much for attending Next we'll move on to the approval of the minutes from our last common counsel meeting all the person wolf Thank for that motion in support. Is there any discussion on those minutes? Seeing none all those in favor, please signify by saying aye opposed motion passes Next item as a confirmation of mayor's appointments city attorney We have one the mayor hereby submits the following appointment for your consideration Terry Jacob to be considered for appointment to the Sheboygan squared board of directors to fill the unexpired term of Scott Grinke whose term expires December 31 2019 all the person wolf. Thank you mayor. I make a motion to confirm appointment Thank you for that motion in support all those in favor, please signify by saying aye opposed motion passes Next item is public forum. Do we have anyone here to speak? There is no one this evening Thank you. Next we'll move on to mayor's announcements At this time, I'd like to ask dr. Joseph Sheehan to please step to the front Today we have a proclamation to present dr. Sheehan Proclamation whereas Joseph Sheehan has served as co-superintendant or superintendent of the Sheboygan area school district for 17 years part of an education career That began more than 35 years ago. He will retire this June He joined the Sheboygan area school district as an associate principal of urban middle school in 1989 he served in a variety of roles since then including principal of Madison elementary school and director of personnel services Whereas Joe holds a number of degrees including a bachelor's of science and social studies secondary education and psychology a master's degree in educational administration from the University of Houston and a PhD in educational leadership for Marquette University Joe has continued his education through his graduate courses at the University of St. Thomas and Marquette University And whereas Joe has been the face of the Sheboygan area school district He has been a tireless advocate for public education, especially in Sheboygan Joe is dedicated to what's best for the students and the district and that's what drives him as a person and his decision making process During his tenure as superintendent Sheboygan has been a state leader in putting more dollars into classroom benefits to students and less Dollars into administration He's a positive upbeat person who is also very accessible to the community Whereas he is also affiliated with the Qantas noon club the Lakeshore Technical College District Board of Directors St. Nicholas Hospital Advisory Council the New North Task Force State Superintendent Charter School Advisory Committee the Bay Area Workforce Development Committee and State Academic and Career Planning Advisory Council and the University of Wisconsin Oshkosh Education Advisory Panel now therefore I Mike van der Steen by virtue of the 30 vested in me as mayor of the city of Sheboygan to hereby proclaim June 8th of 2018 Dr. Joseph Sheehan day and in the city of Sheboygan I extend to him our deepest appreciation for all of his dedicated work and wish him the best in his retirement And this is supposed to be the day of his retirement party Joe Thank you Mayor said don't be late. I guess I understand now. Wow I just want to thank you. Yeah, I was supposed to be coming to Sheboygan for a year or two and go back to Michigan where I was from Sheboygan grows on you very quickly and been here 29 years now and very proud I think do I become a Sheboyganite now after this? I got stuck having so many brats, but I know a lot of you in the room And I'll be quite candid has to it's easy to lead people that are committed and that is the bottom line Sheboygan It was different screen a want and a need if you demonstrated you needed something Sheboygan would support you We were very careful not to ask for those wants and it's just a daily piece of our staff and our families working together Sheboygan's a good shape and I just was a part of a much much bigger picture of really committed people Oh, that's right to do so Thank you very much for this and again. I think I'm a Sheboyganite now You know that's kind of been a joke on the school board that Joe doesn't feel like he's a Sheboyganite because he hasn't been here for 30 years or more It's only been like about 29 So in order to kind of solve that problem tonight, I'm also presenting Joe a key to the city You're now an official Sheboyganite and I hope you stay for many many years to come All right. Thank you Next I'd like to ask Mark summer to come forward On June 1st of 2018 Mark summer retired after 34 and a quarter years as an electrical specter We were city department of city development in the building inspection division The electrical contractors no mark is being a very thorough and well rehearsed in all of his knowledge of the electrical code Some believe that he has it completely memorized But mark's dedication to making sure that the city was safe when it came to electrical needs was superb From getting emergency calls from a lion energy about residents trying to change an electrical service themselves to holding Contractors accountable for their actions mark always worked hard to make sure that the electrical projects that were properly completed Mark is known to comment that he was doing electrical inspections before Sheboygan had electricity But congratulations to mark on his 34 years of dedicated service to the residents and the businesses of Sheboygan and mark I'm proud to present you the certificate of appreciation City of Sheboygan is honored to present mark summer the certificate of appreciation and recognition of your 34 years of dedicated service from January 16th of 1984 through June 1st of 2018 mark congratulations and have a great retirement Yeah, it's been interesting a lot of ups and downs But I'd really like to thank the mayor and the common council and a special thanks to our department head the development director Chad Pellecek to allow us to do our job Unimpeded to provide safety to persons and property in the city of Sheboygan And it was a pleasure during those 34 years and a great learning experience for myself. Thank you Next move on to the consent agenda that will include items 2.2 through 2.18 all the person will Thank you mayor. I make a motion to accept and file all all our oaths Accept and adopt all our C's and pass all resolutions and ordinances Is there a second? Thank you very much. The motion is before us. Is there any discussion on any of the items in the consent agenda? Seeing none will the clerk, please call the roll Motion passes next is Our own number 36 of 1819 by the director of planning and development submitting a request accepting $30,000 in sponsorship contribution towards the 2018 2019 and 2020 City's Freedom Fest celebration from Wisconsin Bank and trust all the person wolf. Thank you mayor I first would like to say thanks to Wisconsin Bank and Trust for the generous donation and ask for a motion to accept and file Is there a second? Thank you for that motion to support any discussion Seeing none will the clerk notice that we do a voice vote. All those in favor, please signify by saying aye Opposed motion passes The other items under reports of officers items 3.2 through 3.16 will be referred to various committees Under resolutions item 4.1 will lie over items 4.2 through 4.6 will be referred to various committees Under general ordinances Item 5.1 will be referred to the city planning Commission Then we'll go into other matters received after the agenda was published turn it over to city attorney Charles Adams 6.1 is an arrow by the city clerk submitting various license applications for the period ending December 31st 2018 June 30th 2019 and June 30th 2020 That'll be referred to the licensing hearings and public safety committee 6.2 is an arrow by the city clerk submitting various license applications for the period ending June 30th 2018 June 30th 2019 And June 30th 2020 that again be referred to licensing hearings and public safety committee 6.3 is a resolution by all the person renflation borne authorizing a transfer of appropriations in the 2018 budget That'll be referred to the finance and personnel committee Next is a contemplated closed session all the person wolf. Thank you mayor I make a motion to convene in closed session under section 19.85 sub 1 sub e of the state stats for the purpose of deliberating Possible tentative agreement with the Sheboygan fire department Thank you for that motion in support With a clerk, please call the roll nine eyes Motion passes For the public that's viewing will be Adjourning in closed sessions, so this will end our TV transmission for the evening We'll take a three-minute recess and reconvene


Hello everyone, this is Dan from Smoke Cartel and this is the Pulsar RIP Lava Flow Silicone Dab Rig. Ripped to your old lame rig after you see this bad boy, it's an 8 inch tall silicone dab rig with a 4mm quartz banger. It actually comes in two pieces and one can function as kind of a small stash can. There are many advantages to having a silicone rig as opposed to a regular glass rig. They are pretty much impervious to any damage that could result from using it for its intended purpose. It's not going to break unless you intentionally try to destroy it. Which I have done and it is possible, but it's unlikely. Inside is a detachable inline perk. You might not think it, but silicone pieces are known for providing great vapor percolation. It's available in a few groovy different colors as well as a glow in the dark variant.  We all really loved it when it came in. It looks like a lava lamp like something your dad might have wanted when he was in college so maybe show it to him and tell him it's something else. Silicone pieces are easier to clean than glass pieces. You can just use a dish soap and water and then clean the quartz banger with rubbing alcohol like you would any other glass piece. Other advantages of having a silicone piece, they're easier to store. They're malleable and versatile so you can use them in a lot of different situations. They're great for traveling. They're very portable on the go. Not a problem. Shove it in the old suitcase. Doesn't matter. So if you want a silicone rig and a groovy rig, this is the perfect option for you.


Hello everyone, I'm James Milan. Welcome to this special and important conversation coming to you from Studio A here at ACMI, Arlington Community Media Inc. This is an important conversation as I have had at this desk over these last few years. I am joined here today by David Gothier. David is both the Executive Director at WinCAM, our sister station in Winchester, and also an important for our conversation today, he is the President of Mass Access. So you will find out very quickly what we are going to be talking about, which is, if not an existential crisis just yet, nonetheless, a very serious issue facing all community media centers like ACMI around the state. We want to talk about that today and especially give good information about where things stand right now and where things we hope will be going. So first of all, thank you so much for coming in. Thank you for having me. I really do. We really appreciate it. Appreciate being here. Let's start by just kind of saying, what is Mass Access? Sure. Who is it that Mass Access represents and reflects? And then we'll go from there. Sure. Well, I like to refer to as a advocacy agency. So Mass Access is a lot of things. Mostly it's a membership-based organization and the members of Mass Access are mostly stations like ACMI or over in Winchester, WinCAM. So community media stations around the Commonwealth can be part of Mass Access for a small fee. And what we do is a couple of things. We provide a lot of educational opportunities. So events, member events like a spring conference we just had last week and then some fall meet and greet type of events in the fall. But we also advocate legally. And when I say that, I mean that we're trying to push some state legislation that would sort of change the way that we are funded. So that's sort of been a mystery over the years and people don't really understand how a place like ACMI gets funded. They probably think, well, the town probably kicks in a lot of money to that. And to a point that's true. It's not taxpayer money that funds ACMI. It's actually cable subscriber money. So some forward-thinking people back in the 1970s thought it was a great idea that when this new technology came on board, this cable television that promised to connect everybody, they thought, well, wouldn't it be a good idea to have everyone be able to take advantage of this technology? So federal law was passed that if a cable company wants to come into the town and they use the public rights of way in order to sell their product. So they use the telephone poles and the conduits in order to run their cables. They need to give back to the municipality. So in Arlington, the cable companies, the cable providers in town are federally mandated to give up to 5% of their gross annual revenue of the money that they make in the town, right? And then the town can make a decision of if all that money goes to a place like ACMI or they keep a little bit of it and they send the rest over to the designated Access Corp. So that's a short way of describing how community media gets funded. Yeah, which is a very important thing for people to understand at the outset you and I were talking before. We have had this conversation dozens, scores hundreds of times with members, volunteers, interns, et cetera, to make it clear how it is that we offer, the kind of services that we offer. Very often for the young people that I talk to, there's that sense that, wait a minute, how can you give us access to all that stuff? Sure. And you're not asking anything other than our own education and our own experience. So you provide the answer there as we provide the answers when we get those questions that it really is this cable franchise fee that has been mandated, as you said, and has been the traditional model. However, as we both know, things have changed. Things are changing still and the bills that we want to talk about today that are up in the state legislature are meant to address that and especially the situation of our diminishing revenue. So first explain what the changes are that I'm just talking about and then what that effect has been and could be without some intercession from the legislature. Yeah, understood. So in the last five years, over 25% of cable subscribers across the Commonwealth have decided to leave cable for other options. Entertainment and news, we all understand what they are. People subscribe to streaming sources. So the difference is that as the number of cable subscriptions go down, so does the profits for the cable companies. So does the percentage that goes to a place to fund like ACMI. So as the funding for cable subscriptions go down, we're sort of looking at a nexus here because the funding is going down while the demand is going up. You know, we had a big pandemic and nobody wants to talk about it at this point. But you know, community media, especially here in Massachusetts where we have such a high amount of community media centers. It's the highest percentage of community media centers per capita in the country. And so many people in community media were able to step up during that pandemic and cover events and really keep local governments moving during that time because people couldn't get together. So we were still able to cover more municipal events. We were able to cover high school sporting events and those kinds of things when folks couldn't get into the gym to watch their kids. So the demand really went up for services while the funding is going down. So we've got a really bit of an untenable situation. So what we're trying to do with, we talk about H74 and S34. You have the title written down. Let me go ahead and say that.  S goes with Senate. That's the Senate bill, the Senate version of the bill. And then H goes with the House. Same thing. So it's S34, H74 as you said. And the official title always just trips right off the tongue here. An Act to Modernize Funding for Community Media Programming. And actually it's a pretty good title in terms of the fact that we are looking to modernize the funding to again accompany the modernization that has happened on the technological side, right? Right. You're exactly right. And so here's my contention and our contention and the contention of the 100 co-sponsors of the bill in the legislation that the streaming companies that are out there now, your Disney Plus, your Hulu, your Amazon Prime, all of them, right? They are using the same public rights of way to sell their product, but they're not paying anything. The cable companies are still set to, they're still federally mandated to make these payments. Streaming companies have not been mandated. So what we're trying to do is update the law to go along with updates in technology. And all we're saying is that these streaming companies who are using the same public rights of way should be subject to the same laws that the cable companies are. The term cord cutting is a bit of a misnomer, right? Because it's my assertion. And I think you'd probably agree that the cord remains. If you got rid of cable, you're still connected to the internet and you're still receiving data through that same cord. Well, to me, there's not a lot of difference there. Now, obviously, the large streaming companies don't want to be on the hook for something like this, but we think it's only fair. And it's a way to modernize the law so that community media can continue to be funded here in Massachusetts. And, you know, what's good about it, too, is that it doesn't all go to community media. There's not a community media center bill. 40% of the funds that are collected would go to community media, correct. But 40% would also go directly to the municipalities that they serve. And 20% would stay with the state in order to maintain the funds and collect the funds and do all that administrative work. So it's a well thought out piece of legislation. It's well vetted. It was written by a nationally renowned Telcom lawyer. It's been through the ringer a few times. We've made sure that there are no federal preemptions for this law. And it just makes a lot of sense for us to pass at this time. And you've just said you alluded to the fact that it's been through the ringer a few times. We know that in this state, perhaps as much or more than any other one, legislation doesn't jump forward. It crawls forward. Absolutely. And that's been the case with this. I know this current session of the legislature is not seeing this bill for the first time or seeing a version of such a bill for the first time. No, this has been so many conversations have to happen. So many concerns have to be addressed, et cetera, just to get to the place that the bill stands today. So where does it stand? Well, right now it is in front of the joint committee on, and I'm going to give this my best shot here, advanced internet technology, cybersecurity and the internet or something along those lines. It's one of those. I think it has all those words in it. It's those three things. I like to call it AITIC, which that's the acronym that we use for this joint committee. So it's a group of senators. It's a group of representatives. And they are assigned a bunch of bills that they can either pass along with a favorable recommendation and would go to the next step or they politely send it to study, which is a nice way of saying, no, we're not really interested in this. So where we are right now is that in its third session, the first session we introduced it, it was actually a late filing. So we weren't expecting a whole lot in that. And most of these sessions are two-year sessions here at the Commonwealth. Last session, it got sent to study by the same, by actually two, because we file in both the House and the Senate. That's why there's two different numbers. They both got sent to study. But in the last session, the bill, especially on the House side, made a lot of progress. We had the attention of leadership, which is really important internally in order to pass legislation. And one of the biggest strategies that we have here, and I feel comfortable letting people know this, is that there's a lot of legislation out there which is trying to push mandated hybrid meetings. So that's the one good thing that maybe came out of the pandemic, is that we learned that local government can still function doing things on Zoom and that kind of thing. And that mandated hybrid meetings, as you mentioned, is a hot topic because the pandemic, as you said, one of the silver linings was the fact that access was increased for people to government meetings to all kinds of events through the intercession, again, of stations just like ours. And people found that even when it was possible for them to once again attend in person, it's more convenient, it works better, whatever the reason they want to hold on to that as an option. And that seems very broad-based in terms of the kind of support that it has. Well, you hit the nail on the head when you used the word accessibility, right? Because there are people who can't get to municipal meetings who might want to participate in local government. So why shouldn't there be accessibility for all? I completely agree with that mass access completely. I think we all completely agree with that. However, this is an unfunded mandate, right? If you're asking cities and towns to put together a bunch of equipment, and not only the equipment, but the manpower to the people power to run that equipment, there's a cost, a real bottom-on cost associated with that. So what we're trying to do with leadership is sort of pair the two and say, okay, we think we have a solution to this possible issue that we'd all like to get to this goal. If you're looking for a funding mechanism, we think we have it here. Which is great, and hopefully resonates for them as well because they are also legislators. They are government officials themselves. They understand what the impact and the value of these, of this kind of making a permanent hybrid option available for folks. Well, who doesn't want to solve two problems with one swipe, right? Right. That sounds very good. I just want to return to something that you said a little bit earlier, and that is what the role was that media access centers were able to step up and play during the pandemic to increase access, as you said. I think what that did here in Arlington, I'm sure, in Winchester and probably all over the Commonwealth and beyond, was bring more people into an awareness of what kind of service is provided by stations such as ours. Something that they may either have been wholly ignorant of or indifferent to, suddenly they saw the relevance and the impact that that can have on their lives. Is there a way to leverage that new awareness to be able to help to move this legislation forward? I assume that you are hoping, we are hoping, we are trying to reach those members of all of our communities who have recognized, again, that value in order to, again, let their legislators know that that's the case. What else can be done if folks are watching and would like to do something? What are your suggestions, recommendations for what they can do to push this along? So I'm glad you brought that up, because there's one thing that our detractors would say and that is that community media as an industry is antiquated. We don't need that anymore. Well, I would respectfully disagree with that. We saw what happened with local print media. To the point where hyper-local coverage barely exists in print anymore. So where does one go for coverage of just their town? Most of the time, it's to the community media station. And a lot of people might say, well, I don't want to support that programming because I don't want it. Well, I would also say that it's the kind of thing that you don't really know what you have until it's gone. You may not need it now, but maybe that select board passes something that does affect you and then you need it, right? Then you want to go back and watch that meeting or your son does make that baseball team and all of a sudden you're able to not only watch it in the comfort of your living room, but share a link with your parents who live somewhere across the country and they can watch those games live too. So lives change, interests change and I think community media is something that people move in and out of in as far as need goes. But to answer your question about what people can do to help this effort, it's really pretty simple. You need to make your voice heard, right? So we've asked municipalities all over the Commonwealth to write letters of support to this joint committee and I'm sure the staff here will able to put all of that information on there so people can but write a letter. The good old fashioned letter, I mean politicians do want to hear from their constituents. They do and they will respond to that. If people are saying, you know what, ACMI is really important to me and if that went away, I would be hard pressed to keep up with what's happening in the town of Arlington. Just that much as a letter to a joint committee can make a difference. I think I love the fact that you kind of just gave a little template to people. An example of how simple such a letter can be. It shouldn't be an impediment to the writing of the letter that you're worried to do it the right, make sure you have a comprehensive view of the whole situation. No, what you need to do is simply as few words as you want, let folks know this is important to you and you support this legislation, right? Well, the other thing you could do is just simply call your local reps and senators and just say, listen, I heard about this bill that would affect the funding for community media stations. I'd like you to support it. And maybe that rep or senator has already co-signed on. We do have more than half of the 200 legislators already co-signed on these bills. So that's a pretty big undertaking in itself. But what you've done by making that phone call is put that back on the top of someone's radar, right? We all have so many different things that we're trying to concentrate on. Legislators are the same way. They have a lot of great bills out there. There are thousands of bills that they're considering. Now you've jogged that person's memory. So just by making a simple phone call, you probably won't talk to the state senator or the state rep. You might talk to someone in his or her office. But that message gets to the legislators. Yeah. And I think on something like this, volume itself matters. Absolutely. Absolutely. Again, it can be two sentences. It can be a tome. It doesn't matter. Just hearing from a certain number of people is going to really matter. Yeah. I think it's absolutely true.  Reach out. It doesn't hurt. And I think that's one thing that I've learned while dealing with state representatives is that they don't hear from their constituents a whole heck of a lot. So it does mean something to them when they do. Yeah, I think that that is, you know, another great point that it is not like your voice doesn't matter here. It actually does and will register.   You know, that's going to make that legislator at least probably look it up and go, oh, yeah, I remember hearing about that. Maybe I can reach out to one of these sponsoring legislators who I work well with and see how I can get involved. Or maybe it doesn't even register until it's time to go to the floor for a vote. And then that bell goes off and they go, I remember that. And you know what, there were a lot of people in my district who wanted me to pass that. I'm going to vote yes. David, you know, when we conceived of this, the idea of having this conversation, I knew that or we all knew here at ACMI that we wanted you to be able to speak to a lot of the issues and especially to an audience of interested but perhaps under informed members of communities all over the Commonwealth. So I think that on that level, I want to just say I appreciate what you've already done. But I think that there's another constituency and I just wanted to ask you about it. And that is the constituency of our sister and brother community media stations. I wonder if you have any message that you want to pass on to them as well more specifically about our collective circumstance. Sure. I appreciate you giving me the opportunity and Katie can probably back me up here that I said this at the conference last week. I asked our... This is the Mass Access Conference. Mass Access Conference, yes. I'm assuming that everybody knows where the conference is, right? But I was asking our colleagues to just do a little bit of advocacy every day. You know, whether it's five minutes of you let somebody know within the city or town that you work in, this is how we get funded. That's enough advocacy.  Funding for this place has gone down this percentage over the last five years. You might not... We're not trying to create this situation where I understand that this isn't life-saving work. But this is good work, right? I mean, when I came into ACMI today, I met some young people who are interning here for their working on their degrees. And that's a great opportunity for someone to be able to be in a real-world situation. I think you would also agree that there are dozens of high school students who take advantage of services that we offer. Middle school kids, too. And they go on to collegiate programs and they're contributing to the economy here in Massachusetts. There's a lot that community media offers that maybe people don't know. And they're not realizing. They look at, you know, television in its nature is a passive experience, right?  Community media has always been different. It's an active thing, right? So you make the... We're going to teach you how to do it. You get involved. A lot of that has changed. Membership and volunteerism is down across the board. A lot more has fallen on to staff members as far as the production of everything that folks want to see on their local channels. But there are still a lot of people who are interested in doing this work because, number one, it's interesting. It's always fun to play with technology. And number two, you're giving back. You're giving of yourself, you know? It's, you know, most of these, I would say, 70% of the Massachusetts community media stations are nonprofit organizations. We're not your typical television outlet. We don't have commercials, right? We're doing this not because we want to be rich, but because we like doing what we do and we like making a difference in people's lives. Yeah, and I do think that you're right to, again, call out community media stations. Some people are going to want to do it because of the community aspect. Some people are going to want to do it because of the media aspect or some combination of the two. But it's all important work. Yeah. And like you said, perhaps not life-saving, you know, in a dramatic sense, but certainly in much smaller ways, really contributing to the quality of life of people who come in these doors but also who live in the communities that we serve. Last thing for you. I think that people would have, at this point, the sense of the urgency of the situation right now because really, numbers like what you said, 25% of folks having not cut the cord but stopped, you know, paying their cable franchise free, that's a dramatic number. The effect on our funding is real and palpable at the moment and could get worse going forward, et cetera. So urgent situation, people understand that. What I'd like to ask you to do as a last thing is just provide a little perspective about what we're talking about in terms of are we in danger of disappearing tomorrow? Are you going to lose access to your child's games or your local government's meetings anytime soon? What are we talking about there? Well, the short answer is no. We're trying to be proactive, right? So we've seen so pretty slight reductions, I would say. A short poll of members had their percentage of funding decreases over the last couple of years, around 7% to 17%, maybe up to 20-25% of loss in their funding. That's pretty significant for a nonprofit organization. However, most of us are finding ways to maybe get some alternative revenue. We've been talking about that for close to a decade now. So some people are doing production services. Some people are selling sponsorships and those kinds of things to bring in more money. Or they're trying to cut back on expenses. So a lot of people are trying to get ahead of it and move to maybe a smaller studio or maybe have to cut back on staff. Those would be the first things that you would see happen. And those are the things that the public might not be aware of because the mission stays the same, right? So we're going to still try to do all of those things that we're supposed to be doing, but we're doing it with less and less resources every year. So short answer, no. We're not going away tomorrow. But if you're looking 5, 10 years down the road, without a change in the way that we are funded, this industry will not exist. That can't make it any clearer than that. All right, so last thing we're talking about. Senate Bill 34, House Bill 74. Again, an act to modernize funding for community media programming. Please show your support for ACMI, for WINCAM, for all of the other stations around the Commonwealth that are providing these essential services to their communities by reaching out to your legislators and letting them know that you support passage of these bills. Thanks for listening. We really appreciate it, David. Thanks so much for joining us. Really appreciate that. Appreciate David's time. Appreciate yours as well. I'm James Milan. Thanks so much for joining us.


So it's more than just honor or an obligation, it's human nature, it's your family, your brothers, your marines. That's what you do for a brother. You did your duty above and beyond, and you kept the faith with the highest traditions of the Marine Corps that you left. It's like I told Sassarri his job as we're going to either go in there or we're going to die trying. 2011 marks the 70th anniversary of the attack on Pearl Harbor and the 10th anniversary of the terrorist attacks on 9-11. The relationship between December the 7th and September the 11th took place 60 years apart, both by airplanes. It was unexpected, and on December the 7th, again it was unexpected on September the 11th. Who would ever think such a thing happening of all places, the towers in New York? It's unbelievable. People can't comprehend such a thing as happening. I couldn't comprehend such a thing happening in 1941. And I had seen some of the most horrible things that a 20-year-old kid couldn't really ever imagine. And when you see a ship made out of steel, you know the hulls of those ships were 16-inch solid steel? The Japanese built torpedoes, had wood fins and all, so they flowed just two foot under the water. The harbor was only 40 feet deep. At that time I was standing guard by the dry docks. Nobody thought anything except it was just a beautiful day. December 7th, 1941, a date which will live in infamy. When the dust settled, the Japanese attack claimed the lives of 2,409 Americans and left another 1,200 wounded. It don't matter how long it may take us to overcome this premeditated invasion. The American people in their righteous might will win through to absolute victory. The attacks on Pearl Harbor ignited a fierce national pride that caused many Americans to want to serve their country. Places like Paris Island, San Diego and Montfort Point all saw large numbers of recruits come to defend their nation as Marines. The devastating toll of these incidents was eclipsed only by the awe-inspiring stories of heroism that emerged from those days. When our nation responded to tragedy with indomitable spirit, unconditional compassion, fierce national pride and unshakable resolve. On December the 7th, 1941, Marines and sailors not only showed that they were well trained, they embodied the courage and indomitable spirit for which America is known. Storming beaches, prevailing against insurmountable odds, the Marines of World War II showed the meaning of uncommon valor. Not until September the 11th in 2001 would the United States see another attack of such magnitude on American soil. This time, the attacks occurred at the heart of New York City, the Pentagon and a field in Pennsylvania. Freedom itself was attacked this morning by a faceless coward and freedom will be defended. Beautiful September morning turned into the modern generation's day of infamy. And as with Pearl Harbor, a day marred by tragedy also became a day of exceptional heroism and selflessness. Marines were among the first responders when our nation fell under attack on September 11, 2001. They, along with other citizens, joined the throng of firefighters and emergency personnel risking their own lives to help the many victims. But I remember getting out of my car and asking mom, is everything okay? She was like a plane just flew into one of the buildings. The plane just flew into the World Trade Center. I left a clear sunny day on the Brooklyn side of the city. When I got across the bridge, I was ID'd by the NYPD. And I reached into my left breast pocket and I pulled out my old expired Marine Corps ID card and I showed it to them. I'd ever forget what the cop said to me. He said, give them health, Staff Sergeant. A number of those first responders lost their lives right here. Like so many in the ten years since that day, these Marines thought first of their duty and their fellow Americans. And they didn't hesitate to do the right thing. I remember getting closer and closer to that last tower. And about a quarter of a mile away, I saw the tower collapse right in front of me. And when I got to Central Park or Park Grove South and Vessie Street, I ran into a group of about five military guys that were in their utilities like me. They came under attack. They got into their uniforms and they responded to help out. There's a couple Army guys, Navy guy and an Air Force guy in one Marine. It was great to see another Marine on site and his uniform. And he introduced himself to me as Staff Sergeant Collins. I saw the Marine here and I said, hey Marine, how about let's take a walk. And so we saw about a platoon size of firemen, about 20-some firemen standing in like a platoon formation. And I walked up and I said, Staff Sergeant Collins from the Marine Corps, to your knowledge, has anybody been conducting throughout the day search and rescue operations in the epicenter of the collapse?  We could see the 16 acres and there was nobody in there but us. We started yelling out at the top of our lungs, United States Marines, is anyone here? We would listen and then proceed about 10 meters and then stop and yell again. We could hear some muffled cries for help coming from what was once the depression of the South Tower. And I remember yelling over the Staff Sergeant Collins, hey I think I have someone. I said, who do we have down there? And they said, two PAPD police officers, they gave me their names. He had heard us yelling out, United States Marine Corps. And he said to his partner, it was trapped with him, Sergeant McLaughlin. He says, Sergeant, the Marines are here. We're going to get rescued. He knew that once he heard United States Marine Corps that they were going to live. Of the many first responders killed, 23 had previously served their country as Marines. I knew two of those Marines very well. Both assigned to six communications battalion. First was my Gunnery Sergeant, Matthew Garvey, who I'd known for six years. The other was a police officer and was a legend on the police department. As well as being a first sergeant of the six communications battalion, Michael Curtin, both perished that morning. We lost 17 Marines that day. We honor them on our Marine Corps birthday, November 10th. We called the roll of all 17 Marines that were killed. And it's an honor of privilege to be part of that celebration. In the Marine Corps, when you go out in the combat environment, you know that your life's in jeopardy. I have to do my job to make sure that my brother survived and vice versa. It's the same thing when we're running into a building, the same thing on 9-11. I'm sure the brothers knew at that particular time that they were not going to make it. But they went in and they did their job and their job is to get those people out. On the days of both attacks, we saw the best of Americans at home. At that moment, strangers became neighbors. And we were all defined by only one word, Americans. From operations in Iraq and Afghanistan, the stories of valor like Medal of Honor recipients Corporal Jason Dunham Sergeant Dakota Byer, our example of heroism that emerged. Here we mark 10 years of continuous combat operations in which the United States is relentlessly taking the fight to the enemy. We're going to be here for the people, no matter where it takes. We're going to build relations with the locals. It's obviously the key to winning the sport. The fighting in the area is getting better. And they only shoot a couple of bursts and then they leave because they know where they're going. I don't look back and wish I hadn't deployed or think why I made it because why not me? I wouldn't want someone else to be injured in my place. So I don't feel bad about what happened. Yes, I struggle like I wouldn't have wanted to. But if I had to go back and do it all over again, I would definitely deploy. You know, I didn't know how past generations of Marines would view our generation until I got off the plane in Bangor, Maine. And it was the receiving line of all your World War II vets and Vietnam vets. But they're clapping for us and calling us heroes. We're not heroes, we're just today's Marines.  The indomitable spirit comes not only from the proud tradition of our nation but from the confidence that our military forces will ensure no act of aggression against the United States goes unanswered. Sergeant Major Barrett and I stand shoulder to shoulder with each of you. Thank you for your strength, your understanding and your support as we carry out the mission of the Corps. Happy 236th birthday, Marines. In separate hours.


the UPU is a versatile, constructive, forward-looking and considerate fraternity of members, which even though they might have differences of opinion in terms of the approaches to solving or resolving problems such as the review or reform of the terminal due system, the ultimate goal was to stay together. Because every one of these members would know leaving the UPU would be a like-marriage experience in terms of commercial relations in the transfer and distribution and transport of international mail packets across the world.


Shopping for new ideas, for maintenance, engineering, communication, equipment, administration, training, safety. If you are, then welcome to the Idea Store. A store whose stock and trade is imagination. Contending with this yet? If you are, you're also changing plow blades. And here's an easy way to do that. Developed by Steve Gardner, the Pennsylvania Department of Transportation, this blade lifter is a triangular-shaped metal frame with two protruding pins. The pins fit nicely into the bull holes on a plow blade. Here the blade lifter is being used with a shop crane, but it is easily adaptable to a front-end loader or a forklift. Now, from Pennsylvania to Texas, same problem, changing plow blades, and another approach to solving the problem. Jackie Miller of Panhandle, Texas has invented a hydraulically powered plow blade lifter. Easily capable of lifting and transporting the 100-pound plow blades, the unit has a 4-inch by 1-half-inch flat steel base with a center runner of 4 feet by 3-quarter-foot steel. The caster wheels allow blades to be lifted and lowered with the help of a 5-ton hydraulic jack. Mr. Miller explained why he designed the device. I'm just trying to make it easier on the guys. For the construction plans, drop a note to Transportation News, Post Office Box 5064, Austin, Texas, 78763, or call Area Code<PHONE_NUMBER>. Pennsylvania to Texas, and wherever you are, seems we share the same problems. Problems the idea store can help solve. Here's a safe way to remove and store the frame locking bar pin on an articulated loader. Simply attach a pull chain and the operator can stay seated, move the wheel as needed to loosen the pin. This idea came to the idea store from Russ Huntington, District Equipment Trainer at California DOT. You can contact Russ at Area Code<PHONE_NUMBER> or by writing California Department of Transportation, District 2, 1657 Riverside Drive, Post Office Box 2107, Reading, California 96099. Remember the easy greater blade change featured in Idea Store Edition 2? From Rita G. Jones, Louisiana Transportation Research Center via the Transportation Technology Transfer Center of Michigan came this easy to follow checklist for daily maintenance of motor graders. Divided into four parts, pre-start, warm-up, daily operation, and shutdown. The checklist is easy to read and follow. Is it worth it? What did your last motor grader cost? To get a copy of the checklist, contact your state technical transfer center and reference this video presentation. Speaking of common problems, consolidated freightways in their York, Pennsylvania terminal equips their yard buggies with a magnetized bar, a bar that cleans the yard of metal debris as it travels on its normal duties of moving the trailers. Before you say you don't have a big yard that needs to be cleaned, that's not the purpose of showing the idea. The purpose is to ask you to think about what you are doing anyway and see if you can combine your assigned job with another benefit. Like cleaning the yard. Some people call that working smarter. Here's another smart working example. Most local roads in eastern Kentucky were not constructed, they evolved. And these roads usually ran alongside a creek. Heavy rainfall, heavy traffic, and the inevitable shoulder and slope erosion. The common solution, rock filled gabion baskets were undercut by the rushing water, collapsed into the stream causing stream diversion and greater erosion. Pike County, Kentucky uses precast, panelized walls, locally produced, easily installed, and interlocked with steel reinforcing bars and anchor blocks. The walls have proved an effective low cost answer to erosion. Many thanks to Judge Paul Patton of Pike County for his idea and for further information call the Kentucky T-square center for Patsy Anderson at area code<PHONE_NUMBER>. Patching? Here's a way to save your back and get a better result. Material is dumped directly from the truck into a small box hooked to the front of a motor grader. As the box moves the material is spread evenly. The crew dresses the material and then it is rolled. The box is reloaded and the process begins again. The result is a neat job and an absence of sore backs. The box is the invention of John Garska, Southampton, Massachusetts. John is the former highway superintendent, now retired, but obviously still very active. For plans for the box, write to Meryl Mandel, assistant director, Bay State Roads Program, Department of Civil Engineering, University of Massachusetts, Martin Hill 214-F, Amherst, Massachusetts, 01-003, or call area code<PHONE_NUMBER>. In idea store addition two, we featured the better beaver baffler built to banish the bane for beaver. Tested in Adams County, Pennsylvania, it worked. The beavers moved 200 yards upstream. Still around, but not at our drainage sites. We included this update for all the doubting Thomas's of whom this author was one. Obviously an idea store needs ideas. Here's how to get your idea on the program. Tell us who you are. Better yet, send us a picture. Give us a good description of what your idea is. Show us the where, the locale of the idea is important. Why was the idea done? For reasons of safety, cost benefits, etc. How do you do it? Show us step by step, provide plans, pictures, whatever you think we might need to understand what it is you want us to understand. Send your idea to your technology transfer center for evaluation. Thanks for shopping at the idea store. Until next time, remember an idea never shared is an idea never appreciated.


Hello everyone, this is Amit Dhan and on this channel you can find financial travel and more videos. If you like what you see, please do the thumbs up and consider subscribing. Thank you. Hello everyone, this is Amit Dhan and today I'll be showing you the hilltown garden in New Delhi, India, where I stayed during my India trip. So I have lots of India travel videos from my India travel and there will be more videos coming up. So if you haven't subscribed already, subscribe now and I'll see you shortly. Thank you.


a very special guest, John Fennick from John Fennick Consulting. How are you doing today, John? Hey, very good, Rich. How are you? I'm doing fantastic. And I want to talk to you about some key things today. Since inflation and CPI is some of the key topics on people's minds today, I thought we'd go through some effects on the two, on the economy and investments. How do you think that affects the economy and investments these days? Well, the Fed is obviously laser focused on lowering CPI to their 2% target. And a number of people in my sector and the mining sector have disregarded this all of last year and into this year. And we have said on Kiko March and June of last year, as early as that, that the Fed means business. And until they stop hawkish kind of verbiage, then you have to be cautious of that. And not day trade, but you have to be trading rallies, right? A rally would have been if you look at March of 2023 when we had the financial crisis. Gold and silver responded very nicely to that. And that was like a four, five, six week rally. And then it faded, right? So, I mean, you can't just buy and hold at this point in the Fed cycle, in our opinion, because the Fed isn't done yet.  And to us, that means a November 1st or the December meeting, the 25 basis point hike is on the table. And back that up, you had 12 of the 19 members say that they wanted a hike by year end. So, you know, this all is not really wonderful news for the market. As you saw the broad market reversed on Wednesday, the 20th had a really bad day on the 21st. And then tried to rally yesterday, but failed and finished down actually again. So, you know, there's really nowhere to hide in this environment because we're at such high levels in the broad market. And we've said on your show before, and we've said since May of this year on multiple shows that we're not in the camp that the broad market makes new highs. And I know you feel the same. We've seen the S&P, ASDAG, a lot of these major, major industries try and fail. And that to us is actually a good thing for gold and silver investors because it will be made all-time highs again. That would have been a really difficult setup. So, the consumer price index, the CPI, is a key measure of inflation. How is the CPI calculated and what does it represent? So, I don't have that information in front of me, so I'm just walking in here. But bottom line is that CPI is the measure, and there's another measure called CPI Exclude in Energy that is used by investors and analysts to kind of gauge where inflation is. And in our opinion, when you go behind the scenes and look at the CPI number and really break it down, that 3.7 percent number that is the most current read really doesn't feel like 3.7 at all, right? I mean, if you look at airline fares, year-over-year, they're up over 45 percent. If you look at gasoline at the tank, it's up significantly depending on the market you're in. So, where it's hitting people is in their pocketbook and it's not just where it really hurts is people that are retired or people that are fixed income kind of workers where they mainly get a one or two percent raise per year, right? And that's a lot of people. So, it's something that the Fed is, you know, not throwing a party about a few meetings ago, but they were like, oh great, we're at 3 percent and now we're back to 3.7 percent. So, we're going in the wrong direction. Yeah, it's very concerning that we're going in the wrong direction because the only tool that they have to bring down the rates is they have to raise rates. And that's very, very scary when you think about that, because like you said, people are struggling, price of food is going up, cost of gas is going up, housing is going up, inflation is going up, and the only tool that they've pretty much admitted that they have to bring down inflation is raising rates. So, how does inflation affect investment decisions and long-term financial planning for individuals and businesses? Well, it's different for both. I think on the individual side, we're seeing, you know, as we speak right now, all-time credit card debt highs, you know, so to the average person out there, they're shrugging this off, which is amazing to me. But I think as a society, we become addicted to credit. And I say that very carefully because I really do believe that I'm in the minority. You know, I pay for my car and cash. I pay for my house and cash. I'm really debt-sensitive because I've seen what it's done to my own family. I've seen what it's done to some dear clients of mine. And people get destroyed when you're in debt because it compounds, right? If you have a $10,000 credit card balance even, and if you're in a situation where you're in the lower-income bracket, you might be at a 29.9% APR. And how are you going to work yourself out of that as your debt level continues to grow, right? It's a very difficult situation. And I'm not just talking credit card debt. I'm talking, you know, mortgages that are adjustable rate ratcheting up in the last 18 months, right? You're getting squeezed there. You had an arm going into this, you know, situation. Gosh, I mean, every part of the economy is feeling this. But it's different on the client level versus the corporate level. The corporate level is probably going to start doing what I called for about six months ago, probably now in December, January. It was a little bit early. But they're going to have meetings at these annual meetings, Google, Apple, you know, all these big boys and say, look, we're cutting spending.  And when you cut at the corporate level, that's so important to the economy because a lot of these people that have, you know, six-figure budgets that go out there and spend like I used to, then can't do it, right?  You can't get on those planes. You can't stay in those hotels. It really has an impact on the economy. And I don't know if that's enough to kick us into a recession next year, but I'm still in the camp that we are going to be in a recession next year. Kind of feels like we're already in a recession. Oh, it definitely feels like it to me. But, you know, we haven't seen that admitted by the Fed yet. In fact, I mean, a couple of days ago, Powell was just talking soft landing multiple times.  So central banks often use interest rates to control inflation, which I talked about. Can you give us your opinion on how this works and the potential consequences of these actions? So we've reached a point now where I think you just alluded to the Fed is running out of tools. And, you know, when you get to that point in the cycle, it's very tenuous because the market, in my opinion, has already factored in the broad market that is a pause and cuts coming. And if you look at what Powell has actually said in the summer meetings, not past meetings, September 20th, but in past meetings, meaning June and July, he was saying, look, we're not done yet. So, you know, we're going to have another two by the end of the year, he said this summer. We already saw one in the summer, but we have another one coming, I think. And the market just isn't believing the Fed. And so the market continues to run, right? And then when they actually get a dose of reality on the 20th, you've seen the sell-off, right? It wasn't like a huge sell-off, but it surely was something to take note of if you're in the bull camp. Because I really don't think we're going to see a Fed that's going to really care. And what I mean by that is, if you're at, I'm just throwing out a number right now, it's my computer's down, but like 4,300 on the S&P. You know, once you break 4,200, it's going to get some attention on Wall Street. Once you break the big round number of 4,000, then it's really going to get some attention on Wall Street. And I'm in the belief that the Fed is not going to intervene there, meaning the Fed put is gone right now, right? They're not going to have your back as an investor at 4,200 or 4,000. They might at 3,500 to 3,750 somewhere in there, right? Meaning that they would cut, you know, cut rates potentially at that level. But that's still a long, long way from here. So I think, you know, again, just going back to this fact as an equity guy that we haven't made new highs is really meaningful when you look at the fact that the broad market rally started March of 09, which is 14 and a half years ago. Yeah, it's been an epic run and had to end at some point. And it feels like we're in a bubble and the bubble's about to burst. That's just the way it feels. I know the housing here in Canada is just completely a major problem. The average home here in the GVA, the greater Vancouver area is $2.4 million. How is an average person going to be able to afford a home? How are kids and teenagers and young adults going to be able to buy a home when the average one was $2.4 million? That to me is a major problem. And when I talk to real estate agents that obviously make their livelihood by selling real estate, in their opinion, because they need to keep selling, they think it's going to double from here. And I'm like, well, if it does and the average home is $5 million, how does that make any sense? Like you're going to have a huge discrepancy between the haves and the have nots. And it's just going to keep getting bigger and bigger and bigger. So it's a major problem across North America. I know it is here in Canada. And I blame our leadership. I think our leadership is doing a poor job of managing these issues. And when you say to the people in the public, hey, the only thing we can do is keep raising rates, that's not a good solution for me. I don't like that solution because you're just putting people like you said, deeper and deeper into debt. And eventually they're going to get to the point where they're going to be able to default on their mortgages, default on their credit cards, default on their loans, student loans, car loans, lines of credit, personal lines of credit, business lines of credit. And then that's when you have a recession. So it's a very scary time right now in my opinion. And I think that in my opinion, in Canada, the United States, I blame the leadership, not a fan of Biden or Trudeau. I think they've done a very poor job. And somehow today Zelensky went and sat down with Biden and he's asking for another $24 billion. So somehow Biden's like, yeah, sure. I mean, we're in debt and we have rising rates consistently, but Zelensky wants $24 billion. Let's give him $24 billion. That doesn't add up for me. Like something isn't adding up, right? So what advice would you give to individuals and businesses looking to protect their finances and investments in this inflationary environment? Well, for businesses, it's different than for consumers. The consumers, it's like turning a cruise ship for some of these businesses because they are so large, it's going to be really difficult to do that quickly. But there are some things they could do, but probably we won't do right away. And that means if I were in charge of a company, I would have already cut budgets last December, because I really would have seen that I've lived 0809, right? I was out there looking at steak houses, a third or half full Starbucks lines, three or four people like long instead of 15 long. People will go to needs rather than wants in a recession and we're skating towards that right now. I mean, by next year, I think we're going to see that a lot. My suggestion on the personal level is simply, there's a work with a financial advisor about budgeting. Just getting a 90-day budget together and actually counting, maybe pay for cash for things for 30 days and write down everything you're doing. You'd be really surprised at how much you spend that doesn't need to be spent. I've done this with my own family where I've said, look, just for 30 days, just track everything that you do. And it's amazing the result because you find that you're spending money on a lot of things. You really don't need to spend money. And if everyone were to do that and really care as opposed to just charging things, I think they'd be in a better position because we are going to a very difficult place, I think within the next four, 48, sorry, 24 months, I think it's just going to be a much more challenging environment. Yeah, I agree with you. It's kind of scary right now where we are and I feel like we have a housing bubble very similar to 2008, 2009 and I feel like it has to burst. I mean, I think it's going to be worse. Yeah, I mean, how can people continue to afford these prices? I mean, it doesn't make any sense. So there are markets where housing is affordable, but in the major markets like the California's, the New York's, the Miami's, the Florida's, the Toronto's, the Vancouver's, it's completely outrageous. And even if you're driving an hour or two hours away from Vancouver now, yesterday I was like, I was, my son took my son to soccer and we're like two hours away from Vancouver and I'm thinking, oh, okay, these are some nice homes that probably cheaper. No, average home is still 1.2 million. And I'm like, this is crazy. You're driving two hours away from the major city and you're still paying 1.2 million dollars for an average home. So it's something has to give in my opinion. And I feel like the housing is, is where it's outrageous and something has to give in my opinion. So looking ahead, what trends or factors do you believe will influence the future of inflation and use of the CPI as an economic indicator? So what factors do I think will change the direction of inflation? Yes, what can we do? What could possibly be done other than if there's anything other than rate hikes? I mean, the Fed is running out of tools, as I said. And so I think something, well, Powell says very like clockwork at every press conference, if you look at the first five minutes or so, he says, you know, how this is affecting the low to middle income families. It's like he's just checking the box. I mean, I apologize, but that's really what he's saying. I don't think he has any clue as to what low middle income families actually do go through.  I basically can see, as you said, rich already in the states, the have and have nots gap getting way bigger, you know, and we're not at like super rich and poor yet, but the middle class is shrinking. And the Fed doesn't understand that how much damage they're doing already, like to continue to raise rates at this point is pretty ridiculous. But again, we are just trying to report things to our clients and followers as we see them, right? I'm not trying to, like if I were talking my own book last year, I would have told you about rate cuts because I know two prominent competitors of mine were talking about rate cuts is really a September of 2022. We didn't get a pause situation, really hardcore pause yet. So where is this rate cut coming from? You can listen to what the Fed members that vote have said, go look at the Fed minutes from June, July, we haven't seen the one for September 20th yet, right? But they're all saying that there's no rate cuts on the horizon. Not a single member is talking a rate cut right now. So is that bullish for the market or for gold or silver? Not necessarily. But I think what's going to happen, Rich, is the broad market is going to not make new highs. A sector rotation will take place into names like a new month, right? That's trading at 40 bucks US with a 5% dividend or so. Like that's very attractive to value managers. Now again, we're in this growth phase and have been for so many years, it went off the rails this year as you and I talked about on previous shows with Tekken AI. I think that's starting to slowly fade and that's really positive because we need a sector rotation to happen. If you look at biotech, it's starting to fade. If you look at real estate stocks, they're starting to fade. This is all really, really good because a lot of the momentum is in these parts of the market. Now you're recently at the Beaver Creek Conference in Colorado. Can you tell us a little bit about that conference and what some of the commodities experts were saying about the economy and its effects on the sector? Well, I did attend both that and Denver Gold to follow it up. For those people that don't know, you should really think about attending that junior conference especially because it's usually held at the same time every year. Beautiful Park Hyatt and Beaver Creek right outside of Vale. A lot of topics are covered. Really, one of the overarching themes was the negativity I thought of the CEO, much like I saw in January of 2016, where CEOs are pretty beaten up right now. I can't say anything other than they're right. They're getting shorted. They're getting down ticked by these banks. It's unbelievable, Rich. I've actually started a campaign that isn't public public yet, but I'm doing research on how many stocks that I follow, which is over 150, that are getting down ticked on 500 or 1,000 shares on a daily basis. And I'm sending images of this to the CEOs or CFOs of the companies, and we're planning to do something about it. I can't really disclose more than that. But all I can say is that if I'm out on the bid at 10 cents on a stock and I see a print of 500 shares a day and a half, it pisses me off because they're saying, I want to buy your stock at 10 and somehow my broker-dealer is telling me it's black, it's dark pools, it's the market maker's fault, and no one's taking accountability. And it's really ruining some of these companies' charts, and it's really unfair. Let the market just be fair. That's all I'm asking for. That may be a topic for future B-recreate conferences. I really feel that I was fortunate enough to speak on energy transition there. I think there's a lot of interest at the high net worth level of diversifying their portfolios away from traditional investments like the S&P or real estate, and into something more tangible like gold and silver. So I want to touch on that. So where do you think gold goes from here? Yeah. So we have been extremely measured. If you look at our work from 2016 to now, we have basically just said, we don't go more than six months out really in predictions, because I find that the market that we all live in and have to deal with is still unpredictable. It's very difficult to look out much further than that. But I could just say that some point next year, we're going to make it all-time high on gold. And for me to say that is really going on on OEM, because I've always been very measured, especially with silver coming from a silver background. I've been in the camp all of last year and all of this year, and I've said on your show that we will not break 30, and I still feel that, because $30 an ounce is major, major resistance if you look at a chart going back five or 10 years. And so would I benefit from saying that? Yeah, silver is a top three holding for me, but I'm not saying it yet, because it's not true. The gold to silver ratio as we record this is around 82 to 1. So gold is continuing to lead silver. When you see silver start to outperform a little bit, that's going to be a really bullish sign for the entire precious metals complex. To answer your question, I think gold will hit an all-time high next year, and it will really start an M&A activity. I know a lot of majors are meeting with some of the companies that attended a Beaver Creek. I've never heard probably more potential M&A activity than I heard at that conference, which is really bullish. Large cap companies are now coming to the realization that their production profiles are declining, and they have to start doing some things. So a lot of the companies I invest in have two, three, four million ounces of gold, and they're just hanging out.  The answer is no in most cases. So why drill all these holes at a very expensive cost when the market's just shrugging it off? So I think that's a prudent approach for smaller companies right now is try to hunker down a bit and conserve cash, and next year when things get rocking and rolling, that's when you go back to the drill bit. Yeah, I heard a stat that gold is only 7% away from all-time highs. So in my opinion, gold is the inflationary hedge. So when we're in an inflationary environment, that's typically where people start investing in gold. So it's been weird. There's been a lot of divergence in this market because gold has been stuck at 1900 and hasn't really made a big move in this inflationary environment, which is very, very odd. So there's a lot of odd things happening. So I don't know why. Do you have an opinion on that? Why in this inflationary environment is gold not doing better when it's probably one of the best hedges against inflation historically? Institutions, investors typically pour into gold in high inflationary environments, we're in a high inflationary environment, and gold just stuck at 1900. Why do you think that is? Yeah, well, two things. I think it's important to note that 1900-dollar gold is a pretty high price, right? When you look at history, and there was a period of time this year where we were above 1900 an ounce in consecutive days over like, I don't know, like 130 to 150 days, which is crazy. I mean, so that's a positive takeaway that since the financial crisis of March, more and more money is putting a, you know, a floor on gold.  Number two, the U.S. dollar has just been super strong. I mean, I've been actually told on some podcast that we can't talk about that. I'm like, why? Because it's true. I mean, it's like the U.S. dollar has been raging higher. Take a look at a chart of UUP, which is the biggest tracker of the U.S. dollar. It's a beautiful looking chart. Hopefully it's going to back off a bit here. That would definitely help gold and silver.  I mean, it's where I think part of it also is that look at what we talked about on previous shows. We talked about tech doing really well this summer and in spring. We talked about AI, you know, stocks like Nvidia and stuff doing really well. I mean, these are problematic because people that are still growth momentum type buyers are saying to people like me, see, I told you so, right? Like this is, this market's just on steroids still on your stupid, right? Well, we don't think so. Yeah, no, I don't think so either. So really the last thing I want to get your opinion on is oil. I've talked to you before about an ETFC OMT, which pays a 30% dividend. And I've done really well on it because not only do I get a 30% dividend one time annually, but oil has been on a tear. I think oil's low this year is about 65 and it's highs probably around 93 and we're sitting right around $90 a barrel. JP Morgan came out this week and said that they feel like oil is going to go to $150 a barrel. And I'd be really happy if that happened because of my investment, but I wouldn't be happy about it at the pumps because that means we'd be paying way more for our gas prices. What do you think happens from here with oil? Because I believe we're going to see at least $100 oil here pretty soon. What's your opinion? We've said on multiple shows this summer that, you know, we think the environment for oil looks good for the next one to two years. And I don't really go out there and start talking three to five to 10 years out. It's just too hard to look. But now at $90, you know, yeah, I mean, I don't know about the $150 number. I remember Goldman Sachs had an analyst there had the same thing during Katrina many years ago, $150 and never came close to that. So we'll see. But, you know, I think it's problematic for investors, you know, like you said at the pump, but also if you're trying to get around like on an airline like cruise ship, like these companies are just going to ratchet up prices. They're going to use this as a huge excuse, right? Because the prices came down. They didn't lower prices. When prices go up that, you know, a lot of their bottom line is fuel, right? So look at what happened also in the news yesterday. I don't know if you noticed on CNBC, but, you know, there's an article out there that Russia is now messing with exports and that's never good. And so I think that the situation for all commodities looks really, really good right now. And I can't say we're at a commodity supercycle type setup yet, but I will say that, you know, there's areas of the market like oil, like uranium that are doing quite well. I agree with you 100%. Thank you for joining us today. John from John Fennett Consulting. John, you want to talk a little bit about what you do at John Fennett Consulting before we say goodbye? Yeah, sure. So I will just, you know, throw this out to anyone who happens to be on the East Coast in the US, the people at Precious Metal Summit that run Beaver Creek. And I had lunch about six months ago and I was talking to them about the demand I get from my company's CEOs that just have a relationship with me in the copper space, uranium space, lithium space. And they always say I'd love to go to Beaver Creek, but and the but is it's mostly a gold and silver conference, right? So Misha and Jessica Leventhal have basically started officially now a new conference, April 29 and 30 of next year that I'll be an advisor to. And that is going to focus on battery metals and critical mineral companies only. So really excited about that because there's so many good juniors out there that, you know, don't get enough exposure, I think, at least in the US, I know in Toronto and some other markets, they have these kind of conferences, but we really don't have a major conference like that in the States. Number two is just again, we have a newsletter, which is very affordable, but we also have real time macro updates. So to give you an example, you know, when the Fed came out September 20, I'm actually writing notes real time. And then I'm sending that email off in a couple of parcels to my followers and paying clients and saying, like, this is what Powell's saying, and here's how it's going to affect, you know, commodities. So I think that real time aspect of what we're doing, Rich, while it costs a little more than the newsletter is really helpful to clients. We get great feedback because there's only really one or two other competitors in the US that are doing this. So, you know, I would just say to your followers, listen, contact me. I think this is the time you want to align yourself with someone like myself to try to get an idea of how to, you know, play this market. And we'll try to work with you within your budget. I really appreciate your time today, John. Always a pleasure. John Fennick from John Fennick Consulting. If you're not winning, you're probably not watching.  Hope you enjoyed the show. If you liked the video, please smash the like button, comment down below, share the video everywhere and subscribe. I'm your host, Richard D'Souza from the Rich TV Live podcast saying, have a nice day. We'll see you soon. John, until next time. Thanks, Rich. Have a nice day. Cheers.