Save 10% with my code Bobby10. Just kidding guys, today's offer is much greater than a saving of 10%. I teamed up with my Muslim brothers and we created pure passage. Imaging sending the reward of Umrah, this Ramadan, to someone you really loved but had already departed from this Dunya. For they're really sick and they cannot perform Umrah at all. Imaging the feeling of honoring his or her memory and expressing your love and devotion while still ensuring that they receive this gift. The reward of performing Umrah. As a new revert I just learned about this but you know better than me that performing Umrah is a profound spiritual journey that most Muslims aspire to undertake and you understand the rewards of it. However, for some this journey can be challenging especially when their loved ones are sick or have already passed away. At pure passage we understand how important it is to fulfill this obligation for your loved ones. That's why we offer our professional and reliable service to perform Umrah on behalf of your sick or deceased parents, spouse or any other relatives. We believe that everyone should have the opportunity to fulfill this sacred act even if they are unable to do so themselves. And equally understand that the physical and financial challenges of performing Umrah yourself on behalf of your loved ones can be overwhelming. That's where pure passage comes in. We take care of everything and make sure that your loved ones Umrah is performed with the utmost care and attention to detail. So let us help you earn this immense reward for your loved ones by performing Umrah on their behalf. Contact us today and let's make it happen. Mi idhmi la. Alright guys, welcome back to the channel. If you're new, my name is Bobby, guys. Fascinating video today, we're going to react to the problem of evil. Why does God allow suffering? The best answer by towards eternity. Guys, even back in the day, my Christian days, but especially now that I reverted to Islam, atheists love to pose the question, How can there be a God if there is evil? So this is a re-occurring theme that those people simply cannot wrap their heads around. For the atheist mind, it is absolutely impossible that a God exist. However, at the same time they will tell you that everything around them is evil. If you look at this mindset, this is the perfect description of not submitting to God, of rebelling against God. An atheist that does not accept God is obviously in rebellion against God. And this is why he or she suffers continuously and this is why they cannot see the beauty in the world. They cannot understand that there is a maker behind everything.  I'm very curious to see the best answer today in this video. With no further ado, let's have a look. The diseases, evils and calamities that happen to us. They beg the question, why does Allah allow these bad things to happen? Atheists say if there is a creator, then he wouldn't have allowed such calamities to happen. Exactly. But is it really so? No. First of all, we should start by saying that the existence of evil in the universe cannot be proved for the absence of a creator that is Allah. Why? For example, let's imagine a museum or an exhibition space. Depending on their interests, the people that are visiting them may or may not like the works inside. When someone who doesn't know anything about painting sees a famous and valuable work. They would say, this painting doesn't make any sense. I only see irregular and chaotic lines here. However, for someone who knows about paintings, that work has excellent features and has many meanings behind every detail. Yes, someone who does not understand art may not like the work, but they cannot say this work doesn't have an artist. The fact that a work is found ugly. Sure, this is an okay example, but because we're talking about suffering, I would rather choose another one. For example, you go to a cinema and you see a horror movie. And there's obviously so much torture, so much horrendous stuff happening during this movie. And therefore you decide this movie is so evil, they cannot be a director behind it. They cannot be proof of the absence of the artist. Just like that, the fact that a person who is looking at the universe finds some calamities ugly or that he does not like the diseases that are happening to him and cannot understand the reasons behind them is not proof for the absence of the artist. That is a law. Because even saying that there is ugliness indicates an artist. So an atheist cannot claim the absence of God by pointing out the calamities. Then what is the reason why human beings struggle with all these catastrophes? Let's take a look at this. Moreover, here again, this ugliness is subjective. So the atheists think that something that is occurring is ugly.  So this is just subjective. I personally love sushi. Other people find it yucky.  This is just subjective. The question is, of course, is there an objective truth? We say, yes, there is an objective truth and objective standard of morality and this is God. We have a limited finite perception. Even an atheist will agree to this, that we have a finite perception. We cannot potentially know the secrets of the universe. Our brain is limited. An atheist will agree to that. And this is why I always come up with the same example of the kid and the father. I am a father. I have a son.  Let's just feed him candy all day long. Hey, I'm such a good loving father because as long as I'm a good loving father or at least something that my kid would interpret as a good loving father, hey, then this is proof for the existence of a father. But God forbid if I say, hey, kids, stop eating that chocolate, give it to me and eat your meats. Ooh, this is proof now that no father exists. That doesn't make any sense, of course. So what I want to tell you with this example is that my son, he's not even two years old, has, of course, a limited perception. He doesn't understand that I want the best for him. And taking away the pleasure right now and causing suffering is the best thing I can do as a father. And therefore, in this short, brief moment of time when we are suffering, when something bad is happening, we have absolutely no clue what the true implication is. And as Muslims, we submit our will to God and we say that this is Khadr and Allah, that this is the will of God. And therefore, it is good. You can assess if something is flawed or perfect by looking at the purpose for which it was made. If something works well in accordance with its purpose, we can say it is of good quality, it is nice. If it doesn't work as intended, we say that it is ugly and flawed. For example, the purpose of a library is to provide a quiet and peaceful environment for people to work. Now, could someone who visits a library for the first time after observing the place and not liking the silence say things like, Why is this place so quiet? Why is there no movement? No one's talking. What a faulty and flawed design. Could he criticize it like that? Of course not. Because the library is supposed to be an environment that requires silence. It's its purpose. So the fact that the library is quiet indicates that it is a quality and beautiful library. Or imagine a gym. Someone is visiting here for the first time and sees that the people are tired and sweaty. Lying on the floor exhausted, could he say things like, Who is persecuting these people? What a pity.  Of course they couldn't. Because the purpose of this place is to make people physically improve themselves through struggle. Just like in these examples, this universe has certain purposes. We can understand whether the events in the universe are good or bad by looking at the purpose of the universe. Recognizing the names of a law comes first among these purposes. Many other items can be counted such as progressing by struggle with trials, by passing the test to patients. If we look at the universe according to these purposes, then it is necessary to have troubles, calamities and diseases. For example, if there were no diseases, could we know the name of a law, Shafi, or the name Razak? If there was no hunger, if there were no tests of gratitude and patience, could spiritual progress be achieved? No. Then the universe and the events which we call calamities. This is a great description and of course the gym example resonates with me. Because in the gym when I joined it with 16 years of age, almost 20 years ago, I understood clearly that something beautiful can only emerge from struggling, from suffering. And if you inflict suffering upon yourself, you get the reward directly. If you do not impose any type of suffering on you, God will make you suffer. For God loves discipline, it appears. If I wake up every morning for fudger prayer and then I go to the gym, then I eat healthy, I abstain from all the vices, this is suffering that I'm putting myself upon. But if I choose not to suffer, I'm just going to sit on the couch and eat what I want, guess what? A few years down the line, now I'm going to suffer a heart attack, I'm going to suffer obesity and what not. Suffering is an intrinsic part of the game, but that does not mean that we have to psychologically suffer. Of course not. As I said, if we submit ourselves to God, there is no suffering in our minds because we understand that this is a test. We endure the suffering and we are grateful for it. Not like the atheists complaining all the time. Suffering, suffering. And to rank up through struggle. Therefore, we cannot look at these events as flaws and evils. If such calamities were to occur in heaven and not on earth, then we would be able to say, this place is bad. There is ugliness here.  We think about the concept of finding a flaw in light of this purpose that we've explained. We can say that an atheist who does not know the purpose of the universe and even thinks that it is purposeless certainly would not be able to evaluate whether these calamities are good or bad. If the purpose is not known, the event cannot be interpreted correctly. Exactly right. Because they have absolutely no foundation for their metaphysical claims. If you say that something is evil, you're already implementing some standard of good and bad. At the same time, the atheists will tell you that everything is relative. There is no good and bad. So if there is no good and bad, how can you then assess and judge that something is bad? If you look at famous atheists such as Sam Harris, he will tell you, I don't have to tell you that it is bad when I poison a village in Africa. It simply is. What does that even mean? How is it simply bad if you don't have right and wrong? A universal standard. Then this is just your opinion. For you, it is bad and maybe for the majority of people. Congratulations. Now you have an appeal to majority fallacy. If you look at a psychopath on the other hand, he might think, hey, this is a fantastic Tuesday. Let's poison all the villagers in Africa. Don't you understand this yet again? A subjective perspective. Verse is beautiful. Yes, something is either beautiful in and of itself or it's beautiful in terms of its result. Even many issues that we think of as evil have many beauties in terms of their results. When a man with his selfish nature sees an event that does not benefit him, he immediately defines it as bad. However, if the event benefits all humanity and as a common benefit, we can say that the event is good. For example, someone who doesn't like the winter and is always sick in that period cannot say, I get harmed. I don't like the winter. Therefore, the winter season is a flaw. It's an ugliness. Because if we look at the result, the winter is indispensable for life. It would be a mistake to evaluate the winter as bad with personal interpretation. Similarly, if we look at calamities, diseases, not with a personal interpretation, but from the perspective of the general benefits as their results, we will see that there are a lot of wisdom and benefits behind them. Let's elaborate on these general benefits. Yes, absolutely. That's what I'm saying. It is subjective. Those people lack an objective standard. They cannot see the greater good. They only see their subjective evil, their subjective bad. And this is why they say God does not exist. They're like children. It's unbelievable. In fact, the thing that distinguishes beauty is the presence of ugliness. Because everything is known through its opposite. For example, if there's no cold, the heat cannot be known. Without darkness, light cannot be known. Similarly, the events that we describe as disorder, evil, and ugliness are actually matters that enable us to realize the order, goodness, and beauty. I mean, think about it. Imagine if there was no ugliness. Could we speak of beauty? Or could we speak of order where there was no disorder? So the existence of opposite concepts is necessary to understand beauty. A person who is constantly living in order and beauty can no longer understand the value of that order and beauty. Which makes it even more beautiful and puts you into awe, of course, that you see that such a universe has been created. It's not only about bliss, only about pleasure, but it has everything, every nuance, every color of the spectrum is to be seen here, is to be witnessed. You can build a family. You can be left alone. You understand what loneliness is. You can win. You can lose. All of those experiences can be made in this amazing creation. Beauty. We can evaluate natural events such as earthquakes in this manner. For example, earthquakes can seem evil. It is an event that shakes the earth intensely and is considered to be a calamity. At face value it may be perceived as very harmful in a disorder, but in fact the thing that tells us what the order is are these earthquakes. Yes, earthquakes remind people that the earth does not shake on normal days and makes us feel that such an orderly and stable earth is actually a blessing. They make people who are used to normal conditions realize that even the things that they think is normal are in fact blessings. Yes, the thing that makes us notice the order is the disorder. The thing that makes the beauty beautiful is the ugliness of the ugly. So even the matters that are assumed to be disordered are in fact beautiful. And this is something that I learned throughout my spiritual experiences, yet again disclaimer, please do not touch those substances. And moreover, I'm not saying that therefore it is right or wrong. It is simply my perspective. That being said, I had certain experiences in which I saw that everything is perfect and that everything that does not appear perfect to me, even the slightest randomness like somebody's stuttering, some people scratching themselves, something that seems so random, somebody stumbling forward, not knowing what to say. All of this seems so random, but even this randomness is created by Allah and therefore it is perfect. Another point is that constant beauty makes people forget the hereafter by making them heedless. It makes the world look beautiful and intoxicate people. For a person who forgets his duty and forgets the hereafter, troubles are actually a warning and a wake-up call. An intoxicated person cannot be aware of the events around him. One could make unlikely mistakes thinking that they are doing the right thing. At that point, someone should wake him up to reality. Waking him up would be the greatest favor done to him. Just like that, the human being who was sent to the world to know Allah sometimes forgets his duty. Contrary to his mission, he can become immersed in extremely insignificant things. Some days, he forgets the taste of praying. Some days, he falls into sin in such a way that he even forgets what it means to regret. Actually, at this point, he needs someone to wake him up from that state. In reality, it's not evil that Allah wakes him up from his heedless, sinful state with calamities and diseases. But it's pure mercy and beauty. Because think about it. Whoever experiences a problem starts thinking more about the hereafter compared to other people and he turns to worship. So even from this point of view, we should see calamities not- I have goosebumps listening to this because 2011, over 10 years ago, I was struck with a terrible sickness or at least terrible the way that I interpreted it. Looking back now, I'm happy for that sickness because it brought me out of the degenerate lifestyle that I was living. Partying, multiple women and what not. Pure degeneracy. But I thought that this is the peak of existence. I thought that partying is our birthright. Hey, let's have so much fun. But ultimately, I was destroying myself with substances and what not. Only that sickness brought me out of that degeneracy and one step closer to God. You can neither recognize the danger of the stove nor can he immediately understand the reason for the slap. When he understands the danger of the burning stove later on, he realizes that the slap was actually a result of compassion. Yep. Yes, if we look at it from the point of view of mercy, in a real sense, there is no ugliness in evil. Just like in these examples, there may be some warnings that a law sends in our way. Sometimes we don't understand them. We may think of them as bad things, but in fact, it's the opposite. In an act of pure mercy, sometimes it takes time for us to realize this. Just think about it. Thinking that even the slap of a mother had a benefit. How can there be no mercy in a warning that is sent by Allah, who showers the human beings with so many blessings with his infinite love and care? Yes, brothers, man is a soldier on duty who is trying to understand the universe and get to know Allah. Think about the blessings of Allah and the fact that he created so many beauties. The one who gives the feeling of compassion to all the mothers, would Allah ever intend any harm to you in a real sense? As the one who puts benefit in all things and manages everything with wisdom, would Allah ever create disorganized and useless matters? Sometimes we need to change our perspective. We have to evaluate things holistically. If you really think about it from a theological perspective, you will see that the answer is no. Because we are not this body as the atheists want to tell us. The atheists think we are our body and if something bad happens to my body, then it equals evil. But if you think of yourself as a soul in a body, then no pain in the world can be real to you. This is just a test. Even, yet again, from an atheistic perspective. If you believe in video games and you understand the purpose of those games, you understand that you are playing a character in that game and your character cannot truly die. Even if the character in the game dies, you are still alive. This is the way that we see the body. This is a temporary time frame. A few years in this world and then we are leaving again. Our soul stays unharmed as long as we redirect our worship away from the creation onto the Creator. Alright guys, but this is it for today's video. If you enjoyed it, leave it a thumbs up. If you haven't subscribed already, guys, please do so. And if you want to support this channel by Patreon, all the links are in the description box below. To all my brothers and sisters fasting with me, I wish you all the strength and all the blessings in the world. We are all struggling together. We are recording this video right now with no sip of water and I have a few more to go. God bless you all. Alright guys, but this is it. And as always, yet again, may God bless you all. Much love and peace.


All the things. Okay. Good evening, friends. It's like, it really is after 10 o'clock. We have an addiction. So tonight we're gonna be pouring on a canvas that we just prepped. I will link that video here. And We put pushpins in the bottom of it so that we can get our hands under it. Oops, sorry. That we can lift it and maneuver it and do all the things. And I'll link all the colors and materials and all that fun stuff in the description below, but while he's measuring out the resin, I'll go ahead and tell you that that's a mayron and you'll see amazing things from it. That's probably one of the best things. And then that's Amsterdam bluish-green probably. Peacock teal by DecoArt. It's craft paint. And that is watercolor, hydrous, ink called blue aqua. Oh, also we're using pro-marine. We're using pro-marine two-part epoxy, which means it's a one-to-one measurement and I'm drawing a blank. Oh, yeah, and also it's important to mix it evenly and thoroughly because just trust me, it won't turn out right if you don't. Send us popsicle sticks. Pigments. We'll try your pigments if you would like. Danks, dunks. I'm still not. Someone give me clarification because I don't know. I've never gotten clarification on that. Does she have an accent? Yeah. So which one would you go with? You know what they say. Dot, dot, dot. It's always a long vowel over a hand in the bush for a European name. I'm just kidding. The Speak European? Collectively. Also, I want to see your creations. Hashtag us on Facebook, Instagram, Twitter, smoke signal, carrier pigeon. We want to see it. Hashtag us so we can check it out. What's your impression of this resin? Like it? Don't like it? The viscosity is like it's so so much thicker than the V. All right, so. That is strange. Not too much gold. No, we're going. That's cutie. Right after this one, I want to use this crazy black cherry color and I made this really weird brown with gold in it. With this gold. On a white canvas. Possibly a black canvas. Who knows? I might get wild and crazy. Stuff way thins out when you heat it up. That's for sure. But that's good. I mean it makes it workable and it makes it stretch. You can cover a more surface area. So I'll comment on one of the Facebook groups today about basically their whole wardrobe is paint clothes because they'll buy something and decide to paint and not think to change clothes. I was like we can totally relate. Everything's art clothes. Look at Jeff's jeans. Let me see your testing colors patch right there. Yeah, everything I own has paint on it. So I don't buy nice clothes. I don't look good in them.  Oh what I was saying earlier. Susanna is sending us some of her pavement powders and pastes via Miss Laura. Also Jeff made a this for our paints. I didn't make anything. I just transferred the paint. Uh Yeah, and you put a light on it.  This old art studio.  You've seen that a lot on our channel. It's bananas at giving. So I'm gonna do something different. What's that? I just want to do one big one big puddle and I want to do because I hate those lines that I get is that I guess because it's pretty thin so it's going to do that. So I'm just going to pour out the majority. Save some for extra lines. It's like the weirdest pour ever. Did not do what I thought it was going to do. I think if you tilted it back towards you it would pull up the blue that it rolled over because it's popping up. Okay. That looks good. It was very beachy. I want it to drop. That teal will come through. Some pretty things. Look at that edge. I like that. Look at that. And now it's very under the sea. The gold is making camera focus. That's a gorgeous piece. Now hard people try to get these large cells. Not that I would mess with it too much more. Hey guys. This is the piece. She's still wet. Huge gorgeous cells that look white from one angle. Gold to the next. Yeah. It's like a a changing uh-huh. It's like octopus style. Into the baking chamber till Mianna. All right people. See you next time. Bye.


If you run Instagram ads to reach a warm audience, you might wanna be careful about using IG Reels, Instagram Reel videos, because even a three second view of a real video or any Instagram video will count towards that person being part of your warm audience. And the problem is at this time, Instagram Reels gets a lot more exposure in the Instagram algorithm of random people, people who aren't even necessarily part of your own audience through the explore tab on Instagram. So let me go ahead and show you some proof here, right here on the screen, and then I'll show you my Instagram app. So if you go to Facebook ads manager and click on create audience and cluster audience, and assuming you've already set up your Instagram connection to your Facebook ads, if I go to video, okay, and then I choose people who have viewed at least three seconds of my video, and I click choose videos, I'm able to choose, excuse me, Instagram business profile, I choose my Instagram. And this one is, for example, is a six minute 45, six minute 45 second video. This is a longer, it's an IGTV essentially, right? And then down here, I think this was a story that I might have removed anyway, three views, that's fine. So 169 three second views, right? So this has 169 people who are, who have been considered part of my warm audience based on this video. Let me keep going here, 229 views, okay, nine minute video. Okay, one minute, less than one minute video, this is an Instagram reel, 2,109 views, 2,109 three second views. So even if that person watched for three seconds, okay, 2,000 people, okay, even if they just watched, if some of those watched it for three seconds and decide that they don't like my energy, they don't like my style or whatever, and they don't ever want to see me again, they are still roped in to my Instagram warm audience so that when I run Facebook ads or Instagram ads, my warm audience, those 2,000 people all get roped into that. So it's quite unfortunate how, you know, Facebook and Instagram has done it. Let me go ahead and show you my Instagram app now so I can show you why the reel rops in a bunch of people who might probably aren't the warm audience. So let me go ahead and share my phone screen right now with you and first of all, say hello to my dog buddy and let's go to Instagram right now. And here on Instagram, what you're gonna see are my long videos which are the first two in the grid on my long videos. These are like, you know, six to 10 minutes long. So let me go ahead and show you. So for example, this first one, how to get consistent client referral, let me click on that one. Okay, so this is one of my long videos. I'm gonna click on share view insights rather, give me one second here. Gonna click on view insights, okay? And then here you could see that I have reached 331 accounts. So I have somewhere around 5,000 to 6,000 Instagram followers. I reached 331 accounts with this video. There were a hundred and you could see 169 here on the top, on the middle left here, 169. So just about half, right? Yeah, more than, just more than half of the accounts that I reached, watch the video. And out of the 169 views, I got 41 likes. So let me just do some quick math on that. 41 likes to buy that 169 is 24% of the viewers of this video clicked like, okay? So that's 24%. Now let me go to the Instagram reel, okay? The third one is the one that's less than one minute. It's an IG reel, okay? So let me go ahead and click on the three dots on the bottom right. And I'm gonna click on view insights. Here we go. Let's check this out. Almost 4,000 accounts reached. Now I'm going to guess that many of them are not my followers, right? And 3,991 plays and only 150 likes. Now let's do the numbers here. 150 divided by 39, which is even the accounts reached. 150 likes divided by how many accounts were reached. That's less than 4%, just about 4%. Compared to the 24% likes of the longer video of those who watched it. So what this is telling us is that the reel, a bunch of people watched it, very few of them resonated with my energy and my message and very few of them percentage wise liked it. And yet still we saw earlier on my screen. Let me go ahead and share my computer screen again. It's logging 2,000. Now that's really interesting. Even though 3,000 people viewed the video, 2,000 of them reached the three second mark. So I guess some of them watched it for one second and say, this is not my guy. But 2,000 of them, 2,100 of them watched it for three seconds or more and only 150 out of 2,109. So 7% likes compared to earlier I showed you. I showed you this video, 169 likes and 40 likes. Or sorry, 40 likes out of 169 views is 24%. So 7% here likes versus 24% likes. So again, what this means is that this basically gets three times more reach, sorry, three times more likes ratio wise compared to the reel.  They watched one second or three seconds decided it wasn't for them. And yet going forward, at least for the next year, right? Because that's how the warm audience works is one year warm audience, they're going to, now I can define my warm audience as 30 days, 90 days, et cetera, that's fine. But still a bunch of them who are not really true fans of mine are gonna, I'm gonna have to keep spending money reaching those warm audience members. So this is why going forward, I'm not going to use Instagram reels anymore. I might test it once in a while. And again, I will test it and look at the numbers, but I'm not gonna use it on a regular basis. I'm still gonna use the carousel posts on Instagram, which you see me use on Instagram and the longer videos. And both of those tend to have a much higher percentage of likes per the accounts reached. So I hope this is helpful. And if you have any comments, suggestions to add to this or questions, go ahead and put that below. Thanks.


Welcome to December 7th. This is the micropdesync and we are here to check in with everybody and see how things are going. We have an honorable pre-meeting here. We've already discussed that we have one working group that got that. So why don't we start with 10? Yeah, they generally work. I don't think it would be normal, but I'll get a couple of things one for work. The other, with the outstanding of the GPIO and high-press drive-off, so all the details, if needed there, can already be done anyway. So if you're being controlled there, you're only involved with the suitably issued, but I think that might be due to the permissions, the five-commissioned issue that I think was just from what I was done. Testing and doing everything was only a kind of one, very small thing. So I think that's all we're doing as well. Obviously, more so by April Funtz. We highly recommend that positioning, but not in a purely marketing sense, like positioning in terms of... The audio chamber creating a little plug to seal up the wires that's included in the trends. Instead of having them go out like you can ask to talk through on there. So let's get us down to pretty much just being able to assemble this product. So we can pull this tomorrow. So that's my goal that we have. As our friends, we do have several hundred of those speakers rolling, but in terms of the 10,000 unit quantity that we're going to need, there's that we have apparently an established relationship with them, because they asked about me, and everything else. So that's a good thing. And they'll be manufacturing them for both of you, both for all the screens, and that's all that sets on the move. I am still waiting on change. This is the back way with power supply, right? And then here is the area that has channel cut into the audio chamber, between the dead kits and the audio chambers in the production unit, which is the one I'm holding. With the identical, if we get rid of that channel for the production unit, turn the board down and then just have the power for the... So what do you have with face downers? I don't like that. It's sticking out the top. The part that I was waiting for. 1,093 connector, everything moving. We decided to ship everything to Warren. So this stuff out to the integrator, if we select the integrator, and our print's ready to go, or shall we send them to discombobulating? Everything is coming together, which is great. Our conversation with Kevin, again, on the PCBA stuff, trying to get that rolling.


Messages keep pouring in on Christmas celebration, this time from Governor Abdulahi Suley of Nassara state. On Friday he felicitated the Christian faithful, the world over as a celebrate Christmas. This is contained in a statement signed by the governor himself and made available to newsmen in Lafayette. Governor Suley noted that this festive season caused for a sub-reflection and reaffirmation of moral rectitude as epitomized by Jesus Christ. Hello, hope you enjoyed the news. Please do subscribe to our YouTube channel and don't forget to hit the notification button so you get notified about fresh news updates.


The Biden administration is a plan that's estimated to cut child poverty in half and it's already begun It's called the child tax credit Here's how it works Parents of children under the age of six are receiving direct payments of up to $300 per month per child or $3,600 per year per child the payments dropped to $250 a month for children between the ages of six and 17 and phase out for families with higher incomes It's an historic expansion of the original credit. It's already helping millions of working families I've always lived paycheck to paycheck and so It will continue to be helpful and keep us going the direct payments are coming because the child tax credit is a refundable tax credit normal non refundable tax credits simply cut your taxes, but a Refundable tax credit like the child tax credit helps you even if you don't earn enough for it to reduce your taxes So it's a direct payment to you Say you owe $3,000 in taxes a non refundable tax credit of $3,600 won't be worth $3,600 to you. It would just reduce your taxes to zero So you wouldn't get the full benefit and if you don't owe any taxes to begin with a Non-refundable tax credit wouldn't do you any good at all Since you can't reduce your taxes to less than zero dollars, but a refundable tax credit would help you You'd get the money no matter what the full $3,600 that's why this expansion is such a big deal it ensures that the money gets to lower income families The early results showed that this policy is a game-changer Over three million more households with children now report having enough to eat after just the first two payments More report being able to make rents stay in their homes and afford basic necessities and Three million children have been lifted out of poverty It's reduced racial disparities as well hunger has fallen by one third among Latinx families And by one quarter among black families It bears repeating that if the credit is made permanent and reaches everyone it should it could cut child poverty in half Yet the Republican Party the so-called Party of Family Values is dead set against it Republicans were concerned This was a paving the way for universal basic income if it became permanent and now Democrats are trying to do just that. That's because the program works Every single Republican in Congress voted against the American Rescue Plan which contain the initial Expansion of the child tax credit you can bet they're all going to vote against making that expansion permanent in the Democrats Reconciliation bill. It's obvious. They do not care about helping working families Democrats must get this done no matter how staunch the Republican opposition in the richest country in the world It's inexcusable that millions of our children are living in poverty For decades almost all economic gains have gone to the top leaving working families behind This historic expansion of the child tax credit is a crucial step towards righting this wrong poverty is a policy choice Congress must make the child tax credit permanent


Before we get into the video, people, I am giving away 11,500 Apex coins every single month. To be in with a chance of winning them, make sure you're subscribed to this channel and have that bound notification button ticked. Drop a like on the video and leave a comment down below. More details are in that video description. What is going on guys? Welcome back to the channel and I appreciate you being here. Today I bring you another Apex Legends video and today I bring you more details under Battle Pass coming to Apex Legends due to recent datamines and leaks and even a possible mishap by AMD on Twitter. But before we go any further guys, if you do enjoy the video and would like to show your support you can by hitting that like button. If you are new around here and enjoy what you see, be sure to subscribe. Okay so in reality not much is known about the Battle Pass for Apex Legends. Nothing besides we know it's coming sometime in March. Now leaks from a while back suggested the Battle Pass was coming on March 12th. Now that could still happen and it could still arrive tomorrow. But in my opinion if that was the case I'm sure Respawn would have mentioned it by now. All I can recall is Respawn stating that there is still a lot of work to do under Battle Pass and I believe that was the last week some time so yeah. Now although a leak suggested that an image that he released on the internet which we saw Octane and the Battle Pass, the image you can see on the screen now, he stated the Battle Pass was coming on March 12th and it stayed it so on this piece of artwork you can see here which is a photo taken of supposedly one of Respawn's work in Photoshop. Now it is interesting to say this was the first time I actually saw a clear image of Octane and I can tell you now guys this actual image of Octane is floating around the internet so it was definitely real. And like I said the guy who took this photograph of this Photoshop opened said it stated the Battle Pass was coming on March 12th. And I mean like I said it still could happen but I just think Respawn would have announced something on it by now. What could happen people is maybe it will be revealed tomorrow and then it will come at a later date. Possibly towards the end of March which coincides with that leak we saw ages ago talking about us getting a preview of Octane via a playlist for week 8 of the game. The game was released on February 4th meaning the 8th week will be around the 25th of March on a Monday. That leak you can see on the screen now. We see also states a sneak peek at jump pads too. We all know jump pads or launch pads is the ultimate ability for Octane. It's also important to state as well this leak came way before any images of Octane and way before any leaks of a Battle Pass. So yes it does kind of make sense. So if you are to go by the leaks and the data mines I believe the Battle Pass will arrive around March 25th. Now though people more details have been found via these data miners so let's check it out. So this image you can see on the screen now basically confirms what we already know and that is that Respawn are preparing the game for the Battle Pass release. We see purchase buttons, we see reward buttons and so forth kind of makes sense. Now it's pretty clear that the Battle Pass among other things will definitely have a paid version. I mean looking at some of the files too it looks like there will be a 3 version 2 which we'll get onto in a second. Okay so this next image showcases something I think we can expect a Battle Pass to offer and that is unlocks like character skins and so forth. I mean it's just like common sense now we all know the Battle Pass is going to be paid for which I think it will be. There's obviously going to be unlocks for certain characters along the way to top level of that Battle Pass. Okay so this next image showcases a file we see states Battle Pass bonus remaining. This I believe is tied to obviously leveling up through the Battle Pass. I'm just hoping it's more than just legend tokens we get for leveling up and like it said before we actually get unique rewards.  This next image is a weird one it states there will be a separate lobby for the Battle Pass. Now this is just pure speculation on my behalf but what if the Battle Pass owners get access to a new mode? I mean we have seen many different modes data mined in the past could this be what we are seeing here? I initially thought this new lobby through this data mine was just going to be a separate or new tab where we go to to go through our Battle Pass and see our progression and so forth but looking at it again I don't know about that it definitely says a new lobby so we will see people. Next up we see this image which showcases a file of a free icon like I said earlier although this might not be tied to it I do think there will be a free version of the Battle Pass as well as a paid version that is for sure. And lastly guys we see this image on screen now showcases a diamond level. Now we saw a leak a while back where we saw diamonds stated within the Battle Pass files. People like myself assume the diamond would be the paid version and there would also be a free version too but this image is dating a diamond level. Although this doesn't discredit our initial thoughts of a diamond paid battle pass it just insinuates certain levels would be a part of that battle pass and maybe diamond will be the max level. Makes sense for the word diamond being tied to a paid version and to a certain level to be chased within that battle pass. But yeah so much to speculate over that is for sure. I just want to see it already people I'm so excited to see what we use for when I have install for us and if any more information comes regarding the Battle Pass as always people I will have your courage right here on my channel let's just hope it's sooner than later. Also credit to ApexLeaksNews for the info today his twitter can be found linked within the video description. Now before we go guys I have a little bit of added information on something that was accidentally tweeted out by AMD which you can see on screen now as they deleted it not long after which is a little suspicious in itself. Many are speculating they revealed a date of the battle pass which again states it would be the 12th of March which is tomorrow but I ain't sure though they state it was a mistake and that they know nothing but hey people why delete such a tweet if you haven't mentioned something you shouldn't have but hey I will leave that with you guys tomorrow we will find out if the battle pass is coming if not probably expect a trailer on it of some sort but we will see by that note guys we have come to the end of the video if you guys enjoyed it leave a like really does help out if you're new around here and enjoy daily Apex Legends videos be sure to subscribe and if you never want to miss a video I upload a content notification so I'm by hitting that bell button but guys thanks as always for stopping by and hopefully I will see you on that next one


Crushed was my project after I returned from the Philippines. I had met my birth family when I was 16 years old. And then when I married my partner who was fluent in Tagalog, I was able to go back and finally actually talk to my family. So in talking to my family, I learned a lot about myself as an adoptee. And I really wanted to make this to honor my family, and then it started to shift. So when I was exploring who my family was, these poor Filipino folks from the countryside and the Philippines, I thought, hey, I'm going to share these stories that no one's ever going to know about because my parents are no one. My siblings are never going to be known by anyone in the world. And then this active generosity changed and became more of an exploration of memories that I had lost. The PTSD symptoms that I had from adoption itself as well as from my adoptive family, from experiences with my adoptive family.  Not knowing if I thought a certain way or had certain fears because that's who I really was or was attributed to these painful experiences. So this concept that I really didn't know who I was permeated every page of this book. Who am I? It was the question. And in a selfless way as well, I wanted to acknowledge a lot of adoptees' experiences. This absolutely does not represent all adoptees' experiences. But for a lot of people who do have traumatic experiences as adoptees, I wanted to acknowledge that because most adoptee stories are always told by other people, especially in popular media, parents or people who like to capitalize on the pain that adoption causes to push a story or to push or move story forward. Everything from superhero stories to Kung Fu Panda. Everyone's adopted and their pain serves as this powerful storytelling mechanism when really the experience of that hasn't been explored. So this is crushed. Ugly, little. Don't run away from me. Love? Nick? What? You're having a nightmare. Are you okay? Oh, sorry. Don't say sorry. Drink some water. We're about to land. Less than 30 minutes. You missed a terrible Kung Fu movie.  It's stuck. Careful. Ah! Need help? It's okay. Were you able to sleep? Kinda. I'll sleep in my bro's car after he picks us up. I can't stand these bags under my eyes. Love? You're so pretty. You're nervous? Smooch. Don't be. This is gonna be hella fun. You'll get to know them. We're in the Philippines. I get to meet your whole family. What's there to be nervous about? Fidget. That they won't like me. Here's what I remember about flying here last time. I thought that there were too many miles of ocean. The plane could crash in the water and I'd die never having met my birth family. I wanted the flight done as soon as it started. I stepped onto Philippine soil without sensing the ground beneath my feet. The sensation stayed with me the whole trip. Catherine said, I dissociated. She had been helping me with all these symptoms. Dissociation is such a clinical word. The trip was overwhelming and so my body coped by pulling me away from my senses is how I would explain it to my friends. But that was wrong. Or rather, it was incomplete. Really, I felt like there was a little girl with me scared and nervous, except she didn't seem little at all. She was enormous, stronger than me. For now, the term helps to give shape to another kind of reality. Experiences that resemble phenomena but aren't imagined. I wanted to sing with my family, talk, laugh, but the giant little girl, be careful, be careful, would yank me back and tuck me safely in her pocket. Business or pleasure. Family, so both. Ha. Welcome home, sir. And your wife, Nicole? Nicole? Nicole? Nicole, do you speak Tagalog? Do you have family here? Huh? Therapists have many explanations for these kinds of experiences. None of these explanations make the experiences stop. I tried my best to implement the skills Catherine taught me. Fuck, it's hot. Over the years, I grew more aware of when they were happening and what triggered them. But at the beginning of this trip, I was a kid again. Constricted and adrift, like one of those sea turtles trapped in plastic rings. Jasmine, ma'am, water, chocolate, miss, please, ma'am, please, ma'am. I'm sorry, I don't have any money. There he is, we gotta push through. Don't worry, hold my arm. Aren't you dying in your sweater? I can't really feel anything.  Oy, my brother, my baby brother, all grown up, welcome home. Saying things I don't understand. Your wife? Ah, he pog. Andres really missed you. Thank you for picking us up. Hey, is your car running?  Here, I'll carry these. How long has it been since you've been home? Andres' eyes lit up when his brother arrived. He looked at home with his brother. I wondered what that was like. I have an adoptive sister named Marie. We were raised together. But we don't smile like that when we see each other. Thank you so much for picking us up in the middle of the night and driving us to my family's town. I know it's not easy, thank you again. You say thank you a lot, he pog. Don't, no need. Shit, it's been 20 years. Malaga, right? Yep, that's where she was born. They hadn't seen each other in decades. Maybe that's all it was. Then maybe that's how my first family will feel when they see me. It's beautiful there. No tourists. I hoped. Thank you.


We will continue our discussion on consumer theory or theory of consumer behavior in this session also. So, if you remember in the previous session, we talked about the assumption what is generally taken in the theory of consumer behavior or when we do the consumer behavior analysis. Then we introduced the concept of total utility, marginal utility, how both of them they are related to each other and this is all the total utility and marginal utility this is only based on the perception of the consumer on the satisfaction what they get after consuming the product. Then we introduced the concept of law of diminishing marginal utility which tells us that when a consumer go on consuming a product after a certain point of time generally the marginal utility diminishes and sometimes it even reaches to 0 and sometimes you get it the negative marginal utility. Then we introduced the concept of indifference curve analysis which is a part of ordinary utility analysis and here we discussed about the different properties of indifference curve. Then what is the rate at which the goods get substituted with each other like the marginality of substitution and also we discussed about the different kind of indifference curve like when the nature of goods are different like complementary goods or may be the substitute goods. So, in today's class we will carry out discussion on the budget line how the consumer incomes get limited by the consumer preferences then we talk about the consumer equilibrium keeping budget line the constant as the budget line or the budget constant. Then we will introduce the concept of law of equimarginal utility then we will discuss about the price income substitution effect and finally our discussion point will be on consumer surplus. So, what is a budget line? So, till the time we know that indifference curve gives us the consumer preferences and at the same point it also gives us the different combination of goods and services which gets the same level of satisfaction. Now, more is always better for the consumer, but when it comes to affordability of the consumer always the income pose as a constant. So, the consumer income is here we consumer income we represent in term of the consumer budget line and budget line describes the limits to consumption choice and depends on consumer budgets at the prices of the goods and services. So, it show all the possible commodity bundle that can be purchased at a given price with fixed money income. So, income is fixed budget line shows us the different kind of goods and services what the consumer can consume with this typical fixed income. So, in this case if you consider M is the money income and if the total consumption basket of the consumer is just consist of two goods X and Y then the total budget line will be represented in term of M which is equal to PXX plus PYY. Now, why this is only PXX and PXY we are assuming that the entire money income of the consumer is getting spent only on consumption of goods X and Y. So, PX is the price of X, PY is the price of Y. So, the X is the quantity of X and Y is the quantity of Y. So, entire money income is getting spent on X and Y and since it is equal to income the price of X and price of Y is also multiplied along with the quantity of X and Y. So, this is the graphical representation of the budget line and if you look at here we represent in the graph A and B as the budget line. Then at the point A if you get the value is equal to M is equal to PY and how you get the value of A at the point YXX is equal to M by PY because the entire money income is getting spent on only in the consumption of one of the goods. Similarly, M by PX if you look at the other extreme here also the entire consumption is getting spent only on the consumption of the goods and services. Let us see how we can draw this budget line. So, if you remember this the budget line equation is PXX and PYY. So, if we assume that the entire money income is getting spent only on consuming Y then this term becomes 0 and if you solve for Y then you get the value which is M is equal to PY which we get here that is M is equal to PY. Then similarly if you spend the entire money income or if the consumer is spending entire money income only on consumption X then the second item becomes 0. So, this M is equal to PX by X and the value of X is M by PX. So, here we get the value which is equal to M by PX. So, if you join this two point what is the significance of this two point suppose this is A suppose this is B at this point A the entire consumption is entire money income is getting spent only on consumption of Y and at this point the entire money income of the consumer is getting spent on the consumption of X and in between all this point it gives us the different quantity of X and Y. So, any point in this range will give a mix of combination of goods X and Y whereas, this two extreme point gives us that when the entire money income is getting spent only on the consumption of the specific good in case of horizontal axis this is on the consumption of good X and in case of vertical axis in the consumption of good Y. So, indifference curve gives us the consumer preferences on goods and services and whatever the satisfaction they get out of it and budget line gives us what is the possible combination of X and Y can be consumed with a fixed money income of the consumer. We have simplified this analysis of indifference curve and the budget line to two goods just for the simplicity of it when you just take two goods otherwise also there is an option when you have more goods and services you can cluster them into specific groups and you can represent them in the indifference curve. So, we have introduced the concept of the indifference curve in the previous session and this session we have introduced the case of the budget line. With the help of this we will see how the consumer is reaching the equilibrium, but before analyzing the condition of consumer equilibrium we will see that in which case the budget line get changes. First when there is a change in the income so whenever there is a change in the income it increases of the in the income leads to a parallel outward shift in the budget line. Like if you look at the third line that is the increase in the income from the original budget line and decrease always in the downward direction. So, increase in the income lead to a right shift in the budget line and decrease in the income leads to a left shift in the budget line. So, one is upward in case of increase and downward in case of decrease. Now, what is the change in the budget line when there is a change in the price? A decrease in the price of good x rotates the budget line counter clockwise if you when you can see in the graph. So, the initial budget line is the black line and when there is a change in the price of the goods now with the same amount of money income the consumer can consume more of good x and because of this the budget line shift to the right. So, if you look at this case if you are considering here as the x here you are considering as the y this is the original budget line. Now, price of x decreases. So, with the same money income now the consumer can still have more quantity of x as the price of price of x has decreased. So, in this case the budget line will shift to the right this is the new budget line. So, this is a b this is a b 1. Now, suppose the price of y decreases now the same money income now the consumer can have more quantity of y. So, at this point b remain constant now the curvature will change in case of y and suppose this is a 1 b. So, the new budget line is a 1 b if the price of y is decreasing. Now, it will move in the opposite direction if the price of x is price of x is increasing or price of x is price of y is increasing. This is the case in the previous case we analyze the decrease in the case decrease in the price of x and price of y and the scenario will change when the price of x will increase and or price of y will increase. Now, we will see how to reach the consumer equilibrium. Consumer equilibrium is the point this is the optimal consumption for the consumer. And what is the optimization problem for the consumer the optimization problem for the consumer is to maximize the satisfaction. So, consumer behave rationally and would always aim to maximize the utility given the money income prices of the goods in the consumption basket. So, irrespective of the price of goods and services the income keeping this as a constant the consumer always behave rationally and they always see that how they can maximize the utility. It is it is at a point where the budget line is tangent to the highest attainable indifference curve by the consumer subject to the budget constraint. So, graphically how you get the point of consumer equilibrium? It is at a point where the budget line is tangent to the highest attainable indifference curve by the consumer subject to the budget constraint. So, what is the consumer objective or what is the consumer optimization problem to maximize his or utility subject to the income constant. We have kept two goods in this case, one is X and other is Y. So, the consumer consumption basket is consist of two goods X and Y. Price of both the X and Y are fixed like PX and PY are fixed, consumer income is given. So, price X and Y is fixed, income is fixed, two goods are there X and Y and the consumer objective is to maximize his or her utility subject to the income constant. Now, what is optimal consumption? Optimal consumption is the point at which the consumer maximize the utility or where the utility maximizing takes place or that is the point of the consumer equilibrium. Now, what is the precondition for this optimality or what is the precondition for this utility maximization? It requires the slope of the budget line should be equal to the slope of the indifference curve. So, in the previous case if you remember the budget line is AB like right. So, at the point A this is we get a value that is M is equal to PY and at the point B we get a value which is equal to M by PX. So, corresponding to this what will be the slope of the budget line? The slope of the budget line will be PX by PY and as we know previously that the slope of the indifference curve is marginal rate of technical substitution that is sorry marginal rate of substitution that is MRSXY which is also equal to the ratio of marginal utility of X and marginal utility of Y. So, optimality requires the equality between the ratio of marginal utility and price of X which is equal to the marginal utility and price of Y. So, we have two goods in this case price of X, price of Y is fixed, income is fixed, the optimal consumption or the point at which the consumer will reaches the equilibrium at this point the ratio of marginal utility and price of X should be equal to the ratio of marginal utility and price of Y. So, now if you look at in the graph at this point you look at the arrow mark this is the point of the consumer equilibrium. Why this is the point of the consumer equilibrium? Because this is the equilibrium consumption bundle is the affordable bundle that will the highest level of satisfaction. The consumer can pick up the combination in the indifference curve 1, the consumer can pick up a combination in indifference curve 2, the consumer can also pick up a combination of goods X and Y in the indifference curve 3. But the consumer since the optimality or since the optimization problem for the consumer is to maximize the satisfaction, maximize the utility that is the reason the consumer will reach the equilibrium at this at the point in the indifference curve 3 because that gives a highest level of satisfaction and also the combination in indifference curve 3 can be achieved with the constant in the form of the budget line or constant in the form of the income. So, the straight line is the budget line, there are three indifference curve and the consumer will always pick up a point in the highest indifference curve because that will give a higher level of satisfaction or the higher level of utility and that goes with the basic optimization problem with the consumer. Now, we will check what is the condition this consumer equilibrium in detail. So, del Y by del X or ratio of marginal utility of X or Y is the slope of the indifference curve. P X by P Y is the slope of the budget line and what is the what is the preconditions or what are the condition for the optimal consumption that is ratio of marginal utility of X and Y is equal to the ratio of price of X and Y. So, if you look at there are three points, point A, point B and point C, all these three points the consumer is reaching the equilibrium because U 1 is one indifference curve, U 2 is the second indifference curve and U 3 is the third indifference curve. Similarly, we have three budget line B 1, B 2 and B 3. Now, suppose the consumer has the income which is equal to B 1. Now, having the equilibrium B 1, the consumer can only pick a point in case of or only pick a combination in the indifference curve 1 that is U 1 and the suppose the income increases for the consumer from B 1 to B 2. Now, the consumer can prefer a quantity or prefer a combination of X and Y in the higher indifference curve that is U 2. So, that is another consumer equilibrium point at the point B. Similarly, when the price of B 3 increases or the sorry income of the consumer increases from B 2 to B 3, the consumer again can achieve a higher level of satisfaction by choosing a combination as indifference curve 3 that is U 3. So, if you join this three point A, B and C, we reach to a path which is consumption path and why this is known as the consumption path because when the income increases this is the consumption pattern of the consumer and if you look at at each equilibrium point, the consumer maximize the satisfaction. So, after joining point A, B and C, all these are consumer equilibrium point we get as the consumption path. So, consumer equilibrium is the point this is also known as the optimal consumption or this is also known as the may be the best consumption for the consumer because they get a higher level of satisfaction or the highest level of satisfaction with the limited income with the fixed income and when the prices are also fixed. And how this can be achieved? There are two points to achieve this one at this point where the ratio of the marginal utility and price of X is equal to the ratio of marginal utility and price of Y and geometrically this is at the point where the budget line is tangent to the indifference curve. So, consumer there is a equality between the ratio of the marginal utility and price of X and marginal utility and price of Y. So, consumer allocates income so that the marginal utility per rupees spend on each good is same for all commodity purchase. So, like since there is a ratio is equal to ratio of one goods is equal to the another goods it can be said that the marginal utility per rupees spend on each good is same for all the commodities purchase. Till the time the equality is maintained then this is fine, but when there is a disturbance in the equality or at any point of time the ratio of marginal utility and price of one good is greater than or smaller than the ratio of marginal utility and the price of the other goods. In this case we can say that like in this case the ratio of the marginal utility of X is greater than price of X price of X is greater than the marginal utility of Y and price of Y. The consumer will spend more on good X and less on Y because he is getting more marginal utility by spending on X as compared to Y. The situation will again change if the marginal utility and price of Y is greater than the ratio of marginal utility and price of X. In this case the consumer will prefer to spend more on good Y as compared to X because the consumer is getting a higher level of satisfaction or higher level of utility by spending on good Y because the marginal utility what he is getting by spending one additional rupees on it is giving a higher utility as compared to the additional utility that is getting from good X. So, if it is equality then the consumer is spending money in such a way because the marginal utility is getting that is equal, but sometime there is a mismatch the consumer always spend more money income on that good where they get a higher level of marginal utility. Now, we will take an example that how generally these choices are made when it comes to the decision making in term of the marginal utility. We will take a case of Jill that how much ice cream does Jill buy in a month. There are some facts this is limited income and there is also a opportunity cost involved of making a choice buying ice cream leaves Jill less money to buy other things each dollar spend on ice cream could be spend on the hamburger. So, how much ice cream Jill should buy it there are few facts on this he cannot buy unlimited because there is limited income and also there is a opportunity cost associated with it whenever he is buying the ice cream because the same dollar or the same money income could have been spent on buying other goods like the case of the hamburgers. So, whether it is Jill or any other consumer they always make a comparison when before deciding on where they have to spend the money income. So, in this case if it is ice cream or it is the case of hamburger Jill has to decide on the basis of the marginal utility how much marginal utility he is generating when he spending money on the ice cream or spending money on the hamburger for example. So, some more facts the price of hamburger and ice creams are market given the consumer cannot change the price of the goods Jill like any other rational consumer which has to maximize her utility. So, prices are given marketing given consumer cannot change it and Jill maximize her utility because this is the general optimization problem for any rational consumer. The opportunity cost of one dollar spent on ice cream is the foregone utility for one dollar that could be spend on the hamburger because what is the opportunity cost here if he spending one dollar on ice cream then the opportunity cost of this one dollar is to foregone the utility of one dollar that could be on hamburger. So, if he is not spending on the ice cream he could have got it on the he could have bought a hamburger. If the utility of one additional dollar of ice cream is greater than the utility of the last dollar spent on hamburger Jill can increase her total utility by spending one dollar less on hamburger and one dollar more on ice cream. So, it is like when he is getting more utility by spending additional dollar on ice cream rather than on hamburger in his next consumption what he will do he will reduce his consumption from hamburger and he will spend more on ice cream because he is getting a higher level of utility if he is spending on ice cream. So, here the decision rule is when he spending or when any consumer is spending one more unit of money whether it is in the form of dollar in the form of the rupees whatever the additional utility they are getting and their decision always go for the product where they are getting a higher level of utility and the same is happening in the case of Jill even if she is spending both an ice cream and hamburger, but if she is getting more utility in ice cream she will prefer to spend more on ice cream rather than the hamburger. So, utility maximizing rule as it is say that there is a ratio of marginal utility of X and Y. Similarly, if you take two goods here I and H the two good rule is the ratio of marginal utility and price of I it should be equal to the ratio of marginal utility of H and price of H. The rational consumer would buy an additional unit of good H the perceived dollar value of utility of one additional unit of that goods say marginal dollar it is greater than its market price like till the time the ratio is equal the consumer is spending on both the goods, but when it comes to there is a inequality as we discussed in a brief before few minutes if there is a inequality the consumer always spend more on the goods where they are getting a higher level of utility. Now, we will see how the utility maximizations takes place under an income constant. Consumer spending on consumer goods is constant by their income like here the if you can look at the budget line equation is p x q x plus p y q y or p w q w or p z q z and the income the income constant or the budget constant consist of the price of the goods and the quantity of the goods. So, that what can be purchased with a fixed money income. So, in this case even if the consumer tries to always the equal the ratio of the marginal utility and the price of all the goods. So, that they can spend equal amount of money on all the goods, but to maximize her total utility if it is a case of jill her total spending cannot exceed her income. For example, with an income of 86 dollar jill is trying to decide how much ice cream and how much hamburger she should buy. So, if jill income is 86 then he can she can consume both the goods may be ice cream and the hamburger. So, if it is 5 multiplied by 10 plus 6 multiplied by 6 then it comes to 86 rupees. Now, we will see how we get this number 5, 10, 6 and 6 which one is the unit and which one is the price and what is the requirement for here. We should know what is the price of ice cream, we should know what is the price of hamburger, we should know what is the money income what jill is having. So, we know that the jill is having the income which is equal to 86 dollar. Now, we will see with the help of 86 dollar how much unit of ice cream or how much unit of hamburger jill can buy with the income and whether after this she is reaching the optimization or she is reaching the optimal consumption or not. So, this is the example of the quantity, the price of both the ice cream and hamburger. So, the first column gives us the quantity, the second column gives us the marginal utility of ice cream, the third column gives us the price of ice cream, the fourth column gives us the ratio of marginal utility and price of ice cream, the fifth column gives us the marginal utility of hamburger, the sixth column gives us the price of hamburger and the last column gives us the ratio of the marginal utility of hamburger and price of hamburger. Now, if the price is 10 for ice cream and 6 for hamburger, then how many units of ice cream jill should buy and how much unit of hamburger jill should buy. What is the ratio? The ratio is again, if you remember the equality condition, optimal consumption is one where the marginal utility and price of both the goods has to be equal. So, in this case, in which case we are getting the marginal utility and price of good is equal either at the unit 5, when the 5 unit of where the price is, price is 10 rupees and price of ice cream is may be 10 dollar and price of hamburger is 6 dollar. Now, looking at this, if you plot it in a budget line, when the entire 86 rupees is getting spent on ice cream, then the value of Y is 8.6 because price of ice cream is 10 dollar and with the help of 86 dollar, the consumer can only buy 8.6 unit of ice cream and if the consumer is buying hamburger, only hamburger, then in this case, the consumer can buy 14.33 unit of hamburger because price of hamburger is being fixed at 6 rupees. So, 2 extreme, 1 extreme 8.6, the other extreme 14.33 and what is the optimal consumption? The optimal consumption, when the consumer is buying 5 unit of ice cream and 6 unit of hamburger. So, price of ice cream is 10 rupees, 10 dollar. So, it comes to 5 units. So, it comes to 50 dollar and price of hamburger is 6 dollar, when the consumer is spending 6 unit on hamburger that gives us the 36 dollar. So, 50 plus 36 that gives us the 86 dollar and what is the slope here? Slope here is 6 by 10 because 6 is the price of hamburger and 10 is the price of the ice cream and that comes to 0.6 as the slope. So, if you look at, now what is the optimal consumption? The optimal consumption is 5 unit of ice cream and 6 unit of hamburger, which gives the level of satisfaction to gel and also this fits within the income that is 86 dollar. So, if you recall the utility maximizer rule, this is always the ratio of the one goods as compared to the ratio of the other goods and if price of x increases, this equality would be disturbed. It is not only the utility will disturb this equality, also when there is a change in the price that will also disturb the equality. So, mu x p x will be less than mu y p y if there is a increase in the price of x and the similar thing will happen also if there is a change in the price of y. So, to return to equality, the consumer must adjust his or her consumption. Have in mind that the consumer cannot change the price or he has an income constant. And what are the consumer options? If there is a mismatch to reach to the optimal consumption, the consumer has to adjust his or her consumption. Here we need to remember here is that the consumer cannot change the price, the consumer cannot change the income available to him. Now, what are the consumer options? In order to make the two sides of the above inequality equal again, given that p x p y could not be changed, we could have to increase mu x and decrease mu y. Recalling the law of diminishing marginal utility, we can increase mu x by reducing x and we can decrease mu y by increasing y.


Hello everyone, this is Amit Daan and in today's short video I'll show you how to insert SD card into your GoPro. This would work for most go-pros for the full video. Please see the link in the description box below. So if you put your camera down facing it down and remove the battery from the battery compartment, then take SD card and the SD logo should be facing towards you and then you're going to see there is a tiny compartment right here, which is right here. So just take the SD card this way and slide it slowly inside the SD card slot and you're going to hear a click or feel a click and that means that you know the SD card has been inserted and that's how to insert SD card in newer or older GoPro. Thank you for watching this video. Please see the full video in the description box below.