The advanced uses, but the last thing is probably the most important and that is that intrusion detection is not a process, I'm sorry it is a process it's not a product. You'll have to forgive me on the slide there, I'm a stand-in so I was struggling to get this presentation together. Really first off what is intrusion detection and it's the ability to detect attempted break-ins, anomalous behavior and some system misuse-age. And really in the host space world what we see there is file integrity checking as well as audit log monitoring and then of course on the network side we see monitoring of network communications. As far as capabilities are concerned we really have monitoring, recording, notifying, reacting and then of course archiving. And if you look at monitoring you're looking at all of the traffic that is passing a particular network segment as well as on the host side the ability to review host audit logs. What you're ending up doing is having a set of signatures that goes and records things when it sees particular signatures matched. And then of course depending on the policies that you have set in place when it sees a particular event that is matched it can alert an analyst or administrator. This allows the administrator to react dynamically to a situation that might be putting your information resources into a precarious situation. And then lastly of course is keeping that information in archive format so that you can go back for not only prosecution support but so that you can go and do data mining and event correlation. So I like to think of intrusion detection especially network based intrusion detection is the ADT of information security. It just kind of sits and watches for you. It's a misuse based system and really what that means is it's looking to recognize patterns and signatures. This is really the majority of the systems that are out there. NFR securities, NFR product, ISS, Snorts is also written this way. The one thing to note about these systems is that they're really only as good as the programmers who are writing the signatures. So if you have a lot of signatures and they're not very vague then you can get a fairly robust system and not collect too much information. We'll get to anomaly detection in a little bit and then I can answer questions about that. But for the most part just as an upfront you tend to see anomaly detection in government organizations as well as research organizations that have the resources and time to go through and actually do some types of data mining to see more information like that. What intrusion detection is not is a fix-all. A lot of people seem to think that if they have an intrusion detection system that it's going to tell them that someone's trying to break in and that it'll be alright. But that isn't the case. Just like a vulnerability scanner it's telling you that the vulnerability is there or it's telling you that someone is trying to exploit the system but it's not patching the whole. Additionally it's not a firewall. It does not control access in most cases to particular information resources. There are configurations in which you could issue a TCP reset to try and kill a session but generally speaking you don't want to dynamically reconfigure security controls based on intrusion detection. And of course it's not a perfect system. It's prone to false positives and can be somewhat complicated to use as well as fairly immature. In complimenting your existing security controls it's really adding another level of security. I like to think of I like to think of people's organizations from a security standpoint as being like an M&M. It's hard and crunchy on the outside but kind of mushy on the inside. And so when implementing intrusion detection you're adding another layer of security. It also operates in near real time. Obviously there is a certain amount of latency that occurs when you have a system that matches patterns and then sends an alert. But for the most part we consider it to be a real time a real time system. Additionally you can use intrusion detection as a check and balance for security configurations especially things along the nature of firewalls. If certain types of traffic are getting through your firewall that you hadn't intended and your intrusion detection system can pick it up then that would be your check and balance. When you first install intrusion detection systems whether it be network or host or file integrity checking it allows you to get a baseline of information to get a good picture of the security posture. And then of course intrusion detection also allows you to adapt to changes more quickly. Like example I was working for an insurance company when the Melissa virus came out and so we took our intrusion detection systems and wrote a signature so that when it saw the subject header of Melissa that it would issue a TCP reset and it would kill a number of the attempted emails. And then of course ad hoc security needs if you think that there's someone who's looking at a lot of offensive material on the internet you could write signatures to specifically monitor them. So what about your firewall? Intrusion detection complements firewalls in that firewalls provide access and intrusion detection systems allow you to recognize the types of traffic that come in. So a good example would be people that are coming to the con today as they walk into the lobby. They have their badges so they're allowed to come in. That's kind of their access. However they could be carrying a backpack that contained tear gas or firearms or something that could be very harmful to the other attendees and in a real life scenario that could be applied to intrusion detection. So firewalls allow for the right access such as HTTP going through port 80 on a firewall to get to its end host but if it's a malicious string then intrusion detection would be able to pick that up. And then of course intrusion detection isn't just for the perimeter. It can be used on any network segment that has critical information resources or anything that you might want to monitor. So here's your typical firewall log has the date and time and it just kind of says which ports it's going which ports network traffic is going through whether it allowed it or not. And then of course you have off an old dragon display a little bit more information. So this is giving you that it saw SSH version one and some of the information tied to that. Sometimes I like to refer to intrusion detection with the fence analogy really fences protect perimeters a lot a lot along the lines of the way firewalls do but they don't detect suspicious activity and that's what intrusion detection systems do. This goes back to this goes back to the discussion about people coming into the con and what they might bring. So if you don't know what they're bringing but they have the right access that's operating like a firewall whereas if you could see the contents after the access then that would be more like intrusion detection. So now getting into the components of intrusion detection you really have the data collectors a repository in which to keep all your information and then a means by which to display that and then finally event notification so you know what to do with what you're seeing. The different types of intrusion detection systems first you have the misuse based and that's their program for specific use and what you end up having is attack signatures and these attack signatures are written to see different things on the network or different types of behavior on the host and then of course you have anomaly detection and that's something that's looking for things that are more difficult to find for instance you're looking at slow and low attacks or you're looking at the types of users who log on every day from nine to five but then last Tuesday they were on at two o'clock in the morning. So it's much more event trending and correlation and you get into data mining and then of course at the very high end level you have organizations that are now starting to get into using artificial intelligence. There are really three very popular methods of deploying intrusion detection. The first is the network node based intrusion detection which works very much like your regular network probe in that it sits out on the network and it looks at the traffic however it's deployed on a specific host and it only monitors traffic inbound to or outbound from that host. Most everyone is familiar with is the network based intrusion detection where you would have a very inconspicuous probe sitting out on the network that had a stealth interface and it monitors an entire network segment and then finally host based intrusion detection which is also deployed at the host and monitors audit logs and things of that nature. So really the pros that you get with the network node intrusion detection is you're getting the benefit of having the network intrusion detection at the host. It's unconcerned with bandwidth issues because it's not looking at the entire network and depending upon where in the stack encryption is you may be able to work against some encryption. Unfortunately since it is network based intrusion detection it really isn't telling you what the impact on the host is. It's not telling you if critical system files were changed whether or not the systems vulnerable and then of course there's issues of scalability if you're going to if you're going to implement a piece of software out on each host in your network you're going to get into a situation where it may not scale. Network pros and cons I'm really really torn on this because I worked with network based intrusion detection for a number of years and it's just failed me so many times but basically what you've got is the ability to ability to have something that's kind of more bang for your buck. It goes and it monitors an entire network segment. It has no fingerprint out on the network so long as you're operating with a stealth interface and then you've got you know another management interface on another network. The problem with this at once again is that it's unaware of whether or not an attack is successful. Once you start getting into higher bandwidth it starts either dropping packets or it's not fast enough to process everything it's seen so it may get all the packets but it's not detecting all of the all of the exploits. The host based on the other hand is aware of what the system impact is and of course it's it's unconcerned with the bandwidth because it has nothing to do with the network but once again now you're you're losing the network aspect in that you're only looking at system audit logs and accounts and of course because it's limited to one host you get back into the scalability issues. As far as variations of architecture concerned there are there are really four and your first is your stand alone and that would be something where you would have to go out and individually or independently log into each monitor that you had in order to extract the contents of it. This is normally something that you would see deployed in a very large or I'm sorry a very small environment that didn't have money to spend and of course in this type of environment the event correlation becomes extremely difficult because you don't have a centralized data repository for everything to come back to. Generally speaking in a distributed system where you have products such as ISS or Accent or CyberSafe even for the for the host piece what you have is multiple agents reporting back to a command console and that command console can push down information and it makes it easier to correlate events but the problem there is you've got you've got a one to many relationship it's two tiered it's not truly three tiered and so you're only allowed to operate with one analyst at a console at a time and so an ideally distributed environment would be having many agents whether they be host network network node file integrity checking reporting back to a central data repository and then having something such as a GUI client sitting out at your analysts desktop so that they could easily log in and pull all of that information. Then of course I mentioned managed environments because I used to work for a managed security service provider but basically here in this type of environment you have dedicated analysts who do this all of the time those organizations are also held to specific service level agreements for response as well as data archival.  As far as architecture concerns with the network base you really need to worry about the bandwidth as we get into faster and faster networks. A lot of the network intrusion detection vendors tout that they can do a hundred megabit or even faster and it's true that some of them are starting to get there but it's still an issue the faster the faster the network the more resources it's going to consume and more difficult. Security is also an issue because when you're having numerous hundreds thousands of agents reporting back it can take up it can consume network overhead as well as consume some of your resources. Network fingerprint it's not really a concern for your network probes that are out there so long as you implement them with a stealth interface but you do see somewhat of a fingerprint with the with the host base and then of course you want to ensure that you've got a reporting back end so that you can gather all of this information and produce something useful for management not only to get more money for the initiative but also so that you can fine tune the systems that you have in place and pinpoint where trouble spots are. Oftentimes the oftentimes implementing intrusion detection becomes segment specific because it can be cost prohibitive. Additionally you need to look at the types of network traffic that you're seeing especially when you want to implement network intrusion detection on something such as a public services network then you could really tune the system to the types of network traffic types of network traffic that you've got as well as operating systems in the applications you have in play there such as DNS or HTTP and things along those lines. There's a lot of debate as to where the best place to deploy intrusion detection is concerned I will offer that you can deploy it to watch the internet or extranet PSN is many people refer to it as a DMZ but by the very nature of the word demilitarized zone it's saying that there's no control whereas most people have public services networks where they have services such as web and DNS and SMTP that is controlled so for the purpose of this presentation I'll just call it public services network. Internal key network segments such as server farms and then of course anything on critical hosts you could implement the host based in the network node based. Really when when implementing on your external or extranet segments you're kind of looking at suspicious activity detection this would be especially true in looking at all of the information that's hitting your firewall and that's hitting your perimeter. Some people would say that well I've got the firewall to block all of this I don't need to see it but since I'm so paranoid I like to see everything that's coming in my network. It's easier to deploy the network intrusion detection on external and extranets unless of course you've got a DS3 or something but normally these tend to be slower links and so you have lower throughput and the devices are able to keep up better.  The internal really depends on and when I say internal I'm talking about RFC 1918 addresses oh that's nice my battery is charged. So I'm talking about the internal users in your corporation or firm and it completely depends upon the threat model whether or not you want to monitor what they're doing. Some people choose that they want to do event correlation with the external see what gets through the firewall and then compare the two. Once again that could be considered a check and balance. The way I like to use it is not look at anything coming into that particular network but watch everything that's going out from that network and see where my internal users are going. Of course on the internal network there's always a higher exposure to bandwidth. Little technical difficulty. Okay your critical your critical network segments and public services networks. Here is where you want to focus monitoring on the systems themselves so that would mean implementing host-based intrusion detection looking at key operating systems whether you've got you know 2000 Solaris HPX AIX specific applications the types of traffic you want to be able to narrow it down as much as you can because of the exposure to high bandwidth so this would be an excellent place to implement host-based intrusion detection. And of course we were talking about this earlier but generally speaking the way I like to implement intrusion detection would be to watch everything coming out my network from the internet kind of as a suspicious activity monitor. Watch everything coming in from my business partners because my first responsibility is to protect my own organization. There are some legalities or ethical issues related to ensuring that you're protecting your business partners but my first concern is making sure I'm protected from my business partners as opposed to protecting my business partners from anything else. Additionally as I mentioned earlier I like to watch everything that's going out of my network and then of course I like to watch things that go in and out of my DMZ because I really don't want to see anything initiating from my DMZ I only want to see it responding and of course I would put host-based agents out on the servers on that particular segment. As far as NIC configuration is concerned I had mentioned this a couple of times earlier in the presentation so I'll cover it in depth now. With network-based intrusion detection you really have three ways to go about configuring it there's the dual NIC configuration with a stealth interface so basically you would give it an all-zero IP address and then do an ARP-S and you would end up having a stealth interface and then on the other side you would have either most likely an NRFC 1918 address that went back to a monitoring network so essentially since there's no IP a stack on the stealth interface it's operating in promiscuous mode and the device is essentially broken so someone from the outside is not going to be able to hack through that device to get into your management network. Another type of configuration would be dual NIC without the stealth interface maybe perhaps you want to look at two different network segments on your internal network and you think that the threat isn't such that people will be trying to break the device and then the last would be a single monitored managed interface so you would be basically you would be running in promiscuous mode but you'd also be using that as your management interface to connect to the device. It's important to start looking at false positives once you get your intrusion detection devices up and running it'll give you ideas on how to better design your solution so that it's more intelligent it'll also allow you to better understand the types of services and applications you have running on your network and then again as I mentioned earlier it gives you the baseline of your performance and then by which you can make adjustments and then finally really knowing your level of readiness where you at as far as your security posture is concerned and the types of things that you have going on your network. Data archival is extremely important essentially you have data being saved on the agent and then that agent is sent back to hopefully a central repository. This is the best place to put it to have all of your information resources all of your intrusion detection and having that all come back to a central repository because it eases event correlation it gives you an easier way to look at that information and to make decisions about that it also allows you to make solid backups if all your information is in one place then it's much easier to back up as opposed to running 15 different backups or even hundreds of backups on agents every night.  Custom configuration is really what I'm getting at here is the ability to go in and custom configure any type of misuse system you certainly don't want to buy a system that's not going to allow you to go in and use standard notation and be able to fine-tune the device be able to enter in networks that you want to ignore or wildcards something along those lines because what invariably happens is you get way too much information and when you have too much information it becomes overwhelming for analysts and then they just start ignoring it. Additionally it gives you added functionality and freedom and that comes back to reducing the information. And finally with the ad hoc security needs this would allow you to do something along the lines of create a signature that allowed you to look at the subject line of an email and then of course perhaps issue a TCP reset to try and kill that session. There are different types of custom attack signatures not getting too far into it but you have Unix scripting and a lot of that would be it would be snort proprietary languages intrusion.com's SNPL, NFR has encode, accent has their own language as well. Other products allow you to give a windows based interface where you enter characters or wildcards something along those lines. As far as tax signature creation you really have to be able to take an exploit and compile it in your labs, run the exploit and capture packets and when you capture these packets then you can analyze them for what looks to be an anomaly and then of course when you do that then you can begin to author the signature and the chosen language that you want and once you write that then you can put it into your system and integrate it and see what happens. Here's an example of what I would call a Christmas tree attack and basically what that is if you look in the first 20 bytes of your IP packet where all your flags are at the Christmas tree attack which is old and very basic would be having all of your flags set so you'd have your urge and your act and your push and reset and sin and fin. That's never supposed to happen in anything other than a lab environment so in this particular case you would generate a packet that looked like this and then capture packets using ether rail or whatever you'd like and then you would generate an attack signature that looked for that specific activity. Then of course this is a fairly generic example of a snort signature basically you've got your rule header which is saying you want to alert anytime you see a TCP packet that's sourced from and destined to the following and then of course you use your rule options and so this is a buffer overflow here, Mount D buffer overflow. Some things that people try and do for intrusion detection avoidance for some of the less robust solutions would be to well the example here is the finite nature of attack signatures if it's looking for root in a particular attack signature that's the way it's been programmed then on the command line if you enter you know R03 times and then a backspace and then a T that doesn't exactly match what it's looking for and that would be one way to a very simple way to get around a system. There are still systems that are based like that that actually look at text rather than context. Another thing most products I have actually progressed to the point where they're fairly adept at decoding hex but for a very long time products could not decode hex on the fly and so if you the old IIS colon colon dollar data exploit if you wrote that out in hex you could easily bring down an IIS server and then of course a lot of the products are becoming better with this as well but being able to reassemble TCP packets that are fragmented that used to be a very very efficient way of getting around network based intrusion detection and one of the products that did that very well was a frag router by Doug Song and then of course we really need to think about usable reporting what types of reports are useful to us you know are we looking for top talkers are we looking for event by priority the types of things that become important to us are really independent based on one organization to the next and of course things to think about how often do you want the reports I've seen reports run on a daily basis for event by priority and then of course kind of a weekly summary and even a summary monthly summary at times the key thing is really what do you what do you do with these reports oftentimes you hand someone a report and they don't do anything with it so the daily reports tend to be much more technical in nature where you give those to your analysts and they can go in and analyze traffic and make changes to the system and that whereas your weekly summary reports are something that you would give to executive management where they say oh my gosh I can't believe that somebody tried to hack us and it was 500 times so and you know the last thing is really are the reports read and oftentimes I found that they're not so when you put in pretty pictures then executives usually read them incident response is something that goes hand in hand with intrusion detection so I'll just briefly talk about it here but you really need to have the policies in place oftentimes I've worked with clients to implement intrusion detection solutions and then something happens and they say now what and they're really not sure what to do and so that's something that needs to be defined up front before you get into installing the systems is having the policies in place and your incident response plan is an extension of your security plan it has everything to do with what's important to you in your security plan if you decide that you want to be notified every time someone fails their login three times then that's reacting to that as an extension of the security policy and of course that goes along with what do you do when you see specific traffic how do you rate the severity of an alert and then of course finally possible data forensics touching on event criticality briefly it depends on a number of factors most importantly I would say your security policy and what you've deemed appropriate and important to you what types of intrusion detection that you have employed is going to determine the type of information that you receive back as far as the different levels of an attack are concerned this gets back to the policy this gets back to the types of operating systems and applications you have running on your network you know what's important if you're if you are running if you are running IIS and someone launches an Apache exploit against you it's not going to be very important but if it were the other way around then all of a sudden it would become pertinent so really this is a I would say that this is probably my graphical stolen version of North Cuts criticality metric in in his first book basically what you've got as far as criticality is concerned is you've got your non-focused exploitable attack it's not really something that you're interested in being notified about there's not much not much harm that's going to happen of it so it may be something that you want to report on or saving your systems in case there are other related attacks for your yeah absolutely if someone decides that they're going to if someone decides that they're going to do a random net cat scan of your public services network and all you have is Unix devices it's random so it's not focused and second sure so it's it's random and then the other thing is it's it's not something that's exploitable number two it would be more reconnaissance work people that are looking to gather information about your network they're digging on your DNS they're doing you know they're doing and map scans they want to know what kind of operating systems you have that's definitely something that's higher up on the priority list then of course when people start jabbing at you you know it may be may be random but it is something that could be exploited on your network or the other way around it could be very focused but not exploitable that's something where you really want to start watching what's going on in your network in real time and then start possibly notifying people in your escalation procedures or even a client if you're doing this for someone finally actually not finally you have your focused exploitable this is where you want to immediately contact the business unit to that would be responsible for this information resource certainly something you want to be report on and then of course finally level five is extreme danger focused you know that the system is vulnerable it very well could have been compromised it looks that way judging from your host-based intrusion detection systems you want to immediately notify either the internal or client contact and then begin to to perform either information incident response or disaster recovery and then lastly just kind of throwing this in here is really assessing what your needs are when you're choosing an intrusion detection product there are products out there that are very expensive there are products out there that are open source that require a lot of time in coding and understanding so how robust do you want it to be do you want to spend a lot of money and use half the features or is it something that that you can get away with spending less money and certainly demo the products being able to conduct all of those comparisons to see the different types of things erecting a erecting an intrusion detection lab is is not it's not a huge feat but it does require that a lot of different systems are in there so that you can actually generate the bandwidth necessary and be able to perform exploits on devices in there so you can find out which systems are picking up and which systems aren't and then of course grill the grill the vendors and that's it thanks


The weather has cleared up just in time for me to pick up some cute girl at the gym.  I was so angry on the phone with American Express earlier, I could feel the steam going out of my ears. So let me give some background to this story. I've been a fairly loyal member to Lifetime Fitness over the past four or five years. Back in like 2014, 2015 I was a member for like two years and more recently I was a member for about two years. So you know I'm not like some schmuck that went there for a couple months and by no means can I afford this gym membership. For any of you that don't know, very upscale gym, $150 a month and I actually had my sister's membership on there too so I was paying $300 a month total but my job was compensating me for the membership. Now back earlier last year you know they shut down everyone's membership because of you know what but in like November or October they started charging everyone again that didn't officially cancel their membership. I sent them an email to cancel, I submitted a cancellation form, they said like the account number was incorrect or something. So I called my credit card company, I made sure they put a block on it and you know with all the stress going on with all of my businesses I didn't notice until like April they charged my card $300 every month and for my employer I have to go to them every month show that I attended the gym and they can compensate me for it. Now I'm out about $2,000 you know Amex didn't help me and we're going to go over there, we're going to talk to them nicely in person and see what they have to say about taking advantage of their members during this crazy you know once in a lifetime period. And you know the owners of lifetime fitness are probably some secret society degenerates as well but go figure.  As many of you know this is not the first time I have been scammed, fortunately I have rescinded my losses in every scenario as I intend to do so today. The first time I believe was those supplement companies and you know they were funded most of the money I was only out a few hundred dollars. Then I got scammed by the gym and I still have that gym equipment in my garage at least they were funded me for the broken stuff. And more recently was the Alibaba Emu oil debacle and American Express actually sided with me and ended up giving me my money back for that. Some of you might be wondering Frank what's the point? Frank why stressed yourself out any further? Two reasons one this is an easy video to film for tomorrow and two maybe these greedy degenerates will learn a lesson and possibly the next time someone asks to cancel a membership they might start thinking straight about the consequences of aggravating people. Hey the parking lot looks pretty full they look to be doing pretty well for a crisis. Let's see I did look up the filming policy and the filming policy was that you can film inside the gym for your own personal use however in order to film other people you have to request their permission therefore I will be filming myself as I walk in and I will not point the camera at anyone and I will put on my cuck mask to abide by the New World Order Regiment hopefully they allow me to keep my pee pee. Well there's maybe normal business you know parking lot didn't really get much more crowded than this I mean they spent a ton of money building this and they didn't really do that well at the start and I think they had to fire a lot of people so we'll see we'll see what they have to say hey what's going on man hey I've requested to cancel my membership a couple months back and you guys kept charging my card I'm filming myself yes because I had a very aggravating email interaction and I'm out $2,000 now because my credit card company refused to dispute the charges and you guys refused to refund me the money from my membership. Frank Tufano, T-U-F-A-N-O. I've read your filming policy and it said that I'm allowed to film myself for personal use is that correct yes sure yes Frank I have requested to cancel my membership back later last year via email and you guys continue to charge my card for six months straight I read your camera policy and it said I could film myself for personal use I'm not filming you guys the cameras not pointed at you guys I'm not sure he just called you yeah I requested to cancel via email and they and I filled out the form and they never got back to me and then I is this how you is this how you treat all your customers no I mean in general like you in the middle of a pandemic or once in a lifetime thing you continue to charge all of the memberships and you force them to submit a cancellation policy to stop charging so you so you freeze all of the memberships during the pandemic but then halfway into it you just decided to start charging everyone again so why why is my why is my account been charged since last November for six months straight go ahead do you have a copy of your cancellation policy with my signature on it yes yeah that's correct so it looks like there was plenty of communication back and forth starting it looks like that and so you already have 2021 so that's the 15th all the way through 23rd I don't know if you have any of that on your end yeah I do so just to recap what happened so you charge my car for three months and then you sent me an email saying that I needed to cancel the membership refusing to give me the money back for the charge months so then I call my credit card company yeah it's and it's unfortunate but there's no point in going on and out about so are you going to be able to refund my money for the six charged months and cancel the membership and stop charging the card any further personally so did I attend the gym at any point in time from November till now when you were charging me for those months the answers no is that what you typically do you just typically charge people's cars and hope they figured out on their bank statement because I've dealt with many gyms before and this is what they typically do they have a ridiculous cancellation policy and they charge people under ridiculous circumstances would you say that this this pandemic is a big issue for a lot of people losing their jobs having financial issues so you think it's okay to charge $2,000 to someone's car over the course of six months I think you're saying you to me no I'm not I'm referring to lifetime fitness and you're representing lifetime fitness because you have a tag on your shirt I am very proud to work for a lifetime and I actually think when it comes to health clubs and again I'm so sorry that you've had terrible experiences that are places in the past even extremely flexible so I mean with my business personally whenever anyone has an issue I'll take the loss our fund their money I'll apologize and I'll even offer to give them something as compensation in your case when I reached out to you guys you said oh you can cancel your membership but we're not giving you your money back and you made me jump through a bunch of hoops instead of just canceling the membership well no I don't think you're sorry I think you're used to dealing with people that don't aren't in any position to stand up for themselves and just go with it or they don't have enough money to care about it. I'm first and foremost puts a lot of focus and emphasis on the team member and the member experience because if you aren't having a great experience here being a month-to-month facility there's nothing bringing you back here and so I don't think it proves us to not deliver a great experience to you. So you started charging everyone's cards starting in November of last year whether or not they cancelled their membership. That's incorrect. So why did you start charging my card? We actually opened up on August the 24th and prior to that August 3rd opening we sent emails to all of our members that were set to reactivate. If your reactivation date was in November you would have also received that. So you did reactivate everyone's membership in the middle of the pandemic. I'm going to have to ask that you and I step outside. We can carry on this conversation together. He's not in the camera. He's not in the camera. Yes but due to the pandemic I need six feet of space up here. Again I prefer not to disrupt the member experience and I'd like to resolve this for you as soon as I'm able to. Obviously there is a story here that I'm personally just catching up on. I do want to reiterate that we're just looking to get you where you need to be. It's not really a story it's pretty simple. I want to cancel my membership and I want the money back for the previous seven months charged. So I can extend that exact conversation to our corporate office and the vet who is the senior manager who has been working on the field. And there's really nothing more I can do to save for you at this point. So you can't cancel my membership now and you can't give me any money back now. Your membership will be canceled effective immediately. I'll give you a printed copy of your original agreement signed and then from there I will personally connect you with the vet. So you don't want to give me my money back. I cannot personally authorize that without doing some digging on my end to figure out what this story is. I mean it's pretty clear I didn't attend the gym for the past seven months. My sister didn't attend the gym for the past seven months. You reactivated my gym membership without my permission. There would be no reactivations without anyone's permission. No no no no no sending people an email and they don't respond to it is not getting someone's permission. You do not have physical contact with your members and then you reactivated their membership. Talk about trying to save some face. Cancel the membership. I'm not signing anything. Cancel the membership. I guess this is how you have to cancel a gym membership now, right? That's fine. I guarantee you I walk in there without a camera.    Oh we we don't charge people's membership without their permission. Yeah.  Listen. I think I have some pretty good judgment. Listen.    I would say it's completely justified. So I think I've been pretty civil and reasonable.  Listen. I'm not the type of person that would ever want to do this. I don't like doing this to people's businesses.    That's all I have to say. So I'll keep you guys updated. And the main reason I'm posting this is a bargaining chip for my $2,000 back. So hopefully Lifetime Fitness Legal Team reaches out to me. Says hey. You know if you take down the video. We will give you your money for the membership back. So you know it's just more stress on top of more stress on top of more stress on top of bullshit. And hey listen. In the comments I'm sure a lot of you guys have dealt with crappy gym membership stories. But you haven't had your own YouTube channel where you can crucify the gym on it. I'm genuinely curious. I feel like I should have gone in there without a camera. With like an audio recorder. And saw what they said. And then went back in with the camera. I wish I did that now. But we'll never know. We'll never know. Maybe they'll update their photography policy. See you guys tomorrow if I don't have a stroke.


What's up everybody? Welcome to the front yard fantasy hour presented by FanDuel. I'm your host Simon joined as always by my beautiful co-host Josh and John Luke. What's up boys? What happened? We're here. We're ready to play. We have a very special guest joining us today to play some fantasy jeopardy. Corey Parson, a.k.a. the fantasy exec is on the show today. For those of you that do not know him, he is a senior content creator over at NBC Sports Edge. Corey, thank you so much my man for coming on. Glad to be on the program. Glad to join and talk. Do whatever, play fantasy. We're going to have time. I'll have a good time doing such so I'm looking forward to it. I don't think anyone's ever summed up our show better. Do whatever and have a good time. Talk fantasy. Like seriously, that's what we're all about. We got Maria on the chat. What's up Maria? Let's get this party started indeed. And Mr. Scampers, happy Friday to you, Albert. Welcome back. Glad to have you here. Greetings, Albert. Welcome into the chat. Guys, like I mentioned today, we are playing some fantasy jeopardy. But before we get into that, there's a couple reminders. Number one, if you are not already following our guest, Mr. Parson, Corey Parson over on Twitter, go and remedy that right this instant at the fantasy exec. He is the man in this space. I had the pleasure of meeting him a little bit in Canton. He's a man out of this space too. I'll tell you that much, but we're really glad to have you. Make sure you guys go follow him over there. After you do that, if you're on this video watching us right now, that means you're already on the FanDuel YouTube or Twitch channels. If you're on Twitch, hit that follow button. If you are on YouTube, make sure you're subscribed to the FanDuel YouTube channel. Then go follow them on TikTok, Instagram, Twitter. They're at FanDuel across all of those platforms and they have a killer team of content creators helping you guys win your leagues and win some cash. So make sure you guys are following them across all platforms. Neil, welcome in. Let's see what this is about. I agree. Let's see what this is about. I love that attitude. We're going to find out today. And Kev, welcome and bird up. And we got Jay in here already with your cheering section, Corey, saying Corey is the goat. That's one man, Jay. Jay's the man. He's a good guy. Guys, today we brought Corey on to play some Fantasy Jeopardy. I'm going to explain how this game works before passing it off to J.L. who is going to be running the game today. Fantasy Jeopardy is a lot like the TV show Jeopardy where contestants are answering questions to earn money into their bank. But there's a fantasy and NFL twist on our version. Most of the questions are going to be fantasy or NFL related. The other switch that we're doing is none of that buzzing in nonsense. We don't need people on here just screaming their name, trying to answer questions. So we're going to be going in a turn order. Now on Jeopardy, if you get a question right, you get the advantage of picking the next question. So to kind of mimic that on our show, Corey, if you get a question right, what you're going to get to do is you're going to pick the category that the person after you has to choose from. They still get to pick their dollar amount, but you get to pick the category for the next person. You get a question right, add that money to your total. We are not subtracting money. If you get it wrong, though, you also do not need to answer in the form of a question. Feel free to, if you're a Jeopardy diehard, but we're not going to tell you the answers wrong. What is the NFL? Whoever has the most money at the end of this game? Oops, I forgot the most important step. Final Jeopardy. At the end of the game, Jail has a question prepared for us. You will be able to wager any of the money you have earned throughout the game. This will be the one question where you can lose money. If you get it wrong, that money will be subtracted from your total. If you get it right, the money you wagered will be added. Whichever contestant has the most money at the end of that final Jeopardy round is our champion for today. You guys ready? Let's do it. Oh, yeah. Let's do it. You know it. You know it. Let's get at it. All right. Here are the categories for today. Here's the board for today. Oh, no. I'm going to go through them, explain them real quick. I don't understand this second category. We got some new ones in here. So I'm going to explain some of the new ones. Headcount. So this one is just going to be related to counting players who meet some criteria, or maybe a number of players on the same team who all are left-handed. Who knows? But it's going to be all about counting players. Josh only. I don't know what that means. We got Grab Bag. We got All Time. So that's just going to be, Grab Bag is going to be random. Just could be anything. All Time is going to be related to basically career stats or historical stats, NFL. And then Mathematical is a new one as well. This one's going to involve, there's going to be a couple components here. There's going to be like, it'll say like A is equal to the number of fingers you have. B is equal to the number of eyes you have. A plus B is equal to what? And so you'll see once you get in there. And then just to reiterate, Grab Bag is not just random within football. All these other ones are going to be football related. This could be football. It could be chemistry. It could be geography. It could be children's movies. It could be literally anything in that category. Anything. Grab Bag. All right. Corey. You are starting our game. Between pick your category and your. Jalen Rager. I think J-Jaw is still on the Eagles. But it's a smaller number. It looks like we're having some stream issues, something on YouTube. It looks like the Twitch viewers seem to be fine, but hopefully that gets resolved soon. Yeah. I don't know. Looks like you guys got this. You guys got this. Yeah. All right. Josh, moving on to you. What's your category and your question value here? Where would you like to go? I mean, there's a category with my name in it. Give me Josh only for $200. 200 Josh only. He didn't even give us a description of this. Josh is involved. How many receiving touchdowns did Josh Gordon have in 2021? Zero or one? Huh. I'm trying to think if they're like, if I can remember him scoring a touchdown and I can't. I can't remember him scoring a touchdown. I'm going to go with zero. I can't remember it. It might have happened. Yeah. Sorry. There was one. I can't remember it. I wish I would have gotten that one. I've held on to every Josh Gordon ball touch since he's been in the league. I'm pretty sure his roster percentage probably went up like 50% after he scored that touchdown. I added him right away. That is my Achilles heel and fantasy. If Josh Gordon's on an active roster, he's on my fantasy. Everyone in the chat got it right. The chat knew it. Our one, Mr. Scampers, one has one game. Cory, did you know that one? Yeah, I knew that one. You knew that one? Yeah. So now Josh only. Now you guys know anybody can play this category. I thought I was going to win a lot. Oh, I'm sorry. You misunderstood. It's a shame. It's a shame. The world doesn't revolve around you, Josh. It usually does, though. It usually does. Well, now it's all about me, Josh. Now we're over. It's about Simon. There is no Simon category, so I'm going to go with my favorite category.  Grab bag for 200. 200 grab bag. All right. Here's your question, Simon. What two countries share the largest international border? Land border. Yeah. Russia and China. Final answer. Final answer. That sounds right. It's a US. Oh, that does sound right as well. I have had this question at a trivia night before and had to dispute it with the host. So I'll take it up with you afterwards. OK. OK, that's fair. That's totally fair. I told you guys this was going to be a tough one. And we are skunked in the first round. That's all right. Corey, we're back to you. At least there were difficult questions. What? Let's do grab bag for 300. Grab bag for 300. All right. Here's your question, Corey. Which has the higher all-time global box office revenue as of November 2021? Furious 7. Star Wars Episode 7. Avengers Endgame. Harry Potter and the Deathly Hallows Part 2. Harry Potter. Final answer? Final answer. I'm sorry. It was Avengers Endgame. 2.8 billion. 2.8 billion. Oh, man. This is a barn burner so far. Corey, the Harry Potter was a red herring here because I thought the same thing when I was looking at this list. I was like, how is Harry Potter so low? How is it below Furious 7? That's wild. That, that, that is surprising to me. It was below Furious 7. Even though there was someone in the chat, we got a Furious 7 here in the chat. Oh, we did. We had an Endgame for Mr. Stamper. So, you know, yeah. Oh, and Neil got the US Canada one. Corey, out of these four, have you seen these four movies? I haven't seen any of these movies. I haven't seen any of them. And I won't answer it. I've only seen two of these. I haven't seen the Star Wars or the Furious 7. I have not seen Furious 7. I've seen every single other one. Okay. All right. Let's see that one. Me. That was Corey. I'm ready. Give me freaking headcount for 300. We got this. 300. All right. Here's your question, Josh. Which NFL team had more running backs on the roster in 2021? The Vikings, the Eagles, or the Bengals? Hmm. So, my initial instinct is tell me the Vikings, even though I know the Eagles had a rotating cast of running backs, it's like they didn't really have to sign additional running backs. I feel like Miles Sanders went out. But I feel like the rest of them stayed relatively healthy. The Bengals, they didn't really have many injury concerns, right? So, like, yeah, Joe Mekson was there pretty much all year. I'm going to go with the Vikings. The Vikings. Final answer? Mm-hmm. Chad is moving well mainly on the Eagles. Nice work, Josh. You nailed it, Josh. You nailed it. Beat the Chad. Chad. Full unanimous Eagles. Unanimous Eagles. That's why. It feels good when that happens. It does. Josh, it's going to give you some amount of money. 300. Yeah. Oh, man, Corey, I don't know if we can come back the way this game has been going so far. 3M might be insurmountable. All right. So, Joe, I'm going to pick a category for the first time. Hey, Simon. Let me guess where I'm going. Simon, I would do like you to go to All Time. Yeah, I figured. I know it's your favorite category. I know it's your favorite category of All Time. Anything pre-2019, I'm pretty lost for in fantasy. I will go, you know what? Since I'm unlikely to get it anyways, give me 400. 400, all right. And it's not because you don't know fantasy before 2019. It just all blends together. It all blends together, yeah. It's because you don't know anything. Well, like, what's the difference between 2016 and 2012 in fantasy? Like, those years might as well be the same one for me. This category is going to be tough for you. All right. Which NFL team has had the most Hall of Fame players of all time? Steelers, the Bears, the Packers, or the Cowboys? I know what I would say, but I'm not sure about it. Man, this one's tough. I don't even know where to begin. I can think of a cup. Like, I can think of Hall of Fame players on every single one of those teams, right? Just, I don't have an exhaustive list here. I'm struggling. So I'm going to go with what my gut said, and I'm going to go with the Chicago Bears. Chicago Bears. I'll speak between Bears and Steelers. The answer is the Bears, Simon. Oh, okay. It's a different breakdown there. I thought, I forgot the answer to this question. I thought it was the Packers in my head. And what about the Steelers? Well, that would be, let's see. What did I mess up here? I might have just messed up the team. They're like typing in the teams. The answer is the Bears, though, because they were number one. Yeah. Yeah. You got to walk in that Pittsburgh. Yeah. You want, yeah. So I just typed that in wrong, but everybody had less than the Bears. So still, still, still works here. I'll take it. Well done, Simon. Good thing you didn't get it wrong because that would have been bad. All right, Simon. You get to pick Corey's next category here. Oh, in the chat, they were guessing Steelers. They were guessing Steelers. You knew. You know what? Let's send Corey over to Joshua only. That's my category. Corey, don't you dare. Only Corey, what question value would you like in Josh? I just changed his answer. I just want to make that. Oh, we did. Yeah. And Neil got it right as well. Yeah. Yeah. All right, Corey, what question value would you like in Josh only? Oh, give me 500. Oh, 500. Let's go. All right. Here's your question, Corey. Josh Rosen was drafted blank overall by the Arizona Cardinals and his NFL draft. Where was he drafted? What was his overall draft? That is a tough one. I'm between two numbers. I'm between two numbers. Oh, man. That's a tough one right there. Fifth. Fifth. The answer is... 90. 10. That was brutal. That was tough. Maria was helping me with this one. I was like, I need one more, like a 500 for the Josh category. She goes, she's like going through the Joshes and leaves. She goes, Josh Rosen. I'm like, that's it. We're doing a Josh Rosen question. It's going to be so tough. That was brutal. That's a good guess though, Corey. That was a good guess on a tough question. Josh, back to you. Yeah, yeah. Josh, only 400. Let's go. This is my category. I'm taking it. I'm owning this. All right. Here's your question. Josh Jacobs had how many receiving yards in 2021? 222, 268, 301 or 348? So I know it was a respectable number. I'm almost positive. He had the most receptions of his career. I would assume the most reception yards of his career as well. I'm going with one of the 300 ones, but I don't feel good about it. 301, 301. Let's go 301. Final answer? Yeah. All right. The answer is 348. Okay. Okay. Okay. Okay. He had a massive jump up in receiving yards this year. Corey, how are you feeling about Josh Jacobs going into next season? A lot of change on his team. Obviously a different coach, you know, they had the coach coaching changes midseason. Are you optimistic for Josh Jacobs as a, in fantasy, you know, going forward? Um, he is.  Give some fantasy value. He's not a guy that's the top of my board. Never really has been. I like a more dominant every day on Russia. That can also control the goal line. We see him do that from time to time, but definitely, you know, he is definitely worth an RB three. RB three. That's where you, you'd be drafting. What about you, Josh? Where are you drafting? Josh Jacobs or were you expecting to finish going forward? He, he's an RB two for me personally.  Probably just gives me the same name, but I'm higher on Josh Jacobs than most people out there. I think, um, I think he's going to end up as a mid to high end running back to, and that's pretty much well be drafting him. Um, and I think you give value on him even later, maybe possibly as a back and running back to running back three. So I, I tend to be in line with Josh on how he values him, but more in line with Corey on how I'm going to draft him. Because if I'm drafting or running back in that mid tier, RB two range, um, I hope they have some upside to end as an RB one. And I don't think Josh Jacobs has that upside. I think what we've seen from him, it's going to be consistent. Like he's got a pretty high floor as well. I expect him to finish as an RB two, probably somewhere between like RB 15 and RB 25. And it's, I almost feel guaranteed he'll be in that range. Um, so the upside is definitely limited, but I like Josh Jacobs as a safe running back. I'll say this, Simon, while I agree with you, he has, he's never shown that upside before. I think with a new coaching staff, um, and the team decides to give them the ball, give them these receptions, give them, uh, the goal in carries, he could be a right back one. Um, but we've never seen it. So you're right. Yeah. I'm with you. All right. Josh, you didn't get that one correct. So Simon, you're going to get to pick your own, your, your own category here. Category and question value. Would you like? I'm going to try out that new category, mathematical and give me 200. Mathematical 200. Here's your question. Simon A is equal to the year Lamar Jackson was drafted. B is equal to the year Dak Prescott was drafted. What's A minus B squared? I don't even know for sure. I don't even know if I could answer both of these. A and B. You can get there. Think about it. And then you have to square it. I, I, I, I do what? How many years, really I'm, I'm giving up on remembering the exact years. I'm trying to remember how many years apart they were drafted and then squaring that number. Oh, you subtract it. I get it. Okay. Yeah. So like it's basically. Square, 2,000. No, you're going to be squaring one, two, three, four or five is what you're going to be squaring. Okay. That's a little bit better. Man, I'm going to say. I can't decide if they're one or two years apart drafted. I'm having trouble here. I will say. One. No. Four. Four. Four is my answer. I think they were drafted two years apart. And I'm going to say four. Four is your answer. Yeah. And the real answer. Is. Four. You nailed it. 16. 2016 and 2018. Jorge, you know that one. No, I thought it was. 2016 and 2019. I would have said three years apart myself. I know you're a Cowboys fan. So I figured. I definitely knew 2016. All right, Simon, that's going to give you a 200. And you're going to get to pick Corey's next category here. Corey, where do you want to go? Oh, it doesn't make me no difference. Okay.  It doesn't make me no difference. Okay. Let's go to all time for Corey then. All right. All time. What question value would you like, Corey? 500. I'm going for the big one. Oh, here we go. Here you go. Here's your question. Put these franchises in order of all time record. Jesus, man. Falcons. Saints. Giants or Titans. This is like. Yeah. All time record meeting like, you know, wins over losses. So this is winning percentage. Winning percentage. Okay. Gotcha. Okay. Yeah. Okay. I'm going to frame that. Well, Oh, well, that makes it even more interesting that you put it that way because they can't cheat. So I would go. Oh, this is real interesting. Titans. Giants. Falcons. Saints. Titans. Giants. Falcons. Saints. Yeah. I think I would have the same order. Except I would have flipped the Falcons and Saints probably. Yeah. All right. So in the last one we had Albert and Neil both got it right. Neil. Oh, he didn't do the squaring. Oh, wrong. Wrong process. Right answer. Yeah. Doesn't matter. All we care about is the answer. And we. So the real answer here. So you guess Titans. Giants. Falcons. Saints. The answer. Is Giants. Titans. Saints. Falcons. No one in the chat got on either. Bunch of different iterations there. That's a tough one. Yeah. These five hundreds. They're no joke, man. They're no joke. All right. Josh. A lot of lean years. But that's interesting. Okay. Yeah, it is tough. All right, Josh. We're on to you. Keep me away from that mathematical category. Josh only for. Yeah. Give me Josh only for 300. Josh only 300. Here's your question. How old is Josh Allen? Oh, this is a good question for me. He's. 25. Final answer. Yes. 25 is absolutely correct. Josh. Well done.  Age, heights and weights. Josh has got it on. So my ages, heights and weights. You know your ages, heights and weights. Josh Allen 25 years old. A lot of people have him in that top three. Cubies for fantasy top three, top four. Better be. Corey, where do you have, where are you drafting Josh Allen next season for next year? Is he in your top three? Yeah, I don't really have a top list made out yet. But what I'll say about Josh Allen is. When it went to me, it's really about value in the league. Am I getting six per touchdown pass or four per touchdown pass? I'm getting four for a touchdown pass. I'm not going to be looking towards Josh Allen. I weighed on my quarterback. I want to get a value. Maybe on that four or five turn more than likely on that five, six turn. Yeah, I'm with you. I especially in one QB leagues. I just can't, I can't take one of those top guys. I just never end up getting them. Josh, how about you? How do you feel about Josh Allen? Josh, Josh. Yeah, I'm going back and forth between Josh Allen and Patrick Mahomes all the time. That's my number one quarterback when it comes down to it. There's other guys you could mention for sure. Like Lamar Jackson, like if he's able to turn to his MVP form, he's running around all the time. He's healthy all year. He's going to be rating this conversation next year. Josh Allen right now would be my first quarterback off the board in a redress. Yeah. I bet you Simon, we landed on Josh Allen. He's in a tier with those top guys. I don't really have a preference of separation between him, the Holmes, Herbert Jackson. Like that's a, that's a group right thing. That's a, that's a group right there. And I'm probably not getting any of them. Like Corey said, based on where they're going, but if one of those guys falls to like the fourth round, I'll probably scoop them up. Yeah. That's fair. But he's in that tier, that top tier where they're all. I think Corey made a great point where he said, like I would rather just wait on my quarterback. And I still think that stands like, if you're getting a great value on Josh Allen, if he's falling to his fourth, fifth rounds, then. Awesome. But I, I'm a waiter. I'm a waiter on quarterback on redraft. Not super flex. Yeah. I'm with the hundred percent. All right. Josh, you got that one. Correct. You're tied here, Simon. And you get to pick Simon's category. Real best. Josh did not pay attention to math class because he was memorizing Madden stats. I actually kind of was more or less like, like that would help with Josh Allen right now. But I think it like just created my brain. Like I did. I remembered like all these like heights and weights. So now my brain's organized like that. So now like, I just like see someone's like age, height and weight. And it's just like, oh yeah, put it into this folder. Ruin by Madden. All right. Where are you sending Simon? But that took all the space for my math, but math. Yeah.  All right, Simon. Give me 500. Let's try it. 500. All right. Here you go, Simon. CMC's age is A. B is Joe Nixon's age. C is Damien Harris's age. And D is Travis Etn's age. This is incredibly. What's A minus C times B minus Z. You could still get one of our two of the ages wrong and get this right. You know what I was saying? I could get all of the ages wrong and get this one right. Yeah. Okay. I'm going to try to play it. I'm going to try to play it. Hold on. Let's see. Okay. So minus. Okay. Okay. I said I got to do the math that you didn't expect to be doing math when you came into Fandals live stream. But yeah. Second. Okay. So that minus that is three.  And then the other one revealing anything. Okay. My final answer is 15. 15. Yes. Can I tell you my answer? Yeah. Go for it. I think the answer is zero. I've had some, I love in the chat our two guests is so far 47 and four. And then I got zero. I might be wrong. But I think Damien Harris and CMC are both 25. Well, let's find out the answer is zero. No. Oh, so I was wrong on everybody's age. I had CMC at 26 Joe Nixon at 27. Then Damien Harris at 23 and Travis ETN at 22. That went well. Travis ETN at 22 as well, but Joe Nixon at 25. A little older, little older, but not a huge differential between all these guys. I thought this was a fun one because I, you know, the CMC conversation. It was a trick. Yeah. Kind of. It's a bit tricky.  I think a lot of people tend to use his age as a reason to discount them. And so I thought this was a fun question to kind of illustrate that we see like a, it's really not that much of a difference between these guys ages. Corey, how do you feel about CMC? Are you worried with the injuries? Are you like, I don't know what the situation is going to be next year. I think the panthers really all shop him, really a look to move him. Once you see what the situation is, then you can kind of draw up the conclusion and what, what you like about him really spent one year as the most dynamic offensive player in the league. Then after that, he started getting hurt consistently. I don't think that happens by accident. He is not somebody I'm really going to be talking in, particularly where he's going at. He's not going to drop to where I would be, where I would think he was a value. He's probably going to be a first round pick. Like when it comes down to it. Yeah. It's not an early second. Yeah. Yeah. Because listen to that. See, that's the thing. I would want him on the one, two turn. You know what I'm saying? Because I want to appear with somebody immediately. Yeah. If I can get him on the one, two turn, I'm personally going to be doing that all day and redraft leagues. I would do that on the one, two turn. I don't think. Yeah. Yeah. That's fair. Yeah. I think that's fair. Do you have any, any predictions of where you think he might land? If he's not on the Panthers? Cory? Maybe the Houston Texans. Texas. Oh, that would be, oh, that would be really interesting. Oh, they had a line. That would not be good for his value. I feel like. You want to break, you want to break the internet? Send him to the chiefs. Send him to the chiefs. Oh man. He's going to send back though. Yeah. I'm just saying you want to break the internet. But that was definitely an absolute, now that's, that's one, one right there. But, you know, you feel, and you put the injury situations to the side, but it's, I mean, that's could be a potential trade piece for the Sean Watson. Yeah. Oh yeah. Yeah. Yeah. That's a great point. The Texans make a lot of sense at this point, but the Texans, they're not going to be winning anytime soon in my opinion.  I don't know. Yeah. You could, especially in our division, you could piece together enough wins maybe to sneak into the CFC to the bills. I thought about this when we were talking about like, yeah, just the best spots is like, man, who would be really good? Like bills would be interesting. That would also break the internet. That would also. Yeah. And it's probably got to be an AFC team, if I had to guess, because I doubt they want to send him to it. And the chiefs aren't sending Tyreek anywhere. Just that's not happening. Everything like the most dynamic offensive play in NFL. Yeah. They're not, they're not moving him. Especially not for a running back. Even though, yeah, CMC is fantastic, but NFL, they just don't care as much about running backs. And I say, the panthers depend on him over whichever QB they randomly pay a lot of money for. Honestly, like, like this point was kind of already bought up by Corey a little bit, but like when Christian McCaffrey is playing, he, he's an elite producer. So like, you're kind of right. I mean, like he is the man. He's got some running back. It's that health. Yeah. That health. All right. That was Simon. And Simon, you didn't get that one correct. So we're back to you, Corey. And you get to pick your own category and value here. Well, give me a grab back to 500. I got to get back in this. 500. I just want to mention this real fast. Simon is, is the king of this. He's been down in many games. He's won two of them, right? Haven't you had two like awesome comebacks because of final jeopardy, Simon? All right. Zero dollars going into the last round of questions. Yeah. It's happened twice. Yeah. Yeah. No one is out of this game yet. And plus it's so questions. They're so hard. And we only have 600 points. It's not like we're dominating. Yeah. All right. Here's your question, Corey. There were four main characters in the TV series. Old girls. They ran from 1985 to 1992. I ain't three of them. Rose. Blast. God darn it. I'm so impressed. I'm already over impressed. Rose, Blanche, Claire. What was that? Rose, Blanche, and Claire. Claire, like C-A-C-L-A-I-R-E? Yeah. Final answer? Yeah. All right. Sounds good to me. Oh, you got two of them. Blanche. Oh, Claire. We got Blanche. We have Rose. I heard him say so few. Yeah, not Claire. I don't even know what he's talking about, J.L. I thought you had it. I was like so sure. Like, oh, man, he's already got two so quick. Corey, that question came up and maybe it was just me not knowing anything about the Golden Girls, but I immediately counted you out. And then you started going, Rose, Blanche. Do it. That's that old school Friday, Saturday. I think either Friday night or NBC lineup from when I was a sitcom watcher in my grade school days. Yeah. I just remember it from that, but I should have had Dorothy. I should have had Dorothy. How did you not get Dorothy? I won't tell you. It's always Dorothy. It's always Dorothy. It's always Dorothy if you're 85. Blanche is an interesting name, too. Yeah, also if you're 85. I like Maude and Viv. Maude and Viv. And then Mr. Scampers. Mildred, Nancy, and Gutierrez. All these names sound like they're right. Yeah. I also like Eisen here. What? Why are we talking about the Golden Girls? Because it's the grab bag. Grab it and bag it. Man, narrowly missed that one, Corey. I'm sorry. Josh, back to you. I'm going to finish out my Josh category. Give me Josh only for 100. 100. All right. Here you go, Josh. Here's your Josh only question. Josh Peck is an American actor, comedian, and YouTuber who is best known for starring for a starring role on what show? Drake and Josh. You got that one. Nickelodeon's Drake and Josh. I just know this is like, um, just the fact that the name had Josh in it.  Well done, Josh. That's going to give me one of these questions. Josh only. Josh would help, you know. And I said that was too easy. Yeah. The hundreds are supposed to be easy. I'm just not so good at gauging it sometimes. I didn't see you put the answer in the chat. Now, Jerry, it was too easy for that, right? It was too easy. Yeah. This just gave us a golden girls. Yeah. That was true. Josh Peck starring as Blanche. All right, Josh. You get to pick Simon's next category here. Math. Just stuck in math. Give me the 400 since I missed the 500. 400. All right. Here's your question. Simon number of Super Bowls one by Washington. Say B is number of Super Bowls one by the jets. I just eight times me. Okay. The jets have won one. I'm almost positive. They've got one Super Bowl because the, the bills are the only team in an Eastern conference, AFC or NFC that have never won a Super Bowl. Um, now how many is Washington one? I think it's three. So I'm going to say my final answer is three here. Eight times B three times one equals three. All right. Final answer three. I think so. Got some guesses here. I mean, I believe it. I think they've won multiple. You know this one. I'm pretty sure I know this one. Pretty sure you know this one. Yeah. The answer is three. I can't. I typed it wrong. Times one is one. 8789 and 91. Oh, you got me B. I didn't know the years. 87. If it's 87. 8789. I still won't fact check this. I need to know. I need to know. Let's look it up. Washington Super Bowls. 838892. Right. You subtract a couple of years off each of those. The 8788 season, the 9192 season. Yeah. You got it. Yeah. You got it. That first one, the 83. I was off on that one. But, um, They were, they were that 92 team may have, may be. Maybe the best team ever. Like that 92 team was. And I went down with cowboy. There's some more truth in that coming from the Cowboys. Yeah.  It's like, It's like, I just think of like some of those all star teams. I'm like, What is that? The hogs. They had like the, the often. Yeah. Yeah. Yeah. Thysman, Ripian and Williams QBs. All right. Simon, you got that one correct. Well done. I can't type. Honestly shot. Shot. So you get to pick Corey's next category here. Corey, let's go over to head count. 500. 500. He's not messing around. He's not messing around. Here you go. Corey, here's your question. There are four NFL teams with more than one player, a running back, a wide receiver, a tight end with at least 10 total touchdowns named two of them. So four NFL teams with more than one player. More than one. Oh my Lord. More than one. Yeah. So, so there are four teams with two, two or more players who scored at least 10 total touchdowns in 2021. And two of them. That's a good one right there. We name it. How many of these teams? Just two of them. Two out of the four. This is very interesting question. It is. This is a good one.  No, no, no. Think through it. You're going to have to think up through the NFL teams a little bit on this one. It's a 500. I would definitely have to think about it a little bit. I think I have one team that I feel pretty good about, but I just do not feel good about these other ones. This is crazy. This may sound. I don't remember the answer to this. Boy, this is a tough one right here. This is a good question though. Yeah, it is. It is. Like we did touchdown scores. Oh. Oh. Is that one of your answers for it? Rams and home. He probably wouldn't have done with the touchdowns. That's just the tough one. Um, probably also. Hmm. Maybe. Good one right here. I doubt it. Simon, you know the answer? No, I have an answer, but I don't know anything. I'll go with the Rams and the Chiefs. That's exactly what I got written down. Corey is Rams and Chiefs. I had Bengals, Packers and Bucks. Packers, Bucks. All good guesses. I think Bengals are probably in there. Yeah, I was actually going to say Rams and Bengals, the two teams that just played last. Yeah, yeah, yeah. It's not a bad guess. So you went with Rams and Chiefs. The answer is. Ah. Bengals, Bucks, Packers. Oh, yeah, yeah, yeah. Likeings. Adam Thielen had 10 touchdowns. He had 10 freaking touchdowns and like 12 games. Didn't he only play in like 10 games? Yeah. Yeah, it was, I had to double, I had to verify that because when I saw it. Your Rams aren't in there, huh? Rams are not. Yeah, I guess I am.  Oh, Travis Kelsey, I think only had nine touchdowns. Damn. Yeah. Yeah, yeah. That was a tough one. I would have gotten none of them right. That is real. That was really tough. The Vikings won. I didn't expect anyone to get the Bucks. It makes kind of sense. Yeah, it makes sense. Yeah. And the Packers, I guess Aaron Jones is a little tricky. I wouldn't have necessarily expected him to have 10 touchdowns. No rushing yards. So it makes sense. Leonard Fournette. I keep forgetting just how good his season was. And then Aaron Jones. I didn't realize how many touchdowns he had. Those two would have been real tricky to get. And then Packers or Vikings obviously was a, was a super tricky one. Like it seems like the only like obvious one that I completely whiffed on was the Bangles there. Like that one, that one's crazy. So for the Packers, you know, we just had big news this week, right? Aaron Rogers is likely going or resigning there. We had, we have Aaron Jones back there. Devonte Adams got tagged. Corey, I'm curious, how do you feel about Aaron Jones going forward with AJ Dillon there? I guess both of those guys were, how are you navigating that, that running back situation on the back? It's one that I rather not deal with. It's one that I don't, I try not to navigate because I look at when I, when it comes to fantasy in the Packers, I'm going there for Devonte Adams and Aaron Rogers. I'm not interested in nobody else. That's kind of how I view it. That's first heavy pass, the playmakers in the past. Now we've seen Aaron Jones break out and have a back to back to back, very good seasons. I just keep worrying he's going to fall off the cliff. Yeah, 26 years old, I believe. Yeah, I think he'll be 27 by the certain next season. And then I think AJ Dillon had close to as many carries and more rushing. Yeah, actually came on. So that's interesting. So that's the problem. It's like, I'm kind of with you on this one. I'm trying to stay hands off. I think they're both going to get drafted higher than I feel comfortable. That's exactly what I was going to say, Josh. People, I see people already having the debate, Aaron Jones, AJ Dillon, who you got ranked higher. I don't care. I'm probably not drafting either because I don't trust myself to be able to predict how that situation is going to play out. AJ Dillon likely going to take some more work.  I'm with you, Corey. Devonte Adams or bust on that Packers offense for me. And Simon's all about Devonte Adams. I love Devonte Adams. Nah, he's the man. He's the man. Yes. All right, Josh, back to you. You get to pick your own category in question value here. Where are you going? Give me all time for 200. 200 all time. Here's your question, Josh. How many times have the Houston Texans been to the playoffs? Six, 12 or 18? I know those look like greater than signs, but they're not. Yeah. I'm going to definitely go with six here. They're relatively new franchise. Well, unless they're counting the oil, there's two. I'll go six. It's six. Six. Six is right. Six is absolutely right. Well done, Josh. Poor Josh, J-Wall. Oh, J-Wall. Aber got six. Well done. So you get to pick Simon's next category. Give me your money. Yeah, I figured, I figured you're going to just, this always happens. People identify a category they want to send me to, but I got you last time. It's not even that I want to send it to you. I just don't want to do it. Give me 100. 100, mathematical. All right. A is equal to OBJ's jersey number in LA. B is equal to Alvin Camero's jersey number. C is equal to Dak Prescott's jersey number. I don't know jersey numbers. I have, is that divided by? Yeah. Okay. There's no line showing up on my, okay. There's a little bit of a line. Whenever I zoom in, a line shows up, but whenever I zoom out, it disappears. I may just pretend like I know these numbers and I'm not sure I do. Jail. Is there like some decimals going on in here? No, no. Is a fraction a reasonable answer? Or no. Why would you? Yeah. No, I wouldn't make a 100 fraction. Okay. I have no idea. Like litter. See them every game. One. I'm just going to guess one. You know what, Corey? Repeat the question. So A is equal to OBJ's jersey number in LA. B is equal to Alvin Camero's jersey number. And C is equal to Dak Prescott's jersey number. What's B plus C divided by A? One is my final answer. Okay. I got that locked in. Yeah, I don't know. You have a guess, Josh? Yeah. I would actually go one. You go one, two? Mm-hmm. So every one's the answer is 15. 15. Interesting. What's kind of covered? Yes. So OBJ's jersey number is three. Dak Prescott. Oh, I knew. Oh my God. I knew Alvin Camero's jersey number was 41. 41, yeah. That's part of his nickname. Yep. Yep. AK41. And I completely forgot. That makes sense when you're thinking about it. Yeah. Nice job, Albert. Albert, 45 divided by three. 15. J-Wall. Copy and Dame. 15. First one answer. Sorry, Albert answered 15 first. Well done. Chatting with that one. We had a couple of people who got all the numbers. Misunderstood the math on that one. Adding them all together. J-Wall as well. But nice job. Maybe a little too tricky for a hundred dollar one. You know, that's okay. I'll take my lumps. Take your lumps. All right, Cory, back to you and you get to pick your own category and question about here. Grab bag for 400. 400 grab bag. Here's your question, Cory. What is the name given to dark areas on the surface of the sun? Merced? Sunspots? And crustaceans or taints? This is crazy. You said, which one? And crustaceans. And crustaceans. The answer is sunspots. I thought those were on your skin. I thought you got sunspots on your skin. I thought two of these were on your skin. Yeah, this was a tough one. I did not know the answer to this before I put it up. In the chat, a couple of people got in the chat. We got ice, sunspots, meal, sunspots, sunspots. Ice, let's go! Let's go! Woo! You did it! Woo! All right. All right. Root on. Josh, back to you. Where'd you like to go? Grab bag me. Grab bag 100. Josh, in what country was Shakira born? Colombia, Brazil or Nicaragua? Colombia. I know this one, I think. Colombia is absolutely correct. I know this one, I think. I had a friend in high school that was way too into Shakira. We all had that friend in high school that went to Shakira. Or if you didn't have that friend in high school, you were that friend in high school. That's you. Josh, you get to pick Simon's category. I know. Get over there. Mathematical 300. Simon, A is equal to the number of teams in March Madness. B is equal to Saturn's position in our solar system. C is equal to the number of months of the year. This is the current number of teams in March Madness, including the play-in games or not including the play-in games? I don't know. You should not be allowed to answer that question. I'll just do some math here. Mercury. We got Mercury, Venus, Earth, Mars. Yeah, I'm just not going to answer. I'm just going to say according to Wikipedia. My very excited mother just served. Okay, Saturn is the sixth planet in the solar system. I believe there are 68 teams in March Madness because of the four play-in games where they fight for the 11 seeds or the 16 seeds, otherwise it's 64. But they added those, those first four games. So 68, Saturn is sixth in the solar system and the number of months in a year is 12. Wait, A plus four divided by B divided by C. Is that what I'm doing right here? Yeah. So I got 72 divided by six. Oh, excuse me. Wait, no, I know that one because 60 would be 10 plus another 12 would make that 12. So six times 12 is 72. So then we've got 12 divided by the number of months in a year is 12. This one's one. This one is one. The last one was not one, but this one is. One. You nailed it. I was going to say it. Well done. You broke it down really well. You didn't out there. You got there. You even knew like the acronym. I don't think I would have broken it down, but like as you were breaking it down, I was like, yeah, yeah, this is all right so far. We got there. All right. We're going to speed through one more round before final jeopardy. Corey. I'm sorry, Simon, you get to pick Corey's category. Where you sending him?  All time. Let's go all time. 300. 300. Here you go. Corey, here's your question. Which NFL player played more years in the NFL? That's a lot of NFL one sentence. Drew Brees, Adam Vinitieri, Brett Favre or Tom Brady? Adam Vinitieri. I think you're right. Adam Vinitieri is absolutely correct. 24 years. I think so, but Tom Brady could have beaten that. Well done. It is. It is fairly close. You nailed that one, Corey. Well done. And you get to pick Josh's category on this one. All time or head count? Head count. Head count, Josh. 200. Which one? 200. And the chat. Do this one. Yeah, Ice, Scott, Adam. Heal, Vinitieri. Well done. Sorry, you said 400? 200. 200. Which NFL team had more quarterbacks on the roster in 2021, Josh? The 49ers, Washington or Miami? So I don't know if it makes a ton of sense for the 49ers to have too many quarterbacks because they drafted one and they had Jimmy Garoppolo. Washington had an injury pretty early on with Ryan Fitzpatrick, which is probably going to. But then there's Tua with Miami. Hmm. But they did not get Ryan Fitzpatrick back. I wonder if that matters. I'm between Miami and Washington here, but I'm going to go Washington. You're going to go Washington. The answer is Washington. They had four. Miami and 49ers. Both that too. Jacobi Berset and Tua for Miami. 49ers, you know. Simon, you get all time. You get that last all time question. Yeah, I figured. All right, Simon. All time 100. Here's your question, Simon. Which player holds the record for the most interceptions of all time? Dan Marino or Brett Farr? Brett Farr, if I'm pretty sure. Brett Farr is absolutely correct. It's not really that close. Well done. All right. Can you show it real fast? I can show it. Headcount 400. Which NFL team had the most players? 52 man roster in 2021 who went to college at Alabama. Patriots really stand out to me. Raiders stood out to me. I'm going to go Raiders. Corey, you got a guess? Raiders. They're with the smart person over here. I'm sorry. The smart person ended up being Simon. That's the Raiders. Hey, Corey. I'd for a second. You got Final Jeopardy now? Yeah, so Corey, you got 300. Josh, you got 1200. Simon, you got 1400. Corey, you got something to write down your wager here? No, I don't. Or a phone, if you have a phone. Or you could just tell me, Berber, when the time is right. All right. The category for this one is NFL team per game stats. So NFL team per game stats. So write down how much you want a wager of the amount that you have available. And then I will let you know when you're ready to let me know whenever you got it. And I will ask you to reveal. Not yet yet. I know. Unless you can see through my paper, it was turned back. I can. You know, that's my superpower. You are able to see through thin paper. That is your superpower. What a good superpower to have. It's very useless. I wish. I wish. I wish. It's got to be thin paper too. None of that construction paper. No card stock. If you, if you got a nice resume, JL cannot see the other side of it, but it really gets under my skin. All right. Corey, you got your wager. Yep. All right. Josh, Simon, you guys both good. Yep. Yeah. Okay. All right. Go ahead and reveal for me. All right. Simon says a thousand. Corey says all of it. 300. All of it. And Josh says all of it.  All right. Here's a question for Final Jeopardy. Which franchise had the highest points scored per game in 2021? The Chiefs, the Cowboys, the Bills or the Bengals? Which team had, which franchise had the highest points scored per game in 2021? Chiefs, Cowboys, Bills or Bengals? I'm actually not sure. I feel like I should know this though. No, Simon, you have 1400. Yeah. And I wagered a thousand. I guess I'm going to just go with this. All right. You guys ready? Yep. Yeah, I got it. I got mine. All right. All right. Let me take this down real quick. Oh, thank you. All right. So which franchise had the highest points scored per game in 2021? Go ahead and reveal. So I'm the Bills. I don't write it down. I'm said the Bills. Okay. We got Cowboys by Simon Cowboys by Josh. And we got Bills by Corey. The Bills then Corey wins the game. Am I wrong? Maybe. He would win if, if we're both wrong and he's right. He would win. I was between the Cowboys and the Chiefs. But I was between the Cowboys and the Bills myself. So I wasn't sure at all. I went with the girls. Gotcha. Okay. After the seat after, after, after this is, let me just say this. I could be 100% wrong. After the Bills lost to that game and Matt Jones, three, only through three touchdown passes. After that game, the Bills offense went on a run. They made a point 50 points twice down the stretch. That's why I picked the Bills. That makes sense. Yeah. I also remember one game where they didn't score very well. I guess the Patriots. I remember one he was just talking about. Oh, after that game with Matt Jones. Oh, because they were playing the Patriots. I understand. After that game. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did. I did that number too great. The reasoning was right.Big outcome. Oh, I didn't win. Why am I. You guys die, a believe. Right. And Simon, you did 1,000. Oh my God. Did I do my wage error on. You told me a thousand now. Yeah. No, I did tell you a thousand. I thought I did the math rather 100 more than 108 high. heute. Jeper down it. We'll do a rock paper scissors to determine the champion. But Corey, thank you so much for joining us today, playing some fantasy jeopardy. We really appreciate it. Everybody watching, if you're not already following our man, Corey, go and do that right now at the fantasy exec. It's right there below his handsome face on the screen. So make sure you go and follow him on Twitter. Corey, for real, this has been a pleasure streaming with you today, my man. Thank you for taking the time. Good time. Good time. Good luck, everybody. Let's do it again before the season starts. Let's do it. Let's do it. Let's go. What happened? Guys, that is going to be it for us this afternoon slash evening. Everybody who joined in and watched, thank you for playing along with us. If you enjoyed this show, we are live on our YouTube channel, Front Yard Fantasy, Monday through Friday, every day at 3 PM Eastern time. Playing games just like this. So make sure you go follow us over there and come check out our stream, one of these afternoons. Until then, though, we are out of here. Adios, everybody. Bye-bye. Have a good game. Great.


increases. Let's bring in Simon Mirchell from Figur securities. Let's put the Fed aside, we'll get to the Fed. It looks into breaking news, I'm not sure if you've had a chance to see it, but Macquarie releasing some notes to some $400 million, looking to raise potentially more, potentially less, they say, don't really give a reason as to why other than to suggest that their balance sheet with or without it is in good shape. This comes up to, of course, next DC. We've had an insurer routes as well about a month ago. The corporate's going to market in particular looking at debt. What do you make of it and do you expect more of it? Good morning, James. Look, I think it's probably some good timing really as we position for the US setting up higher rates, but could also be reflected here. So it sort of makes sense in this low rate environment for the companies that are looking to raise a little bit more debt to move sooner rather than later. We've certainly seen that. There's a great appetite for corporate debt. Obviously, investors happy to take advantage of a slightly higher yield than some of the government issues. And we've also seen a lot of buying back or refinancing of bonds. It's yields have come in and we've seen that with a bit of Fortescue move there. So look, I think it's good timing for corporates. There's good demand for it in this low rate environment. So we're likely to see more, I would suggest. How difficult is the pricing? I mean, as you say, there's certainly plenty of demand for it, but there's plenty of options out there as well. I mean, how difficult is the situational process? Is it getting the pricing right? Yeah, look, obviously, there'll be a lot of sounding out with some canvases before they actually come out to market with a bit of pricing guide. The big BHP issue we saw a few weeks ago that was definitely able to be issued on the low side of where they indicated the margin would be. And that reflected the appetite there. So, you know, I think they would have done a bit of research ahead and I would be very surprised if they had to pay any sort of higher than indicated there. There's good demand for bank debt. Banks have certainly improved their capital levels. And that's more positive, less risk, obviously, for investors. So I don't imagine Macquarie would have any problems. Just taking a look, I guess, you know, Mark, it's really preparing now for this December lift off becoming a lot more comfortable with the fact that the Fed may be moving. What are we seeing in terms of the US yield curve? Yeah, well, it's interesting. We're seeing a real flattening there. So what that means is that the shorter yields, the two-year especially, is certainly moving higher. That's up around 92 basis points, just about to hit that 1% level. And you mentioned this in the earlier report, you know, this lower inflation environment is not seeing much volatility on the longer end of the curve. So we're actually seeing those 10-year, those 30-years, drifting a little lower over the week. And that just reflects that view that should the Fed move in December, it won't signal a flurry of increases. You know, it's going to be a very slow, very moderate increase in rates. And the market's certainly buying into that view by keeping those longer-term yields quite steady while we see those short-term ones moving higher to reflect that expectation of that move in next month. What about those Aussie yield curves? How are they playing out at the moment? Yeah, look, pretty steady really from last week. So we haven't had a lot of move there, not a lot of news this week either. We've got the U.S. Thanksgiving Day holiday on Thursday, such a short week in the U.S. Not a lot of data in Australia. We've got Governor Stephen speaking on Thursday night, I believe. So look, I think it's going to be slow city into next week where we get the final RBA interest rate indication, whether they move or not. I don't anticipate they will. So it's pretty steady as she goes. I think the RBA's pretty comfortable. And I think the RBA would be looking to see what the U.S. does, because if the U.S. does raise rates next month, that certainly takes a bit of pressure off the RBA needing to make any move on their cash rate. Simon, Mario Draghi, is he the number one central banker in the world at the moment, at least when it comes to communicating to markets? Look, he's certainly been very much on that message. And it's a bit of a case that we'll do what we need to do. They're going to be reviewing the ECB stimulus package, the bond buying program they have over there, about 60 billion euros a month. And he said that they will increase that. They might expand it to take on additional bond issuances as well. They might look at reducing or increasing their level of exposure that they can have for each central bank as well. And that's all really about just providing better support for the markets there. The markets seem to be pretty happy with that. But a little uncertain of what that might mean until next month. Certainly seems like off the back of that was seeing European equities being bought quite strongly. But the euro actually tumbling, I believe it was the worst performing currency last week. So I guess we're seeing some moves there. I mean, what about the bond market? Yeah, it looks interesting. I think the bond market's pretty comfortable with what Mario Draghi has been saying. And so that's provided a little bit more demand out there for bonds. We've seen yields shift a little bit lower on the back of that. But I think, as you mentioned, it is also positive for not only the equity markets, but also emerging markets as well. And we've certainly seen some extra demand for that as well. And that's obviously positive for the emerging market space. So I think it all plays pretty comfortably for investors at the moment. I think once we get over this possible move in December for the US, if we see some expansion by the ECB, then that certainly sets the market sack well for 2016. Greg Sturff, thanks, Simon. Thanks, Simon. Thanks, James.