What is up everyone? Happy Friday It's Friday October 27th 2023 and we got a little bit of a bounce today after Red Day yesterday the Amazon and Intel leading the Nasdaq here with Amazon up after earnings and Intel up after earnings so we'll see if we Catch a little bounce back today the struggles struggles martin had yesterday especially the Nasdaq it was They got really hurt yesterday Intel up over six percent Amazon up five and a half percent Tesla up about two and a half percent met up two percent today is Friday, so We will use the seven DTE for the mighty 90 and runner strategies So not using the zero DTE. So if you're trading the runners and mighty 90 like I am make sure you've got The correct option chain open up You can't change you can't trade the zero DTE, but it's just moves really fast and You can be affected by theta decay pretty quickly. There is the bell So we're off and running Yesterday I had two winning zero DTE iron condors So I kind of been playing with The time is when I put them on I put them on Put them on sometimes right the first five minutes the market opens and then there's times where I'm waiting till about nine o'clock Central or about 15 20 minutes after the market is open and I've found that so far it appears the Given it 15 20 minutes I get stopped out less So morning mumblebee yesterday yesterday afternoon, huh? Yeah, I haven't done any of the afternoon stuff yet. I'm just focused on the morning stuff But yesterday and I've been keeping track kind of with my I have a I'll show you here I have a trade tracker here So yesterday just highlight yesterday But not that Yes, let me show you yesterday. Well, although yesterday they were both winners, but Do this again here these were the two from yesterday they were both winners, but So 836 so that'd be after six minutes after market open and then 9-11. So that's you know, that's 25 minutes after market open. They're both winners, but I Was able to shed three of my four contracts In the second one I I do get a bigger credit if I do it right out of the gates but So in my notes here, I'm putting like the time that I'm getting in just kind of keeping track of track of it Well, I mean, I've only been doing that for a week. So no, I think scientific yet or anything the VIX is down two and a half percent so it's Friday, so Just try to get a couple trades in on a Friday and It's not my favorite day to trade. So sometimes you can get a lot of chop on a Friday That was down 49 Nasdaq up 150 S&P up 15 Just go to the just go to the live stream and click the link Morning rookie trader the link is under the live stream channel in our second bar here, so We looking for some volume coming in here Sometimes volume is a little low on a Friday as well. Don't always get those volume runners right out of the gates That's a little pushing up a little bit Yeah, it's about halfway there. I don't think it's gonna get there though again using the seven DTE so Make sure you're on the seven DTE They're B&B coming down a little bit of volume Flipping back and forth from red to green Maybe he's coming down. I just don't think anything's gonna get there Got about 15 seconds left. So Nothing nothing nothing getting there. I've got a few iron ducks I've got they're right in the middle of the duck head or in the duck head use a little bounce today from some of them so they don't get too close to the exit Nothing nothing from the start here Again Friday's usually little less trading on Fridays. It's trying to get maybe a couple in then get out Intel pushing up Up over 10% now Amazon up over six So checks check for some mighty 90s here Like to maybe see some mighty mighty 90 longs was a Nasdaq strong Boeing pushing through highs of day Not looking too promising right now Meta pushing through highs of day though Good pushing through lows of day. So we got good coming down Meta and Amazon pushing up Vidya coming down the lows so a little Two-sided action here Vicks coming up to highs of day though. They're B&B Hmm if this bar gets as big as the first it's a downside volume runner It wouldn't be a mighty 90. Let me check Check on toss That's weird toss has first bar is a green bar, but it's obviously not green Yeah, I did it's almost as big as the first so I Wouldn't trade that I mean it is a little bit bigger than the previous one, but it's pretty close And it's as big as the first so I Would Definitely treat that as a downside volume runner and see what bid ask is here It's not too bad Yes, Boeing be more of a mighty 90 than air B&B But it's pulled back a little bit But yes, that's definitely a better better looking mighty 90 We'll see if it pushes back up It pushes back up and gets through highs then I can get short Everything else is just stair stepping down in volume Just pretty typical for Friday Coinbase that bars about as big as the first so I would play that as a downside volume runner But it's bouncing a little bit here be low risk Try some coin base downside volume runner the 75 puts They get filled at 525 Build at 525 and so if it pushes up very much now Just bail on it and be a small losing trade and I'll put an order in at 575 to close half of coin base Boeing has it at Boeing came down so scratch that Good staying weak So not really sure where its direction this market wants to go right now Amazon's staying strong Microsoft pushing highs of day Get a better feel than me and coin base probably so if it pushes above right there, I would I would bail on it Yeah, Airbnb would have been a good one to jump in a downside volume runner as well. I probably should have Got in on that one. It was it was bouncing towards the end of it. That's some pee coming down As that coming down broke you through lows Microsoft getting the mighty 90 short. So let's got some volume pop there. Take a look at that 7 DTE 332.5 puts Build at 495 so if it pushes up I can add to it or if it comes down I'll just get out of it. I would get out of half my Microsoft at 550 so looking for two red bars out of Microsoft Before it comes back up when base pushing back up. It was Thought I was gonna get filled. I was real close to getting filled on half and now I may be bailing on it Fridays, I definitely like the mighty 90 better than the runner because you just got that really strict rule, you know two bars and Two consecutive bars in the direction.  You can see Boeing is trying to get to two red bars So it would have been a Probably would have been a winner on that mighty 90 Meta looks like it might be setting up for an upside continuation. It's got push up a little pullback still pretty early for Upside continuation though build at 550 to get out of half of Microsoft Nice push down there. So coin base what it's doing We get out of another coin base at six bucks many good signals here today And coin base to push through lows So Microsoft has given me one red bar So it's kind of hoping to give me one more before it Starts to take off. I mean the NASDAQ is strong. So Really seeing anything. I'm depot staying weak. That was down 87 NASDAQ up 130 and SNP up for 4.6 and Microsoft popping back up.  It's definitely not what I wanted to see Well, it's quite the push Vicks really coming down. I'm gonna go ahead and jump out of my Microsoft I know I haven't not waiting for two bars, but Vicks really coming down now Filled at 480 close Microsoft Don't like that price action at all You could definitely hold it and still wait for two red bars and you know, who knows It may it may reverse on this next five minute bar, but with the Vicks falling like it is you know NASDAQ is strong up a 1% not gonna She had a quick trigger today and it blasted through highs like it was nothing Yep trader Jim kind of feels like a typical Friday Another thing about Microsoft is I just decided hey, I'm gonna just go ahead and take a small winner on this trade it just Strong market really nice push some stocks coming down. I mean, it's just hard and hard Sometimes it can be hard to get you know feel for what market wants to do We could get coin based to push through lows that would really help I mean keep an eye on Boeing for potential upside continuation. It's pushed up and now it's it's kind of consolidating So I want to see how far down it goes here below this consolidation level. Yeah, looks like it might be falling here So now the Vicks just popped right back up. So that's some weird weird price action going on here I got a feeling Boeing is gonna stay strong though I'm feeling it's dipping its toe down below this consolidation and it just popped right back up So I'm gonna look at a continuation to the upside and Boeing a 180 calls Fill it 405 so I've seen this happen a lot where It dips down below it and then it pops back up now if it doesn't want to pop back up. I'll just You know a quick exit actually a lot of stocks here now coming right back down S&P just went red. So it looks like this might be a little bit of a flush starting here I'm gonna I'm gonna give it just a little more time here. See if this Boeing bounces back up And if it doesn't finish strong, then I'll cut it for a small losing trade You see how emu emu kind of dipped its toe down below This little consolidation level popped right back up. I'm wondering if Boeing's gonna do that And if it doesn't I'll just cut it doesn't look like it wants to Might be getting weak here So we're halfway through the bar. So this is this will be the key here in the last Half of this five minutes will it pop right back up. That's what I want to see Yeah, it did have a bar big bar now. It's got a big red bar. So it's giving two different signals there That's the P popped back green So you can see like roadblocks And Boeing so far is doing what I want to see it do on this lot the last half in the back end of the five minute bar I could have got a little bit better fill. That's the only thing Apple pushed up to highs Roku getting a mighty 90 long, but it's already bounced up It definitely has a very tight range. Okay, so Boeing I'm gonna keep it I'm gonna hold it now because see how it popped back up. So it had this push up little consolidation level Pushed down for a couple minutes and said no, I don't like that I'm gonna push back up So now I want to see it on this five minute continue higher if it comes down below where this was then I'll cut it Yeah, I mean Airbnb had a big green bar, but I'm not I'm like a plane of that because it's had big red bars, too So it's just doesn't nothing consistent there coin base Not really going anywhere yet. So I want Boeing to do what some of these others have done Look at Microsoft Definitely definitely just good out in Microsoft on that Come on Boeing Vicks down three and a half percent now So see how Tesla pushed down and it popped right back up and I'm getting a green bar out of that last five minutes S&P went red now. It's up eight points. So did not like being red, but Boeing is not Going anywhere at the moment Apple has a little mighty 90 long But like a Microsoft getting strong need to see something out of Boeing here quickly Wayne base It's not doing what a volume runner should do Gonna go ahead and exit coin base build at 540 so I Got short on a volume runners bar as big as the first when it popped up here and it just never broke through lows and so I gave it 20 minutes Volume runner you want it to Turn over quicker than that So pretty much a scratch trade there a little bit of pop a little bit of green Q-com. Yep, definitely mighty 90 and Q-com But it's already come down What I would say about Q-com though is it's a really tight range So I probably wouldn't get in that even though it's a good mighty 90 signal in terms of volume But the range is so tight Roku kind of same thing. It had a nice little mighty 90 long see a volume pop right there in Roku But man the range is just so tight Just not gonna get anything out of that. I entered a zero DTE iron condor What time did I enter it I entered it Five minutes after the market opened and So far it's looking good in it. I'm not entering another one yet because it has price hasn't moved that much So it may just be would just do one today see yeah, JPM We're getting a little bit mighty 90 if it pushes down one more time It's already bouncing so I Might consider entering it's pretty tight range as well But I have an order in at 445 to close half my Boeing and I thought I was gonna get filled there So with it being a continuation runner now I want to see it push up and I got filled on something What do you feel about I got filled on 20% of my iron condor Sweet so Boeing. I want to see it continue up now. I don't want to see it just chop Yep. Yep. Just paper trading zero DTE. So it's been going the month of October has gone pretty good Yeah, things aren't things have slowed down Yeah, Roku mighty 90s are really good-looking like that's what I look for On a normal day, you know, not a Friday It's nice volume pop separation there Build it for 40 for 50 Filled it for 50 and Boeing. I had an order in at 445 and it filled me at 450. Yeah, so Trader Jim so I would I would tribute this Boeing to just knowing Experience of price action You know probably two years ago, I would have bailed on Boeing right there as it got below that consolidation but instead I waited till this bar finished and The last two minutes it finished Going up so I held it Like that's simply a price action experience seeing this happen many times dip its toe down below Where the consolidation is and it comes like ooh, I don't like that. I'm coming right back up You know if you ever you ever in a slump and you I mean a lot of times I used to well when I was You know a couple years ago Starting to day trade for the first time I would sit there and just watch price action like even and even though I wasn't trading much I would just sit there and watch it So I got an order in at 490 to close a quarter of my Boeing if it continues higher And so I want to see it continue through highs though, you know, this is a continuation to the upside You know, I don't want to see it just chop now when base Hasn't really gone anywhere on my zero DTE. I got filled at 825 When I sold that iron condor and I closed half at 645 so I didn't went in at four contracts And then got rid of two at 645 and I got an order in to get out of one more contract at 590 at 495 and then I have a $10.50 stop Well, would you look at that coin base decided to come down to the red loads of day? Okay, so Boeing Yeah It's your Friday for you, right? You just gonna chop Amazon Just Slowly moving higher Tesla was a nice push back up and now it rolled back over S&P up 10 That's take up 146 Here's what my zero DTE graph looks like So you see prices kind of sitting still sitting kind of right in the middle Sometimes if price moves one way or the other right out of the gates and it gets you know off-centered I'll enter another one that's centered. That's what I did yesterday But this one really hasn't moved too far off-center for me to justify adding another one JPM pushing through loads of day So JPM potential mighty 90 here. Do I want to try to risk that or no? JPM mighty 90 in 7 DTE I would trade the 137 calls try to jump in here Fill it at 198 it's the 137 calls So it had this mighty 90. It's pushed down a couple more. So I'm hoping for a little two-bar bounce Boeing is not going higher. It's going down. So that's a bummer. So let's see what this bar does here a new one JPM kind of see on a Friday. You just get some inconsistencies and you get chopped up down up down Boeing I would close half at 220 yeah, I thought things started seem starts to see like they were getting stronger there and I thought Boeing's gonna rip through highs But not so much and this is why I don't trade zero the zero DTE option chain for these strategies because if it just chops then you've theta really decays I Will go ahead and get out of Boeing and I'm doing so just because of the continuation runner that you want to continue higher But at $4 to close Boeing. So small winner and a coin base Dang it. Definitely definitely definitely would have gotten out of at least half, but I held it a little bit longer Things seem like they wanted to get strong though.  Look how tight a range Netflix is I mean for a $400 stock and JPMs Pretty tight as well The only reason I got into JPM is because it had a mighty 90 and it pushed down two more times So Essentially, I mean that's a good a good fill for it If I would have if I would have gotten in right here at this pivot Which I often do when there's a key level I would have probably added to it down here So I essentially got in for the first time where my ad would it would have been So just looking for two green bars at a JPM. We'll see if we can see if we get that Yeah, Boeing good out in Boeing Again follow the rules the continuation runner pushes up consolidating and if it would have continued higher after these two green bars You know, that's what I was looking for. It just just couldn't pretty tight range on everything So JPM, I'm just gonna wait for two green bars Unless market starts to get really weak and just don't think I'm gonna get anything else almost 930 central and time was way fast, doesn't it? So I'll post my out in JPM and the day trades channel, but just taking a last look here and just don't see Much happening. So let's check the live stream for next week. It looks like Steve will be with you on Monday, and then I will be with you Tuesday Wednesday Friday of next week So, let's see that JPM might is gonna give us a green bar. I don't know Two green bars amount of JPM But so I will see you guys next Tuesday. Hope everybody has a great weekend Talk to you later. Peace


When we go from that stage, what kind of mistakes do first-time home buyers typically make when they're now at that stage? So they've done all the the the the beginning bits And they've got all those ducks in a row and they've now found this, you know dream property as it were What kind of mistakes do they then make at that particular point? You know Dama for me, I think Sometimes as first-time home buyers home buyers actually don't understand their own needs 455 of the private property podcast and your host is a man don't walk with my law page this evening I'm joined by an under-missing trial the founder of idwala property groups talking about mistakes first-time Home buyers make I think this is one of those things that we always want to be able to a lot about some of the mistakes That's that I made in the regular viewers will know all too much the the mistake that I made when it comes to attorneys And I paid quite the price for it But luckily I think I had a bit of a contingency plan But their attitude is not everybody's going to have that kind of contingency plan So I want to make sure that you at home do not make those mistakes as a first-time buyer Don't do me so good evening and thank you so much for joining us on the show Good evening Zama and a good it's always such a pleasure to thank you for having me And and I think you know when we talk about first-time home buying before we look at the mistakes I think how can first-time home buyers make sure holistically that they can have a good home buying experience because there's just so much that You know the that that they can read up on they watch the show and it can easily feel like a bit of an information Overload at some point along the line Zama thank you so much for having me on the show. It's always such a pleasure to be in conversation with you I think you just say you know for a first-time buyer to actually save him or self from a lot of grief and Many mistakes that can be done the first and foremost important things to actually get yourself hooked up with a Registered property practitioner a property professional an area specialist who knows about the area and Who actually is an expert in the field? So before actually going into the step-by-step coaching I think you have to find the right coach for the journey and then we will go into the step-by-step obviously as the show progresses I mean one of the key things the Musso is Working with people who have you said if you said you want to work with the register property practitioner You want to work with people who know what they're doing And I think one of the key things of one of the key players that you can also work with of course a bond originators I always recommend especially first-time home buyers that Work with the bond originator. There's so much work that they they cover There's so much groundwork that they cover on your behalf just take us through the the importance of working With a bond originator or rather even the benefits of working with that because you can of course buy a property without working with one But it certainly does have a benefit For sure for sure as I'm in fact I was gonna first start with you know a home buyer Knowing exactly what they're looking for but let's jump into this second part of it of finding a proper bond originator Or someone who knows from a finite a financial expert who knows what they're doing Because it It does not help to say oh, I want the at two million brand property in such and such a suburb And yes, you don't qualify for it or having a desire to buy a home, but you haven't done the spade work I always say that A home buying process actually starts six months or in fact even a year before you buy a property You need to know your affordability. You need you need to prepare probably I would say About six months in advance, you know, look at your financial situation get hooked up with the bond originator Who will tell you okay? These are the accounts you have you're saying you're looking for a bond this much This is how much you earn Let's look this is what these are the accounts you need to close these are the accounts you need to have up to date And when you've done this you will qualify for such in such an amount This is how much your bond repayments would be and you know all these things These are things that you cannot really do on your own You need to find someone who walk you through through the steps. So firstly look at the accounts you have If you've got a car you pay in credit cards personal loans look at your accounts your unpaid everything You know take yourself through the step give yourself a year Or six months if that's all you're going to need because it is pointless Just saying oh now I just want to buy a house everything takes preparation So it is very very important that you know You do get in touch with the bond originator or in the state agent who knows what they're doing You know and they will definitely take you through through the process And also it also helps as well to know the financial implications of buying a property Because you know people just say oh, I want to buy a property There are things like transfer costs that people don't put into consideration bond costs You know all those fees that people suddenly they get a shock suddenly they found this property They're not prepared they haven't put aside a deposit or they haven't put aside A bit of savings to cater for transfer costs So as I reiterate that it is very important first and foremost find a property professional Who will take you through the process and then everything else starts from there the process It's step by step. They will tell you you are self-employed. So this is what we're going to need from you Are your six months bank statement your two year financials? This is how you prepare your letter of drawings You know all those things like that. Are you are you? Employed we need your three months bank statements. Are you do you do over time? We'll need your six months and we have to look now. Okay, you've got unpaid now You need to clean your act now you see all these unpaid there will be to your detriment That will cost you your credit scoring And if your credit scoring is like this, you might not get the best Interest rate from the bank. So let's fix this. Let's fix one two three four five And if you fix the following things you will get you know, your bond grant and at a very good rate Because you are a worthy client to financial institutions. So yes, that is very very important zama I'm in conversation this evening with an under me some trials here on founder of it while our property group looking at mistakes first time What these mistakes are they often cost us a lot of time But more than anything they cost us a lot of money We want to make sure that you at home do not make those mistakes Some of us have unfortunately made them and I think when we look at them I mean the the regular viewers at home will know this one because I always share The mistake that I made was that when I you know first bought my When I first bought property I actually was buying two properties simultaneously and they were both bank financed and as we now know You need to budget for the convincing attorneys and the bond registration attorneys And so I only knew of the transferring attorneys and not the bond registration attorneys And so by the time, you know when the first and the second invoice came in I knew I was expecting it like even budgeted for it I had the money in my account But the moment the third and a fourth invoice came in it was a shock to my system And it you know one attorney actually then pulled me up and explained that this is what's happening This you know these attorneys do x with this property these ones do y with this property And these are roles and responsibilities of the respective attorneys and it's important of course for us at home to understand that Because you don't want to find yourself in a situation where your first time home buyer you have got your deposit You've got your transferring attorney Amount but you don't have your bond registration amount Because that's also a period where you don't want to take on additional credits because it could affect your affordability Could affect the interest rate that you you know ultimately get and I think could even ultimately cost you the you know The the bank guaranteed a bond stage because exactly because the bank will find that actually your financial situation has now changed When they initially ran the assessment This is where your finances were and now your finances have changed So those are some of the mistakes that we want to make sure you do not make at all at home That you are best equipped with the right insights and tools to help you along the way And no no mr. Then when we then look at the the stage where You've already found You know the property that you want and suppose you've done the first viewing at that stage you haven't signed anything yet You've now just notified the estate agent that listen these I I've viewed this property and I actually am I want to make an offer When we go from that stage what kind of mistakes do first time home buyers typically make when they're now at that stage So they've done all the the the the beginning bits And they've got all those ducks in a row and they've now found this you know dream property as it were What kind of mistakes do they then make at that particular point? You know dama for me. I think Sometimes as first time home buyers home buyers actually don't understand their own needs You know, you find that someone is a single woman You know, there are things like security that they would need to prioritize and you find that Okay, you know their desire to own a home. They're not looking at the location where they're buying They're not looking at their basic needs because you know We we need to face the things like security are very much important, especially for for single women You know proximity to public transport. Let's say somebody does not have a car and and they need to go to work They need to know that okay. My needs now. I need to have access to public transport I've got a two-year two-year old son or daughter. I need accessibility to preschool Chris or nursery or whatever So, you know, or maybe I'm living a busy lifestyle as a single person I need a lock up and go lifestyle So it's all those things that you find first time home buyers They neglect and then as they move into the property they regret. Oh, oh hang on I didn't put this into consideration So my my point my main point is that you need to understand your needs What are your needs? What are you want? And then you take it from there. Am I going to go for a free standing property? Am I going to go for sectional title? Is it a flat? Is it a new place? Have I got a car? What are the what's the parking? Because sometimes you find especially sectional title flats a property is for sale and the parking is not included It's actually on a rental basis. It's not part of the sale and you find uh buyers get a shock of their lives They've purchased this property. Oh, no Hang on parking is not included. You actually have to acquire parking or Register for it or sign up for it from the body corporate. It's not readily available You put on a waiting list So it's all those things and also consider body corporate rules You find that it's you your helper your son and daughter There's four of you and then you go for a one and a half bedroom And then lo and behold you get that they say, uh, uh, the body corporate rules say for a one and a half bedroom flat Uh, you only supposed to be three occupants then we've got a problem So it's all those things that we really really need to To be advised, which is why it's so important to go with, um A professional an area specialist. We need to know how far schools amenities If you don't need a car that's perfectly fine Then you don't need to worry about things like that And also just find out what are you looking for you're looking for fixer upper How much are you prepared to spend on the fixer upper? How much are your reserves to fix the fixer upper or and what are the implications there of? So really really before saying you have found your dream home You have to analyze your needs. What are your needs? So even before jumping into the car with a state agent, I always recommend, you know, sit down Sit down with the property professional tell them. Okay. I am a single woman. I have a son and a daughter These are my needs. This is where I work. Um, this is how much I would really be looking at spending on petrol I've got two cars because sometimes you find someone has purchased a property and there's only one parking and and the agent maybe Could have You know, there could have been an oversight that is visitors parking cannot be permanent parking So before saying you found your dream home analyze your needs What are your needs because? That home that you're saying is a dream home might actually be a dream visually But according to your needs, it may not be your dream home. So for me first and foremost Analyze your needs. Are you an entertainer? Do you have pets are pets allowed in that complex? You know things like that. What is it? How big is your family? You know area location accessibility to amenities all those sorts of things So before saying you have found your dream home, it may be a dream home In appearance, but it may not be a dream home in terms of your need So that is the very very first and foremost important thing I'm in conversation with nondomism to our CEO and founder of a dwelling property group looking at mistakes That first time home buyers make and I think one of the key things is you want to make sure that you don't make these mistakes because You unfortunately can pay quite a hefty price for it. No, no means. I want us to look at This particular mistake and and I've seen it. I've actually dealt with it very recently where a first time home buyer You know has seen the property. They were very excited. They you know, they signed the offer to purchase But then they want to pull out of the transaction For whatever reason right and and let's suppose they meet the suspense of clauses So this isn't one of those instances where you know suspense of clauses aren't met therefore the the OTP lapses, but they actually do meet All of it and at some point Relatively still early in the transaction. They want to change their minds You know, they realize that actually this is not what I want Or I've now watched the show and I realized some of the questions I should have asked that I didn't ask And and now I'm finding myself in this difficult position Take us through some of the mistakes that people make when it comes to the offer to purchase in particular I would say generally it's it's not going through The offer to purchase properly You know, there are things that are mentioned in the offer to purchase You know that you would really need to find out from from your your estate agent or the property professional Especially when it comes to underestimating the cost of ownership You know, you need to find out now you you've made an offer What are the rates rates of this property? You need to know what the rates are you need to know the levies You know, what I have found One of the reasons that people would want to pull out of of you know of a sale agreement Everything has been explained But they didn't get to the point where they understood how much the levies are and then suddenly You know, they've got the bond They've paid their cost and then suddenly they're calculating now every month. Oh my word You mean levies are 2 000 rand is that how much I have to be paying every month over and above the bond So it's very important when the the sale agreement is being explained to you You need to know these things. What will my rates be how much of the levies Is their home owners association that I would need to be paying to you know, and and generally the the municipal You know the municipal fees like Municipal utilities just to get an idea obviously people are not the same amount Maybe before it was three people now you're going to be five But it's always good to get a general idea and also another thing the cost of insurance You need to know all those costs. What what would the insurance be? alarm systems, you know people actually neglect these small things That actually come With ownership. So there is a cost to being a home owner and also just the general maintenance of the home. You need to be Very wise have a look now. Okay Okay, the yard probably it would cost me about 500 red every month all these things and I think people Generally pull out of sale agreements because suddenly they get the shock Oh my my bond repayments are going to be this much my levies are going to be this much the utilities are going to be this much So it's all you know also In terms of things that are not disclosed as well As you know, obviously about the ppra how You know the sellers are now supposed to be signing off and declaring certain things, you know the property Okay, if there is a plumbing issue, you need to declare such things certain defeats you need to declare So all those things if a purchaser finds out maybe on the second or third viewing That uh-oh, but I didn't see this this wasn't declared to me So these are all the things that actually can cost a sale that can cost a person to say I can't afford this I can't afford to fix this I can't afford to fix that or maybe there was a Broken part of the wall that was not disclosed. Maybe was hidden by a table So it's all those small things that really really can cost a first-time buyer to say hang on This is not what I bargained for. This is not what I budgeted for So it's very very important that everything is disclosed The forms are properly filled in. This is what you're buying And miss uh, mr. Miss uh, miss purchaser the reason we are negotiating the price Or discounting it by a hundred thousand in this area normally properties go for 1.5 million But this one has been put at 1.3 million because There are no tiles. This is broken. This is broken everything needs to be disclosed because Just because a property has got defects. It does not mean it cannot be sold What is important is that the defects are disclosed so that the person knows what they're buying And they know exactly what they need to fix So, um, I think also there's a fine line there because sometimes first time home buyers think They need to buy a perfect home You need to the key is to know what you are buying the key is not to get the house in a perfect condition But rather to get What you sign for if you're saying I sign for this house. There are no windows hence I am paying such and such a price that is what you are going to get So I think for me that is it's a very very important aspects that first time home owners need to understand that Okay, everything has been disclosed hence I am making an offer for such and such a price because this property is in such and such a condition If the condition obviously was not disclosed again, that is another story now for another day where you know Obviously, there's some sort of litigation the seller now has to say, you know, has to say I don't disclose this And or that but that's a whole other process But I think as a home first time home buyer you really really need to know what am I buying and this I'm paying this much for what I am getting Well, thank you so much for joining us on the show Thank you so much Zama. Thank you to all your viewers And that is an under me some tries to you and founder of a dweller property group wrapping up episode 455 of the private property podcast with was a month to work Well from myself and the rest of the team That's where we're going to leave it this evening to continue the conversation on our facebook page Has been a pleasure to be with you. I'll be back on your screens tomorrow evening at 7 p.m Until then hoping you're staying home and staying safe


Hello, my name is Ashley and I work for Ecosystem Restoration Camps and we are just about to start the third round of our very popular Ecosystem Restoration Design online course which is a course that will teach you how to restore degraded land and this video specifically is five things that will inspire you to take the course, five good reasons why you should take this course and the first reason is if you are interested in developing or starting a career in Ecosystem Restoration this course is a really great introduction for you to do that because it gives you an introduction to many different types of Ecosystem Restoration that you can learn about and then decide okay I'm interested in this specific field and then you can dive in deeper. It's a perfect thing to take, a perfect course to take after a PDC for instance permaculture design certificate so yeah if you're looking to develop a career in this field this is a really great introductory course for that. The second reason is that you will be added into and create a really powerful network of other people around the world who are taking this course and starting their journey towards becoming restoration practitioners themselves you'll be introduced to 19 Ecosystem Restoration practitioners that are very experienced and very networked as well so access to them and the other students that you're with will create a powerful alumni that you can tap into for future work opportunities and projects. The third reason is that this course is incredibly easy to access and use it is all run through an online platform where there are videos you can watch each week as well as being guided by a facilitator who will be your point person to answer any questions that you have there are Q&As with the teachers every week where you get the chance to ask them your questions directly it's a very well laid-down easy to use platform. I've already spoken a little bit about the experts that are part of this course such a wide variety of different people who are all teaching about subjects that they're very very experienced in and have implemented themselves so for instance you'll learn about coral reefs with two practitioners that have worked to restore coral reefs all over the world and all of the other subjects have highly experienced teachers too that you'll get to interact with and learn from and the last great reason to take this course is that you will gain so much knowledge and skills that you'll be able to take out into the world to restore a piece of land or many pieces of land that are degraded the fifth module of this course which is the practical module gives you the chance to work in a team with other people other students to create a restoration plan an implementation plan and a business plan that will empower you to go out and restore a piece of land or an ecosystem that you love or that you know needs support and restoration so yeah those are the five great reasons for me why you should take this course it's already been taken by hundreds of people around the world so many around 80 restoration projects have been created as a result of this course and yeah I obviously am biased because I created it but it is amazing and it starts next week but you have a couple more weeks to register so yeah that's all I have to say thanks very much


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What if this is not my path? That is what I asked myself two years ago at my corporate job. So I read many books, watched many videos, and asked myself where I'd like to go. Somehow nature called me, but I still felt very lost. That's when I found my grandmother's book. So I decided to bring plants home and talk about them on YouTube with you. And I got to learn about plants and about you. I am so grateful that I listened to my what if two years ago. Because it led me to us.


Have Western mixed economies proven more resilient than Ayn Rand predicted? With the brutal COVID lockdowns and money printing, is it unbelievable how wealthy and high functioning we still are? Yes, I mean I think I think Western mixed economies have proven more resilient than any of us expect and they keep doing that, particularly the United States. And now you have to remember that Western economies went through a change in the 1980s. They drifted towards greater free markets, more reliance on market, less government spending as a percentage of GDP at least. I mean look at the Swedish economy, the Canadian economy. Many of the economies in Europe shifted. Even France that floated with socialism in the early part of the 80s was floating with market reforms by the time we got into the 90s. The United States had Ronald Reagan, the United Kingdom had Margaret Thatcher. And on top of that, and maybe this is the most under-appreciated thing particularly among the people who like Trump, the most under-appreciated thing in the world today, and that is that China came on board, Southeast Asia came on board, came on board as much more market economies in many respects than the West was. And their productivity increase benefited us enormously because we became the consumers of the products that they created. First it was Japan, then it was South Korea, Taiwan, Taiwan where chips are made. I mean chips, not chips, but chips and computers are made. A lot of technologies made in Taiwan, but Singapore and Hong Kong and even Thailand and of course in China. But the West benefited enormously. So part of the resilience of the West is that we have a lot more people to trade with. I know that after COVID everybody thinks we need to make everything in America. This is for tomorrow's show. But no, what we've proven to ourselves is we need even more elaborate, more diversified supply chains. We shouldn't rely maybe so much on China, but we shouldn't replace China with America because in America people get sick, they stay home and we shut down industries and we shut down the economy and we can't get stuff out of Americans. But maybe if we had more plants in Vietnam and Taiwan and Africa in South America in a variety of different places. So one of the things that's so under-appreciated is the benefits of global trade of low tariffs, even in a world where they cheat, the benefits of all these countries coming online and producing and how resilient the private sector is within the mixed economies. But let me tell you that if we did not have China and Southeast Asia in a sense coming online in the 1980s, 90s and 2000s, your standard of living, your quality of life, your wealth would be dramatic lower. The ability of the U.S. economy to deal with COVID, the ability of the U.S. economy to deal with financial crisis would have been significantly reduced, significantly reduced. Trade deficits are wonderful things, wonderful things and only sustainable as long as the United States maintains a decent economy so that people want to invest here, which is what ultimately drives trade deficits. So yes, mixed economies have been more resilient partially because the free market reforms they went through in the 70s, 80s and 90s and partially because of the rest of the world coming online and partially because entrepreneurs and businessmen are amazingly resilient. What we need today, what I call the new intellectual, would be any man or woman who is willing to think, meaning any man or woman who knows that man's life must be guided by reason, by the intellect, not by feelings, wishes, wins or mystic revelations. Any man or woman who values his life and who does not want to give in to today's cult of despair, cynicism and impotence and does not intend to give up the world to the dark ages and to the role of the collectivist. All right, before we go on, reminder, please like the show. We've got 163 live listeners right now, 30 likes, that should be at least 100. I figure at least 100 of you actually like the show.  There you go. Start liking it, I want to see that go to 100. All it takes is a click of a thing, whether you're looking at this and you know the likes matter. It's not an issue of my ego. It's an issue of the algorithm. The more you like something, the more the algorithm likes it. So, you know, and if you don't like the show, give it a thumbs down. Let's see your actual views being reflected in the likes, but if you like it, don't just sit there, help get the show promoted. Of course, you should also share and you can support the show at your own book show.com slash support on Patreon or subscribe star or locals and show your support for all, for the work, for the value, hopefully you're receiving from this and of course, don't forget if you're not a subscriber, even if you just come here to troll or even if you're here like Matthew to defend Mark's, then you should subscribe because that way you'll know when to show up, you'll know what shows are on, when they're on, you'll get notified. So, yes, like, share, subscribe, support. Like, share, subscribe, support. There you go. Easy. Do one, all of those, please.