Good morning and welcome everyone. Let's begin with a word of prayer Okay All right, there's a request a prayer request from Enoch who is asking for prayer Because of a total blackout now, so we'll pray for him as well Nigerian. Okay All right in Nigeria All right, let's just pray heavenly father We thank you for this time that you have given us Lord to spend in your word We pray by your spirit that you will enlighten our hearts Oh God and father we are grateful for your word Lord that Strengthens us that builds us up Lord and that helps us to to walk in that newness of life That Christ Jesus has died to give us Lord. We pray together for brother success. We pray Lord for Lord your intervention in the circumstances Lord that Father God things will be resolved and Lord that They they will be able to resume their activities as usual and father Thank you that you're a prayer answering God. We surrender this prayer in Jesus mighty name Amen Let's get back to what we have been discussing so far we completed A large section of chapter 2 James chapter 2 So let me quickly review a couple of things and then we will go to the End of James chapter 2 and then do James chapter 3 today so we saw it James chapter 2 that there was an An instruction not to engage in partiality because God has called us to honor everyone and we must not discriminate among people and partiality or Favoritism is unfair and it's an expression of prejudice. That's something we looked at and we saw that When we do such things We are judge that scripture says we are judges with evil thoughts So it's as if you know, we are judging with evil standards Which is not acceptable in the sight of God and this could lead to Problems can arise, you know out of such judgment And then we saw that whether people are rich or whether they are poor They are all the same in the sight of God and just for for the people to understand James makes statements such as, you know, like the rich aren't they the people who harm you You know, he kind of puts it in that perspective, but the point that he's making is that The poor are also created by God. They're also chosen by God They're also co-heirs of the covenant blessings that Jesus died to give us. So there is that equality As far as the love of God the blessings of God are concerned So it's not to say that being rich is bad or being rich is evil and you know once he clarified regarding this matter of Not showing partiality. He talks about extending mercy and he states that extending mercy is Excuse me what triumphs over Judgment and then we looked at a law he talks about the law of Liberty in the Old Testament We know there were the laws given by Moses and even if one were to break a single law out of all of them, they would still not be able to uphold the law and And then he comes on to talking about the fact that God has given us the law of Liberty and which is nothing but in the New covenant. Okay, so that's what we're referring to. He talks about something called as a royal law And he talks about the law of Liberty which has to do with the kind of love grace and freedom that the cross has brought for us and then we saw this description about having faith and works Faith and works are two sides of the same coin He asks questions like okay if I have faith is that good enough and you know if you say you have works Is it good enough and then he says no we need both we need both of them and when we say we have faith We have to put actions to our faith So that's where we were at and we said we saw how he makes the statement that if we say that we only believe But there are no actions corresponding to our faith. It's like the demons also believe But then we don't we don't account righteousness to demons. They belong to the kingdom of darkness So just simply believing something doesn't you know cut it for us. We have to be Believers who are doers of the word faith must be in action. So the section here from Verse 20 to 26 this is something that we did not explain We'll quickly read through it. So I'm gonna ask someone to read through it last time We read section by section so that you know, we save time So can we just go ahead and read through it, please and then I will just summarize it and Share the details from the section James chapter 2 verse 20 to 26 But do you want to know or foolish man that faith without works is dead was not Abraham our father Justified by works when he offered Isaac his son on the altar Do you see that fate was working together with his works and by works of Works fate was made perfect and the scripture was fulfilled Which says Abraham believed God and it was accounted to him for righteousness And he was called the friend of God You see then that a man is justified by works and not by faith only Likewise Was not rehab the harlot also justified by works when she received the messengers and sent them out another way For as the body without the spirit is dead. So faith without works is dead also Thank You Rosalie very strong statement here Begins with a question asking Isn't faith without works dead and he concludes also he says that As the body without spirit is dead faith without works is dead and then he brings in two examples here One that of our father of faith Abraham and another one a very unique example of rehab and it's so unusual He could have spoken about any other patriarch from From the Old Testament times, but he picked rehab Now why did he Actually select these two people We know regarding Abraham, you know, Abraham believed God and it was accounted to him for Righteousness he was called as the friend of God and he was a man justified by works not by faith only And we understand that you know, he was a man Who believed God to the extent that One particular Incident in his life, right? We saw in the book of Hebrews. He was 11 Was a 17 to 19 when he sacrificed his son Isaac Or he went to sacrifice sorry his son Isaac with the readiness of heart The reason he could do it is He believed that even if his son were to die God was able to raise him up that really shows that His actions of taking his son Isaac for that sacrifice Was fueled by the strong faith that he carried With regard about God that God is even the One who raises the dead so There was faith and so there was action because he believed God is a God of resurrection He went ahead and he was ready to sacrifice his son Isaac So we see the mingling together Of faith and actions because he believed he did And that is the example that james wants to point to and remind us when we say we have faith What is the corresponding action? Are we aligned? Are we doing things aligned to our belief? And we can apply this to all aspects of our life and you know reflect and see Is faith accompanying my works now think about rehab. No rehab Was a a Gentile she's not part of the covenant But what God in her did in her life is very unique when the Israelites where where occupying the the promised land and They came up to the walls of Jericho. There was this lady and not of a good reputation or anything but she helped the spies and like Uh, I mean, this is like the back story But then when the people came to that place and the walls of Jericho actually came down At that point only rehab and her family were protected Was that the end of God's blessings on this person of faith? She is outside the covenant But her actions were such that She demonstrated great faith in God One is to safeguard the spies who came to the land. Secondly, you know, we see that she she hung that scarlet Ribbon outside her her house and these were all acts of faith in God and Feeling that she trusted that God would protect her family even if danger came upon the entire City and Her faith was so commendable that we see not only was her family protected in in that You know that that occurrence But rehab had a great destiny in God. We know that she Became one of those In the in the lineage of Jesus Christ, right? She's one of those women who was outside of the Hebrews and That was the blessing that came upon her. So rehab is also a symbol of faith She believed in God. She believed in the protection of God. Therefore, she did So her faith accompanied works and this is interesting at another level Because rehab is kind of the great grandmother of James. We began Our learning of the book of James saying that James is a half brother of Jesus. So which means that Joseph is his father And Joseph is the lineage, right? David's lineage and we know that rehab Is a part of that and so he's talking about his great great great grandmother as well And he's talking about the faith that she carried Which was accompanied by her works. So the point of this section is our faith Comes to a place of completeness Or our faith becomes effective when it is coupled with works. So only when we say I believe I believe I believe That is incomplete and he's using the the Statement that faith without works is dead, you know, very strong statement, but what he's saying is look, it's incomplete There's got to be spirit in the body. Then it's complete. So that completeness Only comes when our actions accompany our faith so actions actually Express the faith that we carry And that is why it is so important So that is the conclusion of chapter two here and now we can jump to chapter three Of the book of James. So let's quickly go here chapter three and it's About a very very important thought which is about our tongue Okay, our tongue and How powerful this tongue can be How about we read the entire passage and then I quickly, you know run through and explain it for us so Two two of us. I think two should be fine eight eight versus each Could just pick it up and read the entire passage and then I'll go ahead and explain You The untamable tongue My brethren, let not many of you become teachers Knowing that we shall receive a stricter judgment For we all stumble in many things if anyone does not stumble in word He is a perfect man able also to bridle the whole body Indeed we put bits in horses mouths that they may obey us and we turn their whole body Look also at ships. Although they are so large and are driven by fierce winds They are turned by a very small rudder Wherever the pilot desires Even so the tongue is a little member and both great things See how great a forest a little fire kindles And the tongue is a fire a world of iniquity The tongue is so set among our members that it defiles the whole body and sets on fire the course of nature And it is set on fire by hell for every kind of beast and bird of reptile and creature of the sea Is tamed and has been tamed by mankind, but no man can tame the tongue It is an unruly evil Full of deadly poison Yes, go ahead Jafika James chapter three verse nine With the tongue we praise our lord and father and that we curse heaven beings who have been made in god's likeness Out of the same My brother Can both fresh water and salt water flow from the same spring My brothers and sister can a fig tree bear all this or a grape We grape wine clear beer fix neither can assault spring Fresh water who is wise and understanding among among you let them show it by their good life By these done in humanity that comes from wisdom But if you harbor bitter envy and selfless ambition in your heart do not boast about it or deny the truth Such wisdom does not come down from heaven But it is earthly and spiritual demonic for where you have envy and selfless ambition There you find disorder in every evil practice that the wisdom that comes from heaven is first to call pure Then peace loving considerate submissive full of mercy and good fruit impartial and sincere Peacemakers whose own peace repa harvests of righteousness Thank you Rosalind. Thank you trafina. Let's now look at the passage in its entirety and understand what James is Discussing here. So he starts with a comment on a Sign of maturity. What is an indicator of maturity?  So that's the right order We do first and then we teach because if we are teaching something that we do not do Uh, then that is hypocrisy, isn't it? There's no integrity in that we do something else, but we teach Uh, another standard. So he's saying look, uh, those who are teachers must Do what they Must teach what they do and he also says that There is going to be a stricter judgment. So that again is a reminder that you know, we we have to uh Have integrity right in uh, who we are and what we teach there's a parallel scripture Matthew 5 19 Where that's exactly what is brought brought out That scripture says whoever therefore breaks one of the least of these commandments and teaches men's soul Shall be called least in the kingdom of heaven But whoever does and teaches them he shall be called great in the kingdom of heaven So in a gist for those of us who are called to teach the word We will be subject to a stricter judgment and not only that we are called to higher standards And god wants us to live by higher standards And and that's when you know, we will be we will position ourselves in a place where we can Teach with authority because what we are doing is we are firstly practicing. We are firstly applying And then we are presenting the truth to the people. So that's something to note now Let's move on he uh, in verse two there is a comment about You know, uh, somebody who does not stumble in word being a perfect man. What is a perfect man? Perfect uh, when when we go by The language in which this was written, uh, it it is Uh, mature so perfect means mature perfect doesn't mean the way we understand it right like fully like completed and uh, Nothing more needs to be improved in that person But it means maturity someone who has gone to great levels of growth in their spiritual walk with the lord So he says the person who is mature. What is the correct sign of such a person? A sign would be that they are able to control their tongues Okay, so what they speak what is coming out of the mouth is under control Now such a person such a person is who james is referring to is Someone who's not stumbling in word Hand is a perfect man. And when one is able to control their tongue then it is likely that they are able to control or they are when we say control basically it's about Management, you know managing what we have so we are able to manage other aspects of life such as our passions such as our emotions such as the decisions that we make our choices and keep these things in check, but all these other things can be managed if one is firstly able to manage speech or how what we speak if it is like a Response that makes sense But reactionary like we have no control and we're just reacting reacting anything we want. We're speaking That is not a sign of maturity. So he talks about that and he Reminds us about the right character mature character and fully developed character that we need to have which has this connection firstly with Controlling or managing the speech or the words now. Let's Continue to talk about the tongue. So he's talking more about the tongue and he gives us examples of bits in horses mouths He gives us a example of rudder in a ship He also Talks about how a little bit of fire, right?  But The reality is these tiny little things Can decide the course Or whether the you know, the horse is going East or west or north south Determined by that bit in its mouth or a rudder same way, right? It directs a ship and A forest fire obviously A careless spark of fire can start off and destroy entire Forests we've we've seen right like how sometimes it takes a couple of months even to put down the fire Even in our modern day with the access to modern day technology. So it's dangerous. It's dangerous And so he says in verse five the tongue is a little member Of our body very similar to what we discussed just now the tongue is also very little but The way these other Things have great power. He says the tongue boasts great things And see how great a forest a little fire kindles So he's teaching us about the power of the tongue teaching us about the power of the words that we speak And he also says that when one chooses to speak Misaligned to the word of God, you know, what does that mean one's own thoughts or Worse still influenced by the by the demonic world We may release words that are destructive that Bring all kinds of you know Evil consequences Which can break people's spirit and which which do evil Things in in people's lives and he's saying that In verse six he says the tongue is a fire.   We know that it's as if a flame from there Has come and that is what has lit up that evil tongue So he's speaking like that. He's saying look that flame has come from hell itself Uh to a destructive tongue that destroys people's spirits Uh, and uh, that is something for us to be very Careful about uh, and he also reminds us here. See why is the tongue so dangerous? The course of our lives Depends he says this he sets on fire the course of nature the direction in which we are going to Head head up in life depends on what we are speaking How we are speaking about ourselves about others. We can keep destroying relationships right by speaking evil and bringing up So many things. So what's happening? It's affecting our relationships. It's affecting our our life Day-to-day life in general And that is leading us somewhere that is creating a certain future for us And so we are responsible and he says a sign of maturity is when one can manage The tongue and not a love these destructive words. He also says that when one speaks these evil words Not aligned to the word of god It does another damage and he says it defiles the whole body It defiles the whole body. We can uh, take this up as you know defiling our body And in in a sense, we could even think that It's it's uh, you know the way we've we've said that life and death is in the power of the tongue So the blessings that are due us when we speak the word of god Those come they minister to our spirit our soul and body But uh in the case of an evil tongue we are ministering uh, you know The lack of those blessings or destruction to our body and that's a sad part. So Minus be a first of all defiling our body. Secondly, the direction of our lives is going in a in A To a place that is not good So he says then what should we do? What should we do?  When it comes to taming our own tongue That's where many of us struggle and man struggles mankind in general struggles But he says that We need to tame the tongue. So what does taming the tongue mean? Keeping it under control and choosing what we want to speak and he goes on to talk about how The same tongue can Speak good and evil right the same tongue can bless their brothers and it can also curse their brothers now Uh, he says that same tongue That blesses god the father curses men And so it's like a stream of water from which you get Sweet drink fresh water and also bitter water, but how can that happen? How can that happen? Okay, we know that From a spring we can only get one a certain type of water, but if there's a mix of happening Uh, uh, that that is not good. That's not good and especially for us as believers and so he says look let this not be the case where Fresh water and salt water or in other words, you know good things and evil things are mixed up and That's what we are bringing forth from our tongues. Okay, uh, and Now he is moving on and he's saying look Why don't we apply wisdom earlier when we looked at chapter one He talked about Asking god for wisdom right asking god for wisdom when we are in a difficult circumstance He said count it all joy brethren, you know when you find yourself in um all kinds of Trials and then he went on in verse five and he said if anyone lacks wisdom, let him ask god and god who gives You know, generously will give it to him. So even now he starts to speak about wisdom because Wisdom is connected even even to uh speaking the right words. Okay, and uh, uh, he Talks about wisdom. So he says who is wise and understanding among you Let him show by good conduct that his works are done in the meekness of wisdom. So he says, um One must have wisdom and the person who has wisdom What is the sign that they carry wisdom good conduct of their lives? Right and good works that are done when we look at the good conduct We look at the good works then we know that oh, okay, you know, this person is demonstrating wisdom but If there are other seeds in the person's life, so he's pointing out to things like bitter envy self seeking in the heart Okay, uh, then these things work against the truth of god's word. So when one carries wisdom, you know Uh maturity, it'll be seen through the good life But when one doesn't carry that and instead, you know carries seeds of Envy and selfishness in their heart Then their lives are against the truth of god's word and even that begins to show And so he says look it's better to get wisdom and certainly he's also making A point with relate with relation to the tongue We could say because how do we how do we tame the tongue? We need god's wisdom before we speak, you know before we are addressing matters and It it shouldn't be the reactionary, but it's got to be a response See even anger is a good thing because we see that jesus got angry when he saw unrighteousness But it was not like, you know Outbursts of anger because outbursts of anger rage all that comes under the Fruit of the flesh Right the acts of the flesh that we see enlisted in galatians chapter five But a wise man May have righteous anger But even in those situations the words that we speak right very intentional even if we are bringing in correction or we are bringing in You know some instruction it's got to come from the right heart and speak it for um bringing about God's purposes in that situation and that's a sign of maturity. That's a sign of wisdom and we need wisdom Even to speak the right words and it's a sign of maturity Which we already established now Since we're talking about wisdom He says a wisdom does not This wisdom does not descend from above but is earthly sensual demonic. So he's talking about a a wisdom that Which causes fleshly Aspects of us to thrive Right, we call it wisdom But then when we look at the conduct the behavior um As he is enlisted envy self seeking All that comes through But the wisdom that is being presented now is a worldly wisdom Right, and we can see that in the actions. We can see that in the behavior. We can see that in the results So he he's telling us Earthly wisdom is connected to fleshly acts Whereas godly wisdom is connected to godly actions Um and again, he talks a little bit more here about you know envy and self seeking Where there is envy and self seeking confusion and every evil thing is there every Evil thing are there. So It's like a key for us to check Whether there is envy in our hearts envy is um jealousy when we are We we begin to focus on others And compare start comparing ourselves Uh, you know And we say that oh, okay, you know, how come they are better? How come they have more? and it causes a sense of Dislike for the other person that is envy right envy and self seeking. It's a selfish attitude selfish behavior He's saying when we carry these things in our hearts It'll create a lot of confusion So we must be careful never to allow these things to dwell in our hearts Okay, uh, so get rid of envy get rid of self seeking Now let's move on. Uh, he is talking about wisdom, isn't it? So he's he just gave us a picture of what godly wisdom is not what fleshly wisdom Looks like it will carry Uh fleshly things right and uh, we must be careful not to allow them in our lives or in our hearts but When we give place for godly wisdom It will bring forth the fruit of righteousness in our lives So what exactly does godly wisdom do so we have versus 17 and 18 throwing light on that It says but the wisdom that is from above Now notice there are features of that wisdom So godly wisdom has facets it has Um characteristics it has features What are these features? We are going to look at them. Um eight different ones are listed here And uh, uh, we will discuss about them eight traits are listed here So I'll read the scripture first. He says but the wisdom that is from above is first pure Then peaceable it is gentle willing to yield full of mercy and good fruits without partiality and without hypocrisy So these are the traits and verse 18 he says Excuse me Now the fruit of righteousness is sown In peace by those who make peace So let's look at all these traits First, you know, it is pure god the godly wisdom is pure Which means it is holy. It is clean. Um, it has honesty in it So when we're operating in godly wisdom That's what will be evident that it's clean. It's heavenly And uh, it's it's bringing about holiness and righteousness There will be the trait of peace in godly wisdom when we Walk with godly wisdom a sense of calm a sense of peace Prevails because we are walking by the spirit of god and Gentleness right gentleness. What is gentleness gentleness is an expression of kindness or or politeness Courtesy compassion. So there'll be an element of gentleness willing to yield that simply means That an attitude of Teachability where one so-called, you know, wise person is open to Learning is open to corrections. If at all they come They're way and they are teachable. They are teachable then willing to yeah full of mercy Which means expression of compassion and tenderness good fruits. Good fruits is what good fruits is We have positive outcomes. We have Outcomes that are glorifying god. We have outcomes that are edifying of the people So that is good fruits. No partiality. Okay, so that means godly wisdom will Have equity for all fairness for all. It's not like, okay I'm applying this rule to you. You follow it and I'm not going to follow it. That's not fair. No, that's not equity so the same standards are applicable and Or fair standards are applicable and equity and fairness among all people and no hypocrisy No hypocrisy means it's not too faced What whatever It is it is right. It's genuine. It's genuine and Of course, it will speak the truth in love and this is what you know god wants us to carry And when we walk in this kind of wisdom, we will Demonstrate that that mature life we will we will Bring honor and glory to god. So the reason why james must have enlisted all these things is to Develop the early congregation in the right Lifestyle, okay, maybe they they had all these issues.  They sow seeds peacefully That will bring them the fruits of right living. So with that, you know, we close off chapter three here and In the next class we will move on to chapter four and hopefully tomorrow we will finish the book of james Two chapters will you know go through them One after the other and we should be done with james this week and Yeah, we'll move on to the Other remaining books of the bible in the upcoming classes. So let me just Uh Open out this time for any questions. So if there are any questions, let's discuss Then we can pray and close All right. So seems like there are no Uh questions or you know comments. So Let us please pray And we wrap up today's class Could one of us on the call, please pray That's great Father god, we come to you under the name of jesus. We thank you for this day Thank you for the class that we had we thank you for the power that is in our tongue jesus and god i pray that jesus Everything that we learned today. We will carefully apply it in our life and be Assaults and lights the city around us to be a light that shines and is dark world lord Be with us remind us Your words lord when we uh fail to remember it whole spirit to help us Pick us up when we fall and we love it jesus And help us to walk according to your words. We thank you for pastor nancy and i thank you for everyone over here and jesus name i pray Amen Amen Thank you, everyone. Thank you for connecting god bless you. Have a great week ahead I'll see you tomorrow. We have a class tomorrow. So we'll catch up In the next session. Bye for now


Daily Tech News show is made possible by its listeners, thanks to all of you, including Chris Benito, Steve Aderola, and Jeffrey Zilx. Coming up on DTNS, a real smart city sensor system in the wild, our predictions on when we'll get driverless cars, or if, and we make sense of the whole FTX debacle. This is the Daily Tech News for Thursday, November 10th, 2022 in Los Angeles, I'm Tom Merritt. And from Studio Redwood, I'm Sarah Lane.  And I'm producing today's show, I'm Anthony Lemos. Looking your backyard folks, Chris is back there barbecuing. That's right. I got you. What? I got you covered. There's Chris. That's actually my backyard. That would happen one day. We're like. All right. Let's. I would welcome that, honestly. Yeah, me too. That's just. What's that wonderful smell? That's right. Let's start with the quick hits. Foxconn executive said Thursday that the company is trying to bring back iPhone assembly to its site in Zhengzhou, China. That experienced a COVID outbreak and thus worker shortages. Foxconn is operating under a closed loop system at the moment, which includes having workers only moving between their lodging and the production lines. Swiftly, they said, swiftly, Bloomberg reports that Apple placed time restrictions on AirDrop in China, following widespread use of the feature to share images in a way that cannot be detected. So if you're in China and you've upgraded iOS, the everyone option in AirDrop, which lets you do wireless file sharing, is now limited to 10 minutes. You can't just leave it open for anybody to get your image anytime they want. And after that limit, the sharing switches back to contacts only. Apple told Bloomberg that the new setting will be made available globally in the coming year. It's just launching in China first. In other Apple news, the company said Thursday it's going to spend $450 million on satellite and ground equipment for companies like Global Star to continue to support Apple's emergency satellite texting feature. Twitter's chief information officer, Leah Kistner, has left the company and the security security officer, particularly. What did I say? You forgot the security. That's all. Oh, information security officer. Thank you, Tom. Leah Kistner has left the company. She tweeted about it. And the Verge says that it has seen internal documents showing Chief Privacy Officer Damian Kiran and Chief Compliance Officer Marianne Fogarty have also resigned. Microsoft said iCloud Photos integration is rolling out for the Photos app in Windows 11 and will be available to all users by the end of November. In Windows 11, users will have the update the Photos app and install the iCloud for Windows app from the Microsoft Store. You got to go do the Microsoft Store dance. Once signed in, Photos or libraries can be selected to automatically sync with the Photos app. The Wall Street Journal sources say that Amazon Chief Executive Andy Jassy is leading a cost-cutting review of Amazon's less profitable businesses, particularly it's a business. Voice recognition. Yeah, that one, which has more than 10,000 employees. Now, this would not be Amazon being alone here. Obviously, this is a bit of a bit of a shift in the tech world. But internal documents viewed by the Wall Street Journal show that in recent years, Amazon's devices unit had an operating loss of more than five billion dollars per year, which includes those working on that assistance. And those are the quick hits. All right, let's talk a little more about driverless cars. The California Department of Motor Vehicles approved an amendment to Waymo's permit Wednesday. Waymo will now be able to charge for autonomous vehicle rides without anyone in the driver's seat for grocery and food delivery. Waymo still needs a driverless deployment permit if they want to start carrying passengers without a human driver, they can apply for that permit once the company's driverless cars carrying the groceries and the food have operated on public roads for a minimum of 30 days. Now, we've seen these stories inching along. This is this is not a new one. Normally, these would be in the quick hits. Slow progress, restricted areas, restricted permits, little bit at a time. Companies like Waymo or Nuro out in Houston, GM Cruise, Lyft in Vegas, offering actual driverless car service just little by little. So I thought it'd be fun for us to make our best bets. When, if ever, are we going to see this become a normal option for people?  You just you just go here. Chris, what's your best bet? So if you had asked me a year ago, I'd have been like probably never. But, you know, the fact that I have this, you need to experience because my truck drives itself and I am super impressed with its ability to maintain a highway lanes and even drive on some roads off the highway. So I'm going to say two years. This is going to be a way more mainstream. OK, that's pretty, yeah, yeah. And that's because, you know, obviously the more the vehicles out there are doing these type of things, the more data that's gathered and then the more they have to learn from on the back end. I'm saying two years. 2024 or 2025 since we're close to the end of 2022. I'm going to say 2025. All right, all right. I am in a after living in urban areas for quite some time. Most of my adult life. I live now in a pretty rural area, not too far from metropolitan areas, but definitely rural. And the idea of an autonomous car getting out to me does seem farther away than two years. What I have wondered about is, OK, well, we're going to get there. I don't know if it's going to be tomorrow or it's going to be a lot longer than, you know, some people hope, but we will get there. And what does that actually kind of mean for the reasons that I would hail a car out here to begin with, I might hail a car to take me somewhere. And that is a little bit different than this. But if I were to hail a car that was autonomous to bring me food, for example. Well, then, and this actually happened yesterday because I ordered some pizzas.  But do you tip a car that doesn't have a driver in it? I don't think you need to. I don't know. I don't know. Would have saved me some cash. I'll tell you what I'll get in. And I just kind of wonder what that looks like, how that changes the way that we hail for things. You know, whether it's a thing that takes a person from point A to point B or it's a thing that brings me the person, the thing that I want. Do you save money and who who does that potentially not help on the other side of things? OK, I didn't hear a date. I didn't hear a date in there. Oh, I mean, when you're out here, probably never here. So you're to go with the never like it'll just never become common enough that you'd be out at Studio Redwood, not holding my breath. All right. All right. So we have 20, 25 and never I'm going to fall in between those two. Uh, addressing some some comments in the chat. The groceries thing already works with neuro.  You open the door and you pull out the groceries, right? So that that's solved. That, yes, some people are going to protest this, particularly taxi drivers and probably Uber drivers, but that's not going to matter if it works. It's going to work and people will take advantage of it. I think that the pace they've been going is the pace they will continue for the restricted, mappable city driving. And then to get to Sarah is going to take a lot more work, a lot more permitting, a lot more, a lot more of a learning curve for the cars to deal with with new things or putting in infrastructure so the driverless cars can get into rural areas with minimal training.  I think grocery delivery and delivery will be a little ahead of that. But for Sarah and Chris and me, most anywhere we go in the United States, being able to say, yeah, we'll probably be able to get an autonomous car 2050. All right, that's fair. The one thing I'll say that'll make this go a lot faster is if you order food like in one of these driverless cars, you don't have to worry about the car dipping into your french fries. Are you worried about that now? Right. Yeah. I mean, I guess that's always a worry. But really? Oh, yeah. Watch videos all the time where the driver's just housing the person's food. Oh, there's here's the solution. Just don't order french fries. They're going to be dipping into something. All right. That's the thing you're going to watch out for. That's why I like I like to order from the places that do the ceiling. They do the tape and everything. So it's harder for them to to do that. Or yeah, when you order food and it's like coming out of the passenger seat, you're like, oh, no, all right. I'm out of the trunk. You're like, OK, we're good. Good point. Yeah. Yeah. Yeah, nuances everywhere. There you go. Well, London and Krakow based clean tech startup called Airly's business is designed to help communities around the world improve air quality with affordable sensors and software. If you're not familiar, Airly is currently used by more than 500 local authorities in over 40 countries with 5,000 of sensors covering a total of 40,000 active measurement points, including in Warsaw, Poland, some parts of the UK and some Indonesian cities. Yeah. So that smart city stuff that we kept hearing about like it's actually happening. This is one of the companies that's doing it. Airly co-founder and CEO, Victor Varkalovsky tells TechCrunch the idea came while he and some friends were training for a marathon explaining during the course of our training, we found it hard to cope with the intensity and realized it was down to air pollution. So we devised a system using our own air quality sensors to tell us where the cleanest air was and we used those spaces for our training. So now they want to share what they did with themselves, with the rest of the world. Airly wants to build a dashboard that'll let users monitor more data and get insights on how air quality is affecting their health and how to improve it. A report generator, insights, impact tracker and a city ranking are all part of the plan to supplement online maps and mobile apps that already let people in a community check the air quality around them based on Airly's data. Yeah.  My weather app already tells me air quality. Varkalovsky says that, yes, there are state owned air quality monitoring stations, but they're usually only affordable for large cities. They can have delays of several hours in reporting data. So if something is going on, you're not going to get it immediately. Airly says that its app perceives data every five minutes based on who standards, WHO standards on illegal emissions. Also, the company currently has 500 paying customers using a sensing as a service model where people pay a yearly subscription based on how many nodes that they can access. Pricing starts from $540 that's US dollars per node per year with a one time set up fee for installing devices. Airly does have some competitors, though. Again, even, you know, beyond anything that's a municipality solution, Breezometer is a company that Google acquired last September of this year. Clarity is another, which also is building an end to end air quality and control platform with software and hardware as well. So Chris wanted to send this off to you. What do you think of all of this? Is this something that you're thinking about on a daily basis? So it's something that actually has crossed my mind from time to time, just listening to different news reports. While I really like this and I like the kind of the funny aspect of how they came down this path in the first place, right? The guys that invented it were running. They're like, what's going on with our running? Oh, we can't breathe. Pollution. Let's do something about it. Awesome. And then how it blew up and gone on for there. But what I didn't see is how they intend to hold the companies accountable that are causing the pollution in the first place. Certainly they said they could use the data to go out and address these companies and address the municipalities so that they can put things in place. But the reality is and we all know that a lot of these companies put out this pollution because it's cost effective for them, right? They don't have to manage it. And this is something that I think about because I know folks that live in poor communities and pollution affects poor communities very, very hard. And very drastically, you know, from test taking scores to behavioral problems. This is something that really affects these folks. And I would love to see, you know, are they going to actively shame these companies? Are we going to make this data more public so that, you know, folks can get on these bandwagon and start shaming these companies into doing better? So I love I like the idea, but I really want to love the results of what they're doing with this information. Well, and I think companies like Airley, Brizometer, Clarity making this more affordable for municipalities so that they don't have to have laggy responses or inaccurate responses so that they can cheaply make it available to all their citizens of like, hey, you can get an air quality app. You don't have to wait for an email like that's what I do in LA. I get an email once a day saying, man, we think your air quality is going to be this. Instead, I rely on my Apple Watch to tell me air quality, which is doing something similar to Airley, like pulling it in by the minute. But Airley sounds more accurate. And I think Brizometer and Clarity probably are more accurate enough today to make it what they're doing is if we make the data cheap and accessible, then that sets up people to pay attention. It's one thing to go like, yeah, I guess the air is bad. It's another thing to have everybody talking about it and having a number that they can say like, oh, I see it's getting worse today. Who's going to do something about that? That it doesn't solve the problem you're asking, but it makes it harder for people to read the question. Exactly. Yeah. And that's that's the gap I'm looking to bridge, right? You you can't even do anything without the data. So I love the fact that they're providing the data and making the data cheaper, but, you know, do something else to make make people want your data more. Right. So don't just provide and say, hey, municipality, you should buy this data to make your city. No, no, here's some strategies to help you shame these companies and make them get on board with what we're trying to do. So or and I'm always, you know, on the more positive side, you know, put it in more people's hands so that more people are bringing up the question and pressure, you know, maybe it takes both. I don't know. But yeah, yeah, absolutely. Well, folks, it's time to get our holiday card list in order. Each year we send every patron who wants one, a holiday card with exclusive art from Len Peralta. He's made some beautiful art this year. If you'd like that card in your hands and you're a patron, check patreon.com slash pledges to make sure we have your proper mailing address. Now, if you don't feel comfortable sharing that, that's fine. But if you do want the card, make sure we have your mailing address by November 15th and get the exclusive DTNs holiday card mailed right to you from us. Thanks. All right, I feel like this is one of the things DTNs does for people, which is you may not be out there clamoring for this information. But once we tell you, you're going to understand something better, you're going to find yourself being the smartest person in the room on a topic. And there's a whole lot of news about FTX, a whole lot of opinions about what it means, a whole lot of actual dropping of the value of cryptocurrency attributed to it. So for those not already in the know, or those of you who want to make sure that you got the story straight, we're going to attempt to explain this whole FTX mess as simply as possible for y'all. Now, a note to you financial pros and those of you really into cryptocurrency in the audience, you're going to be attempted to well actually us a few times here. And while I welcome your expertise, do keep in mind we're oversimplifying a few things on purpose to make sure that the widest number of people understand. So thank you for your understanding. Sarah is going to brush us up on a few basic things you need to know to understand this story at all. Yeah, and I had to brush up myself, to be honest. So number one, a cryptocurrency exchange is a place where people can buy and sell various kinds of cryptocurrencies. Okay, we all got that. Exchanges make it easy to send digital currencies to other people, but also to cash out in multiple currencies. Big examples of cryptocurrency exchanges, Coinbase, Binance, and of course, FTX. Now FTX is a company headquartered in the Bahamas, founded in 2019 by Sam Bankman Freed, running cryptocurrency exchange internationally called FTX, and also one in the US called FTX.us. You sometimes hear them interchanged, but they are different. The problems are focused on the international exchange. So when we say FTX from now on in this conversation, we mean the international one. Bankman Freed, which sounds like a bank, but it's actually a man, also founded a company called Alameda Research, which is not an exchange. It's a trading firm. It pursues risky investments for high returns, not legally related to FTX, except that it shares that founder. Those are the basics. But Chris, you have an important clarification, I think. That's right. An exchange and a trading firm are different businesses. An exchange is supposed to hold a client's money and make it easy to exchange it. Exchanges make their money on transaction fees. Now a trading firm borrows money and makes investments, hoping that its investments will pay off. So it can pay off its debts and make a profit. In traditional markets, an exchange has to keep client funds separate from other company assets. They can't invest client funds. If they do, they get fined. However, cryptocurrency exchanges are not subject to the same regulations. So now that we know that, let's talk about what exactly happened. Yeah, essentially, word got around that FTX had around $16 billion in consumer assets under its control, but had loaned out around $10 billion, so more than half of it, to its sister company Alameda Research. And the other part of this rumor was that Alameda's investments weren't looking like they paid off. Whether this is true or not, almost doesn't matter. Wall Street Journal sources say it's true. But people were believing it. And so the toilet paper phenomena began. A lot of folks decided to get their money out, just in case there was a run on FTX because of the rumor about Alameda and other leveraged assets that caused a run on FTX. The worry that there would be a run on FTX caused a run on FTX about $5 billion worth of withdrawal requests happened on Sunday. FTX could only fulfill around 80% of those which caused FTX to have to pause withdrawal requests, which of course fueled the panic even more. As Fadi Masih, Vice President at Moody's Investor Service said, the lack of regulatory oversight and the sector's overall opacity, in other words, the opposite of transparency, facilitate risky financial strategies, exposing firms to an environment in which rumors of illiquidity can become self-fulfilling prophecies. Okay, so it sounds pretty bad for FTX at this point. I mean, is there any way they get out of that? It almost did. Bankman Fried says the company needs about $8 billion to get liquid. So it started pitching companies on a takeover. Give us $8 billion to make it through. And you get a chunk of the company to profit from in the future. Maybe all of the company to profit from in the future. One of the biggest exchanges and already an investor in FTX Binance temporarily agreed to do that. You heard us talk about that in the quick hits earlier this week. However, their acquisition was contingent on looking over FTX's finances. And it took them less than 48 hours of looking to determine that FTX's problems were, quote, beyond our control or ability to help. Alright, so Binance got what we would what some people would call cold feet. Me and my homies would say they punked out. But what about another bolder company? Binance is an FTX only investor. BlackRock, Canada's Ontario Teacher's Pension Plan, SoftBank and hedge fund billionaires Paul Tudor, Jones and Easy England are all investors too. And FTX has reportedly been pitching non investors like other exchanges, including Coinbase. Yeah, so far, no takers. In fact, quite the opposite. One of FTX's investors Sequoia officially marked its $214 million investment, a smaller investment, but still an investment as worth zero. That is a step you take to help your tax burden. If you're certain the investment is not going to bring a return. Because once you do that, it makes things complicated if it does. It's not the kind of step you want to take. If you're trying to send a message of stability, it's certainly not the message of potential savior would want to hear. So Bankman Fried took to Twitter on Thursday to essentially pitch whoever's listening. He says that FTX's total holdings are enough to satisfy its debt. Now you may ask, well, how can that be true if he needs $8 billion to stay liquid? A holding is not the same as cash. It's sort of like needing a payday loan. A check is coming. And you'll get back on track, you just need to pay that electric bill before the lights go out, right? Even if FTX survives though, the damage to its reputation is severe. The US Securities and Exchange Commission is investigating FTX's lending products, its management of customer funds. Alameda research is done for Bankman Fried announced Thursday that Alameda research is winding down trading. So it's over. And then remember FTX.us is separate. FTX.us is separate from FTX International and Bankman Fried assured everyone that the problems are limited to FTX International, not to FTX.us. Okay, well, even if that's true, anybody who follows this space in any capacity has seen cryptocurrencies tanking. Why? Why if this is an FTX problem? Right. It's it's because of the cascade effect. FTX owes a lot of money to other crypto firms that in itself isn't a problem, right? People borrow and leverage and stuff all the time. If you're stable, if you're properly regulated and properly financed, it's not a big deal. However, if it defaults on all those debts because it has so many of them and it's leveraged in so many places, suddenly a lot of other firms are going to have problems in their liquidity, because a big chunk of the money they expected to come back to them from FTX, even if over time, is no longer going to be coming. That triggers a cascade. A similar scenario played out earlier this year with Terra. We talked about that back in May and June. But FTX is bigger than Terra. The good news is Moody's doesn't think this is going to spill over into the traditional financial market. So it'll be bad, but it will be limited to being bad in the crypto space. So the crazy thing about this is that this cryptocurrency was supposed to be the replacement because these same exact type of things are happening with regular money, you know, banks over leveraging, taking customer money, investing it where they shouldn't have been. And so it's like, when you look at something like this, I understand why people are more and more are starting to get cold feet about leveraging crypto. Yeah, well, because the idea was we don't need regulation. Blockchains are transparent. And while blockchains are transparent, I'm a big proponent of the blockchain as a technology, companies can still hide things. They could they can still invest in ways that aren't on the blockchain. And that seems to be what happened with FTX. Yeah. So I was asked, do you really want no regulation? Because this is what no regulation looks like. Yeah. And you're actually seeing a bunch of crypto fans calling for regulation right now. Yeah, seems like, well, I mean, I am really not a financial expert. This has been a fascinating story to follow. And even though I dabble in crypto, and I certainly like to feel like I understand for the most part what's going on. It's been a tough story to follow, honestly. And I think if there's any silver lining, and I don't have any skin in this FTX game at all, thank goodness. I think that I feel a little bit wiser about how this all works in some sort of a post bank world that we are going towards. And really, even if you don't care about FTX or cryptocurrency, hopefully this helps you make a little sense of those headlines when you see them from now on. And the hopeful thing I would add is that if once they've worked through this, like they did with Tara and Luna earlier this year, there will be changes, especially to the already fairly stable companies like Coinbase and Binance, there will be regulatory regimes put in place. And what does survive, whether FTX survives or not, will probably be more stable as a result. All right, let's check out the mailbag. Let's do it. So this is in response to conversation we had earlier in the week about wake words and how assistance might get a little bit smarter over time. Brian writes, regarding assistance that activate without the trigger word, I have that issue with mine. I have a Samsung note 20 before that a no 10. And both have had issues with Google Assistant activating without saying the hey G. Many times while driving listening to podcasts, just the word G will triggered it. Well, I use Google Mac maps while driving and one podcast was mentioning mobile services. They mentioned Google mini triggers my assistant then AT&T. And the next thing I know, my maps is showing AT&T store locations. Maybe I went through a cosmic ray that flipped a bit during that assistance. And then we got an email from Jamie. When I take my dog best to the park, she occasionally is bold, which means naughty in Ireland. And I need to shout her name so she can ignore me and keep on doing whatever she was doing. Sounds like my dog almost every time I'm running towards her shouting, Bessie, stop that. My watch thinks I'm summoning the S lady. And then the S lady doesn't understand what I was not asking her. Will this get better if the wakephrase is shortened? Not holding my breath. That's so funny. Bestie sounds like a grand time. Bestie sounds like my dog, Chris. Do you have wake word situations where you're like, stop it. I wasn't talking to you. Yeah, especially it's always awesome when you're talking in a meeting to a customer and then I was like, I didn't get that. It's like, I wasn't talking to you. That's why you didn't get it. And then you start having these mean snarky conversations back with it with a speaker in the back of your room. Yeah, no, happens to everybody, I think. And indeed, indeed. In fact, that happened to me just this morning when I was on the phone and my watch was like, sounds like you're looking for it. I'm like, stop that. Just stop. They need. I'm not sure how much data all these companies are getting from people just screaming at their various devices being like, be quiet. No, probably good. Probably the best part about sending a wake word is probably the fact that, you know, I clearly speak differently on a podcast or at work and I do amongst my homies. And so, you know, looking to be able to say, hey, look slim and then like, what can I get for you? I would love to be able to do that. Programmable. That's going to be the big innovation when they can do on device programmable wake word. It's a big advance in AI. Oh, my gosh.  Just let me choose my wake word. It's going to be great. Chris, Ashley, we hope that you speak the way that you want to speak on the show because we're always happy to have you here. Let folks know where they can keep up with your work when you're not on DTS. Oh, God, thank you so much for having me once again. Always you can find me on SMR podcast with my two homies, Rob Dunlitt and Rod Simmons. And then, of course, we try to do our best to get you some backyard barbecue tips and tricks with barbecue and tech so you can check us out on barbecueandtech.com. Awesome. Also, we have a brand new boss to thank and that boss's name is Robert Robert. We see you. We hear you. We're glad you just started back in us on Patreon. Thank you, Robert. Robert, Robert, Robert, Robert, the patron of the day. Indeed. Speaking of patrons, stick around for our extended show, Good Day Internet. What will we talk about? Only the universe knows, but you can catch this show live Monday through Friday at four p.m. Eastern 2100 UTC. Find out more at dailytechnewshow.com slash live. We'd love to have you join us live if you can, but we're always on demand. By the way, we're off tomorrow for Veterans Day in the US, but we'll be back Monday talking game picks for the holidays with Trisha Hertzberger. Have a great weekend. This week's episodes of Daily Tech News Show were created by the following people, host, producer and writer Tom Merritt, host, producer and writer Sarah Lane, executive producer and booker Roger Chang, producer, writer and host Rich Strafilino, video producer, Twitch producer, Joe Coons, technical producer, Anthony Lamos, Spanish language, host, writer and producer Dan Campos, news host, writer and producer, Jen Cutter, science correspondent, Dr. Nikki Ackerman's social media producer and moderator Zoe Deterding. Our mods, Beatmaster, W. Scottis 1, BioCal, Cotton Kipper, Steve Guadirama, Paul Reese, Matthew J. Stevens, aka Gadget Virtuoso and J.D. Galloway. Mod and video hosting by Dan Christensen, video feed by Sean Wei. Music and Art provided by Martin Bell, Dan Looters, Mustafa A, A-Cast and Len Peralta. A-Cast adds support from Tatiana Matias, Patreon support from Dylan Harari. Contributors for this week's shows include Ayaz Akhtar, Lamar Wilson, Scott Johnson and Chris Ashley. Our guest this week was Will Smith and thanks to all our patrons who make the show possible. This show is part of the Frog Pants Network. Get more at frogpants.com. The Parkman Club hopes you have enjoyed this program.