Income Tax 2021-2022 Software Example American Opportunity Credit. Get ready to get refunds to the max, diving into Income Tax 2021-2022. We'll assert tax software. You don't need tax software to follow along, but you might want to have access to the forms and schedules. You can find on the IRS website, irs.gov, irs.gov. We're going to start out with the filing status at single, noting that we're focusing in on the credit, and the major differences for the filing statuses on the credit will be either married or non-married. If non-married, you might be single or head of household, which will be dependent in part on how many dependents you have. But really, we're really kind of focused on single versus married, because that could have some implications with the focus that we're looking at here, which is the American Opportunity Credit in particular for the education credit. So we have Adam Smith, out living in Beverly Hills, 90210. We're going to start off with zero dependents, and we've got wages at the 50,000 W2 wages. The 12,550 for the standard deduction gives us to the 37,450 for the taxable income. Then we're going to go then to page two, the tax at the 4298. We could mirror that over here on our income tax equation, 50,012,550. There's the 37,450. We're going to get the tax from the software at the 4298. So that's going to be 4298, 4298. And then if I scroll down, we're focusing in here on the education credits, which is going to be the American Opportunity Credit down below. And you might also have a non-refundable component of it that would be reported up top in line 20 that would be flowing in from the schedule three. So we'll take a look at that. So I'm going to open up the form now that's typically going to be used. That's going to be the form 8863. And here it is. And we're looking at the education credits, the American Opportunity and Lifetime Learning Credits. These are two different credits, but we kind of put them on, or they do put them on the same form, because we typically would get a better benefit from an American Opportunity Credit if applicable, but the restrictions are more stringent. So we might not be able to get access to it. Therefore, we would then go to the Lifetime Learning Credit. So we've got basically up top in part one. This is the refundable component. When you're talking about a refundable component, you're only talking about the American Opportunity Credit because it has a refundable component to it, whereas the Lifetime Learning Credit does not. So if you do not qualify for the American Opportunity Credit, you wouldn't be basically using the part one. Part one is going to be that refundable component. The refundable component meaning that it could take your refund or the credit could take your liability basically below zero, resulting in possibly a refund that's not really a refund, but more of like a benefit program in that instance. Then we have part two, which is the non-refundable education credits. Now part two, it gets a little confusing because you could have some mix between the two types of credits. It's possible that you have the American Opportunity Credit and someone else taking like the Lifetime Learning Credit. The American Opportunity Credit up top has a refundable and non-refundable component to it, whereas the Lifetime Learning Credit would be all down here and the non-refundable section. And then if I go to page two, which we actually kind of think of doing first because page two will be actually listing out the student, which is going to be typically someone that's on our tax return, either us or if we were married, our spouse, or if we have say a dependent on the tax return and giving the qualifications as to whether they're going to qualify for the American Opportunity or Lifetime Learning and then give us the amounts. For each of them, we would have multiple page twos if we had multiple people that would be qualified for some type of education credit. The totals then here are actually flowing back into page one for our calculations on page one. So let's start out with the easiest kind of scenario where we've got Adam and he's going to be claiming his own education expenses. So he's got the expenditures, which typically would be reported at least in part on the form 1098T that we would get from the financial institution. Now note that this will include, at least you would think that tuition's pretty accurately and hopefully all the cutoff dates and whatnot that we talked about in prior presentations would be done properly here for reporting in the current year. But you might want to ask about that for your financial institutions and then you might have some other things like books and supplies and stuff that may or may not be on the 1098T depending on your particular circumstances. So you've got to dive into that. So in other words, the fact that you get a 1098T will typically be an indication and will usually be there to indicate that you would possibly qualify for the credit, but it might not have all the information that you need in order to do the credit, including you might have other kind of expenses, for example. So we'll take this and we're going to say, okay, let's bring this on over and put that into our tax return. So I'm going to say, okay, let's go to the credits here and we're going to say it's for the taxpayer and it's going to be the American Opportunity Credit. You've got some questionnaires down here. Student was not enrolled at least half-time, so that's going to be one of the requirements for the American Opportunity. Student completed first four years of post-secondary, so if they did, they couldn't claim that the American Opportunity would go to the Lifetime Learning. Student was convicted before of a felony, so that would eliminate the American Opportunity for the Lifetime Learning.  So Adam went to Cool U and it's located here, which isn't a real place. And then you would of course need the federal ID number from the institution, which would be on that 1098T information. And then we've got the current year expenses. So I'm going to pull this amount from the 1098T and then you could have other stuff that you might be asking for, books and supplies required to purchase from the institution or books and supplies not entered above. So I'm going to say, okay, let's put a large amount and then we'll see that it'll cap it off on the software so we can kind of see what the cap is. So then I could pull back on over and say now we're on the 8863, where we've got the 2500 pulling over in part one because we're qualifying for the American Opportunity credit. So if I go to page two, this is where you actually see the information. This is kind of, you almost think about this done first. This is Adam Smith. Adam Smith is the student. The student social security numbers pulling forward from the first page of the tax return, which is actually the taxpayer for us. It's not a dependent in this case. It's the actual taxpayer. And so if I go back down here, then I went to the wrong. So we can see that Adam went to cool you and then if we had a second institution, we could put the second institution here for that individual, the address, the second address if you had one. Did the student receive the form 1098T from this institution? We're going to say yes. Did the student receive form 1098T from this institution for 2020 with box seven checked? I'm going to say no. Number four, enter the institution's employer identification number. So there is that coming from the 1098T. And then 23 has the Hope Scholarship credit or American Opportunity credit been claimed for the student for four tax years before. Now it used to be called this credit the better one or the bigger one in terms of benefits is now called American Opportunity credit. It used to be called the Hope Scholarship has the Hope Scholarship credit been used. So you got to kind of keep that in mind. If it had, then you'd have to stop here because you had taken it for four years that you no longer qualify it. Therefore you would be defaulted to the lifetime learning. So we're going to say no. 24 was the student enrolled at least half time for at least one academic period that began or is treated as having begun in 2021 as at an eligible educational institution in a program leading towards a post-secondary degree certificate or other recognized post-secondary education credential. We're going to say yes.  So we're going to say no. And that would be depended on the institution generally and what it is for the credentials of the first four post-secondary number 26 was the student convicted before the end of 2021 of a felony or possession of distribution of control so we're going to say no. So that means they qualify for the American opportunity credit based on that information. The adjusted qualified education expenses are not going to exceed the 4,000 because that's the maximum even though we put 20,000 in the software. So we subtract the 2,000 from the 27,000 and we get the 2,000 and then we're going to multiply line 28 by 25 so there's the five. So you get the full 100% of the first 2,000 and 50% of the second 2,000 or 25% I believe was the calculation is how you get to the 2,500 which is the maximum of the credit or the maximum amount and then that pulls over to page one so there's the 2,500 and then we've got our kind of adjustment for the refundable portion and the non-refundable portion. So up top on the refundable portion the 2,500 pulls over enter 180 if married, filing jointly 90 if single these are the phase outs or the income limitations. So we'll talk about that in a second enter the amount from form 1040 line 11 this is your income from 1040 if I go to line 11 that's your AGI so it would be the modified AGI if there's any adjustments to it it's actually line 11 here and that rolls in that rolls in and then subtract line three from two if zero less stop you can't take any deduction because that's the income phase out so enter 20,000 if married 10,000 if single head of household so then if line four is equal to or more than line five enter one so that means we're going to enter the one because we're not going to phase it out it's not going to be lowered then we've got multiplied line by six there's the 2,500 refundable American opportunity credit multiply line seven by 40% so only 1,000 of the amount is refundable then we go to the non-refundable component this is still the same credit this is not the lifetime learning component this is the non-refundable portion of the American opportunity it says subtract line eight from line seven we get the 1,500 and in essence that's going to be the non-refundable credit so these two then pull forward if I look at the schedule three then we've got the education credit right here on line three that's the 1,500 that's the non-refundable portion that pulls into the form 1040 page two so there it is there's the non-refundable portion the 1,500 and then down below we have the refundable portion of the 1,000 and so we've got the refund here now the way to see this non-refundable kind of how that works let's bring the income down let's say my income was at like 20,000 and then we'll see that non-refundable portion gets capped but the refundable portion does not down here so we still have the refundable portion that's the point of the refundable portion the liability went below zero you still get the benefit of the refundable portion which is kind of like a benefit program at that point you can see that reflected on the form here and that you're still picking up that 1,000 but this one down here got capped now at the 748 which is basically capping at the liability that was imposed now we also have the phase outs so if I scroll back up top and I say okay we're talking about a single filer if they had something over like 90,000 we're at 20,000 here or let's change it to like 85,000 so now we've got the 85,000 pulling over from 1040, 85,000 the AGI 85,000 pulling that on over to the 8863 and now you can see that here we're doing basically a phase out so now we've got a lesser amount of the refundable portion due to that and we've reduced it due to the phase out limitation so that would then pull over to the 1040 so now we have the 750 up top and the 500 down below so there's going to be a phase out that's going to take place let's bring it back on down to let's say 50,000 so we're back maximizing it out again so now let's add some more people and say that they also qualify for the American Opportunity Credit so I'm going to go back on over and let's say okay well what if we had like another dependent what if we had another dependent so I'm going to add Sam as a dependent now so now it's going to say I'm going to say this is from a dependent Sam and Sam also qualifies for the American Opportunity I probably got the wrong he's probably too young for my date range but Sam went to cool you too we're going to say and so now we've got two people that qualify for the American Opportunity Credit here qualify tuition let's just max it out again 20,000 here again and it'll show us the cap that we will see so let's go back on over so if we go to the 1040 we've got Adam now and now we've got Sam as a dependent now notice I'm not going to be toggling I'm not really focusing on going from single to head of household per se because really we're looking at the credit here and the difference on the credit will generally be if married or non married so I'm going to keep it single for consistency here and then we'll go to married later the thing I want to focus in on is that now we have Adam here and then we've got the Sam Smith and because Sam Smith is a dependent on Adam's return you would think that if there was any benefit for the education expenses it would be on the return for Adam Smith now note because we're talking about college here we could have a situation where Sam would still be a dependent on the tax return of say a parent or possibly have the ability to do so or they might be independent at that point in time and then filing basically their own taxes so you got that kind of complexity at that point in time that stage in people's lives where you got the person that could still be a dependent there could still be claimed or may not be claimed and you got to determine that but if they're on as a dependent then you would think that any any benefits you would have for the education expenses would be for the parent's return here so then we're going to go on to the schedule and or the form 8863 and it's kind of unusual that they're both kind of going to school the same schools here the parent and the kid at this point but the point is we've got two people that's what we're looking at okay so we've got the education expense now up top in part one because we've said they both qualify for the American Opportunity Credit we're up at the 5000 in part one if we look at the page twos where that flows through we've got two page twos now we've got one for Adam and one for Sam right so now we've got Adam we saw last time going to cool you and they qualified for the American Opportunity Credit and then Sam also going to cool you the father and son are going to the same school it's like that one movie Summer School or Summer with Roger Dangerfield any case just get back any case here we go we got this one it's got the 4000 too so we capped it up at the 4000 still qualified for the 2500 that then pulls in the sum of those two sheets 2005 plus 2005 is now 5000 90,000 there's the cap there's our income levels at 50 so we've got the 40 here and so the full amount is deductible now we have 2000 1000 to 1000 that is now the refundable component the non-refundable component then being calculated at the 3000 if we look at that it's going to flow through to the schedule 3 so there is that that's going to be the non-refundable portion at least and then on the form 1040 we then have the non-refundable component up top and we've got the amount that is the refundable component down below and the non-refundable looks like it's being restricted here oh no it isn't there it is so the amount from schedule 3 there it is and we also have the thing that's throwing me off is we also have this non-refundable child or other dependent credit here of the 500 but that's not where our focus is we're focusing here okay so there is that one now this one this American opportunity credit you could have multiple people qualifying for it so you could keep on going I could say well what if I had more people like everyone in my family went to school like together at the same time we all just invaded the school so we'll add another one let's add another one and say now we've got Jane Jane also went there who's a dependent and Jane is also at Cool U and so and she had tuition of $20,000 too we're spending a fortune we're spending a fortune on these people this better pay off and then T. Smith we just stopped naming our kids at some point we just give them a letter we just go right through the alphabet and so this is going to be then 20 so now we've got four people going to Cool U if we go back on over to the forums and I go down and say and say let's take a look at it education credits and now on page two we've got Adam going to Cool U 2005 we got another page two for Sam at the 2005 we got another one for Jane at the 2005 and another one for T at the 2005 and if we add those up the 250 2500 2500 let's say that's my I can't calculate anymore with like my head 2000 times four that's what machines are for that's 10,000 that pulled over to page one here and then we've got the 4,000 which is the 1,000 times four that we saw before and then we've got the non-refundable component down below that pulling into the schedule three pulling into form 1040 page number two where we have these items pulling in here and there so you got multiple people that can be in place let's add one more let's say they're married here I'm not going to add another I'll just say now if they were married let's say they were married and there we have it and if I go back on over and say now they're married and I go to my form down here we've got the same we've got the calculations but we may have a different income threshold cap so it starts to phase out this one starts to phase out then at you know around the 180 if you go over 180 it's gone so we could test that that phase out let's bring it back down to one person let's not get crazy because then I can't tell what's going on if stuff's too crazy we could say get rid of Jane Sam and we'll just go the one person going there and then the income level is at 175 175 so now we're married and so that lowered the amount so it starts to phase out there on the married filing joint threshold now also note that you could you could have multiple people that you could have people that have the American opportunity credit and the lifetime learning credit the lifetime learning credit gets capped out so if I went back on over and say okay my income is back to 50,000 and we said that we had these other people on the that were going just cool you too cool you too like Jane and Sam is going to cool you but student was not enrolled at least half time so he's doing he's kind of slacking over there Sam he's doing like part-time but he's working too he's a good kid he's a good kid so we're gonna go down here and say the qualified tuition let's put 20,000 again just to max it out and then let's say I had another one so that means they're qualified for the other credit lifetime learning because they didn't qualify for the American opportunity and then Jane let's say Jane completed first four years so she doesn't qualify for let's do it just one at a time first if I go back on over Jane hasn't been included yet Jane's not there yet so then I'm going to go back on over and say now we've got Adam that still qualifies for the American opportunity and then Sam that qualifies for the lifetime learning that lifetime learning amount flowing in to page one down here on the non-refundable we'll talk more about that later but notice that now you got a little bit mixing up mixing and matching down here with the lifetime learning credit on down below so we'll continue with discussion of that in the following presentation


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Well, welcome to DDRC members staff and guests Multiple staff members are present to make sure the meeting runs smoothly and all applicants citizens are able to communicate with the Commission at the appropriate time I will call the roll. Ms. Brannum Mr.. Brune here mr. Greenberg here miss jaco here mr. McGuire here mr. Salibi here we have quorum in order to avoid ex parte communications DDRC members are under strict instructions not to discuss cases under consideration with the public or with each other outside of the public form The meeting typically starts with staff calling the case giving a summary of the project and then calling on the applicant to present if they wish Decisions are typically made in one evening Decisions may be appealed within 30 days to a court of competent jurisdiction Oaks will be administered individually as we hear you either from applicants or from live speakers Applicants with requests before the DDRC are lauded at presentation time of 10 minutes This time should include but is not limited to an overview of the project case history and any pertinent meetings held regarding the request This time also includes all persons presenting information on behalf of the applicant such as attorneys engineers and architects This time limit does not include any questions asked by the DDRC or staff regarding the request Members of the general public are given the opportunity to address their concerns and intervals of two minutes Applicants may have five minutes to respond Staff have a timer and will make presenters aware of when their time has expired. Are there any changes to the agenda? There are no changes to the agenda The DDRC uses the consent agenda to approve non controversial or routine matters by a single motion and vote If a member of the DDRC or the general public wants to discuss an item on the consent agenda Then the item is removed from that agenda and considered during the meeting The DDRC then improves the remaining consent agenda items. Will staff please read the consent agenda. I Will read the consent agenda understand We have one member who needs to recuse from from the consent agenda So I'll give mr. Greenberg a moment to step away The consent agenda reads 1107 Maple Street a request for preliminary certification for the Bailey bill in Melrose Heights, Oakland architectural conservation district 1613 to 1615 Ennery Avenue requests for a preliminary certification for the Bailey bill Wales Garden architectural conservation district 1718 Hampton Street requests for a preliminary certification for the Bailey bill for an individual landmark This is the Chestnut Cottage 2918 Gray Street requests for preliminary certification for the Bailey bill in the Cottontown Bellevue architectural conservation district 2226 Senate Street requests for a preliminary certification for the Bailey bill in the Old Shandon lower Waverley protection area 2006 Jervais Street requests for a certificate of design approval for new construction in the five points design overly overlay district And I did want to note that we received comments for this project which were passed on to y'all earlier in the week 2403 Santy Avenue a request for a certificate of design approval for new construction in the Old Shandon lower Waverley protection area and Last 200 Mulberry Lane a request for a certificate of design approval for new construction in the Wailey Street protection area Is there anyone from the DDRC that would like to remove any item from the consent agenda? Is there anyone from the public that would like to have an item removed from the consent agenda? Do I have a motion and a second to accept the consent agenda also the the minutes From October motion to accept the consent agenda and October second Miss jaco. Yes, mr. Broom. Yeah, miss Branham. Yes Mr. McGuire. Yes, mr. Salibi. Yes motion passes All right, we'll move to the regular agenda first item So the first and only case on the regular agenda this evening is 930 Laurel Street. This is Finley Park The Finley Park project includes revitalization of the existing park with a number of new features and three new buildings While each of the new buildings meets the financial threshold for DDRC review The city center design guidelines are geared towards Urban development in the downtown street grid and do not address buildings within a park setting in the past when we've had an Anomaly project that does not fall within the review categories of the chapter 5 guidelines We've relied on the principles outlined in the introductory chapter of the city center design guidelines to provide a high level and broad review Of the project as a whole those are all in your packet. I'm not going to read through them Staff does find the proposal for Finley Park and the associated buildings meet the Applicable city center design guidelines and recommend approval of the request We do have several people from the design team here to talk and mr. Henry Simons I'm our assistant city manager over in parks of recreation is going to introduce the project and then we'll have some other folks Talk about some of the details of the project Thank you, Lucinda. Good afternoon to everyone madam chair and the entire ddrc team Of course, my name is Henry Simons. I'm the assistant city manager of operations of course for the city of Columbia and We are of course here to provide a overview of the design for Finley Park We are very very excited About where we are today regarding Finley Park and people in this room We have worked very hard to get us to this point We believe that Stantec and the entire design team Has done an amazing job in bringing our vision for Finley Park to life And our goal today is to share what we believe to be the future design of Finley Park Which demonstrates a few things that I want to share Hold on. I just want to make sure can I still me swear you in real quick? I think you stated your name. Yes, and do you swear to tell the truth in these proceedings? So I'm sorry, so you swear to tell the truth in this proceeding. Yes. Thank you I'll get chastised later by stows. Okay All right As I indicated it enhances the quality of life for our citizens Tracks new business Investors to downtown Columbia as well as the state of South Carolina Feels a connectivity gap Within a within our downtown corridor. We've seen lots of vibrancy on Main Street our Vista Bull Street in other areas of the city and filling this gap in Finley Park will enhance The connectivity that we haven't seen in over a decade also With the growth of our Vista Greenway This is just a lot of connectivity to this project, which will make downtown, Columbia Absolutely amazing and it provides sustainability. Of course building it is one thing But sustainability and maintaining it is another so our focus in this design was to ensure That we can maintain the the work for years to come We certainly don't want to design a park that we can't maintain in the future seamlessly Lastly an increase in recreational engagement as I indicated there's so much growth that's going on on the Vista Main Street Bull Street and with Finley Park This is really the last component that really will fill a gap You know that our citizens will really enjoy So Thank you for giving us an opportunity to present to you today I'm going to invite Todd Martin was our park planner for parks and recreation to walk us through The current design. Thank you. Todd. Thank you So whoever speak when you come up I'll swear you in and then you can do your presentation So hi, please state your name Todd Martin. Do you swear to tell the truth in this proceeding? I do Good afternoon Sighted to be here As I go through the design I want to start in the center of the park where you see we have an open space event line and The idea is to build this new event space with a stage built into the hillside To project noise away from the adjacent neighborhoods into the center of the city We also wanted to design the open space and the center event space for programming to be set up for easy event setup food truck rallies and Also for different recreational activities such as roller skating and a walking track in that oval I want to activate that space From the oval we're going to spin off with strolling gardens that really start to link all the elements together from the Destination playground that spills into the hillside number 13 number 14 the splash pad The amenity stream that flows along the event line from the pond and the architecture and the architecture The architecture we've designed to be lanterns for the park with an understanding that lighting Safety is going to be important in this new design and that theme will carry out throughout the site development, too We'll have a theme to really have a cohesive design and pull everything together and then The the actual features in the buildings we have restrooms we have Shade shelter and then we also have on number 10 the building coming in from the vista Will be a hospitality office and in that office. We will have Reynolds for roller skates remote control sailboats again. We're just trying to really activate this part on a consistent level The new pond will be smaller than it is today We're filling in a portion of the pond To create that central green space and the news and the new pond will have more of a naturalized gently sloping edge to it with lush native pollinators along the edge and we'll feed that pond with the Iconic spiral that we're all very familiar with at Finley Park decided to bring that back and It'll spill down the existing rapids We're also going to save the waterfall plank That the 40 foot falls that fall into the grotto below We felt that's just as iconic as the spiral itself and number seven to the left of the Waterfall or the spiral is an upper plaza that directly connects to an overlooked plaza We love the space because it has some of the best skyline views of the city We envision using the space for small events. Maybe even weddings up there But it's also a very crucial piece of the accessible plan Because it connects from the upper with a switchback down to the overlooked plaza and from that plaza You take an elevated cantilever walk behind the existing waterfall Over the rapids and then you work your way down the hillside along Laurel Street to the green space below So you provide an experience. It's not just a switchback down the side of the hill to the park and Then number 12 the existing building along Laurel Street. We're going to convert that to our ranger station To have rangers presence in the park The visibility is important along Laurel Street. You currently can't see into the park So we're going to selectively clear trees where we need to to open up view corridors into the park same thing with the View corridor at the corner of assembly to a Laurel as you work your way down that that corridor opening up views there as well And our idea for that space is to really flood it with art and we'll work with one Columbia as We implement art in that space Once you get to the open space below that corridor You're presented with this This is this is a view you have you see the pond in front of you the lush Landscape adjacent to the pond some of the architecture and you have this the old grotto wall Or the old drum wall that's currently the Loppelstein wall We're going to clad that to become a piece of art with with Precast concrete panels and this decorative metal above and then at night it becomes a lantern for the park again Tying in to what we're doing with our architecture. It all bleeds together and it's a cohesive statement so with that what we have at Finley Park you're very familiar it's like a bowl and We have this panoramic view on the backdrop with the destination play the stage Yeah, apologies for that. So my question relates to the ranger station in the design phase of the project was their consideration giving to putting the ranger station in a more central location of the park to give a Presence of an authority figure around the clock The reason it is where it is it's because of the views you have up there You really get a good panoramic view of the park because it's elevated And that was the main reason I think having the hospitality Office at number 10 gives us that ability to be in the park also And we want the Rangers out in the park. We don't want them just sitting up there also So the the cameras we have will be in on their phones. We want them engaging in the park also. Is that it does? Yes, okay. Thank you very much Just want to add to your comment about about that So we were very intentional about the security and safety of the park So we are adding in mercy call boxes with cameras on top of them and Cameras throughout the park as well and there will be a viewing station or monitors in the ranger station where ranger will be posted But we'll have multiple rangers patrolling the park at the same time So we were very intentional about safety and security in the park as well. So I want to add that comment Any other questions commissioners Are these designs subject to potentially change others Are there areas That we could be seeing design changes where you would be before us again in the near future I don't believe so. We're currently about 50 to 60 percent through the design process So what you see is very accurate Sorry, I'll try not to take up too much more time. There were some public comments with regard to natural flora and fauna Of the park and pardon me that are particular to the area Is does any part of the design Give rise to I know it mentioned removing some trees to increase visibility from the public right away Which is which is a good thing? Is there any consideration giving to Increasing the amount of flora and fauna within the park Or yes, and we have a couple of really great opportunities Especially with the strolling gardens Those gardens are interconnected organic walk-in loops that create these different garden rooms of different scales and We can those will be just lush with native vegetation It's a good opportunity to tell that story to provide education for the public. You have it there We talked about it around the water features itself And it's a standard of a part when we do a part to really Have a lot of native vegetation in the park Right. Thank you very much. I think commissioners are good at the moment Thank you. Thank you. All right, we will now hear any comments from the public We just wanted to acknowledge to that we did receive four Written comments that were forwarded to the Commission yesterday. So those were from the Columbia Audubon Society South Carolina Native Plant Society Midlands chapter from Gary Linsky the rector of St. Peter's Church and from Tracy Our trace Ballu president of Columbia Green. So those were all forwarded to you all yesterday But we just wanted to get that on the record Thank you Anybody from the public like to speak come up and please state your name Jeff Bait live at number 10 Governor's Hill So I live right above the park immediately adjacent to the park at the Gassin Street end and do you swear to tell the truth in this proceeding? Do you swear to tell the truth in this proceeding? Just make sure you talk into this microphone as loud as you can Okay, so we're obviously excited to see something happen with the park and we'd like to hear how the upper parking lot is being changed and As you know the the gate at the gas and ends of the street is closed Permanently, I hope and there was a reason for that because we live there and we experience everything that goes on there Particularly in that upper parking lot, you know, we've we've witnessed and my neighbors will testify to this We've witnessed all the drug deals all the beatings all the You name it going on day in day out day or night. So We think it's important that access to that parking lot is controlled 24 hours a day and Also, I Know it's not the purpose of the people here to talk about what what goes on with the homeless there but these shelters and things like that we'd like to know a little bit more about lighting of those and And and what the hours that these rangers are going to be in in the park And I may have some follow us, but I know there's other folks here from Goddard's Hill And again, we appreciate something being done with this park. It's it's it's got super potential And you know, we feel like it's been left to overgrow These all these pine trees and all this stuff. It's it's it's not very attractive If you'll address also that the pine trees that are growing all around us Okay Thank you. Thank you. Oh, hold on sir then commissioner has a follow-up question for you on the Gadsden Street I want to are the gate permanently closed At the Gadsden entrance to that parking lot and that predated me living here But some of my neighbors who know the history can tell you but that had to be done because of what was going on in that parking lot all night long day in and day out, you know, and You know, it's important to us as homeowners there to that Continues to stay closed Okay, thank you. Thank you. Yeah, thank you Well, yeah, I'd like to come up and respond, please Well, thank you for the comment and I know working through the design process some of the Designs before this one. We had we had a parking lot that was one way and we were gonna do away with that And we heard very strongly from the community at the time that they did not want that They wanted the parking to stay exactly the way it is and we made that change which is reflected in the new designs So we can we can keep that gate. We can keep it one way. We understand We don't want the loop Continuing because they had a lot of problems with that so you rest assured that that will Change the way we had discussed As far as the Rangers in the park in their hours, I believe we're looking right now at six to nine As far as that schedule goes, I mean that can be fluid, of course as we get closer to the park opening and the The buildings themselves will be lit, you know all night and one thing that I didn't mention about the restrooms is that they're Going to be individual restrooms So we're not going to have one restroom that you can just walk in and you don't know what you're walking into you have individual doors that can be locked and They're just single-use only which is I think will be a very strong component for those buildings also So and the other comment that was mentioned was about the pine trees on the site So I'm sure it's part of your beautification and landscaping and our vision to clean some of this up. Yes, ma'am. All right Thank you. Any other comments? Yeah, I just want to also add in terms of camera surveillance and security The monitor Cameras will be monitored from our emergency operation center as well live feed Where our police department and our emergency management team they're housed So we'll have on-site monitoring, but we also have remote sighting remote site monitoring as well because we are very Advent about people feeling comfortable in our park feeling safe in our park as well So I wanted to add that comment as well And I had a question I assume Clearly, there'll be cameras in the parking lot. Yes. Okay. Yes, and I'm sure there'll be a law enforcement Presence fairly regularly. I mean yeah collaboration between park range and law enforcement absolutely We are very intentional also about the camera surveillance on the governor's hillside We'll make sure that those cameras are not pointing at folks home homes, but it will capture the parking lot itself So we're very intentional about about that as well Thank you Any other members from the public like to speak and I hope everybody in the audience was able to hear their responses clear enough Okay. All right good Anybody else another gentleman? Good afternoon. I'm Tom Hunt and I swear to tell the truth And I'm the resident at Governor's Hill also my question is What will the city do? Differently this time with Finley Park so that it doesn't once again fall into disrepair Well, we'll definitely bring the applicant back up for that one Also, I'd like to know about the lighting in the parking lot at the top Thank you. Thank you so obviously we we are again Very intentional about the current culture In Finley Park and as we move forward What our planning our goal is to have constant presence In our part constant activity constant activation as well And again our partnership between our park rangers communication as well as police Gonna be essential and creating a culture and atmosphere that our citizens can feel safe That is our first priority when it comes to this environment So between activation between police and park range of presence between programming We feel comfortable that this park will be safe and we'll be a place that Anyone can come and enjoy the experience. So we feel really good about that and as we proceed We can make we will make necessary adjustments as we go along But sustainability and maintenance is absolutely critical So some of the design work that you see was built in to ensure that we can maintain the park for years to come Because some of the terrain that you see here at the park now is a result of the design that occurred years ago So we understand what that looks like what that means. So some of the adjustments we made to to the park Helps us to maintain the actual terrain a whole lot better than we've done in the past So that those items were incorporated into the process as well one one being the the wall that you see That Todd described earlier that wall was very difficult to maintain and there's a lot of You know just it was hard for our internal staff to elevate to make sure that kept that was kept clean So with those columns there That's gonna assure that does that doesn't happen in the future as a as an example So we're we feel good about the design. We feel good about Maintaining our goal is to ensure that we're doing things every year in the park to make sure it's maintained Bringing new activities new products Along the way so that's built into the process as well our goal and you know mayor and counsel have publicly shared this that Our contributions to maintaining the park our maintenance goal is it's too me in a year as maintenance and programming as well So we are we feel good about that number and where we are and we'll make adjustments as necessary To add on that you're saying that has like a budgeted amount annually. Yes, ma'am. Absolutely Did you want to add anything Todd about the lighting? There was a question about the parking light lighting and the plan is to use Cobra heads That'll focus the light down into the parking lot that won't spread to the surrounding neighborhood for light pollution And the other members from the public like to speak Nobody has any follow-ups. I think we're good. All right With that all Open up to a motion second, miss Jacob. Yes, mr. Broom Yeah, mr. Greenberg. Yes, mr. McGuire and mr. Salibi Motion passes Is there any other business on the agenda today? We don't have any other business except to wish everyone a good Thanksgiving. That's good All right, so with that, I'll open up for motion to adjourn I like to make a motion to adjourn this meeting today Have a second. All right. Thank you. Thank you everybody


Now the last few months have been a little bit hard making food for you guys. Ugh, it stinks so bad. But it's all for a very good reason. I'm excited to tell you that I'm gonna have a baby in February. Now my youngest is four years old, so there's going to be a five-year gap and my family had no idea I was pregnant. What? So because I haven't been feeling the best, I am all about quick, easy recipes. So today I'm going to share with you five ingredient recipes so you can get dinner onto the table. Now these are all chicken ones. They're using leftover chicken or rotisserie chicken. I love making just a ton of chicken. And then my kids can easily put these together because I'm just not cooking very much. All right guys, if you're ready, let's get cooking. Now the first recipe I'm making is our five ingredient enchiladas. So I have about three to four cups of my leftover chicken. I have one bell pepper. It calls for red, but you know orange is close enough, right? Then we have Mexican-style cheese. You can use whatever cheese you want on here. I have 19 ounces of enchilada sauce. I like when there's a lot of enchilada sauce on my enchiladas. And then today I'm using some whole wheat tortillas. I'm first going to start by just cutting up my pepper. Now if you haven't seen my trick yet, growing up we used to always cut out the seeds, cut out the middle. There is an easier way and I will show you. So I just like to cut the edges off just like that. You just try and stay away from the seeds. Yeah, it just makes it so much easier. And you're just going to cut them up into small pieces because we're not going to bake these very long. So they'll be a little crunchy. So the smaller they are, the better they will taste in your enchiladas. Once your pepper is all cut up, we're ready to put it all together. Grab your 9x13 pan. Open up your enchilada sauce. You want to start by just pouring a little bit of enchilada sauce on the bottom of your pan and you're just going to mix it all around. Now we're going to take some chicken, put it in the middle of our enchilada. Too much. There we go. Then I like to add just a little bit of enchilada sauce. There we go. A little bit of cheese. Okay, that's a lot of cheese because I love cheese. And then just a little handful of the peppers. Now you can add other vegetables too if you want in here. We're just doing the red peppers or orange peppers today. Then go ahead and just roll it up. Now you want to lay this in your pan seam side down. Then just repeat it until your pan is full. So sometimes I use eight, sometimes I can even squeeze a nine in there.  There we go. You just want to make sure all the tortillas are covered with sauce because no one likes hard, crispy tortillas. We want them soft, right? So they need to have a little bit of sauce on them. And I'm just going to put on the rest of my cheese and then it's going to bake for 400 degrees for about 12 to 15 minutes or until the cheese is really melted. Everything's heated through. That's what we want. Please ignore the pajama pants. That's my new uniform when I don't feel very good. So you might see it quite often. All right. I did it for about 12 minutes. Cheese is melted. We're ready to go. Time for the taste test now because I'm pregnant. I don't really want to, I kind of struggle with chicken. So I have Enzli here with me. This is my daughter, Enzli. We're going to fry enchiladas. Are you ready? All yours. Is it hot? Like it? Okay. Avastars. One to five. Five means good. What'd you get? Um, I'd give it a 4.5 out of five. 4.5. All right. Four and a half, I like. I'm going to take your word on that because I can barely stand the smell. A second recipe I'm making is easy chicken teriyaki bowls. Now this test takes about four ingredients and I kind of, this is kind of my cheater recipe because a few things are frozen. My kids can literally make this in a matter of minutes if I have some leftover chicken or some rotisserie chicken. When I'm not feeling good, it's hard to be on my feet very long. So I'm going to use some ready rice, which is my favorite. It just cooks for 90 seconds. I have some vegetables that can steam in a baggie so my kids can cook both of those.  And yes, my kids helped me cut this because I couldn't do chicken today. And then just your favorite teriyaki sauce and that's all you have to do. So let's just put it together. Just going to open this little guy and microwave. Then just going to steam this and the microwave too. Now if you don't have already chicken made, cooked, ready to go, I have an Instant Pot recipe. You can cook your chicken and rice at the same time. But again, this is my cheater meal. This is on nights when things are so busy that I just, it literally just need five minutes to put a recipe together. This is my go-to. So we have our rice. We have our chicken. We have our veggies. Oh, it's toasty. And then our teriyaki sauce. And I like to do individual bowls so everyone can have their own teriyaki sauce just because some of my kids love it. Some of them do not. All right, Emily. Taste testing again for me. So, okay, I will feel better in a few weeks. I promise that I'll go back to taste testing my own food. But, okay, Inslee. I got a little broccoli chicken rice on there. Nice. All right. And we just got our braces on so it's hard for her to eat too. Okay, so I don't like it as much but I still like it. So I'll give it like a three. A three? Okay, she doesn't love teriyaki sauce. I made her try it anyways. But this is actually one of my favorites when I'm not pregnant. So, still pretty good. Thank you. Thank you for testing. Okay, so this last recipe I'm making is creamy bacon chicken pockets. And mainly my daughter is here to help me a little bit. Mostly deal with the chicken. So, let's jump into it. So, this recipe is perfect if you have leftover chicken. I sometimes buy this chicken that you can get and steam it and shred. And it's my favorite. I just buy it. You can get it at Walmart or Kroger. Then we just need some onion and chive cream cheese. A little bit of mozzarella. Now it calls for real bacon that's crumbled but we're going to call this my real bacon because it's a simple step and I love how it's already cooked. And then just one thing of crescent. Okay, so the first thing we're going to do is microwave our cream cheese. And I'm literally just going to take off the foil and microwave it in this package. All right, now we're ready to mix everything together. So, we're going to take our chicken. I'm going to give it to you. Just go ahead and dump it in. Good job, Maly. Perfect. Then we have our cream cheese. I microwaved it for about 30 seconds just so it's a little bit softer. It will make it a lot easier to stir, huh? While she's mixing all that, I'm going to add about a half cup or so of bacon bits. You can add more if you want. The last thing we're going to add is about a half a cup of mozzarella cheese. And I'm just going to add all this because, yeah, sometimes it's okay to do a little more than half a cup because everyone loves cheese. All right, now that we're all mixed together, it's time to put together the pockets. Now we're just going to open up our crescents. Didn't come. And now we can crunch it. All right, so now we're going to take this little dude. We're going to roll it out. Now, it is in triangles right now, but we don't want triangles. We're going to make little squares. So, we're actually going to cut it ourselves, kind of fix those little lines. So, we're going to smudge them together. So, we need to make 16 squares out of here. So, I cut it in fourths. Then we're just going to cut those in fourths, too. So, okay, so you're going to take one square.  So, we're going to stretch it, and then maybe if you want to put about two tablespoons or so right in the middle, okay? Good work. Then we're just going to close it up. I just like to pinch all four, pull up all four corners, and then just pinch it at the top. Looks good. Okay, so we finished up these little guys. Now, if I would do it again, I'd actually probably leave them in triangles. It would make our lives a little bit easier, huh? We also had about, we only used about half of this, so thankfully I have some more crescents, so we're going to make a little bit more. So, with this recipe, make sure you get two of these. All right, now it's time to bake these. We're going to bake them at about 375 degrees for? 10 minutes. 10 minutes. All right, they've been about 10 minutes. They look amazing. All right, we've got two taste testers now. You want to say your name? Maley. Maley, Maley has come back to taste it now that she helped it. And what's your name? Sarah. Sarah. Okay, so they're a little hot, but here's your little thing. Ready to try it? Let's do a little nibble. Tell me what you think. Now we're going to rate it out of five. Kind of toasty hot. What do you think? One, two, three, four, five. Five means it's amazing. It's kind of yucky. It's kind of yucky. So will you give it like a two? All right, two for you. How about you? I would give it a four. It's not the best, so I just like give it a four. A four. We've got the pickiest ones here, but I used to love this. This is one of my favorites. Actually, I would like a five. A five. Okay, winning. Five and a four. All right, guys, if you like this recipe and you want more three ingredient or five ingredient recipes, I got some good ones for you just right up there. All right, we'll see you guys next. Time.


Good morning cyber traders Has everybody doing this wonderful morning. Good to see you everyone Nice to see you back. Everybody here on YouTube. Good to see you all Brian good to see you Michael Grant good to see you all everyone got a nice little runner going on with this ear Look at the ear.  Look at a nice nice little stock just pop right around here $4.75 Stock Lily up almost a hundred percent from where it started obviously some good news came out on it This stock you remember we trade this stock so many times I'm gonna go back just a year and just show you how high this stock was this stock it back in February was in almost the $80 price range the thing got destroyed We remember this big crash right here from 21 this thing dropped all the way down to $5 a share I would hate to be the owner of that stock, but let me tell you something it's looking pretty damn good right now and It's gonna bring up the Kind of X out of it and the look over here on the level four and see what we got going on with level four here There we go. All right, so big buyers are coming in you could see it right there You could see nice little ladder effect. Look at that. Some guy just added to his bit position 25,000 shares just came in here at 850. Okay, remember. What is our goal here? We teach you at Cybertria University follow the damn Money how more are we gonna explain that but we got a lot more than just this one out there to have some big moves We're gonna come back and check it out. Let's go start off talking a little bit about Yeah, Norman to make great call on that one Norman. Thanks for sharing that. Alright, so anyway regarding about yesterday You know yesterday the morning was really crappy. I mean really really was garbage. I didn't do that many trades in the morning But let me tell you the afternoon. We had a nice little correction going to market We're up about 81 points right now, but there are a couple of things that are making some making some good moves My swing trades. I'm kind of like, you know, I'm kind of flat. I was making money not making money I mean I averaged up on a couple of stocks the ABBV is obviously the stock that's doing doing really well for us I own that stock all the way up until about December right around right about a week before Christmas when I found out Everyone was looking for this damn test and you know, and we all know it and is it ever too late? I don't know What happened to Moderna, you know Moderna went from $20 to 130 people thought it was still too much I could right chase it way to Moderna go to Moderna shot up the way to 500, right? So listen people want to get tested That's the new big thing ABBV is the one that's doing pretty well there. I got out of Pfizer You know what once Pfizer started breaking down here I bought more I was hovering right around here, but you know, it's not really looking like doing that much I mean I had that nice little pop right here when it came out with that Came out with the pill that will help COVID but unfortunately, I guess people realize not gonna get it for a while anyway But um, but if it does break it the stock, I mean it could drop all the way down to 51 So I got out of that so swing trades. I was a little concerned a little cautious Everyone's probably also looking a little bit more about AMC. We haven't talked about that one One of the mean stocks listen, I told you 30 was a major resistance I didn't want to break that 30 the stock is done. I mean look at this thing It just literally dropped all the way down to $20. It's got some support there. We'll see what happens Just be patient be patient So anyway, the reason why we had this nice little movie if we all know Spider-man right spider-man that stock came out and AMC did really well I guess buy-in rumor sell-on news a couple of the ones Martina's made some money on that stock right there. Look at that. Let's share that and in the in YouTube Just made money on that ears. There you go way to go nice little move right there 46 cents like we said we don't break about money. We break about points. All right. All right So what else that we have we had a nice little pop-and-drop and it's all the stock yesterday was the CNSP So that one right there a little cheapy right there stock you could see it Let me just bring this up right here and blow it up So you can see that stock had a nice little pop right around one o'clock Right one for like a dollar all way to a dollar thirty and came right back down but overall was a crappy day really crappy day I didn't I you know You don't want to throw good money at the bed money But there is some stuff that are moving this morning yesterday was a good day to do some shorting But you got to trade those brand name stocks And you know what out of phantom trading brand name stock because we don't like to trade two three four hundred Stocks. All right. I mean even Apple. I mean if you traded Apple, I mean I got a swing trade on that one And I did I was was doing good on Apple now. I'm like kind of like flat I'm I own it like 163. I'm the one 169 right around there when hit that support I got it right there, but we'll see what happens. Anyway, I know they sold a lot of damn phones Anyway, let's go through some watch lists to see what's going on now Getting back to ears. Let's talk about what's moving with that stock the the buyer that we saw there at 850 Looks like he got filled. I'm gonna show you that right there big big buyer right here. Okay, right there So looks like he got got executed. We're gonna keep an eye on that one and You know, obviously that's not a good sign. By the way, you know, I just gotta ask a question You know, I know we got a lot of people here. Well, we'll talk about it, you know when you get to the end I don't want to jump off. I don't want to get pulled from a little direction But yeah, I have a big announcement to make I'll share it when we get when we get through this watch list So we got here on our watch list. We had this stock right here this FR LN Okay, so this stock had a really nice big push in the morning I thought it looked pretty strong and then it kind of like Flattened out here around eight o'clock and it kind of backed off a little bit There's another stock that was a $16 stock nice little push big support levels here holding for a while You could see that the stock trade over 23 million shares Damn, that's a lot of shares for pre-market, but she does got big resistance levels right around here So right around that $3 price range, which basically explains why it backed off from there But stock always does make some big moves another one that had a big pop this morning Another pharmaceutical stock one of those early mornings and then just came back down So I'm gonna scratch that one Obviously, you could see I'm working myself through the big percentage gainers and losers Bobby Bay Look at that bed bath and be on Look at that nice little push right there from seven o'clock $12 to 15 Bpny was one of the mean stocks to by the way, so Stock obviously you could see he's finally built some nice support levels around here around this 13 $14 ish stock bad a big pop went to 25 came back down to 13 trading really nicely You remember we trade this back in November really really nice move, but you came right back down One of the mean stocks. All right. Now. It's not a big list as I was working my way down I didn't see that much. I mean this stock has pretty good volume this ps TV Just writing it down But got some good support levels has some good support levels here But you could see she had that big pop which came back down So and it did that right around seven o'clock in the morning almost 10 million shares already traded You know, there's what we're really looking for but you look we're already at 5% and anything under 10 We really want to kind of stay away from it not too much going on over there with With the losers hopping over here on the most active I know you guys did great with Ford when I was away last week So Ford obviously, you know, they've been sold out all these electric cars GM obviously came out just launched their new electric car with this Chevy Not the Colorado with the whatever the big one that they have out there What's it called the Silverado? Silverado, so that one's doing that was a pretty interesting thing. So that gave it a nice little push So listen looks like all of them going to go electric. Actually, I read an article this morning that Chrysler is planning to be fully electric on all their cars. I think they said in 2025 So that means like fiat says I mean as that fiat too because I know they merged with them But that's also pretty interesting. So does that mean all the Jeep's gonna be electric, you know, only a show I have with electric cars. Okay. I'm just saying alright It's only I actually just ordered a new BMW, but I I'm a fan of a hybrid Okay, the electric car still freaks me out because look what happened in Virginia for some of you don't know that You saw that big ice storm Could you imagine having an electric car and you get stuck and you run out of electric? How are you gonna fill the car up? Right? So we're gonna get the electric battery to come there It's only there freaks me out.  So You know, but I had to order unfortunately I had to order my car I mean some believe I took me about taking my two months to get it. So I'm looking forward to that Anyway, this stock I put out this V the VC RA you could see it's not got a big pop It's a buyout right there as I'm working my way down New York There's really not that much on the New York Stock Exchange. Everything there is pretty much dead.  No edu had such a nice pop I thought we had a good move on the stock and all of a sudden she came back down I don't know what happened with this thing, but I thought I thought we had a good move on edu.  Yeah, wow, I think they're unbelievable and Loser is nothing there. Got one big loser in the stock right here. H. U. M. At a big support level right here, but other than that, you know what if it holds here But we're not gonna be trading a $400 stock, right? Can you imagine how many charging stations? Oh, this is pretty funny. I want to read with what Neil just wrote Why can't I? Oh There we go Could you imagine how many charging stations there would need to be for one apartment building had all electric cars? Neil I know a lot and this and how fast can take the film up so Who does the charging stations Well, I know it's not gonna be mobile Anyway, well, there was a couple of there were a couple of charging stations I mean we traded some of the stocks, but I you know, they didn't go anywhere Which one was it that we traded it was edu. I think it was it was a couple of them a blink, right? That was one BL and K look they got crushed they got crushed This this was this right here this rally right here was about the the build back better Rally right here then when obviously we made him pass you can see where it gone down and just but not just broke a 52 We glow so not looking too good right there So all right everybody so that pretty much does it not not the biggest amount of stocks that we have But we got a good list, but I do want to make an announcement really quick. Does anybody here trade crypto currency? Anybody here trade crypto what about on YouTube anyone here trade crypto? Brian you do Deborah Bruno Okay Anybody on YouTube anybody here and Facebook. I'm just looking at the chat right there Just to let you know we're gonna be launching and we're projecting probably in February the end of February We're gonna be doing a day trading crypto Course the first one out there. No one does it and let me tell you something We have the same strategy how we teach here Works on crypto. So you're gonna fall off your chair and we're looking forward to it We're just in the process building out that class right now. So look forward look forward to it So we're gonna come out with the first day trading crypto class out there, which can be really really cool Okay, so so look forward to it and we'll let you guys know little by little when we start getting in Brian says I'll Now we have to now we have to work 24 hours No, no not really because there's gonna I know there's certain time zones The best time to trade and worst time to trade when it comes to cryptos But but I think it's gonna look cool and then we tell you something, you know, it's gonna be called Level for crypto. We have level for data the same thing that we use right here how we follow stocks Right here and find big iceberg orders.    So let's have some fun doing it All right guys, let's get ready for the market open up. You got about 15 minutes everyone on YouTube Facebook live We'll be back here 230 you guys be welcome to do a trial Rich just post up the link for today's phase 3 lesson 3 and lesson 4 There's the final class of the kit classes before we restart the cycle going into next month. So Go out there I will see you in class if you want to find out more about it talk to education advisor And if you're on YouTube Facebook live if you want to do a trial and want to join our trading room Just feel free like us friend us share us, please do a trial Be happy to show you how to trade and show you how level 4 actually works. All right, because you're not fine on the money Who else you're gonna follow right? Good luck everybody. Happy trading. We'll see you back in a little bit


T F N N headline news update Welcome folks we have the down industrial is finished down 63. Now as that goes up 20 S&Ps off 8 Go contract down 40 bucks trade in 17 54 and ounce. We had silver down 87 cents 22 dollars 92 cents an ounce light sweet crude flat 72 dollars 62 cents a barrel you can see how strong the oil market is folks because commodities got smoked out here today We had the dollar of 300 ticks Monster amount of selling inside the commodity market no doubt about that and we'll didn't budge notes and bonds They still want higher price lower yield. You're the 10 year down 10 ticks trade in 133 oh three 30 year down 17 at 163 10. They both came across it came to the bottom of their consolidation Rejected lower price had lighter volume. They want higher price. We get open. We take a look at the S&P first What do you have here inside the spy spy bottom line? Was it a price point of 444? We did 72 million shares and you're going into 89 million that's still still saying lower prices coming at us and the x100 I believe we got a failure on price and volume even though it was Up 26 cents. So we got we did 33 million shares. Let me just see what we did. Yeah, we did 33 million You got the 37890 We closed that 378 31 any close under 378 61 would be a failure on price and volume We did 33 million versus the 41 you get over that high closed underneath it. That's still saying that lower prices Coming at us gold gold contract out here. We take a look at gold gold came down hard Now it came down less than your last downdraft, but bottom line It did not reject lower price. We went to 1745 You closed at 1754, but ten bucks is not a lot when you've been down 50 Okay, you did 242,000 contracts now. We're going into 290. So you did 50,000 less contracts You like to see that but what you also like to see is that you have Rejected lower price and we don't have that yet and what we do have on a weekly It's just pretty intense actually look at this interesting, but this is not a daily. It's not that's not a daily Because you're coming into you know when we had come down there the week of the 13th you had monster Price movement, but it closed at the highs of the week. Have a great night folks Have a safe night. Please come back and visit us tomorrow. Tommy kicks us off 9 o'clock great show Have a great one folks. Have a safe