Everybody forced here being 2022 clearly Don Russo football hobby a box half case number 13 picker team style Good Austin B Cardinals Carlos F Broncos Dallas P Saints Daniel M with the Chargers Drew G Lyons Edward P Ravens and Dolphins Evan R Seahawks To Evan R's Evan R E Seahawks Evan RH Chiefs Jason W Falcons Jeff M Steelers Jorge with the Niners Carl with the Titans Manny has the Panthers Texans Giants and Jaguars with the IS Bengals Michael K Bears To Michael K's Michael K R Bears Michael K e Bills Nicholas M Raiders Nunsio Washington Patrick T Eagles Paul L Jets Shondi W with the Rams and the Bucks Shaquilla Patriots Stuart Z with the Packers Trevor T Cowboys and Vikings William K Browns and Colts Good luck. Let's get started No, are you talking about Sam now that is something he would do so I can't tell if you're joking or not. Yeah, I don't know Wow, yeah, and what there's crickets in the warehouse Get him a calf free on the gold there Pickens rated rookie and Bailey Zappi Lauren Gino, there's champions Drew Brees Malik Willis rated rookie and aza mere white. All right, Joe. Well, I hope Sam figures it out Cave on tip-a-doh rated rookie auto Giants to 175 from the purple Name is Williams Eric is a conma will so there's a Dalvin Coke purple number to 175 from Minnesota and Hutchinson and Stingley Rogers there. I got a gold DJ more rated rookies of Drake London and Assan Haskins Listen, what else are you on a police scanner? You got to tell me man nowhere to avoid Aaron Rodgers throwback there. We've got a Traylon Burke sin Tyler Algier Come on. Let's see. Let's see an SSP Adams. Kelsey sauce Gardner rated rookie auto for the Jets There's a base sauce and a James Cook Andrews purple to 175 Joe Burrow Bengals a lot of purple so far Denny Gray, Wanda Robinson All right, Dalvin Cook got rated rookie Golda quay Walker for the Packers It's Holbert and Breeze Hall. No, not redemption. There's a Dalvin Cook Just a throwback there Ready rookies Calvin Austin the third and a Christian Watson Donnie's probably out there too with him rated rookie auto blue to 99 cave on tip it out there to go Giants again color match this time Here's strong junior sky more lands there purple rated rookie Sam Howell the 175 there you go commanders Davis and Matt Corral Box for Playoffs Farther it goes in a series and the closer the series is the crazier it gets Champions Cooper cup Hutchinson and Stingley James Cook rated rookie auto for the Bills Another Pickens Bailey Zappie ready there nice at 25. Hollow Green rated rookie Pierre Strong Jr. Pats 25 Malik Willis Samir White Golda quay Walker again for the Packers There's a JMO Easy calm suspended James Williams Ruin's goal. Let's go dude. Let's go. Let's go, dude More clearly tomorrow everybody. We got a hollow. No, we got the rated rookie Hollow there Jalen Tolbert There we go Cowboys like that one Romeo Dobbs there. We're trolling now all the time man God champions Ray Lewis rated rookie Kenny Pickett and a Damian Pierce Oh goalie got pulled Bob Rofsky and Johan Dotson rated rookie auto commanders to 75 Garrett Wilson and cave on tibodeau McLauren rated rookie read the 49 color match Trey McBride Cardinals Carson Strong Brock Hardy There he is So Matt say Trevor Lawrence purple to 175 Jaguars Chris Olavae Kenny pick it on the nice the gold the rated rookie gold there Brian Robinson Jr. Jermaine Johnson Von Diggs Taylor David Bell and Metschy rated rookie hollow logo auto Niners Danny Gray. That's a cool one Miners good stuff there McBride and Pierce Strong Jr. Let's go McAfrey gold with a Kenny pick it and a Damian Pierce What do you do Vaughn? What do you do? champions Peyton Manning Garrett Wilson like those champions cars Yeah What we got coming up here Holla mosaic Devonte Adams your Raiders Short print on that one What I do what I do a rated rookie hot hook I'll handle what I did and a Brock Purdy purr Fields Mack Rashad white rookie a rated rookie to 99 buck in years in the blue Tolbert and Breeze Hall He walked in you're like no That's funny not funny. I'm sorry. What are this kind of cars and strong rated rookie out over the Eagles Well, good old betting makes you root against people that you otherwise wouldn't yeah That's what it do. Oh, that's Donnie for sure ready to look at luna 99 Matt Corral Panthers Dude, that's for that's that's that's for sure Donnie Do Donnie a Sam or causing ruckus. I knew it Expect nothing less Donny requested off today get to get to get ready for it gold Josh Allen Alec Pierce Romeo Dobbs Bunch of hooligans out there It's a Daven Cook throwback Pick it again And Pierce let's do a quick recap car dust with ease. I'm liking it Digging that all right all numbered and autos here So you've got a Triple Lawrence to 175 Sam Howell as well Joe burrow Dalvin cook to 99 now Matt Corral Rashad white 25 pier strong junior your autos of Carson strong Kyle Hamilton, I'm odd sauce Gardner James Cook Danny Gray with the hollow Hollow logo there ready rookie logo Cave on tibetan cave on tibetan Johan Dotson. Thanks again everybody moving on to a second half the case


Welcome to digital asset news to get top stories in cryptocurrency and digital assets and a big amount of bite-sized pieces today. We've got more great stories of mass adoption. First up, Norwegian oil billionaire says Bitcoin could be worth millions of dollars each and puts liquid company assets entirely into Bitcoin. So he will join a long line of billionaires and financial institutions and corporations who are getting on to be Bitcoin, cryptocurrency, and digital asset bandwagon. On top of that, we'll take a look at what's going on with Brad Garlinghouse and Ripple as they finally settle a legal dispute with YouTube over XRP scams and that has been resolved. So the real question is, will we see less scam ads in YouTube and also scam comments? Yeah, probably not, but it's a step in the right direction. And then finally, we're going to take a look at what is going on with the IRS as they launch Operation Hidden Treasure to target unreported crypto income. So if you weren't scared about crypto taxes, then this might lead you to shard your pants. Anyhow, we'll take a look at these top stories. But first, take a look at what's going on into the market right now. So today it is March 10th, 11 a.m. Getting things done. Been up pretty early. We're still in the new facility or our new investment property here in Houston, Texas. Going to finish this up in the next two days and then rolling out to El Paso. But everything's going great, actually. We've got everything pretty much done for the most part, just some little things. And we've already had the house actually rented out on Airbnb and BRBO. So we've had, I think we haven't rented out for the next two months, which is pretty great. So I know people will always talk about Airbnb really isn't doing too much right now and because of the pandemic. But you got to remember, with the pandemic really kind of coming down and winding down with all the people getting vaccinated, people actually feeling better about getting out there. I think it's going to be a pretty great year for 2021, 2022. And this is why I've always said, you know what, I think people are going to start traveling. They're going to need a place to stay. And if they don't like hotels, like I don't like hotels and my wife don't, Airbnb is a great place. And that's why we're picking up more properties. And that's just how it goes. So anyhow, that's just our stuff. Let's take a look what's going on into the market, what everybody's here for. So first up, let me pull this up, see what I'm talking about. Hey, it's a great day. A lot of things are in the green, a little bit of red, but I mean, who cares? I mean, we're up pretty great. I mean, Bitcoin is going to hit 57,000 today. That's fantastic. 5% of the week, 1% for 24 hour. Ethereum's kind of everything's, it's a little bit up over the last four or five days. And that's all we really care about. Just incremental growth.  That'd be awesome, but that's unsustainable, it just is. And then, man, look at Theta. Theta Network, one of my big holds, I mean, Theta Network, one of my, one of my holds, I will always thank Digital Day for turning me on to this one. And it's just going gangbusters. I mean, 18% for the week, 4% for one hour change. I mean, wow, watch out. What else we got? Not too much. I mean, things are just kind of moving, just chugging right along. Let's, let's deal with our inner trader soul and click on the one hour projected range or trade the chain and see what could be pretty fantastic. So again, Telos, again in that top spot and you're looking at, geez, 21% gain the next hour. 7% is the mid range and maybe 6% on the slide, but you're looking at 7% and they're at 90% accuracy for trade the chain. You can check it out in the description below. OST, GNY, Singularity, IOTX, I don't know what that is. Theta Network, perfect. It's going to go up 6%, maybe 3% in the next hour. Divi, Tomo chain, not to be confused with my favorite tomato chain or tomato coin and so on and so forth. So Origin Trail, yeah, great. Anyhow, that's what's going on in the market in general and things are doing really well. I think this is going to be, I mean, I know it's going to be a great year and these are the reasons why. Let me just show you what's going on with another billionaire. So first up, this gentleman here, billionaire, Jell Inge Rokes. I'm pretty sure I know that name. Acre, his company Acre, established a new business dedicated to Bitcoin and this is what is going on. So his company, Acre ASA, which controls oil and oil service companies announced money that it has established a new business, CTAS. And what is that? Well, first of all, as it states right here, Acre is a Norwegian holding company engaged in offshore fishing, construction, engineering, established only in 2004. So a pretty young company, if you take a look at it really, 16, 17 years. But this is the interesting part to me. The company is controlled by Roke how do you say his name? With 67% ownership through TRG holding. So again, the company is established by Roke, which is the gentleman right here. And he has a commanding 67% ownership. So if you take a look at, well, these companies that really have been getting into Bitcoin, it's really just like a Michael Seller type of strategy. I mean, there's others out there, but these big ones that I'm looking at right now, because these people are like in control of their board, like, look, I make the rules here.  And that's what's going on with here. And what are they doing? Well, they're getting into Bitcoin, just like Michael Seller did. So maybe he was at that conference, we were all that when they got all the corporations together and gave them the Bitcoin playbook. Anyhow, Acre described CT as a new company dedicated to investing in projects and companies throughout the Bitcoin ecosystem, which will keep all its liquid investable assets in Bitcoin. Let me say that again, it will keep all of its liquid investable assets in Bitcoin, all of it. CT is starting with 500 million Kroner, 59 million. So people, I mean, look, right here when it says 59 million in capital, which rope called an amount we aim to increase significantly over time, you have to understand that what people think like, oh, it's just 59 million, it's not 1.5 billion that Elon Musk and, you know, over there at Tesla did. But I mean, really think about it, every type of big corporations that is getting in, every type of billionaire, every type of institution is just one more step towards making cryptocurrency just, you know, teeter off and just for mass adoption. I think that's really the big story. We can't get everybody all at once. But if you see like, you know, a big company here, a mass mutual get in, then you see like this guy Roke in his Norwegian oil company, and you see a Tesla, and then pretty soon you're going to see an Apple, then you might even see a Microsoft, or maybe not Microsoft, but you know what I'm talking about, Google, whatever else, who is actually in cryptocurrency with data, it just starts to get this snowball effect. Before you know it, everybody's in the crypto, and it's just like, then you're going to see all the people who are laggards, or people who just came by the game like, it just, it was right in front of us. And I don't know what happened. Well, we've been talking to you for the last, you know, seven years. So I don't know what you're waiting for. But that's just how it goes. As far as mass adoption just takes a little bit of time for people to get into their heads, just like sales, you have to have, you have to hear something seven to 10 times before you buy it.  And that's just how the psyche works. People have to see it again and again and again. And I think this is the year when things are really starting to move. Anyhow, the billionaire also stated this, we will use Bitcoin as our treasury asset during the community. We will become hodlers. Well, great. Then he stated, Bitcoin may still go to zero newsflash, it's not going to zero, but it can also become the core of a new monetary architecture. If so, one Bitcoin may be worth millions of dollars.  But in all honesty, it's not going to, it's not going to zero. None of these, not, well, let me phrase that, not none of the cryptos are going to zero. But if you look at some of the big established ones, a Bitcoin, an Ethereum, or Cardano, a Theta, a Chainlink, they're not going to zero. They're going to be around here for a very long time. Maybe in hundreds of years, I don't know, they could just like fiat goes away. All fiat throughout the entire history of the modern civilization has crashed and gone away. All fiat. So maybe at some point it will, but in our lifetime, it's not happening. Not that I see, anyhow. Now, maybe like a tomato coin can go away. Sure. I mean, there is only like a couple thousand cryptocurrencies. So why not? Anyhow, he added the direction is clear. Finance will be disrupted as surely as fossil fuels will be. The question is not if, but when. And this is all great news, especially coming down. So if we take a look at the Bitcoin treasury, then we can see, I mean, it's the same thing. I mean, these huge companies that are just buying more and more and more. And then, you know, what it actually entails. Like so far, Michael said, I was looking like a genius. I mean, he bought Bitcoin for not too much in August. And I mean, look, it was $2 billion. And now that's at $5 billion. I don't know any other stock where you can do that, just like make a couple billions. Pretty amazing. Tesla still looking pretty good at $1.5 to $2.5. It's still a great, what, month, two months. That's crazy. And then on down the line, private companies, ECH, block one, Tesla's foundation, and then ETF, like the grayskills, the coin shares, the ETC group, Bitcoin, Bitwise, all those things. So, you know, all these things that we're talking about here, again, it's all great news because when we start to get people into this space, the first thing they're going to say is they want social proof. They want to know who is really getting into it.  Or is it like these groups of billionaires who are putting their money behind it and going, you know what, this is the next big thing? Again, I think I believe I know where things are going. I'm not for 100% sure. But if there's an indication, I'm going to do a video about this later, this is going to be the breakout here. Anyhow, let me know what you think of the comment section. Let's move on to our next piece, which is exciting to me, maybe not exciting to everybody, but to me, it's great.  We used to do scam of the day a lot. Actually, we did like every single video. And we got a lot of different scams taken down in a short amount of time. So thank you everybody who helped me out with that. But this is going to move the needle a lot more than just little, little old Rob here at Digital Asset News can do. And so what happened was Ripple and Brad Garlinghouse sued YouTube because they said, Hey, using our likeness or somebody's using our likeness on your platform, which you are supposed to correct and police and you didn't do that. And now our likeness is being used on YouTube for scams. You need to do something about that. So this wasn't very, I'm going to say like four or five months ago, it got resolved quite quickly. But it states here, YouTube is said to have settled a court case brought by Ripple. And we talked about why. And then this is what Brad says. Last year, at Ripple and I sued YouTube for failing to enforce his own policies by allowing fake accounts to conduct XRP giveaway scams. We've now come to a resolution to work together to prevent, detect and take down these scams. And he talks about some more. He states social platforms are starting to acknowledge their role in allowing crypto scams to persist and recognize it needs to be part of the solution. While specific settlement terms are confidential, it's clear that without accountability and action, trust arose in this industry at a crucial time when governments around the world are looking closely at crypto. That's not the, I mean, this is really what it comes down to. I'm just selfish and I just want things for myself. And this is what I want. Actually, it's not really true. What I really want is for everybody to not get scammed. I every so often I'll get an email about someone who got scammed from, you know, something goofy that we talked about before. And then if you go to DanTeachersCrypto.com, I've got a couple of videos specifically on scams and what to avoid and just to not fall into it. But let me just say this. I don't know if, if you, when you watch this video, if the ad before was a scammed video, if it is, don't be surprised. That's just YouTube allowing this nonsense to happen, even though I think they can do a little bit better. But if you look at any of my videos, what happens here, where's the call? Let me go in my comments. There we go. What happens is that YouTube, there is a filter on there and it'll look for different keywords and these are the keywords that I put in. So like in one video, I'll have spam messages that are held. It's usually over 10,000 comments, usually over 10,000 comments that this filter catches. These are the ones that it does not catch, which is pretty crazy. And I'm just going to say like this last one that we just did yesterday. And if you'll notice wearing the same exact clothes I was wearing yesterday because it's just so much going on.  See this right here where it says, somebody, the six-fig affiliate always love your videos. Thanks, man. APY and stuff like that. Great. But it says here, appreciate your comment for further guidance. They don't say WhatsApp because the filter has already caught WhatsApp. They don't use WHA, T and then Space S and then APP. They just changed up just a little bit so the filter can't catch it. It will eventually catch it and then it'll just change again. And then these bots will keep responding and responding, responding. But the thing is that, see how it's got digital asset news. It's my logo. I mean, I've seen everybody in here. I've seen Tashoshi. I've seen Alex Maschioli.  I would never do that. But the big thing I want you to know is that if you see digital asset news without it highlighted, that's not me. So I'm going to reply real quick. Maybe I could do this. I say, hey, that's a scam. And I reply. And then see how like it's highlighted here, but it's not highlighted here. That's me. It's not me. I actually have my assistant go through these and she actually gets rid of a bunch of them, but you don't understand because then this, then the bots will just come back and respond another thousand and it'll stick them in there. So it's like it's worthless. And that is what I'm going to do. I will ask you this, if you see something like this where it's not me, just report it and go from there. I want you to be careful though. Don't report me all the time because then I'll get my channel taken down. So don't say, oh, this is a scam when it's not me. So hope where this works itself out. And but don't hold your breath.  And it's the operation hidden treasure to target unreported crypto income. This is was a long time coming. This is what's going on. Damon Rowe, executive director of the IRS office of fraud enforcement and build operation hidden treasure last week at a federal bar association presentation on combating fraud, but that was a fun time. The longtime veteran of the IRS criminal investigation division explained that the office has put together a dedicated team of IRS criminal investigation pros to work on this operation. I wouldn't really be concerned about this, except what it talks about next. So a partnership between the civil office of fraud enforcement and criminal investigation unit aims to rid out tax evasion from crypto owners. The team working on this operation are trained in the areas of cryptocurrency and crypto transaction tracking.  These guys have been trained. They know exactly what to look out for. And it gets even worse. They are focused on taxpayers who admit crypto income from their tax returns. Shank detailed the IRS is working with specialists. And if you don't know who specialists are about a year ago or a year and a half ago, they reached out to all the big companies and said, Hey, we want you to report this to us. And some said no, like crypto trader tax was like, Oh, no, we're not going to help you. And then others said, Yeah, we'll do it. And it is what it is. So just be aware that there's more tools in the arsenal to find out what's going on. Anyhow, to identify and investigate various tax evasion signatures, these signatures may include structuring, where transactions are set up in increments of less than 10,000 to avoid certain tax reporting requirements. It also includes the use of nominees, shell corporations are getting on and off the chain. So these guys know all the tricks. They know what's going on. They're like, Oh, you want to be slick. And you want to just put in $9,000 and just have it not reported? We'll track that. And then, Oh, you want to do a shell company offshore in the Cayman Islands? We'll track that. We'll do something with that. And the people will say, Oh, well, they can't track that. Sure. Sure they can't. Anyhow, that's bad news if you feel like you are going to get bombed out by the IRS. So here's what I'm going to tell you. Same thing I've been saying from day one, if you need help with your taxes, go to crypto trader.tax. I've been using them for two years now. The time that I signed up, the time that I fill out the forms and everything else, got the API integration into all my different exchanges, took me 30 minutes in the first one. This one took a little longer because I had to wait for Voyager. They don't have a direct API, but I got the CSV file, I emailed Voyager, they sent it open, a big deal. Sent it to my account. She's like, this is what it is. Great. That is that part. There's two things. If you look in the description, you get 20% off all Dan users for using crypto trader tax for the link, or you can try to win a $300 tax report by putting your first name and email, and then go from there. So it's up to you. And then secondly, if you don't like paying taxes at all, I don't. Just use iTrust. iTrust is my Roth IRA. I've maxed out 2020. I've already maxed out 2021. What I like about this is because it's a Roth IRA. I put the money in. When I can take it out, if it's nine and a half, there's some other rules too. When I take it out, it's not taxable. So whatever Bitcoin is today, if it goes up to $10 million, and I bought it at $10,000, and I put it in there, or let's say $7,000, they can't tax it. They can't tax it because it's in a Roth IRA. The same thing with my Ethereum and Polkadot, which are going to allow me to stake in quarter two.  And that's a big thing. Another great thing about iTrust is that if you pass away, God forbid, your family can take your Roth immediately and not wait until that time, and they can do whatever they want with it. So it's almost like a trust. So talk to the professionals over there. Again, there is a link in the description. Dan, you just get 30 days for free.  Talk to those guys. I set up a 30 minute session and they told me all about it. So again, link in the description. There's also a video I did. It's about 20 minutes long and explains the whole details of what goes on there. So all right. So look, that is it. Look, it made all the way to the end. First of all, I want to say thanks. If you like the video, give it a thumbs up. That always helps tremendously on the channel. It really does. And consider subscribing because a lot of things we talk about are time sensitive, especially these things that we just talked about right now. And that's all. I will put two more videos up on the left and right. We'll talk about, especially this one about iTrust and then I'll let YouTube do its magic on the other ones. So that is all for today. Thanks so much. I appreciate it. And I'll see you on the next one.


Welcome back. After the news of Inyobong Moran's killing became public on Sunday, different people started sending tweets of missing persons across Nigeria. One of the supposedly missing persons is a lady called Munachim Chukumahonya. And after, of course, news of her also being declared missing broke, people started wondering if she is truly missing or if she decided to go missing after defrauding people to the tune of 1.1 billion Naira. It was also around the same time that a protest against Maxwell or Dooms, MBA, trade union and capital investment was reported. A security expert and founder of Chive GPS Namdi Chive is joining us from Abuja this morning. Thank you so much Mr. Chive for stepping in. Good morning. Thank you. Yeah, good morning. Thanks for having me. Great to have you. We, of course, are once again having a conversation on funds of people Nigerians being defrauded. It's not been too long ago we had of MMM and how that ended. But it doesn't seem like a lot of Nigerians are shying away or moving away from these investment plans and these money-doubling schemes. So let's start with why you think it continues to drive in the Nigerian space. Okay, so what we have playing out in the past one or two years is the old-time money scheme, which we refer as Ponzi, whereby you take money from party A and you also take from party B. But you also take, use the same resources from party B to settle the obligations of party A. So MMM was so successful. They were not selling any products. They built it around community assistance. So by the time MMM went down, they are taking over unquantified billions. You can't place a figure right now on what MMM took from Nigerians. So a lot of people saw MMM as, began to mirror the structure and the means that which we MMM used to fleece Nigerians of billions. For instance, after MMM collapsed, there were similar schemes that came along. But after that, some Nigerians who are in the agriculture sector and also felt that they needed to democratize the access to agriculture. So somebody set up a website and began to mobilize resources from Nigerians in exchange for profit. And people invested in them and got some returns. But several others saw it as a way to come into that sector, be it in the foreign exchange sector, trading online, be it in the cryptocurrency sector trading. So what they promised is usually outrageous in terms of what they are supposed to pay as a return. It goes from 25% to 75%. And I blame Nigerians a lot for it, but I also blame the regulatory authorities for not coming in to stop these people at the early stage. I used to be a former banker and I left banking in 2017 to set up GPS because while I was in the bank, a lot of fraudsters walking to the banking house present you fraudulent documents to assess facilities. So when you're also doing a background check on this one to give facility, it's called that their ways are not clean. So Nigerians had no means to verify the identities of some of these people behind these fraudulent schemes. Somebody set up a website take pictures, say in the agricultural department now. Some people go to farms, maybe your Basantia farms, take some pictures, put on their website that this is their farm, you know, plantain, poultry, cassava, and they tell you, put money into it, six months, 12 months, they are going to pay it 25% at 5%. And the economy is in a terrible shape. The treasury bid I used to offer 80%, 90% is no longer doing that anymore, is offering around 2% or 1%. So Nigerians are looking for ways and means to turn around their resources in a shorter time. So this agriculture or Ponzi scheme advocates, you know, take advantage of that. So when they set up this scheme, you put your money in the first six months, they pay you between 5% and you are like, oh, this works.  So the second journey of that investment is what is always likely to end in disaster. A lot of Nigerians who are putting their money into it. So it's really the interest payment that is drawing Nigerians that they forgot to, you know, carry about granted on some of these persons running these scams. All right.  And you mentioned, or rather, why are Nigerians drawn to these Ponzi schemes? And you say high interest rates. You also mentioned that Nigerians have no way to verify these schemes. So from your experience as, you know, a business intelligence expert and in the banking industry, what are the markings of a fraudulent scheme? When somebody goes to a farm, like you mentioned, takes pictures, has a beautiful website, everything looks great. How can I, as an ordinary Nigerian, just be able to decipher that this is a scam, this is a fraudulent investment? What are the markings of a fraudulent investment scheme? Okay. Good. Now, this has to do with financial analysis and also physical verification. Now, if I come to the financial analysis, a lot of Nigerians don't have that skill to be able to analyze sectorial investments or, you know, for instance, if somebody's offering you 10% on agricultural investments, and have you been able to make the analysis to determine if this investment is valid? Let's take for instance, if somebody is investing in rice, what if the person is offering you say 25% because these are what these people are offering 25%. So what is the risk in rice investment? There could be instances of fraud. Have you put your money there? What is the guarantee that if there's a fraud, that this investment, they are going to get the money back? Now, they tell you there's an insurance because they paste insurance companies on their website. Have you interrogated the insurance placed on this rice investment? They said the insurance covers the firm, but is it on your capital or on your firm? So you have to ask the questions. If I'm giving you 5 million, and you're giving me 25%, what happens in the event that this firm has issued? How do I get my money back? If you put your money in the backing sector, you go home and sleep because anything that happens, we can't go that CBN has been intervening since 2009 to safeguard the safety of funds in the bank, that if the money bank collapses, CBN comes in and intervenes.  So in the case of these schemes, they claim they have insurance, but Nigerians fail to interrogate that particular insurance because the insurance covers my invested capital or is it just the firm? If it covers your investment capital, they should be able to give you the number of that insurance so that you can go to the insurance company and find out if this thing covers my capital in the event of loss. Now, when you come to physical verification of firms, you don't need to esteem. There are some people that they don't know these people from anywhere. They just see them on Instagram and they just transfer 10 million without any attire of a check. And now when it comes to us to now start tracking these people or to start looking for the identities of these persons, I am asking them to provide the logistics or the funds to be able to enable you, implore people to the field to look for them. And they start telling you they don't have money or they start asking you that I want to help them. What is your track record? So Nigerians don't carry out any grand check in terms of the identity of these persons. What about insurance? In 5% that they are offering you, have you made the analysis within the sector to see if- Namdi, let me just ask. I think you're making strong points there. But for a lot of Nigerians who are not educated enough or not financially intelligent enough to go through all these checks to find out some of the things that you've mentioned, what are the most basic red flags that can be pointed out to anybody who tells me that there's some investment plan that will give me 25 or 30% if I put a million attire? Now, the red flag should be the interest rates that they are offering because within the investment space there's no current product or services that can give you even 10% in Nigeria today because the economic space is so restricted that people hardly make margins on their investment. So my advice to Nigerians is if you don't know- if you have a million, if you have 500, even 500,000, you don't really know how to- you don't have a means to on your own independently confirm the identity of this person because character matters. When I was in the banking sector, before we give you a credit, we have to investigate your character. Your character is even more important to me than your capacity to pay in terms of your collateral. So you need to look at the- there is a public intelligence out there. Some people that defrauded persons in the past are- their information is out there in the public. So you can check online for the character or the past history of these persons. If your history is dodgy, don't put your money there. If you cannot make the analysis of the investment within the sector to see if that in 5% is possible, kindly call up an expert. If you want- if you want to put one million to- to give to somebody that you don't know because it's only on phone call and on Instagram that you met this person, what does it cost you to, you know, pay an expert? It's not a treasure, some of money, you can pay an accountant a little token or a friend call up a friend within the investment space to tell you there are a lot of persons on Instagram and on Twitter who are investment analysts and who are also each time they give out these investment tips. You can- you can send them a DM, you can call up them to say, can you help me to make analysis of this investment? Okay, so- All right, so Nnamdi, let's say for example, somebody tells me about an investment and I see that the returns are very high. So I suspect that maybe I check online and I see that this may be a scam, you know, sites like MyraLand, you know, enable people speak openly about things like this, you know, and one tip I need to share that I've used, you know, when you're suspecting something like that, put the name of the business, put the word and in capital letter and scam in small letters. So if that business name and the word scam appears, you know, in the same sentence within any online database it'll come up. So moving on from there, if you find that or you have an idea or an inkling that this might be a scam, what should that person do, report to the police? Is there anything that they can do to prevent other people from falling into that scam or to, you know, expedite investigation into it? What advice Nigerians to do and what we intend to do as a- they could out within the background check space is to once you carry out any background check on these people and or if any Nigerian has carried a background check on them, is to write the regulatory authority like the CEC. CEC, CBN, and some other authorities have the sole authority to license people to come into the public space to mobilize funds from people and pay out interest. If you are not licensed by CEC, as an asset management company or as an investment company, you know, you don't have any business invested in collecting money from people. So it's fraudulent and those persons should be reported to CEC and you can post it online at least people do not have the requisite investment licenses to trade. Finally, if you can do this in 30 seconds because we need to wrap up, I want to know if there's any hope for those people who have called out Mona Chim and the other guy Maxwell O'Doom. Is there any hope that these people will get their monies back? What I tell these persons to do is to- there's a hope that they will get their money back but they need to- not to rely on the government, the government infrastructure to help them to get this money back. They need to engage a serious legal attorneys or similar companies that can facilitate the process of going after these persons because they mobilize a lot of money from Nigerians. They need- the way they crowdfunded money to these companies, they need to crowdfund resources within themselves, no matter how little, engage an expert to start going after these people on their behalf anywhere they might be, whether in Nigeria or outside of the country, they can do it and they'll get their money back. All right, thank you very much. So basically you're saying if you detect that a company is forced, is always a scam, you can report to the security and exchange commission. I hope we can be able to do that online, right? Exactly, exactly. They have their Twitter handles online and you can also write the EFCC as well to flag these people as an unauthorized company. Okay, all right and Nigerians also need to be very watchful, you know, of schemes that promise you very high returns in a very short time. So thank you very much for all the business advice, Ms Nnamdi Chiefay. Thank you very much. Thank you so much. Thanks for having me. All right, so just to repeat what I said really, I find that this works all the time. You need to ask questions. I speak to young people and they say, oh I put my money in an investment and you ask what's the name of this investment. It's one name that you've never heard of, no track record or you put the name of the business, let's say it's XYZ limited, XYZ limited in small letters, the word and in capital letter A and in capital letter then maybe scam. If anybody online has had a, you know, a bad experience of them, you know, you would find it online, especially on platforms like Maryland I can mention earlier. So we do need to exercise that due diligence and not just rush into things because you know, I want to invest, I want to invest. I know lots of investments that people have lost money. They would tell you, you know, they went to the company to protest.  You're not a retailer, where would you even sell that? So that's not even, you know, part of the question. So we should be very, very watchful. Like I mentioned yesterday, even when financial experts give you financial advice, they would tell you to consult and not just, you know, jump and plunge right into it. And I know you didn't stop, you know, hoping on money doublers. Those things only happen. Yes, I'm telling you. And in regards to this case of Mona Chim, I really hope she's, she's safe because I really, really hope she disappeared because of this money. And I say that because the spirit of kidnapping these days is just alarming, you know. So if she's safe, she decided to disappear. Thank God she is actually safe that we can now concentrate on finding her and getting the money back. But if it's a case where someone has kidnapped for bad reasons, I mean, that would just be terrible. And it really makes me ask, why will the parents and siblings wait until 10 days before the sound of the alarm that she's missing? So it really is suspicious. You'll think she can, she has enough money to pay background to me. That's a joke. Anyway, stay with us. Oh my God. We'll be back. And of course, we're going to be talking to the INEC commissioner next. Stay with us.


Welcome to another edition of Rational Politics. I'm joined today at the table by Tracy Burnett, who happens to be in the house down in Denver. Tracy, welcome to the show. Oh, thank you so much for having me. Now, I'll tell you a little bit about myself.  And before getting into this craziness of politics, I worked in construction and alternative energy, aerospace defense and the computer industry.  Right now, I represent House District 12, which is Lafayette, Louisville, and Longmont. But with the redistricting that we just went through, we'll pick up Superior, Niwot, and parts of unincorporated Boulder County. But I will lose Longmont. What we're here to talk about today is the environment. I mean, it's probably the most urgent pressing issues that we have globally. So let's talk a little bit about HB 1362, which is a bill that you are pushing through the house. Where do we stand on that? Well, it's past the House, it's past the Senate, and the governor will be signing it any time soon. Perfect. It is... Okay, so the reason I got into politics is because of the climate crisis. And buildings are the hardest nut to crack in terms of decarbonizing and getting to a fossil-free future. And so what the 1362 does is it sets minimum energy codes for buildings, for both residents and for, you know, commercial buildings. And, you know, I love this bill because what it really does is it builds right the first time by building more energy-efficient buildings. You know, think about insulation.  And so in 50% of the way we're going to get to a fossil-free future is through energy efficiency. But this bill goes beyond this. This is really groundbreaking in that it builds for the future. It builds for the future by being electric vehicle, solar-ready, and heat-pump-ready, so that over time, you know, people spend, you know, their biggest investment is buildings.  So what this bill does is it just simply makes it easier to convert to fossil-free appliances. You don't have to rip out your wiring. You don't have to rip out walls. It's building right the first time and saving people lots of money in the process. Right. Now, the big problem that I see with this energy code board has put together is that there are actually very few states that it would actually work in because the state has got to be basically on their own, standing alone, generating power from all other means other than fossil fuel. Yeah. Well, you know, in Colorado, this is good because by 2030, 80% of our electric grid will be fossil-free. I mean, we're going to get it. The big thing right now is getting rid of coal-fired plants and they're being shut down. So, yeah, so this is where it's really going to work, is in Colorado. Right. And we've already done a lot of work in that area. Basically, where in Colorado are the wind farms? Now, I did notice one way out on the northeast corner of the state when I was driving home once. We seemed a little bit far away from population. Yeah. There are a lot of wind farms out on the east.  But, you know, wind farms are not the only way that we're going to get to a fossil-free electric grid. A lot of it is solar. We have more solar power capacity here in Colorado. We can power, I believe, I think we can power the entire United States with the amount of capacity we have for solar power right here in Colorado. So, but one of the bills that is also going to be signed by the governor is a microgrid romance bill. And what that is, is a microgrid is typically solar panels in a battery backup. Those solar panels generate electricity. They can add to the grid. The battery backup is there in case the grid goes down. And my microgrid roadmap is, it's really strategic in that it's saying how can we improve the grid resiliency and reliability of our electric grid by using microgrids. And so one of the unique things about this bill is that there are other microgrid roadmaps out there. You can use microgrids to power a building, to power a campus, to power an entire community. Even the military installations are using them now. But when I was back in New York City in 2012, I was going to run the marathon. And instead, Hurricane Sandy hit. And half of Lower Manhattan was flooded. And you think about hospitals. They use usually diesel generators as backup. Well, their basements were flooded and they couldn't get fuel trucks there. And so, you know, microgrids are another way to keep those critical facilities up and running. And one of the other things I learned is that you think about critical facilities. What are they? You think about hospitals or police stations. But what we learned are things like grocery stores and community centers. So what my microgrid road map does, it has a conversation with stakeholders and communities throughout Colorado in deciding what are critical facilities in a small rural community that might be a school. In the Marshall Fire, which is my district, the local YMCA became an evacuation center. That's a critical facility. Absolutely. So what are those critical facilities? And what are those areas of Colorado that are more susceptible to grid disruption because of a wildfire, or they just don't have reliable service? So what my microgrid build does is says, okay, what are those critical facilities? What are those critical areas? How do we use microgrids to improve the grid reliability and resiliency? And then how do we foster that? What are the legal barriers? What are the regulatory barriers? What can we do to foster that? Right. I guess I'm what classifies a microgrid because I have solar on my house. But what I don't have is the battery storage facility. But what I will say is that every year I have received a check back for over usage, but yumping more power out than actually taking in. Unfortunately, I wasn't able to put the battery back up in there. It was just going to be too expensive. But at least it's a little bit to help. Am I ever going to see a return on my money? No.  However, environmentally it was the correct thing to do. And I'm really happy about it. How about yourself? Do you have solar? Oh my goodness. We've had 7 kilowatts on our roof for over 10 years. We've been net zero for 10 years, even with all my LED Christmas lights. And my husband has an electric MG midget that he converted. An electric MG midget. I'm sorry, that is sacrilege. I'm going to have to talk to your husband about this. Oh, it's a cute little vehicle. But then when I got my electric vehicle, we needed a little bit more power. So we added another 5 kilowatts of ground mounts. So the cool thing, and this is coming, you're right, battery technology is expensive, but it's coming down quickly. Even 10 years ago, who would have thought that solar plus battery backup is the least expensive utility grade electric generation? 10 years ago. So it's coming down. And so what I'm excited about, and this is something that I'd like the microgrid roadmap to start exploring, is that our electric vehicles are batteries on wheels. Right.  Right. In fact, this year we, Colorado, is funding a whole bunch of electric buses. And in fact, I got to ride on one here in Boulder County recently. Those buses are batteries on wheels. Yes. And so they drive them during the day, but if there were to be an issue and they needed the battery backup, they've got batteries on wheels all set to go. Right. See, the funny thing is when I was living, I left England in 81 to let you know. But when I was living in England, we used to have a whole load of tram buses. But they all ran from the overhead cables. And for some strange reason, back in sort of like the early 80s, they ripped all that out and they put in diesel buses and they're now regretting their decision. Big time.  Yeah, we need to fix that. What do you say about the fact that a lot of people are, they pull back a lot as soon as you say alternative energy? Do you have an argument to convince them that, you know what, climate change has happened, not is happening, has happened, what would you say to them? Well, I think that we've seen this, the floods in 2013 that hit Boulder County. One of my friends nearly died in that flood when the St. Rain River jumped its banks a half a mile and cut a path right through her house, nearly killing her.  And we realized no one, no one is immune to climate disasters. It is, the climate is changing.  Every, to make it a total disaster, every element was in place. Wind blowing to the east, massive amount of uncut grass, hay, straw, whatever. You got it. And it just took off. Yeah, absolutely. So when people say alternative energy, I think people think, well, you know, it's only gonna, alternative energy means that it's not reliable. And I think what we're finding, again, I think back to the micro grids, the military, the U.S. military is using micro grids because they provide more reliability. Like they do not need fuel trucks to refuel their diesel generators. They can supplement what's already out there. There's remote communities in Alaska that use micro grids. So I think it's changing people's ideas about what is this. I think some people are worried that, well, they're worried about jobs. And I think that the jobs in energy efficiency and in renewable energy, those are good paying jobs. And so what's key to me is that we bring along everybody on this path to a fossil-free future. And I talk to people who are in the oil and gas industry and say, look, you know, these pipelines and things like these, these pipelines that you are maintaining, you can use, like, clean heat that uses steam and pipes to generate, to clean heat. So there are jobs. And we're talking to labor all the time about how we can do this. So I think it's just getting people familiar with this whole idea.  I think the more people realize that my electric vehicle, which I drive 10,000 miles a year, and I charge it at night at off hours, it costs me $100 a year to fuel. Who wouldn't want to not go around spending, you know, your time driving around trying to find the best gas price, especially with a, you know, a war halfway around the world. I also think, I've talked a little bit about indoor air quality. The more people learn about the health impacts, the negative health impacts of using gas appliances in their homes, they're going to think twice about it. I learned just recently that gas appliances emit nitrogen dioxide and particle matter and carbon monoxide. And these can cause asthma, they can hurt, you know, exacerbate asthma. In fact, kids who live in a home that uses gas appliances have a 42% increased risk of getting asthma. And if you boil water on a gas appliance, that the pollutants that are emitted would violate the Environmental Protection Agency's outdoor air quality. Really? Yeah. Yes, I mean, people are learning that. This is why my Building Energy Codes bill is so important. So, okay, this is my prediction. In the next five to 10 years, people think of gas appliances as they now think of lead paint in buildings and they'll want to get rid of them. It's not everybody. You know, this is Colorado. We have a choice. We all make choices. But I think people will want to convert to an electric stove or a heat pump instead of a gas furnace. And my Electric Codes bill, I mean my Energy Codes bill, allows you to do that in a way that will save you money and you don't have to rip things out on your most important vessel. Right. I have a heat pump when I lived in Alabama on the house and they really work. It quite surprised me at just how good they are. Yes. They are amazing. Europe and Japan, they've used them forever. Yes. And, you know, think about it. You don't have to have a gas line from the house, from the street to the house. That's correct. In the house, you know, in through the house. In fact, this is one of the things with, again, my district is Marshall Fire. And so we're looking how do we rebuild and how do we rebuild smarter and more efficient and cleaner and all those kind of things. And it's actually, it costs less to build an all-electric home from the ground up right now because you do not have those gas lines in there. Right. And it costs less to run them.  I have a gas stove. Are you going to get rid of it now? No.  I hate it. Oh, have you gotten an induction stove? I've tried induction stoves, but they typically induction stoves come with a really thick, heavy glass plate on top of the stove. When I turn something down, I want it turned down. I don't want to have to wait half an hour. All right. You had an old induction stove because we re-remodeled our kitchen a couple of years ago. And I went into three different appliance stores and said, okay, this is before I knew that gas stoves are so unhealthy. I have asthma. Okay. Before that. And I said, okay, give me the sales job on induction versus gas. And they all said induction. It took half the amount of time to boil a little cup of water and you can turn it down immediately and you can buy the pots and pans induction ready. I bought mine at Target. This is not an advertisement for Target, but I don't like to spend a lot of money on my cookware and I bought it at Target. And actually, finally, when you were talking about heating a home, do you know who first heated homes by running steam under the floors? Was it New York City or Boston? No, it was the Romans. They discovered this in the UK because they were wondering why are the floors raised two feet above normal ground level and then they discovered that's how they were heating their homes. And this is coming around again. I was down at Denver University. They're going to heat their whole campus by doing this.  You know, heat pump is not only the heat, it also is the cool. So if you're thinking of, you know, if air conditioner goes out and your furnace is kind of old, consider getting a heat pump. I do have air conditioning at home, but I got a swamp cooler. Mm-hmm. For the foot, let's see, I had it installed, what, five years ago when I was having the boiler replaced and I decided I'd put in air conditioning just as a backup. I had to use it for the very first time this year because of how warm April was for those opening two weeks before we had our fifth winter. Yes, yes, exactly. For my husband and me, we're looking at making our home more energy efficient. Yes.  Absolutely. We probably should think about finishing this up now. Okay. Do you have any last words that you'd like to say to people about why you need to understand that climate change is destroying the earth? Oh, what? Well, I think climate change, it's impacting everybody. Think about last year when we had wildfires caused by climate change. Wildfires in California that were caused by climate change.  This is affecting everybody. And there's three things we need to do to address climate change. One of them, stop burning fossil fuels and help everybody on that path to a fossil free future. The second thing we need to do is climate change is happening right now. So we need to build in more resilience. And the third thing we need to do, and this is another area I'm investigating, is there's already too much carbon in the air. We need to pull carbon that already exists in the air out. And they have very efficient ways of doing that now, don't they? I'm learning about it. It's everything from better agricultural practices to, oh, there's just many different things. Hemp, hemp can sequester carbon and can be used in construction materials.  And so this is another area that I'm looking into. Excellent, excellent. Tracy, thank you so much for joining me at the table. This has been a fascinating little conversation about the environment, about me having the wrong stove, you not having a swamp cooler. But other than that, everything is good. Oh, good. Okay. We'll continue to be friends. Yes. I do hope you'll enjoy yourself. Yeah. Yeah, this was fun. This was really fun. This was great. Anyway, thank you so much.  Everybody, thank you so much for watching this show. You need to get environmentally friendly out there because this climate needs every little bit of help you can give it. You know, simple things. If you've got a garden, plant a bush, plant a tree, plant something that helps because every little bit does help. Swamp coolers, they are super efficient here in Colorado. Heat pumps, super efficient here in Colorado. There are ways around this. There are things that we can do, but only you can do it. I'm Nigel Aves, your host. Thank you so much for watching the show. Signing off for now, another Rational Politics. Thank you.


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What's up guys micro a jazz piece doing a quick recap for our last break of the night? 2022 tops chrome platinum anniversary 12 bucks case break pick your team number seven that was done on fanatics live here is the list in case you forgot and Lot of cards here to go over Where do I start? Guess I'll start Here What's the difference? Here's some rookies? Not numbered stuff for fractors Go And I didn't know wanderer still getting top loaded and we got some numbered stuff.  I'll stop for some big ones, but it's a gold in half Yellow chat of a hundred these cracked ice is I know they're red, but they're out of a hundred not five Unfortunately or no gold Dave Stewart gold nice color match there Golds are out of 50 Ashby Think some of the rookies snuck into this stack. Yeah, so here's some more just base and refractors. There we go. They have one field Getting there. We're getting there. Santana, Siri River send Martin gold wave to 50 Spencer Torkelson that one is to a hundred some of the nicer stuff here. Got a Kike Hernandez black out of 10 Mike Moustakis red that one's out of five one of five true gold Reggie out of 50 David Cone orange to 25 Larry Walker gold Jacob Stallings that one is black as well out of 10 And then we got a Bobby with junior that's a variation Very nice Tony Gwynne gold boy Park blue to 99 Michael Brantley Willie Randolph for the Yankees Nice auto there to 99. We've got a Bobby with junior gold rookie auto out of 50 Put that one to the side Conor Wong And then close it out here Curtis Terry base Garcia 50 different jacks another nice one Brian De La Cruz orange rookie auto that one's three of 25 Kaurale out of 99 John Heasley and then Nicoladolo rookie auto also out of 25 So there was a late night push for this break. Thank you to everyone who made this break happen at the end of the night Thank you guys for watching and hanging out with us all day, but yeah, I'll see you guys on Monday We'll be back on fanatics live on Sunday Teddy and Joe, but I'll be there on Monday with Joe So yeah, have a great weekend everybody. Bye


The proposed method uses rotation-invariant uniform local binary pattern, RULBP, features and a graph-based masked autoencoder to reduce the need for labeled data when classifying hyperspectral images. This allows for better performance with fewer labeled samples than other methods. This article was authored by Winkai Lu, Bing Lu, Pei Pei He and others.