Hey, I'm Paul, and welcome to another Precious Plastic video. In this video, we're going to show you how to set up a sheet press workspace. But before you start to build, there are a few things to consider. First, it's good to have a team. Having someone to share the tasks with can make the work a lot more fun. And second, how much space do you need? It's important to be sure you have enough space to move around freely with all of your machines and tools. The space we're using here is roughly five by eight meters. And third, what kind of power do you need? The sheet press runs on three-phase, so be sure to take that into account when choosing your space. So your team's assembled and you found your space. Now it's time to build. Your sheet press workspace is only a sheet press workspace if you have a sheet press. So start with that. In addition to the sheet press, we recommend using a cold press so that you can work more efficiently by melting and cooling sheets simultaneously. You can build these yourself or buy them on the precious plastic bazaar. So you've got your machines, now you need plastic. Check out the precious plastic map to find a shredder workspace near you. The sheet press process is a lot of plastic, so we recommend using big, durable containers to store your plastic. Now it's time to make your first sheet. Different sheet thicknesses require different amounts of plastic, so it's good to weigh your plastic out beforehand to make sure you're using the right amount. Your plastic's measured, now you can prepare it for the hot press. A prep table next to the hot press makes it easy to set up before pressing. You'll also need a mold, which is just a simple square frame sandwiched between two steel sheets. Before you pour plastic into the mold, treat the mold with mold release to make it easier to remove the sheet once it's pressed. We found silicone oil works the best. Now that your surface is prepped, pour your plastic into the mold. It's good to spread the plastic around evenly so that it fills the mold properly. Your machine is hot and your mold is ready, now it's time to load it into the machine. Different plastic types and sheet thicknesses require different melting time, so it's nice to have a clock in the workspace to keep track. The sheet is melted, now load it into the press. Repeat this process throughout the day. We like to continually stack the sheets on top of each other and leave them in the cold press to cool overnight. Once they're cooled, now it's time to remove them from the press. It's nice to have a trolley to store and organize your materials as you unload them. It also makes them easier to transport them back to the prep table when you're ready to make new sheets. It's also nice to give your sheets a cleaner look by finishing the edges. This step isn't completely necessary, but if you have access to a table saw or a circular saw or even a knife, it can really improve the appearance of your sheets.  Here are a few things they could be. A chair. A toolbox. A tea tray. A rocking horse. Storing plastic sheets is a lot like storing plywood. There are a number of ways you can do it, and whichever way you choose, what's most important is to make sure that the sheets are firmly supported so that they can't sag and warp over time. The easiest way to do this is to store the sheets lying flat horizontally on top of each other. And last but not least, it's time to put some finishing touches on the workspace. We've made some posters that you can hang on your wall and plastic sheets make for nice decoration. Plants always make the space feel more welcoming too. This workspace is only meant to be a starting point to help you think through the various elements that you'll need as you plan your workspace. Your needs will change depending on your context, so feel free to adapt it to suit your particular needs. And since building out a workspace takes time, we recommend starting with the most basic elements and then building out from there as you begin to see what suits your workflow best. We've categorized the tools and the checklist in the download kit based on necessity to help you prioritize as you plan. For everything you need to start a sheet press workspace, check out the download kit and watch the next video to see how this workspace fits in the precious plastic universe. Thanks for watching and we'll see you in the next precious plastic video.  Because we share everything what we do open source online for free so that everyone in the world can start recycling plastic and work together on this plastic problem. So if you want to help out or support in any way, visit support.preciplastic.com. Send us chocolate.


Hello, this is LaptopMedia, and today, we will show you how to open the Fujitsu Lifebook A 3510 and what's inside of it. We are glad to see that Fujitsu thinks about its users. They are one of the few manufacturers to have left the service lid intact. In this case, you need to undo one Phillips headscrew to be able to pop it open. There, you will find the 45Wh battery pack, which is held in place by a lock slider and nothing more. In terms of upgrade options, you get two RAM Sodom slots for up to 64GB of memory in dual channel mode. As for the storage, there is one M.2 slot. However, if you want to access the rest of the internals, you should undo all the visible screws. Please remember, it would be of great help to us if you just hit the like button and subscribe to our channel. That would motivate us to make even more and better videos for you. Before you start the prying process, make sure to remove the optical drive from its place. Once you have removed the bottom panel, you will see a 2.5-inch SATA drive bay. Also, there is the cooling solution, which consists of only one heat pipe. If you'd like to see more disassembly videos of the latest notebooks we would highly appreciate if you hit the like button and subscribe to the channel.


7, 10 o'clock 2017 I have staying with my late brother In the room After we take dinner We stay talking about the domestic issues Suddenly The man came with the AK47 Pointed my late brother in his chest And then the other guy he asked my brother Where is the money? My brother told him The money is under the bed I push him outside After I push him outside My late brother come with his feet To go out He doesn't know There are so many people outside And then he come I tried to push him inside But no way out I tried to catch him from here But it's too late When I put my leg outside The door The other guy is about 2 meters behind me He shoot me 3 bullets in my hand And my late brother was shot by many people And that's why my late brother was fall down And he is dead And then they come And stand Looking at me If I died I'm still alive They told me My hand is totally It's not well They want to cut it out Because The bone was cut all All the bone was cut it But told them If I can be alive I can cut it down No problem When I die Asa bida mat khalas Fagata amalin no hamza shunu Haikun hai Anabu shufu tani zeda Anakuntamama tawagai nihae Bata amali eza Amalo lisa mahalas Onza zato utagali shunu Nymchi bet Nymchi bet Nihae mahanibki Felen zamanda kana mapeket Na kaya jusiltu bet Hatana napeket Firstly It is hard to me To accept that situation Because After that accident I need help from others There are some jobs I can't able I cannot able to do it By myself And then I think What can I do Tomorrow Or next tomorrow That question is running in my In my mind What can I do What can I have my children And then suddenly I read the Bible That encourage me and advise me And then Somehow I try to accept this situation Who almost advise me Things are happen But Let me be strong In my life There are a lot of things I can do it By myself I look at him Sometimes His speech is moving in my mind There And then I say I trust myself I say I am able to do everything On doing the assessment So I was asking him some questions What do you really expect Me to do Or the center to do To help you Immediately I started doing the measurements So I worked on it The following day Just came when the hand is already there So I brought it On his looking When he saw the device I could see from the face that he is happy So immediately I tried I fit it And it was okay He was happy with it I told him You will come tomorrow to take it He said no he has to go with it today When I discharged from the hospital Almost Three months I asked my brother I told him I need your vehicle He said really I said I want to drive a vehicle He said you can't I told him I can't You give me your key He was scared He was scared He asked me one day My father How you can drive the vehicle again One day When he saw me I drive the vehicle He became very very very happy And he sit front of me here When I drive Currently I am trying To accept this situation Sometimes If you lay Down on the bed A lot of things A lot of words running in my mind About this life Half of my life is back Then I try to accept this situation But that question almost is running in my mind What can I do


Here are your hosts, Dave Vellante and Jeff Frick. We're back, we're live from the Moscone Center. This is Moscone South. As you walk in Moscone South, look to the right. The cube is right there. This is the cube. We go out to the events. We extract the signal from the noise. This is our second year doing the knowledge conference. Service Now is definitely one of the more interesting conferences that we do. You can have a look at it, and you can have a look at it. Now, it's definitely one of the more interesting conferences that we do. You can always judge by when there's a product demo going on in the main hall, and the audience, without prompting, genuinely starts clapping and hooting and hollering. That's when you know you're at a good show. You see that at conferences like Service Now. You see it at Tableau, you see it at Splunk. You've got a little bit of that at Red Hat too, but Service Now, they bake cakes for their customers. It's just an amazing culture and ecosystem that extends from the top of the company all the way through the customer base. And, of course, importantly, the ecosystem, and one of the most important ecosystem partners of Service Now is KPMG. Ross Rexer is here, along with Greg Horvath. They're with KPMG, one of the early partners of Service Now, anchor sponsor here at the show, I think for the third year in a row. Gentlemen, welcome to the cube. Thank you, Dave. It's great to be here. So, Ross, we talked last year at quite some length of Service Now to your business. You guys have been in early, early on. It's nice to be early. Yes.  What brought you into Service Now so early? Many have waited. You guys got in early. Why was that? No, Dave, I think it's... Our first indication was that Service Now's technology and platform as a disruptor to areas that had been relatively stagnant, such as IT service management, which was the first foray. We saw that the ability to quickly enable workflow automation are things that are happening every day out there and it was a faster way to do that. What really got us excited though, Dave, was around being able to take our IT transformational capabilities, our business transformation capabilities, and extend out these kind of efficiencies into the rest of the organization. You guys do, right? You transform businesses. So this is sort of music to yours, although you were taking a little bit of a chance at the time. Service Now, small company. You had some big incumbents, really well-funded, so it was a good call. And you've seen Service Now, you've seen the vision grow, you've seen the TAM, the notion of the TAM grow from help desk to even IT service management. And now, especially at this event, last several quarters, we've been talking about enterprise service management, ESM. You guys talk about that a lot. What is ESM? Why is it so important to your customers? So ESM is a lot of things, right? To us at its core, it's a capability of allowing first IT, but certainly outside of the IT stack, the ability to manage and improve the customer experience, engage with the end users in a different way than you have ever done before around services, all the way through the consistency and the quality and the efficiency of delivering services, be they core IT or human resources, finance, legal, et cetera, throughout the stack. So to us, it's a capability that is extensible from the traditional areas of IT and the service management discipline and legacy there all the way throughout the shared services, business stack and global business services. Greg, you came out of industry. How prevalent is ESM? What's the adoption looking like? What are some of the headwinds? That's a great question, Dave. It's very much emergent. If you look at our booth, we use the term the dawn of enterprise service management. And I think what's happening outside the enterprise is to a large degree influencing how you need to respond in the enterprise. The cloud, the explosion of the internet, the way people are consuming services in general, given the mobility experience, et cetera, is frankly setting an expectation for how they use corporate services inside. And what I think enterprises are realizing is that traditional older shared service operating models just aren't keeping pace. We need new operating models, new frameworks, new capabilities, as Ross described them, to be able to take advantage of that. So to us, as Ross mentioned, ESM is a capability. Capabilities generally mean methodologies. They mean organizational models. But more importantly, they mean technology platforms, right? To drive and instantiate these new models. And that's where ServiceNow is going with their message of enterprise service management. And obviously we show that point of view. So, Ross, I wonder if you could talk a little bit about your role. Are you part-channel, I guess, but also an accelerant to adoption? Where do you fit in the ecosystem? So to us, the sweet spot is around the collection of services that KPMG has, which extends into transformation of human resources and business functions and doing the advisory work that we do in all aspects of business, right? Just operations, it's risk consulting, it's all of our core disciplines that we're out there with, you know, our clients every day. And so our sweet spot is where we have an advisory relationship with a client and we can bring something new and add value and innovation to how they operate in the ServiceNow technology. You know, the go-to-market structure that we have with them just folds right into that very nicely, right? So when we say we're a channel, as we know we're not a reseller of any software, MSP, but certainly the engagement at the field level with ServiceNow's sales executives just enhances the case for the business to make a decision to go with that technology. Right, when you walk into a customer, you'll see, I mean, we've described the problem at length, you know, at this event, the silos, the tool creep, inflexibility, I mean, you see this all the time. So while you're not a reseller, you can say, hey, guys, you know, there's a better way. Exactly. You know, but now, let me ask you, when I talk to practitioners in particular and SIS consultants like yourselves, you always talk about people process and technology. You always tell me that technology is the easy part. That's people in process that are the hard part. But I get a feeling that technology is pretty important in this case, that if you don't have this... Well, let me ask you, how important is that platform, that single system of record, all the things that ServiceNow is espousing? Right. To me, it's critical. It's critical, Dave, because one of the things you find is when you choose to embark on an ESM strategy, that's significant change, right? That's disrupting to a lot of internal service providers. So with that comes operational risk, a good common technology platform that instantiates a method of doing something, instantiates standardization, really helps reduce that operating risk. And when you do that, you can accelerate your business results. You can accelerate time to value. So it's a significant component of that strategy. So, Ross, I want to ask you, ServiceNow talks about how they don't look for shadow IT. They don't end-run IT. They sell through IT. How about you guys? You're doing board-level engagements. Sure. How does that all work? You obviously work with IT. Are you part of an IT practice? Are you sort of more broadly based? We can talk about that. So we do have a mix. We have a technology, IT advisory practice area where our ServiceNow core competency and center of excellence exists. That's the structure that we have. The practitioners that know how to implement the technology do the core process work. Then in each of our other practice areas, such as risk consulting and the business consulting types that I mentioned, we have those functional experts that are driven towards their own methodologies, their own approaches to the market that one can pull in the other. To us, it's not one of the other. It's the technology, plus it's the functional expertise. Together, we have solutions that cross those functional practice lines. So last year at Knowledge, the ServiceNow announces App Creator. I was struck by when I was walking the exhibit hall last night, you guys have a nice booth. It was great. You guys must be happy about that. But I was struck by the booth with all the applications that have been written. We talk a lot about pass and we were talking to Jeffrey Moore about the land grab now and the platform as a service business. Where do you see that whole space going? You guys, obviously you see the amount of money that's spent on application development. You're seeing the whole DevOps culture thing rise up. Great value being created through the application development organization. Where do you see ServiceNow as an application development platform fitting into your customers? So we see the share program as a great marketing, a great evolution in the way that ServiceNow can position the use of the platform beyond IT. So that's full stop. In terms of where we think it's heading we don't actually have us, we don't exactly know when the monetization of applications will and what that will look like on ServiceNow. Our own plans are to take our intellectual property, our repeatable business processes, enable them in the ServiceNow technology, deliver that to customers and potentially in terms of vision and forward thinking, potentially wrapping the resources around that technology. So it's a bundled service where KPMG has not just to implement it and give it to you, we can help stand it up, run it until you're ready and then maybe give it back. But allow that flexibility and agility with our customers. Imagine a lot of your work today is in Java. Everybody's is. Do you see this as being complimentary, focused on service areas? Disruptive, don't know yet? We see a lot of the applications and we call it our asset-based business for now and I guess maybe it's because we've been studying this for a while. It's absolutely complimentary to our internal technology capabilities and our vision and standards around technology. So where it goes I guess as things start to explode, proliferate, there might be times we have to adjust. Right now we see complimentary technologies, skill sets that are easily reusable across the different type of functional areas. You guys have a Service Now Center of Excellence, is that right? I wonder if you could talk about that a little bit and maybe talk about why that's important from a practitioner's perspective. Well from obviously a big part of our Center of Excellence is really to bring value accelerators to our clients who are making an investment in a Service Now capability and our ability to anticipate client needs help them again get their time to value accelerated quicker again reduce implementation risks. Our Center of Excellence is a big part of doing that across a broad number of dimensions Dave. So describe the Center of Excellence in a little bit more detail. Is it Service Now specific or is it a component of a larger? So today we announced our US based Innovation Center in Denver, Colorado. So it is a single physical location that we are consolidating our Service Now core platform technology capabilities is where we're bringing an innovation directly within Service Now. Service Now is one of the platform core technologies. The others that we have in our vision of end to end full IT transformation is what we call the business of IT right now which would include governance risk and compliance for the enterprise beyond IT something we call managed governance is about managing sourcing relationships in a more meaningful way. Each of those technologies we have technology partners for them. It's all cloud based but Service Now is our core anchor as we move into this new kind of How does a customer tap that expertise? Is it through your consultants? Do they tap it directly? Do you fly them into Denver? I wonder if you could talk about that a little bit. So this is stuff that's being built now. We've broken ground. We are assembling our team and starting to do work but our vision and the operating model for this is it will be a customer innovation center where we will use that structure to help in the development delivery cycle with clients so they will be able to access that virtually for example as we're delivering projects but it's also our plans are to have that be a place where we can bring clients in and innovate and define strategies and solutions to solve the next generation of business outcomes so it will be a collaboration center for clients and it's a place where we're going to actually get work done and deliver our capabilities and our technologies to our clients utilizing that center. A big part of your value proposition is your technology agnostic even though you've got expertise even though you I'm sure you know have favorites but nonetheless if the client says hey this is where we're going we want your help you can help them so I wonder if you could describe that dynamic in the IT service management and enterprise service management field particularly ESM is relatively new discipline so it's sort of emerging are you helping sort of define some of the technology direction how do you close that loop back to the technology supplier so you know in some cases we are you know there's a big field out there right so you can't say that we are you know covering all aspects of the future use of the technology of a platform like ServiceNow but there are a couple areas of strength that are priorities with our clients and particularly in the IT GRC space within the platform as well as leading business type solutions and human resources and you know the whole employee onboarding and some of those process areas that touch multiple functional areas where we know we've got the capability to do that so you know at work we are you know we collaborate with ServiceNow we have a great bidirectional partnership there so we are in some cases helping to set direction or give guidance and advice and are you know pulled into help point a direction of a particular application or functionality within it and at the same time there's so much to be done that there's some areas that you know just like other technologies in other spaces where we just we have to go and do it ourselves because there's a specific client need and it's valid for us to do that and we go do it. Last question so where do you want to see this go what are your objectives for your ServiceNow business what should we be watching as observers of you know indicators of progress and success Take a shot and maybe I can Well you know absolutely again you know our focus Dave is really client success and as we have clients who have made investments in ServiceNow they have driven success in the ITSM space they are now seeing opportunities beyond that you know that's a key area where we can help them go beyond ITSM and address you know service delivery service quality service governance within the enterprise and when you scale it and you take that perspective you know there's huge opportunity for our clients right so what we're looking at is clients who have made investments how can they take their existing platform and drive it further and generate more business value at the same time we have clients that have had a shared services model in existence for a while a global business services model they're looking at the element of service management saying how do we get better there and they're evaluating whether a technology choice can help accelerate that and drive that so that's a key area where we see opportunity as well. So I'd say from a business perspective our plans and our trajectory our growth trajectory internally of the ServiceNow alliance is that it will become one of the top three alliances of the entire KPMG global firm and right now we're on that path actually so you know we believe we have kind of a first mover capabilities around this whole entire enterprise service management capability set and together with our functional areas we expect that over the next couple of years there's going to be a lot of growth and a lot of client successes. You're doubling down on service management. Yeah, absolutely. Alright Greg, Ross, thanks very much. Appreciate you guys coming on. Alright keep it right there everybody we'll be back this is theCUBE we're live from Mosconi this is ServiceNow Knowledge we'll be right back


Welcome back to another video. This video is gonna feature a couple of topics that we've already been over, but actually bringing them together to actually create a more advanced calculator than we've previously looked at. So what we're gonna do is obviously combine the input boxes and the if function that we recently learned together, like I say, to make a more advanced calculator that we've previously built in past videos. So we'll jump straight into it. So the first thing we need to do, obviously we've got our module here and we've inserted that by this drop down box atop here. What we're gonna do is we'll do our subroutine and we're gonna call this one simple calculator. Calculator, calculator, if I can spell calculator, not that it matters too much, but here we go and we can jump straight into coding this. So the first thing we need to do is we're gonna have two numbers and just to explain how our calculator will work, we'll ask the user to input two numbers and we'll also be asking the user to provide a symbol, so a plus, minus, division or multiplication. And then obviously our calculator will then perform the desired calculation based on the symbol that they've provided, obviously using the two numbers they've entered as well. So we're gonna first define our variables. So the first ones are gonna be our numbers. So we'll do dim number one as integer and we'll also do number two as integer as well. The second part is our symbol. So this is gonna be stored as a string. So for this we'll do dim, not sim, dim and we'll call it sim one as string. And that is all of our variables that require that being defined. This next part you can do in any order you wish. You could have the user first input the two numbers and followed by the symbol. But for this I'm just gonna do it in the same format you would use a calculator. So you'd enter number one, your symbol, followed by then your second number to obviously do perform the calculation. So we'll do number one and this equals input box. So we're actually gonna ask, they'll have an input box or pop up onto the screen asking the user to enter this information or this number and we'll do enter first number. So that's obviously the prompt they'll have on their input box. The second one is going to be sim one and this will also be the same. So it equals input box and enter calculation symbol. Obviously trying to keep it nice and descriptive so the user knows what they're being asked to enter. And the last one is then gonna be number two and this will also be input box enter second number. So obviously as I've entered these, this is the order that the input boxes will be popping up. So like I said, if you want to have your first, the first two pop ups to be your numbers, obviously you just order this number one, number two with symbol one at the end. But obviously I've just done this as I mentioned just to keep the same usual format you'd see from a calculator. So once all three of those input boxes have popped up and the user has entered their information, we now need to obviously take that information and perform our calculation. So the first thing we're gonna be, well we're gonna be obviously using our if statement and so we now need to go through all the different iterations of the symbols that they could be entering and different calculations performed based on that symbol. So the first one is gonna be if and sim one equals and in quotations plus. So we know that if they enter the plus symbol then they want to do an addition. So we then go then go indent into the line as well. So if they've entered the plus, then what we need to do is we'll do a message box just to keep this nice and simple. So we're not gonna be stored on the value anywhere. We're literally gonna just display the result of that calculation in the message box and that's it, that'll be the end of the routine. So if they've entered the plus symbol then our message box needs to be number one plus number two. And when I say what our message box needs to be it just means that that's the value or the result of num one plus number two is the result our message box will be showing. If they haven't entered the plus symbol then we'll do else if sim one equals a minus symbol. And then this time obviously the similar format or very much the same format is gonna be msg box is therefore gonna be number one minus number two. So obviously that's the result it will present. So if it's not a plus or it's not a minus then it could be else if sim one is equal to a division. Then it's just doing obviously a slash there. Then message box is going to be number one divided by number two. And the last one of our symbols will then do else if sim one is equal to a multiplication symbol. And obviously not to get mistaken with the X we need to be using the asterisk so you can either do shift eight or if you've got the additional panel keyboard to the right you'll have that multiplication symbol there as well. And then do then message box. The result should be or the value presented in that message box should be number one times by number two. So that covers off all of our symbols. So we've got the four symbols, got the addition, the minus, the division and the multiplication. So if they haven't entered one of those values so there's the value stored in sim one is not one of those symbols. We're then gonna just use an else statement and say message box enter a valid symbol. And then once we've done that we can then do end if and that is it. So just to talk through obviously what we have here now. So first we've defined obviously all of the variables that we're going to be using. Once we've done that, we're then gonna be able to store the value for each one of those variables and each one of those or every one of those is gonna be stored by the use of an input box. So obviously number one, the first thing will happen will be an input box asking them to enter their first number and that will get stored as number one. The second input box will ask them to enter their calculation symbol and that will be stored as sim one. And the last one that we've got number two that being input box asking them to store or enter a second number to be stored in sum number two. Obviously once we've done that we're then using the if function to perform a number of if statements to identify what symbol they have entered. Obviously depending on the symbol entered will then perform the appropriate calculation. So the addition, the minus, the division and the multiplication. If however they haven't entered a symbol or they've given a non-valid symbol such as a letter or any other symbol available on the keyboard then we'll say okay well we need to present a message box that says enter a valid symbol. So no calculation be performed they will just receive a message box saying enter a valid symbol. So what we'll do we'll run through this from like maybe five examples just to test each one of those scenarios. As always to run this we can either do this using F5 or our play button here. I will just be doing F5 as it's just a lot quicker and easier to do. So if I hit F5 we can see we've got our first input box so enter your first number. I'm going to enter number five. We'll click okay. The next thing we'll ask is to enter calculation symbol. So let's do a plus symbol. Okay. And then we'll ask to enter our second number. Go to number five. So we're going to be doing this very first functional scenario at the top here. Okay. So yeah we can see we've got the result of 10. So five plus five is obviously equal to 10. If we then to run that obviously when you then do that last message box will give you the result as soon as you click okay. Obviously it's then going to the sub routine is then finished and you're then out of the routine. So that's then all done. Let's run this again. So let's do now maybe 10. And I'm just going to hit the enter button because you can see obviously the okay is already selected rather than use the mouse you can just use the enter button. So my calculation symbol I'll do a minus. And then this time let's do the number three. So we can see it's correctly performed our subtraction. We'll go into it again. And this time we'll do 10 and we'll say divided by two. And that gives us the value of five brilliant. Then we'll go one more. We've got the first number is five. This time we'll do a multiplication. So we've got that multiplication symbol enter and five. Yet correctly gives us the value of 25. And then the last scenario is if we now go into this and we go let's say number five but this time we enter an incorrect symbol. So let's say a question mark or it could be anything just basically anything other than a symbol is going to cause this scenario. You enter and then we'll go into five again. You can say we've now got the message box there saying enter a valid symbol. So obviously the calculation hasn't been able to do basically hasn't been able to calculate because the symbol was invalid. So if you do okay, you can say again we've now come out of the routine. So this is how we can create a more advanced calculation than what we've previously looked at in this series. Obviously there's an additional logic you could apply here if you so wish such as if a number or one of those number input boxes if someone doesn't input a number they put something else then obviously you could put some validation that says enter a valid number. And obviously that then exit the sub routine at the point of entering. And many other options are available to you and you can customize this as you so require. So that concludes this video creating that more advanced calculation. I hope you enjoyed that video. If you did, please do give the video a like. We greatly appreciated by myself. It was the first time again coming across the channel or you haven't watched our videos before. Please do hit that subscribe button and also make sure you hit that notification button so you're notified of all of our new videos as they come out. As always, if you have any questions please just drop me a comment below this video and I'll get back to you as soon as I can. So again, thank you very much for watching and we'll see you in the next video.


Let me just say this, Nehemiah tells us that the joy of the Lord is our strength. And so remember that. Maybe you need to remember where you came from compared to where you are now. This is where I used to live. I don't live there anymore. And so I have a reason to rejoice. And so every day that I wake up, I am happy. I am ready to go. As a matter of fact, I'm ready for the next minute, the next hour, the next day of my life to get to it. That's how happy and excited I am because what God has done for me and what he's doing for me. Think about the same thing for you. He's got a plan for you and he's working in you. Amen.


Personal Finance PowerPoint Presentation, term life insurance. Prepare to get financially fit by practicing personal finance. Insurance is part of our long-term risk mitigation strategy where we follow the adage of measure twice, cut once, put in a formal process in place, look in something like set the goals, develop a plan to reach them, put the plan in action, review the results, and repeat the process periodically. Most of this information can be found at Investopedia, term life insurance, which you can find online. Take a look at the references, resources, continue your research from there. This by Julia Kagan, updated March 2nd, 2022 in prior presentations. We've been taking a look at insurance in general, then moving into the life insurance in conjunction with that overall discussion, noting that life insurance kind of fits into the classical types of insurance where we're basically safeguarding oftentimes against something that we're hoping will not happen, possibly has a low likelihood to happen, but if did happen would be financially devastating and therefore we insure against it, such as a home burning down, we might have property insurance, or such as someone suing us for millions of dollars, we might have liability insurance, and now such as dying prematurely, we might then have the life insurance, not so that we're going to safeguard ourselves against the loss of finances at that point because we'll be dead, but the people that are dependent on the income we were making when we were alive, which we can't make anymore because we're dead is what we typically buy the insurance for. Now the term life insurance is the most classical kind of life insurance where you're typically thinking about just buying life insurance for life insurance's sake. So this is kind of like the baseline thing that you want to be thinking about. And then if you're looking at any other kind of strategy, my perspective would be if you're looking at like permanent life insurance or something like that, that you should first be looking at the baseline and saying why wouldn't I just buy the term, which is usually usually cheaper and then invest the difference. You want to know what the strategy would be from the baseline as to why you'd be doing something other than simply the term life insurance would be my general rule that I would recommend to you. So what is term life insurance? Term life insurance also known as pure life insurance is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. Once the term expires, the policy holder can either renew it for another term, convert the policy to permanent coverage, or allow the term life insurance policy to terminate. So once again, let's go through that one more time. Term life insurance also known as pure life insurance is a type of life insurance that guarantees payments of a stated death benefit. So if in the event of the death, then you've got the amount that is stated, a known stated amount of the death benefit. If the covered person, the person that basically you're covering, if they die in the event that they die dies during a specified time, which is of course the term. So you're going to be able to say I'm having the life insurance for this time frame. So once the term expires, whatever the term is, 10, 20, 30 years, if it expires, the policy holder can either possibly renew it. So you're going to renew the term, convert the policy to permanent coverage. So you might be able to convert it or allow the term life insurance policy to terminate, allow it to lapse. So how term life insurance works? When you buy a term life insurance policy, the insurance company determines the premiums based on the policy's value, the payout amount, and your age, gender, and health. So it's useful to think about how the insurance works in general. We're not going to get into the actuarial calculations, but you can think about of course the factors that would be involved in the insurance company's actuarial calculations. They are a company. They're trying to make a profit. They're trying to compete with other insurance companies. And so basically, if we're trying to insure against us dying prematurely, we're hoping that that doesn't happen. The odds of us dying prematurely are low. And it's unlikely that obviously we don't know if that's going to happen. The insurance company doesn't know if that's going to happen either. But if we put our information into a big number, into a big pool, then we can use statistics on large numbers to try to figure out what the likelihood is that they're going to be paying out for a percentage of those people. That's how they're going to help to determine what their payouts will be, which will be helping them to determine what their premiums will be.  So in some cases, a medical exam may be required. The insurance company may also inquire about your driving record, current medications, smoking status, occupation hobbies, family history, and so on, so they can get quite personal over there at the insurance company. Are you selling my information like Facebook does? Once I give you all this stuff, I trust the more than Facebook.  This cash benefit, which is in most cases not taxable, may be used by beneficiaries to settle your health care and funeral costs, consume debt or mortgage debt, among other things. So obviously, at the point of death, you might have different things that you're trying to cover. What's the purpose of you trying to cover? You might have other people that are dependent on your income. You might be trying to cover basically funeral costs, which can be quite expensive or any outstanding debt that would be out there like a mortgage debt or other types of debt, for example. However, if the policy expires before your death, there is no payout, which is fine because then you lived, right? So that's not a bad thing because then you're actually earning the revenue and it's probably better to be alive and earning the revenue, even though you got to work to do that and whatnot.   So you may be able to renew a term policy at its expiration, but the premiums will be recalculated for your age at the time of renewal. So if you got like a 30-year policy after 30 years, then at the renewal point, they might then have to do the recalculation given the fact that you're 30 years older at that point.  So you're buying pure life insurance, that's what they're calling it. This isn't like an investment kind of thing, you're not cashing it in, there's not a cash value, there's nothing, you're not going to be putting money into an account or indexing it to some kind of fund or anything like that. There's no saving component as found in the whole life insurance products. So term life is usually the least costly life insurance available because it offers a benefit for a restricted time and provides only a death benefit. So the fact that you're buying just one thing, life insurance, then it's going to be cheaper than if you're buying multiple things like some kind of investment strategy and so on along with it. So for example, a healthy 35-year-old non-smoker can typically obtain a 20-year level premium policy with a $250,000 face value for $20 to $30 per month. Depending on the issuer, purchasing a whole life equivalent would have significantly higher premiums, possibly $200 to $300 per month or more because most term life insurance policy expire before paying a death benefit. The overall risk to the insurer is lower than that of a permanent life policy. So obviously, if you think about the payout policy, that's how they're going to be determining what the premiums are and they can kind of figure what that will be on a big stats kind of numbers game. So the reduced risk allows insurers the past cost savings to the customers in the form of lowering premiums. Now, when I say it's a game, you might think, well, it sounds like a gambling game or a scam kind of thing. Now, it's a business, so they're trying to basically figure out how much they're going to pay out if they're competing with other insurance companies. So it would behoove them. It's good for them to lower their premiums because that means that they're going to be more attractive than other types of companies. They can lower their premiums if they have accurate calculations on how much their benefits will be and then they can determine what their profits will be and try to make a profit while being competitive. So interest rates, the financial of the insurance companies and state regulations can also affect premiums. In general, companies often offer better rates at breakpoint coverage levels of the $100,000, $250,000, $500,000 and $1 million. Let's take a look at an example of term life insurance. 30-year-old George wants to protect his family in the unlikely event of his early death. So he doesn't think he's going to die, but he wants to be ready and help the people that are dependent upon him. He buys $500,000 10-year term life insurance policy with a premium of $50 per month. If George dies within the 10-year term, the policy will pay George's beneficiaries $500,000. If he dies after the term, after he turns 40, when the policy has expired, his beneficiary will receive no benefit. So I know what you're thinking. That means the whole family is going to try to kill him at that last year, but if they do that, I don't think they get the benefit if that happens. So that's how it works. You got the term, easy to calculate. You got the 10 years there and straightforward on the payout amount, and so there it is. So if he renews the policy, the premiums will be higher than his initial policy because they will be based on his age of 40 instead of 30. So if he wants to renew it after the 10-year term, then he would have to renew it at that point where he's older by 10 years. If George is diagnosed with a terminal illness during the first policy term, he likely will not be eligible to renew once that policy expires. That could be a problem. Some policies do offer guaranteed reinsurability without proof of insurability, so you might be able to get a policy that kind of guarantees your ability to renew it, but such features when available tend to make the policy cost more. Obviously, if you were to say, the term is no longer a term that's specific, then that's going to increase the cost of the policy. So you might, you could say, well, what have I got a 20-year policy or something like that when I started it off or those are the considerations that you would be making for the terms. So types of term life insurance, there are several different types of term life insurance. The best option will depend on your individual circumstances. The level term or level premium policies, these provide coverage for a specified period ranging from 10 to 30 years. Both the death benefit and premium are fixed because actuaries must account for the increasing cost of insurance over the life of the policy's effectiveness. The premium is comparatively higher than yearly renewable term life insurance. And then we've got the yearly renewable term, so yearly renewable term YRT policies, yearly renewable term policies have no specified term but can be renewed each year without providing evidence of insurability. The premiums change from year to year as the insured person ages the premiums increase. So obviously, if you're going to set up on a year by year so they can basically recalculate based on age, then you've got a different kind of actuarial calculation when they're trying to determine what the amounts will be as to up here when you've got the level term or level premium when they're going to have to calculate what that premium will be even though the risk factors obviously change along with age, one of the major factors that will affect the actuarial calculations. Although there's no specified term, premiums can become prohibitively expensive as individuals age making the policy an unattractive choice for many. So for a lot of people, you might be thinking, well if I get the year to year policy and then the rates are going to be increasing on a year by year basis, maybe what I would like to do, I might be thinking I'm trying to cover people for my earning years until possibly children reach adulthood or something like that or they're working on their own or I pay off the mortgage or something. So many people might be saying that will be like 10 to 20 years or something like that and so I'd like to get the level term so that would help for budgeting type of things. You would think decreasing term policies. So these policies have a death benefit that declines each year according to a predetermined schedule. So the death benefit is the amount that would be paid out upon your death. So one way to kind of deal with this obviously as you get older and older then you would think that to the insurance company there's more risk of you possibly dying and therefore they would like to increase the policy. But as you get older and the premiums, but as you get older and older as well, it's likely that you have less and less people dependent upon you.  So one way that you can kind of even things out is to say well maybe the amount of the death benefit, the amount that would be paid off if I died prematurely could go down over time making possibly the premiums cheaper. So the policy holder pays a fixed level premium for the duration of the policy. Decreasing term policies are often used in concert with a mortgage to match the coverage with the declining principle of the home loan. So one thing you might be saying, well one of my major costs happens to be the loan here. That's where a lot of my revenue is going to.  So once you've picked a policy that's right for you, remember to research the firms you're considering thoroughly to ensure you'll get the best term life insurance available. So clearly you want to think about what your goals are, what tools are best to reach those goals, and look for the insurance company that are best at the particular tools that you want to be applying into noting that when you talk to people like insurance brokers who are kind of salespeople, they might try to dissuade you or give you other goals and objectives, which may or may not be good. So you want to make sure that whatever you're looking into lines up with your specific needs, your specific goals, which you might want to talk over with someone who is independent from, say, someone that works for an insurance company or possibly a salesperson or broker. So benefits of term life insurance. Term life insurance is attractive to young people with children. Parents may obtain large amounts of coverage for reasonably low costs. So obviously when people have children, that's when the income is most necessary because you possibly might only have like one working person that people are very dependent on the salary. So upon the death of the parent, the significant benefit can replace lost income. So these policies are also well suited for people who temporarily need specific amounts of life insurance. So for example, the policy holder may calculate that by the time the policy expires, their survivors will no longer need extra financial protection or will have accumulated enough liquid assets to self-insure.  And or until I can basically accumulate my own assets, meaning once I pay off the mortgage, I can basically self-insure, right? Because now I've got enough money to cover the needs for the people that are dependent upon me, which would be great.  And that's when the life insurance is going to be most critical. And then once the mortgage is paid off, they might be in a situation where they have more assets than liabilities. Their balance sheet is looking good at that point. And if you died, then you might, you're basically self-insured in that the people that are dependent upon you could get the assets that you have at that point in time. Whereas if you died before that, when you were just starting the family, there would be a bunch of debt that they would be getting because you still own like the mortgage. So term life insurance versus permanent life insurance. The main difference between a term life insurance policy and a permanent life insurance policy such as universal life insurance are the duration of the policy, the accumulation of a cash value and the cost. The right choice for you will depend on your needs. Here are some things to consider. Cost of the premiums. Term life policies are ideal for people who want substantial coverage at low costs. Customers who own whole life insurance pay more in premiums for less coverage but have the security of knowing they are protected for life. While many buyers favor the affordability of term life, they are paying premiums for an extended period and having no benefit after the term expires is an unattractive feature. Upon renewal, the term life insurance premiums increase with age and may become cost prohibited over time. Renewal term life premiums may be more expensive than permanent life insurance premiums would have been at the issue of the original term policy. Availability of coverage. Unless a term policy has guaranteed renewable policy, the company could refuse to renew coverage at the end of the policy's term if the policy holder developed a severe illness. So if you've got 20-year term policy and the term ended and you're like, ah, maybe I still need the policy for some point but now you've got a problem and illness at that point, that's going to be an issue typically to renew the policy. Permanent insurance provides coverage for life as long as premiums are paid. Investment value. Some customers prefer permanent life insurance because the policies can have an investment or saving vehicle. A portion of each premium payment is allocated to the cash value with a growth guarantee. So we'll talk more about this in future presentations when we focus in on these policies but you've got this investment component to it. So you want to make sure, and my question would always be why wouldn't I just put it into the pure life insurance and invest the difference in an investment and you want to have some rationale if you're looking at your insurance policy as an investment tool for that. Is there a tax benefit? Yeah. So some plans pay dividends which can be paid out or kept on deposit within the policy over time. The cash value growth may be sufficient to pay the premiums on the policy. There are also several unique tax benefits such as tax deferred cash value growth and tax free access to the cash portion. So financial advisors warn that the growth rate of a policy with cash value can partly compare to other financial instruments such as mutual funds and exchange traded funds. Also substantial administrative fees often cut into the rate of return. So obviously they might be more expensive to administrate these more complex kind of policies hence the common phrase, quote, buy term and invest the difference, end quote. So if you talk to a term insurance person that's going to be their theme. That's going to be their motto. It's a good one. If you want to have a rationale as to why you wouldn't do that. That would be the baseline. That's what you would do. I would think unless there's some rationale, some goal that you have that would validate not doing that. So however, the performance is steady and tax advantage a benefit when the stock market is volatile. Other factors. Apparently there is no one size fits all answer to the term versus permanent insurance debate. Other factors to consider include is the rate of return earned on investments sufficiently attractive. Does the permanent policy have a loan provision and other features? Does the policyholder have or intend to have a business that requires insurance coverage while life insurance play a role. Will life insurance play a role in tax sheltering a sizable estate term life insurance versus convertible term life insurance. Convertible term life insurance is a term life policy that includes a conversion rider. So the rider guarantees the right to convert an enforced term policy or one about to expire to a permanent plan without going through underwriting or approving insurability. The conversion rider should allow you to convert to any permanent policy the insurance company offers with no restrictions. The primary features of the rider or maintaining the original health rating of the term policy upon conversion even if you later have health issues or become uninsurable and deciding when and how much of the coverage to convert. The basis for the premium of the new permanent policy is your age at conversion. Of course overall premiums will increase significantly since whole life insurance is more expensive than term life insurance. So your ability to convert from the term life insurance to the whole life which usually has this kind of investment component to it. So the advantage is the guaranteed approval without a medical exam. Medical conditions that develop during the term life period cannot adjust premiums upward. However the company may require limited or full underwriting if you want to add additional riders to the new policy such as a long term care rider. What is term life insurance? Among insurance policies term life insurance guarantees payment of a stated health benefit if the policy holder dies within the stated term period. Term periods may last anywhere from one to 30 years. Importantly term life insurance policies do not possess monetary unless the holder dies within the term. However term life insurance may be less costly than other life insurance options such as whole life insurance. What is the difference between term life and whole life insurance? Term life insurance occurs over a predetermined period of time typically between 10 and 30 years. Term policies may be renewed after they end with premiums recalculated according to the holder's age, life expectancy and health. By contrast whole life insurance covers the entire life of the holder unlike a term life policy whole life insurance includes a savings component where the cash value of the contract accumulates for the holder. Here the holder can withdraw or borrow against the savings portion of their policy where it can serve as a source of equity. Do you get your money back at the end of a term life insurance policy? The holder will not have their money returned once a term life insurance policy expires if they outlive the policy because you bought the ability to lower the risk that's what you're purchasing. So meanwhile whole life insurance premiums may cost as much as 10 times more by comparison. This is because the risk to the insurer is much lower with term life policies.


Welcome back to the breakfast on plus TV Africa and our second conversation would be about the state of the nation We're talking about Nigeria now We're talking we're so going to be looking at the issue of kidnapping the issue of kidnapping Terrorists activities in the northern part of Nigeria I pop in the southeastern part of Nigeria and the issue of governance in the federal capital territory And we do have a guest and with us was going to be joining us via zoom Mista Daily, it's good to have you join us this morning. Mr. Daily All right, so let's start off with generally How would you describe, you know, the state of the nation looking at the fact that when the president? Gotting to power president Mohammed the Buhari in 2015. He had promised Niger that, you know Security would be a thing of the past and here we are. What's he talking about the issue of kidnapping? Banditry amongst others, you know in different parts of the country Campaign promises made by general Buhari leading to the 2015 elections the first was the promise of security and He leveraged a lot on his experience as a general The second of course was a much touted anti-corruption but which has to be Devolved into a fast But when you ask the question about security, let's Understand something the primary Duty of the state is the protection of the life and properties of the citizens But that is the beginning of the Nigerian conundrum The primary duty of the Nigerian state Appears to be the security of the state the preservation of the state the discounted the discountment of the rights of those whom it calls citizens and The abandonment to every element that might prey on them Nigeria today Security-wise is worse than where it was in 2015 In 2015 insecurity in Nigeria at least as it related to insurgency or terrorism Was largely confined to the north east today The north west including the president's home state Is a place where people don't sleep with both eyes shut anymore So today in the north west in the north east in the north central You have terrorism that is blightly referred to as banditry Vandalism They are even businessmen sometime The only thing they have not been designated in most cases is exactly what they are terrorists Now only general worry knows why these people are not terrorists But the likes of Sunday go Namdikano Yelay show or a terrorist These are the questions we need to ask ourselves when we begin to talk about Insecurity is a function of what the state considers important the amount of policemen that were at Lucky Toe gates Just on the anniversary of the first The first anniversary of the enslave thing they would have been sufficient to perhaps police the Trail line, but the rail line was not as important as ensuring that people do not for Speak as citizens. So is a function of what the Nigerian state considers Terrorism what it considers important and what it is counting on so Where the Nigerian state believes terrorists are it is dealing with their reason there That's why you have 34,000 policemen deployed to an umbrella for an election But you don't have 34,000 policemen Deployed around Kaduna to provide security even though people are being killed and kidnapped daily So is a function of natural and priority is not a function of it's not about manpower I think he was a common dollar woman when he was picking on our eyes. He made it abundantly clear It's a function of what the state considers important to it at any point in time The Nigerian state is more focused on silencing the poises of those who demand citizenship It is not interested in chasing after oh They are not there is their bandits of under street. They can be vandals and but they are anything So it's a function of the priority of general Those who we believe to be theorists even goes as fast Ten years to kidnap them to colonize this trial One is vintage around in Benin. So he's a function of the priorities of the president and it's not just the president There's the House of Assembly There's a sentence. They are governors We have people all over Nigeria men who believe themselves to be men and women of good conscience Why are they talking why is he left to those who are considered the lunatic fringe to point out the obvious insanity of labeling Pro democracy pro the lady comes accept determination agitators. This is a constitutional rights I have every right if I believe Nigeria is not working for me to say so and advocate for my own Enclave However, I care to define it as long as I am speaking so within the boundaries of civility But when you criminalize dissent, but you turn a blind eye To criminality, this is what you get. So it's not just about the north It's the entire length and breadth of Nigeria that you have and it's not Look if we must tell ourselves the truth The problem we have today is essentially a national problem Found on a lack of justice take away all the things that legitimizes iPops troubles And you diffuse the situation, but there has been no interest shown None whatsoever In finding any reconciliation even if they have pushing people to extremes Almost as if people have been asked to go to war Go forbid that we find ourselves in that kind of situation, but the reality is yes, my forbid We're already in one not east not west not central south south In a German state pays rent to take oil in the south south Southwest if they are not I can go to a bad on Feeling comfortable. I have to go out to worry about being kidnapped on the road For what and yet there is a there is a government in the most basic of the duties of a state The Nigerian state has failed and if we are written precedents in terms of security In my lifetime Nigeria has never had is this bad never I drove my youth I would drive Legos about the expressway and I'm not professional in car for heaven's sake. He used to tell tell us He has books and points where I described riding all the way to Kaduna in the middle of the night We're driving into the north we can't even live that life again. My children can't have that I used to tell my kids I used to drive on Legos about the expressway one hour from end to end My children can't have that Look all right so far to me Okay, just just before I let you you know come through Should the president be responsible for you know security across the 36 states of the Federation including the FCT Let's be clear about something. We like too much to ourselves in Nigeria The fraudulent constitution called degree 24 Places every security apparatus under the control of whoever the current occupants of that Rock I have no apologies for saying that They go in there. Everybody appears to lose their brains. He is the sole person responsible It is only in Nigeria that you can actually give You can give reality to that American maxim the box stops on this desk The box stops on general worries desk is the sole person who can command the army can command Is the only person is the commander in chief It is only in Nigeria that that vile statement finds full expression If these Gerontoklack does not get up to tell them to do this they won't do it However much a state commissioner of police might have been rendered complicit by participation in the local crunch The reality is that at the end of the day The ultimate decision as to deployment and operation comes directly from the presidency We can blame these governors and yes, they deserve to be blamed because many of them are in hurt and corrupt But the reality is that the powers of deployment either for truth Or anything related to the armed forces and the police is directly At the desk of general value whoever occupies that office at any point in time. No, we are not a federation This question it said even it exposes the lies Of the federal vote we call federalism in Nigeria. Please let me ask you In what other federal entity in the world Do you find states in capital of running their own police force? Where else? And the only place it is permitted in Nigeria permitted under the reign of impunity and in those states busy And nothing lost that are Patently treasonous and then you are raising these bad forces to be breaking their bottle And you're happy to share the proceeds of vat from the same beer Come on. So at the end of the day, this is not a federation Let's forget all that lie about truth. Well, if it is right, why if it is the truth? Why are you qualifying it with truth through federalism? There is no federalism in Nigeria We have a unitary command system And I'm borrowing the word unitary advice certainly because what we have We insult the british who typifies Unitary because in in unitary britain we have devolution of powers to all the regions the long term metropolitan police Is distinct From those who are in greater Manchester each person takes the operational command from the local authorities But look at us in Nigeria So we'll look and not call the most who unless is the unless is something that is between them He can't he doesn't have such powers So when we call it federalism, he's not a federation.  We built so everything on lies Please Mr. Farah to me I'm worried Lou is responsible for the security of Nigeria. He is the commander in chief. Oh chief Oh, um, Dilip Farah to me. I I'm sure there's you know, a lot of people who may not necessarily agree with you There we've seen a lot of statements uh from line Mohammed from uh, Femi addition and and the likes who say that There's a lot of gains that you know, we we that are on record with the current administration And if done well, um, you know, they might even go as well as saying that Nigerians might be begging For a man like Buhari president like president Buhari, you know come 2023 Um, but I I want you to you know, talk about you know, go moving forward You know early ended in the on program this morning. I was you know asking about what we really have achieved in the last six years Um, but what what must we do as a nation if we need to move forward elections are coming in 2023 It's scary for a couple of people See One of the first things we need to do If we must move forward We must first of all stop accepting the lies That lie Mohammed tells us It is critical that we switched on our brains Interrogate The facts Is pocket book economy UN salaries as well Or UN income in one form or the other You cannot say your economy is better today Than it was six years ago I'm not suggesting that It would have been el dorado if it had been a continuation of the reign of the pdp They were as inept and as incompetent as the current lot and if you really think about it They won and the same is the same people and pdp seven years ago that are largely in the apc today But the reality on the ground Is that it would appear as if in the last six years Somebody has been on a deliberate mission to destroy Nigeria Is economic based has been violently attacked We have um Assured the destruction of local manufacturing by the kind of policies the government has taken on The duplicity of the government in the areas of policy management and execution As assured that Everybody sees these policies that are disadvantageous to them as just another attempt as erecting tool gates for some People to benefit so it's been about the administration of the impunity But there is a lot that we have gained in the last six years of General Bwari a lot of people might not agree with this, but I would say I would say to you That every illusion that anyone might have ever had about Nigeria About the democracy we practice About the laws of citizenship Anyone who might have had doubts by now those doubts should have been adequately evaporated by the prisonness Of the Bwari administration So we've gained that But you so far as it relates to any other games regardless of what line one made my line one made my have to say or Fermi addition or Those ones to say anything they are told to say they have ventriloquist dolls I'm not because not me abusing anyone. All you have to do is look around you Any sane person looking around Nigeria will know that neither Mr. Lime Muhammad No, Mr. Fermi addition Assisted on their faculties because they are far removed from the realities You look all over Nigeria and you have problems everywhere. We're talking 2023 elections We are deploying 34,000 policemen To an amra state for the elections By official figures Nigerian police is roughly a little over 300,000 But when you speak to people in the security forces those figures are actually closer to less than 200,000 It's just about inflation of numbers and then people who are posted to go and start in somebody's Somebody's gatehouse account, but when you really look at operational forces, that's the biometer So you are having a lecture in an ambra state. Let me even accept the upper level of your figures Let's say 350,000 policemen. You've deployed 34,000 to an ambra for the election In 2023, it means that you have only sufficient numbers for 10 states Are we going to have staggered? Are we going to be? Oh, we will import Policemen from China There can't be elections in this situation. We should be talking about Fundamental structuring of Nigeria Not elections. We can't have elections there and I'll say for a fact. I don't believe that even general He's honestly planning for any election. There is nothing to suggest that People can fool themselves all day. All you need to do is look Open your eyes look around you if they're deploying 34,000 policemen To an ambra How many are they going to have to deploy to you? To Kaduna to Katzina to Zantara To Sokoto where people are now being killed in their Sunday markets Sokoto Please we are not prepared for any elections and I seriously doubt that even general kawari or the people around him can genuinely Claim to be preparing for an election. They are not they are not they are preparing for something different. What that is Time-review, but they are definitely not preparing for any action. Okay, but let's You know stay with an ambra nam for a bit and talk about the proposed election on the 6th of november We also know that ipop has also proposed a sit-at-home order from the 5th Through the 10th of november now looking at antecedent. You see that there's been some level of compliance And you want to juxtapose that with You know this order that has been put out. What should we expect? in an ambra Well, I believe it was general Philippe Peffion When he was delivering the instrument of surrender to a balsonger He said to him I might not be quoting him correctly, but I'll let me just paraphrase He says treat these people well Or their children with bare hands against you He was referring to the tun dibu as these people and he was referring of course to the nigerian states As the you that they will bear hands against as the children The problem with nigeria is that it is built on injustice and it is reflexively unjust And when it is confronted with his ugly nice instead of embracing the truth and seeking to find reconciliation It constantly seeks to kill the truth even more now I pop does not exist in a vacuum It is validated By the several layers of injustice that have been perpetrated against generations of undead What you are seeing today I am not a man who agrees with violence in any form Not that the nigerian state would allow you anything peaceful anyway It is a test of vipops Legitimacy And it is already obvious That the federal government lacks legitimacy if you need to send 34 000 policemen To enforce a vote Well, he should so he's a he's a referendum on nigeria He has been asking for a referendum for a season You and I already know The art and mind of indigo Is ipop It might not like or endorse ipops Methodologies and I don't I deprecate the methodologies But I have participated in sitar tomes during the june 12 struggle I endorse sitar tomes As a methodology of struggle because it's not about violence So if a group has said We're calling for a sitar tomb To show That we don't want this process to continue in the absence of the resolution of aggressions I have nothing to say against how a man elects To protest the injustice he suffers The only thing you might hear me condemn is violence But in this case All they've asked is for people to sit at tomes those who believe Otherwise should also go ahead And mobilize their people to come out and vote because i'm sure that indigo has many policies It cannot be that everybody agrees With ipop so those who don't agree with ipop like them also go ahead And mobilize the people It was Indigo is one of the best organized Society in Nigeria. They have all sort of unions town unions trade unions market unions They mobilize themselves Much more effectively than other ethnic nationalities here. So if we Have contrary opinions to what ipob has come back. I'm sure those will be expressed as well It is the duty of the state if it hasn't failed to provide security And if it has said that the four thousand men to learn to an umbrella I'm sure they cannot now claim that that is why people do not vote So it's a function of whether ipop is effective or ineffective Delivered to me I genuinely wish that we had more time to hear you speak and to you know get your views on these issues But we have to wrap up here But thank you very much for being a part of our monday morning and looking forward to speaking with you again Thank you And of course, uh, this is where we'll be saying goodbye this monday morning If you missed out on any of these remember where to catch up That's simply a plus tv africa on facebook instagram same with our youtube channel and also plus tv africa lifestyle I am osao ghi og monga and i am mesi boku to have a great day