Hey folks, I'm here with Margaret and manager of the NEX, Ms. Lisa Brennan, who has helped us out considerably in keeping the shelves stocked here in the store. Margaret has been a faithful employee of the NEX since 1987. She actually has done work here in this store and also with the small NEX up at JFC Naples. So I want to recognize you for all the sacrifices in spending your time here away from your family helping us with a commander's coin. Normally I'd give you this in a handshake, but I'm just going to pass it over to you, Margaret. Thank you very much. Say hi to the crowd. Hi, and stay safe. All right. And Lisa, we're standing in a section of the store, which is currently not available for the customers. What is available for people coming into the Navy Exchange because we have to be commensurate with Italian law? All right. So Lisa, tell us what can we do? All items that are available for your purchase are anything in our consumables department. So all of your household cleaning, household laundry, your pharmacy needs, your personal hygiene, your beverages of all sorts of beverages, food items are open for purchase. Any of the light home fitness equipment so everybody can keep in shape while you're at home is available for purchase electronics is an item that's open for purchase. Your baby needs are as well available for your purchase. And if there's anyone who has a special circumstance, you're stuck in TLA, you have a special occasion or birthday, all you have to do is contact me. My information is on the NSA Naples Facebook page. And I can certainly help work out time for you to come in and fill that need. Thank you very much, Lisa. Thanks to the next. Thanks, Margaret. Thank you, sir. Keep doing what you're doing. I really appreciate it. Thank you. All right.


Okay, we're back. We're live. It's Wednesday, 4 p.m. And you know what that means. It's a way the state of clean energy, okay, where Mitch Ewan and I, we explore the frontiers of energy in our state, especially clean energy in our state. So we have Mitch Ewan, and today we have Scott Glenn, the state energy officer. And we have Maria Tome, who has been with ThinkTech since 1297. That's a year. And we enjoy her every time. And she is joining us because she is with the Hawaii State Energy Office. This is very important for everybody in the state. So Mitch, can you give us a handle on the scope of the show today with Scott and Maria? Yes, first of all, we're going to talk about the new format of the Energy Office. And then we're going to talk about COVID-19 and how the Energy Office is supporting that. And we're going to look at some challenges. And then finally, we're going to talk about big projects on the horizon and how those can support the economy and get us working again. It gives me a chance to get a plug-in for hydrogen, even. Of course it does. So Scott, you know, we taped your presentation in the middle of January, just around the opening of legislature. That was your welcome. Welcome to the legislature, to the government. And so it was very nice. And we had the tape to prove it, as a matter of fact. But welcome, okay? We're a little late on this, but welcome. And it's great to have you in the Energy Office. And it's even better to have you in the newly formatted, newly organized, reorganized Energy Office. Can you talk about what that is, the new Energy Office under Act 122? Yes, thank you, Jay and Mitch for having us here, Maria and me today. So I joined the Energy Office in October of 2019. And about a year ago, in summer of 2019, Governor signed the legislation that created the new Hawaii State Energy Office. And so that legislation is called Act 122. And if you look at it, it actually establishes a new mission statement. But one of the things about the Energy Office in the past was it was a subunit of the Department of Business, Economic Development and Tourism. And for government wonks, when you're a part of a department, that's one thing. And then when you become an attached agency to a department, that's another thing. And what Act 122 did fundamentally was it pulled the Energy Office out of D-Bed, created it as an attached agency to D-Bed, and then gave it an explicit mission. And so that mission is to promote energy efficiency, renewable energy, and clean transportation to help achieve a resilient clean energy economy. And I've got a picture of it. If you don't mind showing it. So people Oh, yeah, let's take a look at that. Here we have a statement of the mission as in Act 122, but it goes further than that, right? It does. It does. And so it's been codified in the Hawaii Revised Statutes now in section 71. So that's what that is at the beginning of the slide. And so that's the core mission. So it's made it quite clear that we need to focus on energy efficiency, renewable energy, clean transportation, which is a new and a clarification of responsibility among all the state agencies. And then that what we're trying to achieve is a resilient clean energy economy. And there's an extra word that we often will put in there. That's not per se in the statute. But sometimes we'll say a resilient, clean energy, decarbonized economy, because we also have a lot of responsibilities focused on decarbonization. And we don't want to omit that, even though the explicit purpose statement doesn't necessarily include that word. So that's that's the gist of what we do. And as an attached agency, one of the, I think one of the reasons the legislature had for doing this was energy is such an important part of the economy. And having it as a standalone agency gives it the prominence within state government to take on and have the visibility, as well as the responsibility and responsiveness to the legislature and the public on this matter. And so the chief energy officer position is a governor appointed position, instead of a administrative position like it used to be. And Governor Ege has decided to make the chief energy officer a cabinet level position within his administration. And so as in this role, I'm able to work directly with the department's directors and deputy directors and the heads of other agencies across state government to advance these various clean energy goals. That is so much better than the arrangement before, Mitch. So I was wondering about your level of authority. You touched on it when you just gave us this explanation. In the past, the head of the energy office had to go through DBED director to get anything passed. And there was, you know, a lot of political pressure or whatever. Does this give you a lot more autonomy?  Mitch, that's right. We do have the authority and the autonomy to directly share our policy expertise with the legislature through testimony or with other folks. I would say though that under this administration for for Governor Ege, the departments do work together quite well. And I do work closely with Mike McCartney, the DBED director, as well as other department directors. And there is a very strong alignment on energy policy among the different departments. Okay, so I have one other question that I'll let Jay jump in there. But I also want to talk about the money part. So as part of this, did you get your own budget? For example, I mean, I guess you have budget for your administration staff, but you have budget for like, R&D projects or development projects that you can allocate. I mean, go out with RFPs that that you manage a budget is like, for example, we used to have the hydrogen fund, and we still have it still on the books, no money left in it. But you know, that you can administer these funds and promote business. Is that something that you have under your leadership? Very good question. Now, this might be a transition point as well. But given COVID, let's let's caveat a lot of this about actual budget. But on the books, the way the legislature changed the office prior, it was mainly funded through the Energy Security Special Fund, which is a portion of the barrel tax that would get put in this plan that would then pay for all the activities of the energy office. So staff, operations, and then any projects the office would do. Under the new arrangement, we are generally funded for our operations and for our salary. And there are there is funds in there that we are able to contract out to do projects. The Energy Security Special Fund was changed, though, so it went from 15 cents to five cents. And the other 10 cents that used to go to the Energy Security Special Fund, now go to the general fund. And then the legislature also told the energy office that instead of us having say a spending ceiling where we can just use the fund to do things, instead, we have to propose uses of the fund to the legislature, and then they appropriate it and authorize us to do those things. So at the beginning of session, for example, we proposed the use of the Energy Security Special Fund to do a waste stream study of renewable energy technology. There's a lot of concern about the rising number of solar panels, wind turbine blades, and other types of technology that don't necessarily easily fit into our current waste disposal system. And so community members are reaching out to us saying we need to start looking ahead to when every roof is covered with solar. And we have all of these technologies in all of our neighborhoods. How do we manage this waste stream? So that was something we had proposed to the legislature. Please authorize us to use the Energy Security Special Fund to contract to do a study like this. Now with COVID, a lot of priorities have changed. And so those types of proposals are probably not going to move forward this session. There's still needs and we'll hope to get to them at some point. But those are the types of situations and requests that we can do with the Special Fund. So I wanted to ask about your kit bag. Your kit bag is what kinds of things can you do, you know, in this office in order to get stuff done. So one would be engaged with the legislature, including engaging with them on budget issues like that. Two is engaged with the governor who, you know, means your go-to guy in terms of authority. And I suppose engaged with all the departments, especially including D-bed because you're attached to D-bed and Mike and all that. And I suppose you're also in a position to engage with the public and teach them and form them, educate them about energy and the industry. And then, of course, I'm seeing you as the hub of a wheel. Then, of course, is the PUC and other agencies that may have and the Hawaii Energy Policy Forum, of course. So it's really a matter of dealing at the center of things, bringing them together, creating projects and making those projects happen. And I said, ultimately, you have to have the budget for it and ultimately have to have the staff to do research and implementation. So how far off am I when I make that list of what's in your kit bag? You're dead on as well as a whole host of other things as well. HRS 19672 is our smorgasbord of things we've been tasked to do, authorized to do, and in some cases funded and others, you know, we have to figure it out. But one of the one of the new things that the Energy Office has is I think we we're no longer a neutral party in the energy world in a certain sense.  And the statute very clearly puts its thumb on the scale in favor of clean renewable energy that our job is to advocate for those things. Oh, that's so important. That's so important. So Maria, let's talk for a minute about the kind of human resources that are available.  There's Alan Yonin, who was a fabulous guy who helps. I know that he's in your aura there's in your periphery somewhere. But who else and what sort of resources do you have? I'm really talking to Maria. What sort of resources resources are available to Scott with the organization that he has around him? Can you talk about it? Yeah, so we've got, you know, the energy efficiency and the renewable energy program folks that you you may have come across some of their work over the years and we've got the energy systems and planning folks and of course the public affairs people who are very good at turning the complicated engineers speak into language that people understand and appreciate and also we're developing more of an outreach and listening capability as well. So once we can convene again, I think we're going to appreciate being able to hear from folks directly. But at the moment, for example, this this show, you know, we really appreciate being able to get the word out and also to hear what other folks have to say. Now, there is a lot of concern, of course, over budget, over COVID, you know, a lot of the things that are going on in the various spheres. So the most important thing about our office is how well we communicate and understand and work together even remotely. So, you know, I appreciate the Zoom thing that you have here. I mean, we've been having a lot of the discussions that way and, fortunately, we're familiar with it from, you know, having been on this show as well. Sure. But we do, you know, Scott can talk about the staff and the organization, but from my perspective, we have an extremely strong team, very dedicated, you know, we're really trying to address the challenges that face us as quickly and effectively as possible. There's a huge irony which I mentioned before the show, Scott, is that you get into this job and it looks like this, sort of lined up, looks like this. And just as soon as you get into the job, well, within 60 days anyway, all of a sudden we have a crisis and you're in the middle of it. Because, well, for a lot of reasons, you A, it affects you, it affects the operation of your office, it affects the economy, the state, it affects the state government, the state budget, everything is all of a sudden upside down. Welcome, you know, welcome, Cotter. I mean, the other thing is that you find yourself in this remarkable position, and I would like to talk about it, of trying to deal with COVID, you know, and the implications of the shutdown and then the reopening. Because you're in a business place and that means you're in the reopening and you can have an effect on the reopening. Can you talk about that? It's really important. Before getting into the reopening side, maybe just to focus on the first part of your question on the COVID and the response. If you're not familiar, we have Mark Want in our office who's our energy assurance lead, and he lives and breathes emergency response. He's been involved in all the haima exercises and he's the guy. If something is, there's an oil spill or some type of energy related accident. Mark is there and, you know, credit to him and to my predecessor, Caroline Shon, when Mark identified an operational need that, hey, we're responsible for energy supply and energy security during hurricanes, we need to be able to work remotely. And so Caroline had authorized the purchase of laptops and the conversion to laptops for the office. And so when I came in in October, most of the staff already had switched to using a laptop instead of a desktop. And that was the key feature that led us switched to teleworking in this COVID environment. We were ready to go. We had a few people that were still on desktop that we were able to switch over, maybe took a week or two working with our d-bed IT team, but we were able to do it very quickly. And in fact, we were teleworking as an office prior to the stay at home order. So we had already made the switch because of the preparation that the Energy Office had done with its responsibility. And is that where you are now? Are you working at home? Is the organization working at home? Well, most of us are. Some of us are coming in now. We're under the act with care phase of the reopening. And so we are, at least with the Energy Office, I've asked staff, if you want to come in, you're welcome to. If you want to keep working at home, you're welcome to. But the most amazing finding of this whole experience has been that we have not had a drop in productivity. I feel that people are just as engaged or even more engaged in some cases on a variety of topics across not just their branch or their segment of energy world, but across the spectrum of things. And it's really been amazing to watch this team come together, working from home, but actually working more closely together. Yeah, we have visible proof of that with Maria, actually, right here on the show. Very clear. So, okay, can we move now to my question about reopening and how the State Energy Office gets involved in helping the state reopen? Sure, yes. Well, there's a couple different different ways we're approaching it. Maybe the first thing to just underline for folks is that what we're experiencing with the economy right now is this absence of tourism, right? So it's created a lot of ripples and tsunamis throughout the economy. One of them I just want to point out is the actual fossil fuel situation. So prior to COVID, if you take a barrel of oil and you break it up by how much of it goes to which portion, I think we have a slide for that, the picture we can show you, basically one third of a barrel of oil went to jet fuel. And then another chunk of it went to vehicles, so diesel or gasoline, things like that. Another chunk of it went to electricity. So it's kind of the stuff that goes to the power plant and gets burned.  And the disappearance of jet travel by shutting down the islands created a whole bunch of ripple effects throughout the energy ecosystem that we're still experiencing and discovering today. And so that's been a pretty dramatic effect of COVID that we didn't really anticipate. And so there is the fossil fuel side of the economy that we're keeping an eye on. And then there's the renewable energy side as well. And one thing to point out is that during this whole time, the energy industry has been working. So unlike restaurants or hotels, for example, energy is designated a critical infrastructure. And so most of the energy workers were able to go to work and to do work. But instead, what was mostly affecting them was the level of demand to purchase the products because people weren't driving, people weren't flying, people weren't staying in hotels. And so that was the effect we were seeing because we're now switching to the reopening side and trying to help people get to work, either back to work and the jobs they had or if they're out of work and they want to try to get into the energy industry, we're trying to map out some different ways to do that. And I think one of the most important options that opportunities we have is solar. And we have a slide that we can show you from the previous the previous recession. And what we saw was over the course of about four or five years, solar went from 2% of all construction expenditures to 26%. And that's an enormous ramp up that's fast and big. And you can see on that chart, the bars are the growth and solar as a percentage. And yes, of course, total construction spending went down, but you can see that the growth in solar was higher and faster than the decrease in the construction expenditures. And so what this tells me, and what I think is important for other folks to take away is that solar is the proven to be a leading edge economic recovery activity and it deserves support. And there's a lot we can do with that and things have changed since then. We're in a different regulatory environment, a different tax environment and different technology because now a lot of it is solar plus storage, right? It's not just solar panels anymore. People are installing battery storage so that they can and they have EV's so they can they can have their their total complete system. Well, I think the solar industry is a bit of a pickle these days. Sales have gone down, I think. And I guess the question is what do you do to incentivize the reopening of that industry? There's a lot of work there still. And I think people would be interested in doing it as long as the installers kept their distance and wore masks when they were serious around the house. But but but query, what can you do about that? For example, there has been legislation stuck in the legislature for three or four years about battery batteries, credits for the installing batteries stuck. And for reasons not clear that that has never gotten out of legislation. I don't know what the status is this year. I think a lot of things this year are sort of in abeyance. But query, is this something you would you would address would you advocate on this? Would you try to get legislation passed in order to incentivize the reopening of that industry? I think for the most part, the energy and the solar guys having having the economy closed down affected them too. And they probably shed a lot of jobs. And I think there is the concern about sales and installation that residents will have. Also, residents maybe are concerned about spending money right now when they're a little uncertain about their own situation. But I think what we can do is help incentivize that both through legislation, through financial vehicles, but also through good policy. And we're starting to see that the public utilities commission issued a call for ideas to help with economic recovery. One of those was something that didn't necessarily require spending money. It was working out an agreement between HECO and the solar guys to revise how they do interconnections just how they connect solar panels to the grid. And prior to this revised agreement, I think it was a six-month estimate or even longer. And now it's a couple months, maybe two months, to get you. Oh, that's definitely a step ahead. Mitch, I feel that you have a question here. Really, the other thing I was mentioning before we started this is looking at workforce development. I'm not sure that actually employs people because they're either taking a course, but what it does prepares them to enter these new industries. So for example, working with a Hawaii community college to develop workforce development for electric vehicles, generally, not just my favorite hydrogen, which is also an electric vehicle, but the whole industry of surrounding battery electric and hydrogen electric vehicles. So that when these things start building up quickly, we have a trained workforce that, A, knows what to do so they don't electrocute themselves in the event of an accident or B, if they're a first responder, they don't electrocute a victim who's in a rolled over electric car. And so HCC is being very proactive in this. And so this is one of the areas that we can do. It's like, when people are unemployed, let's train them to do something that will support that midterm and future economy that we were talking about so that we can really leverage, A, the human talent and what scarce funds we do have to get these people ready to go. As soon as we have good projects, we have a trained workforce. Maria, I don't know if you remember, but back a few years Dwight Nakamini was the labor, the director of the Department of Labor. And he organized for Sharon Moriwaki and the energy policy forum, he organized a tour of various union shops, union training facilities. And their mission was to and they all coordinated on this a number of unions. Their mission was to train a workforce who could make career out of solar installation. And I was so impressed they had the equipment, they had the training equipment, they had the teachers and they had students who were just so happy. Union members, of course, but students who were so happy to be involved. So I think that's you know, a recurrence waiting to happen just like Sharon and Dwight organized it on that particular tour. And I think the unions would be very interested in doing that with you guys again, just a thought, just a thought. Yeah. And we are, you know, I think Scott has another slide. You know, we've been looking at the projects, you know, Scott talked about the rooftop solar. We're also looking at a huge number of large projects coming up that will require a workforce. And what we're trying to do actually is reach out to the project developers and their contractors to see to what extent we can have local folks fill those jobs and figure out what the sequence is going to be. And so we are trying to get a handle on that. It's several thousand jobs now. Some of the construction jobs will be at one site for several months and or a year or a year and a half, whatever it is. And then move, you know, there's going to be another project because we've got eight phase one projects. And we've got 16 phase two projects. We've got projects, you know, on Kauai. We've got projects that were started before the phase one or phase two project announcements. And so there is a lot happening in the energy area in addition to the energy efficiency work that we're discussing. So that could probably do a whole other show. Well, I hope you will. I hope you will. We're here for you. We're here as a platform for you. But Scott, you know, what stands in the way between, you know, where we are right now where we have a lot of projects in the pipeline, as Maria says, Hawaiian Electric has come on the show a number of times and talk about those projects. I don't know what, you know, what obstacles they have right now, today. By also know you have authority possibly to expedite those projects somehow. What stands in the way and how can you help expedite those projects? So we have the men in the field and women to actually constructing those projects safely and helping to rebuild our economy. I'm glad you stuck the word women in there. It's something that Maria and I have top of mind is to make sure that this economic recovery in the energy sector does create more equity opportunities within the energy world. Very much top of mind for us. In terms of expediting and helping things, we are, we do have, we have the power of the pulpit, if you will, rather than the power of the permit. We're not necessarily a permitting authority, but we have actual statutory direction to go advocate for projects that have been approved and are in alignment with the state's clean energy goals. So what does that mean twisting arms, rubbing elbows? What does that mean? You're making the phone and say, hey, you guys, you've got to go ahead with this right now. Is that what you do? Well, we prefer the the good government process approach. Okay. It does mean that, you know, if there is an important project or it has a hearing that, you know, we're ready to submit comments and in highlight that something is important to achieving the goals in the state. And we've done that before already where a project might have an important hearing before a board. And we've written a letter on behalf of that project to the board to say, hey, this project is has, you know, this contribution to our state goal and without your approval, these are the consequences and how it will affect our state goal and then be able to answer those questions to the board members from that neutral point of view. And I think that's part of the value that we bring as well. We're not a for-profit voice in the conversation. So we're out of time or almost such. And I want to ask you one last question before we try to summarize the conversation. And that is, where do you see all of this going?  The state, the state fiscal policy has changed around you. And now you've got to develop a new and perhaps innovative view of the future. What is the, what is your view of the future? Where are you going to take this? Since you said we're almost out of time, we'll just try to keep it really short. We're going to take it in the direction of getting local people into good jobs that in the next year or two, get them back to work or help them get into the energy industry. As Maria mentioned, the intermediate phase of trying to get folks into these phase one, phase two, into training programs, into the community colleges to get the kind of skills like Mitch referenced. And then the third thing we're going to try to work on is pushing those deep transformational projects that take five years, seven years, even 10 years to pay off, like hydrogen and direct air capture, which we need to fight climate change and other types of really innovative technology that we got to start laying the ground, we're planting the seeds now because otherwise we won't have it ready to go in five years or seven years when we need them. It's all about tracking in the technology, everything changes. So Mitch, we're at that point where I know you're bursting with the summary and I would sure like to hear that in order to sort of put all this together. Yeah, I'll do it really quickly because we're out almost out of time. You know, what we heard today was we have a new energy office that's been reorganized with clear missions, with clear authorities and a clear plan and the strategy with good people implementing it. And they've already started and the COVID situation has helped everybody focus on the immediate term, work smarter, work more productively and I'm very encouraged by what we hear and I think all our viewers should be very encouraged that we have a really good plan for going forward. I'm going to leave it at that. So yeah, we're in a tough time but we're in a great place. Well, thank you guys. Thank you, Maria Tomei. Thank you, Scott Glenn. Thank you, Mitch. You and I appreciate your efforts here on ThinkDeck and in the job and what you are doing for the state. We really appreciate your coming on. I hope we can do it again soon. Thank you.


Hi guys, it's Shalva from Life is No Yoke. We are here in Solon, Ohio with Michelle at the Vitamix store and she's gonna show us how to make a holiday cranberry Chutney. Nope, relish. Well, either way, all those things work great. I like the word chutney. There you go We we are so excited to have you guys out here And I really wanted to do this recipe with you because this is one that I use around the holidays all the time It's so easy to do. I'm doing a smaller batch So I'm gonna go ahead and use the new 48 ounce container that with the ascent But I do this in a much bigger batch around right around Thanksgiving because you'll see we're gonna do it as an appetizer today But I love having leftovers of this because it's great on like a turkey sandwich the day after Thanksgiving or really anything You would use a regular cranberry sauce for perfect So anyway, we definitely want leftover cranberry sauce always always it's gone. You have to make more absolutely So this is one of our favorites So we're gonna follow a lot of the same basic loading tips that we always talk to you about so we want to put Down on the bottom whatever's gonna liquify quickest which in this case is a peeled orange And you know my saying about the peeling your citrus. Have I ever told you this? No?  Yeah, just think of all the flavor you get from like a teaspoon of like lemon zest Yes, can you imagine if you left the entire peel on the lemon or on an orange or on a line? That makes sense. Yeah, the amount of sugar that you would have to do to compensate for the ease of not peeling it Not worth it. True. So we're gonna leave a little peel on our lemon if it's a slight right But I would have if you're doing half a lemon and I always talk about that I did that when I was making strawberry lime survey for the first time and forgot to peel the lime It was not having lime. I don't think we do. No, I feel very often So since that's gonna create my liquid base we're gonna go ahead and put that down first I've got a little bit of sugar. You can certainly use any sweetener that you're comfortable with Like I said, I like adding a little bit of sugar to this because I'm actually gonna use some fresh cranberries Which are pretty tart. Yeah, and this is an appetizer for a holiday dish Like using a little sugar if you're making this for yourself for a healthy meal Like obviously you wouldn't add as much sugar, but for this for this, it's great. The recipe calls for frozen cranberries I'm gonna go ahead and use fresh just because we're in season right now. So why not? Yeah, and I always tell people in this particular recipe or frozen to fresh ratio stays the same Okay, and then we've got a little bit of walnuts could be any nut or you could omit depending on what you want I actually like the texture it gives here and here. I have one chopped up apple. We used to gala I like to use something that's a little on the sweeter side Okay, that's whatever your favorite is and I always point out that we leave the stem I was noticing that I was gonna ask about it part of the apple that we throw away is the Seeds again just because you can't blend it doesn't mean you should because they contain arsenic So I read that the other day and I was like, oh, we should stop eating those. Yeah The recipe calls for this to be turned on and taken on a one and then take to variable four Okay, I'm gonna tell you that I Want on the way. We're gonna serve it right now on top of the cream cheese I like it to stay a little chunkier. I think it's prettier. So I'm only gonna take it to three Totally your own personal preference. So that's what's great about this machine is that you can really kind of you got rule the The texture and that's why and people sometimes are like scared of using the tamper. Oh my god It's the best part It's the best part of the whole thing and it's this collar on top It's gonna allow me to push these ingredients down there and it's gonna be blending slow enough that it's not gonna Liquefy and you know when to stop it for the texture that you want and you can't overdo it when it's moving slowly like that Because the worst thing that you could do is make a cranberry soup right now Right and people are scared of doing that. Well, and I always tell people to that It's like the timers are there as a convenience factor But in the end you're driving the car watching when you're when you see that it's done You know, it's it's just a timer That's all it is so you need to be the one to be in control to get the kind of raw finish that you want so you can see Through the container, which is so awesome. Wait, I didn't point out my new favorite thing about the new descent series This is so silly, but I have to point it out is the new way that the lid attaches because you here You know that you're there because like well problem for us like sometimes people would put their lid on crooked They wouldn't push it down all the way and then they go to use their tamper and everything's wiggling around So now I know that my lid is securely on and that there's no way that tamper is hitting the blade if the lid is Correctly correct. It is physically impossible For the tamper to hit the blade if the lid is on correctly Anyways, alright, so we're gonna go ahead and turn it on I'm gonna take it to that three. Oops. Sorry. I'm doing this today Blending backwards is an art Doesn't take much and which is one thing it's nice when you're in a tiny room in the holidays Beautiful now I probably could have got one or two pieces here, but you see I've got this really great tester And it smells good. I know and then you just spoon this on top of the And if I wanted it more liquid, I would just run it on that four instead and I run it a little bit Longer, but I love the way it looks with that chunkiness.  So I would serve this maybe on the like vegan Cream cheese that we make which is really easy make it with cashews You don't even need to because you could just do this with the Trisket or something like yeah I like the Trisket because it holds up because of it especially if you take it a little bit more liquidy Then you want a lot or you want a heavier cracker that's not going to get saturated It looks like it's delicious enough to eat just on a cracker without the extra cheese But the cream cheese doesn't look kind of delicious as well Thank you. Oh, we have sample spoons here. Are we fancy, right? Oh, it's very very good. It's a great It's really tasty. I think it's a good one for your customers to add to their rabbit wire It's one that we pull out this time of year every and I think that took you a minute and a half to make from start to finish Exactly. So even if people are already at your house This is something I feel like you could make because you're not turning it all the way up and there's yeah It was nearly made in sound. Yeah, mm-hmm, which so quick and easy. I think yeah This is an awesome holiday appetizer. So easy easy Using the ascent with the 48 ounce obviously you could use the bigger container for sure Yeah, and and I when I'm doing it sometimes all like and you can you don't always have to a hundred percent double the recipe Sometimes I'll bump it up and use two apples instead of one So don't feel that you have to totally double double kind of play with it It's a time as I say with all our recipes It's a template for where you want to create go ahead and feel free to get in there and experiment a little bit Yeah, I mean there's a lot of things you could kind of edit in that based on your taste more sugar You can add a little kick to that. Oh my god, you can put a little jalapeno in there. I think would taste really Just kick it up a notch, but this is an awesome appetizer for the holidays So go make yourself some cranberry apple chutney. Yeah, I'm seeing the scent Thanks for watching. Thanks for watching guys


وأقولوا في القرآن ما جاءت به آياته فهو الكاريم المنزال وأقولوا قال الله جل جلاله والمصطف الهدي ولا أتأولوا الحمد لله رب العالمين له الحمد الحسن والثناء الجميل واشدوا الله إله إلا الله وحده ولا شريك له واشدوا أن سيدنا ونبينا محمد صلى الله عليه وعلى آله وأصحابه والتابعين لهم بحسان إلى يوم الدين أما بعد في اليوم إن شاء الله تعالى سيريز of the series that we started last week في اليوم ستبيني الله الكريم I want to talk about the responsibility and the rights that the wealth has on us the money that we make the responsibility that is on us regarding it and what rights does it have on us and what is it that we need to do with this wealth as I mentioned last week that the wealth is an important thing it's an innate natural thing humans naturally love to earn it's something Allah built in them سبحانه وتعالى and it's something that the humans have been doing for decades and years all from the beginning as I mentioned last week from نبي اللهي آدم from نبي اللهي آدم until today humans have been earning like marriage is a natural thing humans have been doing that from the beginning when Allah created Adam عليه السلام but the sharia what it does is that these natural things what it does is that it controls it it adds things to it and it gives it lead ways and sometimes it prevents it from things and doesn't allow it some things and so you see that in marriage the sharia allows this but it doesn't allow that in marriage the same applies with wealth the sharia comes and it says these things are not allowed and these things are are allowed and الله تبارك وتعالى he spoke about the concept of earning and making money as a blessing on his creation if you look at the Quranic discourse and you ponder and you contemplate over it you find out that Allah تبارك وتعالى he talks about it as a virtue and a blessing that he bestowed upon his creation that's what Allah says in the Quran و جعلنا النهارة معاشا Allah says we made the day معاشا what does it mean معاشا ابن كثير رحمه الله he is a great scholar of تفسير he is a great scholar of تفسير and he commented on the Quran he is a great commentary on the Quran he said when he came to this ayah اي جعلناه مشرقا نيرا مضيعا ليتمكن الناس من التصرف فيه والذهاب والمجيل المعاشي والتكسبي والتجارات و غير ذلك ابن كثيرا says the word و جعلنا النهارة معاشا means we have made for you mankind we have made for you this earth مشرقا مشرقا here means brightened daytime it's bright you don't need lights you don't need to use lights and lamps and street lights they are not required that's why street lights switch off at daytime الله سبحانه وتعالى He brought a light from himself سبحانه وتعالى for the earth to be bright why did you do that ليتمكن الناس من التصرف فيه so the humans can move around on the earth with ذهاب والمجيئ so you can go and you can come back from work you see sometimes have you not been on a road where the street light doesn't work and it's dark just the other day سبحانه وتعالى it rained so strong it was hard to see the road if you were driving on that moment it was very hard to see and in سبحانه وتعالى I realized that we only value something when it's away the Arabs they say المعاصرة حرمان when you have something you generally don't value it they say the night when it's pitch dark the people value the importance and they realize the importance of the moon especially countries that rely on the light of the moon they do so Allah is saying in this verse that I made this earth bright for you daytime look at it you're walking, you're going around why did he do that so you can maneuver on this earth to earn what للمعاش والتكسبي والتجارات your business your trading exporting, importing وغير ذالي كان other than that so this is in the context of showing what is blessed you with سبحانه وتعالى another similar verse الله تبارك وتعالى he says وجعلنا لكم فيها معاية شقلي لما تشكرون وجعلنا we have made for you oh mankind وجعلنا لكم we have made it for you on this earth لكم اي في الدنيا on this earth we have made it for you فيها معايش again what does it معايش يمين المفصر another great scholar of تفسير he says اي اسبابا تعيشون بها ايام حياتكم من التجارات والمكاسب والماكل والمشارب والمعايش جمع المعيشة قليلا ما تشكرون فيه ما صلعت إليكم he says he is similar to what ابنو كثيرين said that the daytime is for working and all of this so Allah is saying I did this for you it's me you didn't bring the daytime and you didn't do this for yourself then Allah concluded the verse with something very powerful he said قليلا ما تشكرون little do you show gratitude to your Lord he has done this for you he has made the day for some things you can work and you can make an income and you can but قليلا ما تشكرون little do you show gratitude little you show what little you show gratitude you don't really show gratitude much so insha'Allah I want to mention how do you show gratitude to the wealth Allah gave you I hope all of you can write this down insha'Allah how do you show gratitude in the wealth Allah gave you the first thing is what did he say قليلا ما تشكرون little do you show gratitude to the blessing of daytime where you can make business and money little show gratitude we want to show gratitude it's what Allah has given us the first thing is كسب الحلال آن حلال income because Allah has done this all for you number one you have to work to make حلال income الإمام البغوي رحمه الله he narrated in his Sunan والديلمي في فردوسه and the daily me also narrated it as well من حديث عبدالله من المسعود on the authority of عبدالله من المسعود he said that the prophet صلى الله عليه وسلم said طال بكس بالحلال فريضة بعد الفريضة آن حلال إنكم is an obligation after the obligation طن ده هيا بلابو تقان كسب الحلال فريضة بعد الفريضة it's an obligation after the obligation what does that mean آن حلال إنكم is an obligation after the five pillars of Islam الإمام المناوي والبحمد الغزال and others they mention that that it's obligatory after the person has come with the shahadateen and the person has also come with the صلاة and then the zakat and then the psalm and the hajj that the individual he goes and he looks for كسب الحلال and of course as we know the zakat is connected to كسب الحلال الإمام أب القاسم الطبراني رحمه الله he narrated من حديث آنس بن ماليكن another slightly different wording he said it that the Prophet ﷺ has said طالب الحلال واجب على كل مسلم gaining and attaining حلال is obligatory upon every Muslim so this hadith is slightly different طالب الحلال and he said it's واجب على كل مسلم it's wajib upon every Muslim الهيثميو he said the hadith is حسن he said سندو هو حسن I want to hear something to your attention what does it mean to attain حلال is obligatory upon every Muslim there's two meanings it can have number one as الإمام المناوي رحمه الله he mentioned عبد الرعوف المناوي mentions in his كتافة يض القدير he said it means يحتمل أن المراضة طلب معرفة الحلال it can mean it is obligatory on every individual to know what is حلال from what is حرام that's number one to attain إسلاميك knowledge or knowing what is حلال from what is حرام فهي طالب الحلال واجب أي طالب علم الحلال والحرام واجب على كل مسلم knowing the knowledge of what is حلال from what is حرام is obligatory upon every Muslim so this is the issue of what الملسق and the second meaning he said it means it could mean is so the first one he said يحتمل أن المراضة طلب معرفة الحلال من الحرام وتميز بينهم في الحكام وهو علم الفق ويحتمل أن المراضة طلب الكثب الحلال اللي قيام بمؤنة من تلزمه مؤنته واجتهاد في المباع عادتي عن الحرام والاقتناع بالحلال he said it could the second meaning that it could possibly have is that which is the one I'm taking from it now it is that it is obligatory upon every individual to find حلال provision for himself and for those who he's providing for your children your wife your parents طلب الحلال to look for the حلال it is obligatory upon every Muslim meaning every individual who has the work has to make sure that he's looking for حلال that's obligatory you have no choice in that and that you don't bring that which is حرام to your family and your children two things brothers which are connected with one another you can't stay away from حرام if you don't know the حلال you can't stay away from the حرام if you don't know the حرام itself and if you don't know the حلال itself to study this to attain knowledge for it there are some people who are sincere they're innocent and they're genuine and they're going to business and they make money and they've never consulted anyone of knowledge they've also not attained Islamic knowledge on buying and selling they're sincere like him they never intended حرام they never intended حرام for their children but then when they sit down with the Shaykh and the Shaykh listens to their business and the way it's structured and the way it's made it becomes clear that this is not حلال حرام your business transaction is حرام now this person insha'Allah he's not going to be held account for it because of the fact that it was ignorant insha'Allah but the problem here is how is he going to get rid of this business that he's been established for 10, 20 years 15 years where does he start from this is the tricky thing the same way that you have advisors on your board in whether you should invest into a particular business and whether this venture is wise for me to invest in it's also vital to have on that people of knowledge who know this science who then can consult you according to me and if they give you a wrong فتح فعليه then it's upon them there's nothing upon you you're an am you you don't know you were commanded to ask those of knowledge and you did the obligations are lifted from you الإمام أحمد نريت this hadith really really really touched me and this hadith is very powerful we're going to stand over this hadith if those people who are doing business today and those people are trading if wallahi they follow this hadith they would have attained success in their business and they also have attained success in their hereafter and the prophet صلى الله عليه وسلم said this hadith this is a hadith and a statement of the messenger صلى الله عليه وسلم الإمام أحمد نريت it in his sunan in his musnad and إمام أحمد narrated this in his musnad من حديث عبد الله من عمره من عاص رضي الله تعالى عنهما may Allah be pleased with him and his father قال رسول الله he said that the prophet صلى الله عليه وسلم has said please write this down four things and I would advise you all to take this hadith and place it somewhere you can really look at if you're working and you're making money and you're in trading and business that you make sure that you know this hadith at least the English from memory if you were asked about it the prophet said أربعون فور إذا كنا فيك if these four are present in you فلا عليك ما فاتكا من الدنيا there is no harm in the worldly issues that you have lost if you have these four like him whatever you've lost in this dunya don't worry any business that you invested and you lost as long as you don't lose these four qualities this is رأس المان this is your capital this is what you don't lose in no trading or no business or no marketing venture you don't the prophet said حفظوا أمانتن the first thing is that you save God that which you have been trusted with حفظوا أمانتن somebody trusted you with something be a person who upholds and fulfills that حفظوا أمانتن let's stand over the first one حفظوا أمانتن the prophet صلى الله عليه وسلم he said in another hadith الإمام و أحمل narrated it in صحيح من حديث and it's in American أدي الأمانة give back that which you have been trusted with إلا من تمنكة the one who entrusted you with it ولا تقن من خانكة and even the person who deceived you don't deceive them don't let them deceive a be your teacher don't let them teach you what to do their example is a message عليه الصلاة والسلام somebody trusted you with something they gave you their trust they gave you their trust fulfill it and a lot of times this is the things that people lose when they're buying and selling the concept of trust countries that don't have strong governments like where I'm originally from people bring medicine into the country which is expired they change the labels because there isn't a strong government to go and to check these things and this is the beauty about when there is a government in a country people don't realize this these are the things and the beauty of a system being in place these things are observed and they looked at and they checked on so people will come and they will import into the country expired medical things people will change the amount of quantity that is in that substance if it's this much milliliters they will take less out of it and they will give the people less and charge them a high rate the exception stay away from this number 2 سطو حديث be truthful in your statement when you're selling and you're buying people who generally buy and sell they lie some people some people they lie and they're selling and they're buying you ask them brother do you have this product in your warehouse yes I don't have it now I have it in my warehouse give a deposit tomorrow I bring it for you okay tomorrow you come he doesn't have the he doesn't have the product he's got another product product and then he says to you but you told me you wanted this one no brother I didn't no brother I didn't no you did and then there's a مشاجر and there's an argumentation كذب people want to buy and sell based on lying ولي داريك and the Prophet said إياكم والكذب stay away from lying فإن الكذب يهدي إلى الفدوري lying needs to transgression and wrongdoings it needs to be a fagg a criminal in the in the شريعة and once you become a fagg what do you then become فإن الفدوري يهدي إلى النار and then the one who is a fagilex he is then going to be guided to the hellfire rather there's another حديث the Prophet said تلاتت لا يكلموهم الله three people الله will not talk to them و لا ينظروا إليهم الله will not look at them الله will not purify them brothers three people الله will not talk to them will not look at them will not purify them and from them is what الموفق سلعته بالحلة في الكاذب the one who wants to sell his merchant on lying he wants to make sure that his merchant sells for him and his products sells for him by all means necessary whatever the situation is it doesn't care it doesn't matter this has to sell and so he gives you a lie he says it's not going to expire this year it's going to expire 10 years from 5 years 1 year don't worry I reassure you this is it it's the best is it original is this the original yes it's the original yes it is it's not fake okay you buy it and then when you find out that it's not original he wants to sell his merchant with what بالحلة في الكاذب he swears he's original you tend to see that when you go to the market and you try to buy things from people they will tell you this Allah will not speak to that person the day of judgment and Allah will not look at them and Allah will not purify them sometimes people think lying is a necessity I had to do it I had no other choice I had to lie and so they lie because I didn't want to but what else can I have said there was a great Sahabi his name was called زربن حريش his name was what زربن حريش they said زربن حريش never lied it was never never caught lying it's a very hard hard characteristic he never lied but زربن حريش the people wanted to test him they wanted to put him okay let's see if زر will lie today humans are like that right they can't leave you alone they want to see you they want to follow Adam زربن حريش they wanted to see him they wanted to test him زر had two sons who rebelled against حجاجي بن يوسف they rebelled against him they did خروج on حجاجي بن يوسف he's two sons one day visited زر بن حريش's house they came to him their father and زر بن حريش was not like that he was not he never rebelled against no leader because the Sahab has never saw the permissibility of rebelling against a Muslim leader however tyrannical he is you're not allowed to rebel against him so زر بن حريش the people said okay today we're going to see if زر بن حريش is a truthful man today we're going to test him so they went to حجاجي and they said حجاجي the two sons of زر بن حريش are in زر's house they're in his house bring زر بن حريش and ask him where his two sons are so they brought زر بن حريش to حجاجي بن يوسف حجاجي said زر I have a question he said hey what's the question so where do you know your two sons to be where are your two sons زر said I just left them at home right now I don't know why else I'm with you right now or I was coming to you if they left but I left them at home they were in my house حجاجي بن يوسف looked at زر بن حريش and he said to him he said to him because of your truthfulness I will not touch your two sons because of the truthfulness of your statement and how truthful you are and the sip that you came with I will leave your two sons I will not touch them and حجاجي killed 120,000 people he killed عبدالله مزوبي he hanged them in the Kaaba he never left no one what we take from this is sometimes you may think lying might solve a problem for you but you have to lie because of that lie that you lied and then another lie has to be backed up with it truthfulness may reach you it will reach you into better places even if you think that situation is tight and hard إن الكديبة ياكم الكديب فإن الكديبة يهدي إلى الفدور وإن الفدور يهدي إلى النار it will lead you to the hellfire even if the person doesn't buy your product they know you as a truthful person صدق you're a صادق and historically it was mentioned in the the history the way that the Muslims conquered I shouldn't use the word conquered because it wasn't conquered but the way that the Muslims took control over Indonesia it was through the merchandise and the selling and the buying the Muslims would buy and sell things to the non-Muslims and if the non-Muslim had products or if the non-Muslim was looking for a particular product and was looking for things that had a particular feature the Muslim would say to the non-Muslim let me tell you the truth my product is not as good as what you're looking for it's not my brother over there who's selling the same roughly the same he has a better version of mine go and go to him and buy it from him you will be better off with buying it from him and he will go and buy it and this caught the attention of the non-Muslims they were amazed that people will buy and sell like this ease سمح الى باع simplicity and ease when they buy and they sell this is what they were known for like in some people they love this argumentation if they have to have 10-15 people they argue with every day before they leave there the third characteristics is حرصنو خليقاتن good manners the prophet ﷺ said the third characteristics is حرصنو خليقاتن good manners good أقلاق حرصنو خليقاتن it's very important in business and by itself you have good manners as I said to you before you are you're following the prophet ﷺ these individuals around you who you're dealing with should not get into your discipline a lot of people they say I acted this way because this person is like this no you don't learn from your these people you don't take their characteristics and you don't adopt it the prophet ﷺ said in a حديث الإمام البخاريو نريتن ونبزار من حديث أبي غريبة the prophet ﷺ عليه الصلاة والسلام إِنَّمَا بُعِثْتُوا I was sent out لأتمن الممكاري من أخلاق you know what's actually really amazing the word that's used in the hadith is إِنَّمَا and إِنَّمَا is إِنَّمَا من أدوات الحصر which is إثبات الحكم إِنَّمَا إِنَّمَا it means I was not said for anything else that's what it means that's what the word إِنَّمَا means I was not said for anything else but to perfect people's manners and of course the first manners that a person needs to perfect is the way he speaks about الله عز و جل not to attribute to Allah a child that is bad manners to Allah عز و جل تكارد السماوات تكارد السماوات تكارد السماوات وتفطرم منه وتنشق الأرض وتخير الجمال هدّا أن دعوا للرحمن ولدا وما ينبغي للرحمن أن يكون له وما ينبغي للرحمن أن يتخل ولدا bad manners to say الله has a child so the Prophet ﷺ if you look at what he came with is good manners أخلاق this is what is needed the Prophet ﷺ said in the hadith إِنَّمَا أحبّكم the people who are most beloved to me the messenger say this وَأَقْرَبِكُمْ مِنِّي مَجْلِسَنْ and are closest to me in sit in the day of judgment who are closest to me in the day of judgment أَهُوْ أَحَاسِينُكُمْ أَخْلاقًا the one that has the best manners the day of judgment the people who are with the Prophet who are going to sit with the Prophet who are going to be next to the Prophet are the ones who have good manners good manners so when you are buying or you are selling the Salaf رحمه الله they mention what does good manners mean okay we know good manners what does it mean good manners means كَفُّ الْأَذَى وَحْتِمَالُوا الْمُؤْمِينِينِ جَمْحَارَةُ مِنَ السَّلَفْ they said this it is to withhold your harm from the Muslims don't harm anyone كَفُّ الْأَذَى don't bring harm to people and then what to endure what comes from the people that's the meaning of good manners you don't harm people and when it comes harm is put on you you endure it you have forbearance to know how to deal with it and not necessarily retaliate in every situation someone does something you shout in the market and you scream and you we all know the famous hadith and I'm going to mention this Insha'Allah in the series that a prophet our messenger عليه الصلاة والسلام in a buying and selling he was peace be upon him buy a man he said to the prophet you're lying in a trading bring a witness and the prophet عليه الصلاة والسلام went and he called on to he the prophet looked not knowing that he didn't have a witness and one of the companions stood up and he said I'm your witness I'm going to testify that this is the way you're saying it and he testified it this is the prophet عليه الصلاة والسلام I'm not saying it to the prophet in a business transaction he's in your line in the trading bring a witness and the prophet عليه الصلاة والسلام went you get foul language and fight and this noble companion he testified for the prophet عليه الصلاة والسلام from that day onwards his testimony was equal to two men that one companion does anyone remember his name the name of the Sahabi I don't remember the name of the companion the prophet عليه الصلاة والسلام سنين لنا حديث أحمد ريت أبو داود he said أكمل المؤمنين إيمانا أحسنهم خلوقا أحسنهم أخلاقا the mu'min who has the completest iman the mu'min who has the completest iman is the one who has the completest etiquettes and manins and khalaq it's very important number four the four the characteristics is what عفة في طعمة in chastity in your what in what you eat you're an individual who stays away from حرام عفة is to be chast I'm a chast so however you pronounce it عفة في طعمة you're an individual you believe in the حديث of the prophet عليه الصلاة والسلام إن الحل the halal is clear وإن الحرام بيينون the harami is clear ودينهم أمور المشتبهات لا يعلموا هن كثير من الناس and in between the halal and the haram there is this ambiguity vague many people don't know it that doesn't mean no one knows it the hadith says لا يعلموا هن كثير من الناس a lot of the people don't know it but some people some people know it but then what is what is needed from you here you go to the clear cut حلال and you stay away from the clear cut حرام and you also stay away from that doubt for grey area as they say stay away from it nowadays when we have people saying it's a grey area let's go into it it's not black and white so if it's black if it's not black and white it means stay away from it don't do it إن الحلال بيينون وإن الحرام بيينون وبينهم أمور المشتبهات لا يعلموا إن كثيروا من الناس فمن اتقى الشبهات فقل استبرى ألدينه وعرضه ومن وقع في الشبهات وقع في الحرام كروا يراحوا لحما يشكوا ويرتعفي the prophet said don't pass and he stays away from this this type of business he's like I don't know is a halal is a haram he stays away from it well has he done فقل استبرى ألدينه وعرضه he has protected his religion and he's also protected his what his honor people will not slander you when you stay in a gray area generally people are going to be like they say things about you your honor is going to be protected and your deen is going to be protected how's your deen going to be protected because if you keep staying in this gray area this which is not clear to you if you keep dwelling in it the haram becomes easy for you it's a stepping stone to the haram also the prophet said stay away from the haram how great it is كل لحم النبطة من صحت him فالناره أولى به any flesh that has been nurtured upon haram you fed this body haram the hellfire has rights on you the day of judgment that flesh جهنمه has rights on it it has to take his portion يوم نقول إليه جهنمه هلين تلأت وتقول هلين مزيد توزليفة الجنة المتقينة this day جهنمه is going to take his portion from you remember that كل لحم every flesh everybody who feeds himself حرام من صحت him فالناره أولى به the hellfire has rights on you روه التلملي وحسنه اللمام التلملي narrated this and he graded it to be he graded it to be حسن I want to say now this wealth you have to gain it in حلال you have to gain it in حلال and you also have to give it in حلال you're going to be questioned in the day of judgment where you got this money from and you'll also be questioned in the day of judgment where you spent it you don't just concern yourself with this money that you got you also concern yourself what did you spend it with and that's the responsibility and the rights that the wealth has on you وقت التحملي ووقت الأداء the time that you took on this wealth and the time that you fulfill it both times and that's what the حديث an Imam would tell me narrated in his jama'a من حديث عبد الله المسؤولة رضي الله تعالى عنه قال رسول الله صلى الله عليه وسلم لا تزول قادم عبد عبد a slaves legs will not move from his position يوم القيامة the day of judgment حتى يسأل حتى يسأل عن أربعين until he's asked about 4 things 4 things are going to be asked أن عمره فيما أفناه your life what did you spend it doing in your life you died at the age of 70 the age of 60 the age of 50 the age of 40 40 years you lived what did you do what did you spend it in you'll be questioning the day of judgment وعن جسدي فيما أبلاه your body what did you do with this body that was given to you how did you use this body you'll be questioning وعن علمه your knowledge ماذا عمله فيه what did you do with the knowledge that you gained the volumes of books that you read you'll be questioning the day of judgment it's the day of questioning it's the day of interrogation اللهم سلم يا رب العالمين اللهم ايكه سيف that day your legs will not move from the sight of Allah من عند الله عز وجل you will stand you will not move from that position until you answer these questions until you have an answer for it your life how did you spend it your body the beauty that was given to you the skin the physical strength that was given to you what did you do with this you'll be questioning your knowledge the علم that you learnt what did you do with this knowledge how much of it did you implement how much did you not implement why did you not implement it you'll be asked questions about it وعن ماله your wealth من أين أخذه وفي مأفقة your wealth where did you get this penny from it's درحم where did you get it from okay good then where did you spend that where did you spend it where did you spend it you can't lie to Allah there's no lawyer there's no there's nothing ليس بينك و بين الله ترجمان between you and Allah there's no translator or a lawyer or a solicitor no none of that عليمنا بطاربن يسأل ويلو اللي من لا يعلم ويلو اللي من عاليمة ثم لم يعمل destruction is to the one who doesn't know and destruction is to the one who knows but doesn't act upon what he knows you will know this hadith now you've heard of it every درحم and every dinar that you gain every penny that you get every scent that goes into your pocket it's a question in the day of judgment you'll be interrogated regarding it so learn its responsibility I'm going to conclude with this hadith of the Prophet ﷺ the Prophet also categorized the people into types again الإمام التلميديو narrated in his jama'a من حديثي أبي كبشة العمر بنساعد للأماري رضي الله تعالى عنه أنه سبيع رسول الله صلى الله عليه وسلم يقوله أبي كبشة عمر بنساعد الأماري رحمه الله رضي الله تعالى عنه he had the Prophet ﷺ say the following ثلاثة on the Prophet ﷺ أقسم عليه and I swear by them وَأُحَدِّثُكُمْ حَدِيْتَنْ these three I swear by these three things happening وَأُحَدِّثُكُمْ حَدِيْتَنْ and I'm going to tell you a hadith ثح فضوه memorize it three three things the Prophet ﷺ has said to you I'm going to swear by these three things these three things I'm swearing by it that these three things are going to happen and I swear to you by these three does maybe Allah and Muhammad require us to swear by Allah for us to trust him and believe him we already believe him before him even having to swear by Allah but what does it then become if he swears by Allah it becomes very serious for us right it's a very serious issue now and then look what the Prophet said وَأُحَدِّثُكُمْ حَدِيْتَنْ فَحْفَضُهُ and I'm going to tell you a hadith memorize it so every Muslim should try to memorize this maybe if you don't memorize the wordings memorize the concept and the meaning the first one is مَعْنَقَصَا مَعْلُ عَبْدٍ مِنْ صَدَقَةً صدقة does not reduce your wealth money you've given in صدقة is not reduced a lot of people think yeah I used to have this much but I gave it in صدقة it's gone now no it's not gone it's actually what remains we all know the famous hadith of Prophet SAW when he came home عائشة says حديث ترميلي and now they slaughtered a sheep for the Prophet SAW فقال فقال النبي و the Prophet went and he came back and he said to Aisha where is the sheep ما بقية منها what remains from the sheep that was slaughtered the sheep that was slaughtered what is left from it because he left and he came back and she said ما بقية منها nothing remained meaning we I gave all of it out and only what is left is the shoulder because she knew the Prophet love the shoulder she said the rest I gave it out only thing that's left is the shoulder he corrected her and he said بقية كلها all of it remains غيركتي فيها غيركتي فيها other than the shoulder كل شيء other than the shoulder is what we have because it's the day of judgment that's what we're going to be given from as for the shoulder we're going to eat it and it's going to go and we're all together ما نقص مال عبد من صدقه giving your money in صدقه it does not reduce يزيد it increases الله nurtures it سبحانه وتعالى الله nurtures it the same way that one nurtures his horse the Prophet said and Allah nurtures it with his right hand the narration mentions the money Allah nurtures it for you سبحانه وتعالى وَلَا ظُلِمَا عَبْدٌ مَظْلَمَةً صَبَرَا عَلِيْهَا إِلَّا زَادَهُ اللَّهُ عِزَّا and there is not a person who is oppressed and is wronged and he came with patience except Allah will increase him in honour it's a prophet saw by this one anyone who is oppressed and his patience upon the oppression that was put through him so I'm going to press him and he responded with a type of servitude which is what patience Allah will increase him in honour the third one is there is not a person who opens the door of leaving of working and walking around and begging the people except Allah opens the door of a continuous poverty for the person there is not a person who keeps begging إلا فتح الله علي that Allah will open for you باب فكرم a door of poverty the person becomes even more this teaches us that asking begging too much brings about poverty means internally you will never be content Allah will take away from you being content contentment will go you just fill up و أحديثكم حديثا فحفظوه the professor I'm going to tell you a Hadith memorize it إنما الدنيا لأربعة إلى فريد this dunya is for four people this is the Hadith I'm going to conclude with it's the same Hadith it's a one Hadith the people in this world are four type the people in this world are four types عبد دين عبد دين رزقة الله أسلاف الله وعلم and knowledge he's rich he's got knowledge are you with me brothers they said like the great imam عبد الله من مبارك عبد الله من مبارك by the way brothers عبد الله من مبارك الحضليو he's a great imam great scholar great great scholar please pay attention to this okay عبد الله من مبارك his father was a slave and his father used to work for his master so one day the master said to عبد الله من مبارك's father and he said to him go and pick me a juicy fruit from my garden this is عبد الله من مبارك's father go pick me a good fruit from the tree so he went he picked up a fruit an apple and he brought it to the master and he gave it to him the master bit the fruit and he said to him did I not tell you to get me a juicy fruit what is this fruit that you got me out of the garden and then he said to him all this time that I've worked in your garden I've never eaten your fruit to know which one tastes nice or not I've never eaten from your trees I don't know which one tastes nice or which one doesn't the master said okay go he looked into his affairs and he realized his عفي فلبطني والفرج a man who protects what goes into his stomach and that which he desires protects his private pot and he protects what goes into his stomach he married his daughter after him and he gave birth to the Imam عبد الله من مبارك مبارك عبد الله من مبارك became so rich that he used to come to his city and he would look at the people and say this year who wants to do Hajj everybody who puts their hands up he will take them to Hajj on his own wealth عبد الله من مبارك are we all together brothers الله gave him wealth عبد الله من مبارك is from the الروات البخاري and the Muslim and Abu Dawood and the Talbidi and Abu Majd and he said كتب الحديث he did the chain of narration he's the teacher of Imam Malik great imams so الله gave عبد الله من مبارك knowledge and wealth عبد الله من مبارك وعداء الله وعلم and knowledge ويتقفوه ربه and in the wealth he fit his lord in it ويصلوا فيه رحمة and he keeps ties of kinship I want to start over this point a bit some people when they become rich they become cold and hard to their family members they feel they've grown out of their parents and their family نعم لكم الناس ، أنت لا أعلم ما أدخل في الحياة ويسألونهم لدى حائلهم يسألونهم الناس الذين يدخلونهم ويسألونهم إلى هذا العالم ويقدمونه لكم ، ويقدم لكم هذا الشخص يأخذ العالم ويأخذ المتعجل يفز الله فيه ويتفعله بحقوق الناس ويعلموا لله فيه حقا ويعرفون بأنه يكون مرحبا في هذا العالم فهذا بأفضل المنازل النبي قال لنا أن هذا الملحة هو من أمامها العلمي. العلم، عمل؟ الله قد يجد الإسلامي المعارض. الله قد يجعبك أخبار. وانت تعلم كيف يتعلم أي أخبار. تعتقد أن تأخذ المكان الذي يوجده فيه سيئ. يعمل لك مكان الذي ينجده فيه سيئ. أبداً كل منها. فهذا أفضل للمنازل. فهذا أفضل للمنازل. وعد ينرزقه الله. أي من الله قدهم. عِلْمَن قبل أن I go into this I know one man from my country he's very rich extremely rich billionaire he's got a lot of money الله gave him عِلْمُن knowledge الله gave him what? knowledge Islamic knowledge and الله gave him wealth it's little it's a country that you find at any Islamic institution that doesn't use his that he doesn't provide for the whole entire electricity in the country runs under him he's like a government by himself the wealth and everything that Allah has given him he's got the entire country's wealth in his bank because of the software he bought وَمَعَذَا لِكَا كُنْي with all of that if you meet that man I bumped him to him one time بسلام عليكم somebody pointed out him to me so I met him as soon as I said he said do you want something you can see in his رغبات and that is one characteristic that is noble about him معروف and the second one is he does not let his mother leave his eyesight ever he goes his mother's with him she travels with him everywhere he goes in the world she's with him the food that she eats what she drinks what she has she's with him she doesn't leave his eyesight and leave an example so if Allah gives you knowledge and wealth you can open many doors for khair وعبدل وزقه الله a slave Allah gave him علم and knowledge only ولم يرزقوا مالا but Allah didn't give him wealth فوصادي قلية but he's good intention he hasn't got anything but he's good intention يقوله he says لو أنني مالا if I had wealth لعملت بعمل فلان I would have done the action of so and so so and so who spends his wealth in the sake of Allah I would have done the same I wish I had wealth to do that but when he says oh Allah I wish I had that wealth he doesn't want it to be taken from the person who has it oh Allah increase it for them and if I had it I would do the same لو أنني مالا لعملت بعمل فلان فهو بيليته this person has his intention سأدروه ما سوا their reward is the same look at how far the intention is he doesn't give he wishes he really wishes but if he had it he would have done that both of them are in terms of reward the same وعبدل A slave رزقه الله مالا Allah gave him wealth ولم يرزقوا علم وعلم أن الله didn't give him no knowledge فهو يخبط في ماله he dwells in his wealth and uses it بغير علم with no knowledge he doesn't study finance he doesn't have no knowledge of this field but he's got wealth he's rich he just spends it everywhere ربا خمم this he doesn't care he does not work in line with the sharia and he doesn't have no knowledge لا يتقي فيه ربه he does not observe his lord الله عز و جل ولا يصير فيه رحمة and he doesn't also keep the ties of kinship his family are starving and in need of him and he doesn't know of their affairs ولا يعلموا لله في حقا and he doesn't know the rights of Allah on him سهاد بأخبة المنازلي this is the lowest and the evilest of stations وعبدل A slave لم يرزقوا الله مالا and Allah didn't give him no wealth ولا علم and Allah didn't give him no knowledge فهو يقوله he says لو أنني مالا if I had the wealth of the one who uses it in bad the one that uses it in evil the one that has disconnected from his family members if I had wealth I would have done what so and so does فهو أبيليةه this one also gets his intention فوزروه ما سوا their sin is the same those are the four people you pick which one you want to be سبحانك اللهم بيحبك أشدو الله إلا إله إلا الله أستغفروا الله توليك