We start this Friday edition of the Sports Night Zone in a sentimental mood as one of Trinidad and Tobago's long-standing servants of football announced his retirement from international duty. Goalkeeper Marvin Philippe stepped away from the Soco Warriors team 16 years after making his debut against Panama in 2008. His career was in doubt after a stabbing incident in the community of hard bargain, but the 39-year-old made a full recovery going out to make 92 appearances for the Soco Warriors. We welcome Marvin to the Sports Night Zone. He joins us live via Zoom. Marvin, great to have you on the show. Good afternoon to you guys and thank you for having me. Let me start by saying that you look nothing like 39 years old. You look like 25. Thank you very much. Thank you very much. I keep myself well and all the time. Thank you very much. What triggered this decision, though, because you've been a staple with Trinidad and Tobago's Soco Warriors for a decade and a half now?  And we all agree now is a good time to step away from the international level. Yeah. Your tenure as a Soco Warrior goalkeeper has seen you compete with a lot of outstanding goalkeepers in the past decade and a half, you know, Clayton Ince and Ross Russell and outstanding goalkeepers. I didn't get a chance to play the Ross, but I definitely got a chance with Clayton Ince, you know. He was definitely outstanding after 2006 World Cup, you know, after five positions with him being there. Yes. I learned a lot from him at that point in time. Yeah. It's the Caribbean Cup tournament, which hasn't been in existence for well over a decade now, which I think has robbed a lot of Caribbean players of more regional competition. I know there is the Nations League, but is the Caribbean Cup something that you miss, that it doesn't exist anymore? Yeah, it certainly is something that we miss. It's had a rich history, you know, but unfortunately, Conker Kaafo, FIFA, find a way to shock their new league. But definitely, it used to give players in the Caribbean a good chance to showcase their selves. Yeah. And of course, TNT are eight-time champions of the Caribbean Cup. No Caribbean team has won more titles than TNT has. What, Marvin, has been your best memories of playing internationally for TNT? Best memories, you know, would have been some tough games in tough stadiums. You know, we would have played the likes of Costa Rica. You know, I have found memories on that, you know. One of the latest would have been Mexico in the 2021 World Cup, Japan in 2019 and a friendly match. There is a lot, but these three are the most fond memories coming to my mind right now. Right, and in the 92 appearances that you had for the Trinidad and Tobago soca warriors, you were also captain during some of the matches. How much did you enjoy being the leader in those matches? It was definitely a pleasure, definitely, definitely a pleasure to lead the country in many of those games, you know. At that time, I had a lot of experience, so I just tried to lend it towards the younger ones and the team and share my experience with them as well and try to lead from example. Yes, and one of the things that really stood out for me is current coach Angus Yves, when describing you and talking about you, he really stressed on the leadership role that you played in the team and the impact that you had on the current goalkeepers. So that brings me to a question, because while coach was reading that interview that coach gave, will you ever consider coaching?  So they had impacted their knowledge towards me. So you know why I've been the experienced goalkeeper and a lot of young keepers partially and why I just, it's just automatic that I need to lend my expertise towards them. Not only those on the national team, but those with the various clubs showed our country. Definitely, I would like to make that transformation soon, but I'm not stepping away from the game just yet. I'll be playing in the local leagues, but just stepping away from the international level. Yes, I'm glad you made that clear, because last season you played for AC Spain and you and the team, of course, came second. So you're not done with football for good. We're still going to see you on the TTPFL. Yes, definitely, we've been at the TTPFL, you know, yes, I was at the ACV game second. We had a horror in the club championship where we just get one draw, the three games. But that definitely will be on the local so we can serve it in the TTPFL. Yeah, Marvin, I know at the top of the segment that you said you spoke with your family, including your wife and kids, before making this decision. Did you have discussions with the current Trinidad and Tobago head coach, Angus Yves, and if so, what were those discussions like before coming to this decision? Honestly, I didn't have any discussions with him. The team prior to the making this move, he definitely called me after and wished me well and thanked me for my service and what not. But before making this move, before long-term retirement from the international level, I didn't have any conversation with him, I was just in-house with family and friends and what not.  So what ultimately would you say was the deciding factor or the deciding factors? Yes, I understand that the family might have said, yes, it's time, but why? I don't want to make it seem that that is the last four games I wasn't there, but it definitely has nothing to do with that. The national team, there is a lot of commitment and a lot of sacrifices need to be made.  I don't know if you know my history, but I made a lot of sacrifices for this country. I had a tragic incident playing for this country back in 2014, so all of these things would have helped me with my decision. Could you elaborate on the tragic incident in 2014, Marvin? Unfortunately, we went to play a friendly match in Argentina against Argentina and was traveling to Brazil. And on that day, 6th of June 2014, I lost a son. Can you say anything more about it? I don't want to bring anything more about it. Marvin, when you seem emotional at the moment, is your emotion at the moment in any way reflective of a difficulty in making this decision, the one you've made, stepping away? No, I don't think it was a difficult situation. As I said before, I made a lot of sacrifices and away from family and kids and nothing. And I just think now is the right time that I should be more family man or more towards my family at this present time. That helped me with the decision. Marvin, how long have you been thinking about this? This wasn't just overnight. This could have been about a year and a half ago. Marvin, you had a stint where you were on the books of an Indian club, Narokai, I think. Narokai FC 2019 into 2020, just before Covid. Could you talk to us about that and what was that experience like? It definitely was a great experience going out there and learning other cultures, learning how other countries play their football. Unfortunately, the club I was at was not a top club. They tried to be professional but the results, we wouldn't get any results. But it definitely was a good experience for me at that present point in time. Marvin, I want you to describe for us, as you see it, the state of Trinidad and Tobago's football now, in comparison to when you played for the first time at the international level. Back when I made my debut, I was right after the World Cup. Football was definitely on a high in our country. I don't want to go too much into it, but players at that point in time were blacklisted and that gave players the opportunity to come forward. Fortunately, I was one of those persons to come forward and represent the country at the highest level until I announced my retirement recently. Fast forward until now, I think our Federation and whoever wants to be in charge, everybody needs to come together to take Trinidad and Tobago football back where it's supposed to be. I know the Normalization Committee runs Trinidad and Tobago's football at the moment, Marvin, and that is not a situation that a genuine TNT football fan is happy about. The period of Normalization has been protracted beyond the initial stages, but we'll continue to watch TNT's football closely and we share your sentiments that we all want to see TNT football resuscitate to the level that we know that it had been for decades and we wish you all the best in your retirement and we'll be watching your performance in the Pro League in TNT with AC Port of Spain, although the international... I wouldn't be back with AC Port of Spain, it's a surprise, but I wouldn't be back with AC Port of Spain this season. And you're not willing to say which club you'll be at? No, I'm still in finalization, finalization of a contract, so eventually you'll get to see me and when you see highlights, you'll see, OK, Marvin is playing with this team now. Marvin, really a pleasure talking to you and we have enjoyed your goalkeeping over the years and we wish you good luck in the TNT League for whichever team you appear for. Thanks man, great talking to you. Alright, thank you and once again thank you for having me. Yeah man, great. Marvin, Philip there retiring from international football after 16 years as a Soco Warrior. We'll be back with more on the Sportsmax someone after this.


I stayed inside and watched him until he faded to white like the end of a 1940s film. I stood in the doorway and I felt it all. Embarrassment, rejection, fear, loneliness, hopelessness, confusion, grief, anger. Hi there lovers and friends. This video is about heartbreak, one of the most powerful and profound feelings on the planet. And although we don't like to live in it, I think that there is some really cathartic healing and bonding moments from sharing and discussing it. And with that in mind, I want to get the conversation started early in the comments section below. I want to hear from you. Name a physical location where you remember your heart actually breaking. And that is what this video is all about. I'm going to be reading a short story called The Snowbrush. And this is actually something I wrote from my book, The Game of Desire, chapter four X marks the spot. It did not get included, but for anybody who has read the book, you're going to know who I'm talking about and the context of why this story was so profound and life-changing for me. And speaking of life-changing things, can I say a sentence I've been legit dreaming of for years? This video is sponsored by Audible. And if you follow me on Instagram, you know how obsessed I am with audiobooks. And if those of you who do not know, Audible has the largest selection of audiobooks on the planet. And now, Audible Originals makes that service even more incredible by creating specific content that is catered towards its members. And here's where I want you to get real hype, because as far as I know, Audible is the only service that is going to give you the opportunity to listen to my brand new book, The Game of Desire for absolute free. So when you sign up for a 30-day trial of Audible, you get one free audiobook plus two Audible Originals. And to do that, you got to go to audible.com slash shan booty or tech shan booty to 500 500. I'm going to say it one more game. If you want to get yourself one free audiobook plus two free Audible Originals signed up for a 30-day trial with Audible and to do that, go to audible.com slash shan booty or tech shan booty to 500 500. All right. Without further ado, here is the snow brush. December does not always bring snow in Toronto. And maybe that's why this particular one was making up for lost time. During that year, I was still living with my parents as I had done on and off between the ages of 18 to 28. I did have a car, but you know that old saying, as long as you're under my roof, you're going to obey my rules. Well, my parents knew it too, meaning even in my mid 20s, getting out of the house was more of a reward than a right. I want you to see her. Mark, the guy that I was in love with, had a really high voice, but today in particular, it was soaring. He loved cars. Again, I loved him. So of course, I wanted in badly. Are we both living on the same planet? The answer is no. My mom was not even entertaining the idea of me leaving with eye contact. Please. I need you to understand and I need you to let me go. My mom pushed away from her computer frustrated and stared me down. If it's that important for you guys to see each other, why doesn't he come here? The lie came so quick. I tricked myself. He doesn't have a car yet. Please, mom, I promise no highways, all street driving, and if it really is that bad, I'll turn back. Isn't this the reason that you made me spend two paychecks on snow tires? She waved her hands dismissively, then turned away without a single word. She was disappointed, but that was fine with me. I didn't need her enthusiasm. I needed an exit. The roads were actually way worse than I thought, but would have been a 25 minute drive hours earlier and now took three times that amount. When I finally made it to his street, I exhaled, uncurled my fingers from the steering wheel and reached for my phone to text mark, but to my surprise, he was already outside. I hit my horn. I saw him stiffen, but then he turned and saw it was me and his whole body relaxed. That small act of intimacy made the drive totally worth it. Get out. Get out. Look at her and get out. He yelled. Oh, I was looking all right. The car was a literal piece of junk. Think of the first car you've ever drawn. Now choose the sharpest crayon in the pack.  Well, yeah, go ahead and color in your box car with that.  Mark tackled me and covered me in kisses and tickled me from my neck to my thighs. I laughed even though I could barely feel his touch through my thick winter coat. I'm so glad you're here. I'm so happy to share this with you. He kissed me and got up and ran back over to his car. I laid there a little longer basking. He yelled back.  It's not nap time. We got places to go. I stood up, brushed the snow from my butt with my sleeve, and then noticed Mark was doing the same thing to his car. I walked over as his gloveless hand ran over what had to be stone coal metal. Don't you have a snow brush? I asked. Nah, not yet. Now it was my turn to run. I slid to my back door and pulled it open to retrieve my snow brush. Still wet from use, I rushed it back over to Mark, who was now sweeping the hood with his other sleeve. Here, I extended the yellow handle to him. Oh, thank you. That'll work way better. He grabbed it and finished clearing the rest of his car off in no time. When he was done, he smiled and gestured to hand the brush back to me. I shook my head. No, he furrowed his brows. It's a gift. I said a congratulations on making a big commitment that I know means a lot to you gift. He still wasn't sold. So what are you going to use? Oh, I have another one in my trunk, a newer one too. So you can keep this one. I lied again. And it seems like I did that a lot. Well, okay then. Thank you. Seriously. Thank you. In the final weeks of December, the snow slowed down again, along with contact from Mark. It was beginning to feel a lot like deja vu, but that didn't make this round any less painful. Now I played all my usual reindeer games. I started seeing other guys I wasn't interested in. I posted about these guys I wasn't interested in online. And I accidentally text him a few times after work. The words unrequited love were beginning to harden in my mind until one out of the blue day he finally returned my texts. Hey, sorry I've been so busy. I see your post online. Looks like you're keeping busy too. Anyway, there's this movie I'm dying to see. Want to go to the movies tonight? Of course, I was out the door and in my car before he started a new game of hide and seek with me. When I got to his place once again, his car was not out front. A wave of dread washed over me. Had I misread his message? I sent him a follow up text to say I was outside. Five long painstaking minutes later, he was knocking at the window. I unlocked the passenger side and immediately reached across to hug him before he could really sit down. He jerked and slipped a little. Where's your car? I asked, trying to glaze over that stutter. It's in the shop. He sighed and reclined in the passenger seat. It's been back and forth getting fixed since I got it. Sucks because I really did my research. I felt bad for him, but a little bit more hopeful about us. Maybe his car was the problem, not his feelings for me. My spirits began to rise, but they didn't get very far. By the time we got to the movies, it was clear that things between us were officially different. His answers were short and the silent stretches were super long. We went ahead and saw that damn movie that he wanted to see. What was the movie? Actually, I have zero clue. I'd like to blame that blank space on memory, but I'm sure if you went back in time and asked me the morning after, I would not have known either. When the credits rolled, he was the first to get up and into the aisles. I followed him and bumped my way out of the Dim Theater as he checked his phone. We walked quickly through the hallway as I tossed out a few crew jokes that all landed flat on their back. Just before we reached the exit, he stopped and turned to me. Hand me your keys, I'll pull up the car. It's coming down pretty hard outside. I looked past him to see an entirely different world than the one we had rode in on. I nodded in agreement, dug into my pocket, then handed over the keys. He grabbed them, then zipped up his coat and prepared to enter into the storm on both of our be halves. The gesture should have felt romantic, but instead it kind of felt like getting up for the old lady on the bus because your mom elbows you in the ribs.  He stared at me blankly waiting for me to continue. So I did. That's the description I'll tell the police if you make a break with my car. That time, he at least forced a fake laugh. I didn't crack a smile. Mark opened the doors and entered the blizzard. I stayed inside and watched him until he faded to white like the end of a 1940s film. I stood in the doorway and I felt it all. Embarrassment, rejection, fear, loneliness, hopelessness, confusion, grief, anger. I thought back over the entirety of our relationship. Why did it always end up this way? What was I missing? What did I do wrong? Why not me? I pondered that question for a while until something didn't feel right. Time. A lot of it had passed and Mark still hadn't pulled up with the car. I pulled off my cute leather jacket which in light of the weather was now a wildly inappropriate choice and covered my head as I exited the calm into the storm. The snow was coming down so thick I could barely stand to look up. I stumbled around the parking lot trying to spot my car among the sea of frosted cans. I was about to reach for my phone and awkwardly ask if he had in fact stolen it but then I saw something just a few yards ahead. Deja vu. Mark was bent over the hood of my car wiping my snow covered windows with just his sleeve. I could also see that my trunk was open. A trunk that held many things like tennis rackets, Tupperware, empty soda cans, jackets, dress shoes, loose paper, fast food cartons but no extra snow brush. I honestly thought about going back inside and pretending I never saw him but in that moment he looked up with what I can only describe as the most irritated expression. I thought of a million witty quips to downplay my lie but as soon as I got with an earshot he looked up and said you don't have a second snow brush do you? As soon as we get back to my place I'm giving yours back and with that what was there really left to say? We drove with the radio turned up and true to his word as soon as we got back to his place he hopped out and asked me to wait. Minutes later he emerged from the garage with a familiar yellow object. He jogged it back to me and extended its steps away making the intention for distance very clear. Thanks for letting me use this for all this time and thanks for driving me tonight. Thanks for driving me tonight. That was something I would sarcastically say to an Uber driver that was about to give two stars. I thought about starting an argument but Mark's arm looked tired and I realized so was I. I took the snow brush from him. All right bro have a good night and thanks to you too for both of us filled in the blank without having to say the word nothing. Which also best describe what we shared from that day forward. To add insult to the greatest injury of my fragile heart after five years of chasing this dude down about a month after that meetup I learned that he had gotten into a full blown relationship with someone else. Admittedly I did not take that news very well. I don't recall ever feeling so angry towards someone as I did towards Mark and all that anger was masked in my thoughts of him being a womanizer and a masochist and a narcissist but in truth it all boiled down to the question why not me. The crazy thing is I actually did get the answer to that question years later last year to be specific and when Mark and I finally had that long overdue conversation I finally saw the full brutal picture of our falling out and of my own faults that led to that falling out and now if you would like to hear about that conversation now would be a good time to go to chapter four of the game of desire and take a listen. Thank you so much for listening to that short story the snow brush if you want to know how it ended and what actually went down in that relationship you're going to have to listen to my brand new audiobook the game of desire and I got you covered if you haven't done so yet all you have to do to get a 30 day trial of audible is go to audible.com slash shan booty or text shan booty to the number 500 500 and once you do that you get yourself one audiobook plus two audible originals and here's another feature that I absolutely love it's called share this book and through that feature you can send a book to a friend and if that is their first time using that feature they get that book absolutely free as well so in short audible is your way to listen to love to share some love and to show some love to my new audiobook the game of desire all right guys that's all from me but you got one more task to do in the comment section below I want to hear from you tell me the location that you can recall your heart literally breaking


Hello everyone, this is financial author Amit Dan of amitdan.com. On this channel, you'll find financial travel and more videos just like the one you're watching right now. If you like what you see, please give me a thumbs up and consider subscribing. Walmart Bank declines to reverse fraudulent charges. Hello everyone, this is financial author Amit Dan of amitdan.com. Today I'll be talking about a news that caught my attention because if you have been watching my channel, you know that my credit card was scammed or hacked and there were fraudulent charges. So there is this news which caught my attention and I'd like to talk about that. And then I'll give you some tips on how to protect yourself from scammers or hackers to safeguard your credit cards. So the way scammers got a hold of my credit card information was they broke, they broke into the credit card processing system or somehow the marching system because I didn't lose my credit card and I had that credit card with me. But then I found out that there were transactions that were made from Malaysia, the larger transactions. For example, there are Expedia, Malaysia Vacation and there is an airline ticket from Malaysia, foreign Malaysian airline. And there are smaller PayPal charges made into my credit card using the information. But the news that caught my attention is slightly different than mine. This couple from Winnipeg, they went to Cancun, Mexico for a vacation and they did some groceries and they visited a local Walmart and on their way back to the hotel they found out that they got pickpocketed and the credit cards were lost. So they managed to call the Walmart Bank of Canada which issued them a mastercard that got pickpocketed and since then Walmart Canada Bank has been declining them to reverse $6,600 fraudulent charges. According to the Walmart Canada Bank, the hackers or the thieves had their pin number or had the person's pin number and once they use the pin number it is not credit card company's responsibility to refund fraudulent charges. Now this clause or whatever they are using to not to pay or not to reverse those charges is ridiculous. The best thing you can do read your credit card agreement and somewhere if it says that if the thieves use your pin number then you are not liable, then you are liable for those charges the credit card company is not liable. The reason this is ridiculous because it's very easy to get a hold of someone's pin number. For example there are high tech devices that can copy your pin number when you use your card at an ATM or at a store. This machine is called Shimmer. So what is this that this is a very tiny micro chip kind of machine and it can be inserted underneath the layer of the bank machine or the store machine and then whenever you are using your credit card with your pin number it records everything including your password. Another way thieves can get a hold of the pin number is that they have cameras set up from it could be right above the ATM machine or somewhere from a distance which gives them a very good shot of what pin number you are inputting and then also they can see the credit card information and everything and then that's the way they get a hold of the pin number and all your information to copy those information to make fraudulent charges. So this declining not paying this couple of $6,600 fraudulent charges is totally ridiculous because if you are issuing credit card then you should provide the support and service when someone gets hacked or schemed and lost their credit card and their fraudulent charges. So in order for you to protect yourself I would recommend doing a few simple things the first thing if you are traveling carry a credit card with a lower balance or lower availability do not take with you a credit card that has let's say lots of available limit for example $5,000, $10,000, $20,000. Take something with you which has below $1,000 or below $500. You can use prepaid cards with a very lower balance available and if you have to take cards with higher balance then you can leave them at your hotel locker or hotel safe deposit box and then just take the lower balance card with you. Then another thing you can do is to set up alert for your credit cards for example above a certain limit which could be $100 or $50 you should get an email alert or text alert letting you know that there have been these charges and then so you know that what's going on and then another way you can protect yourself is to set up a vacation alert on your credit cards by calling either the credit card companies or setting it up online although most of the credit cards are getting rid of the system right now they say that the fraud detection system does not require vacation alert anymore however check with your credit card if they still offer that feature and if they do then you know tell them that you know from this date to this date you are going to be visiting this country and you're not expecting more charges than this much amount for example $500 or $1000 so that way your credit cards will be flagged right away when you lose them and when someone tries to make charges so that's another way so coming back to this couple from Onipic I hope they're able to get their money back by the credit card companies I believe they're pursuing a legal action or they should be pursuing legal action for against these banks because you know they're reliable for the fraudulent charges because if you're issuing a credit card company then you have to give full protection and you have to provide full service and it shouldn't be you know turned away from reversing charges when time comes and again make make be careful about which credit cards you use go through the terms and agreements and read reviews online or try to find out how is that credit card company in terms of paying our reversing fraudulent charges there are some credit card companies which are bad there are some credit card companies which are good I do have some videos on my channel about some of these companies so if you go through them you will find valuable information and in the future I'll provide more information to keep you protected and to keep you informed thank you for watching if you like what you see please give it a thumbs up and consider subscribing thank you