Okay So we're looking looking at some of the questions that were posted and we were answering the fourth question is Which is you know, how can a sinning man still speaking tongues and move on the gifts, right? So we saw that the Corinthian church being an example of that. But the thing is that we Spirit of God has been given to us so that we can be overcomers we can move away from that to break the power of sin Spirit of God has there to empower us to overcome sin Okay, so We have a question here from Elisha Is there any relationship between the baptism? gifts of the spirit and salvation well Could you just Okay, of course, you know, I haven't I when I look at these three terms we see that when we look at these three terms we see that it's The Holy Spirit is involved in all three Right gifts of the Spirit, of course gifts by the Holy Spirit And when we look at salvation that we are born again by the Spirit of God and of course the incorruptible Word of God so and then The baptism of the Holy Spirit which our baptism with the baptism in the Holy Spirit The Greek use there can be translated as baptism with a baptism in baptism off So we see that it again involves the Holy Spirit. Well, that's the That's something that we see as a common thread of all these three terms where the Holy Spirit is the one who brings that about in terms of you know progression well, the person is born again, which is the person is saved and The person is filled with the spirit baptized with a spirit and begins to You know move or receive the gifts of the spirit desire the gifts of the spirit and walk in the gifts of the spirit And so I would unless you have something more specific Elisha about this About this particular the question you could When the person Receive the baptism of the Holy Spirit and does not operate in any of the gifts Doesn't mean that that individual cannot be saved Um, oh I see. Okay. No, so the person is saved, you know, how is the person born again a person is born again when you You know, I think we can let's look at the book of Acts if you See Christ as Lord and Savior One is born again So Yeah acts 38 repent and let every one of you be baptized in the name of the Lord Jesus for the remission of sins and and you Shall receive the gift of the Holy Spirit. So So one is born again when confesses the name of the Lord Jesus and Receives forgiveness and is the person is born again, right? So so As a born again person What happens the Holy Spirit comes in in devels we are sealed by the Spirit of God as what we see in the epistles Paul writes and he says that, you know, you are sealed by the spirit the spirit of God is in dwelling us And he's helping us and as we have studied also, you know in the life of the believer How does the Holy Spirit help us in sanctification in living a holy life in empowering work? So he does all that, right? So the Holy Spirit isn't dwelling us now You know to be baptized in the spirit And maybe I can live in ignorance and not really desire that right? I can especially with regard to the gifts I can again live in ignorance or a wrong understanding of it and not really desire that and maybe even be fearful of that right as something not of God and So As a believer, you know, I can be born again have been dwelling presence of the spirit and not have the experience of being baptized in the spirit and not have the experience of Walking in the gifts of the spirit. It is it is possible Right, but that does not mean that I'm not born again. I'm a child of God and I'm accepted in the will of it Right and my destiny has changed. I'm going to be with Jesus That all that assurance of salvage and everything is there and the Holy Spirit will lead me, you know He will give me opportunities will give a person opportunities to know the truth to to hunger and thirst for more of God and to know to walk this path of Of the believer, you know out of the disciple to be baptized and so on So yes ignorance wrong understanding maybe fear could keep me away from that, but that does not mean that a person is Not born again, right? I think that was your question. Yeah Okay So the next one is what does it mean when people refer to tongues Speaking as heavenly language. So it's again one corintines 13, right where Paul Right to the current in believers. He's talking about, you know, one corintines 12 He's listed the gifts and all the nine gifts are listed The second part of one corintines 12 is talked about the body of Christ How every believer is a member of the body of Christ towards the end of one corintines 12 He's talked about the some of the ministry gifts Yeah, you know, and he's talking about the apostle the prophet and so on Then one corintines 13 He's talking about love Being the motivating factor the foundation for the use of the gifts, right? So one corintines 13 and verse one. He says though I speak with tongues of men and of Angels but have not love I have become sounding brass Or a clanging symbol. So here, you know, he says though I speak with tongues of men and of Angels, so he's talking about the spiritual gifts. He's talking about You know the gifts of the spirit and here in particular reference to tongues He's saying though I speak with tongues of men and tongues of angels, you know, so then and that's the reference to the heavenly language tongues of men earthly earthly realm earthly language tongues of angels heavenly language, so that's the That is where this this whole reference To heavenly language this comes from Right That helps follow up as a follow-up on that Yeah Then would he be entirely true that to say that Satan does not understand tongues because we know Satan to be a fallen angel He comes from heaven. So if tongues is a language of Angels or heavenly language Would he be entirely true to say that Satan does not understand Yeah, so the thing is Satan Lucifer fallen angel so So I don't know just again my person my opinion that he would have known the tongues of angels you know to communicate with Michael or Gabriel so So that's the thing but so he might have known I'm just you know saying But the fact is that should not trouble the believer, you know, even if Satan or any other powers of darkness When I'm praying in tongues, you know, if they know that we should not trouble the believer because The believer has been given authority because of the victory that was One on the cross by the Lord the believer has been Given the authority given the wisdom to thwart To put down every fiery dart of the enemy Right. So when we walk with the Lord when we walk in fellowship with the Holy Spirit, we We have been given the authority as born again believers given given the authority so That should not trouble us Because the Lord Jesus in the in the commission he said, you know in the in commissioning of the disciples He said, you know, these signs will follow Those who believe they will cast out demons So many times that is the thing, you know, does Satan know, you know, what if he knows What if the powers of darkness, you know, know about these things that I'm praying about no problem We have been given the authority Right. Luke chapter 10 verse 19 talks about Our serpents and scorpions and all the power of the enemy. He has won the victory. Maybe I'll just read that verse exactly Yeah, look 10 verse 19 Behold I give you the authority to trample on serpents and scorpions and over all the power of the enemy and nothing shall by any means hurt you So that's that's the promise of the Lord for the believer So so it shouldn't it mean bother us. It really shouldn't bother us as we grow in the understanding of the authority that he's given us As we grow in intimacy with the Lord with them with the you know, as we increase in intimacy or grow in our Relationship with the Lord authority is just a Natural overflow of that outflow of that Yeah, does that help Alicia? Yeah Okay, let's welcome Okay, so let's let's just go through the list. Okay Okay, here's maybe I won't project the thing. I'll just put the questions here in the chat. Okay Yeah, here's an interesting question, let me just put it in the chat Okay, so once we receive the Holy Spirit, is it possible that he might leave because of some sin, okay Does anybody want to answer that? Once we receive the Holy Spirit is it possible that he might leave because of some sin Just think about whatever we discussed so far Why the Holy Spirit has come the purpose for which he has come the purpose for which he indwells the believer And so on and that should you know help us to answer this question Um Anyone okay, yeah, go ahead out this you can unmute and speak out of this. I can't hear you You can also put it in the chat Anyone? Yeah, I see many names here Collins John Paul Robert Leah Lama the beaker anyone When we receive the Holy Spirit, okay, no But repeat it since yeah since it's in itself grease the Holy Spirit Okay, so we can give you know very quickly we can give a resounding no as our response to that question And the reason is this okay? The reason is this you know John chapter 14 and if you look at verse You know verse Verses 15 and 16 night. This is the Lord Jesus teaching about the Holy Spirit to the disciples You know he's teaching about what will happen when he goes to the father. Okay, so Verse 15 if you love me keep my commandments verse 16 And I will pray the father and he will give you another helper that he may abide with you forever Okay, so he very clearly says that he may abide with you abide means to dwell to stay But he may stay with you forever and forever is a long time and forever is It is a long period of time. He doesn't give any conditions. You know that he may stay with you You know if you live a holy life or if you stay if he you know He'll stay with you as long as you're making righteous joy No, you say with you forever the spirit of truth whom the world cannot receive because neither season but he Dwells with you and will be in you Okay, and the time period given there and verse 15 verse 16 is forever and The reason is very simple and he has come to empower Empower us to live like Jesus right to do the good works to To break down the the works of the enemy in in our own lives in the lives of others Right to walk like Jesus to minister like Jesus And that's why he has come and Now it is possible for the believer to go back To to be a carnal believer to focus on the things of the flesh to be to entangled You know, maybe the person has fallen and you know getting entangled in various kinds of sin And the thing is the Holy Spirit is there to help the believer come out But he's he's convicting the believer. He's warning the believer Now he's empowering the believer, but the believer has to make the right choice, right? He will speak he will direct he will warn But the believer has to make the choice to obey So so that's the thing Again Roman scepter he talks about that that if you live a carnal life, you will die But if by the spirit you put to death the deeds of the body How do you put to death the deeds of the body by the spirit like by the leading of the spirit? If you put to the deeds of the body, you will live again We see the we see the scripture walk in the spirit And you will not fulfill the desires of the flesh and which means that the desires of the flesh There is a draw, you know as long as we are in the flesh There is the temptation Satan also comes and you know say attempts, but if we walk in the spirit We will not desire the we will not fulfill the desires of the flesh so he helps us to walk a holy life he helps us to live a whole overcoming life and yes, the Even when the believer is fallen struggling with stronghold the Holy Spirit enables the believer to overcome and To break those chains and come out So praise God, right? I think a lot of us can testify to the work of the spirit And I for one can testify to the work of the spirit. I was a believer living a very carnal life You know Monday to Friday living a very carnal life or Monday to Saturday And this is many years ago, you know struggling with various kinds of things if not for the gift gifts of the spirit if not for the message of You know the identity in Christ, I would have lost my mind Because I was living, you know, there's only so much you can live You know Living in two worlds, right living as a carnal person living as so that that was my life But praise God For the anointing empowering the persistence of the Holy Spirit That I was able to come out. He took me out But I had to cooperate. He exposed my all my sins and everything and I had to you know come clean and He put me in to ministry So praise God, he will never leave but he is always the Lord himself said I will never leave you No for secure and with you till the end of the ages but if we don't You know obey his prompting if you don't follow his leading then, you know, we are You're literally wasting our life here on earth But if we follow if we if by the spirit put to death the deeds of the body, we will Live because we have been even created for that. We've been designed for that as one again believers, right? Okay, let's look at another question Okay, this is a question considering the person of the Holy Spirit Would it be wrong for any person to refer to him as Holy Spirit without the definite article? I don't think it's wrong Say, you know because there would of course definite article would mean you're referring to You know he's unique, etc. But it's not it won't be wrong to That's that was a question It's fine. It's it's I think it's just a case of semantics, right? Okay, so here's another question What are familiar spirits can a person who has a Holy Spirit Have a familiar spirit So, yeah, I just wanted your response on that Anyone who can answer yeah, so I just want to you know kind of say that you have a course on On the author on on demonology and dealing with Deliverance and healing and deliverance right which talks about we go into depths of that particular topic About the spirit spirit world and spirit and so on so we look at that But very quickly, you know about familiar spirits. We see that you know, there are different kinds of spirits, right? We see spirit of lust or unclean spirit and they Allying spirits and so on so they they're termed such because they carry out that function they bring about maybe their work is just to you know, create a or Tempt a person with lustful thoughts and and you know make them fall, right? So we see these kinds of spirits. So a familiar spirit would be familiar with the information about a person and and you know, we see that in even in when it comes to People trying to call out or bring up the spirit of the dead and so on a familiar spirit would pretend to be like, you know that person's spirit a Human spirit, but we know that you know, that is not possible because once a person dies Yeah, that goes to the presence of God or you know away from the presence of God, right? So a familiar spirit is some something with has the information tries to pretend like a spirit So so that anyway coming back to the question So can a person who has the Holy Spirit still have a familiar spirit? Well, the possibility is that as a person who's born again, I can open the door for the influence of You know spirit of darkness Right an evil spirit. So let me just say evil spirit for any kind of you know Category of spirits like familiar spirits, whatever, you know So as a believer it is possible that I open up some doors when I willfully walk in sin when I willfully Commit or when I dabble in the occult, you know as a believer When I do that then I'm opening up the door for I'm giving legal ground for you know Satan to step in to my life Bible Ephesians 4 talks about Don't give a foothold for the enemy let the Sun Not go down on your rock not give a foothold for the enemy now I Could give a foothold for the enemy, right? But the thing is that I Could open up for the influence of this but now that is very possible Okay, so that is possible, but to be Demonized by a spirit now that is not But now that that is not something it's to the extent to which I can give control over to You know a family spirit or any any spirit. Yes, it is possible for the for the believer child of God to give over Control right to open a door to the influence of the spirit Okay Let's look at another question Okay, I think this is mark chapter three twenty eight twenty nine How will we know that we have blasphemed against the Holy Spirit or What are the things that are against the Holy Spirit that will lead us to eternal condemnation? So let's look at mark three Twenty eight twenty nine So this refers to the Lord Jesus He's coming and he's he's just finished the deliverance and and people are saying that The Lord Jesus has Beelzebub or And then they're saying by the ruler of the demons he casts out demons he's employing the power of Demons in order to cast out demons well the reality is the demon was cast out right? So then the Lord gives the explanation he says how can Satan cast out Satan if a kingdom is divided against itself that kingdom cannot stand and and so on and then he says I Surely, I say to you all sins will be forgiven the sons of men and whatever Blasphemies they may utter but he who blasphemes against the Holy Spirit never has forgiven us but a subject to eternal condemnation Right. So so this is what he says so the thing is I Think we did you know address this about the blasphemy blasphemy of the Holy Spirit and You know we looked at it in the earlier chapter. So I won't go into the details of that but just to say that You know when we attribute the works of the Holy Spirit to the works of works of demon and we when we're doing when we did do it knowingly because if we say if you look at it they They were it's not like they were ignorant of the fact But they they wanted their own positions to be secure, you know time and again if you look at You know the Pharisees the scribes and and how they dealt with the interacted with the Lord Jesus. You see that It's not that they wanted they asked questions not it's not that they wanted to know the truth But they wanted to trap him. Okay, so they motive for making these statements the motive for Seeing these things it's not because they wanted to know the truth or they were declaring truth, but knowing what the truth is they were Willingly rebelling against the truth Okay So here are these teachers of the law and the Lord is saying, you know, you are actually blaspheming you are attributing what God has done And you're attributing that to the work of the enemy and you're continuing to attribute that to the work of the enemy Now that's a blasphemy against the Holy Spirit and that will not be forgiven because you're continuing to do that knowing the truth You continue to blaspheme against the Holy Spirit and you're continuing to do that So that's what the Lord says now What are the things against the Holy Spirit that lead us to eternal condemnation that's the second part of the question So the thing is this In the in the scripture, you know, we looked at Hebrews Say Hebrews 10 We know that we are saved by the grace of God. We know that we are born again by the grace of God we know that we fall and And the spirit of God enables us brings us to conviction Enables us to rise up again and walk in righteousness Now Hebrews 10 26 talks about a scenario where a Person is sinning willfully and Who's rejecting Christ The son of God who's tramples the son of God underfoot it says in verse 29 countered the blood of the covenant by which he was sanctified a common thing and Insulted the spirit of grace. Okay, so it's doing a list of things here So totally rejecting the work of salvation Okay, a person is so scarred or seared the conscience after having known the truth and It says that You know in such a scenario In such a scenario Then well, it's it's it's difficult. It's very difficult for that person to come back You know, that's what it says here that Let me just read Oh, yeah For if we okay verse 26 itself for if we sin willfully after we have received the knowledge of the truth They're no longer remains a sacrifice. That's a reality, but a certain fearful Expectation of judgment and the fiery indignation which will develop the adversary now We need to read through the rest of the verses also is talks about You know rejecting the son Counting the blood of the common and the common thing and then insulting the spirit of grace, etc So there's a so he talks about a person who's willfully doing that and then was 30 90 close The chapter was saying that but we are not of those who draw back draw back to perdition But of those who believe to the saving of the soul so So that's that is what you know is expected of us, you know another place where The writer of Hebrews also says a similar thing is in Hebrews 6 and verse 9 and he talks about again the same things for if they've Let's say Hebrews 6 and verse 6 Verse 4 onward, sorry for it is impossible for those who have once enlightened and have tasted the heavenly gift and have become Partics or partakers of the Holy Spirit and have tasted the good word of God and the powers of the age to come if they fall away Okay, now that falling away is a willful walking away willful rejection if they fall away to renew them again to repentance Since they crucify again for themselves the Son of God and put him to an open shame and then refers Seven and eight talks about how the earth drinks in the rain You know bears is expected to bear useful be useful and bear herbs useful for those cultivated Receives blessings from God, but you know if it does not then Only thorns and briars are there and it is rejected, right? But in verse 9 saying but beloved we are confident of better things concerning you Yes, things that accompany salvation though. We speak in this Manor so it's a it's a warning But it's also talks about the reality that a person can actually reject so this would you know I just place it and probably you know stop there saying that yes It is possible if a person willfully rejects everything But we also know that the grace of God is able to save to the uttermost which means that God is going to give that person You know an opportunity to turn back an opportunity to turn back opportunity to turn back till the very end But till the very end if the person does not turn back Right if it does a person continues to reject the offer of God then Yes, there is nothing else no other option but eternal company But it's a very very difficult thing to reach that place for a believer You know sometimes we think it's easy No, it's it's difficult because of the grace of God because of the persistence of the Holy Spirit It is the difficult thing, right? Because God is going to pursue that person till the very end But it involves will a choice that the person has to make as well Okay Okay, so some very interesting questions Okay, how can a person hear the voice of this Holy Spirit? I think we won't go into that Okay, I Think we've looked at it in detail in the course You can always refer to the videos if you want to refresh Your understanding of it. Okay question number 11. So my question is can evil spirits still influence man Even when he has God's spirit, okay, I think that we looked at that as well Okay, last question What is the difference between indwelling When we put that trust and the baptism? It is a visit one thing or a continuous process. Okay, I think that also we have at rest So we won't go into that. We know there is a difference between the inf indwelling presence of the Holy Spirit When we are born again, Holy Spirit comes in and dwells the believer. We are sealed by the the Holy Spirit The Holy Spirit comes in and dwells us as a guarantee You know as an earnest for what is to come. So that's what happens to the believer When we talk about the baptism of the Holy Spirit, there's an experience that That God takes the believer through to empower the believer for the sake of others like we see the Lord Jesus telling the disciples that He will accept a one that you will be empowered to be witnesses in Jerusalem today and the uttermost parts of the earth, right? So So that is the thing it's it's baptism a continue a one-time event or a continuous process Well, we read we see that there is the baptism of the Holy Spirit and there are several Infillings of the Holy Spirit or anointing of the Holy Spirit The we see an accept to to that people were baptized by the Spirit We see, you know Later also that when they gathered together That they were filled with the Spirit And the whole place was shaken, right? Then we read about Peter and John that they filled by the Spirit they addressed the people Those who were questioning so we see that it is a continuous process of being filled with the Spirit and We are commanded to be filled with the Spirit Ephesians talks about the Paul writes and he says you know be filled with the Spirit and Not with wine in which is dissipation be filled with the Spirit accept, sorry, Ephesians chapter 5 and Verse 18 do not be drunk with wine in which is dissipation But be filled with the Spirit and the and the Greek there is to go on Continue being filled with the Holy Spirit like be filled with the Holy Spirit. So it is a Continuous thing. It's not just an event, but it's a continuous process all through life that every day Every moment to be filled with the Spirit of God, right? Okay With that, I think we've come to the end of the questions end of we finished the the course Any any questions any further questions from your from your side I have a question on the charge Yes, you put it. Okay. Why is blasphemy against the Holy Spirit? Unforgivable. Okay. Sorry. I missed out that. Okay. The only reason that we see is that blasphemy is for it especially in the context of you know what happened here with the Lord who's you know Who was blasphemed against so we see that the Lord they're giving the explanation Because I'm sorry, the scenario is that the people who actually knew That it was a work of God did not attribute it to God but attributed it to the devil. So so that is the explanation, you know, we see that they knew the truth but did not act we did not accept the truth but chose to rebel against the truth and but more importantly, they were actually calling a work of God as the work of the devil and so they were blaspheming against the work of the Holy Spirit and that's the only Understanding that we see here that it was a blasphemy against the Holy Spirit They were attributing the work of God to be the work to the enemy Having known the truth. So So the Lord Jesus says that this is not, you know, it is unforgivable Yeah But having said that, you know, I just wanted to say that, you know, if a man repents Okay, so here it's a scenario where a person knows the truth is unwilling to submit to the truth continuing to speak against the truth right For several reasons. I don't want to lose my position. I would do, you know, whatever pride call it pride, whatever But if the same person turns around and submits to the truth and asks for forgiveness The Lord is there to forgive One John 1 9 talks about that that if we confess our sins that he is just He's faithful and just to forgive us of all unrighteousness. So that promise holds true, but this unforgiveness Is for someone who is continuing, you know, unwilling to To come around and To accept the truth. So says that it is not it will not be forgiven I mean, that's that is what we see, you know, that's what we can learn from the from these verses Okay. Okay, so shall we pray and close? Yeah, so just want to say today, I think it was almost a full class. I'm quite surprised. I think I Missed seeing some of you guys in the earlier classes or whatever reason what I'm yeah, I'm glad that you could join and Yeah, it was it was good going through this entire course material It's a very important topic and something that we can grow in our understanding over and over again and as we looked at, you know, some of the The aspects of some of the gifts of the spirit Just want to remind us again what Paul Wrote to the Corinthians 1 Corinthians 14 Pursue love and desire spiritual gifts. Just remind yourself every day you know pursue the love of God pursue the agape of God and Desire spiritual gifts the reason to pursue the love of God is to grow in our intimacy with God Grow in our relationship with God, right? So you can hear the whispers of the Holy Spirit Clearly being sensitive to it, right and and being obedient to the instructions and by the same token, you know, he says that Pursue or desire spiritual gifts. The reason is that strongly desire The spiritual gives because God wants to show himself strong in these in these through these gifts and God wants you to be a minister of Righteousness and minister and power the way he Himself minister the Lord wants you wants us to be strong in that, right? So every day just remind yourself, you know, I'm gonna pursue love I'm gonna pursue God. I'm gonna pursue the character of God I'm gonna be Christ like in my choices in my thinking and my speaking and at the same time I'm going to desire go after The gifts go after the power of God go after the spiritual gifts. It's not one or the other Right, it's both character of God and the power of God and that's how The Lord wants us as believers to minister to walk it.  Not with one leaving out the other Okay, so let's pray and and we'll close. Okay Okay, father, we we thank you Lord. We thank you for this time spent in your word Lord these Several months father. We thank you for the Understanding that you've given us the elimination through the work of your spirit to our hearts Lord father We just want to thank you for your presence in our lives God We thank you for the work of your spirit Lord We thank you for leading us and I pray God today that for each and every person in class God who's here and Who's not not here as well I pray that Lord that you'll continue to take them From strength to strength and from glory to glory. Yes, Lord.  We pray that you'll continue to take us on this path that we might be a blessing to others Maybe grow in relationship. Maybe grow in our relationship with you Maybe grow in our love for you may be growing faith Maybe grow in understanding and revelation of scriptures. Maybe grow in authority or maybe grow in the anointing gun and Yes, Lord, we just want to be vessels of honor in your hand and dispensers of the aroma of Christ in each and every place We thank you We give you all the praise and we give you all the glory and Jesus matchless name. We pray Amen Okay, thank you. God bless you all Hope to catch up with you guys Next semester if you're if you're doing any of the other courses, right? God bless you. Bye


I'm just going to f**k you. Hey, Tyler, how you going, bro? I'm down. I'm just calling around, right? Seeing if there's any use hiring right now or is there like no jobs going around or something? Sorry, you got to put all your details in. Let's watch that every couple of days and then we can go from there.  They integrated all the systems to put everything online now so like I can't even, like to put you through like to as an employment it has to go on the internet. But remember I said about that computer and that broken so, so like I can't, if I can't apply, is that word? Apply online, how am I going to get like working that if I'm like like, because like I've got to get money to pay for the laptop, you know what I mean? You know what I'm saying? So I like I can't get the money unless you use like hire me first. Do you know what I mean? I can't change it, bro. Unless you have someone you can go to to get it sorted, like I can't do anything for you in the store. Or you reckon like, you can take the resume but nothing would come out of it. Can I use your? So can I use, maybe do you have a laptop? Maybe I could like come around and just type my application out on that.  I'll put in some bees over. I can't man, we have to talk to the computer and to be able to come behind house you have to be hired.  You know what I mean? So it's like a triangle. You see what I'm saying?    Yeah, that's good. All right, bros.  Cause like I ain't like, I know like he's got like protocol on that, but like, I'm just like type of bloke.  You know what I mean?   No, don't give me an answer yet.  But look, bros, you can say no, but I'll come in. I'm coming in with the beers and we'll see if we have a good time, bro.  If I wasn't working, it'd be good, man. But I can tell you now, if you're not taking no, bro, it's going to be the same question with the same answer when you come in, dude.  I bet by the end of this month, right? I bet you I'm like up on like your level, like working that.  No worries, bros. What was your name, bros? Tyler. Tyler.     No, bros.  See you, Trolls. See you, Trollsie. Oh. Wow.


I want to spook the whizz. I think it would be great. Come on in. T-Mobile, T-Mobile, T-Mobile. I get a call. They're like, hey, Zach, this one's only Donald. Don't you carry nothing that might be a load.  Hi, I'm Zach Braff, and I'm reading for the part of Guy in T-Mobile Commercial. Hi, I'm Donald Faizan. I'm reading for the part of other guy in T-Mobile commercial. I'm Andrew Panay, CEO of Panay Films. I'm Mike Katz, president of Marketing, Strategy, and Products at T-Mobile. I'm Brian Klugeman. I am lead creative at Panay Films. I am also the voice of T-Mobile. More bars and more places. It's better over here. We've had a long partnership for over the last five or six years with Panay Films. They work really closely with us, deeply understanding our core strategy, what it is we're trying to accomplish, what commercial results we're trying to drive, what the tone of our brand is. We are punchy and aggressive, but with a smile. We understand what it is they need to break through to the consumer in order for the consumer to want to buy the product. So we do not just go off and just start making funnies. We actually are incorporating what T-Mobile Strategy wants inside the commercial. I've got home internet from T-Mobile. It only costs 30 bucks at T-Mobile. What inspired us to make musical ads? About 10 days before Super Bowl, T-Mobile added another spot to the lineup and had asked Brian and I to come up with something that we thought was innovative and fun. And Brian and I were actually sitting on the sofa and I said, I feel pretty, so pretty. And I started to sing. We were talking about home internet and quality of internet. And I was saying, I feel glitchy. I feel glitchy. And Andrew started singing, I feel glitchy. And then Brian started singing back and immediately we started writing lyrics. The first step is really choosing songs that are lyrically friendly. Stephen Sondheim had just passed and the Sondheim estate wasn't like really down to give out West Side Story. And ironically, I was able to write a letter to the state that my uncle had done the original cast of Gypsy. He always said that working with Stephen Sondheim was something that was very memorable for him in his career. So I was able to write this letter about the story he had told me about Stephen. And I said, basically, if you let us have the rights to this song, it will be treated with reverence and respect and humor, but not poking fun at it. That enabled them to give us the rights. How they come up with the lyrics is kind of a process of like just throwing out the worst ideas, the best ideas. The actual writing of the songs is very like fast for me, like when it happens. It's like, I don't have anything, I don't have anything, I don't have anything. Boom. I'm defeated, feel mistreated. I'm so angry, I'm singing a song because I'm paying so much for home internet and that has just wronged. I've got T-Mobile home internet. Zach and Donald were the right people because they've got such a unique and very obvious chemistry. We did Scrubbs for 10 years together and this kind of brings it all back. What we loved about it was being silly with each other and laughing and also riffing. One thing that's so unique about this T-Mobile partnership is that they allow us to play and they want us to riff and we really feel like we're a part of it. It's a collaborative thing. They're close with Andrew, Brian and Nate. They've known them for decades and done a lot of work with them. So there's a lot of personal relationship and trust there, but they really care about what they're doing. They come to play because they love it and we get to work with them regardless if it's gonna land or not. They want to do it.  Let your heart be light. My favorite memory is obviously the Christmas commercial that we did. My favorite one is Love Actually and I think because we had so much to do with that one. Last year during our holiday campaign we built a script for a spot that was kind of a riff off the Christmas story if you remember it. But while they were there on set they with Brian started riffing on what if we did something kind of like the Love Actually movie? And then Brian Plugman asked the PA to go get cards and within an hour they were making the cards and then when we wrapped the other commercial that we were actually making in one take we shot the spec ad version of it.  I would argue that the spot before the spot was as good as what ended up airing when we shot it a month later. The only difference was messaging and we put snow down. A lot of the stuff that we end up doing in our spots is ad-lib. We'll have a script but then some of the concepts that we've had and some of the ads that we've done have been totally off-script or we've done a second spot based off of a riff that these guys do. Home in our net with a pain in me. Hey neighbor. It sets up so fast. The Super Bowl spot that was the most viewed after the Super Bowl through all the social channels and through YouTube was the spot with John Travolta, the summer night spot. Donald and I both loved singing and performing and musicals. So the idea that we were singing and dancing with Travolta was such a surreal thing. When that concept first came up it was just us singing and dancing with Grease which was funny enough. And then Mike and Andrew and Brian added Travolta himself. When John Travolta showed up to set for the first day watching Donald fan on Travolta was one of the another great moments. I mean I knew he was famous and everything like that but I didn't realize how famous he was. What? Listen, after that famous actors who have worked with other famous actors were like, what was it like to work with Travolta though? When we were doing the spot with Travolta to Grease one of the nonsense lines was like if you do I'm a big fan of cheese but we changed it at the last second to Bree cause John was like, Bree is funny cause it's like it's double entendre it could be a person, it could be the cheese. Stream a class, learn to make cheese but if you do I'm a big fan of Bree I got you. The response on the campaign has been absolutely incredible. You always hope that the audience is seeing what you're seeing when you're creating. It's definitely overperformed in the best way. Mainly because Zach and Donald are spectacular humans, great partners and they are embodying the brand. At the end of the day we are baking these commercials to drive business impact. That's one of the reasons you've seen us continue to use Zach and Donald in a now almost two year campaign. So it's one of those things that was big in the moment on the Super Bowl but it's had a life of its own after the Super Bowl. Team Mobile Home Internet seems too good to be true. That's what Team Mobile...


Thank you all for joining me today as we talk about rising above the churn with winning strategies for donor retention in the nonprofit world. We're certainly glad that you all are here. Let's get this slide moving. All right, my name is Ashley Capilitas. I am one of the community development specialists here at Mighty Cause. Certainly excited to be with you all today. And as we get started, what we'll do is we'll take a quick moment just to learn who is Mighty Cause, but then we'll dive into our donor retention. We're going to take a look at why retention matters, setting retention goals and a plan to meet them, building trust, increasing knowledge, prioritizing donor satisfaction, and making it easy to donate to and stay involved with your organization. Again, just as I mentioned, we'll have a question and answer session at the end, so be sure to post any of your questions in the Q&A box. I will be looking at those during the presentation, but we'll have a few minutes at the end and also the webinars recorded. So if you need to come back to review anything, feel free to do that. So just real quick, Mighty Cause has been dedicated to serving nonprofits since 2006. We offer a year-round platform for all of your fundraising needs, and we're specifically designed for the small to medium nonprofit, but we certainly have our share of large nonprofits that we service as well. So not only do we process donations, but we also provide peer-to-peer fundraising pages, donor management tools, integrations, a number of other features. We also have, as I mentioned, a free resource center with blogs, webinars, eBooks, fundraising ideas, all kinds of things, but that's enough about Mighty Cause, that's enough about us. Let's get on to donor retention. So why retention matters? Most people in the nonprofit space have heard that it's easier to keep a donor than to gain a new one, and not only is it easier, it's more cost-effective and time-efficient as well. And if you retain donors and bring in new donors, now you're making progress and you're building your donor base, but if you're only bringing in new donors and you're losing your current donors, then really you're just treading water and treading water is exhausting. We don't want to be doing that. So another reason why retention matters is because it creates overall supporters for your organization. And when your donors are retained, then they become invested, and invested donors, they're more likely to become fundraisers to volunteer and then to promote your organization in other ways. So the truth is fundraising will always be a dance and a balancing act between attracting new donors and nurturing the ones that you have. And neither group is more important, but each requires specialized attention in order to create that robust and sustainable fundraising strategy. So let's learn how to increase that donor loyalty, reduce the donor churn, and cultivate a strong donor base. First, let's look at setting goals. Setting retention goals is often an overlooked but super important aspect of donor retention. And this is why we're going over it first, because without goals, we don't truly know if we're doing well at donor retention or if we're missing the mark by a mile. And goals also help us prepare for a plan of action, because simply saying that you're going to retain more donors this year doesn't actually bring any retention. So we need goals in a plan to reach those goals. But what does that look like? It begins with knowing your numbers. So you're going to start by looking at your current retention rate, and your donor retention rate is the percentage of donors who give to your organization year over year. And you can determine this by dividing the number of donors that you retained this year, by the number of donors you retained last year, and then multiply that total by 100, and you have your donor retention rate. Now this is where Mighty Cause comes in, because we'll do all that math for you. And if you've received donations through the Mighty Cause platform, you can download your donor retention report to serve as a springboard for all of your planning. And as time goes, you're going to use that retention report to track your progress and identify any problem areas. So that full downloadable retention report has all the donor details that you need. And not only can you filter by timeframe, but you can also curate that list of donors to see who's been retained, or you can focus just on those who have not been retained. So it's versatile that way. And also within our reporting, you can email your donors directly from our platform. So getting to know your retention data through that downloadable reporting enables you to create reasonable goals. And that's key. Every non-profit is going to have unique goals and a unique timeline for reaching those goals. And your goals might be to retain a certain percentage of donors, or to develop a certain percentage of your budget by retained donors. So you're looking to grow the percentage of monthly donors you have. Or maybe it's a combination. So like I said, every organization is going to have unique goals. And once you have those goals on paper, be realistic about how long it'll take for you to reach those goals. And perhaps it'll take you two years of cultivating donors. And that's okay. And that's great. If you want to have that, you can look at, what are we going to do for year one? What's going to be that goal? And to figure all of that out, you're going to look at your long-term goal, and you're going to work backwards. And as you're doing all that, don't forget to celebrate as you're reaching your milestones. Donor retention is definitely for the long haul, and you're going to want to celebrate some of those wins to keep you motivated. And let's see how this might work, how this could play out. First, you review and you interpret the retention success that you have. And you're going to ask yourself, is this success centered around a particular event or a time of year, or do most of your retained donors fall into a certain demographic? Information about your success will help you understand areas that you might be missing or areas where you can do better. Let's say most of your retained donors give during your spring fling event and are under the age of 35. Well, this means you want to review the promotion you do for your spring fling. And is there any way you can provide that kind of promotion for other events during the year? Or what about reaching different age groups? If most of your donors are around or under 35, then you're missing a huge portion of potentially retained donors. And so now you look at what other avenues you can use to engage your older donors and steward them toward giving again. So walking through this process is how you begin to build a strategy towards intentional retention. So on to building trust. Retaining donors is about building relationships with your donors. And relationships are built on trust. And we can't assume that donors trust you just because they've donated once or twice. And you must be intentional and preemptive about building trust. And to do this, you need to provide appropriation accountability and operation transparency. Appropriation accountability might sound kind of fancy, but it's really just answering the question, are funds being spent on your mission in effective ways? And this can be boiled down to two things. Are you spending your funds on the mission that you promote? And are you spending those funds wisely? So take a moment and put yourself in your donor shoes. They don't see the inner workings of your organization, but they do see news stories of organizations and fundraisers taking donations and using them for personal gain or on elaborate unnecessary spending. So you're battling the doubts that are being stirred up by a few bad apples. And the unfortunate reality is that we all need to be on our guard against fraud, which means you need to show your supporters that their gifts are being spent on the mission and spent in cost effective ways. Similar to appropriation accountability, you also need operation transparency. This means being sure that you're sharing enough of the right information. And it's easy to wait until the end of the fiscal year, put out a financial report and call that transparency. And it is transparent, but isn't enough to keep and build your donors trust. Sometimes we think that transparency is only about money. And although it's important to be transparent about finances, transparency also includes your organization's methods, values and operating principles. Donors care about who you are, they care about how you do things, almost as just as much as they care about your mission. And this transparency isn't something to be scared of. People aren't looking for dirty laundry. Donors want to trust you and that's partially why they donated to you in the first place. So when you share about how things are operating or the values that guide your decision making, you're strengthening that trust. So be confident in what you're doing, and then tell your supporters about it. This can be in your newsletters or social media posts, in-person events on your website, any literature or anything you use for outreach. Be sure to touch on how you operate as well as on your mission and your motives. So for example, when you're updating technology or you're creating new positions, or maybe you're restructuring your team, go ahead and tell your supporters and share about how these changes are going to make your nonprofit more impactful in your community and your mission. And if things are tough, share about that too. Donors live in the real world and they know things aren't always rosy and easy going. So don't pretend like they are. Go ahead and share the rough stuff too. And you don't need to go into fine detail in all of these areas, but you do want to be upfront about how you're operating and why. And as you share information throughout the year, you're now creating a partnership with your supporters. And the more donors see themselves as your partner, the more likely they are to stick with you through the highs and the lows. And that's that retention. And on total fairness, some donors aren't going to care as much about this as other donors, but the greater the size and the frequency of donations, the more a donor is investing in you and the more the donors associating with your reputation. So the less superficial and the more real you can be with your donors, the more likely you are to gain and to keep those partners. So let's take a look at increasing knowledge, understanding the multiple facets of your organization and knowing the impact you're making. That's going to strengthen your donors desire to see you funded and to see you flourishing. But what do I mean by this. What your organization provides an after school program for high schoolers, people may be under the false impression that all you do is provide a safe gathering place for youth after school. But if people begin to learn that you're also providing free tutoring, coaching for sports and music training on basic life skills such as handling money, cooking, navigating technology. Your donors have all the more reason to support you. And the more people know about what you do, the more invested they become. And this in turn creates those retained donors.  You can share real life stories that display the different aspects of your organization. And that means anything and everything and be sure to highlight the impact and the importance of each donor, but you want to make it real. So you're going to use those real life stories. You can also incorporate a did you know feature as part of your outreach material and on your website, because people don't know things unless you tell them, and sometimes those easy bullet point did you know features can share a lot of information and stir up questions. So your donors want to get to know more information. And also, you can use a quiz you can post it on social media, you can put a new quiz in your newsletters or maybe periodically you have one on your website. So in that quiz you're highlighting things of what your organization has done, you're being interactive with your donors. But the key thing is, you're teaching your donors more about what you do and who you are. And no matter how long someone has been donating, there's always something more to learn, or something that a donor may have forgotten that you get to remind them of. It's going to be especially important when you're receiving those new donations. So beginning to teach donors, initially right as soon as that first donation comes in is crucial. This is particularly important for your peer to peer fundraising. If someone donates because their sister was hosting a fundraising page. That's it. That's what we want. That's why we have peer to peer fundraising, but chances are the donor has a limited understanding of who you are. And this is why your welcome series is so important for stewarding that donor from being a new donor to becoming a retain donor. So here are a few tips for welcoming and educating those new donors. First of all, too much information can be like drinking from a water hose.  And when, when you provide too much at one time, it's hard for your donors to really understand and process at all. So you're going to provide information throughout an email journey. And this means a smaller chunks of information through a series of emails. So in that series you're going to be highlighting your mission in all the different aspects of your mission, but you're also going to be making sure donors see how their donations are being used to meet that mission. And tip number three, what might be cause help you. The donor has has integrations with various email marketing applications. So let's say you use our direct integration with MailChimp. When a donor clicks the donate button that donor data is immediately integrated into MailChimp triggering your welcome series. And that's for your new donor. So anything that you want to share with your new donor that's already initiated just by that donor making the donation. You can do anything, and your donor is already on the path to learning how amazing you are. We also have integrations with hundreds of other donor management applications that'll make your donor engagement that much easier, that much more time efficient. So no matter where your donor is in relationship with you, when you present the scope of your organization and the impact of a donor's contribution, you're not only building trust, but you're making the abstract tangible. So now we're going to take a look at prioritizing donor satisfaction. Creating loyalty increases donation retention and loyalty requires that donors know their priority. And another term for this is donor satisfaction. And this might feel a little counterintuitive, because aren't donors supposed to be focused on the success of the organization. And yes, yes they are. But again, put yourself in their shoes. Donors may completely agree with your mission and see your powerful outcomes.  I'm happy to take their funds to someone who quote unquote needs the funding more than you do. And organizations often tell supporters how important donors and volunteers are to the success of the organization. And this is completely true. Why are you actually treating your donors in a way that backs up such a declaration. So perhaps the question is, how do you show your donors that they are a priority.  You're going to review your donor data to create segments such as donation size and frequency supported campaigns designated funds. And if you want to go deeper, create custom questions and list those in your checkout flow. How would you like to be contacted. How did you hear about us. Maybe have your age. Are you interested in volunteering for the organization. Ask whatever questions you need, so that you can understand who your donors are, and how best to relate to them. Now that you have the data, you can create more pointed segments. And once your donors are segmented, you can create communications that are directly for those particular donors. And when creating your content. There's a few things to keep in mind. Your recurring donors must always be treated special, always always always, and recurring donors are different than retain donors. So recurring donors have committed to giving every month, every quarter or every year. And typically, and in the mighty cause conversation, a recurring donor has a donation set to automatically charge once a month. Large donors are priceless. So treat them as priceless. Now, second, large donors should always be contacted directly, either over the phone throughout the year, and when you can meet face to face with them. Large donors aren't are important and they need to be shown not only that.  We want to engage with you, the donor. So our third tip donations that are made to a specific campaign. There, they, those donations should receive a follow up on the status of that campaign. So for example, if you are fundraising for new office equipment. Send a follow up to the people who donated to that campaign, send a follow up with pictures and fun commentary of your staff using that office equipment, show them their impact. And lastly, this might feel like a lot of extra work creating multiple emails and correspondence for different donor segments. A lot of this information is going to be used within each segment. It's just the nuances that you're changing to give special attention to your different donor groups, and the outcome of the special attention is going to make a huge difference for that donor retention. The last key piece is making it easy. And this is making it easy to donate, but also making it easy to learn about your organization. And this might seem like a no brainer, but it can take a little bit more thought than you might expect. You're going to want to go through your website and your communications and you're going to want to make sure that it's really as easy as you think it is. If you're on the inside of the organization, it's easy to get caught up in what all you already know, but your supporters are looking in from the outside. There's a lot of things they don't know, it's not intuitive to them. And they're also looking at you for a relatively brief time during usually a busy day. There's a lot of things vying for their attention. So what can you do to make it easier for your donors. If you haven't already introduced the recurring donation option subscription services are everywhere. So why not do this for donations also consider hosting a campaign geared towards recurring donations highlight the recurring donation option in your newsletter on your website on your social media pages. So these recurring donations, they're not only easier for the donor, but they also create a more steady income for you as the organization. Next, you must have an online presence. And it's essential that whatever is online is visually appealing and intuitive. And this goes for your website, as well as social media. So make sure that your donate button is placed all throughout your website, not just on the donation page and use your website and your social media posts to educate your supporters as to who they are, and also how they can get involved, and how they can donate. Your online interactions are the perfect occasions to cultivate trust and part knowledge and fuel that donor satisfaction. And we offer multiple ways to donate. So there's going to be text to give hyperlinks in your emails qr codes donate buttons full donation forms social media sharing. If someone doesn't donate it shouldn't be for lack of opportunity and mighty causes excited to provide everything that you need to make donating simple. Our pages are compatible with desktop and mobile devices. And we also have social sharing options text to give and customizable checkout clothes. We want to make it easy for you to make it easy for your donors to donate. So let's tie all of this together. I'm not going to stick to retaining donors, but being intentional to keep your donors engaged with your organization in building those strong relationships is going to do wonders. So learning where you currently stand and setting goals for donor retention. That's your first step. You're on building trust, increasing knowledge, prioritizing donor satisfaction, and making it easy to donate and easy to stay involved. These are those continual commitments that work together to steward your donors toward loyalty and toward retention with loyal donors funding your mission your organization is going to be able to continue impacting your community. I'm excited because great things are coming, but first, we're going to see if anyone has any questions. And I do see a question from Erica. She asked what is the industry benchmark for donation, return for a donation retention rate rate. And right now that's between 40 to 45%. The organizations, depending on the way they do their fundraising, let's say that they have larger. They have, I should say fewer but larger donors, you still want that retention, but it might look a little different, but in general the retention rates going to be 40 to 45%. So thank you for that question Erica. And we'll give it just a moment for anyone else who has questions we have just a couple of more minutes, we're going to try to stay at that 30 minute mark. And of course, any questions that come up along the way whether it's on specifically with donor retention, or if you have any questions about your donor retention report down the road or pulling your donation reports. You can always reach out to us at support at mighty cause calm. That's our email address support at mighty cause calm. And you can ask any questions that you have there will be happy to take care of you through our support forum as well. And Carrie has a question. So, Carrie, you asked, if you're currently using us that I don't know, I would need your organization I'm going to say, or unless I misunderstanding your question but yes that donation, or excuse me that retention report is available if you have at least the essentials subscription with us, or if you have certainly an advanced subscription that retention reports going to be available with using Salesforce. We do integrate with Salesforce online. What we have within mighty cause is we do have our supporters tool. That's the CRM that mighty cause has, but we integrate with Salesforce quick books, constant contact MailChimp, a ton of others. So that's going to happen through our advanced subscription. I would say Carrie reach out to our customer support forum and that's at support at mighty cause calm. Go ahead and send an email and what we can do is get to paired up with someone to go through what the Salvation Army Grace Place has, and also the other opportunities that are out there that we can integrate with. Yes, so Victoria asked if we can provide the webinar slides to your emails we will be emailing the slide deck, and also a recording of the webinar to anyone who registered. So Peggy asked if I have any record if we have any recommendations for learning platforms for improving your giving via social media. I don't have any recommendations for other platforms. I can let you know that we have a slew of different we have some webinars but also some blogs of how to utilize social media well. We have some that focus on just for giving events such as for example giving Tuesday or if you're hosting an individual giving event just within your organization. We have also just in general, good social media practices we have some blogs on that as well. So I would say head over to our resource center to look that up Peggy I think you'll find some good stuff there. And Eric I see that we have another question one moment to read it. So there's so great question are there common themes around why donors don't come back to give. And there's a couple of common themes is the donor only intended to donate once. And what I mean by that is my sister was hosting a campaign. I'm supporting her and really my in my mind I'm supporting my sister, not so much the organization. That's part of it that's why those introductory or welcome emails are so important, especially when you can do the phone calls and when you can follow up with thank you handwritten thank you cards to keep the attention of donors. Another issue that donors will run into if it's not. I don't want to say in their face because that can sound offensive, but if it's not, they're not reminded of it often, they just don't think about it. And so that's one of the roadblocks is, and it's that balance that's why you want to be sending emails and it's why you want to be engaging with your donors because you don't want them to forget about you. If a donor goes to kind of just two more quick thoughts. If a donor goes to a website, or they look you up on social media, and there's not a lot of activity. If it's clear your website hasn't been updated, or if it's clear that on social media you only post when you're doing some sort of giving campaign that like the suggestion you had a relevant content. And what that says to donors is, I don't really know what you're doing because you're not updating us, you seem to just only when you need money, or you seem to not really be with, I'm going to say with the times.  It's similar. If, if a donor calls or if they engage in your organization and it seems that there's not a lot of customer service that turns donors off as well. And the reason why is when they call, they understand they might not get an answer right away. But if someone's kind of rude and nobody ever really gets back to calling that kind of thing. Then the donor is going to say, I can find someone else who's doing this type of work, or I'll pick a different mission that I'm passionate about and I'm going to give to them. So the, the, a couple of to kind of give a quick synopsis is going to be if the donor doesn't feel appreciated through that customer support or customer interface. If your technology doesn't seem up to date and it's hard for a donor to get up to date information about you. So Eric, I hope that's helpful and Carrie, yes, we are part of give big, we are the giving platform for give big. So when you can reach out either through the, the give big customer support, or if you want to email us at support at mighty cause.com, either way, we will be taking care of you and we can go over with you all of the features that are available to you. And what we have, and yes, so Carrie, I'm, I'm glad that that we've been easy to use so far. I believe will continue to be easy to use for you, especially when it comes to those retention reports and things. We are a little past 230 so what we're going to do is go ahead and close this out. And like I said, any questions that come up down the road, please feel free to reach out to our support team will also be sending you an email with the webinar recording in the slide deck. Also check out our customer resource center, and that you're going to find a number of other resources, you know, on all kinds of aspects of fundraising so take a look at the ebooks and the webinars and things like that. And it has been an absolute pleasure Erica it's always good to see you on our webinars. Jeanine you as well I remember you also. I hope everyone has a fantastic rest of the day, and that as you get moving forward you're going to see those those retention numbers grow. Thank you so much everyone have a wonderful weekend. Take care.


What's up trade hackers welcome to today's update today's Monday, May 11th Starting with the trade hacker question of the day I keep getting a lot of this and the emails and some discussions in the community about How can this market possibly keep going higher with all the bad news that's going on? Well first off, let's go to the platform and take a look so S&Ps today down about nine down about 174 Nasdaq up 50 Russell down so kind of a mixed bag between the indices Taking a look at the S&P 500 first and so obviously this is the big down draft We saw and this has been the rebound thus far So the question is how is this? You know just massive rally continuing to happen. You can see at one point We were down 33% year-to-date now the S&Ps only down 10 if you look at the Nasdaq Nasdaq is actually positive. It's up 4% year-to-date and a couple things one Big tech is leading this market, right?  I mean there they're benefiting from the Corona economy the stay-at-home economy that we're living in right now if you look at Facebook Obviously Facebook still continues to do well. It's up pretty flat for the year now Facebook is In a little bit of a different situation I mean they're getting a ton of traffic people at home people on social media So the amount of people that are interacting on Facebook But they're not as up as much as you might think because they are really ad revenue driven and a lot of companies have put A hold or reduce their ad spend on social media because I mean think about it If you're a pizza shop a local pizza shop and you had typically advertised on Facebook Well, you're not open right now So you're not advertising for people to come in but still just with the mass amount of people on social media Your Facebook's of the world and your Twitter's have done very well during this time Obviously what has not done well. Well, you look at like Boeing I mean, you know, it hasn't had near the rebound that we've seen and in a lot of the other things If you look at some of the other airlines like Delta DAL I mean, you know, you're not seeing near the bounce in Delta like you're seeing in everything else if you look at When casino surprisingly has bounced even more than than I was a suspect But but still not quite as much as some of these big tech. So big tech is leading the way Why else is this market holding up as well as it is? Well, think about everything that the Fed has done and everything that the government has done from a stimulus standpoint The Fed has cut rates to zero. They have just flushed this economy with cash You've got the PPP and the and the different forgivable loan programs that are going on where there's just so much cash being pumped into the system that it's certainly helped in propping this thing up and so that's what we're seeing so big tech and Stimulus that is what is keeping this market alive. So the question is How long can this last the PPP loans for payroll? I mean, I'm talking to people who you know when even when they're able to reopen like your retail your restaurant type situations You know, a lot of their employees are not even going to come back to work because they're making more money on Unemployment and these stimulus checks than they would if they go back to work And so that's going to be I can't remember exactly when that runs out or when those additional stimulus dollars Continue to come but that's kind of what you need to be looking for is when that stimulus money runs out Then what will these companies? What will these small family-owned companies as well as the large publicly traded companies? What is going to happen at that point? And I think that's going to be where the rubber really meets the road You know did to figure out, you know, is this thing is this stimulus money that they provided? Was it enough to really just let these companies not skip a beat and continue on as if as if this coronavirus never happened or? Is it going to run out and these companies are gonna be like oh now? What do we do so that's that's kind of the magic question that nobody knows But if you look at you know, we obviously this this initial run-up was really up until April Really over the last month. We've been trading pretty sideways And so it'd be interesting to see what happens when the stimulus money does run out But we're gonna continue to stay mechanical, you know, obviously we are we are short Throughout this and then and then at some point we kind of cut away a lot of our shorts and we kind of rode this up We were kind of neutral to long which benefited us and we've been adding short Delta as this has been going higher And now we've got some short Delta So we would benefit from this market going down so that's what we're at But we're not overly short, you know, we're we're still gonna stay mechanical a lot of a lot of neutral trades Some short Delta trades overall. We are definitely short So would benefit from a downside move but definitely not betting the farm that this this thing is gonna crash again If you know if you want my thoughts kind of what I think is going to happen, you know I still think this thing's gonna roll over. I still think we're gonna go below The lows that we saw in March.  I'm a pretty optimistic guy But overall that is my opinion of what I see happening So what else is going on, you know, what happened in the markets today looking at some of these individual stocks You got some again big tech is up AMD up big Apple up big the banks got hammered to the downside You know Bank of America down over 4% city down over 4% So it's kind of a mixed bag financials if we look at just XLF Which is the ETF the tracks the financials the financials are down big and they're down They're still down 30% year-to-date XLF is so the financials have certainly not seen the bounce that that tech has seen in some of The other industries So like I said, this thing is being really held up by tech if we see financials start to roll over and Obviously, especially if we see some tech start to really roll over That's when we're gonna say look out below But for now, we're just we're continuing to trade in a pretty narrow range over the last month And and then if you look at some other stocks like I mean look at Wayfair Wayfair is your online Office furniture a lot of even in home decor furniture type place. I mean look at this thing back in March I mean this thing they were very close to filing for bankruptcy. It got down to $21 a share and now it's at $192 a share. I mean if you're looking for a contrarian move something to short, you know Maybe maybe this is your play. I haven't dipped in yet But definitely tempting the way that this thing has moved on the back of basically getting ready to file for bankruptcy Just a month and a half ago Some of the traveling company, you know booking like I said Delta, you know, those are continuing to see some downside pressure So we will see what happens. So what did we do today? We added an iron duck in SPY Look at SPY with our iron duck strategy We have a big buffer to the downside so we can profit as long as this thing kind of doesn't go down too far And then obviously if it continues to rip higher We have no risks to the upside and we'll continue to make money no matter how high it goes So I really like a lot of those plays where you have, you know No risk in one direction as well as some plot volatility still high if you look at the IV percent on SPY It's still at 79, you know IV rank down at 25 level, but these options are still elevated There is still a lot of uncertainty out there Which causes the price of options to be elevated and still a good time to be selling some premium So that's what we're gonna continue to do. Hope everybody has a good evening. Talk to you tomorrow


Hi everyone, Joe for jaspyscasebreaks.com with another five box break of 2020 Bowman Baseball Sapphire Edition pick your team number nine little bit of break credit at the very end of this all card ship all cards Will be sleeved and top-loaded as it says in the description big Thanks all of these folks getting into the action on break number nine There you go. Good luck. We've got more in this in fact. We're gonna have a few more of these Couple more of these breaks back-to-back so this is number nine ten and eleven if you're watching live coming up after this and If you're watching the replay they'll be in separate videos, of course And pulling some nice stuff out of here ladies and gentlemen Big a fan of the sapphire series that seems to be Seem to do well on the secondary market Do do they hold their value have people?  It's hard to keep any of that bowman sapphire in stock from last year whenever we got that in was Pretty awesome similar situation here ladies and gentlemen only a finite amount of Bowman sapphire so get it While it's hot all right now all cards will be sleeved and top-loaded But we're not gonna do all that on camera or sorting and shipping team We'll take care of these Obviously is stuff that's numbered and autographed and a few particular players will be Loaded up right away pirates. That's gonna be for Michael Gallucci and behind Jared Kalanek is gonna be a ranger and It's shirt and a postal nice who's a fairly big prospect in that rangers organizations like him and Josh Young and a couple others Rangers that'll be Jeff Goldberg When you get break credit, how do you use it? Well, you'll get it email with the code and then I check out maybe in the either the first or second step There's a gift card code Where you can copy and paste or enter in the series of letters and numbers Yeah, there you go. Thanks. Okay Bobby wit jr. Going to Darje and the Royals This is nine Tyler and then ten eleven are coming up right after this and then I'm gonna see what else Gonna go through orders and see what else sold out and keep adding to the schedule as of now though I don't think anything else is sold out yet at least when I started this break So nine ten and eleven and I'm sure we can get to twelve thirteen fourteen fifteen sixteen Jason Dominguez nice Another I see another Yankees logo right there. My name seems a little short for Jason Dominguez All right, Aaron with the Yankees and your autograph is gonna be Everson and Perrera Perrera Yankees and we've got Travis Schwaherty the 75 Pirates Michael Gallucci. When did this come out? Not too long ago, right? today No, we're only getting a deliver today. Maybe it came out last Friday And we only got it today Or yesterday and we've got a purple Julio Rodriguez one out of 20 nice Derek Melanson with the M's Bobby Whit jr. And we've got Phillip Clark for the Bluebirds That goes to Jay. All right two boxes to go Watched a couple of NASCAR related movies over the weekend ladies and gentlemen. This is how exciting my weekend was I guess no one's weakness really exciting these days but Days of thunder and Talladega night days of thunder Does not hold up over time Although the the Robert Duvall scenes are actually quite good But it's basically and it's a Tony Scott picture as well Right, so he did top gun and it's basically the plot line is basically top gun but without like the campiness or the I think it's the good part of of top gun So I don't I feel like that didn't hold up Talladega nights still holds up Quite well. It's still pretty funny Cal Cal fusion says you used to love days of thunder until Tom Cruise on crazy. I Still watch Tom Cruise pictures. I have separated the man from the characters he plays Make some good good. He makes some good pictures. There's Blake Rutherford to 25 Scott with the white socks and behind Hunter Bishop for the Giants is Oh, we're gonna go across the bay to Oakland Gus of Arlen Aaron Thule with the A's Greg McKinnon, I am excited about top gun to come. It was supposed to be out like now I think but the pandemic pushed pushed it back to the fall Which I don't know what the status of movie theaters are gonna be around here in the fall, but Sure, I'll figure out a way to watch it. Maybe I'll just buy out entire theater Slab shot one of the greatest sports movies of all time. It's Brad saying nine And then we got 10 and 11 coming up right after this Yeah, cruise was pretty funny in traffic. I mean, it's worth re-watching just to say you rewatch it Cal But it's a it's a little No top guns cheesy, but all right. There's Ronnie Maurizio 10 out of 15 Nice one for Armando and the Mets All right, Eric sounds good. I don't usually check the emails, but I'm sure our shipping team will And our customer service. Yeah, I'm sure we'll see it. All right. Nice Luis Robert Scott with the white socks and we've got Cooper Johnson Green 39 out of 50 and these cards look really sharp that goes to Detroit. That'll be for Alex Donnelly Ad with that one off-center in the top loader, but it's a cure Sub Cody Chapman. What's going on? the hat is the Kansas City Monarchs an old Negro League team that Jackie Robinson played on for a season Among other legends, but but yeah All right So now that's the break folks that's pick your team nine now everyone has a shot at break credit if you bought at least two teams So Aaron bought at least two. So that's an entry Alex bought at least two that's an entry Then bought three but only two count. That's an entry Still get an entry though Charles and this Charles it's on Samuelson Derek EA Jeff Joseph Matthew, I think that's it All right. So top two fifty dollars each for a total of a hundred top two after six one two three four Five and a one six and final time goes to Matthew and EA After six I did that right right I did it correctly. There you go Matthew and Eric You're gonna get 50 bucks of break credit check your emails check your spam folders and If you have multiple emails check multiple emails, I don't know which ones I end up sending into just whatever pops up first So there you have it more in the store jazby's case breaks.com. I'm Joe and I'll break more of you next time. Bye. Bye


Hey everybody, Dr. O here, and this video I want to talk about the two types of refractory periods, but mainly so I can explain why they matter. So here you see the entire process of an action potential. You start with a resting potential of negative 70 millivolts. You rapidly depolarize the some amount of a neuron to positive 30 millivolts as you turn it on, quote, unquote. Then you repolarize it from positive 30 back to negative 70, but there is some extra potassium does rush out of the cell leading to hyperpolarization. And that's where we're at. So there's a period when an action potential is already in progress. Another one cannot be initiated. This is called the refractory period, and it's because of this hyperpolarized state in the lower right hand corner. So there are two types, the absolute refractory period and the relative refractory period. So at the absolute refractory period, another action potential could not be started no matter what, no matter how much stimulus you were to add.  The sodium channels literally would not work right now. So there's no way that you can get an action potential, and that's great. That's called the absolute refractory period.  An action potential could be triggered sooner than normal, but it would take a stronger stimulus than normal to do so. So in the absolute refractory period, you could not cause another action potential no matter what. In the relative refractory period you can, but it takes a stronger stimulus than normal. So for some reason you needed this, this neuron to fire more quickly than usual. You could during that relative refractory period. So why does this matter? Very, very important in an image. Action potentials are propagated or sent down the axon one section, one segment at a time. And you can see what's happening here. So right at the top section there in response to it, I'm just going to read it in response to a signal, the soma or cell body end of the axon becomes depolarized. So it's going to start there at the cell body, what's called the axon hillock. And that first section is going to be depolarized by sodium spreading in. But very important to notice, look at the arrows are going in both directions. Sodium doesn't care where it goes. It's diffusing from an area of high to low concentration as it travels through these sodium channels. So that first section of this neuron has been depolarized. And then now it's going to be repolarized and hyperpolarized as the depolarization spreads. So let me read this. The depolarization spreads down the axon. Meanwhile, the first part of the membrane repolarizes. Because sodium channels are inactivated, and additional potassium channels have opened, the membrane cannot depolarize again, which is great. So you see that while that second section of the neuron is depolarizing, trying to send sodium or sending sodium in both directions, it's only going to actually depolarize that one section. And it's not going to depolarize a section behind it. So why is this so important? This is the reason that nerves all send signals in only one direction. Imagine right there at step B, if the sodium that rushed into the section of neuron actually depolarized the section behind it, you'd have nerve signals that are traveling and then turn around and go the other direction. Imagine if you had a reflex, right?  That's not good if you have kids, you know, that's a bad thing. So it's very important that we have this refractory period where while a section of an axon is repolarizing, it cannot be depolarized. This is the only reason that our nerves fire or send signals in only one direction.  They're always sending signals away. So I think that's probably everything you need to know. But that's the reason those two types of refractory periods are important is it allows our nerves to function by only sending signals in one direction. I don't think I need to talk about it anymore, so but it's a very important concept. Make sure you understand this and link it to that last video about the action potential. I hope this helps. Have a wonderful day. Be blessed.


It's another bad movie. And not because it's slow-moving or boring, it's actually quite the contrary. There's a lot of action, but action without substance is just a bad video game cutscene. Dwayne Johnson, who's typically incredibly charismatic through all that out the window, he's playing a character here. Unfortunately, the character he chose is Brie Larson's Captain Marvel. We're in Egypt for like 90% of this. To break that down further, be more specific, we're on a sound stage with a green screen projecting a small little city in Egypt for 90% of the film. Nothing feels real. So the production's bad. What about the music? Remember everybody's favorite musician these days? Kanye West, Jewish savior, Kanye West. Yeah, they play one of his songs. They play power. And not only does it feel out of place in the movie, it just feels out of place in general now. It's got Hawkman. It's got Doctor Strange 2.0. This movie's an embarrassment. And at some point I'd like Dwayne Johnson to just be in something good.


This is the sound of change. The Law in Wales has changed to protect us and our rights. No one can use any kind of physical punishment like smacking to discipline us. To find out more, visit gov.wales.n physical punishment.


Hi children and how are you? I'm Priyanka and let us discuss the following question. It is required to seat 5 men and 4 women in a row so that the women occupy the even place. How many such arrangements are possible? Here we are given 5 men and 4 women. Now representing place numbers of a rows as follows. We have 1, 2, 3, 4, 5, 6, 7, 8, 9. Now we see that even places are 2, 4, 6 and 8. That is 4 places. So women can occupy only these 4 places. Now on using theorem 1 of permutation there will be as many number of ways of seating 4 women as permutation of 4 different places taken 4 at a time. So required number of permutation for women is equal to 4p4. It will be the first equation. Whereas 5 men will occupy the 5 odd places. So required number of permutation is equal to 5e5. That is the second equation and that is 4 men. Applying the multiplication principle we get the total number of arrangements of seating 5 men and 4 women in a row so that women occupies the even number or even places is equal to equation 1 multiplied by equation 2. That is 4p4 multiplied by 5p5. That is 4 factorial divided by 4 minus 4 factorial multiplied by 5 factorial 5 minus 5 factorial. That is equal to 4 factorial into 5 factorial. That can be written as 4 into 3 into 2 into 1, 5 into 4 into 3 into 2 into 1. That is 24 into 120, 2880. And the required answer is 2880. So this completes, I hope you know the term one of permutations. Take care.


Everybody for us here ripping 20 22 top scrum f1 sapphire Five bucks number 24 find the results on screen anytime of late in supports cards calm here. We go. All right, we'll recap all color Please Got enough sleeves there. I think so. I got some I got some in the chamber though Like back in the day Steve you just watch an old hockey game like what 1940s we're in a sunny now like 70s Gold Kevin Magnuson Number 45 out of 50 for us Carlos signs and Darvala. Jack. Do I know it's not that's the Von O'Conn Daniel Ricardo and Philippa Drogovitch. I was told I must be obnoxious to be a Carlos signs chartreuse rookie Joe Guan you there we go to 199 alpha Romeo Joe again Lewis Hamilton Carlos signs Daniel Ricardo Christian Horner Joe Guan you formerly one fresh George Russell with a green Jake Hughes for Van Emersfurt 65 of 75 Callan Williams and a worn winners Red Bull Liam Lawson gold Oscar Piazzari for Prima nice Oscar 3350 on the Piazzari Sure, Drogovitch and Carlos signs Is it just like knowing the cards like I think that's a variation Yeah, that is a variation. That's awesome Congrats Prima Chad M Lando, there's a max That's variation to what is going on here Red Bull on the Max Verstappen variation now Magnuson and Hamilton Got sleep at the Paldi Joe and Verstappen Wow two variations there. That's awesome. It's fine for us I'm okay Good, not that I not that I care, but good I'm just kidding guys. I'm just kidding. Thank you It's a joke. It's a very cruel joke just like life Wow, I'm a ball of sunshine right now Anyway, I'm just you're in the you're in the brighter of the rooms. We're good. Yeah, I got this this freaking light up here on me Yeah, I got I got one of those coming in for the channel. Okay. I was gonna say Oh, yeah, we got one of those coming in general Ricardo you blind in every in every room. Yeah green binotto To 75 Ferrari Joe and Botas Really see that's awesome. Wasa Verstappen Albon and Verstappen Hamilton award winners general Ricardo That's a variation on the Ricardo my goodness for McLaren. I believe it's a variation. All right He's the way the variation. Oh, I don't look at the number of the bottom. I don't know risk or deal Hamilton And I have a sewer so at the very bottom This one right here where it says five five zero whatever the other one's different at the last three Yeah, I will strain my eyes I'm gonna get glasses. I do have glasses. I just don't wear them. You gotta get them tail for char Chartreuse to 199 Ricardo for McLaren, but then I'm just gonna be that much closer to the Sean Alonzo and stroll No, no, no, no, no, it's just a vision that changes Hamilton a Sepia Ali Caldwell compost future stars to 100 Yuki and Ricardo Start pulling everything trash Schumacher Aqua Daravalla to 99 for reprema Stroll and Cordill Albon Lewis Hamilton Daravalla and Vettel. All right, so hockey's done the is that one it's breaking right after this We've also got Star Wars random box now coming up soon as well That's right you get an entire box you get an auto get some number cards chance at a sketch Also Yep Great deal. Ah, that's right free shipping everything soon top loaded Donnie's here. Yeah, there's that too I can I can let my full personality out when we start huge gold friend of Alonzo for Alpina 50 Everybody's you're saying that but I wear hat that much That's all for stopping At least most nights. Yeah, but Majority That's Most means that got her step in stroll Sergio Perez and Albon. I concur good sir. I Just wear hags. I never wanted to do anything to my hair. Same. I'm sorry both are chartreuse to 199 tailport char ART Claire and Schumacher What he talked about Steve That's not true Poche on Lewis Hamilton Carlos signs and Sato Yeah, okay, Steve That's completely Steve's jealous. You got Leclerc Verstappen Pierre Gossley and for sure. Oh, it's the mayor stink right now We're you know, Sato sepia Sergio Perez Sepia out of 100 for Red Bull. Don't worry. Who is it? We'll save a Tee Fee and Max That's that's a good idea spear got Lewis Hamilton aqua Sebastian Vettel Number two is that aqua? Like what color is this? It I think it's green is 75, but it's it's a 75 I'm not sure what's gone here Vettel. Ask them are into 75 green is 75. It looks awkward of me The image is fine. The image is probably messing up We're stopping Schumacher called. Well Perez. I was thinking green was the 99 like F1 doesn't play by the baseball rules. I see that or the Star Wars Star war Donny said a Star War. Yep. All right, so hockey sold out only one though. There really was only one Yeah, but there's different systems and like there's a lot going on Those don't matter Only the ones that Anakin was at sky guy Nissan even got gold to 50 Dennis Hauger Prima Armstrong Alonzo Think it's so because you're called sky guy in the show you hawn oak on Magnus in his Perez That's what his monitor should have been in a chrome. No. Yeah Carlos signs you've got chartreuse to 199 land on the horse McLaren Sonoda for step Russell Ricardo Russell and Leclerc Carlos signs green to 75 JQs for Van Emers-Fort Vettel and Hamilton pull that same card earlier. What's it green JQs? I'm losing track Lawson Russell Vesti and Ricardo Landon Nora chartreuse to 299 or so one 99 pure ghastly it's Magnuson and Lando ghastly is for The Paldi Latifi on the sepia out of 100 Williams to be Sonoda for stopping one more Sepia select footballs Tuesday Wednesday Wednesday Said Wednesday six to go on chrome galaxy everybody random letter style a lot of Star Wars spots left It's getting filled up only 69 99 for Star Wars random letter style Pure ghastly Aqua George Russell That's out of 99 nice GR there from Mercedes Lando and Armstrong Tee fee Hamilton Hamilton Capito So much color for it. Yep Stappin chartreuse let's see feet to 199 Williams Lonzo and oak on Stappin bullock bossy Perez Sonoda Novulok gold random Alonzo driver of the day Hungary or bw2 Alpine Duhan Verstappin Ricardo or share Louis Hamilton a purple Nicholas Latifi going out to Williams two of ten nice Congrats Williams Total Wolf piazzerie and last pack Perez Schumacher for sure right gonna purple sapphire sick Yeah, it's a better fit We got short truth to 199 of Latifi ghastly Lando or share Ricardo Gwanyu CPI to 100 Latifi Perez Caldwell Aqua to 99 George Russell Daravala green to 75 JQs same card JQs Vettel Venoto gold to 50 Fernando Alonzo Dennis Holger Fernando Alonzo piazzerie variation Magnus in and purple to ten is let's see feet now. We'll do it. Thanks again everybody on to some hockey