What is going on everybody? It's Stas here. Welcome back to another video. So in this morning's video I just wanted to talk about what the futures are looking like in terms of the S&P 500 the Dow Jones and the Nasdaq and Kind of what's going through my mind right now? What are my plans and some stocks and ETFs that I'm watching for today? So if you enjoyed this video, feel free to go down below and hit that like button drop that comment Let me know what you guys think and subscribe to the channel if you haven't done so already and you enjoy the content and let's get Right into it. So the slash ES right here. This is the e-mini S&P 500 index futures and the futures right now as you can see they're currently up $9.50 up point three four percent for the S&P 500 and we talked about in yesterday's video how Today could potentially be a bounce-back day and today seems like from what the futures are telling us that it is going to be a bounce-back day and let me explain why I was saying that in yesterday's video and kind of see How that pattern is playing out as of right now So let's hop over here to the 20-day one-hour chart and let me explain what I was talking about pretty much in yesterday's video So we notice how obviously the S&P 500 the ES right here. It's been making lower lows lower highs Right, it's been on a downtrend over the past roughly month at this point And we noticed how every time that it's pushed to a low It's rebounded for either a day or a couple of days in a row right take a look here The low followed by a rebound the low followed by a rebound in this particular time period in the middle of May about Two weeks ago. We had a low followed by a couple of days of Rebounding right every single time literally we've had a rebound and what happened yesterday well yesterday We ended up pushing to another low. We had about two three Pretty bad red days in terms of the market We pushed a 2766 in terms of the ES here and that was a lower low from the previous as you guys can see here on The 20-day one-hour chart it is the low on this chart and now we're starting to see that Bounce back so you know over the past 20 days. We noticed how both of the SMAs are Resistance levels so at this point, you know with this $9 and 50 cent Green future that I'm seeing here. I'm thinking either two things can happen, right if we end up breaking this 50 SMA we may be running up to the 180 SMA resistance here and that could last over the span of two days, right? If we break that level, you know, I'm personally thinking we may be running up another 20 30 points in the S&P 500 just simply because we've been getting slaughtered You know the RSI on the larger term charts, you know It's very very oversold and it may be time for a bit of a run-up and if we're looking on the 184 hour, you know, we're seeing a lot of the same We're noticing the big gap that's between the candlesticks right now and the 50 SMA That could potentially be filled because we notice how the 50 SMAs of resistance here on the 184 hour chart as well So that's what I'm honestly watching so a potential gap fill here. I think is very very viable I think it can definitely happen But let's say we slowly start to get Rejected on this 20 day chart and we slowly start to push back You know, this could be a little premature Rejection to another lower low and this is just what I'm watching guys honestly heading into the market open I want to see how the S&P 500 is going to be reacting Are we going to pop up another 10 points at the market open? You know the first 30 minutes to an hour maybe two hours in the market is the market going to continue to trend up Or are we going to have one of those days where we gap up kind of see some? Weakness some resistance and then slowly start to fall and then start to push down again but as of now the futures are Green and we have a pretty good amount of room to run here up to that 50 SMA on the 184 hour chart so judging on the ym here. This is the mini Dow Jones industrial Future this one's up about point one seven percent right now up forty four points not as up as the S&P, but it's still green nonetheless and just like the S&P We're noticing here on the 184 hour chart the big sell-off to the lower low that we experienced over the past couple of days and the consolidation and the attempt to fight and Rebound back up to that 50 SMA resistance that we were at just a couple of days ago here for the Dow Jones So the patterns very similar guys, you know judging on this 20 day One hour chart a lot of the same right lower lows lower highs every time pretty much We've pushed to a low a lower low We've rebounded take a look lower low rebound rebound rebound rebound for a couple of days here We pushed down rebounded for a couple of days now. We pushed down aggressively Is this the time period where we rebound for a couple of days? It very well could be guys and that is what I am watching in particular this 50 SMA on the 20 day one hour chart If we break that, you know, we may be heading up to that 180 SMA and we could be running potentially for the rest of this week and also again on the 184 hour chart, you know There is a quite quite a gap to fill here up to that 50 simple moving average So NQ the Nasdaq futures, they're up around the same percentage wise in terms of the S&P 500 pretty similar there It's up about almost 30 points right now up 0.4% seems like the Nasdaq is holding that 20 or 70 200 rather level of support which was an old resistance from back in the beginning of March back in the Excuse me back in the beginning of November in 2018 as well But the pattern is still descending here lower lows lower highs moving averages They're acting as resistance levels But we're noticing just like the Dow in the S&P every time we've pushed to a low lower low we've rebounded So keep an eye here lower low rebound lower low. Is this the potential rebound? Maybe back up to the 50 SMA for us to fill the gap I think it is very very possible and judging on the 20 day one hour chart We are right at that level of the 50 SMA resistance Just keep an eye on the potential breakout from there if we break out of that We may be running up to that 180 S&A or retesting the 7300 level of resistance You know on this 20 day one hour chart So what am I watching today in terms of my personal watch list? Well, it's a lot of the same guys You know that I trade market ETFs when the markets are volatile and Down trending like this. I'm not really focusing on large cap stocks Maybe some put options here and there, but I mostly find the most potential for me and my style of trading to trade These leverage ETFs that trade on the market some that trade on crude oil You know gold natural gas these that I these are the ones that I talk about a lot on this channel So, you know the first one that I'm watching today is going to be TQQQ, right? This is a 3x leverage ETF that goes up in price when the nasdaq 100 is going up in price So this is in the situation the scenario if you know, the markets do end up running for today and tomorrow TQQQ will have a lot of gas in the tank at that point and it may run 456 Over the next couple of days So this is one in terms of hey if the markets go up this can be a very good play And if we're looking at how it's trending pre market here, you guys can see, you know, it's trending up pre market You know, it's riding up the 180 sma's support We're seeing the bullish cross 50 above the 180 in terms of the smas here Everything is looking pretty solid. So if this continues guys, the market push continues In the beginning of the day today, this is what I'm going to be hopping in for for trade But let's say we get that premature rejection like I was saying for the s and p the nasdaq the dow Let's say we get some bad news. Let's say we just drop. Let's say we just start selling off again SQQQQ is the inverse to TQQQ, which is what I'm going to be trading which goes up whenever the nasdaq 100 is selling off at a 3x rate. So for those of you guys that don't know what that means This is a leverage gtf. It's a 3x leverage gtf And it simply just moves three times the direction of the nasdaq. So let's say the nasdaq's down 1 SQQQQ will be up 3% right? That's pretty much how it works. So that is what I'm watching These two in particular two ones that I talked about in yesterday's video one of them being McDonald's And the other one being coca-cola These are also two value stocks that I'm personally watching as a potential dip by as a potential trade We saw the pullback from mcdonald's $200 down to about 195. We're holding that 180 SMA here on the 184 hour chart. That's looking pretty good I want to see if we're going to hold that level and slowly test back up to 197 that's personally what I'm waiting for for mcdonald's coca-cola not looking too great Or actually it's looking decent, but not as good as mcdonald's here on a technical basis But just like mcdonald's, you know, we got the pullback from 50 down to about 48 50 So that dollar and 50 cents of margin was opened So now ideally guys for coca-cola, you know, if we do end up holding this little higher low here from uh You know the previous this could be a spot where we potentially test back up to the $49 level of Resistance, but let's say we sell off even further the point where I'm looking to see if coke holds above Is going to be this 180 SMA here maybe at about 48 dollars So if it does sell off another 75 cents, you know, this could be an even juicier entry price for coca-cola at about 48 dollars For a potential swing trade and looking at how it's performing right now You know, it's up a bit pre market hours, right and you can notice that by this price right here 48 72 It's up about 11 cents here pre market hours. So let's just take a look at some large cap stocks very quickly You know, you see apple trending up here as the markets are recovering today You know, let's see google google's most likely trending up as well. Yeah, it's trending up today We're seeing gold making a push up into the 12 80s kind of a big run on gold today So I'm keeping an eye on j-nug which goes up whenever gold goes up in price We're seeing the nice little staircase pattern here higher highs higher lows forming on gold This could be a potential recovery looking for a break out of 12 90 That would be the continuation of the uptrend, especially if it hits a higher low at that point j-nug could do very well In that situation, you know, let's take a look at labd labu very quickly These are two biotech ETFs that I personally trade. I'm assuming labd's down right now Yeah, that makes sense because the markets are up, you know, typically labd it follows the sps ibi index This index when it sells off, you know labd is selling off as well because it follows the same trend But when labu is going up, right the inverse to labd spsi bi is going up in price So let's say the markets run today spsi bi Maybe uh, you know tests that moving average of the 50 sma Maybe it starts to pop up a bit or even if it breaks out of that 50 sma Moving average here, you know, that could be a bullish play on labu So all in all guys today I'm just watching as usual the market etf tv ix as well Maybe a potential play in one of these, you know biotech etf's labu labd potential play in mcdonald's coca cola You know, we're seeing tesla You know continuing to fall maybe if we get a better price And the options look better in terms of price because they are quite expensive right now I may take a put option position in tesla But i'm just being simply patient with tesla at this point guys I'm not too sure what i'm going to be doing right the stock has just been getting brutally beaten down Who knows it might be it may be due for a reversal soon, but in my opinion I don't think it's going to reverse unless they report some stellar earnings in the next earnings report Let's say somehow elam and tesla end up blowing away the production numbers Let's say they actually pull a profit or something that in my opinion is what's needed at this point for tesla to rebound Because the markets the analysts you guys see cnbc you guys see all of these different news outlets media outlets They hate tesla. Let's be honest. They're putting such a negative light on tesla The public is just has a negative light on tesla, you know tesla keeps selling off So that's why i'm saying we need an earnings report We need a profit Who knows if they're going to pull a profit this upcoming quarter and we need to see some impressive numbers regarding sales You know model three vehicles and all of that jazz So that's kind of it for this morning's video guys I hope you all enjoyed it if you did feel free to go down below and hit that like button again It really supports me and supports the channel in general if you're new to the channel and you enjoy this type of content I upload this kind of stuff every single day So feel free to subscribe to the channel and hit that notification bell So you're notified every single time that I do make a video Also, let me know what you guys thought about all this stuff. Drop a comment I'll catch you all in the next video. Good luck today market opens in about four minutes Let's get it guys. I hope you all kill it. I'll see you all later


Welcome everybody. We're all here tonight to talk about homelessness, housing, affordable housing. My name is Dan Toll and I'm the head of a consulting firm, Parker Advisors. We specialize in mental health. Substance use, homelessness, and the intersection of law enforcement and mental health. And I was hired by the City of Montpelier through the Montpelier Task Force to do a project to assess homelessness in Washington County and put together recommendations, short, medium, and long term. And the medium and long term issues will involve, of course, housing issues. So it's affordable housing and all the issues that, you know, we as a state are grappling with relating to, you know, elders downsizing and my son was 30 trying to buy a house in Burlington, that sort of thing. So what, you have an agenda, Freddie, where I, we put together this agenda just to establish some structure on the outset, but we're not going to be rigid, particularly since we don't have a big room. You know, the more people we have, the more structures needed. So I think we're going to be a little more, you know, flexible. So in terms of the ground rules, clearly, you know, we're here to talk about it, subjects that could, could be controversial. So, and people may have differing views of, please, let's all operate from a place of caring and respect for each other. If you have, you know, feel free to get up, please. Get food in the bathroom, whatever you need to do to take care of yourself. Please do so. My email is up here. So please, if you have other thoughts or ideas or you want to pass that on to any of your friends, colleagues, your kids, your parents, your whatever, I'm all ears in terms of getting more feedback afterwards. Meeting's being recorded, obviously, by ORCA. This is a public meeting, so everything will be on the public record. So just want everyone to be aware of that. Beyond that, did I miss anything in terms of the upfront logistics? You think of? No. No. Okay. Well, let's, let's dive right in. We're going to do, so for introductions, name and where you're from. I think, yeah, where you're from. And then, you can either, either tell the room, you know, what you do for work or something you're very passionate about, or you can pass and say absolutely nothing. Just name and town. And then once we do the introduction, we'll start with open-ended questions and depending on how that flow goes, we have some, you know, specific questions that we can do at the end and then we'll roll wrap up by 7.30. So can I have one of those? Oh, sure. Do you need something to write with? Yeah, I'll grab a pen over there. I have a spare. I think I do too. So, why don't you start the introductions? Sure. Hello. I know some of you, but not all of you. My name's Laura. I'm just signing on with Dan here to help out with this past couple days, so I'm new to this project. But I've done a lot with the City of Montpelier over the past five, six years in different groups. And I'm from Montpelier. I live on Liberty Street. And something I'm passionate about, I love bicycles. So I'm over at Freeride quite a bit. I live in the bike shop. Hi, everybody. I'm Andrea Standard. I live here in Montpelier. I also live on Liberty Street. We're not quite neighbors, but close. And I am experimenting with being retired after a long career as a nonprofit executive director and community organizer. Nonprofit executive director, community organizer. I ran rural Vermont for quite a few years and have worked with other nonprofits in the city. And I think the thing I'm passionate about is staying in Montpelier, which I'm beginning to think is not going to be possible. Montpelier is the first community I moved a lot in my life, starting from when I was a little kid. And Montpelier is the first community that I've lived in long enough to really develop a community and have relationships and all these contexts and stuff. But now that I'm trying out retirement, I'm really not sure that I'm going to be able to stay here. That's going to be an issue for a lot of us. It is for a lot of people. And so it also has made me think a lot about, I'm also involved in climate work. I have been on the board of 350 Vermont and I'm very concerned about the impacts of the climate crisis as they intersect with housing and homelessness and all of that stuff. So those are all things that I'm thinking about. Bigish gray. And next, next. My name is Gerard Renfrow. I live right here in Montpelier downtown. You said Gerard? Gerard Renfrow. I should have mentioned the outset. I have tinnitus and hearing loss, which makes it tough to be a facilitator. So yeah, just so you know, if I keep saying what. I'll try to remember to speak louder. Gerard Renfrow. I work at the Hunger Mountain Co-op and that's really all I have to say. I'm Deb Glotman. I live in East Montpelier and I run the Mitchell Fund, which is a veterinary non-profit and we service unhoused, local, low-income seniors, veterans, and disabled first responders. So we're all about this population and what it means. Yeah, great. I was just emailing you this morning. Oh, thank you very much. I know. Jessica is one of the most, if not the most awesome dog walker in the world. Awesome to know. Nobody can walk my dog unless they're awesome. Oh, awesome. Well done. Amongst her many talents. Yes, yes. My name is Jessica. I am a renter in Montpelier. I'm a parent. I'm a solo parent of a middle schooler and I'm also a part of the newly housing committee that the city has been putting together. Thank you for stepping up to do that. We're very lucky to have Jessica here. Jessica, your last name is? Oprahowski. It's O-P-A-R-O-W-S-K-I. I should have mentioned that I'm a renter too. Me too, she said that. Renter. Great. 25 years ago I bought a house. When you could. Yeah, when you could. Okay, so let's dive in it. But before we do that, those of you who are tend to like to talk, be mindful. Those of you who don't tend to talk as much, we'd love to hear your input and I may call on you at times and feel free to pass, but we like to encourage feedback and ideas from everybody. So, we're basically going to talk about the two issues, the homelessness and housing and start with the homelessness issue. And I guess to kick it off, just to get the conversation going, from your perspective as a resident, maybe as a business owner, whatever hat you want to wear or represent, what do you think is working in terms of how we're dealing with homelessness in Mapeulier as well as broader Washington County thoughts? I mean, I feel a little ashamed to say it, but I don't know enough. So maybe that's something that's not working is that I don't know enough. Nothing to be ashamed about at all. Most people I think are not really plugged in. What's going on? I mean, I know that I see people in town walking a lot of the trail systems and stuff. I see tents, I see people out there. Other than that, I don't know enough about it. So it hasn't been a big issue for you? Personally, no, I guess, no. Anybody else? I was just going to say that I think what has changed in my experience in the time I've lived here is that there's more conversation going on now. More people are talking about it, more organized steps are being taken to try to come up with solutions. I certainly have seen the need increase over the last decade and particularly in the last few years. I volunteer with the Mensa fund, so I've had a little more opportunity recently to get to know a few people who are in that marginalized, marginally housed population. And I think the big revelation for me was when I decided to try out retirement is I started to realize how close I am, how easy it would be for me to become homeless in the current economic climate, real estate climate and all of that. And that's just made me really think about it in a different way. It's just how easy is it that it can happen to people. We've been talking one-on-one to some of the folks here who are living outside and it's kind of amazing some of the backgrounds of these people, the things that they have done in their life. Unfortunately now they're out of space that they're having to deal with not having a roof over their heads. Gerard, what are your thoughts? Well, okay. So the question of what's working, I can't answer that. I'm actually here because I've lived in Montpelier for over 20 years now and I'm more interested in what seems to me as what's not working. Or the fact that this problem has been developing, and I'll just call it an issue of poverty. It's been going on for decades and it's been, I think certain things are financial issues and others are encroaching on the city just as they are in the rest of the country. And when you say financial issues? Poverty, just for one example. Again, this is all very personal experience. I don't have any data. But like when I was volunteering for one of the food kitchens, I asked the people back there, because these kind of questions are always on my mind, like what was it like 10 years before when I was working there? And they said, oh, about half the number of people would show up at the food kitchens. And I said, so in the last 10 years the numbers have doubled. And that was kind of around the 2008 time period. So that's one of those things. And then I look at, and then I see prices going up. And this is before the, I think it was even before COVID, but after COVID, somehow the bailouts seem to have passed a lot of money to certain people's hands and they've used that in ways that I think are really kind of degenerate. And now we have a high apartment rent. And I don't want to go into too much detail now because I do have a kind of list of things that have been bothering me over the years. And I'll talk about that later. But to me, I can't speak to what's going well. I can only speak to what's been going very badly. And it's a lot of things. And I'll hold off on that until we have a more open forum. The issues that you want to talk about, do they relate specifically to homeless or the broader issue of housing, affordable housing? I would say among Pilger's problems that relate to the price of property, which then affects housing, which I can't really speak to about, and apartment rents, prices as well, which I can't speak about. So we'll come to that once we conclude our discussion on the homelessness issue. And my plan is being here is to also listen in and report back to the rest of the committee about the housing issues and concerns. So I ran out of the house, so I might have to steal more paper at some point. I've got plenty of paper. Good, good. So yeah. I'm taking notes so we can share it. Cool. Yeah. Yeah. I agree with Gerard. There's a lot not working to the very bare bone basics. And one is there is not a public restroom in this entire city after 10 p.m. And I think we're putting too much on the very few businesses that are still open at that time and they're too far away. So like if for 12 or 15 years this public restroom discussion has been happening and nothing has happened. I'm very worried that, you know, that's the main reason why I'm here is you because I saw what you do and I was like, this guy's got, you know, this, I'm very impressed and happy that they hired you to, it seems like this is different.  Well, that's part of the pitch that we made to both the task force and city council is we're not here to do just to do another study and put it in the shelf. Our focus is to do the stakeholder outreach and the research but really focus on what are the immediate, short, midterm and long-term solutions. I would just like to articulate one immediate goal that I personally have. I don't see anybody die this winter in this town. I really want that to be a shared goal. We're not going to let anybody die as a result of being homeless in the weather with nowhere to turn or no options or no support. There ought to be enough information and openness to people's plight that nobody freezes to death on a bench, in a doorway or anything like that because it's already happening in other parts of the country. Right. Yeah, we were just at the homeless vigil last night and we were saying names of... People who have died. Yeah. So on that, in the summer there was, of course, these people that were, I guess, they were mostly around the picnic table on the corner just behind Shaw's. And I also understand that just recently one of the churches or something, this is something in the bridge, has just opened an emergency winter shelter. Do you know who those people are taking care of? Well, they have 10 beds. And it's only 10, which I read that I thought, okay, that's good, and then I heard the number 10 and I thought, is that enough? And I was just wondering... Not when there's 400 people who are unhoused. In town? Not in town, but in Washington County. In Washington County. 450. 450. Yeah. I mean, and that number is... Well, 450 is the unsheltered unhoused but the most of those people are the housing and secure that are in the hotels. They're getting the special subsidies. There's about 80, the last we did account a couple of months ago of the unsheltered people are outside in Barrie, Berlin, and Montpelier, which is where the constant is. There's over 75. Yeah. It was between 75 and 80. 75 and 80. People don't have it in the immediate area. Yeah. Whatever. This American's total capacity is 30? Am I right about that? 30, 35. Yeah, between the old place and the new place. Yeah. Yeah. I have a question. And you might have to just tell me, I might be one of those over talkers, so you might have to just tell me at times to stop. You're closing up, I can kick you. But don't kick my dog because you don't know me. So I've got a question and a comment. One of my questions is that I know that some, maybe some, maybe all, what is in the church, this shelter, does everybody have to be sober? Like are people being turned away that aren't clean, aren't sober? What's that like? That's a great question, but I don't think that they get that personal. Right. So it's just about, so like that's the thing is like, if somebody is drunk, if somebody's under the influence, are they kicked out? Like how does this? There are rules that they have to sign, that they understand, that they get, it is a privilege to stay and it is a privilege to have one of those cops. So, and these people know cold. So they're, unless there's a true mental health disaster, they are behaving. At least that's what Rick Daniels and I discussed, because you know, they have a lot of volunteers, they have a lot of employees that are there by themselves. So we, you know, we discuss this a lot because we're all women at the Mitzvah Fund and we're all older and you know, they want to make sure that we're safe and, but same kind of same thing goes, you know, for the shelter because there's, you know, it's not like they have a bouncer. Right. So there are rules and the same thing goes for the Goods, Maiden, Haven, they have a contract that they all have to, you know, sign and abide by it. And then yes, if they scare anyone, if they, you know, please have to be caught like it, you're done. But those are interpersonal rules, not what you did before you got to the shelter rules. That's correct. So as long as you behave, it doesn't matter what your state of mind is in. That's correct. Which is, it seems the fair thing. It's a behavior rather than a history. There's no judging of what got you there. And that's just some of my comments and I guess like my interactions and kind of how it affects me a little bit more is thinking about the Gertin Park that was removed, that shelter and how everybody's shifted back to the bus terminal right in front of Shaw's and how it's not usable for people that need to get on the bus or want to get on the bus. And then thinking about, as a parent, I've been, I was thinking about letting my son ride the bus up to Wilson this summer for a summer camp. Do I want him to sit at that bus terminal? Like, not really. I don't. I don't know what's going to go on. I don't feel comfortable with it. I'm trying to not judge the people that are there but I also drive by at night in the morning and I see the beer cans in their hands and it's not something that I want my kid to be around. That's where the transit center is better because I do have people there but not from 1130 to 2. And you also can't use the bathroom from 1130 to 2 which is, that's a public restroom. I just saw an article on the bridge tonight that there's some more money going into staffing. Oh, great. But I don't, and some extension of ours, I don't know what it means. We're talking about the bus stop? The transit center. The transit center over on Taylor Street. So you're going towards the state house and down below is the bus terminal. Behind Capital Plaza? It used to be just an empty parking lot. Oh, yeah, where the farmers work in that area. Yes, the multi-story building. Yeah, anyway. The bottom of it is a, well it's a bus station. Yeah. All the buses go through there. Right. And it has a big waiting area. And that's where you guys are parked now, right? We park there on Fridays. And at no charge, and they're very, very kind to us. And they are providing a service because there's a lot of people staying warm in there. And they are a warming shelter from six to nine. So it's inside? Now they are. It's inside the place where you would, whatever that. So there is a bathroom there? There is. It's key. You know, it's two bathrooms. It's electronically controlled. Yeah. So it has to be in the office to let people in and out. The restrict use during parts of the day. Yeah. So yeah. This bathroom, public bathroom issue continues to be something that we need to address. Well, and that's the other part of my comments and stuff too is that I think we do need a public bathroom downtown. At least one. At least one. So again, as a parent and having a kid and his friends around town, is that what's going to go on in that bathroom? Are there going to be people that are kind of just sheltering in there? Is there going to be drug use in there? Is it going to be kept clean? Yeah. Those are all the hurdles. Yeah. I mean, that's the thing is would I rather my son go to somebody's store and say, hey, can I please use the bathroom instead of going to a public space? That's the kind of thing that can be volunteered out. You can have someone there doing it by going off. That seems like one of the easier fixes. Not that I know what I'm talking about. It just seems like a bathroom versus an entire apartment building of emergency shelters ought to be one of the easier things to fix. It's funny you should talk about that because I have two apartment meets and sometimes, and again, I'm going to break downtown, sometimes there's just someone in the bathroom and I have at times had to go outside to another store that was still open late at night and ask them. So I totally get that even though, of course, the need for the people who are homeless is much more important. But it's just, I don't know, I guess maybe it's to me it's just humorous if we're talking about this because it's like, that's just like a no-brainer. But again, we haven't had anything in decades. The management of public space, even in a small city where people care about each other, is still complicated and difficult. And when you say management of public space, say a little more. By management, I mean, like, my family runs shopping centers and nobody recognizes that, hey, did anybody notice that at nine o'clock the lights didn't go on?  So now it's a public space. But people are going into it and it's pitch black. Is that safe? So there's, you know, there has to be, like, is there anything, if there's anything wrong with this, call dispatch, call, you know, whatever. But all of those things are management. What happens if the toilet gets plugged?  But, you know, if you use it, it's going to make the problem worse. So somebody has to be on call for something like that. And can it be public works? Great. One more thing on their docking. So all those things cost money. All those things cause issues. And then if you put cameras in the space, which honestly, that's the way of the world, it lets somebody like the city manager or somebody, you know, check on stuff or have record of stuff. But it costs money to manage those. It costs money to, you know. Everything, it's not for naught that we're still discussing the bathrooms. It's just a perfect, it's like the perfect metaphor and example of why we are where we are. Cause nothing is easy. Yeah. There's so many intersecting factors and issues. I feel like that's a perfect point to just say, it's seven o'clock. So just to keep us on track if you want to move it forward in any way. Well, first of all, we have a new participant or guest. You want to introduce yourself? I'm Carolyn Griffith. I'm on both the bathroom committee. So do you want to talk about the, provide a little information about the bathroom issue? You don't have to now. You don't have to put a target on your back. Never met. So it's a new committee? No, it's an old committee. Two people and it was chaired by a council member and it never had a meeting. And so it got reconstituted. And so at the last council meeting, they put on a number of extra people. So with a little bit of nagging, I think they'll move forward. Yeah. One of the women is a former director of the senior center. One of the women, people know Mary Alice Bisbee. Zach is an outreach worker for Washington County Mental Health and Disabled. So he brings up perspective. And then the others I don't know. And Zach is also in the homelessness task force. Is there a cost for these bathrooms? Like, has somebody come up with that number? No. Well, yeah, one thing that was occurring to me was we were talking about it as if it exists and how we would manage it. Right. It doesn't exist. It doesn't exist. And creating it, you know, even if it was a freestanding structure of some sort, you know, in a good place location, which I can't even imagine what the siting issues around that might be.  I think there's more potential in the short term to solve that problem, to do some serious outreach to the people who have control of the existing bathrooms downtown and figure out a way to make them more available. Right. Well, the city center was available. Yes. It was the last, I forget, it was a few years ago that those became locked. Right. And the police station used to be a... An option. A space that people really used. Is that a 9-11 thing? What? Is that a 9-11 thing or a post? Oh, it's that. The locking up of these places used to be open. The city center? No, I think it's because when Village Pizza moved out of there, it just, it lacked enough people in there so that it became unsafe because there weren't businesses open. Oh, okay. It's amazing. Well, and also COVID, I think, had an impact too. A lot of things got closed because of COVID and never got open again. I think the point about the bathroom being a microcosm is a good one. It's a representative of all the complexity. And the thing is that's really going to be unfortunate is that there's so many... Are you going to kick me? There's so many people that are going to push back on all of this. They're going to push back on it all. We couldn't... Look at the park. Look at the structure there. That was an eyesore. So there's enough people that complained or maybe just enough few people, the right people that complained, so it was moved. So to get a bathroom, the second that there's an overdose in there, like everybody's going to... There's going to be too many people that are just going to be like, no way, not going to happen. If it comes to something that's going to be a vote to put on a budget, whatever, it's unfortunate, but I feel like that's what's going to be shut down. And so that's the thing is, and this is what we talk about a little bit in the housing committee sometimes too, is how do we reach out to people to either... We get so many people in town that are like, oh, I never heard about this. I never heard that that was going to happen. I never heard that this. So how do we get more people informed? How do we get more people involved in decision-making or ideas or whatever? I mean, there's only how many of us here? How many people were earlier today? A total of nine, including all of us, yeah. And me. Yeah, you're there. So it's definitely a thing. So Carolyn, now you have some good feedback you can take once the bathroom committee gets going. So now let's shift gears from homeless to the housing issue. And I want to start by taking a little poll. First of all, just informally, how many folks in this room feel that the country called property should at least in part be used for affordable and other housing? Handstand. What is country club property? The Elks Club property that the city bought. By Agway. You go out to the radio and it turns over the radio. The golf course up there? Up on that hill there. Yeah. Okay. The golf course up on the hill. It's actually terrible that geography around here. I live a very sheltered life. People say Taylor Street or whatever. I'm the wrong person. But I think I know the area. It's where the WSES repeater. Right. And it's where the golf club used to be. Step a giant little hill there. I know the general area. Okay. And you're welcome to abstain. I will vote yes, except with the caveat that there would have to be an accompanying public transit. Because it's too far out of town to be feasible for school kids, for elderly, for people without cars. We don't need to create another satellite for the concentration of traffic. Again, complexities. Yeah. But I wouldn't say it's not a good place for housing unless it is accompanied by a public transit program. Absolutely. So the second question is... I was going to tell them a little bit about the project because we're going to be getting more into that in the next couple of months as well. So it's 140 acres or so. And there is a consulting firm that has been working on gathering information from the community, from the site itself, the physical, everything, the stone, whatever's going on there. They're going to come back with multiple proposals of this is just a visual thing. This is what we could do. And they're kind of trying to gather information right now of what do we want to see there? Do we want to see affordable housing? Do we want to see more efficient, like single family homes? Do we want to see more multi-unit kind of things? Do we want to see a restaurant? Do we want to see a rec department? Those kind of things. They're trying to get that information. And go from there. There's been a few sessions where the public input could happen there. And it was a good turnout, but it's still just information gathering right now. And I think that the plan is that in March maybe they're going to have the next phase of their project of kind of the proposals. So thank you for that. So are those sessions still going on, or is the input sessions done? They did, I think they did three of them, right? Yes. And those are completed, but I'm not sure what they're planning for fall. There will be more information sessions and everything to come. But at this point, yeah, that's kind of stopped. And then we'll get more information. The next housing committee meeting too, I think that we'll have a little bit more information on like what's going to go and what our involvement is and how we can support that firm as well. So a related topic is, again, a little straw poll here. How many folks feel the same housing, portable housing for Vermont College of Fine Arts? That's even better. That has more potential. Yeah, but try to sell that for both the trolley street. That's exactly... I mean, I'm not going to mince words here, but they're moving the whole... One at a time. Go ahead. I can't mince words. No, no, he just asked me a question. Yeah, sorry. It's very... Well, a couple things. One is I brought this up with our veterinarian. I said, you know, it would just be perfect. It has dormitory kind of things. There's bathrooms in place. The septic is there. Everything is there. It's not in the floodplain. It's not in the floodplain. There's... You know, it's not isolating, you know, because a lot of these low-income and affordable housing spaces, like Andrea said, are in the middle of nowhere. And yes, they might have limited transportation back and forth, you know, especially during work hours, but at the end of the day, a lot of these people are still trying to figure out how to get home after the movie theater or, you know, if they get to do that. But it's just getting the farmer's market folk to understand that the folks that don't go to the farmer's market because they can't afford to go to the farmer's market need a place to live. And are they going to be okay with them living next door? And I don't think so as much as I would like it to be. You're saying you think that the neighborhood pressure against it... That neighborhood is going to... I mean, they bring in some serious tax dollars, and a lot of them are on committees. You know, I just don't see that happening. I've been living in that neighborhood for five years now, and yeah, there's a lot of strong feelings. Yeah. But yeah, but that's not a reason not to... Yeah, I heard somebody say, well, then why not just put a jail there? So is that college selling its property? Is it moving out? It has moved out. It's only part of it is. They're selling off some of the buildings, the dormitory areas. They're keeping some of it. They are kind of shifting some of the schooling to Colorado. So there's a number of buildings that are going to be potentially empty there. One thing is that from what I remember reading is that there was an interview with Rick and they talked about the $20,000 or so that was spent to assess that building, which seems like a significant amount of money to go towards an assessment to be like, this is not actually suitable. There's a lot of people... There's a lot of work that needs to go into that building. Like millions of dollars to make that handicap accessible up to probably somewhat of codes. So that space... Who knows what's going to go on with that space? It has to be underwritten by a national light. It has to be underwritten by somebody with a lot of money. And my kind of thought with it is because I want to see more younger families be able to live in town, to be able to move into town, to purchase houses. There's a lot of older people that are living in large houses that need to not be living in those large houses. So if we could turn that area, that campus area into an affordable, elderly kind of community because it's flat, because it's got the green space and because it's got dorm areas, there could also be that gym area could be a great community space but make it affordable so that there's people that can either rent, there's people that could buy a condo, whatnot, but they need to be getting out of these large houses so that families can come here. Because we're not going to... That's the thing is that none of this... We're not going to have solutions if there's just these massive houses with one person living in it. And we want to move out. Right. I mean, I know three people. One of them is waiting to get into a house because the owner is on a wait list to get into another space. And this has been going on for three years now. I think she's probably pretty far up on the wait list. Another friend of mine warned me the other day that summer she wouldn't be coming back for a partner. She's been doing this every year. Years. She wants to get out. Just a second. I don't want to run out of time. I know you came with some issues and I'd like to give you some space. I understand we only have 15 minutes but we're very interested in whatever you want to present.  I did come here with a chip on my shoulder. There's a lot of things that have been pissing me off for a long time. And I didn't know anything about the people in this community or what you're working on. I don't have the chip on my shoulder anymore. I did come here like, these people are really going to try and help. This is all negative. This is the stuff that I've been thinking about and I wanted to raise. This is very encapsulated. I'm not going to go into detail. Long time ago, I might understand when Neckie moved in, brought a lot of wealthy students with them. Landlord started raising the rent because they knew that they could get prices from the Neckie students but that cranked up rent everywhere. Again, I'm talking about rent, not necessarily home ownership. There's the upper class, the government non-profit sector that's buying up property has been here for a long time. They don't pay taxes on that property but their purchase of those properties is causing the cost of housing to go up. I know in the past, there's been a landlord who was known to demand part of the business profits from a business that moved into downtown after they've been here for a year or two so they get settled in and he would say, well, now that you've settled in, you owe me a piece of the action, not just rent but a piece of their business and of course the business could then move and it would be vacated. I also understand that they were landlords that were purposely overcharging for their space and then when it's empty, they take it as a tax write-off which seems like fraud. I once checked into that a long time ago and I got nowhere with it because no one knew how to check and do business people's taxes, like confidential information and all that but I do remember looking into that. Currently, this is again, this is like the post-COVID thing where a bunch of people could end up with a lot of spare cash but there's been rent management groups that have been taking control of apartments. They don't own the apartments but they take control over it and then they charge really large fees for first-timers to come in when those first-timers don't have any references which is making things very difficult. Pilot taxes, this has been going on. What kind of taxes? Pilot, P-I-L-O-T, payment. Payment in lieu of tax. Exactly. And this goes back to the nonprofits and all that. All these businesses that are nonprofits, government, et cetera, they do not pay taxes on there for their business so basically their lack of taxes are being covered by everyone else's tax base so someone with a home or an apartment has to cover that extra cost that is being lost by that occupied nonprofit. And I understand there's the question are B&Bs and wealthy... I do not mean this as a slander but are B&Bs and wealthy immigrants coming in to the state and to areas partially because of global warming and all that and they are supposedly buying up property and causing the values to come up and I realize that that has been in the bridge already but this is something that is part of the picture and very lastly, let me see... Oh yeah, this is something that kind of bugs me on our state level. We spend money on private prisons to keep people in prison who have probably had very minor offenses such as drug use for marijuana and all that. Marijuana is becoming legal and we still are wasting tax dollars on the cost of private prisons which to me seems like we're basically stealing money from this... or the state is stealing money from us to pay for something that we don't even need anymore because who cares about drug use about marijuana use these days and I just think that whole thing is like this unaddressed elephant in the room that is like this is a huge waste for the state which then comes down to what we have available at state funds. Okay, so that's my spiel. Thank you for that. Those were some great insights, Gerard. I really appreciate it. Andrea? This is a thought that's been going through my head for a while and I also know people who have big houses who are done with them think they want to get out of them. I wonder if it would be worth considering a really organized, carefully... it would need to involve people who really know how to do this of grassroots outreach to property owners in the town. People who own buildings whether they be apartment buildings or private homes. To find out how many people first of all are thinking about this and like this is too much for me I don't want to deal with this anymore whatever, that's the first thing but then also what options would they consider? Just like you said dealing with this what do you mean by this? The responsibility of maintaining a big piece of property. I think there's a lot of different categories there are older people who their kids are all gone and the kids don't want the house and they've got this big house. I have friends that are in exactly that situation but there's also people who I think for reasons of change of life or circumstances or whatever what they have been maintaining is just not what they want to be doing anymore but I think it would only work if there was kind of a menu of possibilities that people could be asked about like if there was adequate grant funding or something to help someone who owns a big house to run into a duplex or a triplex or whatever or if they have property around the house that would accommodate an accessory dwelling unit if there was incentives subsidy whatever but I don't think everybody knows about that but also it's the one-on-one conversation that's specific to their situation that I think might yield more information about just how many possible more immediate things could be done because money is always the issue and I think the challenge right now is we have to figure out how to do things in the short term that are effective with the resources that are available because if we keep studying things and keep doing all this stuff and we try to come up with the big number this is what it would take to build housing at the country club or this is what it would take to do the college over it's going to take too long it's going to take too long well that's why we the consultants are looking at but I would encourage you to think about some kind of a very one-on-one kind of canvas reaching out to people making appointments putting some word out and saying are you interested in talking about this we'd like to send someone to talk with you and they could ask questions and they could tell their story and you could get a lot of details about these different properties and what their circumstances are great thought and I'd like to I just thought you're not like you need to kick him I just want to reassure you that some of the things that you are talking about are things that we are talking about in the committee and we're trying to work on we're trying to figure out how we can work on some of these things the landlords the property managers the last few minutes of our last meeting the beginning of December so we meet the first Tuesday of every month there's always public is always welcome to come we're here we might not be in this space next in January because something else is going on but we'll be either somewhere here it's always posted publicly with the city website there's always a chunk of time that is for public people the public can come in and speak you can sit and listen to our whole committee the whole time and there is Zoom in person I don't want to do the other stuff we're always like I think there was one woman that came one time Dan came one time there hasn't been too many other people from the public that are coming in so you're always welcome to come to those meetings and please say whatever it is you need to say we might not have answers for you I wouldn't expect it it's an ongoing thing it is, but I just want to let you know that we are trying to work on things they're on the radar screen and there are good people just actively working on it and then I had something we're running out of time first Tuesday after the meeting so to wrap up what I'd like to do is just go around the room and just in a sense or two forget about the obstacles and barriers what's the one thing that you would love to see happen to address the housing issue in Montpelier, Washington Greg, why don't you start just one thing off the top of your head I guess the immediate thing is a plan about the golf course space which now has a new name Country Club Good Laura I always have a hard time with the one thing I'm holding you to one though Laura we're running out of time I'm just looking for You can always pass I'm looking forward to more collaboration even on the individual level like that I think is really powerful and the more stories that can be shared about the successes of that would be really great I'm going to go back to my first thing I don't want to see anybody die this winter I want things done so that people are not out in the cold save lives nobody freeze this winter that's what got me started keep people alive I just want to see the community work as a community so collaboration communication and coordination let's all pull together rather than operate in our little silos that's a great one I want low barrier housing do you say low barrier housing do you want to explain that to people what your perception is of right now you have to go through a lot of hoops to get into different kinds of shelter and so low barrier means that by and large most people could access it and so pallet shelters does some that are very economical and now Burling has finally taken that step to do that so I'd like to see those vulnerable, protected and have access to supporting services and bathroom facilities and food I really want to see some tasteful, sustainable efficient development of houses going on I want to see the habitat for humanity build a number of houses in here especially the north field street area I'd love to see things go on at the country club and I'd love to see things go on in the neighborhood from Isabelle circle as well I think that those are the things that make smaller housing all that and I just wanted to share that when we need to encourage people with these larger houses to think about ADUs or home share program I think it's something that needs to be talked about a lot more and that's a question that I have for you is how much can the home share program be connected with the homeless and just start that conversation how many people, not enough people in big crafts know about home share I guess or are confused by it I went through the process I went through the interview when I was looking for housing in Montpelier nothing matched up but how can we get people to open their homes to that right now they have way more people looking to share a home than they have people willing to share a home there's an imbalance and then there's the whole issue of infill the spaces that we have in downtown using them more efficiently rather than the dispersion issue great well thanks to our to the end of our session do you have any closing comments that's great yeah that's a good crew thank you so much everybody for coming and your input it's been really helpful and informative getting all your perspective again oh here's business cards if you want to take my business card feel free I would add here the virtual session at noon time today the what the virtual session at noon time today we're two people participating from Barry and one of the things that they emphasize and one of the things that is really important is looking at this as a region and collaboratively working on it I had a question because I wasn't clear on this have you had the opportunity to actually have this kind of conversation with any of the folks who are currently on house my partner Paul Capcaro and I have been going out doing one on one we've gone to the overnight shelter we've been out in the woods there was a big we sponsored three different we call it homeless days of action I wondered if that was the people in the hotels had service providers and while they were there we were talking and interviewing so yeah one of our biggest priorities is making sure that we seek out and listen to the voices of the people who are on house the people who are housing insecure and the frontline workers so great well thank you everybody there will be other opportunities for feedback down the road you all have my information the one other thing if you would like you can put your email down there too there's a paper pad paper over there so we can follow up directly but if you have Dan's email that works as well right can you email him so if I put my email in there we'll be announcing through the emails when you're going to have future meetings okay that's good okay great well thank you everybody


Hi everybody, it's Mayor Price and you can see I'm wearing my mask. Joining me today is Dr. Diana Cervantes. Welcome Dr. Cervantes. It's nice to have you with us. Thank you Mayor Price. Nice to be here. I'm delighted to have you. Dr. Cervantes is the assistant professor and director of the master's program in Public Health Epidemiology at UNT Health Science Center right here in Fort Worth. She has an impressive record of 17 years in public health and epidemiology. You've learned a lot no doubt right? Oh definitely. Diana is part of a team of medical experts who are advising us as we move through the COVID-19 virus here in Fort Worth and we are very lucky to have these experts as we face difficult decisions. She's going to give us a little bit today about an overview as we look at COVID-19 where we are and why stay at home, social distancing is helping and what we might see. So before we dig into that I want to give you a quick brief update as we do every day on where we find ourselves in Tarrant County and in Fort Worth. Today Tarrant County has 588 positive cases 19 deaths and 53 recovered cases and Fort Worth has 232 cases 7 fatalities and 17 recovers that's three dozen 36 additional positive cases overnight the largest single overnight that we have seen in Fort Worth since it started. Despite can only be attributed to community spread which means we don't know the source so it's generalized transmission. It's very frustrating for all of us as we head into Easter weekend and Passover which begins tonight a time that you want to be with your family and friends but we're asking you know we're pleading that you obey the stay at home rule talk to your friends through technology on Facebook on the telephone or write them a handwritten note I just wrote about four notes myself just now. I'm going to turn it over now to Dr. Sabantes who's going to share with us what it means under this order what the chart you're looking at means and what it means from an epidemiologist part of you. So Diana thank you for being with us. Thank you thank you Mayor Price. So when we look at these numbers and I think it's important for people to know that as we're looking at these numbers of course we're seeing an increase but these are the number of reported cases so when we look at reported cases we have to understand that they likely occurred meaning the infection the people were exposed and likely infected maybe a week up to two weeks ago because it takes time from the time somebody is infected to the time that they start showing signs and symptoms then get tested then that's reported those results reported. So I want to make sure that people do keep that in mind when they're looking at this numbers and don't lose hope when they see they feel well here in April we've been doing some social distancing but we're seeing this increase in cases these cases likely occurred a couple of weeks ago when we weren't implementing some of those measures we're really just starting to get that going so it's important to keep that in mind. So our goal is is this climbs will reach a spike at some point and then rather than it continuing decline will begin to flatten it? Right so we do hope that we are going to reach a peak and then all of these measures that we've been put into place with restrictions and social distancing and staying at home with that we're going to break that cycle of spreading the virus and so we're going to start seeing these numbers come down and again we're going to have to be a little patient and wait because when we see these numbers these are reported numbers and that doesn't mean these are happening just now like the infections just happen. And some of these are delays in testing to the test results have been slow correct? That's right we've heard from people getting their results as quickly as 24 hours to some people saying that it's been two to three weeks to get those results so that also plays into this. So as an epidemiologist have you seen curves like this before and do the things that have been put in place seem to help? Right so we have seen curves like this and they definitely help. One of the things that we know from other pandemics even the 1918 pandemic flu pandemic is that these social distancing measures they do help they do help prevent transmission and the spread of viruses. So social distance, staying home? Definitely. What else? Of course make sure that when you're going out you are being aware of that social distancing make sure you're washing your hands very thoroughly because we know that this virus can survive for some time on surfaces and we do touch our face a lot so we can easily touch those contaminated objects and then touch our nose our mouth our eyes and we can become infected that way so making sure that we're doing that as well and always being aware if we do start having any signs and symptoms to isolate and make sure that we're contacting our healthcare provider on what our next steps would be. And talk a little bit about the new recommendations for people to wear a mask when they go out in the community versus for medical professionals in the type of mask that you wear. Right so for the general public the recommendation is to wear cloth coverings face coverings and that is really exactly that is to prevent droplets from you coming outside to potentially infect somebody. Which you could spread before you knew you were sick. Yes so we've suspected for a long time and as now we've done studies and we've seen studies confirm that people who don't have any signs and symptoms they can definitely spread the virus and of course people who do end up getting sick even before they started having signs and symptoms they could spread the virus. Hence the reason for stopping community transmission is to stay home but wash your hands and follow good guidelines. Absolutely we're not seeing this many cases because it's hard to spread. It's easy. We're seeing this many cases because it is easy to transmit because people who have minor signs and symptoms or don't have signs and symptoms can spread the virus.  Would you agree with that? Right we call it universally assuming everybody has the infection because we don't know. We can't look at somebody and say oh they've got the virus. No we can't do that. So we definitely need to assume everybody could potentially be infected and kind of treat everybody that way. Make sure we're keeping that distancing. Make sure that we are being very careful with our hand washing. So I feel better hearing from Diana, Dr. Sabantes about the practices that we have in place and that they will make a difference in our community. Would you agree and tell our viewers that you agree or don't agree? No I definitely agree. It's going to make a big difference and I know right now we're seeing a lot out on TV and we're seeing a lot in the newspaper about different models and what they're predicting and so I really want people to know a little bit more about that. So Mayor Price I don't know if you'd like me to talk a little bit about more about that modeling. Sure. Okay great so with models because we are seeing so much I want people to keep in mind that they really serve three main purposes. The first purpose is to help us explain what is currently going on. So those models show what we are seeing. We're seeing this huge increase in cases. We knew from the models that that was likely going to happen. The other thing the models help us explain is what we could potentially what we may see. But more importantly what the models do show us that those predictions and things that we do every day as individuals and in the community how we can change those predictions. So those models are not set in stone. Those models are just based on what the current information that we know now but it can definitely change on the actions the proactive actions that we take every day as individuals and in the community those will make a huge impact. So don't look at those curves and say well we're seeing so many cases it's just going to continue to rise they're not set in stone we can make a difference every day on what we're going to see tomorrow and that's very important for people to know that. And I want people also to know that when they see these models that people who make decisions so of course Mayor Price when you make decisions we look at those models and it's just one piece of the puzzle to make a decision but we really want to make sure that those models are out there just to demonstrate to the public and the community that they show a best-case scenario and a worst-case scenario. So you know the saying goes with these models that you know all models are wrong but some of them are helpful some of them are useful and so when we plan we have to think of this potential worst-case scenario and always make sure that we're investing and planning for the best-case scenario to make sure we're getting that best outcome and this is just one piece of information to help demonstrate to the community why those measures are in place that we can make a difference and flatten that curve. And there are no easy answers here and if there were we would begin to be out of this sooner but the hope is if we follow the recommendations we will get out of this and get everyone back to work and back to their families sooner rather than later. Dr. Cervantes thank you for your words today as we make these decisions we have to rely on our medical professionals our epidemiologists our public health specialists to help us make them because I'll tell you folks there's a lot of data comes our way in a day's time. One known factor though is that the stay at home work safe order does have an impact on the number diseases. The hard part is not behind the shed you saw the curve going up we don't believe we're quiet to the apex yet but we hope we're going to get there soon. You got to be diligent you got to hold up your end of this and we will too. I know it's difficult especially as we head into the high holy season but thank you for complying as I go out in my neighborhood I see more and more people who are social distancing and doing what we're recommending. So together we can beat COVID-19 and I always close by saying y'all stay safe y'all stay healthy and y'all stay home thank you.


Hello and welcome to the session in this session we are going to discuss the following question and the question says that find p, q, r and s if the matrix containing elements to p plus q 5 r minus s p minus 2 q 4 r plus 3 s is equal to the matrix containing elements 4, 11 minus 3, 24. If two matrices are equal then both the matrices are of same order the corresponding elements are equal. With this key idea let us proceed with the solution.  As the two matrices are equal therefore the corresponding elements must also be equal. This implies that to p plus q is equal to 4 p minus 2 q is equal to minus 3 5 r minus s is equal to 11 and r plus 3 s is equal to 24. Let us mark these four equations as 1 2 3 take equation 1 that is to p plus q is equal to 4. This implies q is equal to 4 minus 2 p putting the value of q in equation 2 we have p minus 2 into 4 minus 2 p is equal to minus 3. This implies p minus 8 plus 4 p is equal to minus 3. This implies 5 p minus 8 is equal to minus 3. That is 5 p is equal to minus 3 plus 8 which is equal to 5. Therefore p is equal to 5 upon 5 which is equal to 1. So we have p is equal to 1. Put in back the value of p in equation 1 we have q is equal to 4 minus 2 into 1 which is equal to 4 minus 2 which is 2. So q is equal to 2. Now consider equation 3 that is 5 r minus s is equal to 11. This implies s is equal to 5 r minus 11 substituting the value of s in equation 4 that is in the equation 4 r plus 3 s is equal to 24 we get 4 r plus 3 into 5 r minus 11 is equal to 24. This implies 4 r plus 15 r minus 33 is equal to 24 which implies 19 r minus 33 is equal to 24. That is 19 r is equal to 24 plus 33 which is equal to 57 which implies r is equal to 57 upon 19 which is equal to 3. So we have r is equal to 3 putting back the value of s is equal to 5 r minus 11. We have s is equal to 5 into 3 minus 11 which is equal to 15 minus 11 that is 4. So s is equal to 4. Hence we obtain p equal to 1, q equal to 2, r is equal to 3 and s equal to 4 which is our answer. This completes our session. Hope you enjoyed this session.


Hello everyone and welcome. This is Melissa Arma with the Stock Swoosh and I thought I would share an email with you tonight from a man that's a trader. He trades, he's been on and off trading for a while now and he's considered taking my GAT class and he was very honest with me and shared with me some of the problems that he's been having trading and I thought I would share this with you. I'm going to read you one of the paragraphs you wrote to me because a lot of people probably feel like this guy. So he wrote back and he said your personal touch is appreciated. You have an apprehensive trader here. No, not in your winning system. You know what's coming. I've been my own worst enemy. So basically he knows that he's been his own worst enemy and referenced his own success or prevent his own success from trading. I'll read the rest of this here now. Jumping from room to room strategy to strategy, thinking each one is going to be the holy grail. He said, sorry, but you know it's a trader's human condition and now he's gunshot. So I wrote him back, but I'm going to address this here on the video because I'm sure a lot of people feel like this gentleman. A lot of people have been attempting to trade the market on and off for years. Some people for months, but some people for really a lifetime and they tend to jump around a lot from thing to thing to thing. One of the things that I did really well, which just was based on nothing but instinct is that when I started out of 2008, I learned a lot of different things, a lot of different strategies, but I learned just about so many different ones that it was, I wouldn't say it was overwhelming, but it just became very clear to me then once I started trading and going live that it really, I didn't really know enough detail about any one of these strategies that I had learned. I had learned about so many different strategies that I didn't know enough detail about them. And in fact, that that is what mattered. And so when one day I made a lot of money in a gap, I decided this is it. This is what I want to do. This is what I want to focus on and also happen to be a short. So it was a gap and a short. And that's what said, you know, what I said, this is the thing because there was momentum and volatility in gaps and just had a huge, huge move. And it also had a fast move, which was very important to me because, you know, I typically an impatient person, I like things to happen fast, quick. So making money fast is better than taking a while to make money. Okay. So anyways, long story short, a lot of people feel like this man. One of the reasons that I make the trading room requirement to be in the trade and join the trading room is that you have to learn the system is because I want people to do well. And I know that people jump around from room to room. And I know people won't do well unless they get committed to learning one specific strategy to trade, whether it's my strategy or some other strategy. If you don't get good at one thing, you're going to have a very difficult time, extremely difficult time being successful in the market. So my best advice to you is to focus on one thing and become an expert in it. I have done that. I have done that. I am an expert at reading price action in the market based on the gaps. And I'm an expert in reading gaps themselves. And actually, my ability to be able to read gaps so well has enabled me to be able to predict directions that specific stocks in the market is going to go. Now, who would have known that? I never knew that 10 years ago. I didn't know 10 years ago. I'd be where I'm at today. I had no idea I would be this good at reading price action and predicting market actions and stock actions today in 2018, when I started out in 2008. But I'm telling you that my focus on gaps and how important gaps are in the market has has has helped me get to this point. Okay. So people don't understand gaps that trade even people understand gaps that even trade them. And a lot of people don't trade gaps because they don't understand them. And the people try to learn gaps from other people and they teach them wrong stuff. Like for example, gap fills, that does not work consistently either. I don't want to get into a whole big technical discussion tonight, because I just want to touch on what this gentleman said, but I this is very important because a lot of people are like him, they want to dip their toe in the water, because they've been burned before. But yet they really are just like this gentleman looking for the holy grail. Okay. Now I, you know, I don't think like that. Again, I'm already ingrained in what I'm doing. I have 100% conviction and gaps.  I really want to do this. I just don't know what I should be doing. And you're jumping all around. You have to know that that's got to create a lot of anxiety for you. It's got to create a lot of anxiety for you. And you have to know also you common senses are never going to get good at something if you're jumping around way too much. And it does make a lot of sense if you do get good at something that you can make a lot of money, and you will then have the consistency which you need. And you will also have confidence and belief in yourself, but you've got to get an assistant first and you got to find something that resonates with you. One of the reasons gaps, like I said, resonates with me is because I like to trade in the morning. I like to be in and out early. I like the morning period. I like the fast moves. I like big moves. And also I do tend to look to the short side first, before and in longs. But I know now, after 10 years, how important gaps are. Now, whether you believe me or not, I'm telling you it's true.  You really do have to get good at whatever strategy you decide that you want to learn a trade. And the best thing you can do for yourself is learn it too. It's got to become part of you. And once it becomes part of you, then you'll know it. And then you get into that knowing that space where you just know something's going to work. You just know something's going to go and that allows you to take the risk as well. So trying to get something else I was going to say, it's interesting because he admitted he was his own worst enemy. And I think a lot of people know that too. But all in all, you know, you can get good at something. You've got to be determined to stay committed to that thing to learn it. And I think that, you know, it may be hard for you if you've failed in the past to get over your past failures, but the only way you're going to move forward, the only way you're going to be successful is if you get over the past failures, you can't be afraid that you are never going to be successful. You can't be afraid of the market. You can't be afraid that you're never going to make a mistake again. You might make a mistake again. But if you're afraid to even try or take a chance or learn something new or get good at something or focus on one particular thing, guess what? Then you're never even going to give yourself a chance to be successful. And that would really be a shame. Okay. So think about what I said tonight. Hopefully this helps some other people that feel like him. It's really about getting good at one thing. You have to find what that is and stop jumping around going from training room trial or open house or webinar to think to think to think. Find something that fits your personality. Find something that more than importantly fits your schedule and your lifestyle. Get good at it. Find a good system and a good mentor and mentoring people. I'm calling the trades live in the room. I also teach the class. So you're getting a lot from me for one price when you pay for the course. But really seriously, you've got to get good at one thing if you want to do well in the market. Have a good night everyone.


This lecture is part of an online commutative algebra course and will be a somewhat technical lecture about the dimension of a local ring. So in the previous lecture we had several different definitions of the dimension of a local ring and what we want to do is to show that they're all the same. In this lecture we're going to prove an inequality between two of them. So we're going to show that the dimension of a local ring r is less than or equal to the dimension of a local ring r. This is defined using Hilbert polynomials and this is defined using a system of parameters. Now recall what the system of parameters are in a moment. And there was a third definition which was the dimension defined by Kroll. And we're going to prove the following inequalities for this in later lectures. We're going to show that the Kroll dimension is less than the Hilbert dimension which is less than the parameter dimension which is less than the Kroll dimension which will show that they're all the same. So this lecture we're just talking about this bit and ignoring the Kroll dimension. Before doing this I better clear up some confusion in the last lecture. I get confused about this every time I talk about it. And this is there are two different Hilbert polynomials for a local ring because there are two graded rings you can define. You can define the sum of r over m to the n plus 1 or you can define the sum of m to the n over m to the n plus 1. And these both correspond to polynomials. If you look at the degree of lambda of r over m to the n plus 1 or the degree of lambda of m to the n over m to the n plus 1. These are both polynomials in n. However the degrees are different. The degree of the left hand side is equal to 1 plus the degree of the right hand side. So when you talk about the degree of a Hilbert polynomial for local ring it's always a little bit ambiguous because you should really specify which of these rings you're talking about and I forgot to do that last lecture. So which of these degrees is the dimension of r? Well this degree is the dimension of the local ring r. Okay so now let's show how to prove this inequality. So we just recall what a system of parameters is. So a system of parameters is just a set of generators of an ideal q with m contained q contained in m to the r for some positive integer r. And I gave an example last lecture of an ideal q with a system of parameters that had fewer generators than the ideal m. So what we're going to do is let's look at the graded ring where we take sum of r over q to the n plus 1. So I'm replacing m by q here. And this is equal to r over q plus q over q squared and so on. And now you notice that this is an artinian ring. So it's artinian because q contains a power of m to the r. So this actually has finite length over r. So this is an example where we're going to use the Hilbert polynomial for a graded ring whose degree zero piece is no longer a field but an artinian ring. But anyway we find that the length of r over q to the n plus 1 is a polynomial in n provided n is sufficiently large. And what we want to do is to compare the degree of this polynomial with the number of generators of the ideal q. And for that we take a look at the other graded ring. We take sum of q to the n over q to the n plus 1 which is r over q plus q over q squared and so on. And now we notice that the number of generators of the ideal q is equal to the number of generators of this algebra. Sum of q to the n over q to the n plus 1 over the algebra r over q. And now we know that the degree of the Hilbert polynomial of this by which we mean lambda of q to the n over q to the n plus 1 is less than the number of generators of the algebra sum of q to the n over q to the n plus 1. At least provided the number of generators of this is positive. So the degree of lambda r over q to the n plus 1 is 1 plus this. So it's at most the number of generators of this algebra which is equal to the number of generators of q as an ideal. So this is the cardinality of a system of parameters. And this is the Hilbert polynomial of something. The only problem is this isn't quite the Hilbert polynomial we use to define the dimension of the ring. So we need to compare these two Hilbert polynomials. So you remember we define the dimension of the ring as the degree of the Hilbert polynomial where we take the lambda of r over m to the n plus 1. And we want to compare this with the degree of the polynomial lambda of r over q to the n plus 1. So here we've changed. So this is what we use as the definition of the dimension. And this is the expression we came up with at the end of the previous slide or piece of paper, whatever. So how do we compare these? Well, what you do is we notice that we've got maps from r over m to the nr, maps on to r over q to the n, which maps on to r over m to the n. So we find that lambda of r over m to the nr is greater than or equal to lambda of r over q to the n, which is greater than or equal to lambda of r over m to the n. I guess I should have changed n to n plus 1 there, but it doesn't really matter. So we find that f of nr is greater than or equal to g of n, which is greater than or equal to f of n, where f is the Hilbert polynomial that we get by using the ideal m. And this is the Hilbert polynomial using the ideal q. And what we see from these inequalities here is that f and g have the same degree. So apart from having the same degree, they may be totally different polynomials, but they both grow at about the same rate if you rescale the variable, and that implies the polynomials have the same degree. So this now proves our first inequality because the dimension of r using the Hilbert polynomial is equal to the degree of the length of r over m to the n plus 1, which by this inequality is equal to the degree of the length of r over q to the n plus 1, which we showed is less than or equal to the number of generators of q for any q, so that this dimension here is less than or equal to the cardinality of any system of parameters. Okay, so that's the proof of the inequality for this lecture. The next couple of lectures will be proving the other two inequalities that I mentioned at the beginning.


Everybody forced here ripping 2022 pristine baseball hobby 8 box case number 18 random team style You can always find those results at late in sports cards.com. Thanks for joining everybody and good luck Can't tell if Mike is being ironic or not every hockey player plays golf Like all of them I can't tell though. Oh No, Mike every single hockey player plays golf like literally. All right guys, Sam is gonna open boxes with me Just to speed it up a little bit Yeah, I think every athlete does play golf now Cuz like to get really good at golf you have to be pretty athletic and you know practice a lot But you can also just play golf for like fun and not be like Yeah, super great about it Every everyone can be terrible enough at golf to just have a good time and drive around to be Not many sports like that Yeah, it honestly depends on the facts We had a couple packs in the last days that like we're not easy to open I feel like it's like 50-50 the one I have right now I'm cruising through Yeah, same I'm gonna have to knock on the wall if it's not gonna be ruined but I think it's gonna be easier for us Not there yet There's the first issue I don't really play golf.  Yeah Hit straight most of the time But like I just I don't know What is this? Look at this one What I hope this pack even opens first of all It's like a cement brick Oh came off nice All right Start going through these bad boys Starting off with a jersey auto cast daddy for the Brewer's Keston hero Non-numbered Caleb's boy Muto McGuire purple Roger Clemens red socks to 99 orange Ahmed Rosario 25 Cleveland Franmele Reyes and purple Julio Orias It's uh 99 dollars. It's the best golf of the happy Gilmore So I'm gonna hit Homer Pure power Frank Thomas Cooper Yishiro Mente Caddy Shaxx a good one too. Yeah, Caddy's probably better than the heavy Gilmore, I think Different tones of comedy, but yeah big Dobro Han rookie All right, we got orange auto red sunny gray to 25 Jackson co-ar rookie auto Non-numbered Royals got Stephen Strasburg blue out of 75 Gold hunjian Ryu to 50 blue jays Sammy long Salvador Perez Friday purple Randy Rosa Reina out of 99 Snyder gold rookie Tigers Matt Manning to 50 Purple Frank Robinson to 99 Orioles Manuel Rivera Jersey auto red socks Alex for Dugo number to 99 on the pulsar Fractal look there. There you go. Nice for Dugo Yuli Gurdiel got purple akunya to 99 Braves It was a Siri and a white park by that dangerous Marlon's lineup. Actually, all right Shohei Otani I know IG to left man because if they actually try to sign some guys they could have been pretty competitive this year, I think For sure have made the wild card for sure your power ready Jackson Scary Yeah, they haven't even spent on anybody. They're just all like homegrown pitchers Cooper's an old star. Yeah, it's kind of crazy. Got trout base Rosa Reina the Royals have bobbywood jr He has autos. I'm pretty sure Dave Winfield pure power. He should have autos in this. He has autos and everything else pure power mic trout top golf pure power mookie bets Got Duke Snyder Pink Philly's rookie Matt Veerling the 15 blue Julio Urias to 75 Dodgers Pure power Red Sox auto mo bon pink Joe Morgan to 15 for the Reds And gold gary Sanchez the 50 There's two autos in that one. I think so Sanchez for the Yankees Sanchez Absolutely Dude someone someone a chapter there was like, yeah, Yankees just the Yankees fans like Gary Sanchez was like I was like at one point. Yeah, when he was decent, but like No, I was like it's the last like three or four years. No, no nobody did Yankees fans. Nobody nobody Bevery got gold Adelaide Garcia a goldest Garcia to 50 Rangers nailed it Chateau Cole Shwarms as a Red Sox Jake Berger to 99 rookie for the White Sox Gold Jersey auto Steve Carlton to 50 for the Phillies Austin Vlad as Vlad senior Louise Heel Vlad best bad ball hitter of all time. I I probably agree with that. He hit a ball that bounced on the dirt For a hit, dude Literally something that might not ever be done again Devers is gonna be up there by the end of his career. He swings at junk so much But like it makes contact and that leaves the park if his approach is like sodos, I think he'd be unstoppable You know, it's part that's part of the charm I think about Devers is like Like don't swing in that. Oh, oh, okay. Uh, okay.  You should do that pure powered tautis Steph pulls up from 40 feet. You're like, okay. All right. Akunya blue for the Braves to 75 Jim Tomey Vaughn, we literally wouldn't we split the last series with him come a geltahada auto base Reese Hoskins orange the 25 Phillies On the auto there Got a word of eskibar and gold herman marquez. Rocky's the 50 But he would get traded this year. He might still I guess Yeah, pretty good middle starter for you. Yeah Pretty much anything I think you find a spot for him Xander we got a gold starling marté a's the 50 judge orange rookie griffin jacks number to 25 purple toddler glas now out of 99 semi-long gold austin riley the 50 atlanta Red Sox just play to their competition like every time I think and then combine that with just like injuries and just Pretty pretty questionable, uh bullpen at times and decision-making by defense.  I I think I I think I if I was at any of those games.  Can you appear power? Yeah, they're they're probably gonna trade for castillo. I wanted the red Sox trade castillo last year. Yes When it's not down Yeah, when he's here he was like five And I was like, this is like a good buy low for a guy that's under team control for a while and he's in his 20s Yeah, I knew the reds weren't gonna do that though. Yeah, david orteez I guess they were smart not to Gavin sheets rookie Tim anderson pink the 15 white Sox Orange hank erin at 25 braves Bogarts and an orange pure power auto your don alvarez to 25 color match astros great hit Ash's run makes sense our contending team gold justin turn our dodgers the 50 Anyone that's contending should be on it ripkin jr. Jersey auto nice cow not numbered Orioles tomay purple jram the 99 cleveland Maze and an orange no longer eye into 25 angels Yeah, yeah, dude dollbacks gotta get sent down. He's gotta get sent down. O'Neill cruise Darvish, I mean, I just don't think the reds are sort of trying to contend this year to be honest at first At least they weren't about to be like, let's let's let's definitely go in they're they're like a wait and see I think they're still that way I don't know. I think it depends on like that first week after the all-star break And that's gonna pretty much tell pure power pita lanzo Because they're limping into the all-star break for sure Pure power of latty jr. They can they're decency and they're just not healthy I like you do have to make moves to the number one series. I guess they're like wait and see And then if not they're like jd's gonna get traded You'd probably see Who will fall to get traded probably think his deals expiring JD yeah This contract aspiring still good good right handed hitters powers down with the hitting still there Keep it rolling. Yeah, we got marlin suppose. I don't know if we have red sox jankies I'm barely watching anyway. I'm just ripping josh donaldson joey wendell Tramansini blue out of 75 orials gold max shares are dodgers to 50 Shane boss rookie auto tampa bay and a pure power cubs auto wilson contraris all-star starting catcher wilson contraris That'll be cool to see uh, william. I think Relieve him in the game. Yeah, I think that I think that's what's gonna happen. That's pretty cool Musgrove stock is Bad relic auto blue jays joe carter Sweet hit for the jays Stardew out jersey auto dodgers gary sheffield You've seen him on like four teams that I Dodgers gary sheffield There's a diverse purple Chapman out of 99 a's The wizard tautis and matt manning Well, they fell off because they literally mortgaged their farm system for a lot of big pieces Who's that the red sox? Yeah, that was like the plan.  I forgot who else Because they signed price so he wasn't like trade Sell trade was big they signed jd They just spent money Pure power hank erin. I mean words. I mean I'd rather the red sox do that once every like a few years and The lows are low but the highs are high. That's fun. I'm kidding.  What do you mean? They might pass their red sox by the time the break is here Worlds are no joke man pure power one soto They are no joke Any division game at least now is is no easy game every single one of them They are caught up and they haven't even like paid a free agent in like six years All those top five trapecs paying off and then they have the number one pick on uh on sunday Do that? Yeah Got matt olson auto None numbered for the ace A's auto matt chapman cornering fielder's there non numbered A's auto barry zito To 99 Lots of a's there's like five autos in this box too Made up made up for some uh some other two uh other boxes that were missing. Yeah Orange pita lanza nice color match mets 25 Nelson cruise twins blue to 75. It is a twin.  All right, scatilla cruise last number Orange Ronnie Dawson rookie to 50 astros purple louis gonzalez d-backs to 99 And then tandy. He's probably gonna get traded. Yeah Gold jersey auto astros hosé altuvia to 50 nice altuvia Longo and goldy Beltray insert Nope, dave did not do that in de troie But you guys had a you guys probably had the arguably the best scene in the american league for a few years there Didn't work out I mean you guys had prime shares are in prime price Along with like a couple other good pictures in there too. Yeah, the bullpen was pretty filthy those years Still don't know how the redsox won that 2013 alcs. They got out everything Except runs runs wins. That's it beltray again Yeah, there were some nasty relief pictures, but yeah, it wasn't the best unit overall pure power hosé ramirez That was prime cabrera prime price prime scherzer Honeyball sanchez was filthy porcellos there. Yeah, thank you Before he got a little better Gold brinella cruz marlin's rookie to 50 Gold on that one Gray rod was healthy. Oh, he'd for sure be pitching right now He'd be pitching right now regardless of the oils were good or not Rookie auto giant sammy long Freddie peralta you darvish blue to 75 padres angels rookie auto redetmers Gold rookie auto brewers jake cousins So 50 and gold lindor to 50 for the Mets For an extra auto in that one too. So we're gonna have the same amount for the case. That's good The promo's messing me up, man. Oh, yeah, I forgot about burrowing here Yeah, they were pretty pretty good. I guess it wasn't like prime scherzer, but he was still You know Top 10 pitch in the ale at the time We do give away sometimes not really on stream though. Sometimes on instagram we'll do one Yeah, not a ton do a lot of promos Do member coupons on youtube This is b-mart there. I think you was 40 hunter was there Breaking pristine is like the final boss battle in breaking It's like clen elden rings blindfolded. I think the red star's drafted rizzo. I'm pretty sure And then he was in the um What padres trade was he part of who rizzo jake pv? Probably uh That would have been likes over 13. I think And then he was in I forget what trade round with the cubs he had He was a rookie with the Padres though Never played major leagues for the red sox gold long go for the Giants to 50 Oh adrian dollars. That's right. Yeah, it was that far back. I forget. I forget how old rizzo is The set beer hun jinn are you gold jersey auto blue jays to 50 and purple for the nats steven strassberg the 99 Yachty malina It's all just definitely good red sox And you just got traded when they sucked a year later I got you. Yeah, I forget where I was like we didn't because pv was like Saiyan contender every year on the Padres and then Sliped up for a bit after that and then the red sox got him and it was like mid to late 30s It was getting mad all the time It's like current chris sale pure power jose Ramirez Josiah gray Gold to 50 for the rays randy rosarina Cal Raleigh rookie rod caru matt manning rookie auto tigers number to 99 Twins auto alex kiroloff not numbered and blue for the reds nick castellanos to 75 too quick recap Get autos hun jinn are you jose al-tube? Gary sheffield Dodgers joe carter steve carlton alex verdugo keston hira Autos via jackson koar Sunny gray move on riz huskens miguel tahada jordan alvarez Wilson contreras shane basz berry zito matt chatman matt olson cal ripkin jr Jake cousins read detmer's sammy long alex kiroloff And matt manning and that'll do it. Thanks again everybody more pristine coming up