Hi everyone, Joe for jaspyscasebrakes.com coming at you with a new release. Just dropped today, 2019, 2020, upper deck ice hockey, eight box, inner case, random team break number one from jaspyscasebrakes.com. Second half is in the store plus a pick your team. I think there's a one little mini break we got to do to fill up that pick your team. All teams are in. There was an early bird special as well. So there's the first 20 right here. I said 20. There we go. First 20 has a shot at an extra spot. The early bird catches the worm. Let's roll it. Let's randomize it. Three and one. Four times. Name on top after four. One. Two. Three. Good luck. Four. Fourth and final time. It's Mark. Mark L. After four. Oh, he was the earliest of birds. There you go. The earliest of the early birds you get a bonus spot. All right, so let's copy those names in here and then we'll use a new dice roll to randomize you names, to randomize the names and the teams. Three and a two. Five times. One. Two. Three. Four. And five. After five times we've got Andrew down to Steve. Three and a two. Five times. One. Two. Three. Four. And fifth and final time. Good luck. After five we've got the Buffalo Sabres, Buffalo, down to the Florida Panthers. All right. So here we go. Andrew, you've got the Sabres. Troy with the Bruins. Brian with the Blue Jackets. Mark with the Knights. David O. with the Blues. Mark with the Wild. Josh Proust with the Penguins. Eddie with the Toronto Maple Leaves. Michael with the Red Wings. Timothy with the Canadian. Steve with the Canucks. Rich with the Devils. Mark with your early bird spots at Chicago Blackhawks. They're playing this Edmonton Chicago game for some reason. Empty net for the Oilers. A minute and a half left in the third period. Not sure whether we're playing this on NBCSN, but it must be important. Rick T. with the Caps. Troy with the Hurricanes. Megan with the Islanders. Troy with the Senators. Rick T. with the Ducks. Jack B. with the Lightning. Will with the Preds. Megan with the Stars. Steve with the Flyers. Wade with the Coyotes. Ryan with your last bot mojo star next to your name. Calgary Flames. Troy with the Oilers. And the Kings. Jack with the Avasteeve. With the Sharks. Richard D. with the Rangers. Richard S. with the Jets. And Steve Burch with the Florida Panthers. Alright, so let's sort this by column B by team. And I'm going to pause the video. And when we come back, we're going to see if there's any trade. And then we'll have the intercase break. Stick around. Alright, welcome back folks. Believe it or not, there was a trade between Ryan and Rick. So Flames Caps trade. So Rick T is out of the cap spot and into the Calgary Flames spot. To put a T right there for trade. And Ryan Harold is in the cap spot now. And we've got some motocross in the background here on NBCSN. I don't know what else is on there. I watched the soccer. That's all that's all I really needed. Infomercial. Does that sound like the hedgehog, the actual movie? Dude, all this channel does is forensic files and swear. Is that Hallmark Network? What is forensic files? Like true kind of stuff? That terrifies me. Alright, so there's the official printout right there. Eight box inner. Now this year, there are three inner cases here. I don't think it was like that last year. So let's pop this open. What is this 30 for 30? Oh, is this where Escobar got? World Cup kicks off in Chicago. Rangers celebrate on Broadway. Wow. Oh, was this like the busiest day in June? Oh, that is today. Oh, that is today, huh? The anniversary? No, it's today. There was the NBA finals, too. Did they mention that? Yeah, the info button. Really at 10.17. Alright, so here's... We'll go one, two, three, four, five, six on the dice roll. Remember how they used to be 30 minutes in? We're not 30 films for 30 film. Yeah, and then they're like, oh, this makes money. And they're like, let's do a ton. One, two, three, four, five, six. And it's one. Went right to this one right here. So these we will save for next time. Yeah, I think you're right, Mike Tower. I think Nick was mentioning before the video that this does have fewer packs per box this year. And I think one less hit, but fewer cards. They reconfigured it a little bit. Shouldn't take really that long at all. I think Jasmine's going to help us on the Nick camera here. You can see right above my head and right over my shoulder right here. So we've got one hard signed autograph and one memorabilia or exquisite card. But I do like those exquisite cards. Looks like we got five packs per box and five cards per pack. So I think a tiny bit smaller from last year.  Is this on... Oh, and then there was the World Cup. In the United States. In the United States. Yeah, that's the road ball, right? I think this was not all in the same day. Yeah, it is. Wow. Oprah was there too. What a wild day. Now nothing. Now just COVID quarantine. Were they like this last year? They used to be acetate, right? Yeah. Oh, they used to be all like this. Yeah, they used to be all like that. Interesting. Even the base. All right, so that's pretty cool. So we got kind of that greenish parallel in the back. What are we shipping in this? No vet commons, I would imagine? Yeah, no vet commons in this, but these are parallel, so obviously those will ship. And these of course as well are numbered. All right, out of 249, we got kind of hard to see. We've got Nico Sturm for the wild. That went to Mark. This goes to Vegas. That'll be for Mark L. Bomb threats? There's Ovechkin. Different parallel there. And there's our first hit. That's Ryan Haling. And that will be for the Canadians. That'll be for Tim McCormick. This is Connor McDavid. And there's Dante Fabro. There's the second hit to 399. That'll be for Nashville. And that's going to go to Will Christian. And there's your autograph, Matt Murray. Six out of 50 for the Penguins. Yeah, that is cool. You've got the gold ink. But I think Smart Move, they kind of made the background a little darker. Yeah, I think Mer. So is that Matt Murray? Or did he just go Matt? Spelled out Mer. Penguins, that'll be for Josh Proust, who got randomized Pittsburgh. Glacial graphs, that looks pretty cool. There's Connor McDavid for the Oilers Troy. That's the mayor's dad. There's Otto Lyskin. I can't think of a... People forget how beloved Oday was. It'd be like... Yeah, I know. It's true. Not to get too dark, but I'm trying to think of who would... Who would be like a compare... It'd be like Peyton Manning. Like someone who's on TV all the time, really well liked, and everyone thinks he's such a nice guy, but dark secret. It'd be kind of like that. That's Max Vorno for the Senators. That will be for Troy. Bradley, yes, we did do icons about an hour or so ago. Did I not upload it? I didn't upload it. That makes sense. Nope, I didn't upload it. Brad, that's my bee. My bee. I hope that's the right video. I'm just kind of winging it. I'm surprised no one else... Oh, the rest will say cancel. It's actually not a bad strategy. Alright, so it should be uploading. I hope I picked the right video. We've got something interesting coming up. That's Oliver Wallström. To 24. That looks pretty cool. That's for the Islanders. Usually, Upper Deck names the parallel. It gives you the name of the parallel in the back? No, not this time. But Sub-Zero rookies, Oliver Wallström, pretty low number. It's 24. That'll be for the New York Islenders. Megan has the Islanders. There you go. Thanks, Nick. And there's your exquisite autograph, Alexander Tashir. It's $1.99. The new Upper Deck ice. That's for the Blue Jackets. That'll go to Brian Obletso. And we've got a pretty thick cardstock here. On the rookie Relic Jumbos, Vitele Abramov. That goes to Ottawa. And that will go to Troy. And then we've got Alex Debrinkat. Brinksy. I guess they're inscribing their nicknames in there on these glacial graphs. Like the Matt Murray. 8 out of 50, so this will be for Chicago. That goes to Mark. And the Blackhawks got the Blackhawks from his early bird spot. Another autograph. Anthony Cirelli to $2.99. That is for Tampa Bay. Who's got the lightning? That's going to go to Jack B. Jack B on the B on the board. That's to $1.20 or $12.99. That's Ice Premieres to $19.99. And the Relic, that is to Victor Olofsson. Olof? Like the snowman? That goes to the Sabres. Troy. No, check that. Andrew B. With the Sabres. Buffalo! We've got out of $9.99. Sub-zero rookies. Eric Brandstrom. Dante Fabro. $13.99. That's the autograph for Nashville. That's pretty sharp. That'll be for Will Christian. That's right, the Rangers had won the cup. We're watching that 30 for 30, that one day in June, which is today, many years ago. Kind of a wild day. Out of $4.99, Ice Premieres. There's Debruncat. Sub-zero. No number on this one? I guess not. The rookies just have the numbers. There's Kirby Dock. For Chicago. That will be for Mark L. Oliver Waldstrom. To $3.99. Islanders. Young Giuliani there too. All right. I think Megan had the Islanders, right? Yeah, Megan. Islanders. And your autograph, Ice Premieres Auto. $3.75 out of $3.99. That is kind of hard to see the names right there. Yes, we're a bowquist. New Jersey Devils. That will be for Rich Schmidt. Did you buy it from us? Darksiders? If so, then all the luck. Top of that right now. We'll do that later. All right, three boxes to go right here. One, two, and three. Last three right here. We've got a full master case picker team in the store, ladies and gentlemen. So go and get it. We've got Guillaume Gribois for Vancouver. Knux. That will be for Steve. Steve W. with that. There's Nick Suzuki. $1.98 out of $3.99. Nice exquisite rookies. Card. And the autograph is Ice Premieres to $3.99. Philippe Myers. So I love you flyers. Steve Birch. $19.99. Rhett Gardner. Stars. That's to $4.99. Quinn Hughes to $9.99. And there's a relic right there. Alex Pietrangelo. St. Louis Blues. That will be for David Oat. There's Jorn Fott to $1.49. And Sammy Niku for Winnipeg. $1.80 out of $2.99. Premieres autograph. Rich Schmidt. With the Winnipeg Jets. It should be up. I think it just published a few moments ago. Here's the video link right there, Brad. I see it right now. And we've got Ice Premieres. King's autograph to $3.99. That is Matt Wa. Or Roy. Maybe he announces it Roy. Like Patrick. Who knows. King's a Troy. And the last box. Good luck. $12.99. Other Ice Premieres to $4.99. And we've got a rookie relic jumbos to $1.99. Carl Groenstrom. For the Kings. It's another one for Troy. Oh, it is Roy. Like Roy Rogers. Oliver Wallstrom to $9.99. Islanders. Exquisite collection. Autographed Jack Hughes for the New Jersey Devils. $94.99. That'll be for Rich Schmidt. New Jersey Devils. Nice one, Rich. I think people like Jack Hughes, right? Alright, there you go. That's the break, ladies and gentlemen. Mitch Marner closes things off. Joe for JasperysCaseGraves.com. That was the brand new 2019-2020 Upper Deck Ice Hockey. Brand new release. Eight box intercase. Thanks for watching with us. More in the store. We'll see you for the next one next time. Bye-bye.


It's seven o'clock, so I'd like to call the meeting to order. Welcome, everybody. Welcome to the last meeting of the year. May it be our best. Maybe not. Actually, if you're feeling anything like me, it may just feel like a really long one. So we will be efficient tonight. And since it is your last meeting, I don't want to miss the opportunity to thank you for all of your service and your feedback and the many, many contributions you've made to the board. Thank you. Thank you. You've been a tremendous asset to the community as well, I might add. Thank you. All right. Public invited to be heard. Nicole, I believe you said there are none. Correct. There is none. Let's go ahead and move on to the minutes, everybody should have had an opportunity to review them. Is there a motion to approve the minutes? I motion to approve the minutes. What a way to go out, Anne, with the courageous step, moving to approve the minutes. I like it. I like it. How about a second? Second. Graham, second. Any discussion, corrections to the minutes? OK, then all in favor, please say aye. Any opposed? Polly, it's OK. I saw you put your hand up, but you don't have to be afraid. You're not. You will not be reprimanded. I mistakenly raised my hand to see more people. You can raise your hand as much as you want. It still doesn't count. It still will count it, yeah. Yeah. Any opposed? OK, the minutes are approved. Anne Molly, I'll let you take it away with our next agenda item, which is the TRG recommendations for 2021 CBDG project funding. Great, thank you. So we're first going to have a presentation from Boulder County, the Boulder County Personal Finance Counseling Program. They provide counseling services for the whole county, specifically for our programs, both applicants to the Downpayment Assistance Program and the Rehabilitation Program meet with housing counselors for a budget review and a loan review if they're purchasing a home or if they are refinancing and are in one of our programs. Last year, the board approved doing a set-aside for the counseling program. For this year, it's $50,000. And the board also decided they would like to hear more about the trends that the counseling program is seeing from their clients as opposed to how other applicants usually provide an overview of the history of the organization and the services they provide. So we have Meredith and Darlene, who are from the counseling program. And I believe Meredith is going to give us a presentation with her PowerPoint. Thank you, Molly. And Meredith, just one moment. Just so I'm clear, Molly, is there going to be an actionable item for the board or is this informational tonight? This is information only. So you don't have to take any action. Thank you very much. I'm sorry, Meredith, to interrupt. Did you go ahead? No, it's good to know what you're doing. That's no problem at all. I'm going to attempt to share my screen. So give me just a moment and I'll make sure I can let you guys see the PowerPoint. Right, if someone would let me know if and when you can see it. We can see it. OK, that's great. So again, I am Meredith with the personal finance program with Boulder County and we have partnered with the city of Long Mountain, your CPTG grants for a few years now. So I appreciate you giving me the time to chat with you about what we're seeing, some of the trends and how we're kind of giving a service to the community. And I want to start off by showing a little bit of what we're seeing over the last, excuse me, I think I went back five years. So we've worked with folks, as Molly was saying, around housing topics, but in a holistic way. So we look at the whole financial picture. So if you're looking at doing rehabilitation or if you're looking to buy a home or if you're feeling insecure about making your next mortgage payment, we're the folks that you talk to. So looking back at the last several years, when we work with folks under pre-purchase, so folks who are looking to buy the five-year average, that's about 10% of our clients and 9% of our specific city of Long Mountain clients. And so that's about an average. It used to be a little bit higher, but then we saw shift in folks who really needed to be categorized a little bit more of, I want to buy, but I'm not quite ready. So we focus on the overall financial picture. And again, that comes under financial management. So the majority of the clients that we see and have been seeing over the last five years are for things to get them ready for home ownership or just to make them more stable and sustainable in their rental status, I think you could say. So that would be credit improvement. We look at debt reduction and rental counseling and student loan management and goal setting, and we've started using a coaching model. So we started looking at someone's circumstance and what might help them by meeting them where they are. So it's not just like, here's general advice, but what is your credit report? And what are steps that you would need to take? And so we're finding that we're also tracking results now and it's working really well to have folks have such an individualized approach. So that's the majority of how we approach the housing and the goal setting and the spending plan creation. But we also do reverse mortgage counseling and then post purchase. So that's kind of this general term which is about how we talk about foreclosure intervention or if you're feeling insecure about your next mortgage payment or that can be about refinancing which is sometimes a little bit more positive and rehabilitation loans and working with modeling and saying, hey, is this gonna be affordable for this person? How are they gonna make it work? Have they really taken a deep dive into those numbers and we get to do that with someone in a non-judgmental way? So traditionally, that is about 7% of what we see over the last five years, that's kind of the average. But with foreclosures, we noticed that in 2017, they took a major dip and they were really down. And then they started creeping up a little bit, people feeling a little insecure, maybe they overbought. And then now we have this interesting and tough time with COVID where we're seeing that foreclosure scares are up a little bit. There are now about 10% of our appointments which is between three and 6% up from previous years. So folks are starting to give us a call and I wanna mention that we actually got six calls on Monday about foreclosure. So we're seeing the writing on the wall that people are starting to get nervous about that again and in the next slide, I'll speak to why that's gonna be. And then we've also picked up this year, COVID response. So we're talking about mortgage and navigation and how you make priority payments, how do you know what's a priority and how to communicate with creditors and what creditors are offering. And really the biggest thing when I was talking to my counselors and coaches about what they're seeing is people are nervous and they're stressed and they wanna figure out a plan to survive this moment but that doesn't shoot them in the foot later. How can they thrive later? And in our appointments again, they're really, really individualized and we work really hard to understand knowledge of the industry. So most people are walking away and saying, hey, I feel like I had a little bit of hope. I understand what I need to know about my debt. I understand what I need to know to get my mortgage working again or how do we finance and hope was the biggest word that I read in our surveys as well. So we've had about 300, a little over 340 contacts in March that were COVID related. People having some financial insecurity. So those are newer things that we're working on. I'm not gonna read this whole list but I wanted to address what people are experiencing and a lot of this, you know, from general living in Boulder County and the high rent and that can sometimes lead to high debts and we have a really well educated population but that also comes with high student loan debt and credit issues and all kinds of things. So over the years we've seen the writing on the wall and we've seen people asking us, we need to know about how to navigate how I can buy a house when I have such high student loan debt. So we got everyone in our program certified in federal student loan debt and navigating those options. So we spend a lot of time making sure that we can address that for folks. And we also this past two years have all gotten certified through HUD. There's a new exam, we all had to pass making sure that we can confidently advise people on their housing issues, their mortgages, their rental issues and on the such. So we're seeing a lot of ways to answer some of these questions that he's having but 2020 has really given us a lot to learn. There's a lot of good but there's also a lot of rough stuff. So job insecurity is up and so we're having to make sure we understand how creditors work and what they're offering and what to scan and what's not. But then there were also really low interest rates. So we're seeing folks wanna refinance and we're seeing them want to take advantage of low cost loans that can be a car loan or getting a mortgage loan. So people are wanting to take on more debt because of the low interest rates which brings us to another thing we're seeing which is they're now tightening mortgage requirements. So if you imagine a mortgage lender wants to pay their investor but they're not receiving payments from a lot of their borrowers because the borrowers can't make it so then maybe they're in a forbearance but they still have to pay their bills. On top of that, they're having to pay out escrow and other things. And then with the low interest rates they're not making very much money right now. So they're tightening all of their requirements. You might need to have a higher credit score, a higher down payment or a lower debt income ratio in order to qualify for a loan right now. So we're making sure that we can prepare people for that and again help them with each individual step they need to have to get there. There are several other things that we're seeing mortgage retention options. Some of them are a little easier if you're mortgage qualified under the CARES Act. A lot of people didn't, but a lot of people did. So there's some easier access to loan forbearance. And then a big change we saw this year is how people access our service. There are a lot of community organizations that refer to us to help folks have a sustainable plan. One of those is the hour center. We partner really heavily with them and if they do rental assistance they require that their participants have a personal finance coaching appointment so we can help kind of attack the root cause. So I can't make my rent. Well, what kind of debts are you paying? Can we help you figure those out? Are student loans an issue or is there just a chronic issue of not having enough money and how do we go ahead and address that now? How's that gonna play into your housing future? And this year because of so many people having job and security and so much rental assistance they stopped that requirement. So we actually saw the last client from the hour center and some of our other community organizations this year not because they didn't think it was important or we don't think it's important but we also realized there was a lot going on and we don't wanna require people to have one extra step if it's just not gonna fit into their capacity at that moment. And we have a couple of concerns for 2021. In the next slide I'll show a little bit more but basically these COVID forbearances will be ending because they're only for 12 months. So people will most likely be experiencing some mortgage insecurity. Also foreclosure and eviction memorandums they're scheduled to end on January 1 but can it be extended till February 1 when those end people's protections are lost and so we will see some housing issues come up. And another issue that has arisen that most people don't realize is that if you're not paying your mortgage you're not paying your escrow which is your insurance and your taxes. And we all get that letter if we go to home once a year that says, oh, we're adjusting your escrow to make sure you're paying the right amount. People will likely see maybe even several hundred dollars worth, excuse me, a hundred dollars or a couple hundred dollars of their payment go up. So we might see a significant increase in people's mortgage payments which I think could cause some housing insecurity as well. So 2020 has brought a lot of new things. We felt pretty comfortable seeing the trends like foreclosure for low and then now we're seeing a little bit of an uptake in those and pre-purchase counseling was high and went down and now it's up again. So bit on a bit of a roller coaster from what was somewhat steady. And the last slide I wanna show you, well, excuse me, not the last slide. The one reason I wanted to show this slide was just to let you guys know that we are always evaluating our approach and how to be approaching our community and having our community access our services and obviously we switch everything to virtual and phone right now. And where I mentioned the coaching model and they were collecting a lot of data from our clients but the biggest thing this year that we've changed is our racial equity lens. That's one of the largest things that we've taken on by looking at who is accessing our services, how they're accessing them. And we've done a lot of research into the history of mortgages and the history of race in housing and how that really plays into what should be fair housing today and how we can really lean on fair housing laws to protect folks that maybe don't even realize that there has a level of discrimination because it's always been the norm. So that's a lens that we're really looking at that I think is really important and I'm more than happy to speak more to that but I do wanna respect your time. So the last slide here, I do wanna talk about our funding and client numbers. So looking back at the last five years at how many clients we are serving, you can see that we started out per year in 2016 as less than 500 a year and then we peaked last year at over 1,000 families that we served. And the residents of the city of Longmont are almost consistently always around 30% which makes sense since we serve the whole county. And so your residents are a little bit higher as of November of this year. Our goal for this year was knowing we had lower numbers was to hit 200 Longmont resident clients. And as of November 30th, when I pulled these numbers we were at 183. So I'm not entirely sure how this number looks. I think we'll be close. But funding I wanna speak to because I think it directly reflects some of these numbers and these numbers directly reflect the funding. So in 2019, we had to give back about $3,000 of the $50,000 CDBG grant that we got from the city of Longmont. And that was because of an administrative error on my part which is really embarrassing to admit but I took the job in October and was transitioning from the previous person and I misunderstood how we were documenting certain funds and at the end of the day it meant that we had returned $3,000. And then again, don't take that lightly. So you think, okay, 2020 I've got it right I've got it all together. And then the pandemic hits and we have less clients and the CDBG funds which I know you're all very aware of are tied to clients. So even though we've been very busy this year doing research and making sure we understand how all of these industries are changing and how to do accurate advising to folks. We don't necessarily have all the as many clients as we normally have that we can build that too to say it was for this particular person situation. So while we had to do a lot more research we can't directly build some of that. So we have yet to see exactly how much we will be spending through the end of December. So that's a little bit up in the air and we'll get to it but I know that our numbers are down this year because of the pandemic and not seeing as many direct clients. And then 2021 we are predicting a pretty heavy year. And I think folks will be resilient but there's gonna be a lot of learning curve. There's gonna be mortgage and securities departments. And I think pre-purchase counseling will go up as folks continue to want to buy with these low interest rates. And then student loan changes have started to happen and then under the Biden administration there are other loan changes that are predicted. And so we are doing our best to be up to date with that as we get a lot of calls from folks about how to navigate the very confusing student loan world. And then our community partners such as our center, EFA and others who lean on us to help navigate the clients who have housing and security and do financial coaching. They have spoken about having to watch you, excuse me, as do their financial counseling as a requirement again so we anticipate those numbers to be up as well. So I just spoke here off for several minutes but I do wanna end with the fact that we love serving the clients in Boulder County and specifically in Longmont. It's a privilege to do that. And if you have any questions I'm more than happy to answer them. I'm gonna close out my presentation and stop sharing. Since I didn't figure out how to do that. Thank you, Meredith. Darlene, is there anything you wanted to add to any of this before we? No, I don't think so. I think the thing that we wanted to stress the most was just that because of the pandemic we have certainly seen a decline in terms of the number of referrals. And I think that a lot of that just has to do with folks being in a state of crisis and financial coaching is not necessarily on the top of their mind in terms of what they need to do. So we anticipate though that we're going to definitely see a spike after the first of the year and certainly ready and able to serve the community. So. Great, thank you. One question that I have is what's the best your ideal takeaway for us? What would you most want for us to take away from this information? And how can we be most helpful to you? That's a, I think that's a great question. I think knowing that this service any exists and talking about housing insecurity or financial insecurity or even food insecurity, whatever it may be folks are really struggling right now. And it's not maybe the folks that we always traditionally think it is of just someone who's low income. A lot of people can be concerned or insecure about their financial situation. And so this service is out there for everybody and we are super happy to be offering it. And hope that if you know of anyone that might want a little bit of assistance in navigating some of these really tricky worlds, we're here not just for the folks that you might traditionally think of, but for you, for your neighbor, for your family. And it's a non-judgemental environment and way to get some assistance out there. Great, thank you. It's really an impressive range of services that you're offering. Thank you so much. We're happy for your assistance to help make it happen to be right on this. Are there any questions from board members or staff? So a quick question, Meredith. I know it's been some time.  From the R Center? We still do get quite a bit of clients from the R Center. They have a particular mental assistance program that they still ask folks and they have a heavy suggestion that folks come and take advantage of the service. Okay, all right. And so two clarifying questions I have. One is you mentioned billing that you had a reduction in billing, I think you said. Who are you billing? Is it agencies or I wasn't clear on that. Great question. So we get a grant from the CBDG grant from the city of Longmont. We also have a few other grants that we administer and they, every time we meet with a client, we are billing every minute of our time to a particular grant, including what we call the city of Longmont grant because we account for everything we're doing and how that relates to an individual or a family. And there are of course requirements for what you can bill and what you can't. And so the city of Longmont grant in particular is very client focused, not so much the research or training part of it, but how you're actually working with that client. So we can bill certain things in time to that grant or to this grant. So we bill our time essentially. Okay, great, thank you. That's really helpful. That's how we spend down the grants. We should also take away the fact that you're billing less right now as a temporary situation because of COVID and does not necessarily reflect on future demand. Yes. I appreciate you clarifying that. Maybe I should have said that myself. Looking at back at the last five years, you can see that we've increased our scope of services and therefore we have a wider range of clients and a lot more clients. In addition to that, we've partnered with more community organizations. So, you know, the our centers and FAs as well as domestic violence shelters or we partner with particular homeless shelters and things like that of folks who might need our services or senior centers and they refer clients. And so as we wind our scope of what we can offer, our clientele has widened as well. And so generally we say an uptick in how many people we meet this year has just been a tough year for everybody. Yeah, yeah, great. Thank you. And I'd forgotten what my other question was. I think it was brilliant. So we'll just have to assume that it was. So any other questions? Okay, well, thank you so much for taking the time to present this information to us. And I wasn't aware of it, so it's very helpful. And I can only imagine you'll unfortunately have a great deal of demand next year. As these programs, as this support network of support that we've had this year really diminishes. We anticipate that. Thank you so much for letting us have the time. It's always a pleasure to let people know about our services and thanks for how you guys do. Thank you. Thank you. Have a great evening. Have a great evening. You too. Bye bye. Okay, wonderful. So Molly, we're on. Are you gonna take item B as well? I am. So the next item is for you all to review and take action on the TRG's recommendation for funding for the Imagine application that they submitted. This was a CDBG application. Their initial request was for 66,000 to do rehabilitation work on their Charles family smart home in Longmont. And so the TRG met with you all when Imagine presented, and then they met separately to discuss the application. And their recommendation is a grant, a CDBG grant for $34,000 to repair the two resident bathrooms that's shoring up the floors, I think making some replacements. And their discussion centered around the fact that they believe Imagine is fairly well funded as well as wanting to make sure that Imagine was also contributing to the rehabilitation work of the home. And so they had some follow up questions for Imagine wanting to know about their reserves, what their future reserves are, as well as if Imagine were to come in for future funding that they be able to present a capital improvement plan for all of their homes in Longmont. I have talked briefly with Imagine about them potentially coming in in the future to purchase single family homes, which would be a companion model where there's a Imagine companion who lives there and then to Imagine residents. So the TRG really wants to make sure that they're in a strong position to maintain those homes as well as their current one into the future. So the recommendation from the TRG is to approve the funding request from Imagine. For 34,000. For 34,000. So half of what Imagine is asking for. And they want it specifically to go to the bathrooms so that we are, it's easier to track if you know exactly what that money is going to be used for. Okay. Any questions for Molly? I guess I'm curious what the net effect is on CBG funding from a big picture. Whether or not the 30 some odd dollars are approved versus the full. Is there a big picture impact there you could fill us in on? So for this latest funding round that they applied under, we had said $345,000 was available. So they were the only applicant. So we will be going out for other funding applications in the first quarter of next year. So there is still funding available. So does that funding, is it use it or lose it? Or does it roll over into the subsequent years or? It rolls over. It rolls over. So you don't lose it if it's not spent or allocated right away. And I have also talked with Cinnamon Park which received an affordable housing loan last year in 2019 for their construction of 26 senior units. And due to the pandemic and a decrease in their tax credit equity and increase in construction costs they have asked about applying for additional city funding. So that's in very initial discussions. So they may be coming in potentially for CBG grant or loan to help close that gap to help that project continue forward. Thank you. Caitlin, you had a question and then Karen, Rony? Yeah, I think my question was to piggyback a little bit off of Graham's around sort of the big picture and the rollover is where we have been. My recollection and I don't have it in front of me is that we have had quite a bit of funding that has rolled over from previous years but I'm not 100% sure. Karen, maybe you remember for some reason something like 600,000 was in my head as something that had rolled over but I'm not sure if I'm like picking that from somewhere else. Karen, Rony? Well, I don't know if I can answer that specifically in terms of the amount but what I will add is that what we have to pay attention to as it relates to our CBG dollars is that we do not have more than one and a half times our allocation in the treasury or we get dinged for that. So it's really about the timeliness of the spending. So staff has done a great job of continuing to monitor that. So come like November 1st of each year we have to make sure that we don't have more than one and a half times our allocation in the treasury. So we do, it will roll over but our focus is to continue to spend that. So we stay below that. It sounds a little bit like that's like a department budget that if you don't spend your budget they are concerned about it and they're gonna reduce it the next time and so they're gonna do that. If you don't need it. So there are large, large cities that seem to, it doesn't matter. But yeah, so that's what we really have to pay attention to is the timeliness of spending those dollars. And we are, and just a reminder we are going out quarterly. So we are releasing funding applications on a quarterly basis for a CBG, affordable housing, other funding. Great, and Karen, did you have a different? No, I just wanted to come make that comment. It's Don Graham's comment. Thank you. And Caitlyn? Yeah, I was gonna say, I think one of the things that struck me, and this isn't really a question but more of a comment. One of the things that struck me when Imagine was doing their presentation was around sort of the things that help bring in funds for them. Everything is fairly limited. So for example, Medicaid funding cannot be used for capital improvements. Whereas things like CBG funding are limited to capital improvements and are sort of very directed at that. And so I guess to me it feels a little bit like, and they are providing something that is desperately needed and that not a lot of people are doing. Like not a lot of organizations are doing. And because it's such long-term care, it's sort of like, it's one of those things that I think like as a community it can be easy to forget that we need long-term care for adults with developmental disabilities. Like those can't just like be institutions or just be families. Like those are things that are just long-term ongoing needs that aren't necessarily flashy or like the current thing that people are concerned about. But those people are in our community and making sure that they have safe and secure housing is something that as a community like that's something that I feel like really strongly about supporting. And so I guess I'm looking at the not helping with like the flooring. And it's like, that's a fairly, like it's a fairly small drop in the bucket for the funding we have. And it seems like the explanation there seemed very like legitimate of like when you've got wheelchairs and you've got eight to 10 people moving through some of these common spaces day to day. Like I guess I'm like not quite sure why we wouldn't fund something like that just because they might have another source of funding. That sort of feels like, oh, we don't want, like I'm not sure there. I had a similar question. Molly, could you speak maybe to more specifically to the rationale for approving the bathrooms and not the rest? Is there a belief that the funding is basically there's opportunity cost of funding the floors? For instance, if they could be funded somewhere else because the CBD funds could be used somewhere else or do you know? No, it was more along the lines of they felt like the bathrooms obviously were a very important part of the repair work to be done. And that it was, they're thinking that provide half of the request and the bathroom costs come to 34,000. Okay. So it seemed that that could just be allocated towards. Are you? Sorry, are you aware of the rationale for half of the request? Is that a financial concern or just? There was a lot of discussion about Imagine's overall finances and that they do do a lot of fundraising. They bring in a lot of revenue. So some hesitation in funding the whole project. They also didn't believe that the furnaces should have to be repaired or replaced after only 10 years. So there was uncertainty as to why that would, those two repairs would need to happen. Interesting. Graham? I'm curious if, you know, if we funded the full amount would due diligence require that you receive receipts to confirm the money was spent for the grant request or the funding request or is it just like here's like an insurance payment like here's money for what you requested and then we're not gonna follow up what? No, they would have to turn in everything. So we would reimburse them based on the documentation that they've provided showing the work was done. Okay. Karen, do you, are there any other staff positions on this that the board should consider? I guess the comment that I'll make and I certainly wasn't part of the conversations I think particularly when we have received requests from entities that are that own and operate buildings, the things that we wanna make sure that they are doing is that they have a capital replacements, you know preventive maintenance capital replacement plan because, you know, to keep coming back every so often to CDBG or other sources to fund maintenance for which that entity should be responsible for planning for, I think is probably a major issue and I imagine, you know, Molly, that's a lot of what the TRG, you know, talked about. So again, I think just looking at kind of balancing between the need, what is, you know, what is the organization's responsibility to plan and fund and to an ongoing capital maintenance and replacement program. And again, I didn't see their financials but also what is their capacity to be able to fundraise that. So it sounds like if I'm understanding kind of what Molly is saying is that, yeah, we think that the city should invest some dollars in here that can help leverage the other things that we think that they might be able to raise and it seemed like there's a question about, is it a little premature to be replacing the furnaces? I don't know whether that is correct or not. So I think probably most of it is about sharing that responsibility and making sure they have a capital maintenance. Yeah, okay, that's helpful. Thank you. For myself, I'm like, when it comes to should the furnaces be replaced or not, I'm hesitant to take a position on that kind of thing. I'm not a furnace expert and I have to believe that there's good faith in the information that's presented to the board. And the idea of routine maintenance should be handled as a part of a ongoing fiscally responsible plan, I think makes a lot of sense to me. Yeah, that just makes sense. So are there any other questions for clarification or more information from the board? Okay, so why don't at this point, I think we can entertain a motion and the motion could, we could do this a couple of different ways. If there's anybody who believes that the entire amount should be funded, there could be a motion to that that could be entertained. If somebody wants to make a motion to approve the recommendation as made by TRG, that motion can be made and voting will carry the day in terms of what the outcome is. Caitlin? I'd like to move that we approve funding for everything other than the furnaces. Snap, Caitlin, you came up with a totally different. I'll second that. Okay, Karen. So Molly, are you calculating how much that is? I was going to. Good. Well, I think the- It's 59, I think it comes to 59 because it's 66 and they have 7,000 estimated for the furnaces. Yep. I think the exact amount may not be exactly necessary because staff knows what the exact amount is. I mean, we're approving those items. I think it's helpful to have it in the motion. So yes, it is 59. Okay, great. Okay, so there is a motion on the table that's been seconded to fund the Imagine Request to the tune of 59,000 for the floor and the bathrooms. Any further discussion on the motion? I would, I really take the concern of planning seriously that that is a routine maintenance should be routine and not require necessarily kind of unanticipated outside funding unless this is part of their routine planning that's kind of ask. So I think it would be, if the motion is approved, I would ask that there's communication with Imagine about the specific amount of funding and communication with Imagine about this specific issue and that this will be an item that's highlighted in future requests, at least for consideration from the board. Oh, God, that was a long sentence and I don't know that it made much sense, but why don't we go ahead and take a vote if there's no other discussion. So all in favor of the motion to approve funding at the amount of 59,000 for Imagine, the Imagine project to cover floors and bathrooms, please say aye if you approve or raise your hand. Okay, any opposed, please say nay and any abstentions. Okay, the ayes have it. I show up passing unanimously, right, Chair? Yes, that is correct, Nicole, thank you. I did not raise my hand. I was still kind of on the fence. So I was like, I got a twitch in my elbow, but it never really manifested into anything because I also want to be sensitive to TRG's work and their expertise and the time that they spend and acknowledge that that's respected. And I think it was just a different viewpoint in terms of risk and benefit. Okay, thank you so much, Molly, appreciate it. Thank you. Let's move on to agenda item five, the 2021 Human Service Agency Funding Matrix brought to you by Elliberto. Hello. Well, I want to thank Caitlin for helping me think through this. We had a pretty long discussion last Thursday, I think, just thinking and it's a complicated reality. So I'm going to share my screen. I updated the PowerPoint presentation that I did last meeting in November. I did remove the audience, because that's not the individual, I can bring them back, but the individual limits were approved. That's all fine. It's really on the occasion for me to say that that's really what this PowerPoint has. I'm going to go over the first one I did again quickly. And then I'm going to jump to the other option that Caitlin and I worked out together. And then we're going to have a conversation about trade-offs and the differences between them.  So I'm going to go ahead and share my screen. Okay, let's see if this works. All right. So as a reminder, can everybody see that? I'm assuming, okay. So option one, we, as a reminder, it minimizes, because I won't be able to see you all, because in order for me to see the actual, I have to minimize everybody. So just speak up if you want me to stop. You know, the option one that we created, we had changed the weights from the questions that the board and staff to answer. We removed those weights and made it all straight. They're all worth what they're worth. And so, and we shifted how the weights points were awarded to the agency. In the past, we did it by activity. And now in this option, we're doing it by just the area, right? And we had shifted. We had created a new schema for the area. So housing stability was number one, got the most points at 35, and it went down by five that way. So that was the changes that we did. And then this is what we got. It shows you the scores, the new ranges. For housing stability, as you can see, it went down, but we didn't have as many points because of removing the weights from the board and staff questions. And then it goes down from there, depending on how many weighted points they get for priority area. You can see that on both sides, it goes down. And that's because these get less points. So I'm gonna go through these real quick. All right. So this is option two. This is what Kayla and I worked on last week and I finalized earlier this week. This option is based basically on two factors. One is the prioritization and weighting has happened in how we assess the priority area. So for example, we gave housing stability 25% of the funding, right? So that's where their prioritization has happened. So we don't necessarily have to do it in the weights. We've done it in how we allocated certain amounts of funding to each area. And then that has some implications that we'll talk about in a second. Then the other thing, the other factor is that in the way that we, in option one, while we honor their priority areas, we don't pay a whole bunch of attention to the activities other than we wanna see that there are happening. In this option, we're actually giving extra points if an agency is serving a priority area and is also doing an activity that we have prioritized or that the human service assessment has identified as a need activity, a needed activity in the community, okay? So hope that makes sense.  So just letting you know. So it's one slide because it does simplify it. So now we are not, it's all about your scores and these are the highest scores that any agency can get perfect. And I can tell you that this is, I chose these numbers arbitrarily again. I always put that caveat because really I just had to choose some numbers. So a 95 is a perfect score. And so I, if you get an 87.5, the way that works to get to 87.5 is that you get an average of four on each of the questions from the board of four, or a 4.5, I forget exactly, but you get, I can go back and look. You get a certain amount for each, you get an average amount for each question in the evaluation you are, you are doing something in a priority and you get extra 10 points if you are actually doing one of the activities that's listed in that priority, okay?  So then we'd look at the percentage of requests. So to get 100%, you gotta get an 87.5. And I think that's 4.5. And then it goes down from there. I think it's 4.5, four, and then 3.5. Totally arbitrary. We can change that. I just need to choose something to start from. So that is the other options. Here's a couple of things to think about. And I know Karen had looked at it too and has some thoughts as well. Because we are now using the, in the past, the priority limits were just a guide in this method because we are using those priority limits that 25% of funding, those are broken down. It could mean, it could, doesn't mean it will, but it could mean that in areas where we tend to have lots of applicants asking for lots of funding, if we run out unless we've been able to, and that was one of the things that Kay and I talked about, unless we were able to take from another area that underspent, you technically could score enough to get funded and not receive funding if there was no funding available in that priority era. And we couldn't take an underspent area and transfer funds there. So that is something to think about as well, that it potentially can happen, doesn't mean it will. The only one that I would be concerned about in my short time with the city and looking at the numbers is education, because that tends to be one that gets heavily applied for. So, yeah, that's my presentation and we can have a discussion. I can leave this up here or I can take it down if, I'll take it down and we can start talking. First of all, any questions, or Kaylynn, if you wanna share anything as well, because you really were instrumental in helping me put that together, we talked to this quite a bit. Can you put that last slide back up, Ali Berato actually? Yes, yes. One of the things that I was thinking about with this one is that human services needs assessment identified sort of some really key activities that were needed by our community. And my thinking was that if you're not doing one of those activities, then you're not meeting one of those sort of like priorities of the city. And so like, if funding you at 100% doesn't seem like the right thing to do, if you're not doing one of those things that we've identified as like the core needs that our community needs, you know, we shouldn't start with that. Like whereas the ones that are doing the things that are like really increasing housing stability, like we really want those to float to the top, where it's providing rental assistance or those really key things where the human services needs assessment identified big risks for people in our community. So by doing this and making sure that you're actually hitting not only one of these just like big buckets, but one of those activities, that was one of the goals there. So, you know, my reaction is it's, so this looks good. I mean, any framework to me is a great just place to be. I think it's really hard to know whether the distribution is the right one until we actually got all the numbers in and see how that results in funding distribution and reality. So I'm good with it as it is, knowing that we'll probably want to adjust it as we see some of these areas that seem to be out of balance with the original premise and we'll want to adjust some of those percentages. Does that make sense? It does and I want to be careful because it feels like you could put... So the idea behind doing these formulas is to make it a formulaic process, right? And thus, you know, it removes the...  But once you put a formula, and I say this, my experience with CSBG in the state, they had a formulaic process that didn't always agree with how it came out, but it was hard to argue because it's a formula. So, not that we can't change the formula. I don't want to say that. I just want us to be thoughtful about it, I guess is what I would say. I mean, I think your point though, Brian, about adjusting the distribution makes sense because typically, rather than numbers, I've seen stuff like this where it's like the top 10% or the top 20% are in that top tier and then the middle 50% is in that middle tier and then the bottom 25% is... And doing it by percentages rather than specific numbers. The specific numbers give us a starting point, but if we have nobody who hits a 90, for example, I mean, I don't necessarily think we should say nobody gets funded at 100%. We may want to adjust that down, but still do it in a formulaic way so that we still use all of our funding and distribute all of it rather than being like, nobody gets it all, nobody met the criteria. I mean, there's some like floor, right? Like if we have a whole bunch of agencies that are not using money well, like we don't want to just like hand them city money to go spend inappropriately, but I don't think we're in that position. Yeah, I agree with that rationale, Caitlin. I think from my standpoint, what's working well about the formula is that one, we have clear criteria that we're evaluating organizations against the most objective extent possible, which is happening. And two, it removes individual favoritism or emotional kind of content because we would all have to have that emotional content in order to move the needle on a specific agency. So that's working. And then I think the question of should it be like the threshold for 100% actually be an 80 instead of an 87? That seems to be to me more of a question of efficiency and distribution of funding. And I'm sensitive to what you mentioned, Elieberto, we don't want to turn, we don't want to start like, well, I really did like that agency and they almost came in. So let's go ahead and drop that. And that's I think certainly something we want to avoid. Okay, so if there's no other feedback, which I'm going to interpret as acquiescence to some extent, do you have what you need, Elieberto? Or are you? Karen has a question.  What? Karen, please. So, and maybe we just have to work with that. Again, I think that what we are doing is we're evaluating a long two dimensions. So we're evaluating, are the agencies providing a serve the service in the area that's a priority of the city based on our needs assessment and are they providing the activities? So it's kind of what are they doing and is the what lined up with our needs assessment? And then what we are also evaluating is how well do they do it? So what are they doing and how well do they that they do that? And so that's what we're really trying to work out. My initial concern when I reviewed this was, if you say, okay, if you're doing anything that's in the needs assessment, regardless of how important it was, you all get the same amount of points. You all get the same amount of points for what you're doing. And that did create some concern for me. To the point that Elieberto talked about is that we have moved things around and we had some guidelines in terms of the amount that we set aside, which was which was weighted. But and every year we make some changes based on what we've spent and not spent. And I'm just worried about doing that when we haven't had the, Nicole, you wanna let in Karen Phillips? And so by just saying everyone gets to say, the part of me is like, we don't even need to add those 10 points. That maybe we only add the 10 points for the act if they're at least doing one of the activities because no one should be applying or we should have screened out any entity that is applying for something that's not in one of those overall buckets. So it's science and art. We could certainly try a different approach but the weighting, it does matter. It means something. It means that it is not everything was the highest priority. There was a range of priorities. And so I'm just a little worried about if you get the same amount of points regardless of what priority you're meeting where that might lead us. But I don't know. But I appreciate the simplicity around that. But I'm just a little worried about not everything was weighted equal. There are the priorities, but not every priority in the assessment was at the same level of importance. Karen, I think that's important.  It shook me up here. There's a hard one that Ellie Barrett ought to talk about. So let's create a safe space for him. And... I didn't even say it! The one safeguard that we do have though is, so is those individual agency limits to that because they do go down through the priority. So that is a safeguard to the, yes, you might get the same points, but you know what?  Right. So there are checks and balances in terms of the weighting. I do so. Yeah, in most of the... So I think the weighting, like one of the things I run up against when I think through it is that if we essentially have, I think, seven questions per application that we're rating. And... We have eight. We have seven. Oh, right. Because the two at the end. So eight questions. And there is the presumption that each question is as important as the next. And I think that the questions are well phrased. You could argue that, you know, you could make it that case that that would be true. I haven't found, I've actually, the evaluations, I really appreciate the alignment between the evaluation and the questions asked on the application. I think that's been going much better for me at least this year because of that. And I haven't seen any specific questions where I felt like, man, this is the question. Like if they're not doing well on this, they should just be, you know, go to the bottom of the stack. So it seems to me to be pretty even. And it does seem like the priority, the amount of funding we put, we prioritize the buckets by their funding levels. Yeah, but prioritization is just such a, it's such a handy little flexible tool, right? That you can kind of say, well, we're going to turn this one up to 10 this year and that one down to five without really modifying the structure too much. But I guess the question ultimately, because a lot of this is academic until we know if it's created material changes in funding. It'll definitely, the prioritization will create, and I'll give you a clear example. Self-sufficiency has gone up. And last year, the only agency that was hit a ceiling was a self-sufficiency agency where education I think has gone down. I don't remember, and I think that there will be more agencies hit in that ceiling because they're all- In terms of the high, the level of priority, yeah, self-sufficiency did go up. Between the buckets. In the buckets, what that means is individual limits also went up. Right, so it makes sense to me that the prioritization changed that way because of the circumstances we're in, we've agreed that self-sufficiency is a high priority because it's more on a survival level. The El Alberto, do you expect that the change, like not having the waiting like we did before, setting aside the funding allocation overall, would you expect that some agencies which previously had scored highly relevant to, relative to another one, now all of a sudden wouldn't be because the waiting system somehow gave it an advantage or put it at a disadvantage, the other one. I'm not seeing that myself, but it's hard to know until the numbers actually kind of are run. So there's two pieces to this. One is you never know, so one year an agency may answer the questions in ways that the board or the staff feel are excellent, right?  Yeah, they help, but they're not the one thing. It's almost a third, a third and a third, but our thirds are, in fact, your thirds a little bigger than our third than the staff third, right? And then the smallest third is the weights and that was the same last year too, right? That has not changed. The weight is always the smallest third, but it's still important because that depending on the ranges, whether you do an activity or not can decide whether you get 50%, 75% or 100% of the funding, right? So they're still important, but the foundational bedrock of the score is your scores and our scores. So it seems to me that in years past since we started this formulaic approach, we've had the opportunity to review the data and kind of do a gut check. Like, yep, that's working. Or, wow, that's not the outcomes that I thought, you know, would have expected, maybe it requires some finessing. With having sensitivity to the fact that we don't want to manipulate the formulas, but we want to make sure that limits and parameters are set in order to be a functional formula. That gut check seems to me will answer a lot of these questions to look at the outcomes. I think the outcome that we're going to see is going to be like, yeah, actually, that pretty much reflects the feedback. I think it's going to work, frankly, whether there's the weighted in there or not, but I think we may need some fine tuning. Karen, were you going to say something?  And, you know, if we, it just seems like if we run into something really wild that we couldn't have anticipated, then we have a fallback formula, you know, that we could certainly, you know, apply. So we're really not going to know until we plug in the scores and see that it seems like we have two viable options. And if we want to go with the option two, which is the new one that we talked about tonight, it really depends on what the board wants to do. We can just, we can do that. And see where it takes us. Again, again, we don't want to really be, oh, I wanted that ages to get more. I think it really has to be look at what's the whole scheme and is something really, you know, skewed or do we get an unintended consequence that we just didn't anticipate. That I think we just give it a shot. I completely agree with Karen. If we see that there's just way too many outliers and we're not really sure that we're going to be able to do that. But I think we, we, we, we, we, we, we, we evaluate the formula, but it's not based on individual agency. It'll be based on what the whole big picture of the scores are telling us. Caitlin. That's, yeah. I mean, that's kind of my thought too is like tweaking it. When we get in there. Cause like if we, if the score, if we go in and the score is basically end up with us, we're not going to be able to meet the city's funding. We're not going to be able to meet the city's funding. Not funding something in like housing stability, which is our top priority that, you know, like, if we end up, you know, nobody meets criteria for housing stability, but we've got all that money setting there. Like that, that seems to be a pretty obvious case of like, maybe the scoring is off in some way. And so we need to look at that. And it's less about like one agency didn't meet it and more about the city's funding priorities for this in some way. Yep. So. Deanna, did you have something you were going to say? I wasn't certain. Okay. I caught a motion over there out of the corner of my eye. I thought maybe it was your hand up. I was also going to add that, I mean, that that as part of the reason why we have people reviewing applications and going through this funding, like we, we wanted to be objective, right?  Nobody looks at it. Right. Like we don't just want that to be the case. Like there's a reason that we have a board that looks at these and tries to figure out the best way to allocate it. And so like the directionality of it, I think is really helpful to help us remove like biases and make sure that we're actually getting a holistic view of an agency and what they're doing, but then like we're a check on sort of just being like, oh, the computer spit it out, you know, which is what like banks tell people they're like, that's what they told me I could give your credit limit. Like, oh no, somebody, somebody programmed that. Like, um, yeah. So if we run this in Longmont meals on wheels, ends up at the bottom of the stack, somehow we'll be like, wait, crunch the numbers again. Some, something didn't quite work. You know, there's. Okay. So let's go with option two. Uh, I do like that it's simplified. I think that can help with accuracy and consistency and, and just kind of reconstruct, resetting things in future years. Um, and let's see what happens. We'll do a gut check and, and see if everything works out. Okay. And if not, then Caitlin and Ellie Berto are really to blame. I'm always to blame. That's all right. Just real quickly, Brian. Um, and I have someone to blame. Uh, I'm still working on myself, but if we can get all the scores by Friday, that would be great. I still have like five to go. I'm not done yet either. So. Yeah, I am. End of the day tomorrow or Saturday. That's fine. I'll probably take a look at a Monday. If I, if I get the energy, I'll look at it on Sunday. I'm just, I don't have the energy that Karen Roney has. I wish I did. It's not energy. It's something else. But yeah, I think it would be super desirable. Like Friday as mañana. Um, but, but for sure by the end of the weekend. So, you know, so we can work it on Monday because we do need to be setting our, what's our, we talked about even meeting later on, like meeting on the 17th. So that's, that's kind of number. Number six. Am I the only laggard who hasn't finished his evaluations? Okay. All right. All right. Thank you all for your company. But we'll try to, we'll try to push together as a group and get these things done. I think if we can get them done. Um, uh, end of day Saturday, that's a really good target because that is two days after our due date. And I, I'd like to say I'm just finishing mine up. But it might be more accurate to say I'm just starting them up. So, um, we'll see, but we'll, we'll get it done. Thank you for the reminder. You know, we, we realize it's a lot of work and, um, we don't know if we're doing it right. Yeah. But it's a lot of work and we know that we have lives. It takes a long time to go through all this. So we, we deeply appreciate all of the effort that it's requiring all the time that it's requiring, requiring. And so. Um, Just. You know, try to get to the finish line is, is, is quickly as feasible. So we realized it's a big ask. So. And, and Graham, I, I applaud your discipline. Before the deadline. You're, you're my model. I bow to you. Okay. Sounds like we're good on that set meeting date for funding deliberations. What day was that? I got, I got here late. What day is we doing that? We don't know yet where the agenda items to set it now. So it would seem like. I think we tentatively talked about this, you know, next, next week. We can't make it too early because we won't have everything ready. So I think we had thrown out the option of maybe next Thursday. We get into the next week and we're, we're starting to get into the holiday week that I bet you and not even though we can't go anywhere and do anything. I'm just betting that's not going to be a real desirable, you know, time. So if we don't, if we don't really work on this, you know, later on next week, then we're probably looking at after the first of the year. Yeah, but isn't that too late? It's not too late, but, but, you know, it's not too late. I mean, it's not too late. Yeah. And off the board and knowing it would be difficult for a new board. I think the thing is, can, can we, how many folks could make a meeting a week from today? Next Thursday night. I see a no. Miss Madeline is a no. Another no. I have another board meeting. At night. Yeah. Yeah. I'm going to be quick about what we're going to do in the funding deliberation discussion. This is, I'm. I'm working off of a poor memory. This is. Go ahead. Yeah. So, I mean, so what, what will happen. Is that. We're going to, we. Is going to run the numbers. Right. So he's going to plug in all the, all your scores. And then we're going to, you know, apply the weights that we've identified in option two. And, and you all will receive a spreadsheet. That says, here's, here's basically what we are. You know, what, what we are recommending based on the scores. So. And then we work it from there. So, you know, actually it doesn't take. Well, anyhow, so that's, so we're coming with, here's, here's the matrix. And here's how the scores came out based on how everyone. And do we have to do any fine tuning? Or we. Find tuning. Yeah. You know, so would, so the other thing. You know, would there be desire if, if. Cause I think we really would love to pick a time where everyone could be there. You know, Monday the 21st. How, how is that as a. Option. That, that works for me. I'm right open. Can we do it early? So how early is early? Like some folks are like working. I don't know how they can get off. Oh, okay. I was thinking around 11. Or probably. How are we not that early? Oh, the 22nd, 22nd actually would be way better. But yeah, either early on the 21st or early on the 22nd, I can do it either. I don't know about everybody else. So Karen, I think it's going to be very difficult to get all of us. On the same day. But maybe Nicole could send out a doodle and with the, with the, the Thursday, the 17th, the 21st or the 22nd. And we just pick the day that most of us can be there. You're on mute. The most popular phrase of 2020. What's that? You're on mute. So how, how early, I mean, I don't think 11.  We'll meet. Later in the afternoon, like started. Four or five. Does that make it any better or more desirable? Who, so let's, or is that possible? For how long, Karen, if we started, let's say, if we did it certain at four, how, how long would we need to grab her? So, you know, I would say. With, with how we've been doing that. And we have the scores already there. It doesn't take, you know, a two hour block of time is, is, seems adequate. Yeah. And we typically, we were probably, we could reserve two hours, but I, I honestly think, unless, unless we hit that hypothetical. I would say at the outset, you know, I think two hours would be max. Yeah, but we've probably done before that. Yeah. I would say we. But yeah, I think. Okay. So four to six on the 21st. So let's do a quick straw poll. If you can do four to six on the 21st, raise your hand. Okay. Katelyn's out, Graham's out. And out. So if you can do five to seven on the 21st, raise your hand. Graham, what's your timeframe? That's just a bad day for me. The 21st. The 21st in general. Yeah. Same time period on the 22nd, four to six. If you can do four to six on the 22nd, raise your hand. Do you guys need me to attend that? Do we need to vote? I'd love for him to attend. Karen can either. Can you tend like from five to seven Karen? No. Well, I could. Yeah. I can switch somebody in my son's appointment. I can do it. Oh, well, you know, I'm just, I'm just asking. So I don't want to. Okay. So five to seven Graham, you can do four to six. You can do on the 22nd. It looks like most people can do four to six on the 22nd. Yeah. Karen Phillips cannot. Well, I'll see what I can do. I can try to switch something around. I'll work on it. Okay. Do we need to vote on that day? We'll need a quorum. Yeah. Because what will be happening is we're going to be sent. Those are the recommendations that we're giving to council. I see. Okay. We're at that point. Got it. Yeah, we're at that point. Let's, let's shoot for. If, if you can do four to six Graham and Caitlin. Okay. Okay. Okay. Okay. Okay. Let's, let's shoot for that. I think it'll be good to get it over a little earlier. Maybe we'll all have a little, well, maybe I'll have a little more energy and. Karen Phillips. I'll try to get my son's appointment moved. I think I can. Okay. And if you can't, it's, it's very understandable. So please don't create stress over it. No problem. Yeah. Okay. Yeah. Hi, I'm Emily Berta. We good. Yeah. Once I get all the scores, I will start putting stuff in. And, and by the 22nd, I, I. I will have something more before. Awesome. Well, you'll have mine by nine o'clock tomorrow morning. And if you don't, it's probably because it went to your junk. E, you know, box and email. Pams. Bam. Exactly the spam folder. Okay. I lost my... It's other business and adjourned. Is there any other business for this evening? No. In that case, I would like to entertain a motion to adjourn. Move to adjourn. There's always so many motion, always so many hands shoot up when it's the motion to adjourn. Never a laggard in the group. Then we are adjourned and it is 830. So we've got an extra half an hour. I hope you make use of it to have the most joyful half an hour you've had this entire week. Yay! Thanks, everybody. Bye, thanks. Yeah.


What's up everybody? It's Jason from jaspyscasebrakes.com. This last little pack filler number 1920 from Chronicles NBA Fat Pack number 384 sells out the last six box in our basketball mixer. So the way this first guys is first, we'll do the break, randomize the customer names and teams, distribute the hits out of the Chronicles fat pack, then at the end of the break we'll take all 30 customer names, put them in a randomizer again with a separate dice roller, and top six out of the 30 win a spot in the luck of the Irish basketball mixer guys. So good luck. Let's roll the dice. We got ourselves a five and a two seven times. Good luck. One two three four five six and seven Kyle down a Josh. All right seven times one two three four five six and seven Go on and say war is down to the Utah Jazz.  So Pelican's going to Brian. We got Lakers here, Michael. We got the Grizzlies going to Kyle there. He going to Kyle. So yeah, let's just stick with what you got right here guys. We got a family for Christmas. This has been as hard as any team that has happened in what they have been through. All of a sudden we started to talk how loose on players, you know, they're in a kind of town here where the COVID rates are so high. That's what he's concerned about. Sorry about that guys. Alrighty. Pack filler. Oh no, you're good man. I was checking something else but I think I know what you're saying though, right? I think you bought too many than you should have wanted to. But uh, yeah man, let's see if it works out. Brandon Clark, Rui. We got Rui. Pete Tatze. PJ Washington Jr. Giannis, Kobe White and PJ Washington Jr. This is as hard as it gets in no other situation being able to be down three scores and trying to get something going. They just, they were not able to get the run game going consistently enough tonight. Their entire offense goes through that run game. Alright, there you go guys. Sweet. Now let's switch scenes. Dice Roller here. Here's the customer names. Boom, boom. Let's roll it. And we got ourselves a six and a five, eleven times. You guys remember top six get into the mixer. Good luck. One, two, three, four, five, six, seven, eight, nine, ten, eleven. Eleven times six and a five and man Kyle, I think it did work out for you buddy. I thought I seen something. Six and a five, eleven times. Chen, Kyle, Kyle, Josh, Kyle and Kyle. I thought I seen something. Alright, after eleven times, you had the odds man. And there you go. Congratulations guys. Whoever's in the break itself. Coming up next now is the mixer.


First of all, why the haircut?  Probably going to keep it like this for a while, so they're going to have to get used to it. I'm getting used to it, too, so. No, man, I got a little bit more time for that, I don't know. My dad's like that. No, my dad's like that, so it's hereditary, so I'm trying to hold on as long as possible. I don't know why I was growing my hair up. After you lost to Kansas City in the ASC championship or this one? It was tougher. I mean, obviously, being one game away from the Super Bowl was tough. This offseason was tough as well.  Honestly, man, I was just tired of talking about it, you know. It was one of those deals. What a cut it should have. You know, eyes on the prize, eyes looking forward now, thinking about this year, thinking about the team that we have, thinking about the group and the nucleus of the guys on defense that we still have coming in this year. So I'm super excited, kind of glad to be back in the building, kind of get the same rolling again. What's the next level that this defense can get to? Like, what's the next step for you guys as a human? Trying to be the top defense at NFL, you know, that's the goal. Obviously, coming off of 2020, the goal was kind of trying to find an identity, find out who we are as a team. And I think as the year went along, we start playing better and better and better. And we got dominant towards the end of the year. So I think it's all about taking from that from last year and carry on to this year and try to be the top defense at NFL. Have you ever been a number one of the starters and the coordinator? I don't think so. If I can remember, I don't remember that. Like I said, I thought it was big for us going through this off season, especially keeping that front forward together. That was big for me, especially being in safety, wanting to have those guys getting pressure on the quarterbacks, allowing us to do a lot of different things in the back end as far as the skies and then I'm sure Shane and all the coaches have been working hard this off season, trying to figure out different ways to affect the quarterback, but also the skies and stuff like that, mixing up coverages. Harrison, when you do have to reset, what does that take? It's not reset in my mind or just... When you reset, when you do have the new coordinator, when there is roster turnover? Oh, yeah.  Obviously, learning the defense, new terminology. But you know, obviously, when Shane, you know, Shane had been here, the defense hadn't changed that much, but obviously the personnel was a little different. And obviously, talking, going back to 2020, the execution just wasn't there. Sometimes communication with them, you know, we talked about that at Nausium or whatever, but you know, just this year, obviously having the man group of guys is all about taking that next step and just continuing to try to get better. So how do you guys take that next step?  We're just working on conditioning. But just being in meetings, for me personally, obviously I'm here trying to continue to learn and develop and get better as a player. But obviously being more of a mentor, kind of being in that role a little bit more, obviously I've always been a leader, but mentoring guys like Caleb, Elijah, continue helping David Long, you know, elevate his game. And that's kind of my mentality and that's kind of something I've been marrying on the whole off season, just obviously being a leader, but mentoring some of these young guys who are trying to take that game to the next level. You skipped maybe the first couple, not these, I don't know if you were at these or not, but the practices and that the union was putting a lot of word out that they wanted guys to stay away and there was a COVID element. Has the union been talking this year in the same way? I mean, I haven't really been in those talks.  This is all voluntary, you know, and I kind of try to mind the business that pays me by minding my own business. But I understand that some guys feels like, you know, if they want to show up when we start practicing playing football, then that's what they choose to do. I'd already been here working out with Frank and doing different things like that. So I just said, hey, there's no point in me just not showing up just to not show up. So I want to be able to be around the young guys, try to get better and things like that. But, you know, this is a voluntary part of off season. And for some guys, obviously being on a team is kind of already set as far as, you know, the culture and things like that.  Some people say no carryover from year to year because everybody starts off zero and zero again. But in your mind, is there carryover and unfinished business from last year? Yeah, obviously it's unfinished business because we didn't win a Super Bowl. But, you know, when you talk about carryover or momentum or whatever, taking on from one year to the next, I feel like as a player and there's always been my mentality that you got to start all way over. You have to reset your mind. I went first team on pro last year. That's not going to do anything for me this year. I had to continue to work hard, take the same steps that I took last year, be in the meeting room, studying hard, doing all those little things over and over again. And that's how you be consistently great. You talk about guys like, you know, we talk about guys like Tom Brady and all those guys, those guys do the small steps that's what it takes to try to be great. So, yeah, it's a little bit of carryover because obviously the system hasn't changed, the defense hasn't changed, but we still had to take all those little small steps and all those details that we took when we weren't in grade in 2020 and tried to do the same things this year. What else has kind of gone on in the AFC this off season? What kind of challenges is everybody facing in this conference? Yeah, I mean the AFC is loaded. Loaded with a lot of talent, especially quarterback talent. So, you know, going to every single year, there's going to be things like that as far as roster turnovers in the league. But, you know, in recent years, I don't really remember it being this much, you know, and that month of March kind of exploded with, you know, Russell Wilson coming to the AFC. So it's going to be huge on us on defense being able to play very well, getting pressure on each quarterback, trying to make these guys make mistakes. So, you know, I'm already getting the beat on trying to watch as much film on quarterbacks, not only just in my team, you know, starting from the NFC East to the AFC West, I'm studying film and not necessarily studying for game plan and stuff like that, but I'm just watching the quarterbacks. Like, if I just keep watching, keep watching, maybe I can pick up a little of things here and there. So when we actually, it's time to play those guys in that week, I maybe can go back into my notes like, hey, Russell Wilson, I got some notes from this and then trying to carry over, you know.  What was, what was sort of your approach knowing that you were up for an extension?  Because like I said, this is voluntary. I don't think that, you know, it can go either way. But me personally, I felt that I knew I was going to get paid. You know, I just think it's just a process you have to go to when you talk about negotiations and agents and things like that. I kind of understand when you're looking at, and that's pretty much a lot of different teams around the league, those big money contracts, especially extensions, they tend to happen right before training camp. But, you know, I was already going to be working out anyway, so I wanted to come in here and continue to learn and continue to try to get better as a young player. So that's, that's just what I did. But at the end of the day, like I said, I kind of just mind the business that pays me, you know. Some players who, you know, maybe go to social media as they're, you know, kind of talking about the new contract extension too. Right. Do you think, in your opinion, does that help? Does it not help in those cases? I mean, I don't know if it does or not, you know, like I said, if somebody wanted to get on social media to talk about what they want to talk about, then that's on them. I don't think, honestly, I don't think it does any bad. I don't think it does any good. I think it's just all about what a person's decision and what they want to talk about. You know, it's a, you know, it's a free country, free speech.  But like I said, man, I think these things, they all work themselves out. And obviously, if you're talking about AJ, AJ is one of the best receivers in the league and obviously, you know, he's got a lot of people and John, they've talking about him being here. So I have no concerns about AJ not coming in, being in shape, coming in here ready to produce and being the same type of guy he's always been. You guys have got different slogans. Good, degrades, unfinished business, things like that.  Um, I wouldn't say it's a necessary slogan. Obviously, this has been the first day. Veryable hasn't been here today. He's asked, he's been here for a long time. He's been here for a long time. He's been here for a long time. He's asked, he has a deal that he's dealing with as far as so next tomorrow we'll have a team, me and I'm pretty sure he'll have a slogan that will kind of carry on to this offseason. But just being poised and just trying to, I'm just getting better. I mean, that's kind of what I just preached to everybody, getting better. You know, you either getting better or you're getting worse. You never stay the same. So just as a team, we're just trying to get better. You've seen this place completely transformed around. Any excitement or desire to try to make it to a new stadium in 2026? 22, that's a long time from now. Like, honestly, just me being a player, man, that's so far out. Obviously, it'd be super exciting for the city of Nashville to get a new stadium. Obviously, a lot of stuff comes with that with Super Bowl bids and things like that. But 2026, man, I only think I'm under contract in 2026. So once that time gets there, then I'll be trying to get excited about playing a new stadium. What would you like to see in that stadium if you make it? Uh, grass. But we all know if it's a dome, it's probably not going to happen. Long earlier, how do you see your guys in that room, you think? Yeah, I mean, it's crazy. I'm one of the older guys in the whole locker room now. And it's funny how I've been to rookie and now I think I'm the second oldest guy in the DB room now. It's pretty crazy. But obviously, talking about David Long, David Long plays with a lot of confidence, plays with a lot of passion. So I'm just excited to see his progression as a player. Obviously, you still have Cunningham in the room. You have a young guy in Monty Rice who's going to take his home right. And I'm just excited to see him this offseason. Just continue to take that next step. He's offered for Caleb Kevin, given how little he played last year and really in college. Yeah, it's super important.  So he's been here working. He's been studying with Midge and the coaches and things like that. So I'm obviously going to be excited when he's able to clear to be able to get out on the field and kind of get those reps that you miss. And practice are in the game. So the more he gets more reps, the more comfortable he'll get, the more he's confident to continue to build. And like I said, I'm excited for him. Talking about the AFC loading up, he said, well, you guys have been building a program steadily for years. When you have that foundation, that cultural foundation, how helpful is that no matter who's coming in and out to be able to rely on that? Yeah, man. I think you see it. I mean, it's probably more prevalent in basketball when you really buy championships like that. You have to have the foundation first. Then you bring peace into that foundation. And then that's when you talk about winning championships.  We wasn't able to put it together, but that culture and the piece, you know, as far as the things that variable has instilled in us as a team and obviously having a lot of core leaders on this team. That's what carries over. If you want to talk about things that carry, that's what carry over from year to year. So, like I said, I'm excited and I'm excited to get you staying rolling, man. Last season, you mentioned how important it was to bring back Harold. Now that you guys haven't re-signed just how how excited are you in just, you know, the defense's ability to take that next step just because you have him back? Yeah, man. I talked about last year. I felt like we have the best front for in the league and I was super adamant about bringing Harold back because, like I said, me being in safety, looking forward guys wrecking havoc in those backfields, benefits in the run game or obviously getting after the quarterback, you know, it makes my job a lot easier. So, happy to have all those guys back and looking forward to those guys, you know, trying to I know they have some big lofty goals as well. Probably trying to lead the league in sacks and all that different stuff. So, super excited about working with those guys again. One more quickly. Can you speak about your charity event on Thursday? Yeah. So Thursday, I'm actually here for the Raleigh Foundation and this Thursday is going to be Raleigh on the runway where I think it's going to be 12, 10 to 12 kids that are either dealing with cancer right now or have beaten cancer and it's called Raleigh on the runway because I'm going to get me, a lot of my buddies on the team will be walking the kids down the runway, you know, they'll strut their stuff and stuff like that. So, I mean, honestly man, it is a life-changing event. The first time me going was my rookie year and Jarell Casey was a parent.  So for me personally, it's something that me and my wife obviously we do a lot of things in community but I've been working with the Raleigh Foundation since my rookie year and like I said, it's definitely life-changing. It's going to be good to, you know, get some of my buddies out like I said, to have those life-changing moments. And honestly man, just giving your time and just talking to these kids. It can mean everything to them, you know, so it's going to be super science. Like I said, this is Thursday, it's going to be a marathon music works. No problem. Absolutely.


Hello friends. I am Sanjay Gupta. In this video, I am going to demonstrate you the use of STR-CAT predefined function available in C programming. Before starting, you can note my information. You can follow or subscribe my YouTube channel through the URL youtube.com slash sanjaygupta underscore text pool. You can download my programming app Techimus which is available on Google Play. Now I am going to implement demonstration of this predefined function that is STR-CAT. So first of all its full form is string concatenation. So string concatenation means combining content of two strings into a single string. So suppose there are two strings S1 and S2. So I can combine content of S1 and S2 into S1 or S2. So I can choose any particular string whether it will be string 1 or it will be string 2. So now I am including two header files. First one is stdio.h and then second one is string.h. Now I am defining main function. Inside main function I am declaring two character arrays. First one is S1 and second one is S2. After these declarations I have to read the strings from user. So for that purpose first I am printing the message enter first string then get us S1. So through this first string will be received from user. Now again I am applying printf enter second string. So this message will be displayed on console and the entered string will be stored inside S2. Now I have to concatenate these strings. So I am using STR-CAT S1 comma S2. So here S1 will be containing the concatenated string. So after this operation I can print the value of S1 on console. So concatenated string equals to percent S and then S1. So with the help of S1 I can print the concatenated string on console. So now the content of S1 and S2 will be combined into S1 with the help of STR-CAT predefined function. So its full form is string concatenation. So now I am executing this code. I am entering sanjay in first string and gupta in second string. You can see the output concatenated string that is S1 is containing sanjay gupta. But here you can see it is not containing space. So to provide space I have to modify this. So here I have concatenated first space into S1 then I am concatenating S1 and S2. So S1 is containing some content. Then after that space will be concatenated into S1. Then S1 is containing some contents and space. Now S2 is also concatenated into S1. So again I am executing this code. This time you will see space will be available between name first name and last name. So here you can see sanjay then space and gupta is displayed. So with the help of this STR-CAT function you can combine any kind of two strings and the result will be stored inside a particular string. So here first string is the target and second one is the source. So S1 is target string and S2 is source string. So the content of S2 will be combined into S1. So this way I have demonstrated you the use of STR-CAT predefined function which is available in string.h header file. I hope you have understood the demonstration. If you want to watch more programming related videos you can follow or subscribe my youtube channel through the url youtube.com slash sanjay gupta underscore tech school. You can download my programming app that is Tachymils which is available on google play. Thank you for watching this video.


I'm overwhelmed and like I felt like I could cry because it was just so much love at once. And all I want to do is just give it, just return the love. It's been two years since the first face reveal and a lot has changed in our lives, in our world, on our planet. But for this video, let's focus on this channel from just over 4 million subscribers to over 9. So we thought it was time to do another one. Another face reveal that is. Welcome back to another video. Hey Psych2Goers, welcome back to another face reveal. It's been a while since the last face reveal. It doesn't feel like it was that long ago, but it's been millions of subscribers ago. So we thought that it was time to do another introduction.  My name is Amanda Silvera and I'm the voice that you hear in a lot of our Psych2Go videos.  I hope that you're not too disappointed. I wanted to take this opportunity to just spend some time with you to thank you. I see so much love and so many kind messages and I just want to say thank you. You make existing here better for me. I genuinely love and care about you and I try to put that into the voiceovers and the projects. I really try to pour my heart and soul into those because you make me feel less alone and I want to make sure that I can do the same for you. I just think that we are such a beautiful community. I think that it's so cool to see how many people want to learn and grow and understand each other better. I think that's what we're here for. That's what it's all about. So hey to everyone I haven't said hello to yet or before because I'm doing it now. Thank you, I love you and I'll see you later. Also I have a personal channel. It's probably going to be in the description. It's just youtube.com slash Amanda Silvera.  Okay bye.