Are you ready? You're against a certain group. Whoa, whoa, whoa, whoa, who said that? That's a crazy.  And I'm like, whoa, whoa, whoa, whoa. I am Asian. Oh! Hell, no, we are not on that train. If people don't feel safe, I don't think anybody can make a change. I'm Asian, but I'm also American. And I do want to be validated by white people. So I'm just going to throw the entire Asian community under the bus. Dude, that's a good plan, man. I like it. Welcome, everybody, to the Hot Pop Boys. David and Andrew here. And NYMag has just dropped a viral article about Asian hate, but a lot of Asians on the internet kind of hate it. Yeah, man. I'm talking about Reddit, Instagram, Twitter, et cetera, et cetera, man. People do not like this article. And everything from the misguided cover art to just the article itself to just the copywriting.   This is crazy. Yeah, guys, this was a really pointless article. But we are going to summarize it. We'll tell you how we feel. And then we'll also talk about why we just keep getting these articles and why you can even get a team of five or six educated Asian-Americans. And they'll still put out something that is just not effective and not anything that the community actually wants to hear. So if you're excited about this video, please hit that Like button and let's get into it. All right, David, starting off with the micro. Let's give it a quick summary and also talk about what are the points of controversy here. OK, so NYMag is a New York-based magazine that is like kind of for liberal white people, right? They basically found a couple Asian female authors. The main one's called Esther Wang. And they wanted her to write about Asian hate, OK? So she's kind of like detailing her history about like being from the whole boba liberal kind of intersectional Asian where they're just like trying to build alliances. And then she kind of gets embedded in the community. And then I guess she really kind of ends up at a 50-50 point where she's like, yeah, I realized that I thought Asians were just being anti-black. But actually, they're just trying to be safe and not get attacked. And actually, it's just more about crime and safety. And now I'm torn between my old AOC, Nancy Pelosi self and my new ASEAN having empathy for these poor Asians living in poor inner city self. And here I'm just at the middle point. Thank you for your revelation, Esther. It was incredibly mind-blowing. Riveting.   If somebody just wrote an article that said, you know, I had my old like hyper left self, and then I realized the reality on the ground was way more complicated and now I feel torn, I don't think people would really get mad. Look at this cover art, Andrew. What is going on here? All right, I look at the cover art guys. First of all, I don't even know what's going on. This lady has a whole bunch of different pepper sprays, knives, all these alarms.  And then she has the Feng Shui mirror in the background, you know, to let everybody know that she is Chinese.  Is this lady like Frida Kahlo mixed with Rick and Morty, mixed with like Helga from Hey Arnold? Like why does this thing look so weird? Yeah, it's just weird cover art. And then that combined with the negative wording of crime obsessed, desperate and confused. Those are all negative words. These guys are writers. They understand the English language better than even, you know, we do. So I'm saying they know what they were doing. And I'm not saying that Esther Wang picked this headline. Maybe it was the editor, whoever else it was.  And that's why people are mad.  What is this? Yo, that was an insane click bait way. Like if it was a white copyright editor and he just wanted to make it go viral. He was like, you know, any publicity is good publicity. I literally think NYMAG may need to redact or issue an apology for this next week. Like that's the level that I think it's on depending on like how, you know, the Asian community is not very happy. And you know us, we always try to stay balanced. We try to consider multiple angles because that's just how life is. Is there any point to the fact that Asians might be crime obsessed? All right, so let's break this down. Confused, I don't think they're confused. I think Asians want safety desperate. I do think at a time Asians were desperate for some answers. They were desperate for safety as they should be. You know, a lot of the people who are getting targeted were Asian women and elderly, also Asian men as well. I mean, all types of Asians, but mostly Asian women, which is funny because somebody left a comment and was like, hey, considering Asian females are usually the target of these attacks a lot. They sure do write articles that don't really sympathize with the Asian women victims. So I don't know. It's like a weird imbalance. And then I would say crime obsessed. Yes, I do have some friends that are staying on the Citizen app a little bit more often.  You know, the weird thing is it's like, I feel like for Esther Wang, this is probably like the most militant article she ever wrote.  She probably was like, oh my gosh, I'm feeling like Malcolm X. Like when she was, our finger was probably like shaking when she submitted this article. She was like, it's 50-50 from where I'm coming from. She was like, oh, revolution's coming guys. This is gonna be a paradigm shift. Are you ready? Yeah, I mean, it kind of goes to show you like how whitewash you can be and how much of these like hyper liberal left perspectives you have. And then it's almost like you're a tourist in your own community being like, yeah, I do have some opinions that are almost like dissimilar to a poor immigrants. I am shocked that I feel this within myself. I am Asian. Oh! I mean, moving on to the mid Andrew, there is such a big disconnect between like the writers that have access to a liberal white publication like NYMAG and just the experiences of a everyday enclave Asian or somebody who grew up in the Asian community or anybody who even grew up in a low income suburb let alone the inner city. I do not think these writers come from the inner city. I do not think they've ever lived a day in their life. Yeah, maybe they went and God had a gentrified cafe or a coffee or maybe try to mom and pop restaurant in a hood. But literally they have no idea what it's like on a day to day basis being an Asian person living in a high risk exposure environment. I mean, I think a lot of people out there are wondering, right? Like why do these writers get a platform? Like who is this freelance writer who also writes about fishing and a bunch of other stuff? By the way, she has written about being Asian in other articles. But at the end of the day, like when you're a writer, right? You probably went to school, you were possibly an English major, right? You have good command of the English language.   So that's why it's always disconnected because these writers aren't coming from the same world. And because there's a discrepancy between the people who have the skill to write and the platform and the desire to be in this journalism world and then the people who have the heart and the voice and the people with the heart and the voice that are on the ground don't have the skills. Let's be honest, a lot of people that grow up in Chinatown, they don't become writers.  I feel more comfortable talking and you know, I'll tell you this, man, listen, if you're really from a high risk exposure environment, I'm not saying I'm from like the hood of the hood. We came from a pretty blue collar part of Seattle. We went to a Chinese church in South King County. I'll tell you this, there is some of the craziest stories that happen to everybody at our church. Everybody at our church try to keep their head down, try to be real docile, meek. I mean, you could even say weak to be honest. And if we're talking about people getting beat up, bullied, assaulted, somebody at our church, I don't even like to get into it. I don't even like to tell this story got murdered when we were like 16. This is not something that is new. Like Asian hate or violence against Chinese people or Asian newly arrived immigrants has been going on for a hundred years. Our dad got robbed in Chicago the first year he arrived in America like multiple times. Nobody was trying to politicize it back then. And I'll tell you this, right now, here is the harsh truth, Andrew. Both the right and the left that are both run by white people try to use Asian pain for their own political gain. I do not truly think that either of these groups deep, deep, deep down layers, layers, layers below actually care that Asians are getting attacked. They are more looking at things that happen to minorities and stimulus that happen to minorities and how to jujitsu it to benefit their own platforms. Yeah, I mean, exactly how I feel sometimes is that like white people feel guilt for something that, you know, their ancestors did or that America did to a certain group. And then now they're just being like, hey Asians, hey, you guys tend to do well in this country. So you guys feel this guilt too. Come on, hop on our train and help us make everybody feel better. Everybody's kinda doing good, feeling guilt guys. This is the guilt train. Yeah, it might be at the expense of some of you guys but you guys are on our team, right? And I'm like, dude, like at some point.   The women involved with this article or whoever else was involved in the article will not tell you that. Hell no, we are not on that train. All right, everybody, we're gonna get into the macro and why does it feel like these articles represent how behind Asians are in media? Man, long story short, I said it before, it's the same thing with Hollywood, it's the same thing with journalism. We're still unfortunately in our Sammy Davis Jr. phase. You know how Sammy Davis Jr. was like, kinda like, yeah, I'm fighting for the blacks but kinda not, I'm me. And that's kind of like still the representation we have both in Hollywood and in journalism. It's people that are like, yeah, like I said, this is probably the most militant thing Esther Wang ever wrote in her life.  So it's like, basically, it's this crazy problem, like you said, Andrew, not only do you have not a lot of Asians pursuing media, Andrew, so there's very few Asians out of medium or high level in media. Second of all, the ones that are there are like a little bit of like the white Asians or the whitewashed Asians or the ones that are like willing to do whatever it takes to advance their career and get a cover story and kinda be like opportunistic. I'm not really questioning their heart. Maybe their heart is in the right place but at the end of the day, it's still like coming from a very narrow set of experiences and it's opportunistic. So now, it's just like so many layers. I just don't know how to fix it. Along with the fact that a lot of people who have the skill right and the access to the publication, their heart is not with the community necessarily. I don't think it's against the community but I think they're just writing from their own perspective and I think it's very selfish. But I also just think that a lot of people get like safety and solidarity confused, I think in a way where it feels like that they're mutually exclusive. Like you can't be a little tough on crime but also have solidarity with other groups.  I mean, I talk to my friends around the area who are non-Asian all the time and they're like, yo, we have a ton of black and Latino, like Dominican friends in New York City and they're like, yo, I hate crime.  Yeah, they hate criminals too. So I'm just like, hey guys, can we just handle this crime thing? For me- That's being like hyper reductive of an incredibly complex and nuanced issue from like people on the left, being like, yeah, if you're tough on crime, you're against a certain group. Whoa, whoa, whoa, whoa. Who said that? That's a crazy reach on your guys' part.  And I'm like, whoa, whoa, whoa, whoa. Guys, I think there's either a middle point or they're not mutually exclusive. It's really not that simple, guys. We can think of a better solution. So that's to me in the macro, what people have to understand is that those things are not mutually exclusive.  Long story short, man. And I think NYMAG probably is gonna be like, oh my goodness, I did not expect people to take this cover this way. But maybe as long as it's only the Asians care, who cares because my fan base is non-Asian people. Basically, man, I'm tired of these writers. I'm tired of these disconnected kind of out-of-touch writers who have to do- Yeah, well-intentioned as they may be. I'm not judging them as people in their heart. Of course, I think all these people meant well, but I'm just tired of these writers getting all these chances to write these things that are not helpful. Like, who did they write this article for? I feel like they wrote it for other people just like them who are going through this experience. And that's fine because I do think it's a trend that a lot of people are waking up a little bit and just finding that, hey, man, like I think the solution has actually a lot more complicated than I thought before. And Asians aren't wrong for wanting to just feel safe at all costs. Listen, no, I think that a lot of people are coming to this understanding, but I just hate that these are the only articles we get. Now it shows out to the world and then everybody's reading it. Non-Asians are like, wow, Asians, yeah, you sure are confused. Yeah, because they're like, oh yeah, why do you feel so torn about your community getting attacked? That's kind of weird. I would never feel that way of our community was getting attacked that same way. I mean, literally, look at it. And on a scale of negative 2.5 to zero to positive 2.5 in terms of how pro-Asian this article was, it probably was like a zero or a half a point. But for the writer, that's insane. Like we said, that's her at her most pro-Asian she can possibly be. But obviously there's no articles at the 1.5 or 2.5, let alone. I mean, listen, guys, I get it. People grow up in America. They get co-opted by the left or the right. And people want to balance their inner AOC and Nancy Pelosi with their inner Sun Yat Sen or their inner AZN person or whatever. I don't know. Andrew, like we said, this article totally off base, totally a swing for a home run and a absolute miss. What I will say just to be played my own's devil's advocate and give Esther Wang and her constituency like some points that I agree with, I wish it wasn't this way. And I do think the Asian-American community, the Chinese-American community has to bear some responsibility for this because if we've been getting attacked for a 100 years, 50 years, 30 years, 40 years, very badly in this country, I wish we could do something different, right? I wish there was a 100 hour required learning course that every immigrant, no matter what class they were had to take and it would teach you about taxes and safety and race relations and how to start a business and how to properly raise your kids. But at the end of the day, there is no 100 hour course for new immigrants and you can't force anybody to take it because this is America. And all we can do at this point is breathe practical, be pragmatic, be idealistic without illusions. That's what JFK said, be like Lee Kuan Yew because at the end of the day, Andrew, no one solution is gonna make everybody happy. You just gotta care about your safety right now. That is the paramount number one concern. Hey, without safety, I don't understand how anybody can feel comfortable doing anything. I don't even understand how society can run or that people can feel like there is the possibility of change without safety. Of course, we understand that these things are really complex, whether it's better funded public schools or better policing or whatever it is, listen, I get it, but at the end of the day, if people don't feel safe, I don't think anybody can make a change and I don't think anybody can do anything at that point. Anyways, guys, let us know in the comments down below what you think about this whole thing, about how we always get these disconnected writers or people who are well-intentioned but just are not hitting the mark. What can we do about it? And can we really have an actual conversation about safety and solidarity where it's like they're not mutually exclusive? You can have both at the same time instead of just having one or the other because how does that even make sense? You know what it kind of reminds me of, Andrew? When Jeremy Lin started dominating the NBA 10 years ago, for that brief moment, and the ESPN had zero Asians on staff, so then they were just freaking out and they got the one self-hating hop of Asian that literally just went on screen and just goes, yeah, you know, I always hated being Asian. I never felt accepted by them and I reject my Asian side. And I remember everybody at ESPN was like, whoa, that is not the quote we wanted, but literally that's what we ended up with because we pulled the one Asian guy from the mail room that was half Asian. At the end of the day, we all have the right to criticize the voices on the platform. So if you disagree with them, let them know and that's what we're doing in this video right here. But yeah, maybe some more of the real Asians should try to strive to get those platforms too, to be honest, that's the self-responsibility part. All right, everybody, let us know in the comments down below, please hit that like button and until next time, we out. Peace.


Welcome to Adventures in Small Business, a collaboration between the United States Small Business Administration, Hawaii District Office, and its resource partners. My name is Dennis Kwok from the Veterans Business Outreach Center of the Pacific. The ThinkTech, I mean, Adventures in Small Business is a collaboration, and we showcase small businesses here in Hawaii. Today, we have Mr. Alex Simpson from Southern and Pacific Lending Group. Alex, thanks for coming on the show. Yeah, of course. Yeah, it's pretty cool to have you here. We just met, Alex and I just met, and what we're trying to do is kind of get into financial tips for small businesses. And maybe before we go into that, I want to ask you about yourself and your background when you came to Hawaii and your experience in the military. Yeah, absolutely. So I was born and raised in Nashville, Tennessee. I'm one of six kids, middle child. My parents, they own a farm out there. They're still running it today. I went to college in Florida, and that's where I joined the ROTC program scholarship with National Guard. And then in 2012, when I graduated, the Hawaii Army National Guard picked me up to buy helicopters for them. So that's when I moved out to Hawaii in 2012. And was soon sent off to flight school, which is on the mainland, and then married my wife, who I met in college, and then we moved out here together. Oh, very cool. So obviously, being in the National Guard part time, you have to have a civilian job to parallel that with. So I had various civilian jobs until two years ago when my brother, who started this company on the East Coast, offered me a partnership to do work with him. And then eventually, we decided to develop a Hawaii market, which turned out to be a great opportunity for us. And Southern Pacific, can you talk about what you guys do with particularly? Yeah, absolutely.  We specialize in finding financing for small business owners to grow their business. We're very flexible with the products that we can secure for them. We also have the industry experience that allows us to get things done that maybe a normal broker wouldn't be able to do. OK.  You're looking, working with small businesses, trying to get them the best kind of financing out there. What are the terms in terms of loan amounts that you guys work with? Yeah, so our range is from 10,000 up to 10 million. Wow, that's a pretty big range. Obviously, I would say the most common loan amount we're looking at is below 2 million because we are helping mainly small businesses and they will usually fall within that category. OK. Are there any specific industries that you see more in Hawaii as opposed to maybe your brother sees out in the East Coast? Yeah, our portfolio is pretty mixed. But typically what we'll see is industries that traditional lending institutions would consider high risk that they really don't like lending to even if their financials are good. So those would be food industry and auto and construction. But in Hawaii, you have a lot of large retailers and government institutions. So that usually comes with regular cash flow cycles for a lot of small businesses, which is not ideal from a lending perspective because you're not getting paid every month by your clients. Government can take up to six months. There's always a lag, yeah, when you're working for a federal or even state. Right, so that's kind of a nightmare from a cash flow perspective. But those are large contracts and businesses can pick those up and grow pretty quickly with those. But from a lending perspective, those are tough because of that irregular cycle. Yeah, so in your experience, what kind of businesses would you like to work with? Are there specific industries or specific sizes that you particularly like to look for? Yeah, absolutely. Really, businesses we enjoy working with are smaller businesses. I would say that it becomes easier to help businesses out when they're doing over a million dollars a year in revenue. Although that's not always the case, so it will absolutely help out smaller businesses that are doing less than that. Usually a business with a strong foundation that's really seeking to grow and secure capital to grow their business. So we like to work with motivated clients that are ready to find options and creative solutions to get their business to the next level. So the VBAC of the Pacific with the organization that I run, we are very on the grounds and working with small businesses. And one of the biggest concerns that our clients have, or our business has, is access to capital. And that is a big unknown for a lot of them. And the reason is that traditional lenders, a lot of them, they don't like working with startup. Is that something that you see in your organization as well? Do you see more risk working with startup companies or companies that are getting started and don't have any kind of historical data? Yeah, so obviously startups are considered high risk within the lending realm. So yeah, so you're right. Traditional lending institutions will not like to do startups, even if it is a SBA-backed loan. So we work with a lot of startups. Yeah, we see that a lot. Those can be somewhat strenuous because you aren't working with an established business that already has revenue. And then typically the only way to get financing for those businesses is to go through an SBA loan program, which is a great program because they do startups. And without that, you would see a lot less startups, most likely. But that process can be pretty strenuous and discouraging if you're just starting to start your business. Right, of course. And talking about starting your business, when you started, or actually your brother, he's the founder of the S&P. Yes. OK. When your brother started the business, I mean, what was his motivation? I'm pretty sure you guys talked about it.  Is it was finance or economics, something that you or small business lending, that's something that you're passionate about? How does one helicopter pilot go into lending or commercial lending? Yeah, I mean, it really all started with my brother. He was a business banking officer for a US bank and a fifth-third bank. And he was working at those banks. And obviously, traditional lending institutions, they have very strict underwriting requirements, especially for business lending. So he was turning down a lot of small businesses that were pretty healthy and just needed the extra capital to grow, which was, I'm sure, discouraging for him. So he decided to go off and start his own firm and essentially take the experience he had and bring in the flexibility of working with a portfolio of lenders who could do a lot of things that one traditional institution couldn't do. He was very successful even in his first year and he wanted to work with someone who he trusted. So that's when he reached out to me. I never had an interest specifically in small business lending, but I loved finance and economics. And when he told me more about the kind of clients he was helping, it really got me thinking that I could do something that I really enjoyed, also helping a lot of clients at the same time. Yeah. And it really is when you work in actually, you know, economic development or lending, there is kind of intrinsic value in that, helping small business community that you live in. So you being in Hawaii, how has that, I mean, it's very, very different market, my assumption from the Tennessee market. Yeah, absolutely. So, you know, our East Coast market and the Hawaii market is definitely, there's a lot of differences. I would say in Hawaii, you have a lot less options. Obviously, you know, I work very closely with the local banks to help their clients out and they do a really good job with what they can do, but there's usually not too much gray area when you're working with the bank as far as business lending. They, their underwriting requirements are very specific and very, very strict. So, yeah, we do see that it is a little bit harder to get financing in Hawaii, business financing. You know, sometimes a client will come to me after they've been turned down by a few different banks. Luckily, we work with national lenders, most of them are out of the mainland that can do a lot of really unique things to get a business competitive term. And is there, are there, I mean, when you go and work with small businesses and they're not, let's just say that, you know, their lending profile isn't very strong. Sure.  I mean, do you have to turn down small businesses sometimes? Yeah, absolutely. I mean, that's something we run into every once in a while. So, you know, I don't like wasting anyone's time. So, you know, right off the bat, I like to ask a few questions in the consultation and I'll let the client know, hey, there is possibility to get something done. I might need some extra documentation to review or I really can't help you right now. But we have a bunch of referral partners that we work with that, you know, say, you know, if it comes down to certain issues, say it's a credit issue that we can refer out to to help that client get into a good standing to be able to, you know, secure capital for their business. Oh, that's nice. So, it's kind of a holistic approach and you ask them to, you know, you work on them as a better client. Yeah, absolutely. To make it bankable more. Absolutely. And you say that you have a lot of partners out on the mainland. So, all the underwriting is done in the mainland. Yeah, I mean, we pre-underwrite everything. When we source a deal to one of our lenders, our approval rate is 95%. So, we're very meticulous about what kind of financing that's good for the client and who we're going to place it with so that they get competitive. We're gonna take a little short break and we will come back. Yeah, we'll take a short break and then we'll come back in a minute. Great. Aloha, I'm Stan Osserman. Stan the energy man every Friday here on Think Tech Hawaii. If you're really interested in finding out what's going on in energy, especially here in Hawaii, but also all the way around the world and especially if it has to do with hydrogen, look into Stan the energy man every Friday, 12 o'clock, Think Tech Hawaii. Be there, aloha. Hi, I'm Rusty Kamori, host of Beyond the Lines. I was the head coach for the Punahou Boys varsity tennis team for 22 years and we're fortunate to win 22 consecutive state championship. This show is based on my book, which is also titled Beyond the Lines and it's about leadership, creating a superior culture of excellence, achieving and sustaining success and finding greatness. If you're a student, parent, sports or business person and want to improve your life and the lives of people around you, tune in and join me on Mondays at 11 a.m. as we go Beyond the Lines on Think Tech Hawaii. Aloha. Welcome back to Adventures in Small Business. I'm Dennis Kwok. I'm here with Mr. Alex Simpson from S&P Lending. Just continuing our conversation, Alex. Working with small businesses, very similar. I mean, we have very different jobs but we both work with small businesses. What are the biggest kind of challenges that you see with small businesses, especially in terms of lending, kind of mistakes that make, they make. What do you see in your kind of experience? Yeah, so from a lending standpoint, there's really three big things that every lender is going to look at. Time and business is one of those. So typically a traditional lending institution is going to be very apprehensive about lending to a business that's less than two years time in business. Obviously, if you just started your business and you're within that timeframe, there's really nothing you can do about it. When it comes to making mistakes in small businesses, when you have more than two years that I see that can restrict a business from getting a loan that they need would be that they decide to restructure or rename their business and they form a separate entity now and reorganize. Sometimes that's not a problem if they don't change the name too much, but if they do do that, lenders can look at that as a new business even though the ownership's the same, what they do is the same and that will basically restart their clock for time and business. So we see that quite often. Yeah, and we see that too, especially when let's say a business, they change their entity type too, like they want from LLC too, let's say a C corporation, vice versa. We'll see that kind of clock reset. We see that too. Any other kind of challenges or kind of mistakes that you see often and you're like, oh, this is something that you guys should try to avoid? Yeah, so the second category that lenders will look at is personal credit and that's probably the most important. And a lot of people don't know that personal credit weighs so heavily in not just lending in general, but definitely business lending because they think, oh, this is a business, why would they look at my personal credit? And what a lender is looking at is, hey, their personal credit's really good, that means their whole life, they've paid their bills on time and they're responsible. They're probably gonna run their business the same way and that scoring model's very developed so lenders feel very comfortable using personal credit to qualify businesses. Unfortunately, when you have less than two years time in business and it's very hard to secure capital, you start using a lot of your personal finances to fund your business. So sometimes that's inevitable, but that can lead, kind of dig a hole for small business owners because now their credit utilization is very high and their personal credit score is now very low because of that for various reasons and now they're able to get competitive financing because they have more than two years time in business but now they can't because their credit's lower than what the underwriters wanna see. So that's something we see a lot of too is not separating personal and business finances is a big mistake that businesses will make. And to put it down to the spot, what is a good credit score in the eyes of SMB lending? Or what kind of credit scores would you like to see? Yeah, absolutely. So we can typically get financing for clients who are as low as 600. Kind of the traditional threshold for banks is gonna be 680, sometimes more than that. I would say ideally we like it to be above 650 because when you start dropping below 650 that's where you really start losing options as far as types of competitive loan product. Yeah, for sure. So 650, yeah, that's what I'm matching up for. Yeah, but we can, yeah, we'll go to 600. Yeah, I mean, that's a big challenge for a lot of small businesses. Any other kinds of challenges that you see and maybe not fiscal challenges that they make but other kinds of challenges that you, when you work with small businesses? Yeah, absolutely. The third and last category that lenders are looking at is cash flow.  But you have projections, so that's good. But what we do see in businesses that are doing some good revenue that start to grow is they don't secure capital in anticipation of growth. So kind of what you see is a business that wants to grow is that they'll take two steps forward and then three steps back because they decided to grow quickly but they didn't have the capital to ease their cash flow. So then they put themselves in these very tight cash flow situations and then they start having to shed business that they picked up during their growth period and then they take those steps backwards. So I think it's very important for businesses to secure some kind of credit facility or loan prior to growing so that they can ease their cash flow and not have to cut back if they grow too quickly. And in your portfolio, do you guys have more lines of credits or my term loans? Yeah, I think probably mostly term loans, although lines of credits are obviously very popular product. However, once your credit score drops below probably 640, you start losing options for lines of credits. And what is, I mean, I'm pretty sure you being on the same point, what is your vision for S&P lending? Where would you like your portfolio to go? Would you like to expand to other markets and are you currently working on the other islands outside of the world? Yeah, so we help clients in all 50 states. We only have physical presences in Nashville and Hawaii and we are really good at what we do and we have a great book of business on the mainland and in Hawaii and I think as far as growth, I think we're just kind of happy doing what we're doing right now with the team we have. Sometimes it's better to stay small, I think. Yeah, okay. Very unique markets that you guys chose. It's not the big markets, but that definitely means that. And you being from Tennessee, how have you adjusted to living here? Yeah, I mean, I haven't lived in Tennessee since I was 17. Oh, okay, so it's been a while. But I love Hawaii, the weather's great. You have kind of the Florida beauty without the humidity, which is great. And then obviously the island's beautiful, the people are very generous and very welcoming. The food's amazing, which is really, yeah, kind of my weakness. You know, before we started the interview, you were saying that you're thinking about or getting out of the US Army National Guard. Yeah, yeah, absolutely. It's been a great experience and I've really loved my time with the Hawaii Army National Guard. I really wanna focus more on my family and taking care of our parents. Very cool.  So any other kind of tips for small business owners that you can give? Yeah, absolutely. Just from a lending perspective, I think expectation is very important, depending on what you're trying to do with your business and the amount of capital you need to grow. It's very important to kind of understand what is out there and what banks or other non-traditional lending institutions are gonna look for. Okay, are you going to, I mean, for S&P lending, do you have a physical office here or do you mostly do your meetings online or? Yeah, it's all, I have a home office, but yeah, so I'm just out and about meeting clients face to face, which I believe is kind of the cornerstone of our business is forging those relationships and really helping people at that level. So how long does it take for a loan to get processed with S&P? Yeah, depending on what you're looking for, we can fund it in as quick as three days. Obviously, depending on the loan amount and what's going on with your business, it could take longer, three to four weeks. And that's one of the kind of challenges that we face is that a lot of business owners, they have to complain that it takes so long for them to get funding. When they're looking for money, sometimes it might be at a crucial stage in their business life cycle. And an SBA loan is really a great product for businesses that are having trouble with other lending institutions, but the SBA program from start to funding takes three to six months, so that's also another. And that's what I kind of wanted to touch on with expectations is you gotta understand some of these things take longer than you'd like. Yeah, no, for sure. Just to wrap up here, we do really appreciate you coming on the show. And I actually love hearing perspectives from the lending perspective too, because being in the economic development, one of the biggest challenges is actually capital for a lot of small businesses. So getting that perspective is really good. And I hope that the VBAC of the Pacific and we get to work together. We work with a lot of local lenders. It's always good to have other options and it's good to have you in the wine market. I really wish you a lot of success. Thank you Dennis, I appreciate it. Yeah, thank you for coming on the show. My name is Dennis. Thank you for joining us on Adventures in Small Business. We'll see you soon. Aloha.


What is going on guys, today I am back with another Destiny 2 video and today I have something epic, the complete loophole contents of Devroom K, the European Dead Zone NPC Scout, but before we go any further guys, I am giving away a Rockstar Destiny 2 in Game Gear Code to win, simply drop a like on the video and leave a comment. Ok, so if you do not know, it looks as though each planet within Destiny 2 will have its very own vendor known as Scouts, at the moment I believe only one has been confirmed and that is Devroom K who is a vendor on the European Dead Zone. Now this new vendor can be levelled up by doing certain activities and getting EDZ tokens as well as collecting Dusk Light Shards which I do believe are the new European Dead Zone Planetary materials, so these shards and tokens you spend with Devroom K and you receive legendary rewards, but until now we didn't know what the rewards he actually offers were, are they set themed rewards, are they set weapons, are they random? Well I can tell you guys I have an image which shows his entire loophole of what is available from Devroom K upon levelling him up, on screen now we can see that loot obtainable, so at the top we can see what you get for a faction rank up, this engram contains one faction item as well as faction shaders and one additional reward, below that we see those very rewards. What jumps out to me is the faction gear, armor which no doubt is exclusive to Devroom K and this is exactly what I wanted to see and below that we have faction weapons again something I seriously wanted to see from Devroom K being a European Dead Zone vendor. Below that we have additional rewards which I am guessing are not exclusive here and may be obtainable elsewhere. The faction armor here I do believe we have seen in previous trailers and looks pretty cool. The weapons it's hard to tell but I believe the first one is that scaphlock auto rifle which I believe we used within the beta. I can tell you as well that this shotgun here is called the flash and thunder as I've seen it drop which I'll show you guys in a quick second. Interesting I do believe the additional rewards may differ either by character class or maybe a timed rotation of additional rewards which makes more sense to me. Here is why I think this, on screen now we are seeing a guard in ranking up Devroom and collecting them juicy rewards, notice he gets a shader, a shotty and also gets an additional reward that isn't on this list nor in the loop rule. Now if we look at Devroom K, he gives off the impression of being like an ex-military soldier. The faction armor also has that kind of camouflage themed which is amazing. I am hoping that other planetary vendors if they do exist offer faction gear which is themed around them and the planets they represent. But yes guys it's great to see more options for us to be taking customizing their characters and making them look unique. The more vendors and the more loot obtainable, the bigger the customization options available for us to achieve that uniqueness. And on that note guys, if any more info pops up I will surely have you guys covered here on my channel so for your new run here why haven't you subscribed already? If you enjoyed the video leaving a like really helps me out. Thanks as always for stopping by and hopefully I will see you on that next one.


Thank you. I'm very happy to be here today with Premier Li. This is my second official visit to China. I was here last year and had the pleasure of welcoming Premier Li to Ottawa shortly after that. It was during my last visit to Beijing that we committed to holding annual leaders meetings like this one. We made that commitment because we know that the best way to build a stronger more comprehensive relationship between Canada and China is through regular and frank dialogue. And that's exactly what took place today. I'm happy that we will continue our exploratory discussions towards a global commercial agreement between Canada and China. We believe that when everything is done correctly, a commercial agreement is advantageous for each of the countries. It favours the creation of employment, the strengthening of the middle class and the growth of our economies. I'm pleased that we will continue our exploratory discussions toward a comprehensive trade agreement between Canada and China. We believe that, done properly, a trade agreement will benefit both countries, creating jobs, strengthening the middle class and growing our economies. It's an opportunity that makes sense for Canadian businesses. Canada is and always has been a trading nation, but the landscape of trade is shifting and we need to adjust to it. Already one of the top destinations for Canadian exports, China will soon be the largest market in the world. It's home to one billion potential customers for the high quality goods and services that Canadians deliver every day. We're continuing work towards a comprehensive trade agreement with China because greater market access for Canadian businesses means stronger business growth and more jobs for the middle class and all those working hard to join it. With China, as with all our trading partners, we're committed to pursuing progressive trade that benefits everyone. Trade that puts people first and reflects Canadian values, especially when it comes to labour, the environment and gender. We also made important progress on other issues of mutual interest. I'm happy to share that earlier today Premier Lee and I agreed to a joint statement on climate change and clean growth. This statement affirms our shared commitment to mitigating the global threat of climate change and lays out a plan for closer collaboration, including regular ministerial level meetings on climate change, clean energy and the environment. On the agricultural front, I'm pleased to announce that Canadian beef and pork will have greater access to the Chinese market and we continue to work together to develop a science-based solution on Canola beyond 2020. This is all good news for Canadian farmers. All these things, an opportunity to expand trade, stronger action on climate change, greater market access for Canadian products are all good news for Canada's middle class, for China's middle class and for the communities they call home. Of course, the relationship between our two countries goes well beyond economic agreements. There is a deep and enduring connection between the people of Canada and the people of China. Next year, our two countries will celebrate the Canada-China Year of Tourism, another opportunity for Canadian and Chinese citizens to travel, meet new people and form lasting friendships. That connection will grow even stronger as we work together to encourage more educational exchanges and explore greater cultural cooperation. As I have said before, it is in the best interests of all Canadians to ensure that we have a strong, stable relationship with China, one founded in mutual respect and regular engagement. It is through honest, positive dialogue and sincere collaboration that we will create even greater opportunities for everyone, for Canadians, for Chinese citizens, for those in the middle class and for all those working hard to join the middle class. Thank you. Merci.


cloud should be done all right very good thank you Kevin um all right welcome everybody it's the November 25th this is the SMI community meeting this is an extended version um so hopefully it'll be a little bit interactive today's version has a single or today's topic meeting has a single topic uh SMI conformance testing um if you have access to this doc please drop your name in linked to it in the chat um if you we're going to be going over we're going to briefly spend time I think in the meeting minutes and then we're going to um run on over to this document linked here which everyone should have access to it should be wide open and today's agenda well I sent out uh we should have it today's agenda is to talk about SMI conformance let me let me grab this two specific items that I'm hoping that we will that we really have a call to action on so the first of which is to talk about um what the heck uh SMI conformance testing is for some of you you've you've worked on it um for others of you um you've heard us talk about it on this call a few times and for some of you uh it's brand new too so um so let's start with that and then let's let's also see if we can achieve these two things I appreciate that um there's a couple that uh there's representatives from each of the well a number of different um implementers um it's important um it's important that you're here so so welcome by the way if we don't know each other my name's Lee um I should probably put my name into the maybe I should my name's Lee um one of a number of SMI maintainers um and so here to just here to try to help advance the spec a little bit um it's been uh kind of a beautiful thing that we've seen as an industry a number well I guess depends on your perspective but a beautiful thing from SMI's perspective that there've been a couple of or a couple or more implementations of SMI and then some some new service messages that have been announced and near as I can tell the last three or so significant service mesh announcements have been have claimed compatibility with SMI and that's great so from a specification perspective it's great um it's being adopted um at some point uh to both help advance the spec and help instill user confidence and help all of us understand what it means to support traffic metrics or any of the specifications um we want to have a conformance program so similar to so to introduce you to the genesis of why we're talking about this and why we think it's important is um if you're familiar with the fact that there are you know it's um some of you have heard me say this before but there's last time I counted which was like two and a half years ago I think there was 86 distributions of Kubernetes and I'm sure some have gone away and some more have sprouted up but there's a lot and so if you're familiar with Sona Boy of the Kubernetes well more or less of the Kubernetes project we're more or less doing something similar here so we're working on conformance testing to say that hey if an implementation a service mesh implementation of SMI behaves in these ways then it's compatible with this set of the specifications um and so what we're I'm speak I'll speak for myself like I'm not here to necessarily say what it means to be compliant rather that's part of the engagement that we're looking for from each of you is to weigh in on what you think that these the tests should be and what you consider to be passing or failing or what what you considered for us to collectively define a couple of terms some of those terms are what it means to be conformant which makes sense what it means to be compliant which sounds like a synonym to conformant and and then also what it means to be capable for a mesh to be capable of a given spec I think we can wrap some definitions around these and that might be helpful particularly to some of the implementations that don't cover all the specifications and perpetually intend not to cover some specifications so let's dig into this doc I'm gonna I'm gonna pause here and just just does anybody have comments before we go into the doc just just on the surface of what we're attempting to do does anyone like disagree that we that this is so I have a question so like I'm I'm I'm my name is Daichuan so I work for venture I work on a real project so like in real we actually like a layer top of SMI we don't really implement the SMI specification we use the SSMI to like program to different adopter like as the adopter or link to the adopter so that's the like the conformance testing still apply to real yeah it's a good question so from my perspective I'll speak on from my perspective it should the tooling that's been created or there's work to do in the tooling to account for reals use case when you when you take a step back from it like any any implementation like that any well so yeah so the direction or the vector from which the assertions are written and applied is like hey when you when you touch SMI and SMI spec like this you configure it like this do you see a behavior that conforms that that's kind of how the test cases are written it would be from my part like or not from my part but part of the goals of this particular project is to be able to encourage those that are compatible to put an SMI logo to wear the SMI badge so to speak and sort of wear it proudly on there on their project and you know I would this is a I'm going to make this statement but also a question for feedback from others like from my perspective of like really any of the projects that you see so like of these here and I sort of say this I say so you know some hesitancy because because you know technically your Rio is flexing the spec and Rio would suffer if or the user experience in Rio you know would suffer if one of the service meshes or the service mesh that it's using doesn't you know behave in a conformant way so yeah I mean it would be nice to be able to with some level of authority or some level of validation for all all the projects here to carry the SMI badge and say yeah hey we're we've implemented these these things so let's let's walk through the project and keep that thought keep that question in the back of our minds thank you for that clarification yeah okay okay I'm having all kinds of challenges with the tools today good all right when we go take a look at the initiative it is to there's a couple of things to dig into we don't have to we don't have to read the whole spec together today the design spec is you know essentially in or the mechanics by which the tests are executed how we consider is like a final draft it's it's essentially where this is a request for comment from all of you to comment on the approach and what's being done so to facilitate this testing a service mesh management plane meshery is being used to essentially run you know a gamut of integration tests to go over and you know to automate the provisioning of each of each participating implementation each participating service mesh to deploy a sample app on that mesh and actually the same sample app consistently across each service mesh to where it's needed to generate load like for traffic metrics you might consider that a simple more than a simple get request might be quite helpful to verifying the behavior of you know to verify the accuracy of the metrics that are coming back and whether or not there those math matter those that math or that traffic is being accurately accounted and so mesh tree has a load generator to facilitate that it has adapters for each of the participating service meshes and it also has apis to be able to part of the goal here is is for mesh tree to be incorporated into the release process for each of the participating service meshes so that as you know probably you know not every release but as and when there's a major release or as and when each of the the projects that are represented here determine that they're ready to qualify their compliance that they could do so conveniently as part of their CI process lastly as you look at the needs of a conformance tool and this by the way if anyone had lived through open stack which i'm hoping maybe some of you didn't have to go through that experience but but open stack also has a project lots of distributions of open stack similar challenge for a project like that like hey of a distribution how do you know that it's actually open stack does it adhere to the open stack apis the same for kubernetes the same for smi same for any spec there's another spec that's related it's service mesh performance it's a spec that that will we talk about in the service mesh working group but mesh tree is a tool to help with that spec as well well so mesh tree was an ideal choice to the extent that it is an agnostic tool part of the goal of the the community of contributors some some of whom are on the call today that work on mesh tree i think their goal is to have everyone pass with flying colors it's you know the part of the goal of mesh tree as a tool is to help people adopt and encourage them to adopt service meshes lastly of what's needed in this project and of a tool like mesh tree is the ability to guarantee the provenance of the test report so once the tests are run and there's a report saying that certain tests have passed or failed it'd be nice if there was machinery in place or mechanisms in place to ensure that those results aren't tampered with so mesh tree has that facility today it does that for smp as a different spec okay so hopefully that introduces a few concepts to folks here's a concept that i'm going to introduce and then i'm hoping that others will weigh in on with your opinions so i'm not sure what the best example if there's a specific example to use here that would work very well or not but um but it's suffice to say not every service mesh implementation um intends to implement support for all of smis specs i also don't think that smis you know that that it will only ever have four specs i would expect that would be a fifth at some point maybe maybe around identity or security some projects will desire to implement that and some won't so the question really is like okay so if there's a service mesh that doesn't want to implement traffic access controller whatever either the entire spec or a portion of the spec because it just isn't applicable to them when you know when there's a report that says these are the service meshes that are compatible this is their passing this is their state of compliance state of compliance with that version of smi state of compliance with that version of the service mesh you know and then and then compliance with each of the specs and various aspects of the specs you can imagine there's there's a matrix you know matrix that we're looking at here the question is is it fair i don't know if that's the right way of phrasing it but is it fair or should it be the case that for a given service mesh that doesn't you know isn't going to implement a portion of the spec let's say that they pass three fourths of the test but that other spec they're not going to do should they perpetually be at a 75 percent passing and like out of conformance or and that's where these terms that i was referring to like conformance capability and kind of compliance i think you know it's been suggested in this spec that it's um not as black and white it's not as it's not as red and green as you might think or it's not as black and white as it's been it's suggested here that if a mesh doesn't intend to have that capability or doesn't currently have that capability then then failing those tests doesn't count negatively in terms of their overall compliance what do you guys think is that overthinking this is that just like well hey then they're out of compliance like they're you know they're only going to do three fourths so they're out of compliance and that that's how it should be reported or should it be a little more granular than that so it's uh yeah it's um it's um um think about it think about it um it's it's one of those things that well uh you know it's one of those things depending upon which way that went it could be make some implementations look good and some not and part of um at least just for my part part of my goal is to make it make them look good or or like highlight the good near what people what implementations are doing well yeah my perspective on that is i think it's fine um i know that right now linker d accomplishes partial to none on some of them and fall on the others and i think the transparency is what's important for any service mesh and as i think it's really it says a lot that you want to make other service meshes look good or all the service meshes look good and at some point there's also the the onus is on the service meshes themselves to fulfill these things if they intend to and um it's probably also the case that i'm not fulfilling one isn't necessarily a and actually i think if we do it kind of like this like if we talk about the compliance in terms of their capability it's not necessarily a black a black eye it's not necessarily a red mark because in fact you're you're you know informing the users up front that like hey don't expect this out of the hey hey if there was yeah anyway no i think i think it's helpful to the people who need it right so if there's somebody who's coming who is looking to use a service mesh for a very specific thing like traffic split then they can go down the list of service meshes and see whether that capability is fulfilled so i think it's it makes sense to me um i guess we'd need clarity around what partial means and it what happens when one service mesh partially implements something more than another service mesh uh then you get into like a literal gray area but um the the full none i think is is a good place to start and then we can figure out what partial means good good call out yeah um just just recollecting is um similar thoughts or that exact question um and um my hope is is that um you all and a couple of others that aren't able to come today are are more or less the ones that are defining that that um that hopefully the the effort undertaken here is um while it's i i would acknowledge is like probably one of those things it's kind of a kind of a the non-sexy part of the project it's sort of a burden to do uh but kind of very necessary for like i think helpful to SMI and to people adopting in general is just to say oh okay well if we use this um this interface then we bet there are this there are the benefits of of being agnostic the benefits of all the other benefits of SMI that that actually leads us um Charles to the another set of questions intended to be thought on by yourself and and the others which is okay so there's four specs um any number of statements like assertions that you could make that if if this is true then this service mesh implementation is compliant um and this is and so these are incomplete this is um i don't know how complete universe is incomplete that they are that that's um i'm hoping something that that you all will determine um so so some of the the way that these the tests go is just um and when you deploy some of these are very simple like black and white tests if you if you deploy the service mesh is is um under traffic access controls like is this particular custom resource present okay then then that passes and sort of so some of these tests are defined in a sequential way which is we're attending to indicate by like hey the the first test these these the first set of tests has two assertions these are done um sequentially or evaluated sequentially the second set of tests come through about then actually flexing that capability and looking for feedback and so so I have I have a question here for this can I yeah please can I ask you are we do we have dedicated tests for each API version because for example with traffic split it's very important which version to support to support them all uh there are breaking changes between uh versions so I think that's I don't for flag users that's super important yeah totally yeah you're right like uh and Stefan on that so the answer is yes that that's um uh the tooling is cognizance of that and and support and tracks like what SMI version is being it tracks what service mesh version or what you know what what implementation version and then what SMI spec version is being tested and actually Stefan I think you probably know this this better than me point of clarification for you uh I don't recall where we landed on the individual specs like the individual specs each carry their own version number correct yes okay and then okay and overall there is no singular overall like hey what SMI version are you running that the answer would always be well this version for metrics this version for access control yeah it's uh we have uh separate groups and the group is the subdomain of of the group me it might even just to help inspire confidence it might be helpful if there was kind of a demo of the the tooling or just here's a screenshot and actually the last two kubecon so last week and the kubecon before this we discussed this initiative and a couple of others in the cncf sig network and the cncf um service mesh working group and so this is on demo if you will on on display it's caveated with at kubecons it's caveated with um for people not to read much into passing or failing tests because it's you know the initiative is you know mid-flight um but in those demos it does um account for what you're saying like hey well what what version of that particular of traffic split is it yeah and I think the actual test should be different right uh because you are dealing with different structures and different data types and everything like yeah that's a great point yeah I didn't uh other people probably considered that and whereas I didn't that um not only do you need to not only does the tooling need to track as some um SMI versions spec versions service mesh versions but also the tests themselves have to be versioned that's a that's a great point um that is not accounted for yeah so good practices to you should bump the uh major version of your crds when you do a breaking change so having that in mind I would structure the tests to have dedicate tests per custom resource definition version makes sense so it's the the initial structure that we have here where it's kind of dedicated tests for that spec if versioning is added to these tests does that hit the mark do you think yep we should mention here uh and also publish in the final result okay linker the only supports for example traffic split v1 alpha one um open service mesh only supports v1 alpha two totally yeah one and two are not backwards compatible so each service mesh uses a different api version which in fact it's a different has a different structure so there's a totally agree that like um we've been the community of contributors has been kind of around the the track a couple of times on what that table looks like what that matrix looks like um Dhruv do you consider that that that's in a at a good enough that we should probably show what that looks like and I think the intention is for that that those reports to be captured and um you know ultimately probably displayed on you know smi-inspect.io Dhruv is this let me this is it kind of an early version like so so first you know that inside of the meshry tool itself it will um have a the ability to and actually Dhruv may well you know let me okay so so inside meshry it'll have the ability to overlook um the tests and their results and look back in time so that you as uh or so that those that are implementing or those that are just running tests and look at those um which is great for their environment but when those test results are published the we need to guarantee that those are in fact coming from the project itself but like hey if if uh Charles and Tina are running conformance tests that in fact when those report when that of the results that are that they came from uh Charles if you want I had run some smi tests beforehand this meeting I can show you the details in the meshry tool okay yeah that I think that'd be helpful people to see the yeah this was the greatest one I believe something like this this is in a growing stage nothing is final yet but this is how we vision it to show the details panels while you run a particular test in meshry tool so just to add to your point yeah we do have sort of uh semi table ready which probably we will add uh it is currently over here in the landscape but we'll probably add it in the smi spec to where the main idea would be that the meshry cloud back in there would be a github app which would be linked to which would be linked to the uh accounts which every mesh specifies and whenever there is update they will run this particular test in their ci processes itself and then we would store that the date of that particular test uh in meshry cloud and later on someone can use that same json to populate the table which would be shown uh and it's in smi spec if that makes sense yeah the version there looks strange alpha one slash one why but for example for trust traffic split what that means that is the smi spec version which we are using for yeah currently we are just using one of the versions which we are defining we are not yet currently uh been able to give a choice between which particular smi version they want to run for the test itself so we are currently running only one version and that's why this i'll call it for now but yeah probably we would uh we would uh update the versions as and when they are being updated in the smi spec thank you other other questions comments thoughts uh so the the osm group um is probably been the most uh hot to trot on on you know on having conformance tests um run and kind of becoming validated in that way there's been a couple of service mesh teams that are desirous of um participating but it's just sort of a low priority and so we'll we'll be i think you know persistent in their ear about it um does that let me ask you this does that make sense about um you know trying to ensure that so one trying to make it easy for service mesh implementers you know the service mesh teams to run these conformance tests as part of their ci process it does you guys feel like that's invasive to processes is that the wrong place would you rather just run an ad hoc would you rather that it was centrally run for you um you know the smi project takes that on or the thinking was that um that that that wouldn't be the case that hey the each team is empowered with the tool um each team is hope helping define what the tests are and that when a team does take the tool and wants to report their test results that they would build that into their ci process they would they would um identify a service account a robot account um as the one that's allowed to send in test results because you know because anyone can go download the tool and go run tests um but as and anyone is capable of sending test results um back to the project but we would only want for the test results that came from the service mesh team themselves to you know to to count so and then so um so charles you're the you're the lucky winner man you're uh uh this is most squarely aimed your way for stefan uh and dashan it's i'm hoping that there's utility and value in here i'm hoping that um real as a real might be able to benefit in the in a similar way i think i think i need to give a little more thought to that myself but and then stefan kind of with respect to i think stefan you you you wear a few different hats like one flagger hat one and s and i maintain her hat you know just um stefan if you think if you think about flagger for a moment um flagger only um cares about traffic split nothing else it doesn't use yet the semi-metrics api because flagger allows you to write custom metrics as well and yeah only those two metrics that the semi offers are uh let's say the minimum but people want to do a bunch of stuff custom sure so for from a flagger perspective is only traffic split and traffic split what exact version because yes flagger for example doesn't implement anything else but the first version that works with linker d got you right so also from from those that are you know they are not implementing service mesh uh interface as a provider but as uh i know some some tool that automate stuff on top of the api does not the service mesh itself uh this kind of testing uh counts a lot right it's i think is very important yeah i find it very important to have such an insight and when i look at the table i know okay traffic split is supported this version by these providers this version by these providers would be like awesome information yeah and you can yeah when you're i don't know when you're troubleshooting a bug you can immediately hopefully immediately and confidently come to figure out where you should spend your time is is flagger having an issue or is this service mesh implementation having an issue and yeah yeah there are many things like first of all should i implement v1 alpha 3 with headers okay the the api is there but if no one actually has implemented why should i implement it in flagger because there is no such capability in the underlying infrastructure and for flagger is the service mesh itself right so it also helps in you know deciding when to implement and what specific version yeah where to invest yeah fair enough so the the calls to action today if we go so you know assuming that no i mean so doshan hopefully part of what um stefan was just saying helps like in terms of your thinking of whether or not you know this set of tooling is valuable to rio yeah so my source was with the same with stefan because i in real we actually only we also you only use the traffic split split and like we are just looking forward to see like if the ssm i support the routing but we also have a routing portion so right now to do the routing you real we have to program two specific things like a steel or other service mesh crd so we'd like to if the travis reading if the ssm i support that then we can just program the travis reading smi spec and we don't have to program to different invitation and if we see the testing like the comfort confidence test pass for those providers we can we can we can just program the spec smi spec and we don't have to worry about different crd on different invitation invitation but right now we're just using the travis read we're the same yeah but if we have more invitation then we can see the test result and we can see like this is working then we can just program to smi and we don't have to worry about different invitation makes sense so uh okay the the two calls to action are one to to weigh in on the test cases on the assertions themselves and it's uh lee i do have a question around the test cases as in the assertions that we want to describe uh and so uh so this question is uh probably more specific to stay fun because he's the material for smi and so the question is that we define a lot of assertions for every spec and these assertions define the best practices and a lot of validation cases that we apply on that particular spec and this applies to one particular version or is it common across all the versions and should it should we have it common across all the versions or should we have a test of a set of assertions separate for each and every version of that particular spec that gets released uh how is it even wait wait it's even more complicated than that because some futures depend on two different um apis at specific versions for example if you want to define uh http routing based on cookies http cookies then you need more than just traffic split you need traffic spec as well right and traffic spec at a certain version because the spec didn't have um headers uh matching rules back then so a test for um yeah routing based on headers you need to match um two um two apis at their own version understood so we would need to account for all of the combinations uh and not just the independent different versions of each spec yeah i don't know i would i would do it only when a new future is uh introduced understood yes here thanks thanks for that welcome so there's uh how i guess it my guess is is that the osm team and the njax team are probably the most um and charles i'm not saying linkardy because you're standing right here so um are probably most ready willing to engage uh to define some some tests and kind of get it over the wall i think um kuma will there's a few open source contributors who of kuma land that are willing to engage and so i think kuma will probably come along um i got crickets in the istio community about this and uh but yeah i'd say for us we want to implement these um it's we have the roadmap they're further down the roadmap than then uh well they're not immediate on the immediate part of the roadmap i'd say so um i know it's the desire of the team to get smi all of support for all of smi um it's really interesting to see what osm and um njax are doing with their implementation so um yeah this i i could see that this conformance would maybe encourage us motivate us to work on to move things around on the roadmap but again i know that there are quite a few other items that are considered higher priority at the moment makes many sense if i was uh yep i if i was in any of the other shoes i think that would perpetually be the case i would perpetually be focused on features and funk you know up into the point that actually like there's users who are actively consuming a spec and they're complaining saying hey we're trying to use the spec and your mesh doesn't work with it and then it would bubble up to your point like yeah when a project like this shines a shines a light on it it it helps in the priority ranking some but um so i if it's if it makes sense to those around the call i'm the light the so we've been working on this for the community has been working on this for a long time and it's um a lot more of a challenging thing that i had um and i personally had hoped that it would be um so i'm eager to like uh claim some small amount of victory i'm like being done to to like get it out of the way uh which means that like i heard traffic split a couple of times now it's like uh strikes a chord with flagger strikes a chord with um blinker d um it maybe that's the right spec to make sure that we've gone through a few times and that the assertions make sense to folks uh my suggestion is is that it we don't need to make it any harder on everyone than it needs to be like that like the test should be valid but um anyway it can also take a while to act you know the more tests you have the longer than that can take to to execute the tests themselves are defined in yaml so they're um the the same sample app that's being used is um lightweight and essentially custom written for this use case so i think it's just a small go program that has a an htp interface that's i think it's um uh instrumented with uh prometheus so that it can help with some some reporting but other than that it's pretty lightweight uh okay good well um i don't know here's my suggestion hey yeah i'm i'm for i don't i can help out if you if you want to writing traffic split tests i mean i in in flagger there are end-to-end tests for every single um implementation smi e-steal app mesh everything else contour and gen x and so on yeah that's right it's mostly testing uh traffic and metrics so yeah i think i can i don't if you want me to look over over those i can yeah i'm about to come out of my seat i'm so excited to step on yeah please yeah that's that's uh yes that would be lovely um for my by the way because i don't know this is really obvious to anyone but like uh i'd like to wash my hands of the project fairly soon it's like we've got so much invested i want to want to see it be successful and and hopefully help people i want those like um charles or or um staphon or dishan like those that are participating to well i don't know frankly i guess like to for it to be advantageous to them that they put in the time and they can wear a badge on the project and awesome and um and then but they just hope it um advance us all collectively and so what i was trying to say is i don't have it from when i keep talking about myself but i just want to make this clear like no personal investment in what any of the tests are whatever you guys think that they should be you know whatever is it whatever you consider to be appropriate so so staphon actually like it should have occurred to me earlier that like of course the tests should be versioned like if for nothing else just to say hey at one point we'd all agreed that they look like this even if smi was static like they all look like this but then we learned some things and so we should move to you know v2 of the conformance suite smi isn't static service meshes themselves they're not static yeah the compatibility major the report it needs to be something of a pivot table in some respects or we can have a table pair um api type traffic splitter table all service meshes and all the versions and you have um i don't an easier way to read it list it all out yeah so without other comment like hey mission accomplished them i'm um for me anyway uh staphon um this is the source of truth if you will for well it's between this and the yaml representation of these um i think the the repo is is here there's a this this sample app is the one that's being used this thing is both this repo contains both a sample app as well as then just the um individual conformance tests for each of the specs so there's been a couple of um gsock and community bridge uh interns have come through to help build the tooling and then sort of uh one of the tools that's used under the covers here is kudo although it's causing some pain needless but the point of saying that is that uh these are written out in much the same way that you find in that doc so kind of between that doc this is the realization of those um some things that i think are action items for the those that are helping advance this is that um some examples of how it is that you can use um the rest api of meshery or the meshery ctl the cli to just you know invoke conformance tests for a given service mesh uh would be like for charles and others i'm sure would be helpful so fair enough i i also think it would be super useful to have um something like i don't know github action yeah we only generates a i don't know uh table with tests and yes no yes no so anyone can put it in their own ci uh and run it i don't know i i'm not a service mesh developer so uh it's just an idea yeah i want to put that i want to put that charles i assume that that that's a that's a happy smile about uh i'm gonna put that suggestion into here because uh because yeah because i for those that are using github actions that would be convenient right charles do you guys use github actions yeah we do okay anybody have any other comments it's a good good comments so the the plan here is um this is a it's a continued thread inside of the standing smi community meetings now those are only half an hour long so we'll just give kind of updates about the progress we'll try to make it easy easy as possible you know charles for for you and others to you pick pick it up and and run it um um and then we'll be asking probably for i mean we're asking now but just i'll do it even more vocally um about the assertions and whether or not you think that those are so i'm still trying to round up specific contacts for all of the meshes that are participating um i think there's a couple that wanted to be on today's call but it's you know the day before thanksgiving so people need to rest up before they go stuff their face anybody have anything else mr connors curious for your feedback oh i'm just listening at the moment to try to catch up with where things are on smi so we've been exploring this a bit so we're uh as you may know we're heavily in the issue camp at the moment so we have a product based on that but smi is definitely something we're trying do you consider from that vantage point is is this um this effort helpful or just sort of an aside uh this is very useful and it is something that we have been asking for within the sdo community for quite some time and there's no tcks or anything like that there's nothing no compliance conformance tests there uh we have a fork of the sdo code base which uh tailors it for opachift and adds other capabilities that we think is are important to ourselves and obviously we would like to have some tck that we could run against that but it doesn't exist so yeah this is very much of interest and i've come through lots of the java standard bodies and w3c standard bodies and the like so i'm used to tcks and things existing is the conformance testing that you're referring to with respect to istio is that is that in regard to smi or do you mean in regard to istio's apis that that was just a general uh statement about istio rather than smi itself uh but but we are i mean from a company perspective we are uh suddenly interested in tracking us uh smi and what is going on with smi especially with its involvement in cncf nice last comments um happy thanksgiving thanks for coming thank you see you guys after the holidays thank you thank you bye bye all right thanks a lot


Good morning all myself Dr. Kalyani, second year postgraduate in department of radio diagnosis, Jim's Srikakulam. Today I'm going to present my paper on role of CT in traumatic head injury. My aim in present study was to evaluate and assess the CT in patient with head trauma and to study the various cranio cerebral changes that occur in the trauma to head in the CT. Head injury is a trauma resulting injury to the scalp, skull or brain. Head injuries due to road traffic accidents have become a daily occurrence and increased toll on human lives and limbs. Most of these patients are in the prime in the third and fourth decade of their life, and they have direct social socioeconomic impact beside the emotional burden of suffering, a lifelong debilitating loss of function. Immediate and instantaneous death following cranial trauma occurs due to unpreventable primary brain injuries. However, death occurring within 24 hours of cranial cerebral trauma can be avoided by timely institution of diagnostic and therapeutic measures that could prevent secondary brain incels. Previously, the mainstream diagnosis of trauma traumatic lesions was best clinically evaluated and in plain row angiograms of skull and cerebral angiography and accurate diagnosis cannot be made on the basis of physical examination, except on rare occasion in addition that extremely deteriorating condition it is difficult to perform a detailed examination. Sir Godfrey House will describe CT 1973 and prompt recognition of injuries and critical to reduce mortality and CT head is the cornerstone for diagnosis. The follow up assessment using CT is frequently necessary to detect progression and stability of lesions and evidence of the layer complications and sequelae of cerebral injuries, which can determine whether surgical intervention is needed, whether intubation is needed or not, and CT is the single diagnostic modality in the evaluation of a patient with a head injury. Besides rapid implementation it can demonstrate a significant primary traumatic injuries including EDH, SDH, intracerebral hematomas, SAH, intramural hemorrhages, skull fractures, cerebral edema and etc. Due to refined technology can further help in diagnosing diffuse axonal injuries which were never thought of, CT is widely available rapidly permits a diagnosis and monitoring of unstable patients. Moreover, CT aid in surgical planning, prognosticating outcome and recovery time. This study attempts to assess the utility of CT in the diagnosis, management and prognosis of patient with cerebral trauma and my objectives are to evaluate the role of CT in a patient with head trauma to describe various spectrum of hemorrhages. Those occur in head trauma with aid of CT and to evaluate the early CT imaging with GCS and the patient prognosis. I have done prospective study, conducted prospective study for the period of one year and it is comprised of all the head trauma patient coming to the emergency patient about 80 patients I've taken and evaluated by CT scan of head using 16 slice CT machine in gems. My inclusion criteria are all age groups with head trauma, head trauma that has occurred, but within 24 hours patient with head trauma treated as in in patients and I have excluded or cranial trauma during childbirth, non-traumatic intracranial breeds patient on anti-cogulants, hypertensive, non-hypertensives, previous CVS, CVS patient with non-bleeding disorders. I have taken a complete history of the patient in a preforma, which included AIDS, sex, type of injury, the type was further classified into road traffic accidents, falls, assaults, industrial accidents and miscellaneous follow up a follow up a follow up a patient in the hospital stay was performed and after initial assertion severity of tenor cerebral injury was graded with the help of GCS. CT protocol were examined with CT scanners in the sleep supine position proper immobilization was attained proper head position was attained then a wide window setting was studied to visualize the various cerebral changes. And I've got the results like a total of 80 patients who sustained head injury, presenting to emergency were analyzed 58, 58 patients that is approximately 72.5% per male and 22 that is 27.5% per female that is my, my studies made is to female ratio was 2.6 to 1 ages range from one year to 70 years the highest frequency of head trauma occurred as I discussed the 31 to 50 years like third and fourth decade of the life and the most common cause of hand injury RTA that is approximately 65%. And this is the table showing patients with head trauma presenting with various symptoms maximum of the patient that is 46% patients present with loss of consciousness, then vomiting about 35% followed by seizures alcohol consumption black eyes and CSF range is the least. And this is the table showing severity of head injury based on mode of head injury, like out of 85 sustained mild head injury, 12% cases as a moderate head injury and 13 had severe head injury, and RTA was a prime and the major ideological factor in all types of severity of head injuries. And this is the graph showing various lesions with patients with craniocellular trauma, like 25 patients that is 31.2% had normal CT findings, 68.8% that's 55 patients had abnormal CT in which 48.8% fracture followed by EDH contusions and leads to the intravendical hemorrhage. And this is another table showing linear skull fracture was predominant seen in 30% of cases, followed by basilar community and depressed and diastatic fracture was the least abnormal CT findings were seen in 54.5% patients sustained mild mild head injury in all patients with moderate and severe head injuries. And the p value is 0.01 which was statistically significant. Then comes to discussion heading to the increasing health program globally it is the leading cause of death and disability in children, adults and the major product and the in the most productive age and the patient with a head injury will be very useful in the management of the patient. The first study the age of the patient varies from one year to seven years majority of the patient found to be in the third and fourth decade of the life. The group is this group this age group is the most active groups, as we know they'll go out for the work and they'll do the basic living and time, the males are more prone to the cranial cerebral trauma as, as most of them males to go out for to earn their livelihood, and that's where the our male is to female issues to 1.6 to 1, which was observed, which is similar with the study conducted in the USA with an instance ratio greater than 2 to 1 for males compared to females. The reason for male predominance is that males, as we discussed males more for their livelihood. Okay, then, then traumatic brain injury is a prevalent and potentially devastating problem because from proper management can significantly alter their course, especially within 48 hours of injury, neuroimaging techniques which can be determined which can determine the presence and extent of the injury and guide surgical planning and minimally invasive interventions play important roles in the acute therapy of traumatic brain injury. Besides facilitating rapid, rapid implementation, it can demonstrate some primary traumatic injuries, like EDH, SDH, IVH, etc. The present day scanners can even as we already discussed it can, it can diagnose diffuse axonal injuries, which were never thought of, and CT is currently a procedure of choice over MRI because it's faster and more readily available. So it is cost effective non-invasive and assess the, and non-invasive method to assess the time and extent of cerebral injury. This study attempts to determine the utility of CT, CT in the diagnosis management and prognosis of patient with cerebral trauma. These are some of the images which are showing fracture line in the right zygomatic arch and lateral wall of right orbit and fracture line in the middle and lateral wall of orbit and next shows the linear displace fracture not in the anterior wall of the left max sinus. Then these are the images showing some hemorrhages. My conclusion is CT is the most comprehensive diagnostic modality for accurate localization of the site of injury in TBI. The early and timely diagnosis of the precise lesion by CT not only had the substantial impact over instituting appropriate treatment and timely surgical intervention but also helped in predicting the ultimate outcome. These are my references. Thank you.


Ysbun yr amser, oedd eich lŷnod yn gweithio i'r adnod ddechrau, y gweld, yw'r gallach gael eu gweithio, a'u bobl yw'r adnod o'i'r adnod o'r gweithio. Ysbun yw'r adnod o'i ddechrau, y llwy oedd y maen nhw'n gweld, ac roedd yn gweld gweld cylliddiad. Felly, rydyn ni'n gweld llwy o'r adnod o'r adnod o'r syddau a'u cynsig oed o'r adnod o'r cyflwy, a gwneud o'r unig amser ac ymdweud. Mae ydych chi'n gweld yma'r ymdweud yma'r ffordd i'r ffyrdd yma. Mae'r ffyrdd i'r graddwyd, mae'r ffordd yn ymddangos gweld yn ychydig argymellol, ac mae'n ddiddordeb yn ymddangos gweld i'r ffordd a'r ddiddordeb yn ymddangos gweld, ac mae'r ffordd yn ymddangos gweld i'r ffordd i'r ffordd i'r ffordd i'r gweith. Felly, mae'r ddechrau yma'r ffordd i'r rhan o'r bodi'r gweld, I'm especially proud, but humbled to be presiding over this graduation ceremony in place of our president, Grasha Michelle. Unfortunately, and for self-evident reasons, she cannot be with us today, but she asked to me to extend to you her very best wishes and congratulations on your achievements. Naturally our thoughts and prayers go out to her and her family at this sad and difficult time. So what I have to say, therefore, is a rather modest substitute compared to her insights and observations. No one in this auditorium doubts that SOAS is an extraordinary and special university. Unique is so often an imperfectly used word, but for SOAS its use is precise and unquestionable. We provide a unique and unrivalled range of programmes in so which so many of you here today have been fortunate enough to participate in. You should be very proud of your time here at SOAS and revel in its richness and variety. The 21st century is SOAS's time and as new graduates it must be your time too. 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Nowhere is this done more effectively than here. SOAS creates that alchemy of unsurpassable brilliance. Now, as you pass across the stage today and receive your degree awards, you become a new and very special element of the SOAS community. As SOAS alumnus, you become part of a network which is over 50,000 strong allowing you to become involved in a heritage which is almost 100 years old. This network provides all sorts of support and continued engagement in the life of the school which you have so recently been a part. Please support and help and put something back. Because as you know, we have very ambitious plans as we approach our centennial year and your involvement will help sustain this wonderful institution as it enters its second century. SOAS of course has many and varied alumnus. Men and women destined for greatness when they return to their home countries. But it has always been an incubator for leaders and not just in the field of politics. Leaders in business, in scholarship, leaders in public service, leaders in many many different disciplines not only here in Britain but also from around the world. But as you graduate today and begin a new phase of your life, perhaps I may leave you with a couple of thoughts and observations. First, adaptability. We must become the change we want to see is an off-quoted remark from Nelson Mandela. And as I've already mentioned, the world into which you are graduating is evolving rapidly. It is not the strongest of the species that survives nor the most intelligent that survives. It is the one that is most adaptable to change said Darwin in the 19th century. An observation which I believe is not out of place today. You must be prepared to change if you're going to make the difference and prosper in whatever field of activity you choose to pursue. In this regard, hold fast to the liberal intellectual rigor and humanist spirit you've experienced at SOAS. It will stand you in very, very good stead. Second, courageousness. As you make your way in the world, stand up for what you believe to be right. Stand up for those less fortunate than you. Look after and be there for your family and friends. And don't be afraid of being in the minority of one if you think that's the right thing to do or to say. The crepitus behaviour rarely succeeds. And to paraphrase Edmund Burke, evil flourishes when good men and women fail to act. Being true to yourself and to others around you instills confidence, respect and an inner epicurean calm which will fortify and protect you. Courage and aggression are so often confused. Don't be fooled. It's usually the case that positions that are held and defended with atoraxian grace and tranquility win out in the end. And remember, courage often involves fear, but it's how you conduct yourselves in those circumstances that matters. Third, optimism and authenticity. Intellectual rigor and debate teaches self-awareness. Be true to who you are. Play to your strengths and listen not just about what your head tells you, but what your heart tells you too. And as you think about your career, pursue what you love and dream about and then be the very best at what you do. Real success comes from being authentic, being comfortable in your own skin. This is both liberating, energising and builds indefatigable optimism and enthusiasm, allowing you to seize the opportunities which will surely come your way. Nor should the cynics believe this is naivety, far from it. It instead creates a strong sense of positive conviction. Or as Henry Ford, the great American industrialist made plain, if you think you can or you can't, you're right. As a former teacher of economic history, you might expect me to say that education is the most powerful weapon with which to change the world. Education changes people's lives and it's certainly changed mine. And in this auditorium today, you are all tomorrow's leaders. You might not think of yourselves in that way, but in fact you are. Because whatever you do, I know you will take what you've learned here and apply it with great distinction and success and be a wonderful role model for future generations of global citizens. So during your time at SOAS, you've had the good fortune, now the privilege, to have fashioned your personal weapons in the white heat of learning, honing and hardening them such that they can be put to best used for the rest of your life. Use them wisely, my friends. Use them well. So let me congratulate you on your achievements and on behalf of the school, go forward with our best wishes in the road that lies ahead of you. We at SOAS are very, very proud of you. Your achievements and your success are our legacy. Thank you very much.