That's why I decided to dedicate this video to you step by step how you as a complete beginner can also generate a very very safe 10-15% return year on year safely in the stock market. Basically all these are advice that I wish somebody would have given me when I first started investing many years back. And if you listen to my advice and take action accordingly, I promise you that you will be able to achieve your own version of financial freedom much much faster. Hey guys, I'm Okaily Chloe here and welcome back to my channel. Be all in one place for you to learn about stocks investing as well as options. If it's the first time of you come into my channel, remember to hit that subscribe button as well as the notification bell so that you will not miss out any of my future investment insights. An early thumbs up is also appreciated because it will tell you to algorithm that you find this video helpful and it will actually help to push out to more people to inspire them to start investing safely. I know by now you have realized that things around you are getting so much more expensive. Your coffee now costs more than a dollar more compared to a few years ago.  Property prices is increasing painfully year on year and the dream of getting your dream home is just getting further and further away. In fact last year in Singapore, the consumer price index jumped by 4% and in the US, the cost of living jumped by 7% last year, marking it the largest hike in the past 39 years. And because of all these inflations ongoing, finally you have come to realize of importance of investing your money. Because from all these years of experience of putting your money in a bank, your money instead of growing is depleting its value day after day. And finally, you are sick and tired of losing your money to inflation. I get it, we all get it, but the key is how can we actually invest our savings safely so that you don't accidentally burn that away? The answer lies in investing in quality businesses and buy them at the right price. But before I address what makes a company great and what is a good price to buy, I want to share with you what are stocks and how can you actually make money through stocks for those who are completely new? A stock is actually a security that represents an ownership of the company. For example, when you purchase an Apple share, you are purchasing a small piece of the Apple company. And when Apple sells more iPhone, iPad and MacBook, investors like you and me will be rewarded over time in the form of firstly, dividend. When the company makes money, the management can actually choose to distribute part of its profits in the form of dividend to its shareholders. Generally, it's a good thing to share holders because it's passive income. Secondly, capital gain. Another way of making money from stocks is to actually enjoy a capital gain. Imagine if you first invested in Apple five years back then at about $35 a share. And if you hold on to your stocks, your $35 per share Apple will have now increased to more than $170 per share. That is a whooping of 380% in five years time. That means if you invested $10,000 back then, your 10K will have actually increased to close to $40,000 by now. That's a pretty decent amount of capital gain, isn't it? Not to mention that you have gotten dividend as well for the past five years. Another way that you can profit is actually investing via stock options. Depending on whether you are looking for income or you are looking for growth, there are different option strategies that can meet you your objective. If you are somebody looking for consistent income to take care of your family expenses, I would suggest strategy boss because it can give you a consistent 2-3% every single month. On the other hand, if you are looking for growth, then I would suggest strategy X because as a buyer of options, you can accelerate your return together with the capital gain. And that's how using strategy X, when I do it on great businesses like Microsoft, you can see that I'm enjoying a double-digit return within a short six months. Of course, this video is not about options investing. If you want me to do a video to share with you exactly what are options and how can you get started, do comment option 101 below so that I will do a video for you when there is enough demand. Now that you know that stocks investing can give you a very very decent return, but exactly what stocks to buy? In order to make sure that you don't end up losing your money by investing in a lousy business and lousy company, you need to make sure you actually spend time researching all the businesses that you are going to invest. You have to see whether is it a profit making company? Does it have a healthy margin as well as consistent cash flow? You also want to see whether it's the debt actually manageable. And most importantly, you want to make sure you buy the company at a good price. Just like you going shopping, you will be super super rewarded when you are able to get things under a bargain. And once you are able to do that, given time, your portfolio return will definitely be able to accelerate in a very very safe manner. Just look at how amazing companies like Google, Microsoft, Tesla, Apple have grown over the past five years. But I know you must be wondering Chloe, I am a complete beginner. I do not know how to read all those financial statements and I don't know how to evaluate a good company. What if I make mistakes and end up buying the wrong stocks? I would end up losing money, isn't it? I totally understand your concern because I was once a complete beginner too. So that's why what I'm going to share with you next can help you to save tons of time instead of youth pouring hours and hours of doing research and not knowing whether are you doing the right thing. And instead of you investing your money in one to two single companies that end up can be lousy businesses, I'm going to share with you one simple yet powerful strategy that can allow you to immediately diversify your risk, save your time and most importantly, give you a very consistent 10 to 15% return year on year. All you need to do is to invest in SPYETF and exchange traded funds that tracks the top 500 companies in the US. By simply investing in SPY, your annualized return is close to 15% for the past 10 years. That means if you initially started with $1,000 and every single month you just continue to invest another $500, your money will actually grow to more than $123,000 in just 10 years time. But I know you must be still thinking isn't investing risky? I heard my father used to tell me that his uncle actually lost a lot of money in the stock market and my father's uncle's uncle's friend also used to tell me that he lost money in the stock market before and my auntie's father's uncle three hours later. Alright, enough. I know you have heard of these kinds of stories multiple times and that has deterred you from taking action. But very often than not, the reason why it seems that all your relatives are losing money investing in the stock market is mainly because firstly, they are investing in lousy businesses and secondly, they are investing with a gambling mindset when they do not do their own homework and when they are investing with a trader mentality while they don't have the trading skill set and the proper mindset, of course, they will lose money. However, if you are investing in something that is so safe like SPY, you are immediately diversifying your risk into the top 500 companies in the US including Microsoft, Apple, Google, Amazon and all this. And one more magical thing about SPY is if one of the companies does not do well, it will be automatically kicked out from the ETF and be replaced by the next winner. And that's how Tesla actually got into SPY last year and old school companies like Ford Moto actually got removed. So just by investing in SPY, you are always investing in safe businesses that can grow over time and as a result, your wealth will definitely grow over time as well. And you can see that despite of the market volatility back in 2001.com bubble, 2008 financial crisis and the most recent 2020 covid crash, the market always recovers and it always goes even higher. So if you invest your money for the long run, you will definitely make money for sure. And the worst thing that you can do is don't invest any single cent and end up having your hard earned savings being rolled away by the ever rising cost of inflation. On top of that, when you combine investing in SPY with the power of options, your return will definitely be accelerated even more. Here are some of the option trades that I initiated in SPY and you can see that many of them are giving me a very very decent return of some of them close to a 30% upside even despite the recent market volatility. So now you may be wondering how much money should you actually get started investing? Firstly, you can get started as low as $500 to $1000 buying your first one to two shares of SPY. Most importantly, don't just stop there. Continue this process and continue to invest another $500 every single month to let time do its magic. And if you can start more, that's even better because if you have a bigger portfolio to begin with, that is how you are going to accelerate into your first million dollar portfolio within the shortest period of time. So the most important thing is get started right now. If you are wondering what kind of brokerage platform that you can use to get started your investment journey, then do consider signing up to Wumu brokerage account because it's one of the largest fastest growing brokerage account in Singapore backed by Tech Giant Tencent and it's regulated by Singapore Monetary Authority of Singapore. And before I login into Wumu platform and show you step by step how you can buy your first SPY share, right now Mumu is actually running a huge huge promotion to encourage people to get started investing. If you fund your account with 2700 SGD or equivalent, you will get a free 3-limited share into your account which is worth more than $160. Now let's go into the Wumu platform and see how you can buy your first SPY share. Let's go. So right now once you log into the Wumu platform, you can actually go to the quotes area and search for SPY which is the sticker symbol for the ETF. So once you find the SPY, you can see that actually this is the SPDR S&P 500 ETF that we are talking about right now and you just have to click that right. So once you do that, you can see that the screen has been actually changed to everything SPY 500 and basically you want to buy the stock. So you just need to click the trade button on the right hand corner. And once you do that, a little window will also pop out. And all you need to do is to buy the number of shares that you want to. So you can start with just one share. You can start with two shares. It's really up to you if you want to change to 10 shares, it's also possible depending on how much money do you have right now as a beginner. So for example, I'm just going to use one as an example because you can buy just one single share as well. And right now the stock market price is about $52-$53. You can bargain a little bit but I'm just going to leave it like this. And all you need to do is actually click unlock trade and FUTU will actually send you a password to your mobile phone to make sure that this is actually the trade that initiated by you. So once you do that, you will be actually able to actually invest your first S&P 500 shares as well. And one more good thing about Moomoo is actually you can also use that to do options. It's very powerful to actually accelerate your return. However, for this video, I'm not going to talk about options. If you are very, very keen to learn, then do comment option 101 in the comment below. Remember, the best time to start investing is yesterday because you have seen how much your market has gone up over just the past five years. But since we can't turn back time, what we can do is to actually start investing right now to seize the opportunity and take back control of our own finances. For more investing insights, remember to follow my telegram channel because I constantly put out a lot of updates over there. And if you find today's video helpful, remember to also give it a thumbs up and share it with your friends so that you can inspire more people to start investing safely. With that, happy investing and I will see you in the next video. Mada, laishu. Bye bye.


Namaste. I am Dr. A. Sharda here. Namaste. I am Dr. Priya Chinappa. We are both from the Department of Endocrinology and Diabetes from Manipal Hospital Millers Road. Today being the World Diabetes Day, we are here to discuss what is new in diabetes and what are the updates in the drugs which are available for treating diabetes. So Dr. Priya, before we move on to drugs, what is this I hear very fashionable word reversal of diabetes. Is it possible? Yeah, it's actually true. A lot of patients keep coming to my OPD and asking me about reversal of diabetes. It is possible and there is a science behind it. What actually happens is over time and periods of excess calorie intake leads to fat deposition in the liver, decreased insulin sensitivity at that level spillover to the pancreas and fat deposition in the pancreas and decreased insulin secretion which actually leads to diabetes. So is it possible to reverse the diabetes? Yes, so they believe the science behind it is the same process that causes the diabetes can be reversed by excess calorie intake. So a calorie deficit by eating a balanced low calorie diet and achieving weight loss, they can actually achieve diabetes remission. Now actually it's better to use the word diabetes remission. Don't you think because using the word reversal patients might feel that they're cured of diabetes but they never actually achieve a cure. It is only remission and they have to be careful because if they go back to old habits and regain the weight, they can get diabetes again so they will have to be on a watch. So basically we can reverse diabetes only in people who are obese not people who are already thin. That's right exactly and I think that's very important for viewers to even understand that they need to lose a weight of at least 15 kilograms to achieve diabetes remission. Now that means somebody who is already thin they don't have the 15 kilograms to lose so they will not be able to achieve remission and this of course doesn't apply to type 1 diabetic patients. Now you know having stressed so much about weight loss and diabetic control of course lifestyle is important. Now what happens to patients who cannot achieve weight loss or diabetic control with lifestyle alone? That's very important because lifestyle that is healthy diet and regular physical activity is the cornerstone of type 2 diabetes management which is the commonest form of diabetes all over the world. But it is never sufficient hand in glove we will have to use medications many times and people who are obese there are two classes of medicines which we use. One is the SGLT2 inhibitor and the other one is the GLP1 receptor analog. Are these injectable or do we have tablets? That's an important question because a patient who is obese and has just developed diabetes they are not very happy to take injections. GLP1 analogs are available as injections also and recently peptide in a pill that is called ribalsis has been released which is the medicine inside called semi-glutide which was available as injection before. So for the last 10 years we have lyraglutide and dulaglutide which are both injectable medicine. Lyrraglutide is once daily injection and dulaglutide is once a week injection. But with this new pill which is available in India for the last 6 months patients are more happy to take the tablet instead of injection. Yes definitely I think that will really help and nobody likes to take injections and if they can substitute to the tablet it's good. But can you also tell us about this newer drug which was recently launched to the United States in May. I heard that's very effective for weight loss and for sugar control. Yeah that's very important that actually in addition to the GLP1 analog it has got a GIP receptor analog. So these two medications together is able to achieve better weight loss up to 11 kgs and also it can do better HVNC control up to 2.4% reduction. This has been released in US like you said in May 22. But it is not yet available in India but the other medications we are having here that is the GLP1 receptor analogs are doing a great job including the oral pill and the SGLT2 inhibitor which is available as a tablet is also very effective in reducing the weight and controlling diabetes without causing low sugar. That's very good that now we have so many options for obese patients with diabetes. I'm moving on from obesity one of the effects it has obesity is the fatty liver. So what is your experience in patients who are having diabetes with liver disease especially fatty liver? Yeah I think that's the new epidemic isn't it this fatty liver because when we see patients who come with a routine health checkup their master health checkup a lot of patients are reported to have fatty liver and it is said that about 20 to 50% of our diabetic patients in India actually have this fatty liver. That's a huge number you know. So how do you manage these patients? Yes so in the beginning we look at their ultrasound findings and the blood test the ALT is frequently elevated some patients may not have abnormal liver function tests though they have fatty liver on the ultrasound. Now initially weight loss is very effective at least a 5% weight loss if patients are able to achieve they can be reassessed after three months and a lot of the fatty liver is reversed. Now some patients unfortunately are not able to achieve it and they go on to develop inflammation and fibrosis which can progress to cirrhosis. Apparently this is the most common cause of end stage liver disease worldwide. This is non-alcoholic liver disease or fatty liver and these patients are also obviously advised to abstain from alcohol and if they have diabetes we control them with the usual medications that we have just discussed. Only when they go into end stage liver disease then we need to stop the medications and put them on insulin. So you know that's how the liver patients are managed. Now frequently you know we hear about kidney disease in diabetes. Can you tell us if kidney disease is diagnosed only with a high creatinine or can they have kidney disease with normal creatinine? Oh that's a very interesting question because diabetic patients tend to have kidney problems especially if they have had uncontrolled diabetes and long term diabetes and there is a genetic that is the family history of diabetes with kidney disease in the family. That's called diabetic kidney disease in the family. Like Dr. Priya just asked me we can have kidney problem in patients with diabetes with normal creatinine. So and this can be easily diagnosed by doing the routine urine examination and looking at the protein leak. So if this protein leak is in fact the first indication of kidney problem in a diabetic and fortunately we are now having proven benefits of glucose lowering medications like SGLT2 inhibitors which can reverse the protein leak and also stop the progression to further development of diabetic kidney disease and kidney failure leading to increase in creatinine. Many of my patients are actually having good proteinuria has been reversed or minimized and they are able to postpone the increase in the creatinine for many many years. That's very good. So early detection and monitoring for the proteinuria is important. Now how do we manage the diabetes once the creatinine goes up? In the beginning like I said with only proteinuria SGLT2 inhibitors are extremely good and the drug called metformin can also be safely used. But when the creatinine is a little up they develop what is called mild to moderate liver failure. In that case we can still use the SGLT2 inhibitors till the creatinine is manageable 1.4, 1.5 with the GFR of around 45 for some and 30 for some of the molecules and the GLP1 analogs are also indicated up to a mild to moderate kidney problem only if the creatinine has increased to a stage of dialysis or the GFR is less than 30 to 15 then we need to use only insulin. Likewise like in the liver disease initially we can use certain medications in people with diabetic kidney disease in fact it is beneficial for the kidney outcomes. So like in end stage liver disease, end stage renal disease we need to go on insulin but till such time there are lot of medications and they can actually benefit isn't it? Yes. Now what about this heart failure because in heart failure also there is lot of breathlessness and water retention, puffiness of face, swelling of legs etc. In patients who have diabetes and heart failure any particular medications would you use? Yes, actually this heart failure is a very important complication of diabetes and I think it is often unrecognized and it is the most frequent reason for ER visits this heart failure and recklessness. Now some of the medications that we discussed the SGLT2 inhibitors really help patients with heart failure these drugs the way they work they bypass the pancreas and the liver but they act on the kidney and they decrease the glucose reabsorption so glucose is excreted and along with that water so the water retention and everything actually comes down. So these drugs are even indicated for heart failure and it is found to reduce the readmission rate of heart failure patients. That is very interesting. So can these drugs be used in patients who have heart failure without diabetes? That's an excellent question and yes because earlier we used to use these drugs only for diabetic patients but they are indicated in patients with heart failure without diabetes because it helps in reducing the volume overload. Now that we have spoken about heart failure some of these patients have had angioplasty and bypass surgeries with diabetes so how would we manage them? So that is also a very important part because the patients who have diabetes are 4 times more to heart attacks than patients who do not have diabetes. So we have to keep this in mind whenever we are seeing patients with diabetes I am not looking just at the glucose control that is an important part of my job but the most important part we need to be alive to look after the diabetes. So the heart problems are very important to look at the risk factors family history of heart problems smoking history their blood pressure their cholesterol that is called the ABC. We need to manage the A1C's the blood pressure and cholesterol and also look at the family history. So these patients are supposed to have what is called atherosclerotic heart disease as opposed to heart failure which is a pump failure of the heart. We have patients with atherosclerosis which is actually a pipe problem. The blood vessels which are in the heart and the brain which supply our legs these are called the macrovascular problem. They all get blocked over the years of diabetes blood pressure and high cholesterol and that is called atherosclerosis and for these patients especially in addition to diabetes control blood pressure control cholesterol control we prefer the GLP1 receptor analogs which we have discussed in patients with obesity also because these molecules have shown that we can reduce the cardiovascular that is heart related mortality in the bypass patient or the angioplasty patient by about 22% and even the death due to all cause has also been shown to reduce in people with heart disease and diabetes. If the patient cannot tolerate or use the GLP1 receptor analog for any reason then we can also consider the SGLT2 inhibitors which we discussed earlier this also has been shown to benefit these group of patients tremendously. So I think what we are trying to say is you know once a diabetic patient walks into our clinic we need to first look at whether you know they need to lose weight or not and try to help them lose weight if lifestyle fails we give them certain medications like either GLP1 agonist the injectable or the oral or SGLT2 which will help them lose weight and then once they develop certain complications we need to consider these medications again is that what you are trying to say? That is true and like I said we have lot of evidence and in the last decade we are looking at diabetic patient not at the sugar level and selecting the medicines all over the world we are looking at a patient with diabetes what are the other risk factors with the patient whether there is a kidney problem whether there is a heart problem or a heart failure and then trying to treat the patient as a whole so it is a lot of personalized medications and there is a big place in the armamentarium of diabetes first being metformin then we have weight neutral medicines like DPP4 inhibitors which actually increase our own endogenous GLP1 levels although they are not as effective as GLP1 receptor analogs especially in weight loss because they do weight neutrality but still they have a big place in the armamentarium so each patient who comes to us needs personalized attention and looking at the entire spectrum of problems in the patient and not look at just the glucose which was the approach a couple of decades ago and this has taken a long way now and we all do risk management of the patient rather than just glucose control having said that diabetes control is of paramount importance but in addition other risk factors for heart disease, kidney problems liver fatty liver especially and obesity needs to be managed to have a very healthy productive and long life thank you


In this video, we present the solution to question number four from practice exam number one for math 1210 In which case we're given two functions f of x equals x squared plus 4 and g of x equals the square root of x minus 2 And we're asked to compute the composition g of f right here So if we're trying to compute g of f of x Function composition, what does this little circle here mean? It means you're putting the function f inside of g So this means g of f of x and the order of operations does matter f is the inside function The one on the right will be the inside function So we're gonna put inside of g the function x squared plus 4 because that's what f of x is and then that just means that in the Formula for g of x everywhere. We see an x. We're gonna substitute that with an x squared plus 4 So it gives us the square root of x squared plus 4 minus 2 so we can combine the like terms there We're gonna get the square root of x squared plus 2 Which then leads us to select option b


Hello, my name is Tori. I am an American and I'm currently living in Japan teaching English. I took the ITTT course, the 120 hour TEFL certification online and really enjoyed it. It was really helpful for me to have a breakdown of the English language and the grammar points and thinking about English in a way that I didn't necessarily think of it before having been a native English speaker. Teaching here in Japan has been a really good experience for me because it has challenged me to think more about how English is used and all the rules and how to use simple language to communicate a point, how to break things down for students. I think the TEFL course that I took with ITTT was really helpful in being able to do that. So I really appreciated being able to do that while I was here so that I could actually use the things that I was learning in the classroom. I had plenty of notes and things to refer back to when I needed help on a grammar point or to figure out rules and when we use what and why we use what. That was what was most helpful for me about that and I've been really enjoying my time here in Japan and hope that I can continue to find ways to use teaching English as a foreign language as I continue on my career path. Thanks.


I know the royal family is in the news a whole lot lately, especially with Oprah's recent interview with Harry and Meghan, but if we're being honest with ourselves, a whole bunch of us are simply obsessed with the royals. I mean how else do you explain the popularity of Netflix as the crown? And when you think about it, it makes a lot of sense. Not only are they always generating endless drama for us to break down and dissect, but they live the kind of lives most of us can only dream of. Take Queen Elizabeth II for instance. Do you have any idea how many homes she lives in throughout the course of a year? If you thought she only lived at Buckingham Palace, well then you're wrong. She has five homes. In these videos, we don't reveal any addresses, and even though I've done a house tour of my own place, please do not show up at any private residences because it's not safe for anyone. During the week, Queen Elizabeth and her husband, Prince Philip, typically stay in private quarters at the infamous 775 room Buckingham Palace. But on weekends and for a holiday around Easter, they travel to Windsor Castle in Berkshire County to a royal home with more than 900 years of history, spending 13 acres with over 1000 rooms, making it the largest occupied castle in the world. Then during the summer months, the royals are often found at Balmoral Castle in Scotland at their private residence, originally purchased by Queen Victoria that sits on 50,000 acres of land. As nice as that home is, every summer during what's known as Royal Week in Scotland, the Queen will also stay in the Palace of Holyrood, a former monastery built in 1128, which now contains private apartments housed in the upper floors. And every Christmas, you can catch the Queen and Duke of Edinburgh heading to Sandringham Estate in Norfolk, which Elizabeth inherited from her later father, King George VI. Finally, when in Ireland, the Queen resides at Hillsborough Castle, which was first built in the 1770s and is surrounded on all sides by 100 acres of lush greenery. With all of these residences to cover, I've got very little time for chit chat, so without any further ado, let's get a taste of what it's like to live like a queen. How's it going guys and gals, it's Kara here for you with a brand new house tour, this one taking a look at the many homes of Queen Elizabeth II and her boo, Prince Philip. Ever wonder what it's like to live in a lap of luxury? Well, you're about to find out six times over. Be sure to follow me on Instagram to let me know what you thought. Now let's get into this video. Let's kick things off with a look at Queen Elizabeth's primary headquarters, Buckingham Palace. When you consider the fact that the British monarchy has been around for thousands of years to this point, then Buckingham Palace is actually a relatively new addition to their portfolio of homes. Originally built in 1703 as Buckingham House for the 3rd Earl of Mulgrave, John Sheffield, palace would serve as the home and administrative quarters for the royal family from 1837 on. The building is 830,000 square feet in space with 775 rooms including 52 royal and guest bedrooms, 188 staff bedrooms, 92 offices and 78 bathrooms. Does it get any more practical than that? Well how about having a cinema, post office and doctor's office all located on the premises. Oh, and the ATM that lives in the basement. It's only available for private use by the royal family, yet they literally print their own money down there. Outside of the gorgeous home, the Royal Garden occupies 42 acres and includes features such as the rose garden, tennis court and a 3 acre lake. In addition to the garden, the grounds also house a royal museum and the Queen's Gallery, which displays countless works of art that are only a fraction of the total royal collection. Over the centuries, the palace has been through many renovations, the most notable probably being during the time of King George IV who commissioned John Nash to extend the palace into a large U-shape and expand the building by adding on additional west wings as well as branches to the north and south. Following George's death in 1830, his brother William IV took the throne but chose to live elsewhere. After William's death in 1837, Queen Victoria became the first monarch to call Bucking and Palace home. To this day, Queen Elizabeth II uses this palace to hold diplomatic meetings, host celebrations and as a home for her family. If you ever feel like visiting for yourself, you can stop by during a 10-week period each summer and visit the lavishly decorated state rooms including the throne room, picture room, ballroom, grand staircase and the white drawing room. Next up on our tour is the Queen's country home Windsor Castle. The Queen first moved here with her sister Margaret during World War II for reasons to do with safety. Today, the Queen still makes regular trips here on weekends where it serves as her country home not too far from her London home base. Located on a gigantic hill right next door to the River Thames, her property boasts 13 acres of land and 1,000 rooms, making it the largest occupied castle in the world. Local residents can always help the Queen visiting by seeing what flag has been hoisted outside. If it's the Union Jack, then she's away. If it's the Royal Standard, then she's nearby. This home was originally built in the 11th century and since the time of Henry I, it's been used by a reigning monarch, making it the largest occupied palace in all of Europe. Residences have been described as a superb and unrivaled sequence of the rooms widely regarded as the finest and most complete expression of later Georgian taste. And inside the castle walls is the 15th century St. George Chapel. All in all, Windsor Castle covers 52,609 square feet, which amounts to 13 acres and combines the features of a fortification, a palace and a small town. The present day castle was built during a few phase building projects and some reconstruction work after a devastating fire in 1992. As of 2006, around 500 people live and work at the castle year round and the Queen has increasingly used this location more and more. Alright, two down, four to go. Next up, the Queen's Scottish residence, otherwise known as Hollywood Palace. This palace, located in Edinburgh, is the Queen's official residence whenever she's visiting Scotland and hosts what's known as Royal Week or during the first week of summer each year. Every year in late June or early July, the Queen travels to Scotland for a series of engagement and stays here. The most famous of these annual events is what's known as the Queen's Garden Party, which can host as many as up to 8,000 guests. Originally founded in 1128 as a monastery, the palace is as it stands today, was first built between 1671 and 1678. The interior contains separate king and queen apartment spaces as well as what's known as the Royal Dining Room, the Evening Drawing Room, the Morning Drawing Room, as well as the King's Bed Chamber and the Great Gallery, which is the largest room in the palace and links the King's Closet with the Queen's Apartments. The property also houses what's known as James the Fifth's Tower and the 20th century. The palace would be fitted with central heating, new bathrooms, as well as a fully functioning elevator. Oh, and it's also rumored to be haunted ever since Mary Queen of Scott's private secretary was murdered there. Now, when it gets to be summertime, the Queen spends most of her time at Balmoral Castle, her own private estate, also located in Scotland. In fact, not only does she spend every summer here, the home is rumored to be her favorite residence of all. Princess Eugenie during a recent interview on the documentary Our Queen at 90 had this to say about the home. I think Granny is the most happy here. I think she really, really loves the Highlands. Walks, picnics, dogs, a lot of dogs. There's always dogs and people coming in and out all the time. It's a lovely base for Granny and Grandpa for us to come and see them up there, where you just have room to breathe and run. The first home at Balmoral was built in 1390, but the property didn't enter the British royal family until 1852, when Prince Albert purchased the estate as a gift for his wife, Queen Victoria, who loved the Scottish countryside. When the residence was thought to be too small, the royal couple built an additional castle. The new structure was built in 1856 and this 50,000 acre estate now features over 150 buildings in total. In the more recent past Balmoral has served as a destination for Prince Charles and Princess Diana's honeymoon. While visiting Balmoral, the royals get to act as closely as normal people as they ever do and the Queen is known to explore the grounds on horseback. Now that we know where the Queen likes to spend her summer is how about the rest of the holidays? Well for that, we've got to take a look at the Sandringham Estate, a versatile home that features everything from fruit farms to a famous museum and garden. The royal family likes to spend every Christmas at this home, which is located just over 100 miles north of London and covers over 20,000 acres of land. While there were plans at one point to demolish the home and replace it with a more modern structure that never ended up happening. Today, more than 200 people make their living on this estate, including gameskeepers, gardeners, farmers, as well as workers for Sandringham sawmill and its apple juice pressing plant. It's become tradition for the Queen to appear on TV to wish the nation a happy Christmas from the comfort of this home. Finally, let's take a quick look at the Queen's Irish residence, Hillsborough Castle. Not unlike how Elizabeth stays at Hollywood House when she's visiting Scotland, she stays here during her visits to Northern Ireland and even used to make frequent stops here in her childhood for family holidays. Built in the 1770s, this home is surrounded by 100 acres of green gardens and also serves as the official residence of Northern Ireland's Secretary of State. The castle is built in an amazing late Georgian style and if you'd like, you can tour the property and visit the castle's state rooms, including the elegant dining room as well as the throne room. While you're there, be sure to check out some of the royal's most treasured pieces of art as a massive collection is spread out throughout the home. All right guys, that's gonna bring our tour of Queen Elizabeth's six sprawling and super royal properties to a close. What did you guys think? Which estate would you like to spend most of your own time at? Let me know in the comments down below. Personally, I love any castle but I can't stop thinking about how Hollywood Palace has a separate set of both King and Queen apartments. I guess that's good if you like your space. Thanks for watching. Don't forget to follow me on Instagram and I will see you all in the next video. Bye guys.


Family Theatre presents Marta Toran and Arthur Shields. From Hollywood, the mutual broadcasting system in cooperation with Family Theatre brings you transcribed Arthur Shields in the right approach. Now to introduce the drama, here is your hostess, Marta Toran. Thank you, Tony Loprano. First, a word about Family Theatre's purpose. That single purpose is to promote family prayer and the belief that prayer is the most powerful force at man's command and as such, must be given a place in our hearts and homes, in our times and in our world. And now to our drama, starring Arthur Shields in the right approach. It was a fine morning. If it hadn't been, Inspector Mike Flanagan wouldn't have lingered so long on the street in front of police headquarters, soaking up a bit of sun and chatting about nothing in general, although if the truth be told principally about baseball scores. And when he went in, the captain of inspectors wouldn't have addressed him. Like this. Well, Flanagan, a half hour later again. You know how I feel about such doings. Yes, yes, sir, Captain Murphy.  I was outside chatting with some of the boys. You'll be having us punching time clocks yet, like they do down in insurance companies down the street.  It was only exchange of little talk I was at some of the nightclubs. They're a decent lot. And I was picking up some clues on the Brimstead murder case. You want it solved, I'm thinking. Sure, you were picking up clues. Sure thing, were you? And did the nightside treat you to the pleasure of telling you they solved the case and have a confession? A confession? Oh, that nightcrown. Just treachery they had this morning in their bright smiles and the bit of blarney they were offering for conversation. That Brimstead case is closed, as far as you're concerned, Flanagan. But who? That young Jack and apes of a Tommy Harris walked into the nightside and confessed to a peluca cop who hadn't been in the department more than four months. Newsharks are in the Super's office getting the dope right now. Tommy Harris? The likes of him? You'll have to recognize in the name. Oh, that blackout. The very first person I talked to after the morning. Exactly, exactly what have we seen? Flanagan, how long have you been in the department? You could reckon. The answer as fast as myself. Should I join the force the same day they promoted you to sergeant? Twenty-three years. And how long is it you're after being in the inspector's division? It was yourself who made me a plain clothesman the day after they made you lieutenant and polished off the chair you're sitting in. Let me see. 12 years. I've survived four superintendents and eight shake-ups. Thanks to your eminence, of course. For a fact now, for a fact. I've been good to you, Michael Flanagan. And I saw the Griggs B case for you, didn't I? That you did in true. And a handsome triple slain. That's no lie. And the 100,000 bank snatch from the Madison branch of the First National Trust. And don't pull out your musty old clippings on me. Whose clippings? They seem to have given Timothy Yellowish's Murphy no shabby share of the mention. And what's this to do with the divils of a scamp, Tommy Harris? You'll be after saying Harris was the first person you talked to. Of course. He seemed as natural as a bird's tail for the first. At first. And now wasn't I the thick head? Trouble is, Flanagan, your approach was all wrong. Too direct. You marched up to him like it was St. Pat's Day.  What list? Times is changing. You can't use methods you learned as a flat foot pounder to beat. Or whirl in a short chalele for the delight of the housemaids in the park. But Captain, wait a while. Now keep listening to me. I repeat, man. Times is changing. It's scientific you've got to be. This is the day of lie detectors and psychometers. And drunkometers and all that fiddle-faddle. In the old days when we picked up a man who tasted too much of the pot sheen, we smelled his breath. And if a whiff of it had a jolt of John L. Sullivan, you called him quick enough in the iron closet. No further questions. No big jewellers.  Or bourbon. Or just canned heat. Now, it's happening. Now look, you could learn from these laddines.  It's too direct. You've got to be like a, well, like a wary cat crossing on a, on a wire fence. I'll be in the back room. Captain Murphy Day, Chief of Inspectors. Yes, yes. City hall, you say? Oh, put her on. Yes, Miss Hardcomb. Uh, I got it. Department of Animal Regulation Room 906, you say. License matter, you say. Well, couldn't your own inspectors like... No, no. Yes, I understand. Train the man you'll be meeting. Yes, I'll have someone right over to see you. Flanigan, Flanigan. Now, get over to City Hall, me buckle. To the Department of Animal Regulations. The dog bureau, you mean? She called it the Department of Animal Regulation. But anyway, see Miss Hardcomb on a matter of a dog license. Room 906. A dog license? Oh, skip her. Send Flanigan or a boss to recall. Or one of them young buckles. Send what's his name? If you'd report on time in the morning, you could have had that new Chapman case that's broken. You weren't here, so I sent Bustwick. Flanigan's down at the morgue. I put the Mbraski on the pickpocket detail to fill in while Henigan's sick. O'Brien and Callihan are on pawn shops today. That leaves you.  Let's wait until one of the other... I thought I'd been schooling you to sit at this desk one day. Now I see you're not as smart as I took you for. Dog case or broken window or licky faucet. When the hall calls, you work fast. You jump like an English sparrow. English? Them boys at the city hall can help. Can help a lot. With soup and tendons changing so fast nowadays. What do you think keeps me here? Right on the old milk croot all these years? Oh, all right, all right. You said it was a mishard, Cormac Hall. It was that. She seemed to know just what she wanted to. Now, will you be getting along over there? And mind what I'm telling you, Flanigan. Use tact and the velvet touch. You, the lady dog catcher? Whom did you wish to see? Miss Herbridge. No, no, Miss Stiffbus. Was it Miss Hardcomb? That's it. I am Miss Hardcomb, Chief of the Department of Animal Regulation. Would you state your business, please? Oh, I'm Flanigan. Inspector's detail. Now, what's your little problem? I would prefer if it would not refer to matters of city business in terms of my little problem. What's eating you then? Your vocabulary seems very limited for a person of police responsibility. But I'll overlook your asking the question in culinary terms, Officer Flanigan. Sergeant Inspector Flanigan, if you insist on minding the little points, Mum. Here's my shiny bit of tin to prove it. And I'll trouble you not to use that term, ma'am, in addressing me. Ma'am is a contraction of madam, is it not? I am Miss Hardcomb. Oh, don't apologise. Not necessary. No less any more, that I can see. Are you the Sergeant Inspector Flanigan who solved the Bernacan case? The same. And the Maltesby murders? Who else, woman? I'd never have imagined it. Frankly, I'd have thought you'd be a person of... Well, frankly, I'd not think you'd allow such poverty of expression. And what do you think we catch crooks with? Tweezers? Fancy languages for lawyers and a punctuation for district attorneys. Yeah, well, let's get to the point. What's it all about? Why am I here running around City Hall like a politician's widow? I'll begin at the beginning, Inspector Flanigan. We'll call this case the Everett J. Whitebridge case. Folder 607, drawer W72. Call it, won't you like? What are the facts? Now, here are the photostatic copies of all the records. Here are the department notes and a copy for your own files. Here are the entry dates cross-filed under the number... Yes, yes, Miss Hardingham. That's decent, isn't it? But boil it down to a flick of a go of the doodle's tail. As they say over in Brooklyn, what's the hot dope? This Inspector Flanigan is a photostatic copy of the duplicate of Mr. Whitebridge's dog license issued April 11th, 1951. The original is naturally a copy of Mr. Whitebridge's possession. Is it in proper order? It is. Is the data correct? Data takes a plural verb, Inspector Flanigan. Datum, data. Latin, plural. Are the data correct then? They are. Well then? I should amend that. The data are correct insofar as they go. And... Mr. Whitebridge has a dog's license flag duly issued. And rattle ahead with the woman? Not and, but... But what? But Mr. Whitebridge has no dog. Ha ha ha! Well, is that a fact? I'd prefer you to handle this matter without personal bias, Inspector Flanigan. This is not a laughing matter. Tell me, did this Whitebridge fellow ever have a dog? He did. Your folder will show you that we have issued successive licenses to Mr. Whitebridge each on the 11th of April. Except the first. That was on the 10th of April. How do you know this spulpin don't have a dog?  You don't say. I do. I assure you, upon the best authority. Confidential information, Inspector Flanigan. Of course, I may not reveal its source to you. By the way, have you ever seen this gent? Yes, I have. He took out the license himself personally on several occasions. I have a good memory for names and faces and remember him well. What's he look like? Well-to-do, polite, well-dressed. I'd almost say a bit distinguished. Oh, that's sorry. Inspector Flanigan, may I state the wish of the department that this case be handled with great tact and diplomacy. It is for this reason I haven't handed the matter over to our own inspectors. Is that the title they give dog catchers nowadays? Inspectors? See, why don't I call this bird up and ask him right out? I wouldn't. Why don't you do some exploratory work first?  I'm not greatly fond of them tactics. I mean, approach the matter sort of delicately, Inspector. Indirectly.  Use tact. The velvet touch. Approach things sort of scientifically. Maybe a right-ness hard comb. What do you suggest for me? I'd see a psychiatrist. Huh? Oh, you mean get his help in the case? Well, maybe I will thus. So you see, Doc, these are the facts as I know them.  Of course you understand, Inspector. I have not observed the patient. Oh, of course. It's not a diagnosis I'm wanting. Just a bit of a steer. Now I don't say that... No, of course you don't, but... It could be a case of refusal to accept reality. Yes. Perhaps he was greatly attached to the dog and refuses to believe the dog dead. We call such a state a psychosis. Psychosis you're saying? Maybe it would help if you described the gentleman to me, his behaviour, his nervous habits but Doc, maybe I didn't make myself clear. He's a black stranger to me. I've no more seen him than Julius Caesar. What? You haven't even talked to him? Oh, nearly a word about wind or weather. Well, in that case we will consider my suggestion a sort of tentative. Why don't you talk with his family physician? Sit down, Inspector Flanagan. How can I help? I won't take for a minute, Dr. Winters. I'm inquiring about Everett J. Whitebridge. Oh, yes. The Whitebridge is up on Webster Avenue, you mean. Exactly. Whose house you were seeing leaving only last week. How do you know that? The neighbour, Dr. Winters. Neighbours always know more about a man than he does himself. And are twice as anxious to tell. To answer your question, Inspector, the Whitebridge's residence. Oh, oh. By Mr. Whitebridge? Yes.  If you're getting ready to cart him off to the loony bin... What? You said Whitebridge called you, didn't you? Well, yes. Called me for his wife. She had a slight case of tantalitis. Over it now, though. You mean you didn't see anything wrong with Whitebridge? No. You're supposed to be. Does he act normal? Well, yes. He seems to be quite normal. As a matter of fact, I would say that Mr. and Mrs. Whitebridge are an ideal couple. Seem to be very happy together. I'll have to leave that to your judgement, Inspector, whether that is normal. And now may I say goodbye, sir? I have patience waiting. Your next, Mr. What'll it be? Prime Rib, tenderloin, nice special today on Pig's Feet. It only scraps I'm interested in, but you... What kind of scraps? For a dog? Yeah, but scraps of information, a boater dog. Hey, what is this? Well, I'm Inspector Flanagan. Can a man talk privately with you for a slim minute or two? Oh, sure thing, Inspector. How about over here? Ha! Suits me to a teaboard. Do you know the Whitebridges of Webster Avenue? Whitebridges? Oh, sure thing. He's been buying meat in this butcher shop for years. Oh, he has, has he? He's one of the folks who can still afford it. Tell me, how do you trim his meat? Say, Mr. Wait a minute, what kind of a quiz is this? I ain't running no black market or nothing. I'm only inquiring how you trim Mr. Whitebridges' meat. Look, Inspector, I don't think you know what we butchers go through nowadays. It's bad enough the way the customers complain without the cops coming around asking us how thin we're slicing the baloney. And there I was only asking, does Mr. Whitebridges ask for scraps for his dog? Look, Inspector, it's only the iceman who used to know household secrets, and that went out with refrigerators. For all I know, Mr. Whitebridges' dog died years ago. If he didn't, well, maybe he's feeding them dog biscuits. No, Inspector, Whitebridge paces bills the first of the month, never have any trouble. Oh, by the way, Inspector, there's a piece of property over in Spivvy Drive. Goodbye for a fellow with a steady income. Would you be interested in acquiring such a piece of... Sure, sure, Inspector. I make Mr. Whitebridges' suits, size 40, waist 36, length 31. That's all I know. Are you sure now? What do you think? That I might be putting secret pockets in Mr. Whitebridge's pants or two tricked linings in his vest? I worked once for a magician. I put a zipper here and a zipper there, but this Mr. Whitebridge, he's no magician. He's no smuggler. He's a businessman, like myself. I tell you, size 40, waist 36, length 30, that's all I know. That's all I know. Just a moment, Inspector, I'll look in the records. Oh, yes, here it is. Mr. Whitebridge is a member in good standing. Due is paid up until next September. Uses the links on Thursday afternoons. Plays nine holes, I believe. This is house over there. Don't tell nothing from that. Yeah, it is a look at the man I ought to be having for certain, sure. One looking his eyes would tell me if he'd the red tint of blood in his veins. It's a shadow and a ghost I am this way. Hey, you. You there. What is it? What are you doing prowling around this neighborhood? What's your name? Flanigan. Inspector Flanigan. So you're Flanigan, I thought so. And who's inquiring? My name is Whitebridge. Everett J. Whitebridge. It is. Whitebridge now. Why shame the devil for that. I demand to know why I'm being persecuted this way. My neighbors are peeping from behind curtains at me. The radio patrol car comes by twice as often as before.  My partner is looking funny at me and hasn't had lunch with me for a week. Out on the golf course, I can't even get a caddy. I demand you make charges. Now, what have I done? Robbed a bank? Committed embezzlement? I've been ruined and I can't find out for what. I demand you make charges. Bring me to trial. Anything. Anything but this. Now, what's it about? Tell me. It's a little matter of a dog license. A dog license? Do you confess? Of course I confess. Get out your pencil. Where can that report be? Well, here's the Vernon Street house breaking. Here's the articles picked up in pawn shops. Here's, you know, that Flanigan later again. No sign anywhere of his report. Ah, could this be it? Wait. Dog license case successfully closed Flanigan. There, Flanigan. Wait till I get my hands on him. Flanigan stopped that whishman. It won't concede the fact you're 15 minutes late again this morning. Top of the morning to you, Captain Murphy. Soft spring day you'll be having. You flounder and dunder.  Did you see what the Red Sox did to those lads that call themselves the Yankees at the stadium yesterday? Now, look here, Flanigan. Is this scrap of paper and this bit of scribbled the report on which you spent the greater part of a week? You took nearly a week on a case. It's worth only five words in a report. Nothing is too good when it's a city hall case, Captain. And I found the orders of no less a person than yourself. But your notation. All it says is, dog license case successfully closed. Sure thing. Filed it after you'd gone home last night. Oh, I can't have those bills of the night side seeing how we do things, can we now? They'd be thinking it was easy. Well, can no less a person than your Captain hear about the case? Oh, a small thought out of keeping it from you. It was the case of a man who for the last three years has paid a license tax on a dog he didn't have. No, me curiosity has aroused out with it. Captain, did you ever forget your wedding anniversary? That I did. And my wife hasn't forgiven me yet. Well, Mr. Whitebridge made the terrible error of forgetting his first wedding anniversary. So he bought his wife a puppy to make amends. And then he discovered a foolproof way of never forgetting again. He did? He did that. Miss Hardcomb. Miss Hardcomb? Miss Fine Toothcomb, they should be calling her. She's that pathodical. But they could be setting the Navy observatory clocks by her ways. That's what Mr. Whitebridge found out. But, man, can I be finding out what this has got to do with a dog license? Well, for 13 years Miss Hardcomb has been notifying Mr. Whitebridge a month in advance that his dog license is due.  Well, go on, go on, man. Well, when the second notice comes, he delivers the gift to his wife and renews the license at the same time. His wife credits him with a phenomenal memory and are very, very happy. But what became of the dog? Oh, grew up, grew old and died three years ago. But Whitebridge was thinking Miss Hardcomb's notification service was well worth the $2 license fee. And he's been saving dog tags to tell him just what the anniversary is. But you care to license a dog that don't exist? Take legal to license a memory? That's what Miss Hardcomb was saying. Oh, wait a while, wait. Oh, look of us, not ourselves that's come to call on us on this fine spring day. Good morning. Good morning, Inspector Flanagan. Good morning. This is Captain Murphy, ma'am. Oh, I mean Miss Hardcomb. How do you do, Captain? I'm pleased, I'm sure. Good morning, Miss Hardcomb. I've come to commend your Inspector Flanagan for his diligence, his persistence. Oh, that's nice, I'm sure. Just please and folks, he is best at doing. Sure, I was just telling him that this minute I was. I was telling... And I was telling the Captain how pleased you were that Mr. Whitebridge plays the way you're keeping the record over at the dog bureau. Oh, yes, Inspector. It isn't very often our work is appreciated. What we mostly get is just complaints. Well, it's Whitebridge now. He mentioned to me that he might write a letter to the mayor. Oh, wonderful, Inspector. Could you remind him, Inspector, to call the department by its correct title? It's a bit more refined, don't you think? But Flanagan, you said this case was solved. I am still reminding you that you can't license a memory. What about Miss Hardcomb's records? Haven't you reckoned without Flanagan, Captain? Mind you, when Flanagan solves the case, it's solved for keeps. Shall I tell Miss Hardcomb, or would you do the honour? Well, it was really your idea, Inspector, so... You see, Captain, the chief of the dog... I mean the chief of the Department of Animal Regulation. Miss Hardcomb also is chief of the dog poems. She's sort of mayor of all the stray dogs in town. Yes, Captain. The ratio of stray dogs to licensed dogs is very high, haven't you? When Whitebridge's next license is to be renewed, Miss Hardcomb here is going to deliver as an anniversary gift a new dog. Well, won't it have to match the sex breed and colours stated on the license? Oh, that'll be easy, Captain. If I know Miss Hardcomb, the new dog will match the old one to the number of wags he has in his tail. Well, thank you, Inspector. Well, now, Flanagan, I'd say you'd handled this case with tact. Real scientific-like. Wasn't you, Captain, that would say there's nothing like the direct approach? This is Maratoren again. Every time I tidy up the house or put the dinner dishes back into the neat piles, it pleases me to remember I am responding to an innate feeling we all have. The psychologists call it a love of order. Everything in its place and a place for everything. Every housewife knows that one of the quickest ways of freshening up a room is to sweep up the intruding dust, hang up carelessly deposited clothes and bring back a sense of order. The eye, at Mira's glance it seems, recognises and appreciates order. We live in an ordered universe that obeys precise natural laws. To survive our human organisations such as citizen towns must aspire to order. Every word I speak, every sentence I pronounce is governed by rules to initiate and preserve order. And prayer regulates the order of our lives in a majestic way too for it puts God in his heaven and us on our knees. Now family theatre again reminds us the family that prays together stays together. A lot of things are wrought by prayer than this world dreams of. From Hollywood family theatre has brought you transcribed Arthur Shields in the right approach. Marta Toran was your hostess. Others in our cast were Ken Christie, Gene Bates, Paul Maxey, Stan Waxman, Bob Shannon, Ray Hyke and Bill Irwin. The script was written by James Roach with music composed and conducted by Harry Zimmerman and was directed for Family Theatre by Joseph F. Mansfield. This series of Family Theatre broadcasts is made possible by the thousands of you who feel the need for this type of program by the mutual network which responds to this need and by the hundreds of stars have stayed screen and radio who give so unselfishly of their time and talent to appear on our family theatre stage.  This is Tony Lafranco expressing the wish of Family Theatre that the blessing of God may be upon you and your home and inviting you to join us next week at the same time when Family Theatre will present Walter Brennan in The Lock of Roaring Camp. Join us, won't you? Family Theatre is broadcast throughout the world and originates in the Hollywood studios of the world's largest network. The Mutual Broadcasting System.


In porn, threesomes just happen. It just starts with everyone doing everything. But if we wanted to try it and to make it special, how can we set the right mood? Is there a nice way of doing this? You know, all sex is about emotions and all intimacy can be and should always be as nice as possible. Porn is never the thing to go by. Now regarding threesomes in particular, yes, it's the most common fantasy. Yes, it's the one that gets done the most. It is also the one that is most likely to go wrong because sex is never just straightforward.  Threesomes is a real pitfall to go through. However, if you are going to go through with it, then yes, the right mood as well as the right knowledge is very important.  Once you begin the actual sex, you now need to experiment with a few different positions until you can find the right one that works for all of you because remember not everything is going to work for everyone and just in case you cannot find the right position because that's not always easy with three people. Keep a couple of toys handy because that will help to overcome a lot of problems and most importantly, if you feel uncomfortable at any point, just stop. This is about you.  It's not about you proving anything to anyone. Sex should always be joyous and if it doesn't feel joyous today, it's just not the right day for it. There will be another day.


Okay, very good morning to you. Hope you're doing well. It's Tuesday 27th of April and gonna get you up to speed on a couple of things as you Can see here Tesla shares were down about 2.5 percent after market yesterday following their earnings So I'll get up to speed with some of the details there Otherwise we had a record close on Wall Street for the S&P 500 And in fact seven of the 11 S&P 500 sectors were higher And that was mainly led by energy shares and just quickly moving over to the charts Momentarily here energy prices WTI crude futures continuing to just grind up yesterday and this morning find themselves up 64 cents 62.55 so WTI remain supported for the time being with equities up and around these record levels both the S&P and the NASDAQ As a reminder this week is particularly busy of course with corporate earnings not just Tesla We've got the likes of Microsoft and Google and I want to get you up to speed and what to expect from them as well Companies reporting this week constitute about 40% of the S&P 500's market capitalization Running through from who are reporting from Tuesday through to Thursday of this week and of course not just MSFT and Google. We've also got Apple and Facebook this week as well as Amazon as well So lots to go out so far We've had a quarter of the constituents of the S&P 500 report and by the numbers 84% of them have exceeded expectations and obviously a lot of these numbers were expected to Accelerate just given the kind of removal out of the post-pandemic kind of period But they've even exceeded those margins by 84% if we're looking at who've reported so far Otherwise just looking at the general sentiment this morning And we there's been a couple of other things to be OJ overnight, but no fireworks there Otherwise copper prices still very interesting Sam and I commented on that yesterday the latest little bump there just to help prices being a Strike that's happened a port strike in Chile and Chile particularly Obviously important for copper given that they account for about one third of all of the global supply of that particular industrial metal And also as well with China, we did have industrial profit data overnight in China, which was absolutely Crazy number But that's just due to base effects So I don't think you know It's really attributable for why copper is continuing if anything the trend is just continuing as far as copper is concerned And the futures and copper prices printing session high actually as I'm speaking right now otherwise FX markets and US yields pretty quiet actually and in fact I'd say top right here gold as well is also pretty range bound So you can see here whether you're looking at euro top left Cable on the top all gold on top right and tea notes down the bottom Yesterday session was fairly quiet all things being equal and then also as well the markets are waiting a lot of big things to happen And of course we've got the FMC on Wednesday You've got that Q1 advanced GDP on Thursday got major eurozone data on Friday You've got all those earnings. I just mentioned and so I think at the moment the markets just in a bit of a pause Mode just waiting for these latest developments and they're not forgetting as well We've got that American families plan speech coming out of Biden There's a lot of focus on the capital gains tax as well at the moment to get into so That's the overall context of things. So I'd say this morning Market direction is relatively neutral for the time being And as we look at the calendar during this briefing, you'll see that there's not too much going on Which does draw quite a bit of attention back to those earnings again So let's kick kick it off and let's talk about a few different things first of all Tesla as you can see here after market they did Fall actually more than 3% at one point down about 2.5% though in the end and and what actually happened here Well, they reported Q1 2021 adjusted the EPS at 93 cents unless we're expecting 79 revenues We're a slight beat 10.39 billion against 10.29 billion their free cash flow are also positive nearly 300 million dollars against street estimates of a negative 83 million a couple of comments that I think were quite interesting The company expects this year's volume growth to exceed 50% are saying that it's on track to start production Deliveries it's planned factories in Texas and Berlin this year. They delivered a record 184,800 vehicles globally in Q1 that beat market expectations particularly strong demand from China But the company did not offer a specific estimate for vehicle deliveries For this year and that was something that a lot of people were looking for in terms of details How's the year plan out? How confident are they about that? Some other interesting points although that the actual nominal value is fairly insignificant overall They did actually generate 101 million US dollars in income after selling about 10% of their Bitcoin holdings We can have a look at the Tesla chart in a second actually profit from Bitcoin regulatory credits and tax benefits Contributed overall to about 25 cents to Tesla's adjusted earnings of 93 cents to give you a bit of context there about how they generate They're general earnings. So look, let's have a quick look at Tesla shares because overall, I'd say a loss of 2.5 percent for Tesla post earnings actually pretty modest and actually relatively well contained all things being equal compared to the usual price swings that we see after earnings This is actually looking at Tesla shares. I mean if we go back to where we were in August or November, I think it was around that November time when A few months back when when Tesla originally was getting involved in Bitcoin. So you can see Going back to where we were trading in Bitcoin at the time the rationale for why they made a bit of money on the back of that But more importantly, I think is their Q1 earnings were just absolutely Sensational and so these numbers were a beat on the top and bottom line But it's just not enough really to to keep what is otherwise an incredibly elevated share price So if anything, I think these numbers were okay. It's just a fact that you know, they're kind of Subjects to just how great the share price has been that you know If it doesn't follow up with that Q1 stellar performance and really smashes it knocks it out the park then Markets just come off a tiny bit But as I said for Tesla, this isn't like a normal company in terms of its daily price fluctuations That's relatively contained and I've put a couple of markups here That was when Kathy Woods arc investment funds sold Some of the shares that that came out quite a technically strategic point at around 780 Which was as you can see here. There's previous areas to support we had through excuse me late Gen and Mid-February and but the rectangle here is what the indicative price is then for the market to reopen Just given those aftermarket earnings as you can see for me, that's within The the the kind of more positive side of what is quite a key technical level at around 708 they're trading about 719 in post market trade and reason why I like 708 as support is because of that area of Resistance turned support as well that it's had for the price action over the last seven eight weeks So overall it's worth bearing in mind that Tesla seen a price swing from the initial Q1 earnings report of up at 900 bucks to a low that we saw it beginning of March We've had a 40% Swing in price and we're about midpoint of where we're at at this point in time here for Tesla So a bit of context I think quite important, but Overall, they've survived this earnings release unscathed as far as their share price is concerned. I would say But a couple of other things to have a look at I'm sticking with the earnings team We've also had HSBC come out overnight and of course they are listed in Hong Kong And that's a good indicative way of looking at how their How what investors perceive their earnings and they were up about 2.7% so a positive reaction to their earnings release The main figure was their adjusted pre-tax profits Came out at six point three nine billion that was a firm beat on expectations of four point three billion on the street their Revenues were thirteen point two seven billion against expected twelve point six eight billion Profit advances in all the banks major business areas for HSBC So keep an eye out for them when they open up on the footsie today There's a few other earnings. I mean I'm filming this fairly early. So still haven't seen the numbers yet You've got lots of BP coming out today You've also got Novartis UBS as well all coming out ahead of the open. So just to be aware of Otherwise other news as I said very briefly Bank of Japan stands pat They left their policy unchanged. That's very much as expected They took an optimistic view of growth outlook while cutting its price forecast for the year No real defileable reaction load no great shocks here The other comment I wanted to touch upon was in the FT And this was talking about vaccines and the only reason I really wanted to point this out I don't think it's really I'd say important for intraday day trading strategies today, but I think from a bigger picture macro environment where we're kind of looking at COVID still as a significant driver and This disconnect we've got at the moment from a timings point of view between developed and emerging economies and how they're currently confronting this health crisis And in India, of course Excuse me. It's still one of the worst hit areas New Delhi reported that weekend Infection rates still well in excess of 300,000. I mean they're up around 349,000 at the moment and What was coming out in the news yesterday was that the US is under a lot of pressure because Europe has kind of committed so many vaccines to Go to these types of places the US have ordered well and above The number of vaccines that are Necessary in order to inoculate their own nation and Biden's basically come out and said the US plans to share 60 million doses of AstraZeneca's COVID vaccine and India obviously going to be one of the main Recipients of that so I just wanted to point it out because I do think it's important That you know as countries like the US in the months to come get to that kind of key Turning point where it's kind of the vaccines have done the predominant amount of their job But given that they've just gobbled up so much of the world's supply You know distribution elsewhere is going to be long-term beneficial for them and others from a global perspective Given the fact that we'd want to see the the COVID virus be because of Suppressed globally in order for the whole demand picture to pick up in a more equal fashion going forward Otherwise a quick look at the calendar for what's in store for the day ahead It's pretty quiet actually for the UK European Open nothing really major to comment on and actually today from a data point of view It's quite quiet. You've got US consumer confidence coming out at 3 p.m. You got the API all different trees after market is usually at 9 30 p.m. So really it's I mean unless you're a fixed income trader. You've got supply at Italy Germany You've also got the $62 billion 7-year note auction Remember the 7-year now I'd say the dust has settled This is the third one since that kind of February shock that we had that was a particularly bad auction So I don't really anticipate any issues with that one today So really it comes down to earnings then and the two big ones we're looking for of course are We'll pre-market just to give you a run through you've got UPS general electric theater 3m Eli Lilly and then after market You've got Microsoft and Alphabet undoubtedly the biggest ones But you've also got people like visa AMD if anyone interested in those kind of more social names you've got Pinterest as well, which also garners some headlight attention and What can we expect from Microsoft? Well a couple of analysts comments the company's Azure cloud business may modestly Decelerate in the March quarter results according to Cowan's Derek Wood one of their main equity analysts He expects to see an acceleration overall growth driven by improving demand for products like the office suite Amid the accurate recovery as well as a strong personal computer shipments that could help their windows business and Taking out over to Google It seems to be showing sustained growth and strength in the cloud according to Jeffrey's analyst Brett thrill Who expects part of the business to benefit from pent-up demand as the year goes on? Also an important metric to watch for for Alphabet for Google. He anticipates an acceleration in add momentum So something to keep an eye on as well. I get those numbers Aftermarket the final thing to comment on is there still is set to be an OPEC meeting happening tomorrow So front-running that as usual we get the joint ministerial monitoring committee the JMMC meeting today And that is going to be happening from one o'clock London time for any oil traders to keep an eye out for again, not expecting any changes from OPEC as they just roll over the Existing supply packed as it is given the balance at the moment of the the COVID situation globally Against the backdrop of a more constructive kind of outlook that we're anticipating to see with US growth going to be in Excess in excess possibly of six and a half percent QO growth that we'll see on Thursday And that's it. So Any comments at all just let me know drop a comment on this video if you're watching this on YouTube delayed Otherwise for the guys that fire live. I hope that was useful and I'll see you in the chat room. All right guys. Have a good day


Hey! I'm Hannah from Art Resin. I'm an artist who makes a lot of pointillism pieces so I thought I'd make one and cover it with Art Resin to show you guys. Check it out! I started by tracing the logo onto the canvas. I then took a red marker for the center of her logo and I made a lot of dots that were really close together and really small so the color would be really strong. In pointillism, the closer they are together, the stronger the color will be and the further apart, the lighter the color will be. It looks like this goes by really quickly, but it does take a lot of patience and my hand was really tired by the end. I then went in with all the other colors and I made sure to overlap them in some areas where the color separated so it would look like they were blending together as the splatter came out of the heart. I again used the technique of making them closer together for stronger areas of color and further apart to make it lighter. The final touches of the color portion of this artwork was the orange and yellow, which I again made sure to overlap and blend together to make sure the colors were varied. I placed a paper down before doing the outline with the black so it wouldn't smudge and I made the dots really close together for the black section so it would really stand out. I think it tied the piece together really well. And then I was time for art resin. Art resin is equal parts resin and hardener measured by volume and not weight, so I started by adding the resin into the cup and then an equal amount of hardener. I then stirred it all together for three minutes making sure to scrape the sides and the bottom and then I was ready to pour. As soon as the resin hit the surface, the colors already began to pop. Art resin will self level but I made sure to tilt the canvas in all directions so it would get in all the spaces. I then ran a torch over top to get rid of any bubbles. I covered it and let it sit for 24 hours so we could come back and see the results. And there it is. I was super happy with how it turned out. This already colorful piece became even more vibrant with art resin on top. Thanks for watching!


It's necessary to discuss excellence because if our science is really going to move forward then we have to do excellent science, we have to be at the forefront of our knowledge. Professor Lieb Honaker from Orhus University has already advanced the scientific front line in the area of experimental physics since she received an ERC grant in 2008. Her scientific project is to study the interaction of hydrogen and carbonaceous material. The goal is to understand the chemical reactions taking place in the interstellar medium where new stars are being formed. We investigate that in an apparatus like the one you see behind me which is a large ultra-high vacuum setup in which we can put in surfaces that simulate dust grains in the interstellar medium. It's a very challenging research project but according to Professor Honaker that kind of challenge is exactly what drives her and her research group towards excellence. I try to promote excellence in my research group of course by choosing some topics which are challenging and which we all find interesting to work on and then of course also by trying to ensure that we have the right technical equipment to be able to compete so to actually be able to deliver knowledge at the at the forefront of where we are in this research area. So what are you doing now? You're doing just checking the hydrogenation of the carbonaceous material. Okay and did you do any TPDs of that? You have the TPDs of the hydrogenation. And you still have the TPDs? Yes. Yes. So I'll end up buying beer tomorrow is what you're saying. Why did you keep watching? Now that I have a fairly big group I think it's very, I like this dynamic feeling you can get when you are a lot of people who work together on attacking the same goals and you can really feel you're moving forward. Research funding is always challenging when performing expensive research and experimental physics. The ERC grant made it possible for Professor Hornacare and her group to follow new avenues and harnessing the opportunity to have resources to follow the unexpected is absolutely necessary if Europe wants to strengthen excellence in science. Having grants in which you have the freedom to sometimes divert some resources into prominent problems that suddenly arrive grasping some opportunities that suddenly come that's really essential. I think the best thing we can do to promote excellence is to give funding to scientists which is not too tight which allows the freedom of movement, the freedom to grasp opportunities and follow the direction where real promise is.


Welcome to All Hands Update. I'm Petty Officer Andrew Johnson. These are your headlines from around the fleet. The Navy welcomed the newest and most technologically advanced amphibious assault ship USS America to the fleet October 11th. America was commissioned during a formal ceremony witnessed by sailors, friends and family during San Francisco Fleet Week. The first of its class, America is optimized for aviation and capable of supporting current and future aircraft. For more information on USS America, visit the All Hands Magazine website. Sailors aboard USS Cole conducted a ceremony to remember the fallen sailors of the October 12, 2000 terrorist attack. 17 sailors were killed and 37 were wounded as a result of the attacks. The crew worked for 96 hours to restore vital systems and free their shipmates from the wreckage.