And not from a standpoint of a tactic or strategy of men, but the role that dread plays within women's sexual strategy. Because it's inherent in my assumption that it's evolved to benefit them. So how does that benefit them? How does that evolve as a beneficial trait in number one? Number two, do you see that correlating to that astro cycle? Yes. I think that from an overall effect, hypergamy cannot afford to miss an opportunity to be optimized.  There's many different ways to actually put this to your best advantage and to actually make hypergamy work for you. When it comes to dread, dread is the fear, well, when you're single, the dread for women or what I call competition anxiety is that they're going to miss that opportunity.  Another personal anecdote in my rock star 20s, I would get with, I used to have a regular girlfriend, but she wasn't my girlfriend at the time, but I had just met up with this girl and she was on the rag and I don't know, I'm not Red Pill, I don't know anything about this by this time, but she's on the rag and she sees me as a prime opportunity to go have sex with. Most women, according to that scale, she wouldn't have sex with me because she's obviously in her luteal phase, but if a good enough opportunity comes around, she's going to go and have sex with that guy so she can lock that guy down so that when she comes back around to that next part of her cycle that she is going to have that guy hopefully as a long-term parental investment, that's where the dread comes in because she doesn't want to miss out on that. She says, this guy is so high, we're just talking about attraction floors. This guy, I'm a six and she's a six and he's like an eight.  She wants to get you right then and there because if she does it, she's going to miss out on that opportunity and that's where competition anxiety comes in because if she doesn't, some other girl is. So that's where dread comes in when you're single. When you're married or when you have a steady girlfriend, the dread at that point is assuming you're still above her attraction floor, the fear is lost and it's similar to that but that's why we were talking before. That's why women make guard because if they're really satisfied with you and you are like two steps above her in SMV, then that's when she's going to get really jealous and she's going to want to keep you lock you down so that's.


By special recording, General Mills, makers of Wheaties, breakfast of champions, and Cheerios, the Oats cereal ready to eat, presents the Lone Ranger. Fiery horse with a speed of light, a cloud of dust, and a hearty high of silver, the Lone Ranger. With his faithful Indian companion, Tonto, the daring and resourceful mask rider of the plains led the fight for law and order in the early western United States. Nowhere in the pages of history can one find a greater champion of justice. Return with us now to those thrilling days of yesteryear. From out of the past come the thundering hoofbeats of the great horse Silver. The Lone Ranger rides again. And here's the Lone Ranger. A long time ago a man fought an enormous animal bigger than an elephant. When I found the bones of that animal in the desert, I realized that size alone doesn't always win. That little man must have prepared himself to conquer the monster. He must have known even in those days that champions are made, not born. And that's still true today. Anyone hoping to become a champion needs lots of energy to sharpen his skills and to back those skills with power. Right Lone Ranger, one of the big reasons champions choose Wheaties is for energy to help them get on their way. It's easy to see where that energy comes from when you know there's a whole kernel of wheat in every Wheaties flake. Friends, keep in mind this advice from the Lone Ranger. Champions are made, not born. Get on your way with Wheaties. Breakfast of champions. Trails City had become an outlaw town. When bad men killed the third town marshal within a year, the town council, headed by Dr. McCracken, arranged to hire Jack Haskell, the most feared law officer in the West. Hugo Galt, a member of the council, was secretly the leader of the territory's worst outlaw band. When the council made its decision over his protest, he met secretly with his two lieutenants, Cliff Dexter and Cal Bentley. He warned them of the marshal's coming and said, Haskell arrives on the stagecoach from St. Joe next Tuesday morning. That's the day we're supposed to hold up the bang. I know. That's why your boys will have to see that Haskell doesn't get here. You have a plan of some sort, boss? Yes, always. Can you fellas get a girl who's ready and able to put on a sweet thing act? I think so. Marion Leslie, she's a hostess at the Case 8 Cafe. Well, she's a friend of mine. What do you want her to do? I'll tell you. The last stop to St. Joe's stage makes before reaching Trails City is at the relay station north of here. Yeah, about two hours riding cross country and three hours on the road. Right. The stage is due here at 8 in the morning. Now, Cliff, if you and, uh, said a gunslinger, a jango, a hewitt, go to the relay station during the night and take this girl with you, I think we may be able to handle Jack Haskell. Yeah. Now, here's what you do. The Lone Ranger and Tonho reached the outskirts of Trails City on the evening before Jack Haskell scheduled arrival there. They camped in the nearby hills. The Lone Ranger removed his mask, affected the simple disguise of a cow hand, and mounted his horse. He's used to the big fella. Tonho, we're going to learn first hand whether or not Trails City's as bad as they say it is. Mozilla! The Lone Ranger in his cowboy disguise had seen many known bad men in his rounds of the cafes that evening. Now, nearing midnight, while Tonho waited near an alley to the side of the building, the Lone Ranger entered the Case 8 Cafe. He ordered a drink, carried it to a side table, and left the glass untouched before him. Then, without seeming to do so, he began to study the man in a crowded cafe. He saw two familiar figures at the end of the bar. Though he pretended unconcerned, he kept his attention focused on them. Cliff Dexter and Jango Hewitt, they would end up in Trails City. The Lone Ranger had known the two men to be notorious criminals in Missouri a few years earlier. They continued to watch them. During the next half hour, they were joined by another bad man whom he recognized. Cal Bentley. What a combination that is. When a girl joined the trio, their manner and subsequent actions caused him to leave the cafe and hurry to where Tonho waited. Quickly, he told the Indian of the three outlaws and the girl. He concluded. And Tonho, after the girl seemingly sneaked out the rear door, Cliff Dexter and Jango Hewitt left in the same manner. But Cal Bentley stayed behind that. Yes, but when I left, I'm sure he was ready to follow the others. Then not come out this way. Let's stay in the shadows and go back there. Perhaps we'll get some idea of what they're doing. The girl and the horse is near this table. Listen, you can hear what they're saying. Cliff Dexter, wait till dawn. You'll meet the rest of the gang then, Cal. Yeah. Right to the hideout. What about you and Jango? We ride back and meet you there as soon as we finish our part of the job. Good. I want to be sure that... Here she is. I'm ready, fellas. Close, quick.  Don't worry about me, Cal. Are you two ready? Yeah, let's go, Jango. We'll take the back trail out to the cross ride.  You heard? Sound make them plan something bad. No doubt about that. We follow them? No, wait. There goes Bentley in the opposite direction. You follow him, Tonho. Try to find out who the boss is. He failed the crossroads. Tonho, we'll meet at camp later. Horses in front of Café. All right, let's go. The Lone Ranger wearing his mask, set out in pursuit of Marion Leslie and the two crooks. The giant, spreading silver, covered the distance rapidly. When the Lone Ranger reached the crossroads, he could see the trio in front of him. The masked man followed to the distance without being seen by them. He kept the man and girl in sight for more than three hours. Finally, they stopped a short distance from the site of the stagecoach relay station. After a brief conversation, the girl left them and rode on to the structure. That's strange. Escorting her all the way out here. I wonder why. He saw the two men turn their horses off the trail and ride a short distance into the hills that rose behind the relay station. They're just smiling. It's over. They're up to something and you can be sure it's not good. Easy now. Let's get near them. All right, big fella. The stagecoach from St. Joseph arrived at the relay station on schedule. We'll be here for ten minutes. There's coffee and buns inside. Thanks, Greg. Marion Leslie in her riding outfit had searched the faces of the passengers who left the stagecoach and headed for the nearby shack. She had been given a description of Jack Haskell by Cliff Dexter and there was no mistaking a renowned gunfighting marshal as he emerged from the coach. Marion, assuming an air of great secrecy, hurried to the man.  Dr. McCracken sent me here to meet you. Dr. McCracken? What about him? I'm his daughter. Daddy's waiting for you up in the hills behind the station. Why? I can't answer you because I don't know. Oh, Marshal, I think Daddy's in danger. He says he can't chance being seen here. It's something about outlaws he wants to see about before you go to Trail City. It's very important. Very, very important. I am Jack Haskell. Let's go to where your father's waiting. No, not yet, please. Wait until the stagecoach leaves. What is this? Why should we wait? Marshal, Daddy said that part's very necessary. Now he has a horse for you. You can ride that to Trail City. Whatever it is that's happened, believe me, Daddy will need your help. Jack Haskell, though usually wary, was completely disarmed by the girls in seer manner and her knowledge of his supposed secret visit. He was a research driver and advised the man to go on without him. But curtain falls on the first act of our lone ranger adventure. Before the next exciting scenes, please permit us to pause for just a few moments. Yes, sir. Get on your way. Get on your way with Tweety. True, champions are made, not born. We can all get there if we try. Take champion Dope Walker, flashy halfback for the Detroit Lions. Dope, at the tender age of nine, football was his line. He practiced hours day after day and learned what champions have to say. Wheaties for breakfast, you're on your way. Now a touchdown team from top to toe, Walker and Wheaties, they really go. A guy can put away a lot of Wheaties in 18 years and that's how long Dope Walker's been eating them. Good for you? There's a whole kernel of wheat in every Wheaties flake. Let's go, Dope. Dig for that goal. Get on your way with Wheaties. Cause champions are made, not born. Yes, sir. Get on your way. Get on your way with Wheaties. Breakfast of champions. Watch the stage coach leave for Trail City. Then she turned to him. We'll walk to where daddy's waiting. I'll leave the horse there. It's dark up here. Are you sure you know where you're going? Yes, daddy said, oh daddy, see, I've been burning up among the trees. Oh, yeah. I see horses too. Where's your father? Around somewhere. Marian led the way between the trees to an opening where a lighted lantern rested on a tree stump. That is Haskell's stopped. She stepped to one side and yelled, All right, boys, here he is. Haskell's alert reached for his gun. The two guns flamed from the underbrush. As the marshal fell wounded, Cliff Dexter and Django Hewitt two shots rang out from above. Both outlaws hit, grabbed their arms as their guns fell to the ground. At the same moment, the marshal, writhing on the ground, used his good arm to fire. Django Hewitt fell dead. Then the marshal collapsed. Marian Leslie panic-stricken, dashed toward her horse as a masked man emerged from the bushes into the perimeter of light. Stop where you are. The lone ranger fired over her head. Don't shoot. Stop. Please don't kill me. They get back here and fast. What do you want? Cliff and Django dropped. Now, I'll throw them here. Django's dead. He deserves to be. Go to you for leading Haskell into this trap. I didn't know they were going to shoot him. They said they'd merely hold him here. Forget the explanations. Here's silver. In response to the lone ranger's whistle, the great horse Silver emerged from the underbrush. The lone ranger took a medical kit from his saddle bag. Then, as Marian Leslie assisted him, he began to creep a wounded laman. Good, your pals didn't get better shots at him. Luckily, he's not too badly wounded. You come too soon. I'm glad. The lone ranger treated Cliff Dexter's wound and left the unconscious man as Marshal Haskell revived. Marshal, how do you feel? I'm all right.  Where did you come from? The lone ranger, who had given help to Marshal Haskell in an earlier day, told of trailing the outlaws and Marian Leslie. The girl between sobs told of her part in the conspiracy against the laman. She concluded... And Cal told me that they didn't want Marshal Haskell in town, or they would rob in the bank. Or say it. They said Cliff and Jango would hold you here. Never mind that. What's just about robbing a bank? The girl still frightened, told what little she knew. And the holdup will take place sometime after the bank opens this morning. That's at 10 o'clock. I'll be able to get back there before then. I'm well enough to ride.  I don't know. I swear I don't. Luckily, Toto's trailing your pal, Cal Bentley. Unless something went wrong, you'll have followed Bentley to the boss's home. Let's carry Dexter down the relay station. We'll tell him what's happened and then leave here or camp. They found Toto at the camp. The Indian told the trailing Bentley and he must hurry. Me find out where him go, when him ride to house of man, him call boss. Did you learn the man's name? No. But we see him through window and we know where house is. Did you learn anything else? Ah, me follow crook to hide out. Then me ride back here. Him still there with plenty more crooks. Come on, Toto. We're going to both those places after one more stop. Dr. McCracken's home. Easy, steady, be careful. Easy, steady, be careful. Easy, steady, be careful. Come on, Toto. McCracken was astounded when he heard what had happened. He forgot his initial curiosity about the masked man as he said to Askel, Marshal, I'm, I'm glad you're alive. I can't understand it though how those crooks knew you were coming. I told no one about, I, wait, I take that back. I told one man, he's a member of the council, a solid citizen. What's his name, doctor? Galt, Hugo Galt. But Hugo wouldn't, he couldn't be involved in anything dishonest. Perhaps not. But listen doctor, Toto described the place where you trailed Cal Bentley, also the man he met. Galt gave a brief but complete description. But yes, that's Hugo Galt's house. The man you described is Galt too. Then him boss. Be sure. Well, it's incredible. Perhaps doctor, we'll make sure before Marshal Haskell takes steps against him, or what time is it? Let me see. 8.15. May I suggest then that you work fast. If you swear in your new Marshal. What? I'm taking the job doctor, don't be surprised. Then get him a posse and go to the hideout with Toto. Miss Leslie and I have other things to do. Me? You said you'd do anything to atone for your part in this thing. Did you mean it? Certainly I meant it. Do you know where Hugo Galt's ranch is? Yes. But like the doctor said, I can't believe it. I'm not asking you to believe anything. You can help prove the man's guilt or innocence. The long ranger briefly outlined a plan which the others accepted. Toto would leave the posse to the crooks hideout, while the masked man and Mary and Leslie went on to Hugo Galt's home. Don't say that! As the long ranger and Mary and left the doctor's home, the Marshal, the doctor and Toto set out to arouse the known good citizens of Prail City.  Hugo Galt was surprised when he heard a loud pounding on his door shortly before nine o'clock. He was doubly surprised when he opened the door and the girl pushed her way inside, excitedly. Mr. Galt, I'm Mary and Leslie. Mary and Leslie, I don't think I know. I'm Cal Bentley's friend, you know. I was with Cliff Dexter and Jango Hewitt at the relay station this morning when they shot Marshal Haskell. They got him? Yes, but something's wrong. You must go to the hideout at once, and see Cal before he and the gang set out to rob the bank. What? How do you know about that? Why should I be... Those are my orders. You must go there at once. I must go now. Wait! Come back here, you! Mr. Hersey! Don't go! Tell me! I can't! Steady boy! You go and see Cal!  Mary and Leslie rode away from the ranch, and went out of sight, galloped her horse off the road to a grove of trees where the lone ranger waited. Oh, oh boy, boy! I did what you said. He's a man all right, I'm sure of it. Then let's move to a spot where we'll be able to see the ranch house. All right, Silver.  Oh, he's leaving the house, running toward the stable. Yes, the fish has taken the bait. Get ready, we must follow him. Oh, Silver, oh! That's it. Cabin must be the hideout. He's gone inside. Yes. Oh, there's Tonto. Must have led the marshal's men here. Yes, there they are. Yes, you stay here with the horses. Easy to give me thought. Cal Bentley and the outlaw gang were astonished when Hugo Galt, white-faced and quivering, entered the hideout cabin. Cal protested. But you're crazy! I didn't send Mary in for you. I haven't seen her since last night. Then why'd she come to me less than 15 minutes ago and tell me you wanted to see me? She said something was wrong. No, we're getting ready to ride in the town now. We have the plans you gave us. I don't understand this.  Not kill, Galt. Shot them! Look at the window! Mash, man! Before the supplies croaked to reach for their guns, the long ranger and the men of the party began to shoot through the cabin windows. The troops were caught in a crossfire. Some fell wounded. Others ran to the door. As they opened the door, a fresh burst of shots sent them scurrying back. Hugo Galt whimpered. Kale, their killer shot. He's gonna let them surrender! Yeah, we haven't a chance. Hold it, boys, hold it! The troops dropped their guns and lifted their hands above their heads. All right out there!   Dr. McCracken and Jack Haskell led the posse through the door. Hugo Galt, gasp. Dr. McCracken, you're here too? Yes, to send you to jail. Keep your hands up, Hugo. Let me introduce you to Marshal Haskell. This has been a long day. Yeah, Doctor. But a great one for Trail City. Among those men we put in jail a day are some of the most wanted men in the West. They have been going to prison for a long time. Here or in some other territory. So will Hugo Galt. Now imagine him and all that money we found buried in his place. Yeah. Some of it's still in bankwrappers. Definitely connecting him with passersby. The girl is ready to testify against Dexter and Bentley. She'll get off lightly, I hope. Sure, sure she will. Without her, we couldn't have... What am I talking about? We... He was the one. You mean the mask man? Yeah, that's right.  He caught the girl and made her reveal the plot. Then he and Tana exposed Galt and his gang. Well, a doctor, he did everything. And if Trail City becomes a model town from here on, and it will, believe me, it's because of him and only him. The lone ranger. Bobby is a boy of nine. He can really hit that line. He's a star because he knows. He's got gold power from... You ought to try Cheerios. The delicious food with gold power. Cheerios, the oat cereal that needs no cooking. Add milk, and you've got just the breakfast to start a healthy, happy day. It's real muscle-building food. Every spoonful contains vitamins, minerals, and proteins your body needs. They help give you healthy nerves, good red blood, strong bones, and muscles. So eat Cheerios. People will say... He's feeling it. He's feeling his Cheerios. The Lone Ranger, a copyrighted feature of the Lone Ranger Incorporated, is created by George W. Trendle, produced by Trendle Campbell Muir Incorporated, directed by Charles D. Livingston, and edited by Fran Stryker. The part of the Lone Ranger is played by Brace Beamer, your announcer, Fred Foy. The Lone Ranger is brought to you by General Mills every Monday, Wednesday, and Friday at this same time. Be sure to listen. This recorded program has come to you from Detroit. This is ABC Radio Network.


OK, how do you follow that act? OK? Good afternoon, ladies and gentlemen. I am a medium brown skinned woman, sink chocolate candy, with darkish colored hair. And then I'm wearing a purple scarf in recognition of hashtag purple Thursday to support domestic violence victims and survivors. The rest of my attire consists of black and white clothing. Before we begin, a few housekeeping items of note. To your left from the entrance, we have in no particular order, I want to say NYSCB, New York State Commission for the Blind, Visions, Lighthouse Guild, We Walk, and Glam Canes. I'm going to tell you, I already skipped the order because I can't see that well, so we're going to pretend that I didn't say all that. I want to thank Masby and the MOPD staff, especially my chief of staff, Sarah Roshanar. Without their help, thank you. Without their help, this would not be the success that it is. Also, we have our MOPD staff, and they're located throughout the area, wearing their city IDs. If you need assistance, you can raise your hand. We'll see it. We'll come to you. You can ask the person closest to you to identify who's wearing a staff ID, or you can walk up and say hello. I also said I acknowledge the agencies here. I also want you to enjoy the food catered by Contento, the only fully accessible restaurant in the city of New York. And while you're here, network, network, network. So in years past, MOPD would host and awards events in the name of the late Matt Saplin. However, this year, we are celebrating the first appointed commissioner to MOPD, and that is the late Matthew Saplin. He was first appointed as the executive director in 2002 and was elevated to commissioner August 2006. On either side, you'll see pictures flashing of Matt. Matt lost his sight at the age of five. He received his BA from NYU and MPA from the Wagner School of Public Service of New York. He was the co-executive director for the Queen's Independent Living Center. He developed a computer system linking the six ILCs located in the five boroughs. In 2013, a playground on the Upper West Side was renamed in his honor, and under his leadership, Disability Mentoring Day was an annual event. This focused on assisting disabled people who either wanted to return to the workforce or enter for the first time the opportunity to test the waters. Matt and I had a lot of conversations on this. Actually, we spoke a lot since his days at the Queen's Center. He had the ability to make you feel like you were close friends. Because of Matt, I knew I could still do my job after I lost the sight in my left eye. So with that said, we are here to observe this national event celebrated every October 15 since 1964. In 2016, former President Obama issued a proclamation declaring October 15 to be the Blind Americans Equality Day. Can we get an applause on that? OK, thank you. This is a day to not only raise awareness, but also to acknowledge the resilience and strength of those in our community who use white canes to navigate a world that is sometimes not designed with their needs in mind. In my role as commissioner for the mayor's office of people with disabilities, I've had the privilege of working with remarkable individuals and organizations dedicated to improving the lives of New Yorkers with disabilities. Together, we have been advancing accessibility, inclusivity, and understanding in our city. White Cane Awareness Day slash Blind Americans Equality Day is a testament to our collective commitment to this cause. The white cane is a powerful symbol of independence and freedom. It empowers individuals with visual impairments to move forward with confidence, to pursue their passions and to actively engage in our vibrant city. But it's not just about the cane itself. It's about the society that embraces and supports those who use it. We have made progress in making New York City more accessible, but our work is far from over. We must continue to break down barriers, eliminate discrimination, and foster a culture of inclusivity. This requires a shared commitment from all of us across the public and private sectors to ensure that everyone has the opportunity to reach their full potential. Remember, nothing about us without us. Thank you. So as we come together tonight to celebrate this day, let us renew our commitment to building a city where every New Yorker can flourish, regardless of their abilities. Together, we can create a more equitable, inclusive, and accessible future. Thank you for being here and your dedication to this important cause. And now, without further ado, I'd like to introduce my boss, the mayor of the greatest city in the world, Mayor Eric Adams. Thank you so much. I'm really, really excited today to be here. Before I begin, I want to describe myself.  I have a clean, shaven head. And I am just happy to be here today. And this is just such a historic moment. And I think the commissioner said it best. Not only is she a history-making commissioner, first female commissioner of MLPD of color, with hearing and visual disabilities, but she's just a pioneer. And she keeps us focused on so many of the great initiatives that we are putting in place. I want to thank our partners. I know they hear somewhere, Emblem Health. Emblem Health sponsors so many events for us. Give it up for them, because they are real partners with us. So welcome to the People's House. Tonight, we celebrate White Cane Awareness Day. And we celebrate our blind and low vision brothers and sisters throughout the city. And we are a big believer that this city belongs to everyone and it should not be limited by any means. And you're going to see some of the initiatives that we're putting in place that we're not going to just talk about it. We're going to be about it and open the doors and allow accessibility throughout this entire city. And as the commissioner stated, I was doing some of this work when I was in Borough Hall with one of the visual impair schools on Eastern Parkway finding new innovations and new ways of using our White Canes. Think about how much our White Canes have not changed throughout the generations. They've been folding devices with not integrating artificial intelligence, not integrating new technology. It's probably one of the few devices that they have basically remained the same. And we need to really encourage all of our tech experts, all of those who are part of innovation, we need to lean into the power of that White Cane to allow it to do far more of this having you navigate your way throughout the city and throughout the country. And there's a real possibility that you're going to be seeing some exciting things that are coming from those powerful White Canes that have been your constant companion for many years. And so we know that these Canes represent your lives and represent your independence and represent some of the directions that you want to see our city continue to improve on. They enable our brothers and sisters to navigate the world, pursue their dreams, and live life on their own terms. Every day, our administrations continue to fight to ensure we have equality, dignity, and opportunity for all, including those with low vision and visually impaired. Because this city can't be great if only some can appreciate what it has to offer. We are the number one city on the globe. If we get it right, the entire globe will get it right. And this is why we must continue to make New York City the most accessible in the world. We've made significant strides in improving accessibility, but there's more work to be done, and we're going to do that. So White Cane Awareness Day is not just about acknowledging the challenges faced by those with vision disabilities. It's about redoubling our efforts to ensure our city is a beacon of inclusiveness throughout this entire five world. And so listen, the first of my knowledge, mayor, that is dealing with dyslexia. I know what it is to have systems that believe we're all one-dimensional. I am not incapable of learning. I learn differently, and that's why we need to understand how we move about life is not what we're incapable of, but how we do things differently. And because of that, we can move us all forward together. In my state of city address, I announced that we would be launching a new center for workplace accessibility inclusion next year. This is something that I'm so excited about. This center will have a dedicated team that will connect 2,500 disabled people to jobs, help employers make their workplace more accessible. And tonight, we honor a champion and trailblazer for New York City Disabled and Low Vision Community. We're so excited by honoring the former MLPD Commissioner Matthew Seppelin and his strides that he made. He was a pioneer, a long before people were willing to address this important issue. He was there doing it. He led the first mayor's office for people with disabilities. He was responsible for pushing New York City's building codes to more accommodating, accessible for people with disabilities, including creating the inclusive design guidelines of New York City. Matthew also pushed through critical legislation that created rent controls for people with disability on fixed incomes, a huge, huge battle that was won by him. Leading the mayor's office for people with disabilities was a labor love for Matthew, and it was personal. He was blind, and he fought for the rights of his brothers and sisters in the disability community. His legacy and impact on this city are immeasurable.  We are proud to be here today, and I wanted to ask you to join me and invite into the stage to give him a proclamation. Kondra Seppelin and her son, Trevor, to accept this proclamation on behalf of our good friend, former commissioner Matthew Seppelin. I just want to thank everybody for coming out tonight and just want to show my appreciation for everybody in the disabilities community. You guys are what have helped my dad move leaps and bounds above everybody else and being able to push the disabilities community forward and making these things happen. It wasn't possible without you guys, so thank you guys, and have a great one. Thank you. Thank you, it was a lot of food. Enjoy the food and the wine.


So in my presentation, I'm going to share with you the methodology to monitor the drug efficacy that we use in our project in Cambodia, the malaria project. So it's a second presentation on Cambodia. I make the presentation on behalf also of the colleagues that are listed on the screen. Now, first, a few words on the project. So the overall objective of the project is to develop strategies to eliminate the plasmodium fulciparum from that area of Artemisinin resistance. So you know Artemisinin is the most potent drug we have against malaria, definitely an indispensable drug. So the reason why we are working on malaria in Cambodia is specifically to tackle that resistance. Now, it's obvious, it's common sense that the last resisting parasites and the last strains are going to be the most resistant ones, which means that if we want to tackle resistance, ultimately we will have to work towards elimination in such an area. So the reason that we are there is of course to avoid the spread of the resistance from that area to other areas. So on the map you see the place where we are working, so the district Chaisan bordering Thailand and you see the study period. We started in October 2015 and I have data until April 2018. So within that broad objective of the project we have a number of specific issues, questions linked to the efficacy or the resistance if you want. So the first one is more on the public health level. We want to make sure that if there would be a decrease in the efficacy of the ACTs, so the Artemisinin based combination therapy that we are using, that we would be able to detect this in an early stage. We need this to know obviously because if this would be the case we will have to change the drugs or eventually the drug regimen. Or if it would not be black-white this can be then an indication to do a full-scale full-blown efficacy study which is very heavy because this means we have to do PCR, we have to do microscopy and for a single patient we need at least 10 samples, day 1, day 2, day 3 and so on up till day 42, so which is heavy for the patient and quite resource intensive. And then on the individual level we want also to detect in an early stage if someone is not responding well to a treatment because if someone is not responding very likely to be resistant, a resistant parasite, we don't want that this person continues to contribute to further transmission. Now what we do concretely in the project is we do of course case finding which means we test and treat patients with fever. We do reactive case finding which means that if we have a positive malaria case we consider it as an index case and we test around, that's the household and people working in the similar places where probably the transmission is ongoing. And we do proactive case finding which means we do send MSF staff to the villages where they test people on a regular basis, people that have risk exposure, concretely working in the forest. We also have basic vector control and so we do the monitoring of resistance in vitro. I come back to that. So in fact where does the question come from though? We have in the project a strengthened case management which is of course not the routine way of working that we have in Congo or in Africa but we have a strengthened case management system not for research purposes but simply we want to make sure that in that area with resistance a patient is treated and the parasites are indeed eliminated. And so the question that came up was can we not if we use know that opportunity of a strengthened case management if we would know structure and standardize the follow-up could we not use this and evaluate this as a methodology, a lighter methodology to monitor the drug efficacy or the resistance if you want. So let me first explain now what it means that strengthened monitoring of the patients as we do it. So if we have a case, usually rapid diagnostic test, we do systematically take at day zero a dry blood spot that is analyzed in the central lab in Phnom Penh, the Pasteur Institute lab. So the dry blood spot that we take and then we give all the patients a three days directly observed treatment because we cannot in such a situation work with incomplete treatments or accept incomplete treatments of course. And you see that we have been using two different ACTs in the first period, the hydro-artemisinin-piperaquin and because of the resistance we had to switch later on to artesionate mefloquin. Then for the follow-up of the patients we go back, we trace back the patients, all the patients at day 28 and we take again a dry blood spot. We get the result normally within a week and so we want to make sure that indeed the patient has eliminated all the parasites. Then specifically in the frame of a study we added also day 63, I will come back to that, but this was to validate if day 28 was indeed a good time and a good indicator for us to base our methodology on. And then there's the further monitoring that takes place mainly in the laboratory of Pasteur where they follow up on our in vivo samples and that's then for the treatment failures, the distinction between re-infection, recrudescence. They also calculate the estimated paracetamia based on the PCR as we don't have microscopy and they follow the different molecular markers that are correlating with resistance and so that's the ones correlating with artemislin resistance, mefloquin and piparquin resistance. Now the three specific questions to which I will come back one by one is first of all, we want to know are our ACT still efficacious, is day 28 a good choice and if we make such an analysis should we include all the patients. Now for the first question, are the ACTs that we have been using, are they still efficacious enough? And so what we did here, what you see is the PCR based paracetamological treatment failure on day 28. So if we look at the first row and maybe just look at the percentage and have the confidence interval as well, so we see that when we're still using DHAP peraquin, we had 36% treatment failures and even more concerning we know we saw that the vast majority were recrudescences, so meaning the parasites were not eliminated by the drug. Because of that resistance we had to switch to an alternative drug which is still today artesianate mefloquin and you see that the second row there we only have 7% treatment failures and moreover there is not a single recrudescence among these patients, it's all reinfections. I just have to mention that unfortunately we had quite some samples with insufficient genetic material to do DD analysis and it's based on relatively small numbers. So this first of all gave us a very clear conclusion, the use of dehydro-artimizin peraquin is definitely no longer justified in that area. The second question is, is day 28 an acceptable time to do that evaluation? The question comes from the fact that normally in a standard efficacy study we always do day 42. But we are using PCR, which means we are using a more sensitive technique and moreover we want to make sure that the patient not responding to treatment is identified quite early. And so you see that for that reason we did day 63 and so here you see and we only did it in the artesianate mefloquin period you see that from the 261 patients from whom we had day 28 negative that only 7% had day 63 positivity rate and moreover there was not a single case of recrudescence which for us led to the conclusion day 28 is indeed a good time to do it, it's not too early to base our conclusions on. The third question of the methodology was then should we include all patients and this question comes from the fact that in the standard efficacy studies normally we exclude all the patients with a parasitemia below 1000 parasites per microliter the reason is simply that if you start very low and if you take your drug that even in case of resistance you may not yet have sufficient parasites to be detectable during the follow-up period. So on this slide you see the same data on the left that I showed you already and we did the exercise over again excluding the samples where we had the parasitemia load below 1000 parasites and you see indeed looking again at the percentage that while in the initial one we had 36% treatment failures this becomes 59% treatment failures in the first row so with our DHAP Periquin with touching confidence intervals showing that indeed if we include the low parasitemic ones that we may underestimate the resistance or overestimate the efficacy as it's written on the slide. So the conclusions for us is that first of all the implementation is feasible it's of course not the routine data that we have in our African projects but in such a place where we want anyhow the patient to get 3 days directly observed treatment and we want anyhow to make sure that we have a follow-up after 28 days and we see that we managed to trace back at least 60% of the patients for that follow-up on the 28 so we see that the PCR based day 28 treatment is indeed an appropriate indicator it's not too early and we see that if we would include all the patients including the low parasitemic ones that we may overestimate the treatment efficacy so it does make sense to exclude these patients from the analysis. Now however have we been using these results or what was the relevance? First of all as we could document that high failure rate of the DHAP Periquin this clearly was a reason to say that we should change also in the area where we were working as a priority the ACT to the alternative one which was in this case the artesanate mefloquin and then as there were similar results from other areas this led at the end to the nationwide decision to drop the first line DHAP Periquin and change it everywhere to artesanate mefloquin and so we realize of course even if I did put in the title routine data this is not again the routine for our African setting but we think that this methodology of using what we have can be relevant in places where we do have first of all few cases which means pre-elimination or elimination setting so where we can afford a close monitoring of the individual patient and especially where we are confronted with a high level of resistance because that's the places where we cannot wait until these full scale efficacy studies are done which sometimes takes two, three years before we have the results but just to make sure that we have nearly real time at least basic information about the efficacy of the drugs that we are using and that we do this on top of the in vivo monitoring sorry in vitro monitoring based on the molecular markers so I would like to thank our study partners so that's the Pasteur Institute in Phnom Penh and the National Malaria Control Program C&M and also our MSF Cambodian staff because they are doing the main work in the fields and the population of that district where we have been working for several years now Chesan the representatives of the population and you for your attention thank you


The driver of a bus rapid transit, BRT, which was boarded by the murdered 22-year-old fashion designer, Oluwa Bameshi Ayawole, has been arrested in Ugun State. The suspect, who disappeared into thin air after the incident, was arrested by a Department of State Service operative in the Odobolu area of Ugun State. Now the Lagos State Police Public Relations Officer, Adekole Ajishibutu, who confirmed the incident, said two other persons linked to the driver were also arrested. Now the body of Oluwa Bameshi, who went missing on Saturday, February 26, while returning to Otafumaja, was found along the Carter Bridge by Ogogoro community and has since been deposited in the mortuary. Now the last moment of Bameshi could be described as that of anxiety and a fight for survival as she sent several audio messages to her friend registering her suspicion and soliciting for prayers. Mm-hmm. Now videos have also emerged on the internet showing her distressed mother calling on the government to bring the killers of her daughter at your book.


Hi and welcome to the session I am Asha and I am going to help you with the following question which says in figure 5.10 if AC is equal to BD then close that AB is equal to CD. So, let us begin with the solution and the following figure we are given AC is equal to BD also from the figure we find that AC can be written as AB plus BC since point B lies between A and C. BD can be written as BC plus CD since point C lies between B and T that is AC is equal to AB plus BC and BD is equal to BC plus CD. So, let us number the given equation as 1, this equation as 2 and BD is equal to BC plus CD as third equation and now on substituting and 3 in 1 we get in place of AC we will write AB plus BC and in place of BD we will write BC plus CD. Now subtracting BC from both the sides we get AB plus BC minus BC is equal to BC plus CD minus BC which implies AB is equal to CD subtracting equals from equals. This completes the solution hope you enjoyed it take care and bye for now.


This is Think Tech Hawaii. Community matters here. And guys, we are back here on Think Tech Hawaii with the Prince of Investments show. Back here in the beautiful state of Hollywood, well, that's where the show is at. But I'm in Denver, Colorado. If you take a look behind me, it looks a little different from what you've seen on the show. I relocated and by relocating, now I'm in Denver, Colorado. I was off the show for about two weeks. But due to technology, we are back live here in the beautiful state of Denver, Colorado, being aired in Hollywood, Hawaii. But that's all right. That's fine. But anyway, I know you guys probably tuned in today. And you guys can see the title. We're going to be talking about a bear market. We're going to be talking about the market, the downside, how to get prepared for it. Anybody that's following the market right now, you know the market is extreme, not extreme high, but all the time high. You know, the market, we're in a bull market, which is the opposite of a bear market. We're in a bull market. We'll see equities and stocks are doing pretty good. You know, everything is going up. I think the S&P 500 now is up around 19% or 20% for 2017, which is not that bad, right? So a lot of people are joining. And there's also, you can't forget about the juggernaut right now, Bitcoin, which is jumping between 1700 to 17,000 to 19,000. You know, it's had over 1,000% return this year. So we have all type of great experiences that we have going on the market right now on the upside for people that have been with the market. Now we're going to be talking about where the market crashes. What if the downturn happens, right? What is a bear market? All the other great stuff that we're going to discover, how to get you prepared, how the things that I learned, the exact funds out there, the way you can prepare your portfolio for the market. I know you're probably asking, so Prince, what make you think it will bear market once the bull market? Hey, you don't think about building a ship when it's flooding. You build it before the flood, right? So that's what I'm going to do. First thing I'm going to talk about, what is a bear market? The bear market itself is a 20% drop, a 20% drop on the major indexes for over two months, a 20% drop. The last bear market we went into was October 2017 until March 2009 when we bottomed out and we turned into a bull market. Now think about it is from 1900 to 2015 we've had 32 bear markets, 32 bear markets that we have experienced. Now we don't have a question of, is the bear market going to happen? The question is when. So we know this is going to happen again. We have seen this happen 32 times in the last 115 years. We have over 115 years of data that says a bear market will come again. On average this happens between every three, three and a half years the bear market happens. Every three and a half years that's when we kind of see the bear market come into play. So right now we haven't seen this since 2009 and some people say it's eight years or whatever the case may be. Because eight years ago that's when we experienced the 2008 market collapse and in 2000 we see the market collapse again for the tech bubble. But these bear markets is always going to happen. Now it got me onto this topic besides when it was going to happen. I was reading Tony Robbins book Unshakeable. And while I was reading his book Unshakeable what it did was it had a section and it was talking about the bear market. And it got by the name Peter Murloc. I think it's Peter Murloc or Peter Murloc. Peter Murloc I think it is if I'm saying it. Hopefully I'm not butchering his name. But he was in the book. He had a chapter two in the book where he was speaking about how to prepare for a bear market. Why was he reading this chapter or why did he write this chapter? Because he owns a company if not mistaken it's called Creative Planning. And what Creative Planning did prior to 2009 they had he had an assets management of $500,000. He navigated the bear market so perfectly when it ended he was at 2009. Now when the bear market ended in 2009 his $500,000 turned into $1.8 billion for himself and his clients. So that is a awesome awesome job that he did how he navigated through the bear market and went from $500,000,000 to $1.8 billion. And today he manages over $22 billion in assets and the management which is immaculate. So he's someone who's very experienced who saw the bear market coming. He was prepared and when he was prepared he told how to get prepared and he navigated through it perfectly. And one of the things is when I was reading the book I noticed that my portfolio itself wasn't ready for a bear market. Myself before that I was anticipating hey if a bear market happens what I'm going to do is I'm going to invest through it. But that's what I read and when I learned about him I read some more things of him. And I actually called his office and you know maybe coming on to the show one day but stay tuned for that. But anyway he gave us some very interesting tips that I'm going to give out right here on the show today how to get prepared for a bear market. First we're going to be talking about mental. The mental state. I think it was Benjamin Graham. His last name is Graham. I can't think of his first name. It was Warren Buffett's mentor. And the thing he said the one of the worst things that person investors is his emotions in himself. He's the hardest factor to get rid of outside of investing. When you're investing when you see a bear market come or when it does happen it may happen tomorrow. It may happen two years from now. It may happen three years. But I'm not trying to time it. It was a time before when I was thinking I was going to I'm going to just wait till the market goes on sale then I'm going to jump in. Now you're trying to time the market.  Right. And we're not talking about regular people like you and I were talking about some of the best investors in the world hedge funds. These guys have billions of dollars of resources around them. So this is the way I want you to think about it. When you see a bear market the bear is not not anything to be scared of. The bear is your friend. When a bear market comes it doesn't come like I started investing in 2007 2008. It was my first time in the market. And it was absolutely the best time to enter the market for a seasoned investor. But the worst time for a amateur investor without having the financial literacy and knowledge when the market starts to collapse. I thought to myself man it's likely maybe in the world because all you see throughout the media everybody saying hey we're two wars. Hey we have gas prices was all the time high. What was in Iraq? What was in Afghanistan? Gas prices at all the time high. Unemployment was at all the time high. Companies like Lehman Brothers, Ford, Bank of America all these companies the biggest insurance companies are collapsing collapsing. When I turn on the television and just watching the market collapse the market dropped 54 percent. You imagine that 54 percent drop in the market itself that is crazy. But the thing to think about that as the market collapsed I became scared and I said wow well I don't know what I'm doing investing. Every day I turn on the news. Every day I open my portfolio I'm losing money. I would have put my money in cash and wait till the bottom comes or figure out something else. Wrong amateur move. I shouldn't have kept investing throughout the bear market. But I looked at the bear as an enemy versus a friend. When the bear is your friend. The bear is when you see things go on sale. Throw yourself. Now we're going to get into how you can prepare for the bear market. For most people out there one of the best investments you can make is, I mean it's not one size fit all. One of the best ways to invest in the stock market is instead of trying to pick stocks it's to pick the index. Pick an ETF and I say ETF because it's a low cost ETF that tracks the S&P 500. You have mutual funds that do it. You have index funds that do it. But me personally as what I know now my knowledge now I see ETF as being one of the best resources to track the stock market. Now the reason why I say this is that an ETF that tracks the S&P 500 a mutual fund that tracks the S&P 500. The index fund or anything else that tracks the S&P 500. They all have the same performance. The only underlying difference I see is it may be Vanguard or it may be iShares, different companies that may do it. But at the end of the day they all have the same objective. At the end of the day the biggest difference is the fees. How much are the fees? If I'm going to get the same car why pay more for it? The lowest cost I know of right now is a Vanguard ETF by December B000 which has an expense ratio 0.0 full. So with that being said I think that is one of the best ways I will go. Now don't confuse a bear market with a correction. A correction is less than two months. A bear market is when it goes over two months. 20% drop and it happens over two months that is called you are now in a bear market. If it drops more than 20% it happens less than two months. Now you know what they call a correction. The stock market took a correction, a drawback. We all know Bitcoin is up and up and it's running like crazy. It may have experienced a drawback. So if it's less than two months it's a correction. If it's more than two months it's a bear market. Now another thing I want you guys to think about we're going to get into how you can prepare yourself. How to prepare for a bear market. Now I just said if you are in an index and sell your portfolio a good thing that was brought to my mind, to my attention was government, not government, but bonds. Bonds, do you want to know what bonds are? Here's a quick one on one that the way he explained it what I thought was in G's. But it's very true. Four types of bonds, right?   This time you are the lender. Most of the times when we go get a car loan with a person that takes some money. This time you're going to lend someone else your money for interest rate. Simply and easy. Now when you lend someone your money and they're going to pay you back with interest, it's for what it's done. You can lend it to the government and let it be called a government bond or a Treasury bond. You can lend it to a city to build cities and things that are for a state to build different type of infrastructures. What's it called a municipal bond? You have when you loan to a corporation, that's called a corporate bond. And when you loan to another country, it's called maybe a quote unquote high yield bond. Now let me break those down a little bit for you. A government bond is just like when you go to get a car. You have a loan. If you have good credit, meaning that you're trustworthy, meaning that the likelihood of you defaulting on this loan is pretty low. You usually get a low interest rate. But if you have a low credit score, your trust ordinance is low, the likelihood of you not paying as long back is pretty high.  So you may experience a higher interest rate. With that being said, that is called a high yield bond. So for a prime example, investing in the United States, investing into the United States versus investing into the Venezuelan government, maybe investing into a Venezuelan government is risky. By being there risky, they pay more of an interest rate. The US government, they have good credit. The interest rates are pretty low. So you may get 1% for getting a bond from the government in the United States, but by getting one in Venezuelan, it may earn 10%. You may earn more. But by earning more, then again, the likelihood of them defaulting is pretty high. So that's what I want you to think about. So the thing about it is, hey, a lot of people like to run to cash, but we all know in the investing world, cash is trash. Cash is not good because it doesn't earn anything. It doesn't do nothing for you. But so if you are keeping your money into a regular checking account, that's very low. A step above that is a savings account. A step above that is a CD. A step above that is not going to see the main market than a CD. But the thing is, you put your money, or you hide your money, you put your money into a bond where you have an income from it. Now, if you have an income coming from your bond, if you're not being fluctuating with the market or anything like that, you may be earning about 1%, something like that. Maybe a low percentage right now because, you know, we're in a very low interest rate society right now. But you're earning a nice 1% compared to bleeding the savings account, where you're going to earn maybe .25 or something like that. So, hey, you put your money into a bond where it earns money. Now, your money is earning money. And you keep your credit low where you don't have to worry about having to sell bonds in a bear market. That's a no-no because when a stock market goes down, the last thing you want to do is to be the person that's selling your stock because you need to go pay bills or something like that. So, you want to have your stocks. You don't want to sell your stocks. You want to keep your stocks. If you have stocks, a.k.a. equities or anything like that, you want to keep your stocks and ride out through the bear market. You want to buy more stocks in the bear market. So, what you're going to do is you're going to have your money saved into a bond. Bonds are gaining you a nice interest rate. If the market was a collapse going to a correction or going to a bear market, you can now liquidate a.k.a. sell your bonds and buy stocks. Sell your bonds, then turn around and buy stocks. That's a great way to... Because what you don't want to do is some people say, well, I'm going to leave my money in cash and we're going to the next bear market. We don't want the bear market to happen. I mean, think about it. If you thought the bear market was going to happen in 2017, like myself, along with a lot of other people, if you thought the bear market was going to happen in 2017, it could cost you 20% return on your investment. Then you're getting what is called trying to time the market. You don't want to be trying to time the market because if you can time the market out personally, please give me a call and I'd love to be your friend. So, most of you can't time the market and don't even try to time the market. There's no need to time the market. So, if I, instead of leaving my money in cash, I don't know what the next bear market may be. It may happen in three years. But if I'm waiting on the bear market in cash, look how much money it causes me that I can potentially lose by leaving my money in cash. So, I leave my money in bonds to earn some interest and I keep investing into the stock market. Who cares if it's at all time? If the market collapse, what you're going to do is you're going to liquidate, sell your bonds and you're going to buy equities. You're going to buy equities throughout the bear market. If the market goes up, bear doesn't happen. You keep your bonds. So, what does that mean? Today, what I did for myself personally, I know I need to get some bonds. How can I buy bonds or what not, right? One way you can buy bonds is you can use ETFs to track bonds. Now, I'm just going to give you guys an example of a government bond, ETF, that's tracked by Vanguard. Let's say, let's do a corporate bond. VCLT, VCLT, that's a corporate bond, ETF.  Maybe one or two percent, whatever case it may pay you. And if you experience a downturn in the market, you can turn around and then sell this. Hopefully, this ETF is not collapsing itself, but you can sell that bond and then turn around and buy, corporate stocks are going and investing to equities. Now, another thing to prepare yourself for the market, you don't want to have all your eggs in one basket. You want to be diversified. The core of your portfolio should be the index, the S&P 500, an ETF that tracks the S&P 500. That should be the core of your index. Then you want to have some mid cap. Do you want to have small cap?  So you have your index at the bottom of your portfolio. Do you have your mid cap? Do you have your small cap? Do you have your bonds? Then you want to get into real estate, which is roots. Real estate investment trusts, right? So we're investing real estate on stock and stock market. Now you're diversified. Also, you want to jump into an international stock, right? There are international ETFs, I think it's MAS, something like that. It's like Fort East, I can't remember the exact thing. I should have been prepared to give you guys an ETF, but it's international, essentially, right? So you can invest internationally. You can have bonds. You can have index, mid cap, small cap, and a real estate investment trust. Now you're diversified because you're not overly invested into your own country. You have international, you have some bonds. You have small cap index, you have some real estate. So when the bear comes, you don't know the industry the bear market may hit. It may hit small cap. It may hit large cap. It may hit an index. You just don't know what it may hit.  And also you can liquidate your bonds and turn around and buy different ETFs. So another way people like to do it is to benefit from a bear market. They like to go out and wait. So if you're in a bear market, if you think the bear market is going to go down, I wouldn't highly recommend this. They can go through derivatives. They can go out and they can buy put options. Put options give you the right to be able to sell a stock at a determined price in the future. How does that work? Let's say right now Google is trading $4,000. And you purchase the right to be able to sell it for, let's say $1,200 or $900, right? I'll just say it's $1,200. It'll be case to me. Let's say the price of Google drops to, so Google is trading $4,000. You purchase the right to be able to buy it or sell it for $900 for a month or two or whatever the case can be. If the stock drops down to $600, you can exercise your contract and sell those stocks for $900 in the future even though on the market, they only worth $500. So it's a bearish prediction. I wouldn't recommend this because it has an expiration date. You have to, you can short the market. Short the markets when you borrow stocks and then go off and try to short sell and stuff like that. Something I wouldn't be a big fan in trying to short the market in a time like this. Because if you was that good at it, then please, like I said, give me a call. Yeah, you can use ETFs that have, you can use reverse ETFs that if the stock market drops 1%, the ETF goes up by 1%. The stock market drops 50%, the ETF goes up 50%. You can invest in inverse ETFs to benefit as the stock market drops. Now, there's something called leverage ETFs. So like I said, the inverse ETF if it drops 1%, if the stock market drops 1%, the ETF goes up 1%. What if I told you that if the stock, instead of it going 1%, if the stock market drops 1%, instead of you getting 1%, you get 2 or 3. Those are leverage ETFs. Now the thing about a leverage ETF is that if it goes against you, it's going to go against you very bad. But if it goes with you, it's going to go with you very good. So those are ways people can profit or try to profit something that I wouldn't recommend because now you're trying to get into day trading and time in the market and things like that or another one. But one of the ways you can set your portfolio is first, number one, diversify. Small cap, mid cap index is the core of your portfolio. Bonds. We're the state investment trust. I'm not going to get into MLPs. That's for rich people. But that's what you can do to prepare yourself and international. Those are ways you can diversify your portfolio as soon as something hits. You can liquefy your bonds and get more into equities. Review the bear as your friend. Know that the bear market will come again. Historically, it happens every 3 to 5, 3.5 years is when the bear market comes. We haven't seen the bear since 2009, March of 2009. So where is the bear? Is the bear popping its head up tomorrow? We don't know. But you can be prepared by diversifying your portfolio and when the bear comes, invest throughout the bear market. Use the bear as your friend. So those are things that I have learned and those are things that I have shared. Now there are probably tons of other things you can do, which is fine, right? But I just want to go over those as great tools for you to be able to benefit from the market, be prepared, and to slay the bear. As Tony Robinson said in his book, slay the bear. Review the bear as your friend and slay the bear. By diversifying, you're limiting the impact that the bear will have on you. But now you're in a position to where you can actually sell bonds or cash out bonds to CDs. CDs sometimes have a time frame on them, bonds sometimes have a time frame. But you can sell these. Just give me an example. Sell your bonds. Now you have cash to be able to invest throughout the bear market. Because in the bear market, cash is good to have. But you don't want to sit here and leave all your money in cash and wait on the bear. Because, you know, who knows? It may happen in five years. And with compound interest, I could lose money in the future trying to wait on the bear. So don't wait on the bear. Just when it pops up, view it as your friend. View it as a sale when you go into a store. When you see stuff on the clearance rack and how you buy everything up, that's what you need to be able to market the bear as. It's an opportunity for you to be able to buy a lot of things on sale. So, but as all of these guys, I think I hit on everything. How to prepare, diversify, and how to capitalize throughout a bear market. Because when a bear market happens, only two things can happen. Is it with the end of America as we know it? Or it's going to be a rebound. And the last 32 times it has happened in the last 115 years, it has been, it has rebounded. Every time it has rebounded, rebounded, and rebounded. So that's a great way to rebound from the bear market. So anyway, guys, that's going to be my time. View the bear as your friend and know that it's going to happen again. If you got any questions or issues, guys, don't forget to drop a comment below. Thank you guys for tuning. My name is Prince Dykes, the Prince of Investing. It's an honor for you guys to stay tuned. Stay tuned for more. Until the next video podcast, or whatever you see me do, goofing crazy around the globe. Peace, be safe, amount, and thank you.


John Chapter 8 But Jesus went to the Mount of Olives. At dawn, he appeared again in the temple courts, where all the people gathered around him, and he sat down to teach them. The teachers of the law and the Pharisees brought in a woman caught in adultery. They made her stand before the group and said to Jesus, Teacher, this woman was caught in the act of adultery. In the law of Moses, commanded us to stone such women.  They were using this question as a trap in order to have a basis for accusing him. But Jesus bent down and started to write on the ground with his finger. When they kept on questioning him, he straightened up and said to them, Let any one of you who is without sin be the first to throw a stone at her. Again, he stooped down and wrote on the ground. At this, those who heard began to go away, one at a time. The older ones first, until only Jesus was left with the woman, still standing there. Jesus straightened up and asked her, Woman, where are they? Has no one condemned you? No one, sir, she said. Then neither do I condemn you, Jesus declared.  Dispute over Jesus' testimony. When Jesus spoke again to the people, he said, I am the light of the world. Whoever follows me will never walk in darkness, but will have the light of life. The Pharisees challenged him. Here you are, appearing as your own witness. Your testimony is not valid. Jesus answered, Even if I testify on my own behalf, my testimony is valid. For I know where I came from and where I am going. But you have no idea where I come from or where I am going. You judge by human standards. I pass judgment on no one. But if I do judge, my decisions are true. Because I am not alone. I stand with a Father who sent me. In your own law, it is written that the testimony of two witnesses is true. I am the one who testifies for myself. My other witness is the Father who sent me. Then they asked him, Where is your Father? You do not know me or my Father? Jesus replied, If you knew me, you would know my Father also. He spoke these words while teaching in the temple courts, near the place where the offerings were put. Yet no one seized him because his hour had not yet come.  Where I go, you cannot come. This made the Jews ask, Will he kill himself? Is that why he says, Where I go, you cannot come? But he continued, You were from below. I am from above.  I am not of this world.   Who are you? They asked. Just what I have been telling you from the beginning, Jesus replied, I have too much to say in judgment of you. But he who sent me is trustworthy and what I have heard from him, I tell the world. They did not understand that he was telling them about his father. So Jesus said, When you have lifted up a son of man, then you will know that I am he and that I do nothing on my own but speak just what the father has taught me. The one who sent me is with me. He has not left me alone, for I always do what pleases him. Even as he spoke, many believed. To the Jews who had believed in him, Jesus said, If you hold to my teaching, you are really my disciples, then you will know the truth and the truth will set you free. They answered him, We are Abraham's descendants and have never been slaves of anyone. How can you say that we shall be set free?   So if the son sets you free, you will be free indeed.  I am telling you what I have seen in the Father's presence and you are doing what you have heard from your Father. Abraham is our Father, they answered, If you were Abraham's children's that Jesus, then you would do what Abraham did. As it is, you were looking for a way to kill me. A man who has told you the truth, that I heard from God. Abraham did not do such things. You are doing the works of your own Father. We are not illegitimate children, they protested. The only Father we have is God himself. Jesus said to them, If God were your Father, you would love me, for I have come here from God. I have not come on my own. God sent me. Why is my language not clear to you? Because you are unable to hear what I say. You belong to your Father, the devil, and you want to carry out your Father's desires. He was a murderer from the beginning, not holding to the truth, for there is no truth in him. When he lies, he speaks his native language.  Yet because I tell the truth, you do not believe me. Can any of you prove me guilty of sin? If I am telling the truth, why don't you believe me? Whoever belongs to God hears what God says. The reason you do not hear is that you do not belong to God. Jesus claims about himself. The Jews answered him, Aren't we right in saying that you are a Samaritan and demon-possessed? I am not possessed by a demon, said Jesus, but I honor my Father, and you dishonor me. I am not seeking glory for myself, but there is one who seeks it, and he is the judge. Very truly I tell you, whoever obeys my word will never see death. At this they exclaimed, Now we know that you are demon-possessed. Abraham died and so did the prophets. Yet you say that whoever obeys your word will never taste death. Are you greater than our Father Abraham? He died and so did the prophets. Who do you think you are?  My Father, whom you claim as your God, is the one who glorifies me. Though you do not know him, I know him.  But I do know him and obey his word. Your Father Abraham rejoiced at the thought of seeing my day. He saw it and was glad. You were not yet fifty years old, they said to him, and you have seen Abraham.  At this, they picked up stones to stone him, but Jesus did hit himself, slipping away from the temple grounds.