So, you said to me, when I asked you to complete the feedback form, the following, and thank you very much for completing it. It's not about me. It's about how I support you most of the time. So, some of the questions, I just put them there for the sake of putting them. I'm joking, not for the sake of, but I just also want to know how I'm doing so that I can improve as well as as a tutor for the next group coming. And that's the only way I can learn that there is something that I am doing wrong. So, if I look at the, are you seeing my screen right now?  Yes. Let's make it bigger. So, overall, I am linked to 200 students on my UNISA and on WhatsApp. I have 76 people who joined the WhatsApp group with an exception of one person that I removed yesterday for posting the same thing every time that I keep on telling them not to, and I send them messages privately to say, please remove them. They don't remove it. So, I removed that person because I don't want that kind of activity on the WhatsApp group as well. It derails the papers of the WhatsApp group. So, on there I have 76 participants, but if I compare it to what's happening online, every week online, I only have six students, or less, or more or less. So, I'm glad that there are actually 13 people who responded to the question. And before I pre-posted it on WhatsApp, there were only six people. So, I assume that those six people who posted the way, those who attended the sessions. And what surprises me is not that the majority of you who are here are doing it for the second or for the first time is how many people have attended the session. So, the red and the orange, it shows that the majority of people at least met me online, not physically or physically or anything, but met my voice online and they were able to use the material. If I look at how many number of people who said they used the videos, it makes me happy to know that people are watching them to study, to help them study. But I'm also still worried about those three who don't know how to access them. And that's why I also want to show you how to get there, to see the videos. Because what other way we can assist if we cannot type on my Unisa or on WhatsApp is for you to go and re-watch the videos. Then the other thing, not that this looks good, but what gives me pleasure is that you're saying I know the content with the exception of one who says not sure. But I'm assuming that person never attended many of my tutorials. But that does not mean I must just break. It means it tells me since there are at least two people who still believe that I'm lagging behind. It means I need to do more. I need to do more to assist students, to understand the content in order to support you. Because if I don't know the content, if I don't know how to answer your questions or I can't help you answer the questions, then I'm doing injustice to you. So I'm happy with that one. And here is the challenge. There are people who still believe that I, the Twitter delivery of the content or the presentation made it easy to understand. So three people, let's say two people, two and three, like those who answered two and three because two, I think it was do not agree or disagreeing. And then this was neutral. Therefore, it means I still have a lot to do because if two people still feel that the presentation was not made, didn't make them easy to understand the content, then it means I must find other mechanisms or other ways of making sure that the material shared with you are easy enough for you to be able to understand the content so that you can work through the content on your own.  So it means the material we give you needs to be easy, understandable. But also, it cannot just be the material we give you. It means your participation as well. Because how will I know if the material is helping or not if you don't talk to me? If you don't say I don't understand your slide, can you please repeat it or can you give me another example to make sure that I understand what you are saying? You're not telling me all those things so I don't know. I can only know now that people are finding it difficult. So it means next semester I must find another way, not do the same thing. And you will not choose as well if maybe I didn't share with you my private side. I do have a private side where I store all historical material that I have been using. So you will see that there is a transformation in terms of how I present the material based on the feedback that I still get from students. So I am very, very pleased with your responses as well. I can only improve from here on. Interaction, okay. So I don't have to say much about this because every week I ask and I beg and I plead but you still don't want to talk to me. So I was hoping I will find some people who say I don't encourage that. Then it wouldn't mean that maybe I'm not listening enough to you guys. So but there's nothing for me to comment more about and in terms of the enthusiasm that this one person, I'm going to assume that that one person maybe attended once my session or never attended my session. And how do I move that person? How do I need to find ways of making sure that this person does not feel like I am not interested in their studies? I'm not interested in helping them because I am more than interested in making sure that you guys pass and not just pass and get 50%, pass and get like 70, 80, 100% if possible as well. So I am here for you. Not the other way around. You're not here because you're not here for me. I am here for you. So my job is to make sure that you understand your material. So I am still very worried about that one person. Now when it comes to the revision and here is where I am going to, it's going, this is going to help me in terms of the type of assessments that I post on my UNICEF in order to support you in order to give you more practice time. So I can see that you say in terms of this what I'm looking at. The majority of students say study unit one and study unit two and study unit three is not that difficult. Actually I'm studying unit four. That's what you are telling me. You're saying to me those questions are not that difficult. So we do not have to spend more time looking at them, at those questions because the content is not that difficult. The only problem comes when we go on into study unit five. As you can see, the graph changes. It shows you that the orange, the more the orange, the more the difficult because that's what we said. We said, difficult is orange. So you will see that the blue becomes lower, lower, lower and the red increases. But from study unit five, I can clearly see that the majority of you are saying or are telling me that you're struggling with study unit five until study unit 11. So it means every week, the assessment will have more questions based on those study units. So from study unit five until study unit, study unit 11. The other thing I need to also mention is your lecture is going to also give you an online assessment for study unit 11 only. So because you didn't write the exam based on that study unit, so he just going to create a couple of assessments that you can do quick and see if you understand the study unit. But we already did it together. So it's not going to be that difficult because we're just going to apply the same concepts that we used in one of the sessions to answer that study unit online assessment from your lecturer. But I will also include some of the units in the assessment that I'm giving you on a weekly basis. And remember, it's only going to be very small. We're only going to do close to about 10 questions or 20 questions. I think 15 questions should be enough. 10 to 15 questions should be enough every week based on all the study units that you said you're having difficulties with, as you can see. Then the rest, I don't have to even say more about them because I asked you which component of your module you found more difficult. And I can see that it's hypothesis hypothesis hypothesis and discrete. So it still shows the same thing as what you said on the graph. So I thought maybe you will say how to calculate something. And I appreciate the person who said self-discipline is the biggest problem. It's not even about the content that is the problem. It's about your time management. How do you make sure that you are able to do your assessments? Because these assessments, they're only going to benefit you when you go write the exam. Because the more you practice on them, the more you will feel comfortable when you write your exam. And that's it. So the others, these are the things that the plus it means what you enjoyed. I will read that. What I would like to concentrate more on as myself is to go back and look at the delta because that tells me what can I do to improve the tutorials?  So that person says that. There's nothing I can do about it because that is the UNISA platform that we are using for delivering tutorials. And like this one, today is too fast for beginners. So I speak fast and I keep on telling you, if I am too fast for you, please let me know so I can slow down. But you're not talking to me. You're not telling me that. I need to know that I am moving too fast for you so that I can pace myself. But the other thing you must also remember we have different different people that we are a diverse people in the tutorial group. There are those who come with the med skill, those who understand meds. And then we have those who never even did meds at high school or even ever primary. They did meds in primary probably, but it's not as intense as what we're doing right now. So we're different. And when I give the the session plan, I am giving it well in advance in order for you to pace yourself so that you know that this week we're doing this, this week we're doing that and you can go and revise those topics as well. But sometimes people don't understand at the first glance. I also gave you the WhatsApp channel to say you can communicate with me that if I was too fast in class use the WhatsApp to say, oh, but lazy Elizabeth, I struggled in class. I didn't understand anything you said. Can you repeat this and this and this for us? I don't mind doing that, but I cannot just go ahead and do things in time consuming. If I don't know if it's going to benefit you, but you need to talk to me. So those are very valuable insights that you are giving me that I'm going to take back and relook at them. And thank you very much for completing this. Like I said, this is not about breaking or making me look good. If that doesn't benefit me at all, I can only improve from honest feedback. And I can see that the majority of you do give an honest feedback and going once, going twice, going three times. I am done with this. But you can keep on completing the feedback form if you haven't done so. But at least it gave me some feedback. And I like this because then now I know where I need to put more effort in. And I can see that the majority of you are saying hypothesis testing is the most difficult concept. So it means sometimes some way I will just have to do the hypothesis questions and then we can have a session on Saturday or on Friday where we discuss only hypothesis testing. Okay. So with that, I can just stop this sharing and then see if I can log in onto my UNISA again because the activity for today is on my UNISA. Unfortunately, I cannot log in onto my UNISA. It is refusing me to log in. And since I am not a student, it's not going to allow me to request a password. I don't know. Maybe can someone from your side try and log in onto my UNISA and see if it works? Can you please try for me? Because all the work that we need to be doing is on my UNISA. Yeah, I tried from my side. I was able to log on. I'm also able to log on.  I have to get to the home page, to the login page. Okay. So from my side, it keeps on refusing my password. Then me try for the last time. So I think maybe they log me out. They don't want me to work on my UNISA. But is it worth it to refit the password? But I cannot reset my password since I am logged in as a staff member. Let's see if I do show. Then how am I going to see your answers? Hello, Ligu. You don't have even an external device that maybe you can retrieve the person paper from. Maybe we can do them from that external. Hey, that's the thing. I don't know which exam paper I used. Unless if someone wants to share their screen with us, who wants to share their answers with us? Don't worry. We're not going to judge you. No, it doesn't allow us to share from outside. No, I can give you permission to share, to be a presenter as well. The answers you don't get as well. No, I just want you to share the question, as if you're going through the question. Okay.  You are now a presenter. See if you are able to share. Oh, there we go. And so, I don't know. So it's not, normally it has a block around it when you're sharing. And this one doesn't have it. So nobody should be able to see. Can you, none of you can see my screen? No, we can't see it not yet. Look at it. Let me try to share again. No, it doesn't look like it's picking up my screen. It indicates that it's sharing, but it doesn't have that red block around it that actually shows that it's being shared. Okay. Let's see. Alternatively, what I can do is find a new exam paper because. Lassie, I saved all the questions individually as attachments. If I upload them in the chat, will you be able to use those? Yes, let's do that. But you are sharing there. Who's sharing now? That's Koleika. Is that you, Koleika? Oh, that's me. We see the Google with the purple thingy. Okay. They are purple roses. So is it showing begin assessment? No. We see in your Google thing, you shared there. Did you share your screen or you shared the Google? Let me see this one. Oh, okay. Let me close that one. Otherwise, in the meantime, while she's still trying to sort that one out, you can post them on the questions. You can put them on the chat. I'm trying to upload them. Sorry. Out. So is somebody else sharing? Nope. I'm uploading them as JP images. Yes, just in case. Koleika. Yes. It doesn't want you to share with us. It should be sharing now. So I've put it on sharing. Nobody can see the assessment on their side. It's not sharing. It's not sharing. Is it possible maybe to do a screenshot then you send it to Lizzie? Then we can do it from maybe question by question. I shouldn't miss, couldn't you? Would that not take longer? Sorry, how can you see? Is it still your Koleika? Yes, it is. There we go. Thank you very much. Yes. But that study you're not far. No, we won't. Go back to the online assessment. It's under the online assessment. Okay, yeah.  Why are you still there? So some people say they don't know where the recordings are. If you go to the online tutorial, you can point there. Koleika, you can be my co-host to show them where the online tutorials are. And you need to scroll down a little bit. So all the sessions, when they are recorded, they will be kept in this. So for all the recorded sessions for content, they are under the recorded sessions. If you click on the link that says recorded sessions, you have all the sessions here. And you can expand on any of them. The recordings are in the, I just minimized them for ease of reference so that you can just go to each one of them. So like on the 19th, there is the recording and you will notice some of them have multiple recordings within it. Because I just put the sessions in smaller components so that you don't spend one hour looking at the same thing. So that if you just want to look at hypothesis for the proportion, you only look at that if you want to look at this, you just look at that. Okay, so that's where the online assessments are. For all the exam preparation sessions, if you go up and go back to the online tutorials, if you click back there on the slide, where it says online tutorials, and you go to exam preparations, and that will be all the recordings for the exam prep. So last week we had one, there are the recordings for last week. For Friday, I think, or Saturday session, I've kept them there. So I will also put for today's session, we will have it there as well. Okay, so let's go to the online assessment. So if you click on online assessments, colleague, click on online assessment. It's online assessment today. Okay, so this is the only one that's available today. Yes, so this is your individual score. It's fine, but let's go to the weight. That's the other thing, because you only have closed it, so you won't be able to see it as well, so pity. Carol, who's the other person? Was it Morissa? Yes, Lizzie, what I did, it doesn't want to send the files in the chat. So what I did was, I know you don't look at WhatsApp during your online sessions, but I did send them to via WhatsApp if you want to share your screen from WhatsApp. Oh, okay. Upload them from WhatsApp. So I uploaded them all into WhatsApp. Yeah, I see that. Sorry, it doesn't want to upload the files in the chat. Yeah, okay. So the other problem I have is my WhatsApp doesn't download. Sorry, Lizzie, are you referring to the online assessment for study unit one to six, the online practice assessment? It's still showing on my side. I can try and see if I can go into it, then maybe I can share my screen. Okay, who is you now? I am Talim, yes, you can show in here. I haven't touched, so that's why it's still showing. Okay, colleague, please you can stop sharing and then I'm going to make the presenter. When do we do that now? Hey, sorry about this. I didn't learn of who will have technical issues today, but it's one of those learning experiences. If I can find your name now, I'm Talim, there we go. Make presenter. So if I can ask, are you going to be able to open up for the assessment so we can redo the study unit one to four? Yes, I will leave them open and then this week I'll open up the study unit. There we go. Thank you very much. And then this week I will also open study unit 7 to 11 and then I will not put the closing date on it, so that is just open. Okay, so you said to me in the assessment, in the feedback, study unit one till study unit four, you find it easy. So this question should be easy. Did you find the answer for this question? Antonin, then it means you will have to select the answers as well as we go along. So let's do this. Let's see if we are able to answer the questions. Were you able to answer? Or if you were not able to answer now, look at the question and select the correct or which one of the following is not a categorical variable or question. I'm sorry, I haven't really, I've just started joining the online tutorials, so I'm still getting appointed with all the study units. I just thought let me up and share the screen. So if you guys want to work through this, it's fine. No, it's fine. I'm not saying you answer the question. This is for the whole group. You are just there to tick when they give an answer. Thank you. When they give an answer, you tick. So guys, let's have the discussion. I've been talking for almost, I don't know how many weeks now. Now it's your turn to talk. Between B and C. Number three. Number three says height of the person and someone says name of internet provider. That's what I hate. So a name of internet provider, internet provider might be Mweb, might be Afrihost, might be C. Yes. So the question was, which one is not a categorical? Remember a categorical variable is those variable that is a good thing to categorize. So the correct answer here should be C. C. Antoline, C is the answer. Yes. And then press next. Following information is collected from an, is the session recorded? Oh yes, it is. The following information is collected from an application from a car loan to a certain bank. Which variables below are quantitative? Antitative are those variables that we can measure or count. So this question, you have to select two or multiple, or it's not a single select. Which one is quantitative? B and C. Okay. The first one is B. And C. And C. Yes. Which of the following is not a goal of a descriptive statistic? You remember what descriptive statistic is? This descriptive statistic is used to summarize data in tables or charts, or organize data in tables or charts. I'm guessing C. Number C. Which one is not a goal for descriptive statistic? Remember there are two branches. There is inferential statistic and there is descriptive statistic. So you're saying Marisa? Your name is Marisa or what is the other name? Clear. Clear. Yes sir. I think I will stick with Marisa. That's fine. Okay. Thank you. So you're saying the answer for this question will be? D. D. D. D. Estimate in the characteristics of the population. Because that is their inferential statistics property. With inferential statistics, we infer or estimate the population parameter based on the statistic or the sample statistic. Okay. Which one of the following statement is incorrect? So you'll have to go through this. This is summarizing in chapter three. Summarizing of numerical data. And here actually we're looking at a histogram. More specifically. You see? C. He says if a histogram has a long tail to the left, it is positively skewed. A long tail to the left tells you it's negatively skewed, right? Because when the tail is to the left, it's negative. When the tail is to the right, it's positive. Yes. So C is the incorrect one. Okay. I can see why you told me that unit one, two, three are very easy. So you are flying on this one. At least if you are going to, you are going to put maybe 10% from Holgo. Yeah, probably. Which of the following statement is not true about the mean? So yeah, we're still also with study unit three. Which one of the following statement is not true about the mean? So what is the mean if we remind ourselves about the mean? The mean is the average. The mean is influenced by outliers. The mean means the sum of all the values divided by how many there are. What else? The mean with the median can tell you also the distribution. And when the mean and the median are the same, we say the distribution is symmetric. When the mean is bigger than the median, we say the distribution is less good. When the mean is smaller than the median, we say the distribution is skewed positively as well. Okay. So after what I've just said, which one did I not mention? Which of the following statement is not true about the mean? C. It's C because we know that the mean is always influenced by the outliers or extreme values. And remember the extreme values or outliers are the values that are far away from the rest of the other values. Yes, C is the correct answer. Now we come to the calculations. Here you cannot just tell me that that is the answer. So you will have to go and calculate this. So we are now in unit 3 where it is the measure of coefficient of variation. Remember how we use the calculator. So I am going to open up the calculator now. Well, so if you have a calculator, remember the steps of using your calculator. Do you still remember them? Yes. Yes. So use those steps to calculate the answer that if you haven't done that, just want to open up my calculator and also... Okay, so let me do this. Did you write the values down? Can I ask who's sharing? Who is sharing? Who's sharing? I am sharing, yes. Yes, so you're going to call out the values for me when I do the exercise. I'm going to stop sharing your site and share nicely from my site so that I can show you the steps. Just want to share my screen. So do you see both my calculators? Yes. Yes. Okay, so I'll start with the cashier because my shop, when I click on it, it will hide my cashier calculator.  The first step that you need to do is to put your calculator to state mode. So on the cashier one, on my one, the state is under number three. On your one, you will follow what your steps are. And because we're doing only one variable, so I'll choose number one. You can call out the values for me. Okay, it is 26.5. 26.5. 23.5. 29.7. 24.8. 21.1. 24.3. 20.4. 22.7. 27.2. 23.7. 24.1. 24.8. And the last one is 28.2. So once you have started your calculator, you'll finish on to your calculator. Then you can press the AC button and go shift. And go find the STA button. So it's on button number one. And I am looking for the bar, which is number four. So I'll just press four. And since I am doing the coefficient of variation, remember it is CV is equals to your S divided by your X bar. My S will be my SX, which is four. I'm just going to press four. And I'm going to divide by, and I go back again. Shift one, four for bars. And I will press two for the X bar. And there is my formula for the coefficient of variation. And I just press equal and multiply by 100. And the answer is X is 10.78. Seven, nine. So you just need to look at the answer if you get the same answer as my one. Okay. So that is the case, your one. Let's do the shop one. My shop calculator was different to the other shop calculators where you have all the values written in green in front of you there. But the steps are almost the same. So we need to take our calculator to state mode on this one. State mode is on number one. And we are interested in SD zero. So we press SD zero. And on this one, the SD zero gives me a table. But on the other calculator, you go, remember, after it goes to state mode, you press the value and then you press the M plus. And then the value M plus, the value M plus. And those who are using the financial calculator, you will press the value and press the E and T button. Value E and T button. Value E and T until you get all of them. So please call out the values. Okay. It's 26.5. 26.5. Sorry, 23.5. 23.5. 29.7. 24.8. 21.1. 24.3. 23. 24.3. Thank you. 20.4. 22.7. 27.2. 27.2. 23.7. 24.1. 24.8. And 28.2. Okay.  And on this calculator, my set is on the STAT button. The A is written in green. So I'll press the alpha. Like with the sharp one, you will press the alpha and go press the values that you are looking for. So in this instance, the value for your sharp calculator for the other ones and the financial calculator, it will be on button number five and button number four. So for this one, it makes life easier because then I just press alpha and I press the STAT button and it gives me this menu. And I'm going to press zero for statistics because I need to get the statistic measures. And my mean is 24.69. And my standard deviation is 2.6. You write them down, you're going to use those values to calculate your coefficient of variation. So you will say 2.66410133 divide by 24.6923077. And we multiply that by a hundred. And it should give you your answer. And if I scroll down, I can see that it does not provide me with the coefficient of variation. So I just need to calculate it manually. So you say 2.66410733 divide by 24.692307. Zero equals, multiply that by a hundred equals. And you can see that is the same answer. Okay, I'm going to stop sharing and go back to the question. Please share again. So the answer then will be option number A5. And next, then the next question is asking you to consider the flowing data set and they give you the data. And they're asking you which one is incorrect. Remember your quantile or the quartile, you need to calculate them by first finding the position and then finding the quartile. But before you do that, the data needs to be ordered. So this is your chance to order your data from lowest to highest. Once you have ordered your data, remember quartile one. Let's see, they're asking you about quartile one. Quartile one position, you find it by saying n plus one divide by four. Remember that. Quartile one position, you find it by saying n plus one divide by four. Quartile two position, which is the median, you find it by saying n plus one divide by two. Quartile three position, you find it by three, multiply by n plus one. So three into brackets, n plus one to those brackets divide by four. So go ahead and calculate those quartiles. And the other thing they're asking you here is the mean. The mean is the sum of all the values divided by how many they are. I can also use my clever calculator that we have here. I'm going to stop sharing your slide and share the calculator again. And now I'm just only going to share this calculator. Can you all see the calculator, not this calculator? Sorry, I need to stop sharing this one. Because my calculator is taken easy to calculate. So I'm going to, I'm just going to go back and share my screen. So clear the calculator. Let's go back to normal mode. I don't know how to clear this one. So I'm going back to state mode one. It is the only, this latest calculator of sharp way. It has the state there on the top as this capability of storing the data like this. So I can see that it didn't clear the calculator from any stored values. So I can clear them and go back state table two function. This table function mode, one, select two. Okay. So my values to a three, four, three minutes because there's an echo. All I'm saying, don't go and start by new calculator. You can use the same ones that you have and use the formulas. But for the sake of the exercise, I am just going to try it. Oscar, can you please mute your microphone? It creates an echo. Thank you. Four and then six equal seven equal nine equal ten equal fourteen equal and 23 equal. Are there eight or seven? One, two, three, four, five, six, seven, eight. There are eight. I'm missing one. That's 23 equal. Then I can go and do my state alpha state. So I need to go off the calculator then alpha state. And I'm still going to go to the state value. And these are the venues that you need. Your N is eight. The mean, which is X bar is 9.5. You can just double check with how you calculated yours. And the other thing we need is the quotas. So this calculator can give me what my one is and what my two is. So this is my one. You can just double check if double check if that is the correct. So we know that eight plus one equal nine divided by four is 2.25. And we just rounded to two. So this calculator does not calculate it the way we want it. So the answer is four for Quartal one position. Quartal one position is 2.25. And the position is 2.25. Therefore the Quartal will be four because we approximated two to four. Then we approximated to two and the value that is on position two is four. Then we calculate the median. So I'm not going to rely on my calculator. So don't go and buy this calculator. It doesn't calculate it right. It uses its own formulas. So Quartal two, which is eight plus one is nine divided by two is on position 4.5, which is Quartal two on position 4.5. And if I count, 4.5 will be between two values. It's between 1, 2, 3, 4.5. It's between the value of nine and seven. So we're going to take seven and add it to nine. So that will be seven plus nine equals 16 divided by two equals eight. So our median is eight. Quartal one, we found that it's four. Our Quartal two, which is on position 4.5 is eight. And did they ask about Quartal three? Well, let's just go ahead and do that. Which will be eight plus one equals nine times three equals 27 divided by four, which then Quartal three is on position 6.75. Therefore, we estimate it to be on position seven. And when we count one, two, three, four, five, six, seven is on 14. And that will be 14. It will be our Quartal three value. Okay, so don't use the calculator. It's teaching us wrong things. Okay, you can share again the screen. I'm sorry about that. Let's go and answer our question. So we know our N is eight. Our sample size is eight. Our mean is 9.5. Our first Quartal is on position 2.5, which is number four is the Quartal value. And Quartal two is on position 4.5, which is number eight, because we take the average of seven and nine, and Quartal three is on position seven, because it was on 6.75. Therefore, we estimate to be at position seven. And it's Quartal three is 40. So let's see which one of the following statements is incorrect. The median is eight. That's correct. We calculated that. The first Quartal, not the position, but the Quartal is four. That is correct. We find that it's four. The third Quartal, we said, is on position seven. It's 14, and that is correct. The mean is 9.5. That is correct. And the distribution is symmetric. When the distribution is symmetric, it means what? The distribution is symmetric if the mean and the median are the same. So the mean is 9.5. The median is eight. Oscar, sorry? No, I wanted to reply. I thought maybe you were asking. I was asking. I'm too fast. Like someone said, I was too fast. Yes, I was asking your question. So I know, sorry, I must let you wait patiently. Yes. So the distribution is symmetric when the mean and the median are the same. So in this instance, our mean is 9.5. Our median is eight. So it is not symmetrical. So we almost halfway through the questions because we are on question number seven. There are 15 questions. Now this is basic probability. So if we don't finish, we can always carry on tomorrow. We have two hours. So it means tomorrow we might have shorter time. So if the session ends at half past, then tomorrow we'll continue from question number nine until question number 15. Okay, so this is basic probabilities. If you look at this table now, you need to ask yourself what are they giving you in this table? They are giving you decimals. So you need to tell yourself if these are in decimal form, it means these are my probabilities. And it means they gave you all joint probabilities because they gave you all the probabilities inside the table. All what you need to do as well is look at the questions. What are they asking? And if they're asking you for you to answer some sort of calculations, like I can see they're asking the probability of F or O complement, you need to write the formula down. And if there are things that are missing from this, then you need to complete it. And those things are like the total, where you calculate the probability, the simple probability or your marginal probabilities. So before you start everything else, quickly take this table, you calculate the total. It's going to take you less than five minutes to calculate the total. So do the total for the table, total, total for female, total for female complement, which are the males. And then do the total for 15 years and over and the complement of 15 years and over, which is the under 15, calculate that, and then start answering the question. So the first question they're asking you, the probability of making a sale to a customer who is either a female or underage. So most of these questions they're asking you is the probability of, or, which is their additional rule, which is the probability of either or one of those two happening. So yeah, the first one, the female or under. So you're going to say what is female? Female is F and under is O complement. What is the probability of F or O complement? That is the first question. So you can write it the same way as E. You see on E they have that first part of the question on E. That is the question that they're asking you at the top, the probability of F or O complement. And that is given by, so you have to write it up, you have to write the formula. So the formula will be the probability of F plus the probability of O complement minus the probability of F and O complement. So since you wrote the totals quickly there, you have total for the O complement and you have total for female, you can just use those values to calculate that probability. So the first one, probability of F or O complement is given by the probability of female which will be the total plus the probability of O complement which will be the total. When you add 0.475 plus 0.112 will be the probability of O complement minus the probability of female and O complement which is female and O complement which is 0.112. So we're going to find 0.109 plus 0.1 0.109 plus 0.112. Use me the total which is probability of female which is 0 comma 221 plus that's the problem with this because I cannot show you on my screen now.  The probability of O complement which is under 15 years then it is 0.475 plus 0.112 equals 0.587 minus 0.112. What do you get? 0.221 plus 0.587 minus 0.112. Is it 0.696? Sorry about my silence. I am trying to see if I can do something different so that I can try and type when we are looking at it. I am going to share my screen just now. I have found a better way of doing it now. So you all are able to see my screen right now. Yes, I can see. Yes. Thank you very much. I need to type here total and here you must write the total. So already I have done my total. I am not completing the whole table. So the total for female under is 0.587 and the total for female we found that it is 0.221. And I guess it is very easy to find the other total because it is 1 minus 0.221. This is 0.779 on this side and to find the other total on this side is 1 minus 0.587 which is 0.413. So now for answer number A we are looking for the probability of female or o-complement which we can find it by saying the probability of female plus the probability of o-complement minus the probability of female and o-complement. Our probability of female will be the total which is the simple probability which is 0.587. I am writing on wrong. Probability of female is 0.221. 0.221 because we are looking at all female regardless of whether they are 15 years over or 15 years under. Probability of under 15 regardless of whether the agenda is 0.587 minus the joint probability of female and under which is 0.112. And this is equals to ducaplated 0.221 plus 0.587 minus 0.112 equal to wrong one. 696. Now I forgot to copy the question. The question was incorrect or correct answer. I can't even remember now. So we know that this is incorrect. Then it says even f and even f-complement will be described as mutually exclusive events. Do you agree with that? Yes. They are mutually exclusive events. And then the next one it says four mutually exclusive events. So if I look at this and it says they are exhaustive. So this one here will be f and o or f-complement and o. And this one is f and o. So these are the probabilities f and o, f and o. And this is f-complement and o-complement. And this will be f and o-complement. Let's look at this. All of them if they are included in this then it means they are exhaustive. f-complement and o is the first one. f and o-complement is the second one. f and o-complement is the third one. And f and o-complement is the second one. Therefore they are exhaustive because they include all the categories of these customers. Okay. So then this is correct. The second question it was asking the probability of being May and at least 15 years. So then this day it's calculating the probability of f-complement because f-complement is May and the probability of being at least 15 is over 15 so it is o. f-complement o we calculated from here which is equals to 0.304 and I look at this that is correct. The last one it says the probability of f or o-complement is the same as the probability of one minus the probability of f-complement and o-complement. So we already calculated what this probability is because it was the first probability there. We know that the anti-A should be 0.696. We still need to find out if this is correct. So let's go and find out if that is correct. It says the probability of f and o. f and o is that one so one minus 0.304 what is that? One minus 304 one minus and 304 equals 0.696 therefore that is correct because then the probability of f o-complement is the same as the probability of one minus f-complement and o. That's what that says and that's how you are going to have to find the answers in the exact but you don't have to go through each and every one of them because I forgot what the question was asking so I went through all of them I could have stopped by C but I just wanted to also demonstrate to you how to answer those other questions as well. I'm going to stop right here for today. And I am going to tomorrow we'll continue with the rest of the last six questions that are left. We stopped at question number eight so it means we left with seven questions. Seven questions are still left so we will do them tomorrow because most of those questions probably they require you to do some sort of calculation so it might take us longer. But we might have at least an hour online trying to to finish off those exercises. I will try and sort out my connection issues and my my password and then I don't think they will sort it out over the weekend so it means I don't have to wait for Monday. I'll send the lecturer a not the lecture the academic facilitator my my query and then probably by end of the day they might resolve it. If not I will publish the new assessment by Tuesday and you can also take it then on Friday and Saturday we will discuss it. Remember it will be based on study unit seven until study unit 11. Any question? I can just stop. It's two minutes to half past so we are right on time. Nothing for me. Thank you very much. I hope this session was very valuable for you and we will continue like this. This will be our practice and revision sessions but we first need to go through the the assessment online yourselves and then on Friday and Saturday at least we can end out some of the issues if you are still unsure about some of the questions. There is nothing stopping you from going back. I'm going to as soon as I get my access back I am going to reopen the assessment for those who already submitted. You can go through it as many times as you can. These are practice exercises so there is no harm in you going back and re-looking at the questions again and again and again. Thank you guys and thank you for also taking your time to complete the feedback form and I will see you tomorrow. Thank you very much. Thank you very much. Thank you very much. Thank you very much. Thank you very much.


Good afternoon. This is Melissa with the stockswish.com and welcome welcome to a review of the gap on Jack J AKK This was the highest rated gap this morning. It rated 24 points and it has a over $2 extension It's really almost amazing because this went to the dream target today prior days in this if you look at the volume our Crazy thin one day in here this has volume and today the total volume on this is the biggest thing that it's ever ever seen The entry on this happened aggressively the one minute chart And if you didn't do that there was one chance to do it in the five minute and it was a late entry So let's just go over them. It was aggressive But it even paid and had the risk to reward to do it Right here Stop really had to be over the whole number though nine. Okay, so it was a 30 cent stop and However, you played it whether you played it to eight dollars seven fifty, you know seven dollars It was an enormous move. In fact, if you look at the Five minute, there's really not any entry here Except for here. This is so late to take a new trade in this But this was a beautiful beautiful entry actually about ten cents and from here dropped a dollar I mean this dropped a dollar from here this tiny little this this it couldn't get over this level It tried and tried to try and it couldn't get over it and it fell off a cliff and went to the dream target I don't remember what point I said it was gonna go to seven dollars. It was when it broke 750 I think here it just kept trying to go back over 750 here and couldn't do it So you couldn't even made 50 cents out of it here as a late play a dollar out of it here $2 from the beginning of the day I mean this thing this is what you know real selling looks like this is something that is so Disaster written all over it that it just gets sold off all day and it has doesn't have a breath of life I mean, there's two green bars in the 15 minute chart of this two green bars in the 15 minute chart of this Even if you lowered your stop every way down You actually stayed in for the trade if you use the higher time frame on a five minute For example, you stayed in the training to the whole amount towards the low of the day This is very problematic for whatever is going on with this and was really the highest rated gap today at 24 points It didn't only get two things and interestingly enough it has more volume that it's ever had probably in its whole life Over 7 million people today So this is Jack j a k k if you have any questions, please feel free to email me at Melissa at the stocks wish calm Thanks everybody. Have a great day


Guys, welcome back to the channel.  I was one of the first YouTube channels out doing financial information. I've done it my way the whole way. My channel has been very special to me. It's been a great project to roll out, share my journey. As a blue collar worker, I've worked very hard. A lot of the reasons why the eight ways I'm going to become a millionaire within five years or going into 2027. Really, I've got some kind of short to medium term goals to get me there, share with you guys and disclose. A lot of the pedigree that's got me to my first half a million will absolutely put me over the edge here and get me to that millionaire status and beyond. I think it'll take another 10 years to get to the second milestone, which is 10 million, to be honest with you. I think that'll be significantly easier. I don't see these philosophies and approaches to stock market investing changing a whole lot over the over the coming years. This is what's worked for me. Can they work for you? Yes.  That doesn't exist. It doesn't exist. A lot of people want to play into that vein. I don't. I'm a little bit more realistic with my approach. I'm going to tell you that a lot of the success in my life has become by sheer nature of my mindset and determination to take the few dollars that I have been able to earn over my life and leverage those dollars to work for themselves. That's really the key and the strategy that works for me. But there's a lot of fundamental takeaways that I'm going to share with you guys. These are the most interesting videos that I put forward. They're also the least popular on YouTube. That's all right. I've always maintained creative freedom on the independent investor channel and I don't shy away from those messages that people need to hear and not necessarily what they want to hear, but it's stuff that they need to hear on really taking on a little bit more personal responsibility, a little bit more granular in the trenches type of application that's going to really work. And they work for the masses that they are scalable. It's not one of those things that I lucked out and fell into a large bit of wealth or, you know, my YouTube channel exploded and made me a millionaire overnight. That's farthest from the truth. I think for a lot of people there's going to have to be some degree of hard work that goes into your program. If you're going to rely on luck, good luck to you.   I'm just more realistic with my application. And dare I say, you'll lose with that approach. This is an approach you'll win with and share the eight things, eight ways in which I'm going to approach the million dollar mark in five years or less in this video. First one is the passive investing rule of 72 really at a half a mill. You're looking at an annual rate of return here of about eight to 10%. Anywhere within that mark puts me on a doubling cycle put me at a million dollars. Very, very simple philosophy here with my passive investing approach. I've always aggressively funded my accounts to the max of my ability. Now max funding is relative for all people. In other words, if max funding for you means a hundred dollars a month, then that's what it means for you because that's the level of surplus capital that you could afford and still remain within budget and live your life with some sort of, you know, appreciation with some sort of ease in making sure that the sun can cost or met and that you can identify parlay that surplus capital into an investing routine for yourself. And it just, it works as I've evolved over time and my salary has increased at work, the side hustle work that I'm able to garner a few dollars here on the side here and there. I've been able to put those dollars as few dollars as it might be to work to work for themselves. And the snowball effect over the last five years for you guys that have been with me now over the course of the channel and have evolved with me. There's a lot of people who are garnering wealth right alongside me even at a more accelerated pace than I am. Wonderful, absolutely. We celebrate success on the independent investor channel and we encourage to get involved with a community of wealth builders to where the success is duplicated many, many times over. You don't have to just come in and copy what it is that I do, really the renderings and the learnings on the independent investor channel is to understand how you can take, deploy strategies for yourself and make them work at the ground level for you, put those real results into your portfolio, not that you lucked out and put a strategy that's already died on the vine from some other type of application and lucked out on it for yourself as well. That's just not how wealth is usually generated, usually buying into those tried and true philosophies of buying into a program and investing every single month, that's something that you've got to do. Passive investing is one of those things that you just have to devote yourself to and you have to adjust your habits and your day-to-day lifestyle to help support that to really just depends on where investing falls on your priority list, which is going to be the renderings of a well-laid program and how well you can execute on that program. Number two is to actually continue to fund the accounts. I dollar cost average the accounts pretty aggressively now. Again, as things have increased a little bit, the dollar cost average is going to help supplement and really help to embolden that rule of 72 to where if we think that we can get there in five years or less, there's going to have to be some accelerated opportunity there, some conducive markets are actually going to have to help a little bit in that bottom line. The surplus capital is going to have to be available there to continue to get to that millionaire mark and so to continue to dollar cost average, now it's always one of the prouder moments for me when I can actually look at a bucket and say, you know, I've been funding this with $25 a month, maybe I can push that up to 50. Those are the pieces right there that mean more to me than finding a new stock or a new ETF that I want to invest in over the long term because it shows to me that I've identified a little bit more surplus capital. Maybe I've come a little bit more solvent on the inflow for the income that I can devote those dollars to the DCA strategy and it's super important, man. It's one of the top eight. I'll continue to do it. I've done it my whole life. I would encourage each and every one of you guys out there that if you're just looking to buy a stock and then just sit on it and do no level of infusion of that said equity, you're really missing out because the dollar cost average strategy can really help you, yes, buy the equity at unopportuned times when the equity is higher, but also those opportune times when the equity has digressed or come back in value and you're able to pick up those shares at a lesser of an amount and over the long term it makes a huge, huge difference when you're able to pick up those shares on a dollar cost average basis at lower prices. It just helps accelerate that wealth even more toward that goal that I've got aggressive goal, man. I'm a blue collar worker, guys. I've been given nothing. The ability to take your dollars and have those dollars work for you is really the tried and true pedigree of a successful mindset going forward and making sure that you're giving yourself the best chance to get to that elusive millionaire status that a lot of people just will not achieve in their lifetime. They just run out of time. They failed in certain categories, maybe a little bit of a lack of discipline perhaps in certain spending categories, certain application, getting invested late in the market, getting aggressively, too aggressively invested, maybe losing, taking two big of haircuts on the portfolio over time and those are things that are absolutely worth avoiding over time. Number three is something that I'm very, very proud of and this is to pursue career opportunities and the stability that exists therein. I cannot tell you how many people were on track the running successful businesses, very successful, very lucrative businesses, but they failed to recognize that the investing piece and the savings to cash allowed for some emergency cash to be put aside there. So when those life events, sometimes unfortunate life events, maybe some large operational types of things, operations, hip replacement, maybe a heart condition, something happens that you just cannot foresee in life and you fail to prepare for those events. And yeah, things were very lucrative on the business side, but unfortunately, things get really top heavy. You're making those renderings, you're making exuberant purchases and really getting top heavy and you're not appreciating the holistic approach to life. So when those life events happen, they can really cut into that, that, that top heavy type of approach. And I think for me advocating for those folks out there that, you know, I don't do YouTube at all for a living.  I do it to take up some of my free time, which everybody out there, if they're realistic about the amount of free time that they have, could absolutely supplement to side hustle like me. This is a lot of fun. I enjoy doing it. I do it when I want. And when I don't, I don't. It's really simple. But my career is something that I'm very, very proud of. And it's something that gets scoffed out a lot with the new generation, you know, hey, I don't want to get a job. I don't want to get a salary. A salary is something that you give away to give away your dreams. You know, it's interesting. The advice that are given by multi-billionaires out there for people like me who don't have billions and have to work for a living. It's interesting that those people from a position of convenience always have all these funny catchphrases that, that, that, that, that seemingly make all kinds of sense for me in that I'm supposed to quit my day job and just go pursue something that maybe I'll like, maybe I'll want, I won't. Maybe it's the pursuit of money, but it's a very shallow pursuit of that money insofar as not having really any value in or, or, or worth in what I do. I love what I do. I love the security. It provides me and the family that I represent is a lot different if it's just me and I have all the ability to go and just, just yolo my program onto some pipe dream and, and, and, and maybe lose it all. And then maybe what do I start over at that point? And I think there's a mixed philosophy. It's really interesting. I'm always quick to applaud those successes of people who, who, you know, seemingly take a chance and it works out for them or they're pursuing a dream in whatever capacity they pursue. But I think there's something to be said there about the people who aspire to getting just a job and aligning maybe perhaps with what you desire to do with that job because it can provide an enormous amount of security, a lot of different leave paid leave. And for me, the pension on the back end for when I enter into retirement guarantees me a nice safety net in that investing for me is almost arguably optional. And that is the crazy part about it. And if that's not motivation enough to look into the prospects of grabbing a long-term type of perspective and giving yourself the option to maybe at some point, yes, walk away from that job. If that's what you choose to do, but to start on the onset with some level of dream in pursuing some sort of self business or entrepreneurial type of a dream. And I think a lot of people misconstrue that as well. I really do. You work for YouTube.  And for me, a big portion of me is to continue to advance, to continue to up those DCA contributions as that surplus capital starts to impact my weekly or bi-weekly salary that I get. And I maintain the lifestyle that I become accustomed to, which is easy enough for me. I run a very simple lifestyle, very simple. Number four is a big one. I touch on this in the channel. It's one of the most popular things that I talk about. 12 percent of my portfolio is allocated to a more speculative angle. And I understand that I'm kind of going against some of the fundamental approaches to the market and value investing and just opting for the best of the best value type of philosophy in investing in those quality companies. I believe that I am. I believe that the speculative element to the portfolio, although in the short term, as of late, has really kind of put a damper and really kind of put a drag on the portfolio. I really think that this could turn on and change within the next five years. And this has a potential of changing things within the next couple of years. So without that speculative element to the portfolio, I really am relying on those tried and true methods of the Rula72 and gaining that compounding growth over my wealth over the next seven years, right? To achieve those potential goals before I hit 50 years old. The speculative category kind of changes the game a little bit in that you're going to have to deal with some severe volatility, which was what I'm doing right now. But I really think the prospects over the coming years in each of these specific categories, new school banking, highly on in the EV space, you've got to attack global there with the tobacco free and nicotine free products. I think we're on the cusp of the wave here, cyber security with secure messaging. Some of these aspects that I'm invested in really speak to where I think the future potential is in these companies. And like I said at 12%, these can accelerate hundreds of percent at a time. So where I'm looking to garner an eight to 10% rate of return over the passive element, this small 12% engine that could that I consider to be and deem the speculative element to the portfolio can really be a game changer in the portfolio. And it's one of the ways that can absolutely help me. Now the double edge of that sword is that if it doesn't work out, which my conviction lies pretty heavy on these companies, they really do. If it doesn't work out the way that I think that it could or should, then obviously that could be a drag on the portfolio and draw out the time that it would have taken to make up those dollars. And it'll just spread out the time that it'll take to get me that millionaire mark. But it goes both ways. It really does. And I found in life that if you are going to be willing to put some risk on the table there, it's amazing to me how it's really got the potential to be a game changer. And I have in a lot of capacities in my life identified that a lot of those times that you put that risk on the table, you'll lose in a few scenarios. But it's where you win really helps you accelerate that wealth going forward. And I can't stress the importance of that speculative investing is not for everyone, but it could be down the line in due time. And for me, I just so happened to be sharing kind of the investment of a lifetime that I've got with you guys on this journey as one of the eight things that's going to really help get me to that mark or even better potentially accelerate me to that mark using the speculative element of the portfolio. Number five is to stay engaged. A lot of the reason why I do the independent investor channel is to keep me pulsed into the portfolio through awareness. The live stream that I do every Friday with as much passion as I do. I love doing that. I love to be or at least be in pursuit of becoming a master at my craft. And if you can teach investing or teach anything for that matter, it really does holistically make you a better steward of your application. It makes you identify different elements of your approach that can be fine tuned over time, maybe added to I've got two elements of my nine buckets that I'd like to add to precious metals being one of them and alt investing being the second through guns and ammo. So those two elements of my existing nine buckets crypto cash passive investing dividend growth investing really have set me up for the potential to earmark where can we take this thing sports cards and memorabilia. That's one that I don't talk about all the time. It's one that I do enjoy. And I do have a fairly robust collection of sports cards and memorabilia, but to continue to stay engaged and stay hungry on this program. And I can't imagine life in any other capacity than to continue to pursue my passion.  I don't know. I don't apologize for who I am. And I don't expect you guys to do the same. But I think part of the absolute reason why I am where I am today is because I pay attention and I am aware. I, you know, I'm aware when I make mistakes. I'm aware when I have successes. I have a very short memory about monitoring the market. I have a very, very unique perspective on financial markets and I do stay engaged and I do stay hungry. It seems like the more money that I get, the more hungry I get on the plan and the process that I put in place on the onset to render those types of results in my program. And that's what keeps me going. It really does. And I'm always asking the questions of, hey, what can we do better? What can we do to improve upon the portfolio going forward? So staying hungry is one of those eight reasons as to why we're going to make our mark in five years. The next one may surprise a lot of people out there and you guys are going to think I'm crazy. I've had a few comments come through the channel and they're like, you know, Ryan doesn't just come on and talk about, hey, invest in A, B and C and you're going to end up doing great.  I think if you don't maintain a healthy lifestyle and you're looking to move into your golden years later on in life, I look at life as kind of an evolution of coming into this world, not knowing dilly squat about life, liberty and the pursuit of happiness. And it's the definition of that thing over life. I think a lot of young kids think that they've got it licked and I beg to differ. I think life has an enormous amount of lesson to be taught if you're willing to press, press, press and understand where those limits are for yourself and understand what it means to pursue or to evolve in your application. But it doesn't mean anything unless you're healthy. It doesn't mean anything. And you know, if I'm setting myself up here to accumulate wealth only to incur some sort of health condition later on in life, it does no good if I'm not looking to strike a healthy balance between a healthy lifestyle with diet and exercise sounds as cliche as it is. But there is no escape from those two things. You want to try to take a shortcut on those two things? Go ahead. Speculative investing is kind of like a shortcut in investing. And yes, indeed, it can absolutely work out for you. But taking a shortcut on your health and personal well-being is something that only you know the truth. And you know, whether it be a walk or whether it needs to be to cut out a specific vice in your life, whatever it may be, what are we doing, what we're doing for? Are we doing it so we can die early with a big pile of money that we don't get to enjoy later on in life? You have to approach life a lot more holistically and make sure that the wealth that we're looking to garner later on in life, we're going to be around to not only enjoy it, but also to appreciate what it took to get there through a healthy lifestyle. So number six is to maintain a healthy lifestyle. I hope you guys can resonate with that. Very, very important. And it does absolutely contribute to asking the why we invest and to contribute why it is we're pursuing those goals with such ferocity. And I will add this, maintaining a healthy lifestyle actually makes you that much better of an applicator in your approach, if you are approaching this at your very best. And your mental mindset is that it's very best.  You've got to train your body like a Ferrari if you want to run like one. Otherwise, you need to check your compass and make sure that you have realistic expectations about this gig. All right. The next, it goes along with spending, maintain a controlled budget. We've been kicking ourselves a little bit for not enjoying this real estate market over the last couple of years, but we cannot blame ourselves for the decisions that we make. We uproot every three, four years being a military family. So we take those decisions very, very carefully when we're looking and we're evaluating the prospects of putting three or four or $500,000 on the chopping block only to have a home for three or four years at most. And with the prospects of moving out of said home and bringing somebody else in as a renter tenant, that really changes the game. I've been there, done that. I don't have a problem with it. As a matter of fact, I enjoy that. I really do. But finding somebody that's going to carry that level of overhead only so I can just maintain or make a few hundred dollars over and above the house payment that I'm putting out there to carry that three or $400,000 note on the home really doesn't equate for me at this particular juncture. Now on my day-to-day spending, having a controlled budget, living within our means, cutting out those certain vices, living on somewhat of a budget, buying groceries, keeping the restaurant tab down to as low as a minimum as we possibly can are those life lessons out there that anybody can resonate with. I would presume that a lot of people are just out of control with their spending. Average household debt, about $14,000 to $15,000. That is on an average, guys. That is unbelievable. It is viewed that a debt to income ratio of 20% is healthy. Mine is zero. Mine is zero. I carry no debt and I have two credit cards, one of which has a zero balance. The other one I use for everything, and that's it. That's the limits of my credit. I make a lot of money for buying the things that I would have otherwise bought myself. I would highly encourage you guys to look at the same if in fact you're responsible enough to take on that type of responsibility within your application. But to operate on a controlled budget, guys, if I become a millionaire, my lifestyle is not going to change. I may treat myself with one of those luxury items that I've always aspired to. I don't think a $50,000 Corvette at that point is really going to be that big of a deal to be honest with you. Hell, who knows? Maybe my mental approach will have changed at that point and I will have substantiated or justified other expenditures at that point. But certain things that we aspire to in life are really as a condition of the habits that we deploy day to day. I tell you, there's nothing that I can say in my application and especially for you guys that has contributed any more to where I am in this particular juncture in my early forties than running on a controlled budget, appreciating those dollars that I got on the onset and every raise, every promotion, everything that I've ever able to get in way of surplus capital and just maintain that level of habit every single day with my spending and working on a controlled budget has absolutely contributed to this bottom line in my ability to come across and tell you guys that I'm a blue collar guy and projecting to make that million dollar mark in less than five years. That's the goal. The last thing, probably the most important thing, and I think this got to deliver this really, really surgically to people in understanding that people make their own fate. They make their own fate and the power of a positive mental mindset cannot be overstated. If you expect to make wealth and you do not think that you can make wealth, you will never make wealth. If you cannot envision yourself in a better place, then you will never be in that better place. If you cannot imagine yourself and give yourself the benefit of the doubt in breaking bad habits, then you will never be able to break those bad habits. If you cannot envision yourself as an investor, then you will never be an investor. If you can never imagine yourself as being able to improve upon your ability, capability and tolerance to the market, then you will never evolve as an investor.  I was capable of doing these things. I absolutely could have done this, this and this, but I never ever at the time where I could have thought about those things gave myself the ample credit to say I can instead of I can't. Guys, if you appreciate the message man eight ways become a millionaire in less than five years, I will be sharing the journey with you guys along the line as I always have been. Five years ago, I had total portfolio value of 75,000. Look where we are now. And this is by nature of deploying the eight things that I've outlined for you in this video. Thank you for sticking with me for the totality of it. Leave your comments at the bottom of the video, subscribe to the message, hit the notification bell, bring anybody on that is looking to just get started in the investing world. I'm at a milestone right now that's a big one, half a million is a big milestone. And I'm already earmarking that next big milestone. And for many, many people out there, it is the ultimate pinnacle of all milestones for anybody that doesn't come from money is working with a monthly salary, a blue collar salary, one that requires you to extrapolate every penny out of every dollar that you have toward that end goal. Bring them on to the channel, man, we'd be glad to have them guys. Thank you so much for tuning in to the message and good luck in your investment future.


Hi, YouTube family. I promised everybody that I would be bringing you an update on my health, my decision of whether or not to have bariatric surgery and going forward from here. So that is what this is. This video is all about my bariatric surgery, when it's going to be, what I am discovering as I'm preparing for that. And I wanted to make sure that I told you guys everything that is going on. I want to share this journey completely with you guys because I'm scared. I'm happy. I'm worried. I'm all of those ball of nerve things, anxious, everything rolled into one. And I'm finding that each day I'm a little bit more excited, but each day I'm a little bit more apprehensive too. It's a big change. It's a huge life changing decision. And I haven't taken it lightly. And I know so many of you reached out to in my original video. And I thank you so much for all of your input. This is not something that I have stepped into lightly. Some people said that they were really upset that I had made this decision, but this is a decision that I had to make for myself. So originally I was going to go with the gastric sleeve, but after I consulted with my doctor and after reading about all of the things about them, I decided that because of my age and because of some other factors that the gastric bypass was going to be better for me. So I am going with the gastric bypass, which is where they bypass small part of your small intestine, which is yes, it's a little bit more drastic. Yes, it does carry a tiny bit more risk, but it it's only a 0.01% more risk than the gastric sleeve. If you are, if you are in fairly good health, which I am, I don't have any of my organs compromised. I don't have any immune system compromises. So going forward, it was just the best choice for me. I researched it like crazy. And then my husband and I came to the conclusion that it was probably the best thing for me. One of the reasons is that a lot of the people that have had the sleeve talk about the very bad heartburn that they get and the very bad regurg that they get and that it really has caused them a lot of problems. And down the road that they have even decided to have it transitioned into a bypass. So I just, I'm too old to go through this twice. I just want to go through it one time and that's it. Okay. So let's get down to the nitty gritty of what's going to happen. My surgery is on July 1st. I'm filming this on Monday, two weeks before. So it's 14 days from today. I am hyper sensitive about everything right now. I, for the past two weeks, since I made the decision of the date, I had, you know, two a month before I even made the video for you guys. I had decided, but as soon as I became a month, I became really, um, really teary. And I just everything that happens seems like a bigger deal and kind of like reflective, I guess, of what my life has been. And then I also have my son that lives in Florida and he has a new wife and I haven't even met her yet. And I just feel like I wish that he was here closer. And then of course I have my parents that live about 700, 600, 700 miles away. And I did go see them. So I'm feeling really very reflective and really like I just want to cherish these people in my life and have them as close as I possibly can right now, because it is such a huge decision. And maybe I'd be in a total baby, probably because I'm usually a baby about everything, but it's, it seems to me like it's so life changing and so different that I just want to have that, you know, that big cocoon around me, that big worm blanket around me and people that I love and people that love me. So that's been one of the things that I've found. Um, the other thing is that I'm really settled about the surgery. I'm not worried about complications or anything like that. I've, you know, done enough research and done enough, um, investigating and talked enough to different health care professionals that I'm not worried about that. I don't like being put out. Um, that is one of the things that not because of the risk factor, just I don't like the feeling. I have had three cesareans and I had an appendectomy and each time I just don't like that feeling of losing control and going out without it, you know, just falling asleep. So that's kind of unnerving to me. And I do get really nauseated and I know that there's stuff that they give you now for that. So I get really nauseated after I wake up. So I'm a little worried about that. Let's see. Before I even talk to you guys, um, so I said that I had decided to do the surgery. I had started to go on the bariatric program. And so to date, I've lost 26 pounds, which is really great. And I feel really good about that. I'm going to continue on this. I have a really much more strict diet for the next two weeks. And then three days before I go on a completely clear liquid diet. And then of course you quit eating, you know, the day of surgery, the day before surgery, blah, blah, blah at midnight. And so all of this preparatory work that you do, it makes me feel a lot better about what's going to happen. So I will tell you that it is really, really hard to stick with that. I have found that even, you know, being on that, there was plateaus in there. And then these last two weeks, I'm really trying very hard to be very good about everything that I put into my mouth, drinking the water, taking the supplements. That's the other thing that you have to do. You have to make sure that you go on all of these supplements so that you do not experience any malnutrition later on, um, after the surgery. And you have to be on these supplements for the rest of your life. I'm excited about the weight loss that I've done so far. So, and I'm even excited about how much it has decreased my pain and helped me. So for the next little while going forward, I have two weeks until the surgery and then probably two weeks after, I'm only going to be putting up one to two videos a week, whereas I was doing, you know, very strict three a week. So I'm thinking right now, Mondays and Thursdays. And then if there are weeks when I really can only do one, it will be Thursdays. The other thing I'm going to try to do is I'm going to try and keep you updated as much as possible in the hospital. Now Bill's going to be with me, of course, and I'm just going to have him do some filming here and there. And then I'll decide what I do and what I don't want seen of that. I do want you guys to see, you know, the, the before the excitement, the frustration, whatever it is. Cause I want to share that with you guys and you guys know that I love to do that. If you guys do have any questions about anything, please leave them in the comment section below. But I do ask you guys, please be respectful. I know that there are so many of you that have done weight loss on your own. And I couldn't be happier for you, but I hope that you can respect that this is a decision that I have not come to lightly. I would never decide to do something like this lightly. I've been thinking about doing this for years and it's just come to the point to where I'm able to do it. So I just ask that you be respectful and understand that not everybody's on the same playing field. Not everybody has the same attitudes about different things. And that when one, something works for one person, it might not work for another person. I don't mind other opinions. That doesn't bother me. I, I, I really love the input, but it's when somebody gets combative that it really is destructive. I had so much anxiety in that original video and trying to sort through. I read every single comment. It took me days and days and days to read every single comment. Some of you were there that had had this all done before. Some of you were there that had had success and some were, were there that had really bad experience with it and have, are having bad experiences later on. There were some that should never have had it done. There were people that want to have it done. They're people that, you know, it was just this vast array and I love hearing from you guys, but I'll be a hundred percent honest with you. It was so hard at that juncture where I was, even though I'd made the decision and I was really comfortable with the decision to read everything that came in. Cause I think I got over a thousand comments on that video to read everything that came in. The majority was love and positivity and wonderful, wonderful people and my family that I share all this with, but there was a lot of things that I just couldn't read and just couldn't, you know, couldn't handle at that point. So I'm just asking that everybody just respect everybody in this forum right here cause this is a touchy subject. This is dealing with not only people's lives and, you know, life and death situation, but this is also dealing with the way you feel about yourself and whether, you know, your and your own self-worth, your own ego, which is a very negative word, but really being self-assured is about having a little bit of an ego. I think I'm going to do one more video next week so that you guys know, and then I probably won't see you again till after this surgery that I'll be prerecorded, but I love you very much. You all take care of yourself. I'm wishing you all wonderful health and happiness, and I'll see you in my very next video. I love you. Bye bye.


Today guys we take a look at Maliwan's newest addition to the game in terms of SMGs. It's called the Flipper and is in actual fact an amazing weapon people. How's it going guys? My name's DPJ and today I'm bringing another BL3 video. If you do enjoy living a life really helps out and subscribe if you do want to see more. So the Flipper is a Maliwan SMG, another to the loop wall of the game. And I mean, how many is that now in total? After the top of my head we've got the cloud kill, the cutsman, the destructile spinner, the iron laser, the devoted, the kid's worth, the SF4, the tsunami, the westergund, the embers purse. And I know there's a few of us but I just can't think of them. But well we have another one today and it's called the Flipper. Now I won't lie, I have all these Maliwan SMGs, there are only two in which I actually really liked. But they were in the past, they were the cutsman and the tsunami. Since I stopped using the tsunami I can't remember the last time I fired a Maliwan SMG. Besides reviewing one in a video. The tsunami is probably my favourite overall if I'm honest. This Flipper though you could say is more like the tsunami if any and it well packs a deadly punch. Much like the tsunami once did. So the Flipper I believe comes offering all elements and is a world drop. But this dedicated bus drop is the Manusol who can be located within the Bloodstone Canyon. Route to him I will show you guys at the end of the video.  And a tight spread after that initial charge. 99% of Maliwan weapons in this game have. So it starts off by one projectile but quickly becomes nine projectiles per single shot and single ammo consumed. And with the 4000 to 5000 damage that number these vary with on a mayhem 10 level 60 and the ability to switch elements on the weapon too it makes to an amazing SMG. An amazing all-round SMG. And definitely the best and most powerful I've used in a while. For me this would be an even better weapon for folks out there that use elements like those of my other builds we've seen. That are super strong. This I feel could be a super beneficial part of that build. My wall is in a bottomless mag too I mean I see this thing doing dirty things on her. For me though on Zayn, main in Zayn for sure it is amazing it's powerful it ticks all the right boxes but it just doesn't fit into my playstyle or build. I mean I could adjust for sure but my loadout is a tight place right now and as good as this thing is and I may go back to it in the future right now I'm experimenting elsewhere. But believe me when I say this this is a top tier SMG. In my opinion the best SMG in the game made by Maliwan for sure. And the DPS this thing is capable of is on another level. So yes my thoughts on the flipper. It's an amazing addition to the game. Easily the best SMG I've used in a while. Easily the best SMG that's come with the expansion of Blood DLC. And it's one I definitely recommend you getting guys. Unscrew the legacy of Minotaur's location on Bloodstone Canyon where you can farm this thing. So if it looks interesting to you go grab it. On that note we have come to the end of the video. If you guys enjoyed it leaving a like really helps out. If you're new around here and want to see more Biolands be sure to subscribe and if you never want to miss a video or upload you can turn notifications on by hitting that bell button. But guys thanks as always for stopping by. Hopefully you enjoyed the video and hopefully I will see you on that next. One.


We spread the gospel all around the world in the power of the Holy Spirit through events and media That's what our ministry does and we're not going to veer from that What I'm going to talk to you about tonight is an expansion of that It's an expansion of what's happening in this ministry It's expansion of what God has called us to do with laser focus I've had people call me to this and call me to that and come do this and come do that And we've had to stay focused on what God has given us to do so I want to make this very clear first I'm going to announce that at least for the next two years. I talked to Ruben about this. Where's Ruben? So for the next two years, that's for this year and then the rest of 2022 We are going to continue to hold monthly services in Southern California We're going to continue to hold monthly services in Southern California now That's not the announcement, but I need to say that because I have to be very clear here That this is not a transition. This is an expansion So some would say well, what about California? I'm telling you right now, California We're going to continue to do monthly events We're going to continue to hold events here in California even the Holy Spirit conference And we're not going to stop because we believe this is a special place God has assigned to us and we've been God's Given us revival here. So let me be very clear. California is a focal point for this ministry So this is a California is a focal point for this man, and that's not going to change Okay, you hear me very clearly. This is not a transition. This is an expansion like in a war You set up various fortresses to take more ground Our ministry is going to begin construction and the project fundraising to build a second television broadcast studio in Austin, Texas So Now I have to be clear on why this is important There are seven reasons why we're continuing with this number one. We want to win more souls This new facility that we're going to build is going to be state of the art like Solomon's temple to be clear We're keeping the Southern California studio. So we're gonna do one in Southern California. We have it already We're not losing that foothold. We're gonna continue to do monthly events in Southern California We're going to expand and build a second location in Austin, Texas The 10-year plan is to do another one in Orlando and somewhere in the Northeast and then after that Who knows the Lord might lead us to do? International television broadcast studios now the reason for this is I'll explain Number one to win more souls the greater your media reach the more eyes and ears you get in front of The more eyes and ears you get in front of the more people who are converted by the gospel message We want to build more believers Discipleship is key to growth in anyone's spiritual life, which is why we put out teaching as constantly as we do We've had people tell us that they started as a new convert And now they're in ministry today all from just watching in counter TV from when they first got saved Do you realize there are evangelistic ministries that exist today? Because there were people who grew up as they worded and they started in the ministry because they were inspired by watching in counter TV There are they're all over the world like that We also want to reap the end-time harvest The clock is ticking church Clock is ticking. I wouldn't be surprised if we heard the trumpet right now and the sky split wide open I was I was in the back checking out the online broadcast before we we began and as the countdown was going and people were getting Excited for the beginning of the service someone commented on YouTube imagine what it's gonna be like when we see Jesus coming The anticipation the joy, but we have to be ready for it. I don't want to get to heaven and find there was more I could have done on earth When I get to heaven, I want to be able to say Lord. I did everything I could to win souls So it's to reap the end-time harvest Number four we want to impact the next generation the youth by communicating through modern means We reach the modern generation and let me tell you something There's a very wicked agenda right now to corrupt the minds of youth and young adults The way you combat that is by taking the gospel into the dark places And the way you take the gospel into the dark places is through media digital media is the future of evangelism We also want to establish kingdom dominion. This is not just another studio as I said, this is a spiritual fortress It's time that the church reclaims media. I don't know about you, but I'm done reacting to what the world does It's time to get ahead of the game And this is why we're doing this. It's time to expand with leaner operations Greater use of technology more creative ministry and we are gonna go after the soul of the next generation Number six we want to empower ministries There are ministries around the world Who use our editors and our directors and our graphics designers? We have ministries flying in the leader of the ministry will take their whole staff in and they'll come in They'll receive a tour of the entire studio and our team gives them everything We show them how we create our content schedule. We show them how we code our apps We show them how we reach millions of people with hundreds of dollars and we show them how we play the Algorithm and how we work to be creative to catch their attention and we're helping to equip other ministries this new studio project We're going to have a couple of sets on there that we're going to be able to allow other Ministries in the region to be able to come and use that we might platform other ministries And we're going to continue to do that in California as well So the more regions we go to the more ministries will be allowed to be platformed There are programs that you watch you don't even realize I guarantee if I said some names You don't even realize they were shot at encounter TV studios That our editors put those programs together that our people help design their websites and the way that works is kingdom connection We are not about competition.  It's time to stop with the competition. We're all on the same team Number seven the reason why so we want to win souls We want to build believers. We want to reap that end-time harvest We want to impact the next generation. We want to establish kingdom dominion. The nation belongs to the church. Don't forget it We want to empower other ministries to be able to maximize their impact and multiply their reach and number seven We want to defeat demonic big tech censorship That is why in addition to this brand new studio that we're constructing We are going to be releasing our very own I'm talking own servers own operations. We're going to be establishing our own video platform within the next two years We're going to establish our own video platform that we're gonna allow other ministries to begin to use and we will not censor the gospel We will not silence the church When they try to make a move against us They can't kick us off what they don't own and when we have dominion in that way and when we apply the wisdom of the Spirit in that way We will come against every force of darkness and they won't be able to stop the gospel I'm serious.  It's time to begin to build The spirit field are the most innovative the spirit field are the most imaginative Creation is God's business It's time. We do it So we must let our frustration become action And it's time to stop reacting and begin creating so to recap We're continuing Southern California. Don't and if you see a comment, they're leaving to Texas. Don't let them say that Say no, they're gonna continue doing things in California. This is not a transition. This is an expansion and so We're going to build this new studio and it's gonna be bigger and better than anything We've ever built before and we're gonna build this new tech platform And we're gonna need to invest a lot in our own servers in our own technology in our own codes in our own software And we're bringing some of the greatest minds in the kingdom of God together To come against this assault on the church and I'm telling you God will use this and this will be the future of evangelism We're calling on creatives. We're calling on donors We're calling on the minds in the tech industry. We need to gather now those you watching online connect with our ministry We're pooling our resources as the kingdom of God and we're gonna build a heavenly platform for heavenly purposes This is God's agenda for evangelism in this century and it's time. We rally behind it We now need even greater support. We need people to just lavish the Lord in your giving and it's to him It's to his work. Think of all he's done for you Think of all the wonderful ways he's been there for you and your family and your marriage and your health He's never held back from you. Don't hold back from him. This is his work. This is his mission. This is for souls This is that we might win souls disciple believers Reap the end-time harvest impact the next generation Establish kingdom dominion and power other ministries and defeat this demonic big tech censorship Here's what you can do right here right now. We're gonna meet this goal We need you to do this for the Lord. We need you to do this for a generation We need you to do this for the future of evangelism Depends upon how we obey the Holy Spirit