In this presentation, we will take a look at multiple choice questions related to the statement of cash flows. First question, non-cash investing and financing activities are disclosed in it much more easy to find what you need than can be done on a YouTube page. We also include added resources such as Excel practice problems, PDF files, and more like QuickBooks backup files when applicable. So once again, click the link below for a free month membership to our website and all the content on it. Let's go through this again using the process of elimination. Non-cash investing and financing activities are disclosed in A, either a note in the financial statements or a schedule attached to the statement of cash flows. I'll keep that for now. B says a note to the financial statements and C says a schedule attached to the statement of cash flows. So notice that A, C, A, B, and C are all similar because A has both of them included and B are listing them separately. So that makes me think well maybe it's probably one of those three possibly because you know they're similar with that difference. I'm going to keep those there and we're going to go to D, the financing activities section of the statement of cash flows. So non-cash activities isn't just going to be in the financing section. You might think they would because they may include financing. They're really a combination of financing and investing together. That's what usually makes the non-cash thing, but it's not going to be there. It's going to have to be at the end or in some other formats maybe somewhere else entirely. So and then E says the reconciliation of net income on a cruel basis and net income on a cash basis. That's going to be basically the operating section on an indirect method, but that's not going to list non-cash things. So I don't think it's there. So I think it's between A, B, and C. And then so let's go through this again. Non-cash investing and financing activities are disclosed in either A, either a note in the financial statements or a schedule attached to the statement of cash flows or B, a note to the financial statements and C, a schedule attached to the statement of cash flows. So the question then of course is one of these the required form or can we use either of them? And the answer is actually that we can use either of them. So that's what we got. Final answer. Non-cash investing and financing activities are disclosed in either a note in the financial statements or a schedule attached to the statement of cash flows. This is always a little bit confusing. You might ask yourself why is a non-cash thing reported related to the statement of cash flows? And that's really because it kind of relates to an investing and financing activity that got kind of put together. We can think of it as getting a lot of times we can think of it as basically getting something with relation to a financing activity cash and then turning around and using that cash for an investing activity. That's going to be typically the case. In other words, if we financed equipment, we would debit equipment and we would credit notes payable. But we can also kind of think of that what if in two steps we could have said well what if we think about it in terms of we debit cash and credit the notes payable to get the money and then we turned around and took that money that would be a financing activity and then we turned around and took that money bought equipment which means we would debit cash I mean debit equipment and credit the cash that would be an investing activity. So what we really did is kind of combined those together and didn't do the two steps of the cash changing hands but that's why it's still kind of part of the cash flow statement. Next question. A statement of cash flows explains the differences between the beginning and ending balances of a net income and revenue, b equity and retained earnings, c cash and cash equivalents, d working capital on a cash basis and e cash and current assets. Let's go through this again using the process of elimination. A statement of cash flows explains the differences between the beginning and ending balances of either a net income and revenue, net income and revenue. I don't think that's going to be it. Those look like two items that are on the income statement. So I don't see they're not really cash flow related. He says equity and retained earnings. Those are two items that would be in a statement of equity possibly or you know on the balance sheet retained earnings would be in the balance sheet not probably not the statement of cash flows. C says cash and cash equivalents so you would think that that would be on the statement of cash flows that seems pretty reasonable. D says working capital on a cash basis. Working capital is kind of a ratio or analysis type calculation. So I don't think that's what we're working with on the statement of cash flows. And then he says cash and current assets. And we may think cash cash is involved there. So let's leave it with c and e read it through one more time. A statement of cash flows explains the differences between the beginning and ending balances of either C or E either cash and cash equivalents or cash and current assets. And it looks like we're dealing with the beginning and ending of cash and cash equivalents. So C is going to be the one here. Current assets is not going to be part of cash. We're looking just for the cash and the cash equivalent. So final answer. A statement of cash flows explains the differences between the beginning and ending balances of C cash and cash equivalents. Next question. The direct method A separately lists each item of operating cash receipts and cash payments. B reconciles net income to net cash provided by operating activities. C reports a different amount of cash flows from operations than if the indirect method is used. D results in a differently formatted investing activities section or E is required by FASB FASB. Let's go through this again. The direct method A separately lists each item of operating cash receipts and cash payments. So that sounds like it could be and I'll keep that for now. B says reconciles net income to net cash provided by operating activities. Well we know that cash provided by operating activities is the bottom line of the portion of the statement of cash flow. So I'll keep that for now. And C says reports a different amount of cash flows from operating operations than the indirect method is used. That's not the case because both methods direct and indirect should result in the same bottom line just different methods to get there. So it's not C. D says results in a different formatted investing activities section. And note that the methods between the direct and indirect only deal with the operating activities. It should not change investing or financing therefore D is not correct. E says is required by FASB. And typically the direct method I don't believe is required by FASB. Usually the indirect method is often required. And I think mainly because it has the reconciliation between net income and cash provided by operations. But so the FASB kind of recommends the direct method but often you know often it's a requirement to do the in that may recommend the direct method as well. But it's often required to have the you know the indirect method. So let's go through it's between A and B. The direct method either A separately lists each item of operating cash receipts and cash payments or B reconciles net income to net cash provided by operating activities. Of these two B is the indirect method when we do the reconciliation between net income and cash provided by operating activities. So so A is actually the answer because it's the one that's going to separately list out each item. It's going to take basically the income statement revenue minus expenses convert that to more of a cash basis cash provided by customers cash received from customers minus cash outflows for expenses. Next question. Interest received on a note receivable is classified as A. financing activity. B. investing activity. C. operating activity. D. direct activities or E. indirect activities. Let's go through this again using the process of elimination interest received on note receivable is classified as and we could probably eliminate D and E here because we're probably looking to categorize this in one of our three categories of the statement of cash flows those being the operating investing or financing and therefore D and E will eliminate because they look like kind of fillers over and above the three main categories. So then I would write down the journal entry here. So interest received on note receivable that would mean that we got cash typically and we would have something like interest revenue. So what would happen here is of course we had a note receivable people owe us money and they're paying rent on it. They're paying interest on it. So we're getting cash for them using the money. So are any of these either of these going to be are either of these going to be income statement accounts. Yeah. The interest revenue is and therefore we would typically think of that as an operating activities. Now this one's a little confusing oftentimes because we think well if there's a note maybe there's a note maybe that has to do with investing or financing but that the the interest we're getting on it is happening is what's happening over time and typically something we would include on the income statement as normal as kind of part of operating operations and therefore also be recorded on the operating activities for the statement of cash flows. So fine Lancer interest received on note receivable is classified as C operating activities.


In this video, let's talk about the greatest common divisor for a fraction. So for this, let us revisit the term divisor. When we talked about integers, so this is us talking about integers, we said the divisor of an integer, let's say 10 is such a number, which when 10 is divided by, we get another integer. For example, 2 is a divisor of 10, because when 10 divides by 2, we get 5. Similarly, 1 is a divisor of 10, because when 10 divides by 1, we get 10. So similarly, we can find other divisors of integers. What about fractions now? How can we define divisors of fraction? Now the problem here is that if we divide any fraction, let's say 3 by 4 with any other fraction, let's say 15 by 27, we know that what we will get is also going to be a fraction. So if all of these are fractions, there is nothing special about these divisors. So we need to define our divisors in a special way. So to make our divisors a little bit more special, we say that the divisor of a fraction, let's say we are finding the divisor of 3 by 4, will be such a number, which when 3 by 4 is divided by, we should get an integer, not a fraction, but an integer. So this has to be such a number, which divides our original number in such a way that we get an integer. That is now our divisor. So we now understand what is the divisor for a fraction. Let's see some examples. 1 by 4, what is a divisor of 1 by 4? Let's see. Is 1 by 2 a divisor of 1 by 4? Let's see, 1 by 4 divided by 1 by 2, this will give me 2 by 4, which is half. This is not an integer. So therefore, 1 by 2 is not a divisor. What about 1 by 8? Is this a divisor? If we divide this, we get 8 by 4, which is equal to 2. This is an integer. So therefore, this is a divisor. And this makes sense, right? If we talk about a circle, we divide it into 4 halves. This is 1 fourth, 1 eighth divides our 1 fourth into 2 integral halves, into 2 integers. So therefore, this is a divisor, 1 by 8 is a divisor of 1 by 4. So now we know how to find a divisor for a fraction. We just want to find a number which divides our original number evenly. Just like we used to before, 2 divides 10 evenly into 5 halves. Similarly, 1 by 2, no, not 1 by 2, 1 by 8 divides 1 by 4 evenly into 2 halves. Now based on this, let's talk about the greatest common divisors of 2 fractions. For this video, let's take a simple example, GCD of half and 1 by 4.  I hope you have tried this. How about we do this the old way? Let's list down the divisors for 1 by 4 and 1 by 2 and find the one that is common and the greatest. So for 1 by 4, we know that 1 by 4 is one of the divisors for 1 by 4. Because if we divide 1 by 4 by 1 by 4, we get 1 which is an integer. What about 1 by 8? Yes, we just saw that 1 by 8 also divides 1 by 4 evenly. So therefore this is also a divisor. Similarly 1 by 12, 1 by 16, these are all divisors of 1 by 4. And we can see that these go on decreasing. We can say that 1 by 4 here is the greatest divisor of 1 by 4. We cannot have a number more than 1 by 4 which divides 1 by 4 evenly. Just like integers, in integers as well, the greatest integer that can divide 5 evenly is 5. The greatest integer that can divide 10 evenly is 10. A number greater than 10 will not be able to divide 10 evenly. So 1 by 4 is the greatest divisor of 1 by 4. Similarly if we list down the divisor of 1 by 2, we get 1 by 2, 1 by 4, 1 by 6 and so on. Now we can clearly see the greatest common divisor, 1 by 4. 1 by 8 here will be another common divisor but it is not the greatest, 1 by 4 is the greatest. Therefore this will have an answer of 1 by 4. So in this video we did this the brute way, the basic way. We understood what divisors of fractions are and we found out the greatest common divisor for a pretty simple pair. In the next video, we learned a trick to find the greatest common divisors of fractions which are not so friendly.


Hi, my name is Toledo Croslin, I'm the Deputy Surgeon General for the United States Army and I'm here visiting one of the many vaccination sites across our country and I want to take a moment to tell you why I got the vaccination. First I got the shot because I want to see my dad. My dad's 80 years old and I haven't been able to spend any significant time with him over the last year and I want to see him and spend time with him. The second reason I got the shot is because it's safe and it's effective. I know this because I've talked to people who created the vaccine and I've done my research. And the third reason I got the shot is because I want to get back to live in my fullest life and I realized that in order to do that I have to get vaccinated and so do you. So I'm just asking you take the time today and get the shot. Thank you.


Massage with the suction cup is a modern form of a fat-reducing method known for centuries. It pulls excess fluid out through the skin. What's going on, gang? Welcome to today's video. Welcome here, if you've never been to this channel before. This channel contains videos that can help heal more than 90% of any health, wellness, and body image challenge. So please do hit that subscribe button for me down below. And let's get into today's video. Spring has sprung. It is April. Everyone is going mad crazy about trying to get their summer body, trying to lose weight. I have so many videos on this channel that help you lose weight. This one, I'm not going to talk about things to do to lose weight. I'm going to talk about things you should not worry about doing to lose weight that I see people doing all over the place.  Sometimes three steps forward, four steps back depending on the situation. What a wasted time. Not so efficient. So here we go. Things you do not need to worry about to lose weight. Number one, cardio. Don't put me down for cardio. What are you doing? I was under running. And by that I mean too much cardio or the same cardio routine day in and day out. The body is an adaptogenic mechanism. Our bodies are designed to adapt and to be the most efficient it can be in balancing us, keeping us in homeostasis. So what happens if you're doing cardio primarily for weight loss? If you're focusing on doing the same cardio routine every day like you go for an hour run every day, your body is going to adapt to that. When the body adapts, the metabolism slows down because your body wants to be as efficient as possible at using those calories. It wants to conserve your energy instead of spending it on something like cardio. Our bodies are still primarily wired. It takes 100,000 years for the human genome to change just one tenth of one percent. So our bodies are trying to be efficient in conserving caloric energy for things like hunting and gathering, survival things. I know it's super not fair because it is this century, not that many centuries ago, but our bodies don't care. And so for now, we're going to have to work with it to try to get it to still burn that caloric energy. Because thankfully in this day and age, we have the luxury of doing things like going to the grocery store without having to hunt down our food. First world problems. There are too many groceries. Now I have to make two trips. So what should you do? You should use a combination of interval training, which means alternating between higher and lower intensity. Not every day, though. I don't recommend cardio every single day. You could go for a walk every day if you want, but full on cardio every day. Going to send you backwards in those steps as well as combining that with any form of resistance training. Resistance training is so important for weight loss. After a properly designed resistance training session, your body will be burning calories more efficiently for up to 72 hours. That's a long time. And not only that, the more muscle you have on your body, the more calories that you are going to burn at rest all the time, forever. So try to pack on that muscle. Use a well-designed high intensity interval cardio routine. Maybe two to three days a week of that. And it should only be 11 minutes to 20 minutes max if you're doing high intensity interval training. Otherwise, take a leisurely stroll. Try to get those 10K steps a day. 10K steps is not necessarily for weight loss. However, it will help keep you healthy and keep you combating any sedentary lifestyle that may come about from a desk job or enjoying TV a little too much. Next one. You do not need to rely solely on exercise for weight loss. Try not to stay completely exercised focused when it comes to your weight loss goals. You cannot outrun your fork. You will never be able to out exercise a bad diet or poor diet choices. You can still treat yourself. You can still do an 80-20 balance.  So to give you a better idea mathematically what that would look like, is that would look like eating absolutely optimally from Monday to Friday and then indulging over the weekend. Your body is not really going to notice that much of an insult. Also, I would strive to stick to cheat meals rather than cheat days.  Let's stick with the 80-20 rule for weight loss. However, I am not a big proponent of counting calories. I don't think focusing on calorie content matters. I would be focusing on nutrient content. So the composition of your food is it whole foods full of nutrients. That is where you're going to see the weight loss rather than using numbers. A thousand calories of pizza not going to react the same way in your body as a thousand calories of vegetables. One gets stored as fat. One gets burned as energy. Choose wisely, my friends. You must choose. Choose wisely, but as the true grail will bring you life. False grail. Take it from you. Another thing I hear my clients say a lot is since they started their exercise program, which does include weight training or resistance training. They are gaining weight. They get horrified. Your body may be putting on the muscle it needs, which may reflect as a higher number on the scale. However, please look at these photos. Both of these photos show the exact same person at that exact same weight. It is about body composition, not the number on the scale. Look at all of these women. All of these women are the exact same weight. Look at how different they are. Please do not go by the number on the scale when it comes to weight loss. Get a body scan done.  Onward. Please do not rely on specific products like shakes or supplements designed specifically for weight loss. Weight loss shakes and supplements can have a detrimental effect on your health. These are never a good substitution for real whole foods. They are often full of sugars and other processed ingredients that can lead to unbalance in the body. Caffeine is in a lot of these substances. A lot of weight loss specific supplements are full of caffeine. Caffeine will raise your heart rate in the short term. So for the next hour or so, your heart might beat a few more times. But behind the scenes, what's happening with too much caffeine over a longer period of time is that your body will eventually slow down your metabolism.  I will link below the video I have that explains that in detail and what is going on in your body with caffeine and how caffeine can increase your weight in not such a nice way and totally degrade your level of overall health. Not to mention, have we noticed that on these supplement containers, whether it's a weight loss shake, weight loss pills, it always says, even in the commercials, it says right to you or on the screen in the fine print, wherever, it will say in combination with a healthy diet and exercise. Okay, excuse a healthy diet and exercise is what is going to be causing that weight loss that you want. Not these supplements. These are ways for companies to make money and if you do look at studies on those supplements, please do notice who funds these studies. Funded studies are kind of skewed. The funding effect describes the uncanny correlation between the conclusion desired by a funding source and the conclusion reached by the researchers being funded. Next, doing this solely for aesthetic purposes. There is nothing wrong with having an aesthetic goal. I do understand that in this day and age it is so faux pas to talk about looks. I get it, eating disorder past. I know all about that. However, there is nothing wrong with wanting to look a certain way for healthy reasons. Yes, comfort and confidence comes from in here, not out here, but there is nothing wrong with having an aesthetic goal. Just make sure that that is not your only reason for wanting to lose weight. Remember, it's a choice and if you choose right, you are going to get results that stick. Let's not forget that exercise strengthens your heart, can improve your posture if done properly. Did you see the memo about this? Will increase your bone density again if done properly. I'll go ahead and make sure you get another copy of that memo. And it generates endorphins in the brain. Who doesn't want more feel good chemicals going on in that brain naturally? I think I'm high! And likewise, a healthy diet is not just for looking good. First of all, it can taste good, it can be enjoyable, and nutritious food wards off chronic illness and provides energy, makes us feel good. Health experts say cardio exercise is almost like a miracle drug. According to an article in the Harvard Medical School, cardio exercise has unique capacity to accelerate and relax, to provide stimulation and calm to counter depression and dissipate stress. This one's a big deal right now. Cutting out an entire macro is so bad for you. Not going to lead to lasting sustained weight loss either. It's so unhealthy. Protein, carbohydrates, and healthy fats are all seriously essential. Optimal functioning of your body. The diets I see going around right now about cutting out a whole macro, zero carb, no fat, super duper, duper high protein, which is also not so great. Not good! Protein is what builds the walls of your cells. Protein creates your cellular structure. And it keeps your muscles repaired. Having protein pre, during, or post-workout during, meaning BCAAs and a drink or whatnot and post-workout, will speed up the recovery of your degraded muscle tissue that happens during a workout. The Academy of Nutrition and Dietetics notes that carbs are the primary fuel source burned for energy during physical activity. And is the main major fuel source for the brain.  Let's pay attention here, though, and be mindful of the fact that there are different carbohydrates. There are healthy carbs and there are unhealthy carbs. There are complex carbohydrates and there are very simple carbohydrates. Let's stick with the complex carbs, the healthy carbs. Please note anything that never once had a set of eyes so all fruits and veggies are also classified as carbs and are essential to optimal functioning. When it comes to fats, dietary fats are also essential to give your body energy and support cellular growth. They also help to protect your organs and keep your body's thermogenics properly functioning. These fats are what keep you warm. Fats also help your body absorb certain vitamins, minerals and nutrients that we really do need.  That means we need healthy fats to absorb these essential vitamins. And fats are also responsible for producing certain hormones and we need our hormones to work optimally because when it comes down to weight loss, hormones are in charge. Think of hormones like little messengers. They carry notes to your cells telling your body how to behave and function. So when your body is producing too many or too few hormones it can have trouble knowing exactly what to do. A healthy diet and a healthy lifestyle is always the best treatment to balance your hormones naturally. Okay, as of late, I've been having a lot of questions and concern from clients when it comes to fruit. There is this huge craze going around about cutting out all fruit, sugar detoxes, avoid sugar. That means avoiding fruit. Sugar contained in fruit reacts differently in our body than sugars would from processed foods. This is about how the fruit sugar impacts our blood sugar levels based on the fruit's fiber and water content. The sugar contained in fruits is actually absorbed slowly by the human body and does not cause a rise in blood sugar like other forms of sugar. Plus, the fiber in fruit really does help slow down the absorption of carbohydrates during digestion. And this helps to lower cholesterol and curb hunger. Fruit is therefore not a hindrance to weight loss but can actually help to facilitate it. That all being said, there is an important point when it comes to sugar detoxes. If you do have excess candida in the gut, eating fruit is going to feed that candida. So if you are trying to go through a sugar detox, if you're trying to get rid of your cravings via a sugar detox, et cetera, please do not overload on fruit. And let's move on now to the last point I've got. Please do not rely on fat-free products. When a product is labeled fat-free, that does often mean that the fat has been replaced with chemicals or added sugars. These products also leave the body innately hungry for the macronutrient that it's missing.  When you eat fat-full foods, and I really am emphasizing here healthy fats, you stay more full for so much longer.  And it will create a sensation of naturally wanting healthier foods. With these fat-free things, with the cravings, that's a backfire. So those are my top tips today on things you don't need to do for weight loss. Take a little break, relax a little bit. It's not as hard as it seems. Please go ahead and check out other videos I have on this channel on the weight loss topic. I do have them sorted into handy little playlists for you. I will leave my info in the description box below for you to check out. Please do hit that little bell notification icon if you would like notifications of the next time I do post a video. Please share this channel, because like I say, the videos on here are able to help heal more than 90% of any health, wellness, and body in this challenge. So why not share that info with others? If you thought this video was helpful or informative at all, please do hit that little thumbs up icon for me. That really does help support my channel. Don't forget to subscribe. Please comment below any comments or questions, future video ideas, anything at all you might have or you can go ahead and send me a message. And until next time, have super amounts of fun in your life and have super amounts of fun if weight loss is a goal. Taking your time with it. Using methods that are healthy for your body and that will create lasting, sustainable weight loss over time. Until next time, bye.


Now, despite the hearing cry of a failed system, a group of young Nigerians have initiated a conversation with the aim of pointing the way out of conundrums. At an event held at the seat of a global community church in Lagos, panellists including Pastor Tunde Bakare and Pastor Kujo Yamade challenged the young people to fix the rot in their problems starting from now. Plus, TV Africa's Ngozi or HSE, tell us what's more. The conversation Africa is an annual gajin put together by the youth of the Citadel Global Community Church. The theme for this year is pointing the way forward. If it is to be, it's up to me. This is to provoke pragmatic steps and finding solutions to the merits of challenges confronting the socioeconomic and political spheres of the nation. The host and one of the panellists, Pastor Tunde Bakare, says that the price of greatness is responsibility, which is required to attain an assured destiny for Nigeria. In his intervention, Pastor Kujo Yamade challenged the youth to get involved in partisan politics, especially in the two major political parties. So, the issue is, forgetting this university, targets the independent benefits of HSE in job classes. The way to become independent is not to part. Go for the world meetings, TV generally. They will put those world meetings at times where they go. They will not want to come for sure. Other panellists share their opinions on the Nigerian dream. Because no one will take us seriously unless it's going to get us back together. And we are trying to build black friends. When Nigeria gets it back together, black people will see that 16 Nigeria is not going to have anything to give up hope on this nation called Nigeria. There's so much potential and we have to see that potential. We have to believe in that potential. And even though trust is so badly broken, we don't trust the politicians, we don't trust the government, we don't even trust each other at the table. And I don't know in such a way that we don't have trust all over again. While everyone agrees it was a robust conversation, there are critical poses raised in this discourse, which include, among many, what is a Nigerian dream? Is the Nigerian dream possible? Who are the people that can deliver on this dream? The panellists call on Nigerian youth to take charge, arguing that they have the power to transform the nation. For Plus TV Africa, Gozika, OHHC.


Yeah, we're back, we're live. This is Think Tech. I'm Jay Fiedel. The handsome fellow with me is Lou Plouderisi.  Well, we always talk about energy in one way or another. Sometimes it's less connected, but you know, energy, the economy, that's all totally connected. So although we're gonna touch on birds and wind turbines, we're gonna skip that for now, okay Lou? Instead we're gonna talk about COVID. We can get to that one when the wind turbines go back to work. There's so many other things to talk about and worry about, I might add.  So what's the point of weaponizing it, Jay? What's the point of developing a virus that just hits older people? Is there a point in that? Who would do that? And the answer is nobody would do that. And yet here we have, and you have data to show that older people are really getting the shaft here in large numbers. Maybe we weren't so fully aware up till now exactly how many of them were dying and how unsuccessful our efforts have been, you know, to protect them. Right, I mean, I think one of the interesting things that's happening now is, and let me just say, if you're going to see energy in America come back, people are gonna have to have the confidence to go to work. They're gonna have to have the money to buy airplane tickets. So, and they're gonna have to, you know, buy automobiles, do all the things you need in a normal functioning economy. I saw some day to day that if you go sector by sector, huge numbers of companies run out of money from 20 to 40 days. If they don't have any revenue, they just run out. Now, there are assistance coming in the, you know, the paycheck protection program and stuff, but those programs are always hit or miss. They work for some people and not others. And the answer to this problem is to figure out how to balance public health but also recognize that the cost of the lockdown are massive. Yeah, who's actually working on that, Lou? You're working on that? Yeah, yeah, I am working on that. In fact, yesterday, I helped a colleague who's getting ready to publish something in the Journal of Transplantation. I'll show you a slide of a forthcoming today. So maybe we should just go through the data and talk about what we know now. And I have a really short conversation, isn't it? Yeah, no, we know quite a bit actually. We're learning a lot. And we have a lot of data about how different procedures are working or not working. So I'd like to show you a table from a forthcoming article that's going to appear by Dr. Hell. Let's go to the first slide. This shows the mortality for the US population for everyone greater than the age of 64. You might be getting close to that age, Jay, as far as I know. How many years to go before I reach that age? And you can see here from the data that for this population, you're walking around crude death rate, annual death rate is about 4.5%. That when you get out of bed, as anyone who's above in this, it's a very huge cohort. People of course above 80 have a higher number than people at 64, but the average for this group is about 4.5%. And from what we know, under a worse case... What does that mean out of every 100 people that contract the disease? No, no, no, no, no. This has nothing to do with, we're not gotten to COVID-19. The 4.5%, 4.48% is all the things that happen to you. Gunshot wounds, auto accident, heart disease, cancer. That's what's called in the vile statistics world, the crude death rate. And the crude death rate, just you're walking around death rate is about four to five per 100, right? So when you get out of bed, walk around, sometime during this year, you have about a 4.5% chance of not getting to the end of the year, okay? Just has to do with everything that happens to people in this age group. Thank you for that nice thought.  So now, and so the question is, what does if you took 200,000 deaths, 200,000, which is a pretty worst case scenario and allocated it just to this group, how much does it increase the mortality rate? And actually it increases it from about 4.5% to about 5.25%. And the reason these guys are working on this now is because the folks that do transplants are looking at what their failure to get kidneys, hearts, all the kinds of transplants that take place, their failure to make those operations now because they can't get access to the hospitals or people are worried about infections, whatever reasons the doctors are in lockdown and we're not working on COVID-19, that the mortality rate of these folks is going to go up by a lot. So one of the things that's very hard for people to understand is that everything in life requires trade-offs, right? So when some politician gets up and says, we don't put value on life, every life is priceless. Well, in a way, every life is priceless. On the other hand, we as a society make decisions all the time and those decisions are that we are willing to accept a certain level of risk to do a certain number of things. I just think that's a reality that is lost on the public generally. They tend to view these things as random or things like that. Society as a whole makes decisions all the time. Now, I think what's very interesting- There has to be a moral thread in all of that. Of course people die and of course decisions result in deaths or at least they shorten lives. But the question is whether what you're doing is necessary and the question is also, have you applied a moral stamp on it? Because sometimes it isn't worth it that a life is more important than the initiative involved. And so there's a whole philosophical approach to this. And I don't think government really incorporates that kind of thinking these days. They do, but it's very poorly done. It's very poorly done. For example, they have a statistical calculation. They know if they build a road a certain way, they can spend more money and make it safer. But how much more money should they spend to reduce one statistical life? It's not a real life, it's a statistical calculation. Something some accountant does. And the other problem is in a lot of environmental studies and things is that they look at the benefits per life saved. How much should they put on that? Because they are going to spend money. And I think one of the interesting things is a lot of the work on the economists did on COVID-19, we're trying to suggest that the lockdown was worthwhile because they were using very high numbers, 2.2, 2.5 million deaths, and they were applying $10 million for every life saved. But the models were not very good for the lockdown. And we have argued, or I have argued in an article I did in Real Clear Markets, was that we could do a lot better than do a lockdown. We could focus on where the high returns are. And I think we have some... But nobody will say that the United States government did a good job here. And I say that really means Trump because he was calling the shots in every direction. So I don't think you won't find anybody on the street that'll say, oh, he did a good job. If you and I were put in charge of this loop, even without knowing anything about it, we would have done a better job. Yeah, so I'm not that interested in this political stuff because these things are... The responses to this are at very different levels, at the federal level, bureaucracy. And I'm willing to blame Trump for whatever you wanna blame him. But we have a much more diffuse system than that. You can, in one way, blame the president. In other ways, you can argue that different states did different things. And let's take... Well, I'm only saying that a rational approach from the outset, forget about politics, okay? The rational approach using science, in respecting science would have resulted in a lot fewer deaths and a lot less stress for the economy, too. And I agree with you that just doing a lockdown, just a total lockdown, I think it's been the best idea in the first place. Right, I agree. But I'm not sure whether we understood enough about this. I do think the Chinese kept us in the dark a bit. But we did learn. I'm not excusing any of these guys, okay? I don't wanna do that. But I do wanna look at the numbers show. So one of the interesting things is that, if you look at the US, we now have a death rate of about 309 per million. That's a good way to think about it. So the annual crude death rate for everything is about 8,400 per million, right? Per year. The annual crude death rate now is about 300 million. It's probably gonna rise by another 100 by the end of the year, right? Well, it's already, hasn't it already? Are you talking about the death rate in the ordinary course now? No, I'm talking about the death rate from COVID-19 today. All right. 209 per million. Yeah, it's easy to do that math. We have a population of 330 or so, and we have 100,000 deaths. It's very straightforward. In Spain, it's 580. In Italy, it's 547. In France, it's 438. In Germany, it's only 102. The death rate for Hawaii per million is 12. So if you're, by that metric, we should let the Hawaiian government run the entire world COVID-19 response, right? Because obviously they have the, one of the best-performing metrics. Now, well, do you understand why it's only 12? No, that's why this stuff is very interesting to me. We don't really have good data, but we're learning more. So there was some very interesting research that's come out in the last few days. And really, it has to do with the way we allocate resources in the US and what kind of information. So let's take a look at the next picture, the next slide here, which is COVID-19 deaths occurring in nursing home and assisting facilities. According, about 0.62, like a little more than a 1.5% of the US population lives in nursing homes or assisted living facilities, right? They are now, through a gross estimate, they're accounting for 43% of all the COVID-19 deaths. 43% among this small group of the population. And analysis by Avik Roy and Greg Given, some of them write for Forbes, is that that number is probably too low. It's probably much higher, right? And if you look at Ohio, it's as much as 70%. And if you look at New York, New Jersey, Michigan, right, they essentially ordered everybody who was, in from an assisted living facility who went to a hospital, got well enough to leave to go back to the nursing home. Oddly enough, this governor of Florida, DeSantis, this guy who's been completely vilified by the press, he had a woman who ran his healthcare division. Her thing, I think, is Barbara Mayhew. And she told the hospitals because under, and you have to think of how Medicare reimbursement works, Medicare reimbursement is an incentive to get people in and out of the hospital as soon as possible. If you're running a hospital and you have a Medicare patient, you wanna take care of them and get them out of your hospital because your compensation is limited, right? She's told the hospitals, I don't care what the rules say or your reimbursement, we'll work about that later. If you have an active patient, you have a patient with an active COVID-19 indicator, we are forbidding them to go back to the nursing home. We are also very early on, DeSantis made sure that those facilities, he banned visitors and guests and he flooded the nursing homes with personal protection equipment. So DeSantis is this kind of problematic character, you could argue in some ways, he's not very charismatic like Cuomo. And Cuomo got all this wonderful attention and people just love him and his brother interviewed him on CNN. DeSantis on the other hand, was actually highly criticized because he didn't do a lockdown, but he in fact at the margin did the most effective things. And he as a result has a very low, a relatively low death rate per million. And he spotted this nursing home issue and they managed it very quickly, very well they had. So part of that is not just DeSantis, he had- Are you saying he has a low rate in general or just with nursing homes? Well, if you can stop the spread of the disease in nursing homes, you can cut the death rate because we now know it's a killing feel for this thing. Right? Yeah, well, that's true. But you know what he was saying before, we really don't know that much about it. We don't know for example, unless you know why nursing homes are so dangerous. Oh, we do know. What is the reason? One is the people are indoors, they are in facilities where they're close together. The help is moving around from room to room. If they are not well, if they're not engaged in very, a lot of outside visitors are coming in and many of them may be asymptomatic but are spreading the coronavirus. So the social distancing is very close and it's not being exposed. It's the quarters in these places are such that it moves all around the facility. Why this has not happened in Hawaii would be a very interesting question. You should try to get somebody on your program. Well, you have to have patient one.  And that's why you can say that Hawaii has great numbers and it does have any cases in several days. But you know, the problem is it only takes one. And then you really have to test and track and track and test and limit the infection. The other thing I was going to ask you that, you know, okay, you described what happens in nursing homes but what about these extraordinary rates in other similar circumstances like meatpacking plants? Well, I think meatpacking plants. What's going on in meatpacking plants? So let's go, let's talk about that. I mean, meatpacking is another thing. The air is probably pretty stale. You're packed together. It's hot or it's, you know, it's enclosed. It's, I just think it's a naturally Petri dish, a natural for spreading the virus. It's just not, now maybe there are things you can do. We're getting smarter. I suspect there'll be much better at trying to find procedures to distance people.  The airlines are now, the manufacturers are now experimenting with different filter systems. You know, it's only recently we've gotten a better sense of that this thing is mostly person to person or in or aerosol contact spreading of the infection, not contact office spaces and not so-called fomite transmission. So let's go to the next one, which I think is a very interesting chart. Okay. What did the previous chart tell us though? So it just showed the percentage of deaths that were occurring in nursing homes, right? But the next one is better because this one shows you the share of nursing home and assisting facility debt caused by COVID-19 per 10,000 residents, right? So this adjusts for population size. And you can see, for example, Montana is like seven. New York is, I think, looks like New York is eight 27. As you can see, the New England states, Pennsylvania, Massachusetts have very high numbers. You can see them here in the Northeast. Texas, lower numbers, even Seattle were broke out as relatively low numbers. They got on top of it. But it's really important to understand that you as a person worried about, am I going to get this and die from this, right? You have to realize that your probability of getting this is probably half the published numbers if you are not living in a nursing home. That's what the data show. But why do you say half of the published numbers? Why is that? If you're not, because we know that well over half, about half, maybe well over half the deaths in part of the country are people who live in a nursing home.  At a minimum, CDC should be publishing this stuff. They say, look, if you don't live in a nursing home, your risk is lower by this much. It's important for people to know that. It's important for policy makers to know that and how they formulate strategies to do. Absolutely, we don't know it doesn't. When you open up Hawaii, you don't wanna be operating on data as a risk factor that is based on a lot of information off of circumstances that are not taking place in Hawaii. Totally true, totally important. We need to know the risk factors that we have to deal with. For example, my personal belief is when you go outside, the whole thing about the droplets and the contagion through breathing near someone is minimized because the wind is blowing. You have a breeze, and so it dilutes it. And before you know it the way you might have been the direct flow of somebody's breathing, you're no longer there. So probably healthy for that. And it's an outdoor community. And I think that that probably helps. It's just one influence, one factor that we should know about. Sunshine and temperature of a big effect. That too, yeah, yeah, yeah. So what I wanted to do is that you can see. But you know what this tells me though? If you and I were caused to make a decision or our respective families were caused to make a decision, whether we should go into a senior facility at any price, take the most expensive place in the community at any price, wouldn't go, wouldn't go because those factors are present and because the stats are terrible. It's like a death warrant to go. Also, these facilities also have high rates of communication of traditional influenza. Okay, that's important to remember.  You need to keep that in mind.  You need to keep that in mind also. But you don't want to have it accelerated by, I mean, if we had understood this and if we had focused on sort of turning these nursing homes into class five labs or something, you know, we've really put a lot of effort. We probably could have cut the death rate nearly. I mean, the Florida example. But you reply there that turning them into labs would be expensive and it may not worth the effort or the money, but in fact, some of the things you would do are not costly. They're just smart. I'm just telling you, if you're going to take down, we think the national economy is probably contracted by as much as 20 to 30%. That is trillions of dollars. Take my word, this would have been a cheap date. Of course, we would have had a contraction. Even if we had no lockdown, people would have been nervous. We would have some level of contraction, but it wouldn't be as big as it is now without that. So if we could do this all again, and you and me, we went in a room and tried to work it out, be as smart as we could. We would say, look, in order to save the economy, the first thing you got to do is make people confident of the environment. And if that costs money, fine, because that, as you said, it's cheap date compared to losing your whole economy. Absolutely. I mean, in the end, we're learning a lot here. So you can, I'm not, I mean, I kept plenty of problems with Trump, but I don't really hang this entirely on him. There's a lot of players in this thing.  They didn't understand it. They screwed up those tests, but that's the nature of your office. That's the nature of your office. I don't, you know, we agreed not to put politics in here, but you know, the thing is snapshot right now, what we need is smart, focused leaders and health leaders who give us clear signals about what we have to do and not do. And if you start right now at this moment in time, three o'clock on a given Wednesday, we should have better instructions from whoever is handing us those instructions. And I'm afraid to say that the mistakes that we made before, let's put them behind us, but there'll be more mistakes going forward. That's what it looks like. So, you know, let's take a look at the last picture because I think this really focuses where the problem is.  I don't think that's an unreasonable worst case scenario. We're at 100,000, by the end of the year, we could get to 100,000. Why do you say 150 though? I mean, that sounds like pie in the sky. In a sense that we never, everybody went to the, they went to the parades, they went to the concerts, they went to the beaches. We haven't paid the price for that yet. Well, it depends how we do with the social distancing for the different age groups. Now take a look at this data. This is why the data is important. If we take a look here, we can see that, now this is the deaths per million people, right? Remember, the state of Hawaii is about, what did I say, 15 or 17, but 12. The state of Hawaii is 12 per million, right? So per million is a way to think about it. The crude death rate for society is about 8,400 a year, per, 8,400 per million. And we see that for the U.S. as a whole, COVID-19 adds about 310 per million, right? But you can see that this death rate is highly distributed, in the unevenly distributed against older folks, right?  So if you have about a 0.8%, 8,400 per million is about a 0.8% probability of dying. It's now moved to 1.6%, right, for the whole society. But for that particular age group, it's probably gone from, I don't know, 85, I think is about a 14% probability. It's probably gone from 14 to 28%. I suspect it's probably nearly doubled. It has, you can see 73.02, no, it's gone up by about 25%, even for the oldest people. So it's a lot, but it's against a relatively small number. But this data suggests to me, right, that if you could just find a way to directly address the risks on the older segment of the population, you could really get control of this in a way that would allow the rest of the economy to go. Now, I'm in the geezer cohort, right, like a lot of people. So, but I feel I don't have any co-morbidity. So this information is useful. It suggests I should be careful. But on the other hand, if I could get on an airplane and go to Honolulu or visit friends of Japan, or I would probably do that. So, well, are you saying that it's time? It's time for us to get out there? Because I don't have a high level of confidence with that. I think we're about to have a resurgence myself. Because I think the cost to the economy is too high. And we have to let individuals, including businesses, figure out how they're gonna deal with this. And whether it's different seating at restaurants, I don't think the government can fix this all themselves. We need to give the public what they need to do, give them the procedures and the information they need to protect themselves. And- Can I add something to that? I don't think the government has helped us in the slightest here. We have 100,000 people who has died. You could fill up the whole New York Times, not just the front page. And maybe the New York Times for weeks with all the names of these people who died. And they died in agony. And they died without their families. It's hard to capture that on an emotional level. But what's happened is we really haven't done anything clear.  This thing you mentioned about the various factors, influences, variables, what this data tells us on this conduct and that conduct and this environment and that environment, that's very valuable. If I had that, I'd feel a lot better. And businesses would be a lot more responsive if we had that kind of instruction. CDC, as you mentioned, has not provided it. The White House has not provided it. They're telling us to take drugs that have been debunked. There's really no guidance coming down. And I suggest to you that you're not gonna feel confident and neither am I and a lot of other people I know until there is clear guidance. And it has to come from one place, not 50 states or thousands of towns, that most of this has to come from one place. And that means the federal government. I just think these communities are different. I don't think, I don't think- In some ways they are. In some ways they are. But the larger issue is the federal government. The larger issue is the country in general because it's an epidemic. I think the government can do a lot of positive things and they're spending a lot of money on vaccines and ventilators and all this stuff. But the policies that work in New York City are not the same as the policies that will work in Honolulu. There's just completely different communities. For the federal government to say, you guys do it, take care of it. It's your problem. And then blame them when it doesn't work is not helpful. And I think the federal government, I agree with you that it differs from town to town and village to village. But we have to have national policies, national advice and counsel. I think we need the resources of the government to undertake the research. And the resources, right. And the resources to deal with the medical and the public health issues. But we need the information so individuals can make informed decisions on risk. They make them now in lots of areas. They make informed decisions on risk when they drive a car, when they go surfing. Well, maybe that's not important, when they go surfing. Maybe not so informed, yeah. Yeah. Yeah.  And looking at the data is so important. So it's getting the data. It's getting good data. And it's analyzing the data. It's having conversations like this and ultimately finding policy and finding advice and counsel to 330 million people. That's what we need to do. And I'm afraid we have yet to do it. So the question to me, and we'll have to leave it soon here. The question to me is, you know, are we going to have a resurgence? And if we do, I suspect we'll have at least some resurgence, at least. If we do have a resurgence, how is that going to affect public confidence? So apparently... How is that going to affect the economy? So Fauci is saying we may not get a resurgence. And that's a whole nother topic. We've spent a lot of time looking at that. Who, you know, innate immune systems versus our T cell immune systems. And we've talked to a lot of people because this is very important in terms of how people feel. When they... In other words, they have to have confidence to go to a restaurant or a bar, get in their car, go on the holiday. So this is a topic for a further meeting, I suspect. You know when your heart it is anyway. Yeah, we got to continue this conversation because I think you're right. There's an intrinsic connection between energy and the economy, and of course between the economy and public health these days. So let's continue the conversation.  And in the meantime, stay out of the senior facilities and stay healthy, will you? We need you. We need you, Lou. Thank you so much. Talk to you next time. Take care. Wash your hands.


So, India started as a 4-5-1, that's the way I saw it. You could also call it a 4-3-2-1 depending on how you look at these things. And the court started with Amrindar Singh, not Gurpreet Singh. And you can understand that because Amrindar was part of a championship winning side with his team in the ISL. Up front, captain was Sandesh Jhingan, stopper back, partnering with him was Sana Singh, debutante, Akash Mishra as left wing back, Ashutosh as right wing back. So, three debutante in your four defenders that started versus Oman. Up front, in front of them, the five-man midfield, you had Raolyn Borges, the experienced man. Ahead of him was a duo of Jackson Singh and Suresh Singh Boingjam. On the left was Ashutosh Karunian, good to see him on the field after a long time. And on the right was the man with the coloured hair, Bipin Singh. And up front, as the lone striker was Manbir Singh. On the other side, when you look at Oman, they had a pretty simple setup. It was a 4-4-2, however, when they had the ball and they saw lots and lots of the ball in the first half. Their setup was completely different because that 4-4-2 in turn turned into a 4-2-4. How? I'll just show you. Because if you have the two strikers and they love playing between the lines, these guys just operate between the lines. No one sticks into one position. You had one man who was always there as the central midfielder, who would turn into a back three sometimes and he would help out with the back three. The one with him was always playing in front of him. And you had four over here and you had the full backs moving their way, depending on whichever side of the ball was. So this is how they were attacking the Indian team. A 4-2-4. If you look at the first half, Oman was clearly the team that was dominating the Indian side. Lots of possession, though they didn't have much to show in terms of shots and target. But lots and lots of possession. And a big part of that was the way their players were interchanging positions. I'll just show you how they were doing it. They would generally create triangles on either side of the pitch. If it was on the left-hand side, the ball was there. Triangles would be created, overloaded the Indian defence and then try getting an outlet to put a cross in for someone to come in and tap that ball in. Here is how they were working. So the strikers were generally pre-operating between the lines. I showed this in the earlier formation bit as well, that this one is the man who's always here in front of the defence. The one in front of him in that 4-4-2 with him in the middle was always given free way to operate. And free way to operate how? Not just in this area. He could sometimes move outside. If he would move outside then one person would come in here. I mean they were given free will to move as much as they want. If the fullback came in then he could move out. And this causes problem for whichever team you're playing against. It is really difficult to start playing, you know, if players are constantly changing positions with ease and you saw that with the Omani team. So how they would create overloads is this man would come here. The striker would come here. The midfielder would come here. The fullback would come here and like this a triangle is made. This man will be bombing in, this man will be bombing in. The triangle is made. One of these guys is moving out and you saw moves where one of these guys is moving out to the wing or he's moving out to the wing for an outlet to find someone in the box. If you saw in the 17th minute, this was exactly how they played in the 17th minute and I thought it was really nice because the fullback, unlike normal fullback runs, he moved inside and he came out, right? So how he did that was, you see this, in the 17th minute the ball was here. The fullback came. The midfielder who was here with Omani has moved here. This man came here. This man came inside, right? So the fullback played here. This man was staying here. He played in the ball here. The Indian defenders were here and instead he played in the ball back to this side. Generally you'd see a fullback making a run from here on the line, but instead he made a run from here. So the ball was played by the fullback here. Then this ball was played out wide and continuing his run, the ball was played in momentum to the man here and you had one, you had two players inside. The ball was played inside for the Omani player. Luckily he had a bad touch from an Indian perspective and that ball did not result in a goal for India. You talk about that first half and there was not much on offer as far as the Indian attack is concerned. I think possibly just that one attack that came around the 19th minute from the Indian left flank. So if he got a team I had to look back and say that did we have anything going forward? Possibly that one move that resulted in Akash Mishra getting the ball. Nothing came off it, but that's a positive saying that this is the way India needs to be playing at the international level. So what happened was Oman had the ball on the right side and they are very close. They try keeping the field very close. So whichever side of the ball, the half the ball is. They're all swarming around that place, keeping it very close and they can play quick passes, small passes and this is the way they generally function. Manbir was up front. You had the two midfielders here, Raulin and Jackson over here. You had Bipin Singh. Ashik was around this side. There's Akash was here, the two stopper backs and Ashutosh here. India won the ball in this part of the field. Ball was played out to Jackson Singh. Jackson Singh instead and there were attackers here. So Jackson Singh found Ashutosh on the right. Ashutosh once he had the ball, Sandesh gave him space and Sandesh then hit a classical diagonal ball. Stoppers, classical diagonal ball. Inch perfect and it was really well taken down by Ashik as well. Ashik was really impressive in that game versus Oman. Took it down even though he had a marker on him. Took some time, waited for the fullback to come and Akash Mishra had an empty space. Put the ball over here. There was a player with him, but he had of course, he had a few yards ahead of the defender. Put the ball inside and the ball went straight to the stopper back but this was possibly the one loan chance you saw the Indians creating as far as the attack in the first half was concerned. The first goal of the game came in the 43rd minute of the first half. Oman going up one nil and while you might say it was an own goal by Amarinder Singh or Sana Singh, it was an attack by the Indians on the right side that resulted in the Indian defense being opened up and thus leading to that move, leading to that first goal. How did that happen was because if you look at India's attack in the first 45, they lacked imagination on all parts of the pitch. So this is what happened. Manbir was up front doing the loan man's job. You had Jackson and Suresh right here. Rowland was here. You had Bippin who had moved up. India had the ball and the ball was played out to Ashutosh and Ashutosh then Jackson moved up to help him out. There was a player here. There was another player here. And Ashutosh played the ball to Jackson asking for a one-two. The ball was played out to Ashutosh from a one-two but there were just too many Omani players around them and this is what I'm talking about the lack of imagination. There was no one around him. He did not know what to do after that so he tried moving on. The Omani player won the ball over here and they won the ball in transition. In transition means the Indian team is broken away from their formation and they only had these many players to take on. These guys then broke because this is what they do. They break and break next speed. They all moved up front. The ball came. One of the players moved here. You had Sanna, you had Sandesh. You had Rowland coming back. Suresh was running back and he was doing quite a job in the first 45, right? And these boys were moving up. They were moving in numbers and the ball was moving in, right? So the ball was played in here. Again, a triangle like I mentioned in the beginning. Triangle was played. The ball was played out to the Omani player on the left wing. You had the two defenders. You had the goalkeeper. Now, I'll tell you why there was a known goal. It was because Amrinder saw there was one, two. They were close to three players attacking the box and this is the quality of this Omani side. Even though they won the ball in transition, all of them moved so quickly towards the attacking half. Who was the attacking goal? That this is why Amrinder probably thought there are two players coming in behind him. There is Sanna over here. Miscommunication. Amrinder mishandles the ball. Touches Sanna and that's the first goal for Omani. You could call the game versus Omani as a game of two halves and why I say that is because the Indian team you saw out in the first 45 was completely different from the Indian team you saw in the second 45 and the only difference here being intent and two players brought that intent and once you saw that intent in those two players, it transferred on to all the 11 players on the pitch. Those two players being Apuya who came in for Raul and Borges and also Rainier Fernandez who had come in for Jackson Singh and you could make her at halftime that course, Srimatch had told them that they need to put the Omani players under pressure when they have the ball. And the first half of what was happening was while they were closing them down, they were not really putting them under pressure. This time they were going a step further, tackling them, troubling them and that pressure led to the first goal that India scored the equalizer in the 55th minute. So in terms of what the pressure was, I'll just tell you before we head to the goal. So whenever Oman would have the ball, they would, these guys move up, these will move in, these will move in, this like this and this was the man who was orchestrating all the Omani moves. So in the first half, while we had players who were coming around them, but no one was close enough to really trouble them because you were also worrying what's going to happen at the back. You don't want to lose numbers at the back and thus Oman could get free space to attack the Indian goal. In the second half, you had one of either Rainier or Suresh Shring mainjam going on to this guy. As soon as he had the ball, one of the players were coming on them, putting him under pressure. One of these players was coming here, someone was coming here, someone was coming here and you had pressure on each and every Omani player. You could see that the intent was there and that led to the first Indian goal. The Indian equalizer came 10 minutes into the second half, 55th minute and it was a result of the pressure that the Indian team put on Oman in the first 10 minutes of the second 45, right? So what happened was because of the pressure, here was guys putting pressure on the Omani players with the ball. That ball had made their way back to the Oman players. Again, pressure was put up. Ashi Kurunian, everyone was putting pressure from their side, making sure that no one was getting free space and time to run with the ball and the ball was played back to the Omani goalkeeper. Bipin Singh moved up and so the goalkeeper decided to play a long ball because here was the empty man for Oman on the right flank. But as soon as he played the ball, there was good anticipation from Ashutosh who came in, didn't have the best of games but this was probably his best moment in the entire game. Won the ball, took the ball ahead. You saw the Omani players coming in and then was smart enough to cut it back to Bipin Singh and Bipin Singh, credit to him because he's been doing it throughout the ISL, took the ball, didn't take too much time on the ball and tried finding Manveer Singh. Who made a brilliant run by the way because there were two defenders still in the box. Manveer was the only Indian player in the box. Made the run, went behind two defenders. The ball was inch perfect and credit to Manveer Singh. This was possibly the only time in the 90 minutes when he was got a chance to testing the Omani goalkeeper.  What happens is that sometimes when you get that one chance, you're not ready. But this time, when he got that one chance, it was a perfect header. This was textbook header. Ball came in, headed it down, bounced and went right into the top right corner for the Omani goal. And Manveer Singh there, getting the equaliser for India and you have to give credit to the Indian team for the way they played. So many debutants on the field. I think a total of seven to 10 debutants that made their way for the Indian team and credit to the entire team for the way they played versus Oman because this was a team that was beating India regularly at the international level and India pulled off a 1-1 draw. So there were a game of two halves. First 45 left lot to be desired. The second 45 tells you that there's lots to expect from from this Indian team going forward.


Hey, this is Brett with Summit Auto in Fond du Lac, Wisconsin. We are checking out the all-new 2020 Jeep Cherokee. This one is in Sting Gray clear coat. This is a Latitude Plus with the 3.2-liter V6 motor. Pumps out 271 horsepower, gives you 27 miles per gallon on the highway, and 19 in the city for an average of 22. This is the cold weather group, and you do get blind spot and cross path detection standard on the Latitude Plus. You got the LED tail lamps, the dual rear exhaust, so we're going to do a walk around here just to the outside, see the color and everything. Little dark out, but still a good indicator of that color on that Sting Gray there. We have the Firestone Destination 225-65R17 tires, painted alloy rims. No dents or dings on that front fender, well it's brand new it shouldn't, but you do get the LED high beam and low beam head lamps, the LED running lights, LED fog lamps, chrome trimmed grille and Jeep logo part of that Latitude Plus package, and that lighting group is part of the Latitude Plus as well. We're going to check out the original buyer's guide here, or the Moroni sticker if you will. So the MSRP on this one is 33-5-25, feel free to pause this right here, we're going to kind of go fast since we're running out of daylight here, but all the standard features are on the left and top, and your optional equipment, Sting Gray cold weather group and V6 are on the bottom there for a total of 33-5-25. Crash test ratings look really good all the way up and down, 27 Highway 19 City and 22 combined, you can see that all weather group gives you the all weather floor mats, also gives you the windshield wiper de-icer which is right here, and it's at the bottom of that wiper as well, that way your windshield wipers aren't going to stick to your windshield in the winter, they get a little bit wet, it does have the capless fuel fill which is a really cool feature, and coming around to the back you get the chrome tipped exhaust, dual exhaust, part of the V6 package, so you get the V6, you get that dual rear exhaust, also if you get the turbo you get the dual rear exhaust too.  Has the keyless enter and go system, you can always tell if it's got the little button on the door there, you get blind spot monitoring, heated mirrors, and LED side lights in the mirrors, and that's all standard on the Latitude plus package. Inside you get the, they call it a premium vinyl and cloth mesh seating, both of these seats are heated in the front, you get a power driver seat with lumbar, all-weather floor mats, auto headlamps, tilt telescopic steering wheel, power windows, power locks, and power mirrors. As we hop inside here you can see that it does have a digital spinometer, and you got time and distance to empty at the top, you can change all those to read whatever you want in those corners, whether it's miles per gallon or compass or temp, can do all that. Cruise controls on the right, Bluetooth and information center controls on the left, audio controls on the back, this one has the 7-inch 4C radio, I mean that you can do Android Auto and Apple CarPlay capabilities on here where you can project your cell phone to the radio, you can see you got your heated seats and heated steering wheel buttons right there, you can check out your backup camera by just pressing the button, you don't even have to put it in reverse, you can see that those lines turn as you turn the steering wheel, they're called dynamic rid lines, you can also do your radio here, AMFMN Sirius XM radio capabilities, you can do your climate control here as well, if you don't like doing your climate control here, you can do it down here, you can turn those backup parking sensors off as well, more tactile buttons, if you got gloves on it's not quite as easy to use the touchscreen radio, or if you just like the button feel better, use those for sure.  We'll take a quick look at the back seats, and we are really running out of daylight now, got lights up in the ceiling, which light up the back area pretty good, you do have latch child safety system, you got the premium vinyl and cloth interior back here as well, all other floor mats, and these seats do fold down for extra storage, they go down really nice and flat, which is great if you got a whole bunch of extra stuff, you also have cup holders in the center here for your back passengers, and that goes down nice and flat as well, and my camera is not focusing anymore because we are out of light, you do have your child safety locks on the back doors, and we'll do one more quick walk around, and I do apologize one last time for the lighting, we're getting pretty late in the day here, but we'll do one more walk around, and I do appreciate you checking out the video on this 2020 Jeep Cherokee Latitude Plus, hope you learned a little bit about it, got to see the Stingray a little bit on here, in fact if you want to see a video during the day on this Stingray, just write it in the comments and I'll do one tomorrow or the next day or whenever somebody asked me to do one as long as we got this vehicle, but thanks for checking out the video if you want to see more pictures of this Jeep or one of our other 450 new and used cars, trucks, SUVs, minivans, Wranglers, you know we got to go to our website www.summitauto.com, full pictures and descriptions of every single vehicle from two locations, all at summitauto.com, and if you want to check out more HD videos, you can go to youtube.com slash summit auto remember to like, subscribe, and share on this video and all the videos that you see there, in fact in a second you will see a link to subscribe to our YouTube channel on your left, a link to more new inventory videos like this one on your right, if you have not been to our website on the bottom link to this vehicle on our website, click those check us out and we're super excited to be offering the 2020 Jeep Cherokee Latitude Plus, especially this one in Stingray with the V6 and the cold weather group. Thanks again for checking out the video and we'll see you on