Hello, this is Gerard Leonhardt, futurist and CEO of the Futures Agency. We're having a conversation today about the digital transformation, the digital economy of banking and financial services. With me are Simon Torrens and Rohit Talwar, both from London. And we're going to jump in and ask a key question. In my view, the discussion about how banks are going to go digital or not has been raging for a long time. And a lot of banks have said, you know, it's too difficult what we do and it won't happen, but it feels like it's happening now. It feels like money is going digital, Bitcoin is everywhere, even though nobody's really using it. But is it actually real? I mean, are the banks and financial services being transformed digitally? I think what's happening now is for a long time, you know, people heard the mantra that we need banking, not banks. And the banks said, well, it's too complicated to go digital in the way you're saying. And now what's happening is they're being bypassed. We've now got a whole bunch of platforms, crowdfunding platforms, crowdfinancing platforms, every single aspect of financial services from debt financing to mortgage financing to raising equity can now be done with one of these platforms. And we have lots of distrust, right? I mean, the trust crisis is humongous in banking, right? And these players are bypassing the old clothes that we don't trust and they're demonstrating they can do it and they're doing it in a way that benefits both sides of the party, the transaction more. They're eliminating the profits of the banks. You are going to start to see this erode and you're going to start to see the banks adapt to this. Some will disappear, some will merge, some will embrace it. But is it just the low-hanging fruits that are going to go away? Like the low-hanging fruits being the transfer fees to my son in America, you know, those are low-hanging fruits or everything? Yeah, well, I don't know. Well, maybe you're exactly the right point. There's banking and financial services and then the banks themselves. So I'll just stick on the banks for a moment here on this. But I think they, although they have been obviously their reputation has been damaged over the last, you know, some time ago, they've got an interesting transformation to make in terms of what had a deep in their relationship with their customers. And they are, relative to other sectors, actually quite well trusted.  They have a lot of information about you. So I think a lot of many banks are now starting to think, well, what else could we sell our customers? We tend to sell a little bit of extra things on the side, maybe a bit of obviously banking services, a bit of insurance. But could we not sell telecom services, for example? Could we not sell entertainment services? Could we not sell healthcare services? And that would be in the past, you know, very, you know, they'd never think about that. But with new digital technologies enabling very rapidly to integrate partners that the organizations like banks can make available to their customers. I think that's a possibility. I think the other thing you're seeing is the people who paid the bill are starting to challenge it now. So in the past, I raised a billion dollars through a bank. I paid somewhere between 50 million and 80 million dollars in fees. And look at what the bank did. And basically they went round to all the same people said, would you buy this equity or take this debt? I've no platforms that will enable me to do that. And I've invested in those platforms. So why wouldn't I use them to do my own debt and equity raising? And then suddenly I'm cutting my transaction fees from 50 to 80 million dollars to a few hundred thousand dollars. It makes no sense for me to use these other guys because they're adding no value. Yeah, I think we have to distinguish between the consumer facing part and the low-hanging fruit for other disruptants to come in. And of course, the mortgages and the large loans and the financial system. But underlying all of that is, in my view, is the shift to digital currency. So that comes on top of this stuff. I mean, I use transfer wise to send money to all over the place and Africans use and pay certain stuff. And that is already going away. And lots of people have said that will take away 45, 50% of US banks from all that stuff that people used to pay for. But what about digital money?  Unencumbered, imperfected, peer to peer? I think there's two things going on there. One is the digital currency itself just starts to give you a universal currency to do these local transactions. So most people don't even realize now that a lot of the international money payments they're doing are being executed with Bitcoin. Because the bank is doing it in dollars to euros at the other end, but underneath it's all being done in Bitcoin. What, all or a lot? Or a tonne or a lot? More and more of it. More and more players doing it. The second thing that's going on is that people are beginning to understand blockchain technology. The secure communications technology that sits underneath these transactions is something that could be used across every industry for communicating financial data, health data, a secure data of any kind. That in itself is going to be quite transformational. And then you're starting to see the new players like Bank to the Future coming up who are saying, we can build a whole ecosystem that completely bypasses the banks from everything from consumer finance right the way through to large-scale corporate debt and equity raising. We don't need the banks anymore to do any of this stuff. We've got super secure, highly efficient platforms where we're taking a tiny fraction of the payment that we've been taking in the past and you, the consumer and you, the investor, have faith on what controls it. That reminds me of the sort of Simon, are they the next record labels really? Because it really reminds me of the music business to where you couldn't do anything with our banks until just recently and now you can. Is that the future? No, I guess like any industry, all the industries are being disrupted and those will be successful ones who grab hold of the new technologies and work out how to almost disrupt themselves. So the clever banks will be the ones that can adapt. Like, you know, it's the Darwinism again. So who knows? Well, I see a real rift there because now governments are also saying, okay, if we get this digital currency thing that becomes encrypted without government supervision, for example, which is peer-to-peer, essentially decentralized, that opens up a whole bunch of things that are quite at the core of a capitalist economy, right? Outside of a central bank? And I mean, is that real or what? Bank of England has already started to explore how you incorporate those kind of transactions into the measuring economy. We're going to see this more and more as countries begin to understand that what the visible economy is only a fraction of the real economy. In some countries, up to 90% of all the activity goes on the informal economy. It's a distant cousin of the tax system. Right, right. As this all moves to an electronic transactional system whether it's Bitcoin or some other one, it gives you the potential to at least know what's going on. Even if you can't take tax from it, you can measure and monitor. So some countries are actually saying, we'll encourage this because it starts to regularize the way money flows around the economy. I think that raises a good point about the regulation as well because you have banking regulators and you have telecoms regulators and you have other regulators. And in fact, this stuff is sort of merging together. But the regulations are often created in very isolated silos. Well, let's wrap this up the session. Let's say if you are a big bank today, international bank or a big national bank, let's give two pieces of advice each to how you're going to transform that bank into the digital age. One, understand the new players that are coming into your market and what's coming over the horizon in terms of people coming up with new and disruptive ideas. Secondly, more than ever, you have to get inside the head of your customer and whether it's the people making investments or the people borrowing money from you and understand the sheer range of options now being presented to them for how they can compete those transactions.  You no longer have a dominance over the space and the more the world becomes digital, the easier it will be for people to erode that which you thought was your unique domain. Well, I would echo that. I think the key thing in all of these digital transformation discussions is that most customers tend to be quite lazy. They want an easy life and convenience and I've been with my bank for 30 years now. As long as the bank can understand my needs and serve me in a way that is reasonable price, I'll stick with them. So I think your point is exactly right there. Understand the customers and get into their head and be more proactive in working out the problems that you can solve for them while also understanding the disruptive technology that's coming over the hill and try and grab hold of that and adopt it in how you serve your customers. Yeah, I think from my point of view, the most important part is that always if you're looking around, there is in financial technology, fintech as they call it in Switzerland, you know, there's tens of thousands of startups and innovators.  Like, you know, record labels with natural, right? But to its conclusion, there will be a logical step saying, maybe I can bring those people in to help me be part of that new future. Well, it's interesting. Most of the many banks that I set up offices in Silicon Valley, and there's a big ecosystem there because that's where you get all the... Yeah, and that was my second point is, I think banking in the future is a giant ecosystem of different layers interconnecting rather than giant banks. And to become part of that, to become indispensable in the ecosystem, that would be my advice, my second piece. Well, just one thing we haven't touched on there is who is tomorrow's consumer going to trust? Are they going to place their trust in banks who they have almost no contact with or the likes of Apple, Google, Facebook with whom they have a daily relationship?  Well, this is a lot like a newspaper, they can't imagine a world without them because they're living inside of their own head going towards the consumer. And the consumer, I mean, digital natives have already done just fine in a world without printed paper, right? So same exercise. Anyway, we're wrapping it up on this session on the digital transformation of the banking financial business. Simon Torrance, Robert Talba, Gerhard Leonhard, there's more information at thefuturesagency.com. Thanks for tuning in.


What is up guys, Stas here, and in today's video we're going to be talking about three swing trading tips that actually work. Yes, these actually work. This is not some voodoo BS that you're going to buy a stock here, then you're going to make a million bucks overnight. Yep, that's it, end of the video. No, this is not that. These are three tips that actually work. And for those of you guys that don't know what swing trading is, it's very simple. You buy a stock one day. You sell it either tomorrow in a week, two weeks, whatever, right? You buy it and you hold it for an extended period of time. And this is a form of trading that is suitable to a lot of people out there. I personally like it, right? You don't have to be glued to your computer screen all day. You can do it while working a nine to five, while running a business, let's say you're a real estate agent, you're out showing houses, whatever it may be. You can swing trade while doing that, which makes it a very versatile style of trading. So sit back, relax. If you enjoyed this video, go down below, smash that like button, consider subscribing, and let's get right into it with tip number one, which is do not fight the trend. This is the biggest, biggest problem I'm seeing with swing traders running a community, getting DMs all the time. I'm getting questions. Hey, Stas, do you think this is a good stock to trade while it's in a downtrend in terms of swing trading? And I'm thinking to myself, like, why are you fighting the trend, right? It's clearly in a downtrend. This is not looking good in terms of a swing trade, because if you're looking to swing trade a stock, you obviously want to ride that uptrend, right? So for example here, this is PayPal, ticker symbol PYPL, right? This is a stock that, okay, it's initially dropped from $122 down to where it is right now, right? So we have that initial margin of profit, which is also something a swing trader is looking for. They want to get in at a dip, right? So there's some potential to make money in that particular stock. So from $122, which is the peak down to about $100 where we are right now, this checks off. There's 18% margin of profit in PayPal. So a lot of people would be DMing me now saying, oh my goodness, Stas, PayPal, this is the number one stock to swing trade right now. And I'm thinking to myself, this is clearly in a downtrend, right? If you were to buy PayPal right now, sure, if you're looking to hold it long term, and I mean a couple of years, the downtrend doesn't really matter, right? We're simply talking about swing trading here, right? But let's say you were to buy it as a swing trade, you're buying it into this downwards weakness where there's clearly downwards pressure here. You guys see these moving averages, this yellow line and this green line, the green line's the 50 SMA, right? This yellow line is the 180 SMA. Both of these levels are acting as resistances. And we're also seeing a bearish cross, which means a smaller time frame moving average is crossing below a larger time frame moving average, which is a bearish signal, right? This signals bearish sentiment in a particular stock. We're seeing that here, and we just broke a prominent level of support, which was at around $104, and now we're breaking down into the 90s, guys. So this is clearly a stock that is downtrending, and it's not showing any signs of a reversal right now. So me hopping into this would be fighting the trend. Let's say we were to reverse break out of these moving averages. Let's say we get a bullish cross, which is a smaller time frame moving average crossing above a larger time frame moving average, which in this case would be the 50 above the 180. That would be a bullish cross, and that would be a reversal of trend. That would be the downtrend turning into an uptrend, turning into the beginning of an uptrend. And if we started to climb back up until, let's say, the 100s, the 105s, we break into the 110s, this can be the trend pushing up, starting to push up. And at that point, that would be a good time to hop in, in my opinion, because we wouldn't be fighting the trend, but we're going with the trend, which is what we want to see. So the second tip I do have here, guys, and I'm looking at my whiteboard, not my whiteboard, oh my goodness, guys, my notepad, not my whiteboard, my notepad here, don't rely on technicals only. This is a mistake that I see a lot of people really do as well. They just simply rely on the charts. They don't look at the overall news that's going on in the economy, what's going on with that particular stock. They're trading and they get burned. Let's say Tesla, for example, let's pull up Tesla stock. Let's say you're just looking at Tesla right now, and you're looking at the overall chart here, you're noticing, OK, it's downtrending. We're not fighting the trend during this time period, so we wouldn't be trading it because it's clearly downtrending in terms of swing trading. But then we bottomed out at 176, started to break out. And then at this point, you'd be like, OK, now we're no longer downtrending. We're trending above moving averages. We're not fighting the trend. We're actually going with the trend here. So this could be a good time to get in. But then when you look at some news involving Tesla, involving Tesla rather, you look at earnings. A lot of their earnings recently haven't been so great. You see how the media paints a negative spotlight on Tesla, which is negative in terms of a swing trader's perspective. You start to see that, although the technicals are looking good, a lot of what's going on with the actual fundamentals of the business and how the news is portraying the company, it's not so good. They're getting crushed on earnings. They're not consistently profitable. They just missed on deliveries in terms of the target that analysts had. It was like $99,000 or something like that. They came in at $97,000. So these are some negative fundamentals that can really damper the stock's price, which is why it's extremely important, again, not to only rely on these technicals, but also look at these fundamentals, understand the news surrounding the company. Are there any negative catalysts surrounding the company? Are earnings coming up? What is going on with this company? Because if something bad happens fundamentally, if we get a negative catalyst, if anything bad happens, those technicals get thrown out the window. Investors get filled with uncertainty, which is something that we all know at this point. Investors and traders do not like. And then the stock's price will tank. And then what happens, guys, when the stock's price tanks? Well, we lose money. And that's not what we want on this channel. Losing money is a big no-no. So tip number two, don't rely on those technicals only, but rely on both technicals and fundamentals. So tip number three is trade your perfect setup, whatever that setup is for you, and don't settle for anything less.  You don't have to trade every single day. This is something that I get all the time in the community. You don't have to trade every day. You can trade once, twice, three times a week. And that's it. If you traded the best perfect setups, those one, two, three times a week, you should do a lot better than people that are just hopping in and out of trades a lot throughout the week trading mediocre setups. So let's say, for example, you're looking to trade Apple. In my opinion, Apple right now is looking like a pretty solid setup. We have some positive catalysts. We have a positive catalyst here, revolving the Apple iPhone. The iPhone 11 has been doing quite well, which is why, in my opinion, Apple stock has been really doing quite well compared to a lot of these other tech stocks. If you take a look at, let's say, Amazon, right? This one's getting squashed. Facebook is getting squashed, right, in terms of its previous all-time highs, or its previous highs, as you guys can see on the four-hour chart. You know, Google has been getting killed, right? Not as bad as Facebook and Amazon, but still it's not doing as well as Apple. We have Microsoft here, which is honestly hovering. This one's doing pretty good as well. But overall here, guys, Apple, if we trade Apple here, we are abiding by the tips in this video, right? We're not fighting the trend. We're not fighting the trend whatsoever. The trend is clearly up. We're trending above moving averages. We actually just hit a higher high here at about 230 bucks. We're pulling down. It seems like we're holding 225 as a new support right now. And we're also holding that 50 SMA as a new support. So this could very well be a nice little dip buy. So we're not fighting the trend whatsoever. We're not relying on technicals only. The technicals do look good, but on the fundamental side, we are getting some positive news regarding the Apple 11 iPhone, right? This iPhone is at a price that's very, very attractive. I think the 11, what's it called? The 11 plus, there's a bunch of different ones this year. There's one that has three cameras, one that has two cameras. The one that's not the savvy one, not the savvy one, but the very expensive one, which is the, I think it's called the Pro Max or something. The one that's a tier below that is $699. And people have been looking at this as a pretty solid upgrade. And again, we've been getting news that these have been doing quite well. So this, in my opinion, again, like I mentioned, is holding up the stock. So that is a fundamental aspect that's doing quite well. And the third tip is trade the perfect setup, which again, we just talked about, this is looking good. We're not fighting the trend. The fundamentals are looking pretty good right now in terms of Apple. Sure, there's some weakness. There's some tension with trade, but right now trade is in a negotiation process. This Thursday, when I'm recording this video in a couple of days, there's going to be another negotiation. So if something negative happens there, sure, this could rock Apple, but we'll do our technicals when that does end up happening, if that does end up happening right now. I'm just talking to you guys with what is going on right now in this moment in time. So everything's checking out. Apple is looking good. Another one that you could consider a perfect setup is Procter and Gamble. The technicals aren't looking as good as Apple, but overall, this one's been trending up. We're not fighting the trend. And we've been getting some positive earnings from PG over these past couple of months, driving this stock like crazy, right? Another one that's been doing very well, management has been crushing it, executing like crazy, is Pepsi, right? The fundamentals are strong. The technicals are there. This one is running up. We are not fighting the setup, especially if we pull down, maybe retest that 180SMA, that I'm going to pull the trigger on because it is looking good, especially if that margin of profit is open. So that's it for this video guys. If you did enjoy it, if you did find some value in it, if you found it helpful, feel free to go down below, hit that like button, consider subscribing if you do want to see videos about the stock market, swing trading, investing, personal finance, this is the channel for you. Don't forget to join the StriveSmart Discord group chat and the StriveSmart Facebook group and follow me on Instagram and Twitter. All the links are down below. So I'll catch you all in the next video. Thanks again for watching. Peace out.


Felly ydych chi'n gwybod i amser ymlaen i gael ymlaen i ddim. Felly hwnna o'r tyfn yn ymlaen i gael yma ac am ymlaen i gael yma. Felly dyna, rydyn ni'n Sam Clark a dyna o'r Ymlaen i Llyfrgellfa ym Llyfrgellau Lent Cymru. Fyny'r bod ychydig o'r gweithfawr, sydd ydych chi'n gwybod? Yn gyda'r gweithfawr o'r gweithfawr, rydyn ni'n gyffredig i'r cym-erau. ychydig ym mwyaf o'r hollwch! Ac mae'n gofyniech yn eich meddwl. Mae'n gofyniech. Mae gennym eich meddwl. Ac mae'n gofyniech i ddiddordeb yn yw atweud. Mae'n gofyniech i'w meddwl, ac mae'n gofyniech i'r meddwl i'r meddwl i'r meddwl i'r meddwl. Mae'n gofyniech i'r meddwl i'r meddwl i'r meddwl. A'r problemau bod ydy'n gofyniech ddiwedd ymlaen o'r hollwch, I teach second year undergrads and they don't know even what self-reflection means so I had a student ask me what do you mean by this and it's really hard so to be a second year undergrads and not know how important this practice is for furthering your own learning development I think it's a real big issue and also when I look at when I've been asked to self-reflect it's really dry and hard work so it's something that you know it was quite a big issue and I'm going to take you on a little bit of a journey about my dissolution of the technology through all my hands up in the air and I'm going back to paper based stuff So my primary background is in serious games, game based learning, gamification on that side and I am a massive geek so I at home I play Densions and Dragons which has anyone played before? Yeah? Okay does anyone not know what it is at all? Okay that's good but for the benefit of anyone at home it's a tabletop role playing game where you create a character, you move around and you tackle problems and so I'd been faced with this problem at work and one evening I was playing Densions and Dragons and actually I just wanted to share it because I'm not playing tonight because I'm here which leads my group to be very angry at me and I said well I'm actually quite scared of talking here and the response was you'll be fine just imagine them all as cobalds getting incinerated So there we go, you are cobalds now So I was playing Densions and Dragons and then I was looking down at this character sheet which is kind of what makes up your character, you're asked to kind of build your character around a set of attributes and one of the things that just jumped out at me all of a sudden was this idea of I could use this, I could get them to reflect on these strengths and weaknesses that they have but in maybe a little bit more of an interesting way, something that might reach out to them and of course then I was looking at the monster manual and I was thinking oh monsters, beasts, all of those issues that we're faced with, maybe we can turn this into a way that they can identify the problems that they're having but turn them into beasts and actually look at what is the best way that they can combat them and then because I'm mental and I try and do everything all at once, I went away and tried to do just that, tried to solve everything all at once and as you can see from this this was kind of a weird paper, I'm going to try and get them to do teamwork and they were going to set goals and they were defined their epic quest and lots and lots of different things all in one thing but came up with some resources for this paper based version which was the character sheets and the attributes had been kind of changed to reflect things like motivation and collaboration so where did they kind of rank themselves on these different areas and then I built these monsters taken from creative commons images where I just cut off a load of them and then got them to pick one that they thought represented them that week, that issue that they were having and then they would reflect on that in a paper based journal and so we did some research, we kind of asked them what they thought about that so it went through ethics and we did some focus group interviews and just as I had suspected I tried to do too many things and it's not that they weren't good because the responses that were coming out of it was that they liked all of the stuff but it wasn't supported enough in each of the different areas so I tried to focus down a little bit about okay well what is this, what is it that they really liked and they really liked the monsters so they thought it was creative so they really liked that idea of being able to build monsters around these issues that they were having and then to reflect on how they could combat them but the problem was that what they were saying was that it was creative but not creative enough and that's the problem I kind of put my creativity into it but it was limited because there was only so much that I could do and actually that autonomy was not coming from them they didn't have that full scale well actually and one of the comments was well maybe none of those monsters reflect how I'm feeling at the moment I'd like to build my own and I was feeling right okay that's a big challenge how do you do that and the other comment that they wanted was that they wanted it to be online so this was a really really big thing is that they wanted to have this practice of sharing in this online space that they could access anytime that they weren't going to lose bits of paper and things like that and I'm a fan of rapid prototyping because I've spent so long in the past designing serious games, digital serious games which just take so much time and energy and money and then at the end are not used because we've moved on you know it's not fit for purpose anymore and one of the really great things about working in a multi disciplinary lab is that there are loads of people doing really interesting things and one of the areas that some of my colleagues are working in is open education and introduced me to some really great people who are doing awesome things and that's Adam Levine I hope I said the right and Brian Lam and they're kind of you know we're working quite closely and they've done these really amazing things about giving more power back to educators and students about the work that they're taking control of what they make and they've made these slots which stands for smallest possible online learning tool which I think is great it's a really cool name and they so we had this discussion about how we could maybe merge some of this disciplinary stuff into something combating this problem that I was having and so it was suggested that maybe this true collector theme that a slot could be useful and I was looking at this and thinking oh actually that kind of looks like the monster manual just an online version it's got a collection we can use that to put all of the beasties in but I had a bit of an issue with at first the fact that it's anonymous because that scares me for a multiple reasons mainly because I initially wanted to use it as a way to log in and for myself to track what people were doing and also there's this whole conversation about duty of care and usually anonymous voices on the internet well it opens up a lot of issues but I tried to look at this from another way especially trying to touch on some of the stuff that was being said earlier about actually giving a voice to those people who are not heard because it's those ones that shout latest in the class that I know they're not doing well or they want this stuff but what about the people who are actually suffering in silence and that power of being anonymous online I think actually what I would like to do is try and turn this into a power of good so that one of the other issues that I have with my students is that they all hate each other they all come from again multi disciplines because I only have them for 11 weeks it's a 11 week course and it's mostly based on vocational skills and things like that they don't like working with each other and there is a real sense of competition and I've seen this more and more now and what I wanted to try and do is kind of grow this power of empathy and actually well do you realise what else is happening with your fellow students in class I mean you might look at them and take a stab at them for I don't know being late or whatever but no one really knows what else is going on behind closed doors and I have some students or I had some students who we got all the way through the 11 weeks and then the final week they said I couldn't make it to class because of X, Y and Z and if they had come to me before that I could have helped them but it was so late at that time I couldn't help them at all and I wonder if partly it's that because there's no conversation or they don't want to have that conversation face to face so maybe this anonymous way of collecting issues could actually be used to identify those most in need at an earliest stage. So it kind of looks like this at the moment and it's new iteration and because we do just test and then rebuild so we'll see I'm going to use this as part of a study now coming September end of September with some so not just my class but also some students from the University of South Wales hopefully University of Salford and again any of you are more than welcome to help I would be most grateful actually if you have students and I'm going to just go through the tool a little bit and show it anyway from what it does. So kind of building on the idea of this is now the new monster manual as you can see the glaring fish biscuit eater which is the animated GIF is a bit jarring but you know but what it is essentially is that people can post their issues in here but they're asked to reflect in them as interesting creative beasts and they can either get the images from creative commons or they can draw their own. That's no problem but what I'm asking them to do is reflect on what it is what is causing this issue but also to identify how to potentially combat that as a thing. So you said it is anonymous they can put a character name or you know they can use a real name if they want to but it's it's not required but the other nice thing is that you can comment directly back on it and again in an anonymous form if you like and then offer advice directly to them. There is a way that they can when we build a beast that they can ask for direct contact between you and so you can actually pick up if there is someone who is really struggling and needs direct contact you can do that as well. But they're also asked to tag the beast about what is the what is it a confidence issue and if you clicked on that there's none in there at the moment but you know there's well being so there's a coupling well being and actually I think part of this tool so I'll be using it to look at students on the how they're dealing with the course but I know some of my colleagues at the universities are going to use it for them or pastoral care so looking at that well being side which is massively important and a growing conversation that I think we need to kind of address. And I'm just going to so it's got all of the reasoning why behind it.  And I was thinking about this last night and true to I think the conference I'm going to call it the Imp Oster. I'm going to not select an image but let's get one from Creative Commons. Creative Commons and I found one last night so I hope they don't mind me messing with this. Oh they're different ones. Okay we're going to use this one but if you just do a search for boffers and beasties it will come up anyway. Thank you. Online so I'm not going to do that because I'm going to take too much time doing that but basically you can put the title you can upload your image there. You can set yourself as anonymous if you want. You describe your beastie and how you would combat that. You can enter sort of where you've got your image from because obviously it's really important and the license if it's under Creative Commons. You can check what that beastie represents so it's really easy then to just pull up a list of all of those. Different ones so maybe it's in confidence and we've given them a create your own as well which is great. And then you can tag your beast as well so we're using this to track different cohorts and universities using this tool. So if the University of South Wales is going to use it for putting loads of beasts in then they're going to use their own tag and it means that when you're back then here you can just click on that and it will bring up all of the beasts associated to your own course. So in short this is open for everyone to use. I'm happy for anyone to use this or the templates and do your own thing. If you want to create pesky pixies or whatever that's fine. And also the fact that this whole looking at this open technology in this way has really kind of given me a little bit more of a love of it because I was very very just disillusioned with the time the resource that the effort that takes to create something. But actually I think you can create something really simple and this kind of cross disciplinary stuff has really helped my own practice and understanding and I hope it gives a voice now to the students who are feeling like we're kind of leaving them behind. I don't know potentially but that's it. So the students that we asked there was actually no bad comment about it. Potentially I don't know maybe it's because usually the self reflection we asked them to do is very like I said reflect in a journal. They actually really enjoyed this kind of creative side. Now there's the cohort that we tested with our design students but they are multidisciplinary so they come from the business school. They come from health. They come from all over our faculty. So it wasn't really an issue across the cohorts but I think this is going to be part of what we're doing next. So you know do they find it childish or do they actually respond really well. I need to do it with larger numbers to really understand what's going on. I think. Can this be embedded into the VLE. I have no idea. Sorry. It's one of those questions that has been in the back of my mind of you know with this. I'd love to see a more supportive platform with some creative things in it. And I've certainly been thinking about what can this be like an add on to what we do. But I quite like the fact that anyone can go on it as well and offer advice or support. That doesn't mean to say that I'm also massively aware of the moderation. And you know like said we do have a sense of duty OK. So what happens if a student says that there's suicidal on it. You know there are there are issues with this being anonymous. And but you know these are things that are all questions that we're going to be addressing. So so yeah any other questions from the room. I'm John Wilson the CEO agenda. We're a technology company that focuses on education and learning. We build manage and operate platforms for education for video collaboration. Externally we prefer to work with what we feel is ethical industries. Obviously education teaching learning health care. We feel that we can really contribute to these industries by creating exciting platforms easy to use platforms secure platforms that people can utilize. What we feel is one of the most important things for Scotland to boost economic growth is investing in rural areas. By investing in broadband in these local areas we can attract more talent. We can attract more companies and we can drastically improve the delivery of education and learning within these schools within disparate regions within Scotland.


Hello, everyone. I'm Sanjay Gupta. I welcome you on Sanjay Gupta Tech School in this module. I'm going to demonstrate how you can implement application event while creating lightning or a component. Let's start understanding application event. So if you want to implement application event and lightning or a component. So you need to implement three things first you to you need to implement application event. Then you need to create two components so that one component will be firing the event and another will be handling that. So, as you know, the comparison between component and application event if you have watched my previous module recording on that topic. So in component event basically it happens in parent child hierarchy, but in application, like whenever any component fires and events that goes to the application, and then whoever component is want to handle that component. Sorry that event so that component can handle that application event. If you want to create application event file so you can go here lightning event and this event type will be application and here you can create the attribute. Now, you need to create new lightning component so I'm going to name it as app event notifier. So here first you need to register the application event and then this component will be firing the event and another component that will be available in the application that will be handling that application event. So I'm going to register it so our column register event then name equals to app event then type equals to C colon application event. Then we need to use one heading and inside heading. We can use application event notify. We're going to use a UI button and its label will be fire application event. And this is the method that will be executed whenever we will be clicking on this button. Right so so this is app event notifier component. Sorry, this is by mistake open. Okay, so here I have just created a button and if you click on that button. So this fire app event method will be executed. Now what we need to do, we need to implement this fire app event method definition. So I'm just moving to controller. So this components controller will be having the code related to that method so I'm just based in that method name here. And inside that controller. Now I need to implement the method definition so that whenever you execute. So what statements will be executed. So I'm just creating a variable app event. Then dollar a dot get E dot C colon application even so it is different from component event so in component even we just use this event, but in application event you need to use dollar a dot get and E dot C colon then application event name. You can use this app event variable to set the parameters. So parameters we need to set these like we have a parameter message so we need to set its value here. So masses and value from location event notifier, then app event dot fire. So what is happening here. The initial event information is available. And through this variable I'm setting the parameter value so parameter is like masses which is defined as attribute here. And this value will be assigned into this message and this event will be fired through this statement. Right. So, this way we created one component that will be registering the event and will be firing the event as well. So I need to create one more lightning component. So this is this component will be app event handler. So in this component we will be handling that application even that is being fired from the component. So I just need to create or attribute name equals to masses from notifier type equals to string, then or handler event equals to C colon application event and action equals to see dot handle app event. So this way basically I handled that application event, and when that event will be fired so in this component, this method will be executed and in this method, the statements will be available for handling that application event. Okay, so now after this statement, I'm just creating one at one time. And here I'm writing the masses application event handler so that we can recognize. So both are independent components. And there is no parent child relationship between these components, right. You need to remember like if you want to pass any masses from child to parent then you will be using component event but if you want to fire any event or if you want to pass message from a component to any other component inside the application. So in that case you can use application event. So here I'm going to use this V dot masses from notifier. So I'm just pasting it here. So this way my app event handler component view is implemented. Now I'm going to define this method. So I'm just copying its name. And inside this controller I just need to define this method. Here I'm going to create a variable masses equals to even dot get param. So here I need to write the name of the parameter so basically in your application event the parameter or attribute name is masses so we need to use that here. So I'm going to use component dot set V dot this message from notifier this attribute and I just need to pass the masses. So this way in this components controller. Basically, this value is passed. I just saved it so here you can see we have to these two components app event notifier and app event handler. Now I just need to create one more component that will be known as container component. So I'm creating a container and in that container I will be calling these two. Right so here I'm writing C colon app event notifier and C colon app event handler. So this way both are available together in a container. Now if notifier is firing any event so if handler wants to handle that even so that that component can handle that. So now after this container component you can use your application so I'm just opening demo application. And inside this demo application I'm going to use container. And I'm saving this application and clicking on preview. So through that container component both the components will be rendered here. So at top you can see application event notifier. And bottom you can see application event handler. So if I click on this button so this button click will fire and fire an application event and on firing of that application event value will be passed to application event that will be fetched through this component which is handler. So if I click on this button so you can see masses is available here. Right, so this way in your application from one component to any other component if you want to pass the masses. So in that case, you can use this application event.


Wuhan on Thursday continued its massive effort to test 12 million residents, that's after confirming its first domestic case of the Delta variant. As of noon on Wednesday, approximately 2.5 million Wuhan residents had been sampled. The city has set up 2,820 sampling sites and mobilized over 18,000 medical workers and other staff members to work there.


The members of the Anti-Sexual Harassment Advocacy Asher Cluster are consortium of civil society organization CSOs, working to address the prevalence of sexual harassment in tertiary institutions in Nigeria. Have appealed to president to anubu to ascent to the sexual harassment of students in tertiary educational institutions, a prohibition bill. This appeal was made in a press briefing in Canary where the CSOs recalled recorded exchanges ac yn ychwanegwch yn y cwrt harsen, ddweud gennym, oherwydd mae'n adeiladol o'r cyfnod, o'r gwneud amgylcheddau yn ysgrifenni ar y gyfer y cadmian. Yn ymddir yma, mae'r Closdair Cabiru Dacataer, yng Nghymru Ysgrifennu Fyrageddol, yn y gyfnod o cyd-feylwyr, o'r ddweud a'r ysgrifennu'n ddweud, yma'r ysgrifennu'n ddweud mewn cyfryd gan hynny'n ddweud yr unig yn hynny'n ddweud. He added that it also seeks to prevent and protect students against sexual harassment by educators and tertiary institutions pointing out that the bill has been transmitted to President Tunable for his ascent. Mr President Sir, when we acknowledge the commitment of your administration to increase access to and quality of education at all levels, it is important to pay attention to safe environment for learning where students will be protected against any form of harassment. This cluster has meticulously studied the content of the above bill and based on our experience in working with the survivors of sexual harassment in tertiary institutions, we are confident that the bill, if ascented, will provide a uniform law that will address the rampant cases of sexual harassment in tertiary institutions in Nigeria. In view of the above, we are appealing to a good office, Mr President, to ascend to this bill that will serve as a shield between innocent email students and bad eggs among lecturers and other staff who hide under this noble profession to commit this heinous crime of sexual harassment. Hello, hope you enjoyed the news. Please do subscribe to our YouTube channel and don't forget to hit the notification button so you get notified about fresh news updates.


NATO countries could send troops to Ukraine. A number of NATO countries could send troops to Ukraine. If the war-torn country is not given security guarantees at the forthcoming summit, Anders Rasmussen, a former secretary general, has warned. It was reported by the Guardian media outlet. According to Anders Rasmussen, even if such guarantees were not agreed, members of the Alliance would not allow the issue of Ukraine's future NATO membership to be kept off the agenda at the Vilnius Summit in July. Rasmussen said if NATO cannot agree on a clear path forward for Ukraine, there is a clear possibility that some countries individually might take action. We know that Poland is very engaged in providing concrete assistance to Ukraine. And I wouldn't exclude the possibility that Poland would engage even stronger in this context on a national basis and be followed by the Baltic states, maybe including the possibility of troops on the ground. I think the Poles would seriously consider going in and assemble a coalition of the willing if Ukraine doesn't get anything in Vilnius. We shouldn't underestimate the Polish feelings. The Poles feel that for too long. Western Europe did not listen to their warnings against the true Russian mentality, he added. He said it would be entirely legal for Ukraine to seek such military assistance. Rasmussen said it was imperative that Ukraine should receive written security guarantees, preferably before the summit but outside the NATO framework. These need to cover the intelligence sharing, joint Ukraine training, enhanced ammunition production, NATO interoperability and a supply of arms sufficient to deter Russia from a further attack.


How will Jones's wife as Alzheimer's? He's had first-hand experience of all the care services as they look for suitable accommodation for Sean, his wife. We've seen Sean's second language deteriorate constantly since the day she was diagnosed. Even today, her abilities in Welsh far outreach her abilities in English. At first, Sean had half a day day care and that went to a full day and then we had mornings and I tried my best to ensure that those mornings were provided by a person who could speak Welsh. As Sean's illness progressed, we were lucky to be able to continue to find continuing health care funding and obtain full day care. Now then, that is more difficult to obtain because the number of Welsh speakers available for a whole week, very, very scarce, very, very small. So therefore, as a carer, I had to make a choice. Do I stick with the number of Welsh speakers I have for slots during the week? Or do I think that continuity of service and the continuity of contact friendship or knowledge of Sean is more important than at the end. That's what I did. At this point now, we're looking for the next step in Sean's care, which is going to be residential, obviously. I don't know if you've ever tried to find a care home. It's horrendous. It really is. Think of people who are living in rural Wales, farmers, couples. They come and that's a totally new experience. You know, it's a hospital. Doctors are to be expected as close as they are. That's their era. I mean, I create more waves, I'm sure, only because I believe that they have a right to those services in Welsh and it's not happening.


Look, another Suratosaurus. Hello? I like that it's wintery. That's quite nice. He's got food over there. I need food. Can I share? I want some. Well, you're not sharing? I'm not. Oh, great. Just like all good survival dinosaur games, they have a day and night cycle. Oh, yay. Basically an adult now, though. That's good.  Oh, my God, it's happening in Roblox. I know you are. Oh, no. You have been invited to join to... Shiny Roberto. I want to hug the Surato that didn't want to share his food. Wait, is that a crocodile over there? The hell? Let's go see. Oh, it's a dead Spino. Oh, well, isn't this nice?  Yes. It's like the winter episode from Walker Wood Debusos. He's got a lovely, tasty egg. Don't want to take on the crocodile? I don't want to take on the crocodile. I just want to drink. Hello. What is that? Oh, it's a sauropod.  Leave me alone. Oh, now he goes. I think he realized that I saw him and he was like, oh, no. Oh, no. Oh, no. Oh, no. Oh, no. So I couldn't get him before he locked. Hey, look at T-Rex. Oh, there we go. There's a resty. Oh, oh, there's another. Oh, hello. Are they going to die? Well, this is the complete opposite of the last Roblox game I played. Oh, T-Rex is level five and is 925 health. Oh, I love when the giant stick appears. No more food.  Chicken. Chicken, chicken, chicken, chicken, chicken, chicken. Come here, you. Come on. Come on. Come on. You can do it. Oh. Why is it all winter and dead? We must follow the T-Rex and eat his scraps. Oh, what's this? Oh, it's a barry.  Oh, is it a trike? Oh, num, num. Why, we all look so weird. But this is art style. We just like to dance. We're dancing. Is it going night again? Oh, for God's sake. No. Damn, T-Rex. 124 dilophosaurs. I can buy that. There we go. There you go. I can be a dilophosaurus. Four times is more. Oh, my God. Oh, Jesus. So now I gained like four times as much amber. Oh, that's good. Da, da, da. Gotcha. No. God, why is it perpetually winter? I like the texture on the trees, though. Looks like spider web. Oh, look. There's a spinosaurus. Who draws a part three spinosaurus? Hello, buddy. Hello. Don't eat me, please. I don't like this. No, he's going to eat me. Can I run? Run away, run away. Stop it. We're going to lose him in the trees. Ha, ha, ha.  Can't catch me. Oh, God, he can catch me. I bite him. I bite him. Oh, no. Oh, look, a para. Get it, get it, get it. Get it, get it, get it. Yum, yum, yum. No. I like how everyone in the comments is now just arguing about what's real on them. Oh, brilliant. You see, I liked the other game. It was more random. This one's like, just like the aisle. Hey, it's no winner anymore. Oh, brilliant. He isn't even on the game. I searched the gaming fever. It's not on the game. But to get this one, I can't have to be over 10 days old, which it's about two days at the time. So to go back to an old video, remember what my username was, and then from there, guess the password. And it worked. Oh, a tree. Oh, am I able to cross it? Here I go. Why is it so goddamn bright? Also, I just realized I am. Oh, look, a baby serato. Kill it. Kill it. I don't know how much health it's got, but kill it. Tail ride it. It must die. Kill it. Oh, no. Wait, what? I don't like this game. I want another one. Oh, my God. Is this the one? Is this the one I played ages ago? I think it might be. No way. Yes. Yes. It is glorious. Yes. Yes. I live. Kill him. No, no, no, no, no, no, no. Oh, we've got music as well. Take him down. You want to go, son? Oh, wait, that's my health. No. What? I thought this was a dinosaur game. Why are you some weird, like, Adler dragon things? Oh, no. Jesus Christ. Save me. Do I have to go swim? Oh, there we go. I got it. It's cool. It's cool. It's cool. It's cool, man. It's cool. I got it. I got it. Why? Let go. Oh, my God. Yeah, I did it. This kind of reminds me of, like, oh, God, how much health does this thing have? 1,400. It might take a while, but I'll get there eventually. I don't know how you ended up on the land, but I want to eat you. No. Maybe Para will take me in. Why? You know, this kind of reminds me of a certain game. I can't put my finger on it. That's the one. Yeah, this is way better. Yeah. You killed my brother. Die. Yeah. You can't get me. You can't get me. You can't get me.  Lila lila lila. He got me though.  Fly me pretties. Hello. I come and see your face.   This is way better. I can start fights because they think it's them. They have hit each other. Ooh. He's got nice breath. Ah, no. Don't step on me. Run away. Hey, bird. He's all over there. What? Did everything die?  I'm a slightly bigger bird. Hello. Why do I keep going into the ocean? Oh, by the caves. Nope. It's about where I am. No. No. No. Not the green track again. No. Oh, yay. A banquet. Yum yum yum. Oh, no. No. No. I'm stuck on the meat. Help. Help. Oh, my God. I got him. I actually killed him. I didn't realize I was going to do that. I actually killed something.  I help you. No. Ha ha. I love just how random this game is. It's a nice little, you know, sunbathe stood next to each other. The sun wrapped up comes out of nowhere. It's just so unintentionally funny. I love it. Oh, yes. Hey, look. The mouse saw me. Oh, kill him. Kill the baby. Get him. Good thing is with a fly, you can keep on attacking when you did. Or I could just die again. You know, that'll work too. Now I just need to sit. There we go. I'm so high that you can't even see the land anymore. I love the sign of back he makes when he gets it. He gets it. The sign goes, no. Oh, no. Oh, he got us. No. Ah, dammit. I guess I sit and wait until I become Big Burb. Gotcha. Oh, my God. Almost an hour later. We are about to go. The truck's almost ready. Everybody else while you play the pictures a second ago in the video anyway, it's all dead. Just ignore all the people over there. I am huge. Bow before your overlord. Ah, you buddy. That will cost you greatly. Oh, no.  I must get him for showing his impertinence. You can't escape me, my friend.  Either way. Oh, God. Oh, my God. He killed me in one hit. That's impressive. There can only be one Big Burb. There he is. Bad of the Big Birds. I got him first. I got him first.


for the splendid exhibition of wildlife from Africa and India, the proceeds of which will go to children who live near the forested areas. I congratulate him again.


What is an infographic? Miriam Webster defines an infographic as a chart, diagram, or illustration that uses graphic elements to present information in a visually striking way. A good infographic can help to simplify complex information in a concise and visually appealing manner. They are an intersection of data, text, and message, combined into one artistic representation, and they are an excellent method of storytelling. In this video, we will learn more about what infographics are and why they are useful for communicating, as well as learn about the power of visual information and how you can use storytelling to engage your audience. How many times have you read and re-read a line in a book or article, only to have no recollection of what you just read? Everyone can relate to the experience of reading a large block of text and coming away not having absorbed any of it. Information presented in this way can be daunting, not to mention difficult to reference. Infographics can help to improve cognition and knowledge retention by utilizing graphics to break complex information into easy-to-understand components and to make even dense data engaging. Studies show that people remember 80% of what they see, but only 20% of what they read and 10% of what they hear, because the human brain processes visual cues better than the written language. By combining facts and figures with interesting illustrations, infographics can be used to draw viewers in and keep them engaged. Not only will the information be received better, but information presented this way will also be received faster. According to research compiled by 3M, visuals are processed 60,000 times faster than text, which means you can paint a picture for your audience much quicker with an actual picture than with text alone. For example, if you see a sign saying caution, wet floor, that is 15 letters or 15 symbols for a brain to process and understand, while just one, depicting a man slipping, can mean the same thing and be understood in a fraction of the time. Infographics are also a great way to tell a story. Long before humans had any other form of communication, storytelling was a way to share information and to connect with others. Therefore, it is still the most effective way to relate to an audience. Hearing a story puts much more of our brain to work than simply reading text, because we automatically attempt to relate to those experiences. Our ancestors listening to stories around the campfire or seeing images on the walls of caves remembered what they heard because they inserted themselves into these memories. And in the same way, when we hear a captivating story, our brains attempt to remember it as our own. Human beings inherently want to share our experiences. And telling a story through your infographics will help your audience to relate to and ultimately remember the contents. When creating an infographic, remember that your information should still be functional, even though it is interesting to look at. You don't want to sacrifice comprehension for the sake of design. The three properties of a good infographic are content, visuals, and knowledge. Your content is what is the most important. This is the information driving the visuals, the text, statistics, timeframes, and references. The inspiration behind the content. You must ascertain what you want the viewers to learn. You could have the most beautiful infographic in the world, but without quality content, it will ultimately fall flat. The visual aspect consists of colors, graphics, and icons. You can use bar graphs, pie charts, icons, and colors to communicate facts and statistics without having to spell everything out in words. It is important that the visuals are used to convey your message without being too distracting. Knowledge is what you want your readers to gain from your infographic, the facts and conclusions to convey the overall message or story. To design an infographic, you will first have to choose a topic. Consider your audience and the goal of the infographic. Next, do the research. Make sure you're sharing factual data in your infographics. Even if you're familiar with the topic you're covering, it's beneficial to fact-check your sources. Once you have accurate information, develop the story. Imagine and plan how you want the infographic to look. Think about the best order to tell a visual story, and which visuals or icons to pair with your data. Choose a design platform. There are plenty of free resources online that have templates or tutorials to help design professional-looking infographics. Finally, create and share your infographic. After you've chosen your design platform, you can begin to build your infographic. Use your research, outline, and any other notes you've made to take the text and data and turn them into visuals. Think about the color choices and fonts for your design, choosing ones that are easy to read and match the aesthetic of your topic. When it's completed, you can share your infographic anywhere, from online platforms to class presentations. Throughout our infographics module, you will learn all this and more. In the tutorial, information will be provided for several popular infographic creation tools, as well as infographic types, planning, design principles, and finding and citing images. With this knowledge, you can go forward and bring your data to life through infographics.