We are excited to be here. I am Elizabeth. We're here with Neil Greek He's the Casper one of the Casper co-founders and current COO He is changing the way we all sleep, which I'm sure we could all use a little bit of Today started the company in 2014 and has seen amazing growth Disrupting the sleep industry mattresses and now a bunch of other products that even have a dog mattress, too So we're pretty excited to talk about that Fix fix our sound make sure we can hear Neil So Neil let's talk a bit about Why you decided to be a mattress company? It sounds a little boring. What what was interesting to you about this? Wow That's a bit louder than I expected Okay well, I Always wanted to be a mattress salesman growing up. It was no I'm joking. It was so small vision big vision, right? We saw that How many of you guys have bought a mattress before raise your hand if you've bought a mattress before almost everyone, right? I think universally around the world It is one of the worst experiences possible and I saw this when we launched our business in Germany You'd see Matratzen Concorde out there, right? 50% off always science. There's commission sales people It is it's like worse than buying a used car and so we knew that Disrupting a sleepy industry to use the terrible pun was an interesting problem to solve but more importantly There's people are care more than ever about being healthy. We're drinking green juice. We're going to spin class We care about sleep more than ever, right? We know it's the fundamental Human technology that powers every bit of our lives and yet there's no brand out there Or there was no brand out there that was saying hey Let's make best-in-class products that unify all this stuff so that we can really focus on helping people sleep better to enable a better life And so it wasn't really just about the mattress or the sheets or the pillows It was about how do we solve a more interesting higher-order problem to inspire people to live a better life and your dad Knows a bit about sleep talk about that in your history with with sleep in your family Yeah, it's I never it's kind of funny how things come full circle I never you know thought my parents had always wanted me to be a doctor and so I Went to Brown University. I ended up starting medical school My dad's a physician and he's a sleep doctor and so you know for me in the entrepreneurial journey I never thought I was gonna stray. I always thought you know, I'm gonna go to medical school I'm gonna become a physician, you know probably like the 10th or 20th person in my family over many generations to eventually become a doctor and I guess it was always kind of percolating at the back of my mind right the idea that Making consumer products in the world of the intersection between healthcare technology And making people feel good is really interesting place to be and so when I was in medical school I was always churning through different ideas, right? We're learning about how that the most advanced Technology in the entire world the human body works and yet there aren't a whole lot of things that interact with the human body especially from a consumer products world that have been well-designed and so I Ended up leaving medical school and it moved to New York and I didn't actually immediately start Casper I worked on an e-commerce company in the middle and After some time met some incredible people Philip and Luke and some other co-founders and decided that we wanted to pursue Casper Okay, so let's talk about that because I know people here have ideas, but then you say okay I want to start a mattress company.  How do you actually get that idea? I? Think it's What I always tell people is there is going to be a very circuitous path for you to get wherever you're going right?  I never thought this is the place. I was gonna be at right I had gone to medical school I had done work with nonprofits in clean water I had done some stuff in synthetic biology and so for me it was always about being passionate about learning different things very quickly and so what ended up happening was that When we when my co-founder Philip had been selling mattresses online for quite a long time He'd sold like almost a hundred million dollars worth starting from his dorm room when he told me that I was like Oh my god people would buy a mattress online. What a crazy idea and so and then you know But we had conviction that okay, we can build an interesting brand, but we didn't know how to design a product and so One of my best friends from medical school her fiance was a lead designer IDO I called him up and said hey Jeff Do you know anything about how to design a mattress and it turned out they actually had a lot of experience in designing mattresses? I had a chance so The the point was that it's all about people right it it comes down to can you find the right people that you? want to work with that are going to support you that you're gonna that are gonna inspire you on a day-to-day basis to go and pursue the really big ideas because The reality is the first thing you do is isn't gonna work You know Casper is probably like the third or fourth company that a couple of us have started together And many of the things that you pursue aren't gonna work You have to kind of keep hitting the pavement over and over and over again And if you have people that you want to work with on a routine basis They're gonna teach you things Then it's easy and so to go you know back to your point about how to test an idea I Know many of you out there are probably you know investors have done lots of interesting things before The hard part is most of the great ideas in the world people are gonna think are dumb right we pitched 50 60 70 people and everyone said No one's ever gonna buy a mattress online.   You know, I'll go in with you guys and so If we had listened to the first 50 people who had all said that's a dumb idea Casper wouldn't exist today. And so I think in many ways. It's just about having conviction Because you're not always gonna get that immediate market validation like once we launched and we brought it out into the world We ended up, you know being very lucky and that we struck a nerve But at the very beginning days there were definitely some hard times and we asked ourselves like Every day I'd wake up and say like this is really a good idea Like if both my parents and all these investors think this is a dumb idea I really be doing this and what what did people think is dumb? I mean so one of the premises behind it is this one size fits all idea that there is actually a mattress that we all Could sleep on and enjoy sleeping on How do you how did you think that people would buy into that and how did you ultimately get so many people to buy into it? The original idea for Casper started when we so when you go to a mattress store They kind of parade you around and they say they ask you, you know, what's your budget? What does your budget have to do with how well you're gonna sleep right or what firmness you want? It's all kind of a game that they play to get you to slot you into different places And so one of the key insights we had is when you go to a great hotel you usually end up sleeping well, right? Why so this whole idea that you have to try 15 different firmnesses today makes absolutely no sense You know when we ended up doing so everything we do is really focused on human-centered design And so at the very beginning we interviewed, you know hundreds of people we watched how they were sleeping We'd build different variants of mattresses have people test them and the the very very beginning We weren't even sure that we were gonna make just one and what ended up happening was that like 95 percent of people Gravitate gravitated towards liking the same model. So we realized like wow If you take a step back the conventional thinking was always there have to be so many different options out there, right? We live in a world in which there's 50 options for everything. There's colors sizes this that and so We realize is if we actually just like Minimize the amount of choice that you have if we make an amazing product and back it with amazing surface Actually, most people are gonna like it And so we made a really big bet and the way we solved for it was we said we're the first people ever to say You know what? Why don't you try sleeping on it to decide if you like it, right? And so you'd have at the time 40 days now 100 days to try it if you don't like it we'll give you all your money back and It was a radical concept because before that it was always even the business model, right? It was always Pick something you're gonna try it in the showroom You know whether or not you end up liking it that almost doesn't matter because you can't really send it back And what we said is We don't even want you to try it in a showroom to start with right? You're just gonna buy it site unseen because other people have bought it before because you like the brand or you've heard It's good quality try it in your own home And then if you don't like it send it back and so we just tried to flip the whole business model It's on its head and get people thinking in a very different way Has that did that cost you in the beginning? I mean how many people slept on it for a hundred days and then now say actually I've changed my mind Does it happen a lot? Very few people luckily yeah I mean the thing is that that we think about the psychology of buying an expensive purchase like that right Most of the time when you get angst and you've shopped at a mattress store at least specifically with mattresses It's not that you don't like the product. It's always you're thinking to yourself It's this FOMO right like should I've gotten the firmer one of the softer one Should I gotten the more expensive one of the less expensive one should I've got you know And you think to yourself and then all of a sudden now you have this inner narrative that keeps circling right and you're thinking This could be better. How come it's not right? This could be better How come it's not and so I think just like removing that amount of choice makes it so much easier for people And then we actually back it with amazing products We're the only people that have you know, we have a 50% R&D team in San Francisco and we do everything We're checking firmness humidity to point ergonomic support. We're test every different factor out there So much so the consumer reports just said we're one of the best mattresses in the foam category They've ever tested, you know, we wanted to shift and bar and test in Germany Because we're like obsessively focused on delivering, you know the best products related to sleep out there So you guys have seen crazy growth 300 million in three years How did you get there? What's your advice to people out there who have that germ of an idea and now?  I Wish there were good easy things I you know, I think it comes down to you just have to make amazing products that people love Like there's there's I wish that there were some magic sauce to it But the reality is if you keep yourself honest and you and you have obsessive focus on the details and the little details really matter right the first and and I think it starts with the founding DNA to some extent right like we for a Casper are Super obsessive about our customers, right? The first two thousand or a couple thousand phone calls chats emails We were doing them ourselves like until we hired the first, you know A couple people we had a round robin on a Google voice number for our phone support And so if someone called us at two o'clock in the morning It would just go to my cell phone And so a lot of our first customers are even friends with us today because when they needed something We were there for them But what it taught us was that if you have that obsessive focus you're gonna have Customers that are obsessive about your brand that are going to go and tell lots of other people about it and then you all of a sudden have the scaling effect where you know one person tells ten people tell a hundred people Tell a thousand people tell a million people and you can end up growing pretty quickly like that And so when people say like, you know, we've built a brand I we're very proud of the fact that I think in terms of our visual identity. We're quirky. We're fun We're trying to create a brand that's really focused on sleep and then inspires people that sleep is the third pillar really, right? It's going to be what motivates people But it's not just about the way we look right if we didn't act that way if you didn't believe that Casper is a good company and I trust them and they have amazing service and amazing products Then it would feel hollow, right?  And I think part of the reason that what comes with growth is when two plus two can equal four five six Because you've actually locked in those pieces together You can end up scaling a lot faster than you could ever possibly imagine So you decided to then differentiate a bit and I have betting products and you have a dog mattress You know, how far do you take that when you have that core product that really made your business? When do you say enough? This is this is where we're gonna end our expansion of the brand This is not true to the brand anymore. I Think for us the mattress is just a starting point, you know We never were originally like we talked about in small vision the mattress market is enormous, right? $14 billion in the United States 20 30 billion dollars globally There's the potential to build an enormous business here, right in just that category but the reality is that Mattresses are just the entry point the starting point, right? Like none of you wake up every day here and think to yourself. Wow, like I Wake up every day just because of some small vision that I'm doing some micro thing, right? Like what motivates us on a day-to-day basis is really thinking about how can we create an entire ecosystem that's gonna dramatically change your life? And it I'll tell you a story. I remember Early on in the days of Casper. I ended up and this kind of inspired our service philosophy as well Talking to so in our in our we ordered like something like 40 mattresses when we first launched because we thought okay These are gonna take us a couple months to sell, you know, we didn't have a lot of inventory everything was made by hand and so In the first day we sold something like over a hundred thousand dollars with the product in the first month over a million dollars worth and We were very very humbled but one of the things we did is We didn't quite realize how long it was gonna take us to deliver these beds, right? Because we we ended up having to scale the supply chain. It took a long time And so we accidentally promised some people that we were gonna send the mattresses within a couple days And we didn't fulfill that promise, right? So I remember hearing getting a phone call from a husband of a This woman who is about to give birth And they didn't have a mattress to come home to and sleep on and he was so angry and I remember just having this moment Where I was like, holy crap We have completely screwed up this situation for someone for whom sleep is the most important thing these people are new parents they're coming home they're gonna bring a child into the world and You know the precious minutes that they have are super super important and so connecting to that higher-order purpose is really what matters, right? It's not about just Shipping a block of foam to someone's home. And so that's what kind of like has continued to motivate us on a day-to-day basis is thinking about If we can optimize your sleep environment 5% 10% 15% on an ongoing basis There aren't many things that you can do besides exercising and eating healthier that will fundamentally completely change your life You know and even the compounding effects if you slept 10% better every day think about like what would happen, right? You would be more creative you'd be more interesting You could do so many more fun things in the world if you could sleep better and so when it comes to products We've been super obsessive about always finding a key insight, you know when it comes to sheets for example We thought how interesting could the textiles business be right like sheets? They've been around for hundreds of years people sleep on them whatever, but it turns out that There's always a key insight that's super interesting at any given market So when it comes to sheets we've been told forever that thousand thread count hotel collection Egyptian cotton you have to have these like super expensive sheets, but when you actually study What ends up happening when people use like thousand thread count sheets? What the weave right which is super tight on a high thread count sheets makes it really really difficult to to breathe underneath them And so during the course of the night if you end up having high thread count sheets people oftentimes are kicking out their feet underneath their sheets You're getting sweaty. It's you're getting humid realize like wait. There's something really interesting here, right? We've been told forever. We have to sleep on a high thread count But when you put sensors on people we find that the dew point is peaking humidity is peaking temperatures peaking There's got to be something interesting here And so we ended up inventing a whole new kind of weave that's just as soft but But actually is way way more breathable so you can sleep better And so I think there's the when you when you have a really interesting problem in mind, right? How to help people sleep better so they can live a better life? You can actually take really mundane things like sheets or mattresses or whatever it may be but completely change the way people think about them So they invest in them and can live a much better life And you've now sell in stores So I see you started online and you've gone to stores sort of the opposite of what a lot of major retail companies are trying to do now How'd you do that? And how scared of you are you of the current retail environment? I love retail stores I people always say retail is gonna like raise your hand if you shopped in a store in the last week Right almost everyone here has shopped at a store, right? I mean look I love Amazon. I buy a lot of things on Amazon But the reality is going into a good like why does everyone love going to the Apple store because it's fun You go inside you get to guys can you imagine like going to a place where you love giving them your credit card? You're like, please no give me the iPhone X. I want it Like that's the kind of retail experiences we should be creating where people are having fun inside and you're you're social and like We learn this because our very first office was on Bond Street in New York It was the second floor loft and we had a bedroom in the back I guess now it seems kind of creepy But you know people could just walk inside and there was a bedroom and like you'd walk past our desks and you could you know try out the mattress and so You know the first couple thousand customers would just walk into our office and try it out if they wanted to But on Saturdays something crazy would happen, right? We'd open up champagne. We'd have cookies We'd have like you know dog treats out and the normal mattress store has like one or two people a day come by right? We'd have hundreds of people walking into a second-story loft and like it became a party and I had this one moment Where I remember I walked outside and someone was like holy crap This is like the coolest party in town right now and everything to myself like we're selling mattresses And someone just said this is the coolest party in town You're doing something right there if you really care about making amazing experiences and you can make them social and you get people talking about Their lives and and and what they care about and you can turn to an experience where it's fun Then we tell can be amazing and we'll continue to do that You know we just opened up 15 pop-up stores throughout the US. We have an amazing relationship with Target where We'll be doing a lot of interesting things with them and so I think that you know We're obsessed about creating You know on amazing omni-channel experiences and it'll start with digital, but of course it'll involve Interpersonal things like retail when they get one quick one in our last second any plans for you guys to take the company public and What would it take for that? TBD, all right figured that was tight for the last one. Thanks so much. Think that's our time's up But thanks for everyone for tuning in and Thanks for having us. We'll hopefully can get all the good night sleep on a cast of mattress. Thank you You


Good evening everyone and on behalf of Beyond Law CLC, we welcome Mr. Venkat Sudarshan who is the retired principal district in Session Day in Bangalore. Where in years, as we had said earlier, he would be taking us to the entire session of the Transfer of Property Act in 1982. Two parts we have already done, those who have missed on Beyond Law CLC, they can watch them, they are available. And today we are taking the third part, where when we go into the deeper dive of the introduction to the basics, go to yourself and thank you for accepting our invite. Thank you very much Mr. Vikas Chetran sir. Welcome to all viewers. This is the third in the series on the topic of Transfer of Property Act, a very important enactment. In the previous two sessions, we have seen the significance and importance and meaning of the preamble portion of the Transfer of Property Act and discussed about the definitions of some of the important words and phrases like what do you mean by an immovable property what is an instrument, what do you mean by attested, registered, noticed, etc. Now we are moving on to the second chapter of this Transfer of Property Act. The second chapter deals with a very important part of the Transfer of Property Act that is of transfers of properties by act of parties. This chapter has got two parts. Part A of chapter 2 is from section 5 to section 37 which deals with transfer of property whether movable or immovable. Part B of this chapter which deals with only immovable property from section 38 to 53. So a conception that Transfer of Property Act is applicable only for immovable property may not be correct. Certain portions of the Transfer of Property Act particularly from section 5 to section 37 are applicable both for movable and immovable property and section 38 to 53 or chapter 2 are applicable for immovable properties. In part A section 5 defines what a transfer of property is. According to this section a transfer of property means an act by which a living person conveys property in present or in future to one or more other living persons or to himself and to transfer property is to perform such act. The careful reading of this particular section shows that it involves five important ingredients. It is an act of parties by which one living person that is a natural person a human being let us say to start with who is called as a transfer of he conveys property which is property in present or in future conveys in present or in future to another living person or to himself. So these are the six important ingredients which are found in this section 5 of the Transfer of Property Act. After this definition a living person has been explained within the brackets. It is stated like this in this section living person includes a company. So a living person does not necessarily mean a natural human being or a natural person. It includes a company or association of body or association or body of individuals whether incorporated or not. So when we are using the living person here in this section it does not necessarily mean a natural human being a natural person. It includes a company also because company is a juristic person or a body of individuals or an association whether incorporated or not. Let us pause for a while here and go back to the preamble again. The preamble portion of the Transfer of Property Act says that whereas it is expedient to define and demand certain parts of law relating to transfer of property by act of parties. So by using the word act of parties it means that there is a plurality a transfer and a transferring. So the Transfer of Property Act is applicable when there is a conveyance of a particular property conveyance in present or future of a particular property to one living person to another living person person living person includes a natural human being or a company or a body of individuals or association incorporated or not. So when we use the word act of parties that means transfer of property is not applicable where there is an operation where there is a transformation by operation of law. In this context it may be useful for us to refer to the decision of the honorable Supreme Court reported in AIR 2004 Supreme Court 2206 in Barrett Petroleum Corporation Limited versus Keshevan wherein the honorable Supreme Court has said the provision of the Transfer of Property Act have no application in a case where transfer is by operation of law as would appear from preamble the transfer of property of the Transfer of Property Act the same applies only to transfer by act of parties. A transfer by operation of law is not validated or invalidated by anything contained in the Transfer of Property Act. A transfer for which which takes place by operation of law therefore need not meet the requirements of the Transfer of Property Act. So by this it is very clear that where there is a transfer by operation of law the provisions of the Transfer of Property Act is not applicable and the Transfer of Property Act is applicable only when there is a conveyance of conveyance in present or in future in respect of a property from one living person to another living person. Thus it is a it is an activity Transfer of Property is an activity or a process under this activity one person called a transferor by his act does or does some act by which he conveys the property to another living person called as a transferee as I have already explained that a living person includes a company association of persons body of individuals incorporated or not. In this context we may refer to one more judgment of the Honorable Supreme Court reported in AAR 1986 Supreme Court page 368 which deals with the meaning of the word act of parties living person it is a transfer between one living person to another as already stated about the living person may be a natural person or a company or an association of individuals but the person transferring the property must be aligned at the time of transfer this is very very important aspect to be considered the only requirement is the person should be competent to contract so who are all the persons competent to contract has been explained in the contract act itself a minor a lunatic a person of around mind or insolving or the persons who are not competent to enter into the contract so therefore they cannot be considered as competent persons to transfer the property so there must be a transfer by a competent person a person who is competent as per the terms of the contract act so he should not be a minor he must be a person of his own mind and it should be without any coercion and you influence fraud etc transfer of property act since it applies only to a voluntary act of transfer of property one living person to another transfer of property does not apply to a property sold in auction so when a property is purchased in an auction by x it will not come under the meaning of the transfer of property act because that is not a voluntary transfer and there is no transfer from one living person to another living person this is covered by a year 2001 alhaba page 334 krishna mohan versus balakrishna then meaning of the word conveys what do you mean by the meaning of the word conveying because if you go back to the definition transfer of property means an act by which a living person conveys property in present or in future to one or more other living persons or to himself so conveyance means it is a doing an act called a transfer it is doing an act called transfer by which a transfer creates a new right transfer by transferring a property creates a new right in fare of the transfery and the transfery get interest in the property on transfer so the test as to whether transaction is conveyance or not is whether the transaction passes certain passes and creates certain new rights in the process some right from the transfer to the transfery and create some new right in the transfery this is another important aspect to be kept in mind here the word present or in future is used the word present or future used here does not apply to property it applies only to the conveyancing normally transfer of property must take an immediate effect when I am selling the property by executing a sale date that the right title and interest in the property should simultaneously pass on to the transfery when I am executing a sale date that is property must be existing so here the word present or future it does not apply to the property because the property must always be existing at the time of transfer but it applies only to a conveyance conveyance of title may be either present or in future conveyance of interest may be either present or in future so normally a transfer of property must take immediate effect sometimes it may take effect on a future date a person is great to transfer upon transfer property upon fulfilment of certain conditions so therefore the word convey used in this used in section five of the transfer of property act refers to the word the word present or future used in transfer of a section five of the transfer of property act refers to conveyance and not to the property then the definition of the meaning of the word property property has got a very wide meaning it has got very wide description it could be either movable or immovable a property is essentially a bundle of rights and interest if I am the owner of a particular property if I own a particular property that means I am the owner I am the title holder I am the person having interest in the property I am having a person having read over the property and I am the person who is in possession of the property possession could be either physical or constructive and so all these incidents were called as bundles bundling of rights and interest in the property all these signifies ownership so when we call a particular person as a owner when he has right title interest and possession in respect of that particular property as I have already stated the word present or future refers to the conveyance of the transfer and not to the property this is covered by two decisions one is a year 1955 supreme court page 376 and another one is a year 1968 madras page 319 a full bench decision of the honorable high court of madras that is chief commission chief controller revenue authority versus sudarshan pictures that transfer of a non-existent or a future property amounts only to a contract which may be performed on a future date then the meaning of the word to another living person or to himself the word transfer from one living person to another living person is understandable because the person to whom it is going to be transferred is either a natural human being natural person or a company or an association or a body of individuals but the word himself is used it has got a great significance what do we mean by this by how can I transfer a property we made to himself by himself how can I have the property transferred to me only my own property be transferred to my name only so that is explained in the following way let us say for example I want to create a trust so when I want to create a trust I become the author of the trust first I have to transfer my property to the trust and that trust will receive the property through its managing trustee so I myself become the managing trustee so I will get the property my own property transferred by me in my individual capacity to the name of the trust that is in my name as a managing trustee so this is one such situation where a transfer property refers to transferring of a property by one living person to himself in this context I may refer to a decision of the Honorable Supreme Court reported in AIR 1961 Supreme Court page 1023 Thursidhar versus income tax commissioner and also another decision report of the Honorable High Court of Andhra Pradesh AIR 1984 Andhra Pradesh page 176 will be all versus Sri Ramanujan so when we say that the transfer property act is not applicable in case of transfer by operation of law some of the examples are a will when a property is bequeathed and available a family settlement partition compromise they are all by operation of law and therefore it is not by one living person to another living person it operates by it's a it's a transfer by operation of law for which the provisions of the transfer property act may not be applicable so this is how according to me section five of the transfer property act will have to be understood as I told in the previous sessions itself I am not going into the details of each and every topic each and every aspect I am just giving a broad outlines of that so that we can further research into the matter investigate into the matter and get more and more inputs by reading the commentaries on the subject then we will move on to section six section six of the transfer of property act deals with what may be transferred though the caption of this section says what may be transferred if we read the section it makes a list of items which cannot be transferred let us have a look at the section property of any kind may be transferred except as otherwise provided by this act or by any other law for the time being info now what are all the things which cannot be transferred a the chance of an heir apparent succeeding to an estate number one number two that chance of a relation obtaining a legacy on the death of a kinsman or any other near possibility of a like nature cannot be transferred I am drawing your attention to class a of section six class a of section six comprises of three parts the chance of a of an heir apparent succeeding to an estate number one number two the chance of a relation obtaining a legacy on the death of a kinsman number three or any other near possibility of a like nature cannot be transferred now let us have a discussion on each one of these three aspects which are covered under class a of section six chance of an heir apparent this is number one specific succession is near rate of reentry easement apart from the dominant heritage that we will come to that later chance of an heir apparent heir apparent is not a legal heir heir apparent is not a legal heir he is apparently a heir he would be a heir in future if he survives the propositors that is the property of the person who he inherits and if the propositors dies in the state let us take for example a case where there are two brothers a and b they inherit the property of their father in equal share a is not married or if he is married his wife is not there not alive he has no children now if a dies the chance of b succeed being the brother succeeding to the property is there so the no the chance of b succeeding to the property is contingent upon a pre-deceasing b that is a dying leaving b survive leaving behind b this is called as a chance of succession heir apparent this is possible only when there are two situations number one he must survive the propositors in the example which i have given if b survives and a dies survives a that gay dies then only b will get a chance of succession because a does not have any other legal heir neither the wife nor the children so the chance of b succeeding to the property is more this is one situation number two that the propositors has not left behind any will he died in this state so if he has executed any will then the property belonging to a will go to the person to the legality under the will a beneficiary under the will and not to be so a heir apparent is one who will who is apparently a heir but he will succeed to the property only when the propositors that is the owner of the property dies before his death that too without leaving a bill supposing in the example which i have given b dies before the death of gay then the question of b succeeded into the property doesn't arise at all let us take one more example father and son are entitled to inherit the property the property the property of each other if father dies first son would inherit father's share but if son dies first he would not inherit the father's share so the son will inherit the father's share only if the father dies first since who would die first is uncertain it is not known whether father will die first or son will die first death is uncertain even son may die first leaving behind his father so because the death is not certain the succession that son may have is only contingent upon the father dying first so this is one example of special succession is let us take one more example a is the father he is suffering from an incurable disease an incurable disease he has two sons b and c s1 and s2 during the lifetime of a that is the father b sells the half share of his father to c now the question is whether such a sale made by b in favor of c of the property belonging to a during the lifetime of a is valid absolutely not because b has not it become a has not it succeeded the property from his father at all father is still alive therefore such a such a conveyance cannot be accepted to be a valid conveyance under law so this is one illustration which covers first part of a another one is a right of a reversional under the old hindu law the position was like this a property was being transferred to a woman would have been given to a woman to enjoy the same for his for her lifetime and after her death the property would go back to the real owner so that particular person who gets back the property after the death of that lady is called as a reversional and that right is a right of reversion now here the person the person will get back the property only when that woman in whose favor that property was conveyed for her enjoyment during the lifetime dies first she will have no title over the property she cannot sell the property she can only enjoy the property for her lifetime and after her death the property will go back to the male holder supposing that lady dies first if the lady dies first the property will go back to the male holder if the male holder dies first there is no question of he hitting the property because the person who has got to succeed on the death of that lady is no longer alive he is not at all alive so this is another example of saying a special success here is then second part of clause a of section six of the transfer property act the chance of a relation obtaining a legacy on the death of a kinsman we all know so that a document will is an instrument by which a person expresses his intention as to how and to whom his property should pass on after his death so the will will come into force only upon only on the death of the tester so the beneficiary under the will or the legitimacy under the will will not have any right over the property so be queaded as long as the tester is alive so the right of beneficiary to succeed the property is contingent upon the death of the tester not only the death of the tester and the second contingency is that there must there must that must be the lost will because a person can execute any number of which during his lifetime so the tester must have predestined the beneficiary of the will tender the will and that must be the lost to him only when these two things are satisfied then the benefit then the beneficiary under the will that the legality under the will will get the property so this is a chance he will get a chance to succeed the property only when the tester dies leaving behind the beneficiary and the will that is so executed is the lost will this is the second part of clause gay of section six let us move on to the third part any other near possibility of a life nature cannot be transferred what are the possibilities of a life nature which cannot be transferred there are some few examples given they are number one possibility of getting price in a competition I am going to participate in a competition where the price amount is rupees one lakh and I am going to get one lap provided I win the company in the company in the company in the company in the competition so that depends on a future future event competition must be held I must participate in that competition I must actively take part and I must win these are the contingencies ifs and buts anything may happen in between the competition which is scheduled might have been maybe cancelled or I may not be in a position to take part in the competition because of various other reasons like sickness ill health or some unavoidable reasons or circumstances etc and there is no different possibility also that I will certainly win so these are all future events so now because I am going to get one lakh if I win the competition I cannot say to x give me 80,000 rupees loan I will win the competition and I will get one lakh and after that I will pay you 80,000 rupees no it cannot be done so that price money which is yet to be secured by me only if all these contingencies are fulfilled cannot be transferred number one number two possibility of winning a lottery I have purchased a lottery ticket of rupees five and first price is one crore so there are so many ifs and buts in between and finally I must get a price so that is again a chance which cannot be transferred future wages of a servant before they actually accrue I am employed in a company I have been paid 20,000 rupees a month as by wages I have yet to work I have to get salary for October November which is yet to accrue and no I cannot say I will transfer 60,000 rupees to you being the three month salary because the wages themselves have not itself has not accrued to me I have not worked I don't know what happens in three months I may not go for work or I will be terminated from service or the company itself may stop functioning anything anything may happen in between so my getting 60,000 rupees is depending upon so many contingencies therefore wages let is yet to accrue cannot be transferred number four contract by a fisherman to transfer the fish which he would get on the next catch before throwing his net the transfer would be a transfer of their possibility of the same kind I have a right to catch fish in a pond and my average estimation is average I mean in terms of money the average quantity of the fish that I catch is say for example five lakhs rupees and I am yet to catch fish in the next season I cannot know agreed to transfer that to any other person because catching fish itself is a future event there are so many things happen we should happen in between there should be a rain pond should have full of water fish fish fish must be available to us I should throw in it I must be all healthy I should go I should go for work so there are so many things which are absent but seen between and that is only possible only when all these contingencies are fulfilled and ultimately I throw the net and catch the fish as on today I do not have any of these things at my command therefore such a right also cannot be transferred so going back to clause a of section six which consists of three parts number one the chance of an heir apparent succeeding to an estate number two the chance of a relation obtaining a legacy on the death of a kinsman number three or any other mere possibility of a like nature cannot be transferred in fact I told you in the beginning itself that I am not an expert nor I am a good orator whatever the little thing that I have read and I have understood and I have analyzed I am placing before you next be a mere right of reentry for breach of condition a mere right of reentry for breach of the condition condition subsequent cannot be transferred to anyone except the owner of the property affected thereby a right of reentry therefore is always accompanied by the interest in the land mere reentry rate of reentry cannot be transferred mere rewrite of entry means a right to resume possession not accompanied by any interest in the land this is a mere rewrite of a reentry is only a license a simplicity and the personal license cannot be transferred under law let us take an example for this a let's out a house to be a let's out house to be for a period of five years subject to condition that we shall not sublet it so subleasing is bar under the contract the please but be subleads the house to see be subleads the house to see thereby he has committed a breach of a condition in the least read so when there is a breach of a condition in the least read I have a right to throw him out and secure reentry into the premises this is called as right of reentry now what class B of section six says is this right of reentry is always accompanied with the property we have a landlord has got a right of reentry into the house which was let out to a tenant because he has broken the condition of the lease so the right of reentry cannot exist independently of the house the house property and the right of reentry or one and the same or we'll have to go together meaning thereby then I as a landlord have got a right of reentry into the premises because the current has broken the condition I cannot assign that right of reentry only to see a third person because a right of re I cannot as see okay I have a right of reentry you go and enter into the property I can't do it it is not transferable because I am the owner I have got a right to reentry for myself so I have to go and take position of the property for myself but take for example before the expiry of five years I have sold that property to see now the right of reentry also goes along with the property to see now when the lease conditions are broken she will have a right of reentry that is the meaning of saying a mere right of reentry please see class B a mere right of reentry for breach of a condition condition subsequent cannot be transferred to anyone except the owner of the property affected by the by the by the by the law I am the owner of the property I have reserved the property to X for a period of five years and in the lease deed I have stipulated a condition that the tenant should not sublet the property but he has subletted the property to see so thereby he has broken the condition it is only me as a owner of the property can exercise the right of reentry and giving the tenant I cannot assign the right of reentry alone to a third person because it is not transferable but before the expiry of five years that is before the expiry of the lease period before that period of lease is over if I have sold the property to a third person then that third person will become the owner and he will have a right of reentry because he steps into my shoes so this is another thing to be understood when they are reading class B of section six then see an easement cannot be transferred apart from the dominant heritage so here it it needs some explanation section four of the easements act of 1882 explains what an easement is the explanation is more wide more broad if you look to section 25 of the limitation act be that as it may easement right of easement can be considered as a right which I have to enjoy or to enjoy on the property of another for a beneficial enjoyment of my property let us say let us take for example I am the owner of a house I have a right of way on the land belonging to be in order to reach the main road so if I want to go out of the house I have to go on the land of beam only in order to reach the main road similarly if I want to reach my house from the road I have to come all along the road of beam only I am the I am not the owner of that property but I have a right to enjoy that portion of the land of beam only for the purpose of free aggression and ingress into my house from the main road this is the right of easement I am called as a my my right is called as a dominant heritage and bees bees land is called as a surrogate heritage this is easement now I have that right of easement because I have a house there independent of the house I have no right I can make use of the road I can make use of the land of beam only for the purpose of having an ingress into my house and ingress of the land so my right of easement right to easement goes along with the property I cannot independently transfer the easement right alone keeping the property within myself no it cannot be done but if I sell my house to x I will be transferring the easement right also to x so the right of easement will have to go along with the property to which it is attached and it cannot be independently alienated let us have a look at that you'll see class see again an easement cannot be transferred apart from the dominant heritage so dominant heritage is the house belonging to me easement is the right my right given to walk to move on the land belonging to be in order to reach my house and to come out of my house in order to reach the main road so I cannot sell the easement right alone independent of the property easement rate should go along with my house and cannot be isolated this is another aspect to be kept in mind next number c number d all interest in property restricted in its enjoyment to the owner personally cannot be transferred by him a right is restricted only for the personal enjoyment of the owner it cannot be transferred at all so the interest in the property is restricted in the enjoyment to the owner personally that has been made a non-transferable benefits he enjoys in his personal interest cannot be transferred in fact it is that interest which is created in that person because of his qualification a person who is a who is a teacher appointed by the government or appointed by the school authorities it is his personal it is his personal right given to him because of the qualification that he has he cannot transfer that right to somebody else it is only he who has got to enjoy the benefit of he being a teacher because he has been appointed as a teacher on the basis of his qualification so the latin term given to that is rest extra communion things beyond any trade or transaction so any right that I have got to for my personal enjoyment which is based on my qualification cannot be transferred to any other person a person who is an archer of a temple appointed for that particular purpose because of certain qualifications that he has he cannot transfer it to any person any any other person so like that an office of a shabai hujani mahant of a mat mutawalli of a vat are all restricted interest because they held those posts on the basis of their qualification similarly right in certain lands which are given to a person by way of remuneration for personal service cannot be transferred all of us are aware that there was enombration act village officers enombration act devadaya inam shambhog nam toti talwari nirganti patel so those are the lands which were attached to the office of the shambhog office of the patel office of the toti office of the nirganti whatever it is under the village officers enombration act i'm just giving an example so they are the properties the properties are given to them because of the office that they are holding so they cannot sell those property transfer those property as long as they are holding the toffees because once they give up the toffees the lands also may go depending upon the provisions of the particular enactment under which the lands have been given to them so therefore even all those service tenures also come under this particular category that is restricted interest a owner has got a right to sell the property to anybody he can he can transfer the interest in the property but whereas here though the property is given to those persons because of the services that they are holding they have no right to create any interest they have no right to transfer and therefore such property cannot be transferred as per the provisions of section six of the transfer property act then a right to future maintenance right to future maintenance cannot be transferred because that maintenance is still to be accrued it may accrue or it may not accrue the person who is entitled to pay maintenance may be alive or may not be alive the person who has got to pay maintenance may be alive or may not be alive or the owner granting maintenance itself may be withdrawn therefore there are so many ups and buts in between hence right to future maintenance cannot be transferred a right of preemption it is a person's right what is the preemption preemption means my right to purchase first before any other person a and b are brothers let us say for example a and b are brothers they have a house property they have divided the properties by means and boughs so both of them have got half a share each now if a wants to sell his property to if suppose he doesn't want he wants to move away from the particular place and he wants to sell his property he has got a right to sell the property but the first option the first right to purchase that property is to the another brother so that another so he must offer that property to another brother and and ask him whether he is willing to purchase the property or not and that another brother must be willing to purchase the property at the price which is prevailing in the market as in that particular date nobody should suffer a loss so that the preferential right with the other brother has is called as a right of preemption this is applicable not only in between brothers in between co-owners so this right of preemption is a right which cannot be independently transferred then look at class gay a mere right to sue cannot be transferred a right to sue for a certain sum of money is actionable claim if x has to pay me 10000 rupees together with interest the amount is certain rate of interest is certain calculation can be made by anybody total amount that is payable by x can be ascertained that is an actionable claim that can be transferred but when the amount itself is not certain total amount payable itself is not certain then a person cannot though I have a right to sue that particular person it's only me who has got to file a sword I cannot transfer that right to suit your purpose take for example mean profits an inquiry has to be held with regard to the mean profits actual mean profits has to be ascertained calculated computed and a particular figure amount will have to be determined till such time it is determined it is answer it is an uncertained amount so I cannot transfer my right to sue for mean profits to a third person because it is an unassertained amount so mere right to sue cannot be transferred right to sue for uncertain some or indefinite some is not transferable right to sue for damages is not transferable because the amount of damages is uncertain and secondly it is a personal right let us take for example a publisher said defamatory statement a publisher said defamatory statement against to be under against to be under law of thought B has a right to claim damages from A B think he must sue A claiming 50,000 rupees as damages but instead of refiling a sword by himself assigns his right to see says use A claiming 50,000 rupees from him for defamation of B such right is non-transferable I will explain it again a defamatory article is published by A against B so it is B who has been defamed it is B whose estimation in the eye of others is lower it is B whose reputation is damaged so he has suffered loss damages so B has got a right to file a suit against A seeking damages for because of because he has defamed it was defamed by A it is his personal right he cannot transfer that right to a third person to file a suit against B against A for recovering damages by saying that I am entitled for 50,000 rupees come on now you file a suit against A claiming 50,000 that cannot be done so a mere right to sue is not transferable so then public office and salary of the public office cannot be transferred at all this is to ensure the dignity of the office held by a person appointed for for the qualities that he is possessed by him and getting salary for the due discharge of his public office a person has been appointed to a public office could be an officer could be a clerk could be a superintendent could be anybody a public office he has been appointed to that particular post because of the qualities that he has which includes essential qualification and experience also so because of the qualification and experience that he has he has been appointed he has been appointed when such being the case it is his duty to keep up with the dignity of the office therefore the law says that public office and salary to the public office is not transferable it is his personal right this comes under section 6 clause F similarly stipends allowed to military, naval, air force and civil pensioners with the government and political pensions also cannot be transferred so these are the some of the items which have been made non-transferable cannot be transferred so section 6 of the transfer of property access it commences by saying property of any kind may be transferred except the following except the following transfer opposite to nature of interest etc there are certain kinds of interests which are not at all transferable they are number one where the transfer is opposite to the nature interest created thereby example one cannot transfer the year light space sea etc because they are all given as a gift to a human kind by nature it belongs to everybody it belongs to everyone on this earth therefore it cannot be transferred be where its object or consideration is unlawful you cannot transfer a property to a person for the purpose of doing something which is unlawful what do you mean by doing something unlawful you must refer to section 23 of the contract act section 23 of the contract act says that no person can carry on a business which is forbidden by law number one if it is of a nature that is permitted it would defeat the provision of any law number two if it is fraudulent number three if it involves the injury to a person and a property of others number four if it is immoral or opposed to public policy number five let us see the illustrations for this if it is forbidden by law i have an agricultural land i sell the property to be for the purpose of rising opium it is a prohibited product rising opium is forbidden under law so i cannot sell the property for that particular purpose nor i can lease the property to any other persons for the purpose of raising the prohibited or forbidden crop then more so then neither i have a license nor the person to whom i am transferring is having a license second one if it is of a nature that you permitted it would defeat the provision of law for example transfer of property by an insolvent an insolvent is a person who is not able to discharge his liabilities from and out of the properties that he has when such is the case no person can enter into a transaction with him for the purpose of purchasing the property belonging to an insolvent pending declaration of his insolvency this is forbidden by law it is permitted it is it is it is opposed to the provisions of law and third one is if it is fraudulent so the purpose of purchasing the property itself is defeat to defeat the provisions of the act to defeat the creditors for example if you read order 38 rule 1 and order 38 rule 5 of the civil procedure code you will find that when the when the defendant is with an object of defeating the rights of his creditors that is plaintiff the world used world used in order to defraud the plaintiff he is making an attempt to sell away the property or he is making an attempt to go out of the jurisdiction of the property therefore we see for arrest before judgment and order 38 rule 1 to 4 or attachment before judgment and order 38 rule 5 onwards so when the person is about to sell the property only for the purpose of defrauding the creditors then such a transfer is bad and no person should buy it number one if it involves injury to a person or property of the other supposing x x x agrees with y and he gives him a contract you go and kill z i will give you this land so that means a transfer of a particular property is going to be made for as a consideration for doing an act which is unlawful and which is an offense causing injury to a person or causing damage to the property you go and lit fire to the house of so-and-so my enemy or lit fire to the crop and damage it i will give you so much i will transfer my land to you examples i am telling so it is the intention of transfer is to at the consideration for intention of transfer is to cause injury to other person or the property that is also forbidden under section 23 of the contract act and it is immoral or opposed to public policy letting out the house for the purpose of running a gaming house or running a brothel they are all immoral purposes so that cannot be done so a transfer of property for purposes which are forbidden under section 23 of the contract act also cannot be made so the sum and substance of section 6 of the act is on the one hand the act says that property of any kind can be transferred and on the other hand the act further says accept the following so the understanding of section 6 and section 5 is very very important for the purpose of understanding the remaining sections of the transfer of property act i think with this Mr. Chhatrat sir Mr. Chhatrat sir Mr. Chhatrat may i go phone him? Yes sir hello sir you have unmuted i will give you a few questions just hold on you will have to unmute yes i have unmuted hello i am unmuted can you hear me yes sir can we stop here can we stop here yes sir we have few questions on the youtube not on the chat yes says good evening sir with whether readiness and willingness to perform a perform regarding the balance consideration amount or is it regarding the balance consideration amount plus time duty and registration charges amount we have not reached at that particular stage at all okay sir like the questions we confine to section 5 up to section 6 like so so these are all in general also except one Satya Narayan says an excellent session perfect session Pradeep says Pradeep Thakur says very informative session Anita Bhapna says very good session so everybody has acknowledged your insights and we are also thankful for sharing your knowledge thank you very much sir thank you Adigandhi Janti and Lal Bahadur Shastri's birthdays couldn't have been celebrated in much better way the way you transferred your knowledge to us thank you yeah thank you very very much all the very best


Hello guys, how's it going? I hope you guys are having a wonderful day and I hope you guys are safe So in this video, I'm going to share an experience of mine that I actually had back in 2017 On my first freshman year of college. I actually made $4,000 selling t-shirts So this was a really fun experience. I did that within two weeks But if I can do it, you can also do it too And if you just started in your college, maybe $4,000 is your whole year tuition fee But today I'm going to show you how you can actually Implement my idea into real life and you can actually make a lot of money out of it So when I was actually in freshman year, we had a We had a kind of like a freshman welcoming party from school Where most of the students that got accepted are going to come We actually had dorms So many students were moving into the dorms and everything. So everyone is kind of like a settling down So back then I was at a university where it had 30,000 students. So it's a it's a big university So in that party there were a lot of clubs were actually recruiting students and There were a couple of clubs which are like fraternity and sorority clubs like tau kaipa epsilon pike paika alpha and There's others. So I was actually going and talking with a lot of people. I was trying to make connections with a lot of people and One thing I realized is that they all were wearing a custom design t-shirts where they had a Where they had their fraternity names right here or maybe a polo shirt with their hair So I asked a couple of guys. Hey, how do you guys get these t-shirts or what this represent to you? So they said we actually make this kind of t-shirts in buck every year for new semesters We give them to our potential brothers or sisters and everything. So I was like I came back home and I realized there's I can actually make money out of it. So what happened is that The next day I went to a local vendor, which is like a custom t-shirt making Business I asked her her name was Jessica I asked her if I buy a lot of shirts with custom printing and designs and everything How much will each shirt each shirt will cost so she gave me a data Which is a round color t-shirt a normal fabric and everything will cost me four dollar and ninety-nine cents Excluding tax so you have to understand when you are buying somewhere to sell somewhere to some to sell other Businesses you will need reseller certification. It's really easy to get just talk with the talk with your county or something You'll get the reseller Certificate so I got my certificate within like one week or main then I approached The fraternity club saying that hey, I can give you the t-shirts with great quality and everything Can I have a sample with great price and everything? So they gave me a sample and I rushed back to my vendor I gave her the sample and she said yeah, we can actually make more better than this actually the colors and everything will live Will be up-notch. So I So I told her okay, then we have a deal I went and started talking with a lot of brothers from a lot of fraternities and so it is so they They gave me orders 50% down payment. So at the time I actually had 1,000 t-shirts order and for each t-shirt I was making five dollars a profit. So I was selling them for nine dollar and ninety-nine cents only the round-collar t-shirts and I was buying for four dollars and ninety-nine cents so after giving them the order within 12 I think 12 or 13 days the order was fulfilled and I Gave the orders to them to my customers and everything So this is a really interesting thing I did within maybe one month hopped Timespan what you have to realize is that It was more of a connection type of point of view and it was a physical product I didn't set up any e-commerce business. I just talked with them made a sample First I actually invested like a hundred bucks to make the samples when they gave me approval and everything I just said, you know, so What I can tell you is this Just be friends with everybody make a really good connection and be honest be upfront Like I even told them that I'm gonna make a five dollar profit and they said, yeah, man. We don't care So this is a great way that you can actually make money on your freshman college year if you know your vendors And if you have good really good connections with your fraternity brothers and other girls Of course, you can go to Teespring But I will not recommend buying from Teespring and selling this by buying from the local vendors You can actually help them a lot So this is a short story of my me making like four thousand dollars I hope you got inspired and I helped you in any way. So I will see you for the next video and Stay safe. Thank you


Before we get started, a major spoiler warning for season six of House of Cards. Before the season has even premiered, we are now certain of Kevin Spacey's fate in the Netflix original House of Cards. And when they pay their respects, they'll have to wait in line. Today Netflix dropped its second teaser for the new season with Claire standing over Frank's grave, reciting the quote Frank says to his father's grave at the start of season three. They'll have to wait in line. Now I've been on board with the Claire-based promos and posters to this point. However, this didn't quite sit well with me. Claire saying this quote to Francis holds no weight as it only meant something between Francis and his father. I don't know if this is meant to be a tongue-in-cheek metaphor for Kevin Spacey's career, which I guess would make more sense. But I can say I'm glad she didn't start urinating on his grave afterwards. My money is on them opening this season with this and then moving on like he never existed, maybe referencing him a few times. I understand this is a very clean way of moving past the drama however, I can't comprehend why they'd tell us this soon. The only way I can make sense of it is to set the tone for the season early on and have us get used to the idea of a dead Frank before the premiere. I can't say I'm a fan of the execution though and I don't think I'm the only one. Currently on YouTube the video has a third more dislikes than likes which unfortunately is setting the tone for how the final season is more than likely to be received. On Twitter last week we got a few screenshots showing Robyn Wright on set with new additions to the cast, Diane Lane, Greg Keneer and Cody Fern, including a shot showing Claire with Greg Keneer with Frank's sentinel ring, probably setting an example for these newfound subordinates. I feel like I'm nitpicking but some of these screenshots just don't seem like they're from House of Cards, they look so bright and colourful rather than the dull tones the show is recognised for. Maybe they're changing the aesthetic this time around but let's hope not. I'm really trying to stay positive for this final season and I still believe the remaining cast is strong enough to pull it off but I'd be lying if I said my concerns weren't starting to grow after this. But what are your thoughts on the latest promo? I'll be interested to hear what you guys think. But until next time, this is Matt Rogers and that is all.


Hey everyone, I wanted to release this video to wish you all a happy Thanksgiving and You know what what what comes with that a holiday is the time to reflect and think about really what you're most thankful for and Honestly, we should be doing that all the time not just be reminded to do it like one day a year, but And for that reason I wanted to say this all the time. I need to say it more. I don't say it enough But thank you I look back at what I'm most thankful for I'm thankful for you each and every one of you because you are what makes this possible it makes really what allows me and what encourages me and what helps me do what I do and kind of keeps me moving and Doing this sort of stuff because it's a passion and I love it And I'm thankful for you. You would not be I would not be able to do this without you and the driving force in the vessel That keeps this thing going You know you write down or I don't know if people do that I don't know if people write down what what they're thankful for, but I just look back and I'm thankful for The discord server that incredible community that I'm just pleased with with all of you That are all been willing to take part in that and those of you Especially that have stepped up wanted to be moderators and administrators and people that just help Grow the community and police the community when things get out of hand which is the fun stuff, right?  Thank you. Thank you everything that I've done and I look back on this past year this month alone like there's been so much great stuff between Google CTF in London with live overflow and Jin Vale I'll have a video up on that really soon live overflows got a couple good videos out for that already What is that just after that was besides Delaware hosting a CTF and giving a talk there and that seemed to be really well received So thank you for supporting that and coming to see that and and then red teaming for cyber force and There's just so much stuff. There's more coming up I got a couple new things that are coming down the pipe that I'm really really excited about I'm just thankful that You guys have what if you're what you are what has made that happen? I can't do this without you So I Don't get to say it enough. Thank you.  You've got a Whole community a whole people a whole I don't know boatload of friends and your own family that that that's here that's helping us I'll grow and learn and be together and it's it's an incredible community. So thank you. I Hope you're having a great holiday. I'll see you soon You


For all of you who play basketball, imagine if there was one minute of the 48 minutes where you don't make two points per shot, but you make 200 points per shot. Are you going to be tired? No. Or any of those who have a job and you make $20 per hour. And you have one week a year where you don't make $20 per hour, but you make $2,000 per hour. Are you going to be tired during that week? Are you going to wake up with energy? Are you going to be excited to work? And then in that week, there's a hidden, there's a hidden five minutes. And whoever is working during that five minutes gets a million dollar, gets a $10 million jackpot. Are you going to leave your desk during that week? You're not. That five minutes is like Leila Tulkader. So we're not going to leave the closet. It's hidden in the last 10 days. It's hidden in the odd nights. It's hidden. I need to make sure. So we give, if you give Sadaqa every night, not just what we give Sadaqa every night, we pray every night, we make our du'az every night, because we don't know which one it is. We want to hit the jackpot. So no risk. And then that week that we're making $2,000 an hour instead of 20 is all of the month of Ramadan. So in the month of Ramadan, let's go. Come on. And everyone's going to support me. Your wife's going to say, go to work. You don't have to come back. Don't worry. You don't have to come back for dinner. Your husband, if you work, your husband will say, don't worry. Go work. It's okay. I'll take care of the kids. I'll do everything. Go work. Right? Just everyone's going to support everyone. We're going to have so much energy to work so we can make those points in the basketball game or cash in. And this is our month of cashing in. This is our month of cashing in. And it's real. Make du'a for people. It's a special, special, special time. And we see this special time with the eyes of the heart.