One of the world's most famous news anchors and television journalists of all time is none other than Diane Sawyer. After joining CBS in the late 70s by 1981, she'd already become the co-anchor of CBS Morning News. From there she'd go on to host series 2020 and Good Morning America, while interviewing everyone from former U.S. presidents to Saddam Hussein, as well as celebrities like Michael J. Fox and Michael Jackson. She even recently sat down with Jeremy Renner to discuss his life-threatening accident from last Christmas. During the period of time in which Diane Sawyer was well on her way to making a name for herself in the American media, she met and fell in love with famed film director Mike Nichols. Two got married in 1988 and their marriage would last right up until Nichols death in 2014. Together, this power couple put down roots in a French-style stone house situated in the New York Palisades overlooking the Hudson River. When you imagine how gorgeous a French-style home might look, you're probably conjuring up images of Ivy running down the sides of buildings partnered with some unbeatable views. And Diane Sawyer's former house checks off all of those boxes. Of course, the best part is that in order to see this place, you don't actually have to travel all the way to France.  This 2,708-square-foot property that was recently valued at $4.6 million has been built directly into the cliffs of the Palisades and looks out across the Hudson River. This must have provided Diane with some of the most serene views of all time. Even better as pristine as those sightlines are, the inside of this place isn't too shabby either. Rick is the builder's material of choice while wide plank pine lines the floors with hand-hewn beams up top that provide the interiors of this home with a lot of rustic charm. All in all, the property boasts 3 beds, 3.5 baths, as well as living spaces like a formal dining room with a picture-perfect table and a brass chandelier, as well as a series of French doors leading out to the terrace. The kitchen here is tiny, compact, and maybe a little out of date but has a giant ventilation system as well as everything else you'd need to cook a 5-star family meal. Just off the side of the kitchen is a breakfast room that doubles as a study and boasts built-ins as well as intricately carved wooded doors and flower patterns everywhere. Heading upstairs, there's a large den with vaulted beam ceilings. Bedroom wing is also located up here, including the primary suite with its attached bathroom. When you're done exploring the interior, you could head outdoors to the nearly 2 acres of lush land surrounded by manicured gardens, walking paths, stone steps, a swimming pool, and a picture-perfect guest cottage constructed out of stone. It's not exactly clear when but prior to his passing, Diane and Mike sold this property and headed back to New York City where they lived out of a series of different homes. Before we check those out, however, first we're going to take a look at their former summer home in Massachusetts. Another home of Diane Sawyer's is a piece of property located in Tisbury, Massachusetts on the island of what's widely known as Martha's Vineyard. The common belief is that Diane purchased this property from novelist Leslie Glass, who was reported to have only paid around $500,000 for this home back in 1989. Diane and Mike bought the home together in 1995 for much more than that. $5.3 million to be exact. For all that cash, they secured themselves a home originally built in 1950, along with the rights to all 17.5 acres of land that surrounds it. Outside of those details, there's not much else known about this vacay spot, although I will tell you this. If you ever plan on picking yourself up a home in the area, prepare it to be living out of a box and paying through the nose for it. Three years ago, the home right next door to Diane's property sold for $915,000. Doesn't sound too bad for a piece of property in Martha's Vineyard, right? Well, that's because you don't know how small it is. At only 704 square feet with just two bedrooms and one bathroom, I'm pretty sure that Diane's next door neighbors get jealous every time they look out their windows and see her gorgeous estate just sitting there. It's probably even more frustrating when it's left empty, which it probably often is considering how much time Diane spends living in New York City. Diane Sawyer is just one of the many news media and public figures that has taken up living in the Big Apple, more specifically in a residence known as the Bresford, an infamous luxury apartment building in New York City that overlooks Central Park and was used as a setting for the finale of Ghostbusters back in 1984. While we don't know a whole lot about the unit Diane and Mike called home here, we do know this. In the 90s, these two were at war with their co-op board, which rejected a 7.5 million dollar offer on their part to buy what was formerly the penthouse of fashion designer Calvin Klein. According to reports, the deal was personally struck between Diane, Mike and Calvin on what was a 4,500 square foot apartment with 11 foot high ceilings to fireplaces, Florida ceiling windows as well as a greenhouse on the roof and one of the most enviable terraces in the entire city, thanks to an illegally installed hot tub that Klein put in years earlier. Plan was for Diane and Mike to combine that property with the one they already owned inside the Bresford right next door. Problem was someone else wanted it more and was willing to pay for it. After the deal had already been struck between the celebrities, the building's board stepped in and informed Diane they had another buyer waiting in the wings. Steve Gottlieb, the owner of TVT Records, was willing to shell out 1 million dollars more for the penthouse than Diane had offered. Diane and Mike fought back, but it was all for nothing. The board rejected their offer twice so Dan and her hubby retreated to another one of their homes in New York City, a historic upper east side double wide townhouse. Situated on the exact same block as Madonna's mega mansion, this 40 foot wide townhouse was first built in 1899 and comes complete with its own private garage. There's also a gorgeously landscaped garden located out here with what's referred to in the listing as more than enough space for a soccer match, which is about as rare as it comes in New York City. As for the inside, it boasts eight bedrooms, five fireplaces including four gas and one that exclusively uses wood. There's also a mezzanine balcony accompanied by gorgeous details like an English pine paneled library that features floor to ceiling bookshelves. There's even a massive main bedroom suite situated on the top third floor with all the bells and whistles you'd no doubt expect from a home this size. There's a carpeted floor, sitting area and a fireplace here. And walking into the nearby ensuite is sort of like stepping onto a cloud nearly every single surface decked out in white. Back downstairs on the main floor you'll find a chef's kitchen that spared no expense when it came to appliances and offers views of the outdoor garden. Speaking of the garden, even the grand living room manages to find a way to optimize its sight line so that you're always staring out towards the greenery accompanied by the ambiance of epic 20 foot ceilings. Finishing the place off is a formal dining room that no doubt held a who's who of celebrity guests during the period of time which Diane and Mike lived here. According to reports however the couple eventually left the place in 1995 selling this one-of-a-kind property for 1.68 million dollars at the time. Since then Diane has continued to utilize her original apartment inside of the Breusford as her main location. Alright folks that'll do it for this latest house tour. Thanks so much for joining us on Diane Sawyer's house tour and before you head off consider answering the fallen question. If you were an institution in your field like Diane Sawyer would you eventually retire or continue working until you couldn't anymore? Well it doesn't seem like Diane will be putting down her pencil and notepad anytime soon but would you have the same level of stamina as she does at 77? Let me know in the comments below. Otherwise like, subscribe and turn on your notifications to never miss an episode. My name's Keira the Vampire Slayer don't go anywhere quite yet because coming up I'm about to take you inside the homes of acting great Helen Mirren. After that I'll see you all next time. Bye! In these videos we don't reveal any addresses and even though I've done a house tour of my own place please do not show up at any private residences because it's not safe for anyone. An actress? I like to say actress rather than actor. Helen Mirren is one of the entertainment industry's crown jewels and no I'm not just saying that because she once won an Oscar for her portrayal of Queen Elizabeth II. While living alongside her long-time husband filmmaker Taylor Hackford Helen has worked extensively on stage, film and TV while being regarded as one of the industry's greatest talents and for almost the whole time she's primarily been based out of her long-time home located in the Hollywood Hills. Helen and Taylor first met in 1986 that very same year Hackford would buy a 6.6 acre property in the heart of Los Angeles that was originally built in 1911 for silent film star Dustin Farnham the same man the Dustin Hoffman would want to be named after. From there the property would go on to have a rare pedigree boasting three further owners all of whom were Hollywood luminaries. After Dustin came writer and producer Mark Hellinger whose short story inspired the classic 1939 gangster picture the roaring 20s starring Humphrey Bogart and James Cagney. Next up came Gail Patrick one of the first and most successful female TV producers of her time who helped bring the hit series Perry Mason to life. Following Gail's passing Helen soon to be husband Taylor Hackford bought the property and shortly after Helen moved in as well. While speaking about her history with the home Helen would tell the Wall Street Journal in 2021 it was the first house that we live together in.  I totally get what she's saying to be honest. Perched on a hill near Runyon Canyon Park Helen Marin's ultra-private 6.5 acre property is comprised of a two story main residence as well as a three bedroom guest cottage that shares its gorgeously landscape surroundings with a pool, a five car garage and mature trees. On the inside many of the home's old world detailing has been maintained like its terracotta tiled floors in the kitchen and bathrooms as well as the exposed brick fireplace that's used to warm the kitchen's dining area. All in all there are five bedrooms spread throughout the main house including a paneled library with a hidden wet bar and a generously proportioned formal living room that spills out through French doors to a city view terrace above the home's pool. How amazing does that sound? In fact the home's charming floor plan is arranged in a way the views of the surrounding area and city skyline can be viewed from practically every room in the house. Elsewhere you'll find the roomy and perfectly equipped eat-in kitchen that's only somewhat dated thanks to its less than contemporary finishes and fittings. Speaking of things that aren't exactly contemporary a number of the home's bathrooms are also stuck in the 1980s with some of them even featuring glass block shower enclosures. Lots of those areas in the home might not blow away any visiting guests if Helen really wanted to make a good impression she could invite her company to stop by the cozy and snug looking music room that's been layered with rugs, a stylish sofa with pops of blue and a gorgeous grand piano in the far corner that no doubt provides the perfect evening entertainment. Then again, I mean if she was looking for something a little less formal I'm pretty sure the lounge would do. Much like the music room it's warm and inviting but it has a slightly edgier style thanks to its use of velvet and gold textures. Last but not least there's the estates dining room which is home to some of Helen's finest art. Banana leaf wallpaper, designer chairs and a vintage style rug that's sure to make this social space a major hit. Now out back you'll find strands of lights over top the terraced gardens that surround the nearby pool. The swimming area also boasts chic pink loungers as well as green and white striped umbrellas that are apparently a nod to the iconic pool at the Beverly Hills Hotel. After living in this home for close to 30 years Helen and Taylor listed the property in 2021 for $18.5 million. When they didn't immediately find a buyer they decided to rent it at a whopping rate of $45,000 a month. Two years later the couple would relist the home once more this time for $17 million. It's unclear if they found a buyer quite yet but regardless Helen and her hubby have already moved on to one of their other spectacular homes which is exactly what we're going to do next as well. Over the years of their relationship Helen and Taylor have bought a number of homes to share their absolute favorite of which is a Lakeview Mountain Retreat on the Nevada side of Lake Tahoe. When asked in the past to discuss her favorite place to be outside of a film set Helen has always been quick to point to this remote location as her home away from home but she barely got the chance to spend any time there until the pandemic hits at the beginning of this decade. When asked to discuss what it was like for her and Taylor to shelter in place in Nevada Helen told the Independent It's given me the opportunity to be with my husband in sort of a normal everyday way which has been fantastic. It is actually the first time in all of our 30 years together that we've sat down at the table each night and had dinner together. Normally we're getting on planes, going here, there so it's been fabulous just to be a normal person. As nice as it no doubt must have felt for Helen to be normal for a short period of time that isn't to say that living life in the wild is always easy and once she actually had to scare away a bear that was attempting to climb up her back port. When she's not intimidating the wildlife Helen spends time in her garden or out by the water which is right nearby. Of course she keeps the interior of this home on the down low but based on a few pics that she shared on social media it's likely that her bedroom here boasts a wooden headboard with a bunch of framed personal photos decorating the surrounding walls. There's also what appears to be a neutral color scheme over in her living room with white walls and a gray blanket draped over her sofa as well as a framed picture of a bird hanging on the wall. As nice as both of these properties are sometimes the UK born actress gets a little homesick and when she does she hops on a plane and heads back home to Europe where she owns two more remarkable homes. As of 2023 Helen and her husband own two properties in Europe a four story townhouse near the River Taines in London as well as a restored 16th century farmhouse near Tijano, Italy. Let's start by taking a look at the latter. Helen's vacation home here sits on a cliff with a sheer drop down to the water below. Situated in Italy's Apulia region this historical farmhouse-style estate is surrounded by olive trees, gardens and it's very own vineyard. Helen spent nearly $350,000 restoring the 500 year old property stone by stone using old techniques and natural materials turning it into the perfect spot to unwind and enjoy the stunning scenery. About 12 years after buying this residence Helen found another piece of property in the area 10 miles away that she scooped up and said about rebuilding. Unfortunately that led to issues with her neighbors who complained that the renovation was not only illegal but was disfiguring the natural beauty of the area. Helen had to abandon those plans as a result but it's not like she doesn't have other places to stay while visiting Europe if they don't want her over in Italy like say her London home a 19th century four story Georgian townhouse situated directly on the Tames River. Much like with her Lake Tahoe retreat not to mention her Italian getaway Helen hasn't shared a whole lot of details about this place but we do know that she and her husband moved here after previously living in the Battersea region because Hackford wanted to be closer to the East London art scene. As for which of these properties Helen spends the vast majority of her time at well now that her Hollywood Hills home is up for sale my guess is she'll be visiting Lake Tahoe more than ever since she claims it's her favorite spot of all but being the bi-continental couple that she and Taylor are I am sure they will spend almost as much time at home in London as well until Helen Maren throws open the front doors to her properties that's gonna bring today's house door to a close.


Hey everybody, it's Christian Buckley doing another MVP Buzz Chat and I'm talking to you with Nicholas. Hello. Hello. Thanks for inviting me. It's great to have you. It's always exciting to talk to brand new like a week ago, week and a half ago, brand new MVPs. So Nicholas, for folks that don't know you, who are you, where are you, and what do you do? So who am I? So I'm Nicholas Chang. I'm currently a senior platform engineer from IT consultant company based in Belfast in England. And we provide services to different like public sector, private sector. And I'm recently awarded my Microsoft Azure MVP. Azure MVP. Yeah. There's a lot. I think the last, I think the last three people I've interviewed are all Azure MVPs. So we'll dig into that. It's always interesting to find out like what you focus on. But let me ask you first, because what was your path to becoming an MVP? Like how did you hear about the program? When did you kind of start down that path? I don't really have that much path. I just pretty much help the community. This just pretty much like, so I always very shy, presenting, speaking and those things. And one of my friends in the community pushed me to like do more community events. And I started speaking and started blogging, started like interviewing like in podcasts like yourself. And then recently I've started going to conferences. So that's been two conferences. I've been on two of the big one, like one Scottish Summit and one of the expert live Europe last year. So I don't, I don't use MVP as my target. I just help try to help more people. So whether it's just get them more learning about Azure itself and try to like the easiest ways to speak, use a group. So that's what I do. And then I, whatever I learned from work, I try to share it with other people. Yep. Well, no, I think that's the spot on. It's like, you know, it's the goal is not to become an MVP. I mean, it might be in the back of your mind.  I really wanted to focus on that. But it all needs to be based in, you know, things that you're doing for the community. And regardless of the award, I mean, there's, there's, you know, personally, I get benefits from helping people. I get that like runner's buzz of when I can answer a question or provide some help or guidance or point them to somebody else who knows the answer to a difficult question. It's, I love helping people that way. Yeah. Cause I don't, it wasn't urgent in my target. My target is just to be better myself, like soft skills, like presentation skills, communication skills and people skills and stuff. And then ending up really enjoying it. And then that's, that's why it, that's how it started. So just trying to be more comfortable at presenting since at university I was quite shy presenting at large crowds. So I tried to come up with a comfort zone. Yeah. That's cause I think that's a, it's always when you think of like the people's biggest fears in life, public speaking is always in the top three. Yeah. Yeah. Sharks. I'm more afraid of becoming electrocuted somehow. You know, that I'm more fearful of that. So how did you, like, how did you approach that, the first couple of times of public speaking? How did, how did you get the nerve to do that? I've, so I have like a role model. So some people in my community, that's very good. It's like, for example, Thomas Mario, April Edwards, some people are very good. So they act like I look at them as a role model. And then I tried to, whenever I've got a session coming up, like speaking session and normally prepare it well in advance and then need to read to myself and make some notes and stuff and just do some dry run. And then I just, just, just don't, whenever I'm on a day and standing up and presenting with people, large people, I don't think of them as a large crowd. I think of them like, you can teach them something. And then that's it. Because if you teach them, see them like a large crowd, it will scare you away. So I just show them that I can teach them something. So without being scared away by the large crowd. I like that idea. Cause my method is just to think of it as an interaction. And obviously sometimes you don't get that. You don't get questions. Sometimes if you're in a large enough space, might be dark. You may only see faces for the first few rows. But I always try to think of it as an interactive, like more of a conversation. Yeah. Cause sometimes if there's a question that you don't understand, just don't be afraid to say no, because no one's really expert in the cloud. So you can say you want to get, you can get back to them and you help them like contact me and social media. I'll try to help you. And so. Have you ever had a heckler in the crowd? Sorry. Let me give you a hard time. You know, so somebody, somebody who disagreed and, and argue with you. But then there's another word, another person in the crowd that helped to defend me saying that. Yeah. And I did the pronunciation before that's not it works and stuff. Yeah. Yeah. That's, that's something that I, I actually saw that happen to a few other speakers. And I just was, I've been waiting for that, that experience. And I've had people that have been very vocal, but I wouldn't call them hecklers. They weren't.  I'm kind of speak up, but again, it's just how you handle it. Yeah. That can be stressful, but it's not everyone's like that. So some people want to see us to see it. So end of the day. Right. You can buy your best. That's what I say. That's what I don't mean to scare people that are thinking about the second. It, it, it really, it rarely happens. Yeah. It's like that. So people are usually pretty helpful and empathetic. Sometimes when people do that, like, if someone typically do they want to test how much you know about some, like a subject and stuff, they keep pushing you. So it's kind of good in terms of troubleshooting because they help you thinking. So, so in terms of asking questions, just if you don't know something, just don't be afraid to say no, or in the worst case, no, a colleague could just, or someone in the crowd could actually help you. So wish you did. Yeah. Well, there was, so I've shared a few times, but so years, years ago before I was doing much public speaking, it was about just over 20 years ago, came across one, a gentleman who was speaking to technical communities and he actually had his entire talk documented down the slides and he had somebody a friend of his sit in the audience and go through his slides in a, he had it in a, like a binder and was taking notes when the audience would react, when they wouldn't react, when questions that were asked. So he got real time feedback, you know, from the audience and how they responded, but also little cues, things that this friend of the audience captured, like you did this, you couldn't really hear you, you didn't follow up with this point at this stage, or the people ask these questions, maybe you need to build up the content around that and make sure that question within the content. I just thought that was a fantastic idea. So that's again, for somebody that's, as you're starting out, that's a good way to get feedback. Of course, you've got, you got the tools, like PowerPoint has the presentation coach, presentation coach as well.  Right, definitely. Well, what are your topics today? Lately, what are you passionate about? What are you talking and speaking about? My topics, really, some, it varies really. Sometimes it should be Terraform, sometimes it could be like OpenAI, because that's buzz around here. Hot topics, right. And then it could be like GitHub, and then it could be something like Azure DevOps, so mostly the DevOps side. Yeah. Yeah. Because normally how I do it is that when I submit a session, I normally put it as beginners, and then more I do those sessions that, like if I do another Terraform one, I can put it into media because I know it did it before. So I put it as introduction because you get a feel that you know what level you are, the various. Yeah. So what's your primary contribution type? Are you more of a writer? Are you creating videos? Like what kind of content? So I do various. So I do, like speaking at user group, and then otherwise it would be like normal podcasts with other people, like me and you and stuff. Otherwise it would be like going and writing some troubleshooting stuff from my blog. So writing my blog. Yeah. And when I have a chance, I just go to conferences. So that much. I'm trying to get used to question and answer in Microsoft tech forums. I'm trying to get used to it. Yeah. You know what? I find with that it's funny is that, because I always encourage people. I said if you're definitely afraid of speaking, if you're not really good at writing, you don't have a lot of time for that. I know some MVPs that they started out by taking like 15, 20 minutes every morning, going into like tech community and answering questions. Yeah. And when I've gone in there, I've attempted to do that. What I was finding was that a lot of them, most of them required follow up questions. It was like too slow of a process. I go in there and find things that I could answer like right off. How do you do that? That's a one question. How should we help? Should we shoot something? But they might need bird or should we shoot in? Yeah. Well, that's that's the thing. I know a lot of times, I mean, I've done the same thing. Ask a question because I'm just wary of going and sitting on the phone with support, waiting to talk to somebody and going through that process. But but yeah, it's still that that's something that I recommend. I actually started doing with a group of friends early in the pandemic where we started doing answering questions that were out in these various forums that were unanswered. And we started doing an AMA style and answering them with a group of us. Yeah. So AMA is quite good. So anything, you know. So it's kind of like, for example, if you go to Microsoft docs, you just look, those could be like raising pull requests as well. So that kind of contribution. Well, that's it. Yeah. In fact, for folks that might not know that a lot of that, you know, documentation on Microsoft is community created content. Yeah. So I always try to look for the authors of the content. If I'm looking in the SharePoint and Teams world, I usually know the people that are involved.   Hey, I just added to document version 4.2.1 of this, you know, like, no, nobody does that. And so it's, it's cool to see people that, you know, out in the community contributing that way. Yeah. Because you can see the author name. So it's most of them is community members and it's like contributor. Yep. So what else do you have going on this spring?  So I, I have one by commute in a community is called, I think they do it quarterly. It's called, I just bring clean. So every few months, people organize that. And then we just do topic on some, you know, it could be like cost management, security, anything. And then I've got one in that's in March. So yeah. And then I submitted some one photo helps to help one of the Microsoft learner, you know, learn a room, Microsoft learner room. Zero to hero. I'm trying to help a friend with that. So it's, it's pretty much like a learner room where people can go there to learn like from certificates and then every so often people bring speakers to teach them. Yeah. And I'm, I'm hopeful to some, submit a section soon on expert live Europe, which is going to be on this September, this year, September. And I think I come over the place now. Yeah. So it should be good. Yeah. It's, I just saw a couple of calls of speakers that coming out. I know that I always recommend to people too, is like start with your local user group. Like we, we have our local user group meeting, I think next week. It's kind of a no, it's, it's on my calendar. So I know it's there. These are the next week or weekend for anyway. Cause I, I organize a, I just founded my own user group as well. So just, Yeah. What's that about online? So it's pretty much is only Azure itself. And it just, it's, it's pretty much. Oh yeah. Only solely on Azure. We just do it online at moment. So it's on my, I think nine episodes so far now on Monday. Is that the Azure community enthusiasts? Yes. Yeah. All right. Well, see, I, see I, I just went and I'll put it in the blog and everything, but I'm looking at your MVP profile. So I was like, if it's not a link, you're talking about it. Hopefully it's in the links. Yeah. Yeah. And then I gave myself a kind of challenge to similar to yours by starting a new podcast called Azure community insights.  So someone in the security. So give more insights and share with other people. So, and then hopefully I can put that like Spotify and Apple music.  I'm highlighting their week, their work. It's, I love doing that. And so it's a, it's a fun way to contribute, give back to the community.  It doesn't mean you're writing it. You're creating all of that, but bringing it and highlighting the work of others. Again. Yeah. That's why normally one of my friend went to the MCT conference in Netherlands. And she said, MCT, it's a way to start MVP because you're like a, you're like a trainer. Yeah. You tell people about certain like product or stuff. And then it's cement and it's kind of one of your contribution to MVP as well. So same. Well, yeah, I mean, cause you're, you're creating content. You're, you're educating people. Yeah. Yeah. That's why I think you see a lot of MVPs that also are MCTs that, cause it just makes sense. They're the same kind of experience. Not, I'm not an MCT. I'm actually it's, it's one of the things on my list. I'm thinking about trying to get one this, this year. And there's a couple of different areas, which I find that I'm talking about writing about constantly. Like why don't I just go and finalize it. Yeah.  Yeah. Well, that's again, for folks that are interested to become an MCT and a lot of the, you know, the foundational, the required, you know, course where it's available out there through, uh, LinkedIn learning and elsewhere. Um, and you can even take, you know, the, the sample tests. And then you have to get a paid for a fee for the, to sit for the actual certification exam. Um, but I believe everything else is free. Of course. There are classes you could do it faster. Uh, you could do the self-paced or you could go do a course and get that professional guidance. Um, which yeah, there's definitely better. If you do it and then you start doing it as a job, like whether your job will be teaching people, like whether it's making content. Yep. Well, there's another, uh, again, it's, I think it's great you bring it up because there are options for people out there saying, Hey, well, yeah, I'd be interested in becoming an MVP. There's, and I, I have people, I run a, I run a, I run a, I run a, I run a, I run a, I run a, I run a, I run a, I run a, I run a, I run a, I run a, uh, with a friend of mine, we run a mentoring group for people that are interested in becoming MVPs and we've had, we've been doing it for just over a year that Sharon Weaver and I have been running it for just over a year. And four of our people in our cohort have become MVP since we started. Um, and, and there's certainly things that you can do, um, to help make your contributions more visible, um, um, to Microsoft, to the community, to the world. Uh, and, but it starts with giving back to the community, getting, I always recommend like start today, go get involved with the years of group, show up every month, volunteer for things. And then like, as you did just share like, Hey, I'd be happy to speak and even if it's for like five, 10 minutes at the beginning of, beginning of a monthly session, like 15 minutes.  As well. Like a, like a solo, no, like a group speaker, like co-speaker. We started doing it where we ask anybody in the room, like, Hey, do you want to share, like if you're working on something really cool at work and you want to share what you're building or if you've got questions about that. And so sometimes people will like, Hey, I'm working on this and here was my approach and here's what I've done so far.  It's a great way to get started. Yeah. Because worst case now is someone can get started even at work doing presentation to other people, like a colleague and stuff like, like for example, my workplace, we do like a show and tell. So anything I learned, my team learned, we should share with other people. Yep. And that will help build your confidence to speak at a user group because you've done that session before. We've shared other members of your team. Yeah. That is great that you have your work culture that they are built around to support that. That's something that I've been in organizations that have done that. And it's always, it's benefited everybody, you know, to, to do that kind of sharing.  They're growing. And in the day presentation skills are soft skills. It's no matter where you go in your career, you still need soft skills. Like if you go to management skill level, you still need that people skill communication skill. I just use that as to increase it. Build your confidence. No, you will, I, you will definitely get more opportunities if you develop those skills for sure. Yeah. So well, Nicholas, really appreciate your time. Are you coming to the MVP summit? Yeah, I'll be in there March. So I'm coming. Excellent. I will be there as well. So we'll see what, whether we can find each other in the crowd, but yeah, if we see each other, we'll definitely have to say hello, take a picture. Yeah. I'll probably be there with people like Greg, and then one of my, one of my MVP is like, I think he got like 15 years MVP. I'm not sure if you know him. He's Kevin Green. He's like a system center. Like it's a different area. So that's the thing is whether we'll even see each other depending on how they organize it. They, there's different buildings. We may never cross paths during the week, but, but yeah. Please do. Yeah. Yeah. It's, you know, depending on how they do the layout, if we're all over on the main campus, because they've got the new building and everything over there, maybe we will see each other over there. So. Yeah. So I will, of course, I'm going to grab all your social links. They're the most active in the social platforms. Where can people find you? People can find me through LinkedIn and Twitter. Yeah. Those are my mostly. Okay. Yeah. Well, we'll get everything else. We'll make sure we get your user group on there and your GitHub profile, everything else. If you want to find that, of course, it'll be out on the buck the planet blog, out on YouTube as well as you'll be able to find links out on the podcast. So Nicholas really appreciate your time. Thanks for having me. Yeah.


So we are continuing with the new topic we started, that is derivative, it's going to be a long topic because it's one of the main part of our risk management course. So we'll be spending a lot of time on it. So we're building how it is related and how it's going to work. Today we'll be learning some key terms that are essential for learning of the derivatives. The main four types of derivative contracts. Forward, they have definitely called forward contracts, but we'll be using the terms forwards, futures. We have told it's not about the time to come, it's specifically a name of a derivative. Then we have options and we have swaps and few other extensions of these, but these are the main areas which will be spending time. And we have told you earlier as well that it means that forward will be applicable on many underlines, future will be applied to many underlines similarly for the rest. All derivative contracts specify four key terms. Our understanding is that if these four key terms exist, then a proper derivative will exist and our implication will come. That is underlying, we'll talk about all of these but just make sure we recall them. Underline, size and price, expiration date and settlement. If these four are there, then a complete derivative will exist which will be utilised and beneficial for our purpose. And we have also said earlier that derivative has no value or self, it's based on underline. So what is underline? Underline is that instrument, that asset, that financial asset which it will base. So the value of derivative will also be based on this, the link of derivative will also be based on this. Derivatives are constructed based on underline which is specified in the contract. It will be written in the contract that what is this underline. Originally all derivatives were based on tangible assets. First, the fixed asset which had a tangible existence like weight, gold, they were based on these. But as the time is passing, there is evolution in it. So now we have outcome based derivatives as well as weather and multiple other options are coming in the stream. Examples of underline. We are talking about sample purposes and this list is not complete. It's not exhaustive, it's to be continued and many more. But their understanding will give you an idea of what are the kind of derivatives which we are talking about. So they could be on agriculture products such as wheat, rice. For example, a farmer who makes something bad, he is at risk that when my harvest is ready, then the rate, I don't know what will happen. So he might be interested in the derivative. Similarly, the flour mill is also at risk that I don't know what the rate of wheat will be. So they might be interested. We will talk about this in detail, we will do examples as well. Then we could have on livestock such as cattle, animals, we can also do our wedding on their next production. Examples, let's continue further. This list is long, still we need to understand for an impression. Currencies is one of the most importantly used derivatives because those who are importing or exporting, those who have a currency explorer, they want to safeguard themselves. Interest rates, it can be on shares, it can be on portfolios, it can be on indexes. For example, I think that Karachi Stock Exchange Index, by the way, it has become PFX but the index is still called KSE 100. So I think the index has to go up, so I could make invest through some derivative to that index. Similarly, to economic factors such as inflation, we can also exist on derivatives. There are a lot of natural sources. Natural sources are made by God but still they are under some process, such as crude oil, natural gas. Because the main utility of these derivatives is a lot of reliance and existence. Whether related can be heating, cooling, days. These are more developed markets, they don't exist in our market but as we are learning in the whole spectrum, you should have this idea. Other products such as electricity, fertilizers, it's a long list. We need to have an idea. It can be underlined on anyone. Here, it is necessary to be careful to define underline very clearly. Because here we have seen that there are multiple types of underline, their quality can differ greatly. For example, if we talk about crude oil, there are multiple types of crude oils, such as American Petroleum Institute's gravity, what will be the specific gravity, what will be the sulphur content, what will be the quality of rice, what will be the specific currency. So, we need to be aware of those underline terms and their qualities. Then, other important key terms which are related is size and price. Because how much do we talk about? For example, if we talk about the currency, do we talk about $1000 or $10,000 or $1,000,000? Its size is specifically mentioned. Then again, the price. The contract must also specify size and price. If it is stated in the contract, we will get clarity from it. Size is the amount of the underline to be exchanged. Price is the transaction or the deal on the price. These two elements are important. Price specified in the contract may be called exercise price or strike price. These are important terms. If we are entering a contract today and it is a three-month or one-month contract, then what price will the settlement be? We normally call it exercise price or strike price. Note, the price specified in the contract is not the current or spot for the underline, but a price that is good for future delivery. A product that is currently running in the market. The price in the derivative, we are saying that at the time of settlement, what we think can be the value. Actually, there will be a variation in that. But at the time of contract, a time when the price will be negotiated or finalized in the parties, that is the price, that is exercise price or strike price. Expiration date. Nothing can be open-ended. It should have a specified deadline, timeline. Expiration date is very important. What is the term? Is it three months? Is it six months? It could be any period, but it should be defined. All derivatives have a finite life. Each contract has a specified date on which the contract ends called the expiration date. That this date can be any date, but it is necessary to be specific. Then comes settlement. Settlement describes how a contract is satisfied at expiration. If the time maturity has expired, then how will the settlement be taken? What will it be? That is referred to as settlement. The clarity of settlement will be in the beginning of the contract. What is the settlement mechanism we are talking about? If physical delivery of acid is possible, the contract will be key term. It means physical delivery. We have told you that after six months, we will buy a ton of garbage. Physical delivery. Physical delivery. What will be physical delivery? After six months, we will give you a ton of weed. We will pay you its specified amount. This is referred to as physical delivery. This is the type of settlement. Contracts with our underlying outcomes such as hearing, cooling. Like you have done it on electricity or we are saying how many days it will rain or how many days the weather will be good. Physical delivery is not possible in this. In that case, it is settled in some other way. It is called cash settlement. We see that the better settlement of the contract in two parties will be settled in cash. The winning party will get the money and the losing party will pay. This is how the structure is. Normally, there are many derivatives that are cash settled. But still, there are few which are physically delivered as well. We have taken a lot of time on this. You should do some research on how derivatives exist in our market. We will discuss this further next time. Thank you.


To make a simple moving average in Excel is really pretty doggone simple. You can do it using basic functions and formulas or you can do it using the data analytics tool. I'll show you both methods. Let's say we want to have a moving average with k equal 3, which means we want to average the preceding three periods, in this case months, to come up with our forecast for month 4. All we need to do is enter that cell that we're interested in and equal, we'll do average of those preceding months, hit enter, and so that's our forecast for month 4, and of course we can drag this down our column to get the rest of our forecast. You can also use the data analytics tool pack to create a moving average, and it's easy to do, there's only one tricky part, and I'll show you what that is. We're going to go through data, data analysis, bring up the dialog box, find moving average, and open it up, so we've got our dialog box. We need our input range, I'm going to delete that out of there, and that's going to be our y values, our forecast, or actual values we want to forecast. Make sure you're consistent, I don't have labels this time, I'm not going to check that, and I want k equal 3, which is what we're working on. The tricky part is where to put the output in order to have it comparable. For some reason, data analysis, if you selected the logical place up here, which would be that cell, will not align your forecast properly. You need to select one cell down from the range where you're starting, here we're starting in A2, so we need to select cell D3 there, one cell down, and I'm going to go ahead and get the chart output, just for the heck of it, and click OK. And you can see that we have our values, and this forecast is calculating correctly for the k equal 3, and it gives us the same information. Once you get the graph, you can edit that, I'm going to hold off on that, and let you do that using the techniques you've learned in other places. So that's a simple moving average using a formula, and then using the data analysis tool to do the same thing.


And so this morning we're going to turn the corner a little bit, and we're going to look at a woman who pleases the Lord, and we're going to look at purity. A woman who pleases the Lord is pure. And I was asked to speak especially to the single women, but you know what? A woman who is married needs to be pure also. In fact, we just had a very sobering event in our church. A woman I've known since she was three years old. I used to babysitter. She was a triplet, and I've discipled her for three years, and just about six weeks ago she was excommunicated out of our church for committing adultery at least four times last year with four different men. And so this was a heartbreak to my husband and I because we've known her and her husband since they were little children. My husband married them. We did their premarital counseling, and it was a grieve to my heart because she's like a daughter. So women who are married need lessons on purity as well, right? So anyway, we're going to be looking this morning at this topic of a woman who pleases the Lord is pure. And so if you would turn with me to Ephesians chapter five, Ephesians chapter five. Around Christmas time, I have seven grandchildren. I don't know how many of you know that, I have three that live in Tulsa, Oklahoma, and the four of them live in Louisville, Kentucky, and the ones in Louisville are all adopted from Africa. And so we have a good time. But anyway, at Christmas time, I was keeping the three that live in Oklahoma, and they're all boys. And we were watching, I don't know, some little Christmas program that we were watching on television. And I have my youngest one. His name is Ethan. And I was sitting on a chair, and Ethan was across the way on a couch, and he was standing up and a commercial came on during this Christmas program. And it was a commercial about moisturizer. And the woman was really digging in and just slathering it on her face. It wasn't sensual or anything, or I would have turned it off. But anyway, it was just this commercial about that. And so anyway, the Christmas program, the little kid program resumed. And I looked over on the couch, and Ethan was standing there, and he was going. He was re-enacting the whole commercial. And I know I can't do what he did, but I started laughing so hard. I was crying because I was watching him mimic this woman and imitate this commercial. However, around the same time that this illustration was going on, there was also something else going on in our church.  In fact, they were making accusations that people in our church were not forgiving, even though they had no intention of giving up their sexual sinning. And I thought to myself, wow, both of these events, Ethan re-enacting that commercial and these people in our church involved in sexual sinning, both of these events happening at this time that I was studying this passage were certainly under God's sovereign control in my personal Bible studies, because we're going to see this morning, that's exactly what Paul is saying. We are either imitators of God, like my son, grandson Ethan, was imitating that commercial, or we are partakers of sin. You can't have it both ways. And so we're going to look at this this morning as we look at Ephesians 5.1-7. Read along with me, if you would. Therefore be imitators of God as dear children and walk in love as Christ has loved us and given himself for us as an offering and a sacrifice to God as a sweet smelling saver. But fornication, uncleanness and covetousness, let it not be named once among you has become saints, neither filthiness nor foolish talking nor jesting, which are not fitting, but rather giving of thanks. For this you know, no fornicator, unclean person, covetous man, idolater, has any inheritance in the kingdom of God and in Christ. Let no one deceive you because of these things. Because of this the wrath of God has come on the sons of disobedience, therefore do not be partakers with them.  And so you have an outline there I think before you and your brochure. We're going to look first of all the call to imitate God as dear children. We're going to look at the call to not involve ourselves in sexual sin. And then we're going to look at the call to isolate ourselves from those who practice sexual sinning. Let's consider the call to imitate God. Notice what Paul says, therefore be imitators of God. Now you'll have to look up at the verse before. Okay, we're in chapter five verse one. But remember the Bible translators came in and added chapters and verses. So when Paul wrote the letter to the Ephesians, he just wrote it as a letter. But men came in and put chapters and verses. So this was a letter. Like if I write you a letter you're not going to break it off in chapters and verses. And so when you look at the verse before, look at the verse before. Be tenderhearted, forgiving one another. Be kind, tenderhearted, forgiving one another even as God for Christ's sake has forgiven you. And then he goes on to say, be therefore imitators of God. What did he just say? Imitate God by what? Being kind, tenderhearted, forgiving. But also it's interesting because he talks about being imitators of God and the next verse is what? Walk in love. So we not only do what was seen before, but we do what's seen after. And it's also very interesting because Paul says put on love which was just the opposite of sexual sinning, which is what? Lust. And you know if we're being imitators of God and if we're loving like God loves, then we're not going to have time to go around and do sexual sinning, right? We're not going to be lusting. We are going to be loving others as God's daughters. Ladies, this is the nature of God. We are to be like Him. Now what does it mean to imitate God? If we're to be imitators of God, what does it mean to imitate Him? Well it means to emulate Him, to impersonate Him, to mimic Him, to copy exactly what He would do. His characteristics, His actions, His thoughts, everything, we are to imitate Him exactly. That's what my grandson was trying to do with that commercial, even though he wasn't quite as good looking as that woman, but you know he's pretty cute for a two year old. You know it's really like the phrase, remember several, well this will probably date me, but that's okay, I'm gray-headed, but remember many years ago they wore those bracelets and they said WWJD and you know the acronym was What Would Jesus Do? And then hopefully we would go out and reenact, you know, What Would Jesus Do? That's really what Paul's saying, be imitators of Christ. What would Jesus do? What would Jesus say? What would Jesus think? And then we're supposed to go out and do exactly what He would do. We mimic Him. Now as I brought out last night, the only way you're going to know how to mimic or emulate Christ is to know this book. You know I meet a lot of women at a lot of conferences and they have a lot of funny ideas about what Jesus would do. I'm like really? You know like fornicate before you get married? I don't think so. What God told you to do that? You know?  Ladies, we are to mimic God. And so you must be saturating your mind with the word of God. That's why I'm such a big advocate of scripture memorization. Because if you do not know what God's word says, you're not going to know how to emulate or mimic God. It's not by chance here, ladies, that Paul follows with the words as dear children. Imitate God as dear children. As a dear daughter of God, you should mimic your father, your heavenly father. And ladies, one of the most essential ways we imitate God is by love. Look what Paul says next. Walk in love as Christ loved us and gave Himself for us a sacrifice for us. As I mentioned, it's very interesting that Paul mentions we're to walk in love because he's just talked about forgiveness because you know what? Forgiveness is at the core of loving, right? That's what Christ did when He died on the cross for us, right? He forgave us of every dirty rot and sin we've ever committed, right? And so that's not by chance that Paul, at the order here, and then right afterwards he says, so don't be involved in fornication and filthiness and foolish jesting. Walk in love. Mimic Christ. Now, what does Paul mean when he says we're to walk in love as Christ did? As a sweet smelling sacrifice. Well, the word offering means to bring, like in the case of an offering that they would bring in the Old Testament.  Ladies, that's what Christ did. We've been singing about him. I think the passage was read in Revelation that who is worthy to open the seal, the lamb. He is the only one. Christ brought himself as that perfect lamb sacrifice and he was a slaughter for us, for our sins. As Isaiah said, he was oppressed. He was afflicted. He did not open his mouth. He was led as a lamb to the slaughter. He offered himself willingly for us as a slaughter sacrifice. And Paul says, guess what? You want to imitate Christ? Then you do exactly what he did. You offer yourself. Now you can't go to the cross and die for the sins of the world. But ladies, we are to offer ourselves as a slaughter sacrifice. In fact, during that what Jesus said in the upper room discourse before he went to the cross, this is my commandment that you love one another as I have loved you. There is no greater thing than this than a man lay down his life for his friends. A man give himself up as a slaughter sacrifice by loving. Or the verse we quoted last night, have you seated you there for a brethren by the mercies of God? Do you present your bodies, what? Living sacrifice, wholly acceptable unto God, which is your reasonable service. Ladies, that's just what we ought to do. We ought to love others like that as a living sacrifice.  In fact, we're not going to get into this passage. I know you want me to, but in Ephesians later on, Paul tells the husband they have to love their wife like that. The way Christ loved the church. Now ladies, after I studied that passage, I was so glad that God made me a woman. Because I don't know, I mean that's hard. That's hard. Our husbands have a hard job loving us the way Christ loved the church and gave himself as a sacrifice. That's hard. And Paul goes on to say this offering and sacrifice of Christ to God was a sweet smelling savor. Ladies, have you ever come home from, I don't know, work or church and you have a roast cooking? I mean, we were over at Nicky's the other night and we walked in.  I don't know what it was, but I mean, I was telling her this morning, I'm still dreaming about that. Hopefully not lusting or sinfully or anything. I mean, the smell is like, I couldn't wait and it was delicious. That's what Paul is saying here. The sacrifice of Christ to God was like a sweet smelling savor. In fact, Leviticus talks about that. They talk about the sacrifice and they remove the fat from the offering and that sweet smelling aroma. In fact, I like that passage. It says, all the fat's the Lord. I think that's, I know that's not what it's meant to take out of context, but it is a sweet smell. The word sweet smell would indicate the Lord's offering of himself was pleasing to the Father. Remember Isaiah said, it pleased the Father to bruise his son. It pleased him. It was a sweet smelling sacrifice.  How many times in your life has someone done something for you? I mean, they've really sacrificed on your behalf and it's like that sweet aroma. It's like, wow, I can't believe you did that for me. Really? I mean, you really did that for me? I remember last year, I had mentioned last night, my husband was in the hospital seven times last year and almost died and our body just came together and loved us and helped us and, you know, kicked in and I thought, that's what it was.  Well, Paul moves on from our responsibility to imitate God to now our responsibility to not partake in certain sins. And ladies, think about it very carefully. The order here, always think context, okay? If we are offering ourselves as a sacrifice to God and to others like we should, loving, we're not going to have time and we're not going to want to involve ourselves in sexual sin, are we? Shouldn't anyway if we're loving like Christ loved. So he moves on to our responsibility to not partake in sexual sins. Notice what he says, fornication and uncleanness and covetousness, let it not be named once. Once, not once among you. So in contrast to walking in love, some of us walk in sin. Some of us walk in lust.  The first one is fornication, fornication. Now the Greek word for fornication is porneia. We get our English word pornography from this word. And so ladies, many times when we think about fornication, we just think about a man and a woman who are having sex before marriage. That is not the Greek term here. Fornication is a very broad term and it pertains to any type of sexual sin. It could be sex outside of marriage. It could be adultery. It could be homosexuality. It could be incest. It could be bestiality.  It could be any type of sexual sin. That's mentioned in the Old Testament. So I heard some of you go, ah, well, it's mentioned in the Old Testament.  As she does a man, they should both be stoned. And so, you know, bestiality is as old as the Old Testament. So nothing new under the sun. But ladies, I want to be very frank with you this morning.     Do you know seven out of ten pastors now are addicted to pornography? Seven out of ten. Do you know pornography is the number one engine that is searched on the internet? And so, the temptation for us is huge. And I will tell you, I counsel, my husband and I counsel more husband and wives who this is the main problem in their marriage. And it's not just men now that are addicted to pornography. The statistics are rising rapidly with women who are addicted to pornography. And ladies, many, many Christians, their families have been ruined due to this terrible sin that has started on the internet. And not just the internet, movies, you know, magazines, billboards. I mean, sometimes I'm just billboards or just walking around the mall. You know, it can be hazardous to your purity. I think I've told you the story before. I quit walking at the mall. I used to walk there before I found a track, indoor track in our hometown. And I wrote a letter to Victoria's Secrets.  I have to go like this, you know? Because of the things that are in the storefronts of these windows. And it's not just Victoria's Secrets anymore. It's now Bed Bath and Beyond and all these places.  And there was a picture of a completely naked man. And all he had was a watermelon right here. I'm like, really? I don't want to look at this. And so, you know, just driving sometimes through town can be hazardous to your purity. Sex is presented to us all the time. One man says this, elicit, I'm going to back up a little bit. You know, it's not just a problem in our day. It's a problem in Paul's day as well. One man says this, elicit sexual activity was an enormous problem for new Gentile Christians to overcome in the early church. Listen to this.  And Paul says, put it off. Stop. Let it not be once named among you. Any type of sexual sin. Now, the second sin Paul mentions is uncleanness. Uncleanness. This is any type of moral or physical impurity. This might be passions, ideas, fantasies.   Ladies, stay away from that stuff. You know, before I became a believer in Jesus Christ at the age of 30, I was addicted to soap operas. And, you know, I started at 11 and I went to three.  And I built my whole life around that.  I didn't come to faith in Christ until I was 30. But, you know, he never knew I was doing that until after I got saved. And then I had to confess my that sin and many others to him.    That's uncleanness. And Paul says, stop. In fact, he's already talked about this in chapter 4, verse 19. He's called it uncleanness with greediness, which is really the third sin here that he talks about, covetousness. Fornication, cleanness or covetousness. Ladies, do you know that's what sexual sinning is? It's coveting. It's wanting something that is not yours to have. You know that's one of the 10 commandments that God gave to Moses? You shall not covet your neighbor's house. You shall not covet his wife, his servant, his ox, his donkey. Nothing. You shouldn't covet anything that's your neighbor's. Sexual sins are nothing more than greed because they're taking something that is not yours to have. In fact, right now most of us are probably just in shock and horror at these three women that were rescued in Ohio. I read last night on my news that I can get on my phone that guy that they have arrested now and put in jail. Do you know what he said? Sick. He said, I am addicted to sex and I am unable to control my impulses. That's what he is. He's coveting. He's uncleanness with greediness. I bet you when they start looking, this guy's got a pornography habit that you won't believe.   You're coveting someone else's body for your own pleasure. Paul says, put it off. Paul says, these sins are not to even be named once among us. We're not to be involved in those things. It's not fitting. In fact, in verse 12 he says it's a shame to even talk about those things that are done of them in secret. Now, Paul doesn't say, he's not saying we shouldn't talk about sexual sins or name them but we shouldn't talk about the details of that. We don't participate in them. Ladies, I would encourage you to flee like Joseph did.  Every day she pressed him.  And the Bible tells us he fled and he got out. He was a wise man. He fled temptation. In fact, I was really encouraged. A couple of months ago I had my four grandchildren from Louisville stay with me and the three of them from Rwanda have only been here two years in July. The one from Uganda has been here six years. Anyway, I don't remember what was going on and we were out doing something and all of a sudden the two boys, there's two boys and two girls. And Isaiah and Judah, we were doing something and all of a sudden they turned their head and I said, what are you doing? We're not to look at any woman to lust after her. Well, that's good.  And it's hard in this day and age. You kind of have to walk with blinders on your eyes, but that's what we need to do. We need to flee, we need to run from these things. Ladies, we should not have anything to do with these sins. We shouldn't even hint at them or flirt with them. One man says this, what does it mean that there must not be even a hint of immorality among the saints? It must mean something. In our sex-saturated culture, I would be surprised if there were not least a few hints of immorality in our text, our tweets, and our inside jokes. And what about our clothes, our music, our flirting, and the way we talk about people who are in the room? We have to take a hard look at the things we choose to put in front of our faces.  No, that would be perverse, he says. So why is it different when people record it first and then you watch it? What if a good-looking guy or girl barely dressed came up to you on the beach and said, why don't you sit on your towel right here and stare at me for a while? Would you do it? No, that would be creepy, he says. Why is it acceptable then when the same images are blown up the size of a three-story building? If we're honest, we often seek exposure to sexual immorality and temptation to impurity and call it innocent relaxation. He goes on to say, try turning off the television and staying away from movies for a month and see what new things you see when you come back. I fear many of us have become numb to the poison we are drinking. When it comes to sexual immorality, sin looks normal, righteousness looks very strange, and we look a lot like everybody else. Paul goes on to list some more sins for us to shine in verse 4. Notice what he says, neither filthiness nor foolish talking nor coarse jesting. So the next sin on the list is filthiness. What's filthiness? Filthiness is obscene or indecent language, dirty talk, disgraceful speech. I would give you an example, but if I did then I would be doing what Paul says for me not to do.  I'm appalled sometimes at some of the things that I hear coming out of people's mouths. Like why do they have to use those words? And it's not just the world, I hear it from Christians too.  I don't know about you, but ladies we need to put off filthiness. Now the next on the list of sins we are flee from is foolish talking. What does that mean? Well it's interesting, foolish talking is not mentioned anywhere else in scripture. This is the only passage that it's mentioned in.   Again I would encourage you not to participate in those. I would encourage you not to tell dirty jokes. I would encourage you not to listen to them. The next form of speech to rid ourselves of is coarse jesting. This means sarcastic ridicule. This is someone who will say anything to get somebody else to laugh even if they have to cut people down and embarrass them.  Ladies this type of talking is not fitting or appropriate for God's children. And let me say a word to you as young mothers. Please do not allow your children to participate in these things. I hear young children say things that should not be coming out of there. I remember when I was a little girl my mom used to put soap in my mouth when I would say things I shouldn't say. I mean and I did that to my kids and they still remember. Now I don't think they've passed that on to their grandkids or to my grandchildren but they both remember, maybe I won't get a Mother's Day present tomorrow, I don't know. But they both remember that I put soap in their mouth, you know. One time my son came home and he said the F-word and I said excuse me. Oh no he put a road on the sidewalk and I said where did you hear a school? I said I don't care, but the soap goes in the mouth. That is not a word, that is appropriate. And I see children doing it and mothers just ignore it. Ladies it's not appropriate. Instead of using our mouths for that kind of speech notice what Paul says. Instead of talking and acting like that we're to do what? Give thanks. And we saw last night this is a sign of a woman who's devoted to the Lord.  She uses her mouth to give thanks. That's what's fitting. Paul says in Hebrews 13, 15 therefore by him let us continually offer a sacrifice of praise to God the fruit of our lips giving thanks to his name. Ladies a woman who is pleasing the Lord gives thanks. Now perhaps you think it's odd that Paul injects right here that we are to give thanks but think about it. If we're using our mouths for thanksgiving to God and others then we're doing the opposite of what he's just mentioned, right?  Instead of being selfish we're being thankful. Ladies could you imagine how our lives would change and be challenged if every time we gathered with the saints we obeyed this verse alone would change everything wouldn't it? Instead of foolish talk we praise God for his goodness instead of course justing we encourage a sister who's going through a struggle. In fact when's the last time you took a verse like this and applied it to your conversation your motives, your YouTube clips tweets, Twitter, television and commercial intake. Ladies I think one of the most motivating verses in scripture in regards to our speeches where Jesus says every idle word that men speak they will give an account in the day of judgment for by your words you will be justified or by your words you'll be condemned. That is a frightening verse. Now just in case you might be thinking like some well-meaning Christians do today that these things are okay and you know Susan you live in the little house of the prairie days get with it what is wrong with you you know it's okay maybe you think these things are becoming of a dear child of God Paul wants to remind us it's not okay in fact it's not only not okay it's worthy of damnation and we're not going to see the call to isolate ourselves from those who practice these things look at verse 5 for this you know no fornicator, unclean person who is an idolator has any inheritance in the kingdom of Christ and of God Paul says you know this just like ladies you know this I shouldn't have to even be telling you this this morning right you know this if you know God's word you know this no fornicator will enter the kingdom of heaven those who practice these things will not inherit the kingdom of heaven in fact when well-meaning Christians come to me and they say Susan you know in fact that girl is just telling about she's I said you're going to spend eternity in the lake of fire and she said I am not I'm a Christian I'm like really are you kidding me are you ignorant of what God says what do people like that do with passages like Galatians 5 19 and 20 now the works of the flesh are these adultery, fornication and cleanliness, lewdness idolatry, sorcery, hatred, strife, jealousy, factions wrath, heresies, seditions murders, invings, revelings and the lives of which I've told you past again those who practice these things will not inherit the kingdom of God I mean what do you do with that I didn't say that God said it he said it or 1st Corinthians 6 do you not know the unrighteous will not inherit the kingdom of God in fact Paul says don't be deceived because your Christian friends are going to tell you it's not so bad Paul says don't be deceived fornicators, idolaters adulteries, adulterers homosexuals, sodomites thieves, covetous drunkards that we looked at last night drunkards revilers, extortioners will inherit the kingdom of God they won't I didn't say it God said it, you can take it up with him later today I didn't say it, he said it Paul goes on to say in verse 6 let no one deceive you with empty words my friend we are living in an age where everyone does what is right in their own eyes and well meaning Christian friends go ahead and fornicate it's okay go ahead and commit adultery it's okay go ahead and have that homosexual relationship it's okay I mean 13 states now have adopted same sex marriage it's okay the day is going to come where it's going to be in the church I don't know what we are going to do I was in a church in Kansas a few weeks ago and the pastor's wife told me that all the pastors in this area in Salina Kansas had gotten together that they were going to stand firm when the government started saying let the homosexual couples come into the church even if they had to go to prison they were going to stand firm ladies Paul says don't be deceived or someone says yeah in fact there was a movie that came out about four or five months ago and some of my Christian friends said Susan you really need to go see this and I said really so I got online it had like 25 times that God's name was taken in vain what? what are you serious go ahead and see it's a good movie the good outweighs the bad Paul says don't let anyone deceive you don't believe it ladies God does not change his character to suit our sexual pervergence God is holy he can't look upon sin Paul says the same thing in the sister epistle Colossians 3 he says therefore put to death your members fornication a covetousness idolatry because of these things the wrath of God is coming on the sons of disobedience in fact I had lunch about six months ago five ladies I had lunch with once a month and Christian my Christian friends Debbie was there she wasn't doing what I'm getting ready to tell you but there was five of us who get together once a month and the subject of homosexuality came up because it's a big topic now we're adopting it and by the time the lunch was over I had a couple of my friends snarling their teeth at me and you know what we're not having lunch anymore they've completely cut off the lunch because I took a stand one of the ladies says well we're just born that way and I said yeah we're all born that way we're all born to pray we're all born for the propensity of sexual sinning but God comes in and changes that and anyway I tried to pay the price but I tried to go away rejoicing for the sake of Christ but it's hard to lose your friends and you know ladies it's going to get more and more difficult it's going to get more and more difficult as Christians become persecuted for the cause of Christ Paul says don't be deceived do not be deceived let no man deceive you he says because of these things the wrath of God is coming on the sons of disobedience ladies since they have no inheritance God those who practice these things the wrath that is coming would be what eternal torment in hell just as I told my my young discipley if you continue in this lifestyle you will spend eternity in hell if you don't repent that's a high price to pay for temporal pleasure isn't it high price to pay ladies I would ask that we would be like Moses who chose rather to suffer affliction with the people of God than to enjoy pleasures of sin for a season sin does have pleasure but only for a season and then payday comes and you do reap what you sow and I've lived long enough and I could tell you some of the situations in my life where I have reaped what I have sown in the past some of those are not so pleasant before my life in Christ it's not worth it Paul ends his call to flee by saying this therefore do not be partakers with them Paul says do not co-participate with them Paul says in first Corinthians 511 I have written to you before do not keep company with anyone who is called a brother or a sister who is involved in sexual immorality a covetous person idolater or a vile or a drunkard or an extortioner do not even eat with such a person ladies I would caution you to not have as your bosom buddy someone who claims to be a Christian and is involved in sexual sinning Paul says we're not even to eat with such a person now maybe you're saying this morning I wouldn't do that I mean I wouldn't fornicate like Paul's talking about use my mouth for dirty language I wouldn't do that but ladies we'll listen to it we'll watch it on the television the movies the internet we will let others speak in these ways without correcting them and so we become partakers with them Paul says don't participate don't participate so we've seen the call to imitate God as dear children we imitate God by being kind tenderhearted forgiving loving to the point of offering ourselves up and being thankful secondly we see the call to not involve ourselves in sin we're not to involve ourselves in sexual sins of fornication and cleanness covetousness filthiness foolish talking or jesting and then lastly the call to isolate ourselves from these who practice these type of sins we are not to be deceived by well-meaning friends and involve ourselves in these things ladies we must remember these sins are worthy of hell and prohibit one from entering the kingdom of God now in closing are you an imitator of God are you studying with carefulness the word of God so that you know how to behave like my grandson who studied the commercial to know how to fully reenact it are you participating in any type of sexual sin fornication adultery homosexuality bestiality incest lust pornography fantasies or have you become a partaker with those who say it's fine to watch smut and tell dirty jokes are you participating in sexual sins by watching them on TV the movies or the internet do you remain silent when people tell dirty jokes do you love Christ enough to stand up for Him and confront sexual perversion like Panias did remember Panias the number is 25 the Israelite and the Midianite woman who was having sex right on the temple door I mean the steps and Panias took a javelin and threw it and it went through the abdomen and killed him both and God said he gave him a covenant of peace for what he did he stood up he was zealous for the Lord's sake now I'm not telling you to go out and take your javelin you know the next time you know someone in your church this committee okay I've come over I'm Panias I'm gonna thrust my sword or take your Glock and shoot him I'm not saying do that then you'll go to prison but I'm saying are you zealous enough to confront it ladies there's no middle road I wish there was but there isn't no I don't wish there was but there isn't one and I don't want to be in the middle road there's only two a woman who pleases the Lord walks on the road the one that imitates God she's kind she's tender hearted she's forgiving she's loving she's sacrificial she's thankful and she doesn't participate in sexual sins the other is walked by the woman who doesn't please the Lord she partakes of fornication uncleanness, greediness, filthiness foolish talk, coarse gesting and she has no inheritance with the master in heavenly places are you pleasing the Lord by being pure loving as he loved and avoiding all sexual sins I pray that you are let's close Father forgive us I pray that you will forgive our nation Lord we have turned our back upon you we are so filled with adultery and homosexuality and fornication and pornography and on and on it goes and Lord it's really hard to even go through a day and not have these things thrown at us even though we don't ask for them and we desire to walk pure in this world that is filled with immorality and yet Lord I know that it is difficult and maybe in this room it's more difficult for some of us than for others but oh God I pray that we would think very carefully upon these things because we know your word says without holiness no one will see the Lord and so Father whatever women and I know in a group this big there's got to be women that are struggling with sexual sinning and so I pray Lord that they will whatever it takes cut off their arm gouge out their eye curious about these things for Lord it would be better for them to go into heaven without an eye or an arm than to spend eternity in hell with their full body so help them Father help them to see the seriousness of it help them to secure the prayers and the accountability of an older woman that can help her that can help her fight the battle Lord that we would be women who love you women who imitate you by giving up our lives not for sexual immorality but to love others with the same type of sacrifice as you loved us and giving your son to die for our sins all those dirty sexual sins that you died for Lord help us not to participate in them give us grace give us unction from your spirit because we can't do it on our own and I pray this in your name Amen


Best online businesses to start for beginners in 2020 with no money Hey, if you're watching this, you're probably considering Starting a business online and it's a great thing to do gives you a lot of freedom in this video I'm gonna help you out because this is for beginners people who don't know where to get started I'm gonna give you the best businesses to start online and show you the exact steps You'll need to do to be successful. Hey, I'm J. R. Fisher and I've been selling online since 2009 I've sold millions of dollars worth of both digital and physical products and on this channel I show you how to start run and grow online businesses now in this particular one I'm actually going to show you how and what business to start online and how you can do it I'm also going to give you a ninety seven dollar e-commerce course. You'll find it below in the description Just click on the link there. You can click and learn no credit card Required now make sure you give me a thumbs up on this video and if you haven't subscribed Let's say you're new to the channel. Please do so. He does subscribe button down there So you subscribe to my channel, but the important thing is also Turn on all notifications. There's a bell right next to it You have to click it and set it to turn on all notifications That way you'll be part of the Fisher family the VIP group who gets notified every single time I do a new video you don't have to go hunting searching for it You don't have to wonder you don't have to waste your time You'll know exactly when that video comes out now if you've tried to start online business put your comments below Let me know what your experience has been if you've had some successes or failures share with us in the comments If you have any questions also put those in the comments section. I'll be happy to answer Okay, so let's start talking about these businesses that we can start online now number one and I love this one And I never I never thought I would do this one and this has become such a big part of my business now But it's selling courses online now selling courses online is really really the wave of the future You know more and more people are realizing that going to a regular university for years and being in debt $50,000 and no assurance of a job when they get out may not be the way to go So that makes your inexpensive courses, you know a lot more palatable And there's so many places to sell, you know people are or figuring out that that that college degree It doesn't guarantee a job anymore. Okay Things have changed so you can sell your course on places like clickbank. You can sell them on teachable You to me skill share You can have access like at skill share They pay a single fee and they have access to all the courses there and you get paid a commission every time Somebody goes through your course You can also put your course on something like cartridge, which I highly recommend that has a great membership area in there I've got a bunch of my courses in there. I've also got them on clickbank I've got them in other places too But the point is there's a lot of places to do this and the reason there's a lot of places to do this is There's a lot of demand people are buying courses online You should be selling them the next thing you can do and I love this one too is number two affiliate marketing Affiliate marketing is nothing more than marketing a product or service of somebody else's and they pay you a commission Now you can do this through clickbank You can do this through Amazon links like in this video here if you look below There's gonna be some Amazon links to different products I use if you click that link and go and buy it on Amazon I actually get paid a small commission and that's pretty nice because when people watch these videos They look at the links. Maybe they're interested in the lighting right here Maybe they're interested in my camera or the backdrop or something when they click that link I get paid if they buy that product, but they are also cookie So for the next 48 hours that they buy anything on Amazon, I get paid on it, which is pretty cool Number three is Etsy Etsy is a craft and handmade design type website. Now. Here's the cool thing about Etsy Let's say you want to do print-on-demand t-shirts You can actually list all your t-shirts on Etsy and the cool thing about Etsy is that they're gonna bring traffic in People are going there trying to find original type items And if you come up with a few good ideas of coffee mug t-shirt hats Whatever or if you actually handmade things on Etsy you can make a lot of money and they drive all the traffic for you So all you have to do is worry about coming up with the products number four is Shopify And I'll put a link below for our Shopify Affiliate link the Shopify you could basically put up a simple store in a couple hours And you could be in business selling products there If you use the link below there, you can get a free trial I think it's 14 days something along those lines, but you want to check that out and the cool thing is if you have a Shopify store It's your store Something like Etsy is nice they drive traffic for you But you don't own the customer Etsy owns the customer when you have a Shopify store you own the customer So you could build an email list of these people and you can go back and market to them later on Number five is a social media consultant now That sounds like a pretty fancy title But the fact is there's a lot of people out there young people out there that know social media really well They know how to build an audience they know how to you know post pictures that are interesting They can take those same talents and approach businesses whether it's a dentist office whether it's a restaurant whether it's a nail salon and they Can charge them five hundred fifteen hundred a thousand dollars a month to just do post form on social media If you know social media already, this will be a great avenue for you All you have to do is approach some of these businesses and say hey for a week I'll do post for you if you get any results. Why don't you hire me?  I know some people are getting paid twenty five hundred dollars per business How many of those businesses do you need to make a good living number six? It's a YouTube channel you're on it right now You're watching my video on YouTube right now make videos that just interest you but pick a particular niche I know there's several people I follow on YouTube and on YouTube. There's several ways to make money You can have affiliate links below your video, which you'll find them below my video right here right now You can get paid for views when ads run on your videos once you get to a thousand Subscribers and four thousand watch hours in 12 months. They can start putting ads on your videos You can get paid on those ads. You can add opt-ins in the Description below which I have opt-ins you or people opt in to get free items and then I can get them on my list And I can actually email market them you can actually even do paid endorsements once you've built a little bit of an audience You can actually say to companies. Hey, I'll review your product or I'll talk about your product in one of my videos Why don't you pay me X number of dollars and you could set your price for that the next place You can make some money is up work.com up work.com awesome because no matter what your skills are from answering a phone to drawing To doing graphics to doing technical stuff to accounting whatever it is that you want to do online You can set up a profile on Upwork and list your services there and get paid In my last suggestion number eight is print on demand. There are so many print on demand companies now Printifies a good one. There's tons of them out there and what they'll do is actually print and Ship your product when it sold so you don't have to buy any inventory So whether you want to do t-shirts whether you want to do mugs whether you want to do hats Whatever it is all you have to do is list them on your site post them on social media when somebody buys those products They will actually ship it out for you and then you keep the commission on it pretty good deal Okay, so that concludes my list. I hope that helps you out if it does give me a thumbs up Don't forget if you haven't done so. Oh my gosh. You have to do this You've got to subscribe click that subscribe button down there when you click that subscribe button You've got one more step the other step Ring the bell. You got to ring the bell. You got to ring the bell And then once you ring the bell you've got to turn on all notifications You're gonna have a little thing pop up and it's gonna say get all notifications You want to do that once you get all notifications? You'll be part of the Fisher family the VIP group that knows about these videos before anybody else So that way you don't have to go searching for them. I can tap you on the shoulder and say hey Here's another video. I just did this and that way you save time and you get all this train I really appreciate you watching. Don't forget. I've got an e-commerce course. It's a $97 value You go down there you click on the link and it's free freeze nice, right freeze cool No credit card required. Just click and learn. Thanks for watching this video Don't forget to put your comments down there Let me know what you like what you didn't like if you want to see a video on another subject That has to do with selling online by all means listed below if you have a Question on anything about selling online by all means put your comment below if you've had some successes We want to hear about them share your successes with us put it in the comments below Thank you so much for listening and I'll see you in the next video Hey, thanks for watching my video Don't forget to subscribe to my channel and click that little bell right there so you can be notified every time I do a new video Also, click on one of those videos there keep watching on my channel