What's going on everybody got Kyle and Sean here relating sports cards. Uh-oh wrong name. We are ripping 2023 top scram update series This is a hobby six box case the number seven We fixed that there it is I've got a shipe with the Rockies cam has the marlins This nor it is okay. Um chatty has the royals kodi p has the braves We've got daniel l with the reds ed b has the fillies Eric r has the orioles and the red socks jordy h has the cubs greg m has the nationals Um, e and j has the d backs isaac l has the pirates jesse s has the cardinals john w tigers kevin l with the ace Ace leeway h has the astros. We got michael p with the tigers Our twins. Sorry, my feet the twins michael t has the rays Nathan h with the podge rays paul d has giants ray g with the dodgers Scott k has matt's tana p has the right uh rangers tim w has brewers tim l has the white socks and blue jays Chora h angels vaughn has the guardian scott vaughn with the mariners And then william f with the yankees Alrighty, good luck here guys. We're gonna do a full case Update series hobby vaughn miller arrested. Yeah, I saw that a pregnant woman. Yeah, I don't know. I don't know what that's about That's not a good look.  Definitely not a good look All right, good luck here guys 2023 update series. Yeah, I saw it this morning. I was very uh very confused Yuri Perez. Hey, let's see it. Let's see it cam I'm in on it. All right, we'll get all these out Start going through them Open all the packs up first Just 12 to go on finest flashbacks like cam said the resale does do really well man the rares the refractors Some good stuff, man Only one auto per case, but it does um is only rookies and some pretty good uh Pretty good veterans and hall of famers on the checklist Manifests a red urea. I have hit a red urea. I'm not against it I've done it Britain Doyle's shape. All right. All right. Let's go I know I know they could they could definitely make a couple eight card packs That's what they do with jumbo makes a little easier for sure Yeah, 24 packs per box not necessary not necessary I'd say Tiger's back tiger. Let's go. Is he playing?  I gotta go play you playing JT Look at tiger. Oh, yeah, you're Tiger Tiger is back Thank you. Jesse taking the mariners and finest flashbacks. So we're down to 11 now 11 to go on finest teams all on sale All teams remaining on sale got the braves astros royals um angels dodgers marlins met yankies fillies padres and rays Finest flashbacks breaking next So our first auto is going to be jose cabellero. Um, that's going to be to or caballero to uh, 299 purple speckle auto for the mariners Caballero, uh, there's a refractor rookie of von grissom prism jenor downs rookie oscar colas refractors All right I need to see shon a lot to full round a tiger g's. I love me some tiger. There's a g-man choy. I'm a negative That's my dude. There's a Jordan walker action stars. He's the only reason I watch golf prism connor wong Fractor christian vasquez tiger is back max scherzer There's a j rod all-star game refractor No, uh, no wimby autos just color b No wimby autos Refractor nolyn jones wimby is strictly with tops pourman carol action stars Strictly with tops see that do the gold refractors and flashback are selling for 200 a pop That's what I'm saying. Yeah, chris. You know about it, man. I was uh, I was looking you up the other day We were hitting some nice stuff There's a louise medina rookie refractor I'm telling you guys the flashbacks is a very uh, shorter printed set. So with some really good stuff, man um prism bobby miller rookie adley Adley for the oats See yandidi as all-star game insert Refractor of chavez Emily michel was talking smack about my dolphins, man This guy he found his way Walker on the cardinals still tweaked on it refractor cori seager There's a uh matt moor raised legend matt moor on the lava lamp to 299 action stars casus Prism rookie is sam bachman ryan mount castle Later a thad ward refractor and raffi devils Already there that'll do it for box one. Yeah, good luck on box two guys. It's a full case of hobby six box You jeffrey taking some donor spots Um, thank you larry taking the braves and the mets. Thank you, sir on finest flashbacks And james taking the marlins in um some updates series. I think we're down to 10 now We're down to 10. Let's go chris No, we're down to nine ashows royals angels dodgers marlins yankies fillies padres and rays nine to go finest flashbacks breaking necks Chris over there making things happen. That's right. That's the way you gotta do it spin facts Good luck on box two. Let's see a redemption Let's see a freaking debut patch, man. Come on. We're due. Jesus. We're so due. We're so due Overdue Good luck. Good luck. Hey, thank you. Uh morewood mowen thermo wood Yeah Thermo thermo might be better. Why don't those facts get over there? Dude, you guys all do it. Those get over there That's what i'm saying chris chris is speaking facts About finest flashbacks Where are you? Dang it. Dude, what are we doing? Don't worry. This is his first day. Yeah, this is Kyle's also alive. Man A mess Thank you, Tim. Tim. Thank you, Tim Thank god you're here, Tim. Appreciate you sir without him. That's what i'm saying. We're in trouble. That's what i'm saying Honestly, honestly, he's saving the day always You're a gentleman of the scholars. Certainly not my first time doing that. Yeah. Yeah, I trust me every time I come here from college Still doing personals there Something's happened for next Tuesday over there I'm everywhere. That's heads are falling off. I'm everywhere Did you see these things right here? I don't know what that carriage used but What was that? Oh What was that? Otto it's gonna be a mini pascatino rookie baseado there for the royals Oh, nice a little uh, I like the leaf exotic man. I do like the leaf exotic. Let's go. Let us know what you get, dude Yeah, I like that. I got dual autos some really cool stuff. There's a Blake Perkins rookie prism Let's go, dude. I'm excited to hear that There's a mark stroman all-star game refractor It's rich hill rich hill refractor raised legend And that'll be short print on the rookie is anthony volpe Nice one there yankee short print volpe Go messy go america very solid right there Oh Spencer must be spencer's deep in spencer talking to Detroit IPAs right now. I'm that's spencer talking. Ha soccer I think nick fortes prison Dustin may I think that's about all he knows about He's in I heard that Jonathan olander say game. He was he was eat out. I was dolphin doubt. He was dolphin. He was there.  That's true that thing should we vato more than me We got a uh radiating rookies radiating rookies It's a volpe debut rookie I know about 10 players. That's not bad. If I didn't play fifa. I probably wouldn't know too too many mason miller Riley green Mm-hmm. I haven't even played it yet. Oh, no. No. I got a net sore refractor debut And nice on the radiating rookies is matt mclean for the reds He was not in tops chrome. So this will be his first radiating rookie Nice one there. Love that design. Nice one reds Sick hit on the radiating mclean Adley ruchman on the prism nick martinez refractor pita lanza There's a shohei all-star game refractor. Oh, no way. You got a spencer strider 101. Let's go Radiating shoemake. That was good. That was quick Brett Beatty take a picture of that and set it to us. That is sick Guys got a good stash, man. He's got a good stash. Dude just died Alrighty guys box three. I'm not sure Mitchell. I don't really know much about pirates to be on. I don't know many of the pirates I know he's a pirates prospect for a rookie Can't say I know much about the pirates in general. What was that? I don't know. We just know about dolphins That's it. It's true. Eee It's a very real case someone like collapsed out there Thank you francis grabbing a spot in upper deck Still nine to go on finest flashbacks guys astros royals angels dodgers marlins yankees fillies Padres and rays Let me one second here guys. Let me mark down these last couple teams. We'll get this sold out Break it here next. It's gonna be just a minute. So astros. I got the royals the angels the dodgers Marlins Yankees fillies and Padres Mark down all those teams and we'll get them sold out so 34 on this one Oh another ten off on the angels and the um Yankees here guys really really good price on those two Shohei on there. Um Yankees got a bunch of people. They got cheater. They got um Got bulky So guys, uh, those are marked down again the last nine teams there on finest flashbacks Uh, you can sit on um instagram if you have an instagram We always like seeing uh, yeah I don't know if you got facebook. We got a little uh facebook group When is it michael? When is it? I'll uh, I'll take a look Darts world championship really trying to get me bet on some darts Do you even well, I mean, I don't know anything one person. No No, no, why would you bet on that? It's Mitchell's telling me to Mitchie, you got you got the ends on this or what? Mitchell's a darts guy, bro. That's his main sport. Is it? Okay. Well, what's what's the lock of the week? We want locks dude Starts on the 15th of December. That's my birthday. Let's go. Let's go. We need a lock of the week for that day We'll get a uh, we'll get a darts world championship on my birthday. Let's go. Yeah, so let's go beautiful turquoise thumbnail Let's go for us. That's right. It's gotta be a lock, dude Paul pierce in his face. Don't even mess with it. Paul pierce in his face. Don't come at me with no Garbo It's a sign right that's what I'm saying.  They're gonna be like, oh no If you tell them it's a lock, they're right. He's one of us. Yeah, and then when I say it's a lock They'll want there's an auto nice one there It's for the raise go raise the 250 is taj bradley on the purple rookie out a very nice one there starting pitcher for the race Refractive rookie carlos vargas Um prism rookie of jokes gray rod. Did you see larry's question future stars adley? um, it depends layer. I guess the uh Certified as pyt so it's it's quite a difference between the divisions in the pyt um I don't know might have a better chance with the the divisions just because you get obviously like four teams Um, there's kevin briley on the rookie. Um negative do it mitch for real prism geo or shella We'll throw a little uh 12 15 bet down. You're back. You're purchase december 15. Mm-hmm. My daughter's is the 12th Really? Yeah We're gonna need some darts then. Yeah, i'm down.  Yeah, it's like super thrilling. Um, I love watching people We got the world cup coming up as we said championship get there 60 60 60 We're about to mitchell's about to give us the lock on the michael busher frac the rookie and we're all hammering it Alexander prism, what's that one dart game that i know really well It's a chef g all star game cricket. Yeah, that's the only one i know Yeah, it's a blue jared shoester to 150 nasty darts to show Peyton tani. That's what it's a dillinson Julian prism rookie Oh, we gotta go play some darts, bruh Hey froggers are you good froggers. Yeah, the froggers has got a great one. They got the rubber one. Yeah Max corbin carol go to st. Andrews They got the real stuff. You know the froggers in ultima and you nardy right across the street drain. I was like Yeah Yeah, I feel like the english bar is probably the place.  Yeah, lane was there jay was there. We can go there, man Hey, thank you chris. Thank you chris. So we're down to single digits on um Finest um flashbacks breaking next trip. Let's go. I believe now. Thank you chris chris Appreciate you brother. Michael grab the fillies as well. It should be seven. Hey, should be seven. Let's go Michael t grab the ways should be six should be six.  It's four. Let's go angels marlins yankees. That's it. It's four. Come on. It's four joe walks in We sell 10 spots. Let's go I'm here for appreciate you Everybody start talking darts honestly though. I know that's what i'm talking about. It's people fired up, man Yeah Oh, I love it. Alrighty guys second half of the box. Let's see if we can get a debut patch, man That you can have like something else in your other hand drinking. Oh, dude. Yeah. No, no, that's I get smashed That's a sport. I'm about. Yeah, you got a beer in one hand. That's a game dart in the other. I'm in That's a gets later, man You don't want to go anywhere near me with that dart in my hand because it's flying Darts 501 Arts 501 is the game. Oh, there's a market in the finals. All right. I might have to back him. I don't know man. Is he good? I'll take a win over uh I want some snaggle tooth You need the uh, the most 180s. Have you told us last time most 180s? You want the guy who's got his teeth rotting out of the box? You said it on instagram right on brother Yeah, I got you sir.  Oh, okay. You got to get it like perfect perfect. Yeah, yeah or you go back to a certain level All right, well we know everybody tune in December tune in december 15th for Mitchell's lock of the week Dart championship And if he blows it. Oh boy The other day told me in Dylan we were on a Saturday morning We were working and he was like take this guy to take get the most 180s And I don't know if we can even bet on that we could though. We didn't Dylan was looking the wrong spot We never found it. Oh, yeah, we could actually and they were back to uh, Tosh Bradley another rookie out of further race As our fractured a 499 That was the same exact spot to like very very early on there's a Corbyn Carroll debut rookie Double Tosh Bradley can grass race Like that do it again.  It's over a lava line 299 Odoreezy action stars Michael Harris Prism rookie Oscar Coloss Taj Brad rookie debut. Hey, is that you uh, Nick? Let's go make with the race Mmm, it's good. You know, then hey say Jordan Lyles. I was gonna be the one 99 Aqua Mike trout Mike try is the only one not wearing the all-star jersey. I mean, I know he didn't play but it's kind of weird We won the all-star set not wearing it. There's a rookie Oscar Coloss or sorry Oscar Gonzalez action stars of trout Titans vato jury Oh With COVID oh man, I hope you feel better man.  It was a popular Lopez prism. There's Riley green Yeah, the first time I had it was terrible man, I thought I was gonna die Like Perkins. Oh, was it really Geez I had it early on the Joey Winder going Christmas. I had it. I thought I was gonna die. It's a more wet Refractor. Oh, yeah, two to three straight days. I literally would have the night sweats and all yes Say Ben Joyce refractor for the angels second time alright, so the second time Hopefully not as bad. Yeah Yeah, sorry to hear that man. I hope you do get feeling better here soon Just get lit off of medication dude. That's what I do. They can drew taking the Astros. What are we at three? Yeah, just the angels guys just the angels and finest flashbacks Just the angels They have but it's not the real board but they have our Kiwis. Oh, yeah I played in one there one one league Five years ago, I haven't been the Kiwis yet. I've been a million times invited to go there Yeah, I'm afraid I'm gonna run into somebody. I don't want to see that.  It was fun. No, man.  Oh, yeah, that's right Yeah, I got it got a dip Go I've been the cheers a couple of times They know Sean I'm here for this last box Hey, thank you Paul taking a spot and select taking a spot in the select mixer. Thank you Paul Yeah, Mitch if I had a dartboard in my apartment, I'm pretty sure I'd be playing every day. Yeah, yeah, at least give a couple throws still in my house South Florida my dad's house my dark skill hanging really from decades 40 years ago got a wrinkled on it. It's got a lot of Come over there and just hustle people good luck here guys got a Ryan no to refractor rookie It's so funny. It's got my prison pill your gun or rookie tag my name everywhere It's a Dolis Jordan Lyles. There's a goal. Nice one there Bobby Miller rookie debut pitcher for the Dodgers Starting pitcher on the true goal action stars Lou Bob Prism one thin Refractor is Murphy and Casey Schmidt Righty guys, I think still last spot just the last spot is the angels in the finest flashbacks Got trout in there on autos to there at 139 trout or trout Yeah, I remember that movie Yeah That was a good movie man. I was a fan. That's a good That was set in the cast on that story on it's super super sneaky good Matthew Conahey's in there Doc Brown There's a that's Brody Brody. There you go. There's a nice Josh young on the rookie auto for the Rangers There we go base auto the world champion right there world Josh young on the rookie for the Rangers resemblance. Yeah, dude.  They are $40 off Tony looking for some color. There's a Lord of scurril Refractor rookie Gus Varland Action stars is not oh got a Volpe Titans and on the back is Gregory Soto Right here guys one more box one more box Which pictures Yeah, I can see it right I can see it like force went through mark down some definitive. Thank you guys Thank you in last spot on find his flashbacks break in here next Is the angels? Oh, you're Brian Kenny? Is it Max or something? I think so. Yeah, that's him. No There's Spencer Good luck here guys. Oh, we're up Spence Spence Chalice I'm Jordan Walker color. Let's go Jesse. I'll hop on some rainbow siege Let's go man. I was just telling him I grabbed it. I did grab it. So I haven't played it yet, but I grabbed it Yeah, we can all play the record. He's so toe not a so-do guy Spencer Spencer you a Tigers fan. Oh, yes He is Detroit through and through Sorry Spencer likes the twins. That's fair I've heard Spencer Big twins guys big Boston guy Just the angels guys just the angels. I know I'm a Jets fan. I I can't say anything Different sport Let's all laugh at the Jets Jets and years and this is why I don't watch I mean come on like we were so hyped to go into the season We had the hard knocks the whole air Rogers thing and then four plays in terrible man That sucks. Yeah, really really rough Auto is gonna be Matt Mervis rookie out of their cubs and then you got him coming back Man, yeah, yeah, I don't know why he's coming back, but you know Jason delay refractor I think he's I think he's just trying to get everybody Prism legumina don't like him to not like it.  I don't care about even who like it Who more there's a fuchsia Mitch Garver. That would be a 299 ranges Yeah, it doesn't seem like a good idea Prism wasn't that wasn't a tear was Azucar I don't know, but you've seen that thing pop. Yeah, so to be back this fast in general is crazy I don't know if I would push it especially this age Volpe refractor especially cuz like it's the Hia wasca did we're looking at losing out for the rest of the seasons Francisco on the rookie debut. That's the point thing. I'm thinking of like it would probably be better for them to lose at this point I don't know that play officer necessarily No, they're not in the cards also Spencer. Yes, both baseball teams in New York are pretty trash. He's Brett Beatty Give a little hug. There's the Mets little hug to Frankie. There's a prison mill Josh young Beatty trade Beatty The worst idea there's sunny gray the newest cardinal Donovan Solano airs green and 99 little um Cal Tucker So in their astros He should be I think yeah, I would take Matt Shack Dylan Dodd prison rookie Cody Bellinger, I don't know what Bellinger is gonna be doing Cody Belly Cody B Played himself into a nice little contract in here. I can see him being a what's up Manny Manny Don't know I'm Manny Manny's also a New York fan. That's probably the wad's probably with a wassa. That's a wassa Thought that was a thought that was a cry. Wow There's a also a game code. I sang a rookie There's a Miguel Vargas rookie on the insert. There's Corbin Uh future stars and Jordan Walker Titans rookie on the back And that will do it there guys. That is um 2022 or 2023. Sorry tops karm update series Six box case break number seven pick your team had autos of matt mervis Josh young viny pascatino refractor 499 taj bradley 299 cavallero and a 250 was taj bradley again for the race All righty there friends that will do it and now we're on to um finest flashbacks All right gentlemen, whatever mars Alrighty, thank you guys we'll get set up on


Even though this is, it's not really germane to my business, I found the close-up interaction with the Maori really interesting because we talk about indigenous peoples in the United States but they're kind of hidden away. They're on reservations, they're heavily outnumbered. One doesn't see them unless one seeks them out. The level to which New Zealanders have integrated the Maori and other Pacific Islanders, the indigenous peoples who are here and the level to which they're willing to be open to welcome new people into their nation given the traumatic history of what happened here. I don't know if there's another place in the world like it. It may be unique. So in that sense just seeing that I think is a model because we are going through a phase right now. Maybe it's social media, maybe it's the times who knows but it seems like all the men in the world are at war with all the women and all the whites are at war with the non-whites.  And it's, even though I'm sure that there are many things to be resolved here, seeing an older culture like the Maori have a place where both men and women have power but very different kinds of power that reflect who they are and then watching them integrate into this society and this society integrate into them, I know it's not perfect. I don't know the history but at least from here it's educational. It seems good.


into it. So we're going to finalize the estimate creating the sales order and then from the sales order, we're going to connect to the receive payment. However, when we go to the receive payment, we're then going to turn on the pre payment feature so that we end up with a positive liability instead of a negative receivable. All right, let's do it. Customers, let's go into the estimate. And we're going to create a sales order. This is a sales order. So the estimate has been copied to the sales order. Good. That looks good. It's telling us we don't have any inventory on hand, which is fine because we're going to use this simply to request and then we'll use the sales order to make the bill at a future point as well because we're going to have to do the custom order from the vendor for this particular customer that wants this kind of airbrush or whatever. So then it says you can tell QuickBooks to block any transactions to what would result in a negative. Okay, so let's let's do it. This is going to be as of 060127. Let's say 0602 just so we can have a different one day up and so everything looks good. This is pulling in. We have the same kind of numbers down here, but like with the estimate, nothing new was really happening in terms of the financial statements. No journal entry, right? Same thing sales order, no journal entry happening internal document. If I save it and close it, we can see then we have the estimate we get the sales order from an internal perspective, we could now say the sales orders locked in, I'm then going to collect or get the prepayment if that's applicable, or we would continue on doing the job or whatever we're going to do from here. And in our case, we want to collect the deposit from the customer. So we're going to go into here. And I'm going to go to the receive payment to connect it. Now when I do that, it says receive customer payment on sales orders, you can now receive prepayments from your customers and add them to your current liability account. All you need to do is go to preferences and select prepayment settings. So we could go there directly from here. And that takes us to the prepayments company preferences. If you didn't get that pop up for whatever reason and you or you just want to go there directly, edit drop down preferences, and then payments on the left, you want the company preferences as opposed to the my preferences. If you don't have the prepayments thing on the right hand side, you might not have the latest version or the enterprise version. They might roll this out. You would think possibly to all the desktop versions. But if you don't have it, you won't see this thing on the right, right? So if you do, then you got the prepayments over here. So we'll select that we're going to turn on the prepayments. And then it says select a current liability account to record your pre pre payments as a liability has to be a liability account because that's the point. We're collecting something before we earn the revenue. We don't want to record this revenue. We don't want to record it as a negative receivable. We want to record it as a liability, usually a current liability. So if I select the drop down, let's add a new account. And I'm just going to call it customer deposit. Notice the default is as a current liability type of account. We could call it unearned revenue, which I might change to and do next time, because I think that's more appropriate in us in a subscription model situation. Customer deposit seems appropriate in this situation when we're getting an advanced deposit on the work that we're going to basically complete later. So I'm going to keep it at that. Save it. The name exists because I was messing with it before I'll put a dot next to it. And I'm going to say, okay, let's do it. So there it is. And then it's going to close all the windows, I think, which is annoying. Yeah, quick. It's going to ah, man, quick books. Now you're going to make me open it. Okay, whatever. Let's go to the reports and open up all the stuff again. Balance sheet company financial balance sheet customized going from 01, 01, 2, 7, 12, 31, 2, 7, fonts and the numbers changing it to 14. Is that okay? It is fine. Then okay. Maximize reports, drop down company and financial profit and loss change in the range 01, 01, 2, 7, 2, 0, 6, 30, 2, 7. And oh, no, yeah, that's right. And then I want to go from total to months and then go to the customized fonts and numbers and change it to 14, 2. Okay. Yes. Okay. And then company drop down. Let's open that home page back up. All right. And so there's our home page. So now we went from the estimate to the sales order and now we're trying to create a receive payment, but we didn't finish it yet because we had to turn on the prepayment. And now we have a liability account to post it to instead of a negative accounts receivable. So let's go back to the customer center customer center. They're hanging out over there by the water cooler. The customers are they're just chilling. So we're going to go over here and we're going to say let's go into the sales order again. And let's say we're going to receive a payment. So now it says you won't be able to make any changes to this prepayment once you apply it to an invoice. So be careful if you need to change it, then you're going to have to actually delete it. I think you can still I believe delete it if you needed to and then do it again. But you can't just adjust it. So you have to be, you know, be careful, be careful. So now this form looks like the other receive payment form. But now it has this prepayment thing on it. So what does the form usually do when you receive payment or customer payment form? It usually decreases accounts receivable. That's what we know that form always does. This one, however, does not because it's marked with the prepayment. And that means it's going to hit the liability account that we selected, which is the customer deposit note down here to that under the last method that we used, we didn't have anything down here. And therefore when I selected like a $50 deposit, there was nothing to apply it to because we didn't have an invoice. We still don't have an invoice. What we do have is a sales order. You don't usually apply a payment to a sales order because the sales order is an internal document. But QuickBooks is using that sales order, kind of like it's an invoice, so that we can apply the payment out to the sales order here. So that's kind of how it's how it's working. If I go back to my, my worksheet on this side, I can say, okay, this time we have a receipt payment form. And what's happening with the receipt payment? Well, cash is going to go up because we're getting a deposit. And I created this other account called customer deposit now. So now we have this customer deposit account that I have added now. And that's going to be 50 and negative 50. So if I post that cash is going to go up by 50 this time, which is right. And then here's the key, the customer deposit is going to go up. The customer deposit is not revenue. Because even though we got cash, we haven't yet earned it. And it's also not a negative receivable, because we don't want it because it should be a liability, we owe the money back to the customer at this point in time, or we owe the customer the work under the old method. It was a negative receivable that was kind of the glitch in the system, even though


Hello everyone and welcome to Hawaii Together on the Think Tech Hawaii Broadcast Network. I'm Kaley Ikeena, your host and president of the Grassroot Institute of Hawaii. Well it's March 1st, 2021 and with all marches I think back to my high school Shakespeare class. You remember that phrase, beware the Ides of March, while that ominous tome had much to say about Julius Caesar and the trouble he'd encounter, I think it has something to say about what we're going through now because the legislature is in session and we do need to beware the Ides of March because decisions are going to be made that will affect our pocketbooks, our livelihoods, the economy of the state and the future of Hawaii. You know going on at the legislature now is the process of looking at bills, vetting them and seeing what ultimately gets through the sieve. But the fact is there's a certain posture that's taking place right now. One that is desperately looking for ways of raising revenue and that's for a couple of reasons. First, as we all know, we've had the coronavirus pandemic which has resulted in the shutdown of the economy and has drastically reduced the revenues to the state coffers. But going into the coronavirus pandemic, long before it, we were on tenuous ground economically here in the state of Hawaii with massive levels of debt and falling levels of revenues. And so put that all together, your legislators right now are trying to look at ways of raising more money and what they're looking at in general is taking from the rich and giving to the poor. But in reality, they're doing things that will actually harm all people, rich and poor alike. We're looking at new taxes, probably more than I've seen in any year at a legislature. We're looking at new regulations as well. And at the Grass Root Institute, we take a nonpartisan approach. We don't represent any one particular point of view, any side, any particular clients. We're not lobbyists in that sense. What we are is research specialists who take a look at the root of the thinking taking place. We believe in individual liberty, free markets, limited accountable government. And we've got a terrific team at work. Heading up the team that is analyzing the work at the Capitol right now is our executive vice president, Joe Kent. Joe's been with us for several years. He's an expert on understanding public policy in Hawaii. I want to welcome him to the program and invite him into a discussion to catch us up on what's taking place at the legislature from the perspective of those who believe in greater freedom and preserving that freedom. Joe, welcome to the program. Thanks for having me. It's always great to have you on board. You're doing great work with your team. You issue publications regularly, research reports, bulletins, newsletters and news releases. And so tell me just at the outset, what's it look like down there at the state legislature in 2021? I mean, there's a flurry of activity in terms of bills, particularly those that are going to increase taxes if they get approved. And as I mentioned earlier, there's a real desperation for the legislators to find ways of raising more revenues. Well, it's hard to say if they're schizophrenic or not. The some legislators are focused on bringing back the economy. And that's a good thing to focus on right now because the economy has been decimated after last year's lockdowns. But then other legislators are focused on it seems like hurting the economy and passing more and more barriers to our economic growth. So there's kind of some mixed bag going on at the legislature. Well, we've got a lot of legislation in play, particularly to deal with the problem of the shortage of housing here in Hawaii. We've got other bills in play dealing with the budget shortfall. And we've got a whole bunch that are specifying new tax increases. Why don't you tell me a little bit about what you see in terms of the tax proposals? Yeah, there are a lot of tax hike proposals. We were astounded when we looked at the beginning of the legislature at just dozens and dozens of tax hike ideas. I mean, lawmakers, I didn't know how they could be so creative. And we've got tax hikes on liquor, on conveyance taxes, car sharing taxes, tax hike on second homes. We've got the TVAT, tax surcharge proposals, rental car taxes, and on and on even capital gains tax, general excise taxes, and even a death tax hike. So they just thought of everything. Well, as you mentioned, a liquor tax surcharge. That means it's actually a tax on another tax already. So we're finding ways to tax our taxation. You mentioned a tax on second homes. And a lot of times that's touted as something that's aimed at wealthy investors from outside of Hawaii. But isn't it the case that a lot of people who have second homes are just average middle class people trying to help their children out? That's true. A lot of people might have a one bedroom condo, and then they finally get enough money to buy a house, maybe out somewhere else. And they want to keep their condo and rent it out. And that's a really typical thing. And then maybe when their kid grows up, they will have another place for their kid to live. So it's something that makes sense. It's something that a lot of people do in Hawaii. I don't think there's anything wrong with it. And yet we're taxing it as if it were a bad thing. Now you and your team, Joe, have taken a look at these taxes one by one at these proposals. And one of the things you've found is that many of them will not accomplish what they set out to accomplish. In some cases, the taxes will actually end up hurting the people they were designed to help. As we look at them, there are certain themes that seem to come together. One theme is the idea of fairness, that there's a population in Hawaii who make more money than other people who need to pay quote-unquote their fair share. And there's a very interesting tax bill that you just started following recently. It's kind of emerged rather rapidly. I just saw it this last week. Senate Bill 56. Do you want to tell us a little bit about that? Sure. SB 56 is a bill that would basically be a big tax hike on the rich, the wealthy. And it would do so by increasing the home or the income tax rate by about 18% on individuals making over $300,000 per year.  Just as a segue, it's interesting the way the word wealthy is being used. $300,000 may sound like a huge amount to some people and wealth, but to many others who have large bills to pay, large families to house, educate, and so forth, it may not really put someone into the class of what we call the wealthy. That's a very relative term, wouldn't you say? That's right. And especially with inflation and in Hawaii, our cost of living is so high that you basically have to make hundreds of thousands of dollars just to live like everyone else here just afford to live here. So basically, you might be rich and we may be taxing you more. You may find out. Kind of like the old adage, there's good news and there's bad news. The good news is that the legislature is only going to tax the wealthy. The bad news is now you're wealthy. But I just didn't mean to cut you off earlier. Let me let you go back to what you were talking about Senate Bill 56 and how it would increase taxes to 18 percent on those over 300,000. It's also going to affect the capital gains tax and other other things. That's right, the capital gains tax, corporate income tax and the conveyance tax on properties that are worth over a million dollars. And again, that's like a typical house here in Hawaii. So we're not just increasing taxes on the rich, so-called. We're this is a tax hike on everyone. And actually, if you think about it, a lot of entrepreneurs now, millionaires are looking for to move to places that have low taxes. That's a trend right now. People are leaving California and New York and going to places like Texas, where there are low taxes. And at that time, at the same time, we're increasing taxes. So in a way, we're shooing away people who might contribute to our economy and help create more jobs. So as your team has looked at it, it's very possible that SB 56 would end up as a disincentive to people who could actually end up paying more taxes. So we could end up getting less tax as a result of it. That's right. Oh, and I forgot that that bill would also repeal more than 30 general excise tax exemptions, such as for construction and inter-island shipping. So this isn't just a tax on the rich. Those taxes will be passed on to everyone. And so there's really no way to hide it. You can't just tax one group. It's so easy to spread it out. Now, aren't those tax exemptions designed to stimulate the economy in the first place to make it more feasible for businesses to operate and to be able to build and manufacture and actually produce jobs for the local economy? That's right. That's another schizophrenia here. We have sin taxes that are meant to discourage behavior. But then we have these huge taxes on business. And so I assume that would discourage business, too. So we need to reduce taxation so we can get our economy jumping again. So it seems as though when you say schizophrenic, the legislature at times wants to stop people from smoking or drinking sugary drinks or drinking too much alcohol. But it seems it uses the same mechanisms to stop us from growing an economy that builds jobs and provides for the general public. That's exactly right. And I just can't figure out why lawmakers even want to raise taxes right now. It's kind of tone deaf. But you might say, I mean, our economy has been devastated by the lockdowns and we're just crawling back. And at a time when many businesses are just struggling to make it, now we're going to tax them. In fact, there's already an automatic tax that's going up. It's the unemployment tax. And we've calculated that that will triple this year unless the legislature does something. And that's largely because we've depleted our unemployment tax fund. And that triggers automatically an increase in the rate that businesses pay in order to give that out. And that's something that's going to be devastating now that many businesses are down and out. But in all fairness to our lawmakers, there is some rationale behind their desire to raise taxes. I mean, ostensibly, they're looking at a budget shortfall. And so they want to raise revenues. But what's what's wrong with that raising taxes in order to solve the problem of falling revenues? Well, we've tried that in the past. And if you look at the past decade, Hawaii has spent record amounts every single year. And that's been funded by record taxes. And that was during a boom period. So during one of the biggest boom periods for Hawaii, we still increase taxes to record amounts. So we've already increased taxes beyond what a lot of people can afford. That's why they're moving away. And so why are we taxing even more now that the economy is in a downturn? We should use a different playbook, reverse this trend, reduce spending and reduce taxation. Now, you don't deny that there is a budget shortfall, but talk to me a bit about that. And can suggest some of the ways in which we might actually deal with it? Sure, there is a budget shortfall. Governor E. Gay, originally in December, said it was going to be about one point four billion dollars for each of the next four years, which was an alarming figure. So Governor E. Gay cut the budget. He really cut the budget. He even put furloughs on the table and cut back a lot of departments by 10 percent. But then surprise, we came to January and we noticed the economy was doing slightly better than expected at just a few percentage points better than expected. And that made all the difference. And it injected about four hundred million dollars into this year's budget. And so suddenly we had this big gift of revenues that were unexpected. And then the governor took furloughs off the table and increased the budget somewhat, the spending somewhat. So at the moment, the governor says there's no need for tax increases because because everything is balanced. Now, that all depends on whether lawmakers agree with him. Because lawmakers get to set the budget, too. And so now the budget is in the lawmakers at the legislature into in their court, and we're just waiting to see whether they want to increase spending even more. And at the same time that we've had this slight improvement in the economy resulting in greater revenues than it anticipated, we also have money that's being borrowed for the federal government. Isn't that right? Now, do you have any concerns about the fact that spending is being pegged up for a higher level in light of the borrowed money and in light of the increased revenues? That's a great point. The governor in trying to balance his budget has borrowed 750 million from the he just he took it out as bonds. And he put that in the budget as a revenue, a source of revenues. But actually, if you think about it, it's borrowed money. It's actually a liability. So we shouldn't be counting that as revenues. That's a liability. And so if we have a windfall, then that really should be used to pay our debts. Instead, what's going on is we're taking it as a windfall and using it to increase spending. So if you look at the budget now, we're actually increasing positions. There are more payroll positions this year and this year's budget programmed in than in last year. So it doesn't look like a cut. It looks like growth in spending and really, they should be doing the opposite. Well, that's an interesting concept you talk about balancing the budget. And I'd like to ask you a little bit more about that and why it isn't exactly what happens on your kitchen table when you balance your budget at home. And we'll do that when we come back from a quick break. I've got Joe Kent with me, executive vice president of the Grassroot Institute. And we are talking about what's going on at the legislature in terms of budget and taxation. Don't go away. There's some interesting things that Joe is going to bring up. I'm Keeley Ikeena on Think Tech Hawaii's Hawaii Together. We'll be right back after this quick break. Thanks for staying with us. I'm Keeley Ikeena with the Grassroot Institute talking to executive VP of the Grassroot, Joe Kent. We're going to jump right back into our conversation. Joe, when we left off before the break, we were talking a bit about the way the state balances the budget. And you and your team have pointed out that sometimes it's not so intuitive. For example, at home, if you take a look at your checkbook and realize you've got a thousand dollars there and you've got a thousand dollars in bills and you pay it all off with a thousand dollars, you think I balanced my household budget. But in reality, you may be spending money on your credit card to pay for your car payment or to pay for some other expenses and so forth. So what we've put on our credit card matters, what you've pointed out is that the state doesn't operate that way. It talks about balancing the budget in terms of money in and money out in a given year, but doesn't take a look at massive debt that has lined up for decades to come that hasn't been paid. That's right. If you look at the budget, it's being balanced by IOUs. Basically, it's being balanced by debt and that's happening through bonds, the seven hundred fifty million dollars that the state took out. That's the first time the state is borrowing just to fund the general fund. But we're also incurring more debt through not paying our bills. And there is a big bill that's due to the health benefits fund. There's a debt there, an unfunded liability, and we have to pay that debt every year. Well, Governor E.K. has waived that requirement this year, and the legislature wants to waive it for the next five years. And that would save, quote unquote, save two billion dollars, but it would cost us eight billion dollars in the long run. It's kind of like if you don't pay your credit card bill, then the bill goes up. Well, that's the same thing that's happening. So we're balancing the budget. Yes, I threw debt, but it's going to be it's going to result in more debt than the state has ever seen. And that's not a good thing, especially as we're trying to climb out of this terrible economic condition. Now, let's shift gears for a while and talk about something else that is very big down at the legislature. And that is housing. There's no question about it that Hawaii has a housing shortage, but there are different reasons for that. Yet the legislature is proposing a certain kind of solution to that. Talk to me a bit about housing bills. Well, sure. And housing, by the way, relates to the budget just because there is a way to get more revenues into the budget. And that's by helping the economy grow. And one way to help the economy grow is through housing. Some lawmakers have good ideas about how to do that, actually, which is to loosen housing regulations. There's some bills. We were surprised to see that actually loosened zoning restrictions or single family zoning restrictions and they allow dwelling detached dwelling units and they allow homeowners within a block to increase their housing density. So there's all these creative ideas, actually, to get red tape out of the way. And that's a good thing because then we could see more housing. But then, on the other hand, there are a lot of housing proposals that actually would be really complicated and may actually not create more housing in the long run. Well, Joe, there's one that seems to be very popular at this time called the Aloha Homes. In some ways, it's based upon a model that has been at work in Singapore. Tell us a little bit about it. You mentioned that some of these bills are not all what they seem on face to value. Right. And there is the intention of a bill, which is one thing. But then there's the effect of a bill and sometimes they're not the same thing. And so with the Aloha Homes is really well intended. It's intended to create housing. And it would do this by creating government housing projects. The units would be paid for through government bonds, but then they would be repaid by the people who buy the units. But the units would be leaseholds. So if you want a unit in one of these Aloha Homes, you'll never own it. You'll just lease it. And that would probably reduce the value of the property. But also the property will be expensive to develop. I mean, remember that governments don't build things as inexpensively as the private sector. And these government projects would have to pay prevailing wages and that could increase the cost of the building by about 12 percent that we calculated. So this may actually end up just costing taxpayers more money. You know, there's a lot of history as to government owned apartment units across the country in cities like New York and Chicago. And this is really quite a problematic approach. So it's something we're looking at very carefully. One of the things that observers are noting is that there are alternative ways to be able to increase the amount of affordable housing or housing that is affordable. In fact, you and the team at Grassroot came up with a report. I think called How to Build Affordable Thriving Neighborhoods. Tell us some of the solutions that are listed in that report. I think there were about 50 different ways to proceed. That's that's right. Actually, that that report is on our website, but it was produced by the State Policy Network, which is a national think tank. But we like it still. The the ideas in that report say allow smaller housing, allow allow smaller lots. Allow taller buildings, extra kitchens, accessory apartments and reduced political approvals. There's so many ways to help the development of housing. But just remember that in Hawaii, we have some of the strictest housing laws in the nation. And that can increase the time it takes to build a house by over 10 years just to get the approval. And so anything we do to reduce the red tape is going to have a positive effect on housing development. Legislators are also taking a look at how to build our economy forward, recovering from the COVID pandemic and the downturn in the tourist economy. Again, we are hearing the common mantra diversification, diversify the economy. What's what's being proposed in that sector? Well, there's a lot of bills to so called diversify the economy. For example, there's one bill, SB 1420 would provide a hundred million dollars to make Hawaii a tech state. We've been trying to make Hawaii a tech state for decades. It hasn't really happened yet. Another bill would create a state job for or diversification. That's HB 1176. And another bill would provide an income tax exemption for tarot. That's SB 341. But there's all these ideas to try to pick winners and losers in our economy. But Kay Lee, what do you think about that idea about trying to pick winners to grow the economy? Well, we've got a lot of history to look at. The government has attempted to do that since the 50s and the 60s calling on the state to have a more diversified economy. But the problem is the government doesn't know who's which business is going to succeed and which will fail. And when the government puts money behind one business or one industry, it's not cognizant of the market forces. It's really the free market that that determines winners and losers. And the best thing the government can do for diversification is to get out of the way, reduce regulations and taxation on business. And diversification will occur naturally as a result of that. Well, we've come to the end of our time together. I just wanted to ask you real, real quickly what's going on with regard to minimum wage and why minimum wage may not end up accomplishing what it intends to. Right. Well, SB 676, that's the hot bill that's going to increase the minimum wage or they hope. And to about $12 per hour, which sounds good, but just think how many businesses are trying to get back on their feet again and how many jobs that might kill. So if you're someone trying to look for a job right now, that bill may actually make it more difficult to find a job. So there's a lot of arguments there. But we think that that one could actually hurt people more than it helps. A couple of bright spots worth closing on. HB 103 will prevent the governor from extending lockdowns past 60 days, giving more power back to the legislature and the people. And SB 134 would prohibit the governor from or may are from suspending open records requests during an emergency. Your thoughts on these bills? Yeah, we've learned a lot of lessons over the past year in 2020 about giving too much power at the top. And these bills would help serve as a check against that power. And that's a good thing. It really isn't a need to wave transparency during an emergency, for example. In fact, we need more transparency during an emergency. So these bills would help with that. Well, thank you, Joe.  People can get weekly and even twice a week publications from us. How can you sign up for for these reports? Get your email on the list. Yeah, just go to grassrootinstitute.org. And you can sign up for our emails there and see what we're writing about. Well, thank you very much. My guest today has been Joe Kent, executive VP of the Grassroot Institute. We're delighted to be with you on Hawaii together. Until next time on the Think Tech Hawaii broadcast network, I'm Kili Ikeena. Aloha.


Hey guys, welcome to path 2 nowhere We have here by Yi and we are going to be building her starting off with her skill Priority so what do we do with her which skill shall be prioritized and The first one would have to be her ultimate because you need to increase the damage of her ultimate again as She jumps from one side or one enemy to core break them. So this happens Within a cross area around her up grid upon her next three Movements so physical damage and also one core damage to all enemies within a cross area Okay, and she also gains by the way a 15% crit rate bonus for 10 seconds and this effect can be So this one powers up her ultimate be sure to level this up because Her play style revolves around her ultimate Moving on to the next one. So that is your ultimate tempest is the priority next I would highly recommend that you You increase her level for her passive or warm-up exercise because Again, her key is also damage dealing In terms of critting as much as possible I'll go into the crime brand later and see that Her kit her skill will be tied to her crime brand. So this one increases her critical hit This is going to take you up to a maximum bonus of 40% Next up would be her this is going to be her basic attack or her normal attack So you're gonna be level the leveling this up, of course And the last one would or the fourth one would be her other passive, which is efficient raid By becomes poised if if she stayed put for 10 seconds She rarely the state she rarely does they put aside from the start probably The second stack up to two times when she spoils it grants by a number of Increased attack So attack bonus granted by a stack so up to two stacks for this attack bonus So definitely this will be your last one. So just want to recap tempest warm-up exercise shadow attack and Efficient raid those are the skills In that particular order next up. We're moving to her crime brand So this is what I'm talking about You're gonna have to use this crime brand the critical damage plus 50 percent Because she'll be stacked with critical rate that she will need additional critical damage To deal a lot of damage, of course. So I think this is the only set that um I've seen that it's going to compliment her well because of the critical damage of plus 50 percent Next up is going to be her deployment role. Okay guys as for her deployment role. She's going to be looking for Or you know enemies with you know with unbroken course. So you'll have to save Her ultimate for that as soon as you identify Who is there in the field then that is the time that like so for example right now She's still recharging but the boss has three cores by the way so you'll have to Be able to um Weather the storm while you're charging up So there you go. She already has one to at least give A lot of damage, you know as she passes by so again we'll have to be contented with this Very big wave not much core damaging by the way so Again, it will take time to recharge her her ultimate But um, again, it's worth it Especially if it's a boss a very big boss that you need to core break as soon as possible so this one let's Just make them Squirm a bit looking for a boss that can core break That's core. Sorry not core break. So far. These are mobs. Um, I don't know if there is still a boss for this stage That we can core break But at this point She is hunting for her last prey, but With No avail. Uh, here we go last one There you go So the third one is supposed to be dealing damage much damage as well. So again build her ultimate time her with I know bosses or enemies that have multiple cores to be broken and then you're good Let's move on to her shackle level Okay, so shackle level what is important for her? So number one is definitely it. Um important as well after the start of battle recovers one movement count every 15 seconds, but again, I would recommend Also making sure that you go to number two trick rate increased by eight number five is is a ways away But number four is also good with ultimate energy consumption reduced by three She has a a big cost for ultimate definitely and number four will really really help So that is your at least go to number two Number two will also get get her an eight percent But if you go to eight then definitely you get the full 16 crit rate from her shackle So moving on to her Crime brand her exclusive crime brand and is she worth it for phase three? So by his exclusive crime brand is by his crit rate exceeds 100 percent When by his crit rate exceeds one eight percent each one percent excess crit rate would be turned into 0.6 attack.  So Again guys that is it. I'm sorry before I go. Is she worth it for phase three? Yes, she is definitely she's going to be part of your main team main squad For her she's gonna be doing a lot of damage. She's going to be doing a lot of core breaking and All you have to do is take care of her make sure that she doesn't die. So That is it guys. That is it for by very simple build and Just she's not really complicated to use as long as you know how to use her into time um Her core breaking. Um, some beginners had a problem before in terms of Why is she not core breaking? You'd have to move her so that you could core break Um Three times maximum. Okay. So thank you very much guys. Take care. Stay safe. This is the warden and I'm out of here


Okay, so going back to creating Toastmaster branded content, if you go to resources, you will find brand portal and this is a go to site whenever we want to create any content. You will find all the elements that you need, the brand manual, which is your guide, download the manual and it tells us important considerations whenever we want to create content, guidelines of what kind of photos and images that we can use, what kind of logos and what kind of colors, starting with logo, how you must place the logo, how you must keep some space around the logo, we call it the breathing space, where to download the logo from. So you can see that there are different logos that we can download and use. Okay, so if I want to say, for example, color logo, so I can save this on my PC and then use it wherever you want it. Next, we talk about colors, what kind of colors we can use. They call it true maroon, loyal blue, cool gray and happy yellow. So these are the four colors that we can use in our poster in addition black and white. So in total, we can use six colors in any content that we create. And when we say maroon, it's not just any maroon, you should note down this color code small card like this. I always keep it on my desk whenever I want to refer to it. And on this card, I have all the color codes that I need. You can then create content with this three colors. And this is called the accent color. It should not be used as the main color. It should be used for accent, like highlighting something. So these are your three main colors. And this is the fourth color.  In addition to that, you have fonts. There are only two fonts we can use. One is called the Gotham font. But in Kenwa, we don't have this Gotham font. So instead of Gotham, we have to use Montserrat. The second font you'll use is Myriad Pro. But again, Kenwa doesn't have Myriad Pro, but we have an alternative. And that is called Source Sans Pro. Four colors and black and white, two fonts, and then the photographs. What kind of photographs you can use? Please do not use cartoons, illustrations, clip art. We have to use photographs. It should be about people. People who look engaged, empowered, supported in a meeting, in a networking environment. So having this simple knowledge, let's go to Kenwa. If you go to kenwa.com, it's like Facebook. You go to a website and create an account. And you have a homepage like this, where you can create different kinds of posters. First of all, see all your designs that you have already created. But if I want to create something from the beginning, so I will use this option, Create a Design. We can create posters for different kinds of situations. So that's why we have what we call this dimensions, based on what you are creating. So for example, if you're creating a poster that you want to post on Instagram, we know that Instagram is square size. That's why you can see here 1080 by 1080. What I'm going to do is I'm going to create a post for Instagram. So as you can see, the shape of this design is square. First of all, we talk about the color of this poster. And I want the background of this image to be let's say one of those three colors. I wouldn't advise this color as your background because this is not a primary color. For this background, I can use the blue, the maroon, gray, and white. Even though I said black is a color, I wouldn't recommend using it as a background. How do I get these colors precisely? If I want to change the color of any object or even the background, you see here, you click on it. If you want to precisely enter the code, again, remember the code that I had given which we found in the brand manual, you can just type it here. For example, if I was to look at maroon, and I know that maroon says 772432. It shows you that this code 772432 is this color. If you want to save these colors, there is a way you can do that. And the way to do that is you go to home, you can see here something called brand kit. And you can see that you can add brand palette in your free version. If you can add up to three colors, going back to my blank form. The next thing of course you want to do is you want to place the logo. For the logo, you will find it in the Toastmaster website, resources, brand portal, and logos. You have different logos. You can choose one that you like. And when it comes to logos, my suggestion used to always use PNG files, not the JPG. We download the file. You can save it on a desktop. When I go to Canva, and I want to place the logo here, I have saved it on my desktop, right? So all I have to do is I have to go to uploads and bring that logo from the desktop to Canva. So all you have to do is click uploads, upload an image or video from the device. On my desktop here. And it will bring the logo here. Now, all I have to do is click it. So we can resize it to be the right size and a logo is done. Next, you want the name of the club. You can just type it, or you can use one of the element. Click See All to see all these kinds of shapes that you want. Choose the one that looks good and resize it. So you have your shape now. You can go to the left, choose text, and you can choose any text from here. Add heading. This is where I'll put the club name. And the first thing we need to remember is that the font that we want to type, we have Gotham, but we don't have Gotham in Canva. So we said for headings, we can use Montserrat. You have this option here, the font name. What we can do is we can click this arrow down here and type the name. And it brings me this Montserrat options. So you can choose Montserrat, semi-bold, extra-bold. Since it's a club name, I will choose Montserrat, extra-bold. And I can say, so obviously that's too big. That's very easy to change. I can either use this dropdown to choose the font size, but in Canva, it's much more easier than that. You select the object and it will automatically resize for you, like this. As you can see, if you hold this with the arrow key, if you hold it and you can move it around, and it does something very interesting, these boxes and lines start appearing. They have a meaning actually. If I put it here, and if I start moving it around, it will show me that now the box is centered around the yellow area. You can see that red line coming in there, okay? If I move it a little higher, a cross comes. That means it is centered now vertically, as well as horizontally within that area. Based on these guides, you can position your text very precisely. If you want to add more text, select any of this object. When you drop it, make sure that the font from here changes to source sans pro. These are the only two fonts that we can use in our poster. This, for example, I want to say theme. You typed it. We follow the same idea of increasing or decreasing the size by moving it and resizing it. Use the guides to move your object. One thing I want to tell you all is, whenever you all put something next to the logo, make sure that there is enough space around the logo. This would be wrong because there is no space between the logo and my shape. There needs to be some breathing space as defined in the brand manual, something like this. In this theme now, we can make it bold, talic. You can use any of these colors on a white background. Let's say the blue. My recommendation is black, blue, and maroon. But what if I have a shape that is dark in color? Triangle, like this. But I'm showing only part of the triangle and giving an interesting shape to this. And now let's say this shape, I want to make it maroon. Whenever you're putting text on the dark color and put something here, zoom ID, let's say. And again, remember, you can resize it. We can move it around and then I can make it bold. And here, what are the colors I can use when it is a dark color? My recommendation is when you are writing on the dark color, use white or gray or yellow. If it is blue, it is not contrast enough. You can't read it. Light colors on dark and dark colors on white. So we have the semblance of a brand compliant poster already. Visuals are very important. And that's the last part I want to talk about. What kind of pictures can we put? Let us look at the photos that are already in Canva. Millions of photos, by the way. You can use photos from Canva, provided they follow the branding guidelines of people. That's the first thing. This should be about people. People who are engaged in a networking environment or giving speeches, that's the type of photos. If I was to search for Canva stock photos where you are talking about meeting. A photo like this, in my opinion, is perfectly acceptable. Because here we have people who are looking engaged and networking, talking to each other. That's the kind of emotion that a Toastmaster poster should convey. Or you can go to Toastmaster website. In the resources, in the brand portal, we have professional images that you can download and use. And they're free to use. Maybe over 100 photos that you can use. Branded photos. All these photos are brand compliant. These are Toastmaster photos. You will find some branding already in the photo. The Toastmaster banner. Maybe they are wearing pins. So if I want to use any of this photo, so I go here and let's say I want this one. When you look at the photo, at the bottom you will find this button here. Small arrow and you click on it. You can download it and it will come here on my local drive. Now I have the photo on my desktop, going back to Canva. And I want to put the Toastmaster branded photo, not the one from Canva, which is already available here. So I go to uploads, like I did for the logo. Upload an image or video from the device, the photo that I just downloaded. And you can drag it and put it here. One thing I want to show you is when you put a photo, I want this other object that I had created on top of it. So if I click on this photo here and if I see this option position, if I move backwards, what happens is that the photo goes behind the other object can start putting more content and your poster is done. And the other thing about photos that I won't tell you about is when you're putting these photos, we have seen that we could take photos from Canva, but mostly bring them from Toastmasters and the third option for posters. And that's the best option in my opinion. When we used to have physical meetings, I used to take my camera for every meeting. And I used to take pictures of people giving speeches. There is always a photo at the end of the meeting. Those are the best photos to be used in your poster. So now I have time for 10 minutes question. Questions in the chat box. Is there any platform online to remove background of a picture? I'll give you a good example here itself. I try to use this photo of TM Allen Paul. You see there is a shade, which is not white. Now to change that, and if I want to remove the background from this, I will go to a site called remove.bg. It's a free website. You don't have to pay anything for it. Just upload the image. You have a photo without a background and I can download it back to Canva. So this is with the shade. I'll remove all of them. And I will upload the one which I have just created from remove.bg. As you can see, there is no background for it. If I place it here now, you can see that the shade is gone. Any other question? How can we reduce the transparency of a picture? Every object that you have in Canva, you will find an option here called transparency. So you can apply transparencies for anything, but in Terce Masters, be careful. Don't apply transparencies for objects which have specific colors. For example, if I have this color and I apply a transparency, it's no longer Maroon color. It has changed the color code to something else. So transparencies can't be applied here. Transparencies can't be applied to your text because again, the color is changing. You can apply transparencies to your photos. You can't apply transparencies to your logo. So you are limited to where you can use transparencies by the way. But in the flyer you have made for this session, there is one called from red to white going like a gradient. Yeah, ideally I should not have used it. This is the one you're talking about. There is only one gradient which I can confidently give you my go ahead. First of all, let me show you how to create the gradient objects. So if you go to elements, one more element I would like to show you is something called frames, which is quite cool. If you want to, especially for photographs, so if I have this photograph and I don't want it just like this, but I want it inside a frame. You have so many frames we can use. So simple frame is like a circle. Once you place a frame, if you place any objects inside that frame like a photo, it will stick within that circle or you can have elements, something like this and then go and upload the image and it will come within that. And once it is inside, you can use the option crop which allows you to move it around, resize it. So it will come like that. But what I was going to talk about is gradients. What is gradient? You take an object. This is what I had used. And you can see once you drop a gradient, it gives you two colors, color one, color two. Click on color one and let's say I won't make it blue and color two, then I click on color two and let's say I make it another color. So this has now is a gradient of two branded Toastmaster colors, but the object itself is not brand compliant because from here to here, all these colors are different colors, essentially. They are not one color. There is only one gradient that is acceptable is to have blue as the first color and the second is a special color and the code for that is 016094. And it creates a kind of a shade of blue. They have officially allowed us to use this gradient. Next question is dimension of the picture. How could you modify light to post in FB, Insta, so like if it's, can we modify the dimensions? That is a question. In my case, if I want to resize, I can do it. Because I have a pro account, I can use this option called resize, but allow me to resize to let's say a Facebook post. And I have two options. I just resize this, what I have created or I create a copy. So I keep my original and I say copy and resize and it'll give me another copy. Now you can see that it has resized all the elements. It has made the canvas more of a HD resolution, but then you'll have to play around and fix a few things, but you may have to do some fine tuning. When we make posters for our clubs, should we make it as an Instagram post? I advise Instagram post because once you create it as an Instagram post, it works in everywhere. Instagram, the square size works for Instagram. It works fine for Facebook. It works fine for WhatsApp. So that's why I do all my posters mostly square in size. So let's ask after I finish all the design, how I can save it? Very good question. I should have covered that. So our poster is done now. So I have here download and we can download it in different types. You can download it as a PNG, JPG. You can even download it as a PDF file if you want. PNG is the recommended because it gives you the highest quality as far as quality is concerned. Download. Now, if I'm on WhatsApp, I want to send it to Dr. Asha. I click attach. See what I meant when I said a square poster looks just right on WhatsApp. This is what I meant. So yeah, that's how you download it. Thanks for reminding me to show you how to download the poster. Just master, how can we pull in all the GMA colors? You have to go to the brand kit. So this is the brand palette. So when you come here in the brand kit and you come to the brand palette, you can click this plus sign and type the code directly. Can somebody tell me what is the color for blue? It's 004165. You'll find it in the brand manual that I have referred to, right? That's it. Then I have the maroon is 772432 done. Then I have gray, which is A9B2B1. Everybody is now clear with Gamba and poster designing. I hope you found it useful and I certainly enjoyed it. Thank you very much. It was clear and direct to the point. Thank you.


You want to ask, don't you? You're just dying to know. Fine, I'll tell you. How did I lose my leg? Snails. Very slow moving snails, but they still got me. I was trying to make friends with the zombie because I was like, I'm a compassionate person. They're a person too, somewhere deep down. It did not work out. Sacrifice to the old gods. So this one time there was like a zit on part of my ankle and I was like, we cannot have that so I just chopped it off. The kitten attack.  Shoulda listened. The fish tank fiasco of 2017, you know what I'm talking about. 5 a.m. I was going for a lovely morning walk in Virginia when the Canadian goose came after me and dear god, their jaws are strong. Huh? Done.


I'm Harold Pitchford. I'm a former city forester for the City of Fort Worth, beginning in 1989 through 1999 for about 10 years. When I took that position, there was only three urban foresters in Texas. There was Victor Cadova was in Houston, John Guadratis in Austin, and myself here in the City of Fort Worth. And the City of Fort Worth actually has probably the oldest urban foresting program in the state of Texas. It's part of the first city charter. They made it against law to tie your horse to a tree. Fort Worth was established as a military outpost up on the bluff not too far from here overlooking the Trinity River where the current courthouse stands. Because the government didn't allow trading and commerce on federal grounds, they established a trading post here under this tree. Henry Clay Daggett and Archibald Leonard established the first trading post in Fort Worth under this tree. They built a log cabin just behind the tree that's no longer here. Later, in 1953 the Tarrant County Historical Society approached the parks department about purchasing this site and preserving this tree because of its historical significance to Fort Worth. So in 1954 that purchase was completed. They split the funding with the Tarrant County Historical Society and the City of Fort Worth. And this became a dedicated park in 1954 and been a dedicated park ever since then. Certainly originally the tree was known as the famous Tree of Texas as a program sponsored by the Texas Forest Service and they published a book back in the late 70s early 80s and it's part of that collection. It later became a heritage tree when that program was started. In this case Trader's Oak is on dedicated park land and it'll always be dedicated park land unless there's the state law requires a general election to ever change it. So the chances that happen are very very remote. This recognizes that the commerce and business industry of Fort Worth actually started at this site. I think it's important to educate the public about the importance of trees, particularly urban trees and how they fit into our society and they're part of the environment and recognizing that a lot of our society and civilization here in Fort Worth started underneath this tree. The Fort Worth Urban Forest Master Plan utilizing the benefits of trees to make Fort Worth a greener, cleaner, cooler and healthier city today and in the years to come. Join the conversation.


Hi, Shiva here the trainer and motivational speaker How nice that you're watching this video You are blessed with abundance. Your life is already blessed with abundance just sit Relax and start reading the six abundant statements that appear one after another in this video Say them loud enough that you're able to hear your own voice Start feeling them in the heart of your hearts Feel the magic You will soon be blessed with abundance on all that you want in your life Magically your life will become abundant Begin the journey. Stop feeling alive with abundance. Say to yourself these six magical statements Abundance is yours Go for it. Stay blessed. Thank you for watching the video Please do subscribe to my youtube channel and help me reach out to more and more people. Thank you