All right, good afternoon separate traders to close out our week this Friday August 19th. Great to see Leda Great to see Michael so long to Lawrence Lawrence wrote us just a moment ago earlier at 2 11. He wrote I'm out of here You all have a great weekend. So he already left great weekend to Lawrence But great to see Nina Kathleen Michael Brian who is labeling today as a crummy day Great to see you. You can't see me. I know I don't have the webcam up right now mailing it in here for this Friday afternoon Not mailing it in terms of the market in terms of the opportunities that we can make but nonetheless here we are folks oxy Oxy is up near 10% right now at the highs heading into this afternoon here So easily enough, I'm just gonna start off by putting oxy on our watch list here for the afternoon Pretty funny. I brought up a pretty funny story just the market opened this morning on the stock oxy But nonetheless with that in mind the news out on this trade We weren't expecting this to come out at the time that it did but oxy shares trading higher following reports Suggesting Berkshire Hathaway obviously Buffett Has requested approval to accumulate up to a 50% stake Now that's pretty important right just you know that news alone. All right. Well that led to an initial run up Thankfully this led to a higher high across this afternoon up until here as it's approaching 71 50 So it ended up testing resistance off of roughly 69 probably 6880 ish Nope right on the nose there is 69 great makes it even easier for me to say well Hey once it broke that order once it broke above 69. Yes, it pulled right back from it But that's buying interest what happens if history could repeat itself So with that once it rebroke 69 it used that as support led to a higher high easily enough So no for right now oxy will definitely put on our main list here now a couple of other stocks that may be moving up near the highs Although the markets don't look good spies looking pretty ugly here heading into the afternoon just clear downtrend lower highs BTU energy stock Peabody energy. I mean it's it's moving in sympathy here with oxy So oxy albeit is much more expensive that is a really liquid stock And that's the type of stock that I look for so you know Hey oxy is normally on our side list day today the more expensive it gets then I'm not gonna be normally is interested But with the move that we're seeing off the news how could we not now with BTU here? It's just not moving fast enough. So it's like moving in sympathy, but I'd rather follow oxy It's more volatile more bang for my buck honestly on that compared to the slow poke here BTU This hasn't broken a new high yet whereas oxy is still ripping All right, so what we'll do folks to just expedite time here will go from top to bottom I wouldn't expect for there to be a whole lot moving upward perhaps aside from like an oil stock or you know An energy stock here or there like we just said with oxy and BTU the GCT trade Perhaps I should include that and although it's not an oil or energy stock giga cloud technology GCT new IPO ended up making this big pop after the market opened up You know hey we had this on our main morning watch list You know it'd be hard for us to ignore that then but it was so thinly traded then just look at the order book live right now I mean compare this to oxy, you know Yeah, this was moving up and actually just broke a new high a moment ago as it topped off right at 60 bucks Didn't even false break it, but I'm sure it tested the volume there at 60 and only led to a seven point drop So you know if you're looking to you know play a little blackjack later if you're looking to you know Roll the dice play little crafts or the slot machines then this GCT is right up your alley But for the 76 of us inside this live trading room, it's a little low for for you know The trading room, but that's a Friday afternoon in the middle of the summer So you know a lot of us already left for the day like we said just before with Lawrence This is not the type of stock that you want to trade on any sort of Respectable share size do it like on one share really, you know one of us I think maybe made like 30 35 points on this trade sounds great I doubt they were trading a lot of shares on this folks. That would be an extreme gamble. So GCT You know hey if you want to roll the dice go ahead, but I'd rather not Let's see what else we could at least put on our main watch list here for this after afternoon now Better now than never I reckon the AGL E trade and this actually ended up making a beautiful run earlier heading into the late morning Suddenly made a bounce from 70 cents and then blew right over my resistance line off of 87 That's where we had the VWAP during the morning meeting I was hopeful to see that you know break above the VWAP and pre-market there Obviously failed to do so, you know it used that actually as a bit of a support But it's failed to break back over that price here at this point So, you know HGLE is a cheapie it would be much safer to trade this stock than GCT But I don't really have a great need great necessity to put that on our main list either DNA not to be confused with DNA not to be confused with DNA DNA why? Before I confuse myself DNA a Well, that was three a's. There we go. All right DNA DNA here social Capital whatever all right ended up making a big squeeze off low volume here You could just see based off the lack of the the volume bar is here up until 130 Eastern time when it probably reopened up off It's like second halt from then so this ended up making a nice pump But again just very thin volume on the book right now. It's on a nice nine cents spread VLCN here was pretty nasty although this was or is and has been pretty liquid This was a nasty shake back down. I was hopeful to see this really hold a higher low off of 320 315 ish 320 and then for it to run up higher make a nice recovery from how much it dropped off over the last few months But um, obviously failed to do so there ended up wasting a big unrealized profit on this trade I made eight cents on this trade, but I was up like near 30 at the time So things were looking really good off this level from three and then from there pulled back I got out in time thankfully, but it's to say And this is like kind of a good representation of our whole day, you know Maybe aside from GCT and now oxy but um, you know aside from those It's been really difficult to get a clean runner here across the the morning or across the afternoon You know Brian said before as we started this meeting. It's been a crummy day as a whole I'd say so yeah a lot of us feel that way So, you know just when you wanted more on this trade It didn't give it to you and then from there completely crapped out So, you know VLCN is done for right now And again just any others that ended up making a move who was off a very thin volume on level three So it makes it much harder to anticipate FL you know liquid but it hasn't really gone much of anywhere as like a 38 dollar stock Maybe later this afternoon it could make to could look to make its big pop here to make a new high over 40 But you know I'll come back to this at the end if I if I need to it wouldn't hurt us to put the footlocker trade back on But I want something that's right near the high is something that is like trending up very nicely Perhaps even a little bit cheaper than footlocker 38 dollar stock there You know we already have oxy on our main list and that is only continuing to rip In fact, it looks like the volume is beginning to peak here on the last bar last couple of bars I would look for a pullback I would look for a pullback on this trade here coming up folks. I know it's turning up beautifully But if the volume begins to die off coming up on the next one or two bars on oxy I would watch out for a bit of a pullback All right, so I'll skip down here because I see the spy dropping off the SMP ETF there UVXY perhaps perking up heading into the afternoon. It's up over 8% now at this point So probably some more eyeballs will be on it heading into the weekend So UVXY I don't mind just at least keeping a good eye on here Pets not doing a whole lot there And again, like I said before not expecting a whole lot to be on the gainer side Otherwise name brand-wise or any of that. So that's pretty much what I'm seeing here. I Will jump. What was it to FAZE that like new game gaming IPO? It looked like it was moving up pretty nicely before and that's also on pretty thin volume there, too So I'm gonna pass on that phase trade But a top-over to the losers list deadbath beyond we're just you're not going to follow here for the close I just wanted to show it briefly because and actually a little Chart there for you ended up following this with a few different traders throughout coaching during my day today We charted some levels and this ended up paying off pretty nicely off a few different pre-market levels and from the after-hours levels From yesterday off of 1070 broke under and over Eventually broke over 11 here heading into the late the late morning early afternoon Ended up running up beautifully from that point ended up breaking above big resistance off of 1215 even but Came quickly back down under there if it's not gonna re break and hold above that price Then you may as well expect this type of drop You know just given how much bad news and presses out on bed bet beyond now after you know Ryan Cohen ended up selling his whole position Not only is there like bad press negativity towards the company and how much it's already dropped off But now you have all these like uneducated, you know traders on Robin Hood You know that they're expecting this to go up to 50 or a hundred and you know to see it fly and be the next game Stop Yeah, not not exactly folks some most of us learn the hard way most of us learn The real hard way so you know whether that's through a day trade or holding on to a big position I mean hey just look at the crypto market the last you know 10 months or so, right? So, you know unless if you're looking to hold on Then you probably learn the hard way there You probably learn the hard way after the markets peaked throughout COVID and then now here on bed bath beyond I mean what goes up comes back down But you don't expect the news to come out as it came out yesterday and this only had plummeted back down here So no for the afternoon unless if you could short it I'm not gonna look to keep an eye on this bed bath beyond trade You know there might be a couple of brokers out there that are still offering you the ability to short it But most aren't if you're in our if you're in our trading room right now Then you know if you're able to short bed bath beyond or not right and there's a couple of us that are so for those Then I would put it on your list, but otherwise. Let's see what else is out there here The stone trade speaking of shorts stone ended up leading to a beautiful drop-off this morning So this was on our on the losers list to begin our day And we had this on our morning watch list for that reason in mind It only dropped off right away after the market opened up ended up breaking the lower off of nine Rich was all over that inside our live trading room and then from there bottomed out just I mean even 825 I was gonna say just under 850 But it dropped off even 25 cents from there and even led to a nice dead cap down since Right now. I feel like at this point It's gonna be a little slow here heading into the close It would you know, maybe later around like 315 330. We'll check back in on it, but We'll see what else is out there stitch fix Affirm how about this AFR M? Wow. I personally missed out on this trade all throughout the morning here I mean you had to have soon with the market dropping off that there would be a few good shorts out there But I'll tell you even myself. I was more drawn to the gainers I was looking for a cheap stock to make a nice move up. So I ended up missing even stone myself STN E is a short I ended up missing a firm, which is just a good stock from our side list Right now at this point. It's pretty flat for the afternoon. So I'm not gonna be as keen to put it on our afternoon list, but Definitely reminds me of just saying hey, let me keep a firm on my radar for next week for month for Monday 23 and me for as much as this went up over the last, you know First half of this month ever since it's only been dropping off You know, I guess you could say that's a good short, too But you know that the affirm stock we've been more at the trade You know that's popped up on a radar a lot more frequently here, you know, maybe 23 and me it is very liquid, but you know Little slow though for right now All right Just gonna pull up the bottom of the losers list here and not much really that looks like a name brand stock I saw like the Maras the riots, you know, unless of bitcoins really dropping off right now I wouldn't be as keen to follow those the cheaper they get the slower they'll get and it's not gonna be as good Mike says obviously he was correct him. So he said a ray down big but he meant affirm that traders dyslexia, right?  GCT was at least running up a lot better heading heading into this meeting Hey, I'm gonna say this to every one of us right now not just inside the live trading room, but on social media If you're consistently making like $500 a day or even on a stock like this more than that If you're making a thousand dollars a day consistently, then you should be following GCT Then you should be following a XSM if you're not then I there's just much better stocks to follow come on We know that right, you know if you had a good week Then why waste it on this stock and then you know if to get in at right place wrong time And then to not set your stop on time and then to get smoked So there's a high risk of trading these types of stocks Scott So, you know the GCT This needs to keep pushing up, you know it has pushed up beautifully today But doesn't mean it's gonna continue. So I'm gonna pass on that a XSM trade Norberto From Norman he's asking T or no, no, I'm sorry. We have Norman, but then we have Norberto now I'm saying Tesla Tesla's gonna be too expensive We don't really day trade and eight hundred nine ninety dollar stock If you're a new student joining us here, not even new student But even just a new trial member or a new member to our room If you don't have access to our classes, please make sure that you do that you talk to your education advisor They're at least able to give you details as to what's going on inside this trading room What we typically look for etc.  Tesla is trending back up to a good degree. It was a lot cheaper than I'd be pretty interested But just checking my Benzinga pro right now as I ask you and I'll tell you not a whole lot that we're really missing Just go through a couple here party city from earlier this morning. I mean this thing looks pretty slow now MITQ there's not much going on on the chart MOBQ nope I mean these are all stocks that are like making like a little tiny push right now as we're talking But that doesn't mean they're looking good whatsoever. So a lot of these pretty much are finished up from the morning session Not much on the loser side from my Benzinga pro either Norman asking blue, but it's been flat since the open Yeah, if it's flat then it's not gonna be for me unless if it's This is at the highs Technically right, but it dropped off so much from yesterday that you know unless if there's a strong bounce in the market I wouldn't necessarily expect this to make a big Continuated push it might make a false breakout come right back down and tank after hey it is shortable So in that case right that that would lead to a nice trade opportunity. Don't get me wrong and blue You know definitely is a tradable stock, but like you had said Norman definitely flat here Xle Again, please at this point folks if you were a new member to Cybertron University If you not if you have not spoken to your education advisor yet, you're just doing yourself a gigantic disservice So whether it be today whether it be Monday next week Just either way make sure that you call our office five one six two eight zero five three five zero You could also email them if you do already have their email address But they'll be able to at least give you some insight as to what we actually look for here You know throughout the day not just during these meetings, but scanning around You know that 99% of our students or members inside our room right now are doing what I'm doing here They're following stocks within a particular price range based off liquidity. I'll tell you what folks so far I look down on my notepad here. I only put two stocks on our main list We got actually only one stock got oxy and then UVXY is an ETF So, you know my thoughts on trading ETFs anyway, unless if you're consistently doing well on them day over day I'd be more keen to follow a stock now at this point We haven't really gone through any of the sideless stocks. So maybe there could be something that's dropping off That's near the lows at least that could be a good short that we haven't looked at just yet So I look at just some sideless stocks like Neo and it's flat plug and it's pretty flat itself Casino stocks like Penn Penn took a bit of a hit hit this morning. Looks like it's trying to inch up a little bit now, but Man, I'll tell you nothing really standing out from our quote-unquote side list Nothing really that looks as weak as the spy here at this point Andrea says looks like you were right about oxy going down When the volume dies off, there we go now is it going to continue hopefully Hopefully still look strong in relation to the initial trend it made But that was a lot of selling that came in a lot of volume all together off that 72 So not too surprised and given how much it already ran up. It's gonna come back down a little bit All right, so folks I'll tell you a very brief very short list here heading into this afternoon But we'll look to rescan the market over the next 10 15 20 minutes If you want to join us inside inside our live trading rooms for that I know that we'll have rich on audio from three to four here heading into the clothes Make sure if you're on social media Facebook live YouTube You go right down to the link on the yellow banner below to sign up for a trial Otherwise enjoy your weekend there. Otherwise for Andre Jeffrey Norberto Norman Gotta make sure my tongue is not on make sure my tongue is not tied. There we go It's already tied there Norm and Gene Brian Michael Kathleen Nina Leda, etc If I don't catch you folks going into the market clothes, enjoy your weekend as well Keep in mind phase two of our stock trading course will be live next week So make sure that we send out the reminders through email and obviously the links for that through email as well as inside This room come Monday. Alright folks enjoy the weekend. Take care Come a cyber group member today Just click the link below and receive all these amazing products and a world of knowledge purchase


Personal Finance PowerPoint Presentation Social Security Insurance Prepare to get financially fit by practicing personal finance Support Accounting Instruction by clicking the link below giving you a free month membership to all of the content on our website broken out by category, further broken out by course Each course then organized in a logical, reasonable fashion making it much more easy to find what you need than can be done on a YouTube page We also include added resources such as Excel practice problems, PDF files and more like QuickBooks backup files when applicable So once again click the link below for a free month membership to our website and all the content on it In prior presentations we've been focusing in on retirement planning In prior sections we've been talking about investment strategies, goals, tools in general Now we're honing that down to the specific goal of retirement plans First given a quick overview of the sources of income What people are typically going to be living on the type of cash sources in retirement Including employer pension plans We've talked about in prior presentations Public pension plans which you can think of in essence as equivalent to the employer pension plans But on the public sector side of things If you are a public employee I'm also going to be including in here the benefit plans that we might have Which could include things like the social security And you can also think of Medicare and Medicaid Possibly as types of things that could be income in retirement These are the areas that I want to be careful and mindful about our planning Types of things that we would like to be able to not be required in terms of our planning In other words it would be great if we got them in retirement But not to be dependent upon them if we don't have to in our planning Because of course the laws could always change in the future Then we've got the personal retirement plans So these are going to be retirement plans that we might put together personally separate Outside of work they might include things like an IRA for example Or other kinds of savings or income outside of a tax benefit plan And then annuities which is a specific type of plan Retirement kind of vehicle or vehicle often used for retirement Which we may talk about more in future presentations Now we're focusing in most of this information Coming from Investopedia Social Security Insurance Payments Schedule 2022 which you can find online Take a look at the references resources continue your research from there This by Ward Williams updated July 18th 2022 So we've got the Social Security Insurance Payments Schedule 2022 When it comes to managing your life as a retiree It almost goes without saying that you'll need to keep abreast of the yearly Social Security tweaks And adjust your budget accordingly So when we think about the Social Security It's usually two sides of the coin that we're talking about So when you hear Social Security you might first think When you're paying into Social Security Which often takes place as a withholding from your wages Or in the form of self-employment tax for example if self-employed And then there's the retirement side of things When we're getting paid out from Social Security So you can think of it in a similar thing as like a publicly made kind of retirement plan Although it's not structured exactly the same way as a retirement plan In many ways there's also kind of questions with these kind of benefit programs Social Security Medicare Medicaid for example In terms of are these benefit programs or are they now Types of programs that are like a retirement program In other words are they there for people that need money In retirement because they weren't able to save for retirement Or are we now saying that they are a form of public retirement program for everybody The Social Security seems to be that we're leaning more towards It's like a public plan for everybody Everybody should have access to it People tend to think if I put money into Social Security Which is quite significant in terms of the rate of money that goes in Then I should get access to the retirement Which means we're thinking about it more like a traditional kind of retirement plan It's different though in that the money that we're putting in Is not going into some kind of investment account Saving it, earning money on it until we retire It's going to the current recipients of the Social Security at this point in time So when we get into retirement then we're going to be dependent upon Or if we're in retirement we are dependent upon The people that are currently earning the money They're the ones that are funding the retirement at this point in time That's a little bit different and it leads to those kind of bumps In terms of how many people are working and how many people are retiring Which has some funding problems which could lead to changes in the law Which is why I would not want to be completely dependent on retirement Social security unless I have to be right So in terms of how much it's going to be part of your retirement planning Will be kind of dependent in terms of where you are How close you are to retirement The further you are away from retirement The less security I would put into a guaranteed kind of payment At the point of retirement and try to look for other methods And if you get the Social Security great The closer you are to retirement The more likely you might have it already calculated in that you're dependent upon it And the more likely you're about to get it Because it would be very non-politically advantageous to take away retirement For current people going into retirement People that are going into retirement a lot later You can imagine them pushing the age out to an older age for retirement fairly easily And could be a necessity if things really get bad budget-wise So however, with so much new information to keep track of It can be easy to figure some of the smaller details such as When benefit payments are distributed Especially considering that this answer isn't exactly clear cut And varies from person to person As such, we have put together a Social Security Benefits Payment Schedule For 2022, which can be found below Understanding Social Security Payments Social Security officially known as The Old Age Survivors and Disability Insurance That's the OASDI program Provides monthly monetary benefits to qualified workers And their dependents, if any So it's considered an entitlement program Where in employees, employers, and self-employed finance These benefits with their Social Security taxes Which are then put into two Social Security funds So most of the time it's going through your employer As you earn money, they take the money out of your wages They put them into these Social Security funds Which again, aren't really making money They're just in a separate spending fund And they're going to be paid out to the current people That are in retirement at this point in time Typically, and again, as we hit retirement We're going to be dependent on the current workers To pay our Social Security, hopefully So eligibility and benefit amounts are based on An individual's contribution to Social Security And work history or that of their spouse payments So it gets fairly complex And you can kind of get into the weeds In terms of how much am I going to get in Social Security It will be dependent upon how much you put into Social Security And you might think, well, it should be dependent If it was a benefit program or a welfare type program You would think it would be more dependent upon How much your need, how low your income is In other words, and it kind of skews that way still Because basically the more money you've put into Social Security, the more benefit you're going to get out of it That's closer to a retirement plan kind of idea But you're going to get less and less of a benefit As you get more and more money that you're putting in So that means you're not getting as much of a benefit As your income goes higher The next dollar up is going to give you less of a benefit So you can get into kind of the weeds In terms of actual calculating your benefit Which we might talk about a little bit more later The SSA offers three types of Social Security benefits Retirement, this is the best known variety of Social Security benefit Which is available for individuals age 62 or older Who have worked a minimum of 10 years So if you've paid into Social Security So most people have unless you're a government worker And they have their own kind of benefit kind of situation Then at the 62 or above you got the retirement Individuals age 62 or older So the amount someone receives in retirement benefit Is dependent on their pre-retirement salary And the age at which they begin collecting So how much you're going to get will be dependent upon How much you put in during your working years And the age when you decide to start taking the benefits Additionally, a retiree's spouse Whether currently married or divorced May also be eligible for Social Security benefits Regardless of whether or not they have paid into the program So you got this marriage situation Of course that commingling can lead to some confusion In terms of the benefit calculations as well Disability, so most of the people we're thinking In terms of Social Security are at retirement But we also have benefits related to disability In the event that takes place People who are unable to work due to a disability Are eligible for Social Security distribution insurance Otherwise known as SSDI benefits So long as they have worked a certain number of years beforehand The amount of work required varies based on an individual's age While the monthly payment depends on their pre-disability salary Like retirement benefits SSDI may also be available For retiree's spouse, whether current or former And then you got survivor A survivor benefit are typically available For widow and widower's Qualifying divorced spouses and the children Of a deceased worker retiree following their passing The benefit amount varies based on the worker's salary And age at death in addition to survivor's age And relation to the deceased individual An additional death benefit is also available Which is a one-time payment of $255 That is distributed to the spouse Or children of a deceased retiree Supplemental security income There is a fourth kind of benefit Made available by the SSA Though it isn't part of Social Security Financed by general tax revenues Supplemental security income That's the SSI Is a needs-based program designed to help those With limited income and resources Who are unable to earn sufficient wages on their own So it's kind of interesting to think about Some of these programs in terms of which programs Are going to be welfare programs For people that need them And which programs are going to be kind of Benefit programs or things that basically everybody Are going to be dependent on in some ways And again, the Social Security for retirement Seems to be one that we're leaning more Towards everybody can kind of depend on Although I wouldn't depend on it too much If your age is below a certain threshold And then some of these other benefits Will be needs-based, which again You'd really like not to be dependent upon When you're thinking about your retirement planning They're there as a safety net In the event that you need them Adults and children with disabilities As well as individuals 65 or older Are eligible to receive SSI benefits The amount retirees are given Depends on federal and state laws Which take into account their place of residence Who lives with them And their other sources of income No work credits are required And those with enough work history May be eligible for both SSI And Social Security benefits Cost of living adjustments Social Security benefits rates rise In tandem with the cost of living As measured by the Department Of Labor's Consumer Price Index The CPIW In other words, when you're trying to figure out How much the amount Of payout will be They can't just have it stagnant Because we know that there's inflation Meaning the purchasing power of the dollar Will go down, therefore they have to adjust Generally on a periodic basis Possibly year by year The amount of payment or benefits In accordance with the inflation Which is given by the Labor's Consumer Price Index The CPIW This index is boosted by increasing inflation Rates that raise the cost Of goods and services To offset these costs Ensure the purchasing power And the benefits isn't eroded By inflation, the SSA Will issue what's known as Cost of living adjustment COLA According to a formula outlined In the Social Security Act COLA's are based on increases In the CPIW Specifically a COLA Is equal to the percentage increase In the CPI From the average for the current Year's third quarter to the average Q3 of the prior year In which COLA was connected So it's kind of a, when you try to Figure out the inflation exactly It's a difficult kind of calculation So, you know, they're trying to make It's an assumption, it's an estimate So you're getting kind of into the weeds But the general idea here would be That cost of living Has to be adjusted for cost of living Adjustments due to the fact that There's going to be inflation The purchasing power of the dollar will go down So you can keep up with the increased purchasing power Necessary Increases must be rounded To the nearest tenth of one percent Should there be no increase Or if the end result rounds to zero No COLA is issued For that year Payment schedule for 2022 Approximately half of older Americans Reside in households where Social Security Benefits compose at least 50% of their income And 25% of their group depend On their monthly payment for the majority If not all of their earnings So obviously that's quite significant For many, many people So as such it's important for Retirees to be aware of when They will be receiving their benefits While this is especially crucial To the .8% of beneficiaries Who need to be on the lookout For a physical check each month The remaining 99.2% Still ought to know When their Social Security income Is being directed deposit To ensure they aren't spending more money Than they actually have Social Security retirement, disability And survivor benefits all are Distributed on one of three Wednesdays each month For beneficiaries who begin receiving Benefits after May 1997 When a beneficiary will receive Their payments depends on their birth date As described below So if you were born between The first and tenth you will receive Social Security payment on the second Wednesday of each month If you were born between the 11th and 20th You will receive Social Security Benefits payments on the third Wednesday of each month If you were born between the 21st and 31st You will receive your Social Security Payments on the fourth Wednesday Of each month SSI benefit payments Follow a different schedule Specifically SSI benefits Are distributed on the first Of each month Should the first of the month fall on a Weekend then the new payment date Will be the last Friday of the Prior month For 2022 there will be no SSI Benefit payments in January, May And October while beneficiaries Will receive their payments at both The beginning and end of April September and December So we got the Social Security Payments schedule so here's the schedule You can take a look at it In more detail if you so choose Exceptions to the payment schedule There are several cases where the Default payment schedule isn't Allowed and Social Security benefits Are paid at a different time The current exceptions include Payment to children or spouses Who receive benefits based on Someone else's work record Will be paid on the same day As that primary beneficiary Payment to individuals who also Receives supplemental security Income payments have their Medicare Premiums paid for by the state Where they live will be paid On the first of each month Payment to individuals whose payment Date falls on a federal holiday Or weekend will be paid on the Weekday immediately prior In addition Social Security Payments will automatically be Issued on the third of each month To individuals who filed for Benefit before May 1st 1997 Also receives supplemental Payment for by the state where they Live in a foreign country Delivery of the payment So how is it going to be delivered The Social Security Administration Began phasing out issuance of Paper checks roughly a decade ago So like many things these days Like the taxes these days They're trying to go automatic They're trying to go electric So Social Security benefits are now Issued electronically and individuals Receiving benefits have a few digital Social Security benefits can be distributed Via direct deposit Individuals can visit their local branch Or contact their Social Security office To sign up individuals should be Prepared to present either With their Social Security number Their financial institution's routing number Their current account number And their account type checking or savings Social Security benefits can also Be awarded via a direct Express card A direct express card is a debit card They can be used to access benefits Without the use of a bank account Monthly benefits are deposited directly To the card and individuals Can use the card when making purchases The direct express card Can also be used at ATMs banks And credit unions to get cash So what if your payment hasn't Arrived yet For several reasons Social Security Payments may sometimes be late Those reasons can include but are not Limited to delays for initial Social Security benefits Process slowdowns for Social Security Administration updates to your Personal information such as your mailing Address changes to your payment Information such as new checking account And inclement Or severe weather So obviously the issue To get it in the mailbox If your Social Security payment is Laced it's advised to contact The Social Security Administration immediately For delay potentially Caused by changes in your personal Information contact your local SSA office The SSA often issues Notices for delays that collectively Impact a region or number Of individuals for example The SSA may post updates On delayed payments In areas impacted by Severe weather for delayed Potentially impacting other individuals Monitor SSA Communication and media channels It may also be advisable to wait A few business days for Non-emergency delays Benefits though not yet Received when they should have arrived May already be in transit And caused by temporary delays Due to post office bank or SSA Consider contacting the SSA When you feel appropriate Though be aware they may request You to wait a longer period after Your payment receipt date to ensure Payment has truly gone missing What beneficiaries can expect In 2022 On October 13, 2021 The Social Security Administration SSA announced its annual Change to the Social Security Program For 2022 starting January 1st 2022 approximately 64 million Americans Will receive 5.9 Cola to their Social Security benefits Their represents the largest Cost of living adjustment in 39 Years due to a spike in Inflation resulting from ongoing Economic difficulties caused By the COVID-19 pandemic So obviously we've had inflation going up That's going to have an impact on The cost of living kind of components And hopefully they're able to calculate That in with the Social Security Payments to keep up with The purchasing power of them Previously Cola averaged Just 1.65% Per year over the prior 10 years Inflation remained low So the inflation was artificially low By that time because the Fed was keeping it Quite low. According to estimates Released by the SSA This increase will amount to $92 For the average retired worker Raising their total benefits to $1,657 per month In 2022 Couples meanwhile will experience An average benefits increase of $154 to $2,753 Per month Disability benefit payments will Increase $76 To $1,358 Per month Disability workers with a spouse And one or more children Will experience an average $133 Increase to $2,383 Per month Lastly widows and widowers Will find their average benefit Increasing by $86 To $1,553 Per month Notably widowed mothers with a minimum Of two children will receive an Average of $178 Increase to $3,187 In addition to the Cola Several other major social security Changes will go into effect in 2022 The maximum amount of earnings Subject to the social security tax Also known as the taxable Maximum will increase To $2,000 The maximum amount Of earnings when you try to Calculate the amount Of taxes that you're going Of benefit that you're going to get Meaning when you put money into Social security then There's a certain percent that's taken out Of your check it's usually 6.2% I believe up to a certain Threshold and when your income goes Above that threshold you don't pay Any more into social security So basically one reason is you're not getting Any benefit it's not helping you anymore For the distribution of social security At the point of retirement So that's always a kind of a Contentious type of number And again the number this kind of concept Will depend upon whether we think Of the social security as like a Benefit program a retirement program For everyone which means that As you put more money in you Should also get some benefit from it In terms of the distribution when In retirement or is it a welfare Program in which case You shouldn't get as much a distribution In retirement it should go to the people That need it at retirement again These days it seems like we're leaning Towards it being like a public retirement Program for everybody And if that's the case you would think That as your income goes Above a certain threshold if it's Not adding to the benefit that you're Getting in retirement that you shouldn't Keep on having to put a massive amount Into the system over that But in any case the earnings limit For workers receiving retirement benefits Who are younger than their full retirement age Will increase to 19,550 Recipients who go This limit will have One dollar of benefits deducted For every two dollars earned Above 19,560 Once again the Earning limit for workers receiving Retirement benefits who are younger Than the full retirement age Will increase to 19,560 So there's kind of an Issue in terms of if you're getting the Social security can you still Basically work and if you're Working and earning money it could have An impact on the amount that you're Going to be receiving from the Social security which is a crucial Decision making component we might Talk about a little bit more in future Presentation in terms of should you Take the retirement the Social security benefits as early as We might dive into that more later The earnings limit can still For still employed benefits Who will reach their full retirement age In 2022 will Increase to 51,950 Recipients who go Above this limit will have One dollars of benefits deducted For every three dollars earned Above 51,960 Until the month they turn their Full retirement age The retirement age for Social security Will set to increase by two months Each year until it reaches 67 for those born in 1960 or later The full retirement age for anyone Who turned 62 in 2021 is 66 and 10 months and this is the thing That you can imagine that if you're Not close to retirement that They can keep on increasing as they Realize that they can't afford The benefits going up forever so At some point something will hit And that won't smell good and Something might have to happen and What they end up doing is for people That aren't in retirement they might Increase the age that the Benefits will pay out for example For 2022 the credit earnings threshold Will increase $40 to $1,540 in earnings Per credit So what is the Social security payout Schedule for 2022 Social security benefits will be paid On either the second, third or fourth Each month which of these three Is chosen will depend on the day of the Month when a retiree was born What will the 2022 cost Of living adjustment or COLA for Social security be beginning In January 2022 a 5.9% COLA Will increase Social security benefits For approximately 64 million Americans skyrocketing Inflation amid ongoing economic Difficulties caused by the pandemic Have resulted in the largest Cost of living adjustment in 39 years How much will Social security Insurance SSDI be in 2022 SSDI Benefit payments will increase An average of $76 to $1,358 per month For all disabled Workers in 2022 Meanwhile those with a spouse And one or more children Will benefit from an average of $133 to increase $2,383 per month What does the Social security Administration SSI Distribution supplemental Security income SSI So individuals who were born Prior to May 1997 Or receive both Social security And SSI will receive A check from the SSI And on the third day Of each month should the third Of the month be a weekend It will instead be issued Friday of the month So does Social security pay a month Ahead or a month behind Social security benefits are paid In the month following the month In which they are due, for example The payment for Social security benefits Awarded in January are paid in February What's the bottom line When it comes to Social security There are a lot of rules and information That one has to be mindful of Even minor mistakes Can have a noticeable impact On your life in retirement Accidentally overspending On your weekly budget Because you thought your monthly Social security benefit Had already been deposited Shouldn't be something you have to worry about So consider making your personal calendar With the appropriate dates Listed here


Everybody forced here ripping 14 boxes of 2022 Bowman draft baseball jumbo for Sean D. Thanks Sean and good luck That means an 8 box case plus six loose boxes 8 plus 6 is 14. Good luck, buddy. Thank you for the order Let's hit a super. I mean that's what we're here for. Let's see the big names. Let's see green Let's see holiday Let's see them I'll recap the autos begin for you Sean No paper base is gonna ship out of this everything else ships I'll go pretty quick through all this chrome base because you're gonna get a lot of chrome base enjoys Now I'm just gonna fan the paper to make sure I'm missing any color Get through these fairly quickly or quicker than you know, we normally would Nothing quick about jumbo boxes light blue Joshua Bayez Nate Furman Hayden Dunhurst I stretch the forehand. Nope Stretch he's not three stretching can't fix what I have Vera there's a Connor pre-lip Relic, yeah, we broke some super jumbo's just about five minutes ago. St. First woman auto Caden Wallace Very nice Caden Wallace to start us off there Thomas Harrington. I am like a three-year-old and that if I see a cookie. I want the cookie so in that way I am Not much else though Aqua paper Gavin cross to 199 They were gonna be play right now. It's Rafael Devers retired to be Ortiz Tristan Veerling Red Sox fan Poor one out for the Red Sox fans you guys Going through it right now Big market team making moves like the Oakland days out here a Dylan beaver's first moment aqua lava Number to two one ninety nine Zach Nito Nito But oh it is does he do that?  I mean I'd be shocked. I mean I guess I wouldn't be that shocked I don't think it will though. Is he gonna get Dominguez hype? I guess never say never There's a Jacob Marcy at a 499 first woman refractor auto Hernandez and Ella Cruz I can find a way to go fashion it be cool Rennar Cox if all the cards face the same way this take less than an hour. Promise that light blue Henry Chase Delotter to 99 green paper Eric Brown jr. Alex McFarlane first woman yellow lava Nate Savino Ball by redemption Henry Bolt blue wave refractor parallel auto A's prospect there. Let me to 150 Henry bolt That'd be a very nice one. There's a bolt right there. Is it bolt or bolty? bull bull bull These are like a lot of card packs. Yeah something like that about the filling I Green Roger Garius to 99 How much are the I don't even know 30 cards a pack 32 cards a pack Morta Bell Acosta Montgomery choreo Patrick open cards. I hate to get an auto got open hobby boxes So many flipping paper base cards first woman auto of Kate Horton that Tim's a Tim Horton's brother Jackson holiday first woman refractor Leonardo Balcazar you can go buy autos You want to collect a lot of high boxes that aren't that expensive Light blue Cole Phillips to 499 Yes, you can rip like, you know top screw or like tops like flagship like jumbo and stuff like that for nothing crazy You need to get an auto and you get a bunch of cool stuff Troy Melton first woman light blue purple Dustin Harris to 250 Gavin cross Nate Savino the way I could just do that All his base there's an Elijah green Valera Kassavich Redemption here Jordan Beck chrome prospect auto Jordan Beck base auto there solid hit Kayden Wallace Jason choreo Elijah green local kid Elijah green right down the road Five minutes from where I live now Really where you go West Orange? She grew up with Windermere. I think it was IMG. Oh eventually with IMG. Yeah, buddy. Yeah, I mean Eric Green was Windermere Don't don't let's go Mizoroski Sonny Deshara Steven Zoback Aqua paper Ignacio Alvarez to 199 Paulino James Wood personal boxes If you want to have it ripped live each use rip it live or rip it on YouTube or whatever. I think the terminology is Then we'll open it here for you ship seal the ship to your door But that we only do personals at certain times And right now they're full. We have a ton order right now. Kyle Manzardo green speckle There's sparkle. That's a nice one. It's a 99 in a black auto Tyler Stewart to 75 First moment out of Tyler Stewart black Gilbert Pete Hansen. Yeah, of course So we typically we're mainly group breakers, but we have personal times as well Logan Tanner on the first moment sparkle Muncie Robert Moore. Yeah, I mean top sounds bone Just look at her prospects and drafts and all Bowman look at her prospects, but draft is literally only cross It's the only Roman that is just only prospects Nothing else in here first of Williams Jackson Cox Ignacio Alvarez Jacob Marcy. Yeah, Monica. I mean, hey, it's part as part of the thing man. I got to read chat got to communicate Gotta have conversations man. We do this Hours, you know a Justin Boyd first woman purple auto 250 Justin Boyd Elijah Green Blue paper Trey Sweeney to 150 Victor Kumar Rocker Nick York Judd Fabian On the base refractor So I'm starting to see there's never any color on the back paper. It's always the front jumbo at least always in the front light blue Ellie De La Cruz Purple first bowman Sonny Deshara Beach Yara to 250 Landon Sims a Carson Millbrandt a sparkle Walter Ford Utiada's Robby Snelling sub Chavez First woman auto Nazir mule Mule maybe Nazir mule Alex Freeland. I think bonds are to be in the Hall of Fame Part of me says yeah, just cuz Just incredible Yeah, use PD's. I just don't think so. I guess Kenya Huggins Gabriel Hughes Vaughn is not on right now. It's not gonna twitch chat Don cone got Dylan Ray first moment refractor White blue paper Daniel Vasquez to 499 Chandler Simpson first bowman refractor a Reggie Crawford to 199 on the first moment Aqua lava auto Reggie Crawford nice card there. Oh, yeah, we do regroup break all sports Sweeney jaren McKenzie. What's up my skills? Yes Box for I hear that got to Melendez a Costa Jake Bennett Gold Justin Boyd first bowman auto nice hit 29 out of 50. Yo, Sean Anthony Hall What's going on, Brandon? Got Aqua Christian Hernandez paper to 199 14 boxes, so just about a dual case SG click the loss Amador colos Hey, what up, Brandon? How you doing man? Merry Christmas light blue Drew Baker Blue Adele Amador with some damage on it. We'll send an empty box and a wrapper to free Sean It's a 150 on the bottom there. Trust me. I'm sending through late. Don't click on the link to the high person Drew Gilbert Jacob Mizorowski Nah, Sean's on it. Who's he's a hacker? I don't think it's you ever met using a hunter barco speckle first bowman Non-numbered Hernandez Steven Zobac Granny, you missed the hockey breaks. You did earlier. I don't know who's Mr. JR Richie first bowman base auto Kevin Cross Valera Hansen Gold paper Ben Joyce to 50 Caden Wallace like a base card over here. Yeah, Bowman's popular Especially draft SG did you watch that video? Sadie's Nate Savino Yeah, dude's going crazy. It's all over the place That link I just put in there the the meet the the faces behind LSC It was literally like a minute ago. Yeah here purple first bowman Carson Palmquist Number to 250 in a Justin Campbell first bowman auto refractor to 499 Click that link Just watch the video Yeah SGC is like Sam. Yes. It's like Sam right now Can't be a reason with can't tell him what to do Reggie Crawford. I want you to see that video. I want you to see if you can pick out my son in that video May this break ain't going nowhere It was good, man. We pulled a one-of-one Jacob Bryson auto. That's a nice relic some other nice Autos there was like a McTavish Jersey auto Nothing crazy outside of the Jacob Bryson a one-of-one rookie auto, but it was still fun, man. It was a good time No crazy abs. I think there was a There was a manufactured McKinnon from what I remember. I don't think there's anything. There's nothing crazy though at all No hits for the abs. It was pretty light on them outside of the manufactured McKinnon Traylipscomb light blue Kennedy Barco Light blue to 499. I don't think I don't remember any hurricanes hits. There may have been like one patch card But there were no autos of the Hurricanes for sure Gunnery Peter Messick class of 2022 insert auto Mets jet Williams nice jet 250 Serda Walter Ford Jets a good one. That's a nice insert auto Victor Cole Young Noah Schultz Aqualava first moment Traylipscomb Numbered to 199 Ivan Melendez. Are they gonna trade under the Yankees? Yeah, we didn't pull a really cool Stanley Cup net cord John Klingberg does a cool hit Jake Bennett first moment. Oh We pulled a really cool. There was a There was a glass redemption a lake Tahoe glass redemption for one of the flyers players I want to see what those look like like a rink relic Jordan Beck purple the paper to 250 Sparkle first woman auto cutter coffee to 71 nice hits on the cutter coffee Anthony Hall Dylan Beavers if you order now, it'll go tomorrow night still have these Seven boxes or nine boxes jumbo after this and then there's like six more orders to full for tonight Keep in mind guys tomorrow night's last night of personals until Monday night after group breaks They're gonna fill up quick tomorrow. It's the holidays. There's gonna be a wait for personals for When we get back after Saturday Sunday, there's gonna be wait for personals I would think every single night Especially since I'll be the only breaker here. Everyone else got stuff. They're pretending to do that Jared McKenzie light blue Tanner scobal Jack Barrington or Branigan Barrington.  They got all the food names sure did I'm still in the lamp Yellow Lava Andrew Pintar Number to 75 a blue ray wave or sorry just blue wave first woman auto Jacob Marcy to 150 nice color there Pintar I'll take this It's gonna be a long day tomorrow anyway, I'll be dead on Christmas Eve You're gonna you're gonna be you're gonna be beyond dead. I'll be dead.   Oh boy Hunter Barco. He's all over the place. Oh, yeah, I was in Twitch again.  So let's go Green Jacob Miller to 99 First woman auto Jacob Marcy It's all over the place. There's a yakob. It's got a K This guy's just chatting everywhere It's losing it Adam Zor palette Peyton palette Blue refractor first woman Jacob Melton Number two 150 drew Thorpe Palmquist It's a dope gig man. No, it is good.  I'll take it over. No Dakota Yeah sitting in no 30 under Sal Stewart Don't want car batteries reason. What are you talking about? I Never heard of that. Yeah, that was a thing. It was a possibility in my life I was just wearing out of the heat for two years three years run about five minutes of box run run that pace now Started slower moving though light blue Jacob Miller You talk to me Yeah, I'll just tell him hey, it was important Jet Williams And then none of this is top-loaded and ready to go you know what I mean Keep me alive Someone to talk to you first woman purple Jacob R. C 250 and a gold wave first woman auto Steven Zoback 26 at a 50 I see gold wave. That's right.  I wish I could last year we had 24 25 and 26 off I guess cuz there's so much releasing where we're breaking the 26 Last year we had three days off really the holiday. We got to this year I was like man. I don't have time to like rest Christmas Eve got stuff to do All right, let's get into the case eight boxes left But then Monday 3 p.m. Start time for the stream So I'll be here like one to like two like 1 p.m. To 2 a.m. On Monday Listen, I was sitting on a couch Saw this my son told me about this place I started watching it Month later. I was working here purple paper. John Kinsey. No, well at 250 purple first bowman dominant Keegan 250 Chrome there first woman auto Andrew Pentar Orange holiday would be cool Sampled a base orange holiday last night Tanner Scoble first bowman refractor Right now I can't even breathe cars are coming College of coming this one you can't like got the got the chrome dust in your in every pore your body Cain Wallace first woman refractor. You gotta stay on this one. You don't get back up your trouble. Yep Lock it in Almost halfway almost halfway light blue William Bergola a Dylan beavers Yassir Mercedes Do I in Boston Brandon you got any you got any chases in Bowman Bowman drafts Bergola Walker a Sonny Deshares a 499 first woman refractor auto Sonny Branigan Morta Bell green paper jet Williams a 99 ice green paper there. You said yes, sir lock it into what? Yes, you Nazir mule a green refractor of Louis on a la Cunha number 17 at a 99 Jackson holiday. Oh, yeah for sure, Brandon. I get you on that So one of the super jumbos I pulled a red wave Sirlin Thompson auto actually Jordan Lawler on the sparkle non numbered base cards like slicker in this like they don't stack as nice The the chrome Costa got Drew Gilbert base Meyer Chrome base Meyer Aqua Lava first woman auto Ryan Sermak till one 99 Shoryo Hernandez Balkazar Gavin Cross first woman refractor a light blue to 499 Shalyn Polanco paper light blue chrome Zach vene Jobin Valera Nate Savino Reggie Crawford on the refractors Yeah, like five minutes of box Just about now we're on that face Group record these cases in like 30 minutes Got in Aqua lava first woman Drew Thorpe Number two one ninety nine and a Justin Boyd first woman refractor auto to 499 Jud Fabian What do you mean take it easy Landon Sims. Yeah, I like exact needle a lot. He could be like really good He's he's I know he's get he's getting like a lot of hype, but in my opinion He's like sleeper for like best player in the class. Yeah, I think a lot of people think that way What is for a reason first woman refractor Carson Milbrant as far as like just raking Him to Mar Johnson There's a lot of high brown tomorrow Light blue paper one been showed a 499 Super sunny today, huh? It's like foggy until I knew when a Robbie snelling no shoults Yeah, I need to set an alarm for tomorrow I said Ten or so I need to sleep in I need to sleep a little bit Got Dylan ray Steinbrenner field. Yeah, Sean doesn't want to go to Steinbrenner field It's nice. It's all right. It's not bad for spring training ballpark. Yeah, most of the ones in Florida aren't so bad Nathan Martirella Martirella first woman auto Bryce Hubbard Yeah, it will cost It will cost I didn't take an aspirin after this Invicta Jase Jung is a young or Jung Do you have like a package or something down there Steinbrenner definitely was the boss Yeah, they've been they've been a much different organization without him passed away Bunch of losers now first woman light blue Joe lamp a Yellow Lava Jackson Job Number 10 of 75 Laro Decade Michael Kennedy. Oh, that's pretty sick. So cool. It makes it way cooler That they're your seats It's a 499 Nick Bittison Yeah, dude, Mr. Skippington is actually he's buying seats right next to you dude actually has seats next to you About the whole section. It's just you and him He's gonna be there every game Like I've never seen that person you have yeah, yeah for sure I'm almost positive a gold first woman auto Kate Horton 26 out of 50. That's cool, man. Hunter Barco Yvonne Melendez No, when you come down to the games man, let us know hit the hard rock Get my Venus Oh And then hit jail Every time nine times out of ten Parker Messick Jake Bennett the backs and twins You guys will have so much fun Walter Ford Anthony Hall Lot's in an Amador North West for the state Ever been to Dustin, but I do want to go to the beach there man. Listen take your woman there Purple ends in Polina to 250 Black Dominic Keegan to 75 first woman auto very nice Young Jacob Marcy Kumar rocker on the variation there Jackson Cox there light blue is equal tovar Ryan Ritter Ben Joyce William Kempner Purple Jordan sprinkle to 250 paper the first woman auto Ryan Sermak to 150 We got a Hayden Dunnhurst Guzman, I don't think I've seen a color paper on the back of the pack at all Victor Mikey Romero a Connor pre-lip Green refractor first woman Azir mule house Rincones That's your Don Adela Santos Alex McFarlane a first woman auto of Drew Gilbert base auto drew Gilbert Gabriel Hughes Chandler Simpson orange paper Walter Ford to 25 Ain't like that Brandon. That's for sure. That's for sure light blue Dylan Beavers They don't drop below freezing tomorrow, which is super rare here Ignacio Alvarez, which I guess is the equivalent of that Elijah Green We won't get that like super cold until like late tomorrow into Like all day Saturday and you know into that night But even then like the lows like the lows like 29 or something Which granted for Central Florida? That's like that's about as cold as it gets in Central Florida I don't know if I felt colder than like 28 in Central Florida. They'll be it's gonna get it's gonna kill a lot of citrus That's for sure Hope you guys like expensive orange juice And we're negative 50 cold to say in 35 years. Yeah Yeah, I think you're right now It's I'm honestly surprised because I can won't even be like quite as cold like where you're going Yeah, like it'll be it'll drop in like a single digits, but like I'm surprised it's not gonna be colder than that Yeah, I Guess it's because on the coast and it can't be that cold on the coast Aqualaba, Louisiana, La Cunha numbered to 3 to 199 and a drew Gilbert purple to 250 first moment auto Brennan Barreira Thomas Harrington aqua paper to 199 yes and more bell Henry Bolt Tristan Veerling supposed to supposed to warm up a bit over the weekend Brennan, maybe that cool forever But it seems like the Midwest like the center of the country is getting a lot worse and like Obviously the West Coast isn't getting it too bad, but like East coast is getting it but not like crazy Fernandez and Mesa Like center of the center of the country Everybody She'll learn negative 15. Wow, that's pretty cool Washington State. Everyone's never it's gonna try to move to San Diego That's what I was gonna do Dalton rushing first woman base on a Walter Ford Got a Cole young first moment refractor you on it to class a Time for a big hit Blue paper Ivan Melendez the 150 light blue Jordan Lawler a blue refractor Louise Mesa To 150 that can start lock up get the jet Williams of those case hits those inserts a Nate Furman What for Sam was Redemption Cole young Very nice chrome prospect auto redemption There you go, Sean. Here we go. That's a great hit. We're gonna get that one magged Hey chase me drop Dude, I know he yells everything he yells just about everything especially when he knows it's gonna get a reaction I Won't say it like that if I know Sam's you and I won't say it like that Yeah, always live Eric Brown jr. Alex Freeland, maybe I'll go live on Instagram on Christmas rips and boxes at home Maybe I don't know maybe I'll just fall asleep on the couch I'm watching basketball Cuz I watch I watch football on Christmas day Basketball is better on Christmas 499 Owen Murphy light blue paper Chris is he you all watch football Can you Huggins it'll probably be probably the local game anyway, so probably I'll probably have it on TV because that's all I'll have on the TV so I Watch whatever, but I'll be busy most of the day Heck yeah, Brandon. I got some tops holiday boxes that I've been hanging on to So I'll rip the I have like three tops holiday boxes that I bought her tops. They first came out or if those I bring some Pokemon home.  What's your ribbon, Brandon? What you're putting on a Christmas? Kumar rocker Simon one Driver commentate one private rips. No, I'm like super quiet first woman blue paper Gable he was the 150 very methodical about it. I go so fast sometimes I Like I'll just like throwing base cards at the car sometimes man Is I just don't want him in my house when I have room for him. So Kevin Prada refractor. Oh No, man right now. I can't I couldn't lift the barbell right now. I Could not bench the bar right now, dude No way Me terrible It's only room I went by default I guess Does it mean I'm strong Ensign Polina sparkle. I don't know man.  There's no way Sam bench in a twinkie No way Sam bench is more than Blake First Bowman lava auto Jimmy Crooks the third to 199 I mean it depends on the product to be fair it depends on the products Justin Campbell Mason Barnett dude, I pulled myself a superfractor one time and I was I Was pretty quiet and I just like showed my wife. I was like, look at this Like she she was she was in bed watching watching TV and I like pulled this I pulled the superfractor out of a soccer box Yeah, and I was just like hey, I was like I was surprised and I was like in my mind I was like, oh my god. Oh my god.  She's like, oh very very very nice. Something like that the Pereira Cutter coffee I'm trying to watch great. She like pretended to care. So I wouldn't get like Wanted you like oh, I thought you'd be more excited It's exactly what happens Topseptate hobbies and chrome black. That's what's up, man I don't think Sam would actually say that though light blue Jason choreo. I don't think he would Gold chrome first woman Gabriel Hughes numbered to 50 Sam's we're talking trash about like ski ball and stuff. Yeah Yeah, you feel that right. Yeah, you have the same thing with the wife now my wife now should get out of bed for Pokemon cards Yeah, sure. That's cool. I love ribbed that She always wants to like split the box for same amount like not you rip more because you enjoy more like I love Pokemon But I rip everything all the time as you can see I got Cade Horton Drew Baker, but yeah, Sam ain't doing nothing plus I don't want to pull the big card if we're up in a box, but I want her to pull the big card, right? I I'm not trying to like back but is literally my job to open cards I was just like I want someone else to do it Matt McClain light blue paper to 499 First woman auto drew Thorpe Rojas Noel Sammy bench and nothing It does depend I rip something slow Like tops holiday.  If I bought a couple of those they're done They're dude. It's like Nick Cage bro gone in 60 seconds. You got a Dominic Keegan What personal box force just like because of those you there's only like three things you're looking for Like I don't even look at the base half I'll just be like there it is. All right, cool time to move on Zardo we've got Jacob Melton. Yeah, right Brennan. Also. I don't want my wife to get involved in collecting because Money a Trace Gonzalez Cole Phillips She can buy she can keep buying clothes and shoes. No, that's fine. That's great. That's great because I got I can't I can't complain about that What I'm getting packages from eBay and Breaks and stuff like that every every like three times a week so Can't complain can't complain. Yeah. I know we only break live for sure You see something packed pulled you got it you have the recording good to go Get it replaced green refractor Chandler Simpson 99 and at first moment Otto Bryce Hubbard Shoryo and Scobal Yeah, like seeing someone else pull something big if it's like I when so one time When I was first working a late and my mom came to visit and I was like I was like come on come on I'm you're open to Pokemon cards like my mom my wife and I Made everybody open packs. I kept handing them packs. I was like open open it open open it like don't you want to open some?  She's like she's like, oh, what's that?  She's like, oh, okay, like they started getting like all pumped up about it. I'm like, yeah, exactly Like blue Victor Alcosta. I try to get everybody involved Yvonne Melendez like like when when we're all here at the shop and someone decides to open a box Literally everybody gets to open a packet like we'll be like eight of us in the game He said you open a Pokemon and like freaking out if something's pulled it's so much more fun as a group man Green Colton Couser to 99 Orioles and truth be told I know a lot of you know this But that's why people order personals to be ripped live a lot of it is that a lot of it is free top-loaders And you don't have to deal with paper base But a lot of it is it's entertaining and it's fun to share, you know Jake Bennett I was like In my first pack I pulled a Charizard and Dylan was going bananas, I didn't know what Zach Neato Sorry cut you off. So 499 There we go refractor auto Sean 124 499 I'm sure Sam says Neato and a much more like aggressive like As soon as I pulled that dude, I was hooked. Yeah I mean everybody knows the Charizard It's like the Pokemon. Yeah, it's the Jordan the Pokemon. It's the Fleer Jordan the Pokemon Yeah, and then I was hooked it It's the best choreo more a bell Neato Zach Neato I'm Trying to pop my chest Aqualaba Austin Hendrick to 199 Little damage on that Balcazar you're getting a box already though Sean Playing Valorant these guys always playing games and watching that's how I that's how I watch breaks though Kind of have it on on the side for the most part if I'm not in it if I'm in it I'll watch or depending on what it is Or if chat's going I got to get in chat, you know got Nate Savino like last night during the pizza thing I had to get in chat. It was too good. I was loving a Jackson holiday base refractor on that last pack Hey see a Brennan, hopefully we'll see you tomorrow, man. If not have a merry Christmas You don't see I'm sure we'll see you tomorrow though Light blue paper to 499 Jordan Loller. You good day tomorrow Ben Joyce first-moment auto angels. Yeah, you got ready to go. No, not yet. Carl Kassavich Gavin Cross Are you gonna be open to me as well? No Put down a couple shots Sleeping uber on the way to the airport Nice even better. Nice That is way better You all just you're gonna ride together there for pretty much Light blue Christopher Pashiola Pasiola Andrew Pintar Caden Wallace You can't see If you're in the fridge, he's on YouTube. You gotta tighten up. You gotta tighten up. You gotta lock it in Lock it in, son Atomic Invicta Kevin Parada Number to 150 Baez and Mercedes Two more. Let's break my take a while to upload. So again guys, I'll do a few more after this, but uh, it is uh I'll do a few more after this guys I'm not gonna get everything that was ordered before we went live done Like there's another big order that I'm just not gonna be able to get down the night. It's too much Orange Oscar Colossus 25 Is more bowman drafts. I was telling you guys Yellow lava waltzer Ford Number to 75 and alex mcfarland first-moment base auto brand again Right. This is your mule Elijah green Jared McKenzie and nick york Got a first bowman landon sims Took a nap. You're still tired today First moment refractor auto tray lip scum the 499 Right You don't nap anymore. I got errands to run Light blue serenac the 499 I need my naps Yes, that needs his naps No, I hear you man. I would take two if I could Wish I was three take a lot of naps Got Andrew pentar your scrooge.  I get nobody I'm already done with all that Amazon baby Cutter coffee on the speckle first-moment I'll call us Michael Kennedy. Yeah, man. I love I love Christmas It's gonna be a stinger with no mom being there, but is what it is. Yeah Purple first-moment auto ben joist 250 Shoryo Montgomery going slower now that's for sure Couldn't keep up the pace It's too much. Yeah, man Job sarita Nope Yeah, purple paper Pedro penata to 250. Thanks man. Appreciate it That's the holidays for a lot of people Nate Savino, Anthony Hall What's up, bc Oh, yeah, bc. Well, you just wait wait. So you see what time I finish the stream tonight You just wait you want to see a late night God josh kashovich Adele Amador I'll be waking up the rooster when I leave Oh, man, you're gonna be the 448 that we left the night on the star wars great What I was just saying what I really want to know is uh Is someone else gonna show up for like the morning the morning to start by the time I leave They can be coming in here clocking in Hey, how's it going? You started to start early? No, I'm still here We're talking about that 48 hour break break-a-thon This is it. I'm just kidding. No chance, dude Purple first-moment jimmy crooks the third to 250 a blue wave first-moment auto sterling thompson 60 of 150 Oh, nice thompson Oh, yeah, nice thompson Blue wave Dude bring up your phone open up youtube and just rewind it to that poll Last box of that break so you can hear it light blue lamar king jr. The 499 Red bull and crispy cream dude. I think I'd lose a tooth or a foot Yeah, both. Yeah, cavity and you lose your foot Yay Hey, michael michael more nor Knorr Light blue balkazar But yeah, I see jordan back. They always come back. Yeah. He'll be back. Yeah. They always come back That's our cruise wreckly First-moment auto jimmy crooks the third jimmy crooks a jimmy Lipscomb Troy melton Dude, maybe I'll listen to also listen to christian's music tomorrow. I think I haven't really listened much this year. I haven't South steward to 250. I know I'm gonna do a lot of it too. I've heard like a few songs. Yeah skipping through stuff Yeah, like I got to listen to like jingle bell rock and All right, good night. Have a good night, bro green first-moment uh jake and miss rowski It's a 99 AC sg We'll see you tomorrow. Hopefully jake of millard Hey, man, sam will be here in like three hours That's what it seems like it looks like matt literally will be here Matt will get here for 10 a.m. Stream probably like 8 30. It's 2 30 right now Is it jc young jc young Thomas herrington. Let's see a big auto here. I think there's one more still Probably the last one coming up Black first-moment auto jared poland to 75 Love the black autos and bowman draft Ritter nito Got an older hobby box of f1 quite worth some money like tops for 2020 Light blue thomas herrington. Look at that the last back Dunhurst poshola you got to come by some time All right, man Take me to the cleaners Blue paper anthony hall to 150 you'd like trust me this one hits big. Yeah. Yeah, this blaster hits big.  Go through the autos really quickly here So should be in order by parallel. We had jimmy crooks alex mcfarline ben joce brice hubbert drew thorp walter ford drew gilbert uh nathan martirella pintar jacob marsy jr richie nazir mule Cade horton caden wallis Refractors to 499 tray lipscomb justin boyd sonny deshara dylan dilutia justin cambell Jacob marcy the answered auto jet williams the 250 nice jet Got uh to 250 So purples here ben joce drew gilbert Justin boyd aqua lava to 199 jimmy crooks ryan sermac Reggie crawford blue wave to 150 uh ryan sermac sterlin tomson jacob marcy black to 75 jaren poland dominick keegan Tyler stewart speckled the 71 or sparkle the 71 cutter coffee gold of 50 kade horton gold waves zobak gold justin boyd A blue wave henry bolt refractor redemption very nice card there and a jordan bet chrome prospect auto redemption A couple mag cards here zack nito first moment refractor auto to 499 and a coal young chrome prospect auto redemption Once again shone appreciate it. We'll get these out to you


Yo, what is up children of the court? We are back with support. Tom is a tank engine.exe video And we are back on Tom Cobins channel He has released like three videos since we last came back to his channel So it should be awesome and happy Friday by the way, and let's jump straight into the video All right, so from what it seems like is uh This is how he created the first video where all of our nightmares first started Dude, this is awesome. Oh, oh cool. So he's like transitions Dude, this is epic.  Oh gosh Not this again, man red childhood times a thousand We're back to this nightmare It looks so happy when he's crawling through the tunnel dude, this is this is awesome, man. I Wish Tom Cobins would make a movie of this like a legit movie like 30 minutes 20 minutes long, you know All right, so it seemed like it's the old video But it's just looped around over and over and we get to see how he actually made it pretty awesome. Oh The top hat mr. Top hat. Yeah, there's no running from that, bro Uh-uh Not in the million years. You're not gonna escape this Thomas fight of the train By the way, Thomas you look very dank, man. Oh Gosh not the teeth That looks like it hurts a Tom Cobins. Oh, I see you right there his profile picture All right, so it seems like that's the end of video all let's go check out his other video It is Thomas hunts. So I think this is also showing us how he made it.  Oh, I Mean he has what eight legs. He'll definitely catch up to you no matter what There's just no outrunning him. All right. I can't stop watching this, bro Even though it's so terrorizing.  Stop coming in and out of there, man. Someone just smash this guy with the shoe or something Face him right at him.  Oh Man, all right, so it seems like that's that's Thomas hunts video So let's go check out his other one. He does have three videos that he dropped ever since all of this Okay, this is a Thomas rigged demos and cinema 4d behind the scenes Okay, so this is the actual Thomas model that he built Always moving his eyes around Cool. This is like the Roblox a studio. Oh Gosh, that is so creepy the way he moves his mouth. Oh Oh Cool, so he can actually move like the left and right side of it. Oh All right, this is pretty neat What else can you do? Oh Thomas is twerking now. Oh get it Thomas. Oh Man that looks hilarious All right, so he can basically move anything that he can control Thomas literally.  That was so creepy. Oh, that is so I don't know how I even How even came over this idea? All right, so now we're on the oldest JB's channel We're gonna check out this video Thomas tank horror slash thriller trailer. All right.  Oh, he looks like Peter Griffin All right, it seems like something is going down Dude, why did you look so evil? Why is he so afraid? Yo, he just threw himself from the bridge. Oh Man Dude, what is going on? Oh, that's not good. Oh Dude, he just threw him these trains are savages. That's gotta hurt So why are the trains throwing themselves? Everything seems like it's going downhill from here in a way to survive that Thomas the tank engine and friends Yeah, this is not the same one Thomas cartoon. I remember seeing Geez, all right. So for our final video We're on a philax channel and this is more of a meme compilation. Let's check it out, man Oh, I hear the I hear the music Oh Star Wars trailer that should be Kylo Ren, but it's Thomas. Oh Well, I remember the Sun dude, I would be so terrified. Of course there it is. Oh Man, what is this guy doing? Are you kidding me, bro? You just getting smacked up by Thomas. Oh Get it get it man. Wait, what movie is this? Okay, some of these movies I have no clue. Oh, I remember this one. This is an old movie Dude, why is there a train? Oh, I remember it's about a train that like it gets hijacked or something Oh Nicholas Cage is like double memes now Yeah, there it is. All right, so that seems like that's pretty much it We're the Thomas Tank engine meme compilation All right you guys well that was Thomas EXE if you guys enjoyed the video make sure to smash the like but if you're new Around the channel make sure to subscribe and turn the notification bell on and hit on Notifications when you do and I will see you all in the next one


We all know it's not sustainable for health care to be 16% of our GDP and growing. We all know it's not sustainable to spend $8,000 per year per individual on health care. That doesn't translate around the world. So we're creating devices that will democratize medicine. We're different than other companies that are working in health care, health care devices or health care software in a critical way. You have a huge number of companies doing software, but they don't have anything unique in terms of the information that they're feeding that software. You have a smaller set of companies but large companies that are building wearables. You have Apple coming out with an eye watch. But those wearables really aren't looking at the world in a new way. They're using standard electronics. And so what we do, we make a sensor that can see something that no one else can see. What we're doing is adding, if you will, senses to electronics. So a cell phone can see. A microphone allows electronics to hear. We're allowing electronics to see in new ways. So if you think about the medical fields, you think about ultrasound, you think about CAT scan, you think about MRI, we want to add all of those capabilities to electronics. We're one of the only groups in the world, if not the only group in the world, that can take a device and allow it to have a sense that it's never had before. Our team showed that with IonTorrent when we were the only team in the world that was able to make a chip that can see chemistry. Now we're making chips that can see lots of different things. But what we learned from IonTorrent and what we learned from 454, while it was great to have a first device, while it was great to be able to do something that no one could do before, we wanted to do more. We wanted to be able to accumulate the knowledge from separate experiments. We're taking advantage of the fact that in 2014, you can have a cloud that has all the proper regulatory approvals to put medical information in it. So now we have a device and a place to store information, not on one patient, but tens of thousands of patients, hundreds of thousands of patients, or even millions of patients. So first device, the ability to accumulate that information. And now, for the first time, we have algorithms that can handle the information. Previously, you could never finish what people had referred to as the virtuous circle of AI, where you would have information, you process that information, and you would make your applications better and better. But if you've noticed what's happened in speech recognition, in translation, in image recognition, a new technology or new methodology called deep learning has cracked all of those problems. Computers can now understand what we say. Computers can now translate text. Computers can now search images. We're taking advantage of our experience and ability to make devices. We're taking advantage of the world putting a huge investment into clouds that are ready for healthcare. And we're taking advantage of being a first mover and having a new type of information and applying deep learning to it. It's an amazing moment. It really is a renaissance.