Let's talk here about DJ shark because I agree with you that Nick foals overall is an upgrade for this offense And he really did look towards DJ sharks way really often And we know shark has talents name that salary for DJ shark next week Against Tennessee and what is probably not gonna be a high-scoring game But it isn't gonna be as bad as it would have been back when the Titans were Doing whatever it was they were doing with Marcus Mario to a quarterback. Yeah, so The the matchup in game environment doesn't seem to be great But the number out that I had in my head was between 68 and 7,000 so I'll split the difference and say 6900 nice I think that I would probably be like 67 just because the game environment is annoying and I do I do value that more at a wide receiver and quarterback than any other Position so I think that that's the main concern from a role perspective He's awesome, and he's upgraded to $7,000 for next week. I think that's appropriate Like I think that we can still use met that number I agree with your assessment though the other guys too because Chris Conley is 57 and he's getting high-leverage work Whereas DD Westbrook is not and so Chris Conley. I think Deserves to be a second on this list Westbrook is $5,300. That's it's a very low salary But I think that Conley is at least an option


It is 5.30. I will call the meetings and public works to order. I'll start with roll call. All the person cells are here. All the person Raimi here. All the person Ross present. All the person Hyman here and all the person Decker is here. So we will start with the budget. Congratulations to the flag of the United States of America and to the Republic for which it stands one nation under God. Inevitable liberty and justice for all. We'll start out with a quick introduction. All the person Decker chair of the committee from our district 6. All of enjoy them in that district. So sign orders across district 8 by share older Angela Raimi. Older Anna Salazar district 3. As major legal for in Louisville just here with I guess you're going to act of transportation just listening to Steve Jorgensen interested citizen. Joel Coles D.P.W. Joe Curlin D.P.W. Jordan skip D.P.W. Stacy Westlejack P.D. D.P. Heather Burke D.P.W. David Bebel Public Works Department. Change it up. I'm Ryan. Just go to number 5 approval minutes from November 14th 2023. I move to approve the minutes. Second. Great. Second. Any discussion on those minutes. All in favor. Aye. Opposed. Chair votes aye. Those are approved. Okay. Number 6. General Ordinance number twenty nine twenty three twenty four. Darvins commending sections. Fifty four dash three ninety seven fifty four dash three ninety eight fifty four dash three ninety nine of the municipal code. The sewers and sewerage disposals as to make changes to service charges. Director. Well. We're going to defer to Jordan as the budget was passed as part of that. Now we have to set the rates since the budget's been established. That helps then Jordan in the waste department plan set the rates and that's what's before you and I can let Jordan dive into the details of that. Thank you and I think many of you have seen this annually before we're toward the end of the year we review where expenses have come in from this past year what the budget looks like for next year. And then pretty complex rate tool that Donahue Associates helped put together several years ago basically used to advise us on whether certain rates within our structure need to be updated. This year there is recommended a small rate increase for volume for fixed which basically means two dollars a quarter for your for every customer. So that's just a four percent increase there going from fifty to fifty two. We're also looking at a little more significant increases for specifically for industries or communities that have a higher than average concentration of phosphorus. That's going up about six point two percent and then also volume rates. So basically the amount of volume that we get from the outlying communities. Shabodian Falls, Kohler, Wilson Town of Shabodian their volume rates would also go up about six percent. Basically this rate tool takes a look at what our expenses are in these different categories. How much volume how much we call loading or strength is coming from these various industries or communities and then calculates whether our pass rates are sufficient for moving forward and fair. And so it's a good tool. It's very complex, but I'd be happy to sit down with somebody and show them what I've learned of it so far, although there are mysteries that remain in there. For the most part, those are the biggest changes for proposed for 2024. Also, we are adding a separate hold in waste category in the past. We've had holding tank waste and septic waste at a relatively low price. And what we were finding is that when porta potties are brought in and that waste is dumped, it is much stronger than those other waste. And so what we were charging was not adequate to cover our treatment costs. And so we've created a new category and that's significantly higher price than what those other two existing categories are. But for the most part, I think that the rates are fair. We've tried to keep them as low as we can. We've also communicated these proposals to the holders and to the town of Wilson and town of Sheboygan, specifically, we're asking about them. And we really occurred significant concern and it really recognizes that, you know, costs just tend to go up. So how does this affect the constituents? So our average city resident will see about a 2% increase and that's only based on that fixed fee. Roughly like, it will be $8 a year $2 a quarter. Some of the industries within the city might see their prices go up some more because of that phosphorus component. But again, that depends on whether it's an industry that has high phosphorus in their waste products. Okay, the outsliding area is Sheboygan Falls, town of Wilson. If they've already established their budget as to what they thought the fee was going to be, does that when they come back to us and say, hey, we didn't budget for that? Or the automatic, they just say, okay, well, they kind of have the service.  I don't know what their inner workings are. I do know that I did bounce these numbers off of, again, Wilson, Sheboygan, town of Sheboygan about a month ago. And so our hope was that they would have at least that picture in mind before some of their budget decisions had to be made. And I didn't hear any significant concerns. So, but yeah, that is definitely a concern. My understanding is that especially the town of Sheboygan was also facing significant increases already. So they might have accounted for some of this going. You know what they prepare. Right, exactly. Thanks. How do you account for the phosphorus in, like, say, Sheboygan Falls? Like, their industries and their, there's just bulk and that's what it is. It's bulk. Essentially what we do is the waste that we get from those communities are all come in one pipe. And so they're sampled and reared together. So we as the city of Sheboygan don't know what's coming from industry, what's coming from the households in the community. We just know here's what Sheboygan Falls is sending us. Here's their bill based on that. Okay. Any other questions? I guess I'm looking for a motion. I moved it. That's the ordinance. I'll second. I'll submit and second it. Any other discussion? All in favor? Aye. Chair votes. Aye. That is approved. Okay. Number seven resolution number 104, 2324 resolution, authorizing staff to file a claim in the multi-district litigation settlement, an aqueous film forming product liability litigation. District court for the district of South Carolina, master docket number two, 1-8-MN-2873, M-G. Alder Decker, you passed the test. You made that as difficult. I say five times faster. I was like, who's taking this one? I will. We are asking that staff be authorized to file a claim in the 3M, Dupont PFOS litigation. There is a class action lawsuit that has reached settlement stage. We believe that we may be eligible for some money out of this lawsuit, but because of our testing results, which have been very, very low, thankfully, we think our payout will be on the smaller side of things. We won't know for sure what our payout would be until we would file that claim and work with the claims administrator, but they've provided councils with, or city attorneys with a table that says the payout may be anywhere up to nine million depending on the flow rate and how much PFOS is detected. We pull our water from Lake Michigan and we test it regularly. We have had two historical tests that have had some presence, but it has been very small. We don't know if it's below any thresholds by the state or the federal government, and our most recent test result was negative, so we're thankful for that. But we do want staff does support getting into this litigation to receive some money that we can use to improve our filtration systems if PFOS increases in the lake. By signing on to this, we're releasing 3M and DuPont from further liability. That goes along with any class action lawsuit, right? You agree to take a certain amount, a certain payout in exchange for money from water. There is a concern that this happened with the opioid litigation a year or two ago. The state government set a limit if your municipality hadn't opted into the class action lawsuit or the deadline, the state preempted cities from signing on. So we learned from that and have decided that the sit back and watch approach is maybe not a city's best interest. So if we can get this money for a better filtration system, we'd like to take advantage of that. Any questions? Would this resolution state that all the money we would get would go towards filtration systems? There are terms within the settlement that say how the money can be spent. Thank you. Any other questions? I think this is, you know, PFOS are concerned. We've been reading more and more about it. We've been talking about it at the conference over in Green Bay. I think that anything we can do to minimize any chances of us having problems in the future is as imprudent for us. So I guess I'll just... Just a quick... Liz, is this only for water supply systems? Yes. Okay. So Jordan, I guess for wastewater, we'll have to pursue... That's what he's jacking up rates. Well, because the wastewater does get... not all of the water necessarily is derived from Lake Michigan because some of the communities we serve have well water and they may have higher concentrations that Jordan may have versus certainly many of the industries in Chicago that generate some. And this is... Wastewater tends to be kind of a... The main focus right now is drinking water and probably that's where it should be, but wastewater will be a consideration both with the biosolids that we generate as well as the water that gets put back into Lake Michigan. Our current treatment does not really address PFOS at all. There's a pretty significant concern on the wastewater side down the road that the DNR, the state, the EPA will look to water treatment plants to handle it even though we're not the generator of it. Pretty big concern. And so that's an excellent question just because we would like to know that if there is some sort of settlement in the future with the wastewater side that this doesn't tire hands in that way. Sure. And I'll make a note in my litigation memo to the city attorney that that's something that we should stay on top of and follow up as needed. I have a question, but probably isn't someone here to answer. And that would be, do we have any of the firefighting foam in stock in our fire department? And is there something about disposal of that because that's one of the biggest contributors of PFOS and the area is the firefighting foam? Locally, that is one of the largest contributors nationally and this was a surprise to me. One of the largest contributors is the Department of Defense. I don't know whether our fire department uses compression foam. Okay. It wouldn't surprise me if the county used it. I understand that it is used regularly at airports. Yeah. I'm not aware of any gold company that would be manufacturing or testing PFOS type chemicals within our watershed, not to say that they, they could be either. I just don't know. Mr. Chairman, to answer part of your question, I believe we do have, we have it available. We don't necessarily use it regularly. We just use it head to and we don't use it the larger. I believe there's a replacement now for it. So I didn't know if there's something for us. If there's some kind of a fund or something to get rid of this that we have and replace it with non-PFOS. I guess that's a question for us. That's not a question I know. That's a very cheap question. Okay. I guess anybody else has any other comments or concerns? Can we, so I'm looking for a motion? I move to adopt resolution. Second. Motion's made seconded. I'm in the discussion. All in favor? Aye. Opposed? Chair votes aye. That is approved. Okay. Number eight, resolution number 962324. Resolution directing staff to develop complete streets policy to improve citizen accessibility and all forms of mobility within our community and to increase safety, comfortable and conventional convenient travel while promoting public health and sustainable environmental practices. Thank you, Mr. Chairman. Yes. So tonight we're asking this board as well as the comic council to give us guidance in developing basically a complete streets policy for the city of Sheboygan. And what does that mean? So what it means is we're really looking to when we do road projects within the city or transportation projects, we're really looking to become more holistic and not just what I would say is what we have been focused on, the automobile. There is a lot of other modes of transportation such as walkability, sidewalks, accessibility for handicap, accessibility with programs that need to be installed, other modes of transportation, electric vehicles in the future, as things become more and more involved, need to take more of a larger approach. So with this policy does, and we've started a website already, kind of just some guiding principles. And once this gets approved through the board tonight, as well as comic council, we're going to publish this live and get a lot of more input from the community. It's much more community driven in terms of really how do we want to have our community move people in traffic in the future. And I think the Indiana project is a prime example. We kind of use that as kind of a, what I would say is a demonstration or as a test project. You know, Indiana used to be, at one time used to be four lanes, now it's down to two. We've called, we roll diet, we've added a protected bike lane on one side, sidewalks on the other, some terrace area for trees to be planted in the future as well as some lighting to make it much more safer for everybody as well as calm the traffic in wider streets. Traffic tends to speed up speeds. The higher the speeds are, the worse the accidents are. So what this does is when we, we have more of a, like I said, a process that's going to be centered around community driven priorities and values. We also will have, when we look at streets in certain areas, we'll have kind of some guidelines in terms of, this is what we would recommend for street width, given the amount of traffic, where the homes are, and so forth in terms of geometry. So it talks about that kind of process and what other amenities that would be needed within this design. If you just want to kind of scroll up. So again, we want to create a safe and convenient, reliable, we also want to make sure that we're being portal to, we just can't say all those numbers, we don't care about that because we want, we want to be good words of the taxpayers and the community's money, and ultimately accessible. And that's accessible either to race, ethnicity, religion, income, gender, immigration, all of those types of factors play into it in terms of access to vehicles, access to transit, bicycles walking. So we talked about the streets. We know we have a vast network of infrastructure that's in place today. It's mainly again, then automobiles. However, we do have a great sidewalk network that's also aging. And I think you've heard from some of the other elements, what are we doing to address it? Part of the complication is we'll factor that side of the equation. It just won't be a separate program that here we go, we're going to throw some money in sidewalks. It's going to be more taken into every project that we deal with. We have to focus on the sidewalks at the same time. We've already, we've already done some initiative with the community. This past summer, Heather and some of our team, we had a couple of groups at the farmer's market asking the community to be involved in this process, sign up for newsletter. So we've already have quite a bit of people that are signed up that are interested in participating with this program. I like how many? We had over 150 people sign up between farmer's markets. Okay. Yeah. And that's pretty good considering people don't like to hand out their email addresses too freely. And we're not trying to spam or dunk them with just, you know, so we can communicate directly with those that are really active and want to participate in this. Bicycle infrastructure is, it's continuing to grow. And I think everyone is well aware, eBikes is becoming more and more prevalent. So how do we handle it?  How do we, so not only is this infrastructure based, there's a community information education outreach that has a huge component of making sure that we're all being good stewards of our transportation network. And we all have to be good citizens as well as we're traveling. You know, the cell phones and distracted driving is probably one of the largest contributor to ACTS events nowadays. One of the good things about the complete streets initiative and policy, once we get it developed and get your approval to move forward is we will be eligible for more state federal funding. We just hide for a grant that's called Safe Streets for All. And a lot of the data that Heather is pulling up right now was a key factor in, in their application as well as the development that you will be seeing within this next year of our complete streets. So the left, what we call these are heat maps. So the brighter the spot, that's where the most activity is. And I think this is the, is this access or speeding? I believe this side is speeding right to access. So clearly 14th Street, Calium and Drive, the wider street, no parking, four lanes, where people are speeding right through the heart of the city. So, not, and then the one on the right is the last 10 years history of all the accidents and where they've occurred and kind of the hotspots. Yeah. And it's 10th and Georgia. Oh. You know, my uncle got an accident, car accident there. I was like, bad one. I think, you know, people think it's a four-way and it's not. Yeah. So, but this data also, and it's interesting, I think if you want to, can you scroll? Yeah. So the next maps, I think what's interesting is, okay, these are the bike routes. We have them all mapped as well. The bike racks, the one on the, on the right is the transit. But what's interesting is, you get the low and minor intermittent. These are intersections with traffic control, stop signs, four-way stops, the ones with signals. And with, this is where we start talking about federal grants and state grants is where you see, and I'm going to stand up here and just, what's in the yellow is the high accident, or high traffic and high accident corridors. And in the dark areas, those are areas that are, what we consider the census and it's the disadvantaged community. Those community that might not have the income producing opportunity or have other disadvantages, either handicap accessibility and so forth. So, you know, it really bisects that part of our community. So, how do we solve that opportunity for them to travel safely across this area? So, that's part of the demonstration grant that we went for, for the Safe Streets for All. So, we're in the holding, we got an email back from the gov.com and our application is being reviewed. They've already awarded 250 some grants nationwide already in the first phase. We're in the second phase because part of our grant request was not only just planning, we wanted to hopefully get maybe a demonstration. So, sometimes what they'll do is they'll set up some temporary track calming or narrowing of streets or bike lanes and try it for maybe a couple of weeks to get traffic used to it. Right away it's all confusing. People kind of get upset, but then it calms down and it sees, okay, how is traffic now starting to accommodate and adjust their behaviors? So, that's part of this grant where it's a $250,000 grant where we're excited because we have a lot of the factors that would hopefully make us eligible. This all again feeds into our Complete Streets policy. So, that's what we're asking. We're asking your support this evening to really give us guidance that Common Console supports this initiative. It makes sense for our community and you would like the staff then to develop a policy. Once we develop it and get it drafted, we're going to have community input on it. We're going to get it further refined. We're going to bring it back to this board in the Common Console for final adoption, obviously. But in the meantime, we didn't want to get too far ahead of this without your backing or your input. I have some questions. I'm excited about this. I think it's a really good opportunity for us to move forward with a lot of, you know, make some great changes to some of our infrastructure. I'm looking at what we did on Indiana but I love the way it works. It really does. It's a nice street now and it's safe for everyone and that's our goal. So when we're looking at when we're applying for the grant, what specific neighborhoods are we looking at? I know that you pulled up that this is sort of a lower income area and maybe have some disadvantages and that's probably most of our diverse community lives. I would worry about us putting money towards, it is important for them to have a safe bike lane and sidewalks, but I would hate to spend this money and then re-genrify the whole area. I think it's a good opportunity to move because people are like, it's right here now and we all want to live here. Now all these people who live in the flats all have to now try to figure out where to go. So I just want to be thoughtful about how we implement it. I also want to provide safety but I don't want to flip it upside on its head. I would agree. That's a concern. We concentrated on when you overlay the kind of bisects those areas that we've talked about those disadvantaged communities. So we want to make it safer but we're not making it so what I would say extravagant or anything that would flip it in terms of of being able to be unaffordable in other words. We want to be and we want to make sure that's not a negative associated with them and result. I would agree. So how do we accomplish that? I think again, that comes part of the community. How do we work together coming up with a design? How are you going to get that community to participate in your things? They're having a hard time getting to the farmers market so you'll have to make yourself available in their space. Exactly. With the involvement that you need. We plan to actually do physical outreach within this neighborhood and get together. The Erie Hill neighborhood has an association and we would start with them and then ultimately try to even further ingrain ourselves and get out there and walk it and be part of the neighborhood as well. Physically witness some of the stuff that's going on that they witness every day. I do have one follow-up. Is this in conjunction with the Smart Growth America? Like this community street? Okay. Exactly. In fact, we have a link on our website that if you want to learn what is a complete streets That's literally what I'm on right now. It has a hyperlink to it. Right. So we'll be able to sort of see what they've done with other communities. They're saying some big names, right? Tennessee and Nashville and all these I don't want to... Nashville to the north? I don't want to mimic them. I want us to be like what fits your best. We can't afford anything there anymore. I'll give you one of the communities that... What's that one? They have a really... They're very comparable to Shaboy again. And Urban Eye Area. It's got some older industrial areas. They have a really nice plan and program that we've been kind of it's local. It's our size. We've been kind of back and forth with them for idea sharing. Have they implemented some of these plans yet? Yes, they have. So we could like see that. So that's... Yeah, they actually have a report that they've... that they're working on. Awesome. Cool. You guys are on it. Thank you. Okay. Okay. Great idea. So we have complete streets. Is there ever... someone's going to say within the community, hey, what's that program getting into my part of town? You know? Or how do we prioritize it? And how do we let those people that are thinking about this and see the advantage of having this? What is it, 23rd? Can I get that? Is that going to be projected out as to where when you get this finalized and you're interacting with the community and they say, you know something? This is how we're going to arrange it. Just like doing road research, we all have priorities. Every district's got to be done. So is that consistent with that? It will be. And that's how we're... It's going to be data driven. So there's, you know, pavement condition, age, where are we at? What's the infrastructure? Where is it in terms of the accidents and other factors that would prioritize this project over a different area? So yeah, there'll be a plan. We're going to hopefully, once we get the policy place, that policy then will apply to our capital plan that we have for our street improvements. And then through that, how do we then build these new facts into those capital projects? Broadway and beautiful streets. Was this... Was there anything that coincided with this program that happened on Broadway? I think we did. Did we narrow it up a little bit? We narrowed it up a little bit. Every intersection is 88. They were bone stone at the intersection of 12th and... 12th and Broadway. Because of all the streets up there, that intersection is heavy, heavy pedestrian. That's the heaviest pedestrian. The 12th street, yeah. That's one thing that drives us to is utility work. Utilities are shot in a road. Right. Broadway kind of fell under that. Besides a road to eat and work. There was some major utility work. Plus we work at the Water Utility quite a bit, especially with this land service stuff. So we all work together as a team that kind of dictates a little bit too. Either comments, questions. I'm in full support. If you're doing things with data and making it being thoughtful about it, I'm in full support of this. You're exciting. I'm in full support. Would you like to make a motion? Yeah, I'll make a motion. I'll second it. I'll second it. I'll second it. Any other discussion on it? All those in favor? We have a... Do you take public input at this point or do you want to finish this? We can take a little if you want to. I just wanted to thank you for this action. Because I've seen this in community that I've lived in before. I'm pretty new to Shibuya in a couple of years. It really can make a huge difference. In the little... Just the day-to-day transportation for people. And I'm an avid cyclist, so it also helps us out to be a little safer. I've talked to a lot of people in the community about cycling and why they don't. And it's because they don't feel safe. And why people stick to me. I just don't feel safe on the street. And I don't want to ride on the sidewalk for whatever reason. Sometimes you can't. But providing well-designed infrastructure for everyone is really... I commend you for taking this action. Thank you for your comments. That. All those in favor? Any opposed? That is approved. The next meeting date is December 12th, 2023. I move to adjourn. Second. Aye. You're adjourned. Thank you.


You two team keep it clean. What's going on the same Graven here with another video and in this video Shout out to my guy Joe Flacco as elite, but now he's hurt. He was the one that suggested this. I believe He said, you know what in Graven? Let's talk about these Ravens in Texas. Let's talk about these Ravens in Texas We're getting ready to watch the Monday night football game. That's coming up right now But let's talk about the game that's gonna be going on next week For the Ravens in the Texans Now both teams are coming into this game off of a win Both teams are coming up into this game off of a win. The Texans just beat. I honest, was it the Cardinals? Couldn't have been the Cardinals. Was it the Cardinals? I honestly forgot who they played And then the Ravens just beat the Packers in a shutout Now Before we get into it though, let me introduce myself me. I'm engraving vision. This is my YouTube channel engraving vision I'm a Ravens fan, but even though my Ravens fan on this YouTube channel We do talk about each and every NFL football team So if you're Ravens fan, you can subscribe if you're a Texans fan You can subscribe if you just love talking football coming through and chilling with us Make sure you subscribe turn your notifications on and like a lot of y'all are already doing appreciate y'all man I appreciate y'all. Most of y'all have already left a like on the video But if you haven't done so already like my boy Ryan Maddler says every single time make sure you leave a like on the video It's free and I appreciate y'all man. Thank you. Seriously. I do man. I do now We play the Houston Texans now that is When if you would have asked me a couple weeks ago, who I thought was winning this game, I Would have said Houston Texans without a doubt the way that the Sean Watson was playing The way that he was just taking over the NFL not just the AFC South but taking over the NFL This guy has been great. This guy has been legendary man in his rookie season. This dude has been amazing I was like seriously hurt. I felt like one of my favorite guys was out when he lost When he was gone for the season, I was sad man I really felt like it was a Ravens player that was out and a big Ravens player that was out when he when they said He was lost for the season. I was hurt man. I was hurt cuz I'm like man This dude he got hit killing it and now he's done It was tough But then um, so now we facing Tom Savage instead of the Sean Watson So Before like I said, I would have easily picked the Texans to win But now in this game since we're gonna be facing Tom Savage who is definitely not the best backup in the world. I'm still Gonna go with the Texans reason being reason being because Ravens They are good for a letdown game, especially after a big game that they just won. They're great for it They're great for it. Remember when we beat the dolphins a couple weeks ago. Remember that? Beat the dolphins 40 to zero 40 to zero What do we do the next week? We do the next week come out Lay a dud to the Titans Lay a dud to the Titans Titans So then What do we do after that?  They play with nothing to lose I am at home time. They play with nothing to lose So yeah Lamar Miller, I forgot about him. They got Lamar Miller Tom Savage they got the Andre Hopkins one of the best in the league and you know that Jimmy Smith They're not gonna keep Jimmy Smith on him the whole game Because they don't really move the cornerbacks around too much. I don't think I don't know They don't really move them around too much, but we'll see how they deal with that the Andre Hopkins. We got Will Fuller Braxton Miller I forgot which tight in they got because I know one of their tight ends got hurt then another one was out Then I mean one of their tight ends was hurting another one was in then the Titan that was in got hurt Then they put the one that was that that got her early and brought him back. It's just been a message Titan for the Texans, but They're in it CJ Fodorowitz Is that the one that's in or out? What's up Anthony? Oh Ryan Griffin. See it's been CJ Fodorowitz and Ryan Griffin flip-floppy I don't know which one is playing either way Feel like they're gonna be walking out of Baltimore with their heads held high smiles on their face and Texans with a victory This is a Tough game every single game is tough Every single game is tough Hey, that's true Louis that's exactly true a win is a win whether you win ugly you win pretty a win is a win That's true But at the same time like last week I mean yesterday with the win that we got yesterday It was a win But at the same time with the win being a win and we appreciate every single win, but you also have to be realistic about your team You got to be realistic. Oh CJ Mosey's fine. He's fine But you got to be realistic about your team and you got to know if they continue to play like that The win yesterday may be a win, but if they continue to play like that, especially on offense That L column is gonna it's gonna get kind of heavy because it's gonna be more and more added to it So in this game do the Ravens have a chance to win. Oh, yeah, they sure do They sure do Ravens are at home. You see how they play last week. I mean yesterday Ravens are at home They had home that defense has a chance to do some things. They're gonna have the crowd behind them It's gonna be a month when the last time these dudes had a home Monday night football game. I don't even remember. Was it it? No, that wasn't even a hoping game. I don't remember last time. They had a home Monday night football game Does anybody remember? I know probably JB or he'll have that answer But um, I don't remember but they got a chance to do something great here Last week they went against some great receivers Jordy Nelson Devante Adams Cobb and this week They're going against a bingles in week one that the Super Bowl year Wow Are you serious? Wow The Super Bowl year the last time we had a home game a Monday night football home game Wow, and we killed the bingles that game The Ray Lewis was out of shape that game boy. He looked bad. I know he was so he was too skinny So he couldn't tackle that game. That's crazy. That's insane. Man. It's been that long I didn't even realize man. That is crazy. What an NFL. I hate us so much anyway So Ravens the defense has a chance to make a lot of plays they got to get good pressure on time So the same what they did yesterday that'll work That'll work But they're gonna need to the offense to match their production. They're gonna need the offense to match something If they continue forcing turnovers like they have been and like they can The offense got to be able to put up points.  Let him throw it deep This obey Marty. I like that. That's funny. We should get the hashtag going disobey Marty That's funny, man But Carter say I would say Ravens could do good since Texas D is all injured But Ravens offense is like Flacco trying to hurt cats that offense has been bad man Offense has been bad offense got to step it up. They got to they got to Offense got to step it up and this is chance a lot of Texans fans. I remember when I'm Remember the trade when it when the Texans traded Dwayne Brown to the Seahawks for a draft pick and for Jeremy Lane A lot of Texans fans were coming through in my comment section a lot of them came through and a lot of them were like, oh, um They said uh What they say. Oh, they said uh, oh They said our D line is fine our linebackers are fine, but the only problem with us is our cornerbacks They said the cornerbacks on issue So if their cornerbacks on issue Ravens will have to take advantage man Sometime Ravens offense. They don't like taking advantage of anything bad defenses bad cornerbacks bad anything Ravens Ravens offense doesn't take advantage I think it'll be a grind time. I can't see this Ravens team getting to a shootout with anybody Like I don't see them doing that at all but again Going with Texas man Texas I feel like the defense is solid that I feel like they're gonna do everything they can to possibly stop that running game If we don't have no running game. Oh boy. Oh boy No boy. Oh boy. Oh boy So we'll see man. We'll see how it goes. Oh Flacco ain't even though he ain't though 300 yards yesterday for sure. He ain't get 200. What do you got 181? I think but miss See and me I don't care flackle Doesn't get 300 yards. I don't care if he doesn't get 200 yards if we're winning then we win it No problem If we winning then we win it. I don't care how many yards he throws if we win or 184 CJ I do think so right now that see got a little cooler if he makes the playoffs the seeds gonna cool off all the way but So I wouldn't say hard balls on a hot seat Right now. He's not if he starts if they start losing again, then whatever But what I think is wrong with flackle in the offense No aggression no no heart no aggression no passion and no toughness and no identity So there we go one two three four flackle Number five No, but um, no passion no heart no identity no toughness and no aggression Though that's what I think is wrong with the offense those five things Oh and no gameplay shout out to sports discussion. He made a six now So yeah, we're gonna see what happens man We're gonna see oh no sense of urgency. Oh, yeah, that's a big one, too So now we up to seven shout out to Ryan mallet. We up to seven Because yeah, they when it when it's two minutes left in the fourth quarter. That's when they turn things on In the close game. That's when they turn things on all of a sudden two minutes left in the fourth quarter Okay, let's let's get it moving guys, but other than that nothing Any other reason you're picking the Texans is that oh look at Lewis check out Lewis Check out Lewis. I don't want to say that loud. I don't want to say that out loud But anyway, we'll see how it goes going with Texans in this game Not putting trust or faith into this Ravens team Because whenever I put too much trust in them They fail me They fail me They fail me Terry Glen, I'm Terry. What team did he play for I gotta look up Terry Glen because the name sounds so familiar And I heard about it. I heard about it. I heard that he that he passed. He's a football player I got to look him up. But yeah, not putting too much faith in this team, man Because I know what I know what they do. I know what they do. I know how they do. So Ravens are good for a letdown man. They're good for a letdown So Monday night football game The world is watching Ravens right now if if it ended right now, they'd be in the playoffs So they got and they got the media actually respecting them Saying Ravens could be in playoffs When Ravens got too many good things going for them They let us down. So I'm not gonna be let down on Monday night. I refuse to be Texans over Baltimore Y'all know why Lewis gets it show some of y'all do too, but Going with Texans this game because Ravens are good for a letdown. Anyway Appreciate y'all See the Monday night football game is getting ready to start in a little bit. Oh JB smooth. No, what's up, too? Thank you for watching and Oh, we're gonna have we're gonna have a Monday night football game next week. How crazy is that? And it's nice that we actually gonna be able to relax on a Sunday Haven't been able to relax on a Sunday since two weeks ago when we had a bye week But thank you all. Thanks for coming through again. Make sure you subscribe to the YouTube channel if you haven't already Turn your notifications on if you haven't already I've been drinking a lot of water This whole day I've been uh, I've run through one go copy, right? I've run through one gallon of this Already somebody to go fill up another gallon of it and maybe I Maybe we get through another gallon by the end of the night. Maybe not so I've been drinking a lot of water so I Definitely have to pee Appreciate y'all. Oh, you saw that. That's my little motivation right there So thank you all for watching Make sure you leave a like on a video too if you haven't already Appreciate it and I see you all on Twitter Instagram snapchat if you want to be part of questions from subscribers Y'all make sure you come through so I'm going and I do got to go now I'm about to start jumping up and down cuz I really got to go love y'all. I'm out. I see y'all doing a game


passive income What's up money geeks mr.  That's the simplest way I can actually break it down to you, but that's a very easy way for somebody to build passive income So if you can identify a really good stocks that are paying you that Dividends you can make money off of that but to make enough money that can sustain you you'd probably need to have Some good amount of money in there. I'm talking somewhere between 50 and a hundred thousand dollars to really start seeing some good monthly income Come in but to get to that point it takes a lot of work. So you have to start building it now So I'm building my dividend portfolio in M1 finance. I know I've talked about how great M1 finance is to you Robinhood just recently came out with their fraction and share options, you know They have a list. So I'm on the list Robinhood and your list. I don't know everything to them is a list list They can't just roll out stuff. So I'm on the list. I'm waiting So I'm completing now right now was that it once I feel like it access Would it be M1 finance or would it be Robinhood and I'm thinking it might be M Robinhood because Robinhood whenever you place your your trade it execute with M1 finance I only have one window with your free account that I have which is I think 9 a.m. For me central time So if I place my trade after 9 a.m It would wait until 9 a.m. The next day to execute unless I pay for their premium membership Before they can execute it but with with Robinhood The minute I place my trade it executes the right day and then and I'm done So I might have to you know reconsider my strategy with who I'm gonna go with but for now since I'm still on the list with Robinhood Fraction and share investing. I'm gonna stick with M1 finance and keep you guys posted. So Let's jump on the computer. So I'm gonna show you guys what my portfolio looks like come on This is my M1 finance portfolio as you can see Everyone has this whole concept of a pile. So this is my pile broken down into two I have two individual piles that combined to form my main pile So as you can see one is a real estate either one is tech and so I Have about just a little bit of a full grant in this portfolio and the gains are 80 183 dollars. So if you break it down here market gains is 121 dollars and and dividends is 61 dollars. So this is the this is the part that excites me Because where the market is going up or the market is going down you're getting that dividends continually coming toward That's why I'm trying to build this portfolio to to really get and right now cash on hand. I have 23 Dollars to be able to buy if I wanted to buy anything. So My goal is to turn on all the invest at some point so that when I get money dividends or whatever comes in I that should just be reinvested into my account That's the eventual goal so in each each of this one has Has some stocks so you can see What I have in there as far as options or my holdings and one two three four five holdings in there So my tech stock I have one two three four five options and so This total combined that's what forms this portfolio. So if I show you all my holdings So this is everything that I own in this M1 finance dividend portfolio 10 So 10 different holdings total This is how much average I paid per stock for each of these companies This is the cost that I paid when I bought them This is what it's worth right now Hmm and most of these I just got them just the beginning of this year They enter and then this is the gains that I've gotten from the stocks or just over the short amount of time. So this is looking pretty good not crazy returns, but At least looking positive. I mean what down $20 here. That's about five point seven percent, but hey You gain some you lose some the most important thing is that We're getting paid dividends Every month on a lot of this stocks here. So if you can see here, this is how much dividends I've been getting paid Just for the short amount of time that I own it. So just in January alone. I've gotten four dollars So that's just around that too for 80 almost two dollars five dollars and 50 cents Right here in December last year three dollars in November Just for the three cents.  I want to have at least 20 between 20 and 30 good solid dividend stocks in here To start with and so every month I should be getting that money come in Getting paid those dividends and collecting them and reinvesting them and growing this. So Yeah, this is my dividend portfolio again, I'm gonna show you guys my holdings here You can actually You know do your research and figure out what you want. I got some stuff in tech or the real estate You know, here's one of the things I want to show you guys real quick. So if you go Under my pile I have another one here. That's our health care. I haven't bought any stocks in that pile yet So let's say we'll open it up. I have all these stocks in here And then I'm gonna eventually buy and add it to my portfolio So that is the goal so you can create, you know, as many palaces you want and then use them in your portfolio So like right here if I say add to my portfolio, it would ask me what percentage of my portfolio I want to be these particular pile and that's what's gonna show me Upfront so let's go back here. So again guys I'm excited here. So see we're starting on a good foot. So I guess 61 thousand seven cents In dividends and the goal again, like I said is to grow this account. So every month, I'm gonna show you guys What I've been doing what I'm buying And where my my dividends are coming from and how I'm reinvesting that dividends back into the account and growing it so hopefully by the end of the year Looking at maybe getting some side hustle money and buying more stocks and growing this account to Maybe 15 or $20,000 and eventually maybe in the next couple or years or so grow this account all the way to Let me be a hundred thousand dollars and getting good dividends from that So just to mention one quick thing right now. I'm actually on the fence with M1 finance and in Robinhood as far as No, using and for my dividend investing one of the reason is because M1 finance I used the a free option, which is what you see right now So they also have another option where you can pay But right now they only have two trading windows. So they have a 9 a.m At 2 p.m. So if you place a trade at say 10 a.m. Tomorrow morning That trade doesn't execute for me using the free option doesn't execute until 9 a.m. The next day So if you see a stock dropping rapidly and you're trying to stop the bleeding You place your trade. It's not gonna execute until the next day And when you execute the next day, it's executing at the market price at that particular time So if you see if a stock was dropping let's say from a hundred dollars to 80 to 70 and you was like, oh I want to get out you put in your your trade The execution takes place the next day when that stock is down to 40 dollars See you could have stopped it, but they just won't let you do it. So It's a little bit frustrating. I don't know why again the goal is to try to make sure that you know, I'm not In a bad position. So I'm gonna I'm gonna consider Robin Hood I have something set up in Robin Hood already as far as dividend portfolio So I'm just gonna combine the two in Robin Hood just because the trading window is wide open So I can place a trade anytime of the day during a trading window from 8 a.m. To 3 p.m. My time and I trade with execute Whereas with M1 it has to wait up Yeah, let me know if you have any questions. If you haven't already, please I'll eat advice sign up for M1 and get your free $10 to get started with investing It's free money. I don't think there's anybody that complains about free money So take advantage of the free money and start your investment journey. That's all I can tell you for now So as you can see guys Passive income is something that's really nice If you can have money sit there and work for you why you're doing other things taking a nap Traveling or taking a vacation. You're still getting some money come in. It's really really good. So question of the day What are some of the passive income ideas that you have? Let me know in the comment section if you like the video go ahead and give that thumbs up If you find it useful share it with one friend and we get related to what we're talking about here Helping people become debt-free and start building wealth. Definitely. Let me know in the comment section And as always Stay motivated


What made y'all do it like that?  I'm trying to turn my show into a senior yo-ho show. I'm trying to have some for us. I'm on a night time show for everybody to watch. He straight, you know, when his show come on, it seemed like a crowd of people. It seemed like a lot going on. Like a live audience. Mine come on boardroom when I come out. You ain't got your flavor yet. When I get to your flavor, I'm gonna be good. Can I be looking for him running through the audience or doing something like that? Like it's a big huge audience. That's what I be thinking. You know what that's live though. What made y'all do it like that?  I'm trying to turn my show into a senior yo-ho show. I'm trying to have some for us. I'm on a night time show for everybody to watch. A night time show be hard boy. That's what I'm building. That's live? Yeah. Wow. They don't want it's live. Anything can happen and anything can get said. Most definitely. Okay. One thing I was always trying to think about earlier and I'm like, I don't remember ever asking you this question. But growing up, were you always into sports? As in loving sports and stuff like that? Hell yeah. Really? Man, I'm from a small town.  So it ain't nothing but the TV. But you never played sports? Yes. I always played sports. What did you play? I played every sport it is. Football, basketball, track. Can you? Baseball. Yes. I played all sports. And wasn't no squirrel even. Really? I wouldn't say baseball. So you wasn't trash? No. I was short. I was a midget. That's what I was wondering. I sugar kept playing baseball. That was your favorite? I was called. So why did you stop?   If I could muggle in what I know now, I could make it in baseball. So that's why you know something much about sports?  Really? Yes.  Love sports period. Wow. You know, I want to talk about something which, you know, I took it kind of personal because I really didn't appreciate it. You know, we, of course, it's been since the 90s.  The Cowboys. Real. And on the day when we lost, you know, we made it so far. Yeah. And I see you in the living room. Good man. What are you doing? It looks like it's over, man. Are you crying? Man, we just got cheated. I don't know what's going on, but you know, you seem to be burning stuff. I don't know what's going on. You were fine. I'm like, what's going on, man? Because next year we might can make it. Yo, we're crying all these guys. Right. So what TV you watching? What kind of eyes you got? Cowboy not winning the Mimi ta ta. So what? He got a backup jersey somewhere hidden in the box. What caused you to react this way? Because this was a good get-shape. My number didn't hit. My number didn't hit. I don't know what to do with the guy. I don't know what to do with the guy. My number didn't hit. I don't know how to fish grease. I'm like, I'm a man anymore. I ain't no man. I'm going to tell my what's going on. Go unpack. Quit talking. This is how I belong to somebody else. How much you bet? Me. And them Super Bowl numbers and stuff be high too. I love you. Like all of them. But why you bet on them? He betting on them. He betting on the numbers. He, okay. Oh, that's how that works. Chubby Niam used to come and with a board. Okay, my dad, he did this our whole life really. And they come on a certain day during the week before the game started. Your numbers, you know, they automatically probably know Bubba Duh because it's numbers. You know, we already put the numbers. Bubba Duh, yeah, well, give me five squares. Give me four squares. And these squares add up. Now you get these squares. And next thing you know, your number may become, you get a seven and seven or O and O or O and seven. So you bet on how much they score. No, it's the back end of that number. Damn, right. It's the back end. The back end. Or at the first of the game, if it comes, they got seven and zero. Nothing about it. If they got seven and zero, you hit. Okay. If you got an O and O, you hit both ways. If you got a seven and seven, because it was seven and seven, you hit both ways. So Bubba Duh, I'm sitting there looking at the TV like, you don't care who when they kick that ball, if you hit that zero up there. Man, because you can run, you can get to spend a lot of money like that. And you can win a lot of money. You can win a lot because you hit one time. That little O. Is it better than like the horse races? Yeah, it's kind of how your heart feels, right? You think it's better? No. The horse races better. The horse races better. Come in, nigga. You box some numbers. You be down there looking.  That's it. See, see, see. The horse is a little different. You know, you hit on the Super Bowl. You know, I might pull up in a dunk on some 30s. But that horse track, I went to Bahamas. The next time you see me. For two weeks. With the jersey with the horse number on it.