The topic of olam haba is really hinges on it on a question the Torah promises us in several places reward for following the mitzvahs and punish and punishment for disobeying the mitzvahs and it sounds like Generally when the Torah describes it it speaks about more This worldly benefits it says we'll see in the first source that if you observe the commandments So then your land will yield produce. They'll be plentiful. You'll live in security You'd say in the second paragraph of Shema speaking about material prosperity. So it sounds like from the simple meaning of many verses in the Torah that reward and punishment happens in this world I'm is evidenced by the by the first source in invite in parts of the hookah site says in the hookah site They lay who if you'll go in my in my pets And if you if you follow my statues that mitzvah site ish Tishmaru and you observe my commandments So then what does Hashem say? I've been a sati Kishmechem be itum and I'll give you your reign in your tithes I thought I'd see the law and the land will be plentiful etc. etc. So it sounds like Where does reward and punishment happen happens in this world? however the Gamara in Kiddushin and source to quotes Rebyakov statement Rebyakov says Damar is scar mitzvah by the high Alma leka that the beakov says that there's no reward for performance of a mitzvah in this world So it sounds here here the this is only one place But it have several places in the Torah when it speaks about following mitzvah. So it sounds like it's we are getting rewarded in this world will have The land will yield produce will have security against their enemies It sure sounds like it's speaking about this world that the Gamara seems to make a sweeping statement that There's no reward for mitzvahs in this world so There are a couple of ways to to reconcile it or at least understand the fact that the Torah is Describing reward in this world, but it sounds like kind of at a basic level the primary reward and Seemingly punishment for that matter is not experienced in this world, but is experienced We'll call it in the world to come and we'll see what that is exactly The Maharsha one of the commentaries on this Gamara qualifies it. He says in Source three but all takes you a call me call a doom should be Torah the after the fires rock will lump has that That the don't challenge the statement don't find the statement difficult from in light of all the states in the Torah that Speak about reward for observance of mitzvahs in this world She'll teach me you have all I can call up rockos and if you listen to me I'll bring about to the the blessings and the goodness And if not, so bring a bit how shem speaks about bringing about curses that their enemies will oppress us that Will be materially lacking and that seems to be in this world So how do we reconcile these passages in the Torah with Robiaco's statement that there's no reward for a mitzvah in this world? So the Marsha says the ashlam are a cancer There we are cove the mode that discuss our rabbi and must say I'm a tov in the beam of him call a brokhus But I told us in this group of Torah the Gambo long has that they came to have it. We hate our up him. So he makes a distinction that The reward and punishment will be experienced Collectively in this world that on a communal level if the Jewish people or for that matter we see from the walk of mankind Follows Hashem's ways. So in this world Hashem will Give us bounty and Hashem will protect us for our enemies on a communal level. It seems like on a national level We won't have these existential threats both physically Materially however the Marsha says about Robiaco of law I'm arcane Ella Ella be yawing Robiaco of statement that there's no reward for a mitzvah in this world That's speaking about on an individual level that however we can understand that a person is not as an individual Rewarded in this world for a mitzvah at least not Doesn't experience the primary reward. So it sounds like on an individual level if we do a mitzvah We do an act of chesed We filed the Torah. So maybe individually really the reward that we're gonna get is going to be experienced in the next world On a community level or even on a global level There will be Rewards in this world as far as bounty as far as protection from from enemies That happens and that will be realized in this world from collectively following Hashem's ways But on an individual level according to the Acup statement in the Gomorrah that the primary reward Or really real award. He says there's no reward for a mitzvah in this world So the reward happens in the world to come and we'll have to see what exactly the world to come is Good so far. So the Ram Bum reinforces this concept that Really the primary reward that we get for observance of a mitzvah is going to be in this world So the Ram Bum says in in Source 4 Makhashanodashim matdatskharan shal mitzvah So mitzvah is Hatova. He's got a law if you do the mitzvahs that were given if we listen to Hashem He chai olam haba That really the mitzvahs that we are rewarded for will be experienced in in the world to come and the the ultimate punishment for The wicked is also experienced really in the afterlife that the according to the Ram Bum The really the worst punishment that someone can get is his car race is really having their soul caught off really not having any Connection any spirituality in the afterlife. It's basically it's basically done But the Ram Bum Recognizes that what does it mean when it when it's written to Torah if you listen then you will receive X and if you don't you'll you'll This will happen. It sounds like all of those things are In this world So he says a very interesting thing. He says In Osan Hatova's Hame Sof Matinskarshal mitzvah, so the these The low Osan Haros Hame Sof Adekama Shinokami and over a cola mitzvahs that these things that the Torah promises us are not the end the final consequence Really when the Torah says It'll be you'll be rewarded. You'll be punishment. You'll be punished and When that refers to this world so that the Ram says is not The final consequence the final reward of the final punishment. Where does that happen? And he says the kind of a Torah shiim nasa osa b'simcho Who betova snafesh when Agus Bacchakma saw Tommy just to make a cola to barium. I'm holding Osana will last so saw that rather what is it that if when the Torah speaks about about having having bounty and Being protected from enemies and having a good life. So I was saying that that's not really the Ultimate reward that the Torah is is guaranteeing us rather What's the benefit of? Hashem sparing us meaning why does Hashem say that he'll spare us from from famine from war etc He says really what's the reason it's that that that's really only a means to an end that if we're spared from these types of negative Situations will be able to then more effectively earn our portion in the world to come he says The ashbiyah la nukola tovos ha makhzikos as see a day nula sosa Torah kegoon So we have a shalom very boy kesev is a hub that all the things that That Hashem Guarantees us if that that that will receive if we follow the Torah all the silver gold Being being full not not not being hungry could they shall own us a call you mean a bit varmsha Gov tsaric lahen a nesha penuyen Lil mode the cock move a lot so some it's a good a she needs to look a loom above that really when that when the Torah says that I'll give you material success. I'll protect you from your enemies You're I'm saying that's not really the reward for mitzvoss. That's a mean That's a means to allow you to do mitzvoss that if you follow the Torah I'll take away external types of distractions. It's external types of Situations that make it more difficult to file the Torah and their thereby you'll be able to occupy yourselves in Torah the mitzvoss and Earn reward in the world that cup Does that make sense? That really when the Torah says Would speak some material rewards that saying if you do this I'll basically it's a means to an end Hashem is saying I'll allow you to live in the conditions in which you'll be able to more effectively and More successfully earn your portion of the world to come So that's what the Torah means when it when it says that but not that material Affluence and the in protection for our Mara presses is the ultimate reward the ultimate reward will not be experienced in this World as Robiakup said in the Gamara rather it will be experienced in the world to come and If we look at many earlier sources they do We'll see several that Emphasize the fact that There's a lot we don't know about the world to come you know because Mara mentions that no I has seen it right unless someone's been there and has been back You know no one can really we have certain illusions and certain basic ideas about it, but there is a lot that we don't know about it and In source 5 of Saudi going From the in the Middle Ages so he also Acknowledges that the 10 source 5 that the That which is mentioned the Torah regarding reward is only about this world Why does the Torah not if as the Rampam says and if as the Gamara says that really the true reward is In the next world. So why does the Torah speak so much about? Reward in this world the Torah most exclusively speaks about reward in this world except for some illusions here and there So why does it emphasize so much this world if really they're the ultimate reward is in the next world? so He says really essentially the Torah is an instruction book for us here The Torah tells us what we need to know about this world that is essentially what the Torah is he says One we can't really grasp reward in the next world. So may not be even a sufficient motivator and to Really the Torah is is telling us what we're supposed to do here And he's as he mentioned that the Torah specifically mentions the conquest of the land of Kanan in various Israel because that was what's gonna happen the Torah basically tells us is an instruction book for what we need to do in our lives and What in our world will experience either way? So even though The the ultimate reward is not in this world Rassad you go and says that that the Torah didn't delve into Describing or even emphasizing so much the world to come because it's not so it's not so like practical it's not so so imminent and This is this is also seen We we just mentioned that really the Torah speaks about this world because practically That's that's what we're dealing with. That's that's where we're living But the the next source that Gamara in the Sakha Zayravin says that really what we do in this world is Preparation for the next world The Gamara says I know the armor issue have been leave your Russia, but leave he says my dexiva Sharon. Okay, it's have quite young lasso some That that which I should keep the commandments which I command you today to do them hi young lasso some today to do them below the mock or lasso some and Not that you won't you'll have the opportunity to do them today And you won't have the opportunity to do them tomorrow. Hi. I'm a lot so some the mock or the Cabels car That today you do them and tomorrow basically in the in the world to come you'll receive a war So it sounds like the relationship of this world to the next world is this world We do them. We don't necessarily receive reward in this world in the next world. We can't do mitzvahs We can't have opportunity to to build up a reward, but that's when we receive reward so it seems from what we've seen so far that while there is a certain level of Maybe comfort that's given to us in this world really our job in this world the the Reward for for what we do and really it sounds like even the To some extent the purpose of doing mitzvahs is to prepare for the for the world to come That when when a sham says that I command you to do them That means do them now do them where where you're able to do them But you can expect the reward really in the world to come so the next part I want to take a look at is What what is the world to come like when we speak about the world to come? What are what are we speaking about? And they're gonna be it doesn't mean because we sometimes we there are different terms that are sometimes used Interchangibly and the question is are they meant to be used interchangeably? We speak about Ghanid right that we in Calma l'Iratham and we speak about souls that are in Ghanid We speak about Yemosa Mashiach the days of Mashiach And we speak about Allah mahabah and sometimes they're they're used interchangeably the question is are they interchangeable and if not, how do we understand each one so The we have sources From the Talmud that described the next world, but the question will still be What stage in history are we speaking about and then you'll see what I mean The the Talmud in in brothels or seven says that local amaze How long have I that this world is not like the next the next world is like is not like this To me This world is not like the next world all of our bar ain't bow low a healer will ocean see a little pirouette in all of our bar There's not eating drinking Procreation will all muscle mutton, and there's not business will okina will see now. There's not jealousy. There's not hatred Will load across the doctor competition Rather Ella it's a dig in your sheen But you say him or she have been in him is Eva Schreiner rather what will happen in Olam haba There won't be it sounds like it's completely non-physical from what it's described. There won't be any types of physical involvement rather what will happen the righteous will sit with with with crowns on their head and will delight in the In the radiance of the Schreiner the divine presence so It sounds like it's describing really not a physical world an entirely spiritual world and the commentaries explained what does it mean to To be sitting with crowns on their head and benefiting from the radiance of the divine presence it's Understood I'm ready to mean that Will have a greater knowledge of in closeness to Hashem and that's supposed to be really equivalent Greater than all of the pleasures of this world all the material pleasure that plate that pleasure of Closest to Hashem and and increased understanding That's something that's understood to be greater than anything in this world And it's and it sounds like from the Gamara. This is describing something that's completely Spiritual and we're gonna see the question is when Is this speaking about it's just after we die is this after the resurrection of the dead? So we'll we'll get there in a little bit for right now We want to know what's what are some characteristics of the world the comment sounds like there is a Really lack of physicality and entirely spiritual realm however, we did mention that We haven't seen the world to come and source 8 the the Gamara Emphasizes this he says the prophets when they prophesied they really only talk spoke about the days of Mashiach So it sounds like we see and many of the prophets they speak about will happen the spoke about last week the entire world will recognize Hashem So that's really about you most of Mashiach, but Olam Habba Olam Habba it says that no I has seen it You know today with the even the prophets weren't able to Envision or or or tell us about it and Shmuel says he saw last week that Shmuel says That he really compares Olam Bani Yamosa Mashiach. So the question is Are the days of Mashiach and all of our the necessarily the same thing, but it was he saw it last week that At least in the days of Mashiach according to Shmuel and really this is the opinion of the Ram B'am that Nothing will really change other than being Relieved of the persecution of the nature nations of the world Now we're going to I want to focus in particular. This was historically a heated debate Between the Ram B'am and the Ram B'am and it was so much heated. We'll see the rivet some accused based on this So I'm going to some accused the Ram B'am of actually Denying Tria Samesan the idea of the resurrection of the dead. He puts in his 13 principles of a faith and He wrote a Drop book about it, but we'll see that some challenged the The Ram B'am's explanation of the world to come see the explanation of the Ram B'am of My monities and then the Ramban nach monities how they understand Basically these different things that we that we mentioned Ganay din olam haba the times of Mashiach Tria Samesan when the when the resurrection of the dead, you know, when does that all happen? You know for right now, you know, we kind of think hopefully it won't be so far in the future But we think about the future we'll see but we have a lot of things you talk about Mashiach comes It's yes amazing is it before Mashiach comes after yeah after Mashiach comes where does olam haba fit in so these These were things that because we see from earlier sources. They were left somewhat unclear among the Rishonim among Others but in particularly Ram B'am and the Ramban have different explanations of how exactly this is all going to play out so the in source 10 basically reiterates that the around says they're really the good that is hidden for the righteous will happen in in the world to come and He says that This won't this you know, this world won't be Accompanied by debt there will be some sort of everlasting life and that's ultimately where the righteous will be rewarded so He if you look at source 11, how does he describe olam haba very similar to what the Gamara says He says olam haba Who give you there's no body or physical form L. Fashos that's a deacon bill vaad. It's only Seemingly a world of souls the souls of the other righteous people below goof Kimalaka Shores Without a body like angels I don't know if it's really like a Jewish perception, but there's a right Don't is there some believe that when you're when you die you become an angel So I know this necessarily speaking about that, but it sounds like in olam haba That that's and we'll see when that takes place There will be an entirely Spiritual existence like that of an angel who we'll be in bow give you a in bow low a lot He'll have a lot to see there won't be eating and drinking below don't let me call it volume ship of goofos who they are them there won't be anything that they're physical and Anything physical and then and there won't be and people won't have any physical needs Ella said he can be ocean about your same bear a shehab and then it was in a screener rather. It's a deacon the righteous will sit with crowns on their heads and will Delight in the radiance of the divine presence Clomart, and what does that mean that they'll delight in the radiance of the divine presence? so dashi yadu should be glow the glow is ok look how you'll am haba and Will possess the knowledge that they grasp which allowed them to merit the life of the world to come the olam haba that we're speaking about is something that's that's not physical and As a result of living in this non-physical entirely spiritual realm He says she Yoda and Oma Sigan My Amita's I call the sparkle though. They'll know and they'll be able to come progress the truth of Hashem Masha, and I'm you'll be him but goof off a lot shuffle And they'll be able to have a greater comprehension of Hashem and of the truth Beyond what they were able to have in this world because this world were limited by by certain physicality. We don't have that direct You know line of communication with with the divine But there for as a the ultimate reward for those who are righteous in this world They'll be able to have this in the entirely spiritual pleasurable existence. Ah, so so Stephen said When does Mashiach fit in this? When does the Kiasa Mason fit into this the resurrection of the dead? So the the rhombim says here source 12 shekola Tovosh I She would not be by him on the VM all of the Beneficence with the which the prophets promised Israeli ain't on Ella the varm should be goofed net in by him Yes, really most Mashiach as similar to what the Gamara says that the prophets only talk about me most Mashiach because not the show of him I'm surely Israel that what happens when Mashiach comes that the The meaning over the world will return to To Eric's Israel that the Jews will have be relieved from persecution. That's the days of Mashiach says the rampa About Thomas Hylam, huh, but a lot Eric with them. You know, it doesn't have any measurement or comparison Well, the moon the VM cadet should low. He was also a bit them you know that All of my bar he says it's not the same as The days of Mashiach days of Mashiach the rhombim says and we saw this At greater length last week is going to be when the rhombus vision is going to be everyone will recognize Hashem and will be relieved from from persecution, but All on Habba he says that will that's not necessarily the same as as the as as the days of Mashiach so the the Rived who frequently argues on the rhombom he Claimed or express concern that the rhombom Somehow denied the idea of Tria Samesim these isn't the idea of Tria Samesim that you come back To life and you live in this world that the dead Come back the dead whose souls have separated from their bodies when Presumably resurrection is that sounds very Christian, but whatever resurrection is when the soul is then reunited with the body But here the robin was saved the ultimate Destination is when there's no body so The the Rived challenge in source 13 He says They were a isha said the words of this man In a crow in the Misha Omar ain Tria Samesim legufos. It's and the Rived's Challenge that the rhombom is perhaps suggesting there's no resurrection of the dead of the physical body Ellenish Ellenish Shambos Bilba maybe saying there's only a Continuation or revival of the souls he says He says it could be that they could come in some sort of you know physical Existence or some sort of physical existence, but that's you know very spiritual but the But the the the Rived it takes some issue with the fact that the rhombom is speaking about Olam Habba in an entirely Non-physical way because how do we account for Tria Samesim? so What the rhombom I didn't put it on here it should have but basically the rhombom Was even the next source, but he he holds that the that the series of events will be as follows that Right now as you see in in source 14 that Olam Habba exists right now. There's Olam Habba And don't think that it'll be something that's new that's created in the future right now. There's Olam Habba What and that's an entirely non-physical world then when Mashiach comes and when there's Tria Samesim when there's resurrection of the dead so those Souls that are in Olam Habba Will now be returned to their bodies and the rhombom says that they'll live very long lives And they'll be able to earn more reward to then Go back and you know live in Olam Habba forever the the the rhombom isn't making any distinction there But guess where it wherever it is. We'll see that maybe now they're in Ghana Then there's sort of a world of souls according to the rhombon by saying ideas wherever they are Because as we saw they can't they no longer will have the opportunity to earn any merit for themselves There's an idea that perhaps things that people do particularly that children do are able to Raise their their their standing in the in the world to come So it is through Let's say the mitzvahs that are done down here and in your side you try to do certain mitzvahs You know to merit the the Nishama's ideas that through there the Nishama should be able to you know raise where it is so to speak in in We'll say it either the world to come or or ghanate it According to the rhombon would seem to be the world to come But that's the idea that we can't because they can't do anything now So we can perhaps benefit them by doing this with particularly children for parents can benefit them When the when they're in when they're in the next world But that's basically according to the rhombon that right now when spend people pass away if they're righteous They go to Olam Haba where there's no physical Where the where the where there's no physicality then they With he has a mason they'll come back the righteous will live very long lives and then they'll seemingly go back to this eternal world The the again there were the right that takes issue in in source 15 that He says that the basically Olam Haba will be a Creation the future the idea that this world is around for 6,000 years the question how to how to understand that but The right it is basically argues on the fact that when we when the Understand you know the sages speaking about Olam Haba this type of non-physical World that that's something that exists now others understand that that that ultimate Or destination will be created in the future and rather what exists now So the rhombot the rhombon has really a different order of events, right? We said the rhombom says that When you die now and assuming you're righteous persons you go to Olam Haba Then there's the days of a shea to see us a mason they come back and then they go back The rhombon has a different order of events He says Source 16. He's hard on the fashos the key umum below on the shamos Nicola Rosino ghani then so when we speak about the reward for Even go back going back to one of the earlier sources the gemar that says that there's no reward for a midstman this world so he's saying So what is that referring to where does one get reward? Where were the souls now? He says in the Olam Hanna shamos in the soul world And he says Nicola Rosino ghani then that's also referred to as ghani then they're right now when righteous people die So they go to Ghani then slash Olam Hanna shamos the soul world He says I hurricane you will you may have a shiach and after some time hopefully soon machine will come whom we call all of us and The messianic era will be in this world With a sofa on your hey Yom Hayden with he has a mason. It's really towards the end of the messianic age there will be a day of judgment and The those who are in the Olam Hanna shamos now will be will be brought down because amazing a Jewish car a color a goof and that fish and then what will happen those who are in Ghani then or Slash the Olam Hanna shamos will then come down and will be Reunited with their bodies and there will be this Call it hybrid of spiritual and physical meaning will have a That really Olam Haba and that's Olam Haba. It's really Olam Haba is somewhat of a has a physical aspect to it Just just again so that when so now when someone dies they go to the Olam Hanna shamos They're there them a shia comes to guess a mason is then those souls come down are reunited with the body and then sort of the eternal world is the body and soul together in this physical but elevated world and actually Touches on somewhat of an interesting Perspective a question about the idea of sounds like according to the Ramban There's an idea that the physical That even within our physical bodies we can be elevated to such an extent that we're living an entirely You know godly existence That's an idea that we you know seen in some other places that that a particularly righteous people There's less of attention between the physical and the spiritual that we sanctify the spiritual It sounds like the the Ramban is saying that the final result will be Not a total separation of the fear of the physical and the spiritual but the physical will be able to be so uplifted And that's will be the ultimate You know world to come that was Promised in you know that in in the Torah that the Gamar says is really what's reserved for the righteous So what about Gehenna Right, we don't like to say it but what if what is what is Gehenna the truth is there It's not so clear some source who seems to indicate that it's You know literally a hot place maybe even a place in this world It could be some some event and there's an idea. That's probably the most them More common understanding is that it's a sort of purgatory and This is how the Ramchal in Derek Hashem or Moshe Chaim Lutzato in 17 understands it. He says basically as we mentioned the reward for Reward and punishment happens, you know in in the next world I mean if you get reward, you know, you really want reward because that's you know That that'll be permanent and punishment. Obviously you want to avoid so But You know most people aren't perfect, you know and and Probably even if you know we live good lives at the end of our lives Maybe we we haven't lived our lives in such a way that would be able to really earn the the ultimate reward We still have some things that we need to be held accountable for So what is Gehenna do so the Ramchal explained based on based on others that It's like a a purgatory that there's a certain amount of punishment a certain amount of Suffering that one will that one will have in order to then cleanse themselves to be able to actually get the reward in The world to come to get eternal reward The the Ramchal really takes the approach of the more or less of the Ramban Who says that there's this world of souls and there's the Kiasa Mason and then there's all of Habab But but either way even in the let's say the Yolam and the Shambod in the world of souls itself so there will be a purification process a experience of Gehenna and Through that a person will be able to you know cleanse themselves purge themselves of of things that are preventing them from having the ultimate spiritual reward and then they'll be able to experience it and He says that there are some people who are So evil that they will know that they won't have the opportunity to have any reward in the world to come and for that Even you know Gehenna won't help them out But he says that that number is a is a minority most people are able to It's honed for their sins and be able to then let be allowed to receive reward through this experience of Gehenna Except for a certain people who are particularly evil And the the Mishnah in the Sacha Sanhedrin speaks about certain famous individuals who have no share in the world to come As a has a list there but the but we have the another Do you have the mission that says call you sure you should have a hell of a lot But that all Jews have a portion in the world to come And the mission there says all Jews except for you know a couple people who don't but It basically as they conceive in the Derek Hashem that most people will have the opportunity to you know to receive reward in the next world and We have an interesting in Pirkei of us. We have an interesting relationship or perspective on this world as opposed to the world to come the Mission says for satan or the echo of Omer alone has a dome of the pros door if nail on hubba That this world is comparable to an enter chamber before they the world to come Husky an aspect of a pros door could they should be kind as the chocolate the chocolate that Prepare yourself while you're in the enter chamber so that you can enter the banquet hall Who are you Omer yoffish a achas bitchuva maasem tovim below my zea me call hi Yolam hubba so He says on the other hand while this world is a the enter chamber and the ultimate banquet hall Which we're in this world to prepare for that's the the world to come. That's where that's where the ultimate reward is However, he says Yoffish that that one moment of repentance and good deeds in this world is greater than All of the the life in in the next world However, the Yoffish a achas shall chorus through up below my bar and the greater is a single moment of bliss in a lot My mom he called hi Yolam a zea greater than all of the pleasures of This world so how do we understand this? So I think that when it says greater is one Hour one moment of good deeds and repentance in this world and all of the good in the next world that's really because this is Our only opportunity to to do mitzvoss are in this world So in the next world will really be lacking the opportunity to to grow and to improve ourselves So in that sense this world is greater We only have an opportunity here. We can actually make a decision to to serve a shem. It's a real. It's really investment That we we can we can really grow However one moment of bliss in the world to come is Is greater than all of the pleasures in this world So you say this world we're really preparing for the next world and through doing that It's it's tremendous. It's not just I Think what this with this mission is coming to tell us is don't think that this world is something that's you know Meaningless. Oh, we just need to get to the next world. No, this world is very important That this world is really where we get to and have the opportunity to build ourselves up and to serve a shem and to Overcome challenges that that's really really very important, but where we'll experience the ultimate bliss is in the world to come So wherever that may be whether it's Something that we were experienced right after death and then we'll go back and then after Tria Samesim will then we'll then go back to Or that is Olam and the shemmoth and then and then the existence in the messianic times either way As the as our sages have pointed out No, I has has seen it. There's not much that we that we know about it, but we do know that This world is not The the final destination and therefore I think that should You know help us resist the the urge to You know enjoy or necessarily indulge in the in the physicality in this world and then to focus on on Temporal things while comfort and even some luxuries are good Ultimately, you know, they're not things that you know, we're able to take with us the real value is You know our Torah and mitzvah some things that we that we can take with us to the next world and Maybe lacking something in this world, but this world is Ultimately not not so important. So I think in that sense it gives us perspective that any types of We'll give you called reward and punishment benefits well things like that or challenges in this world They're really not the ultimate let ultimate and that if we do do mitzvahs will be rewarded in in this world even if we may not see it will be rewarded in the next world even if we may not not see it in this world and You know, there are many different sources that speak about the fact that we should Load up on on currency that we can spend in the next world like Torah and mitzvahs and and acts of cousin Building my name on there's a story where someone that comes to the Chavitz Chaim and She sees his house and you know, he's a world. He's he was already old. He already published the many books and Person comes and sees that he's living. He doesn't even have a floor This is where's your where's your furniture? So the Chavitz Chaim says well, where's where's your furniture? He says I don't have furniture with me I'm just you know passing through here. She says I'm also passing through this world that I could there's no point in buying You know fancy furniture. I can't take that with me And the only thing we could take with us is Torah and mitzvahs recently another story I think that the Chavitz Chaim would tell that I'm It is there's a story of a person who went to a foreign country and in that country Diamonds and jewels and pearls were very we're very cheap And was expensive food was very expensive. So as person there he Okay, he thought foods very you know very expensive, you know for I'll pay a thousand dollars for a loaf of bread You know I'll go back to where I'm from and I'll bring it back and well I'm bringing back a lot of stuff then he then he comes back and he's a long voyage and he you know goes into his pocket The food is rotten. He's like, why did I spend all my money on? I'm on a slice of bread where I am. It's not it's not so expensive and then he goes he's he's really disappointed and he reaches into his pocket and he sees that he has one of the diamonds and And and through this he's able to to get very wealthy. It's worked a lot where where he is But he is then just becomes very disappointed and it's thinking imagine if I really spent time Loading up on the diamonds and the pearls and you know instead I invested in something. That's not so valuable We're on from saying that's that's like really, you know, Torah and Amidstos that those are the the currency that when we go to the next world We'll be able we'll be able to spend you know and not and out of the things so a little bit of a perspective and We should have been a many years in this world and also merit is a coming of machine. Yes. It may seem a lot


Hello and welcome back to the channel. Lots for me to get you up to speed on for the outlook for this week in markets We're gonna talk a little bit about what to expect from the G20 happening in Indonesia Also, the UK lots of information coming out this week Namely UK CPI on Wednesday expected to add to the already 40 year high level and knocking on the door of near 11% for inflation rates here in the UK You've also got the UK autumn budget coming out on Thursday lots of other things to talk about from an economic data perspective We're gonna touch on US central bank policy and also some commentary on that regard over the weekend from a central banker But also analysts at Goldman Sachs, so stay tuned and if you don't already Subscribe to the channel. Please do so. I know a number of people will watch this aren't subscribed So lots more videos coming throughout the week, but let's jump straight in and talk about the G20 as you can see here President Biden arriving in Bali, Indonesia And it's going to be dominated by two things here in the discussions for the G20 summit And that's going to be Russia Ukraine and also the tensions between US and China and on the latter There is actually going to be the first face-to-face Conversation between US President Joe Biden and China's Xi Jinping since the onset of the pandemic now They have spoken before but never in person face to face This is quite a big step in a positive direction Some might say and it does come in the context of China cutting off working Relationships in very key strategic areas of their relationship in the likes of military Relations climate change and this all happened earlier this year Of course because the US House Speaker Nancy Pelosi went to Taiwan for the first time in 25 years Which flared tensions at the time So quite a big deal and that's the real headline from this G20 summit Biden himself is going to be fitting in a relatively good mood about as good as she can be because last week Of course, we had the US midterm elections and on Sunday this weekend We found out that indeed the Democrats retains control of the Senate and also The control of the House remains unresolved at this point So the red wave really did not materialize and so Biden and the Democrats outperforming as we had known before The other thing I just put as a footnote that I've just seen is that Putin is not attending these talks in his place Was going to be the Foreign Minister Sergey Lavrov However, I've just seen on the ticker tape a piece of information hit the wires that the Foreign Minister Lavrov Had been taken to hospital upon landing at the airport in Indonesia. However It's now been reported that he's left hospital. So I definitely just keeping an eye on this as it develops otherwise talking of the UK Very busy week as I said, let's talk about the UK autumn budget to start with and remember This is really important because it was only what six weeks ago or so that the UK market got rocked By at the time what was this outrageous? Plan that was put forward by the previous let's say Jewel leadership team of trust and quateng, but now they've been replaced We've got a much more kind of fiscally prudent approach by Chancellor hunt and obviously PM Rishi Sunak and hunt will unveil measures to bring down national debt Under control in the delayed what is now a more fuller autumn budget statement We're gonna get on Thursday around 40% of the savings coming from tax rises The remaining 60% then from spending cuts a couple of things then to be aware of here The bulk will be delivered in the final years of the five-year forecast to protect growth now According to two people familiar with the plans remember at the end of last week We saw the UK economy dip into contraction pretty much then the commencement of what's set to be a very long protracted UK in Recession for the next two years or so so what the government are doing here is they're trying to safeguard as you can see here They're Tory election hopes by not doing any radical spending cuts It's really gonna hamper then the kind of ability for the government to have confidence of the electorate And so they're gonna kind of keep away from that and then put in the more hefty spending cuts after the election So that's kind of reading through the kind of headline noise in terms of the other things to be aware of They're probably gonna cut 45% income tax threshold down from 150,000 to 125,000 Again, the PR spin on that is that those who could afford it should shoulder the biggest burden That should Raise around an extra one billion pounds per year They can extend current freeze and income tax thresholds for another two years up to 2028 And that's gonna add around six billion pounds And then they're going to extend existing windfall tax on energy firms by two years to 2027 and raise the rate from 25% to 30% that's going to generate an extra five billion pounds as well in income for the country As I mentioned away from this One of the other things is it's a very busy calendar from a data perspective for the UK Here's just a look at the last 12 months readings of UK inflation As you can see we've been sat up here at around 10.1% which is a 40-year high for UK inflation But on Wednesday for the month of October reading is it is expected according to those Analyst survey by Bloomberg to tick up to 10.8 percent but again, this is largely in reflection of the Rising energy bills that consumers have faced energy bills went up actually 27% over the course of that single month contributing into that sharp up tick that we're expecting so shouldn't come as a great deal of surprise and actually When you look at these numbers clean of more volatile components like food and energy So effectively the core number that is actually expected to slow to 6.2 percent from 6.5 percent The previous month as businesses sought to reduce costs that they're passing on to customers Against the weaker consumer spending backdrop. We're seeing at the moment The other things we're looking out for in the UK front. We've got UK jobs data on Tuesday Really interesting point put out by analysts at ING. They note that hiring indicators have begun to turn lower But so far there's been little to no sign of kind of mass redundancies that have been happening and firms continue to face material Staff shortages driven in part by rising rates of long-term sickness in older workers so kind of offsetting things meaning that We are going to be expecting unemployment to tick up over this long-term recession that we're heading into the UK But just perhaps not right now in terms of the numbers we'll see this week And then for UK retail sales we'll get that on Friday Expected to see a third consecutive month-on-month fall in sales as the cost of living continues to squeeze consumers And again, that really shouldn't come as too much of a surprise either. So the data perspective I don't think it's going to really carry too many Things that are really going to rock the boat the autumn budget. I think I wouldn't get too caught up thinking We're gonna get a repeat of what we had before As per usual with UK politics a lot of the information has been drip fed into the market as I've just outlined And then all of it seems I quote relatively sensible in this respect So I wouldn't be expecting any type of massive surge in yields like we saw last time All right sticking with the inflation theme one thing I wanted to mention was this I did tweet earlier My Twitter handles here actually if you want to check it out the Outlook for Inflation in the US by analysts at Goldman Sachs their chief economist Jan Hasse has put out a piece at the weekend and was basically talking about US inflation their team say Is likely to see a significant decline in 2023 And they say they expect core PCE measure to decline to 2.9 percent by the end of 2023 from 5.1% of what it is at the moment and they put that down to five key elements one softening of supply chain problems to a peak in shelter inflation peers and I talked about that on the podcast On Friday if you want to check that out Three slower wage growth for weaker commodity prices and five a stronger US dollar and on that tweet as you can see here I actually took a snippet a bit more Context around those points as well from the GS note if you want to check them out With that in mind though And I think quite an interesting thing is that we've had one of the Fed speakers come out Yesterday on Sunday feds walla if you've never heard of walla walla Is on the board of the FMC so has a voter every meeting this year and the years after but he is an outright Hawk so you'd be expecting horses hawkish comments and he hasn't let us down He said there's ways to go before rate hikes are done and of course this comes in the context of remember what we had last week which was the Weaker let's say you US inflation metrics which saw markets really spike very aggressively Last week. I think this is all pretty tactical to be honest I think the Fed don't want the markets to get too ahead of steam so all of a sudden that they should be pricing in Aggressively the rate rises are just going to stop. That's not the case. This is about downshifting the pace of rate increases There are still likely to be multiple more rate hikes to come But as like what GS was saying as inflation starts to really tail off as we go through the next 12 months Obviously, we're going to get to a point where the rate rises will stop pretty quickly in the first quarter Most likely of next year all things remaining the same One other thing I saw over the weekend's press just to cover which I thought was quite interesting was about the Chinese property market Obviously China is still very much in focus from a global perspective given the downturn that we're seeing in their economic growth at the moment We're still definitely keeping an eye on the COVID situation Some of the numbers last week were the worst we've had in many months and they continue to enforce their Zero tolerance COVID policy and that can have real economic impact not just on China, but globally So we do keep an eye on that But one thing that's come out from a more positive sense overnight is the fact that shares in Chinese real estate companies Rocketed higher overnight. I think their actual real estate index, which is a sub index They have domestically was up about 15% overnight and the reason why is a 16 point plan There's been issued to support debt-ridden sector has been interpreted as a real Crucial pivot from Beijing that could spark a bit of a revival in the sector The measures outlined in a policy document from the central bank and the banking regulator included extending a year-end deadline for lenders to cap Their ratio of property sector loans So seen of one of the strongest moves yet that Beijing wants to relieve pressure from the credit crunch has been roiling the industry And as such then a positive response on the on the back of that In terms of the week and other things to keep an eye on we do have from China of retail sales Industrial production and their latest jobless numbers coming up overnight. So when we go into the Tuesday session if you're based in the UK Tuesday we get the US Empire manufacturing PPI numbers. We do also get US retail sales this week on Wednesday you just move this down and That's expected to be driven by an increase in petrol prices Which have come down from the peak seen this summer But remain pretty variable at this point in time big retailers as well talking about retail sales are reporting this week Just flipping over here. You've got Walmart on Tuesday with Home Depot then on Wednesday for the likes of Target Lowe's TJX Thursday Alibaba Macy's Coles for example So some of the brick-and-mortar names in particular will be coming out reporting this week Which really then bookends the earnings season And then going back to the calendar a few other things to be aware of Feds John Williams little brain arts device chair speaks Alongside the SEC chair Gary Gensler who's always been quite outspoken on the crypto market and in the wake of the FTX Debarcle be interested to keep an eye on those comments Christine the guard also speaks midweek and then you've got your own CPI data as well coming out later on the week on Thursday with existing home sales on Friday from the US with that UK growth data as I mentioned All right, that is it. So thank you very much for watching Again, please do like and subscribe to the channel and I'll catch you for the next episode. Take care


late night Friday breakdown on my couch saw this highlight had to go check out what happened had to see more stomach for the Royals don't know who you are don't know if I'm saying that right I know who you are now because your stuff is nasty check this out he's got a one two count and he just throws a pitch 100 miles per hour center middle mid center and the ump doesn't give him the call and he looks at the ump he says was it high I'm just yeah yeah it was high he turns around and says uh but no uh okay weird why is this ump hate me is it because of my man bun I mean look at this pitch if that is high to you you're high quite frankly drug test this umpire I think he might be high MLB probably not want me to say that I don't think the umpire is high I just think he missed the most blatant strike call you can miss meanwhile stomach throws 100 dotted then he goes curveball then he goes another curveball how you supposed to hit that 184 curveball who the hell is this guy should I know him I know him now I guess we should all know him stomach stomach what is this ump doing all the time I didn't really go into this breakdown with a plan I'm just kind of befuddled does he hate him because I just don't understand how this isn't called a striak Ike Ike because it's just like you know right there


Hey y'all this is Mitch Mitchell. I'm in another hotel room but actually you've missed a couple of hotel rooms or at least another hotel room so I'm traveling and this is an interesting time period because last week I left home which is Syracuse, New York area to go to Orlando, Florida for a wedding of my niece Allie Thomas who's now Allie Reeves and her fiance now husband Joshua Reeves and it was a great time it was a wonderful wedding the bride who's beautiful this guy looks great you know I don't usually say that a lot about guys but he just looks great I wouldn't mind you know the body and you know I'm what are you gonna say but it was a fun time I've had a great time in Orlando and then we went to the next day I went with her sister my niece Crystal to Universal Studios to take that tour because I wanted to say the Harry Potter stuff you know in past years and decades everyone went there to go to Disney but you know what I'm a Harry Potter guy so we went there and it was eight hours of thrills and torture at the same time because we walked a lot it turns out when we first got there they have a train that goes through two different theme parks that they built for Harry Potter and the train was down so we ate in the leaky cauldron of all things we had breakfast there and it got you know the cauldron which has this big crack in it that's why it's leaky it makes a lot of sense and we had breakfast there and I had some ice cream early on it it's probably the smoothest ice cream I've ever had in my life but all the ice cream was based off of vanilla then they put that little flavor thing on the side so you know it was basically just some vanilla ice cream and I didn't need all of either one of them it was very good but you know I knew I had other stuff to do went into the one shop I'll Evander saw that Crystal talked to me into getting on the mummy ride if you don't like roller coasters or things like that do not do the mummy ride I didn't like it I kept my eyes closed for almost the entire thing and then when it was over I had trouble walking I'll admit it you know what I don't like roller coasters and last time I'd been on anything like that was for my 30th birthday 25 years ago so I didn't like that but I did like the Hogwarts train if you ever get there and you get a chance to take the train you've got to take the train both ways but one of things you have to get used to in resort towns which I didn't expect to actually there's two things one the wait times are amazing I mean even for this mummy thing it was basically 30 minutes we don't just stand in the long line outside what they do is you finally get inside but then they wind everything around so it's it's just something else you just it's hard to compare the last time I'd been in any kind of amusement park like this and I don't count the state fair as an amusement park was 1968 so you know I wasn't prepared for any of this and you're going to walk a lot regardless I got to go through the Simpsons thing and I got to go through Dr. Seuss and we didn't get to the minions because it was 65 minutes to get in I wouldn't wait 65 minutes for that we got into this twister thing where you know I thought that we would actually feel what a hundred mile winds feel like instead it was kind of like an exhibit based on a twister movie you don't really think about it the way you know I didn't necessarily think of the types of movies or all the movies that universal is made over the years for instance they had a men in black thing and you know I didn't pay any attention to that they had Terminator they had the Transformers movies I just have never really paid all that much attention to that stuff but like I said we were there eight hours and we walked a ton I even saw this thing that was supposed to be based off of some movie called the Lost Continent that I never heard of and it was magnificent from the outside but it was a restaurant that was kind of funny seeing things that were restaurants so that was the first thing the second thing was getting used to costs it was $17 just the park and then you had to walk a mile before you could get to the park that was interesting it cost $136 for a pass to get in for the day for the two things and for kids is $130 big savings right and it's amazing how much stuff cost for kids to get a wand you know what if you're a parent of three kids and they all want one you're spending 150 bucks because each wand was 50 bucks yeah Mitchell wasn't buying a wand matter of fact there were some shirts I thought you know it'd be kind of neat to buy a shirt but they started at $35 wasn't doing it oh and by the way they had Popeye there and they had Scooby-Doo there and Betty Boop and a Lucy tribute you know it was just tons and tons of things we had lunch at a place pizza slices were seven bucks a piece oh my god they were huge but it was still seven bucks a piece and even that was a long line and had two long lines so you can go in from different ways that took 20 minutes just to wait in line to get slices of pizza man but it was fun and if anyone who recognizes the dragon if you know anything about Harry Potter they actually have a thing of Green God's back bank and they had this giant dragon on top of it and periodically the bad boy would spit out some fire and you've just filled this burst of heat and it was the coolest thing I gotta tell you that was kind of cool but overall I couldn't see me going again I can't see that as a matter of fact it's funny that I left Orlando saying well that was it I'm never coming back I can't see any reason why I'd ever come back until I get to San Diego and this morning's board meeting because that was more pleasure this is actually more business and I'm on a business break right now and the reason I decided to do a video now is because if I waited till I got home I didn't know how long this video was gonna go and I didn't want to do that but I go down to the business meeting this morning because I'm having to be a national board member and I sit down and I'm looking at the thing it turns out next year's conference is in Orlando are you kidding me so supposedly I'm supposed to go in January and then again in October we'll see if that happens so anyway it's been interesting you know I stayed at a place called the Hilton Grand Vacation Club in Orlando and one of the things I didn't realize is that there's a difference between hotels and these villas and I you know cuz mine was a Hilton man I'm a Hilton member so I used my points to get it thinking I was just gonna end up with this hotel room I ended up with a sweet this gigantic sweet that had a whirlpool tub in it this thing was massive and what was funny is that every day I was there for what Thursday through Tuesday and I put the thing on the door so that I wasn't disturbed except for one day for the days I wasn't disturbed they left these gigantic bags that were filled with towels and coffee I had three of those by the time I left I thought that they would take care of it when I came in you know I haven't cleaned the room on Sunday and I thought they would just take their bags nope they left it all there so what are you gonna do but it was fun and where the wedding was and where my friends all stayed at was something called the Westgate Vacation Villas and all of those were pretty big too by the way I had a balcony but I was on the sixth floor there was no screen that's the one going out there my friends had a balcony they were on the seventh floor of where they were and they were all screened in so they let the kids go out there and throw the ball which worked out fine but it's amazing these gigantic communities of what you would think were just condos or big apartments and these are actually time-shares and one of the funny things is that when I flew in from home to Orlando I hadn't slept in over 30 hours because my friend had to get me to the airport by 4.15 in the morning and so my mind said well why go to bed I'll just stay up and then I stayed up and stayed up and whatever so when the guy first mentioned time-shared to me when I got here I had no idea what he's talking about my mind couldn't process it and it took me a bit to process it so people buy this time to go stay in these things and they're relatively cheap compared to how much everything else costs this is like a hundred and twenty dollars a night are you kidding a hundred twenty dollars a night to stay in something this massive it's just outstanding I mean that's amazing but that's just to stay everything else Orlando expensive the gas isn't as expensive as it is in New York that everything else is just deep and I don't mean just at the hotels so if you go to a place like Orlando you have to get used to that now I'm in San Diego and what this involved is a trip to Atlanta first and then flying little round four hours little more than four hours from Atlanta to San Diego and of course you have the time change thing in there and one of the first things I learned is that they don't have a lot of Chinese or Japanese restaurants downtown it's nothing there's no Chinese because I asked at the concierge desk no Chinese and only two Japanese restaurants they have aren't true Japanese their fusion Asian fusion and all they serve a sushi come on really and the other three restaurants are Thai I don't eat Thai food I've tried it I've tried it I don't like it so they had Mexican and they have Italian and they have Irish and I decided last night because I knew the deep dinner I went to an Irish restaurant and I ordered the shepherd's pie because I always order the shepherd's pie and it was delicious I can't you know I'm not gonna lie it was delicious but it was probably a little heavy for me a little bit more carbs or it maybe it was the jeer deli ice cream shop where I went in and had a three scoop ice cream sundae with peanut butter and chocolate sauce hey you know that's what we do you know I figured that's the one day I'm gonna kind of throw it up throw everything in there and just eat what I want to eat and it was a lot of fun but I went to bed at home it would have been 1 a.m. so I guess that's not really early here it was 10 o'clock and I just had to go to sleep I was just exhausted sometimes you have to go with it especially when you're you've reached the age I'm at now and I'm staying in a place called the Manchester Grand Hyatt and I'm really close to the airport but I'm also close to the bay close to the ocean and on the way here I passed the midway this gigantic aircraft carrier that I said well wait a minute wasn't that sunk during you know World War two and it was but they built another one which I didn't know that and then they decommissioned it and it's stationed right out there I mean I can see it from my room it's amazing and I hope to get over there to get some regular pictures of it but you know I wanted to put this one out really quick because I've had a blast so far in this travel and some people say oh you need such a glamorous life well not really you know yes I've been traveling out of town to work but I've been going to the same city for almost 18 months so that's not really glamorous after a while if it had been New York City I might have said that was glamorous but you know and you know I can tell you now I'm in Memphis and I've only got a couple more weeks there and then it's back home for a while and we'll figure out what we do after that but I wanted to get this one out there because who knows what I may have to say tomorrow or Friday or Saturday although I get to go home Friday but I won't get in until close to midnight once again and then we turn it back around and we hit the airport again next Monday I'm a rambling man anyway oh by the way I'm gonna give you a hint I hope you've made it this far a lesson I had to learn last night do not put Kansas soda or probably cans of beer or anything else in your bags if you're going to fly that's all I'm saying that's all I'm saying lesson learned anyway this is Mitch Mitchell I hope y'all have a great day and hope you like the video let me know you take care


What is up you guys welcome back to another one if you are new to the channel I am go penny under new Clark truck SCV reviews on YouTube and today We are in the new 2022 Hyundai Elantra courtesy of Jack G and Volvo Hyundai and York PA for more information on their inventory Please feel free to check out the link in the description box below it so you guys probably already know this one was redesigned for last year And so this is now the second year for the redesign not only that the Elantra starts at under $20,000 so it is a pretty good price point for this vehicle does come with America's best warranty being five years 60,000 miles bumper to bumper 10 year 100,000 miles then on the powertrain You also get three years of complimentary maintenance So you don't have to pay for things like the oil changes tire rotation things like that basically and so in this video I will be testing out and going over everything about this one from acceleration to braking steering feel ride quality sound system exhaust clip All of that fun stuff So having said all of that what do you guys say? Let's just go ahead and jump right into it and as always Let's start with pricing and so as you can imagine there are a few different trim levels for the 2022 Elantra First one being the SE starting at 19,850 dollars Then there is the SEL which is the one we have today starting at 21,100 dollars and lastly the limited then starting at $25,600 but regardless of trim level that you go with the power plant on the Elantra is going to be the same Powering this one is a two-liter multi-port injected inline four cylinder putting out a hundred and forty seven horsepower at 6,200 rpm 132 pound-feet of torque coming in at 4,500 rpm power set to the front wheels through an IVT that stands for intelligent variable Transmission zero to sixty time is going to come in at approximately 8.4 seconds with MPG numbers coming in at 33 in the city 43 on the highway for the SE trim level and then 31 city 41 highway for the other two trim levels Taking regular unleaded fuel so then before we do any kind of fun acceleration test here in our Elantra I do want to mention the drive modes that drive mode button It is silver and it is located just to the left of the shifter there that will include normal sport and smart Adjusting things like the shift points of throttle response and the steering sensitivity then as well So now having got it all out of the way. What do you guys say? Let's go ahead and find a straight away Let's put this thing here to the test and let's see how quickly the new Elantra here is going to get us up to speed Alright you guys here we go in three two one There it is At the very end there finally kicked it But not the quickest thing in the world shouldn't have any issues emerging onto the highway But wouldn't have minded a bit more power here in the Elantra But having said that I didn't mention it yet because they are their own separate vehicles really But there is an end line as well as a new Elantra and coming out Those two are essentially the equivalent of the Honda Civic SI and the Honda Civic Type R So those are going to be the ones that you want to go with if you want more power But having said that again shouldn't have any issues emerging on to the highway with this one But to go along with that acceleration as always breaking is equally important So upfront you will find 11 inch ventilated front discs in the back 10 inch solid rear discs As far as that 60-zero stopping distance goes it is going to come in and an impressive 116 feet that is wonderful You guys typically with sedanza comes in in the 120 so 116 feet is definitely very impressive Especially for what this vehicle is at the price point that it's at So wonderful braking on this one. There's no brake pedal delay or anything like that So very impressed with the braking that touching on suspension and handling up front You're going to get a McPherson strut front suspension in the back Torson beam rear axle front and rear stabilizer bars as far as ride quality goes It's really not that bad to be honest So I will say I feel like the previous generation for whatever reason was a little bit smoother with a ride quality But with this being a compact car it isn't usually something you expect So I will say this is pretty much on par for the course as far as ride quality goes I would say even a little bit better than average when it comes to compact cars So no issues with the ride quality as far as steering feel goes It is an immediate noticeable difference when you change up the driving modes when it comes to that steering feel If I were to put it in sport driving mode you immediately notice a heavier weight to the steering As opposed to the comfort driving mode that I currently have it in It is a noticeably loosey-goosey steering feel So if you wanted that heavier steering feel go with the sport driving mode If you wanted a looser steering feel take it out of the sport driving mode essentially So it's really something for everybody as far as cabin noise goes At higher speeds I get a little bit of wind noise coming in But it's not that bad and it pretty much is once again as expected for a compact car So it wouldn't bother me personally then touching on visibility I can see perfectly fine out the back absolutely no issues whatsoever when it comes to visibility on the Elantra But that about rounds out the performance segment of this review You guys let's now go ahead and take a look at the exterior of our brand new 2022 Hyundai Elantra All right, so here she is you guys the new 2022 Hyundai Elantra completely blacked out Looks pretty darn good actually all black But anyways let's go ahead and start up front on this one gloss black front grille Coming with the SE and SEL trims Then if you were to jump up to the limited that will come with a dark chrome front grille So slight difference when it comes to the trim levels when it comes to that front grille I should say but then looking down to the corners there You will find front air curtains for all trim levels across the board Taking a look at the headlights they are projector style halogen headlights for the SE and SEL Did you come with the automatic feature meaning when it starts to get dark at night They will turn on automatically for you there LED daytime running lights also coming standard with those headlights as well LED headlights though coming with the limited trim So if you wanted a little added illumination at night limited trim Is where you're going to want to be out for that And like I said in my last review of this one Much lower hood line comparatively speaking to the previous generation Which gives it a much more aggressive appearance up front So definitely a fan of the front end But that pretty much rounds out the front of the Elantra here Let's now go ahead and make our way to the side of this one All right and so now since we are around to the side of this one Black window surrounds coming with the SE and SEL Chrome window surrounds then coming with the limited Taking a look at the door handles They are going to be body colored door handles for all trim levels And that's kind of to be expected anyways for compact cars Power adjustable body colored side mirrors coming with all trim levels And I do like the Z style accenting into the side of the Elantra as well It's one of those design elements that you see on no other cars out there right now It's kind of hard to see actually on a black exterior But if you were to go with a lighter exterior it's definitely more pronounced But it looks pretty darn good in my opinion Then take a look down at the wheel configuration 15 inch alloys coming with the SE 16 inch alloys coming with the SEL And lastly 17 inch alloys then coming with the limited trim level So very cool sport back style when it comes to the side profile of the Elantra But that pretty much rounds off the side Let's now go ahead and make our way to the back of this one All right and so but now since we are around to the back of the Elantra Body colored shark fin antenna all the way to the top Somewhat of an integrated rear spoiler And let me actually show you guys because I know it's kind of hard to tell But there's definitely a very pronounced something I don't know if you can call that an integrated rear spoiler or not I know it's not technically but it kind of looks like it is So pretty darn good look in the back of the SMA for that Then of course you do have Elantra lettering spelled out horizontally In typical Hyundai fashion as they do with all of their vehicles And if you wanted LED tail lights that does come standard on the limited trim level only Of course to tie in together with the LED headlights up front And just below it all there is a single exhaust outlet tucked away So I do believe you guys know what we have to do next As always here is that exhaust clip All right so now since we are around back of the Elantra When it comes to opening that rear trunk There are a few different ways to go ahead and do that There is a button on the key fob that is one way There is also a button by the driver's left foot that is yet another way And my favorite way There is an integrated button into the trunk itself Kind of separating the two sides of the tail lights That is yet another way to go ahead and do that But once opened up cargo capacity comes in at 14.2 cubic feet If that was not enough space there actually are some levers found in the trunk To go ahead and fold those secondary seats down Simply just pull on that there is a 6040 split So that allows a good bit more space then If you needed it there is some cargo lighting back there And if you were to lift up underneath the cargo floor That is where you're going to find your spare tire in case anybody was curious But now let's go ahead and make our way up to the rear leg room That comes in at 38 inches even for reference I'm even six feet tall This is how much space I have back there There is a rear center armrest with cup holders If you were to go with the limited it is going to be optional For the SEL we don't have that option though today No charging ports no rear ventilation You don't really need rear ventilation in a vehicle of this size anyways But let's now go ahead and make our way up to the front seats Claw seating coming with the S-E and S-E-L Leather seating then coming with the limited trim level Manually adjustable seating for the S-E and S-E-L Then if you were to go with the limited you will find a power driver seat With power lumbar heated front seats then coming with the limited That feature is going to be optional for the S-E-L Yet again we don't have that option though today But overall seating is okay It is relatively comfortable Not the most comfortable seating I've ever experienced But it is just okay I would imagine the limited trim would give you much more comfortable seating With its power adjustable seats With this lumbar support things like that But seating is okay But then taking a look at the steering wheel It is tilt and telescoping It is leather wrapped If you were to go with the limited trim level only Then making our way to the startup Let me start by showing you guys the key You do have your Hyundai logo on the one side Then if you flip it around lock unlock That button to pop through your hatch And actually the circular button that says hold That is your remote start which is pretty cool Now it is going to come in the S-E-L trim level And the limited along with the push button start as well And then if you were to go with the limited You're actually going to get a digital key Where you can just hold your phone up After you download the app of course Anyways I'm just going to put my phone in the brake And press that engine start button there And so once started up This is what the gauges are going to look like For the S-E and S-E-L However there is a full 10 and a quarter inch Digital gauge cluster for the limited But don't have that one today So I'm not going to obviously show it to you But tachometers all the way to your left speedometers Front and center there is a small digital portion of the gauges All the way to your right to control what is on that digital screen Simply use the steering wheel mouse controls on the right side Can choose to display a digital speedometer if you wanted to With driving mode you're in Trip A, Trip B of course There are some safety features How many miles you have left until you hit empty as well And a ton of other information included as well So pretty much everything you could possibly want and need Up on the gauges But then making our way to overall interior quality Power sunroof coming with the limited Optional then on the S-E-L We don't have that option Wireless phone charger coming standard with the limited Like I was saying that is optional for the S-E-L So that is not only going to be that wireless phone charger But also the digital key is going to come with that as well Of course dual zone climate control then Coming with the S-E-L trim level And up you will find multicolor ambient lighting them For the limited trim level only But overall when it comes to interior quality I do like the dual zone climate control that we have on our S-E-L I like the design to the vents It kind of reminds me of Audi a little bit Because you have those three bars going across Just above the passenger side glove box It's just like a continuation of the air vent Although it's not really fully an air vent But it's a continuation of it So I like the design for that aspect But my favorite part about the design of the Elantra Is this bar type of ordeal separating the driver and the passenger And the reason that I like that I think it's kind of like they pulled it off the C8 Corvette That's what the C8 Corvette is known for They actually put buttons and stuff on theirs But anyways I think it's a pretty cool design element Just in front of the shifter you have two USB charging ports A 12 volt power outlet and a little bit of rubberized storage as well Just behind the shifter you do have dual cup holders And within the center arm rest a decent amount of storage Not a whole lot but good amount So overall interior quality is pretty much as I would expect it to be If you want the very best interior quality Obviously go with the limited trim level But then making our way to the infotainment screen here 8 inch color touchscreen display coming with the SE and SEL Then if you were to jump up to that limited trim level You will find a 10 and a quarter inch color touchscreen display So either way you still get Bluetooth and audio streaming But Android Auto Apple CarPlay It does come standard on all trim levels But if you go with the SE or SEL It is wireless That's the one you want You want the wireless Android Auto Apple CarPlay So you don't have to hook your phone up And have all those pesky wires just in front of the shifter So I don't know why it's wireless on those two Then you have the wired connection with the limited When you pay more money That doesn't make sense to me But that is the way it's set up So I did want to emphasize that to you guys But either way Android Auto Apple CarPlay Either way so that's pretty cool But you can of course check out your radio information Up there as well And by the way when it comes to the sound systems You will find 6 speakers for the SE and SEL And then an 8 speaker Bose sound system for the limited Which is optional on the SEL if you wanted it But having said that we do have the 6 speaker sound system here with us today So what do you guys say? Let's go ahead and turn on the radio Let's listen to some Justin Bieber And let's test out the clarity of this one I gotta say I'm not a believer when it comes to that sound system I've heard better sound systems The Bose ought to kill it That is a basic sound system Not the best 6 speaker sound system I've ever heard by any means It'll get the job done Don't get me wrong It'll get the job done But there are better options Like with the limited trim level for example But last thing I wanted to mention to you guys on the infotainment screen It's when you do put the Elantra in reverse You will of course find a rear view camera Letting you know who or what is behind you Which is always is going to lead us into safety That's the first thing I want to mention IIHS top safety pick Which actually pretty much says it all right there That's a wonderful thing Front side side current airbags do come standard In the back you're going to have latch AKA lower anchors and tethers to shoulder for the rear car seats Rear child door locks, tire pressure monitoring system That's all boring But also coming standard on every single trim level of the Elantra Will include forward collision avoidance assist With pedestrian detection Blind spot monitoring system With rear cross traffic alert Usually you have to go on upper trim levels Of other manufacturers to get that one Lane keep assist Which is a brilliant system on Hyundai I've tested that out a million times Lane following assist Driver retention warning system High beam assist Which if you have your high beams on it Senses the car coming in the opposite direction It's going to dim it to low beams Then when that vehicle is gone It's going to put it back to high beams for you So it's just automatic high beams basically It's pretty darn cool Also safe exit warning then as well But then if you were to jump up to the limited You will get rear parking sensors Reverse parking collisions avoidance assist And highway drive assist then as well Which is kind of Hyundai's autonomous driving system But overall when it comes to my final thoughts here Of the Elantra Great exterior styling I really do like the exterior styling in this one Because it's different Definitely makes a statement And it's like nothing else on the road right now Digital gauges being available is a huge plus I personally prefer them I would have loved to have seen them here in our Elantra today But that's what I would go with Wireless Android Auto Apple CarPlay is a huge win I love wireless connectivity And that is what this particular trim has with us today The SEL, that's pretty cool Digital key is also a very nice option The reason I personally like it is because If you're key fob for whatever reason were to fail You don't actually have to get somebody to tow you then To the nearest Hyundai dealership Because you got the app on your phone You could still get in your car You could still start it up By just using your smartphone You don't even need to get your car towed That's so cool And you don't even have to ever carry your keys with you technically If you have that app on your phone And your phone's not dead I should put that little caveat in there as well Also America's best warranty That's peace of mind Three years free maintenance That'll save you money The only downside The only constructive criticism I guess you could say With this particular configuration Is it is kind of slow But like I said The end line and the Elantra N Will fix that If you wanted a bit more power But that is about it for this one You guys thank you so much for watching Feel free to follow me on social media At the bottom of the screen If you wanted to see what's coming next On the channel before it actually gets to YouTube Be sure to hit the subscribe and the bell notification button If you're into new car reviews That is what we do here on this channel After all Do appreciate you guys watching more Than you know what I will see you guys all in the next video There's a spider on my windshield Stay Gold


We're just watching the news and apparently Guayaquil is under water and this is our destination for today We don't understand too much because everything is in Spanish but the pictures look like that Wow! Oh no It's like completely under water I can just see the word Yuvia which means rain and torrent which is like torrent Oh shit Oh no It's probably where our hotel is And Vivo, like it's live, it's just now This is what it looks like right now Well, we will prepare ourselves with our raincoats I would say This year's all my toilet paper I collected really proudly over the last days when we actually stayed in hotels or in rooms but half of it is wet now Even though I keep it in plastic bags it's just, yeah everything is wet unbelievable Hi, I'm Lavi And I'm Oli And this is our hero Bumblebee Together we are attempting a Guinness World Record to become the youngest pair to circumnavigate the globe by Motorcycle Join us for season 3 here in South America Good morning world, welcome back to the channel It's day number 334 on our circumnavigation around the globe by Motorcycle And we are here in the town of Alamor in Ecuador and look at the view from the balcony of our room We are not in the desert anymore We're in the tropical mountains of Ecuador with banana trees and it's so nice and green but it's very rainy as well It's so incredibly wet Yesterday was like a crazy rainstorm and we were basically riding through rivers and lakes to reach here Luckily this place is on a hill so we don't really have a lot of pedals here around We can only hope that the roads today won't be too flooded but let me show you the route for today So we are here just at the beginning of Ecuador and today we are going to be heading over to the coast at Mashallah before following it round to finish the day in Guayaquil Yes, after eight days constantly on the road since leaving Cusco Guayaquil is going to be our resting stop Yes, we have just about under 200 miles to get there Our navigation says it will take us five hours It's already eight o'clock so better hit the road, let's go So we've got a mega mega hill this morning When I came in yesterday I slid my front wheel on this big gear So I'll go straight and I'll turn once I'm past this little bit of concrete Okay? Yeah, it's actually slightly right there, isn't it? It's like I've got like algae or moss on it Yeah, now I've got to get the brakes on because there is some serious, serious hill here Oh my hell Oh my hell Oh my hell Wow Yeah I think we never went down a hill like this Yeah, this hill was the steepest It's like nearly 90 degrees, man Wow Yeah, but after seeing all the flooding yesterday you can understand why they build the town on top of the hill Definitely So yeah, our clothes are totally soaking wet from yesterday despite the fact that we had our rain gear on it was just not enough to hold back that that happened yesterday that was just mind-bogglingly wet Got through everything and so we're just soaked through the inside of my helmet is wet the socks are wet, the boots are wet I think rain like this, nothing will help Nothing Yeah I mean it was pouring it was like riding through a swimming pool This is a country that gets a lot of rain it's got the rainforest it's got the Amazon rainforest here in Ecuador and yet the rain yesterday was so intense that it was all over the news this morning It was that much rain that it was newsworthy rain for a country that gets rain 200 days a year Yes and oh my god I'm so scared and excited at the same time to see Guayaquil because Guayaquil was in the news and it was underwater But anyway we can't even think about Guayaquil at the moment because we've got 200 miles no 185 oh there's the police hello Yeah he was so close to us I was like is he crashing into us I mean what happens if the police crashes into you I don't know they give him a fine Yeah we can't even think about Guayaquil at the moment because we don't even know if the roads getting to Guayaquil are going to be are going to be open because the warnings on the news this morning were flooding landslides basically chaos across the roads of the country So yeah Yeah let's see if the roads that we need are actually going to be free Yeah Fingers crossed Fingers crossed Since we've been following this police officer he has overtaken on a double yellow many times and he went in the wrong way Okay let's see what they've got diesel eco pays and super premium Why do they insist on a different name in every country we go to It's four dollars per gallon You think it's per gallon? Yes I hope it's per gallon because otherwise that's really expensive Super premium okay 95 octane as well Hello, good morning 95 Yes Full Hello My German is English Today Guayaquil Yes, Vistrom 1200 1050 1050 1050 Vistrom Super Teneres 1200 Yamaha Cool Rally motocross Motocross, huh? Ah Vili, no XR660 Wow No rapido, no Oh nice Okay, mucho gusto And that was the end of our audio Little did we know that the rain from yesterday had left our GoPro well and truly saturated So it's time for me to step in with a well written voiceover and tell you a few facts about country number 13 on our journey the beautiful country of Ecuador The name Ecuador means Equator The full name Republica del Ecuador literally just means the Republic of the Equator Home to indigenous groups for more than 10,000 years its coastal Valdiva culture is one of the oldest settled cultures recorded in the Americas Conquered by the Inca in the 15th century and then by the Spanish in the 16th century Ecuador finally achieved independence in 1820 as part of Gran Colombia from which it emerged as its own sovereign state in 1830 one of 17 mega diverse countries in the world and home to part of the Amazon rainforest Ecuador's new constitution of 2008 was the first in the world to recognize legally the rights of nature This was our first ride in the country and we were already deep in a spectacular jungle landscape We were excited to see what was ahead on the wild roads of this green and incredibly wet country Oh my god look this is probably just happened yesterday and there's a team of people out here literally with shovels Gracias Gracias So we're starting to rain already and we're only like one hour into the ride but yeah, it's time for us to put our rain clothes on As we reach the coastal lowlands the rainforest around us had been replaced by banana plantations Ecuador is the top exporter of bananas worldwide 24% of all exported bananas in 2021 came from Ecuador with a value totaling $3.5 billion That must be a lot of bananas Alamon Alamon, yes yes yes What's up here? I'm a bit naughty because normally I made some very nice sandwiches this morning for our lunch but we just arrived here at this petrol station and they had an offer two americanos and two baguettes for $4.99 US dollar So we were like ok we have that Look at this It's like an omelet sandwich I just took the audio cable out of the GoPro but the end snapped off So I think the end is still inside the medium line So that's not really very good So unfortunately I think we can't really talk to the camera anymore whilst we're going along So sorry about that We stopped on the side of the road because we can see some coconuts behind us I'm gonna go and see if we've got enough cash to get something Hola ¿Cuánto cuesta una? $1.25 $1.25 Gracias I think Lavi's taking a selfie with somebody over there Coconut Mucho gusto Muchas gracias Perfecto, gracias Coconut, goodness Bienvenido a Ecuador mis hermanos motoviajeros Gracias Maximilian So Maximilian just arrived and look what bike he has This is the Suzuki 1050 No way, look at this Wow This is the first time that we have seen even another V-Strom of any kind in South America and this is like exactly our V-Strom After 7 hours on the bike we finally made our rainy approach into Ecuador's largest city Guayaquil So our end of the audio splitter is actually broken and it's stuck inside our GoPro attachment and now we're just gonna try something we're gonna try to superglue the end of these sunglasses on the broken bit If I put a dot of superglue on the end here and then the idea is that I'm gonna glue the end of the sunglasses to the end of the audio splitter The next day Good morning guys So yesterday when we met that V-Strom owner he actually pointed out something about Bumblebee that was really concerning and that is that the disc brake here is completely gone This was the disc brake that we got in Rio So that was a long way away That was like 14,000 miles ago Basically he pointed out to us that there is absolutely nothing left on the disc brake It's completely just metal to metal Possibly we may have damaged the disc but that's something we're gonna have to see today because we're about to take Bumblebee over to a Suzuki garage here in Guaqil and they're gonna have a look at it for us So we've arrived at a Suzuki garage and have a look, this is what the disc brakes look like at the moment Oh yeah No much or no No That's like worse than when we came to Rio There's like metal on metal We're gonna get the disc pad changed now so we're gonna get an oil change so at least we're gonna do something Even less what we had before and it's really hot as well That's a little bit scary So we have to check them more often So we just went off together to go and get some oil on this bike and man this bike is so fast it's like really small but it's a 650 so man we just he just went oh my god so they're looking into it at the moment to see if they've got our model of brake pads because he said it's a very special brake pad for this model so he's gonna see if he has if he can find them Is that the second one? Both hey? Both So after riding around the city for a while not on the big bike but on this little scooter we have found some brake pads and these are Suzuki genuine pads so have a look at the difference wow the new one and the old one that's crazy crazy What is that? New life for bumblebee So the brakes are done we've got new oil going in with a new oil filter and we've also asked about if we can find some new 50-50 tires because our tires are wearing down like super fast look look there's about one mil of tread left here in the centre and look at the side the side still has full tread so it's wearing down so fast and yeah we just thought ok let's get it done now so we are gonna go back off with the scooter and see if we can find some 50-50 tires hopefully under 200 dollars see how we get on check that out our best plate totally bent from all the speed bumps and we're going off to get some tires and I don't think I'm driving you're driving later that same evening good evening guys we are back at the hotel having some noodles in the end we couldn't find a suitable tire we rode around a bit but everything they had locally were basically road tires the 50-50 that we were looking for so for now we decided to keep our current rear tire and try to arrange something for our next stop which is gonna be Bogota, Colombia but at least we managed to get the brake pads done and that was the most important thing and we got an oil change and an oil filter change so that was a pretty good result so the brake pads cost us 90 dollars the oil cost us 50 dollars but then Henry the mechanic was super nice because he only charged us 20 dollars for everything he did and taking us around to find this stuff so you're amazing Henry thank you so much Henry you saved our lives and in terms of our media mod we managed to get the bit out which was stuck in there but it still doesn't work unfortunately so it's completely broken there was like a lot of water coming out there was no jack hole as well and unfortunately he has no no GoPro shop in the whole of Guayaquil but now we checked on Facebook Marketplace and actually there is a guy who is selling one of these and apparently we can pick it up tomorrow he wanted 115 US dollars we could bargain him down to 100 we will pick it up tomorrow on this point we want to thank all our Patreons to help us out with all this equipment replacement because it just ends up and it goes crazy so if any of you want to help us out as well then you can join us on Patreon the link is in the description of the video and that's it from us today we hope you enjoyed the video if so please give us a thumbs up subscribe to the channel share the video with your friends and family comment below and we will see you next time


hello everybody welcome back to another adobe photoshop 2022 tutorial this one i'm going to show you how to change the color of your logo in just a few seconds two ways to do it here's an example i have a logo here's the original logo it's a png file and then i just changed the puppy dog inside of it to green and i used the hue saturation adjustment there's two really easy ways to do it so let's show you both ways the first way is if you have a single colored logo and you only want to change one color okay so pretend that these two are the same color how would i do it real real simple i would just go ahead and i would go to i would create a new layer right here so i got layer two and then the next thing is you do you want to create a where is it solid color so there it is solid color right at the top pick the color that you want to change your logo to let's say you like this color pink whatever it doesn't matter and then hit okay this obviously isn't working hold down the alt to the option key though and then make sure that the arrow appears when you're hovering right between the two layers here this creates a clipping mask left click presto this is a brand new colored logo that was all there is to it i'm going to delete that and i'm going to show you how now to do it with a just a single color come on Curtis delete this layer okay so in this one i want to adjust the layer of the inner puppy so we only want to adjust one color of this logo so what am i going to do very very simple i'm going to go up here to the select and then i'm going to go to color range is very important left click on color range then left click on the actual color that you want to change so i'm going to change that now here's the thing you can adjust the fuzziness from like zero which doesn't do too much but if you adjust the fuzziness way up high take a look you're going to see the basic outline of that other blue color so just keep that in mind that you want you don't want that outside blue color appearing so i'm going to go ahead and let's take it down to about 150 and then i'm going to left click on okay we're going to zoom in and you're going to see that it has selected this perfectly so if you're not seeing 100 perfect selection and there's nothing in between you can always go up to select and then you can just modify this a little bit so you can go to modify expand and then i'm just going to expand it two pixels and i'll zoom in and you'll see that it's just a little bit outside of the blue there it's two pixels outside okay good hopefully you're still with me now the next thing we're going to do is we're just going to go ahead and change that color so how are we going to do that well there's a couple ways but my favorite way if you haven't guessed yet is i'm just going to go down here to new filler adjustment create the solid color i'm going to make this some sort of black or something like that and boom it's automatically applied and now here's the original color here's the new color that's two ways to adjust the color of a logo inside photoshop 2022 thanks for watching be back soon


Hi, I'm Morgan Bidding, Head Field Hockey Coach, and I'm over here at our new field on Owings Mills East. This is episode 10 of the Mustang Success Trail. It's important to read your textbooks with a purpose to make sure that you understand the material you're supposed to be learning for your classes. Good luck this semester, Mustangs!