All right. Okay. Let me know if you can hear my voice good to see all of you in this special evening. Special evening. Okay. Hello, everyone. All right. If you can hear my voice, let me know which country are you tuning in from. All right. Let me know which country. Am I going live? I just want to double check because I see no one jumping in yet. So just want to make sure everything is okay. Give me a wow. Let me see. Next level All Stars Facebook group. Hold on. Hold on. Uh oh. Am I live? Yes. Yes. Yes. Okay. Okay. I can see. I can see you guys are streaming in. All right. That's good. That's good. Now. Okay. Tonight we have a lot of things we want to cover exactly how do we actually use CPF to invest in a very safe manner? And if you can, right, actually using the method, given time, actually you're going to compound 100% of your CPF. How many of you right here are already investing in CPF? All right. If you're already investing in CPF, then please type CPF in the chat. However, if you are thinking about, you know, going into CPF and you just don't know what exactly should you do to invest your CPF safely, then please type C. C stands for consider. All right. C stands for consider. Hello, Davina. Good to see you. I know there's going to be like some 10 seconds of lag. It's okay. I'm going to give you guys time to respond as well. And I'm checking all your, all your response here from my, from my, from my handful. So yes, let's make it interactive as well. Now. Okay. Let's ready to get started. I can see C. Okay. Davina is considering good to see that. And that's why tonight I'm going to show you exactly how can you start investing your CPF in the right way? All right. Now let's get started. Let me share my screen. And all right. CPF investing. Let's get started. So, so Davina is thinking about investing in CPF. How about other people who are streaming in right now? Are you already investing in CPF? If you are, then what are the things that you are currently investing with your CPF? And tonight I'm going to share with you my own way of investing. And once again, it's really not for, you know, just not just buy or sell recommendation. It's very important that you do your due diligence. You understand my philosophy behind how I do things and why I do things. And if you agree with me, of course you can take action, right? Because at the end of the day, the market will only reward you when you take action and when you take your investment seriously as well. And in fact, right now the market condition is great. It's brilliant. And recently I just initiated another position investing using CPF. And I'm going to share with you exactly what I did and what you can consider to do as well. But very important, you do your due diligence. Now when it comes to investing in CPF, people generally have this reservation that, you know, if I don't invest, at least I will have 2.5% per annum. In terms of my ordinary account, which short form is called OA. So how many of you here right now are pretty happy with 2.5%. If you are happy type H in the chat, okay? H stands for happy. Or if you think that 2.5% is not a lot, it's quite little type L. L stands for little in the chat. Let me know what do you think? Do you think 2.5% is considered a good return for you when it comes to your CPF? Because when you just put it inside your with the government, you will for sure get a 2.5% guaranteed return, which is definitely better than the banks, you know. But however, if you ask me, I personally think that 2.5% will not be really, really good because there is also rising cost of living. And if you see according to StrixTime, what is our inflation rate? Okay, it says that, you know, the latest monthly consumer price data shows that the overall inflation in June, which is just a few months ago, is at a seven year high of 2.4%. So if you are putting your money just with CPF and you're getting a 2.5% return, you are just barely beating the inflation. I think that is also the objective of the government, right? They just want you to, if you just put it, the money together with them, they just want to make sure, okay, your money is not eroded by inflation, but it's definitely not also good to grow it, right? And that's why it's so crucial for you to learn to invest using CPF in a very safe manner so that you can do so much better than your 2.4%. So what can we do right now? In order to invest in CPF, there are certain prerequisites. So firstly, you must be more than 18 years old and above. And definitely you must be people who are like, for example, Singaporeans or you are working in Singapore and you do receive CPF, and your minimal amount in your OA account must be more than $20,000 and more. Then you can invest the excess. The $20,000 is a bad minimum. If you don't have $20,000, then you make sure you work harder first and then you save up more inside your CPF before you can actually consider to invest. And then for a special account, it's another thing which is more than $40,000, but tonight our special sharing is really more concentrated on the OA account, and I'm going to share with you how can you invest your OA as well. So let me know if you're already investing in using your OA account, maybe buying some stocks or whatsoever in the local market, then maybe give me a smiley face. Let me know because I really want to make sure you guys are learning and participating as well. Or if you have not started, so this is something brand new for you, then please type a short face like, the kind of short face, so that I can see your reaction and I can really cater the speed of this sharing accordingly as well. So we can see that in order to fulfill this prerequisite, that means firstly you must be 18 years old and above, and you must have more than $20,000 in your OA account, and very importantly you also should not be discharged of bankruptcy, and then you will be able to invest in CPF. So what are the ways to invest in CPF? If you watched my YouTube video earlier, which I actually just released yesterday, I actually talked very, very in-depth about what I do with my CPF, including what are the companies I personally invested in using my own CPF as well. So there are two ways that you can invest in your CPF, right? Either you can invest in local stocks, or you can choose another way which I'm going to share with you very, very soon. But if you want to find out what exactly are the some of the companies that I personally invested in using CPF, then you can check out my YouTube video later after this. I will actually share with you some of the portfolio positions I actually had inside. So you can go to my YouTube channel rebrand.ly slash Aligato investor, you'll be able to find it step by step inside. But now, let's talk about my favourite method, right? Apart from investing in local stocks, which I think not that decent, but there are another, okay, there's in fact another preferred way for myself to do it. And my majority of my portfolio position is actually inside this method, which I'm going to share with you right now. And I believe, okay, how many of you can already make a guess? What investment instrument or like, what is the exactly am I buying when I use my CPF to buy? I'm actually buying into the market, which is I'm very bullish about, which is the US market, okay? So if you have been observing how US market has been performing over the past decades, you know, it's just been going up and up and up. And in fact, if you look at the past five years, if you just invested in S&P 500, which is the US stock market index, right, the top 500 companies in the US, you can see that it actually went up to more than like close to 100%. Okay, because recently there's like pullback, right? Just like Henry say, investing in the index, which is actually my preferred way because when you invest in an index, you don't really need to time the market. And all you need to do is to continue to accumulate the index and your portfolio is going to compound. And that's why if you invested five years ago, for example, back then using $50,000. Okay, and let's say you invest in S&P 500. Today, your $50,000 will have actually increased to 100K. You double it in just five years time, which is definitely way better than you putting your money either in, I don't know, unit trust or maybe in the banks. In the banks, it's definitely you're not going to grow at all, right? But some people like to put it in unit trust, which I think there are a lot of fees that's involved. So I also don't recommend putting your money in the unit trust, which I think buying S&P 500 is a really no-brainer way of growing your wealth consistently. But the thing is, you know, if you talk about a longer horizon, just now we look at five years, which is considered midterm. How about longer term? If you stretch it even longer, let's talk about 10 years. If you just invest in S&P 500 for the past 10 years, your return from $113 per share have actually increased to 428. So what is your return for 10 years time? That is 280% in 10 years time. That is an annualized return of more than 10% year on year.  If you are happy, type 10% in the chat. I also want to make sure I manage your expectation. It's not going to be like a thousand percent, a few hundred percent kind of growth in one to two years time because that is rarely happening. Okay, especially you're just buying index, buying ETF. However, if you just buy and do a long term horizon investing, dollar cost averaging, that is a very, very decent return as compared to you put your money, let's say a unit trust, which they're definitely going to charge you much higher fees as compared to ETF. Now, why investing in ETF is a very, very powerful and safe manner is literally when you buy into S&P 500 for those who are very new. These are the companies that you are investing in. The top 10 companies in S&P 500 right now, including your Apple, your Microsoft, your Amazon, your Tesla, all these very, very powerful companies, your Google as well, Facebook. So all of these wonderful companies are there. And the good thing is these companies, if you see the top 10, it makes up of 28 percent. So what does that mean? They have the remaining of the other companies that constitute to the remaining portfolio, including your consumer cyclicals such as your Nike, your financials such as your Wells Fargo, I'm not sure whether it's Wells Fargo inside, then I think JP Morgan. For example, JP Morgan or like Bank of America, they are inside your healthcare, including your Johnson and Johnson Pfizer. So it's a very diversified portfolio. And that's why when you are investing in S&P 500, it's also a very diversified way, a very, very safe way of growing your wealth. So this is why S&P 500 is a very safe way, especially if you stretch your horizon long enough. And right now we can see some short term pullback in the S&P 500. There is quite a lot of volatility inside the stock market. And that's why you can really consider why you want to buy it during this time is because you can get it even cheaper. And that's why I really want to share with you tonight so that you can start to think about what kind of actions that you can start taking for your own CPF as well. Now, if you look at the compounded interest calculator in terms of you just invest in S&P 500, for example, let's say your initial investment is $20,000. And when we talk about investing in ETF, it's really about dollar cost averaging. What does that mean as every single month, you just set aside some amount of money. It can be your CPF since we are talking about CPF investing. So every single month, you just set aside $1,500 additionally from your CPF and continue to invest in S&P 500. And if you give yourself a period of 10 years and estimated, let's say the return is about 10 to 15%, I'm just using 15% as an example. So 10 years later, your $20,000 with all your additional $1,500, every single month that you added in, eventually what will it return? What will it become? Your original portfolio will actually become 100% return. In 10 years time. So you can see that your total contribution is $200,000 because for 10 years, every single month you just continue to contribute $1,500, you will make up to be $200,000. But because you continue to do that 10 years down the road, actually your CPF will have already become more than $440,000, which is more than double.  In fact, I do have friends that their mortgages are really paid off, half of it is paid off by their investment return from the CPF. It's a very, very smart way of doing that. But most people, they don't dare to invest in CPF because they don't really know how to invest. And when they do invest, they anyhow invest and of course end up losing money. And that is why I really want to make sure I share with you this way so that you can really start to think what you can do to invest your CPF money safely. If you want to invest your CPF money safely, please type S in the chat. S stands for safety. And I truly, truly believe that investing can be very safe as long as you do the right thing. And that's why I keep on getting yourself educated, attend our sharing, and that's how you are really going to learn more as well. Okay, very good. Now, let's take a look at if, for example, you don't invest your CPF. Remember just now as you invest your CPF about 15% per year kind of growth based on S&P 500 kind of return for the past 10 years, you will have actually doubled it from 200K to 400K.  Okay, the same duration of year, the same amount that you actually put in, what will your portfolio actually turn out? Now, let's take a look. You can see that 10 years down the road, your portfolio from original $200,000, it's only $227,000. That means in the past 10 years, literally your portfolio only grow by $27,000. That's it. And every single year, maybe that's additional 2K, $2,000 passive income per year, which is really, really little. And that's why it's so crucial for you to learn to start, to invest for yourself. Very good. That's right. So many people are talking about safety and this is what we are talking about. How to invest your CTF safely. And can we do so much better than this? Of course. All right. And that's why I really consider investing in S&P 500. But how do we do that? The question is, how do we do that? If you are familiar with investing using CTF, you will have realized that you can't really directly buy the US index. Because the government just doesn't allow you to do that. The only ETF that you can invest from your CTF, it's your local ETF, such as your STI index and whatsoever, which give you a very mediocre return. In fact, it's pretty flat over the years. And that's why I don't recommend you to go and buy that. And indeed, how can you actually invest in S&P 500 when this option is not available? Very simple. All you need to do is to invest in a unit trust. But guys, don't worry. This unit trust is not like the other unit trust that you generally know of, maybe promoted by your insurance agent, promoted by your bankers. They generally charge you a very high fees. And that's how they make money. And usually unit trust, they have a lock-in period. And how many of you hate that lock-in period? It's like, I put my money with you, and if I want to take it out right now, I will get penalty.  That's something I really hate unit trust about.  This is something that I really hate. And that's why the unit trust I'm going to share with you tonight, it's not the normal unit trust that your bankers or your insurance agent promote to you. Indeed, this unit trust, if you see all the way below, can you see that? It's called Infinity US 500 Stop Index Fund. So what does that mean is, basically, this fund, which is the unit trust, it just tracks the S&P 500. That's it. So you don't need to be very creative to know what is about, what is this unit trust about. Basically, it's just tracking the SPY index that I showed you just now. And that is why when a firm manager, when they don't need to be very creative in actively monitoring your portfolio, deciding, oh, should I buy this company more, or should I sell off this, when they have to do a lot of active decision, they're going to charge you a lot of money. However, when all they need to do is to track the index, they are basically just charging you very little fee, just to maintain the fund, just to make sure they can follow the market. And that's it. And that's why the fee, if you can see, you just do a very, very quick comparison. Can you see at the bottom, it's 0.7. As compared to all the other unit trust that you see, generally it's like 1.7% in terms of expense ratio, which is the amount of money that you need to pay for the firm manager to manage your fund. But right now it's 0.7 as compared to 1.7, which is a general benchmark. And that is why this unit trust is so much cheaper in terms of expense ratio, and you already save a lot. Later on, I will share with you, just by saving this 1%, what does that really mean, and how much more money can you actually make just by saving this additional 1% every single year. And this is the unit trust that I am sharing with you tonight. It's called US Infinity 500 stock index fund. And you can see that the exact portfolio that this unit trust is holding, so-called this fund is holding, it's the same as what you see just now in S&P 500, because what they do is just to track the index. And that is why the expense ratio is very, very low. And that's why when you are deciding what to invest, especially let's say ETF or unit trust, you really want to look into expense ratio. Can everybody, somebody just help me type expense ratio in the chat, and you don't want to invest in expense ratio that is more than 1%, because like I mentioned, everything that is more than 1% is actually considered quite expensive. And every additional percent that you pay, it literally just help to wipe up your profits by significantly, I'm not talking about small amount, but very significantly as you stretch your time long enough. And that's how some people, when they invest in unit trust, even after many, many years, at least five years or more, some people can still come and tell me they still lose money. Even though so-called the assets they buy are good assessed, they appreciate in value, but the fees that they pay, they pay so much fee and end up they still lose money. And that's why I really don't recommend. Yeah. All right. So yes, very good. So Harry is asking, what kind of platform do you need to use in order to buy this new Infinity 500? And in fact, Endowards is the only platform right now in Singapore that allow you to invest in Infinity 500 using CPF. Generally, if you want to buy into Infinity 500, you can use your cash for sure, no problem. But if you want to use CPF, that means you don't want to fork out any single cash, and you just want to make sure you grow your CPF in a very consistent manner safely. Endowards right now is the only way because you can see on the website, it's the only way to invest your CPF OA in this passive. Remember just now, the index is a very passive form. They just need to track the index and that's why it's very passive. And that's why it's also a very low cost fund that tracks the S&P 500, which is the Infinity 500 that I just mentioned about. And what I personally like Endowards about is they really have very low fees as compared to you buy through your bankers, through your insurance agent, because that is their philosophy. They don't really, they don't actually make money from trailer fee rebates. So what is trailer fee? Basically, when your bankers or your insurance agent, when they sell you something such as your unit trust or some of the funds available in the market, how do they make money as? They make money through trailer fee because when they, when these unit trust, when these funds sell through this third party, how third party make money as they so-called get referral fee, and that's how they make money, right? But Endowards, they actually don't want the trailer fee. They will actually rebate 100% trailer fee back to you. And what is trailer fee? Basically, this is just fund manager. They pay to the salesperson or the organization. Whenever they sell the fund to investors. And that's how most of the time, why you, when you buy unit trust outside from a third party, like let's say your insurance agent or your bankers, it's going to be way more, you actually pay a lot more fees because of this trailer fee. And this is why Endowards for them, they believe that this is an evil thing. In fact, if you think about it, I think they are really thinking on behalf of the customer and they really want to make sure they use this attractive point to get more people to come to their platform, which that's why I'm currently also using Endowards to invest my CPF. So if you pay, like for example, in general benchmark as if you pay 2% to the management, okay, in terms of your management fee, actually very likely half of it actually go to the person that sell to you, right? Be it your insurance agent, be it your insurance company or your banks, okay? And that's how they make money. And that's why for Endowards, they don't want to make money from this way and they actually rebate you back 100% of the trading fee, which I think is a fantastic philosophy that they hold. They are really having the same interest as us. And that's why I highly recommend you if you are thinking about investing your CPF, you can consider opening an account using Endowards. And later on, I'm also share with you what my own personal referral link, if you want to sign up, you also get $20 credit, okay? To waive off your some of the charges that definitely it will be incurred as you start your investment journey through Endowards using CPF, okay? Buying this $20 will come in handy. Now, let's take a look at apart from this, okay, rebating 100% of the trader fee, what other things I think it's pretty good? Especially there's no additional cost that it's involved, for example, no withdrawal fee, no set up fee, no sales charge, no transaction charge, which you know if you just buy a normal unit trust, right?  And that's how they make money, right? And that is why I feel that Endowards is a very transparent way in terms of their fees. And that's why I also feel that it's indeed a good way for you to start investing your CPF if you really want to save up your fees in the long run. Now, and just now if you still remember when I talk about that 1%, right? How would that make a difference is if you have a 1% difference assuming if your annual return is 7% versus 8%. After 30 years, from 7% to 8%, even though it's just 1%, if you just keep on compounding your wealth, right? At the same rate, 1% is 7%, 1% is 8%, after 30 years, your 8% is actually 240% more. That means you make 240% more money as compared to your 7%. So can you see that your 1%, eventually if you compound it with time, you are literally losing out 240% gain of your capital if you just keep on paying and paying and paying to the expensive unit trust that you are buying outside. And that's why every single percent that you're able to save, it will definitely save you and build your wealth so much bigger and faster in the long run. And that's why I say if you want to invest in anything, especially unit trust or ETF, make sure the expense ratio should be less than 1%. And that, it really makes sense for you to invest in the long run. And for endowers, their fees is usually 1 third of the industry average and that's why I like it. So what kind of investment that you can start using with endowers? There are three ways that you can do. You can use cash, you can use CPF or you can use the general investing. So for myself, I only do this, which is under FundSmart. And why do I want to select FundSmart is because general investing, that means it's endowers. They give you some recommendation. They help you to structure your portfolio and that's why you also need to pay more. Instead of 0.3%, it's 0.4%. So you pay more when you ask them to help you to structure your portfolio. However, I think at the end of the day, if you don't get too creative in your portfolio construction, especially you just want to do a very safe way of investing, dollar-cost averaging, investing in the S&P 500 just now is really a no-brainer way. And that's why you construct your own portfolio. You just buy 100% into the US Infinity 500. That's it. Your 100% of your portfolio is basically structured by yourself. You just need to buy the Infinity 500. And that's why because they don't need to actively manage for you, you are just building your own portfolio. They charge you less fee, which is only 0.3% in terms of the management fee, which I think is decent. And later on, for those who want to have a step-by-step guidance, step-by-step guidance in terms of what should I click, how should I make sure I navigate through the Endowers platform step-by-step, what should I do? Then make sure you watch my YouTube video because in my YouTube video, the second half of my video, it's all about navigation through Endowers. So all you need to do is go to rebrand.ly slash Aligato Investor. Go to my YouTube channel. You will be able to find my latest video, which I just released yesterday about Endowers navigation. So this is exactly what I did for my own personal CPF investment portfolio. And you can really see it, how you can do it for your own as well. All you do is go and set up an account and follow step-by-step, you will be able to know how can you invest your first CPF using Endowers. Now, because why are we doing this sharing is because after I release my YouTube video, a lot of people coming with additional questions. For example, what are the assess fees? Are there any additional fees going to be incurred? And that's why I want to do this sharing so that more people are aware of the fees that may incur so that you can make a better investment decision. So firstly, like I mentioned earlier, how Endowers make money is actually they just make money through assess fees. So what is assess fee is they are basically being charged every quarter based on your portfolio total assets under their advice. So what is their advice? So depending on you, if you want their advice, then you can go for the general investing. If not, like I mentioned before, even though you choose one spot, you've built your own portfolio, they still consider it to be under their advice because we are using that platform. And that's how they will be charging you the 0.3% in terms of the assess fee. So based on your portfolio, how big it is, they will charge you 0.3% based on your portfolio, the size itself. Using CPF or SLS doesn't matter. As long as we are investing through Endowers, there will be this assess fee, which is 0.3%. So I think it's very decent as compared to buy through your insurance agent or your bankers and stuff. Now, how much fees do you need to pay to invest in your CPF? Apart from the assess fee that I just mentioned just now, it's not 0.4%, it's 0.3% if you built your own. So this should be 0.3% for your case as well if you are following my method. And the second thing is there are some additional agent bank charges, not by Endowers, but by your bank.  So based on different banks, there can be different transaction fees for $2 to $2.50 per transaction. However, if you are opening an Endowers account and if it's the first time that you are investing using CPF, actually they do have a tie-up collaboration with UOB-KHIN and actually they will give a better charges. UOB-KHIN will give you a much better charges as compared to what is shown right now. So you can go and find out more, you can go and open and CPF link account to your UOB-KHIN instead. So you can think about that. And okay, is there any lockup period when it comes to investing in CPF through Endowers by buying the Inventive 500 unit trust? The answer is no, alright. You don't need to have any minimal lockup period if you want to sell away your Inventive 500, you can anytime do so. But of course, there's certain time needed such as like 2 to 3 working days, that's it. And there's no additional fees being charged when you sell off. When you make profit, that means the profit is yours. And of course, if you are too short-term, sometimes the market can be very volatile and that's how if you are a very short-term investor, then I think this may not be a very, very good suggestion for you. It may not be a very good way for in terms of investing because when I'm talking about this, it's really about long-term, okay? Can everybody type LTE in the chat? LTE stands for long-term. And if you really want to be a successful investor, you really need to start thinking long-term as well, including your CPF. And that's why don't go and buy and sell, buy and sell your Inventive 500, it's not going to be making you money very consistently if you are doing that. However, when you're talking about long-term, okay, doing dollar-cost averaging every single month just keep on adding a little bit more money to buy into S&P 500, that's how you're going to build up your wealth exponentially and substantially as well given time, alright? So then after that, if you're happy with the profits, if you want to take out, actually you can't really take out your CPF money, but if you really just want to make sure you realize the profit and go back to your CPF, you can just sell it off and there will not be charges, okay, according to that. So some of you may be wondering, oh, so what if after I sell off my investment, do CPF will charge me for the interest fee because I know when you guys buy house using CPF and we sell off your house, right, you actually so-called need to pay back the accrued interest back to CPF. So the good thing about investing through CPF by buying like stocks or buying like I just mentioned the Inventive 500 funds, basically you don't need to pay back, okay, so there's no accrued interest, this kind of additional hidden expenses, okay.  Now, so for those who are really thinking about investing through CPF like I mentioned earlier then this is where you can go and create your own $10 account so you can use my link, if you have your friends link or relative link maybe you can use theirs, if not you can use my link so that you can get yourself a $20 assessed free credit and when you use this assessed free credit, what does that mean as do you remember, every quarter and $10 will base on your portfolio how big it is, for example let's say it's a $10,000 portfolio so a 0.3% of $10,000 will be charged for the management fee the assessed fee and that's how you can actually use your $20 to waive that of the charge and that's what I think is good if you are really thinking about long term then every single sense that you save will be a good investment for you so you can go to rebrand.ly slash and towers then to create your own account and somebody can also help me to just type this link inside the chat so that people can just click and after that go and open account so what you can do is, you can see once you click this link, you can also see that I'm inviting you and then you can see the $20 in assessed fee, it's kind of like equivalent to about $10,000 portfolio in terms of the fees that they will charge you every quarter which I think it's quite reasonable in terms of long term investing and long term wise, if you think about S&P 500 it's giving you about at least 10% kind of return so if you ask me in terms of the expense ratio of the S&P 500 it's about 0.7, remember 0.7 plus and doubt us it's 0.3 since we are creating our own portfolio just nice it actually makes up 1% and that is why I say when you choose an investment product especially it's a fund or ETF you want to make sure it's 1% and below and that's how these really satisfy our investment objective we don't want to pay too much money for the funds and that's how you are really going to save yourself a lot more money in terms of the fees you are going to pay in the long run and on top of that you are going to make so much more profit because every single year when you save, every single year you are going to compound your wealth even more now, so some of you may be wondering oh then should I be investing my cash true and doubt us as well so what do you guys think that you can invest your cash true and doubt us the thing is definitely you can however would I recommend that I personally know because you know that using cash cash is a very powerful way of investing and you can actually generate way better return as compared to just putting it in the S&P 500 so if you want to use cash then I would suggest you either just fund it into your brokerage account could be your PD Ameritrade can be your Moomoo platform or doesn't matter and then you can actually use the cash to invest in either stocks or if you want to buy S&P 500 directly also okay so you really don't need to go true and doubt us if you are just using cash so that's in my opinion now let me go back to my slides okay so I am going to end this sharing very soon if I have any questions just put it in the chat then I can go along along the way alright so like I mentioned earlier I do not invest my cash to and doubt us I only invest my CPF and the reason why I choose and doubt us to invest my CPF is because currently this is the only platform that allows me to buy into the infinity 500 and that's in my opinion that's kind of the best way to invest your CPF and you are getting so much higher return as compared to either investing in the STI index or generally the performance of the stock price in Singapore they are also not very good as well and that's why if you are more bullish towards the US and I really think that US is a better way in terms of investing as well now so for those who are wondering exactly how can you use your cash better to invest then for those who are interested have not learnt anything about investing before then you can consider joining me in my two hour free options foundation class basically I use my cash to invest majority in option as well as stocks in the US so if you want to learn about stock investing as well as option investing on Thursday evening which is two days later I am actually conducting a two hour workshop live so you can join me just go to this link rebrand.ly slash OIS workshop I will share with you in fact a strategy that allow you to actually profit doesn't matter the market is going up doesn't matter it's going sideways or even right now the market is having volatility is going downward how can we actually protect your portfolio protect your hard earned money even during a downturn like this okay and that's why it's a very powerful option strategies once you start to realise that how you can use options in a very very safe manner you are able to generate consistent income regardless of market condition and that's why for those who have not attended Options Millionaire Intensive before which is our three day flagship program then you can come here to learn about the options foundation class because I am really sharing in a very very beginner friendly manner so that even though you are a complete beginner you are going to understand options and you are able to see how exactly do you want to use this investment vehicle to propel your ROI forward as well as to go and register and I will see you on Thursday okay because tomorrow I'm having a break so it will be on Thursday so for those who are interested in now let me see do we have any more questions if not I'm just going to wrap up this webinar very soon if you have questions feel free to ask me I can see about close to 100 of you watching here alright so Henry do you have to sign up platform yes like I mentioned earlier you can sign up through and tell us alright and then any more questions alright if not okay I'm just going to share with you guys okay if you want to actually follow me on my telegram channel also can because I constantly do a lot of updates inside there all you need to do is to go to t.me slash Aligato investor then you will be able to see some additional investment inside including some of the recent you know stock markets giving us a lot of great opportunities in fact I also share some of the opportunities that I am seeing right now so for those who are very very keen to learn about options investing as well I will also share with you some of my option strategies as well as some of the options trades that I personally do inside as well so you can feel free to follow me alright if not okay I feel that you guys have no questions today I think a CPF is something that is very very simple okay not nothing complicated alright and more all you need to do is to make sure you start taking action alright because only when you take action will you be able to really start to compound your wealth including your CPF as well alright so with that I wish everybody a great great evening and for those who are very new to options if you want to come and learn then join me on Thursday and I will see you in the workshop as well alright and let's all have to share alright goodnight everybody see you guys see you thank you bye bye


This paper examined a new hydrological landscape classification method based on dominant runoff mechanisms. It identified three landscape classes, wetlands, hill slopes and plateaus, corresponding to three dominant hydrological regimes, saturation excess overland flow, storage excess subsurface flow, and deep percolation. The study found that topography, geology and land use were key factors in determining these landscapes. Additionally, two indicators, hand, height above nearest drainage, and slope, prove to be effective in classifying the landscape. The study also assessed the sensitivity of the classification to sample size and resolution. Overall, the results showed that the hand-based classification was an efficient method for reading the landscape and developing conceptual models. This article was authored by Eskarari, M. Hrakowicz, F. Fenisha, and others.


NavJoke failed her IELTS writing test three times in a row. She lost all hope and was about to give up on her dream of moving to Canada. But after I shared this simple strategy with her that allows anyone to answer any IELTS question, she was able to jump from a band 6.5 to 7.5 in just a few days. So one day I get this email from her. Chris, I need your help. If I don't get 7 in writing soon, I'll lose my express entry visa for Canada. Help. So I replied, send me a few of your essays. And she was right. It was very obvious from looking at her writing that she was completely confused. You see, your writing is a reflection of your thinking. If on test day your thinking is confused, your writing is going to be confused. But I knew that if she learned this simple strategy, she was definitely going to get a band 7 on her next test. But when I told her this, she got even more worried. Chris, there are so many different question types. How is one strategy going to answer all of them? Don't worry. And what if I get a topic I know nothing about? How is this strategy going to help with that? Don't worry. And I can't even finish an essay in 40 minutes. So how is learning a new strategy going to help? Don't worry. This strategy will guarantee that you get a high score and finish everything on time no matter what topic you get. To remove all this confusion, I tried to make everything as simple as possible. And I did that by asking her one simple question. Why do we write anything? Think about the different things that you've written in the past few days. This could be a text message, a note to your family, or an email to a colleague at work. You wrote all of those things to take information from your brain and transfer that information into their brain. In other words, the main purpose of writing is to help the reader understand what you are thinking. Let's apply that to an essay. Why do we write an essay? To get a high score? To show the examiner how many big words we know and how many fancy structures we've memorized? No. We simply write an essay to tell the reader, the examiner, what we think about the questions. Otherwise known as answer the question. The number one thing the examiner will be thinking about when they look at your essay is did you clearly answer the question. But there are so many different question types. How will I know which structure to use? Let's apply what we've learned about writing to structuring an essay. Why do we write an introduction? We write an introduction to introduce to the reader what we think about the question. So let's apply that to some real questions. Some people believe that university students should volunteer to benefit the community. Do you agree or disagree? Many think that those in third level education should do unpaid work to improve their local community. So all I've done there is just taken the question statement and paraphrased it. Put it in my own words. But now let's do what the examiners are looking for, which is clearly answering the question. Do you agree or disagree? We are immediately saying very, very clearly what we think about the question. So the examiner can just look at this very easily and know exactly what we think about the question. But then why? Because then we're going to write the first reason why we disagree. Because students need time to focus on their studies. A simple idea that directly answers the question. And then let's give them another idea. And some also have to get paid jobs to survive. So if we analyze this a bit further, we have answered the question here. And we've given our first main idea. And then we've given our second idea. So all we're doing here is taking our ideas out of our head. I disagree for this reason and this reason. I'm putting it on paper. But now you might be thinking, well, what about if we get a different type of question? Won't the structure be different? So it is widely believed that transportation is the main source of pollution. While some believe governments should address this, others believe this is the responsibility of individuals. Discuss both views and give your opinion. So this is a completely different question because it's asking you to do three things. It's asking you, why do some people believe this? Why do some people believe this other view? And what do you think individually? So let's start off by just paraphrasing again. Many think that transport causes the most pollution to have just taken the question statement, paraphrased it. So governments can ban internal combustion engines to solve this problem. So again, what am I thinking? Communication, taking ideas out of my head. While some people believe governments should address this. So I'm thinking, why would someone believe this? Why would someone think this? Well, governments have the power to ban to make illegal internal combustion engines. And that could go some way to solving this issue. So that's one of the reasons why someone might advocate for that position. So I'm going to state that. But then why would other people think, well, it's nothing to do with governments. This is the responsibility of individuals. Why would someone think that? But I think a better option is for people to choose greener transportation voluntarily. This choice gives people more freedom. So why would people think that it's the responsibility of the individual? Well, governments can be a little bit overbearing. Some people really believe in the rights and the freedoms of the individual to make their own choice voluntarily. So that's why they would believe that side. And I agree with them. So what do I think? I think a better option is people to voluntarily choose their own method of transportation because this gives them more freedom. But I also understand that governments can ban petrol and diesel engines and they may have a role in it too. And that's why some people believe this. So these are two very, very different questions. And I have used slightly different structures, but you don't really need to be thinking about structures. All you need to be thinking about is how do I clearly tell the examiner what I think about the question? There is no one structure that's going to magically get you a bad nine. But how you guarantee you don't get a high score is you don't tell the examiner clearly what you think about the question. So all you have to do really is think about this. You look at the question and you start to think about the answer to the question in your brain. All the introduction is doing is introducing your main ideas, your answers to the question, to the examiner's brain. You do not need structures for doing that. You just need to think clearly. Okay, but won't that take a lot of time? That's where the essay acceleration system comes in. Let's look at our introductions. What do they all have in common? They are all introducing to the reader what we are going to write about. All we have to do then is take the main points from the introduction and put them into our main body paragraphs. You see, by understanding the main purpose of an introduction, you've not only created a brilliant introduction but you've also created a plan for your entire essay.  It's because they are confused about what to write and then they get lost and have to start all over again. This essay acceleration system means that your thinking is crystal clear and you have a roadmap for the rest of your essay. Great, but won't I need a different main body structure for all the different types of essays? Let's make it simple again. If the purpose of an introduction is to introduce to the reader how you are going to answer the question what is the purpose of the main body? Answer the question? Yes, and the simplest way to do that is to use this structure. Main point, explain example and then we simply do the same thing with our next main body paragraph. By this point I could see that she was really starting to understand how powerful this simple strategy really was but she needed to avoid a huge mistake that most students make. Many students write a great introduction and main body paragraphs and then throw away a high score by failing to write a good conclusion. To write a great conclusion you need my law professor's secret hack. When I was 18 many many years ago I started studying law at Queen's University and at the start of the first semester we were given a huge reading list and it seemed impossible that anyone would be able to read this number of books in such a short period of time but I stayed up night after night and arrived at my first tutorial having read them all. You read all the books nobody reads them all and this is when he shared his secret hack with me. Take any academic textbook and open any chapter. Read the introduction and then read the conclusion. What do you see? Remember what I said at the start about introductions? Introductions tell the reader what you're going to write about and conclusions tell the reader what you just wrote about. In other words you should be able to just read the introduction and conclusion and fully understand all of the main points of the whole chapter and to make it even easier for you all you have to do is just look at your introduction note the key points and then repeat them in the conclusion. It really is that simple take the main points paraphrase them put them into conclusion and that's you done. So at this point I thought that she would be very very happy. She now understood how to structure any IELTS question but I could see that she was more stressed than ever. It doesn't matter if I know how to structure these essays if I get a topic I don't understand I'll panic and just run out of time. Don't worry I'm going to give you a system that will ensure you can answer any question no matter what topic you get. But first we need to understand why you have this problem. You see if you had a health problem you wouldn't just go to the doctor and expect them to give you medicine without them trying to find out why you have the health problem. By understanding the root cause of the problem the doctor will be able to treat you more effectively. So what is the root cause of this fear of unknown topics? So first I asked her this question when you get an unfamiliar topic is it ever in the real test? No. Have you ever seen a topic in any of the Cambridge books you didn't understand? No. Then where are you seeing these terrible unknown topics? My old teachers gave me some and here I think we find the first root cause of the problem. If you look at real questions from real IELTS Cambridge books the questions and the topics are designed in a way so that anyone in the world can answer them. But when websites run by people who don't really know what they're doing create these questions they often make them way more complicated than they actually need to be. But I'm a mathematician what do I know about advertising or newspapers? And here we found the second root cause of the problem and the more intelligent someone is the more they have this problem. You see people like mathematicians doctors lawyers engineers they've all been trained that the solution to complex problems is to have lots of expert knowledge and let me tell you a little secret opposite is true for IELTS. If you get a question don't try and think of the most complex idea try and think of the simplest most obvious most straightforward idea instead of thinking which idea will impress the examiner think about if I asked a hundred people this question what would be the most common answer but what about brainstorming? How do you feel when you're brainstorming? Stress, confused, worried and does brainstorming result in good ideas? No. So why would you do something that makes you feel terrible that doesn't get you the result you're looking for? All of my teachers told me to do it and most of the big IELTS experts on YouTube teach brainstorming and this was her final challenge was she going to follow my advice that was different from all the other advice that she was getting or was she just going to be a sheep and follow the herd? It didn't work the other three times you tried it what makes you think it will work now? And here's what she did on test day got the question she read it and asked herself one question what are the two simplest ideas? She then wrote them down and planned out her answer after she planned out her answer using the structure we gave her she had a complete roadmap showing her exactly what to write this investment of time into her plan meant that her thinking was crystal clear and she finished everything on time and because she followed the universal structure she completely shocked the examiners you see every examiner sees the same confusing difficult to understand essays all day long when you choose simple ideas answer the question and write your answer in a clear organized way using language you know instead of fancy words you memorize the night before your test the examiner has no choice but to give you a high score and Navjot is now a mathematics professor in Canada after getting an amazing 7.5 in her IELTS writing if you want a more detailed look at what we discussed here today my free course IELTS essay builder will show you everything you need to know for free all you have to do is just click the link in the description if you want to join the same course as Navjot our VIP course is available for 10% off you need a special link to get the discount it's also in the description or if you just want more free videos on YouTube check this one out


He, one of them, is he still alive? We'll turn into a horse within three years. This is a pretty standard comment across the board. I don't know what that means. I mean, I hope that was a joke. I don't know. I'm still alive. Still here. All right. Welcome back to the channel, everybody. For those of you who are new around here, my name is Michael, AKA Dr. Chalini. I'm a radiologist in my sixth and final year of training in New York City, sub-specializing in interventional radiology. Now I recently posted a video talking about COVID vaccine side effects I experienced after getting the first dose of the Pfizer vaccine. I thought the video was great, but I thought the comments section was even better. There was a ton of misinformation all throughout those comments. So I felt like I had to do an entire video devoted to some of those comments and kind of debunked some of the misleading information out there and maybe teach you all something along the way. So let's get into it. Before starting this video, a quick disclaimer because some of you all are going to say, why should I take advice from a radiologist? Shouldn't I be taking advice from an immunologist or a virologist or infectious disease expert? And the answer is yes. But I am a physician. I did have to go through medical school. Every physician understands immunology, bacteriology, virology and all that stuff. So I feel pretty comfortable talking to you all about it. Comment number one from Sena Javi. Norwegian officials said 23 people had died in the country a short time after receiving their first dose of the vaccine. Now this is hot off the press over the last few days and there is a lot of misinformation about it. So to start off, the 23 people that died in Norway were not a part of an isolated event. Rather, there were 23 people across the country of Norway who recently received the COVID vaccine. 13 of those people happened to be above the age of 80. Now of those people who died, all of them happened to be in nursing homes or long-term care facilities. Now just as an aside, there are approximately 400 people in Norway that die from these long-term care facilities in nursing homes every single week in Norway, 400. So yes, 23 people across the country of Norway died who happened to receive the vaccine, but that doesn't mean they died because they received the vaccine. There is some speculation that some of these elderly folks can't handle even the mild reactions that we experienced from these vaccines. Think of the frail elderly population as an old car that's been in the barn for a long time. It takes a while to get the engine running, but then once it is running, you notice that the oil pan is cracked and all the oil leaks out and the engine shuts down. And think of an elderly person's immune system kind of like this. It's very slow to start up and if it has to surmount a very large immune reaction very quickly, there can be some issues that arise from that. My point is that small things that are nothing to healthy individuals can have some devastating effects on the elderly population. However, saying that the COVID vaccine itself caused these 23 people to die is purely speculation and unproven at best. So please be careful when reading these clickbaity articles because they can be extremely misleading. The next comment I have after two to three years, give us updates please. Actually it says after two third years, give us update please. So I've been getting a ton of comments like this, why don't you wait 10 years, five years and all that stuff down the road because we don't know the long-term side effects of this vaccine. And while that's true, it doesn't necessarily matter that much. And here's why. We have a ton of research on vaccines and from what we do know, almost all of the side effects that come with vaccines happen within the first few days or at most the first couple of weeks. And we do have data on these vaccines far surpassing a couple of weeks. Keep in mind we're still monitoring all these patients along the way. Next question or comment. Feel so good to see people looking with their third eye. Don't believe anything about this vaccine. Remember the government people are demons that work for the devil and they want the worst for you. This is a pretty standard comment across the board. I'm more curious about the reaction from the second dose. So I'm actually a week out from my second dose and I haven't really talked about what happened after my second dose because there wasn't really anything noteworthy to talk about. I thought I was going to have more of a fever or chills or body aches, but I had none of that. The only thing I had was kind of like a mild headache for the rest of the evening and maybe on into the morning, but I took a Tylenol and completely went away. That was pretty much it. My arm was actually less sore this time around than it was the first time and I had no real side effects so I didn't really feel like making a whole video to say I had no side effects. So I'm glad I can put it in this one. Try to have a trial now. Want to know if it sterilizes people. There's absolutely no data to support that this vaccine sterilizes people or gives any infertility issues whatsoever. Thanks for the video. I must say I noticed dark circles under your eyes maybe just after holiday fatigue. I'm holding off on this, but I may eventually get it. Curious about your second dose that really scares me. So I already talked about the second dose and a few people have mentioned the dark circles under my eyes. First and foremost, these dark circles are genetic in origin. I can't really help them. I have deep set eyes and even when I'm not tired, I look tired. And when I'm very tired, I look like way tired. So I can't really do anything about it, but yes, one of those parts of the video is I think on Christmas Eve or Christmas night, I filmed at like 10 30 at night after I got home, after I had multiple glasses of wine at dinner for a Christmas dinner. And I was a little tired. So maybe that's why. I can promise you it wasn't from the vaccine. It was from the wine. The picture looks Photoshop. The girl is off still. Look at how tiny her hands are compared to yours. So the actual, the girl who gave me this first vaccine was very small. And I'm 6'4". I'm a pretty big guy, 6'4", 205. I probably looked like a giant compared to her. I promise you it wasn't Photoshop. Why would I Photoshop a person giving me a vaccine? I have proof. I had it done. I had the side effects. That was a real photo. I'm just like literally two and a half times this person's size. Next comment. He, one of them, I don't know what that means. I guess I'm one of those people that gets the vaccine and I don't know. How long will the palsy last? I'm assuming they're talking about Bell's palsy because there's a lot of misleading information that this vaccine causes Bell's palsy and the data shows that is incorrect. Yes, there were cases of Bell's palsy noted in patients who received this vaccine but not exceeding the normal rate at which people get Bell's palsy, which is around 40,000 cases a year. Therefore, you can't really conclude that these cases of Bell's palsy are actually caused by the vaccine. And per the CDC guidelines, anybody who has had Bell's palsy in the past still can receive the mRNA vaccine. Next comment. You need to post which company in lot number? I thought I posted that in the video but maybe I haven't shown you my card with both doses on it. So let me get it. All right, so this, let me see if you can see that. I don't know if you can see that. Do you see that? That is the lot number, Pfizer vaccine, lot number. I don't really know what you're going to do with this data but here it is. Is he still alive? All right, are they talking about me? I'm still alive, still here. Two doses, still alive.  I think they're talking about those face masks. If you don't think face masks work at this point, I really can't help you. I mean, there's so much data to support that they work and help prevent the transmission of COVID.  Next comment. Firstly, you didn't read the insert of your COVID-19 vaccine. My concern is you're actually going to be a doctor someday. I am a doctor. Do your research and see all the videos of people that are not pulling out of this vaccine healthy. There's a lot of deaths that are not reporting on mainstream news and a lot of people that have uncontrollable epileptic fits 24-7 after the shot. I always wonder, like how is this person the only one to know about this and nobody else knows? He or she is the only person, Gina. Gina is the only person that knows about all these deaths and no one else knows about it, but them. It's interesting. What can you do? Next. You will turn into a horse within three years. I hope that was a joke. Oh, this is my favorite. What about nurse Tiffany Dover collapsing? No Facebook posts? So this post is talking about Tiffany Dover who got the vaccine and fainted shortly after receiving it. What she actually experienced was something called vasovagal syncope or a vasovagal reaction. This occurs from a sudden drop in heart rate or blood pressure in usually the response of an emotional stress or trigger. She has also stated in a public forum that she has a medical condition where she faints when she senses pain. So essentially she is prone to these vasovagal syncope episodes. Some social media sites have stated that she fainted and died after receiving the vaccine and that has since been disproven. She just had a vasovagal episode which is common for her and more importantly not caused by the vaccine. You need to give up those bottles behind you at least for a month. These bottles, for those of you who don't know I collect bourbon and I find rare bourbons. I don't drink them all the time. I just like to collect them. It's like a treasure hunt. So I don't know why I can't drink them for at least a month. Next comment. So if you're not lying, there are no visible side effects but there could be DNA altering basically side effects that you can't see visibly. This DNA altering side effect thing is just gross misinformation and it's clearly from people who don't understand how the mRNA vaccine works. So the mRNA within this vaccine is essentially like a recipe to create a protein. The mRNA is injected in your body. It goes into the cell and when the cell looks at the mRNA it sees a recipe and all the ingredients it needs to create a protein that's similar to the one found on the COVID-19 coronavirus. So your cell actually cooks up a spike protein and sends it out into your bloodstream. Once it's in your bloodstream the body recognizes it as a foreign object. The body attacks it. It creates antibodies to it and your body will forever have these memory antibodies floating around your bloodstream. The hope is that as soon as your body recognizes those spike proteins in the future your body will automatically attack it and you won't have any symptoms from the virus whatsoever. In fact, I recently read today that the vaccines are 95% effective but the other 5% of the people who actually got the virus after having the vaccine had very mild symptoms and in fact of the 32,000 that received the vaccine only one of them had a severe COVID infection after receiving the vaccine. And for those of you who keep saying that this alters DNA the mRNA half-life is very short. It can't survive long outside of its lipid coating within the cell. It is essentially a combination providing a code to make this spike protein and once it gives off that code it's done. I know I'm over simplifying this but sometimes you got it. All right, so that officially concludes this video. Hopefully you all learned something from these comments. I tried to make it as educational as possible. If you have any questions, leave them in the comments below as always. Make sure you smash the like, subscribe button, follow me on Instagram and me on TikTok if you don't already. And I'll see you all on the next video.


There is no such thing as a Christian victim. They do not exist. I'm not saying bad things don't happen.  You think of our brothers and sisters around the world who are being martyred for their faith. Do you think they consider themselves victims? Yes, you will face trials. Yes, you will face heartache. Yes, you will face persecution. Yes, you will even experience tragedy in this world. But you cannot confuse hardship for defeat. For more on Spiritual Warfare, get Holy Spirit the Bondage Breaker at bondagebreaker.com.


When you put a loop inside of another loop, we call that a nested loop. For example, here we're given the code already to draw one triangle with sides of length 100 pixels, using the repeat times block set to 3, once for each side of a triangle. But we want to draw six triangles. In order to do that, we're going to take that loop and place it inside another repeat times block. Pretty cool!


Hey everyone, Shae Burr 1000 here. I got monkey behind the camera She's way over there behind the camera. She's over Anyway, I'm back of the house sent on my trailer because I'm getting ready for next weekend or camp out I'm gonna do a solo Friday night and then Saturday Monkeys coming and she's gonna spend Saturday night But we're gonna sleep on this thing. So what I'm gonna do. This is a table. It's not the actual floor I'll tell you some ideas. I got for this thing And as you can see some of the red here I just threw some paint on it because I didn't want to look that much like a redneck when I get out there, but But and we got lights on it too one's brighter than the other because they're mismatched lights But it's what I had in the garage, you know and So what I'm gonna do is I got These leftover temples I got two of them there adjustable And what I'm gonna do with these I'm gonna put one up front and one in the back And that's gonna help hold our tarp So I want to set this tarp up and kind of see what I'm looking at kind of get an idea for when I get out There of how I'm gonna set it up What I need to bring if I'm gonna have to attach it somehow or if I can drive them into the ground It doesn't have to be real tall because I'm just gonna be sitting in it and laying in it, right monk So anyway, we're gonna get into that. I think monkeys gonna help Or you're just gonna watch I'll help watch it Stick around guys. Let's get some rain later So anyway, I want to get this set up and that way I'll get an idea of what I'm looking at when I get out There stick around. This is gonna be a lot of fun Okay guys I've got I've got the little metal tent tent stakes That's that always keeping my pack and That my tarp came with but We're in Florida. Those don't always work well. Do they know because they're so thin Just barely bigger than a coat hanger. So they pull where it's sand all over So I'm gonna bring these with me.  They're too big. You got to drive me in there. We're hard to drive in. Well, that's true But when you're dealing with sand You know, I mean put these in at an angle they stand better than than the metal ones Metal ones are right to help hold the tent now because you got your stuff in there You're gonna be in it.  There's 25 feet of wire on there for what an eight foot trailer But those lights are not always going to be back there down that low Excuse me, I'm gonna put sides on here and then the lights will be up higher on the sides That's gonna be another Another idea I've got for this thing right monk And I'll tell you about it here in a little bit. Now. This is not the one that came with the With my hammock Why monk don't throw that away Yeah, monkey burned it up when she burned up my campsite Went in the house to get stuff and I came back out to this It walked its way up here and whoosh all the stuff I had in that chair The extra extra stakes and stuff You get something There's steaks in with it. So that's good. So I always have plenty of steaks. It was like there's only two in there So before I do that Let's bring you over here What's your leg monk? Monkeys messing up my video As you My idea Put one here. I'm five seven this table six foot So This is my idea put one here. Like I said, I may have to wire that But I don't know I'm gonna just kind of jam it into the ground right now first I think that'll be high enough once I get in there. I'll be high enough to sit up I think in case it rains Yeah, okay, let's do the same thing on the front Like I said, I still may have to Still may have to figure out a way to wire this to the screen of the trailer It's not a big deal Right, Monk. Yeah. Yeah, but ain't go too hard because then you get that Now the torque I don't think has eyelets in it So, sorry, I just smack monkey in the arm Well, those are on the corners, yeah, but I'm gonna need see there's none in the center here Yeah, so So what we can do They can't see anything I want to have to bring this out some, you know what I mean See it in these corners get put down like that Follow what I'm saying. Yeah I think I've got something I can use over here as it goes across here Hang on. I'll be right back This has a Hole like that on each one of these We should go right over top of that like that Okay, so Like this Now I want to drive these down in a little bit And then we'll put the tarp over it. So this was just to get an idea of Where I want it. All right, so this is what we got so far just try to get it centered That's gonna work out great. I think now I'm gonna get my Wait Hang on a second. I got something over here. All right. Got some of these that survived the fire that monkey started So I got three of these They got the adjustable things. So that's cool. So I'm going to When I tie one on each corner This one's got adjustables in it. Let's see Open this up first I'm gonna set the tarp up because Last year on my annual solo. I didn't Now see I didn't I Didn't need the tarp. So All right, so let me get these tied off on at least three corners Then I'll kick you back on We'll drive the stakes Into the ground hang tight Thank you. It's starting to look like something now guys Yeah Now that as long as we don't get a hard rain Now this up here some points I put those Kind of like a rubber deal in there to keep it from whoops punching through okay, so this I found it in Directly in the center, but it's got to go It has to go Over here more Kind of match the other one there. That'll be my home for one night Yeah That'll work And I can lower it down with these if it rains too bad I can lower it down Tighten up My guy wires guy wires My guidelines there, you know, so So it doesn't get watering right next one up a little bit more They're gonna table over here behind me Yeah It'll be all right. Let's take out the ground over there Awesome. Awesome. Oh Yeah Then I can adjust it as I need when I get out to my campsite now. I'm too far away, but that's fine. I mean Like I said, if it rains Too hard I can always lower it down And pretty much just make a little pup tent, you know but this It's big enough I Can sit in I don't what you guys are seeing I forgot to turn the screen around I can set up in here Talk to you guys at night Tighten it up a little bit more, but Yeah Perfect good. Yeah, there we go Yeah Like I said, I can lower it down and Take my pegs out more if I want if it comes up a bad rain. I've got plenty of room in here either way Yeah If it comes up a big rain, I don't know if it's supposed to rain yet or not, but Yeah, huh And I've always got extra cordage In case I need it. I think I'll buy another one of these Just the house because I mean it rolls up into nothing it weighs nothing. Yeah, just in case This'll work And my little air pad Yeah, you see me in there. Yeah Yeah, get my little air pad on here. Yeah, I still got room to put my pack So it doesn't get wet right yeah, what you guys think we think So what what I'm thinking about going Guys It's putting sides up on here It won't be this high but putting sides up And then You know removable back But then making a top that's just a little bit bigger so it sets right on top of it Right So when I'm not using it as a wagon I can just set that top right on it Yep, and I'll have a little tiny camper There you go. Ha ha. That's pretty cool, huh? So There's that I'll show you the lights the right ones That one's a little brighter, but it's a different. It's a mismatched ball What happened was he must have broke one. He bought a whole set her because it was in her dad's stuff because It's usually just as cheap to buy a whole set and it came with the wiring harness and everything so I think But anyway, that's just an extra one That I had from work From the shop So I'd say what he did was broke one or one got broke and he just bought a whole set and just replaced the one It's always better to go that way because you know, you got your extra pigtails and stuff to check this out Now I was looking for a flasher. I got four of none of them work So they would flash but Down here in florida. I need two headlights That shine out a hundred feet And one tail light that shines out a hundred feet 600 at night a hundred in the daytime, but I got two on here. So And then I got the two headlights And then I can run it on the street But I'm not going to be like on a major highway or anything. So Yeah, there it is Pretty cool, huh monk climb in there monk. See what you think of it and I don't even have to unhook it From the tractor Mommy's here See so I can sit up in there and talk to the camera and stuff Tell story at night So for now, that's my little floor in my bed lay down lay down on it. Let's see Then, you know, you got your air pad. Yeah, it'd be all right. Want it?  Yeah So they'll experience it with me All right, so let's go ahead and we're going to take this down And I'll speed it up What do you think mama? Yeah, and you thought I was crazy, didn't you? She was going through that bed frame. It's out. What is it a futon? It was from my day bed. Yeah futon day bed and whatever anyway She was going to throw that out for the out front for the scrappers You know to come and pick up I said What are you going to do with that? So I'm just going to throw it out front for the scrappers while you want it and I said yes I do And sat over there Because I already had this in mind What I was going to do with that bed frame And sat over there beside the shed for how long a year. Yeah Probably anyway a good while I knew what I was going to do with it And then the other day I was like man She was carrying a lot of this wood over by herself one piece at a time from right there. I was like that's a lot of work So I need a wagon. It's time to build that wagon. I've been wanting to build And the wheels came from that big old trailer. It's that Gary started never finished I did a video on that I'll throw a clip in right now and um So that's where the wheels come from. I gave 25 dollars for that. I think 20 bucks 20 or 25 anyway, so The lights were free They were her dad's Bed frame while we had paid for but it did its job and then so it was kind of free. We already had it So pretty much if you want to count them wheels and tires. I got what 25 bucks in there. It's too bad I got rid of the bed frame You could use that for the sides. Yeah, it would have looked nice Well, I would only have one side though Yeah, that's true. Yeah, because that would have been cool side. Yeah, because I had the slats. Yeah, that would have looked cool, but um, that's all right I'll just build some I think I'll make the sides removable too when I put the sides on there It's like an old steak truck State bed truck state truck state bed tray, you know, you can pull this an old form truck Remember they would pull the sides off run flat bed or they put the sides on I think I'll do that and then like I said build me a top Yeah And I can just set it up there.  Yeah, and as far as the lights go, you know, it's not a big deal I can make them unplug and plug in but yeah Hopefully you guys like it This really doesn't matter. I like it. That's all that matters. Yeah that front beam's not straight I just don't notice that. Yeah, it goes like this. Yeah Huh, I'll be dog It'll be fine. Yeah Anyway, so I just threw some paint on it Pain of the tires black and the wheels yellow and the trailer red Because it's on the John Deere I figure well, let's at least have some kind of international colors on it So yes, stick around Let's see I'm going out Friday And then she'll come out Saturday more.  So you probably see that video Sunday, but I'll have a couple more videos between now and then so But anyway, that's my plan for Thanksgiving weekend. We want to have turkey nice potatoes homemade noodles and stuffing for our dinner Friday night And Saturday for her Right. Yeah, so It'll be my Thanksgiving thing. I know it'll be after Thanksgiving, but you know, it's just the way I got to do it Because I'm not cooking a turkey the week before Squirrels up in your bird feeder Yeah, yeah, he just hopped out So but anyway, you know, it's it's it's my Thanksgiving thing so and then I got my annual solo, which will be in December We'll be out on we're going to try the island out Yes, you're going to the island. Well, I'm gonna I say we We're gonna try she she thinks it's cute.  Yeah Which I had mentioned that during the speed up so you're not going to hear that but you hear it now Yeah, that'd be a good idea So it should be a lot of fun Yeah Yeah I was told earlier. I need to make another one more I'm going to get my tractor road worthy We'll take them boat down That'd be fun So what do you guys think? Let me know in the comments below and um, you know, we'll see It should be a lot of fun. It's different Yeah Why not Made it out of an old bed frame and some free pipe and Temples I had laying around that I wouldn't let her throw away So she's like you always say I got an idea. I'll be right back. Boom. There it is Yeah, I mean we're building the hut, you know the huts You know 80 percent complete. Yeah all I need is the roof which I got everything for the roof. Maybe I'll do that this week. We'll see And then the sides which I got to get those ordered Not sure when but once we get the roof on we'll spend the night in it Even without the sides, huh? Well, at least I will All right guys, thanks for watching appreciate it. Oh monkey says she's out. Bye y'all She barely meant to man a latch and go for now. We'll see you in the next one Hopefully you guys have a great week. Enjoy the rest of your weekend saturday tomorrow sunday, so Uh, we'll see you soon Right. Yeah Can't wait I'm excited. This is going to be fun All right guys, it'll be interesting Until next time. Bye. Bye


YouTube team keep it clean. What's going on this ain't graven here with another video and In this video Finally, we can stream coming out of work now, man. I miss doing that Shout out to T-Mobile finally fixing the reception. But anyway Today the Cincinnati Bengals made their first move of This season so far so far And they fired their offensive coordinator They fired their offensive coordinator like he is the reason that they're having troubles Did they really think that that's the answer Firing the offensive coordinator. Yeah, they haven't scored any touchdowns in two games But they've been going against some some defenses that are considered pretty good They went against Baltimore week one They went against Houston week two both two teams who pride themselves on defense So firing the offensive coordinator In my opinion, that's not that's not how to solve this issue This is a deeper issue than the offensive quarter coordinator much deeper issue It just this this ain't it This ain't it. It ain't about the offensive coordinator in this one. This is a lot This is this is not about scoring touchdowns. Trust me. It's not that team is They're starting to break They're starting to break They are starting to break but really quick. Let me take a break and introduce myself me I mean gravy is this is my YouTube channel engraving vids and I'm a Ravens fan But on this channel we talk about everybody no matter what team it is does not matter We talk about them So if you're Ravens fan, if you're bingles fan, if you're just a fan of football period make sure you subscribe and Turn your notifications on too. Make sure you subscribe and turn your notifications on And leave a like on the video as well. You can follow me on Twitter Instagram snapchat all three Everything is engraving vids. But anyway In this I don't know what they're doing. I don't know what what the point of that was What was the point in firing your offensive coordinator like the the office is really what the issue is the issue was a head coach, man The issue is a head coach Marvin Lewis This guy What's the best record that Marvin Lewis has right now? Well, I can't even call it the best record because I got to just blame it on the bingles But the record that he has right now the only thing that he can hold to his name That's I guess an accomplishment. It's him being this act the second longest Coach second longest tenor coach in the league right now And who is he behind the only person he's behind in that is Bill Belichick So how he still has that title? I do not know. I don't know I just I can't understand why or how he is still the second Longest tenor coach in the league So he's had his job longer than 30 other NFL coaches He's had his job longer than 30 other NFL coaches that guy that guy Marvin Lewis and until Andy Dawson is falling apart and is hurting the rest of the team. Yeah, we appreciate that Cameron Thank you But until they actually address what the real issue is these same issues are going to keep coming up Though so it's going to be another offensive coordinator fired another QB coach fired another defensive coordinator fired It's going to be all the wrong people It's going to continue to be all the wrong people. Is that the Sun that's changing? Oh, yeah, that is shout out to the Sun But it's it's going to be all the wrong people who keep taking the blame and keep taking Who the blame gets taken out on who keep getting the heat who they just they're doing all the wrong things in Cincinnati They are fall they fall in the part the whole team is falling apart Marvin Lewis already showed he don't got no grip on his team Man, these guys they don't respect him. I feel like the players don't respect him just by how Just by how they portray themselves on the field Just and not even it's not not not so much this year, but just over the years With the suspensions the fines just the mental breakdowns that they have During the games That just the penalty is just it's a mess man and for the offensive coordinator to have to take the blame It's sad man because what was the offensive coordinator to blame all those five years where they made the playoffs and They they lost every single time They didn't even they weren't even wanting done. They were done. They made the playoffs and were done That was it That was it Oh, these people getting mad. It's two people in vans. One guy is driving pretty slow in the van He's an older guy and somebody else in the van right behind him was just honking at him And they put their arm out the window too. They need they got to calm down man that aggression ain't necessary but anyway, um, I Think they need to give some of their aggression of Marvin Lewis same Marvin Lewis is the same guy Why don't you why didn't you fight him last week after the loss to the Ravens because he did one of Stupidest coaching decisions ever where you're down by 17. I talked about this yesterday. I talked about it last week, too I got to talk about it again because I don't know why he doesn't have a job I don't know why he doesn't have a job. This dude made one of the stupidest decisions.   I want a good parking spot But you aren't you're on your opponents like they they were either on the 40 yard line or close to about a 50 And they did a punt who punched the ball down but down 17-0 you're down three scores in the fourth quarter of a regular season not a preseason game a Regular season game and you decide to punt the book like how like what was that? I didn't I just didn't understand it I didn't understand that I didn't get it I don't know why he did it and it just didn't make any sense to me, but anyway, I'm here at the barbershop now and These bingles they I think they need a shape up. They need a big-time shape up They need to get it together because they they just falling apart year after year after year and they got to start over man Get rid of Marvin Lewis get rid of him. Get rid of him. He's done nothing He has done nothing. They've had talented teams. He's had some teams That was stacked at least offensive wise And they got some talent on defense too But offenses is more of what the Bengals usually got going for Still had Chad Johnson. Oh, man, we could go on for days We can go on for days. But anyway, appreciate y'all man Y'all let me know how y'all feel about this offensive coordinator getting fired for the Bengals And oh, they really think that's gonna make a difference. I'm out man


Going to court The immigration courts in New York City are located in Manhattan at 26 federal plaza on the 12th floor 290 Broadway on the 15th floor and 201 Varick Street on the 5th floor When you go to your immigration court hearing you can One bring all your documents including any identification you may have to show up early 3 bring everyone on the case who is required to appear this may include children 4 find your courtroom and tell the judge's clerk that you have a hearing 5 ask for an interpreter When in the hearing you may also ask for more time to find an attorney and prepare your case Each case may eventually get an individual hearing This is the main trial where you will have an opportunity to present your asylum application Or any other immigration relief Present evidence and testify about your case The federal government will be represented by an attorney who will present a case against you That attorney will be allowed to examine your evidence and will ask you and your witnesses questions An individual hearing can last for a few hours or many days These types of hearings can be complex and it is very important to prepare for your case and speak with an attorney It is very important that you attend your immigration court appointment If you fail to appear it could impact your case and your options for relief