Petrol price is now at an all-time high. The price of petrol is at an all-time high from Wednesday morning. A litre of 93 octane unleaded petrol, inland, now costs R14.72. This is 23 cents more than the previous record high of R14.49 in December last year. Meanwhile diesel has increased by between 58 and 59 C per litre while the wholesale price of illuminating paraffin rose by 52 C slash L. The maximum retail price of LP gas will rise by 70 C slash KG. Last week Minister of Energy Jeff Rade be attributed the increase in the fuel price to the RANDS depreciation on average against the US dollar during the period under review and increases in the international prices of crude oil as well as petroleum products. The RAND depreciated on average from R11.85 to R11.95 against the dollar during the review period. The RANDS movements were mainly influenced by global factors. The RAND went through a period of volatility in April mainly due to concerns over the China slash USA trade tariff dispute that put pressure on the currencies of emerging markets including South Africa Rade be set.


Want to use hearing loops? Let's take a look at how to use the telecoil adapter with your RONDO 3 audio processor. RONDO 3's telecoil adapter is a plug-in device that allows you to use hearing loops in public venues, as well as telecoil-enabled phones. To use it, first gently open the rubber socket cover at the bottom of RONDO 3. Remove the telecoil adapter from the case and take off the rubber cover. Ensure that RONDO 3 is turned on and plug the telecoil adapter into the socket. RONDO 3 will now automatically pick up the signal from the hearing loop or neck loop. To deactivate the telecoil function, remove the telecoil adapter from the audio processor. Please note that the input selection key, MT, of the fine-tuner echo has no effect on the telecoil adapter. Your healthcare provider can adjust the loudness of the adapter for each audio processor program. Now you can enjoy using hearing loops and telecoil-enabled phones.


Mario Pérez Valladares, I am from the Narval Group of Companies, but here more than likely representing a company called Panama Transshipment Group, which is focused on the inner-modal chain within Panamanian ports. Major risk for supply chain today in that area of the world is security. It's basically security, and we're focused on security by data now. Because there's a lot of counterfeit of seals, there's a lot of drugs evolving from the Latin American region toward the markets that consume, which is up north probably, and Europe. And so there's a lot of container tampering, and countries like ours have to start implementing serious security by data transactions. That's the biggest risk, and probably the most difficult task is to converge all the stakeholders into understanding that this process is not only from an intermodal perspective, but it's from a port perspective, it's from an authority perspective, it's from a government perspective, it's from a foreign sector perspective, so that everybody in the industry actually moves in the same way. That's probably the most difficult task that we have.


92 years ago on June 14, 1928, the iconic revolutionary Ernesto Che Guevara was born in Rosario, Argentina. While studying medicine at the University of Buenos Aires in 1948, Che travelled across South America. The suffering, poverty and the exploitation of the peasants, workers and the indigenous people that he witnessed in his travels motivated him to join the struggles for justice and liberation of the people from oppression, exploitation and imperialism. He supported the resistance against the United Fruit Sponsored CIA coup which toppled the progressive regime of Acorbea Rebenz in Guatemala on 26 June 1954. In 1955, in Mexico, he befriended Fidel Castro and Raul Castro and subsequently joined their July 26th movement to overthrow the US-backed dictator Valencio Batista in Cuba. Che was part of Fidel's revolutionary expedition of Cuba on the Grandma Vessel which set sail on November 25th in the year 1956. This is now recognized as the starting point of one of the major events of the 20th century, the Cuban Revolution. Che played a central role in the Cuban Revolution led by Fidel Castro which started on July 26th, 1953 and ended in the victory on January 1st, 1959. He also held various key positions in the revolutionary government in Cuba and carried out significant policies including revolutionary justice, land reforms and the literacy drive. Che was the chief ambassador of Cuban relations with the Soviet Union, Eastern Bloc and many countries in Asia, Africa and Latin America. Being a perpetual rebel, Che left his government work to lead inspiring revolutionary expeditions in Congo and Bolivia during the 1960s. In Bolivia, Che met his tragic end at the hands of CIA-backed Bolivian security forces on October 9th, 1967. Since then, at every instance of people's victory and collective struggle against injustice and oppression, the name and memory of Che is invoked. His image has become an emblem of people's resistance, internationalism and humanism. We remember Che on his 92nd birthday in midst of a raging pandemic that has devastated human life across the world. The need of the hour is leaders with scientific temper who can actually put people over profits. In these times, we miss our Che, a doctor, a revolutionary humanist, forever young comrade.


What was different about the game plan with Clark today as opposed to pass-starts? Um, I think you could see all day today. He was he was pretty much executing all throughout the game and you know it was moving the fastball around moving the cutter around just you know pitching to smart areas and I think um you know it it didn't end the way we wanted it to but I think that's gonna be big for his confidence because he pitched a really great game. Aaron talked a little bit about the two seam fastball and the way he was using that. Did that pitch look better or was just a matter of the way you guys chose to use it today? I think just moving it around the zone and you know keeping guys off balance and just not letting them um like look for one pitch in one area I think is is is big for him and and so you know I think we just just using both sides of the plate with it and um you know using the cutter to kind of gives guys second thoughts about you know this pitch in this area is gonna move this way so um I think that was a big key for him today.  Yeah I mean you know I I just just looking at today I'm you know we've still won a decent amount lately it's just today was um definitely a little disappointing because um and I thought we we saw some some decent pitches ahead me especially I saw some good pitches ahead couldn't couldn't make the best of it and you know ultimately did not have good abets. What was Gossman doing that made you so tough? Um I mean the splitter is always tough um you know I think it's it looks just like his heater out of the hand but um you know I just he's a good pitcher and you know he had pretty good stuff today it's just we couldn't capitalize on it.


to get them where they needed to go like even like safe baby and cash money you know I usually had to take their music and send it to Universal for them because they were kids they went even 21 years old back then they were young kids these people remember keep visualized them back in the those days they were very young kids so and then I had to go get the plane buy their plane tickets for them to go to Universal to get the deal you know it was a journey here that stems back from the beginning of how people are artists evolved you know I'll be honest and tell you that our music and especially the hip hop back in the days most of the stores weren't buying them because it would of the language and everything that's correct and so we were one of the only stores I would say in the country that like you know public enemy would come over or play the flavor and all that it would stay hanging out with us we helped you know help they'll tell you the story if you ever talk to them because we helped move the stuff same thing Bambi and UGK and all of them we helped move this so they stayed in the store so you meant UGK I mean our store was a center of everyone coming in on all the artists spent their time at the store wow so it's a more of an institute than it is just a record store what these artists all out daily and the local artists all spent time hanging out they're like for many fresh to do d I see many fresh wearing the peaches shirt because they grew up in the store there that's like they were my children you know I mean like it's like I felt like I gave birth to these people because like you know this is home when they came in and they connected together and worked out together things we should hold this it's a beautiful city wow this is very special people are very very kind to each other here I mean really it's all these artists you know we're helping each other out and you know it was it we shall go around to see man that's why we that's why we try to get all the stories through you know it was a beautiful you'd have to you had to see it right yeah I just seen it feel it I feel very grateful that was all half possible because you know it was just in that case the rest of the world wasn't ready for that type of music even the bounce but I'm so thankful I'm so thankful that you accepted that when no one else did to be able to you know give them that leg up well the thing is it was easy because these the kids are beautiful I'm serious like I said if you didn't know any better you thought I'd be but to them they were that beautiful you know and I'm very grateful that I had the opportunity to share that with them you know and to do that so we so we work together to get them where they needed to go like even like safe baby and cash money you know I actually had to take their music in Center to Universal for them because they were kids they went even 21 years old back then they were young kids these people remember keep visualized them back in the those days they were very young kids so and then I had to go get that plane buy their plane tickets for them to go to Universal to get the deal you know it was a journey here that stems back from the beginning of how people are artists evolved so you know so it's a beautiful thing yeah no I just I feel grateful I was part of you know able to do this and then to know how to do right I know exactly how to do it and what information you needed and to be able to teach them because again I'll go back to your spirit your spirit is so welcoming and you know like you you don't hold anything back you will you will teach them you will show them exactly how to do because you said they were young so they need to know how to do it to move out on themselves they didn't even know how to check in on right right it's it was beautiful but that's good because maybe they didn't have nobody else to help them you know like that's why I feel so blessed I feel like God's given me an opportunity you know with this big family like I'm growing up I wanted a large family but I only had biological two children so this was this is your large family very large family and I'm very very very like very connected like I said I daily exchange blessings KL and all of them daily like there's no day that passes by that I don't get up in the morning and make sure you know so we know that we stay connected and we stay together on that we're gonna walk with the walk holding hands going where we're gonna go yeah we on boss talk one-on-one


Hey learners welcome back to Lauren learns today I want to talk to you about how I'm learning to break up with my phone if you haven't already subscribed But you've been watching these videos. Please. Please. Please subscribe. It would really help me grow this channel and learn more about Editing and media and all these things that I'm trying to do with simultaneously Simultaneously by having a YouTube channel is also my goal this year to produce more media than I consume So I don't know if that like Is sustainable We're gonna try it out and I'm still committed to a hundred videos and blog posts at www.lorenlearns.org If you haven't already started going there, please go check it out It's been a lot of fun learning how to write even because I'm not in college. I don't have to do it It's just fun breaking up with my phone. I've done a lot of research over the last couple weeks and I realized Likes for a piper likes for a piper. She's so funny. She likes sits everywhere. I'm working just comes to sit and so tip number one is use airplane mode and That's pretty self-explanatory. Then you're not getting the barrage of texts and phone calls and Ring your dingers all day long while you're trying to get stuff done piper seriously Just come over here. Okay, so tip number two Leave your phone in your car. That could be another option if you're going out and you're not ready to like Completely disengaged from your phone for long periods of time, but maybe just having it available Just not on hand tip number three Turning off all your notifications or really really utilizing that do not disturb mode Dnd as I like to call it. I put that on from about 8 p.m. To 6 a.m Well, I'm sleeping. That's no phone calls. No text. No nothing Ain't no one calling me in the middle of the night. And if you are I'm sorry. I'm asleep The other point of that would be during the day. I only leave my ringer on So I leave like another do not disturb setting going with just my ringer because my son's at school and The texts and emails and all those things they just wait until I get to them I've decided like I I decide where my attention goes and right now I feel like it's more important to focus on my kids and my family and giving the people in front of me my attention So if you ever text me and I don't answer, sorry, that's probably why tip number four delete apps That you don't otherwise use or that create a lot of dead space in your life If Facebook or Instagram or a problem for you, I say delete them And I have started doing all of my social media on my laptop And I find this really works for me because then I intentionally come to my laptop space And I do all the things I got to do and I leave it there. I'm not like walking around on Instagram Number five Number five Find a replacement hobby I really like this one and I've found that I guess I've kind of already been doing it in the last year or so But I really come to enjoy reading I used to hate reading because it was like mandatory for school and But I've really I joined a book club and I have all this extra time now to read and I'm excited to like up my reading goal for 2019 But yeah, find something you enjoy to do make a cup of coffee make some tea knit You don't have to be on your phone if you don't want to be. Yeah, that's fair, right? Tip number six my personal favorites One of my personal favorites from all of these is live your life on purpose We only get one of these guys you gotta you gotta live intentionally You gotta live your time the way you want to live it have boundaries That was a life-changing book for me by the way I need to do another video on that because once I learned about having boundaries for myself and my time and What I want out of my life It just was a game-changer and I could decide where my time goes and where my attention goes and it kind of sounds selfish But actually in the book it talks about it's not selfishness. It's stewardship You are taking care of what of your God given time and that's important for us to to manage and To not waste it away just because we're bored or tired like let's live life on purpose Shall we that's been one of my favorites and I I'm excited to continue to learn that into 2019 and use all these tips and tricks if you have any other tips and tricks for your phone usage and how you Manage your time on that please comment in the comments below and like I said if you haven't already subscribed Please please help me grow this channel. I'm so excited to be doing this It's been kind of an interesting little journey and I'm gonna continue until I get to that hundred and like I said I'll reevaluate then but in the meantime. Thank you so much for watching and following this channel As always go get messy have fun learn and I'll see you next time


At Audiology Associates at Prestonsburg, you can live your life the way you want and find the freedom of better hearing. You'll experience patient care that is specific to you with exceptional follow-up care that ensures your hearing and balance needs are being met. Audiology Associates at 1428 Northlake Drive in Prestonsburg. The deadline for Kentucky State Trooper applications has been extended. The cutoff date has now been moved to November 25th. KSP Post 9 Public Affairs Officer Michael Coleman gives his thoughts on the extension and why he believes the need for more troopers is important. The original deadline for the next cadet class was at the end of this month. We've extended it out to November 25th. And I'm sure you've seen on Facebook and social media that Post 9 is getting seven troopers. So the candidates have a chance based upon their oral interview score and their PT performance score to actually score high enough to guarantee that they come back to Post 9. You know, in the past that was an issue that people were afraid that if they went to the academy that they may get put across the state for the first year before they could transfer back home. With this new policy that they put in there, it guarantees you get to come back home if you score high enough on those tests. Coleman is urging anyone interested in applying. He says it's a great opportunity for those seeking a worthwhile career path. With the new changes, I think that's really going to increase the number of applicants that we have from this area that don't want to go out west. You know, they want to make sure that they come back home, work their hometown or stay here in their home county. So this just gives them the opportunity. If you're interested in KSP, go online today at joinksp.org and put your application in. If you're looking for more than a job and you actually want a career, come join us. Reporting for Mountain Top News, I'm Nick Collum.


2015 is a critical year in which to set the financing framework for global development for the decade to come. Current policy, financing and investment patterns are not delivering the future we want. Global inequality is increasing. We need change. A powerful solution to promoting sustainability is to mobilize capital flows to developing countries by combining public and private resources through blended finance. Blended finance investments deliver on three elements. Impact. It contributes to social and economic growth in developing markets. Returns. It mitigates risk whilst maximizing returns. Leverage. It uses public and philanthropic funding to mobilize private investment. It's innovative, bold and transformative. It puts people first. Through blended finance, committed governments, investors and other stakeholders can together help to create an inclusive and sustainable future for developing countries. The future we want can be achieved. The time to act is now.


When it was announced that there will now be a loan facility for students in tertiary institutions, there was applause from many quarters. But seeing the cumbersome requirements in the new students loan, is it just a much ado about nothing situation or is it going to be something beneficial to Nigerians? We'll also be taking a look at front lines of the major headlines newspapers in the country this morning on the breakfast. Good morning and welcome to the Mindset Edition of the Breakfast on Plus TV Africa. I am Maureen. I am Nyamgul. It's so good to have you join us this morning and happy Father's Day in areas too, especially the people who had nobody to wish them and the people that didn't even have a happy Father's Day, even from their own children and family. So we're in this together. Happy Father's Day. Some of us still maintain that only responsible fathers deserve that. The women always drag that with us. When it is Mother's Day, mothering Sunday and all that, we just celebrate the women. When it gets to Father's Day, the women come in and say, okay, the women that are taking care of their children, when their fathers are not there, should be celebrated as fathers. Why don't just leave it for fathers, whether they're responsible or not.  No, true people told Nyamgul, there are fathers that are deadbeat. There are fathers that are just highly irresponsible. Then don't celebrate them. Just say happy Father's Day. You don't need to mention whether there are some deadbeat or not deadbeat. You don't need to come out as a woman and say you are a father because if I was a man, perhaps it would have been okay to say that there are men that are not responsible fathers. Just as there are women who are not responsible. Of course. But we still celebrate Mother's Day. Just leave it for the women for crying out loud. It's our day. It's the men's day. Whether they're responsible, whether they are not responsible, just say happy Father's Day to the person you think is responsible. I don't see a reason why a woman will come out because she is a single mother or because she was abandoned or because the father to the children is not showing up and to say that it is her day as well. No, I don't buy that. Yes, that's what I'm saying. I am not a feminist and I'm not into feminism, ideologies or whatever they describe that. But I'm saying that when you want to call out good men, when you want to celebrate fathers, there are men that do not qualify to come out. Just as when you want to celebrate mothers, there are mothers that do not qualify to come out.  There are mothers who abandon their kids with their fathers and run after men and career. Those women should not be celebrated on Mother's Day. Same thing. Men who do not take care of their children, who leave all the responsibility for their wives or baby mamas, men who sexually abuse their daughters do not qualify to be greeted happy Father's Day. I say this unapologetically. Yes, so they shouldn't be greeted happy Father's Day because by your judgment, they do not qualify. And so don't greet them. But I'm glad that we're on the same page that it doesn't mean that because you're taking responsibility, you should now celebrate Father's Day as a mother. No, I know. That's what I'm saying. I am not a feminist. You could be a feminist, but the real feminist because the Nigerian, the Nigerian definition of a feminist has made that word to be to look like it's a bad word. No, it's not the Nigerian definition of it. Feminism has taken a twist that some who originally started it would say may not longer recognize it. That's the truth because when it started out, from my understanding, it was to create some sort of justice for women who were not paid well in places of work against their male counterparts. So to create a situation where women can vote, where women can go to police station and be able to build someone. Those were those who knew what we were talking about, in my opinion. But a situation where there seems to be some sort of a campaign to hit men, hit men, or what men can do, women can do better and all those kind of stuff where a woman no longer shapes her armpit because she wants to show that she's a feminist, shapes her hair and goes naked almost, sometimes body positivity. So I am not a feminist. I believe in humanity, justice for all male or female. Be treated right. Welcome to the breakfast. It's the mindset edition and our theme for the day is robust education system key to shaping mindset of strong national identity and countries like China and Japan use the school curriculum to impart the value system that has built their respective societies. Yesterday, Sunday as it was, I had to send a message to the principal of my children's school. And I said, look, one of my children told me that she's only had her ICT teacher come in once this term. And I find that alarming. Children should be made to have solid foundation.  We want to see our children coupling things. We want to see our children doing things that children in China and some other developed or developing countries are doing. Of course, she apologized and explained that they had issues with a particular class and they were working around getting the right teachers and what I want to what I, but, you know, just to let you know the value system that a good, you know, curriculum would give to children in any society. Yeah, you see the first maybe three to five years of first five years of a child's learning in China and Japan, the countries we've mentioned here. They don't even talk about education. They talk about, you know, respects. They talk about value system. They talk about the national dream. They instill in these children so young and then they encourage them to do things with their hands. Let them be kids, but kids in a way that they will grow to love, say, mathematics, say, sciences, say, all those things that will make their country great because if there are more people that innovate, there are more people that invent, then the country will be great. But here in Nigeria, unfortunately, is even that kind of a class that you're talking about in the ICT class, if you see the examination that they will set for this child, it's a sieve. They're setting the examination for universities, students or something. Our teachers, I don't know if they're made to feel like that, but they feel like they harder the examination, the more it shows that you're a good teacher. I don't know how that works. I give you an instance. I had the privilege to be taught by so many American teachers who brought in their system of teaching.  They'll give you midterm exams and all those things, by the way, but when it gets close to the exams, what they do is they'll give you an assignment. Assignments that will give you the questions that you're supposed to answer even in the examination, and they're asking you to write out the answers. So you'll find them in your handout, you'll read them, you'll write it with your hands, and when you're coming to the class, it's a tertiary institution, by the way. When you're coming to class, you have to pass that notebook. That is one of the reasons why you can enter the class. Do you know all the teachers that were teaching was the American teachers? Everybody left that school remembering everything that they taught us. The Nigerian lecturers will come and say, we have done this, we have done this. Read wide. Read wide. And you'll find out that because you're just looking for things that might be relevant, you'll end up forgetting. And all you do is cram. Just cram. Just cram it and come and pour out as much of it that you can remember. If you just bring your sense into it, you are failed. It's terrible. Exams, tough exams don't make a good teacher. How much of that thing that you're giving as examination will be remembered by that student? Why not look for creative ways to make this too? The aim should be for them to remember and apply those things. Exactly. In real life. But here, you study for exams. That's what we do. We study for exams. We don't study for life. And that's what our teachers are failing to see. Also, the teachers should be encouraged to be more creative. They should be encouraged to do more. I think that teachers should be rewarded much more than they are. Yesterday I was having that discussion. I said, I wonder how much the teachers are being paid. Because teachers who teach sciences, for instance, they should spend more time in their laboratories and put the children also in there to make research, to experiment, to do things that way they create an excitement in the children for innovations, for inventions. Last projects. Exactly. But if they are not paid well, they wouldn't spend that much time with the kids in the labs. They would, you know, probably spend more time with side hustles because they need to pay their rent and do other things. So these are some of the things. The reasons why parents must visit the children's school from time to time, especially when it's open day or parents' day, whichever way the school calls it, make time, go there and find out how are the children faring and how are they being taught. These things help a lot. But I'm just thinking a lot. How much of the situation you meet in the school on the day that is open day will be true to how the school operates when you're not there? Because it's like an external supervisor coming to the school. Every teacher will sit up. It's like the governor visiting a school. Every student will be fed.  You go through their notes. You see what they wrote, what they didn't write, how they were corrected, how they were not corrected, and then you ask one or two questions. And of course your children will tell these things. As I said, my daughter, one of my daughters told me that they haven't had the ICT teacher coming since this time, except once. And I was alarmed. I had to question my son as well. And so they talk to you, listen to your children when they talk, and then follow through. Anyway, even as we advocate that teachers should be paid better, should be encouraged better with all the kind of things that they should have, even if the government says every teacher is entitled to a car that they can be paying from small, small, as we put in Nigeria, or accommodation, or something. But there should be an encouragement. We also are advocating that you be creative enough as teachers, and you let the children expand their horizon and be creative in their own right. Because in a situation where a teacher gives you a test, you write the test according to your understanding, and he marks you wrong. Not that you you didn't get the understanding, but just because you didn't pour out what was on the notebook. You gave a note, they copied the note, and then when the time it got to the time for the test, you are expecting them to give you verbatim everything that you give to them. It is so wrong. It is so wrong because education is supposed to open the mind to thinking. That should be a core. That should be a core that people can think. I remember. You can talk about this without making examples. I was part of a PTA and some issues came up, and when you make some suggestions, some parents will say, oh no, da, da, da. We should be able to think. If we as parents are not allowed to think, what sort of education are we giving our children in this school? Will the children be allowed to think outside of what the teachers have taught them from the textbooks? If children are not allowed to think outside of what they are taught in class, that education is poor and has failed. Yeah, I remember also. I was in JSS3, I think. I had a teacher who gave us assignment, and of course I liked football, I liked everything. I forgot about the assignment. That morning after assembly, I had five minutes before the first lecture, and he was supposed to come in. So I scribbled that it was English. I wrote the essay. He wanted us to write, you know, everything, and then when time came, I passed it, and he marked it.  Okay, now you'll be wondering why would he beat you? You have submitted the assignment. What he said was that he has warned us never to take assignments to our elder brothers that are in university to write for us. The language I used was not a secondary school language. He flogged me. I will never forget that. As we have said, in China and Japan, investment in their children to value science and technology courses has led to stereotypes that the Chinese are good at mathematics and national average test scores, and also help them to prevent and to social issues that lead to criminal behavior and many mental health problems. These are some of the talking points that support this thing for the day. Yeah, Indians also are good at sciences, at mathematics and all that. At some point, they are the ones that represent America when it goes to competitions that they do. Sometimes it's Chinese, sometimes it's Indian, people who are now Americans, but you will know where they come from. It just follows them around. But the main thing is that these people teach. Do we even have in Nigerian dream that we can sell to our children? At least in our time, even though we may not have had in Nigerian dream, I don't know if we had, but we were made to respect the national colors, for instance.  I know that people will say it's a military time and all that, but it gave us an idea that this our country needs to be loved and respected just from looking at the flag and doing whatever we're doing. Do we have a Nigerian dream that we can sell? There's a question I asked during the run-up, because a lot of things were brought up, especially when that tribal thing came up towards the build-up to the elections began to ask such questions. And do we have a national dream? Yes, growing up, we were taught to respect the national end and then the flag, the pledge and all of that, wherever you were, if you heard a national anthem, you were supposed to stand and and wait for it to be through, but you know, after what happened, after what happened at the toll gate, where Nigerian youths were holding the flag and singing the national anthem and they were being shot at, it did a lot to the psyche of Nigerians, especially the youth, and not just the youth, every Nigerian who held the national anthem and the flag in high esteem, it did a lot. And that's why that incident that happened must be revisited. Even though some people who should talk about it are still denying it, that even if there was something like that, it wasn't as bad as the people are putting it.  Oh, goodness. A thousand people can be lying the same type of lie. I wept when I saw, I mean, these children, they were holding the flag, they wrapped themselves in that flag and and they were singing the national anthem. Why were they hurt? Why were they attacked? They were harmless. We missed an opportunity to to build citizens. Yes. An opportunity to build citizenship in the country. Well, I do hope that the president, the present president, will will do something about it, even if he doesn't directly say I was involved or or I knew about it or it happened the way it happened, but he should do something about it, especially given that a lot of people think at him as someone who knew he had the information, he he was he was part of the people who made it happen the way it happened, whether it's true or false, but there should be a different narrative that will come from him. There should be something to show that there is some sort of conciliation or reconciliation. The legacy government did put up some sort of committee that did some stuff and compensated some people, but something on the national scale must be done to address this and help Nigerians find closure over this. Healing will start from the toll gate. Exactly. Very first top trend in today is the Federal University of Gousseau students protest who protested the abduction of five of their fellow students that protest took place on Saturday June 17th. They blocked the Zarya Gousseau experts way in Zampara state. Do you know five days ago five days ago seven students were also abducted, unidol students, the students of the University of Gousseau, although I learned that five of them have regained their freedom. What is going on with the school system now? Security in the universities is being seriously threatened. We have a track for this, the one that happened in Gousseau. Let's have that. Midnight. Five students. Last month, 30 students were kidnapped. Up to now, two are not being released. The one they released, he paid a whole lot of money for them to release the guy. The government should please come to our rescue. We are living in fear. We don't sleep at night. We don't sleep. Every time. We can't even concentrate on our studies. We are going through a lot, a lot of emotional trauma. These people are tormenting us. Our life doesn't matter to school. In fact, our life doesn't matter to the to the government as entirely. This is not the first, not the second, not the third time that they are kidnapping us. Our students have been kidnapped and the school does nothing about it. In fact, there are students living close by in the school. Their life is not safe. The life doesn't matter to school. The students are here now saying they are mine. That's quite sad. Yeah, it is really sad.   I don't know where we got it wrong. At what point we were negligent that will make these things escalate to this point. It has become a lucrative business to kidnap people and make money off them and all that.  So, almost every family has faced some kind of trauma or the other because of insecurity in our society and that's not good. At one point, it used to be restricted to the Northeast. Now, it's everywhere. We can see your chiefs being kidnapped. We can see in every other place in Nigeria. Even in Lagos here, things are happening and we just hope that those who know, those who can, should make sure that the security is beefed up everywhere. President Tinibu needs to make this top priority. He has said he will make it top priority. We need to see action immediately. You saw that video by Asari Dokubo where he implicated the military, the Navy and all of that. We're still waiting to see how that will be responded to. The Navy has asked him to name names because they're not taking it lightly. Those are weighty allegations. And Nigerians are also looking. When did Asari Dokubo become an advisor to the president on security? Serious questions being asked. Even if he said it with the president, they could have that because they have a relationship according to himself for like 30 years. So he could have that discussion but not to come to make it look like he is the one that the president gives an ear to when it comes to security. I was hearing for the first time in that video that there's been a contract given for the securing of... That he's been the one that has been securing the cardinal... Cardinal Buja route. I don't know about that. A lot of things... We do know some of the things he said. I mean oil theft and all of that. But we do not know some of the things he said with regards to some of the names he mentioned and some of the information he released. So we are waiting to see how the president will respond to that. Now jurors are debating it. It's up there in public space. Want to hear what the government has to say? Perhaps this week... If the president could invite him there that means the president trusts him in some way. And after that he sat at the press center and addressed the press. I have not seen that before anyway with the coat of arms behind him. Everybody was saying that's the press center and it's allowed. Anybody can do that. But let's just hope that the outcome will be better than what we are speculating right now. Let's take the second. But to a very unfortunate event as well a lawmaker that was just elected newly elected Kaduna lawmaker dies three days after inauguration. His name is Honorable Garba Madami a member of the 10th Kaduna State House of Assembly. He died in a hospital in the state and our hearts go to the family. The cost of debt is currently not disclosed by the family. He was unable to attend the inauguration of the state assembly on June 13th due to the illness. He was a one-time chairman of Chikun Local Government Council and a former commissioner in the state before contesting and defeating an incumbent lawmaker of the Chikun constituency in the March 18, 2023 state assembly elections on the platform of the People's Democratic Party. Well may his soul rest in peace. Amen.


When I started doing this work, I was really, yes, thinking about food disparities and public health and all that good stuff, but really what I was thinking about was how do we give low income and poor black women and their children what they need to have happy lives? How do we pour back into black women? When we restore the balance to the lives of black women and children, then everybody else benefits. The Black Feminist Project is where joy and radical resistance meet. We use the intersections of food justice and reproductive justice to create economic and community development projects for black women and marginalized genders and their children. We have an urban farm called the Blackjoy Farm. It is a 5,400 square foot lot where we grow amazing food and when we talk about healthy food and we talk about empowering folks, we've got to think about accessibility. And so we make it easy for folks to have access to the work that we're doing. I think every community should be growing food. I think we should all have food growing green spaces. Many communities in urban spaces lack adequate amount of green space. That is, I think that is an inherent issue in all urban communities, regardless of socioeconomic status. The Bronx is the poorest borough in the city and it's the most densely populated and therefore we have the least amount of green space in proportion to the population in this borough. Food is literally our lifeblood and if we are to heal our communities, it starts with understanding that our food system in large part must be local. The Blackjoy Farm really is indicative of what happens when you are determined to thrive in spite of and because of the things that have happened to you. We grow amazing food here. We have sunflowers, we grow eggplant, we've got onions, we have chickens that we harvest for eggs and then we put those things in that box and don't get more farm the table and that. We have a food box that we do every other Friday where we give away food boxes to people in the community and these are not just one-of-the-mill sort of food pantry boxes. I always like to say that we need to be the blue apron of the hood. The food box is probably becoming just as popular as our urban farming program because it does speak to that like getting great quality food. That's resonating with folks and now we really understand the importance of public green spaces. We're seeing folks of all races, all ethnicities, all ages investing in our work. We invite families to come here and learn earth science and grow food and then take that food home with them. We ask people to come here and just sit. There's no requirement that you have to come here and give us sweat equity. There's no requirement that you have to come here and work. You can come here for respite. This is a place of magic. It is the embodiment of black girl magic and black woman joy. For a lot of people who see this farm and have kept up with this farm, I think that they think that this just kind of happened overnight over the course of a year. This was a lot of work. This was like six years of organizing. I started doing this work back in 2006 looking for a space and I was doing what we call guerrilla farming. Now guerrilla like the animal. Guerrilla like the warfare. And I was liberating lots. It's called the trespassing, breaking and entering, tomato, tomato. The point was that I was going into spaces, seed bombing, planting, sunflowers with the help of the community. What it did was start to create a following of people who now had a very similar demand as me. And that demand was we are entitled to a space that we can have ownership and investment in. And so with the help of community members, we were finally able to identify this lot and got a license. This is now a guaranteed public green space for this community. And so I'm deeply proud of us doing that work, not just of myself, but also of community members who jumped in, got in where they could fit in, helped create the people power that we needed to make this project successful. We know that the work that we are doing is impactful. We know that the work that we are doing is resonating with people and we are hearing about it, we are seeing it and we are feeling it.


We have a tool called MyAsk AI and what this is is you can actually create a custom chat bot based on your data that your customers can chat with. So for example, one of our programs, we have about two years of Q&A calls. We can transcribe all those calls. We can feed it into MyAsk AI and create a chat bot that knows as much about our product and the solutions as I do or the head coach does. And that way when we have new students come in, it's like to have their own personalized one-on-one coach. So not only does that make my life easier because I have to answer less beginner questions, but it makes the student and the customer's life so much better because it's like they have one-on-one help without having to pay for it. So this is going to make it a lot scalable in knowledge companies where you can actually put that knowledge into a chat bot and keep looking at one-on-one help as if they had their own coach.


Hi, I just wanted to take a sec for more people to notice and understand this disclaimer. Most importantly, this part, I don't actually want to upset anybody. It's all part of the character, and I hope everyone keeps that in mind. We good? Okay. Everybody likes personality quizzes, right? See what your spirit animal, how burnt of a toasted slice of bread you are, what's your worst trade as an employee based on the brand of cereal you like to buy? They're great because most of the time, if you don't like what the quiz results give you, you can look up which answers contribute to what result and just get the one that you wanted in the first place and then brag about it on social media. Wow, would you look at that? You're not such a Slytherin because I'm so cunning, right?  Or am I? Same with star signs, they're just vague enough that they can boil down to You're a thoughtful individual who sometimes over-thinks things and can be impulsive, but in the end of the day wants to do the best that you can for the people you care about while never settling for the worst possible outcome.    An old relic of the past and the easiest way to start fights both on and offline, the D&D alignment chart is its version of a personality quiz that no one can agree on. You've likely seen this tic-tac-toe board being used with pop culture characters being placed in each segment, giving a vague idea of what each of them means. But then all it takes is for you to put someone in the wrong place and then everyone starts throwing fists as if they had just found out that you used their facial hair razor to shave your butthole. Remember, characters can only be one alignment forever and must only ever do things considered to be that alignment because thinking about character depth and development is hard and when people disagree with me I take it as a personal attack.  Small smooth brains think lawful means the literal sense as in following the law but instead what it really means is having a strict set of rules whether it be moral, legal or because your boss is telling you to do it.  A lawful good act is keeping the promise because it's the right thing to do.   Small smooth brains will use this alignment as an excuse to be a total Wangrod and have an inconsistent character with no definable treats.  The most common examples of chaotic acts are lying, cheating and stealing, aka part of a rogue's balanced breakfast. A chaotic good is stealing from the rich and giving to the less fortunate.  The good and evil sides of the alignment chart are pretty straightforward.  But that's a small smooth brain surface level understanding of good and evil, as in no just because you don't stab people doesn't mean not stabbing them is a good act just because stabbing them is a lot easier. Good acts are ones that go out of the character's way to do good and help others, sometimes even to the good person's detriment and oftentimes even if there's no promise of any sort of reward and return for the act. Like using your own hand to get a friend's favorite Lego set out of the toilet even after a night of really spicy curry. In contrast evil is pretty straightforward, i.e actions that could actively harm people or not caring about how those actions could knowingly harm people. An evil act would be being the person who threw the Lego set into the toilet, knowing full well it could be somebody's favorite. But good and evil doesn't just mean motives it means methods too and just because you have nice ends doesn't mean having mean means makes it any less mean. Example, you've caught a kidnapper and you need to find out where they're hiding their captive so you can save them. A good act could be offering some snacks and a binge watch of their favorite show and return for information whereas an evil act would be chopping their nipples off. A neutral cross of the alignment chart is for players who are terrified of commitment and refers to acts that either don't fall on either side of the good evil or lawful chaotic side of the spectrum or characters that are hoarse for choice and like to do whatever tickles their pickle the most depending on the situation.  Basically the neutral ends of the alignment chart are the most pure and concentrated like the curvature of my butt cheeks and do basically anything and everything that could be considered the essence of that side of the chart. And of course the middle ground, true neutral a.k.a the one that's always playing devil's advocate for literally everything like they spend 10 hours a day discussing opinions on reddit. And there you have it the totally accurate totally objective descriptions for each side of the alignment chart with no room for any other interpretations whatsoever.  Also never let players pick their own alignment because when they do it actually looks like this. But that's totally because I'm such a Gemini and we don't think people are self-aware enough to be able to categorize themselves without being subconsciously influenced by their own personal biases. And now you know how to use alignment, you're welcome.


Thira Leone's president has signed a bill abolishing the debt penalty. President Julius Mada Biel signed the abolition bill during a ceremony in the capital-free town after lawmakers approved the text in July. In a statement, the president denounced capital punishment as inhumane. Thira Leone had provocantly come under fire from rights groups for keeping capital punishment on the books. Hello, hope you enjoyed the news. Please do subscribe to our YouTube channel and don't forget to hit the notification button so you get notified about fresh news updates.


In the previous video, we talked about the basic workings to the original blockchain concept. But over the past years, it's been evolving fast, from the original Bitcoin protocol, to the second generation Ethereum platform, to today, to where we're in the process of building the third generation of blockchains. In this evolution, we can see how the technology is evolving from its original form as essentially just a database, to becoming a fully fledged globally distributed cloud computer. In this video, we're going to trace the past, present and future of blockchain technology. The first blockchain was conceptualized in 2008 by an anonymous person or group known as Satoshi Nakamoto. The concept and technicalities are described in an accessible white paper termed Bitcoin a peer-to-peer electronic cash system. These ideas were then first implemented in 2009 as a core component supporting Bitcoin where it served as the public ledger for all transactions. The invention of the blockchain for Bitcoin made it the first digital currency to solve the double spending problem without the need of a trusted authority or central server. It was only later that we came to really separate the concept of the blockchain from that of its specific implementation as a currency in the Bitcoin. We came to see that the underlining technology had a more general application beyond digital currencies in its capacity to function as a distributed ledger tracking and recording the exchange of any forms of value. The Bitcoin design has been the inspiration for other applications and has played an important role as a relatively large scale proof of concept. Within just a few years the second generation of blockchains emerged designed as a network on which developers could build applications essentially the beginning of its evolution into a distributed virtual computer. This was made technically possible by the development of the Ethereum platform. Ethereum is an open-source, public, blockchain-based distributed computer platform featuring smart contract functionality. It provided a decentralized, Turing-complete virtual machine which can execute computer programs using a global network of nodes. Ethereum was initially described in a white paper by Vitalik Buterin in late 2013 with the goal of building distributed applications. The system went live almost two years later and has been very successful attracting a large and dedicated community of developers, supporters and enterprises. The important contribution of Ethereum as the second generation of blockchains is that it worked to extend the capacity of the technology from primarily being a database supporting Bitcoin to becoming more of a general platform for running decentralized applications and smart contracts both of which we'll discuss in coming videos. As of 2018 Ethereum is the largest and most popular platform for building distributed applications on. Many different types of applications have been built on it from social networks to identity systems to prediction markets and many types of financial applications. Ethereum has been a major step forward and with its advent it has become ever more apparent where we're heading with the technology which is the development of a global distributed computer a massive globally distributed cloud computing platform on which we can run any application at the scale and speed of today's major websites with the assurance that it has the security, resilience and trustworthiness of today's blockchains. However the existing solutions that we have are like extremely inefficient computers the existing blockchain infrastructure is like a really bad computer that is not able to do much except proof of concepts. Getting to the next level remains still a huge challenge that involves some original and difficult computer science, game theory and mathematical challenges. Scalability remains at the heart of the current stage in the journey that we're on and this is what the third generation of blockchain technologies are trying to solve. The mining required to support the Bitcoin network currently consumes more energy than many small nations being equal to that of Denmark and costing over 1.5 billion dollars a year in electricity. A lot of this is being fueled by cheap but dirty coal energy in China where almost 60% of the mining is currently being done. This high energy consumption is simply not scalable to mass adoption. Ethereum and Bitcoin use a combination of technical tricks and incentives to ensure that they accurately record who owns what without a centralized authority. The problem is it's difficult to preserve this balance whilst also growing the number of users. Currently blockchain requires global consensus on the order and outcome of all transfers. In Ethereum all smart contracts are stored publicly on every node of the blockchain which has its trade-offs. The downside is the performance issues arise in that every node is calculating all the smart contracts in real time which results in no speeds. This is clearly a cumbersome task especially since the total number of transactions is increasing approximately every 10 to 12 seconds with each new block added. The volume of transactions is likewise an existing constraint. With cryptocurrency speed is measured by TPS, transaction per second. The Bitcoin network theoretical maximum capacity is up to 7 transactions per second while the Ethereum blockchain as of 2018 can handle about 15 transactions per second. By comparison a credit card network is capable of handling more than 20,000 transactions per second. Equally Facebook may have about 900,000 users on the site in any given minute meaning that it's handling about 170,000 requests per second. Another issue is that of cost. The fact that it costs some small amount to run the network so as to pay the miners for maintaining the ledger. What we have is okay for a limited number of large transactions such as sending money but making a small transaction like purchasing a coffee could not be done by most blockchains. They simply can't in their existing form deal with a very large amount of microtransactions such as will be required to enable high volume machine to machine exchanges. It would prove too expensive to operate these kind of economies that involve many small exchanges but this is exactly what many people will want to use the blockchain for in the future. In response to these constraints a third generation of blockchain networks are currently under development. Many different organizations are currently working on building this next generation blockchain infrastructure. Such projects include DFINITY, NEO, EOS, IOTA and Ethereum itself. They're each using different approaches to try and overcome existing constraints. Going into the details of how these different networks work is a bit advanced for this course so we'll just give a brief overview to two of them. The Lightning Network is one such project that seeks to extend the capacities of existing blockchains. The main idea is that small and nonsignificant transactions do not have to be stored on the main blockchain. This is called an off-chain approach because small transactions happen off of the main blockchain. It works by creating small communities wherein transactions can take place without each of those transactions being registered on the main blockchain. A payment channel is opened between a group of people with the funds being frozen on the main blockchain. Those members can then transact between each other using their private key to validate the transactions. This is a bit like having a tab or an IOU with a shop where you just mark down what you've exchanged so that you don't have to update the main record in the bank each time you make a purchase. The record stays local between the members involved before at some time setting the finances and updating the main bank record. This only requires two transactions on the main blockchain. One to open the transaction channel and one to close it. All other transactions happen just within the network without it being registered on the main blockchain. This both reduces the workload on the main blockchain and makes it possible to run a very many very small transactions within the sub network. As of the start of 2018 there is a proof of concept running live on the Bitcoin testnet but the system will not be fully operational until later in the year as is the case with most of these projects. IOTA is another example whereas existing blockchains are sequential chains where blocks are added in a regular linear chronological order the data structure of the IOTA system is able to achieve high transactional throughput by having parallel operations. The data structure is more like a network rather than a linear chain wherein processing and validation can take place alongside each other. The other big difference is that there are no specialized miners in this network. Every node that uses the network functions as the miner. In the IOTA network every node making a transaction also actively participates in forming the consensus that is to say everyone does the mining. This means that there is no centralization of mining within the network which is what creates bottlenecks and demands lots of energy. Likewise with this network there are no transaction fees for validation and with IOTA because it is more user generated the more people that use the network the faster it becomes which is the opposite of existing systems and obviously makes it very scalable. There are lots of other possible approaches to overcoming existing constraints but suffice to say the blockchain should be understood as an emerging technology whose existing implementation is like a large scale proof of concept running on a very inefficient system but through lots of experimentation and iteration will hopefully in the coming years evolve into this global distributed computer. As Melny Swan writes in her book first there was the mainframe PC, personal computer paradigms and then the internet revolutionized everything mobile and social networking were the most recent paradigm. The current emerging paradigm for this decade could be the connected world of computing relying on blockchain cryptography. To understand this better in the next section we're going to talk about the blockchain in the context of the broader technological changes that are currently underway as we build the next generation of the internet what we call the decentralized web or web 3.0. How we understand the blockchain and where we are with it today is extremely transitory. In this respect what we're talking about in this course when we talk about the blockchain is really this emerging IT infrastructure of a distributed global cloud computer. The next generation of blockchains will take us a step further on that journey. What we call the blockchain today is really just a very limited and often very inefficient version of this. We still have many very difficult problems to solve before we'll get there. Possibly that end state will look something like the blockchain of today but possibly it will look very different.


Welcome to CMC Markets on Friday the 19th of June 2020. Thank you for joining me, Michael Houston, as I look ahead towards this preview of the week ahead beginning the 22nd of June before we get started. Just a quick housekeeping, risk warnings and what have you. And then we can get into the content because it's been a fairly interesting week, I think, all told. I think what we've seen coming on the back of last week, which was the first negative week for Equity Markets since early May, we've settled down a little bit, traded a little bit sideways, a bit of a more positive bias despite getting off the week on the back foot. There's been lingering concerns about second wave infections in China, Japan, India, as well as increasing number of cases in a number of US states, namely Arizona, Florida, Texas and California. And I think that has taken some of the edge off the economic optimism that we would see a V-shaped recovery and that V-shaped recovery could actually end up becoming a much longer U-shaped recovery with a very flat base. And then that flat base could actually last maybe instead of two or three months, could be six or seven before we start to really recover and push higher. Nonetheless, what we've seen over the course of the past few days is markets stabilised after initial wobbling start. We can see that in the way that the FTSE 100 has behaved in the aftermath of that big decline that we saw just over a week ago on Thursday the 11th of June. Big declines, down three successive daily declines and thus and since then, we've slowly clawed our way back up, bouncing off the 50-day moving average on the UK 100 as well as the trend line support from those April highs, which have drawn just above the highs that we saw in March. What we can see from here, the price action is telling us, despite all the negative headlines that we're seeing, there still are fairly decent appetite to buy the dips in equity markets. And you're getting all of these headline reports about Robinhood traders, these Robinhood accounts that people are using to buy bombed-out sectors, bombed-out stocks. For the moment, that strategy does appear to be working well and I think it's important not to second-guess it. Ultimately, the price action tells you all you need to know and at the moment the market appears to be comfortable buying dips or on any pullback. So until that pattern changes, then it's fall-hardy to try and pick the top. Trying to pick the top in a market like this can be akin to a little bit of a fall zero. What I wouldn't be doing is buying at the top, but certainly looking for opportunities to get back in. Dacks, again, similar case in point. Got a very nice trend line coming in from the March lows, which at the moment is supporting the price action as we look to potentially retest the highs that we saw earlier this month in June. So again, here we're seeing very much a case of buy the dip. And if we look at the S&P 500, it's telling us a similar sort of story, albeit with different trend lines, but ultimately with a 50-day moving average acting as a little bit of an underpinning to the overall market. And we have seen a bit of a decent rebound off the 50-day and the 200-day as well. We could actually well see the 50-day cross above the 200-day, which would be what is termed as a golden cross in terms of technical analysis. I wouldn't read too much into that given the fact that the 200-day is pretty much flat at the moment and has been trading flat for around about the past two to three months. So the 50-day crossing above it, it's not particularly instructed. It's not a bad thing, but it's certainly not a uniformly positive thing because we could quite conceivably start to roll over and then both trade sideways over the course of the next few months. So using it as an indicator that we're going to go aggressively higher is probably not the best indicator to use. If we take out the previous highs in June, that could well then target the previous all-time highs that we saw towards the end of February. So certainly keep an arm of DAX, keep an arm of S&P, keep an arm of FTSE 100 and that 50-day moving average. That's acting as a fairly decent support level going forward, so we remain very much by the debt mode. So that's what the situation is looking like at the moment. Concerns about rising infection rates, concerns about the potential for another lockdown. Personally, I think the bar is very, very high for another lockdown simply because of, I think, fatigue over the current lockdown already. You're seeing UK shops reopening this week. We've seen rebounds in retail sales this week in the US and the UK. The UK rebound not as aggressive as the US rebound, but I think the US rebound is being fueled an awful lot by those stimulus checks that the US government issued to millions of people in April. So I think you're seeing an element of that and also furloughed employees starting to come back as the economy reopens. The UK retail sales still a fairly decent bounce, but it was much lower than the previous month's decline, which was minus 18% or 12%. The UK is slightly behind the curve when it comes to reopening the economy. That is likely to be reflected in the coming weeks flash PMIs from France, Germany and the UK, which are due on the 23rd of June. Now, we've seen some fairly decent indicators that the economic reopenings that we've been seeing over the course of the past few weeks are starting to feed into these numbers. Just as a reminder, the record loads that we saw in April were in the high teams, low to mid teams for France, Germany and the UK. Now, we're not going to get that for June. What we're hoping to see is numbers in the mid 40s. Certainly in terms of France, looking at the estimates or France services PMI in June, we're expecting a jump from 31.1 in May to 45.2, with Germany 36.6 to 42.5, and the UK a jump from 29 to 37.5. The UK is the weakest because ultimately shops here in the UK have only just started to reopen this week, so there's going to be a little bit of an empirical lag there, which could actually get caught up when the final numbers are published in the first week of July. So what does that mean for cable and euro-dollar? Well, cable is not looking particularly constructive at the moment, I have to say. We've broken the uptrend line from the lows that we saw in March and we're starting to head lower, and that could mean that we could well see a retest of the lows that we saw in the middle of May, around about 1.2075. So we've also crossed below the 50-day moving average, so on a technical basis cable is not looking particularly constructive, and as such we could see it roll over and head back towards the lows that we saw in May. The dollar's looking fairly well supported. If we look at euro-dollar, it's a similar sort of story, but more importantly, we are actually above the support level of around about 1.1170, 1.1180. So I think while we're above that, there is potential for a bit of a rebound, but look at what the highs are doing. The highs are getting progressively lower. That suggests to me that the euro is starting to weaken, and if it breaks below 1.1150, we could well see a return back to the 1.10 area. One of the things that is also helping support equity markets at the moment is optimism over further stimulus programs. The European Union is talking about sitting down, and is now starting to sit down and talk about the detail of their own 750 billion euro pandemic recovery plan. There is still likely to be a significant amount of toing and froing and pushback from the frugal four of the Netherlands, Austria, Denmark and Sweden, and I think there is some disquiet amongst some Eastern European countries about how the 500 billion euros of grants will be divvied up and the conditionality surrounding that. So that's the discussion that's likely to continue. There's also further discussion about another US stimulus plan, a trillion dollar stimulus plan on infrastructure, which was also doing the rounds earlier this week. So central banks remain front and center. Bank of England this week is slightly less dovish than was expected, but I don't think you need to read too much into that. I think the Bank of England will continue to do whatever it takes. It's done an extra load of QE. That's likely to get it towards the end of this year, and ultimately that's all they really need to do. Keep the finger in the QE pie and try and keep the UK economy ticking over, keep liquidity flowing while the economy gets back on its feet. Putting extra QE at this point in time will serve no useful purpose because the economy isn't as yet fully up and running. It needs to be fully up and running so businesses feel confident enough to be able to start reopening much more broadly and getting people back through the door. And unfortunately consumer confidence is going to have to play a huge part in that. And one of the things that the latest retail sales numbers showed me was that more people are shopping online than ever before. 33% rise in online sales in the retail sales numbers for May. Now let's look at euro sterling, and it's not looking particularly constructive for my long sterling view, short euro view. We continue to trend higher on euro sterling from the lows that we saw in February. Haven't been able to take out this up trend line. And if we move above 1954, which looks like we could well do, by the time this video goes out, it could well have already done so, we could well be heading back to 92 and the previous highs that we saw in March earlier this year. So keep an eye for a break of the 1950-70 area for euro sterling for a break higher. Let's quickly look at Brent Crude. That's still looking fairly well supported. I still think it's possible that we'll see a test of the 200-day moving average year as economies reopen. And OPEC continues to talk about a potential extension of the production cuts of 9.7 million barrels a day beyond July into August. I think the one thing that I think OPEC plus users will want to do is try and keep prices fairly well supported, certainly anywhere between $35 and $45 a barrel, because if they go much above $45 a barrel, then that will take the pressure off the US share industry, which has been hit quite hard as a result of this decline in oil prices. What other things I'm keeping an eye out for US personal spending for May? I'm expecting to see a big rebound there, given the rebound that we saw in retail sales. I shouldn't see too much of a surprise there. We did see a big decline, a record low of 13.6% in US personal spending in April. I would expect to see that rebound quite strongly in May. Estimates are for a 5.1% rise. Given the rebound in retail sales, that could well come in higher. As the US consumers would turn off furlough, that in turn could see an actual drop in the personal income rate at the same time. What does this mean for gold? Difficult to say really, but at the moment, very much by the dips, looking fairly well supported in and around these series of lows here, we're in a range of gold. Not really expecting too much either way, but certainly it'll look a little bit frothy anywhere near the previous highs of 17.66%. That'll be fairly well supported anywhere below 17.00%. A couple of UK companies announcing some important numbers in the coming week. We've got Tesco's first quarter numbers. Sales should be quite good. Certainly in terms of the latest retail sales numbers or supermarket sales numbers, Tesco actually came in as the best performer, boosted its sales by 11.7% in the latest Nielsen data for supermarket stores. Also, Nielsen is selling its Polish business for 181 million pounds. What will be interesting I think in terms of Tesco's is how well it's managed its costs because its last four-year number showed a one billion rise in overall staffing costs as a result of the coronavirus pandemic as it took on extra staff to offset workers who had been offset or extra deliveries and what have you. Also, we've got the latest four-year numbers for Royal Mail. Again, here we should see whatever happens with respect to a drop-off in its letters division, we should see more than compensating for in a pickup for its parcels division given the increase in online shopping that we've seen. I've used online an awful lot more in the past two months at any time than I have ever done before. So Royal Mail should see a bit of a pickup on the back of that. Something else that's worth keeping an eye out for next week, there has been some talk, I haven't found any reference to it anywhere else, but we could see some stress tests for US banks. So they can be found in the products and there's a US bank's basket, particularly if you want to diversify your risk on a particular sector. There's a whole host of shared baskets which you can trade and which will allow you to diversify into a particular sector and find the details of them on the main CMC markets website under share baskets and instruments and that will give you an indication of the components of the various shared baskets and how they are made up. But these stress tests, when the results of which, when they are released are very, very important. The last time these stress tests were conducted last year in 2019, the worst-case scenario was a 10% unemployment rate in the US and a 10% economic contraction, but well beyond that now. So I think these will be important in the context of how many banks pass, what extra capital the Fed will require banks to raise to offset the challenges that are likely to come about as a result of increased defaults, not only amongst US consumer but also amongst businesses, amongst US share producers. The US banks have already taken steps to shore up their balance sheets. The last set of earnings numbers, they suspended their dividends, they suspended their buybacks and set aside nearly $25 billion in provisions for potential and non-performing loans. So assuming these stress test results come out on the 25th of June, then we could well see some movement in US banks, J.P. Morgan, City Group, Wells Fargo, Bank of Milan, could well be significant in cases of poison, gold and sex. So that's it for this week, ladies and gentlemen. I trust you. I will wish you all a very pleasant weekend. In the meantime, I'd like to thank you all for listening till the same time, same place next week and see you all again next week. Thank you very much.


talk a few things about MailChimp, what I learned in the last months about using MailChimp PHP libraries that are using MailChimp and Drupal integrations and what you can do. And yeah, so this is more kind of explorative talk. So no slides, I'll just gonna do a hands-on stuff, hopefully to keep everyone awake at that late hour. So MailChimp, probably some of you used it. Definitely, if you run Drupal Conference here in Australia Drupal South, we use MailChimp. So MailChimp is a, now it's called marketing service. Originally it was a mail campaign and mail-in service. So if you need to say send large amount of emails, now also personalized emails or different campaigns for different users, you can do MailChimp. It's a software as a service. So it means there is a price tag, this talk is not about actually advertising the service, but I will talk about some features of MailChimp. There is a free tier you can use up to 2000 subscribers, I think, don't quote me on that. If you're interested, click around. So it's a nice and yellow website and it basically has a couple of things. So first there's a audience and there is campaign. So your audience is your subscriber. So you can subscribe someone to your email or alternatively you can import your audience here. So at the moment I created the account, I have three contacts, which is all me and I put in different things. So it's by default, it's a simple thing like a name, last name, email, but you can also add quite a few things. You can start adding addresses, phone numbers, but you can also start also getting like categories and put your audience in categories. There are two types of categories. So there is stack, which is a flat tree and there is also like grouped categories which are called groups. There's also segments, but I'm not gonna cover them. So you can, yeah, simple. You can organize your contacts by different groups and then actually use the main service thing which is campaigns and campaigns is your email campaigns which you can create and do. So if you're using services like Vision Six is another popular one in Australia and the campaign monitor, those kind of three major one but there is more than that. I think now MailChimp is trying to lean towards different services like maybe building small websites and also CRM, Customer Relationship Management but again, you can find out more about what MailChimp offers by just going to their websites. So MailChimp has a module in Drupal and it's pretty straightforward, module itself. If you go here, it actually lists what it does. So when you install MailChimp module on you can have MailChimp lists, MailChimp sign up so it actually provides you a form with a sign up, MailChimp campaign so you can add cramp pane. And for Drupal 7 only which things that weren't migrated or MailChimp activity and MailChimp automations. So you might have heard a service called Mandrill. It's renamed now, so there is module for it as well. It's when you don't need the interface to create your campaign, you would actually need a mass email sending without your email going into spam. So you would use Mandrill which is now renamed into like mass emailing service. So, yep. And also MailChimp module for Drupal uses a MailChimp API PHP library from ThinkShout. So the last release was a couple of years ago, 2018, but yep, it's still all working. There are a couple of patches. I had, I installed the library and used it. So there are a few things that needs to be ironed out. I raised a couple of issues, but there is no communication. So maybe if anyone wants to contribute as well, working on that, feel free to pin me. I can put you in the correct direction, but here's a simple example. So actually when we enable the module, there is a whole module seed that comes with the original MailChimp. Everything just went slow, modules a lot almost. Before the MailChimp, apart from MailChimp client, all other modules are here. So there is default MailChimp, which is you put your API key generated on MailChimp. And there is audiences when you can create contacts. There is a campaign MailChimp marketing and MailChimp sign up, which is, if you can read the description, marketing is an integration with MailChimp email service and MailChimp sign up, it's sign up blocks and pages.  It gives you a block, you can put the block in and people can sign up to your newsletter. Simple, very similar to what campaign monitor does as well. And you can go to MailChimp service and you can actually modify your templates. But what module provide is creating the template? Oh no, don't copy my key. There you go. So MailChimp campaign, it doesn't sync back. So if you reinstall it, there's gonna be nothing here. Everything's gonna be wiped. It also has a link to a campaigns. So if we go to a campaign here, we can see the list of our campaigns, which is, as I mentioned before, just a list of your newsletters. So it has links to the audience and here's the newsletters I created. So if I'll go back to my MailChimp and try to create MailChimp campaign, we'll get a form, that's not the year. So there are a few fields to fill. It also trying to, so it gets the audience from the actual MailChimp service and based on your selected audience, it also has which audience tags you wanna, target or do you wanna send it to everyone? From meetup b, you can select the template or you can generate the content from here. How you can preview it. So what it's gonna do, it's gonna reverse the page and show you the HTML. How it, which is pretty simple. On the bottom here, email example content, simple and we can click same as draft. So as I said, the module didn't, get a bit of love. So there were a few things introduced in MailChimp and it crashed. So it's actually, again, the library working with Gazel and it's not handling some of the errors. So the error, if you refresh this page, it'll actually say this email look dodgy. So admin.example.com actually looks dodgy. So MailChimp is like, I don't like this email I'm not gonna create and this not being handled by either module or a library. So again, it's a bit of love, but if I'll put my email in, like save as a draft, it created, you can see the error now and that's the error I was mentioned about. So it says, this email looks like a fake or invalid. Please check it. So if we'll go to our campaigns and the refresher list of campaigns, we should see our meetup for October 2020. Campaign is there, it sits in draft and you can actually now start editing your campaign. So again, we have the text here go, like the power of MailChimp in my perspective comes from editing templates. It has nice, this wheezy wheezy type editor, which you can go and modify stuff in. So while it's loading, I'll show you some examples.  Is there any chance to make the fire? Is it better? Yes, yes, thank you, it was, that's great, thank you. So yeah, you have a block, it's probably loaded now, so we can, where did it go? So here we go, because we actually placed it here, it gives us just an example in MailContent, but here's Mail Studio, which you can go and add other stuff. We can also choose which template and use one of the templates. So again, select the basic layout, and then as I showed you in the video, it gives you an ability to drag and drop some stuff. So apart from that, like that's all your standard, you can click on it, edit, you have a WYSIWYG editor, and you can come here and add some stuff in. The interesting bit comes where it actually, it's called merge tags, but it's a variable, so you can actually use specific variables that user provided in the form that you created in here, making it personalized. The simple email is the first name, last name, so you can, hello, Vladimir, this is the mail specifically for you. So that's all kind of cool. Another cool thing I found is RSS integration. So as you can see here, if we go back to our campaigns, go MailChimp, go back to the campaigns, as you can see the campaign we created, it's a standard campaign.  But the interesting bit is there is also RSS campaigns, which module doesn't have integration with yet. So an RSS campaign is here, and what it can do, it can read your RSS feed from your website. For example, daily, and people can subscribe to it, and daily it would say if there is a change in RSS feed for the last 24 hours, so it can be daily, monthly, weekly, it would shoot them in the mail saying here's the updates, and you can modify your RSS feed based on the variables and this article. So you can actually use something like feed block, description, URL, and all that. So you can provide URL for your feed, a specific category, and put it in here. So again, there is documentation on MailChimp site, but I found it fascinating. But as I said, there is no integration with RSS campaign in the existing MailChimp module. I dig a bit more around the internet about MailChimp, and I found that they actually start doing their own libraries. In fact, they created libraries for JavaScript, PHP, Ruby, and Python. So now it looks like there was a bit of a rebranding, so there's a big list of APIs you can do. And they call it MailChimp marketing PHP. So I thought, oh, that's interesting, that may be worth exploring, and maybe package it as a different module because it uses different library, and there is all these new tools that kind of might be completely different from the vision of original module creators. One of them would be maybe syncing the tags between taxonomy terms and the actual tags in MailChimp. Another one actually creating this RSS periodic feeds from within Drupal, and then going to MailChimp, or integration with RSS feed from the views. RSS feed would go and create a template straight away for you, so you don't have to go and do it all manually. So I created the placeholder module called MailChimp marketing. I'll probably post a few things about it, so if you feel like you have a spare hour or two, if you wanna contribute, I'll probably be doing some work on it in the next couple of months. So if you're interested in learning a bit of module development, jump on this page or pin me. And yeah, that's kind of a short talk about what MailChimp is, what some of the features are. Two libraries I listed again, so ThinkShout MailChimp API, which used by MailChimp module. So this MailChimp module, it's available for Drupal 7 and Drupal 8. There is a number of issues, but as I said, there's not many responses, so I would like if anyone knows, anyone who is responsible for these modules, let me know. I don't mind helping them releasing it and doing a more updated version. And also, as I said, there is a new PHP library, my MailChimp on GitHub, and I created a placeholder module called MailChimp marketing. What I also started doing while creating this MailChimp marketing, I started updating the MailChimp marketing APIs with the examples of PHP because some of those things get a bit complicated when you pin the APIs. So I started putting the examples and it's at the moment sitting currently on my GitHub. So if you feel like digging the some PHP code is not your thing, but you would like to contribute a bit to the documentation again. It's all out there in GitHub. In main, see if you're interested in, especially if you are using the MailChimp library.