All right guys, we are live Friday evening on the independent investor channel live stream What a week it has been was been one of the busiest weeks for me Profession investing was there certainly doing its thing. I wish everybody the best Thank you so much for making your way into the live stream here fast to 60 minutes on YouTube. No doubt about it It's my time to sell out release Talk about my absolute favorite topic, which is indeed the investing game What does it mean here on the independent investor opportunity the word independent really set says it all I started this project about five years ago Really to push out a message that I thought would resonate with people would level the playing field for people and broaden the reach I felt like there was a lot of people that Made needed the opportunity to be introduced to the idea of independent investing Okay, make no mistake. Not all investing is made equal and I think what we strive to do is we really strive to break down barriers Water down concepts though anybody that really has a heartfelt desire To seek out the investing opportunity and find more about what it could mean for them We we strive toward that then nobody's perfect. Okay. There is no perfect application. There is no perfect investor out there, okay? there's a lot of claims that a Lot of people have the answers and they try to sell you on that I'll be the first to tell you that that's just not true What's gonna be the best for you is what is going to make the most sense for you, right? And as Rebecca says here this car flunker works, right? And who knew a lot of people didn't know just like me where I was brought to self-directed investing around the 34 35 years old time frame and had I had this information in my early 20s You know that the sky would have been the limit. That's not how life works. Okay, like life is not a yellow brick road It's not you're gonna go through Pits and perils and and and and trials and you're gonna have some successes and you're also gonna have some failures It's really how you come out of it I can say that in all honesty a lot of the very most beautiful things that I've been able to achieve in life Come out of some very very dark places. Okay How I met my wife how I got my career How I ended up doing some of the things that I was able to do somewhat out of sheer desperation in some cases and it's it's that much more rich when you come out on the other side and You taste the light how good it can actually be when you come from those places And I know there's people out there for sure that that do indeed They they struggle a little bit with the application try to identify some meaning as to why you do this Here's an idea for you do it for you Okay, don't do it because somebody's got you motivated to do it Don't don't do it because you see a specific result on YouTube that you're looking to strive toward, okay? I threw the artificial number of 82 million dollar portfolio out there Really to draw a disconnect between the surprise of what people get when they get in here and they start to hear 60 minutes of honest Forthright and and validatable information that I push through on stock market investing and I think all too often I think the size of your wad Unfortunately is is meant to determine your level of credibility and I don't believe in that I don't believe that the world is capable of producing that type of of criteria I don't and We always try to foot stomp what this could mean at the granular level. I've got a pretty awesome Awesome rollout tonight for you guys of some portfolio elements that I Say all the time that the investing topic is it's infinite And if there's any takeaways from my live stream that you may want to just say what is this about? I'm a little interested in this he's got The Greek God on his thumbnail this this ought to be interesting. What what is in it for me? And that's really the question for you is is how can I take the elements of? portfolio building 101 and apply it to my life and if you want to be changed in your investing Application and approach stick with this message. Okay, give it a few minutes All right, give it the entirety of the live stream and I can guarantee at the end of it I will do one of two things either one. I will have run you off of the channel number two, I will have strike a chord with you and Made you think about some things that maybe you hadn't thought about maybe you had a perception or an idea about investing that maybe we can dispel some notions for you and I dig into my experience and I try to provide those elements of truth to you on what really work now the pillars of what works within portfolio building and application are Applicable across the board. What's not going to be applicable is the actual dollar amounts and the actual products within each of the accounts We'll talk about that as we go forward But if at the end of this live stream, you don't look back and say holy freak This is this is incredible stuff, man This is really what we're trying to do is get to those folks out there that may be catching the live stream For the very very first time and if you are I'll be the first to say congratulations Absolutely because this information can be life-changing. It can change your discipline not only with your financial Stewardship and your application, but it'll be something that You look to put higher on the priority list in your life and it can impact your approach to things how you Appreciate things how you look at other items. So what type of time you spend devoted to certain projects? Where you find value in life? Those are the important things and if you can get this stuff Right as soon as you can in your life the better off you will absolutely be so I'd like to welcome everybody to the live stream We've got a full jam-pack show for you guys I will get to the Q&A at the end of the session guys will welcome everybody and it's great to see you guys Then applying this project on the independent investor channel for a while now we've made some noted improvements I've evolved in my application certainly at the last the last thing that I want to be known for is Changing who I am that's something I refuse to do Now I've evolved in my delivery and application of this message. Absolutely. We roll through a lot of different elements of the channel that are make it a lot more dynamic for me in in my Application on the independent investor channel We do a lot of things and I would love to invite you guys to check out those I usually do just a couple seconds to let you go know that we've worked very hard over the last five years Putting opportunity out there and I have people who reach out to me all the time behind the scenes They're not into YouTube neither am I It's great like hey Ryan can you help me the answer is yes Yes, we can we can we can level the playing field for those folks and interesting interesting people from all walks of life and made possible by the different content delivery methods that we push out on the channel of note the podcast which is something that I'm Really excited to focus more of my attention on The ten minute videos obviously have taken somewhat of a hiatus Maybe that has to do with me spending a lot more time at the pool and coaching my kid and soccer Then sitting here having an orgasm out of the mouth for ten minutes on YouTube to try to make a bunch of people happy That I don't even know that probably don't even appreciate the message I give kudos to the folks that have made their way into the live stream tonight absolutely that actually appreciate my efforts Enrolling out What is aimed to be educational? It's aimed to be motivation and it is aimed to be thought provoking And those elements in a lot of different capacities are some that a lot of different people out there Do not resonate with they don't like to be told what to do I'm partially in that camp. I am I don't like to be told what to do I don't so you need to win me over At the end of the day. I don't owe you anything Okay, I do this on my own accord It's for those people like eric weaver who's part of my community here who makes his way in Every single week and says hey Ryan will appreciate what you mean that means the world to me really does It's also for those investors out there that maybe in their early 20s and they're really just looking for some information on How someone like myself can provide those little granular nuggets that they can take forac in their own lives Okay, and if at the end of a 60 minute live stream, I've done hundreds of these I don't keep track. It's not important. It's in the past. I'm a forward thinker I would deploy you to do the same Before we're thinking in your application. I talk to some people all the time and I can see the deer in the headlights What I I can't imagine what I'm going to be doing tomorrow Ryan. How am I supposed to understand Where I'm going to be in five years 10 years 20 years. I don't know play with me a little bit Right, you will be there. Okay Imagine the decision point that when you're at five years and you're reflecting on the decisions that you're making now in your life How are you going to feel about them?  There is just those decisions, but I would suggest that you take a few pages out of my playbook and deploy a lot of different wealth-building strategies We're going to roll through the portfolio review this time This should be one of the most enjoyable elements of the live stream and here's why You can see how different elements of the portfolio that of which we're going to get a little bit more into in-depth where I roll out the percentages of passive dividend and Higher growth elements in the portfolio how I have those strategically broken up in the percentages represented in the portfolio But the real takeaway for you guys is to understand How can I take $500 and deploy something similar to what Ryan's got? And I'll speak about the tiers on how you can enter into the market in a passive capacity And for the majority of people that can be the stand alone Method to success in the in stock market investing it can be what you can do for the rest of your life And succeed at doing it. I'm a realist What ends up happening is two things and these one of them? I hope happens the other one. I hope doesn't happen What I don't want to see is people looking at the passive opportunity and saying it's not good enough for me I want more and they go for the amcs and the and the sexy stocks that You know the bitcoin cryptocurrency right away, which there's no problem with that Okay, you can make money doing it You can also lose a lot of money and if you don't have the ability to properly assess the risk that is Involved with entering the market in such a capacity to prematurely You stand the greatest risk of really disappointing yourself And kind of skin in yourself in that you probably won't want to invest again Okay What I want to see happen in the investors evolution is to get involved passively And get yourself used to seeing your dollars fluctuate up and down Okay, let yourself get used to it Once you get used to it and you start to define that risk tolerance Then absolutely at some point when it makes sense to you and your family You can start to look at what some of these additional layers or even some additional accounts i.e. buckets Could look like for you. Um, what type of strategic opportunities may be out there shoot dare I say options? Um, i'm killing it. It's just if I hadn't been so hungry in pursuing the options opportunity I would have been missing out right now and it's just that simple and I always operate that way on a forward thinking mentality I I never really stopped to smell the roses I really don't stop to wonder how much I missed out on wish. Thanks matt I don't typically do that and and perhaps maybe it's my quick acknowledgement to say That would have been nice But but I don't do that. I don't do that. I've evolved to a better place And I would encourage each and every one of you guys to to look to get to that place It takes time and I still fine-tune my risk tolerance to the market fluctuation all the time And it's it's an ever evolving thing. So that passive element that you start It's not as if you need to just get used to it and then discard it It just means that you'll continue to fund that up over time and then introduce Additional strategic elements to the portfolio as you get older as your portfolio grows Perhaps maybe as the income it grows within the household Okay, those life changes happen and you need those additional strategic buckets To accept some of those windfalls that sometimes happen in our lives So very very important With that we'll jump into the weekly portfolio reviews. Again, this should be pretty cool Because there's a lot that I roll out here in these portfolio reviews I'll explain it as we go through. This is the taxable brokerage account One of the elements that's outside tax protection. So it is a taxable brokerage account. I can contribute to this anytime I I mentioned Swing trading out of amazon and I just threw out there last week not to toot my own horn if it goes down a hundred dollars I'll buy it again That's what happened Anyway, amazon's back in the portfolio five shares strong there Not any additionals some things to note here. I do Give an indication through the graph either up or down week over week. This is just kind of fun It's also at the same token irrelevant in stock market talk when you're talking Weekly and daily moves and even month to month really It's it's it's irrelevant It's fun to talk about and it's super super sexy to grow a youtube channel But in the investing realm, it really doesn't matter at all. Okay You'll notice that these consistencies remain in some form or fashion in the portfolio From week to week. Okay, if you go back a couple years on the independent investor channel You'll basically just see some elements of fundamental investing But the portfolio has evolved. It's matured the size of these positions have also grown And we'll continue to grow those positions out But nice to have the vti up to a hundred shares. That's really nice And then the vpu which is the utilities specialty etf Really complements this now. You don't see the triple cues. I actually took profit in the brokerage account I actually rolled it into the Roth I thought that that was a better strategic fit as i'm looking to go ahead and build up the triple cues to complement My vym holding within my roth. You'll see that when we get to that. All right, so 111 539 there and Did quite well up week over week in all the accounts So that was nice. We were up about 10,000 bucks a week over week. So whatever I said last Friday We were either going to be up or we were going to be down It just so happened that we had a pretty good week this week in the market It was pretty nice up across the board all the way Nothing too crazy. I upped my position in facebook I upped my I added mcdonald's here, which was an upgrade of that position 25 shares in this I actually liquidated it in the other roth and then just bought it back here five more shares So took profit there. I wanted to leverage that profit somewhere else and I thought that that One of the best discretionary names Behind amazon two completely different plays and discretionary really complement each other and I like to own them both I really do so That's what we've got here. This portfolio is looking fine. I think the wfc which was Taken down into a big swoon. I've added back in just a 25 share starting position there but Nothing too crazy here. Everything's chugging right along like a little choo choo train That's the roth. I array number one. That's tax protected We'll talk about that as well when we get into the elements discussion of the live stream tonight. So If you guys have questions, please leave it in the thread. I'm going to spend a good majority of this live stream address addressing questions. Okay, so here's roth. I array number two This is mine. This is the account that started it all This is the one that made me famous I'm just kidding. Okay the the disconnect between the thumbnail and what the who I actually am and what I deliver week to week Should be astonishing We upped the google position We upped that to five shares here. So a nice cool 12 500 dollars into the google the google the googley Very cool And nothing else too crazy. Exxon mobile is running away from itself You guys would be proud of me at how deep a water I took exxon mobile because of my conviction in the company Ooh, that's paying off It's a big one. You know, it's a big one Uh sales force nothing to shake. We upped the position to rathion technologies To 50 shares, uh ogn i'm taking a bath on that's really nice. That's really nice Off 10 percent there in that name, but you see they're added in the triple cues Uh, but nothing too crazy nice well rounded portfolio here I'm obviously very very excited about my conviction about alibaba coming back off It's traded really well for the last couple of days. So it's come off It's based on looking like a 210 entry was uh was a good one You bet to grab one of those, uh fine fine large cap growth companies. So I'm really satisfied with my big uh big growth that that's my mega cap growth stuff And I've got I've got this portfolio really dialed in the way that I want it So I'm very excited about that if you have any questions about the portfolios I roll these out in detail, but I am going to do portfolio percentage allocation Oh god for you beginning investors, perhaps maybe you didn't know what I just said I'll try to explain it. Okay. It'll be a lot of fun. I'll show you guys how I Deploy my pillars and this is for me, but there are some real nuggets for you guys to take away and deploy put to work for yourself As we're looking to level the playing field, right between retail investors and everybody else out there who wants to Put their put stomp their stomp their foot on you Keep you down. I want to keep the little man down I'm an advocate And yes, this sh it does work. Doesn't it Rebecca? Mm-hmm. It does and it's scalable. That's the beauty of it, right? I think if I had to come on and sell you on an image that I am not I think I'd have a really hard time with that Matter of fact, it doesn't make a whole lot of sense. What I am trying to sell you on I'm trying to sell you on. I'm just not a very good salesman Is the fact that uh this stuff does in fact work. It does There are different levels of risk application That you need to kind of understand between You know building a 30 stock portfolio or just buying the indexes outright, okay But I do want to differentiate on this live stream for you guys, especially some of the new folks Visitors to the message the difference between an independent investor application And one that you could potentially receive through the financial planning institutions. All right These are the uh 11 sectors of the s and p 500 here This was a somewhat of an exploratory opportunity for may through m1 finance To invest in all of the 11 sectors the s and p 500 I've done that successfully this account is up a $5,000 bill Nothing to shake a stick out. There's a lot of people out there Scalability that just heard what I said and they're like dang 5000 bucks on this little portfolio That's pretty impressive. If you think that it's impressive, you're right. It is It is No bells and whistles No yelling and screaming No orgasm at the mouth None of that noise No, just good old honest results There it is Can they apply to me? Yes, they can That's the beauty of it Okay, I roll out my message for all out there who will appreciate the message Want to come on and through my act? These are actual numbers. These aren't made up. I could make them up That's youtube for you. I can make up anything I want Right, that's the beauty of it 82 million. Yeah 82 million dollar portfolio I have a program that actually has me locked at 27,200 subscribers I actually have about 12 million subscribers on the independent investor channel That does that does that increase my credibility? I'll leave that one alone Here's the dividend portfolio. This is pretty awesome This is a cool way of investing man. I chronicle these in detail I roll out the the individual holdings through the yem one finance rollouts that I do It's a really cool way of investing. I enjoy it It adds to The dividend portfolio element that I'm going to talk about which represents Excuse me a certain percentage of the portfolio Which is super important to me So when certain elements of the market are working I can look across my strategic elements or my strategic buckets and and really earmark those elements that Worked worked this week. It was kind of a across the board. Everything everything worked well But during a down market, you'll find that sometimes that passive element Will either work or not work from week to week if that's your thing and you really want to monitor The account activity and and and validate for yourself and make sure that you are not crazy By engaging in an investing opportunity in a wealth building program and strategy For yourself is this guy root for real man? Can't can I do this too? Is it scalable? Man, these these seem like pretty crazy results. This guy's getting man, you know No, you can do it too very very simple and I won't yell and scream at you I'll just tell you that you can do it and if that's not motivating enough Then I I've done everything that I can possibly do So this is the tsp 52 445 not too shabby that pip 43 3 2 I couldn't even believe it man when I saw it but for a lot of government workers out there I know there's 8 trillion and assets tied up in this government Retirement program per se for military and government Employees alike. So I know there's folks out there that can benefit from seeing my allocation 75 15 10 baby. That's the magic pedigree Right there. I want the lion's share in the c-fund nice low-cost index funds. Is it the greatest things and slice bread? I don't know if I'd go that far. That's kind of why I do what it is that I do with this and I don't I don't Pay my attention to it. I don't yeah, it's um, I um allow this to work Which allows me time to do other things with my time Okay, if that makes sense to you guys Some interesting options action to talk to you guys about the fives at 10s So those are the highly on long calls. I have two sets of those contracts Five at a 10 strike. Those are obviously in the money. Um, those are worth a thousand now I could sell back the premium Make a cool thousand bucks on those I won't I keep those long. Those are out to 2023 january So as sometimes I explain certain opportunities in the market if you pay attention or like shooting fish in a barrel That's what this was Um eights at 12 50. Those are obviously right on the cusp of in the money. They're still worth thousand bucks on those two So, um eight at the 12 50 It'd be fun all chronicle those When the highly on meter goes to 100 that'll be fun. But uh had some Uh put contracts roll off today Made some money there have made just a pile of money on the put contracts that I'm writing on highly on I look at it this way. Look man, if it's going to go to nine again, I'll just buy it again. It's that simple Um, I don't think I will I think we're done Uh highly on is going to enter into the Russell two and three on monday it it uh It's gonna it's going to shake things up a little bit baby. Anyway, we'll see I don't really care one way or the other About those singular activities But to deny it as being something that's monumental would be somewhat short-sighted. I think is it gonna drive the stock I don't know some different schools have thought of I've talked to a few people that I know and I respect We'll see it doesn't really matter. I'm long the stock. Anyway, which makes investing in it easy Be honest with you So the cash secured puts there I've got some that roll off in july I've been rolling them every 30 days. Usually friday is my expiry And then I've got my 750 puts on wish Which that's That's my only hold to the to the stock now that I did sell out a wish Um, I swung trade it three times though the one biggest swing trade opportunity ran up that one day That was a 1200 dollar just like melt up and that was that was cool We took that profit off the table and hey, you know, you win some you lose some I don't ask the what ifs very often and I have a very very short memory When it comes to the stock market investing and and rendering of profits. This is still pending kind of weird Uh, I don't have much to say about this. Hopefully this shakes loose so I can chronicle it You know in the meantime bitcoin is going down to nothing So what the hell I'll just continue to wait on this and wait till bitcoin gets down to like 50 cents a piece And by like 10,000 of them just to say that I I did hey, they were at some point worth 58 thousand dollars I don't know whatever. This is a very very minute element to the portfolio So anyway, yep, and there's the bottom line there 82 million What you see there is a facade It's it's not actually what you see there. It's it's actually 82 million So I would expect you to um to to respect Respect the beast at 82 million for sure. That's it's big Uh, you could take the accumulative value of all the youtube portfolios and put them together and they still don't add up to my 82 million No, I'm just kidding five dollars and 29 cents there. We're working on it. We'll we'll get there someday Like I said, um, I don't expect to be dubbed anything special or Detracted from in all reality. I'm pretty proud of the amount of wealth that we have At this juncture at this particular time in life and we'll continue to build Going forward nothing too crazy, but also nothing to shake a stick at either All right, very cool. So let's get to uh, Pull that off the board here my five dollars and 29 cent portfolio I don't even know why you guys watch me honestly A whole lifetime to build up enough to buy a number not even a number one anymore Number one is like seven dollars and 89 cents. I buy it for my son all the time He's into the big mac medium with a coke. He loves it, right? That wouldn't even be enough to buy that So I don't even know why I run a youtube channel to be honest with you Maybe it has a lot to do with you kind folks. Absolutely So let's get to some of the comments here man for sure. This is uh, I swear crypto is a cult It could be there's a lot. I mean it'd be worth 25 dollars for me to just sit back and watch it crash and burn I don't know. It would be the greatest financial espionage story of our time Um followed up quite simply to probably the sixth worst event in human history with with the pandemic from early last year so Um, who knows I there's two different schools of thought There would be schools of thought that would argue with you all day up and down Um, I think I'm more on your side than anything. I I think it would be really really quite cool To have the ability to transact with a stored form of value Where the value in and of itself was in the transaction and the security that existed around that said transaction That that is what bitcoin means to me. I've never been an investor in it I'm in the process process of investing in the capacity that I feel comfortable with Which is at this point because it's appropriate to declare to you at a half a percent of my portfolio Right. So 2,500 bucks. I feel comfortable with that We'll we'll see what happens. Um, you know, I'm still kind of unsure if that's the right move I don't know You know, you've got a lot of different schools of thought on both sides. Should I invest in it? Should I not is this an opportunity? Is it going to zero? Is it going to a hundred thousand? I don't really know. Uh, I think you know with the utility that I've noticed with bitcoin And bitcoin cash both I I think it could find its place at some point. I just the price fluctuations are Remarkable from day to day. They're they're absolutely remarkable But uh, now I tend to agree with you and I'll I'll sit back and I'll I'll be a spectator until I become an investor And that's the way I'm looking to tackle the cryptocurrency opportunity If indeed there is even one there to be had to be honest with you I mean this this thing could implode on itself I think being that it's 10 years old. Is that going to happen? You know, I don't I don't know. It's really hard for me to get my mind wrapped around it I'm not a foregone expert on the topic, but You know, I I think it's worth looking at what's out there on the landscape What are the different methods of owning cryptocurrency? What are the different? You know opportunities that you have like the one that I'm exploiting through I trust Is the opportunity to own cryptocurrency in a raw fire ray, right? So if the thing does run to 10,000 in the account at least it's tax protected until I'm 59 Right. So good discussion altogether, man. It's it's absolutely worth it. And um, you know, I I'm making the decision like I said relatively light I know people that invest all their money in cryptocurrency I I think that's absurd. I think that's just absolutely absurd but Different strokes for different folks man, and and and that's that's what I'm doing. You know, that's that's that's what it is all right Etf investor. Well, that's good enough already for sure. Love your message Ryan. I'm 22 with 22 thou Invested since I found your channel.  All right. Stay stay true to your program. Stay hungry Continue to apply continue to layer up Continue to always evolve and it's obvious if you've got the 22 two stacks of high society That's that's fabulous.  That's a big threshold Because you've got 50 and then after 50 to 100 100 is an awful. They're all big It really are but it's just a testament to you know, rebecca just said gosh She just hit her hundred thousand dollar threshold in february for crying out loud Here we are a couple months removed of that and she's surpassed 130 Yeah, this stuff does work Yeah, just does that mean we're immune to a market downturn in the in the near future In the not so distant future in the medium term future Maybe we don't have one for the foreseeable future. I don't know. We don't talk like that But you have two choices either you can sit on the sideline and wait for that inevitable opportunity to to what just invest your money, which is very very difficult I came on during the pandemic low into march 2020 and I was like, yeah, I'm investing and I guarantee people looked at me and they're like you're effing crazy You idiot Really, it's easy to sit here at an all-time high and say, yeah, just invest when the market's at an all-time low It's garbage, man Freakin a man show me how difficult that is Because you've got everybody in your ear telling you how hard it is to do and I I think that's great, man I thank you so much. That's the very fuel that keeps this fire burning and and I'm just the Administrator of the business on the i2 for sure But it's it's folks like you that come on and declare your success that means everything to me It absolutely does because With every one empowered investor it does in fact Emboldened the message that we've got pushing through the channel. So thank you for sharing that. I really appreciate that It's very very cool. I'm gonna kind of scroll up here and see if I can't Cherry pick a few if I can does it make sense to buy just one share of any given stock? It's a hell of a question, man, and I've I've Evolved in this line of thinking Here's the here's the thing When I apply my portfolio building strategy and this is a great segue into what I'm going to declare to you now I would say that On the onset I'm going to answer this question and say not really, okay However, I felt that way five years ago now with the power of m1 finance if you look at my 71 Stock portfolio that's very very carefully broken down 10 ways the smp I do leave real estate out of that I'm very open with that But the rest of the 10 sectors in the smp the way I've got it broken down in the in the slices They've got about one share two shares three shares in some cases now There's about a $20,000 bill in that okay, so Not not an enormous amount of money, but not an insignificant amount of money i.e. $100 So if you're looking to take my 71 stock portfolio and put $100 in it, that's pretty irrelevant, right? And I think if you could build up to a single stock portfolio if you've got $500 and you want to put your first Five stocks to work that could make sense as long as you understand the importance to continue to grow upon that And add to it over time. So it really just depends. It's a hell of a question It really is and I don't want to just say No, absolutely not because in most cases The answer to that is it's probably not appropriate But it could be it could be in the right portfolio and with a certain level of scale applied to it like my 71 is all dividend stocks all of it And even though I own one or two shares of each now. This is on the you know, 19,800 whatever it is You know about 20 grand Even those dividends that pay out are just a few bucks apiece But those few bucks add up and I think when you're looking at a $500 portfolio, it's going to be a matter of pennies Okay, so the solution to that is really try to save up to some level of starting capital that that can kind of make a dent on this deal I A thousand bucks 500 bucks $1,500 right if you can prove to me that you can put that aside and say, you know what man I'm ready. I'm serious save that up make you start You say Ryan I can do 25 fantastic. You're getting the point, right? And then it becomes more appropriate to look at those one stock portfolios To build up over time because they will in fact grow as you fund it, especially with m1 It's going to be you know, 125, you know, 158 And then eventually you're going to have multiple shares of each of those respective stocks within the portfolio Lots of options nowadays free of charge to m1 finance. You're not going to pay for that I would have never answered that question five years ago in in the manner that I just answered it for you So thank you for for that. That was a good one. I really appreciate it How's the boxing going? I think it's one sport that you learned your your breaking points Yeah, no doubt about it, man. I think I I think I dislocated my middle finger for sure. I I wrap this hand This is my jab hand But it's it's a lot of fun, man. It really there's some cost and Um some benefit to everything you do and me I I take I take that element to very very seriously I've been on a pretty good R&R stretch here spending a lot of time at the pool And just kind of taking it easy Definitely taking a break from youtube man. This stuff will this stuff will turn you into psycho, man.  That's why I do it. I do it every friday on schedule. No big deal And it's a lot of fun. Thanks for asking man. I appreciate it The scan to the top here, baby. Let's get going here and make some shot outs here Is that my first week back in the job, man? Yeah, it's kind of ironic. It shows, um, you know what that can mean to somebody like christopher blaine Um, why don't you just quit everything man? Just put everything in amc man get that portfolio up to 82 million No, he's already a winner. He doesn't need to do that. He's looking for quality of life and the meaning of why Mm-hmm Just like a true searcher that I know that he is absolutely Rebecca's in the house. Great to see you. It's fantastic. Thank you for making your way in Bob says, where is everybody said? Oh, I've yet to show a show up to a live stream and have people not show up Man, so we're gonna keep on doing this. I foresee this project going for a long long time I enjoy it. It's a staple on the channel I may digress from the 10 minute again the the orgasmic videos every, uh, 10 minutes I don't don't see a lot of value in it and um, quite frankly. I really don't enjoy doing it I enjoy podcasting. Um, I enjoy this. This is one of the greatest things that I do I enjoy reviewing companies. That's very lucrative. So, um, it helps keep me energized. It helps keep me Um, understanding that the project isn't necessarily for not because everybody's time is valuable guys That's a fact yours is I I don't look to you get my full effort On the 60 minutes man.  Absolutely Go for it.  It's fine with me. I don't care And that that's that's the realistic approach that you get on my channel. Anyway, really I'm I'm not trying to entertain you I'm really not All right Very cool. Very cool cruising down. I got in tennis and the group fantastic always like to shout out in tennis I'd throw a wrench if you and I could but I have to switch over to youtube and do that Homer j very good jomer j gives me a thumbs up fantastic That's awesome Cruisin here jammies in the house What should I call it? Absolutely. What a great candy bar from the 80s. Absolutely. Thank you Matt wants clarification on the 82 million if you haven't got that yet You didn't ask if you could highlight my portfolio on the stream You're right. You're right.  I do apologize Not that it'll stand up in the court of law. I do. I do apologize, but uh, Yeah, that's um, I'm really out of line there for sure It was kind of a cumulative shot of what I thought maybe all of the youtube channels combined Uh, would render I don't know. It's probably held a lot more than that. I don't know 82 million. Maybe that's pretty low I don't know. It's good to see you brother Happy friday to you. I hope all's well. Hope all's well with work And uh, life liberty in the pursuit of happiness. Absolutely fantastic Just to be considerate of what's happening Chase is in the house. What's going on chase? Can't believe it's friday already the older I get the faster time goes Um, the less I care about money the more money I have Um, the older I get the um faster my kids grow The older I get the more Uh, I appreciate things Yeah, you want me to keep going or you want me to shut up? I can it's great to see you chase Thanks for making it and jason says let's get it. Let's get it. I am I'm getting it getting I might get it for like 17 more minutes, man Then I'm gonna I'm gonna sign off and hang out with hang out with my girl That's what we're gonna do tonight That's what we're gonna do. It's great to see you j hope all's well with you my brother It's great to see you man. Great to see you a big shout out to j mac for sure Very cool to see. There's only one j mac when I see that icon. It's like, yeah, there's only one of them I can't I can't pull that out. I can't even grow one anymore. I I've never been able to grow one so jet man Uh spice to the moon for sure. Yeah, I saw that today. I that really surprised me I think matt owns a pretty good position in that I don't want to put him on the spot I don't know if there was some liquidations on the way up, but that's Closing in on 60. There's some big money there big money Absolutely. I think they got their charter belief from the u.s. Government. I believe he'll probably talk about it more So if you're interested in in space uh spice virgin galactic, man I don't know if jason owns any shares of that too, but I mean look infinite freaking way of making some mula in the stock market No doubt Matty mula. Okay, there you go. See I gave proper attribution mat. Uh, so don't get on me for that. All right I'm allowed one strike in the night. Okay. That was the 82 mil But uh, yeah some good money being made there for sure Yeah, I'm I'm I'm very satisfied with my speculative play where we stand in the portfolio um, I I just I the action in highly on has changed immensely And uh, I think the last interview really told me a lot and in one word if I could summarize for you From an investor's perspective what's took out to me the word international International business. Yeah, yeah, go check that out. It's very very cool. I can't remember the name of the podcast It's escaping me. I knew it before I came on. I wanted to share that with you guys But it was quite good a very very good interview All right, I do want to go over real quick portfolio percentages I had this broken down for you guys and I I promised you guys if you were a new portfolio builder and If I asked you I said, what's what's a portfolio and you looked at me and you were like, huh a funny word? I don't know I'll declare to you now the passive element of my portfolios comprised of 120,321 Dollars which represents 23 percent to the portfolio Not bad. So you look at it if I had a hundred thousand dollar portfolio, it'd be about 23,000 dollars Allocated to a passive element. Now that passive element is made up Exclusively of ETFs and index funds. That's all I invest in. Okay triple Q's VTI VOO Some index funds that are comprised in the TSP 23 percent.  It's fabulous But and it is the lion's share of my portfolio at 36 percent. That is Single stock gems large cap dividend paying companies to fall into this category. All right This is the m1 portfolio. This is the single stock that's under the Roth etc etc The next is growth and a lot of you guys might be surprised on this This is comprised on non dividend paying CRM sales force ali baba amazon google facebook Of the world. Okay, so those large capitalization Growth companies that don't pay a dividend highly on as part of this which I own a lot of highly on right now 149,295 which is about 28 percent of the portfolio Right, so growth now if you're hearing me out and you're just hearing these six figure numbers and you're like, dang That's pretty crazy. It's not really that crazy man It's wealth building 101 and the real takeaway is to understand my strategic pillars It doesn't matter if you have a hundred and twenty Boxes to you to whoop-de-doo in the portfolio. It doesn't matter. What matters is you heard me out on passive dividend growth growth cryptocurrency I've already mentioned at point five percent And cash cash right now sitting at 53 497 Okay, which if you guys know working at 5 30 a little over a half a mil on the portfolio 10% renderings and cash Some schools of thought would think you're crazy Ryan is what the hell are you doing with all that cash? I beg to differ. I've been skinned a few times by not having a few get a little bit of cash Emergency purposes, etc. I would somewhat disagree and agree with both schools of thought That's just what I've got right now. And that's what makes sense to me 10% Rendered to cash So when you sit back and you understand the pillars in the portfolio, what did I just say? passive dividends growth crypto and cash That's a portfolio right there. Okay Let's say Ryan. Do I have to have it all at the same time? Of course not. You don't that should be your goal To add those layers in the portfolio in due time and as appropriate But you know start with the passive element You could do the passive element for the rest of your life and be happy that you did you really could be an investor Live to fight another day go do something else Okay, if you really want to get serious about the investing game and you want to get into dividend growth investing You're going to have to learn to analyze stock at least from a fundamental perspective I would not wish anybody to learn technical Analysis unless you're really interested in that art because it is and in my assessment over a long time of investing I've identified that people either resonate with one or the other For the most part. Okay. I look at stock stock charts I look at channeling ranges, but I don't use technical analysis and how the form of the chart Gives me an idea of whether or not to buy set asset. Okay. I'm a fundamentalist. That's what I look at Okay, you got to look at that stuff and then especially becomes more important with growth With understanding the risk that's involved in the tolerance that you need to have to success in that. All right So 23 in passive 28 in growth 36 in dividends a half a percent in crypto and 10 percent in cash That's how it breaks down now the real key on the i2 and I'm going to give you some skeleton keys, which I always do The real key here is 307,000 of those dollars tax protected I'll be able to render whatever that is at 59 and a half right now 307 Potential to 59 and a half gives me a couple doubling cycles. That could be a mill right there Fully tax protected dollars at 59 and a half when I hit that mark represents 58 percent to the portfolio It's a niche on the channel. It's something that I talk about all the time. Some people are down on Roth IRAs They don't like it. That's fine. That's their prerogative. It's not mine Okay, and and I've been able to build the wealth up to about 58 percent, etc I want to draw a distinction as we kind of close down the lesson element of the live stream self-directed investing what I just disclosed to you Is going to be a far cry from a managed portfolio Okay, what I mean by that is what I just gave you with passive investing dividend growth growth and cash None of those none of them will be recommended by a financial planning institution if you go sit down And especially if you act like you don't know what you're talking about Uh chances are you probably don't know what you're talking about They will take you to the cleaners in a very very professional way. Trust me.  It's too low cost There's too much benefit to you as the end user Uh dividend growth, they know how powerful that is but they definitely don't want you picking up the phone every single day and being like God, this is incredible, man. But why are you charging me for my dividend reinvestment program in my IBM stock? They're not going to do that. So they don't recommend it. They don't they're going to recommend you a suite of mutual funds That really is the distinction between an independent investor program And and a managed program that is a traditionally the status quo that of which we looked challenge on the i2 To close down the lesson element and then i'll get back to some comments as we closed down the live stream I told you fast to 60 minutes on youtube never ceases to freaking amaze me. It's unbelievable I can't push out enough information. That's why I got to do it every friday the x factor for me ryan On the independent investor channel. Okay, aka i2, right the image that exists therein, right? Destroy the image destroy the man Stand with the dragon. Anyway, I digress x factor The x factor in what has contributed some of you may be sitting back and they're like, how the hell is this guy? I have a half a million die.   I got a thing. That's pretty impressive. I got a thing. Oh, yeah, it's you. That's great, man Disconnect from your money. It's a good thing. Trust me the x factor my job Number one my job. I wouldn't be able to do this if I was just like I don't know growing it on the money tree on the backyard The constant inflow kind of helps provide that security and base etc from an organic perspective Baseline I just said I had one of the toughest weeks. I've ever had my job this week I feel so satisfied right now. I came home went and sat by the pool with my wife. It was awesome, man It was liberating You don't know how good that tastes unless you've been really really tested from week to week boom on whatever profession It is that you choose Uh the pension I invest the way I do and I've had this discussion with some of my good friends in the community And uh jason really he's the one that he's like you going after that pension right? I am I am and I invest I invest accordingly, right? I do take into consideration that maybe I can be a little more aggressive than some Because I do have that guaranteed pension if in fact I make to 20, right? There's no guarantee until you're there Okay, only 20 percent of military service members make it to that mark only 20 percent a very very surprising statistic But I'm four years away and I can guarantee I can continue to breathe for at least four more years. All right Then do a hell of a lot of good if I just die after I retire, but anyway, I I digress insurance. That's another big one The side hustle I consider the independent investor channel a very very serious project for me But it is in fact a side hustle for me. Okay when I don't want to do it I don't do it if it was a full-time job. Yeah, do it every day Gotta do it every day, man. It's a job and punch the card. I'm here for youtube. I'm here to put in my orgasm video, right? Side hustle, okay It is a side hustle, but I can tell you that it absolutely helps the bottom line every time my wife sells something on ebay That's a side hustle money Affiliate money right some advertising money, etc I don't make squat for the live stream, but I'm gonna continue to do it because I just love the hell out of it I love you guys I'ma continue to do it. All right, and the fact that I'm independent The the name implies a lot and I really want you guys to take this away That is the disparity between the independent program and the managed program is not to be underestimated Okay, the very fact that the portfolio amounts that I just disclosed to you guys is carried out with $30,000 of assets with with a cost basis that is almost non-existent Should really be the the x factor and take away from understanding Or at least asking the question. Maybe you don't even know what's the expense over my my stuff What am I paying to invest and I know a lot of overseas investors They're very envious of our opportunity here in the united states and you should be you should The irony in the whole thing is there's a lot of people right here in our backyard that don't understand the opportunity that they have And they just it's okay. Oh, hey, it's okay. I'll get to it tomorrow. Let's go shopping, honey It's like nah lock it in a little bit man. Take a little bit more Ownership over your program guys. So with that, I get a couple minutes mental wrap wrap up the live stream I do want to scroll down here and make sure Um matt says he's hot.  He's very hot with that beard. It just sticks out. It's like god dang It's crazy Jamie says not at etfn, but honestly, I believe the beginners need the peace of mind the index strategy That's the inherent lesson I don't know. I've had a different uh Different impression about etfs. I've done nothing but make a fortune with them Yeah, and it doesn't take a whole lot of of um of effort to do so it doesn't And I think it absolutely can be very very good for new investors I never said mutual funds were bad, right? If you do your research and pick the right mutual fund and you really like that managed element It can work for you, right? At least jam it into a self-directed Roth IRA So the only thing you're on the hook for is the expense ratio, which predominantly are much much higher than an index fund 1% average. I've seen them up to 1.67 Very expensive, right? So you can win with those products really It's just a matter of picking the poison how you how you wish to gain your exposure So so very cool. And my brother from another mother Fantastic He says good day to grab a few more sofai. I don't know.  I agree. I swing trade the warrants What I said was I wasn't going to take it to redemption because this garbage happens right here Where a good company like sofai just seemingly is looking to be drug By the warrants. I mean, could you imagine the stock at, you know, 31 50 and the warrants at 20? Of course not. This is what happens, man And I honestly think that the payoff comes from the people who are initially involved on the onset of a company Regular folks like me like who's making money with warrants right now and sofai. I made a fortune trading them. Don't get me wrong I try I'll trade the hell out of warrants and I don't have a problem with buying them now But buying them with the intent to actually convert them Good luck. Good luck. You want to own the company, man? I'm all for it. Dave for sure It's great to see you my brother. Great to see you and um, welcome home Welcome home. That's fantastic. Great to see I I assume you're home already But if you're not man safe travels if you're not It'll be great to get you back back on the mainland for sure get about a minute left here guys Get down through here. I could probably do another half hour on the live stream But I won't do that. I know those guys are probably firing up the mother ship Uh, and uh, it'll be it'll be time to walk here pretty quick. All right On winston go. I I'd have to look and see how they're performing Those performance and awareness videos that I roll out through the channel and they are they are there are many They're intriguing enough, but I do not invest in the companies. I'm very very strict on this very hard line And I would deploy you guys to take them as awareness purposes only as well There's a few companies that I've been pretty excited about that I've rolled out But that's the end all be all for me. I don't There's plenty of other companies that I am interested and can invest the very fact that I roll it out through the channel As an awareness piece the last thing I want to do is be stuck with shares on it and be accused of pushing out Uh an awareness piece just like I do on highly on it is the same freaking thing, but I'm also being compensated and that compensation kind of Knowles and voids me from owning the shares and it's just a place that I won't go So I'd have to look at it. I haven't looked at it since I pushed it out. All right. Thanks, tim That cool and Kenny's in the house for sure. What analysis do you do before buying a stock? Do you look at fun? Yes, I look at all of it. Yes, I look at all of it Plus if you look at my portfolio, honestly, there's not Kenny, there's not a lot of surprises in there I think some people really try to base their investing thesis strictly upon the fundamentals I think that's great. I think that could be somewhat short-sighted If you look at my portfolio, there's a lot of very very Recognizable names And I think investing in businesses that you know really does transcend. I think it can be scaled to the masses I think people can really resonate with the idea of looking at an apple computers and saying wow Yeah, this is a viable investment or a johnson and johnson or a microsoft, right? There's there's companies out there for everybody at tesla. I mean tesla had a great week this week Right, so if you can resonate with the company and you can do those Technical analysis and come to a thesis that makes sense to you as to why you want to enter the stock That that's wonderful But all will be above I look at a lot of different things But I've run out of time and it's something that I probably just need to roll out for an entire live stream All right. I'm going to go ahead and cruise down here See if I can't get any more shout outs in the live stream very very good gallery very very good discussion We went a little bit over time tonight Thank you so much for the opportunity to come on and and and hang out with you guys 60 short minutes, man Not a big deal. Hopefully you got some value out of it Especially for those new investors making their way to the message for the first time Want to welcome you guys as well. Remember the success of the channel is predicated upon each and every one of your successes Okay, don't come in and watch me because I've got an 82 million dollar portfolio, all right Just a regular fella that started with 1500 dollars Trying to build a dream for myself and my household and I would expect that you guys through Consuming the message that we put through on the independent independent investor channel Can make you that much more capable of meeting those ends guys. Thank you so much and we'll catch you next Friday 9 o'clock eastern standard time in the independent investor channel live stream. Take it easy guys. Be well. Be safe. We'll catch you next week


Sit with a slightly upturned face, maintaining a focus between your eyebrows. Sit with a slightly upturned face, maintain a mild focus between your eyebrows. Sit with a slightly upturned face, maintaining a focus between your eyebrows. Sit with a slightly upturned face, maintaining a focus between your eyebrows. Sit with a slightly upturned face, maintaining a focus between your eyebrows. Please open your eyes. Well, Namaskaram to everyone. One common question that's coming up both from United States and India is, Sadhguru, can we learn music in this lockdown period? Yes, you can. But your neighbors are also at home. This happened in Tennessee. A young woman living in Nashville city, Nashville is considered the music city. Just about everybody is an aspiring musician.  Did they really shine or not is another question, but aspiring stars. Just about anywhere, everybody is a songwriter, everybody is a musician. So a young woman decided she will also become a musician. And because nowhere to go right now, so she started practicing hard on her piano. Then after two days, there was a loud knock on the door. When she opened the door, there was a man with a bag in his hands. He said, she asked, who are you? He said, I'm a piano tuner and I have come to fix your piano. She said, I never asked. I did not ask for a piano tuner. Well, collectively the whole neighborhood has hired me. So here I am. You can learn music, but neighbors are also at home. If you have a secluded farmhouse, because when you're learning music, you must first practice the torture upon yourself. You should not import it on others to start with. In the lockdown period, Shankaran Pillai's wife decided she will learn Karnataka music online. So she started taking Skype lessons from some musicians in Chennai. And when she felt confident at dinner time, she told Shankaran Pillai, I've been learning music for the last four days, classical music, four days. And I want to sing for you. He said, okay. And she started singing and it became so wonderful. She closed her eyes and she started singing. He put his head down and kept on eating his dinner. Then when she had finished one raga, she asked, how was it? She said, you should be on the television. She said, really? Am I that good? I need to be on the television. He said, that's not the point.  So music, if you can learn quietly, yes. But there are many other things you could do. The most important thing is to work upon yourself. What does it mean by saying working upon yourself physically? Just set up small goals for yourself for the next few weeks that are there. Just see when you were eighteen years of age. I'm saying for the first time when you were eighteen. Suppose you were eighteen for the last thirty years. That's when the first time when you became eighteen. If you did bend down, how far would you go? Today at that time maybe it went all the way to the floor. Today maybe it's like this. Just see if you can go six inches more. When you were eighteen years of age, how quickly you went up a staircase. Today how you're plodding up the staircase. See if you can improve it by ten, twenty percent. Twenty percent improvement in the next two weeks. Just check your picture when you were eighteen or below. How you would stand, how straight you were. And now if you've become like this, straighten yourself up a little bit. Look further back. What kind of smile you had when you were six, eight, ten years of age. See if you can get fifty percent of that back on your face all the time. Not by simply grinning a plastic smile. But bring that magic back into you. If not for... If you cannot do anything fantastic, at least you must be a pleasant piece of life on this planet.  This you must do. So set up your own kind of goals. And see, it's not difficult, I'm telling you. It just needs little attention.  No, no. I'm just in case you are in Shirasas and right now and you take a picture and turn it around, it looks like you're carrying the planet on your head. But that's not the truth. Whether you're on your feet or on your head, planet is carrying you and it's spinning by itself. Day and night is happening by itself. Seasons are changing by itself. Sun comes and goes by itself. Really there's nothing to do. These few weeks are for time for you to realize everything that is significant in the universe is happening by itself.  And mangoes are also coming. You don't have to pump anything into it, it's sweet by itself. So just make use of this. Do not act like you are running the whole planet or you are running the whole universe for that matter. You are not. It is happening by itself.  Don't make so much fuss about it. To handle a few years of life, do not make such a big fuss. These few weeks you must come out as a more pleasant and wonderful human being. This is not a time to… you've done enough of it, come on. This is the greatest thing you can do to yourself if you sit here. This person is a pleasant experience for you. If you are a pleasant experience for yourself, everybody else will also experience this person as a pleasant experience. What great things you will do or not do, that is subject to various realities. Nobody can fix it hundred percent. You must understand our actions are largely determined by the times in which we exist. Suppose you were here five thousand years ago. Is the time period good enough or shall I go further back? Five thousand years ago. Being in India, recent means five thousand years.  Even if you wanted to infect, you couldn't find a person. So you need to understand what we are doing, our actions and what we do and do not do is the times in which we exist. If you were here five thousand years ago, you would not be writing software. You would be doing something else. You would not be doing all the things that you're doing today. Don't think you are doing it. It is the times. In the times, the times that we are in has its own weather. Some smooth weather, some rough weather.   If you were a wave surfer, you know, you've seen people surfing on the waves. What is his dream? He would like to have a tsunami. The dream in a surfer's mind is a tsunami. A hundred foot tall wave, whoo, riding it, that would be the dream. If you know how to ride it, even the tsunami is a wonderful thing. So right now, virus, it is not going by itself. It is not flying by itself and getting you. It needs us to get somewhere. It's for us to decide whether it goes somewhere or it doesn't go somewhere. It's our business to see that it doesn't go anywhere. It should not come to you.  This is a generational issue because no more it's a national issue. This is not a issue of a caste, creed, religion, no, or race. Virus is quite, you know, very even-handed. It doesn't matter what's your race, what's your religion, what's your caste or creed. Indiscriminately, it is going to people. Initially people thought it will only get the Chinese. Well, now everybody is realizing, virus is not just interested in Chinese people. It is okay with anybody. Quite indiscriminate. So this is a generational challenge. In these challenging times, will you ride this wave successfully or will you be crushed by this? Can only be determined by how responsibly you respond to this whole thing. With how much sense or will we do something senseless and make this into a massive disaster. Right now, in India, and in most parts of the world except unfortunately in a few countries, everywhere it is still just a... like people probably, lot of people don't understand what is a threshold anymore. If you go to an Indian temple, there will be one foot high threshold. It will be little wide. If you're not physically fit, you will little struggle over that. But those who are fit very effortlessly, they will cross this threshold and go. Right now it's only a threshold to cross. But if we feed it with... if we feed it with irresponsibility, this... this threshold has the potential to become a huge mountain that we cannot cross. So it needs responsible behavior and responsible action. What does responsible mean? Normally, most human beings are in a state of compulsive reaction. Responsible action means you consciously respond.  Not compulsively behave saying that this is the way I will do things. Conscious response. Because responsibility means it's just your ability to respond. This is the most important thing in your life that you have retained your ability to respond to whatever comes our way. Because what comes our way is not determined by us largely. To some extent, we can decide what comes our way. Largely what comes our way is not determined by us. The world decides. But whatever comes our way, what we make out of it is one hundred percent ours. This is the time to show who we are. What are we made of? Are we human beings or are we just one more compulsive instinctive creature? This is what is being tested right now for you. This is the test. This is an evolutionary test for you, I'm saying. See, it is not only for a monkey that some itch in the body may happen. Even for you it happens. But you don't do like this anymore. If it happens, you handle it. Lot of people are there, you don't do anything. When people are not there, you do little like this. This is conscious response. Itch is same. But this is just instinctive reaction. This is all that needs to happen. This is an evolutionary test for you. You have to prove that you have become a human being. Human being means one who knows how to be. This is a time for you to show you know how to be. But people are cooped up together for long hours. People who you claimed that you love immensely. Seven days, getting very difficult for a lot of people. So, you must address this also. Why has it become so difficult? Why is it so difficult to be with people? Simply because we have formed strong opinions and ideas about everybody including ourselves. This is an important thing that you have to do if you have to live here as a conscious human being. That is, you have no opinions of any sort. Strong opinions means you have concluded about everything in the world. There's nothing to live here for. When you have made conclusions about everybody and everything including yourself, this means you have destroyed all possibilities of life. Life is a possibility. But between the possibility and reality, there is a distance. In your life, will you walk the distance or not? Do you have the courage and the commitment to walk the distance or no? This is all the question is about your life. I hope you answer this question positively. Because you can address this in so many ways. This happened. After the singing disaster, I'm saying after the classical music concert happened in Shankaran Pillai's home, she gave up classical music because of the comment that he gave. Then after three days, first three days classical music, next three days nothing to do, so she spent some time in front of the mirror. She looked at herself when she got married, how she looked and today how she is looking. Because of the planetary influence, she was taking the shape of the globe. So she stood in front of the mirror in the bedroom and she said Shankaran Pillai was sitting on the bed reading something and she said, you know how I have become, how I used to be, every year my size is going up, clothing size.  Shankaran Pillai just kept reading. So please say something, say something nice, say something that's good about me, I'm completely depressed looking at myself in the mirror. Say something nice, something that's good about me. Shankaran Pillai looked up and said, well your vision is perfect, something is good about you. So this is not a time to go about picking false in each other or even in yourself. You just see how every week you can be at least ten percent better, physically ten percent better, mentally ten percent better, emotionally ten percent better, behavior wise ten percent best better, relationship wise ten percent better, one week ten percent. Oh, thirty percent increase in everything, you will be quite a fantastic human being, believe me. Questions? Sir, this question is from Padma Venkatragan. Namaskaram, sir. Such a powerful life as yours took many lifetime to get enlightened after vigorous sadhana. Where is hope for all of us Isha meditators who do sadhana only few hours a day? Few days in a month or few hours a day? Few hours a day. That's good. Well, what you're asking is, Sadhguru, are you just wasting your life doing something that doesn't work? Do I look like that? Do I look like somebody who will do something that doesn't work for me? I'm saying not for you, for me. In the sense, if I have to be successful, you have to be successful. Hello? It's like a gardener is doing his gardening. If he has to be successful, all the plants have to blossom. Then only he's successful. So if the plants ask, you think all this cultivation, manure, water is going to really work, the plants are not questioning their own capability. The plants are questioning gardener's capability. No, no, I'm not someone who wants, who will spend my life doing something that does not work. I'm doing this because I know it'll work. It will work and it is working. Now, what's her name? Padma. Padma Venkatranjan. Okay. If Padma is thinking that when the Padma or the lotus flower opens, dum, dum, dum, dum, dum, dum, dum, dum, dum. There'll be no background music, that's all I'm saying.  Full. Probably earlier somebody was cutting some flowers for use in the temple. Now nobody's touching it for the last week. The entire pond is full of blossoms. It's a must-see in the night. In the moonlight, if you see, it's fantastic. The pond is full of flowers. So, did you hear the music? You did not. If you had eyes to see and the nose to smell the fragrance, it exists. If you're waiting for some drama to happen, it doesn't happen like that. So right now all I'm asking you, Padma and everybody else, since you started whatever practice you're doing, are you a little better? If you are, this is all you have to do. Every day little better, little better, little better. One day people will look at you and say, wow, what a fantastic human being. You should not realize. You should not realize I'm a fantastic human being. That happens... that happens only to those wrestlers who do fake wrestling. Yeah! That is the way of unevolved gorillas. Gorillas do. It's all right for a gorilla. A human being should never do this. People should see and say, wow. If you think wow about yourself, then you have a serious problem. So you don't bother about whether you're growing or not growing or you become fantastic or not. Just focus on being more conscious, doing the practice so that you have the necessary energy to make the transformation happen. You must understand transformation does not happen because of good intentions. Transformation happens because the necessary nourishment is there on all levels. Flowers don't blossom because you built a temple in front of the pond. Because there is a temple, flowers are not going to blossom. They are blossoming because the soil is rich. They are blossoming because there's enough water. They're blossoming because there's substantial nourishment in the soil. This is all you're trying to do with sadhana. You don't try to blossom. You just nourish this physically, mentally, emotionally, energetically. See how to get unentangled because entanglement will not allow you to grow involved but not entangled. You bring this along with the sadhana. This is what the entire in engineering program is about. To give you a huge sense of involvement with life but without entanglement. The only problem that human beings have is limited identities.  Why don't you? See, this is a secret I'm telling you. You can have the whole cosmos. Nobody is going to... nobody can stop you.  Everything is yours.  If you identify with something, it becomes yours. If you're not identified, it's not yours. How do you say this is your nation? Do you own it?  If you said this is my cosmos, look at everything carefully and get involved with everything here.  Nobody will take you to court. How did you claim this galaxy is yours? There will be no civil suits. There will be no problems about it. If you make this yours, the whole creation, yours, including all the creatures, whatever kind they are, then you will see everything in you functions at a different level because there is something within a human being which doesn't like boundaries, I want you to understand this. When there is a threat to one's survival, you build boundaries. The moment there is no threat, you want to expand. Only problem with you is, you're addressing your expansion in incremental installments. Spiritual process means just this.  You'll only become endless counting if you do that. This is just a question of willingness. Instead of being yes to one thing, no to another thing, yes. You look at this person, yes. This person, no. That person, yes. This person, no. This person, yes. That person, no.  Now your boundaries are gone. To everything in the universe, your boundaries are gone. This is what you're longing for because no matter who you are, where you are, you want to be something more. If that something more happens, you want to be something more. If that happens, you want to be something more. Don't go at creation in installments because it's too vast. Nobody can go in installments and one day say, I'm complete. So Padma, time to blossom. With that hope, I'm sure with that hope your parents have given you this name that you're a lotus flower. No, I'm not making any political statement because we're living in times if you say lotus flower, oh, you're from this party.  No, no, I don't belong to any party, but I'm telling you, you also should not belong to any party, not just political. In any other way.  You saw the sun through your eyes in your mind. You saw the stars within you. You've not gone there. Just everything that you experience is happening within you. If you're willing, the whole universe, the cosmos is within you. That's what you need to experience. These virus times are a good time to attempt this. We could guide you on this. Inner Engineering is available and I think they're making an offer. The foundation is making an offer that during this month, in the month of April, this is not an April Fool thing, okay? In the month of April, I think they're offering Inner Engineering online at half the price for everybody. And all those people who are police officers, medical personnel, and anybody who is doing any kind of essential services right now in the country, it's free for them, hundred percent.


Is there someone you're interested in who you suspect might be an introvert? Do your crush's actions mean disinterest or are they just shy and introverted? Private and reserved introverts can be difficult to read and tend to keep to themselves, so here are 8 subtle signs that can help you figure out whether or not your crush is an introvert. 1. They don't initiate conversations While extroverts are happy to strike up a conversation with just about anyone, introverts usually wait for someone to approach them first. They're known to be more withdrawn, quiet, and soft-spoken, especially around people they don't know well. So if you're normally the one who starts conversations, don't be discouraged. They just might be an introvert waiting for you to make the first move. 2. They prefer to listen more than talk Introverts have a reputation for being great listeners because they're not pushing for their turn to talk. They prefer to keep their thoughts and feelings to themselves unless you ask them about it. In fact, many introverts enjoy listening to what others have to say and be the silent observer in conversations because it allows them to be their usual deep and thoughtful selves. 3. They're more talkative online and in text Do you talk to your crush through text more than in person? Are they shy and tense when you talk to them face to face?  They feel more confident and secure since they can express themselves better through writing than speaking. So don't be surprised if they seem a lot wittier and more open when you're chatting to them online or they remember the little things. Do you find yourself saying, oh wow, I'm surprised you remembered that a lot to your crush? Introverts have an uncanny way of remembering important personal details about other people. Even if they seem distant or shy on the outside, they're much more observant than they let on. They can recall things about you that they find interesting and will often make an effort to appeal to your interests and likes. 5. They're very self-aware Because introverts love to spend more time in their inner worlds than they do with people in the real world, they become more insightful and self-aware than most. It's easy for them to get lost in thoughts about their experiences, passions, and hopes for the future. So naturally, they enjoy learning more about themselves by writing, painting, or having some quiet time alone. Does your crush seem like the soulful, sensitive type? This might be the reason why. 6. They're fiercely independent Since it can be draining for introverts to socialize so much, they like to recharge by being alone for a while. Because of this, introverts are known for being fiercely independent. They have no problem doing things on their own, and unlike extroverts, they find going out by themselves more therapeutic than lonely. So if you see your crush breaking away from the group from time to time to be on their own, then that's a sign that they're an introvert. They don't make small talk, an introvert will avoid making small talk like the plague. They don't enjoy meaningless conversations about the weather. They may ask you about your ideas on how the universe was made, what your purpose and life is, and what your childhood was like. They want to know the movies and music you love, and why you love them so much, and what they mean to you. So if your crush asks you a lot about your tastes and ideas, they're most likely trying to see if they can bond with you over shared interests and similar experiences. And number eight, they have a small group of friends. Finally, if your crush only has a handful of people they're close to, they're probably an introvert. While extroverts are social butterflies, introverts will have a small but close-knit circle of friends. They're careful about who to trust or show their true selves to. It takes time to grow close to them, but once you do, they'll be very loyal to you. Introverts care more about the quality than the quantity of their relationships. Does your crush show any of these signs? Let us know in the comments below. Also, remember to like and share this video with those who might benefit from it. The references and studies used in this video are added in the description below. Thanks for watching. Until next time.