Good evening friends. I welcome you all to the Hindu newspaper analysis brought to you by the Shankarai's Academy. Today's date is 19th December 2023. Before entering our description, I have an important announcement for you. See, guys, marks your calendar for an unmissable opportunity. Are you gearing up for the UPSC preliminary 2024? Well, we have got the workshop just only for you. Join us from December 23 to December 30 for an exclusive and free UPSC preliminary workshop. Whether you are in Anandagar or connected virtually from any branches, this workshop is tailor-made to propel your preparation to the next level. Or Ajanta, it is packed with insights and strategies that you need to crack the preliminary examination. From subject-specific tips and tricks to dissecting the previous equation papers and analyzing the trends, this workshop has it all. If you are worrying about handling unknown areas, fear not. We have got you covered. Learn effective strategies to tackle those unfamiliar terrains with confidence. See, a CSAT stressing you out? Not anymore. Our experts will guide you through proven strategies to ace this session. Plus, get ready for the personalized study plan designed to optimize your learning curve and understand the paramount importance of test series through pre-storming and pre-fit. Secure your spot for this intensive 7-day workshop. Limited offline seats are available at Anandagar. So hurry up, register now and get up to conquer UPSC preliminary 2024. I have attached the registration link in the description box. Don't miss this golden opportunity to set yourself on the path to success. Join us for the UPSC preliminary 2024 workshop and let us crack it together. See you there. So here are the list of news articles which we are going to discuss today. So without wasting time, let us get into discussion. Look at this news article. This article is taken from the science page of the Hindu newspaper. See, this article is about the mRNA or messenger RNA. It explains how mRNA works in our body. This article also talks about the applications of mRNA. See, this is the crux of the article. In our discussion, we will understand all these points in a detailed manner. Let us start with mRNA or messenger RNA. To have a better understanding about this mRNA, we have to first understand about the functioning of our cell. See, as we all know, our human body is made up of trillions of cells which carries out various specialized functions. One of the main functions of this cell is protein synthesis. Our cells produce more than one lakh different proteins that are essential for the normal functioning of our body. The proteins produced in our cells helps in the breaking down of nutrients. It also helps in carrying other important chemical reactions of our body. Now let us see how do the cells produce protein? See, the cells in our body do not produce protein on their own. The instructions and the process for making this protein would have to come from DNA. See, DNA is present inside the nucleus of our cells. The DNA contains a set of instructions to make protein. DNA is acting like a set of cookbook that contains different recipes to make proteins. Here note that the cell does not read the instructions directly from the DNA molecule. Instead, the cell makes a copy of instructions from DNA with the help of a similar molecule called mRNA or messenger RNA. See, it is termed as messenger RNA because the mRNA contains the message or recipe from the DNA to produce a desired protein in our cell. To put it simply, the messenger RNA is a molecule in a cell that carries message from DNA to produce protein in the cell. Here note that once the cells recognize the instructions from mRNA, the cells makes the use of instructions and finally it destroys the messenger or it destroys the messenger RNA. See, this is all about the basics and working of mRNA. Now, let us see the applications of this messenger RNA. As I said earlier, the proteins made in the cell are essential for our body to function. See, if the cells make wrong protein, we can get diseases. So, by decoding the mRNA, scientists can easily create instructions for making correct protein in our body. These instructions can also be edited to meet the specific needs of the patient. See, as I said earlier, the cells used to destroy the mRNAs when they are not needed. So, because of this fact, the doses of mRNA can be easily changed to meet the changing requirement of the patients. These factors of mRNA helps in addressing the disease that are caused by improper or wrong protein synthesis. See, this is the first important application of mRNA technology. Secondly, the mRNAs are used in the production of vaccines. See, we can synthesis mRNA from the harmful disease-causing viruses. After the synthesis, we can make vaccines that contain mRNA of the harmful viruses. See, when these vaccines are injected in our body, the mRNAs are absorbed into some of our cells. After that, the cell reads the mRNA recipe of the virus and it makes the spike protein that the virus used to invade in our cells. See, as you all know, the COVID also uses the spike protein to inject into our cell. So, as a result, our immune system recognizes the spike protein as a foreign material and it will produce antibodies to that pathogen. Literally, the mRNA vaccines prepare our body to attack the virus if we encounter it later. This is like the mock drill in the army. See, as the cell user to destroy the mRNA after they use, the mRNA of the virus does not cause any harm in our body. See, this is the advantages of mRNA vaccines. The COVID-19 vaccines from Modena and Pfizer, BioNTech or some of the examples of mRNA-based vaccines. See, this is all about the news discussion. In this news discussion, we saw about the basics of mRNA and in the second part, we saw the applications of this technology. So, with these learned points, let us conclude this discussion and take up the next news article for our analysis. Look at this news article. As you all know, 78 opposition members of parliament were suspended from the ongoing session. This editorial here is written in this context only. The article highlights the decline of the deliberative discussions in our parliament and thereby a slow decline of our democracy. See, this is all about the crux of the article. In this context, let us try and answer a main question on the role of the parliament. Look at the question. Discuss the factors contributing to the decline of parliamentary authority in modern democracies. Suggest measure that can be taken to strengthen the role of parliament in ensuring effective governance and accountability. See, this question can be asked in GS paper 2 under the subtopic of parliament and state legislature, structure, functioning, conduct of business, powers and privileges and issues. See, this is all about the syllabus. Now, come to question. See, this question has two parts. First, we have to write about the factors that have resulted in the decline of parliamentary authority. In the second part, we have to write about the measures that can be taken to address this decline. This is the schema of how we are going to approach this question. Now, let us approach this question. Let us start with the introduction. As this question is talking about the accountability and the decline of accountability, we can write a short description about accountability in our introduction. First of all, in general, accountability refers to the obligation of institutions, individual or organization to take responsibility for their actions or decisions. It involves being answerable for the consequences of these actions, particularly to those whom got affected by the actions. See, this is the basic definition of accountability. To translate this into a governance, here accountability in governance refers to the responsibility and answerability of the government officials, institutions or organizations to the general public. Accountability ensures that government officials act in the public interest and they are being responsible for their actions, decisions and the use of resources. See, in Indian context, accountability manifests in various forms. Through the election process, the elected representative are being held accountable by the electorate. Citizens exercise their rights to hold the politicians accountable through periodic elections. Then, there is a parliamentary oversight of accountability. Here, parliament holds the government accountable through debates, discussions, question sessions and the functioning of parliamentary committees. Here, also, we have Article 75, which clearly states that Council of Ministers or Executive are collectively responsible to the Legislature or Lok Sabha. Article 75 also contains the principles of individual responsibility also. So, then to ensure financial accountability, we have Comptroller and Auditor General of India under Article 148. This CAG audits the government expenditure and financial transactions to ensure financial transparency and accountability in the public spending. See, also, we have judiciary, which plays a key role in upholding the accountability. Here, it does this by ensuring the adherence of rule of law, interpreting the laws fairly and providing checks on the power of executives. The judiciary also holds the government accountable through Article 1332 and the basic structure doctrine. See, these are all some of the provisions in the Indian context to ensure the accountability of government. Guys, I have given a very elaborate introduction. You can pick two to three points from all we have discussed now in your introduction part of the answer. I can say that specifically, you can use accountability points which are related to legislatures and CAG in your intro, somewhat very relevant with respect to this question. Now, having completed the introduction, now come to the body part of the answer. Here, in the first part, we have to highlight the factors that have led to the loss of parliamentary authority. Firstly, the integrity of the MPs who should ensure parliamentary authority is being questionable. This is because many MPs in India have criminal histories. See the data, around 43% of the Lok Sabha 2019 members facing various criminal charges, thus it affecting the credibility of the parliament. Secondly, the parliamentary sessions in India are not held in a most efficient manner. On one hand, the opposition party members are not following the parliamentary decorum. On the other hand, the ruling party is suspending the opposition members left and right for raising questions about the functioning of government. This has reduced the protective deliberate culture of the parliament. And above all, there has been a steady decline in the number of parliamentary sittings. See, the sittings of parliament are declining over the years from 100 to 150 sittings in the 1950s to 60 to 70 sittings as of now. See the third point, in many cases, the government has used the ordinance route to circumvent the parliamentary discussions. According to the data published by PRS, the present government in India, since its time in office from May 2014, has passed 76 bills through the ordinance route. It includes some of the notable legislations like the Controversial Citizenship Amendment Act, the Specified Banknotes Association of Liabilities Ordinance 2016, and the GST Compatiation to States Amendment Ordinance 2017. See, then there is a declining role of parliamentary committees. The percentage of bills which are being referred to the PSC has witnessed a decline from 71% in the 15 Lok Sabha to 27% in the 16th Lok Sabha. And this has further fallen to around 13% since 2019. In addition to this, lack of expert decision in the parliamentary standing committees and the politicization of discussions has also reduced their effectiveness. Then the CAG, the country's premier watchdog, for fostering the financial accountability and compliances has been less effective in its functioning in the past couple of years. The CAG reports related to union ministries and departments came down from 55 in 2015 to mere 14 in 2020. This fall is of nearly 75%. Due to this, the parliament is not able to ensure financial accountability of the government. See, finally, took party disciplines also curtails the MP's ability to exercise the independent judgment and scrutinize the executives. In India, the anti-defection law has been criticized for undermining the individual independence of the MPs by compelling them to vote along the party lines. See, these are some of the factors that have led to the decline of the parliamentary authorities. See, all these points addresses the first part of your answer. In the second part, we have to write about the measures that can be taken to strengthen the parliament. Firstly, steps can be taken to empower the committee system. The scope and independence of the PSC or Parliamentary Standing Committee can be expanded. By providing more resources, time and expertise to the parliamentary committees, a more thorough and impartial evaluation of the governmental policies can be achieved. Secondly, transparency measures are critical. So, you can make that making parliamentary proceedings, decisions and voting easily available to public is a vital step. Utilizing the technology to broadcast the live session allows the citizens to directly access the debates and decision making processes. Know that this will foster greater transparency in the process. Then, steps must be also taken to encourage constructive debate within the parliament. See, creating an environment that values substantiative discussions while discouraging the confrontation is very important to ensure parliamentary accountability. We can establish the guidelines for a respectful discourse and inclusivity, which will allow us a diverse opinion and collaborative problem solving to our democracy. See, then steps must be taken to increase the role of opposition in the decision making. Allowing the opposition a meaningful role in the decision making process and the key parliamentary committee will ensure a balanced scrutiny and oversight in the process. Recognizing their viewpoint in policy formulation and facilitating the active participation is critical for the robust parliamentary democracy. Also, steps must be taken to provide training for the MPs in the process. See, capacity building and training for MPs will enhance their understanding of the legislative process and the modern day governance. See, this will ensure strong ethical standards and a code of conduct within the legislatures. These are some of the steps that can be taken, which will help fortify the parliamentary role in ensuring accountability, transparency and effective governance. See, all these points will address the second part of your answer. Now let us go to the conclusion part. In the conclusion part, you can mention how deliberative discussions and parliamentary authority will help India in both short and long term. You can also mention that deliberative discussions and parliamentary authority will help in making an informed decision and thus it will ensure effective in governance. Moreover, it will enhance the accountability, it will ensure representation of diverse views and ensure legislative effectiveness. All these steps will increase the public trust in the government. This will help the largest democracy in both short term and long term. See, this can be your model conclusion. If you have better way of concluding or better way of presenting the main body of the answer, you can feel free to write and post it in the comment section. See, this is all regarding this discussion. In this discussion, we saw about the decline of parliamentary authority and the various reasons for it. In the second part, we saw how various steps can be taken to improve the parliamentary authority in the modern democracy. So, these are the learned points. Let us conclude this discussion and take up the next news article for our analysis. Look at this news article. Yesterday, India launched its first winter expedition to the Arctic region. This expedition is being led by National Centre for Polar and Ocean Research, NCPOR, which is located in Goa. This expedition has two objectives. Firstly, it aims to evaluate the sustainability of the Arctic region for carrying out the precision astronomical measurements. Apart from this, it also aims to explore the possibility of deploying the home-built SARS telescope. See, this is the crux of the article. In this discussion, let us see some points about India's Arctic policy and SARS telescope. See, before entering our discussion, let us see a few points about India's research centre in the Arctic region. See, India has a significant stake in the Arctic region. In 2008, India established its research station called Himadri. It is located in the International Arctic Research Base at Sevelbad, Norway. See, the Himadri research station was launched as a part of India's Arctic programme. It involves in studying the climate change and the impacts. See, this is all about the basic. Let us get into the discussion of seeing the India's Arctic policy. See, India's Arctic policy was released in March 2022. This policy is titled India and the Arctic Building a Partnership for Sustainable Development. Here, note that multiple stakeholders are involved in the implementation of this policy. They are academia, research community, business and industry. Note that NCPOR, our National Centre for Polar and Ocean Research, NCPOR, is the nodal institution for monitoring the implementation of this policy. See, it is an autonomous institution functioning under Ministry of Earth Sciences. Now, this Arctic policy has six pillars which I have displayed here. Have a look at it. See, through these six pillars, India's Arctic policy aims to achieve the following objectives like it aims to strengthen the national capabilities in the field of science and exploration. Secondly, the objective is to enhance the understanding of how the climate change and its impact in the Arctic region can affect our or India's climate, economic and energy security. Thirdly, the policy aims to contribute to the better analysis, prediction and coordinated policy making on implications of the ice melting at the Arctic region. Fourthly, it aims to study the important topic of linkages between polar region and the Himalayas of India. And finally, it aims to deepen the cooperation between India and the countries of the Arctic region. See, this is all about the India's Arctic policy. Now, let us see the another important topic which is related to prilams called SARAS Telescope. See, the SARAS Telescope is the short form of shaped antenna measurement of the background radio spectrum 3. See, it is indigenously designed and built at Raman Research Centre, Bangalore. See, it is basically a radio telescope. Here note that radio telescope is an instrument that receives radio waves from the space. Through these radio waves, the telescope finds the portion of stars and other objects in the space. Moreover, the SARAS Telescope is designed to detect the incredibly faint radio wave signals from the cosmic dawn phenomenon. See, cosmic dawn is a period when the first stars, black holes and galaxies in the universe are being formed. So, through this telescope, we may be able to find the fine truth behind the formation of our universe, stars, etc. See, India is planning to install this telescope in the Arctic region. This is because of the clear sky in the Arctic region which will facilitate the clear and uninterrupted radio signal receiving. See, this is all about the news discussion. In this discussion, we saw two important portions for our preliminary examination. In the first part, we saw about India's Arctic policy. In the second part, we saw about the SARAS Telescope. So, with these learned points, let us conclude this discussion and take up the next news article for our analysis. Look at this data point article. It analyzes about the trend of the CAG reports which are being submitted to the parliament over the past years. We know that the CAG, Comptroller and Auditor General, is a constitutional authority of India. See, CAG is responsible for auditing and assessing the government's financial accounts at various levels. According to article 151 of the constitution, CAG summits the annual audit reports to the President and the President in turn will submit this report before the parliament. And doing all this, the CAG ensures the principles of transparency and accountability in the government. See, the article given here is talking about the declining trend of the audit reports being lied before the parliament. See, this is the crux of the article. In this discussion, we shall understand some important points about the Comptroller and Auditor General of India, CAG, from the preliminary perspective. First of all, know that article 148 of the Indian constitution provides for the office of CAG. See, CAG is a person who heads the audit and account department of India. Moreover, CAG is an independent institution. Here, I use the term independent because CAG is not affiliated to any central government ministry. Note that numerous accounts and audit officers are assisting the Comptroller and Auditor General in doing his functions. So, together they are all being referred as the CAG. See, now coming to Appointment and Tenure. See, the CAG is appointed by the President of India. He or she must take oath before entering the office. And this oath is being administered by the President of India. The CAG holds office for a period of 6 years or up to age of 65 years, whichever is earlier. See, the CAG is provided with the security of tenure. This means, he or she can be removed with the President based on the procedures which is being mentioned in the constitution. So, despite the CAG is appointed by the President, he or she does not hold office under the pleasure of President. Note that CAG is not eligible for further appointments under the central or state government after cease to hold office. Now, let us move on to the removal process of the CAG. Generally, CAG can resign at any time from his office by addressing the resignation letter to the President. This is called voluntary resignation. Now, coming to the removal procedure. See, the CAG can be removed with the President based on the same ground and the same manner of removal of Supreme Court judge. The ground for removal is proved misbehavior or incapacity. See, the removal resolution must be initiated in any House of the Parliament based on the set grounds. And if both the Houses of Parliament passes such resolution with a special majority, then CAG can be removed with the President. This means CAG cannot be directly removed with the President. This is all about the structure part of this institution. Now, finally, let us see the functional aspects of these institutions. Firstly, the CAG audits all the accounts that are related to the expenditure from Consolidated Fund of India, Consolidated Fund of each State, Consolidated Fund of each Union Territory that are having the Assembly. He also audits all the expenditure from the Consolidated Fund of India and of each State and the Public Account of India and of each State. Secondly, CAG audits the receipts and expenditure of all bodies and authorities which are being substantially financed by the Central Government or State Government. Moreover, he also audits the receipts and expenditure of government companies, corporations or bodies. Thirdly, the CAG audits the accounts of any other authority when the CAG is requested by the President or by the Governor. Fourthly, the CAG summits this audit report of Central Government to the President. As we all know, the President in turn places such reports before the Houses of Parliament. Similarly, with respect to States, CAG summits the audit report to the Governor. The Governor in turn places such reports before the Assembly. Moreover, finally, the CAG advises the President in matters regarding the accounts of Centre and States. See, these are all some of the important functions performed away, CAG or CAG. That's all about this discussion. In this discussion, we saw about the important trends of declining the auditing of CAG. In our analysis part, we saw about the CAG, its structure and functions from the President's perspective. See, with this learned points, let us conclude this discussion and take up the next news article for our analysis. Look at this news article. This news article reports that India's net direct tax collections had grown significantly. See, as of December 17, 2023, the net direct tax collections for the current fiscal year stood at approximately 13.70 lakh crores. See, by highlighting this data, the Finance Ministry said that 75% of direct tax target for the current fiscal year has been met. Among the direct tax collection, the corporate tax has the highest weightage with approximately 6.95 lakh crores. Then next week, it is being followed by personal income tax with approximately 6.73 lakh crores. See, this is the crux of the news article given here. In our discussion, let us understand some points about direct taxes. Before that, let us learn some basic terminologies about tax section. See, in taxation, you have to know about the two basic terms like tax impact and tax incidence. Here, the term tax impact refers to the first resting point of a tax. And the term tax incidence refers to the final resting point of the tax. Now, I will explain you with an example. For example, let us say a company named EX is making biscuits. Upon making biscuits, company X pays tax to the government for its product. This is what termed as taxed impact. This means the tax impact is initially borne by the manufacturer. But when the biscuit reaches the customer, the tax burden is shifted to the customer. So, when we buy biscuits, we pay the money not only for the biscuits, but also as a tax. So, ultimately, the tax burden is shifted on to the customers. This is called tax incidence. This means the one who spears the burden of the tax in an eventual manner. To sum it up, initially the impact of tax is borne by the manufacturer. But the manufacturer gets back his tax money when a customer buys his product. So, at last, the incidence of tax is on the customer. See, the example which we saw is for the indirect taxes. But note that for direct taxes, both the tax impact and the incidence is on the same person. For example, when we pay income tax, the impact is borne by us. And we know that incidents also fall on us. This is all about tax impact and tax incidence. Now, finally, let us see some point about direct taxes. See, the direct tax refers to the tax that is being directly paid by an individual or an organization to the government. Note that the direct taxes cannot be transferred to others. In India, DT accounts for 50% of the governmental revenue. The major direct tax includes income tax, wealth tax, security transaction tax, capital gains tax and corporate income tax. See, now let us see some data about the direct tax collection for the previous fiscal, that is fiscal of 2022-23. See, in this year, the net direct tax collection had stood at 16.61 lakh crores. Among the collections, the corporate tax served as the largest tax source with approximately 10 lakh crores. It is being followed by personal income tax with approximately 960,000 crores. Here, note that out of 960,000 crores, about 3 lakh crores have been issued as refund back to the taxpayers. See, this is all about the discussion. In this discussion, we saw about the two important terminologies of taxation, that is, incidents and impact of taxation. And in the later part, we saw about the data regarding the direct tax collection. With this learned point, let us conclude this discussion and take up the next news article for our analysis. Look at this news article. Gyanwapi Masjid is located near the iconic Kashi Vishwanath temple in Uttar Pradesh, Varanasi. The name of the mosque is said to have derived from the adjoining well, the Gyanwapi or the well of knowledge. Recently, the Supreme Court allowed the Archaeological Survey of India or ASI to conduct a scientific survey of the premises. Note that the aim of the survey was to determine if the mosque had been constructed over the pre-existing structure of Hindu temple. The ASI completed the survey and submitted the report to the Varanasi District Court. See, this is the crux of the news article. In this context, let us revise about the important organization called Archaeological Survey of India or ASI. See, the Archaeological Survey of India is an attached agency of the Ministry of Culture Government of India. It engages in archaeological research and conservation and it also engaged in protection and preservation of ancient monuments or archaeological sites in the country. Remember, ASI regulates all the archaeological activities which are conducted throughout our country. It does this function under the provisions of Ancient Monuments and Archaeological Sites and Remains Act or AMASR act 1958. Note that ASI also regulates the Antiquities and the Arque Treasure Act 1972. See, this is about the basics of ASI. Let us see what is the origin of ASI or how did it come into existence. See, it all started with Sir William Jones and his founding of Asiotic Society on 15 January 1784 in Calcutta. Later, in the year 1871, the Archaeological Survey of India was created as a separate government department. Note that Sir Alexander Cunningham was elected as the first Director General of ASI. Alexander Cunningham is also known as the father of Indian Archaeology. See, till 1904, there was no legislation to protect the important monuments of the country. During the time of Lord Cousin, this situation has changed with the passing of Ancient Monuments Preservation Act of 1904. See, this law gave ASI a firm footing. Since then, ASI has been successfully conducting excavation, rediscovering the past and safeguarding the important heritage structure of the country. See, after independence, ASI became a statutory body under AMASR Act 1958. See, ASI is headed by a Director General and it is headquartered in New Delhi. See, this Director General is assisted by Assistant Director General to join directors and 17 directors in carrying out all the functions of ASI. Also note that ASI governs all the archaeological activities under the AMASR Act and Antiquities and Art Treasures Act 1972. See, this is how ASI came into existence. See, with this basics about ASI, let us move forward and let us see the functions of ASI. First, the important function is protection. See, ASI safeguards Ancient Monuments and archaeological sites in nation-wide. It also aims to prevent illegal trafficking of antiquities or treasures. The second important function is maintenance. ASI is responsible for the conservation and preservation of significant monuments and archaeological sites across India. This involves ongoing efforts to ensure that these culturally important sites remain intact for our future generation. The third function involves exploration and excavation activities. See, ASI conducts archaeological exploration and excavation to unearth and study historical artifacts, structures and remnants. These efforts contribute to a deeper understanding of our country's history and civilization. In addition to excavation, ASI also takes up architectural survey. See, this function involves conducting the survey of various monuments, studying the inscriptions which is called epigraphy and studying the coins which is called neosematics. All these studies aid in comprehending the architectural styles, historical significance and cultural context of these sites. Fifthly, it provides training in the field of archaeology. Through this, it fostered a new generation of professionals who are equipped with the necessary skills. The sixth function, it conducts international expeditions. ASI engages in archaeological expeditions beyond Indian border. It also participates in collaborative projects and thus contribute to the global archaeological knowledge and cultural exchanges. The seventh function, it establish and reorganizes museums at archaeological sites, thereby creating spaces to exhibit and preserve the various artifacts which are discovered during the excavations. Finally, it involved in horticultural operations as well. See, ASI undertakes horticultural activities around the ancient monuments and sites. Thereby, ASI ensures the preservation of surrounding environment, enhancing the aesthetic appeal and overall preservation of these culturally significant sites. See, these are all the important functions of ASI. So, in our discussion, we saw about the structural part of ASI and how did it commit to existence. And in the second part, we saw about the various functions of ASI. This is all regarding the discussion. Now, let us move on to the next part of our video. That is to discuss the preliminary practice questions. Now, today I am having three questions. Let us all them one by one. Consider the following. Treating cancer patients, production of fasten, gene editing. See, the applications of MRNA can be used in which of the following fields. See, for this kind of application-based questions, we need to have a solid evidence to refute that this cannot be used as an application. So, here you see all these are related to somewhat medical field and we cannot refute that this messenger RNA cannot be used. So, all these three statements will be correct. And the correct option is option C. See the second question. In the financial year 2020-23, which one of the following tax accounted for the second largest source of the net direct tax income after corporate tax? See, in the financial year 2020-23, the net direct tax collection stood at 16 lakh crores. Out of this, corporate income tax stood at 10 lakh crores. And it is being followed by the personal income tax with approximately 9 lakh crores. So, the correct option here is personal income tax. So, the correct option is option C. See, the third question of the day. It's a previous question. The term INDARC, sometimes seen in the news, is in the name of what? Out of the four. See, INDARC is India's first underwater observatory located halfway between Norway and North Pole in the Arctic zone. The observatory is anchored at the depth of 192 meters and it has the array of various sensors. The aim of the observatory is to study the Arctic climate and its influence on the Indian monsoon. So, out of the four options, the correct option is option D. India's underwater observatory to scientifically study the Arctic region. So, the correct option is option D. See, the main question based on today's discussion is being displayed here. Interested aspirants can write and post it in the comment section. If you like today's video, like, comment and share it with your friends. For more updates regarding the UPC preparation, subscribe to Shankar IIS Academy. Thank you.


Get it to the point where all four colors are going, and then edge it up from there. Okay, then this is here. Oh my gosh.  Shit. Oh my god! That's size. Why did it keep going? Because you have to go, you have to push down.


Item number, SCP-481. Object Class, Euclid. Special Containment Procedures. SCP-481 is currently contained in Sector 25, an especially designed dormitory for the affected subjects. The dormitory is built to modify D-Class specifications, with space for two occupants at this point, based on the spread of the scar tissue. Besides the standard sleeping quarters, there is a living space for each accessible through an outer isolation room. Subjects are allowed written and recorded entertainment that is available from local sources and does not violate containment procedures. No excessive funds are to be spent on this. Subjects are allowed visits to the outer facility and external walled gardens for no more than three hours per day, supervised by two Level 2 security personnel. Cameras are installed in the dormitories and are to be monitored by one Level 2 security personnel at all times. Subjects should not be prevented from self-harm, except for in cases of corresponding large-scale violence and full-body restraints are authorized in this case under the supervision of a trained medical team. Description. SCP-481 was originally a clustered pattern of scars, roughly corresponding to a variably partial map of location expunged. India, appearing on SCP-481-1, formerly Mrs. since at least 1990. SCP-481 has since spread to SCP-481-2, formerly a foundation agent. When SCP-481 first manifested on SCP-481-1, it appeared as a small series of criss-crossing scars that has been found to correspond to the neighborhood of location expunged. While it is still not readily apparent why this town is being mapped, the sympathetic effects of the scars in city are readily apparent. The scars are a perfect recreation of the town. Streets and alleys appear as straight scars resembling lacerations made with a dull cutting instrument. Buildings are represented by scar nodes. A small canal flowing through the town is represented as a jagged scar across the abdomen of SCP-481-1. The growth of new scars corresponds to the expansion of the already overcrowded town and city, including slums set up on unofficial roads. Described as very painful by both SCP-481-1 and 2, the effect is not limited to growth. Any demolition leads to a severely painful scouring of the corresponding scar patterns. Scars currently cover 100% of the skin, including the scalp of SCP-481-1 and approximately 47% of the skin of SCP-481-2 from the shoulders to the lower torso, including both arms. SCP-481-1 has shown tendencies to self-harm since her incarceration. Any scars left by this faded completely within 20 days and did not correspond to changes in the city architecture. It was therefore believed that the self-inflicted scars were merely an expression of SCP-481-1's frustration with her containment. This has since been proven inaccurate by incident 481-1-1. Addendum 481-1 When SCP-481-1 ran out of skin for the scars to expand to, it was believed that the expansion events were over. Within a week, scars began appearing on SCP-481-2. He was immediately quarantined along with SCP-481-1 and has since been under observation. SCP-481-2 had a history of dealings with the data expunged before coming to the foundation, just as SCP-481-1 did. Whether this connection is the key to SCP-481-2 becoming the new focus for the scars is currently under investigation. Incident 481-1-1 On date expunged, SCP-481-1 attempted suicide via an improvised plastic blade drawn across the wrists. At the same time, the now infamous riots in location expunged, India, had reached the peak of their violence. SCP-481-1 was immediately attended to and stabilized, while the riots lasted for several days. The source of the riots was later traced to two neighborhoods, corresponding with the parts of the scar pattern covering SCP-481-1's wrists. Addendum 481-2 Further investigation led to similar ongoing reports of violence and petty crime, from neighborhoods mapped out on the portions of the body associated with repeated self-harm. Tests were performed to determine whether damage to the scar pattern caused corresponding violence and f***. Surgeons made several incisions to parts of the scars corresponding with f***'s business district. No effect was noted. It is hypothesized that the self-inflicted damage is a compulsory response to violence and other crime in the city. Self-harm appears to be inflicted on parts of the body associated with high crime neighborhoods. On date expunged, after SCP-481-2 attempted to remove a portion of his upper arm during a string of murders in the corresponding neighborhood, current procedures involving full-body restraints were adopted. SCP-481 Test Log Research Personnel Dr. W... Research Assistant Hayden Mobile Task Force 481, MTF-481, D-5999, Recruited Locally These tests take place between 1103-2000 and 1107-2000. MTF-481, Rabble Rousers, specifically assembled for these tests based on skills in causing public unrest, traveled to location expunged, India, to better understand what SCP-481-1 is reacting to when she self-arms. A total of five escalating tests are scheduled. SCP-481-1 is to be observed via CC to gauge her response. Test 1 Preconditions None Action An elaborate and carefully choreographed fight was staged between 12 locally hired stuntmen. Test result SCP-481-1 did not deviate in any way from her normal routine. Notes As suspected, mere overtures of violence are not sufficient to trigger a response. Dr. W... Test 2 Preconditions None Action Actual fights were instigated between researchers and locals in a very close area, leading to violence among at least 23 people. While there were no fatalities, several locals were injured due to their lack of formal training in hand-to-hand combat. Test result SCP-481-1 began to scratch vigorously at her lower back, in the area of scars corresponding to the location of the fight, drawing a small amount of blood. Notes Okay, I see no reason to instigate a full-scale riot. I think we get the picture. Dr. W... Test 3 Preconditions SCP-481-1 was fully restrained to determine what effect denying her compulsions had. Action After arming a small group of local malcontents, MTF-481 obtained permission from the local authorities to deal with them. MTF-481 made quick work of the poorly trained force. Test result SCP-481-1 became visibly uncomfortable and demanded several times to be allowed out of her restraints. Blood pressure was recorded as elevated, and EEGs showed a sharp increase in the amount of electrical activity in the brain. Notes Is it the stress causing those reactions or the violence? Dr. W... Test 4 Preconditions SCP-481-1 was fully restrained to determine what effect denying her compulsions had. Action Mobile researcher proceeded to torture D-5999 with various implements, finishing with him after three hours. Test Result SCP-481-1 shook violently for the entire three hours, before appearing to have a tonic-clonic seizure, followed by a cessation of her vitals. She was successfully revived. Notes Very interesting. Her blood pressure was way up, her heart was arrhythmic, and her brain's electrical activity was still spiking after that. It appears that the scale of the violence is not so important as, to some degree, the brutality. Still, until we better understand what's so damn important about this city, we're not going to lose our only clue to heart failure. Testing is suspended. Dr. W... Lesson Complete If you missed the previous orientation, go watch SCP-480, recurring nightmare field, right now. Or for the complete course, watch this playlist.


The president's budget proposal eliminates public media funding. Learn how you can help at lptv.org slash action. The Chief Justice of Minnesota Supreme Court will be speaking at a public forum in Brainerd later this month. Lori S. Gildia will present on a variety of legal topics at the Chalberg Theater at Central Lakes College at 7 p.m. on Tuesday April 25th. The event is free and open to the public though seating is limited. To the Chief Justice we'll focus on the work of Minnesota's justice system, the important role the courts play in preserving and the rights and freedoms of citizens, and the critical needs for an independent and impartial judiciary according to a press release. Following her presentation the Chief Justice will hold a question and answer session with forum attendees. The forum and evening with the Chief Justice is sponsored by the Gordon Rosenmeier Center for State and Local Government. The Rosenmeier Center is a nonprofit organization that strives to educate and encourage participation of citizens and effective government and the political process. If you've enjoyed this segment of Lakeland News please consider making a tax deductible contribution to Lakeland Public Television.


The secretary of the Navy, Ray Mabus, announced his new four P's, which are people, platforms, power, and partnerships during the 25th Annual Surface Navy Association Symposium. He said his four P's are a way to highlight key areas that are interrelated priorities for the Navy. Ray Mabus, Secretary of the Navy, United States. The top priority of mine and of the Navy's continues to be our people. Take care of the sailors and Marines. Continue to be the best by taking care of the best, and I don't have to convince people in this room how skilled, how talented, how dedicated the people that make up the United States Navy and Marine Corps are. He also discussed the Navy's goal to become more energy efficient moving into the future, including pursuing alternative sources of energy. No later than 2020, at least half of all naval energy, both float and ashore, would come from non-fossil fuel sources. And we did it to make us better warfighters. We did it to reduce our military vulnerability. We did it to make sure that we can fulfill our military missions. The second half's remarks ended with the new defense strategy addressing partnerships with other nations. New defense strategy says that it has three parts. One is focus on the Western Pacific, two is focus on the Arabian Gulf, and three is build partnerships, build capacity around the world. For more on second half's four Ps, go to Navy.mil. From the Defense Media Activity, I'm Petty Officer Matthew Halls.


I thought this generation was all the AMC GME gambling generation with crypto. Why don't you gamble marriage?  There will be no more children You know David, what do you mean? You don't want to have kids by the time daddy was your age I was married for 10 years and had one child dude dad nowadays. There's like hinge. There's wanderlust. There's Disillusions. There's anniversaries. There's e-pals. There's blueies.  David according to a new study more and more men in America are less and less interested in having children What's going on? Yes, according to a scientific study of 18,000 American men year after year They are childless and they are a desire to have children has gone down steadily now This just blew up on reddit Instagram tick-tock whatever other platform people are theorizing this reason that reason Social scientists are freaking out. They're like, oh guys We got to up the population to feed the infrastructure guys. You guys don't understand from a macro perspective But you know guys of course thinking more in the micro like dude, it's not even a good deal anymore I could give you like 500 reasons why I don't want to have kids you want to hear them All right, David before we get into the reasons I do want to note that a lot of people had heard about declining birth rates in first world countries such as like Japan It's even happening in China obviously all over Europe So this is not new however I feel like this conversation is new because it's kind of directing it on men and why men don't want kids in particular Right it is sort of not just analyzing the couple factor, which is like a bunch of different articles This was specifically centered on the economic social and cultural and societal factors that impact men Andrew number one Was feeling priced out a lot of men even that are firmly middle-class And I know that everybody identifies as middle-class and it really depends on the cost of living in your geography and whatever region You're living in however people thought man. I can't afford a nanny I ain't really near my granny because I moved for the warehouse for Amazon or for even higher up at Amazon So I don't got my nannies. I don't got my granny's labor super expensive I just can't afford it like if I got three kids and I'm sending them to daycare That's like a whole dog on mortgage Yeah, and it doesn't help that inflation is going up faster than your paycheck housing rent everything It is crazy nowadays I do think people also have a certain standard for a lifestyle that they're not really willing to sacrifice as Opposed to previous generations. They were just like man. I'll just live a boring life and just raise these kids It's all good with me, man I don't need this Kenyan coffee bean oat milk latte every morning I don't need this iPhone Mac book Mac Mac world thing. It's true life was simpler back then Let's be real moving on Andrew This is more of a societal but I guess it could also be economic and cultural all three of them packed into one Andrew People are worried that half of all marriages Statistically ended in divorce. So now they're thinking about child payments. They're thinking about the court siding with the woman I'm not saying by the way that that's true. I'm just saying that this is the perception This is what I found on internet in the reddit and basically people are like well You know in this anti-man culture, you know if you get married and you're more than likely to end up in divorce It's gonna go down for you in the eyes of the court and just it ain't gonna be fun Cuz another kid guys gonna be watching your toddler take his first steps and you're gonna be paying the bill I Do have a gripe with some of these divorce statistics because it's kind of like it talks about like oh You could have had a great marriage for 30 40 years And then you get divorced and then you count as a divorcee, right? But like is that really a failed marriage does not quantify the quality of those years or like, you know If it dragged on or whatever and also Like if you get married later in life, you are less likely to get divorced Especially within 10 years So those are the statistics that a lot of people don't want to think about because obviously divorce statistics It's kind of a blanket statement, but yes, okay We grew up knowing that a lot of marriages and we're in our 30s And I personally know like five people who are already divorced though and some have kids and some do not have kids so absolutely I mean You think about it. Yeah, I thought this generation was all the AMC GME gambling generation with crypto Why don't you gamble marriage number three a lot of people are saying it simply comes down to Opportunity cost there's an opportunity cost that you can no longer travel that you no longer get to do what you want You can't even play the video games you want Even if your kids are by your side because you got to attend to their you know Daily needs and put into sleep and bedtime and things of that nature.  Why would I just want to lock down and like it's like the 1950s? Yeah, David, how am I supposed to? Date a bunch of different women in different countries if I have a kid at home I can't do it number four and people are talking about the culture changing men and women gender roles being more centralized In the previous generation guys were very patriarchal I'm not saying that that's good But that's obviously clear that there was a trend back then to be made more patriarchal guys didn't even know How to change diapers and now they got to do everything. Yeah, I mean, I think that overall there is a sense on the internet There's just a lot of like Discouraged or broken men who are just like man these women all want this and they're just trying to date rich guys And they're trying to go on trips and now I can't get the girl that I like and now I'm feeling discouraged I don't even want to get married. I don't want another generation. I don't want to put my seat out into the world I get it that there's that feeling. I mean, I think a lot of those guys It's a more complicated issue, you know, you're gonna need I don't know Maybe therapy or something else needs to enter your life so that you don't feel that way But yes, I'm just saying that's a real feeling across. Yeah, I could see some of that Because let's say you're like an average-looking guy who has an average job, but you're a good man Don't commit crimes, you know have very average hobbies like you like watching football, but you work at the post office I could see you being like well, you know the gold games going against me. So I choose to opt out I'm not even gonna contribute to this and it leads us to our next point Enter that pressure of having a great kid some people are like man I need my kid to be Elon if he's gonna be a businessman or my kid to be LeBron if he's gonna go into the sports So, uh, yeah, that's pretty hard. It's true, right? Like there is a culture of perfectionism Obviously, it's not everybody but like people who went to undergrad maybe grad school They have this our sisters being raising our kids in Silicon Valley.  Everybody's so worried about their kid. I get it because of all the social media pressures You got social media babies. It's kind of a weird time to be a parent I understand because like you're like, oh also a lot of people are like, oh, I gotta my baby's not even born yet But what Ivy League are they gonna go to what private school are they gonna go to I can't send them to public school All the public schools are bad I'm not saying I would ever want my daughter to be on only fans But I would like to know that she would be good-looking enough to have only fans Should be that the choice that she decides with her life because you do need to have certain looks to do it Well, you listen if I'm gonna have a kid that kid's gonna have the opportunity to become a tiktok star Snapchat star whatever type of star they want obviously not all parents think like this But you know, there is some sense in like certain communities that yes Like everybody wants to have the coolest kid is the most popular because now you see Ryan's toys reviews Making 12 million a year and her last but not least there is a general pessimism and cynicism about the macro direction of the globe and society Whether we're talking about nuclear wars resource wars border issues Tribalistic issues even though obviously there's a lot of stats to say that the world is like at its most stable point Afflectuates is up and down right. Yeah I do think that a lot of guys are feeling like man I don't want a daughter because my daughter's gonna turn in this or I have a son Maybe what if he's not strong enough and I mean This is this is a feeling that applies to men and women because I even had an ex-girlfriend who was living in York Who's educated seemed like a very positive person, but even she said something like ah Yeah, I just don't know if I want to bring a kid into this world right now I was like, you know if the world ends it's not gonna end like 10 years from now It's gonna be like I give it 200 years, but yeah, maybe in 200 years. I don't know at least maybe America's gonna go down I don't know guys once the government started pouring lots of money in to investigating colonies on Mars That's when I knew I was just gonna hit the bar and have no more kids Or you could just be like I want to raise the next generation That's gonna rise against the machines and the androids and the OS Well, that's more like how Elon's thinking cuz Elon's like trying to have 10 kids and his kids are gonna like lead the rise against the robots Yeah, but then the whole pressure of raising a kid who's gonna rise against the robots What if your kid doesn't become a hero? You know the weird thing about Elon is his his his technologies that he's creating is gonna contribute to the rise of the robots But then he's gonna have all the freedom fighters against the the matrix to anyway three three two one and then three two three two one Anyway guys, what is our major takeaways? I will say this as somebody who's in their 30s I do not feel a ton of pressure to have kids. I do have people in my family who have kids my nephews look great I think they're having an amazing life I think my sister is stressed taking care of them But ultimately very very happy it brings a lot of fulfillment to her in her life in her situation but one thing I've realized is that it's not true for everybody and it's on a case-by-case basis and Maybe the other factors like we're saying environmental political socio-political socioeconomic It's just crunching it so more and more people are deciding for their specific case It's not worth it anymore. Obviously a lot of people are still gonna have kids But it just seems like a lot of people are deciding. It's no longer worth it based on the mathematic algorithm of my equation Obviously Andrew there was a lot of things said on the internet You don't know how true they are like you said divorce statistics even can be very complicated and nuanced You know people with certain graduated degrees and certain waited till certain amount of years that they dated They might have much lower divorce rates Especially if they're bonded by some sort of religious institution or whatever But basically it makes me think about mom and dad when they first met in the 1970s by the way, they're still married for like 40 plus years still married are very common for I guess like immigrants from our generation I'm not saying it was everybody But it's a common story to hear especially in the Chinese church that we went to Basically, it's crazy because they were like each other superheroes when they met You know like they had a superpower that the other person needed and they weren't on online dating apps And they didn't even have like speed dating or anything like that in the 1970s They were new immigrants in a country that had very very few immigrants speaking the languages and eating the foods that they came from So it's like they had a great marriage. I'm not saying they didn't have ups and downs Just like anybody else did but they were each other superhero and I just don't think in 2022 For the most part, I'm not saying for anybody But like that's just not the situation you see as much anymore People are not each other superheroes and that's why you see people making the wrong reads They're getting married for the wrong reasons Potentially I'm a I'm not saying it to the wrong person for the wrong amount of time With the wrong timing So you're saying that almost the superhero of your life is almost being spread apart in maybe different buckets Maybe possibly for some people amongst different people So now your focus is not as much like oh, I need this one person and maybe technology has been part of it Maybe the way society is gone is part of it where I don't need you as bad As I did as my parents needed each other Yeah And couple that with the fact that life is far less small-minded and parochial that it used to be now It's almost like you could just go travel around the world if you want there's people who travel around the planet for a living You see them on YouTube and Instagram all the time at the end of the day, Andrew I always think everything is a math equation for me. It comes down to did you pick the right person? Did you guys have the right expectations? Did you guys have the right help and the capacities around you and basically how involved are you planning on being? You know what I noticed Andrew from some of our friends from one to three years old Sometimes the guy is like they're there, but they're kind of in cruise control control because they feel like from one to three is more like Other females job I'm not saying that he should be that way But I'm just saying from what I noticed and then from four to ten or four to seventeen It's like man that God got to come in here and make sure you guys kids end up some good people Contributing members of society and just you know bring glory to the family name I mean my long story short is I just think that everything is a mathematical equation Andrew And the juice got to be worth the squeeze and a lot of people in 2022 are like guys that don't already have children They're deciding that the juice might not be worth the squeeze for their situation Do you think the survey is kind of funny that they only surveyed childless men? Because it's kind of like if you don't have something already I guess you're not really gonna want it But I guess it just goes to show you the trend already It's like it's like if you don't collect Jordans currently and someone's like hey Do you want to collect Jordans and you're like well no because I don't collect Jordans right now I didn't make that decision right that sounds like that's gonna be expensive take a lot of care I'm gonna like have to follow all these accounts to draw and you know not hit on sneakers and be all frustrated I mean Andrew. Well, what are your overall takeaways? Yeah, my overall takeaways I do think Depending on how you feel that you do have a duty to this world in this society If you are a good person if you are a good educated smart person and you think you can raise your kids Right, then maybe you should have kids because maybe the world needs more of you because and this is not only because of this movie, but this movie really put a Some summarize it for me is the beginning scene of idiocracy if you've ever seen this movie It's hilarious. Just look up the clip on YouTube. I'll leave the link down below It's basically shows that more and more of like dumb trashy people are having kids in the world And then they they they are actually populating the earth while all the smart and upper middle-class people are like Oh, we're not ready to have a kid. So then eventually in like 500 years from now only Descendants of the dumb families are alive and so it's like a hilarious movie obviously like is it really happening right now? I don't know, but it's just a way to think about it. Anyway guys Let us know what you think in the comments section below like we said scientific study 18,000 people surveyed Childless men have no desire to have children. I do think an interesting study would have been somebody who does have one kid Do they want a second kid or a third kid? That might be better as a more better scientific control to you know Just provide more context for this answer But anyway, let us know what you think in the comment section below you guys know hop hop boys Not scared of the big topics and until next time we out. Peace leave a like


Welcome friends once again to this session on sequence and series and today we are going to take up general term of NAP. In the previous session you saw what an arithmetic progression was and we also took some illustrations we explained through examples what an arithmetic progression look like. Now we are going to define the general term of NAP what do I mean? So let's say there is an arithmetic progression given arithmetic progression whose short form I am writing as an AP and let's say these are the terms there T1 and T2, T3, T4 so on and so forth and let's say there are N terms TN okay there are these terms in the AP right. So as you know from your previous session we have learned this is the first term of deep progression this is the second term and so on and so forth and this one is nth term nth term right so as we have been studying that arithmetic progression is governed by a particular formula which actually describes any nth term so we are interested in knowing that formula. Now what is the characteristic of an arithmetic which we learned in the previous session that any two consecutive terms if you take the difference is same isn't it this is what describes an AP correct this is D common difference it's called so T4 and T3 is D so that's what we learned right and so on this is how right so TN minus 1 and TN these are the terms and everywhere the consecutive terms will have a difference of D this is how the AP has been defined isn't it so my dear friends can I not say that T2 so we we have got this relationship T2 minus T1 is D and similarly T3 minus T2 is D correct and T4 minus T3 is D and so on and so forth isn't it so you keep on going like that so TN minus TN minus 1 is D right this is what we have learned okay now so from this expression or equation I can write T2 is equal to simply T1 plus D okay and from here T3 can be written as T2 plus D isn't it and what is T2 guys in the previous equation if you see T2 is T1 plus D from here so can I not write that T2 as T1 plus D plus D right so it is T1 plus 2D right let's evaluate T4 so if you see T4 is T3 plus D how do I know this from here right so T4 is T3 plus D but what is T3 T3 was T1 plus 2D so this is T3 plus D so hence this becomes T1 plus 3D is it so what do I learn you know if you can carry on like that so you'll get T5 as T1 plus 4D you can check this out T6 as T1 plus 5D and so on and so forth so can we generalize it so if you see if you want to find out Tn so Tn will be simply first term plus n minus 1D how do I know that this is n minus 1 so if you look closely when this term here is 4 here the number is 4 minus 1 right when this one is 5 here with D the coefficient is 5 minus 1 here when it is 6 this is 6 minus 1 so hence if it is n this will be n minus 1 I hope you understood this right so hence any nth term right this is nth term we say nth term nth term means the term at the nth position correct similarly if you know so let's take some examples of our example if n is equal to 10 then 10th term 10th term of the AP will be what 10th term T10 will be simply T1 plus 9D right n is equal to let's say 15 right so you want 15th term so 15th term 15th term of that AP will be T15 and this will be nothing but first term plus T minus 1 that is 14 n minus 1 14D correct so this is how you can find any so for example in terms of variables also let's say if I want mth term of the AP mth right term at the mth position so you have Tm will be equal to T1 plus m minus 1D let's say you want mnth position right so let's say m is some value n is some value so mnth position so if you want to find out mnth term so this will be simply Tmn so is equal to T1 plus mn minus 1D these are our illustrations what does this last thing mean many people get confused here so let's say m is equal to 3 and n is equal to 2 so mn will be equal to 6 so mnth term will be 6th term right so mnth term is 6th term right so in that case what will happen Tmn is T1 first term plus m into n minus 1D right so in this case T6 or T3 and m is 3 n is 2 is T1 plus 6 minus 1D correct right so for that matter you can find out any you know any term from the beginning now if you are yes just to you know make it very clear that these are these are nth terms right n is a generic number nth term from beginning from beginning right right and it's term from the beginning of which AP T1 T2 T3 T4 like that that's a Tn right this is right and there are you know in this case n is considered to be the you know let's say there are n or m terms in the AP so let's say n plus 1 and so on and so forth let's say there are m terms m m m from m for mango m terms right so T1 T2 T3 T4 Tn Tn plus 1n dot dot dot till TM these are the terms of NAP correct so nth term from beginning mth nth term from the beginning is Tm is how much first term plus n minus 1D correct is it now the same term from the last term so what is the last term guys TM correct if I count from here how do I found how do I find nth term from here right so let's say this is Tn this Tn expressed in form of TM how do I get it is the next agenda okay


But my problem is that if they had responded to me in that letter saying my video was inconclusive, or their clause and rules of the competition says that they do not review referees decision, I'm fine. They reported to me that the basis upon which they are not giving me back the point is the referee not changing his mind. And I'm saying again, the way it is done is that the organizing body rules on suspension, finds all rescinding of God without the referee being a part of it.


Merci Karina, merci Pam, merci John, bonjour tout le monde, merci d'être ici avec nous aujourd'hui. It's great to be back in Burlington today and I'm especially happy to be here at the YMCA, where staff work hard every day to help people upgrade their skills and find new and better jobs. Connecting workers with opportunities is what the YMCA's Employment Services Program is all about. And it's what the working income tax benefit is all about too. You see, individuals and families who are working hard to join the middle class shouldn't have to struggle each month just to make ends meet. That's where the working income tax benefit comes in. As a refundable tax credit, it puts more money in the pockets of low-income workers and gives people a little extra help as they transition to work. By allowing low-income workers to bring more money to the house when they work, the tax credit for the working income encourages more people to enter the working market and help in a concrete way, nearly two and a half million Canadians who work hard to join the middle class. This week, we announced our intention to expand the burden of the tax credit for the working income services program. We have also announced that the working income tax benefits will be reduced by $500 million in the program each year in 2019. By letting low-income workers take home more money while they work, the working income tax benefit encourages more people to join the workforce and offers real help to nearly a million and a half Canadians who are working hard to join the middle class. To expand the working income tax benefit program by investing an additional $500 million in the program every year starting in 2019. That's more money for working individuals and families to spend on things like groceries, warm winter clothes and other essentials. We'll be working closely with the provinces and territories to find the best ways to expand the benefit program and we'll have more to say about that in the upcoming budget. But one thing is clear. These investments will mean more money for current recipients and will allow more workers to qualify for this benefit. It's an investment in Canadians who will help increase our active population and our economy at the same time. We need to make this investment in Canadians because after two years, we have the proof that our plan works. Our plan is working. Our economy is growing at the fastest rate in the G7 by far. Our investments in Canada, in our communities and in our people are paying off. We believe that more Canadians deserve to share in that success and expanding the working income tax benefit will help make sure that that happens.


In 1440, the Gutenberg Press made it possible for words and the word to be shared far and wide. I wonder if people muttered, why are you always fiddling with that book? All we ever see is the top of your head. Today, we have a device in our pockets that can share faith to every corner of the planet, but we still hear, put away your phones. No one even talks to each other anymore. Are mobile devices bad? Is social media evil? Or are these just new tools we can use to tell the story that never gets old?


Hi everyone, Sean with Jaspies, casebreaks.com here doing 2021 Panini Prism Draft Picks Football 1 box, random pack number 33, where five spots, five customers, or five packs, five spots, we randomize the name of the customers, randomize the pack numbers, whatever pack number they get matched up with is what we open for them, all card and ship, no sorting necessary, so good luck and let's get a good box. Here is our list of customers from Bennett down to Timothy and the pack numbers from one down to five. Got to print out these stickers for the packs. We're going to use these stickers instead of writing on the packs to identify which packs are what. We haven't seen any notable quarterbacks out of these boxes so far so there is the next five box break posted in the store or sorry five pack one box break in the store as well. Here is the box we're going to do so let's pop this open and number our packs. So there's our five packs, pop back over to the randomizer where we're going to figure out who's getting which packs and just turn on the nick cam so you can see all the packs are still there in the screen. Dice roll for the randomizer, randomize both lists two and a four six times, six and final time from Matthew Vosberg down to Tom Jones and six times now on the pack numbers, six and final time from three down to five so six times on the packs, six times on the customers, six times on the dice. Matt Vosberg, pack three, Bennett Page, pack four, Timothy, Schwartz, last spot mojo, pack two and TJ, packs one and five so let's do this let me print this out uh we're gonna do it TJ you got two packs we're gonna do both of your packs at the very end together um and then we'll go alphabetical with the people that have single packs to start so Bennett, Matthew, Timothy and then TJ with your two first and last right the book ends so let's pop back over here and there's our packs I gotta shake up the inks cartridge yikes that is scary uh Bennett pack number four to start good luck Bennett Cornell Powell wide receiver out of Clemson out of 199 that is a rookie red auto Devo Samuel Redway Vrandell Moore Blue Wave which is numbered to 249 and a Julio Jones Silver there you go Bennett thank you very much there is your rookie auto Matthew Vosberg with pack number three uh next one box five pack break of this is in the store Joey B second year Richie Grant is safety out of University of Central Florida is your rookie auto Chris Evans red wave and Jamar Chase purple ice to 149 Joe Burroughs new teammate old teammate and new teammate Michael Carter Silver and there you go there you go Matthew thank you very much there is yours nice Jamar Chase purple ice in there let's be real good uh Timothy Swartz last spot mojo with pack number two good luck Timothy and you have Quinton Bohana defensive tackle out of Kentucky to 149 blue rookie auto so very big man Jared Goff red wave Cam Acres purple to 75 too bad he got hurt he's supposed to be real good and Aaron Jones Silver I think people keep saying you see how but I'm pretty sure it was his Achilles which worse considerably worse especially for a running back I think I mean think about major athletes that have come back from Achilles and easiest one as far as most successful to come back would be obviously would be Kevin Durant right but I can't think of anybody you know like running back wise having to cut laterally that has really come back successfully from that and TJ packs one in five and I get that you know there's been medical changes every day and so this recovery probably is going to be better than most but that's what I was just saying Porter I honestly don't know if he can't it'll be interesting to see uh Racy McMath who's supposed to actually be very good wide receiver out of LSU to 99 for TJ purple ice rookie auto Patrick Jones red wave and a Devonta Smith red nice team color matching for alabama to 299 Pat Freyermouth Silver yeah I mean it's pretty rough there was pack one for you TJ no no quarterback there so it's got to be in pack five right that's to be speaking to the end of existence good luck TJ it is a wide receiver out of U at UCF central florida marlin Williams and that's numbered out of 75 wish that was a quarterback blue ice but there's a quarterback mac jones red wave team color match on alabama t higgins red to 299 and patrick sirtain new bronco to finish it off so no big quarterbacks in there TJ and everybody else but thanks for getting in on that uh like I said one box random pack break next one number 34 is in the store now we could do that multiple times tonight so uh go get your spots that was 2021 panini prism draft picks football one box break random pack number 33 from jaspyscasebreaks.com I'm Sean jaspyscasebreaks.com thanks for hanging out we'll see you next time