Hi friends, welcome back to my channel and a very special welcome. If you're new here, my name is Jen. I'm a certified weight loss and nutrition coach and I'm on WW personal points. Happy Saturday. It's Saturday, so it's grocery haul day and I have a huge grocery haul. It was my monthly, it's actually been almost two months, trip to Sam's Club, Trader Joe's and I went to Kroger, which is our fry store, so a Kroger store. So I have a huge haul for you.  Subscribe if you're not because I upload a grocery haul every Saturday in five videos a week. Check out that description box down below for nutrition coaching, where I offer personalized to you macros and calories. I cannot recommend this enough as well as one-on-one coaching if you would like to chat with me directly. Links and discounts to my favorite things and come join our Facebook group. We would love to have you. So let's jump into this massive grocery haul. So here is my rather large, massive grocery haul from three stores. I actually made a trip into Sam's Club in Tucson and then I went to Trader Joe's of course because they're right next to each other and I haven't been to Trader Joe's in so long and I also went over to fries to pick up all the groceries I couldn't get at Sam's Club and at Trader Joe's. So we have a massive, massive haul. Let's jump in. So starting with Trader Joe's, I always pick up dog treats. They have some of the best prices and the best dog treats. So of course I had to grab the pumpkin recipe treats and then these are new. These are pumpkin maple bacon stuffies. How cute is that? So I grabbed some of those and then my dogs really like the chukutery. It's these little like chukutery board treats and they're the perfect size. They're small, which is exactly what I need because my dogs get lots of treats every day. So the smaller, the better. So I grabbed three dog treats. I've heard really good things about this organic spaghetti squash nest. So basically this is a pasta substitute. It weighs literally nothing. I guess it's dried spaghetti squash. You throw it into water and you can use it as a zero point pasta replacement. So I'm really excited to try that. I love spaghetti squash. I just hate cutting it and cooking it. So I thought that that would be a good way to still get in spaghetti squash with a lot less work. And then this is a new item and I saw these and kind of skipped over them. And then on the end cap, they had them with a sign that said they have eight grams of protein. So I grabbed them to try. These are the broccoli fries. Crispy, crunchy snacks. They actually look really good. The whole bag is a serving and obviously you don't have to eat the whole bag but there's eight grams of protein and eight grams of fiber. That is incredible. So I'm really excited to try those out. I thought they would be a good, healthy, crunchy snack. I also grabbed some sesame oil. The one at Trader Joe's is the most affordable and I have a recipe for dinner this next week that needs sesame oil. I wanted the sprouted sourdough bread and I asked that front and they haven't had that for a long time. She said, but this one is a great option. It's sprouted wheat multi-grain bread. There is six grams of protein per slice, which is awesome. I think the sourdough one had seven grams. So that's why I was after that. But I just keep it in my freezer and pull out one slice of bread at a time and it is sprouted. So it has nice clean ingredients, 90 calories per slice and a big punch of protein. I also grabbed a can of sliced olives. I like Trader Joe's olives and they're a really affordable price. So every time I go, I just add one for my pantry. I'm excited to see these. These are mashed sweet potatoes.  There is nothing in them but sweet potatoes. So I thought, again, super easy mashed potatoes, super convenient and you just keep them in your freezer. I also picked up the vanilla bean paste. I buy this every year for baking. It is so good and it's only $5.  So if you can grab this at Trader Joe's before it's gone, highly recommend, especially for all of your holiday baking. I needed some rolled oats. So they had a huge bag of gluten-free rolled oats. So I picked those up. And since I didn't go to Sprouts, I'm going to try the Trader Joe's just chicken.  So I grabbed that. It was actually a pretty good price. I think $8.99. It's delicata squash season. We love delicata squash. These are only $0.99. So I picked up two of them. Can't wait to roast them up. I may actually have Troy throw these on the barbecue when we cook up a bunch of meat tomorrow. So I'm really excited for those. And then I always stock up my cheese. So the light shredded mozzarella, the light shredded cheese, and then I always pick up the Yarlsberg Swiss. This is only 50 calories a slice. And I love this cheese. It is so, so good. You can't beat the prices and the quality of the cheese. I also grabbed the fall leaf corn tortilla chips. These are so cute. They're in shapes of little fall leaves. We're actually having my in-laws over for a Halloween dinner. And I'm going to throw these out with a dip that I picked up at Sprout at Frye. So I'll show you the dip too. But I couldn't pass those up. I thought those were so cute. I also couldn't pass up pumpkin cream cheese. This is one of my favorite things that Trader Joe's puts out every year. I almost got two because it is so far away, but I decided just to get one and enjoy it and indulge in it and be done with it for the year. But it is really the best pumpkin cream cheese. And lastly, of course, another pumpkin item. These are the Trader Joe's pumpkin spice, chocolate covered espresso beans. These are really good. I like to just have one or two. They're sweet, they're very coffee-y, but this little pack was 99 cents. And I thought, you know, it's fall. Might as well pick them up. So that is everything from Trader Joe's. Let's jump in to what I picked up at Frye's, which is a Kroger store. First thing is a two-pack of pie crust. I actually have a pot pie recipe on my menu for dinner this next week. So I grabbed the refrigerated pie crust. And then I picked up this dip from the brand Stone Mill. This is the garlic urban feta. This is what I think would be really good with these tortilla chips or crackers. I am planning on making a Halloween-inspired charcuterie board, so I could throw some of this dip on there too. It just sounded really, really good. And it was on sale for $1.99. So I picked that up. Some caramel rice cakes. I wanted the Quaker ones, but they were out, so I just grabbed the Kroger ones. I love my American Dream Nut Butter on these for a snack. I also grabbed two of the good culture cottage cheese because I'm completely out of cottage cheese. And you know, this is my all-time favorite. I was gonna get the full fat, but they didn't have it. So I did grab two of the low-fat good culture. Some buttermilk for a dinner recipe. And then it's here already, and that is the zero sugar peppermint mocha coffee-mate creamer. So I'm done with pumpkin spice creamer now, and I'm moving on to peppermint mocha. This is actually my very favorite coffee creamer. So I grabbed it because it usually sells out pretty quickly. I needed some poison sauce for that recipe that I needed the sesame oil for. The Kroger one is really good and really low calorie, only 35 calories per serving. A can of biscuits. This is for the pot pie recipe. So this will go along with those refrigerated pie shells. And then lots of pickles. So I did spot these zero sugar, no sugar added sugar free, whatever you wanna call them, bread and butter chips. Sweet pickles or bread and butter pickles are my favorite. And I thought these would be great because there's no calories and no sugar. And that's the issue with bread and butter is they're sweet from so much sugar. So I'm excited to try these. And again, that's my favorite kind of pickle. And then I restocked our dill relish because we were out and our sweet relish also out. We've been making tuna salad and you need dill relish for that. I grabbed Troy some potato salad. He really likes this particular potato salad. And whenever it's on sale, I like to pick one up. And then I did, of course, no surprise to anybody grab the family size of the Bob Evans mashed potatoes for my copycat KFC bowl. If you don't know what I'm talking about, I actually shared that recipe in Wednesday's what I eat in a day. So I'll link that video down below for you. The raspberries were four for five at fries, which is a great deal. That was even more affordable than at Sam's Club. So I grabbed four packs of raspberries. Some more Fritos for Troy. He's been liking that with the Dean's French onion dip that I bought for him last week. I have a couple of ripe avocados. So I think I'm going to make some guacamole again. These fun chips with some guacamole. So I grabbed the Fresh Success guacamole pack. Some uncured pepperoni. We've been liking our little non-bread pizzas and Troy's been adding extra toppings to frozen pizza just to amp them up a little bit. And the natural choice uncured, which is the cleanest, was the same price as the Hormel. So I picked that up. Also some diced ham. This is for my meal prep. Wait until you guys hear what recipes are on my meal prep for Monday. I'm super excited. And then I did grab some produce as well. Some honey crisp apples. These were on sale and I need apples for my meal prep. I also needed some fresh chives. These are expensive. Since when are these little packets over $2? I swear they were like $1.29 at one point. And then I picked up some celery and some carrots. So that is everything from fries. And last but not least, let's hop into Sam's Club. Bought my Halloween candy for the year. So according to my neighbor, we get lots of kids. Two to 300, she said. So I made sure that I had enough candy. These little mini Reese's pumpkins are only $10 for 65. So I thought that was a really, really good deal. That was the chocolate that I picked up. And then I opted for the big value pack of Skittles and Starbursts because what kid doesn't love Skittles and Starbursts? And this one has 255 pieces for, I think it was just under $18. So not a bad deal at all. So between the big bag of Skittles and the Reese's pumpkins, it was only about $30 for candy, which is not bad if we do get the two to 300 kids. I also grabbed Windex because we go through a lot of Windex and this is a much more affordable option. It comes with the Windex sprayer and then a big gallon refill. I spotted this in the frozen section and I thought also with those tortilla chips, this will be great for our Halloween get-together. This is cheesy corn with applewood, bacon, and hatch chili. So it's a dip. And I thought that that would be really good with the chips. You can also use it as a side, it says. So I grabbed it. It was on sale for $5, which I thought was a great deal. And then another case of Bush's baked beans for Troy. He loves having these. I told you guys that he puts them in the fridge and eats them cold, which is weird, but he likes them. So I picked up another eight pack. I always grab protein shakes when I'm at Costco or Sam's Club. I really, really wanted the Pumpkin Spice Premier and they did not have it. So I'm just gonna keep ordering off of Amazon. I'll link the cheapest Pumpkin Spice Premier protein down below for you. I found the cheapest price on Amazon. So that's where I'll continue to get that. But I did grab the Fairlife Chocolate. And then how fun is this? I was so excited to see it. I actually had the Gingerbread Cookie Popcorn as a snack with a meat stick on the way home. This is the Skinny Pop Holiday Collection. So you get five white chocolate peppermint, five Gingerbread Cookie, and six of the Snicker Doodle. Oh my gosh, this popcorn is delicious. Individual little bags. So it's hard to overeat, which I really appreciate. And it was affordable, less than $10 for 16 bags. You know, my love for potatoes. And I saw that they had an eight pack, four buttery home style, four roasted garlic, Idahoan potatoes. We like to have these on hand. It's so easy to make for a lunch or dinner. So I grabbed the box. And then I also picked up an 18 pack of organic, cage-free eggs. Also more dog treats. I always buy dog treats at Sam's Club in Costco too. These are the Boyce's Bakery Pumpkin Spice. These are really clean, ingredient dog treats. They're wheat-free. And I wanna say they were $15. And this is a one and a half pound bank. So really, really good deal.  So I grabbed those for the dogs. We can never have enough dog treats. Of course, the more non-fat plain Greek yogurt for my yogurt bowls. Another thing I always stuck up on, this was less than $5. And Sam's Club actually sells milk by the gallon. Costco, you have to buy two gallons. Sam's Club, you only have to buy one. So I grabbed a gallon of 1% for Troy. Also, the spices, the prices, the selection at Sam's Club can't be beat. And I was out of garlic salt and the Lowry's is my favorite. So I grabbed a big container. And then we were also out of taco seasoning. And this is really the most affordable way to go. It was $5 or $6, I think, for each of these big containers of seasoning. I also spotted this, which made me really happy. This is a three pack of the Heinz Gravy. This is what I use on my KFC bowls. Again, that recipe was in Wednesday's video. I'll link it down below for you. But this was a great deal. You can also use this for the upcoming Thanksgiving holiday and Christmas. Really excited. It was $6 for three jars. You know that my favorite meat comes from Sam's Club. It's my all-time favorite. This is the members mark honey or oven roasted turkey. 12 grams of protein per serving. So every time I go to Sam's Club, which is one of the main reasons I go is to pick up their brand of lunch meat. I also found these new tortillas. These are the Guerrero brand. And these are the Nutra-Riches-Nutra-Ricas. Anyways, they're low carb tortillas. They're only 50 calories a piece and they have four grams of protein. And they were $6 for a double pack. And I thought that was a great deal. I almost got the mission carb balance, but these actually have much better ingredients and were a little bit more affordable as well. A big pack of sliced Colby Jack cheese. This is Troy's very favorite sliced cheese. And then for myself, this whole little pack of baby bells, three different flavors was on sale for $10. I thought that was such a great deal. So there's the sharp cheddar, the white cheddar and the Gouda and $10 for three packs of baby bells is great. When I was in California, we ordered one bag from Instant Cart and it was almost $7. So the fact that this was $10, I had to grab it.  These are my favorite for roasting. I love roasted potatoes. And now that we are in the cooler months, that is a staple for me. I roast up potatoes and vegetables as a side for dinner all the time. Some Canadian bacon because it's a super high protein, low calorie option. And I love to make breakfast sandwiches out of these and you get two huge packs for $9. Also a big two pack of Jiff for Troy. We were almost out of peanut butter so I picked that up for him. And last but not least on the counter, I also bought a case of diet Coke, which Troy has already put away and a big bag of water softener salt, which is in the garage. But for in the house groceries, lastly is from the brand Farmer Joe. This is their granola. I have looked at this time and time again and never bought it because it was expensive. What was on sale for $4.50 and I had to pick it up. It has the cleanest ingredients. It has pecans, pepitas, ginger, pear and coconut. Doesn't that sound so good? Now granola is pretty high in calories in point, but I only put a couple tablespoons on my yogurt and in my yogurt bowl. So I grabbed it. I was so excited to see it at such a great price. So that is my massive haul from Sam's Club, fries and Trader Joe's. Let's go ahead and jump into what's on my menu for dinner and what you'll be seeing in Monday's meal prep. So here's what is on my menu for dinners for the week. So today Saturday, we're actually going out for dinner. Tomorrow we're doing sloppy Joe's. We got inspired from my in-laws last weekend. So we're going to make homemade sloppy Joe's. On Monday, I'm doing chicken pot pie with biscuits.  Thursday, I'm doing a sheet pan dinner. I haven't done one of those in a hot minute. So I'm excited for that. And then Friday is leftovers as well. That way we can finish up everything from earlier in the week. And here's what you'll be seeing in Monday's meal prep. I cannot wait you guys. So for breakfast, I'm making ham and cheese scones. I love savory scones. So I can't wait for that. For lunch, I'm doing honey garlic chicken. This is a slow cooker recipe. So if you don't have a lot of time to meal prep, this is going to be huge for you. And then for dessert, I'm making maple milk apple pie. We had apple pie at my in-laws. And it was so good that I'm going to make my spin, my healthy spin on an apple pie. So stay tuned for all three recipes on Monday. Thank you for joining me for this week's grocery haul. I hope you enjoyed seeing everything I picked up from Sam's Club, Trader Joe's fries. We have lots of new food finds. We are stocked up for candy for Halloween.  Make sure you're subscribed and your bells turned on because we do a grocery haul every single Saturday. And I upload five videos a week. Check out the description box for nutrition coaching, links and discounts to my favorite things. And don't forget, take a moment, come join our Facebook group. We would love to have you over there as well. Happy Saturday, friends. And I'll see you in tomorrow's video. Bye.


adventures of lightning Jim immediately after the successful conclusion of his last case lightning Jim received two letters one was from Bill Turner a cattle rancher and an old friend of Jim's who had been shot by an unknown assailant and who had written from his deathbed he asked him to come to the cattle town of broken horn to help his son Jack clean up a wrestling gang operating around there the other letter was from the mayor of broken horn Abner Thorne asking Jim to come to town for the same reason Thorne however hinted that the turners were suspected of doing the wrestling we find lightning Jim and whitey now riding the trail toward the cattle town they live what you think about those letters him well why do you exclaim certain that when my old friend Bill Turner tells me he needs my help I'm going to help you all but then they what about this torn heger he says that the Turner's is suspected of doing the Ross yeah well I know the turners ain't guilty we'll do us a little investigate when we get there and then all thunder all up your horse like he got your body quick sure lightning didn't get to know no I'm all right I still buddy just pretend to me get me I'll play dead for a few minutes you're sure I will but why do you mind never mind tell you in a minute moving down there along the trail no I don't think I know you're sure there's a cloud of dust the eastern back of that red that means he's beaten it thinks we're done for he was like you know what you think there was a member of the rustling gang I guess we're laying for us and ambush lucky for us he was a bad shot yeah but they were the day I wanted to play dead make them think they got us just a chance to do some scouting around without being suspected I see now I want you to go to the turners and shouldn't see what you can find out there I'll go into town and talk to Thorne we'll get to this rustling business from both hands you can tell him but nobody else plans will be sunk while lightning Jim and whitey have been meeting danger on the trail to broken horn Abner Thorne has been talking to Pete Abbott his right hand man they're in Thorne's ranch house and Abbott is speaking of course I still think you're all wrong about getting lightning Jim to come down here he's plenty bad medicine sure he is Pete that's why I invited him that don't make sense to me as long as lightning Jim's roaming around these parts we ain't safe but if we get him out of the way and at the same time get Jack Turner convicted of cattle rustling we'd be setting pretty is that right sure that's right but what is that to do well people fall the nights over both of them things are gonna take place now look yellow wolves hiding in ambush on the trail to broken horn when lightning Jim and any deputies he's got with them getting rains the half-breed God orders to kill him lightning Jim will never get here to bother us I got a hand to tell you that'll sure take care of lightning Jim all right yeah but hey what about Turner Turner will be fixed just as pretty I asked chef Stevens to drop out this way he'd be here any minute now well while we're riding the range tonight to look over some evidence he thinks I've found out about the rustlers we're going to run plumb into Jack Turner and catch him red handed but Tony gonna do any rustling maybe not but the sheriff and sure think so I got the stage all separate yeah but even so Sheriff Stevens is too honest to do anything more than bring him back to town for trial he does that and turn will stand a good chance of getting off but they ain't gonna be no trial Pete well the ranchers that have lost their cattle learn that we caught the thief they ain't gonna be in any mood for waiting by the time I'm through with them they'll march into the jail and scream turn her up to the nearest creed you got it all figured out ain't you boys I didn't ever thought of that well that's why you're working for having a thorn Pete I'm the guy with the brains now get back to town and check with the yellow wolf make sure everything's all set there what you want with me I heard you was asking her I see you connected with thorn me mayor a broken horn ain't having much to do with the owner of a gambling place no but well seen as how I know pretty much of what's going on in this town I thought maybe I could tell you what you wanted to know thanks just the same effort but I reckon I'll wait for the man I want to see look partner this town a broken horn don't cotton much to close mouth strangers I'm thinking you'd better tell me what your business is what if I don't might not be healthy for you to leave the other way from that gun Abbott don't try no funny business I'm United States Marshal Marshal lightning Jim yeah what about it well but I thought that what where I thought you was always traveled with a deputy yeah I did have a deputy with me some dirty skunk way later on the trail and well I wrote in the loan who say that sure too bad lightning lucky you wasn't hurt though well he did wing me in the shoulder not bad though you didn't get to see who took them shots at you know but I sure wish I had well I say lightning why didn't you tell me who you wasn't the first place I wouldn't try to get tough with you well it didn't want nobody to know who I was for a while Abbott I have to tip you off to keep you from starting any trouble maybe getting hurt oh yeah I see I suppose you're down this way to clean up this rustling business that's right Abbott Thorne wrote and asked me to come down well I can tell you what they're doing the rustling right now and who is it and Turner's is the ones responsible and as my baby well they got themselves a small ranch a bit south of town old man got himself killed stealing cows but son Jack is still keeping up the business if that's the case I wonder why Thorne sent for me wait see we ain't been able to prove about it on me yet maybe that's why I sent for you I'm glad you told me about this Abbott make it from easy for me to clean up this mess a little while sure you will why don't you move the over to strangers rest that's the whole tell them town when Thorne gets back I'll see he learns you want to see him in a bad idea thanks again Abbott you want me you know where I'll be yeah adios like to clean this up in a little while I'm lightening maybe I'll have something to say about that so there you are yellow open we have been so long me out for boss me on job come in here you're no good half-breed you're out on a job why don't you do it you're on red skin me do it Pete me don't you lie to me you're no good we so no lie me do fresh I remember you were too yellow to finish the job that was what wrong no could tell me shoot like men Jim in town and don't even know it him now yeah that'd be smart wouldn't it kill him here in town and have everybody know who did it me think hey I got it you know where the big rock is on the smokey trail me know well I'm going out there and you'll show up later now listen you go to strangers rest in a little while and then tell the Marshal that you can lead him to where the Russell's will be operating tonight you got it me savvy yeah then then you lead him out to big rock where I'll be hiding and when you get him there shot than you are I won't miss him while lightning Jim has been busy in broken horn white he has been following the trail to the Turner ranch we find him now on the porch of the ranch house see are you yet turner well my name is Whitey Larsen I'm a deputy or you're like the Jim's deputy agent sure sure gosh I'm glad to see you whitey I was hoping that ever say where's lightning Jim he's in broken horn he's seen what you can find out the bottom roster's I come out there to see what you could tell me about him fine hey could you use a bite to eat good I use a well say yeah I'm so hungry I was just about to start eating my horse well come on in whitey and I'll have the cook fix you up something see it looks like it has some more company yet yeah it looks like Jake Robinson I wonder what he wants to do what can I do for you I can't do nothing for me but maybe I can help you a bit now what's on your mind and I just seen something I thought might interest you what's that I was cutting across your ranch on my way back to town just as I was passing through the head a half point calling I see a bunch of your cattle milling around and there was a fire burden about halfway down through the colleague what do you make of it make of it but there ain't no question it looks like them rustlers are at it again that's what I thought I come up here to tell you about it thanks Jake I sure appreciate it I'll be a catch him come on buddy looks like you got here just in time come on let's get going out to have my coolie yeah I'm right with you Jack I'm more full hungry but I guess I have to wait for my supper that fire all right it's burning me a stop ahead yeah I see it see they got this dear title to you hear that yeah yeah it looks like Jake was right yeah very better stop here and look around before we go out and open you can see pretty good from her yeah see anything whitey no I don't see any men around you know do I you'll bet somebody's been there that steers hold tight and there's a brandy nice in the fire they're running I'm still changing brands you know I'd look like them rustlers have been busy all right well seems how nobody's around let's get out there maybe we can find something that'll lead us to the gang yeah that's good idea something must have scared them away said look at that steer I'm so hungry I could eat him raw there's no fair taking a bite out of the evidence no but that's your life too somebody changed the brand of the steer here change the brand let me see sure did what they change it to the turner brand now why do you suppose they did that well I don't know yet give us the brand before let's see if we can make it out looks like it might have been all right you do take a look come on tenner put him up and don't try and it breaks corn and chef Steven hey what you got your guns on us for yeah don't tell me you're dumb as all that's on her who's the time they would you tell me why this fellow I'm just a wandering cowboy I come up from Texas and I just let me be here with the turner yeah well it looks like he just got here in time to get into plenty of trouble yeah of what she drives in that scene plenty clear to me turn it looks like we caught your red handed what me at what brain blotting that's what you're going too far yeah it ain't so maybe you can explain this hog-tired steers them running iron the fire the whole set up to play in a day for sure and lucky we've seen the fire so I know it was right in the rain I guess we got them rustlers all right yeah they know doubt about it chef I suppose you get the horses now watch these hombres we take them back to town and crime right job on the truth behind all this will come out of the trial corn you're a big girl is this is a dream of the they can't come with the innocent men maybe not boys maybe not but your case ain't ever gonna be tried hey what do you mean by that corn all of much boys nothing much only I'm going to make it my business to see that the two of you hanging from a tree before morning it looks as though thorns plot is working will he be able to carry out his threat against Whitey and Jack and what about lightning Jim will Pete Abbott scheme to ambush him at big rock work we'll find the answers to these questions in the exciting second part of this thrilling adventure which will follow immediately new Jim visits broken horn lightning Jim is in his room in broken horn little knowing that Pete Abbott spawned right-hand man has planted trap and kill him there's a knock on the hotel room door come in yeah what's gonna do for you be yellow will me come help you up me in what way me no wrestlers and where they meet tonight will lead you there you pay me money so that today you'll take me to where I'm meeting for a prize huh you know I'm not so keen about this idea yours but I gotta get them rustlers some way and so far this looks like the best bet I've seen alright lead on yellow wolf we're going to big rock yellow wolf that's all let me see it with you sure who's under good boy Winchester repeater sure nice guns what you do why you look in rifle magazine or just wonder what kind of ammunition you use that's all you know yellow wolf you ought to keep this magazine for him full you've gone back just like there's three bullets fire gun back me put away you know I was shot at the day three shots to funny ain't it well give rifle back why'd you shoot at us today yellow wolf who put you up to it me no shoot me no shoot oh yes it did this rifle yours tells the story and I got you covered with it come on up with it quick because my trigger fingers just it's been for act no no no shoot me we tell me tell all where that's better go on spill it for him make me do me no want but him make me on a thought so where were you taking me just now to big rock feet he waits there feet have a thin width on and he's waiting to kill me well I don't like to disappoint people so I reckon I'll have to go there and meet him but him kill you sure I don't think so yellow because I ain't going to follow his plan I got one of my own now this is what I want you to do yellow wolf bring him here to me so I could get him see me fall down on the job I don't have to build turn it did you I killed him all right didn't I Ruslan if his plan works why turn will be hung before morning that don't sound like making any mistakes does it when we do good jobs maybe I want to save your measly hide you'd better do a good job from now on yourself huh me do be what we do now and if it gets down and take care of lightning Jim so he don't bother the boss come on let's get going I'll save you the trouble you can take care of me right now like Jim what are you doing here I got a little business with you business what kind of business Abbott I'm arresting you for the murder of Bill Turner put them up I don't know what you're talking about conversation with the yellow wolf here I got you dead to right I think you're pretty smart don't you have a little taken one of man when I wanted right on to break it out of it yellow wolf it was him or me but we ain't got time to talk now Abbott's dead but from what he said before it looks like Jack Turner's in the peck of trouble come on yellow wolf we got to get back to town before it's too late meanwhile back in Broken Horn Whitey and Jack Turner have been thrown into jail to await trial on charges of rustling thorn has gone to the golden wheel to stir up the cattlemen there in an effort to have them take the prisoners from jail and lynch them we find Whitey and Jack disgusting the situation every slight in him was her oh why don't you tell the sheriff who you are and it get us off without any trouble well it's like a tour you get I can't do that I got to be polite to get there but what if he don't get here in time remember what thorn said about hanging us he'll get terrible right by galley said we said something eat I'm so hungry I could eat my cart please well how could you sit there and talk about food Whitey don't you realize that our lives are in danger I can't help that I'm still hungry hey you hear that Whitey you always sounds like torn is getting the mug together that's what I've been afraid of let's look out and see once like the mean business alright they sure do Whitey you got to tell him who you are Jack if they come in here I'll kill them all right but maybe the sheriff can stop them he's out there now but they call me and I'm here to stop this little necktie party what do you mean stop it we got these two rustlers red-handed and we're gonna string about that right boys you happen to be having a thorn that's right I may or broken heart that's what I thought you sent for me to catch them rustlers didn't you yeah but we don't need you now we already got him these are men that's right one of Jack Turner the others are no good cattle thief from Texas now that's from funny thorn you see I was certain you was behind all this rustling Marshall and oh Marshall you ain't got no call talk to me like that when I got evidence to back up what I say yellow wolf I want you made to listen to me this Indian yellow wolf was in the employee of amnith on he knows all about foreign rustling activities and some other murder included that right yellow wolf that right me no me take my word I heard yellow wolf and feet of it talking together and they gave away the whole set up on an Abbott was doing the rustling and they tried to send it on Jack Turner that was a frame up you'll see them two men over there couldn't be the rustlers because that too headed one happens to be white he lost my deputy mark I tried to tell you but you wouldn't give me a chance well know what you said torn see let me out of here he got them like he got them in here come here on well you're ready to talk now I thought I thought don't shoot again don't you he's right I was behind it I'll tell you all about it well I guess that's all we need to know now couple you take him into the jail lock him up sure we will come on oh my legs you go to yellow wolf I'll see you get as light ascended as possible back gently slightly in your short came her in time now don't tell me you were afraid I wouldn't get you in time to stop the hanging whitey so I wasn't thinking of that bag jump in him and it oh I was afraid that they'd hang me before I get the chance to eat and so ends another exciting experience in the thrilling lives of lightning Jim Whipple and whitey Larson United States Marshals of the Old West


We are here with Casey and AJ, thank you guys so much for joining me. We are here to kind of just talk about y'all's relationship and how it relates to where the 2022 Atlanta Falcons are currently as a defense. Looking to throw, zipping it for, and intercepted. It's AJ Terrell with the pick, the intercepted. In the end zone and picked off by Casey Hayward. We didn't really, the first time we met was really through the phone, he ever recruited through agency. He had to be right before his rookie year or something like that. It was right before. Because like we got the same agent and stuff like that. So our agent, it's like a family. So he tried to keep everybody together, everybody to meet each other. And then we DB's, so we just lock in with each other. We've been at each other number four while, watched a lot of Clemson games. And I just remember him being a really good player when he was in Clemson. There's a shot down the Braille looking for green and it's intercepted. Underthrown, AJ Terrell picks it up. And I was like, he going to be legit. So when my agent was like, man, he recruited, he recruited AJ. I'm like, oh yeah, he wanted a guy. When you heard that Casey could potentially be coming to Atlanta, what were you kind of thinking in the back of your mind at that time? Just happy to know that it's, you know, veteran guy. And like I said, being able to pick his ear, you know, just learn more about the game. He's very, very knowledgeable on concepts of the routes. And just being able to slow the game down all the way and just know what's coming. Like I said, just, you know, picking his ear and just listening to what he's saying is the best thing I could do for myself. Man, I was just kind of excited just to get here. But now I get to play on the side of all pro guy. And I haven't had that since I was in Green Bay. One takes the snap, short drop, fires over the middle and it's intercepted again. E.G. Terrell coming back down the far side line. The way that he pressed, played man, and the way that he's competitive, I don't think he cares who's out there. He's going to win the route, you know what I mean?  But now I actually get to see it every day. And I'm like, I'm out a little more. I'm like, I see why he's one of the top guys, you know what I mean? It sometimes almost feels like corners have this like almost like twin telepathy where you just know what the other one's doing because you trust them so much on the other side of the field. Definitely, you know, just having that experience. And just like you said, just understanding. Because we both in the same, you know, in the same shoe. So we know the stresses and we know what's good for us and, you know, how to balance it out. On the other side, I counted on you and worry, you know what I mean? Like, he going to take care of what he's supposed to do. For AJ, I'm pretty sure like no matter who's on the other side of him, whoever came in, his expectation for his self is high, you know what I mean? So, and for myself as well, you know, it's how both of us can live up to the expectations or the expectation of ourselves. Then the defensive be better and we will be one of the top 10. Like you said, the expectation of also having the self confidence and all those type of things coming in individually.  He knows what it's like and me being hungry and knowing what it's like. And like you said, can definitely mention to a good, you know, great quarterback tandem in the league. To beat two guys from Georgia who are arguably at the top of their game playing the same position for your hometown team. I mean, what does that kind of mean to you? I think it's pretty dope, you know what I mean? AJ got to do it since, you know, his first down of NFL. So I know that's kind of pretty dope for him and his family. And for me now, my family, all my family from Georgia. So I think it's probably more exciting for my family than anything that they get to come to the games and things like that. And being a Georgia native, all my people Falcons fans. Surreal still to this day, you know, just being able to come right from Clemson, right back down the street, right where I'm at and just make a living right here. So for my family, it's been great as well. Fans everywhere, tickets everywhere, everything crazy. But you know, it's God's plans, the beauty of it. And we, you know, love it right now. It's a standard. You know, Dean talked about a standard from the first day. Everybody just doing their job, winning their job, every play. And it could be something so special if we just, you know, do that one simple thing. And you know, all things are falling line and going one and no each week. I feel like even everybody from the 11 to the backups can all lock in and play one accord from the D line to the linebacks to the secondary. I think we got a chance to be pretty good. Taking everything to heart. You know, watching film, out there and practice just straining to be great.


We're constantly under attack. You could say our minds are Being being fished. We're like fish that they you know the baits coming out at us the hooks are coming out at us Everybody it seems is trying to affect how we think we have Advertising telling us, you know, what we what we should want What we really want even if we just thought about it and we have We have news we have politics we have these different views of the world this war of ideas and We're the battleground in our minds are the battleground. We're being fought over and There's so many different projects to affect how we think Because it sounds like a grand conspiracy, but I mean this is I Don't suggest that it's some kind of like organized program in a complete way, but clearly we're being affected by advertising we're being affected by political campaigning and We're also influenced by different narratives of different interpretations of the world so Even though it might be a bit dramatic to say we're under attack I think it's pretty clear that we we have this situation And which our minds we're just going out there in the world just open to manipulation and Somehow we have to get through The world this way we need our mental self-defense we need to find ways to Keep control of our own thoughts and try to find the best way to to look at the world And of course in addition to all the mainstream stuff, of course also alternative points of view that They're trying to get us to that that's propaganda to you know the alternative points of you Oh, we'll cut through the propaganda and give you the truth. Well, that's just another form of Persuasion is really the word trying to Persuade us a certain way and How do we get through the world without just being yanked back and forth By every message that comes into us We have a greater vulnerability. I think because of how much our Lives are behind screens how much we're living in this kind of Virtual fantasy world. I mean when our interaction with the world is through pixels we were so open to illusion to being deceived by Some kind of fanciful manipulation of reality whether it is a complete fabrication of fantasy or just a good editing job to package life in a way that Nudges us in a particular direction so the more we get involved in Screen world we the more vulnerable we are and Also, I think the more that we are living in worlds of Abstract concepts Then the more we are vulnerable to this influence if we put too much emphasis on particular words and particular concepts at Some kind of abstract level we there's more room for us to Kind of have our views Warped away from reality and sort of nudged into whatever direction We are being persuaded in so you can see this in You know with advertising we get concepts like happiness and satisfaction and with politics you have concepts like freedom and justice and so these kind of very high abstract terms they leave us open to Warping exactly what they mean in some way because they're so abstract that they're they're flexible So with all this The answer to me seems to be that we need to keep things simple keep things grounded in reality simple reality That is our mental defense we Have we can be manipulated in so many ways when it comes to illusions when it comes to abstract ideas But when it comes to simple physical reality it's a lot harder if I'm hungry and Somebody tries to tell me I'm not hungry It's they're gonna have a hard time if I am Taking care of my physical environment if there's something wrong with my physical environment If there's like a bad smell, you know coming in coming into my nose, then you know There's no kind of abstract reasoning and argument.  We're more able to stay grounded in reality and We're less vulnerable to illusions if we stay grounded in simple physical reality And that's where I find it comes nature simply the simple things in life Eating sleeping you're going for a walk in the forest Where we actually sense the world directly and this whole world of ideas and screen illusions and abstract concepts That's all an extra layer and that's that's that's great too. We can interact with that world But if we stay grounded in the simple physical sensations I Wonder if that can help to be stronger And keep our perspective on the world more clear So I'd be curious to hear what you think about this. Is it actually a useful strategy or Are these abstract ideas still essential and we have to work with them as well or can we Really live our lives With this simple grounding in physical nature. What do you think?


Aloha and welcome to Ehana Kako on the ThinkTech Broadcasting Network. I'm Joe Kent, Vice President of Research at the Grassroot Institute of Hawaii, filling in for Dr. Keili Iakina, President of the Grassroot Institute. The Grassroot Institute is Hawaii's only think tank working to advance individual liberty, the free market, and limited accountable government. And today on the program, we're talking with Tom Yamachika, President of the Tax Foundation of Hawaii. The Tax Foundation is a watchdog that helps keep an eye on Hawaii's taxes. Welcome, Tom. Thanks for having me on the show. Thanks and today we're going to talk about all the new taxes, the blitz of taxes going through the legislature this season. But before we do that, I want to ask you about the Foundation and its mission and how you got started there. Sure. As you mentioned, the Tax Foundation is a taxpayer watchdog agency. We keep tabs on what's going on with the legislature and we're there testifying and giving comments on all of the bills that are going through. A number of the bills are complicated. Tax is not an easy subject to begin with and lots of members of the public and legislators as well have no idea what's really before them. So it's up to us and people like us to try to explain what's going on. If we weren't here, it would just be the tax department explaining the tax bills to them. Some people think that's not balanced enough. Right. Well, at Gratior, we consider an informed electorate and informed citizenry crucial to helping to build a better Hawaii. But along with taxes, there's a lot of big tax increases going through this year. It's almost like if it were a weather forecast, we might say that there's a tornado going through, a tsunami going through right now of tax proposals and some of them are very big. What are some of the biggest ones that you're seeing? Well, you're right in that there are a number of proposals that are kind of swirling around the legislature. Actually, there's more there this year than I've seen in any of the years I've been in this seat. I'm not sure why, but there are a lot of big ones. I suppose that some of it has to do with it. It's not an election year, so sometimes tax proposals go up. But even compared to non-election years in the past, it's still a heavy year for tax increases. It's still a heavy year for tax provisions in general. One of the big ones is our rail tax. Our mayor is constantly on the news and trying to convince the people and the legislators that the surcharge that's right now on Honolulu's general excise tax should be extended in perpetuity. That means forever. And forever is a very long time. So now, just to be clear, we have a general excise tax, and this rail tax is on top of that. It's a surcharge on top of that, but it only lasts for a few years, but now they want it extended. Well, more than a few years. More than a few years. Right now, it extends to 2027. 2027, and the bill wants to extend it forever. Yeah. Well, the mayor wants to extend it forever, yes. And where is that going right now? Okay, so at the moment, it's kind of gone through a tumultuous path. It's first hearing, the current version of the bill, went through the transportation committees in both houses. The House Transportation Committee gave it 30 years, a 30 years extension as opposed to perpetual. Okay, so instead of forever, they knocked it down to 30 years. Right. On the Senate side, they came out with a bill that was very, very confusing, and even the committee report said that there were some contradictory provisions, but their aim was to keep everything alive. So they had a couple of provisions that extended it to forever. They had one that cut it off at a certain point in time, at which point a general half-percent increase in the GET was going to kick in. They also put in a low-income tax credit to mitigate the regressivity of... Now hang on, before you go to the tax credit, you mentioned that they wanted to do just a general GET increase on top of the rail. So we've got the GET, we've got the rail on top, and now you've got another tax on top of that, you're saying? It could be. The way we read it was it would basically ratchet up to 5%. Okay, and it has some credits in there as well. Yeah. So for low-income taxpayers, because they typically will bear the brunt of GET increases because they have to... The GET is imposed on necessities as well. So the general excise tax, to be clear, is a tax on all things, all goods in Hawaii, and that has... And services. And services. And lots of other stuff. And that tends to hurt the poor. Yeah, because they... Well, I mean, everybody has to buy things to live. But when you have less money to start with, you need to spend more of it. Okay, so the rail tax, that's going through, and of course it's... By the time this airs, who knows, maybe it will change again, but it's tumultuous. Yeah, the current version that came out of Senate Ways and Means Committee basically said, okay, look, we've had enough of this. So in the past, we were taking away 10% off the top and keeping it for ourselves. We're going to give that back to you, but that's it. No extensions, no nothing. You make do with what's left, period. That's basically the message that came out of Senate Ways and Means Committee. And the tax foundation, you folks, took the... You had issue with that, and I think you took the state to court over this 10% skim off the top, and you were questioning how the tax, rail tax, would be used. Is that right? Yeah, the basic issue that we had was that, okay, you have this 10% skim that was being withheld by the state, used to fund statewide programs, but only people in Honolulu are paying it. I mean, isn't there something wrong there? And if it was just the cost of collecting the tax on behalf of the city, then we wouldn't mind it so much, but the cost per year is maybe a million, a million and a half, and the state was keeping 25 million. So there was just a slight disparity there. Well, it sounds to me like, I don't know how you view this, but it looks like you may have shifted the issue here. And they actually did take that out of the bill, or at least one of the bills. Well, you know, if you talk to anybody in the state government, they're not going to say that. Yeah. They're going to say, well, yeah, we wanted to help out a little bit. So we're going to help out what we want the city to basically do the hard work. Right. Well, as in a lot of these bills at the legislature, there's good things and there's bad things, and sometimes they're in the same bill. And another tax issue that we're looking at this year is the teacher, the tax for teachers, or you might say education. And this is a tax proposal to increase property taxes on certain types of property and create a dedicated fund for that money to go to education. Now, did that characterize that correctly? Is there more detail? Right. The big issue here is that they want to surcharge property tax, right? Because they're thinking, oh, our property taxes are so low. It's an argument we hear almost every year is that, oh, Hawaii has low property taxes. Which is true. And the reason why it's true is because we generally fund education on a statewide basis. In most cities on the mainland, the property tax goes to support schools. So because we don't fund schools the same way, then we don't tax the same way as the mainland, and that ends up. But now what they want to do is they want to basically take advantage of this low property tax and say, okay, who wants to slap a surcharge on this to fund public education? And the surcharge that they're talking about is kind of substantial, as in the current property tax in Honolulu for residential property that doesn't qualify for a home exemption, it's over a million dollars, is $6 per $1,000 of assessed value, okay? So a million dollar home would be basically a six grand you have to pay. The surcharge would be 750 on top of the six grand. So 650 plus 7,500 would more than double the property tax bill for that particular piece of property. So let's say I'm a homeowner, I own a house in Honolulu, maybe that's costing a million dollars. We might think that I'm very rich, but a million dollar house, that's getting close to the median price for a house these days, and now we're almost doubling the tax on them. Okay, but you gotta remember a couple of things, okay? This bill has basically two pieces. One is a constitutional amendment, and the reason why this is important is because the voters have to vote on it, okay? But so in other words, even when it passes through the legislature, the voters still have to vote on it in order to change the Constitution. Right, because the Constitution now says the property tax is exclusively the province of the counties, right? They own it, they can do what they want, okay? And if we want to take any of it for a statewide purpose, like education, then we have to change the Constitution, okay? So there's one bill to change the Constitution, and second, there's a second bill to implement the constitutional amendment when the Constitution does get changed, okay? One bill to create the fund, the other bill to fund it, basically. Well, one to create the taxing power. Right, right. And the other one to use it. Okay. Okay, but the thing that you gotta remember is that the two don't necessarily have to be related, okay? So if they say, oh, vote for this constitutional amendment because we're only gonna tax the rich. The bill might be changed the following year to tax everybody. If you give the power to the legislature to do the surcharge, they can use it any way they want. So basically the question for the constitutional amendment is, are you going to let them raise taxes or no? They may phrase it very differently for you. Right. Do you want to help our kinky? Yeah. You're saying that, let's say it goes through the legislature and now it's up to voters to change the Constitution to vote on this constitutional amendment. Well then they can come through with a, let's say a television campaign with, says vote yes, vote yes, right? Because the opponents of a tax increase wouldn't have the money to do these specialized campaigns perhaps. And so it's very likely that voters will vote yes for more money for kids when actually they're voting yes on a tax increase and they may not even realize it. That's the danger. Right. Yeah. Okay. Well, that's the other big tax increase and we have even more. There's online taxes, Airbnb taxes and even Obamacare in the mix. What do you think about all these new sort of tax bills? Well, there are some bills that are out there to assist with collection of tax that's already owed. Okay. Like in the online or e-fairness type of situation, this is like where you're buying things from Amazon or another online solo that doesn't have any presence here. Now, before we go on to the collection of online taxes, we're going to take a short break and when we come back, we're going to be talking about Amazon. If you buy something on Amazon, should you be taxed for it in Hawaii? Don't go away. We'll be right back. Hello. I'm Marianne Sasaki. Welcome to Think Tech Hawaii, where some of the most interesting conversations in Honolulu go on. I have a show on Wednesdays from one to two called Life in the Law, where we discuss legal issues, politics, governmental topics and a whole host of issues. I hope you'll join me. Hello, ha. How are you doing? Welcome to Apache Talk. I'm here at Gordo, the tech star on Think Tech Hawaii. I'm here with my good old buddy, Andrew, the security guy. Hey, everybody. Thank you for watching. Good to have Andrew here in the house. Please join us every Friday from one to one thirty and follow us up on YouTube. And remember, as we say at the end of every show, how are you doing? Hello. This is Martin Despeng. I want to get you excited about my new show, which is Humane Architecture for Hawaii and Beyond. We're going to broadcast on Tuesdays, 5 p.m. here on Think Tech Hawaii. You're back, and you're watching Ehana Kako on the Think Tech Hawaii Broadcasting Network. I'm Joe Kent, filling in for Dr. Kelly Iakina. We work at the Grass Street Institute of Hawaii, Hawaii's public policy think tank working to defend individual liberty and limited accountable government in Hawaii today. We're talking with Tom Yamachika, president of the Tax Foundation. Tom, we left off by talking about Amazon. So I'm going to go online in Hawaii to try to save money. And I'm going to buy on Amazon instead and get the free shipping and get a good deal. But now... But what the law actually says is if you do that, Amazon is not liable for our tax, because they have no presence in Hawaii. So you as the buyer are legally obligated to pay the 4 percent. So in other words, I'm supposed to, when I buy something online from Amazon, I'm supposed to pay a tax to the state of Hawaii. That's right. That's your legal obligation. There's a form to do that called the G26. Most people don't know what the form is and have never paid this tax. So rather than having the tax office try to go after everybody, it would kind of keep them busy for a very, very long time. They would rather have the seller basically withhold the tax and pay the state on everybody's behalf. So it's just kind of one big check coming in, several little rinky dink checks. Right, but there's a problem with that, which is that there's not many states that do this, and Amazon isn't really used to doing that kind of thing, except for maybe a few states. Well, and the reason is because there's a federal constitution, and the federal constitution says that you have to have a certain amount of connection with the state that you're selling into before you require to fulfill the tax obligations. So Amazon is taking advantage of that case and is basically saying, look, we don't have physical presence in Hawaii, so you can't touch us. And by the way, we're not just talking about Amazon. We're talking about all online sellers in a way. Whichever doesn't have physical presence here, so I think LL being overstocked, a number of the big and small, and the way that the state is trying to combat this issue is they're pushing a bill that says, okay, fine. But if you have more than $100,000 of sales into the state, we are going to consider that you have purposefully directed business to Hawaii, and we're going to treat you as if you have a presence here, and we're going to go after you. Other states have this type of legislation in place, and the result has been that a number of online sellers have come to the table, and they've come to the state, and they've negotiated with the state regarding collecting on behalf of all of these little buyers. Now, we are one of six states where there is no such agreement, at least from Amazon's perspective. So other states that have done this have actually received tax money from Amazon. They haven't gone through any court battles or legal battles about the law, but they've just, Amazon's voluntarily paid these taxes, is that right? Well, there may have been some court proceedings, but none extended. Right, nothing at the Supreme Court or anything. Yeah, no big, big fights. Right, so, but to me, that makes me worried about, well, I really like my Amazon Prime account. I like my free shipping to Hawaii, and I wonder if Amazon, for example, would figure out some way to increase the price for me, but of course that's... Oh, they'd put the tax on the bill, like they do for everybody else. Oh, right, they could just put it on the bill for Hawaii residents, for example. Yeah, like they do for any other state, the chart is the same. Interesting. Okay, well, at the legislature, well, we've been talking about some of the big bills, but there's a lot of kind of little bills that are very similar along certain themes, and one of the themes that we're seeing is Robin Hood. Should we take from the rich to give to the poor? Should we try to give exemptions to the poor and get it paid for through, you know, by taxing the rich more? What are your view of some of these bills? Well, obviously you want a tax system to be, you know, progressive. You want, at least in some capacity, people to be taxed in proportion to their ability to pay. The GET doesn't do that, because it's one rate for everybody, for whatever transaction almost, and the income tax does do that, but the way the income tax is set up right now, you have antiquated brackets, and they try to make up for them, for them with, you know, credit for this or credit for that or credit for the other thing, and it's getting to be a real mishmash of stuff. So I'm thinking that a better way to do that would be to get rid of all the little credits and to overhaul the brackets, because really, it's madness to tax people at the poverty line, and get them off the tax system. They really have no need to file a return, which is one of the most complicated government documents that ever exist. You get rid of the processing costs, and you'll have a lot more money to go around. Okay, when you say antiquated brackets, you're talking about, there's inflation, and our economy changes, and it doesn't fit with the brackets. We start taxing people at $3,000. And that historically used to mean more than it does now, where the brackets were set in the 60s. Wow, and they haven't been changed, those levels haven't been changed. Yeah, I mean, there have been things added to the top that subtracted from the top, but the lower brackets. The bottom is the same. Yeah, has been essentially the same since the 60s. Okay, and what about the, just let's say I'm in poverty, and I have a family, and... You're probably in the fourth bracket. So let's say... The fourth from the bottom. And let's say I'm in that bracket. What's wrong with giving me a tax credit or something that I can get some money back, and even though it adds some complexities? In other words, what's the problem with complexities? Number one, are you going to file a return? If you don't, you lose the credit and they can come after you for the tax that would have otherwise been offset by the credit. Okay. So a lot of people in that income level are not rocket scientists. You can try to make the tax form simpler, but it's still a tax form in it. It scares the daylights out of people. Yeah, it scares it out of me too, and I'm not even in that yet. So you have to make sure you're reaching everybody. You have to make sure that people are actually filing returns, which is, I think, a really big leap for some. Why do you think that this year, switching topics, we've seen all these tax increase proposals going through, why do you think that there's such a push to increase taxes this year? Whether or not you know it, we're in an economic crisis. Why? Number one, all of our union contracts are re-negotiations. All 14 public employee unions contracts are expiring, and that means they're negotiating for higher salaries and higher benefits, and that's going to be more money. Right. And we told them right after the fiscal year ended, hey, we have a billion dollar surplus. And they all got the knives and forks out. That's right. And then the very next month, they spent 1.3 billion. And so they then came to the unions and said, we have no money. And the union said, what? But that's the story that they were trying to sell the union members. Right. Okay. And of course, nobody was buying it. So 1 billion dollars went poof in one month. And the unions were crestfallen, to say the least. Well, and the administration was proposing no increases for the next couple of years, which to any union is a non-starter. Sure. It's a non-starter. So that's part of the reason for the tax increase, but there's other second reason. Consulate revenues, which is basically developing our budget assumptions for the state, they revised the revenue forecast, they knocked it down quite a bit. And that opened a $155 million hole. In other words, the council on revenues, you can imagine, they look at a crystal ball and they look to the future and try to predict how much tax revenue the state's going to get. Right. And under our state constitution, our government is supposed to be run by those predictions. Right. So they have to use the prediction the council on revenues did. And they are showing that we're going to get less tax revenue in the future. Right. And so that's another push to increase taxes. Well, they're budgeting based on the higher number. Right. And COR comes in and says, oh, it's actually here. And they go, oh, what are we going to do with this? Yeah, yeah. So they're trying to make up the difference. And the last, maybe, pensions. Yes, public pensions. We have pension plans that basically promise a lot of things to present and retired state employees. We promise them health benefits until they die. We have defined benefits for them, which is a set amount that's coming up per year, irrespective of how the market fares and irrespective of how healthy the state is. But the irrespective. It promise this amount of benefits. It's not how much we put in. We get a certain amount. We're promised a certain amount out. Right. And the question then becomes, how do you value that in the present day? We had been using a 7.5% discount rate, which is very high. The actuaries who looked at the pension plans said it's too high. And they knocked it down to 7%. And that made the pension go from the unfunded liabilities go from $8 billion, up to $12 billion, and hence the need for more tax revenues or the push for it anyways. Yeah. Obviously, if the debt is much bigger, you need to spend more every year to amortize that debt. And I need to cut you off there, because we're at the end of the episode. I want to thank Tom Yamachika from the Tax Foundation. Thanks so much for joining us. Thank you, Joe.


All right, let's be honest. I know you are looking for the easy way to lose belly fat and get abs and who isn't right? I mean, why would you do it the hard way if you could do it the easy way? Well, how can you actually do it without exercise though? If you watch videos like P90X or other YouTube videos, you're probably assuming you have to do three hours a day of plank That's not necessarily true now in this video I want to share with you guys how to actually lose belly fat as best you can without any exercise whatsoever Hey guys, I'm Alex Hine author of the book master the day now in regard to losing belly fat The very first thing is to understand where your baseline is so for example when I say baseline I mean male versus female your age your historical weight and your historical body fat You're even your body type for example, you may have been a leaner person genetically You may have been an overweight person slightly genetically Those are going to affect certain things for example There is some research suggesting that different people have different amounts of carb tolerance So lean person may be able to eat more carbs and gain less fat than someone who's less carb tolerant That's just an unfair fact. The other thing is your age and your gender Obviously your 22 year old body is going to be different from your 52 year old body There are many women I know that they're doing fine in their 20s 30s and 40s and then they hit menopause Suddenly gain weight despite eating right and working out and plenty of men that reach out to me in their mid to late 30s as soon as they get really sedentary Maybe their sleep is getting messed up from having kids They're pounding back three cups of coffee a day or they're having a drink every night and they're noticing that belly fat creep up What also matters is your body type to begin with for example, some people they have a lot of fat accumulation From their waist down. This is kind of that stereotypical pear-shaped body now for other people though They're pretty lean so the very first thing here for losing belly fat is to understand where your baseline is Are you naturally leaner? Are you naturally slightly more overweight? What gender are you and what age are you because these are all going to be factors that come into play? The second thing here is that having a flat stomach is still at a high level Dictated by calories at the end of the day for example look at me as an extreme example in my late teens I was doing no ab exercises and I was doing no exercise whatsoever besides playing video games all day But because I ate a healthy diet where I was raised and then when I went to college I still ate healthy and cooked I had a really clear six pack now I wasn't fit at all. I was severely underweight that was just genetically how I was but what I'm trying to say is with no exercise No planks no ab exercises whatsoever I still had abs which should go to suggest that it's actually more about your body fat levels instead of doing Exercises in order to get abs. All right. That's actually very important So whatever method you want to go about Having the lower calories is up to you two of the things I recommend that are easy are intermittent fasting for example trying the ratio I suggested in the intermittent fasting video previously or Adopting a more low-carb diet which tends to be for people the two easiest ways that I've seen in order to eat better Which generally is in my experience the easiest way that people can actually eat less calories without feeling like they're eating less calories The third thing here is to add 30 grams of protein to each meal I've had clients do this that are both vegan and vegetarian as well as carnivores that eat meat What I find is that with people eating 30 grams of protein per meal. They are way more full They naturally crave way less carbs. They're blood sugars more stable They have better energy and they lose more body fat so one of the reasons is that higher protein is going to increase the proper levels of for example testosterone and Also a lower carb diet is going to assist in rebalancing some of the hormones for example cortisol estrogen Testosterone so besides the 30 grams of protein with each meal which could mean some eggs It could mean a piece of meat It could mean beans and rice or something else besides that in particular the strictest version of losing belly fat without any exercise whatsoever would be basically a strict specific carbohydrate diet or a strict paleo Which would be basically just meat plants and fats So almost every one of your meals would look something like this where you have for example eggs fats and vegetables Salmon with a ton of vegetables and fats Chicken or steak with a ton of vegetables and fats and that's been in my experience The most cutting end of a diet where that's difficult for most people But it's also the most effective in terms of losing body fat Staying full and still being pretty healthy at the end of the day because you're still getting protein fats And you're getting some carbs via the vegetables So I hope that helps as far as the primer goes on losing belly fat without exercise now at the end of the day though It's gonna depend on you and for most people it actually you probably will take exercise You can lose belly fat without the exercise but to get the level of toning and a level of cutting that most men and women Want it's probably gonna take exercise at the end of the day to build more muscle mass and lose more belly Fat and you're gonna just look toned and fit her overall anyway So I hope that helps remember your tiny daily habit for today is to understand look at where you are Adjust it based on your unique circumstances You still have to decrease calories at the end of the day whatever way you do that doesn't really matter Try having 30 grams of protein with each meal or going the most strict which is a strict paleo That's the best way to get the results. I've seen without any exercise But remember you may need exercise to go the whole way to get the results you want. What's up guys? It's Alex I hope you like this video the best way to stay in touch is to grab my totally free guide Five daily habits to help you lose your next 20 to 30 pounds And if you like this tiny daily habits approach, it's not only getting fitter But unlocking that 10 out of 10 success in your life check on my book master the day Both in the description there below or on Amazon and if you send me your receipt to Alexander at modern health month I'll send you a two hour bonus video course for free


Hi everyone Joe for jazby's case rakes comm coming at you with another break of 2022 panini gold standard football six box Half case pick your team at number five half case From a fresh case right here Big thanks to this group for making it happen here on a Thursday If you have a little rooftop next to name like Adam that means you won that spot in the team random in fact the double Rooftops mean you want to want a spot in the filler and then Won the Cowboys Travis you ended up with last spot mojo with the Raiders Got my Raiders glass. Good luck with that And good luck to good luck to everybody No matter how you made your way into this break. I appreciate it. Thanks for getting in my knife over here Gold bars are all over the place here So there's one two three on this side and four five six on that side And we'll roll the diet to see which side we're gonna go do one two three for the left side four five six for the right side Five one two three four five six of this we will save for break six Which we can run back tonight If you want to whoa more money being added to the Thursday night football pool With the two sacks nice It'd be a real shame to leave that all that money on the break on the on the break table on the table So let me and you can keep track of all the bounties on on the break schedule Just click one tab over and one more field goal and then we'd have the whole We'd have the full boat right a break credit the maximum amount possible. Yeah Yeah, we make these we make these sort of bounties Pretty soft pretty easy So we want to give away as much money as possible We still got them still got to move a few breaks to officially unlock it Miss Travis Kelsey 75 You can help Gilo Make it not slow tonight. I haven't seen an order for you all day Darnell Mooney to 99 You can change that narrative Van Jefferson to 299 That is for Allen and the Rams There's Carson strong 366 out of 399 Eagles It'll be for VJ and the fly Eagles fly Got Khalil Shakir. Nope. That's Danny Gray. That's Khalil Shakir 11 out of 199 for the bills Jeffrey for the bills Buffalo And there's Danny Gray rookie auto to 25 for Victor and the Niners and and a redemption It's a rookie Jersey autographs jumbo prime card 35 a David Dawson Damian Damian Pierce Texans that's gonna go to Jerry and Houston. All right box one in the books Next box. All right. There's Devonte Williams to 49 Andrew Booth, Jr. To 75 that'll be for Pat and Miles Garrett to 299 big Miles Garrett Dan for the Browns Cleveland. This is for you There's Vellis Jones, Jr. piece of his jersey to 399 We have a pitch for moving the ball a little bit here Couple catches Matt with the Bears That's Kyle Phillips 31 out of 49 for Tennessee Jason with the Titans. Oh Oh my god. Oh, I thought that was gonna be inner son boy there's Alec Pierce To 49 boy Trubisky got away with that one that'll be for Adam and the Colts got randomized the Colts gets the rookie auto Alec Pierce and We got a Malik Willis Jason picked up the Titan straight up Gets the Jersey and auto Malik Willis 65 out of 199 Next box Carl Loftus 75 and Austin Eckler Yeah, that Malik Willis was nice Only only I feel like only a matter of time before he starts getting some starts starts getting some stars say Juan Barclay to 299 Gold Rush rally. It's gonna be for Michael and the New York football Giants Nice start to the season for say Juan There's Eric Uzzuk Anna Uzzuk Anna it's for the Dolphins Kenneth the Dolphins 399 Tyler Beatty Oh and Bailey Zappy Tyler is to 49 that'll be for Adam and the Ravens and there's Bailey To 199 for Karen and the Patriots and we got a Chris Olavae Saints That is for Kyle Big Jersey nice auto 52 out of 149 halfway through this half-case break Like a thicker past here We got some thicker cards. Nice got John Meche the third to 99 Get well soon Texans. I'll be for Jerry. Oh, are we going backwards here? Maybe go. There's the gold dust 10 out of 25 Drake London for the dirty birds Alan I think these are really short printed here Or it's to 25, but I don't know how common these gold dust parallels are And we got a David Bell 37 out of 49 Cleveland, this is for you It's for Dan Kurt Warner 114 out of 199 for the Rams that's gonna go to Alan There's Hunter Renfrow autograph nice 98 out of 99 a little Maybe in concussion protocol right now So hopefully he'll be able to suit up this weekend Travis with my Raiders last Bob Mojo strikes again Nice golden day views Aidan Hutchinson 76 out of 99 Pat Wolfe with the Lions Nice rookie auto. Sorry couldn't flip around there for a second and the last one here is Carson strong dual relic and gold ink autograph 10 out of 49 for the fly eagles fly All right, two boxes to go. I Guess look at the ultra rare inserts including that gold dust right there Fuel goal. It's up and good So that's our final bounty ladies and gentlemen all the bounties have hit But not all the wreck was the minimum number of breaks have not been fulfilled So if those breaks fill check out jazby's case rakes.com if you're watching live for the promo details But right now 35 people are gonna win a hundred bucks each. Maybe I don't know if there's traditional case It's in these but I think the ultra rare inserts are Are some of the shorter prints that we're looking for some of the rare card that we're looking for? It's Calvin Austin the third to 49 JJ want to 99 and Travis calcy gold plated relic 23 out of 299. Oh, sorry. Yeah, I think this is the challenge with the streaming world, right? Especially if I'm on a stream through the my microphone to your stream and then it's just gonna be It's just gonna be where Where you are in the world. Am I like a minute ahead?  That'll be for Alan And we've got gold fingers gold finger 70 out of 99 Gill a brand for the boys. That's gonna be for Adam and the Cowboys And one more than a redemption another cowboy. That's jacari Robinson 104 Roberson 104 out of 199 another one for Adam and the Cowboys and the redemption Good luck everyone a Rookie Jersey autographs and double car 253 D R a K Drake Drake London Drake London for Allen and the ATL former Former USC guy. Yeah, we sure did Diego. So yeah, like I said, we got a full boat of Got a full boat of break credit to give away but We got to fill some breaks ladies and gentlemen So check out the details Jaspies case breaks calm Chad saying chronicles is all of that Chronicles that counts that would that would be part of the promo It's Kenneth Walker to 99 That's right like a love boat Breeze Hall to 25 Another hunter-renfro piece of his jersey this time 197 out of 299 for Travis and my Raiders Kyle Hamilton Piece of his jersey 399 for Adam and the Ravens. I Sure hope so too, Adam Can't leave $3,500 of break credit on the table, right? I got Arnold No, and Jalen Here's Arnold right here the big a TA That's a Falcon for Allen and Jalen Tolbur. That's for Adam Dallas 100 out of 199 Got him. I've got this guy stashed away on the bench. Maybe maybe Maybe he emerges maybe he becomes a somebody that's a catch I feel like people are high on him in the preseason and the final hit is gonna be Malik Willis another one big jumbo jersey and autograph 37 out of 149 nice break for Jason Price and the Titans. He got him straight up Scared money don't make money nice You might see him in action in action sooner rather than later. There you go Ladies and gentlemen another gold standard in the books. This is break pick your team five So pick your team six is is available. So check it out. Jasper's case breaks.com. Bye


Hey, as a beginner, there's three things you absolutely must know prior to getting the industry or right when you get into the insurance industry. The three things, I'm going to roll through each one and I'm telling you, I had success and made $117,361.13 at $20 while in college and playing basketball because I knew these things. I at least learned them pretty quick and I actually adopted them and I put them into place. The first one is you need to be able to set a target, a goal, a target. Most successful people, I would say all successful people really, they don't go into something and have success without actually premeditated pre-planned success. So I want to ask you, as you jump into this venture, what's your actual, what's your target? What's your goal? What do you want to do? And I would say it needs to be a little more predefined than, hey, I just want to make $100,000 my first year or I'm making $48,000 working down the street. I love to make $50,000. Let's have some specifics about that and what most people don't realize is when I was an agent, yes, my goal was to make $100,000. And I went into a recruiting meeting and the manager had us all stand up and then said, okay, take a look around and then he had everybody but one person sit down. And then he said, maybe one of you will make it. In that moment, I actually set a goal, a target. I wrote it down and I said, I will earn $100,000 my first year in the insurance business. Not I may or I hope or I will maybe probably think I will. No, I will earn $100,000 my first year in the insurance business. I dated it, I signed it and I put up in the wall of my cubicle and every day I went out to make that a reality from cold calling and cold door knocking the hardest way to do it. But I had success because I set a target for myself. So I want to challenge you as you're taking notes as we're deciding for you right now what you want to do. I want to encourage you to set a target. I'm telling you, this will pay off for you. Number one, set a target. If you need to pause and write it down as we work through this workbook style today, then do that because I want you to have a target before we continue. Okay, so now we've got a target. Excellent. Second, know your numbers. I'm big on knowing your numbers. Now what does that mean? Well for me $100,000, it was $2,000 a week. It was $400 per business day. How do I make $400 today, tomorrow, and the next day? But to go even further, I knew that I needed, I made about $400 to $500 of commission per sale. Me personally, I don't know what it is for you, but this was me a decade ago. And because of that, I needed five sales a week, $2,000 a week divided by the amount of commission you make per sale, bam, I needed five sales. So I followed the set, sit, sell model. I call it the triple S system, set 15 appointments to hopefully sit with 10 and actually sit and give presentations to 10 people. Now it could be over the phone either way, right? And then actually, and then hope to sell five of the 10 from the 15 that was set. So set 15 appointments, sit with 10 appointments, ask 10 to buy and actually close five sales. Now that could be four appointments and then one's a couple where you get two sales, right? Again, I knew that when I actually sat with 10, I was going to sell my five every week or at least pretty freaking close. So for me, it was all about knowing my numbers because I wanted to break it down, right? And so I want you to break your numbers down so that you know what you need to do. And I used to write down, I will earn $200,000 this week. Every week on Sunday nights, I would prep, I would write things down, I would take this thing seriously and some of you are going to hear this and it's going to like, you know, you're not going to write it down and take it seriously. I'm telling you, for a target to happen, for a goal to happen, for those numbers that you set and that you now know of what you need to do every single week because you're going to break it down and do it in a weekly system because you can have one good week here, one good week here, one good week here. You can string together a phenomenal year, one week at a time because a year, big goal, semi-annual quarter, I was like, Oh, it's three months a month. Okay, that's cool. But week, if I can win the week this week, I can win the week next week. If I can win the week next week, I can win the whole stinking year. Okay, so as you're starting to do that, you need to know your numbers. It's super important that you actually know those. Number three for tips is you need to have prospecting methods and you need to be prepared to go out and prospect to see people. The biggest question for you right now is, how are you going to get in front of people? And yes, I cold called and cold door knocked, which is the hardest way to go. Not easy. I didn't even use leads. Now, there are other systems that you can use, and I've even got a course on this in our over at training.Codyaskins.com on insurance agent prospecting 101. You need to figure out this a two or three hour course, but you need to figure out what are your prospecting methods going to be because you don't want to go into each week like it's a roller coaster or a wave, and you don't know what to do this week. It needs to be specific. You need to walk into the week knowing I am going to do this this week. Here's what I'm going to do. Here's the success I'm going to have, and here's how I'm going to get it done. The more organized and prepared you can be the better, right? Not so prepared that you're like, I'm not going to do anything until I know everything because you're going to take action now. You're going to take some action. You're going to be active. You're going to put forth the activity. You're going to put in a lot of activity to hopefully see future results, right? But what are those prospecting methods for you? I always recommend that the insurance agents have three prospecting methods in their first year, and this is going to change over time, and it's never going to be perfect or specific or whatever, but one is you need to be focused on specifically your warm market friends, family, etc. If you love them, care about them, and believe in what you're selling, you'll do this anyway, right?  I ain't talking to my friends about insurance. Well, then you don't actually believe in what you're selling yet. That's okay. Maybe someday. Okay? After a warm market, which I made tens of thousands of dollars off of my very first year warm market, then you need some type of way that you're getting leads every week. For me, maybe you're buying leads from a vendor, maybe you're working with, you know, security marketing and we're generating leads at cost for you, one of my companies, I don't know. But for me, it was, I had call nights, and every Monday night I would invite college kids over to the office. I would pay them $10 per appointment for the first two appointments, $20 for the third appointment and every appointment after. I'd give them a chair, cubicle, phone, script, data list. I would call with them. I'd walk around and get everybody jacked up and excited. I'd train them. I'd buy them all pizza. I would pass around gift cards as they went throughout the night. I would give an extra $100, maybe an extra $20. I think it was to the top person of the night to set the most of appointments. We'd have, you know, me and two, three, four, five, six other people all making calls to book me appointments, cold calling about final expense life insurance. And we would cold call and we'd book appointments and I'd walk out of there a lot of times with sometimes only six, eight, ten appointments, but always at least that. And then some weeks I'd walk out of there with 14, 16, 18, 20, 22 appointments. My whole week would be booked. That was my way of having a consistent lead flow. I created the lead flow myself, which is, which is, that's an option. That's okay. Maybe it's direct mail leads. Maybe it's digital leads. You know, I don't know what it is for you. Maybe it's telemarketing leads. I don't know what it is for you, but you need a consistent lead flow. And why do you need a consistent lead flow? Because you need people to talk to every week. And if you're going to set 15 appointments every single week, you got to have some stuff circulating. Okay. So that's a second prospecting method that I always recommend. The third is you need to have third act, third activity, driver, that I'm going to go door knock, or I'm going to work a networking group, or I'm going to go ask for referrals, or I'm going to go do this. For me, the activity, the fill in, when I didn't know what to do, because that's going to happen as a new insurance agent. It's a big tip. It's when it happens, please do something.  When you're, when you're war market, you know, you're not working war market, or you're not working leads, or it's a Friday and you're worked through your war market for the week, your hit list on that, because you created a top 100, 200, whatever, and you're hitting it up. Or maybe it's the, as far as the leads, call night for me, maybe I would book appointments on Monday night for Tuesday, Wednesday, Thursday, and I'll have anything on Friday, I would actually go and I'd go drive to like a senior housing facility or some area, and I would door knock for 50 doors, 60 doors, 80 doors, sometimes 125 in a day. That was my way of filling the activity.  I'm telling you, it is extremely crucial and important and beneficial for you to fill it with activity and door knocking works for a lot of people. It doesn't have to be one of yours, but you need three different prospecting methods so that you can hit your weekly numbers because when you know your numbers, you start hitting your numbers, you have a better chance of actually hitting that long-term goal that you have laid out for yourself. So these are the three tips that you must know as you're getting into the insurance industry. Hey, if you love this, you're like, man, I want 2021 to be better than 2020 was. I got seven steps that you need to apply right away. Check out the video, they're in there. If you want to make $221,520 next year in 2021, I'm going to show you the seven steps that you need to master.