He made it, boy. Hacked house, whole temperatures here in Foxboro. Hey, no, tell me the truth. Hey, y'all going to know what it is. We became too fast. Let's go in there. You're best, boy. You got. We don't need nothing out there. You better leave this field straight. Hey, we've been in this stadium miles now, baby. Hey, it's our opportunity. We're going to seize it, baby. Hey, we're going to make sure we run through them face. Don't worry about the mystique. Don't worry about what the history here has been. The Titans must stay true to the principles that have gotten them to this point in the last 10 weeks. The playoffs are underway in Foxboro. I can't wait to watch you guys play. I can't wait. Do your job. Do your job. Play fast and aggressive. Everyone do their job. The Titans will start at the 25. Henry going to get a carry on the left side to the 45. Tana Hill, firing, got it complete. Taja Sharpen midfield. Henry dragging tacklers down to the 10. He's got a first down. Third down at 10. Blitz coming. Tana Hill, under pressure. Fires to the end zone. Touchdown. Titans, Fertzer. Titans pick up the Blitz long enough. And Tana Hill threads the needle. I'm going to do the end. Hey, Fert go crazy. Did that get vertical? Let's see if we can't go back and play in the backfield. 357 and counting in the first half. Patriots looking to build on a 10 to 7 lead. I'm going to see it, guys. See it. Brady gives it to Michelle on the left side. Evans gets him again. Cut. That was a big win for the Titans defense at the end of that series. Huge win, making them kick that field. Good job, Tana. That's the way to play. Do your job on a three. I thought you played physical football. Toe for toe. Toe for toe. That's good. Titans with two timeouts and the two-minute warning. Keep doing it. Tana Hill under center. Runs Henry to the right. 25-30, 35-40. And he is run out of bounds in Patriots territory. Tana Hill play fake. Looking screening. Henry to the 20, to the 15, to the 10, to the 5. They're calling him out at the 1. There you go, Toe's Toe's. There you go, Toe's Toe's. Give Henry at left guard second effort. Henry, touchdown. Titans. Tie ball game with the point pendict. That's a great answer. 75-yard drive right before the half. That's exactly what the Titans needed. Keep that guard. It's a great job in the run game. Keep that guard. Keep it going. That stop at the one-yard line on the other end, forcing a field goal. That's the difference in the ball game right now. Keep doing it. Keep rolling. Keep rolling. Keep rolling. Brady is going to screen it to White, who's trapped. Michelle gets the handoff, and he gets smacked. Brady fires right side. The pass is incomplete. And so the defense does an outstanding job. Toe, this is a good football. Toe, this is a good football. Finishes, man. Let's go. Well, the pressure is on the Titans offense with 3-10 remaining. Well, this is playoff football in the national football league. You've got to be able to handle the pressure, produce under the pressure. Here we go. Tannehill takes the snap. Looks. Fires for Berkser. He's got it. Berkser has got it. It bounds outside the 25. It's a first down for the Titans. Give it to Henry on the right side. Here he goes. 30, 35, and down at the 37-yard line with a first down. He catches it. He kicks it. He gets away a line driver. It's going to bounce for a long time inside the 10 and will be down at the 1 with 15 seconds to go. It was perfect. Tom Brady from his own one takes the snap. Looks. Fires pass, batted up to the Intercepted, and returned for a touchdown. Titans, Logan Ryan. The Tennessee Titans have come into what Mike Frable referred to as the Viper's Den. And they have knocked out the champions.


Finally, we got this after a lot of negotiations, after a lot of hard work, after a lot of talks and a lot of hours which we talked with this supplier, we got a discounted gift cards for auto DS users. So as all of you know, the most profitable way now to get money, to make profits on Amazon to eBay dropshipping is using discounted gift cards. The problem is that most of the gift card suppliers are very not trustful and it's very dangerous to work with them. So we worked with some different suppliers to check their services, to check how they provide their gift cards, to check if the gift cards are safe and if our Amazon accounts are not getting suspended. So finally we got one amazing supplier so we started to work with him and we started to check how we can get the best deal from this supplier for our customers in auto DS so the customers can make much more money and much more profits. So this video I want to show you how to use the new supplier and how to get discounted gift cards specifically for auto DS users. So let's see how it works. If I go to the gift cards page in auto DS, I will also put a direct link to this page to the page of the supplier under this video. I have the option to choose between Amazon US, Amazon UK and Amazon Germany. Here I will go for example for Amazon US. Now let's see how it works. First of all you will get a pop up of all of the prices and all of the discounts for the auto DS users. This is because you came from our link. So let's say that I want to take the $100 and let's see how it works. First of all you can see that the discounts go up to 6%. So I want first to show you this one. So let's go to the login and register. Only for the first time when we go to the site we need to make the registration process. So let's see how it works. I will reload the page and I will go to the login page. Then here we have the option of sign up with Facebook or sign up with email. I will go for sign up with Facebook and continue just to login. And then immediately it opened an account for me. Now let's see how it works. I will go to the shop. Then here we have all of the different gift cards. As you can see by default they have up to 1% discount in their site. Now I will take the $3000 gift card and I will click auto card. And let's see how it works. Here I will go in the bottom and click enter promo code. I will put my code of auto DS, click apply and then we can see that we saved $180. Now think about this, you can be much more profitable just because you use these discounts. It's another $180 profit only from using these gift cards. So you can break even much lower and your profit is much lower and make your profit in the background. Let's take the $100 and make the full purchase process. So I will click auto card, view card as we did before. And here enter promo code and I will write $100 here. Apply. Then I go to checkout with paper. It will transfer me to my paper account and it's very easy as you know how to buy with paper, it's very easy. So I just click continue and that's all. Actually now I finished my ordering process, just click place order and that's all. Now I got a confirmation here, I will go and click here download just to have it in my computer. Now after a few minutes usually they will contact me on WhatsApp and they will provide me the discount. Be aware that they have a working hours, they write their working hours on their main page. So just buy this working hours so they can contact you and catch you immediately and then you can just communicate and get a gift card. If you purchase not in the working hours they will just contact you a day after and that's all. They have a great service, you can see here the working hours, it's a lot of hours every day so it's fine and it worth it. The first time the process will be a bit harder, a bit longer because you don't know the process. But after this you will just send them a message on WhatsApp that you got it and it will be very very very easy. I hope that you like the discounts which we get for you, which we got for you. I hope that you will enjoy and make much more profits, enjoy your new profits, see you on the next videos and don't forget to subscribe to our YouTube channel here under this video, bye bye.


Everybody forced here ripping 2021 flawless football hobby 2 box full case number 26 tiered There you go. There's your results. You can always find those latent sports cards.com And there is The results link in chat. Let's go ahead and get started See what we got for real for real. No cap The warriors are busting She Souther's kind of mid though not no lie The run continue here They called me out I feel like Michael and I took that personally This is floris moon's flu game right here Even though I feel fine except my my eye itched a minute ago, and you are hungry. That's equivalent Yeah, and I'm I'm and I'm hungry breaking it. I need my peanut butter and jelly All right. All right triple patch rams running backs here a marshal falk henry ellard cam acres 10 of 20 player worn on all of those patch card barry sanders lions 15 at 25 auto for the chiefs tyron matthew 1 of 15 honey badger Does what he wants doesn't doesn't give a you know what the chiefs that from last year Yep from 2020 lucky dual patch auto rams 2 2 at well 11 to 20 second hit for the rams Yeah, I think that is kind of lame illegal to be honest At least in you know the final game your elimination Bill's auto thurman thomas 2 of 5 floris achievements 91 nfl mvp nice hit bill's vikings rookie auto kelin mond 9 of 25 There we go vikings And that's sick signature gloves rookie texans davis mills 14 of 20 awesome hit houston Dan there you go It's like a tail of a swoosh there. I would think Yeah long-naked mills mills mafia y'all he's gonna do it this year Texas one of the division Colt's time is pretty solid ruby foiled giants lorence taylor four of 20 nice 420 lt diamond gem five of five brett farve packers And I will say we pulled a john madden cut auto. I'm kind of upset. There wasn't a brett farve in the end case as well It's only only right And rookie debut signatures Jaguar 7 of 15 trevor lorence boom Sick hit jags beautiful tealaw Got some silver foil there. That is pretty Good stuff there. That's a beauty. Holy kavan looney randy Take a dollar. I think Should give it to uh All I'm glad stuff will get MVP so that people can shut up about that That's that's a good thing about that. I like how we use the synonym for the word looney Rookie showcase quad relic for the Jets. That's michael carter There you go eight of 10 dual relic Sheep's bills patrick mahomes josh allen 10 Very nice Player worn on both of those Random right Random at the end Good luck on that Niners rookie auto trace sermon 6 of 20 Jerry jones, does jerry jones have a shield in this or any card at all shane Raiders patch auto tim brown 9 of 10 hall of famer tim brown It's the most unassuming name Hatriots rookie dual patch auto remandre stevenson 9 of 25 nice hit pats Three color bottom patch two color top patch jerry jones rookie shield Cowboys greats auto tony rohmo 12 of 15 Nice broadcaster hit Legend right there rookie debut signatures eagles davante smith 16 of 20 Nice one eagles Sv card to your packer's diamond gem davante adam 7 of 10 7 plus 10 a jersey number True rookie showcase quad laundry tag stealers pat firemove two up three Quad laundry tag stealers there you go And on the back we've got a colts all pro ink patent manning one out of 10 Great hit colts nice patent Good stuff nice vet hit on the back All right that'll do it. We've got One random to do Pretty nice card here too Chiefs bills on it. It is a mohomes and allen dual patch card to 25 both player worn good luck So both teams will randomize three times whichever team is up top will get The card one two three Bills congrats bills And that we'll do it. Thank you very much everybody got one more flawless case for tonight coming up next


So now let's welcome John Calary, Senior Vice President of Technology at the Trevor Project. John is the founding member of the Technology Department at the world's leading provider of suicide prevention and crisis intervention services for LGBTQ youth. John is proud to oversee a growing team of 50 talented professionals across user experience, product development, artificial intelligence research, and development, engineering, and technology operations. In today's demo, we'll focus on Twilio Flex plus Salesforce, creating a best-in-class user experience for youth in crisis and counselors. So without further ado, I'll hand it over to John. Thank you so much for inviting me here today to share how we're leveraging Twilio Flex to support youth in crisis. Our mission at the Trevor Project is to end suicide among LGBTQ youth. In addition to our prevention-based programs, including public education, peer support, research, and advocacy, we also operate 24-7 crisis intervention services via phone, chat, and text. While we are currently operating exclusively in the United States, I'm really excited to share that we will be opening in Mexico by the end of this year as part of our global expansion strategy. During my tenure at the Trevor Project, we've leveraged multiple platforms to deliver our life-saving services to LGBTQ youth. We started on iCarol, migrated to Salesforce Live Agent and Live Message, and we are launching our chat and text services on Twilio Flex on June 7th. While we are currently leveraging Salesforce as our youth contact CRM, we are also building our own platform from the ground up, which we will launch in Mexico when we start offering our services there. At the Trevor Project, we've been very fortunate to have hired an incredible user experience team comprised of three researchers and two designers. While Twilio Flex already has an incredible user experience, Twilio's developer first approach has allowed our UX team to further enhance the interface to uniquely meet the needs of our three core user groups, youth, volunteer crisis counselors, and supervisors. So we'll go ahead and start this journey with our youth experience. Like I mentioned, the customer experience for Twilio Flex looks great right out of the box. After extensive research and design, our product and engineering teams transformed this experience to meet the needs of our users, while conforming to our new branding standards. This screenshot on the left shows what the experience looks like if the youth is waiting in our queue. The screenshot in the center shows the chat itself. And the final screenshot on the right shows how we prompt for a CSAT survey after a chat has ended. So let's go ahead and move on to our counselor experience or what you might refer to as the agent experience in a typical contact center. As you may know, Twilio offers a few ways to integrate Flex with a CRM. Many contact centers embed the CRM into the Flex experience. But in order to make the transition easier for our thousands of volunteer counselors, we chose an intermediary step where we embed Flex into Salesforce. Like before, Flex already offers a great experience out of the box. This is what a typical counselor might see when they first start their shift. They click the Trevor Digital button in the bottom left of their screen, and our custom Flex panel displays. Here, the counselor sets themself as available. Once available, the counselor is routed their first chat. Once they accept the inbound chat, our custom case record appears on the screen. Like a previous slide, we have a couple of custom attributes here. We have a panel that shows if the contact has reached out before, a knowledge base, and a couple of timers for our counselors. And if queues are long and depending on a number of criteria, our counselors may also opt to take a second chat. While these interfaces look quite simple, there's a lot of youth and counselor research that has informed various details. For example, we heard from counselors that rapport with youth could be damaged if they accidentally called them by the wrong name. While Flex doesn't natively feed the contact into the chat panel, we use this research to extract the youth name from the case and feed it into the chat panel for our counselors. Finally, let's take a look at our supervision experience. When crisis counselors are on a shift, we have a team of supervisors who monitor conversations and provide support and coaching to counselors in real time. Once again, Flex provides a very robust and user-friendly experience right out of the box. Our UX team took Flex's already robust supervision experience to the next level, feeding in details about our counselors and providing numerous flags and indicators that provide our supervision team with enhanced situational awareness during their conversation. And with that, I'll pass it back to Mina and the TechSoup team.


Hey everyone welcome to the Nintendo Prime and we're going to talk about something that's been I guess in the news over the last couple of years and really it's been going on for as far back as I can remember and that is the debate over video games their place obviously in the world and the media and their place in terms of what do they call violence in people and actually what in particular we're going to talk about today is about the World Health Organization and how they classified video game addiction as an actual mental disorder and there is a difference between addictions and disorders you can be an alcoholic but it's not necessarily a mental disorder a mental disorder could be something like bipolar disorder and stuff like that but now video game addictions actually being classified as something like bipolar aka it's like a pre-determined thing in our head that that's actually a mental disease and I always thought that this classification or at least from what I can remember of it was a little bit of a misunderstanding because I honestly think that being addicted to video games is much more similar to being addicted to recreational drugs or being addicted to alcohol and stuff like that or really anything gambling whatever it happens to be whatever you're addicted to food that's been a problem for me for a long time I don't really view it as like a mental disorder I've never felt like it was a mental disorder some of its cause you know through bad parenting parents not monitoring their kids and what they're consuming and what they're doing and not putting limits and restrictions until that kid grows up and could put limits and restrictions on themselves and realize that maybe they shouldn't just be playing video games for 12 plus hours a day every single day of their life or whatever the case might be and we there's been lots of stories I guess out there in like China and Korea just you know where people are actually like dying at internet cafes because they just don't leave 24 hour internet cafes and it's a little bit insane to me when you think about what video game addiction can do to some people but again this is classified video games as a potential to be addicted to and I think as human beings we are addictive personality wise some people are more addictive personality wise than others but I think in general there's like a trait inside our brain that makes us addicted to certain things and not all of those things are considered bad I do think as an example if you find someone to fall in love with and you enjoy the feeling you have around them I'll happy you are around them that can be an addictive feeling and you're gonna want to be around that person more and more and that's not necessarily a bad thing now there are times that it can be a bad thing go too far and even become obsessive and all that but again different people different strokes for different folks so not all addictions are necessarily bad addictions but I do think that we as human beings are just addicted to feeling good about whatever it happens to be and I've always been a firm belief that video games just are the more of an addiction like alcohol like you know recreational drugs stuff that works not really a mental disorder it's just something that if you don't have it in moderation or don't learn how to some self control you can have issue with and I don't even think video game addiction is necessarily always bad there's the extreme end where you're not taking care of yourself not paying your bills that kind of stuff and that end is bad but I also think there's a point you know like when I was a kid I used to escape to video games I used to escape to games like the Legend of Zelda they get away from things like my parents fighting and and other stuff like that or stresses in life I think video games can be a great stress relief they can be a great escape from reality even as an adult I find myself at times just enjoying a good game you know whether it be what I remember of Breath of the Wild or Mario Odyssey or something or going back to my childhood you know with Secret of Mana and stuff like that it was really nice to just get into these worlds and engross yourself and just kind of forget about all the stress and all the stuff that's happening around you sometimes even in the same room when I was a kid so I don't think that video games are truly a mental disorder I think there might be mental disorders associated with some people that get addicted to them but I don't think that video games themselves are a disorder but again I don't I'm not a researcher I'm not a scientist I'm at you know a college or university that's able to prove or disprove whether that that's okay so I think it's a hard thing to prove or disprove anyways it's kind of like how there's been that big debate over you know do video games cause violence and that's been going back to like when I remember when I was a kid in the 90s you know with Grand Theft Auto and and Doom and Duke Nukem and stuff where people were like hey is this you know are video games causing violence or causing school shootings and it's been a really interesting debate because a lot of shooters do play video games but not all of them do so is the correlation really there and then you know did the video game really cause it or were they have done it regardless of the video games or did it desensitize people and there's evidence both directions and there's no definitive answer other than we just don't know because the human psyche is constantly changing and everyone is affected by things differently and I think that's what makes such a thing like saying video games are a mental disorder or video game addictions a mental disorder such a concerning thing because everybody's different and it affects people differently the amount of serotonin your brains are getting or whatever the case may be is different well we have a study now that kind of supports us as gamers of it being more of an addiction not necessarily a disorder and I found this on Nintendo life so let's just give it a look here says a new study says external issues are more likely to blame for gaming addiction not gaming itself so this is probably something I agree with but I'm gonna fully meant I have bias in this conversation because I am a gamer and I enjoy video games and I obviously don't like a negative light being painted around a medium that's been so important to my own mental health and stuff like that so scrolling down there says a new research study conducted by Oxford University has found insufficient evidence to suggest that gaming should be classified as a clinical disorder which is what the world health organization has done and notes gamers who are heavily affected by the problem are likely to be suffering from wider unrelated issues and this is what I mean by you could get addicted to something or have all these things happen but really the ones that have an issue or have a problem probably have some other disorder or some other mental illness that would have manifested in a different way if it if it wasn't video games and it was some something else the study comes as a response to the world health organization to classify gaming addiction as a mental health condition so professor Andrew I'm sorry I'm going to totally butcher this name Andrew Probilisky director of research at Oxford internet institution and co-author of the study has shared the following the world health organization and the american psychiatric association have called on researchers to investigate the clinical relevance of dysregulated video gaming among adolescents as previously studies have failed to examine the wider extent of what is going on in these young people's lives this is something we seek to address with our new study for the first time we apply motivational theory and open science principles to investigate if psychological need satisfactions and frustrations in adolescents daily lives are linked to dysregulated or obsessive gaming engagement our findings provided no evidence suggesting an unhealthy relationship with gaming accounts for substantial emotional peer and behavioral problems instead variations in gaming experience are much more likely to be linked to whether adolescents basic psychological needs for competence autonomy and social belonging are being met and if they are already experiencing wider functioning issues in light of our findings we do not believe sufficient evidence exists to warrant thinking about gaming as a clinical disorder in its own right dr. Neto Weinstein senior lecturer of the university of car to school of psychology and co-author of the report says we urge healthcare professionals to look more closely at the underlying factors such as psychological satisfactions and everyday frustrations to understand why a minority of players feel like they must engage in gaming in an obsessive way now i think this is a really important study uh because as as you're looking at it here at least you know what what we're able to see of it you know x you know you know little statements from it obviously you cannot go to the sources down in the description and try to do more research on it if you can on what's been published uh i think what's really interesting in these findings is that we're starting to see that someone's finally trying to look at what's happening in these kids lives uh i think a lot of media especially the general media not video game media but like the general media the cnn's and and fox news and all that stuff of the world uh don't understand video games at a fundamental level so what happens is these organizations put pressure on things like the world health organization to um do something about what is a perceived problem that is just looked at from like the outside looking in where you're kind of looking at okay this this person is obsessively playing video games this person's also showing um really negative behaviors uh that seem to be associated with the fact that they're obsessively playing video games and because of that video games are the problem and thus is a mental disorder uh which is interesting since video games are a digital medium and we're not like coming out of the womb um with with video game problems like we're not born with video game issues and the big thing with a lot of mental disorders is almost every single type of mental disorder um except for ptsd you know that's obviously post traumatic stress disorder that's a little different because that happens because of a trauma you actually experience uh but pretty much every other mental illness or most of the mental illnesses are something you can be born with it it's a biological issue in your brain a chemical imbalance or what have you kind of similar things that lead to depression and all that um that you can develop over time but also you can be born with it uh it's one of those situations to me that you can't really be born with a video game disorder uh because it's a man-made thing uh and it's just the entertainment medium like if we're going to start talking about how um you know video games are a disorder then why aren't we talking about how netflix is a disorder like people sit down and obsessively watch netflix for you know marathons of four or five days when they're not working why are we not calling that a disorder uh they're not doing anything productive in their lives and during that time they're just watching netflix um you know binge watching especially since netflix lets you watch like entire seasons at once of of tv shows and uh i think the same is true in a lot of other situations and we're just not properly examining those situations and i think that's a uh problem when you're taking this outside viewpoint and not actually looking at the person you're focused so much on what's wrong now okay they're playing a ton of video games have issues and you can point at parenting and other things for that but it looks bad but then you're not considering what led to it right because we're not coming out of the womb obsessively playing video games like we don't pop out of the womb with a cell phone in our hand playing video games we don't pop out of the womb with a game boy or whatever a switch whatever like we don't we're not born into this world with a problem with video games so something had to lead to that problem existing and that's what i like about this study is it's taking a deeper look at what is actually leading to people very few by the way obsessively playing video games to the point that it's actually a problem and uh really hurting their mental health and their you know their their physical health and what have you and it's turns out that it's not the video games that are the problem it's that these people are turning to video games due to other problems such as antisocial behavior bullying at schools uh stuff like that and it's interesting to take a wider scope view of this and realize the video games aren't really the problem they're the they're they're kind of like the um antidote that might be not be the best antidote right it's it's kind of uh why some some kids turn to drugs and you know weed or or meth or whatever the the case might be or why some kids turn to alcohol at really young ages when they shouldn't maybe they see their parents that the that abuse it or something i don't know i mean there's a lot of things that lead kids you know peer pressure as well to doing things that they shouldn't be doing and we don't call any of that a disorder um but video games which we you might turn to or repush to for various reasons like i was when i was a kid just to escape reality people start to not understand it and they think it's such a childish thing especially you know i'm an adult you know 33 years old there's people still that uh you know even when i was in my 20s where we're telling me god why don't you grow up and stop playing video games like um you know people probably say that i won't be as a youtuber hey you're 33 what the heck are you doing grow up stop playing video games and video games aren't this thing that are just for kids it's like the biggest entertainment medium in the entire world it's bigger than movies it's bigger than music and it's been that way for a little bit now especially with the advent of phones and people gaming on phones then people don't even look down on people for gaming on phones but then they might play games on phones longer than i play games on switch or whatever like it's it's crazy to me uh the way that the world looks down on video games and i think it just comes from a fundamental misunderstanding and i think that misunderstanding is going to change over time as the older generations that didn't really grow up with video games kind of phase out and the generations that did grow up with video games started to take over and i think that's what's leading to some of these studies are um professors and different people that are now getting into the field and hey look we don't really think video games are the cause of it but if it is let's find out and they examine the whole person's life and you start to realize oh look there's other things going on with this child uh that maybe led to the video game addiction becoming what it was and that the video games themselves are not the disorder or not the cause of anything you know these all these school mass shootings you know where some of them happen to play video games the video game didn't cause that kid to get into that mental state or um you know even if it desensitized them a little bit to violence it didn't cause them to want to match shoot there were other things other factors going on that made them want to go to their school and kill a bunch of people and all that and it's it's something that's hard to talk about and it's hard uh for the media i think in particular because they're looking for a scapegoat everyone wants a scapegoat they want something that's easy to point to and put blame on i think we all want that in our lives you know if my relationship with my fiance all fell apart you know you're gonna want to look at who's the blame and usually when it falls apart you blame the other person and that's just a way for you to process things even though it's probably everyone's fault right if you want your kids don't turn out the way you want you might beat yourself up but it's also partially a teacher's fault partially the mom's fault and the grandparents anyone who had an influence on that child's life you know bears a little bit of responsibility for how that child turned out and i think this is just a situation where the media wants an easy scapegoat and the world health organization just handed it to him without doing the proper research uh just some little perimeter researchers were if you're trying to find a problem with video game obsession and um mental you know stability of a person who's who's already obsessed with video games you're going to find that connection because that's what you're looking for but if you don't consider what led to that connection in the first place and you start just blaming the games you lose touch with the reality of of the mentality because again we're not born into this world with this addiction so it had to start somewhere something pushed them to that point to be obsessive with games and a lot of it as they're pointing out it seems to be related to antisocial behavior stuff like that not not fitting in not belonging that kind of thing and uh and video games they feel accepted and all that and uh it goes a little too far you know i battle this with my children too especially uh my my daughter i gotta battle it with her too you know not letting her she likes playing roblox on her phone but i like oh not her phone she's not a phone she has a an ipod touch and i have to limit how much she can play roblox so does her mom too we gotta limit the roblox play time because it's interacting with people online and we don't want her to who has depression and all that to turn to um random people on the internet that we don't know to deal with her problems rather her turn to us um or her doctor or whatever or therapist uh and and again that's on parenting as well and thankfully our kids are growing up with a parent in me that has all this experience of video games has this internet savvy this youtube channel my daughter i don't know if you guys know this she wants to grow up with me a youtuber i keep telling her it's a bad idea but then me being a youtuber that probably doesn't help um you know whatever she'll eventually come to me with advice and i'll probably i'll either convince her to stop or i'll end up helping her i have no idea um which way i'm gonna go with that yet hopefully i don't gotta worry about that for many years but i it's still just something to put out put out there and think about um again i don't think that video games are a problem i am biased so obviously i'm gonna agree with this study uh but i'm actually just curious what you guys think about this uh because this is a pretty serious topic this is something that is happening now and can lead to bans on video games and restrictions and censorship and i know apparently some people are upset with some sort of censorship with nintendo with tokyo mora sessions a wii u game that's uh being brought back to to switch uh and it being like the north american version which has some minor censorship in it um i don't know i guess it's a debate for another time but i think stuff like this all kind of ties in um where if video games keep getting looked upon negatively in the general media it's going to keep shaping people's perceptions of video games are bad and i don't think video games are bad even with my kids and the issues they have at times with video games i don't think that video games are bad i think as a parent it's on the parent to raise their kids right to enjoy video games and moderation um and enjoy other aspects in life and just have video games be part of that life rather than the whole so i don't know that's just me i'm sure my parents probably feel like a failure because here i am talking about video games on the internet at 33 years old and they probably don't agree with that but it's okay love you mom and dad um i'm gonna make it someday at something i don't know what maybe it'll be this youtube thing maybe it'll be something else that i get a college degree for i have no idea but i'm gonna make it someday at whatever i'm doing um all it matters is my family's taking care of and uh i am thoroughly enjoying doing this thing on youtube and i hope to keep doing it for as long as i can this actually feels great um this is my first video since my accident i don't want to talk too much about the accident um some of you guys know about it some of you don't all you all you need to know is that i am doing better i'm starting to remember most things um still fuzzy on some tv shows and movies and and stuff that's happened out in the world uh but i remember pretty much all my kids in their childhood now and i remember a lot about this channel and hopefully a lot about editing videos um because i have to edit this still and oh except you already edited my time i don't know whatever if you like this video um i guess like and subscribe uh hopefully i got more videos coming for you the last one i did uh before my accident did pretty well almost 5 000 views on that one so and that was kind of cool what rewatching that video and seeing what my thoughts were um on switch and all that so uh yeah stay tuned i hope they got more content coming for you the rest of this week catch you guys in the next video


So if we want to be able to calculate the entropy for other types of processes in addition to just heating something up or cooling something down, one of the other one processes that we'll run into frequently is when two substances mix or combine together. Either gas is mixing to form a mixed gas or two solutions mixing to form a solution. And that's easiest to think about in the case of gases. So let's illustrate what I mean by mixing. Let's say we have a gas, let's say I've got some number of moles of gas A, or molecules of gas A in some volume, so that's the volume that A, the gas A occupies. And I'm going to allow, let's first, instead of considering mixing, let's just let that gas expand. Let's say there's some bigger container and I'm going to remove this wall between the left half of the container and right half of the container. So after I remove the wall, it expands into some total volume. Let's go ahead and say the left half of the box has volume VA, the right half of the box has volume VB. So the total volume is VA plus VB. So after I remove this partition, the gas expands to fill its container. The N sub A molecules of gas A have now expanded to fill this larger volume. So I still have N sub A molecules, they just occupy a larger volume. We know how to calculate the entropy of expansion of an ideal gas, particularly, well, let's say, if I go back to the Clausius theorem, the change in entropy is going to be related to the change in heat. And what we do know how to do is calculate the heat of a reversible isothermal expansion of an ideal gas. So if this gas expands isothermally, so the 1 over T is just 1 over T, the heat dq for reversible isothermal expansion of an ideal gas we've seen before, that was nRT over V times the change in volume. The T's in this expression cancel, so this is just nR over V dV. That's the differential change in the entropy. If I want to know the actual change delta S, I just have to integrate integral of dS is delta S, integral of nR over V dV. On the right side, that's going to give me n times R, integral of 1 over V is natural log of V. If I integrate that from some initial to some final volume, I'm going to get log of the final volume over the initial volume. So that's a new expression since we know how to calculate heat of a reversible isothermal expansion. Now we know how to calculate the entropy change for the expansion of an ideal gas, isothermal expansion of an ideal gas. If we apply that new result to this case, gas A expanding from volume A to the total volume, so the change in entropy of that gas A is moles of gas A times R times the natural log of the final volume, V total, over the initial volume, V A. So that's the entropy of the expansion of an ideal gas. To talk about mixing of two gases, now let's say before I remove that partition, there were some molecules of a different gas and some B molecules of a different gas on the right hand side of the container. So after the partition is removed, that gas also expands to fill the entire container. So now the container has a mixture of gas A and gas B. From the point of view of gas B, all it's done is expanded from this initial volume into a larger volume, so its entropy changed. The change in entropy of gas B is also moles times R times natural log of final volume over initial volume. The only difference is I have N sub B moles of gas B and it expanded from this initial volume of V sub B into the total volume. The total entropy, in fact what we'll call that is the entropy of the mixing, if I combine those two terms N A R log V total over V A plus N B R log V total over V B. That would be the total entropy change for the process or we call that the entropy of mixing because it's the entropy when gas A and gas B mix together. I just removed the partition, they both mixed together in the same total volume. The total volume didn't change, just the volume occupied by each individual gas changed. So that result is correct, that result is fine. We can clean that up and make that look a little more appealing by doing a couple of things. First of all, when I write this next line, so the volumes of this gas that we're talking about here, if I rewrite each of those volumes using the adiogas law, N R T over P as the volume, then I'll rewrite the entropy of mixing as N sub A R, so in this fraction I have a volume over a volume, the volume in the numerator, the total volume, I'll use the adiogas law, so the total volume becomes total number of moles times R times the temperature over the pressure. In the denominator I've got the volume A, the volume before the system expanded, so that was moles of A times R T over P. So if I do that, I'm going to have cancellation, R T and P, all will cancel and what I have left is just ratio of total number of moles to the moles of A. The same thing is going to happen in the second term. I have N B times R times the natural log V total over V B, that's the same as N total over N B. So when I rewrite that, that simplification will happen. In this next line, let me go ahead and say, if I divide through by the total number of moles, and we'll see in just a second why I'm doing that, but essentially what I've done by dividing by total number of moles is turn this extensive entropy into an intensive quantity. If I divide by the total number of moles, that will give me the intensive entropy of mixing. So dividing through by N total, I've got N A R times this log of a ratio divided by N total, and that ratio is N total over N A. Second term, I also have to divide by N total.  That's really the reason I divided by N total is now you can see this quantity moles divided by total number of moles. Here's a different moles divided by total number of moles. Inside the natural log, I've got moles underneath the total number of moles, moles underneath the total number of moles. If we define quantity of the mole fraction, so the mole fraction of any substance is the moles of that substance divided by the total number of moles, just what fraction of the total moles are that particular gas. Then I can write each of these ratios N over N as a mole fraction. So this delta S of mixing, I can write as the mole fraction of A times R log. This is now an upside down mole fraction. Moles of A is in the denominator, total number of moles is in the numerator. So that's one over a mole fraction. Second term looks like mole fraction of B times R natural log of one over mole fraction of B. N sub B is in the denominator, total number of moles is in the numerator. Now actually this is delta S mix over N total. If we factor some things out, in fact what I'll do here is I'll factor out an R. So both of these terms have an R in them. So I'll factor an R out of that whole expression. I'm going to move the N total back over to the right hand side. So I'd rather write this as moles times the gas constant. And then what's left after I've factored out that factor of R is I've got a X sub A log one over X. But log of one over something is just the negative of the log of something. So I'd rather write it as X A log of X A with a negative sign and X B log of X B, which also brings out a negative sign. So I've factored those two negative signs out of the parentheses as well. And now this will be the last way in which I rewrite the expression. The total entropy of mixing is going to be minus moles times R. So I've got X log X for gas A, X log X for gas B. If I had done this for three gases, if I had three separate containers and I allowed them all three to combine or ten separate gases that I allowed to mix together, each one of them is just going to expand from its initial volume into the total volume. So each of these terms that looks like entropy of expansion of gas A and gas B, I just have one term like this for each of the gases. So even if I have more than two gases, I can write this as sum of mole fraction times the log of a mole fraction, just summed over all the gases that I'm allowing to mix together. So here's an expression that at the moment we only know is true for an ideal gas. Turns out that same expression is true for an ideal combination of liquids as well. For example, if we wanted to, and this is just an illustration, we'll talk more about mixing of fluids later on. Let's say I have a beaker with liquid A and another beaker with liquid B and I want to pour those liquids together into a larger beaker and make a solution, a mixture of liquid A and B together. If I want to calculate the entropy of mixing those two liquids with one another, I could go about that by saying, let's make a lattice model. Let's divide the liquid up into a bunch of lattice boxes. In this liquid, every box is filled with a molecule of liquid A. In this beaker, every lattice is filled with a molecule of liquid B. In the combined, in the mixed solution, some of them are A's and some of them are B's. If we calculate the entropy of mixing those two things together, we'd also get the same result. It also turns out to depend only on mole fractions of A and B in this form x log x sum together. It turns out this is a more general expression than just for ideal gases, although all we've done for right now is derive it for an ideal gas, a mixture of ideal gases. You'll notice also that this expression looks a little bit familiar. Entropy being related to the sum of x log x, that's very reminiscent of entropy being negative Boltzmann constant times the sum of p log p, which is an expression we've used for the entropy ever since we first defined that quantity. This is a way of calculating the entropy now for a mixing process. At this point, we can calculate the entropy for several different types of processes.


I think I got involved with prostate cancer awareness, just going and getting my yearly physical with my doctor. I'd played, you know, years with the Giants, but then once I retired I had to go and get my yearly physicals through my personal physician. He said, well, you know, when you approach maybe 40, because you're an African American male, you might want to start thinking about prostate cancer awareness. And I said, well, you know, we can go ahead and start doing that right now. And so that really is when I first started getting checked for prostate cancer. One of the problems with prostate cancer is it often doesn't present with any specific symptoms. That's why it's so important at age 55 that you have a conversation with your doctor and talk about the risks and the benefits of being checked for prostate cancer with both a blood test as well as an exam. I've always wanted to be an advocate for other men because this is something that if you catch it early, it's very treatable. Hackensack Meridian Health has designed a prostate game plan for every male. That can be downloaded at hackensackmeridianhealth.org slash Giants. If I can get checked, you know, as this strapping big strong football player, any man should feel comfortable being checked. This is just one component of that game plan and that is prostate cancer awareness.


Go get Shalvi.  Okay, Shalvi. What? We got all that amazing footage yesterday of our walk. Did I look prettier than I look now? You did, and the trees look prettier than our kitchen. Yeah, social people. But what are we doing it? People like to see that kind of stuff. Just a walk on the fall? Yeah, it's pretty. Don't you think we should make something like fall oriented? Sure. We have to use pumpkins. Okay, so I'll edit that footage and you can figure out what we'll make. Great. Hey Peggy. Just like this? Because you don't have to really edit them that much? And because it's a nice distraction from all the other stuff that we have to be doing. That's true.  So I made us green juice. Thank you. We can have pumpkin spice lattes later. Okay. Do you like pumpkin spice lattes? Mm-hmm. Can we just blend like some pumpkin with coffee? Yeah. And pumpkin spice? Isn't that what our zone is? We should check on that. It is. Life is no yolk. Pumpkin smoothie, pumpkin spice latte. PSL. Well, so I'm gonna grab pumpkin parfait, pumpkin ice cream, pumpkin tea. I don't even like pumpkin. I have a lot of pumpkin. Yeah, espresso, almond milk, maple syrup, milk extract, pumpkin puree, pumpkin spice. Brew strong coffee. Okay. Prophetic. This is so embarrassing. Oh my god. This is October, so you know what that means. Time for pumpkin spice lattes. Oh my god. You think the Vitamix can make it? What made me think this was okay to publish to YouTube? This is lunch. It's not a pumpkin spice latte. Okay, so should I just make myself a pumpkin spice latte? There's pumpkin in the refrigerator. Boom! Use it. Okay, I'm gonna, here's what I'm gonna do. I'm gonna take the coffee from this morning and mix it with some pumpkin puree. And then... Say almond milk. You could do a date. We used maple syrup last year, but a date would be just as good. Okay, we got dates. They're in the fridge. Don't try this at home. Good thing you're not sharing that with anyone. You don't like pumpkin spice lattes, though. Okay, what else? Pumpkin spice. Okay, that's it? espresso almond milk, syrup vanilla extract, pumpkin puree, pumpkin spice. The ones at Starbucks are like 100 times sweeter. I don't like those at Starbucks. But it's good. You put one date in a huge thing. Yeah, you could do another date. But it's good. It's really good. I'm gonna enjoy it. I'm gonna end this video and I guess all it comes down to is autumn. Enjoying the colors and the season. Pumpkin spice lattes, I guess. I mean, just look at it. What can I say? Cheers. Thank you for watching. Lucy? Lucy? Hey, bud. Come here, buddy. Why would that make me feel better? Has your foot hurt for nine months? Does it make you gain 30 pounds?  What does autumn mean to you? And there's your screaming baby.


It's a presentation of TFNN. The Tom O'Brien Show is produced every business day. Tom takes your phone calls toll-free at 1-877-927-6648 internationally at<PHONE_NUMBER>. Let's go to Eddie and book our time. Hey, Eddie, what's going on? Hey, Tom, how are you, man? I'm doing great, man, yourself? Good, good.  These are up or down. Well, listen, we appreciate you grow the problem with us out here, because we wouldn't be out here, folks, if we didn't have all you guys, gals, tigers and tigers as clients.  Now, Tom O'Brien. Well, welcome, folks. This is Tom O'Brien at TFNN. We're here five days a week. We go seven hours a day. We go 24 hours a day on the Internet at TFNN.com. Always remember, folks, whatever you think about, you bring about whatever you focus on grows. Hope everyone's having a great day, safe day. It's a TGIF, folks, making a great weekend. You are responsible for your own happiness. Happiness never comes from outside of you. If you put your happiness in someone else's hands, they can always take it away. Happiness can only come from inside of you, and it's a result of your love. Negative eyes! Let's take a look at it out here. We have option expiration day. We're going to have volume, folks. Bottom line, Dow Industrial is down $3.48, Nasdaq's off $2.82, S&P's down $6.04. Gold. Gold contract down $11, trading at $17.60 an ounce. We have silver down $0.48, $0.19, $0.08 an ounce, light sweet crude. $0.90, $0.48 a barrel, notes and bonds. Ten-year note, down 23 ticks, trading $1.1804, the 30-year off two points at $138.16, and $Kingdala. $Kingdala's up 662 ticks, trading at $108.147, the Euro's 1-to-1 par to the US dollar. The yen is out here at $136, and the British pound is at $118-to-1 US dollar. iPhone number's<PHONE_NUMBER>. It was a call, folks. I want to know what's going on in your world and the world of the S&Ps. Let's take a look at it. What are you doing? Well, right now, it's going to be pretty cool looking at this, folks, because what we're doing, we're testing the spike glow that was out here. Oh, look at the S&P, I already just broke it. Yeah. So the S&P broke it. Let me go to the NQs, because the NQs, I believe, are coming right into it right now. So we get over to the NQs. The low is $230. That's what it's trying to test right now. Now, it's interesting, we're at nine minutes. Okay. So what we have here, let's take a look at this. So you got the spike glow. The first one was 11,000 contracts. This one, oh, yeah, yeah, you're at 10,000 contracts, man. Yep. And you get a minute left. So we'll see how this shakes out. It hasn't hit it yet. The bottom line is that we're right above it. We're, oh, no, actually I hit it at 29. So this is a big test here, man, because if it blows it away, the bottom line, you're going to go a lot lower coming into this close. But this would be the test, and we'll see how much, we only got seconds left. So we'll see how this shakes out. That being said, if we go over to the E-minis for a second, what you're going to see, this baby did get below it, let's see, come on, come on, here we go. Okay, so that's a little, that's a different setup, man, interesting. So that, when we had the spike down, that E-mini, we had to croak this thing, man. Totally croaked this thing. Let's go take a look at this market. So what we're looking at is this. This is where I expect we're going to go. You get, this gap is wide open. Okay, so the gap on the, on the spy, 412.75, we're at 421. You're going to have volume today, you know, yesterday we went up with 46, 49 million today. You're already down with 46. Excuse me, folks. When we come into the close, you're going to see the volume explode, because the bottom line is that that's where the turns come, that's where everything else comes in. So we're at 37 million on the accused, we did 41 yesterday. The gap that's wide open is 319, right now you're at 322. Now the cool thing here, folks, is this. Is that when you're looking at this market, right, the, you want to coordinate the aspect of number one, where the dollar is, and number two, where this gap is, and then number three, what the volume is coming into that gap, because my take goes like this. If we pull into the gap, like today we're going to have volume, but we'll be very well on Monday, we could go hit that gap and have light of volume, or it could be a turnaround on Tuesday. You go into the gap, you reject the gap, you have light of volume, guess what? Let's say you go right back top side. That's the first scenario. Second scenario is you come down with volume today, we go lower with expansion of volume, and if that's what we get, what you're going to see is that we'll end up doing a 50% retracement of the whole move higher. And if we take a look at this, and I'm talking about from the June lows, okay, you take a look at the 50% retracement and the spy, that would bring you down to 394, and right now you're 421. Now I can see that scenario coming across, the reason I can see that scenario coming across because we know that the market's job is to take the most amount of money away from the most amount of people, and the least amount of time, and there's no doubt that's the most efficient mechanism I've seen in my life to do that. And that would probably do it because of the fact that everyone would be on edge like, oh no man, we're going after the lows, we're going to break the lows, you get the gist of it, okay. It would be a much tougher market in general as to where everything is going. So it's going to be really intriguing watching this whole thing shake out. We get into the gold. Let's go take a look at gold. Gold continues not to have a bit, that's the real bottom line.  That being said, the bottom line is that this thing can run down to 7, yeah, the 727, man. 727 is where we came off the low, the high of the low is 737, 727, 1727, yeah, 1727. And then if we go over and we take a look at King Dollar, what you're going to see with King Dollar out here is that King Dollar is up at this 108157 and I think it was once to go to the highs. Let's go to Gary in Tampa. Hey Gary, what's going on? How are you Tom? I'm doing great, man, yourself? Great. A quick question about the government bonds that I had heard you talk about. Yes. A while back. So I'm looking at them, they're based on inflation. That's correct. Fixed rate, correct? That's correct. Every three months. So every three months they adjusted based on inflation from that quarter or the quarter year before? The prior quarter. Yes. Okay. All right. I tried to go online and get some answers. It's a great deal, man. That's the bottom line. And what ends up happening is this. So picture this, folks. What happens is that, let's picture that a year from now, you know, you want to sell them, right? So the way it works is that you just wouldn't get paid for the prior quarter. That's how it works. So you can sell these things, which is amazing, do you know what I'm saying? So they're longer term tips, I mean they're longer term bonds, that's for sure. But you don't have to sell them to you want them. And all you're going to miss out on is the interest for one quarter, do you know what I mean? So it's pretty cool, man. All right. Well, thank you so much. Have a great weekend. Okay, man. Have a great one. Have a safe one. I'm listening to you over here in Tampa. That's a beautiful thing. We appreciate you growling and prowling with us, Gary. See you later. Thanks, man. Stay right there, folks. We'll come right back. Of glooming inflation, we are purchasing powers eroded, there's no better place to protect your harder and money-thinning gold. This-the-goals flagship asset is the Monk Todd Gold Project in the Northern Territory of Australia. This is Australia's largest undeveloped gold project. We are talking a world-class gold project in a tail-one mining district. This is a large-scale, low-cost project with significant existing infrastructure and a politically safe and friendly mining jurisdiction. This-the-goal just completed the Monk Todd Feasibility Study, which resulted in a 7 million-ounce gold reserve and a 16-year mine life. All of this, combined with the approvals of all major operational, as well as environmental permits. This-the-slingwiches Monk Todd as an attractive, diverse pod, ready-development stage gold project. This-the-goals trades on the New York Stock Exchange under the symbol VGZ. Are you looking for a way to consistently add winning trades to your portfolio? Tom O'Brien is here to help. 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To stay on top of stock patterns you can take advantage of, sign up for the Fibonacci 24-7 newsletter at TFNN.com. When you subscribe you'll get a weekly report from Veteran Day Trader Larry Pesavento on stocks you need to pay attention to and you can trust Larry's analysis. After all, he's got 45 years' experience as a day trader. Larry will also provide daily charts, videos and data on the key markets that he's tracking. Expect notifications from Larry on market movement you need to act on at any time. First-time subscribers also get a 30-day money-back guarantee. If you're not satisfied, let us know and you'll get a full refund within 30 days of signing up. Subscribe to the Fibonacci 24-7 newsletter today. TFNN.com, educating investors. Toll free at 1-877-927-6648 internationally at<PHONE_NUMBER>. Welcome back folks. Best of you, Holy Tom and Brian. We do appreciate you going around in problem when I saw it here right now. Bingo. We have the Dow Industrial trading down 303. Nasdaq is off 266. S&P is down 57. And I'm going to go over and look at these NQs best in the futures because it was coming in for a test. What is an NQ? An NQ is this is the futures for the NDX100. And so what it did, see this one here, this had a high volume low. So this one here had the high volume low. That was, this didn't get it really intriguing because that was 11,000 contracts, that first one. See the volume's over here, right? I'm looking for this, 11,000. And then we tested it with 10, oh look at this folks. We tested it at 10,995. Now check this out, this is going to get cool. And then you just went top side with 12. So now it's just game is going to be really interesting to see into the close here. This is option expiration. So what ends up happening is that there's plenty of folks that are playing white lightning. And what the white lightning is basically inside the option market is that, what's this? If you go over to the Qs, and don't do this folks, OK? Unless you really trade every day. So you go over to the Qs, see it's 322.77. The bottom line is if you were trading this white lightning, where I would go with this is that you'd stay in the money. Because then you're trading it, you could do like probably 10 calls that probably cost you a buck. And what you'd be looking for, that'd be the 322. And you'd be looking for this to go like 324, and you'd sell it out. And the bottom line is that you'd make a buck. But that's a grand. But you can lose it just as quick in white lightning. That's what it comes down to. It's crazy, huh? It's a beautiful thing. It's a beautiful thing. But this is actually, yeah, it's not, yeah. So I'm seeing a lot of red. Oh, it's red today, man. What do you think is happening? Just, oh, it might take us that we'll pull them back. See, I'll show you this gap. There's a gap here. And we've been up so long that what tends to happen. See this gap? I see. That, and now we get an expansion of volume. So that's telling me that we're going to get there. But if we get an expansion of volume next week, we're going to get all the way down here. OK. And that will get people really nervous. Yeah. Yeah. You know what I mean? So I think we can kick this off. I think with the MLS this week to see where we're at, you know? Yeah, let's do that. So what we're looking at, folks, is that this is the MLS as the amount of units that are for sale, the amount of units that basically have price decreases. Look at those price decreases, man. Yeah, so the price decreases are, you know, way more than the new list. They're accelerating, right. You know, this is a lot. And then the solds. Can you just say what those numbers are? So because people have a high time looking at that. So the new listings were at 6,700 for the week. That's for the week. The decrease is we're at 7,700. All right, 1,000 more. 1,000 more. Right. And then solds were only at 4,500. Look at that. And what is happening here, folks, and I noticed this when I was just out, too. What Beth was talking to me about upstairs, folks, a little bit earlier was the aspect of when the frenzy was out there, agents were paying 2.5%, some things were paying 2%. 2.5 was the top. Right. It was like 1%, 1.5%, 1.5%. Right. And now it's. Now we're seeing 3%. Now we're seeing 3%. So watch what happened. When I was out after this, right? Yeah. I start seeing houses for sale everywhere. Now the signs are on the streets again, folks. Oh, that's another thing. Isn't it? We didn't even put signs. Exactly. You didn't need a sign, right? Now the bottom line, the signs on the street. So this thing is getting softer. Yeah, for sure. And if you saw this article today, folks, about the aspect of the, let me just, can I just see this for a second, just because I put it. The, on Bloomberg, folks, there's an article today about the amount of mortgage brokers going out of business. So I just want to walk you through how this works. Because this is, well, it's good, technically, understanding the market in general, OK? So let's say that Bess and I open a mortgage company. And just take this, that if you guys, ladies, Tigers and Tigers has opened a mortgage company, right? Well, it's actually a lot easier than you think to open a mortgage company. And the way you basically do it, you open it, I've got a JP Morgan, one of the big bags, saying, OK, I want a line of credit. And what ends up happening, folks, is this. They're short-term lines of credit. It's mostly like 60 to 90 days. And when we're selling the mortgages, right, the reason they do business for you, they want to package the mortgages and then send the mortgages out to the marketplace to sell them, OK, in a bundle. Well, what happened, and this is why that so many of the mortgage brokers went bankrupt, and they went bankrupt, OK, this is how fast this happens. Because let's picture that Bess and I have a company. We basically did 10, 15 loans, but at that point we're still only up to about five or six million. They're going to want 10 to 25 million in order to package. Well, what ended up happening was this, is that we would have got caught in the middle of the higher interest rates. So everything that we had, it's just like trading the stock. Everything we had, bang, we're hammered. And then what JP Morgan does is that it's a mortgage, it's a margin call, and they shout us out. And folks, this is amazing. Yeah, we'll take calls out of any calls. And how fast that can happen. Particularly, man, it's a mind blow, folks, particularly when you're talking about holding the type of interest rate mortgages that the market went up so fast. Yeah, I mean the other thing too is at the beginning of the year almost everything was cash. Right. So if you had these big loans and you were just holding it and you couldn't get any loans out there. That's right. No, you're just paying money. No, you're just paying money. That's right. Let's go to Asim and Dallas. Asim, what's going on, brother? Hi, Tom. How are you doing? I'm doing great, man, yourself. I'm doing good. Good. I'm doing good. Good. Question about SCCO, Southern Copper. If the market goes down, that will drag Southern Copper with it. Where would you enter? Well, first, let's do this. I'm pulling up the Copper contract first, OK? Because Southern Copper is the largest copper company in the world. And it's all about where the copper price is going. OK, so when I look at this copper price, man, this copper price to me looks like it's going to go to 405 and right now you're at 366. So if we go over to SCCO and we take a look at it, yeah, I'd buy it right here. Buy it right here. Yeah, because see that? Let's see, $50 right there. That has volume on it, right? Well, at $50, we had $2 million. We backed down with $1.5 million. You went up again with that one there, $1.4 million. You backed down with $1.5 million. Yeah, I mean, in a completely. And the yield is good, too. I mean, if you have to wait, you can keep collecting that 6% dividend on it, too. Yeah, and the bottom line is that 6.2% right now. That's what this is shaking out at. So yeah, it's going to happen. It used to just be China for the copper market. Now the bottom line is that all your major car producers are going to be producing electric cars. Well, copper's the name of the game, man. So thanks for the call, team. Have a great one. Have a safe one. Stay right there, folks. Bess and I are coming right back. We have it out now at 295. Nasdaq off 258. S&P's off 56. We'll come right back. If you want to take advantage of this sector now, it's the time to subscribe to my Gold Report. The Gold Report is a comprehensive look at the metal sector, as well as the markets that move gold, which is the currency and bond markets. 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The Art of Timing the Trade Charts is designed to help you when scouring the markets for stocks just beginning to form the trading patterns that many investors spend days, weeks, or even months searching to find. And right now, we're offering licenses available at only $79 a month. We are so confident that you're gonna love this new charting software that will even give you a 30-day unconditional money-back guarantee. Don't miss out on this incredible new piece of software. Get your copy of The Art of Timing the Trade Charts today by visiting tfnn.com. This segment is brought to you by Think or Swim. For more information, just click the Think or Swim banner on the front page of tfnn.com. Welcome back, folks. Best of me, Hooli Tom O'Brien. We do appreciate you. You're rockin' and prowlin' with us out here. Our phone number's<PHONE_NUMBER>. So let's take a look at that MLS on a one-day and a three-day also. So the seven-day, folks, you can see the acceleration of the price decreases and the amount of closes. The amount of closes, folks, if we went back even four weeks ago, we're always over the new listings, meaning, and you've read plenty of the stories that there wasn't enough houses out there. And you know what, folks, the bottom line is that the people that actually write those stories really are not in or really understand the real estate market because what happens is this. As soon as prices go down, it's just like the stock market. As soon as prices go down, there's plenty of houses, man.  That's how it works. So let's go, you're gonna do a, oh, look at this, 24-hour. Now that's a lot of houses to sale for the 24-hours, man. Yeah, almost 1400s. Yeah, you normally don't see that either. Yeah, and then the close, now the price decreases are up there, huh? Look at that. It's just, it's a lot. So you get new listings on 24-hours, 1375, decreases, 1146, sold, 827. Now let's do three days. Three days, here we go. Okay, so three days, 4,200 new listings, 5,000 price decreases, and only 2,600 sold. See that, that's, you know what? I love about this market, folks. Price and volume is my deal, man. I'm telling you. And then you see the back on the market, too. Oh, where's that now? Right over here. Oh, yeah. Yeah, so you see. Well, yeah, let's talk about that because Bessford got a call this morning, and what the call was about, he had a property that was up for sale. Yeah. So let's talk about it. He had a property that was up for sale how many months ago? So this was, I wanna say this was around April. Okay. And it's only August, so that's April, right? Yeah, April, so I thought the house was worth about 390, and we listed at 400. Okay. Right away we had seven, eight offers and another four or five verbal offers, all over asking. Okay. The price was 420. Right. Cash. Cash. 420. Yeah. No. And so what happened? The guy didn't wanna sell it. He was like, oh, I don't wanna sell it right now. So right there, folks, right? We know this because we're in the market. What is that? Greed. Greed kills. Greed kills. Right? Yeah, he just wasn't sure what he wanted to do, so he's like, I'm not selling. We're like, okay, so we took it off the market. I remember this guy now, I remember this guy. Okay. You know, I can't force you to sell it, but. So now let's fast forward to, was it last night he called you or today? Yeah, last night. Okay. So now let's talk about the exact same house, May, June, July, 120 days later, or maybe 95 or whatever. Yeah, and he wanted to know where the market is at and I was like, listen, you know. This is sad. If you can get 390 now, you should be lucky. Right. Because that's what it was worth back then. Right. And the one when it was really high. Just like that, folks. Just like that. Bang. Okay. And it's pretty grand and you know, it couldn't go even less. Yeah, no, I'm with you. The market up there doesn't move as much as down here because this is Nupa Richie. Okay, right. Right. So, you know, this is where you could lose some, some good money. That's pretty heavy, man. Now you know what I saw too. Yeah. Is this house, I guess, when under, or this lot I should say, went under contracts. And we know this guy, right? Because he's getting investigated by the federal, by a federal agency, SEC. Oh, really? Yeah, he was, it was like a Ponzi scheme. Really? And he bought all this land. Oh, that's the guy from Tampa, right? Yeah. Yeah, right. So look at that. They finally went under a contract and you know, 18 million for a whole block. Not too bad when you think about it. That's right. So maybe some of those people will get their money back. This is a scam out of Tampa, folks, okay? Yeah. But he did buy some stuff, thank God. He did, yeah. And this was one of them where, you know, he bought it pretty cheap. One of them, I think, bought for like 800,000. There's 10 lots, but it's pretty crazy. Now, there was another property I saw that's, you know this one as well. So for 425, where is it? 475. So you had a lot right across the street from this one. Okay. Now, the first person that bought this was for 25 grand. Okay. Like seven years ago. Yeah. And now we're at, they just sold our 475. Pretty crazy, huh? Yeah, I know. Exactly. And so what happens in Pinellas County, folks? There's no more dirt in Pinellas County. The thing that's amazing. So Pinellas County is the most dense county in all of Florida. More, this is what, it doesn't even make sense. I remember when I started looking at the stats 12 years ago that, because you look at Miami, you look at Fort Lauderdale. And what the difference is, is that those are bigger cities than St. Pete or Clearwater. And, but what the difference is, we don't have any more land. They have plenty of land that, and they do have plenty of land. It's just that everyone wants to live in the same place. Close to the water. Yeah, exactly. Exactly. Yeah. So. This is just a peninsula, right? There's nothing else. Exactly. Well, it's just like South Boston. That's what intrigued me about this place more than anything. Yeah. Because South Boston, Boston's a finger in the water. South Boston's another finger in the water. Pinellas County's a finger in the water. St. Pete's another finger in the water. So it's a defensible position. You're meaning that once you start, you have water all around you. So once, you know, people really start building, taking care of the properties, moving in, that acceleration goes pretty quick. Yeah. I mean, we saw it very soon. We definitely saw it. There's no doubt about that. It's crazy. Now, let's talk about insurance a little because we had, I believe we talked about insurance a little last week. Now, if you're in Florida, folks, okay?  Because what also happens is that there's, here's the story. It's a great story, man. Trying to get insurance for, you know, bottom line, another client. And what ends up happening is that this is farmers.  It was 4,200, right?  Okay? Yeah, exactly. So what ends up happening, I asked the agent, you know, why don't you know, don't you sell citizens? They said, no, the main place doesn't let us sell citizens. I said, that's pretty cool. They don't let you sell citizens but they let you sell a derated company. The reason they sell it, folks, okay, the bottom line, they're getting 30% commission. Yeah. My point is, is this. We got insurance on that exact same thing, what, a 4,200 for $1,750. And the exact same coverage. And on top of that, this is what ends up happening. See, citizens got a bad name in Florida like years ago. Scott came in, wanted to get rid of it all, got rid of a lot of it and took people to the cleaners again. Okay? The bottom line, the state is behind citizens and right now because we haven't got hit with the major hurricane, they have a lot of money. But the bottom line is that you're not gonna default because it's a state run deal. Yeah. So it's the best of all worlds, man. Yeah, everybody. And people don't realize it. My point of this whole story, folks, is that people don't realize that that is the best deal out there. I mean, in a huge way. Yeah. Not in a small way. You know, huge. So, you know, check it out. That's the real bottom line. Yeah, everybody wants citizens right now. Yeah, yeah. Yeah, and they should, right?  It's crazy, man. And you know, yeah, you get the gist of it. Dow, let's see where we're at here. So you got, it's gonna be intriguing here. So we pull this up for a second. What you're gonna see, we got two blurbs and this volume coming in, this blurb here too. So if we look at the cues, the cues probably want to run to this 324-08. That's kind of how it's set up right now. We'll see whether it gets there. Stay right there, folks. Bessar and I are coming right back. Our phone number's<PHONE_NUMBER>. 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This program is brought to you by Vista Gold. Traded on NYSE American and TSX under the symbol VGZ. I'm O'Brien. Welcome back, folks of Dow. Dow Industrial is right now down at 308.  And you know, the reality, we got, this is the best-of-it-buy segment, folks. And the way that I'm looking at this, I mean, I'm looking for this thing to go lower. Okay. So I think- So we should wait? I think so. Yeah. Maybe Monday or Tuesday. Well, we can, well, actually let's, yeah, folks, last week, this was an amazing buy. Last week, he got into Canopy last week. Look at this thing, man. I mean, that really worked out. There's this, there's the sign of strength. That was on Monday. You bought it here, right? 336, you got it at? What'd you get it at? I got it on Monday as well, though. Well, no, you got it Monday, that's right. Cause we put it at a 330. And then, hey, this is pretty cool, folks, okay? Pitch this, this is brand new to him. And what happened is it didn't get closed. Cause we put it in a 329 and it closed at 330. It was 330 at the close. And I got canceled. But guess what? Monday morning, he woke up and look at this. At 323, he got it at 326 and the thing went to 394, you're trading 374. Not bad. It's better than not bad, man. It's pretty good. That's awesome. Put more money into it all. Well, this is, look at this, this is, hey, folks, look, this is actually an ABC app. Look at this. So 394, this is a $1.40 A to B. Hey, this might be an action, folks. That means he wants to go to $5. Nice. Where's $5? There's $4.82. That's ice. That's how it's set up right now. And you can see, got a bad day in the market. It's pulling back into strength with 14 million shares versus 29. So. Now, how many of these companies are out there? There's a lot here. If we go like this, if I take this up, watch out, pull this up. This is what this is here. This is the major companies in the business. You got Tilray, Trueleaf, Greenthumb, Cureleaf.  They got Trueleafs around here. They got Cureleafs around here, right? I haven't seen these other ones. Tilray, I'm not quite sure where they are either, but. Cureleaf is pretty big. I had the biggest market cap was. Yeah, well, that's. 4.1? Oh yeah, yeah, for sure, man. Yeah, yeah, the big way. Look at that. You see them everywhere down here. You do. You do. C-U-R-A, okay. C-U-R-A, C-U-R-A, Cureleaf. Tradement 750. Oh, look at this, Wakefield Mass. That's wild, huh? Revenue. Look at, man, they get a lot of money, man. 1.4 billion. And they're still losing money. Look at this, man. The public markets blow my mind, folks, okay? In the aspect that you can take in 1.4 billion and you can lose, you know, 10 cents a share. I mean, that is wild. Let's go to Jim and Palm Hop. He wants to talk about citizen insurance. Hey, Jim, what's going on, brother? Hey, I was in the same boat, started with FedNAT for like six years in the premium. You get the creep from 2,100 to 2,400 to 2,9 to 3,200. I'm ready to pay the bill. And they canceled 68,000 policies because they didn't have 250 million to buy reinsurance from Lloyd's London. So I did go to Citizens and my premium dropped to 1,700, except the only problem with Citizens is their max temporary rental is 35,000. What do you mean temporary rental?  So at 4,000 or 5,000 a month renting something temporary, that 35,000 is gonna last very long. So that's the big negative with Citizens. I see. But otherwise, you can't beat, I know someone had turned in a claim and they had no problems at all getting paid, getting the work done by Citizens' own subcontractors. So they've really cleaned up their actor in terms of customer service. Yeah, and the amount of money that you can save is extraordinary, man. I mean, it's day and night. And one thing about Citizens too is their max structure value is only like 700,000. Okay. So if they value your structure. Yeah, I'm under that value, but interesting, after the last 49 days I've been busting just to get a condo rehabbed on the market, put it on the market this morning and they have got a full price offer but it's at 267. Yeah. Where is the condo? Up in Palm Harbor, North of Tampa Road and Highland Lakes. Okay. Best of those palm of a well. Yeah, yeah, yeah. I used to live there, so yeah. That's actually 275 a square. That's awesome, man, yeah. And you know what, what you have and this is what's really cool folks, okay? That price point is totally where it's at. Yeah. That's what's really cool. You know what I mean? And it's good you're putting on it now because we don't know where this is going. I was Russian, I don't want to wait. Who knows what's going to happen two, four, six, even 12 weeks down the road, especially the bond market got hit today.  Yeah, well right now, if we look at the 10-year, right now, there you go, it's 2.9 again. So the low for the last three months was 2.5 where 2.9, the highest 3.4. And let's go take a look at this 10-year. So the 10-year today, that's still, the goodness is only a million contracts. So the 10-year is probably going back to, is it see the bottom of the sign of strength is 117-14 and we're 118 right now because it's- It's very heavy into the TBT, but I can't find a 20-year index because that's what that ETF mimics 20 years. Well, it's 20 plus. You can see the yield on the 10, you can see it on the five, you can see it on the 30. Right, well here, let me show you something. Here, go like this, watch. I'll do the curve. But I don't have a Bloomberg like you. No, no, but here's the curve. So what happens, it's at 20 plus. So what you do is you basically take a look at this and you say, okay, see the 30s at 3.2 right now? So the TLT folks is really, it's not 30-year bonds, it's 30-year bonds that have 20 years plus left on them. That's how it works. Oh, I see. Right, that's how that thing works. That's why you see, you can see the bond, look at the 10-year and the 30-year down, but yet the TLT is up. And that has to- It's amazing, the TLT is down 1.65% and the TBT is up 3.2%. That's right, and that's because- Now you've explained it, why? Because it's an average of the 20-year remaining, not a 20-year bond. That's correct, right. I learned something today. That's a beautiful thing, man. And we appreciate your phone call, man. We want more of these phone calls. We can all help each other and do everything. And in this case, insurance, which is really frickin' awesome, man. Do you know what I mean? Actually, to be honest with you, I think that would be something to put the brakes on the market more than the interest rates because people, we all remember when they were 13, 14, 15% when we were growing up and it's nothing to go from five to six, six and a half. It's nothing, I agree, yeah. Totally, man. My first house was 14 and a half. The difference was, of course, folks, okay, you're dealing with a lot smaller number. I bought a free decker for $14,000. I had a sub-shop in the first floor, I lived in the second floor and I rented the third floor for $250 and my mortgage is only $240. Wow. Yeah, and now, that's in South Boston, now that house is $3 million, a million dollars a floor. That's amazing. Yeah. And we have no inflation out there. Yeah, I know, seriously, man. Hey, Jim, you have a great one to save for, man. Thank you, take care. Stay right here, folks, we'll come right back. We have the Nile Industries right now down at 266, NASDAQ's off 246, S&Ps are off 52, Bess and I come right back, folks. The technology around us is changing every day. With so much happening, it can seem impossible to keep up with all the information. 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The Dow industry will set down to 80 and Aztecs off 257, that's a Pijar 55. And when we are looking at this MLS, and we had some questions, folks, so the MLS that we're looking at, what is the, how big is the section? It's definitely Tampa, right? Yeah, definitely. I mean, you're going from, so here, I'll show you guys. Okay, cool. So when you do new listings, I'll show you where it's gonna get populated. Okay.  Yeah, it's huge. I mean, it's a very large part of Florida, folks. It was a whole central Florida. Right, right. Central Florida to the left coast. So yeah, you're basically going down to Sarasota. Yeah. Not quite to Fort Myers, but yeah, just around here. Right, which is quite a bit. Yeah. Which is, well, you get St. Pete, Clearwater, Tampa, Lakeland, that's where a lot of things are growing. Orlando is a monster, folks. Okay, yeah, there's no doubt about that. It covers a lot, that's for sure. Yeah, yeah. So what else are we looking at? What do you, what do you, and what you got? Well, this is interesting, folks, okay? You talk about the first ones out. Best thing, he's having a hard time selling this house and then he was almost gonna get two bids and then another house just popped up in the same neighborhood though, right? Yeah. Lots of people just telling me. That's a little bit cheaper, so you know, that's competition, obviously. Right, right. And this is what happens, folks.  It's just like selling in the marketplace. My take is that if you trade, you have a huge advantage on moving product, period. Yeah. Okay, because the bottom line, yesterday's gone, tomorrow's not here, what's it worth right now? Yeah. Right now, right here. And that's it. That's it.  It's a lot easier. You know what I mean? No doubt. Yeah, addicting stuff is hard, so. It is. Yeah. It is, there's no doubt. Another day, man. Another day, yeah. So I guess we'll buy some socks next week or the following week. We sure will. Yeah. There's no doubt about that. I always remember, folks, the bank and while you hide out the bull can run you over and thank God, there's always another trade. Health happens in prosperity. Have a great night, folks. Have a great weekend, a safe weekend. On this update, I'm gonna get you all the volumes out here because I suspect we, hey, come down with volume and we are going after that gap. Stay tuned Monday. Tommy's kicking us off nine o'clock. Great show. Thanks, brother. Yeah, we'll get it, folks.


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