It's always nice to be at pigeon points. This place holds special memories to thousands of solutions and for me also, for me as well. And it's timely and proper that the solution national trust has decided to host this small but significant ceremony as part of our independent celebrations. There are so many families who have childhood memories of climbing the fort. There are those who remember picnics in the park and join the beach and the fresh air. There are many more who remember swaying to the music or singing along with their favourite artists at St. Lucia Jazz. Pigeon Island is an iconic St. Lucia place. Quite a number of people have come here to tie the knot or very least to have the wedding photos taken and the receptions here. Pigeon Island has been ground zero for the making of thousands of memorable moments. But further to this, it has in many respects the home of the St. Lucia national trust and all the trust represents. However, in as much as these experiences are important, Pigeon Island is principally an historic site. It's a place of national memory. It's a place where the people who came and the people who remained. As the largest offshore island about St. Lucia and been well positioned on the northern side of the island, it has long presented itself to mariners as a full spot of call as they rounded the channel into the Caribbean Sea. Our first inhabitants, our first citizens, the Amoridians, were using the island as a place to enjoy the abundance of sea food, of its coral reefs for at least 500 years prior to it being sighted by European eyes. The famous one-legged French pilot Jean Dubois enjoyed its vantage as a point to launch his attacks during the 16th century. The British settlers of the Montago expedition considered establishing a colony here in 1722. Later that century, became fortified and used as a naval base and was a significant stronghold for controlling the Grosjele Bay, but also monitoring the activity in the channel and our sister island of Martinique. In nearly every battle for St. Lucia, the capture of the island will have been part of the assaults. Later in the 19th century, it was seen as a more hospitable place for soldiers and many of the ruins it did from that period built in part by the forced labour of our St. Lucia ancestors. And then even later, the American presence during World War II, no doubt President Franklin Roosevelt would have cast his eyes into the island of interest when he came into the Grosjele Bay in 1942 aboard the U.S. warship. And so, how do you capture 1,000 years of history in a small room? That is no doubt the challenge of historians and curators who must be able to share that story to the thousands of visitors to Pigeon Island. This was no doubt the dreams of the likes of many found think in men and women from the St. Lucia National Trust back in 1975. I pay homage to them by name today, Sir Julian R. Hunt. And incidentally, the Cabinet of Ministers named the Grosjele, Cassius Grosje Highway after Sir Julian R. Hunt for his contribution to St. Lucia International Trust. To men like Wilfred St. Clay Daniel, Michael Andrews, Eric Branford, and Robert DeVoe, Martin Elvin, Dr. Edson Edmonds, Primrose Bredman, Fitzgerald Graham-Louisey, Thomas Walcott, and Fitzgerald York. Of these men, four are alive today. Branny, Tom, Dr. Edmonds, and Sir Julian. And today, I salute them on behalf of our country. Had these men not played an important role in advocacy for the protection and conservation of Pigeon Island, this might have been an enclave, most likely for high-value condominiums. Today, I also wish to pay special homage to the late Mr. Robert DeVoe. He had an undyne passion for Pigeon Island and placed a great deal of blood, sweat, and tears onto it. Some may even say it was like his home, and so the achievement of his toy and reconstruction building was in a large measure due to his efforts. The challenges of the trust in seeking to consolidate its operations by moving its offices from VG to Pigeon Point meant that the space for the expedition centre was sacrificed for officers. I am aware that the trust has had plans for the past decade for the creation of its new headquarters. And then you came very close to achieving this. But to know of you, other things to President. This independence, I want the people of Senucia to know that the country's heritage is not a liability but an asset. It's not its credit card. It should not be seen as a crutch, but a cradle of new opportunities. I sound the Senucia National Trust and its new director, Mrs. Janne Compton-Antoine, at this initiative to give rebirth to this interpretation centre. It represents a small but important gesture in us we discovering ourselves. It is an important part of ensuring that our youth have a better sense of self, a better sense of country and a greater position of which they are on the ground, on which they walk. A greater love for the landscapes and ski skis that they see and often take for granted. Every solution needs to be a proud ambassador of the country and ambassador to understand the significance of the country however small it may be physically, but it can share it with the world. This independence, I also want to underscore the point that a solution national trust and many other heritage organisations are indispensable stakeholders in our national development. This sector requires us to think creatively while seeing the value that can be had in reusing and restoring our built heritage. We must create landscapes of character and culture not sterile of these spaces. Heritage is indeed a tourism product and should be promoted as such. It is a rich asset that requires development. It is what differentiates us as a country and enriches the visitor experience. This is what creates this only in Senucia memories. We have taken small steps to correct the wrongs of the past. The subvention is back in order but I know that this does not provide for the extensive growth and development that is required at so many of our heritage sites and treasures around the island. I want to promise the national trust that as soon as the fiscal situation improves this subvention will also improve. Only last week I think it was two weeks ago the senior minister and his ministry took a significant step in redressing some of the issues that we would like to use that have been inherited. We ensured that this solution the beaches will continue to remain the property of the people of Senucia to be able to access at any time. Our beaches must be able to be accessed at any time. We are not anti-development we are not anti-tourism but the people of Senucia must never, never be seen as second class citizens in their own country. I want to thank you for inviting me I want to come back to the trust of Mrs. Antoine and I look forward to further engagements and further development of the heritage and patronage of Senucia. I thank you.


Hello everyone, thanks so much for joining us today. My name is Allison Medina. I am a consumer and generational strategist, I guess you could call me at EY. I've just recently joined the EY family after spending the last two decades, yes, 20 years as a journalist and content guru, I guess you could call me, and I'm just now reframing my focus on Gen Z, which is quite convenient because I happen to have two of them living in my house. So today we're going to talk about what Gen Z is, what Gen Z means, and how it's impacting pretty much everything businesses need to be considering in the future. I'm going to drop video and share my screen, I'll be advancing the slide today, and my colleague here, Sarah, with J.A., I'd love for you to introduce yourself to everyone in the room. Hello everyone, good morning, good evening, good afternoon, no matter where you are in the world. I'm Sarah Rapp, I'm the senior manager of alumni marketing campaigns at J.A. Worldwide. You're going to learn a bit more about J.A. Worldwide, but also I'm very excited to talk about Gen Z. I don't have Gen Z in my house. I'm not Gen Z, almost, very close to Gen Z, but our alumni community of J.A. students around the world are mainly Gen Z, and we did a great research and a great survey in collaboration with EY, and I'm very thrilled to share some of the outcomes, but also share some of my own journey as a former J.A. participant in how this shaped the way of thinking, and also for our alumni, so I'm very excited. Back over to you, Allison. Thank you, thank you. So here's what we want to talk about today. A lot of times you hear the word future, and it feels like something that's very far away, something we have time to still prepare for. I like to frame the future as what's coming next, because it's inevitable, and we're finding the future is happening more quickly and more quickly. There's an acceleration that's been happening that's a very difficult pill for companies to digest these days. So in the work that we do, we turn our lens to the youth of America, because they are the drivers of change. You can look at the youth today, and you can see the indicators and the influences that are happening now that are going to dramatically change how we think about next in the coming years. Within any generation that you're talking about, the youth within our societies have always been the drivers of change. Whether it's music, whether we're talking about fashion, social, cultural, or the adoption and the use of new technologies, it's always been the youth that have propelled us forward and taught us all to dream big, to propel change for societies around us. Here's the problem, though. So many companies today, when they talk about the youth, they're still talking about millennials. And I think most CEOs today would be surprised to discover that the oldest of the millennials turned 40 this year. They're not exactly driving societal changes the way I think most businesses still think that they are. That's where Gen Z comes in. There may be as many millennials driving minivans as those driving change for the future of society as we know it. So who exactly is Gen Z? And just to qualify how we're going to run the session today, I'm going to start with kind of an overview of Gen Z as a subsect of the population. And then I'm going to toss it over to Sarah to really dive into how this can fit into social entrepreneurship and here at SoCAP, all the new things that you guys are trying to learn as you dive in and out of these sessions. But who exactly is Gen Z today? Why are they so drastically different than the millennials before them and literally every generation that preceded them before that? First off, let's take a look at how Gen Z is formally defined, at least from an EY perspective in the research that we're doing. So Gen Z were born between 1997 and 2007. So today, they're roughly 14 to 24 years old. This totals over 46 million Americans, which is about 14% of the population. But keep in mind, this is just a formal definition that looks at Gen Z as basically early teens to early 20s. And that's just a 10-year generation, duration right now, unlike some others who run 15 to 20 years in total. But if we look at the youth that's coming behind Gen Z, this younger sect behind them, now we're talking about almost 30% of the US population. This whole contingent of digital natives is already having a tremendous impact on society. What they do and how they think, more importantly, is going to dramatically reshape our institutions as we know it. And in fact, they very much already are and have. Now, Sarah is a very global person. Every time I've had a meeting with her, she's been in a different time zone. And I think on a different continent, Sarah, I'm pretty sure. But if we look from a global perspective at Gen Z, the numbers are even more staggering. From a global perspective, if you add Gen Z and the youth that follow them, we're now talking about more than 40% of the world's population. If they aren't already your customers or your employees, they're very soon going to be. Now, the green bar you see at the right that's ambiguously labeled next is marked that way intentionally. Those kids 13 and under hold a lot of weight for the future. Half of those kids could very well follow current Gen Z ideologies and join them in their thinking and their beliefs. Or the other half may begin a new trend line entirely and start many generations within it. The truth is we don't know yet what's going to become of that next group. We really don't start to measure attitudes, behaviors and values until they take shape and are expressed, which typically happens in the teen years. So today, Gen Z qualifies as 14 to 24 year olds. And yes, they're radically different than millennials. Let's take a look at why. Well, first of all, Gen Z is bringing change because they are the most diverse generation yet as measured on nearly every demographic scale you can measure. For example, in the US, 50% of today's youth consider themselves to be multiracial. That's three times the number of the general population. And only 48% of them consider themselves to be fully heterosexual. Let me repeat that. Only 48% of Gen Z consider themselves to be fully heterosexual. That means for the first time ever, the majority of a generation are identifying as not completely heterosexual. Even politically, we saw a huge jump in those who qualify themselves as moderates politically versus liberal or conservative.   They're over it. They want to do it their way, a new way, and they're paving the path to do that. But beyond demographics, there's also a lot of psychographic diversity in attitudes, beliefs, and values within this generation. In fact, some of their attitudes and behaviors will continue to blur what we now consider demographic lines as they reject our traditional categorizations for things such as race, ethnicity, sex, and gender. Gender to this generation is subjective and fluid. This level of diversity can mean that it's hard to generalize about this generation. It would be a huge mistake to lump them all in one bucket. We can't make the same mistake we did with millennials, viewing them all as the same. Because looking at Gen Z as a whole is not enough to truly understand them. Especially given the complexities and rapid change that companies and businesses are seeing today. So at EY, we understand that Gen Z is not a monolith. Based on our research, we have identified five segments within Gen Z that we think clearly articulate the diversity within this up-and-coming group. So we first unveiled these in early 2020 and then just before COVID hit. And now have gone back and re-surveyed so that we can see the difference. So the first stressed, they're driven by the fear of not being good enough. They became even more stressed post-pandemic and anxiety is a huge concern for this group and I'll touch on that a bit later. Our second segment we call authentic activists. They are motivated by the obligation to save the world and the fear of what will happen if they don't. The next group is secluded perfectionists who are focused on loving what they do and being the best. Not necessarily for the money or the accolades, but because they just want to be the best at whatever their trade is. Whether it's graphic design or video gaming, etc. Our next group is the big dreamers. This contingent expects to do well and make money, but doesn't necessarily have the work ethic to put in the effort. So they're high on dreams and low on motivation. And then finally carefree constituents. These guys are the definition of go with the flow. And while they may not drive change as we're talking about earlier, they'll be the ones to adopt it into the mainstream. Now, these first three groups, if you add them together, represent more than three quarters of the Gen Z population. And if they're going to get grouped into a bucket when you're talking about Gen Z as a whole, these are the ones you're likely going to hear about most. Big dreamers are still a fairly sizable group, whereas there are far fewer carefree constituents. This is actually very interesting. This group dropped the most during COVID. Carefree constituents was at about 16% in early 2020 and dropped all the way down to 5%. Most of them went over to authentic activists and a few to secluded perfectionists. So that's where we've seen the numbers round out since the pandemic began. But really understanding these segments are how we start to dive in and really understand this generation. Okay, that's great. Great introduction, Allison. So what? Why does this matter? Why does Gen Z matter? Why do we need to be paying attention to these kids and the impact that they're going to have? Well, I think first we should start off and qualify by defining what a generation even is. We see a generation as a group of people that have a kinship created through shared events that impacted or changed the society they grew up in. So these events are usually a combination of social, economic, political, or technological disruptions. And for those in their formative years, as Gen Z still is, these societal changes set the stage for a common set of attitudes and expectations for life. They define how we're supposed to behave in the world or our intuitive understanding of how things should work. This is defined by our upbringing and the events that formulate that for us. Gen Z has seen more change in their brief years than most generations see in a lifetime. Not just life events, but real actionable societal change. Now I don't show this graphic to in any way claim that Gen Z have had more world events happen in their time than boomers, Gen X, millennials, or any other generation have had. But they have instant unfettered access to all of those events. And a deep dive look at all of those events at a pace and acceleration that most other generations can't comprehend. They've been able to learn it faster because of this.  In the US alone, the oldest of them was two years old on Columbine. School has never been a safe haven for these kids. It's always been a place of metal detectors and lockdown drills. They had just started kindergarten on 9-11. They have grown up in a society normalized against the threat of terrorism. And before they could even get out of grammar school, they had seen the collapse of global financial markets, bringing the housing bust and the biggest recession our lifetime has known. And let's not forget the legalization of same sex marriage, the Black Lives Matter movement, and the swearing in of the first female person of color in the United States, in the White House. Not only did they witness this abundance of change, they digested it faster and more completely than past generations. Because Gen Z has grown up with the world at their fingertips. It's one of the defining characteristics of this digital native generation. Tapping, swiping, texting, talking to their technology all comes completely naturally to them. The oldest were only 10 years old and the youngest weren't even born when the first iPhone was released. This literally brought a global brain to their fingertips, giving them instant access to a world of information. But here's where the biggest differentiation between Gen Z and millennials comes to the forefront. With millennials, their parents could monitor and filter the day's news and events before it reached their kids. They could just turn off the TV or unplug the computer, which was probably in the kitchen or family room, shared by all, somewhere where parents could monitor all of the internet activity. But Gen Z has always had their own access and front row seat to the turbulence that became the new norm for us all. It's overwhelming to them to be able to sit. Inconceivable to past generation, so many companies are struggling to keep up pace. Let me just give you a quick real life example for context. So we gave my daughter an iPhone when she turned 10 years old. I know, probably a little young, but peer pressure. When we gave her the iPhone, it just had the factory grade apps installed on it. Handed her the phone, let her run with it. A few weeks later, I look at the phone. There are 37 new apps downloaded onto this phone, none of which I have ever heard of. So here's me, crazy mom in my bedroom in the middle of the night, googling these apps, trying to see if they're safe for my child, having no idea what I've gotten myself into. One thing I've learned as a Gen X parent of two Gen Zs, you can't keep up. And this is very similar to the paralysis that most businesses are feeling these days. The acceleration of their learning and their ability to adapt is more than we're prepared for. Each generation's relationship with technology is shaped by their experience with it during their youth. So given this, you would assume that Gen Z would be the most grateful for technology, that they would believe technology makes their life easier than previous generations, right? Actually, the opposite. For Gen Z, technology is not innovative at all. Technology is only an innovation if you remember life without it. For them, technology is air. It is their lifeblood. There has never been a time when their use of it wasn't intuitively ingrained into all aspects of their lives. They don't know how to function without it. To Gen Z, an internet outage or loss of cell service is the equivalent to us of losing electricity or running water. They aren't even conscious that they're using technology. To them, it's just a base necessity of their existence, of their everyday being. This intuitive inclination to digital is changing how the world will work, how the world currently works. Businesses must embrace Gen Z's need for ease, simplicity, and most importantly, speed. They are said to have a seven second attention span. And this is down from millennials who've had eight seconds of an attention span. They also have a huge BS meter. They can very quickly tell whether something is fake, a hassle, or a complete waste of their time. Gen Z will expect everything in their life to be instantly accessible. And the result is that Gen Z's expectations outpace the reality happening around them. Alison, this is me. Sorry, real quick. Come on in. I think your slides just stopped working.  So I just want to make sure that people can see your beautiful sides. Hang on, let's try to reload them real quick. How's that? Nope, unfortunately, they're still not there. Let's try this again. Thank you for telling me. I couldn't see you either. I think I have it. There we go. Yep, they're back. Yes, perfect. It's talking about technology, right? Here we go again. I know. But Gen Z would already have bailed on me. All right, so this mindset of constant information coming all the time does not come without its price, of course. So in our pre-pandemic study, mental health was already a huge concern for Gen Z, with nearly a third claiming they feel very or extremely worried most of the time. In our follow-up study post-pandemic, or still in pandemic, post-COVID starting, that number was up to 42% saying that they usually or always felt anxious or depressed during COVID-19. We're quickly reaching crisis level with Gen Z from a mental health standpoint. And that is across all five of the segments that I outlined earlier. Gen Z's anxiety has gone up 15 percentage points in two years, and COVID is not the only cause. This is a generation that grew up with constant headlines of economic insecurity. They're worried about not having enough money. This has made them more financially conservative. And as a generation, they're savers. 63% saying they are already saving money for the future. The pandemic, of course, has only intensified this. Almost 30% have either lost their job or had a family member lose their job because of COVID. This is formulating in their brain of how they think about what tomorrow looks like. But despite this, make it decrease, follow and have shifted on fame or chasing wealth. Gen Z wants to make a difference in the world. Even more than that, they want to enjoy the work that they do. These are already high values for them before COVID hit. And these numbers have only increased since the pandemic. What does that mean for success to this generation in the future? They're not chasing fame and wealth. They're chasing a different kind of life than possibly generations before. The pandemic also showed an increase in entrepreneurial interest among Gen Z. 45% saying they are very or extremely likely to start their own business. Now, 44% also say they are more likely to be interested in entrepreneurship now than pre-COVID. It's a little bit too early to predict why this increased, but there are several possible reasons. First, I would say starting or owning your own business could be viewed as more secure given their exposure to the record-setting job losses seen during the pandemic. Or, of course, it could also be because of the control it gives them to align their work with their personal values and that internal drive to want to save the world. It's important to note, though, that although entrepreneurism is on the rise, it's not equally distributed across gender. Female respondents were actually much less likely than male respondents to say they're interested in entrepreneurship, which was interesting to us as well. Overall, Gen Z is going to simply expect that companies are working to create a better world for them. They're a bit untrusting of the institutions that have been left to them, and they're going to expect companies and businesses to have a sense of purpose and a broader commitment to social issues. They will judge companies based on their values and they'll use that judgment to drive their employment and their buying decisions. One thing is definitely clear about Gen Z. They are defining their own path. They're not waiting for us. We have to adapt to them and not expect them to adapt to us. I am going to now turn the presentation over to Sarah so she can tell us how we can think about doing that. Sarah? Wow, thank you so much, Alison. For everyone, I'm sure you have a million questions. Please drop them in the chat or in the Q&A section. We will come to that afterwards. I'll make sure to be as fast as possible and give you all the great information to make sure that we have enough time for a great Q&A. Thank you so much, Alison, for this incredible overview on how Gen Z looks like. And even though I'm millennial, I feel very much I have a Gen Z heart because most of the boxes you just mentioned and everything, this is really, really dear to my heart, especially the global workforce and making the world a better place and not just saying it, but actually going for it. So guys, bear with me. Alison is going to share a screen. So sometimes I'm going to say next slide, like I do right now. And next slide, please, Alison. I hope that's okay for everyone. So we at JA, we partnered with EY to do a survey with a entrepreneurial cohort, how we call them. I'll tell you a second what that is, but first let me share with you what JA is. So JA also called Junior Achievement or Young Enterprise or various names across the world. We are one of the largest youth serving NGOs and we are preparing young people for employment and entrepreneurship. This is where the entrepreneurship cohort comes in. JA is existing for more than a hundred years. We actually celebrated our 100th anniversary in 2019, right before the pandemic and it all started out of the US. Right now we are in more than a hundred countries across the world and every single year we have more than 10 million students in all various programs. One of our biggest programs where actually I also participated back when I was in school, so that's now probably 12 years ago, is called the JA Company Program. And what it does is it gives you as a student, I'm talking from my own perspective, the chance to actually create your own startup within school. So you have this hands-on learning, it's a very sustainable way of learning because you learn how to do finance sheets, you learn how to do marketing, you actually have to create a product or offer a service and then sell it. So you do the whole cycle. So all of our alumni and the students who go through the programs, they have this entrepreneurial skills already because they went through it. And what we did with the survey is actually using our alumni, well, we didn't use them, but we asked them in the Gen Z generation exactly the questions which Allison mentioned, but some more about the entrepreneurial thing. So I'm gonna share some results with you from the survey now, but obviously keeping in mind that it was this JA Group and all of them went through a JA program, which means entrepreneurship and building a company is not a new thing for them. Next slide please. We're talking about the survey. Next slide please. And we, as I mentioned, we did a survey together with EY. It was in 2020, so middle of the pandemic, and we had nearly 6,000 respondents in the Gen Z generation. Obviously all our JA alumni from all across the world. So Allison was mentioning a lot of stats from the US, and this survey intentionally took it to a global level because we wanted to find out, okay, how does it look when the demographics are different, when people have different values, different backgrounds, and also totally in the Gen Z thing where the race and everything is so culturally mixed across the world. And we had participants from 17 countries. Some of them obviously in some countries it was bigger in some countries it was lower, you can see on the slide here which countries were involved in the survey. And obviously, if you're interested in reading the full survey and the full outcome, we're gonna link it in the end and we're happy to share it afterwards so you can take a deep dive. Next slide please. We had a lot of outcomes in the survey, as you can imagine, it was a very robust survey, and we are so grateful for every single person who participated. And what we did to make it much easier to digest and to have a great summary, which is easy to understand for everyone around the world, especially the education sector and the business sector, we clustered it into 10 top findings. Next slide please. Given our time today, we're obviously not gonna get into every single one of them. I just wanted to show them to you so you can read through and I'm gonna focus on four. Two in section one, which is attributes and aspirations of entrepreneurial Gen Z cohort. And in the second one on how leaders among the Gen Z generation see education and the future of work. Next slide please. Can you go one back please? Perfect, thank you. So we're focusing on these four, which you see highlighted in yellow. Number one is Gen Z, our overwhelmingly optimistic about 2030. Number two is the entrepreneurial ambition abound with the yearning for original thought. The next one is extremely positive about globalization, automation, and new work norms. And last but not least, we're focusing on the educational and future focused skills that are more important than traditional school subjects. Next slide please. On this slide, you can see that this is our first finding from the survey and the first summary. What you can see here is super interesting. This is also, this very surprised us because as you can see 55% of Gen Z responded that they are feeling kind of optimistic but not that much about 2025. So that was in five years because we did the survey in 2020. However, 82% feels super optimistic about 2030. So what this tells us is obviously that they are very realistic that within the next five years, but also the next 10 years, a lot of challenges will arise. What Alison mentioned on her slide that there's a lot going on, 24-7 access to everything. So they're very realistic that, okay, it's gonna be tough. It's not gonna be easy. But what they're also very realistic about is, hey, if we work hard and if we actually do it, if we push through the next 10 years, everything is gonna be in a much better state. On one hand, we also saw that obviously the average age of the participants in the survey was 17 years old. So within five years, they might not be in a quote secure space where they have their job, where they are settled, but they are rather in like university and they don't know what's going on probably with their life. But 10 years, so from 17 to 27, that made them probably feel much more secure on, okay, within 10 years, we can make it. Things will look more optimistic and we will probably have a job and also have maybe also our own business to really solve the world's biggest problems. Next slide, please. This is our second finding. Just as a quick reminder that all the participants in this survey were JA alum. So all of them went through the entrepreneurial spirit and the entrepreneurial knowledge in school. So what you can see is Alison shared that 45% overall of the entire Gen Z population are likely to start their own business. What you can see here is in its significant increase to 65% that they are confident that they want and will run their own business within the next 10 years. This is a very, very interesting finding here and also when we did the research, I mean for us within the JA community, we have so many alumni who up to see afterwards start their own business, who take the knowledge they've learned in school and actually put it into real life. However, in the cohort, like in all the Gen Z generation that is not the most common practice. What they also said, what's very important for them is that not only when they're running their own business but when they are employed, this is where the business world comes in, that they would love to have a job where they can have their original thought and their own ideas into this job. So they're less likely to work on one specific topic and someone tells them exactly what to do. However, they would love to actually bring in their own thought, their own ideas to really create something new. This is really interesting because actually my job at JA Worldwide, I started four years ago, but I've been with the organization as a set 12 years and also been volunteering is exactly that because my job is I'm overseeing all the alumni networks across the world. We have approximately 100 million living alumni on this planet and every single year, 10 million join this great community. My job is to bring them back. Most of them are Gen Z obviously because they're going through it right now to bring them back and to really help them create their businesses, create their leadership skills and for them to have a community of like-minded people. And my job is exactly that to create this community of these people. So I have all the ideas I can bring in into my job and I'm also on my own running my own business. So that's why I said, I feel like I'm Gen Z at heart and not a millennial. Next slide please. Talking about this, this is outcome six. And as a reminder, this is in the section where we talked about the leaders among Gen Z. And so they are extremely positive about globalization, automation and new work norms. What we saw in other studies is that other generations like millennials and the generations before that they were a bit more, I don't want to say afraid but more, they shied away from like this whole globalization, automation, new things change because that meant in the past, like it wasn't as easy. And as Allison mentioned, so many things are changing so rapidly for Gen Z. So they're actually very excited about this and especially excited about going global and working, no matter where the people are in the world, working remote, going to like out there and bring in all these cultural aspects, the automation and the new work norms into their normal life. What they're also looking for is especially like mentorship also from professionals and role models. This brings back the whole concept of the hands on learning and no matter where they are in their life. Next slide please. And last but not least for today's focus is outcome number seven, which is totally education on future focus skills. What's very important for us at J.A. Wiltlite but also for you guys to mention here that this is not about, we need to change the entire education system, the teachers are not doing a great job, not at all. This outcome is actually to support the teachers because we do love schools and teachers, they're doing such an incredible job on the ground, it's more to advance and to also give the teachers the tools to help the Gen Z generation in school to learn the skills they need when they come out of school, right? So what we saw in the survey is that again, this hands on learning is so important for Gen Z because they wanna be prepared after they finish school for whatever challenges are coming their way. They would love to have more role models, more professionals in school, more learning from what is actually happening right now, in the world and obviously more technology, more focusing on subjects which will prepare them for the future. We also did an overview on the school subject ranking. So for example, the first one they loved the most was the environmental literacy. This was ranked as number one with 77% that really Gen Z, they really wanna learn more about career development that was actually number two and the environmental literacy. And also one third of all of them, they want to have financial literacy, global citizenship, digital marketing and also entrepreneurship included into their school curriculum. So that being said, that was a lot, a lot, a lot of information in a very short amount of time. And given that we only have eight minutes left, I wanna make sure to open up the stage bring Alison back and get all your questions in and thank you so much for being here today and listening to all of us. I'm back. Welcome back. Thank you. Hi, Alison. Hello, I apologize when I'm sharing the screen, it takes over. So I lost control a bit there, but fascinating stuff that you've got there, Sarah. I'm so enthralled with the idea that yearning for original thought, this is not a generation of followers. They are a generation of doers and thinkers and they're very pragmatic. And I think it's absolutely fascinating. All right, again, we can type any questions into the chat or Q&A and we will try to keep up, but I see you guys have been busy over here while we've been presenting. Totally. So Alison, actually, let's give them one more minute to ask the question. I have a question for you because our content is so related but yet so different. So what was the most surprising thing for you when you saw the survey, which was with the more entrepreneurial cohort of Gen Zs in comparison to the overall Gen Z generation? I mean, it makes sense. Everything that you said completely lines up with what we're finding as an overarching generation, but if you have already taken the initiative to join JA and to go through your program, you're already a doer and you're ready to make a difference in the world. So I think coming into this Gen Z research for me, I think the future of work has a lot of changes ahead. Entrepreneurialism is not just necessarily I want to start my own business and carry the weight of all of that. I believe that Gen Z is going to want entrepreneurial thinking and entrepreneurial work styles in any job that they have and corporations are gonna have to keep that in as a consideration. If you think about hybrid work models working from home, working digitally, this is gonna be an expectation of Gen Z not because of COVID but because they're so naturally in tune with digital anyway, they're gonna be big on teaming and working when they want to work, not necessarily. I mean, the nine to five might be over for the global workforce that's coming, right? And they're gonna wanna work when they wanna work and they're gonna wanna be valued for their productivity, not necessarily that they stared at a computer for eight hours a day when you said it was time for them to stare at a computer. So I think that freedom to be original and be collaborative that I think Gen Z naturally is inclined to, I think we're gonna see even more of that in the future. I'm sure, I'm sure. I just saw a question from Jay. Thank you so much, Jay, for asking the question. Alison, I'm happy to start with the question then feel free to add any thoughts you have and any like findings. So the question is, what are Gen Z most confused about regarding financial literacy? Great question. So what we see also from me working with a lot of Gen Z especially me again talking from the entrepreneurial cohort so that is not representative of all Gen Z around the world is that most of them are confused about, okay, where do I put my money, right? It's their mindset is already on like, hey, yes, I want to save the money. I want to invest the money. And I really don't just wanna spend all the money because that's not a sustainable way. But I think the most confusion is around, okay, what is a very sustainable thing to put it in like, do I invest in this? Do I put it here? Do I just put it on the bank account? And then this is where financial literacy is so important to actually teach them great ways on how to invest the money which makes a sustainable world at the end of the day and not only helps them up to see to like hope survive how they, you know, how they live their life but Alison, feel free to add any more thoughts there. They're untrusting of institutionalized anything. So we're telling them, go invest your money, go do this, go be safe. They are going to do the alternate path.  And for them, it was nothing, you know? So they are the companies that can break through the barriers of this is how financial has always been done. And instead say, this is a good plan for you, whether it's insurance, whether it's banking, whether it's all of the above, you know, how are you going to make my life easier? And the companies that figure out to become, figure out how to become a part of their life where they need to have, you know, this financial knowledge versus just selling to them. I think that's the company that's really going to break through and make their way. I mean, so many companies have done it already. And, you know, this is a cohort, this is a generation that has grown up in the world of, you know, Netflix and Uber and all of these companies that made everything so easy for them. So they don't want to trust anything that seems hard or, you know, unnatural to them, not counterintuitive. So I think thinking through how you speak to Gen Z and how you educate them in a way that makes sense to them and makes their life easier will go a long way in the financial world. I'll talk this one to you. I see a question here, Sarah. Debbie, we have a question from Debbie. How does this generation approach thinking about constant change around career paths that this presentation would apply? Ooh, that's a great question. And since my heart is very much into Gen Z, you know, I can also answer that from my own perspective. I think back, obviously with other generations, there was always this sense of like security on like, okay, I'll get this job, it's a secure job, especially me, I'm German, right? I grew up in Germany and not living there anymore. And, you know, as you've mentioned, a very global person now. However, within Germans, like the German culture, it was like, okay, you get this job, it's safe and you're gonna stay there. However, this is obviously not how the world works anymore. Now with the global pandemic, everybody saw, okay, even if you have quote, a secure job, which looks secure to the outside, it is not, right? You know, so many people lost their jobs even though they were considered very secure. So I think, especially talking from my perspective, I just found the piece that I, there's no secure job out there, right? So this whole thing of shifting jobs is not a challenge actually. It's more of like thinking about it as like an inspiration to learn new things, to advance, to like go into places where people are needed and, you know, to acquire new skills. This is me talking from, you know, my own perspective, but I also think that Gen Z, they really love to explore different options, right? So for them going to one study and staying in this one job, might seem like quote, a boring path because it's gonna change anyway, because if you study one thing today, it might not be there tomorrow or like in 10 years, it might not be relevant. I mean, just looking at marketing, for example, right? What you'll learn in university about the traditional marketing methods, you know, very few people are actually printing flyers now and putting them out there. So I don't think there's like a, an actual like anxiety around it. It's more the excitement on new things and new change and like, you know, switching the lens of change as excitement rather than anxiety. I do feel that Gen Z will continue the pace of promiscuity in the career path choice if they find themselves with a company that they do not feel aligned with their values. And I think the difference between Gen Z and Millennial is, whereas Millennial's demanded a lot of their employers, they aspire to work for sustainable companies to build sustainable companies, Gen Z will actually demand change from their employers.  I often joke that the next big C-suite job title, we might start coming into play as the chief accountability officer who has to make sure that we are not only saying we're doing all of these initiatives, but actually following through to a degree that it makes an impact or matters for the employees. And I think that's where we're headed in terms of the future of work. Thank you so much Debbie for your question. And I think I got the time wrong. We still have somewhere minutes for a question. I thought we have to end right now, but I think we can stay for a bit longer on. So Alison, do you have any other like thoughts or questions around Gen Z which we didn't mention yet, which would be like, oh man, you know, it didn't fit into the presentation because there are obviously a million things we can talk about. I didn't mention the stat because we had a short time period, but I think it's relevant for all to know that in our survey, 81% said that climate change is a medium to very large issue. So I think underscoring that this generation are vocal, that many of them are activists and that they consider sustainability and climate change as one of their top concerns or worries is something that we all need to be paying attention to. This could very well define their future in all aspects of their life. They're not only going to be looking to work for companies that they feel are fitting those needs, but they will build companies. They will expect companies to be creating things that will help them be more sustainable in their daily life. They will gravitate to companies that allow them to do that, to feel like they're making greener choices. And I think that's something that we have to keep in mind for the future. It no longer will be tolerated to just do the minimum. I think the maximum, the maximum is going to be the expectation moving forward. Totally, we see the exact same thing actually with our JA companies, how we call them. So no matter where around the world, so our students, they also can go to a competition. They're like country competitions and also regional competitions. And what we saw the recent years is that so many of the student companies are focusing on sustainability, not necessarily specifically on like, I have a solution to solve something which is in the very much sustainability area. However, no matter what business they're building, they're always building in a sustainability aspect. So if they're, for example, a great example is one from the Philippines. It was an old girls company. It's one of my favorite examples.  I obviously have one. But what they did is they used old, from the coconut trees, they used pretty much everything from a coconut tree to like build this bag and they made it into a fashion. So this is obviously how they use like, this whole recycling and sustainable things into the entrepreneurship world. This wasn't necessarily a thing which solves the climate change per se, but it obviously helps if everyone thinks in this sustainable way. So I can totally agree with Allison, what you see in the old world, Gen Z generation, this also happens within the J-A community. Thank you, Sarah. I see a question here from J again. How did Gen Z feel about family values and cohesiveness? Do you know what's interesting in our post pandemic update to the survey, we found that Gen Z said their family relationships had gotten stronger during COVID.  We also are doing a year round Gen Z advisory panel where we have 25 Gen Z across all five of the segments and we're just picking their brain on a monthly basis, surveying them, finding out what's hot topics for them and just kind of pulsing what they're talking about and what they're into. And we asked them who they look up to, who their mentors are, and a surprising majority mentioned members of their family versus what we would have thought to be celebrities or YouTubers or other types of influencers, but it's my uncle who started his own business. It's my mother who worked full time throughout the pandemic in a hospital. They're very much aware of their family struggles and looking to create a better future for tomorrow. Side note there, we also found that social media is a very nuanced connection tool for Gen Z. So they actually, the majority of them ranked social media in the middle in terms of positive or negative feelings. They see that there's a negative and a positive to social media and I think it was 74% said they use social media now more just for connecting with family and friends than they do for projecting out self-image. That was the millennials thing, right? They invented the selfie. It was all about, here's my wonderful life. Here's my made up face. Gen Z's all about authenticity and so social media for them is just literally their way of connecting with their loved ones. Awesome. Thank you so much, Jay, for asking so many questions. We're grateful for them. Also, big shout out to Melissa. If you see the chat, she's always dropping in the great surveys, new case studies and also some great content. So thank you so much, Melissa, for giving all this content behind the scenes. And we have another question about NFTs and crypto and how Gen Z feel about it. I'm not sure, Alison, if you have some research done around this topic, we didn't from our perspective with JA, but maybe you did or we're happy to send any follow-ups from any other studies. I don't have specifics. However, we tag words in our panel discussions and blockchain and crypto are two that have come up more than I would have anticipated. Even in the younger sex, they are paying attention to, as I mentioned before, they are the ones to adopt the new technologies. So if anyone's to make these types of technologies take hold, it's going to be Gen Z. Another fascinating learning for us was how many teenagers are dabbling in the stock market today. I mean, they are very pragmatic. We have multiple of our panel tell us that they are either already looking into stock market exchanges or have heard from others. This one guy is the best quote. He was like, I know a guy who made hundreds of dollars on the stock market. Like he had won the lottery, you know? But yeah, financial literacy is something that will be a part of Gen Z's future because as I mentioned before, they're very pragmatic. They are savers. They are conscious that the money might not always be there. They have to work for it. Not necessarily that they are enthralled with wealth. They're needing to be rich and famous, but they do want to ensure their own future financial success. Awesome. Thanks, Alison. More questions coming in. You're very excited about that. So Renee, thank you for asking the question. The question is, is it known how Gen Z is handling the anxiety and stresses? Alison, I would give that over to you again. What's interesting is while Gen Z, in all surveys that I've read across multiple entities, not just EY, Gen Z is more stressed than any other generation currently during COVID and post, but they are also more self-aware of their own stress and anxiety. They talk about it. The young ones talk about it. They are destigmatizing what it is to have mental illness or not feel well or have anxiety or stress, and they are seeking treatment in higher numbers than other generations as well. So this is something that is going to have to become part of the mainstream vernacular, not necessarily something that is hidden or disguised or considered a disability, but something that is as common as asking someone if they're feeling tired, asking them how they're feeling on a stress level from day to day. So companies, businesses, schools, marketing, advertising, it has to just be part of the conversation. Holistic health, not just, I think for millennials, it was very much focused on fitness, nutrition, skincare, self-care, meaning mental health, but mental health is a much deeper dive than that as you know. So it's more about how are we taking care of ourselves? How are we reflecting on the life choices we're making and what's happening? And I think that's going to be a huge push for businesses and of course for the healthcare industry at large. But I'm happy to say they are talking about it. The numbers right now of teens that are checking into ER, having ER visits for mental health related causes is staggering. It's not a number you want to see. So it's very much something that it's going to be, it's a Gen Z issue right now, but it's going to affect all generations if we don't do something about it. Yeah, totally. And just also from the entrepreneurship world over here, what we are seeing within our alumni community, so as we saw in the survey, so many of them are likely to start their own business. And we have got so many businesses right now who are focusing on mental health on this whole like work-life balance, but not as in like, they have great hobbies and a great job and then no mental health in between, but actually really focusing on the mental health aspect. And we also do a lot of events with our alumni and they're always demanding to have like a recharge element in the conference. We're actually starting a global leadership conference, follow-age staff members, where we also incorporated this because we also heard it from the Gen Z generation of our alumni that this is such a really, really important piece. And so I'm sure there was like a lot of entrepreneurship and startup thought behind, how can we make this better, especially also in the digital world, as you mentioned, right? There's good and bad about social media, which Gen Z is realizing probably more than any other generation before. Absolutely, are we okay on time here or do we need to wrap it up? I feel like we're going over. I think we have four more minutes. Ah, perfect, okay, let's see. So we're good to go, yep. Allison has a question here. We spell our names differently, Allison. I apologize. How does Gen Z deal with inequity or lack of resources privileges for themselves since they have such tremendous access to information almost that they are more active than other generations? Better support. Yeah, so here's the thing. We probably don't have to enable Gen Z to take leadership and activist roles because they're going to do it no matter whether we help them or not. I mean, the amount of kid-preneur programs that are developing now where kids take an interest in a cause and they set up their own lemonade stand and that lemonade stand becomes something that travels to multiple cities. And the next thing you know, there's an entire group contingent across the world that is helping raise money for this cause. We're seeing this over and over and over again and it's getting younger and younger and younger. I think though that mentorship is something that Gen Z craves, not necessarily that they want to be told what to do, but they do appreciate guidance when they are passionate about an idea or a cause. So I think that we're going to see that continue in the future, certainly. Your thoughts on that, Sarah? Yes, a thousand percent agree. Actually, this is a fun side note. I started also my own business and company and podcast called How to Be Global which is targeted exactly towards this. I'm like, well, how can we be global? And what we see there is that so many people are speaking up and they want to speak up and they actually do it. However, what they love, and this is what we do at GA, is we're creating this community around them. We're giving them the platform where they can meet the like-minded people. They're doing it themselves. They're speaking up, they're doing it. It's just to facilitate a platform or a community or something where they can find like-minded people to even speak up more and have this powerful force for good, how we call them to really drive the change. I think this is what we and also businesses can do to really give this platform, give the voice to the young ones because they're doing it anyway.  Alison, you're on mute. Sorry, my dog was barking. How can large companies make way or room for Gen Z and millennial consumers and employees to influence decision making perhaps at a governance level? I think that's an easy, that's an easy ask. You need focus groups.  I find that when you ask the C-suite what Gen Z thinks, they start talking about their children and not necessarily about the consumers that are buying from them. They don't think of them and the influence that Gen Z has. That's something that we're really starting to find is that Gen Z and the generation will be within their family. Twasher or anything you're buying for the home, they're the ones that will go find the 20 reviews and the best price for you and bring it back in a spreadsheet and explain to you how to buy it. I mean, we're really seeing the influence go up in terms of how they're impacting decisions that are made in the household, not just necessarily purchases for them, but purchases across the household. The car, the family car, all of these things. And that really culturally shifts as well as we start talking about different demographics. It's higher in some demographics than others. I mean, we're right on top finishing our session. Thank you so much. And sorry if we couldn't answer your question, we will make sure to answer it offline. We'll connect with you, obviously, going to the networking era. Excited to meet all of you. From my side, thank you so much for everyone who've been part of the session here. Feel free to check out not only the survey, we at St. Louis White did with EY, but all the incredible research EY is doing, especially on Gen Z, because it's such an important topic for every single one of you. So, Alison, last words from you. Thank you so much. Don't forget about the future. It's happening right now. We'll see you all soon. Thank you. Enjoy the rest of the conference. Thanks, everyone. Bye.


JavaScript is essential to the modern web, but JavaScript does take time to load, parse, and execute, and this can make your site slow. Let's see why. When the browser sees this script tag, it asks your server for a script named magic.js. Your server sends magic.js to the browser. The browser then needs to analyze the code. That's called parsing. Once the code has been parsed, the browser runs it. That's called executing. All of this loading, parsing, and executing takes time, and if your scripts are large or if you use a lot of them, that time adds up fast. Meanwhile, the browser is dealing with all that JavaScript instead of displaying content for the user. Let's see how to avoid this problem. Here are three levels of goodness. Good. Don't let scripts block content. As in, don't make the browser load, parse, and execute scripts before visible content loads. Better. When you can, load those scripts while visible content is loading and tell the browser it's OK to parse and execute them later. Extreme. When you can, make it so most scripts don't even start to load until visible content is complete. First, the first level of goodness. Don't let scripts block content. When the browser receives a script tag, normally it won't do anything else until it loads, parses, and executes that script. When that script tag is in the head, this happens before it loads or shows anything in the body. In other words, before it shows any visible content. The process the browser uses to display visible content is called rendering. When a script blocks rendering, we say it's render blocking. Let's look for render blocking scripts in our site.  We click on Elements. Right near the top is the head. We click on the head to expand it. And look at that. We've got five scripts right in the head. In the Network tab, you can see that these scripts are render blocking. Look at those five orange bars in the waterfall. Those are scripts. Notice that they load fully before images even start to load.  Sometimes jQuery does, but most scripts don't. Index.js is really small, and it looks to me like it should execute early. So let's copy its JavaScript right into the HTML. That saves a request. Let's leave jQuery where it is, too, though it should be minified. But do we really need to load that chat JavaScript before a visible content or this tracking script? I don't think so. So next, we'll take these other large scripts out of the head and put them in the body. Where should they go? Well, why not put them at the bottom? Wouldn't they load last? The bottom is good, but unfortunately, even if you put scripts at the bottom, browsers will tend to load them early anyway. So let's go to our second level of goodness, using the async and defer attributes. Async tells the browser that the script can be executed asynchronously. This means, while the script is being fetched, keep on looking at the rest of the HTML. Once the script loads, stop everything and execute it. The defer attribute does even more. Not only does the browser keep on looking at HTML while loading the script, but it waits to execute the script until after the document's been parsed. I've just added defer to every script on our site. This helps. But neither defer nor async changes the time when our scripts get loaded. You can see that they're loading concurrently with visible content delaying it. If you truly want to load scripts as late as possible, use our third extreme level of goodness. When the browser has finished loading the resources on a page, it fires the load event. Now we're going to tell the browser to wait to load scripts until that happens. Here's how to do that with jQuery. The first line binds an event handler to the load event. That event handler simply creates a new script and appends it to the DOM. It's also not hard to do without jQuery. This is the same thing. We bind an event handler to the load event. That event handler creates a new script and appends that to the DOM. Look now at how much faster our content displays. That's because most of our scripts load after visible content. Thanks for watching. See you next time. And check out our other videos for more tips to make your website even faster.


Welcome to ToffeeTV, it is the Everton News Daily, Marco Silva has held his pre-match press conference at USM Finch Farm, head of the game against Wofford tomorrow, Guderson Park, first game of the season back at Guderson Park. Can't wait, three o'clock kickoff, it's additional stuff. He told us, well essentially give us some possible good news and some bad news. He confirmed that Andre Gomez will be in the matchday squad but it'll be a bit of a late decision to see whether he plays, so obviously picked up that knock last week, not much sign of him this week in training so we'll have to wait and see tomorrow whether he can play. What he also said the manager is Fabian Delphan Nobby in the squad. We seen earlier in the week pictures of Fabian Delph training but I don't know whether he's just not ready, not fit enough or there's been a reoccurrence of that injury but he will not be taking part in the game tomorrow so some disappointing news there. The manager also said Leighton Baines would also be available for the squad tomorrow so positive news there but it's going to be interesting, isn't that sentiment of field? Could end up with a partnership of Tom Davis and Gabamon which would be quite raw, quite young but if it is Tom, big chance for Tom to just set a stall out for the season and show everyone what he's about in a game where I don't know, hopefully be looking to pick three points up so we'll have to wait and see what the manager decides tomorrow where Andre Gomez is in his fitness level so interesting stuff from the manager. The manager was also asked about Morgan Snidlin again we mentioned this yesterday about leaving the club and he said he's him and Gabamon are two players for the same position so there's no chance of him leaving you know the way he looks at it it's Delphan Gomez, it's Gabamon and Snidlin and possibly Tom and Sigurdsson for that forward roll as well as Awobi for that position as well in midfield so interesting questions there about them I mean he completely just refused the idea of him leaving the club he just having none of it so Morgan Snidlin will be staying with the club for the time being he was asked about other players leaving as well and he said there's possibilities that Kevin Morales and the ass could leave the club as well as other players there's been links today from Belgium saying that ever and I've been trying to get Morales well they've been offering them to Belgium clubs all summer and now they've lowered the price with a couple of weeks to go so they the Belgium media still expect Kevin Morales to come back to Belgium this summer so that'll be that'll be good in his last year's contract he'll get to play and evermore get a player off the box as well. More talk again today again I know I mentioned it yesterday about Shentos and going to Turkey and we're going to get this for the next couple of weeks while he's still a while he's still a player on the offringers of the squad we're still going to get these links to that to that window shut so he's been linked with Basitas that I think today so as I said he wants that he apparently he wants to fight for his place he wants to get fully fit get over that knee injury get fully fit and try and play forever and that's what his dream is because otherwise but I don't think I just don't think he wants to go back to you know taking with his tail between his legs having felt in the Premier League he wants to have a good crack at it you know you never know stranger things have happened careers have been turned around on on moments in games so we'll wait and see on that one at least you know he wants to fight for the club and he wants to play for the club that's really really good and yeah so for Wofford tomorrow they've got a possibilities of a couple of players making their debut Stanley Welbeck is one of those players who could make his debut tomorrow at someone who was linked with Evan Jorlin summer but finally went to Wofford on transfer days line day so he could make his debut tomorrow so we'll wait and see what happens they've had a bit of a bad bad run of recent back in the last season and obviously a start in the season with a 3-0 defeat at home to Brighton so it's up to Evan to get at them tomorrow and Marco Silva was highlighting how well the defence has done as well in his press conference so he's he's been talking that up and it's gonna be neither tomorrow I think so we're looking forward to tomorrow's game one last thing as well the we're coming into the last week of the stadium so one last thing as well we're coming into the last week of the stadium public consultation I was at a Q&A with Denise Barrett Baxendale last night and Colin Chong and they were saying how well it's going how well the public consultation is going but it's really important now in the final week that if you haven't filled in the questionnaire please do so the club are pushing it now massively I've had a couple of emails off the club today pushing out stories so if you haven't done it please do it and if you've got you know members of your family or ever Tony and get them to do it or even Reds get you know in your family get them to do it it doesn't you know any more people that you know haven't done it the the the big trucks gonna be a good listen tomorrow just get down there early go do the VR simulator for the stadium check all that out if you haven't had a chance to yet because it is really important don't forget you're looking at all those pictures and you're loving it everyone's loving the stadium this is a big part of it this is something that can really help with the we've getting the plan application through as easy as possible and you know think about application it could take from it could take three months it could take a year if it gets called in to you know to be looked at a government level so help help the club help our set ourselves go and do you know the questionnaire whether it's online or whether it's down at the the big the big battle bus a good listen park or other places it's gonna be over the next week make sure you do that because it is really important for the future of Everton football club that we get this stadium sorted out it takes us you know shorter time as possible you know a delay in that plan and plan application could see you know it is get dragged on for another year and we don't want it to drag on for another year we want it to be the shortest it possibly can so you know wherever you are even if you're overseas and you're watching this if you're watching this in America or Australia or Ireland or wherever you do it as well because you're just as important to do this as well do it you know forever and football club and for the fans to get this sorted and I think you know if we get this over the line we're gonna have a really bright future so please do that get that done and if you haven't subscribed please do give this video a like it really helps the channel and if you want more great videos get up to page and where we're doing live videos four days a week we do Monday to Thursday we have a good laugh on them as well so if you want check them out and everything else as well check our new podcast out as well it's really good thanks for watching toffee TV I'll see you later


Welcome back. Today we're going to discuss leukemias. The first step in understanding leukemias is understanding the whole process going on with the blood cells. So let's take a look at this chart to start. So we have a multi-potential hemopoietic stem cell up here at the top and that can differentiate into several different types of cells. It can become a myeloid progenitor cell or it can break into a lymphoid progenitor cell. The lymphoid progenitor cells will become your Bs and T lymphocytes eventually. Your myeloid progenitor cells can differentiate into an extended list of options including your megakaryocytes that eventually become your platelets.  So looking at the leukemias, a leukemia is a cancer of the blood-forming tissues including the bone marrow. Most of the time we see cancer signs developing in the bone marrow first before we see them elsewhere in the body. Let's look and see what kind of symptoms we can see. Typically, you're going to find weight loss, fever, and frequent infections as your most common symptoms for leukemia. Also, as we looked earlier just a minute ago, we can also see an anemia because that original cell that creates the erythrocytes can be cut off and we have a low red blood cell number. We also can commonly see some infections as we see here. That's because we're not going to have the white blood cells that respond and fight off infections as we normally do. Another common symptom that we see down here on the bottom right is easily bleeding and bruising. This can also lead to hemorrhage and all of this is due to the decreased platelets. So there are several different types of leukemias that are out there. We're going to talk about five specific today. The lymphoid neoplasms, which we talked about, is the ones that differentiate into your B and T cells. We have the acute lymphoblastic leukemia, also known as ALL. We have the chronic lymphocytic leukemia, also known as CLL, and you have your hairy cell leukemia. On the myeloid side of things, we have two different types of leukemia. You have the acute myelogenous leukemia, also known as AML, and our chronic myelogenous leukemia, also known as CML. When you look at a blood smear for a normal individual that does not have leukemia, on the left side you'll see a large number of your erythrocytes, or your red blood cells, all throughout. And then you'll have a good amount of platelets that you can see here in blue.   All of these cells will be present under normal conditions with normal blood counts. But when you have leukemias, you're going to have quite a few changes in your blood counts. First of all, as you can see on the right side, there's quite a few less red blood cells than there are on the left. That's because those red blood cells are not having the opportunity to differentiate into mature red blood cells because of the leukemia in another part of that progeny list. You will also see that there are less platelets in the right side. You'll also find quite a few extra cells here in the purple, these lymphocytes. So this is an example of a lymphocytic leukemia because we have an increased number of lymphocytes that we don't normally have.


You want to take us to Jason's question? I can do so. Long time listener and love the show as always. It would be awesome to see the prompts that you use to create the show album artwork. The artwork captures the show title and the show and the title so well. Perhaps simply just including in the show notes, I consistently see the artwork and wonder, what was the prompt they used to create that? The latest egg and chicken problem, the best reverse engineered prompt I could find was painting of a teacher and a chicken in a classroom, creative VFX, science poster, funny cartoonish, identical prime lens, no yellow color, egg shell color, heisham, hibachi, this kind of smart epic diptych in a lab, reduced duplicate content, very nerdy, doesn't seem to get it right. Are you all using Dolly 3 via chat GPT plus for creation? And because I love to create more work for Dave, I promised all the listeners that Dave would put in every show note, every prompt, every... You know, it's a good idea. It's totally fine. It was interesting reading this because I often do, when I'm inspired by something we've said in the show that I think, oh, this would make a good title. Let's see what the artworks is. We'll create in real time the artwork while we're doing the show. Because of that, the prompts are much shorter than you might think. But I consider, in this instance, it's not that I have an image in mind that I am trying to get chat GPT to draw for me. If that were the case, I would give it a paragraph full, like Jason said. And then it will ignore half of them anyway. Yeah, exactly. And it especially doesn't iterate on artwork well at all. Like if I tell it, oh yeah, what you just made is awesome. Make this one change. What you get next is remarkably different. It's almost unrelated. So the one for last week, for 1026, all I said was I wanted two options at once. Well, you're showing this week's Pete. That's fine, you can leave that out because this is probably what will be this week's image. But last week, I wanted just two options and I didn't want to have to go back and tell it, make me another option. So I said make me two wide aspect ratio images that illustrate the egg and chicken problem humorously different from the chicken and egg problem. I wanted it to be the reverse of that. Make it nerdy if you want and definitely make it funny. And that's what I said and that's it. The first thing that I got was the image that we wound up using with the two eggs being nerdy in their respective laboratories and was like, well, that's kind of what I asked for but you know what, that's good enough. And so I thought, well, my next prompt was great. Now make just one image and it did. And that one you folks didn't see, but if you're watching the video, I'm scrolling through it now on chat. And this looks like the Senate chambers of old with chickens and eggs as the people. And it's weird. And I thought about using that one. And then I said, make one image that looks more like the right half of the first one. And it kind of did that for me. And I almost did that. And this was a chicken with an egg floating in the air and a laboratory with beakers and that sort of thing. And by that point, I was like, all right, I have three choices. I'm going to pick one of these. And I wound up picking the first one and off we went. So that was last week. This episode, which at this moment in time has not yet been published for me, but at this moment in time for most of you listening, it has been published for you. So you will know what image we have chosen. But I thought, oh, this idea of rat gox, like that's kind of funny, like reasonable and trusted geek of choice. So I said, create a wide aspect ratio image of rat gox and make it funny. And then in parentheses, I put for reference, that means reasonable and trusted geeks of choice. And it made me probably the image that we use with a bunch of people in a room, some of them nerdier than others. It's a very cluttered room. And it says rat gox at the top. It actually spelled it correctly. It spelled rat gox correctly. The text underneath it, if I leave it in there, is absolutely not even close to right. It's gibberish. It's gibberish. Right. But you know, it's got the vibe. And I said, amazing, make another please, which I've learned. I just keep telling it to iterate.  It looks like rat ears too, almost. Oh yeah. Yeah, maybe. Yeah, yeah, yeah. So let's see. You know, make it rat ear. So I don't know. I don't know what they'll happen with that. You know, it takes, I don't know. It takes about 30 seconds for it to make an image. So I don't know what's going to happen with this. But yeah, I'm using Dolly. And I am not, again, I'm using chat GPT or Dolly as a collaborator in this, not as grunt work. Right. And there's a difference because I'm willing to kind of go with whatever it might show me within reason. And that's unlike where, if I tell it to, I know what image we're using. Just kidding. The rats just came, the nerdy rats just came up. And these, of course, are the ones that you're going to see on the episode show notes. But if you want to see the rest, you can watch the YouTube video this segment and it'll have it in there. But yeah, I'm willing to just kind of like, you know, let the process evolve and whatever happens happens. Gosh, that's freaking brilliant. Correct. The cheese and everything. There's cheese floating. A nuclear symbol on the balloon. Oh yeah, that's great. My favorite still is go look at episode 1009, folks. That was where you have our permission and we've mentioned the term goat rodeo. And oh boy. Yep. Yep. Almost broke out laughing like this. Yeah, mid-episode. Pete and Adam can see my shared screen all the time. Even if it's not on the screen, it's in like a little preview window for those of us, you know, recording the show. And yeah.


As you said, the guideline was based originally on a statutory scheme and on directives, specific directives by Congress at a time in which more serious child pornography offenders were identified based on the volume, based on the number of photographs that they received in the mail. And that made totally total sense before when we didn't have the internet, when we didn't have distribution, but the way that the guideline is now structured based on that set of circumstances is leading to extreme disparities in the system because it's so easy for people to get volumes of this kind of material now by computers. Let me get this straight, lighter sentences for pedophiles is okay because everyone's doing it and they're giving lighter sentences because pedophiles can get more child porn on the internet than they used to be able to get by mail. So more child porn for pedos equals lighter sentences because critical race theory?


Hey, how you guys doing? This is Rich from RichTVLive. It's a beautiful Sunday day here in Vancouver, British Columbia, Canada, 25 degrees Celsius. That's about 82 degrees Fahrenheit right now. I hope you're having a good day today. Oh, enjoying this beautiful weather. Check it out. Look at this. Check it out. You guys have a weather... Where are you at? Yo, what's up guys? How you guys doing? So, I've been looking at a lot of different stocks and everybody's throwing different picks at me every day and everyone's talking to me about different picks. It's raining over there. Oh man, it's beautiful over here, man. Beautiful British Columbia.  So I thought we'd talk about some stocks today that are really good stocks to own in May 2019. And I got my eye on a whole bunch of stocks. So some of the ones that I'm really looking at right now include Aphria. I mentioned it yesterday. I put them on a full alert. They were up today. I told everybody that anything for Aphria under $10 to me is a goodbye. And they've proven to be a goodbye. So Aphria, I believe... I mean it might go a little bit lower but I think that it's a really good buy right now. And I think it might be a good opportunity to position yourself in Aphria. Another company which I've been talking about like all the time and I think it has so much potential is Zenibus. Zenibus is going to move by the end of this summer to almost 40,000 kilograms of production capacity per year. Right now they're doing even a fraction of that. So that's going to dramatically increase their revenue. So I anticipate they're going to explode, okay? So I really believe Zenibus is going to have a spike at some point here. I'll continue to talk about it. We'll continue to watch it. And this is about picking stocks before they explode. I believe Zenibus is going to explode. I've also been talking to you guys about Alifia Health. I saw my Alifia Health yesterday but I still like the company. They retracted a little bit on the big bump up. I think that's pretty natural. Yo, what's going on guys? What are you guys doing? Yeah, we're having a blessed day here. It's absolutely gorgeous. So yeah, I think that Zenibus, Alifia Health, Aphria should be three companies that everybody looks at maybe adding to their portfolio long term. Now I'm not telling you to buy them. I'm not telling you what price you should buy them at. I'm just saying that you need to consider looking at them if you're very interested in making money because I believe all three of them are going to be really good companies, okay? Another company which I really like is Teagod. I think Teagod is close to the IPO price and I see huge upside with Teagod. I think Teagod is going to go way higher and I also think Teagod is at a very, very good price. Thank you guys for the five likes so far. I really appreciate that. Another company which I really like is Zeniva. Really like Zeniva. I like them always. I brought Zeniva right when they did their IPO and they've been a huge success for a lot of people. They went from dollars to like 17 bucks. They've come back down. Really, really cheap. They bounced back up to begin the year and now they're kind of finding resistance. So I believe that Zenivis, Afria, Alifia, Teagod, Zeniva, I like all five of those right now in May. I think they're all at good prices and I see huge upside for all of them. Thank you guys for the eight likes. I really appreciate that. That means a lot. So those are some companies that I really like. Now is there anybody that feels like I'm missing something? I want to know if there's a stock that I'm missing, if there's a company that I should be talking about, if there's a company that you absolutely love right now at these prices, please drop it in the chat. I'd love to know. Namaste. Interestingly, you say namaste. Namaste is a company that we're just waiting to see financials. I believe once we see financials that they could explode but it all just depends on what the financials look like. I do believe MedMan will turn around. I like MedMan a lot as well. I own 1,000 shares of MedMan but I want more and I'm just waiting to see it bottom out because I believe it has lower to go. The problem with MedMan is they're having too many issues with management and they're having issues with directors and people are leaving. That creates a lot of dissension, it creates a lot of fear, it creates panic by investors. So I'm not surprised that the stock is going down. Pivot. I like pivot. They've had a good run. Typically, when a stock has a good run like that, they can always come back down. So I think that's what pivot's doing right now, they're consolidating until they find a new floor. Typically, these stocks will consolidate, create a new floor, consolidate, create a new floor, consolidate, create a new floor. You like these Maui gyms? She told me to get out of her way. Now I feel bad. I think I officially ruined her time as she goes running. Callie Inc. Callie Inc. has got a caveat emptor. Yeah, I won't touch anything with a caveat emptor. If you want to go buy a caveat emptor, something that says buy or be aware, go right ahead but I won't touch it. RTT. I'm not familiar with RTT. Are you talking about RTI? Radiant technologies. Yeah, I love my Maui gyms, man. They flexible. They flexible. RTI. Yeah, Radiant Technologies. I like Radiant Technologies, an extraction company. They have huge potential and I just think they might be at a good price. So those are some of the companies I'm definitely looking at. Trump tweeted today that the workhorse is buying GM plant to produce electric cars. Interesting. Yes, KGKG is a gold company which has been converted into CBD company and they're doing quite well. They had an explosive day today. Yes, Callie Inc. is up 300% but it's caveat emptor. So why would you want to buy a stock that has a skull and bones on it? That says buy or be aware. I mean, that's the most desperate type of investment you could ever make on the planet. So I wouldn't advise anybody to do that. You're welcome to do whatever you like. I'm just here for education and entertainment purposes. I can't tell you what to do. Oh, workhorse is up 300%. What's the symbol of workhorse? What's the symbol of workhorse? V-CAN. Ventura Cannabis. There's so many companies out there. I prefer to stay in my lane and invest in the best. WKHS. Thank you for your pick. I'll take a look at it. Yeah. Huge has a lot of potential. Oh yes. Thank you for bringing our rivers. I really like rivers. I also like AUSA. I think those are two companies that if you can pick up in May and you just hold, I think we will see some big returns for anyone who's willing to pick up rivers and AUSA at these prices. So definitely thank you for those picks. I think those are all very good picks. Thank you guys for the 11 likes. Thank you guys for watching. I really appreciate you guys. You guys are amazing. I'm the best community here and I'm going to take in these views. IMTFF is up 19%. Nice. So I'd like to see. Thank you guys for the extra likes. We've got 13 likes now. Thank you guys. So I just wanted to share with you guys some of the picks that I'm looking at for May 2019.  I like all of those. A lot of people are asking me about Uber. The Uber IPO is coming out. I think Uber has a chance to do well. It depends on where it's priced. But to be honest with you, I think Uber has massive losses from what I've heard. So I personally won't be touching it. But I will watch it. I'll keep my eye on it and will follow it and if there's any breaking news or if it does really well, we'll definitely let you know. But I'm personally not going to touch it, especially after what I saw happen with Lyft. Lyft got just annihilated and investors got hurt. So I don't really feel like having that happen to me on Uber. So I would be careful there.  You're welcome to do whatever you want. I'm just strictly here for education, entertainment purposes. Thank you guys for watching. If you're not winning, you're not watching. This is your boy Rich from Rich League Live. Bring you the winners and we bring them to you first. These are some of the picks that I'm watching for May 2019. Alifia started off well. MedMan and Zenibus. MedMan's been down. Zenibus is kind of the same. I think all three long term are going to be huge. And I gave you guys a bunch of others that I think that are going to do well as well. So we'll keep you updated. We'll keep you informed. Other than that, you guys have yourself a great day. Thank you guys for joining here. Thank you guys for watching. This is your boy Rich from Rich To Be Live. I like pure cannabis and I'm out. Peace. Gonna go enjoy this beautiful day. Hope you do the same.


Hey guys shiver 1000 here and monkey 1000. Hey y'all. What are you doing? Well, we're gonna put up an awning. Yeah, we got our awning. Yeah, they call them canopies. Canopy. It is a canopy, not an awning. And awning actually is not freestanding. It hooks on to something. So canopy, well not the same thing, but technically it's not because an awning actually right like those windows over there. Those are awnings. Oh, this is a canopy. It's freestanding. So we'll show you here. Yeah, we're gonna put this one over the corvette. Yeah, she's gonna have her own home. Stay tuned for more videos on that. A lot more. Yeah, this is our awning came in yesterday Jesus Christ, you got me Santa. Now came in yesterday, our canopy, our canopy. Canopy. Yeah, our canopy. Here's the deal. This is the manual we don't need that. These things we do need. And here's all the pulls. So we're gonna get you set up and you're gonna get to see us. I had a lot of fun with this thing. I would have left it in there because these things are going to be rolling off of here. That's the thing I got to take a mile of plastic to find the right ones. All right. Okay, so we're going to set you up here for now. We'll be back with you once we start. It's going to be right in this area here somewhat. So we'll get you back up here a little bit. And once we start, I'll kick you back on. I should use my time lapse camera. I'll just fast forward it. So hang tight guys. Okay, so it's been about what five minutes maybe? Yeah. It's what we did. These are all numbered. See, it looks confusing, but it's not. It's just like a two, three and two. You'll do that four times, which that is here. Yeah. Yeah. See, there's a two. It goes into the three. And the legs are what four and five. Yes, four and five. Put the legs together. Knees are kind of like what you would call the rafters. There are one and two. That's the canopy part, right? Like the top part. Yeah. Yeah. The rafters. Yeah. And then we got the legs. So what we're going to do now is we're going to put the feet on the legs. These are the legs? No, we just went over that. These are the legs. Okay. So we'll show you how this goes on here. It just sticks on. It's got to go on the adjustable side. Yeah. Okay, so I'll turn this around for you.  Why was I zoomed way in? I don't know. Let me grab another one. I'll show you. You get the idea. You just do it four times. Just like that. Okay, we're going to do that. And then these pieces like this will go on this end. I'll get the idea. I can't do it one-handed. I'll hold that. Thank you. Push. Push. Don't hit. Push. I am. Okay. All right. All right. Anyway, that's how that's going to go in. It's going to go in like that. I'll have to do it with both hands, but so I'm going to do that four times. Okay. And then we'll be back with you and show you what we're going to do next. It's done. It's set up. That's it. That's it. Nothing to it. Nope. Just go ahead. Nothing to it, but to do it. There it is, guys. It's all done. It didn't take very long, did it? No. I mean, it took me longer to put the this is what we did here. We just filled some jugs up because you know you can't, and I'm not drilling holes in the concrete. And I just did a square knot up in the corner. And then you got these, one in each center. So we've got four of these pieces from blowing up. So there it is. Oh, that'll give you a nice shade for working under and I'll protect you. Nice shade. Yeah. Once the tires are aired up on that, I can move that pretty easy. It's going to be spun around anyway, and the nose is going to be in here, you know. So um, that's no big deal. All right. Let's go out here and see what it looks like. We got some stuff for sale out here. Cool. Uh, 35 bucks, but we got two of them. So it's just looking at some things, checking some things out on the vet here. I got to get them bolts so I can proceed with that. Yeah, what do you think, Monk? Yeah. Here's your help. That'll give us some shade to work under. And it is by no means permanent. If it was like, you know, if we were going to keep it or something, I'd put a more permanent one up, you know, like that over there, you know. Yeah, I would put a more permanent one up like that one, which would really be nice to have. Which we probably should anyway. It'd be nice because you work on things out here all the time. Yeah. Work on the car, whatever. Yeah. So we'll look into that sometime, but yeah, just come right off of there and out there. That'd be perfect. But you know, I'll get it spun around and the hood is kind of high, but once I have it in here, the hood can, it's got plenty of room and I'll still be in the shade. So of course, the shade is going to move. The car will actually be over about right here. So it'll be fine for what we're going to do with it.  So there we go. Pretty big, huh? 10 by 10. It's 10 foot by 10 foot. And I think it's eight foot in the center. No. And like we got two, we got another one to put over our stuff. Yeah, when we sell. It's a lot easier than she thought it was going to be. When you look at them instructions, it looks difficult, but easier than you thought, huh? Yeah, but I don't think two, I think you still need two people. Once you get the hang of it, though, it'll be real easy to just zip it up there and be no problem. Okay. Well, if you've never set one of these up, don't get one. Just get an automatic one then. But I say you can set it up. It's real easy. Once you set it up once or twice, one person can do it. If you know, you know, just once you do it, it's fine. Everything's labeled. It's no big deal. You can always keep your instructions there. But the ones that raise up and clip in and unfold out that are this big is just way too heavy. This I can set up myself. So not a lot of people can understand that. But if you can't, then you might want to go with a big, bulky, heavy one, which, you know, you can't set up by yourself, period, because they're too heavy. Because you got to go from one corner to another corner like this diagonal. When you pull them out to open them, everybody thinks you got to open them this way. You don't. You're supposed to go diagonal from one corner to another. Those, yes, you would need two people most definitely. Yeah. This one, one person can do it. They are heavy. And they're very heavy. It's nicer. It's lighter. This is fine. First time she ever sat one up and I'm telling you, we'll look. I'll look at the footage and see how long it took and I'll put it across the screen right now. Just a few minutes. So here you guys go. There's our awning. Yay, we got it up. Okay. So that's it for now. Monkey says she's out for now, y'all. Hope you enjoyed the video and stay tuned and watch all our videos. We'll be making more and Shabir is going to have a whole playlist on the vet. Yeah, I'm going to put a playlist together. I do have a few videos on it, but as you can see, needs a lot of work. At least it does look like an engine now. This is where the, this is where the supercharger is going to go. The alternator does sit like this. It does spin backwards on these ones. So I did find that out. The only problem is, is the brackets. I got to figure out how the brackets go. So other than that, and once I get them bolts in there, we'll start. I got to get the bolts. What I'm going to do is take, there's a couple short ones and a couple long ones. I'm going to take one short one and one long one out and then I'll get the bolts and then we'll start on the supercharger. Once we get spun around in here.  Got to put air in the tires and then we'll push it back here tonight where the shade is. Just as long as the top is under, it'll be fine. There you guys go. Thanks for watching Shade Bear and Mr. Man Legend. We're going for now. Bye y'all. Bye guys.


Welcome back folks, Dow. Dow finished flat and has a stack of 90 S&Ps of 23. Gold contract up $4.60 trading at $2,040 an ounce. We had silver down 5 cents, $24.10 an ounce, light sweet crude up $1.17, $72.60 a barrel, notes and bonds. A 10-year note, down 3 ticks, $1.1210, 30-year down 13 ticks at $1.2312. Now notes and bonds continue to be at a higher price folks. You pulled back on the 10-year, didn't even have a million contracts traded and we're going up on 1.8 and 2.4 million contracts and King Gala. King Gala right now traded flat $102,548, $7.109, the end $142 British pound, $126 to $1 US dollar. We get over and take a look at the S&Ps folks. The S&Ps as well as the QQQs are in confirmed ABC structures on the way up. Bottom line is that we're at 471 and this is on a weekly basis. You blew away the B point last week. You did it with volume 502 is the number. I know, trust me, sounds insane, but bottom line is what it is. We take a look at the QQs, same setup. On the QQs, you blew away the B point. You did it with volume. We're at 47 right now. The QQs haven't even hit the highs yet. That was generated in 2021. The NDX hit right on the number today, but that being said, we are at 407. That number is 434.50. You are talking more price movement coming at us. We go to the gold contract. We take a look at gold on Wednesday, last week, Thursday. You had a sign of strength inside the gold market. Move sideways out here today. You build a bit of cars worth 2,040. That's on its way to 2,500. We go into the good old U.S. dollar bonds notes. They're running the market, meaning the inverse of all those is where the S&P and where the metals want to go. Right now, inside of the dollar, you're at 102,545. 99 is the bottomist consolidation. I expect that's where we're going to be going. I also expect that we're going to be there in the next three to four weeks. That's why this is setting up right now. That will put the 10-year, well, 3.9 to 10-year right now. The first move, I suspect, is going to be about 3.47. The next move after that is going to be 3.24. Have a great night, folks. Have a safe night. Back in visit Tommy tomorrow morning. Kicks us off 9 a.m. Great show, folks.