picture. An official report produced for the armed forces and the American people. Now to show you part of the big picture here is Sergeant Stuart Queen. 100 years ago a momentous event occurred. Known to historians as the tragic war of brother against brother the civil war became one of the darkest moments in our history. Out of this period we have selected two stories to show you. The first is called Matthew Brady. Brady was the first pictorial historian of any war and his pictures live on today to recall yesterday's history. The second story is called Clara Barton and shows a segment from the life of a dedicated woman during the civil war. Now let's go back through history with Matthew Brady. The camera's eye. The magic eye that captures and holds the moment's action a pinpoint in time. Today the camera serves an ever-expanding field of uses familiar to all servicemen and yet for most of us photography appeals by fixing permanently chapters in our own lives and in the lives of those around us but there was a day before the high-speed precision instrument a day of crude wooden box cameras. Fortunately for us it was also a day when a small group of pioneers with imagination foresaw the possibilities of that magic eye. Matthew Brady a young New York State farm boy was chief among those enthusiasts in the newly born art. In addition to his own work Brady collected the prints of others building a pictorial record of our American past. The nation's capital in an era of unpaved dirt streets and horse drawn vehicles replacing that earlier White House destroyed in the war of 1812 was the handsome new home of our presidents. When we speak of those past presidents their faces are familiar. John Quincy Adams, Martin Van Buren and Rue Jackson. Their faces were made familiar through the work of Matthew Brady. Preserved for us too are those early writers pride of our growing national culture Nathaniel Hawthorne, Edgar Allen Poe, Washington Irving, the beloved poet Walt Whitman and what school boy doesn't know the faces of our statesman Henry Clay, John Calhoun, Daniel Webster, men who shaped and guided our young republic. They built well but soon within the country's capital still awaiting the completion of the now familiar dome the storm clouds of the slavery issue threatened national unity. As the crisis sharpened Brady saw a new use for the camera. Abraham Lincoln whom Brady had photographed as a young congressman from Illinois now sat in Washington as president of the divided nation. From him Brady received permission to make a record of the war that could not be held back. We are coming father Abraham so sang the volunteer units responding to Lincoln's call to arms. Hastily constructed camps sprang up crude and comfortless by today's standards. The growing manpower had to be supplied and equipped furnished with the weapons needed to fight this country's bloodiest war. The means to move those masses of supplies and equipment were organized and assembled. This was a day before the phrase motor pool had been coined. Old Dobbin was the hay-powered engine that turned the wheels of war. The now middle-aged Brady and his assistants recorded all. What is it wagons? Was the name soldiers gave to the mysterious horse drawn photo labs that Brady sent into the field. The clumsy contraptions would have become a familiar sight wherever men were mustered and trained. Training then meant the inevitable close order drill but also long forgotten formation such as the hollow square defense against cavalry attack. The cigarette had not yet been invented but the civilian turned soldier took 10 and welcomed that brief break from duty. Preparation has its own grim ends. The conflict flared into full flame and presently the capital itself had to fling up hasty defenses against sudden and determined attack. War now in full violence was being carried to our inland waters as well as on the high seas. The nation's shipyards were turning out newer more effective gunboats. For the first time naval warfare saw revolutionary new ships sheathed in armor. The expanding navy had ceased to be the property of the New England states with their deeply rooted seafaring traditions. Men and more men were needed and they came from inland cities in the western plains. Mechanic and farmer proved they too could develop sea legs and man a 40 pounder. Mere boys were enlisted too youngsters who could run powder to the waiting gun crews. The awakening sciences of the century found uses on the battlefield. The telegraph core from which emerged today's signal core brought new speed into communications. So highly technical was their work considered that even linesmen were often civilian technicians. Born to was warfare's first venture into the skies. Balloon reconnaissance was employed to spot enemy batteries. The balloon was frequently set adrift in the belief that a favorable breeze would carry it back. Sometimes it did. Of civilian origin was the publicly endowed United States sanitary commission. One day it would evolve into our present American Red Cross. The tragic aspects of all wars past and future were soon evident. This was Richmond Virginia. Charleston. Fredericksburg. War meant to the uprooted. The homeless refugee. The prisoner of war doomed to a captivity under subhuman conditions. These were the wounded in an era when the trifling flesh wound would lead to gangrene and amputation when hospitals were few and far behind the lines. Finally war meant those who would fight no more. So ended 483,000 Americans north and south. A total not even reached in World War II. What do we know of the day to day life of the man who served? Well like his counterpart today he lived in countless company streets. Winter quarters were crude log shacks built by himself. He knew fatigue and details and he killed boredom in his own way and polished up before endless inspections of reviews. When and where possible he enjoyed rare visits from family and friends. There was no handy PX but licensed tradesmen called subtlers set up shop and even followed the troops into the field and on their campaigns great grandpa posed for photos to send to his girl back home set his folks a picture of the outfit too and his own buddies like today there was always one comic one clown the service man of that far off day carried his faith into the field. Doubtless he prayed for survival and for the war's end it came at Appomattox with the collapse of the Confederacy and General Lee's surrender to General Grant. Yes peace came but only after battlefields like Gettysburg had immortalized in blood the courage of brother ranged against brother. Gettysburg were a parade and now forgotten ceremonies introduced and never to be forgotten address by the war weary Lincoln. Within two years the president dedicated to binding the nation's wounds was shot down by the assassin John Wilkes Booth. The camera brings us Ford's theater the final scene and the presidential box with the tragedy struck. It brings us to the actress Laura Keane the last person on home the unsuspecting president's gaze rested. It has even preserved for us the 21 year old Dr. Leal who emerged from the horror stricken crowd to attend the dying Lincoln. An era had ended the first but not the last to be seen through the magic eye of the camera. The pages of our history with new pages yet to be added all our yesterdays are preserved for generations to come for this achievement a major share of our gratitude must rest with the man whose foresight made it possible earliest of American combat photographers he lived to within four years of our own century the pioneer Matthew Brady. The Barton is famous in history today as the founder of the American Red Cross to the wounded soldiers of the Civil War both the blue and the gray however she was remembered as the angel of mercy who fed them and treated their wounds she had no official standing she received no money for her services yet this dedicated woman devoted her life to the cause of humanity it was the fall of 1862 for more than a year the civil war had raged and the Union army of the Potomac had known only a series of sharp defeats casualties were high and the means of caring for them tragically inadequate hundreds who could have been saved died in the field for lack of proper care already a part of history were the battles which we know as bull run the seven days and jackson's valley campaign each had been a costly failure for the union forces and in the north people began to wonder if the south could be defeated and the union preserved in the most tragic and bitterly punitive fighting our nation has ever known american fought against american and the casualty lists for both sides skyrocketed as on american hills and in american valleys canon and musket flung their hot metal among the men and horses of both sides the spectacle of suffering was piteous perhaps especially so to clara barton for she decided to do something about it the already spare face of the man in the white house seemed to grow even more gaunt under a constant flood of criticism and urgent demands for an early end to the war general robert e lee did not help the situation as south of the potomac he added a measure to the legend of his invincibility by routing a vastly superior union force at manassas junction general john pope who commanded the union forces at manassas was simply out generaled and out fought by lee's troops under the immediate leadership of stonewall jackson flushed with repeated successes and confident of their own destiny lee's forces boldly took the offensive word was flashed to washington that the army of virginia was invading the north speculation and rumor began to whisper that the end of the war was in sight as the threat to washington grew lincoln sent word to nearby alexandria an urgent call to the x general in chief of the union army general george mclellan had been in disgrace after his peninsular campaign now lincoln summoned him back his orders stop lee at all costs those costs were to be high on september 17th 1862 union and confederate forces would meet at anteater creek near the towns of sharpsburg and haggis town maryland more than 100 000 men would be involved in the bloody battle of anteater and one woman clara barton would car for herself a unique place in the annals of service to mankind the day the battle began however she was just a dedicated woman driving a wagon loaded with provisions across the rolling maryland countryside years later she would recall that day of blood and anguish and retell it in her own words with my attendant i sought the hilltops and as the mist cleared away and the morning sun broke over the maryland heights its rays fell upon the dusty forms of dying men many of you may never hear the bugle notes which call men to battle but if like us you would heard them that grim september morning as they rang through the valley and echoed from the hundred hills they would have lingered in your ears as they do in mine the battle had commenced on the right and thinking our place might be there we had been following the army since dawn for the last eight miles we could trace its course by the broken bodies of the wounded who rested along the roadside turning into a cornfield near a house and barn we stopped in the rear of the last gun judging that surgeons must be operating there i took my arms full of stimulants and bandages and approached the house the smell of death hung heavy in the yard a table stood on the porch with a wounded man lying on it a surgeon working over him with the most rudimentary equipment there i came face to face with one of the kindest noblest doctors i have ever known dr dunn of canotville pennsylvania i quickly learned of his difficulties they had not a bandage rag lint or string and all around him shell wounded men were bleeding to death with a great joy i laid my precious burden down among them and thought that never before had linen looked so white determined to set up aid in the yard i told him of my needs and he dispatched a soldier to help me with the unloading of supplies there was a spring house in the yard and i decided to use this as my headquarters my instructions were to unload the provisions and place them inside for the ordeal that was to follow we had met wounded men walking or being carried to the rear for the last two miles but around the barn there lay the men who were too badly wounded to admit removal some 300 had collected already and it was scarcely 10 o'clock the echo of the guns promised there would be many more my first act on the field taught me the real tragedy of battle a man called to me for a drink i stopped to give it and having raised him in my arms was holding him he fell back dead a bullet had sped between his tearing a hole in my sleeve and burying itself in his body there was no more to be done for him and i left him to his rest i have never mended that hole in my sleeve and i wonder if a soldier ever does mend a bullet hole in his coat the patient endurance of these men was astonishing by the wooden fence a soldier lay with a ball lodged in the bones of his cheek i told him i would go for the surgeon but he caught my arm they can't come for me now he said i have to wait my turn please you take the ball out for me this was a new call i had never severed the nerves and fibers of the human flesh but i could not withstand his entreaties nearby lay a sergeant from illinois with a bullet directly through both his legs when he saw that i had no way of supporting the soldier's head he shoved himself along the ground with a desperate effort and took the wounded man's head in his hands i do not think a surgeon would have pronounced it as scientific operation the doctor suffered almost as much as the patient but from the relief the man had from his pain i dared to hope it was successful three times that day the ground was contested lost and won and each time it brought hundreds of wounded from the field to our crowded ground each had to be aided and each drained our supplies to the danger mark at two o'clock an attendant came to tell me that the last loaf of bread had been cut and the last cracker pounded we had three boxes of wine still unopened what should they do open the wine and give them that i said and god help us the next instant brought a shout from sergeant fields who had opened the first box of 12 boxes of wine which we carried the first nine were packed in sawdust these last three when all else was gone were found to be packed in indian corn meal a woman does not hesitate long under such circumstances there was a fireplace in the spring house kettles were picked up and set over the fire and as quickly as i tell it i was mixing water and meal for gruel all the day my men carried buckets of hot gruel for miles down the line to the wounded and dying where they fell food was given both north and south alike recognizing the need not the uniform never again was i to experience such a sensation of wealth and competency we fed hundreds that day for many it was the first meal since the guns of battle exploded that morning for many it provided the will and the strength to endure their pain twilight began to descend and there were still many to be tended for the first time since i arrived i saw dr dunn stop work and stand alone in the darkness you look tired doctor i said yes he was tired tired of neglect and heartlessness here were hundreds of men to be operated on and there was no light to work by it was then that i called for the lanterns i had brought in the wagons he looked at me saying little but his eyes reflected his gratitude through the long starlet night we worked and hoped and prayed the lights were never snuffed and the tables were never empty to some we could promise repair and hope all we could give to others was a comfortable place to die men died that night slowly and with full realization that life was ebbing out of them it was to be a northern victory but the victory was costly for both sides while the guns grew silent the sounds of tortured men filled the air as an encore of battle how does one measure victory antitum was a victory for the union her cannon remained on the field while the foe retreated across the river the high tide of the confederacy was turned back the emancipation proclamation was born but to me the real victory the real courage of that memorable day was the endurance of all the soldiers to the greatest physical agony and mental anguish the greatest inhumanity that man can create for man to them belongs the honor the memory the triumph of that day


Welcome to Coverage Over Coffee, hosted by AI Mutual. I am Agent Ivory, and here we talk about various insurance topics in a fun and informative way that is easy to understand. Enjoy hot coffee and delicious pastries with like-minded people that are excited about creating generational wealth for their families. Don't forget to like, subscribe, and share the channel. Special one because this is a holiday season, so today we are actually going to cover Tizza season to be insured. As you can see, I am on vacation. I hope everybody else says, look at this beautiful view of this beautiful lake. But I definitely wanted to talk about Tizza season to be insured. First things first, I want to wish everyone a very, very Merry Christmas, especially those people with families who have kids. You know, it's really for the kids, right? We don't really care about all the Santa Claus and everything else. We do it for the kids. Happy Kwanzaa, happy Hanukkah, and then yesterday was Eretiti—oh, I want to say it right—Eretiti—Eretiti Day. And that's by Tariq Nashees, so thank you so much for leading away and having us celebrate on December 24th, so this is going to be an annual thing for us. Also, we're just excited that we are over the 600 mark with our channel, so thanks so much to our sister Dee Tubman for getting a word out. Please, please, please, everybody, subscribe to the channel, share it with everyone you know, family and friends. Everyone you know has insurance, right, and if they don't, they need it. So they need to be tuned in to this channel, like it, comment, subscribe, share on YouTube, excuse me, share on Facebook, all your social mediums there. We're just really excited. We're pushing to 1,000. We want to get to 1,000 before the end of this year, and I know it's possible, okay? So with your help, we can get there. But a couple of things, or several things we want to talk about today, again, tis the season to be insured. We have so many people that I hopefully—I hope are insured all over America. Of course, as you know, we have the massive blizzard that's happening right now across most parts of America. So on last week, there were two bills that were signed in Florida to give assistance to those victims of Hurricane Anne and Hurricane Nicole. And then, of course, what I have here, as you see, this beautiful family, because I personally love the Miller family, okay? But we want to talk about generational wealth. I know everyone's talking about it from, you know, more of an argumentative type of way or dispute with them. But I just want to talk about it from a generational wealth, from an insurance perspective. So I hope everybody has their favorite cup of coffee. I know I got mine when I was traveling to my destination here. I thought I was going to the Starbucks, but it actually got bought out. Well, first of all, I went out of business, I should say, three years ago and then two years ago, it was purchased by an Italian family. So you'll see that in the review, my cafe review. So I also just want to keep everyone in prayer who may not be having the best holiday season. I know I was very upbeat when starting this Covered Over Coffee session. However, I personally have friends that I know that are having a hard time during the season because they have lost a loved one either recently or within the last year, or sometimes this is just a season where those memories and traditions, they think of that special person in their life. So I definitely want to keep you all in prayer who may be struggling during this time. Also, it brings me to what we're talking about today, what is happening in this particular article. It's about Buffalo. And this is, of course, being brought to us by kxnet.com, but how I mentioned about the blizzard that's happening in a lot of states right now. So I want to talk about this because from an insurance perspective, this comes into play when we're talking about claims. The first thing I hear about this is claims from all types of level. Unfortunately, here we see that 24 people this far in America have been killed. So those are liability potential claims that they would happen to be in a car. Then also, of course, auto insurance, home insurance, those all come into play as well. So let's talk about what's happening here in America. So millions of people hunkered down against a deep freeze Sunday morning to write out the winter storm that has killed at least 24 people across the United States and is expected to claim more lives after trapping some residents inside houses with heaping snowdrifts and knocking out power to several hundred thousand homes and businesses. You know, the number of homes without power was like in the millions this weekend over many states. So I believe towards this article, it will tell you that a lot of those homes have been restored with power. However, as of today, the afternoon and Sunday on Christmas Day, there are a lot of families who still don't have power. So can you imagine, you know, how they're spending Christmas Day is really sad. But basically about 60 percent of the US population face some sort of winter weather advisory or warning, and that is so true because even here in Texas over, I would say, maybe it was like last Thursday, Friday, I believe, if the temperatures just dropped so low, the coldest I've ever seen it in Texas, you know, and, you know, that's very the good thing is that it just didn't rain, right? I feel like if it rained, it would have just been sleet everywhere. It would have been a mess, right? But since it was just cold, I think overall that helped out Texas. Now, I believe there were some people who did go without power for like a day, maybe, but it's nothing close to the winter get in that we had last year. So that's a plus. However, but look at this, it's really sad, though. For other states, there's a bomb cyclone that hit everybody, you know, staring up blizzard conditions, heavy, heavy winds and snow. I don't know about you, but I've been seeing a lot of people on Facebook that I personally know and they have ventured out outside today. It just looks crazy. It looks apocalyptic, you know, it's just really scary out there. So anyone who's dealing with that currently, please stay safe. OK, first and foremost, and I know that there's a lot of people who want to help others that are in need during this time. I always think about homeless individuals, you know, I think about maybe individuals who probably can even really afford, you know, to pay electrical bills or, you know, purchase those emergency supplies. You know, I always think of them first, you know, during this time. So let's talk about what's happening. So look at this six foot snowdrifts, right, has happened to thousands of houses. It's just really crazy. A lot of the cities are dark without power. OK, and we're talking about New York in particular Buffalo, but we're talking about New York, OK, even some Wengus up to 40 miles per hour. Wengus at this speed, 40 to 50 miles per hour can actually take shingles off of homes. So I would definitely advise you once this is over to definitely schedule, especially if you see shingles on the ground and you're not sure if they came from your home or a neighbor's home, definitely contact your insurance carrier to see if you can have an insurance adjuster, filled property adjuster come out to your home to inspect your roof and to just do a 360 on your home just to make sure everything is intact. You're paying for this insurance. You want to make sure everything is good. OK, but this type of wind speed, it definitely can affect your home.  But I just want I'm just bringing up this article just to let everyone know that we have a lot of our American brothers and sisters struggling during this holiday season. So if there's any way that you can help them, either if it's with a donation, maybe to a local church or organization that you trust, definitely do that. Check on your family. Check on your friends. Make sure that they are good, you know, anything that we can send up there probably in the upcoming weeks, you know, please stay tuned. I'll definitely post it on my page as well. So that way we can start helping everybody out. OK. And then I just want to just scroll down a little bit more here and just to show you how widespread this is. So, of course, we know that it's happening in the Midwest, up north on the northeastern states, but then even in Florida, right? They even hit forty three degrees in West Palm Beach. And that's very, very unheard of. And then the temperature even dropped to where they even had freeze in sleep. So this is kind of a different winter than we have ever experienced. So as we know for people who believe in global warming, don't believe in global warming. I don't really know. But what I do know is is that our winter is our excuse me, our our seasons are changing, our, you know, these storms are starting to become more often and they're starting to become, you know, a lot intense, more intense. So this is very important for those individuals, especially homeowners, when it comes to your homeowners policies, please make sure you double check to make sure you have the coverage that you need to protect you in adverse situations like this. Even those who are renters, make sure you have renter policies. All right. So switching gears here. I wanted to follow back up with you and provide you with an update in my coverage over coffee session or episode nine. I actually talked about insurance and rising inflation. And we specifically talked about how inflation is really affecting the insurance homeowners in particular in the state of Florida. So we did talk about in that episode that Governor Ron DeSantis was expected to have a special session. They stated December 12th, no later than the 16th. As you see here, it did happen on December 16th, where they were going to have to have a major talk about what they need to do to stabilize that state. For those who tuned in on that session, or if you did not get to listen to the episode, I highly recommend you do. But what we talked about just to kind of sum it up was that, hey, these hurricanes are really killing the insurance industry down there. You know, a lot of insurance carriers are going out of business. You know, they are going they're becoming insolvent. They're leaving insurance owners like home owners like, you know, they're so concerned they're leaving them without coverage. It's hard for them to even obtain coverage. You know, and then once they do obtain coverage, I mean, it could be double what they're paying and premiums annually. So this crisis is a state of emergency for DeSantis. I was like, regardless if you're a Democrat, Republican, I said the good news is that we do know that he's trying to run for the presidential office in 2024. So in my mind, I looked at it as a good thing that he would do right by at least his constituents in Florida. Because if he doesn't do right by them, then no one in the entire United States is even going to look his way to become president, right? So I do see this helping the the residents there in Florida. And so as you can see here, he did come through. He did follow through on what he stated he was going to do. It says governor and this is coming from floridagov.com. OK, Governor Ron DeSantis signs two bills to support disaster relief and help stabilize Florida's property insurance market. I mean, they need it. Last week, the CEO from Sissons stepped down in Florida.  It's because of all these insurance claims, you know, coming in and they really don't have the funds to go out, you know, to to pay for all of these things. So just to sum this up, he did sign two bills a following a special session that took place last week, actually. A governor DeSantis signed Senate Bill SB four, a which provides seven hundred fifty million dollars for additional disaster relief to Floridians following hurricanes and Nicole. So they're dealing with two major hurricanes in a state. The governor also signed Senate Bill to a the most significant property insurance reform bill in recent history, which helps to stabilize property insurance market, increase the competition and strengthen consumer protections. So let's go ahead and look at that Senate Bill for a. And then we'll come back and look at the two a. You know, it's interesting here. What you're going to see here is just like a summary. But I would like to see everything really in detail because sometimes I just feel people, you know, just say things to make the citizens feel great, especially since we're approaching the holiday season. This happened last week. They want everybody to have a great, you know, Christmas holiday and a New Year's Eve, you know, hey, I'm moving forward. Sounds great. However, you know, I just want to see what's in the details. OK, and we don't have all that yet. We just have this high level, you know, information at this time. So the seven hundred fifty million dollars is broken down like this. OK, three hundred and fifty million of it is to assist local governments with FEMA public assistance match requirements. One hundred fifty million is to support affordable housing, hurricane recovery efforts. So that breaks down to sixty million dollars to assist Floridians with recovery, including home repairs, relocation costs and insurance deductibles. This is huge because, excuse me, a lot of people can't even afford their deductibles. A lot of people are hurting right now. So sometimes to have cheaper premiums, they will get higher deductibles, meaning that, you know, if they want their premiums to be low, they may say, oh, please give me a five thousand dollar deductible, but they only have five hundred dollars in the bank, right?  Now, we do know in the insurance industry, they're not like having to cut a check, you know, to the insurance carrier. Of course, the insurance carrier would just attract, you know, their deductible from whatever their payout is. So let's just say they're supposed to get, you know, fifteen thousand dollars back, right? Because that's how much it comes out to be. Then it was subtract the five thousand dollar deductible and then send them a check of ten thousand dollars. Well, that sounds great. However, what the insurance carrier is basically saying is going to take fifteen thousand dollars to restore your home. So ten thousand dollars isn't going to cut it, right? So there's still that homeowner still needs to make sure they have five thousand dollars somewhere to be able to cover the difference. And most people don't. So that's really good that they're helping to, you know, if this is true, right? They're helping to assist with the insurance deductibles, including home repairs. That's really major. And then, of course, relocation costs. And that actually is like ALE, and that's additional living assistance. And basically, if your home is destroyed, you cannot live there because it's inhabitable. So you need to be able to live off site somewhere else. And so again, if you do not have, if you did not select the coverage, right? In your insurance policy, then that's not even an option for you. So but you would still need this benefit. So it looks like they're going to assist with that. Then ninety million dollars for the rental recovery loan program. OK, I would love to hear more about that. That's pretty vague there, but we'll see what that is. One hundred fifty million dollars for beach renourishment and shoreline fortifications. So that's great. One hundred million dollars to support beach renourishment and erosion control for beaches impacted by Hurricane Anne and Nicole. You know, we have something like that with Hurricane Harvey along the coast in Texas. So I know a little bit about that. And then fifty million dollars for new hurricane restoration reimbursement grant program homeowners with fortified in their homes. So again, this is going to be for those who are living along the coast. OK, probably not really for those in the city, because it says the shoreline fortification, but more or less those property owners that live along the coast, they do have some assistance for them there. Let's go down a little bit more. One hundred million dollars of the seven hundred fifty million is for new hurricane stormwater and wastewater grant program to repair damaged infrastructure to protect public health and the environment. So this doesn't really sound like this is going to homeowners, right? This sounds more like going to commercial or businesses or maybe the city. And then lastly, provides property tax refunds and extend deadlines and discounts for Floridians whose home were destroyed or rendered unhabitable. So that's really great because this is the time for everyone to pay their property taxes. And so it's very difficult to do if you're still trying to get your home restored or if your home is no longer there, right? What if your home is just gone, you know? So you just have a lot of other issues to worry about than property taxes, right? You probably that's probably last on your list. So they're given extensions. They're also giving tax refunds. Again, all this sounds fantastic. I would love to see what the details are. Once that website comes out, I definitely am going to go through it with a fine comb, you know, and see like what makes you eligible to be able to get these refunds because it always sounds great. But then sometimes it can disqualify people, right? Or sometimes people don't get the information soon enough and then they miss the deadline. You know, so once I get this information, I will definitely post this up for you. Not going to speak about the toll relief, but the property insurance part I am. So their goal is to increase competition and strengthen consumer protections.  Prices go down. And as we know right now in the property insurance sector, you know, yes, it's kind of crazy. You know, yes, insurance carriers, there's a lot of them, but the prices are not going down, you know, they're going up. The premiums are going up. And then even for the carriers that become insolvent, yes, they're going out of business, right? But guess what? Premiums still going up. So I think now they're trying to have additional companies to be able to enter this market so that way it can lower premiums. So we'll see the thing is, you know, do companies want to take on this risk? Because I mean, Florida is not moving anywhere on the map. Florida is still positioned, you know, in the southeast part of America and it's still in harm's way for hurricanes to strike at any time. And so as we have just spoken about when we talked about the blizzards and how this is a different year, you know, and unfortunately, every year just seems to increase with intensity. It's the same thing happens, you know, with the state as well. So, you know, it would just be interesting to see if there are going to be some, you know, insurance carries that come down there. But basically also, too, what this bill does, it disincentivizes frivolous property insurance litigation, which harms consumers, holds insurance companies accountable for unfair trade practices that hurt policy holders and speeds up claim process for consumers. That's always great. Speed is great, but you really need for it to be correct. You know what I mean? So hopefully there's a balance there and hopefully that is done. And the last one here increases transparency in the claims process. Again, this all sounds fantastic. I just want to know how they're going to do that, you know, and how they're going to do that across all of these various companies that have their own way that they do business. So just wanted to show you that. And what we're going to do now is go back to to a. OK, and see what's involved in that particular bill. So let's roll down here. So and that's kind of what we were talking about with the whole two way. But just to kind of go into a little bit deeper, it says to a property insurance is the most significant property insurance reform bill in recent history against strengthening Florida's property insurance market by eliminating one way attorney fees for property insurance claims, which will disincentivize frivolous losses, which is just said, OK, reduce the burden of excessive and predatory litigation, which will help bring down costs for homeowners. That sounds great. Enhancing the Office of Insurance Regulations ability to complete markets conduct examinations of property insurers following a hurricane to hold insurance companies accountable and prevent abuse of the property appraisal process. Wow, this sounds really great. Are they going to hire a lot of people for this? You know, how are they going to pick and choose, you know, those claims, you know, to audit, OK, reducing timelines for insurers to get payments out the door and back into the hands of policy holders as they rebuild their lives. Again, this is really great. However, just from a claim adjuster's experience, it does take time, especially when there's a huge hurricane like this. This was a hurricane for a hurricane and that came through, you know, so it takes time to get those experience field adjusters out to the scene because they're coming all over from America to make their way to Florida to get out to those homes to inspect them to do the paperwork that they have to do to send into the desk adjusters to review to make sure it's correct to be able to get the check out to the insurers. So, you know, the process to me already seems very streamlined. You know, I think they've reduced the whole checks.   So again, this sounds great. I would love to see how they're going to do this. And then lastly, building on reforms passed earlier this year by committing additional funding to provide temporary reinsurance support to help stabilize our market. So basically, reinsurance is, you know, those companies that may have to go out of business, you know, they have to still pass on, you know, that book of business to someone else to be covered. So that's where that reinsurance comes from. But again, they're taking on a lot of risk. And there's just a lot of risk in Florida right now. So I'm really excited, though, at least this is in place. It gives, you know, the citizens of Florida some type of reassurance, something to actually hold Governor Santis, you know, accountable for so he can actually come through on this because what's going to happen next year? They're going to have another hurricane possibly in another one. So we have to make sure something is in place that protects the consumer. But it also has to work for the insurance companies. You know, it's just a catch 22. It has to work for both parties because they're also in the business. It is a business of making money, right? But at the same time, you know, consumers are purchasing this product to protect them. So it needs to be available at an affordable cost to them to be able to do those things. So I just wanted to make sure that I follow back up with you on that because I told you that I would. So Floridians, like they always say, I love country when he say help is on the way, help is on the way. OK, and I'll keep you posted once I get more information also with, you know, we just didn't succeed because we just feel their success is a reflection of ourselves. I don't really care how what anyone else feels about it. Like I get excited when I see people like this who come from nothing, you know, make it big. And then maybe I'm just a little bit more biased because everyone from my dad's side of the family is from New Orleans, you know, so I grew up on Master P. Now, I grew up on no limit. So I just really love him in particular. And I have to admit that I know more about him than his son. But one thing that he's always stood for is he's always been about family, you know, and I remember growing up even hearing about his extended family, which was no limit soldiers and how they even have thanked him over the years, you know, for his financial academy.  And so they didn't really know how to spend their money. You know, they know how to make money, right? They know how to flip money sometimes, right? But how to grow that money from a more advanced financial standpoint. They didn't know how to do that. And I remember the dog actually thanking him for this. And, you know, same thing with Mia X, a whole lot of other people. And so he did talk about generational wealth. So I know he knows about generational wealth. You know, he's really big on family. Like I said, I know he's filled with love. So when I hear about this feud, you know, there's probably so much that we just don't know as regular people because we're not in their day to day lives. And of course, we're getting a glimpse of it. But for me, I'm just all about generational wealth. And I'm like, whatever is his family, my family, your family, we have to get over whatever feud we have and come together because we are really in a very precarious time right now. I'm not sure if you're paying attention, but our world, just not America, is getting really bad. It's not like, oh, getting 2008 bad is getting like, oh, 1930s bad. And nobody wants to tell you all that because they don't want to scare you, right? And I'm not here to scare you either, but I'm here to inform you so that way you can be proactive instead of reactive. This is not the time to be divisive or to have division within your family. This is the time to unite, to have that love because we're all going to have to use someone else's talents and skills to be able to make it during this upcoming season. So what I talk about in my generational wealth courses a whole lot. But before I get into that, let's go ahead and get you caught up. There's a lot of things in here that I wanted to talk about. OK, again, there's this family feud and no, we're not talking about the fun show, right? The fun show with Steve Harvey. But no, we're talking about a bad family feud right now. And so Romeo hits back and this is coming from hiphopdx.com. Romeo Miller is calling out his father once again. OK, I'm just addressing their fuse. So basically, you know, I actually follow Master P on his face page as well. He did come out, you know, and address this. And from my point of view, it did sound like he was choked up about it. I also follow his son, too, though. So I'm here. I'm seeing both of this. And I remember when I both hit, I was like, what in the world is going on? Because those are not the type of day to day post, you know, or videos that they show they are all about business. You know what I mean?  And when he's acting as something because he does a lot of that some kind of like when this came out, I'm like, where did this come from? You know, but anyways, keep keep going here. He actually is speaking out against his father, right? And he has some very choice words. So let me just read what he says here. This is where the story or what I want to talk about from. He says, I have nothing to fear or lie about. Romeo wrote, I want everyone to support my dad and his interviews. And then I'll call back up and sit down with the same people with a lie detector test and please stop with the sob story. This ain't about money. You know, no matter how much you take, I've never asked you to pay for any of my bills as an adult. I'm good, good. So, you know, this has a lot. You have to probably follow the story about everything that's happening now. But, you know, basically, you know, when he was on these shows, I guess he never got paid for the shows that he was on. You know, even when he had his career, he didn't really get paid. And I guess he had to pay his father's taxes. That's what allegedly is where it's being said. And then his father is saying that he needs to basically be a man, do things on his own. He has a college degree. He needs to do this, you know, so he needs to take care of his own bills. So he's kind of coming back saying that he is an adult. He's never asked me to take care of his bills. But anyway, this is about how if anything ever happened to me or you, then this family has nothing. That's not generational wealth. And I'm tired of the deception. This interview showed me your true colors. Love you, but I can't detect that. Take a page from Mike Tyson. I don't know if we should take it. Okay, your real truth will inspire even the next generation. Okay. And so that's basically what he said there. And let me scroll down a little bit more. Masterpiece comments, Romeo came to an interview with Neal Brown. That's uploaded to you on Thursday. Okay, brown toe pee. You can't give people things that they don't deserve or haven't earned because that'll create a sense of entitlement, which he believed applied to Romeo.  And he's entitled, right? He has had access to everything. So Master P agreed. Okay. So he did agree with that. Okay. And he replied, what are you going to do when I'm gone? Like what are you going to do when I'm gone? Because this could have killed me. Think about it. But social media people don't even look at how this started about the DJ and you post an RIP, but think about it. So because my daughter died, I can't say RIP to nobody. I'm going to stop right there and come right back. Okay. Cause that's getting into another part that I want to talk about. Let's talk about this right here. Let me see.  One second. I think it's just coming up right here. One second. Here it is right here. This is about if anything ever happened to me or you, then this family has nothing. Okay. This right here, this is why I just say we all need to get it together, especially as black families. We don't even have the financial luxury to have a few. We can't even afford to have a few you guys. And I'm talking about any black people. I'm talking about people who are impoverished. I'm talking about middle class. I'm talking about the wealthy. I'm talking about the ultra rich. When you look that, when you look at us as a collective, we are broke. Okay.  We will have zero net worth by 2053. Actually, it's going to be well before then because 2020 with the pandemic, spare that up and then everything that's happening right now with the great reset that nobody wants to tell you guys about is speeding it up. Okay.  We need to be busy, you know, working, hustling, doubling down, whatever we got to do to get this wealth together as a family because that's the only way we're going to make it, you all is together is as a collective unit. Cause right now we are headed to the ground. Okay. We're headed off of financial cliff. Another thing too is, um, you know, this, this is really sad. It doesn't matter. I'm hearing from them that they're saying that possibly they're living month to month that the family is broke. I don't even know if that's true. I thought, you know, from what I heard back in the day that they have 500 million dollars. I don't know. I guess, you know, again, I'm not in this family. I have zero clue, even if this is true that they're living month to month, which so many Americans are. So I'm not going to say I'm not going to make them feel bad for that. Cause unfortunately a lot of people are living paycheck to paycheck every two weeks, right? So, but what I am saying is you don't, no one has to leave their family in a situation where they're starting off from zero. So I'm an insurance broker. I actually help create generational wealth for my clients. So even if you are not a multimillionaire, if you're not a millionaire, you can still leave a million dollars for your family after you're gone. Okay. You can actually leave a million dollars for them while you're here. You know, with living benefits, you know, um, so I just don't really like to hear this that says, if anything ever happened to me or you, excuse me, our family would have nothing. No, no, no, no. If anything happened to your family should be okay, because you should have life insurance policies in place. Uh, hello, time out.  Okay. That's when you need to make sure that you have your life, uh, your life insurance policies in place. You don't wait until you're sick, you always a crepit and then try to ask for a million, 10 million dollar life policy. You're not getting it. Denied application denied. And I know for a fact Master P understands about the importance of life insurance policies because that's how no limit records got started. I was a young girl when I heard about that. Didn't even know too much about life insurance policies back then, but I knew it was genius that he flipped $10,000 into $500 million dollar, um, mogul business. You know, I thought that was amazing. And the fact that his grandfather left him money again, I'm young. I don't, I didn't know anything about that. But I was like, wow, that's so amazing that his grandfather thought enough of him to leave him $10,000. I don't know how much the overall policy was, but he made sure that his grandchild left $10,000. So, so remind, so remember what I just said, his grandfather thought enough of his grandchild to leave him $10,000. So let's keep scrolling. Now I know Master P has a problem with little Romeo and now they're both saying that they love each other, but they not fooling with each other like that. Well, I mean, it's like that sometimes I guess, but let me tell you one thing that I don't like what was said here. One thing that I don't like, let me scroll back down. Yes, here it is. Right here. Master P is happy that this whole argument with his son transpired because it made him realize what he will now do with his money if anything happened to him, which is to give it all away to charity. Wrong answer. Wrong answer. And I'm not taking sides because I see fall in both sides, but that's the wrong answer. Master P, your grandfather now, your grandfather didn't give it all to charity. Your grandfather thought enough of you to leave some money for his grandson and $10,000 now uncut it. This inflation is a trans flex to now or 20 years, 20 years. That needs to be in place for your grandchildren because you have several grandchildren. And guess what? Those grandchildren are going to have other kids. So you want to make sure your great-grands are going to be okay. And guess what? I'm going to show you a scripture in the Bible. And I know that these people are spirals about it. So they each have responsibility, not only to their children, but to their grandchildren. Okay. So what Master P is saying here is what a lot of the ultra wealthy people are talking about. I just thought it was crazy like 10 years ago when I heard about this mess and I said, huh, something's not right. All these rich people talking about giving their money away. I'm talking about billionaires. Multi-millionaires don't want to leave their kids anything. And these people, it's not like they don't have kids. They're talking about not leaving their kids anything. That's weird to me. I'm sorry. As much as I work, as much as I do, I'm going to make sure my daughter has. She's not starting from zero. My clients, I'm sure we put policies in place so their kids don't start from zero. We are headed into the great. We are our spiritual beings. I mean, this is where the most spiritual people out here. So we have, um, God has given us what we need to do. He has given us this specific instruction on what we need to do. So it's nothing that we just want to make up or we want to do. We each have been given instruction on what to do. So, um, here I'm taking this from Biblehub.com is the new international version just to keep it simple, make it easy to understand, but take out your Bible.  Take it out. Turn to Proverbs chapter 13. Now, the verse that I talked to my clients about is Proverbs 13 22, which talks about generational wealth. However, I think this family and any family who may be dealing with the family feud or have animosity towards one another, who don't want to fool with one another, who don't feel like they, uh, maybe the kids are, do feel like, or maybe the parents feel that the kids are entitled, acting, acting entitled, or maybe the kids are upset at the parents that they're not leaving enough, whatever it is that family, both sides need to read Proverbs chapter 13 because these scriptures apply to both sides. And I'm not going to read it and say who it applied to. And if, if it, hey, if it, if it fits you, if it applies to you, then it is what it is because we are all different people, right? But this is a excellent book and chapter for the Miller family to read and any family unfortunately may be going through this situation to read. And if you're not going through it, read it so your family will not go through it. Okay. So I'm not going to read all these scriptures, but I am going to hit on a few. Okay. So again, Proverbs chapter 13 verse one, a wise son, he's his father's instruction, but a mocker does not respond to rebukes.  Number five, the righteous hate what is false, but the wicked makes themselves a stench and brings shame on themselves. Okay. Number seven, one person pretends to be rich yet has nothing. Another pretends to be poor yet has great wealth. Verse 10, where there is strife, there is pride, but wisdom is found in those who take advice. Verse 18, let me scroll down. Whoever disregards discipline comes to poverty and shame, but whoever he's correction is honored. Verse 20, walk with the wise and become wise for a companion of fools suffers harm. Verse 24, whoever spares the rod hates their children, but the one who loves their children is careful to discipline them. Okay, so read the whole chapter and apply it to however you want to apply it. But one thing that I definitely want to stress here is verse 22. So again, proverbs chapter 13 verse 22, this is amazing, this short little sentence is so packed with knowledge. It says a good person leaves an inheritance for his, for their children's children, but a sinner's wealth is sorted for the righteous. I want to look, leave it at 22A, just right here, right before that comma, right there. It says a good person leaves an inheritance for their children's children, all these celebrities, all these ultra wealthy people talking about just giving it to charity when they have children. They are wrong. It says a good person leaves an inheritance not only for their children, but children's children. So God here is setting up three generations. That means if you have wealth, that means you're good. You're generation one. You did what you're supposed to do, right? You got that wealth. You accumulated it. You have an inheritance now. You have something to pass down. And guess what you're supposed to do with? You're supposed to leave it. Not supposed to donate it away. You're supposed to leave it. Who are you supposed to leave it for? You're supposed to leave it for their children's children. So this is amazing. So you're planning for three, you're basically planning for three generations. When you're working every day, everybody goes to their nine to five job or they have their businesses every day that they're working every day. They're working, first of all, to maintain what they have, right?  I don't know what you want to do, but you're working for that. But you're also working to create an inheritance. So you can't spend everything that you make because you're supposed to leave an inheritance. I tell my clients, if you can do that great right now, it's kind of hard for people to do because of this inflation was just crazy these last two years. So I get it. However, there's no reason for people not on any level to have an insurance policy that can be left for your beneficiaries. Name your beneficiaries, your children's children.  You can do that as long as it has an EIN number. You can leave that. So it's an option. But here it says a good person. And I know Mr. P is a good person. He does so much for the community. He's always done so much for the community. I know he's a good person. I know little Romeo is a good person. I follow him on Facebook too. They just seem like a great family. OK. And so I just want them to read the scripture because this can really help not only the Miller family out, but since they do so much for our community, they are both role models.  They look up to them and we need to see our fathers and our sons working together as a team. It's a dream team right here. I've always looked at the Miller family as a dream team. And we need to get back to that because they are role models. And I know people are go, you know, your own family supposed to be a role model. That's fine. But let's just keep it real. It is what it is.  If you have a blue check mark next to your name, you're an influencer, you're a role model. If you have a lot of wealth, you're a role model. So we can say all this and the other. But that's what it is. And so I just want them to think bigger than they are. It's this is greater than themselves. Master P has grandchildren. Even if he's upset at the sun, leave it to your grandchildren. You can do that. You can do. I do it for people all the time. You can do that. And so we're heading into a season, everyone, where it's going to be very difficult. People have been complaining these last two years about inflation. You haven't seen anything yet. You the America hasn't really seen hyperinflation like that. You know, if you want to know what that looks like, go talk to some people from Zimbabwe. Go talk to some people from Argentina or Venezuela. You know, we haven't seen anything like that. OK. They've already been telling us about food shortages, water shortages. I'm telling you right now about the intensity of these storms are getting stronger and stronger. I'm telling you now that insurance carriers are going out of business. So this is not the time for our families to dissolve. This is a time for us to come together, unite, use our talents, our resources, our skills to build. The wealth that we create and accumulate. We're going to leave that and pass it down from generation to generation. Because guess what? The trajectory that we're on right now is headed to zero. That's going to happen before 2053 because we're too busy looking at everything else. We're too busy fighting. We're too busy complaining and we're not paying attention to the numbers. So I just wanted to leave that with you today. Tis the season to be insured. All right. Make sure you're insured when it comes to your home. Make sure you have the proper coverage.  Everybody wants to go travel. Everybody wants his nice clothes. Everybody wants to go out to eat. You need to make sure your property is properly protected. OK. Also, you need to make sure your car, your vehicle that brings you to point A to point B has the most precious resources, your family in it. It's a place that you go to your work to make money to provide for your precious people, your family. You need to make sure that's properly protected. OK. I think you need to make sure you're properly protected with life insurance and something happens to you. You don't want your family starting from zero. OK. If you're in middle class, you don't want to be impoverished. If you're impoverished, you definitely don't want to be negative zero. It's just a thing to people say, oh, I'm so used to starting from zero. I've got it from the mud at this and that. OK. We've done with those days. We shouldn't be getting anything from the mud. Your future generations shouldn't be getting anything from the mud. Right. Let's let's let's build from that. You know, I'm not saying don't challenge him. I'm not saying leave him the world. But please don't leave them just nothing because this new world that we're entering, it's not going to be kind to them. It's not going to be kind to them. And as you see here, we have a responsibility. Let's fulfill that responsibility. OK. All right. I appreciate you all today just sticking with me through that. I know it sounds like I'm fussing a little bit, but I think I am. I just know what's coming ahead and nobody's warning us, especially the black population. No one cares. Our politicians know this. I know for a fact they know this because they talked about it during the 2020 debate. Andrew Young even brought it up several times when he was debating and when he was on the breakfast club. Our politicians know that we're headed to zero by 2053 and they don't care. You don't hear anything of them talking about it. They're talking about I don't know what they're talking about. Chitlin dinners, turkey dinners, cold drives. I don't know what they're talking about, but they're not talking about our wealth and we're not talking about income. We're talking about wealth that's coming to zero. How is how is our life going to be? We already see how our life is now. And we're literally at the bottom of lists that are great and at the top of every list that's bad. And then some of us have money right now. So can you think about it as a collective when we have zero? What our life is going to be like and it's coming. And you see how inflation, everything's going through the roof. And at the same time, our wealth is going to zero. We don't even have time to entertain these type of conversations about not getting along with our parents, not getting along with our children, not getting along with our grandchildren, not getting along with our neighbor, not getting along with anyone in our community, not getting along with anyone in America, not getting along with anyone in the world. We're going to have to come together as a world, really, and pull our resources together to be able to make it through what's coming. OK, so if you're wise, I know you'll take heed. If not, Privilege talks about fools. It talks about it. Psalms does, too.   So thanks so much. I do hope everyone had a wonderful holiday season. I look forward to talking to you for the new year because it's hey, it's about us doing a work. 2023 is about us doing a work. We have accumulated all this knowledge, but only applied knowledge is going to help you out here at A.I. Mutual. We absolutely love coffee. You know what time it is. Time for this week's coffee shop spotlight. Today, we are on site at Manuti Coffee in College Station, Texas. So today, I'm actually presenting an Italian coffee shop. So for those who have always wanted to go to Italy, this place is for you. It's very interesting because, as you know, it's the holiday season. I'm doing traveling for the holidays. And I actually was passing through Bryan College Station. And so I normally stop at this Starbucks that I've been stopping at for years. Now, I haven't been through College Station. I want to say in about three, three years, four years. I think the last time I went down there was in 2017. So I was very surprised to see this wonderful coffee shop there instead of Starbucks. So I was like, you know what, I still want coffee. It looks really cool. I'm going to go in. Of course, there was only like a couple of people there in the store, you know, not too many people there. And of course, the barista was very nice. So she told me the history because I was like, wait a minute, this should be a Starbucks. So basically this is a Manuti coffee. It's 100 percent Italian coffee, but it's in 100 percent American owned coffee shop. So I really like when you go to their website, they have a picture of Al Pacino. And we know we love Al Pacino here. So I thought that was pretty cool. They have the Malinari coffee brand and it is delicious, you all. It's so smooth. I loved it. And so really nice. Of course, their favorite color is red here. You see, they have the fast Italian cars on display there. They have the community board for the local citizens in that area to post things up. They do have also a cafe there, so they do have the sandwiches. They did not have donuts, but they did have, you know, pastries and things of that nature. Very convenient, beautiful area. I definitely recommend that you go there. So I'm actually going to give Manuti coffee five stars for their excellent service. Again, the decoration there, it was really nice. You know, we didn't really get to stay because we have places to go. But it's a perfect spot to be able to either do your work inside. There was a college girl who was there who was asking about what time they were closing because they had holiday hours. So they do have the Wi-Fi there for you to do the work inside. Or they also have tables outside as well. All right, so enjoy. And then when you go, please tell them that AI Mutual referred you.


and I know because you updated it on the community. So talk to us a little bit about that milestone you reached, how you did it and what piece of advice you'd give other coaches who are trying to get to that level. Yeah so I hit my first 10k month between April and May which was huge for me because again I had just started right and you know kind of how I did that is I'm hungry you know I work every single day I grind on this stuff every single day but the the biggest thing is going out and talking to people and going and doing the marketing and calling people up and following up on text messages and a really big referral program was also thanks to that as well you know a lot of a lot of clients they don't want to they don't want to do the referrals for two three hundred bucks they don't care about bringing somebody if you're going to be paying 250 you know 300 bucks you gotta throw a lot of money out right so if you you know give them 400 450 then their eyes start to open up a little bit right and then they start bringing in clients it's it's fine if you know you you just get over positive just for that you know three months of training but it's your business model only works if these kids stay within your program right so after that then you'll be making money with the kids that come in but I mean one huge thing that helped me drive in a lot of clients is Facebook parents are all over Facebook all I do is simply just go into the local clubs in the area I look at the posts you know who's interacting on the posts and then I hit every single person on that post with the the singular message that Ben gives us in the community you know hey I'm a private soccer trainer I see your your son or daughter is a competitive soccer player you know blah blah blah and try to get that you know I'll send out 200 messages a week and maybe six or seven of them respond and maybe three two or three of them I actually get their phone numbers and then make two of them I'll get to a phone call and then maybe one I'll get to sign with us but that one out of that you know so you do that once a week and that's four times a week I mean you're signing four people just from Facebook DMs and then you know it's not hard you can I've hired I've actually I've hired my little brother to do it because it's so simple I say it's funny because I say it's a monkey could do it because it's so simple so I did him did a little job pay him a little money to do it send all the messages and you know that's something you guys can do right like just hire somebody simply just to send out all the messages if it's not worth your time but it's definitely worth putting in that 30 to 45 minutes a day just sending out messages


In the last few centuries, India as a nation and Indians as people have lived far below their potential for variety of reasons. Though it's been sixty-eight years, nourishment, health, education is yet to be addressed for nearly half the population. In the last one year, there is a new sense of hope and expectations in the Indian people and also in the world beyond. There's an opportunity to power ourselves into well-being because we have the synergy of youth.  The only thing we have is people. If we leave this population uneducated, unfocused, unskilled and uninspired, we have a disaster in the waiting. But if the same population, if we can transform this in this generation into your focused, capable, skilled and inspired population, we have a miracle in the waiting. In the sense for the first time, nearly half a billion people, we can move them from one level of living to a completely another level of living which is historic. Never before has it happened anywhere through a democratic process. India has the opportunity to become a powerful nation on the planet. When I say powerful, it is not about a powerful army. It is just that we have the power to guide the rest of the world. We have the knowledge and the capability to guide the world towards well-being. The rest of the world will naturally look towards India because always right through ancient times, wisdom means the world looked east towards India. We should not lose this position and for us to gain this position, becoming a powerful nation by empowering our people is a must and the possibility is right here. We are sitting on the threshold. Through this message, I request every Indian citizen, whether you are in the country or you are Indian origin and you are elsewhere, this great possibility, realizing this great possibility is not going to happen just because of the leadership. It is important that every Indian citizen stands up to make this happen. How do I do it? This will be the question.  This is the only way to build a nation. Nation building does not happen with great speeches and slogans. It happens because if every one of us do whatever we are doing at a different level of function, whatever we are doing happens out of dedication and commitment to creating a new nation. Here we are sitting on a possibility, a threshold where we can move a huge mass of humanity from one level of living to another. This is a possibility which is historic. Very few generations have ever had this opportunity. It's my wish that every Indian should strive for this and make this happen. I particularly appeal to those who are the political class in this country, please do your politics at the time of election. Rest of the time, allow the governments elected either in the center or in the states to function in a sensible manner in a way that will be beneficial for the people. Please let politics happen only a month before election time, rest of the time, let every one of us work to make this nation into a great possibility. Thank you. Bye.


Welcome to Prophecy Files Briefing, I'm Pastor Joey Rogers, glad that you've joined me today. I want to share with you a little excerpt from the recent Prophecy Files Bible Prophecy Conference with my special guest, Bill Federer. What an incredible mind that he has in history and in the Word of God and matching those two together to the current events of the day was absolutely incredible. I want to share a little bit of it with you right now and then I'll be back in just a moment. The most common form of government is gangs, right? If we were to get rid of all the laws and all the police, what would happen? It would be fine for a couple of days, then people would rob the stores and when they realized they weren't caught, they'd start robbing houses and then you would have to organize your neighborhood and you'd have somebody to defend as your captain and then the bad guys and so gangs. And so a king is nothing more than a glorified gang leader and then you go through these six thousand years of world history and it's gangs and pharaohs and Caesars and Kaisers and Sultans and Tsars and Maharajas and Attila the Hun and Genghis Khan and they keep getting bigger and bigger because with military advancements kings can kill more people and with technological advancements they can track more people and so wherever there's a king you have to believe the way the king says.  If you do not believe the way your king does, it's considered treason and the king would kill you. And so let's look at the reformation started in 1517 and percentages of countries began to be Protestant and some say Catholic and and then you had the Iron Duke of Alba. He was sent by the king of Spain to Antwerp Holland and he killed 10,000 Dutch Reformed Protestants, left their bodies in the streets and then you had the queen of France Catherine de Medici and about 10% of France is Huguenot and they have a leader named Henry of Navarre and so the queen organizes a marriage of her daughter Margaret to the main Protestant leader Henry of Navarre in Paris.  It's called the Saint Bartholomew's Day Massacre and so you have this situation in Europe of what are we supposed to do with Romans chapter 13? Let everyone be subject to the governing authority for there is no authority except that which God has established. The authority is the existence established by God but what if the authority literally has a mandate to kill your wife and kids? Are you supposed to say okay here they are kill them and so in the so you had reformers protesting and they were nicknamed Protestants and one of them was John Calvin. He says we are subject to the men who rule over us but subject only in the Lord. If they command anything against him let us not pay the lease regard to it and so this is like the scripture in the Bible children obey your parents but what if there's a bad parent who tells the kid to sell themselves into prostitution and kill the neighbor? Is the child supposed to obey that parent? No the child obeys the parent as long as the parents telling them to do something that lines up with God's word so you obey the government as long as the government is telling you to do something that lines up with God's word. Why would God tell you to do something in his word and then tell you to submit to a government that tells you not to do what he just got done telling you to do? And so Martin Luther King Jr.'s letter from the Birmingham Jail 1963 said one may well ask how can you advocate breaking some laws and obeying others? The answer lies in the fact that there are two types of laws just and unjust. He goes on, well not one not only has a legal but a moral responsibility to obey just laws. Conversely one has a moral responsibility to disobey unjust laws. How does one determine whether law is just or unjust? A just law is a man-made code that squares with the moral law or the law of God. So you have kings for most of world history and you got to believe the way the king does and then the Reformation starts and then you got a group of people saying wait a second, if Samuel Rutherford wrote a book called Lex Rex, Lex means law, Rex means king and so the law is above the king. And so when the king stops obeying God's law you don't have to obey the king anymore and so the Calvinist Puritans developed a way for people to rule themselves without a king. It's called the covenant form of government and everybody has to be involved with it and they got their idea from ancient Israel that first 400 years out of Egypt before king saw. First time in world history but on 1400 BC Israel comes out of Egypt millions of people no king and it worked because the priest taught the law and so the covenant form of government is where you get blessings from God, you voluntarily share them with your neighbor because you're doing it as unto God.  From that first 400 years out of Egypt before king saw. So the book of Judges we don't really realize how unique that period of history is that there's millions of people and no king and it worked because everyone was taught the law and so it's this idea that you have an opportunity to steal, nobody's around, you know you can get away with it and then you think God is watching me, he wants me to be fair, he's going to hold me accountable in the future, maybe I should hesitate stealing and it creates something in your head called the conscience. If everybody in the country really believes this you can maintain complete order with no pleas and so that's what they had in ancient Israel and so it's called the Hebrew Republic and these reformers, these Puritan scholars looked to this and they were nicknamed Christian Hebraists. James Harrington, John Sadler, whose sister Ann Sadler married John Harvard, that's why they taught Hebrew at Yale and Harvard. So in a sense king Saul is the divider between England and America.  Right, the kings of England looked to the Bible for their authority but they looked to the anointed king Saul and on. The Calvinist Puritans looked to the Bible for their authority but they looked to the pre-king Saul period. There's 400 years, millions of people know king and so it was the Calvinist Puritans that founded New England that turned into America. Jesus says, upon this rock I'll build my church. The word he uses ecclesia, ech means out of, cleasy means a calling. They had 6,000 citizens in the Greek city of Athens. They would call them out to their marketplace to deliberate to decide to get involved in fixing the walls and the navy and teaching the kids. There was no king to tell them what to do. It was the people that had to decide what to do and they all worked together and Jesus chose that word. He's talking about his body. Everybody has to be a part, an eye, an ear, a foot. And so in this congregational model of church government the pastor's job is to teach everyone how to have their own personal relationship with God the Father through Jesus Christ that died on the cross to pay for their sins. And then the pastor coaches each believer to become a mature Christian. You get in the habit of reading through the Bible yourself. You get in the habit of praying every day and then plug into the body and do something.  I promise you, you want to go there and hear what he has to say. It is historical, it's current, and it is prophetic in all that he is bringing so watch it in its entirety. You'll be blessed by it. Until the next time we get together at Prophecy Files Briefing, remember Jesus Christ is coming soon.


and that's fine. What's up, y'all? Happy, happy Wednesday. Happy Wednesday. Is that the new mic? What new mic? They're the ones that I've been using. I don't know where any other mic is. Taking it right there is the perfect spot, perfect. And then that's it. Beep-a-boop. Morning, Shelly, can you hear me okay? Can you smell it? Making sure that my mics are charged. JJ, I just saw your message come through. I've been busy negotiating commission all day. I have to go to a birthday at five or six, but other than that, we're good. Hello, hello, everyone. I don't know if you've, yeah, I'm sure you have. I'm sure that you've seen people do a whole bunch of stuff with stuff. Why are you so interested in this? Probably because it's making a little sound. I want a canvas puppy so bad. Hello, hello, everyone. It's just what it's made of. So once we get this actually moving, I'm gonna have to figure out a way to hold her. Yeah, she has like super, okay, that's enough. Thank you, thanks for inspection, pass inspection. All clear. So we're using some bottles of paint. I know, right, Carrie? That we got from last time Marcy taught here, I believe. And so, there's still liquid ultimately, so it's fine. And we also have some other paints, just in case this stuff is too thin. We'll see. Yeah, we'll need to show them those, not this one, but. We'll show them the new aprons. Okay. So, you're probably seeing this technique around. All over TikTok. It's on all the things. I've only tried it once. You did. I don't know where it is. It's over here. And then I drew on it and drew over that and drew on that and airbrushed. So, I think what I'm gonna do is I'm gonna put, these are the colors I'm gonna use. And the way that I'm gonna do this, the way that I like how people are doing it, they weren't just staying and doing it. They were actually moving so that the colors would blend back and forth. Okay, beautiful ombre. Yeah, we'll see. So, I think I'm gonna put, I'm gonna put white, just a little bit of white in between these two. I don't know. If we have an, I don't know, this is pretty thin paint. I hope it's enough. I guess I can just kinda squiggle it up. Yeah, that may give you a little template of where you wanna go. Yeah. Are you supposed to base it in white first? Or is that? No. Okay. I don't know how it works. It's like a pour or something.  And so, Jeff made me a table that's what I needed. Oh, hi. All right, so let's put some gold. Hello, hello everyone. These paints, by the way, are just paint, water, and possibly flow trawl in some of them. But ultimately, it's just paint and water. Maybe these weren't from when Marcy was here. This may be from Tammy. Yeah. Yeah, I think these are from Tammy, which are her own mixture and formula. Did you guys just hear Candace? She went for the mic. Show me to turn that band. It's not gonna mess with your paint drawing, is it? Really like this color. I can't. I don't want it to much, but it's gonna blend, so. I can't tell you what these colors are. They are made on the fly paint. Yeah. But, B, if you could drip some out so we can just show them the consistency. This is pretty thick. But it's, I mean it, it's not too bad, but some of it's really thin, like this green is thin. I think it's smart to do this. Yeah. I just wanna make sure there's enough. Sure. So it's standing up kind of tall, but it's still, you know, runny. I don't know how much to put down like that, like. You think it sounds like there's a lot in there, or it's runny? This is a lot thinner. Light in between those two. I'm gonna put white in between these two. So maybe it'll blend a little better and maybe give it a little different color. Who knows? We're gonna find out together. Mommy, mommy, mommy, mommy, mommy, mommy. Tell me about your this before you go. Oh, I just screwed four. What is this? Four inch, three inch? Inches are hard. You know, I think it's a four inch brush. These are what, ship brushes? Yeah, they're really cheap. I'm gonna get some here, get some here, and we're just gonna... Ew! Go straight. So then, I'm gonna move over a little bit, so we get that blend. Oh my goodness, but you can make one of those. We got paint flakes and everything. You could make one of those Mexican blankets so good. It's a white, isn't it? That's what it's doing.  Is that a hesitation? I think you should call this. You have a little... I need to, I need to. I need to do it just light. I think these colors look amazing together.  I'm done, I don't want to do it anymore. Yeah. What a nice blend. Oh my goodness, it looks like an ocean with a sunset. Ah, get back. I've had more calls since trying to go live an hour ago than I've gotten in the last three days. I would pull those things out for you, but I'm scared to get up because she's going to go for it. So what are you doing, just blending out the edges? I'm just trying to get the size of this color. Just using the very end matches. That's what I say, you need tweezers to pull them. It'll be all right. Okay. Remember, this is going to get painted over too, so. Right, no, we haven't been live for an hour, but I tried to go live like an hour ago. Oh, babe, stop, no, you're going to... Okay. Hold on. Okay, you said, and that's why I never call y'all. Your messages is always best if you need to reach me. Just hold that up a little. This? Yeah, just, yeah, you're here. Don't hold it on the canvas. Got it? Yeah, I'm on the crossbar. Also, our neighbors have been going in and out of their door all day, so that's been the soundtrack of my Wednesday. What was the soundtrack to y'all's Wednesday? That's so fun. What is that going to be a background for? I have no idea. Welcome back to chat, TG. So were you going to do the foreground while this is, what? Or? Foreground? Yeah, you said it's going to be a background for something. No, I'm just going to let this dry. Oh, we're going to force it to dry. Looks like your favorite beach blanket. Yeah. I don't know. I don't think it'll be able to dry. I don't think this is going to dry fast enough for. This is. There's a kind of plan. It is going to be a background. I'm not sure what for on the foreground. Oh my goodness. I said it, we may not do the foreground in this video, and I lost like 10 watchers. Like immediately. That takes time. She's going to bring that over here. Yeah, but I'm watching you. My hand will stop anything. I feel like there's so much pouring medium in this V. It's not going to. I mean, you can see in between some of the stripes that it's drying. Yeah. I agree, Jerry. Oh, now it's up to 25. So we gained. She's just leaning like the most interesting Pomsky in the world. This man. Leaving without a good vibe, right? The only thing that I like about doing this is when you dry it like this, the moisture is not coming out of it. Evenly? Yeah, so then there's lines. Yeah, and you could crack it and craze it. See how much glossier the pink is than the yellow? There's different pouring medium in there. And so it's going to dry at a different speed than the rest of the piece. And you don't want to cause cracking and crazing. It'd be a nice little feather.  This piece makes me want a shot of tequila and I'm going to drink it. Yeah.  She's so beautiful. She is beautiful and she's so sweet. Her sweetest thing. What's up, Sue? She had such a good time at the lake that she has a sore leg now. I think she has a shin splint essentially. So like, so now he's drying it from the back. Like for some reason one day I was like, it's wet underneath there. So it's like, why not try to put some heat underneath it? Look at that. I'm just using you guys to see what she's chewing on. Let's see it through the screen. Or someone that's not good at colors, diggin' it. Sunsetty, like a sunset. Anyone else see an ocean and a sunset? Susan said, that man is not just a pretty face. Won't this make the canvas crack? So, no, because he did so much moving around and brushing that the paint is initially, essentially very thin. Yeah, that's real thin. When paint is thin, it's less likely to crack. You can see, like you can see the canvas in some of this. And that's what makes that blending as well. Like, I could have maybe spray painted some of this first and then put it down so it would be a solid color, but I want it to be light. That's why I put those white in between here so that it could be a little bit more soft. So if I do decide to airbrush something on here, that would work better. If this were thicker paint, then it would crack or craze, essentially because the top layer is gonna dry faster than the bottom layer or anything under what has already dried. And then once the, okay. So you're basically, when you dry the outside with a heat gun, nope, when you dry paint that's thick with a heat gun, you're essentially making like an M&M and you're making the outside of it, the top layer dry and the under layer is still wet, the chocolate center. And if they dry at different speeds, that's when you get cracking or crazing. Because in paint dries, it shrinks. I was starting to dry now. You have dry patch here. Underneath helped it a little. I think doing underneath helped it as well. So what are you gonna do after you dry it? I think I wanna try to do one of those clicks, but just with the, like.  I'm thinking about it. Maybe just boop, boop, and then some white. Great analogy with the M&Ms, e-science explanation. Listen, you guys, I don't total disclaimer. I only know e-science, actual science. I am an actual, what's less than a layman, because that's me. And so essentially when I learn something, I have to translate it into e-science in my head, and then that's what explanation comes out for people instead of the actual science. So, apologies. But also if it made sense, then you're welcome.  I think I wanna try, I wish I could remember this guy's name on the TikTok. He does this, and then he takes another color, like a couple of other colors. I don't know if he goes like, if he throws the paint on, or he puts it in the middle, and then he just goes. He puts that puddle in the middle? Yeah, and then he lets that dry, and then he starts taping off and doing all this amazing, like, it's so dramatic. And I'm thinking, how is that even gonna look right if there's so much here going on? And it makes it look amazing. I really wish I could remember his name. You're still wet right where your finger is. Yeah. You're gonna have to put your over that. I'm not worried about anything. Like I said, this is just a test. Proof of concept. So essentially that guy just puts like, not even a puddle of paint in the middle, he just puts splatter of paint in the middle, and then flicks it and gives it this awesome movement. And so would you like a Bondo spreader or a palette knife to do that? What are you gonna use to make your flicky flicks? Oh, we use the paintbrush. Can I grab you a paintbrush? Are you gonna use another chip brush? Yeah, just a little chip brush. Oh my goodness, we're about to do the things. This is still, that's a lot of paint. From here back, you have purple from here back? I can see it, watch your feet over there. I'm not gonna touch it. Whoever buys this is just gonna have just fingerprints forever. They'll be hidden under us. That reminds me of what we do in the shadows and they're like, but B, if you're gonna do all that. Can you imagine doing that? Like lighting, what was that guy? Remember? It was like five or six years ago, a guy with a light, something, candle. I think he would like put it up. Yeah, he'd paint with this smoke. He'd paint with it, yeah. Crazy, funny. Yeah, that's still wet, but I'm not, I don't mind. I wanna do. Crazy awesome, I don't mean that in a derogatory way. Don't cancel me. I'm working on some new these. We need to use a big one so we can just go. What is it? Or just a small one and just be like. Just know with paint this in, you're gonna get secondary colors the more you mess with it. I think that guy just goes, and then that's it. Oh, I know. He doesn't overwork it at all. You guys, back when the cats lived here, I put these little like catnip buttons on the wall. You can see some right here. And she found an old one and won't leave it alone. I don't think it's gonna go that far. If you want, we can just put this on the floor and you can, cause you can't get over it in there. It's gonna be hard for me to film. That's what you wanna do. Let's go ahead and do it. It doesn't come on. Only this part comes on. You have to plug it in. Why isn't it plugged in? Huh? Why wouldn't it be plugged in? So, we are gonna do this in the dust-free zone. Here's the other one I did. I love it. We've made prints of this by the way. And I was trying to hide those gifts but I wasn't sure about it. What do you guys think of my hide those gifts? Close up the dust-free zone. Move the ponies, peel them up. All right, now we have a splash zone in our dust-free zone. That's what it's for. Right. Looks even more vibrant here. Thank you, thank you. All right, so we just wanna do these, right? Cause I'm not trying to like, maybe put a little bloop in it. Just a little pop, pop. And thanks you guys. I already have someone asking about how much that piece is and I'm not sure what to sell of it. But, I have prints on my website, artist-to-let-that-come. You got prints? I'm gonna have prints on the website. Oh yeah. So, should we just go like, I should just go like this, like. That's what I'm, that's what I'm seeing, like. Like a whoosh, whoosh, scared. You wanna do that look that's kind of one of your edgy or esses? So, it sounds like, we're making a wall for our splash zone. Make yourself a dust-free zone. Get heavy-duty magnets. Stronger magnets. Yeah, I think you're gonna have a lot of range. So. Aren't we? I don't mind. Okay. Oh yes, the cats live at my mom's now because they were wild in my. The other magnets. All right. We fiddle-faddled enough.  Pionk. So, because they're not that thick, they're not exactly sinking into each other. Tee-G found the TikTok video. What's his name? What's his name, Tee-G? And he works with that his shirt on? Did you guys see Tudor uploading inventory with that his shirt on? He was like, I mean, it could be good for business. I was like, okay, first of all, it could be. Before we do this, have a plan, don't deviate and know that whatever happens, I'll still love you. Don't tree ring it. Okay. I love it just like it is. Wait, wait, wait. Oh. If I was doing an actual piece, I wouldn't have gotten cells like that. Yeah, ready? No.  Okay, go. Neuromod art. Neuromod art. I know I completely butchered that. Apologies. I still like it. I like this dry brush look down here. And I love that the cells are like, also dry brushed. You see? It's just that brush, just kind of like, look out. Oh my goodness. Just leave it. He's not gonna leave it. What's up Evelyn? Look at those fades. Love it. Love it. I wanna go right here. Move. What's up at Mac? I wonder which color in there. Ooh, pink and green. I wonder which color had the cell activator in it. Love that.  Well, this is just killing me here. Do you want the blower? I'm trying to cover up that other splatter. Yeah, I just wish I would have done that, but a bigger, a bigger... Well, we have no investment in the paint, only the canvases, so it's not like a true waste. Agreed, Catherine. Is your brush plugged in? Well, it doesn't have anything to glide on. It's wet paint and too dry. So this is turning to an experiment. I told you this was an experiment. Stop doing acrylics, there's too much to do.  So, we'll do another one, whenever, and we'll just do... Yeah? Like make two cups, and just go like this, and then turn it, and then do it like that again. So that it'll be that big splash, it'll be a blurb, and then a bloom, bloom, and then, and then, I don't, that one, I think because I just dragged it, I was trying to just do this, but... That's what I was wondering. I was like, a paintbrush is, I don't know, but... We'll just let it dry and see how it looks. I agree, that's what I initially saw with it as a dragon, Princess Jezmina. I definitely see a dragon in it. And initially I was like, not a fan of these little stringy things, but I think, if he decides to finish it and put airbrush, and make it... Let's try this, just because... I was just asking what's happening. Jeff is allowing himself to be loose right now, you guys. It never happens, enjoy it. He's usually very anal-retentive with that.  So then it does do this, so that you can actually draw on it, and put detail, paint, airbrush, but all that would be like that outside of here.  Good brush brush. You would just blend. I think it'll be cool. I think so too. I think this is a great like, let's figure it out on a smaller scale and then level up. Face will be here. I see the face like open like that. Is that what you're seeing? These are my favorite cells. Oh, those are fun too. I just saw people knew that when coming into this, it was like Spearman, not... Yes, this is not a fully formed piece. This will probably take... How fun is that little, it's like a real... We always try to get those, but we can never get them. When are we due swipes? I haven't, Susan sent me a link. So, now we know what colors we want to use, the techniques we want to use, and now we just have to come up with a size we want to do and really hone in how you want to do your... Yeah, I'm on 10% battery. I'm on 10% battery. I do, but then I put this in it. So, do you want to do this on live or do you want me to just record it?  JJ said, I see another dragon piece selling super quick if Jeff finishes that, just saying. All right, you guys, we are going to do this in layers. I'm going to go so I can plug my phone in and record this before we get started because he's in the mood to do another piece. And so I will post what happens with this tomorrow. I'm also editing down this peony, I don't know what kind of flower that is. Whatever flower that is. I'm going to be doing another one of... I know, I'm editing that down for you guys. And so I hope you like this, just test of an idea. I hope you give it a shot. Be kind to one another because you never know what someone's going through. I was gonna remember, we try to do the test so you don't have to. Ooh, probably Evelyn. All right, you guys, have a good evening. We'll see you tomorrow, bye. Say bye.