Whose broad stripes and bright stars through the perilous fight Ours we watched were so gallant. Wow. Beautiful. Let's give another round of applause to technical sergeant Kristin Foley of the Air Force Band of the West. All right. So I'll ask you to please remain standing. It is my pleasure now to invite senior pastor of San Antonio's Trinity Baptist Church, Dr. Leslie Hollan, to come on stage and provide us with our invocation. We are grateful for how you have commissioned us with responsibility to engage the opportunity of living this time in history. Within this room are amazingly gifted people whose talents are dedicated in order to help the San Antonio region thrive into an international greatness by being faithful to our local roots. For a moment now we just pause in the midst of the pain and anguish of what we have heard of the tragedy that's happened from Brussels. We realize that we are not an isolated city but we are part of this larger work of a vision of love that you have for the whole world and yet we need to be faithful right now. So we've gathered in a record breaking crowd for the State of the United City address from our Mayor Ivy Taylor. We thank you for her and her talents for our City Council members, the City Manager and the representatives of all the groups that helped to comprise leadership within our city. We thank you for Fortune 500 companies and small businesses. We thank you for our public school systems and the private schools. We thank you for higher education. We thank you for the families that are dedicated around family values to nurture boys and girls to become men and women who are courageous to live on the front lines of this time in our history. San Antonio is on the verge of a 300th anniversary but we're not simply looking at what has been but to be able to see more clearly of what's ahead. That's what this luncheon is about. We thank you for entrusting us with world-class missions and a river and a spurs organization and languages of culture of fiesta that the world understands that San Antonio is a vibrant place to live for five generations of people. For the youngsters, to the Generation Z, to the millennials, to the Gen Xers, the Boomers and the Builders and all of this comes together by our having a common good. The good that the Prophet Micah gave out of the Hebrew Scriptures of doing justice and loving mercy and walking humbly with you, of knowing that we live in the richness of a Christian passion and heritage of the Christ who's given us an abundant life and called us to treat others as we would like to be treated, to love you completely so we can love our neighbor and ourself, but also the breadth and depth of religious liberty that enables churches and mosques and synagogues and temples to be able to work cooperatively with each other instead of being at war as so much of the world. It is the spirit around a common good that enables us to stand strong as individuals but to see our togetherness, to work through differences and light of a vision which enables each of us to have a place to stand with human dignity. May you bless them, each individual, each organization and this gathering and light of your Holy Spirit. Amen. Ladies and gentlemen, as you enjoy your salads, please welcome to the stage Elva Adams, the former president and current board member of the Alamo Asian American Chamber of Commerce and please also welcome Wayne Terry, chairman of the board of the Alamo City Black Chamber of Commerce. It's like family. Yes, absolutely. So on behalf of the Alamo Asian American Chamber of Commerce, I want to thank our chamber partners to allow us the opportunity to collaborate in this annual event. And I also want to thank Wells Fargo, my employer and business banking group, allowing the time to serve our communities. So without further ado, it is my distinct honor to introduce individuals sitting with myself and Wayne and Mayor Taylor at our head table. Please kindly hold your applause until I have introduced everyone. So today we have our guest of honor, Mayor Ivy Taylor, President Rodney Taylor. Our city manager, Cheryl Schooley, Bear County Judge Nelson Wolfe, Bear County Manager David Smith, 2016 chairman of the board of the San Antonio Chamber of Commerce and representing Go Sponsor of AT&T Renee Flores, who is also original vice president, external and legislative affairs. The chamber's chair-elect, McComb partner CEO, Red Berr. Immediate past chair of the San Antonio Chamber of Commerce of City View, Mary Sincenalos and his wife, Mary Alice Sincenalos. From the San Antonio Chamber of Commerce, President and CEO, Richard Perez. From the San Antonio Hispanic Chamber of Commerce, 2016 chairman of the board, Rebecca Quintanilla Cedillo, who is also the owner and president of strategic initiatives, and a president and CEO of the Hispanic Chamber of Commerce, Ramiro Capazos. Next we have from the Alamo City Black Chamber of Commerce, we have Chairman Wayne Terry, who is also the manager supplier diversity at H-E-B. Next we have Chairman of the Economic Development Foundation and Executive Vice President, Enterprise Strategy and Marketing for U.S.A.A., Mr. Wayne Peacock, and special guest today of the mayor, Noyan Castro and Nadia Badera. And last but not least, we have more, when Wayne introduced our guest continues, we have Dr. Leslie Holland, senior pastor of Trinity Baptist Church in San Antonio. Thank you, Elba. Also seated at the head table are representatives from our Platinum, Gold and Silver sponsors. They are Stephanie Holland, managing counsel of Valero, who is our Platinum sponsor today. And Gold sponsor, Southwest Airlines, are Christie Ortega, international manager, community fairs and grassroots. Also Christine Campbell, customer service, support and service center leaders. And representing today's Silver sponsors, CPS Energies, Interim CEO, Paula Gold Williams. The executive vice president of Robert Kissner, Paul Lamp. Peter J. Holt, executive vice president and general manager of Holt Cat, and also representing our Silver sponsor Spurs, Sports and Entertainment. Victoria Garcia, who is the managing partner from Bracewell. From USAA, their senior vice president, corporate responsibility and community affairs, Harriet Dominique. Representing New Star Energy is the chairman of the board, Bill Griehe. Sam Dawson is the president and CEO for Pape Dawson Engineers. IBC banks senior vice president, Eddie Alderete. We have the president of Toyota Motor manufacturing Texas, Yoshihisa Nagatani with us today. And last but not least, representing our final Silver sponsor, president of First Mart, Nathaniel Tarwasacano. Sponsors are vital to chamber events, as you know. And I would like to recognize our other sponsors whose support has also made it possible for us to bring you this event today. Another Gold sponsor includes BCFS and Silver sponsor, Half Associates and Gallagher Benefit Services. These bronze sponsors include Jones and Carter, Digital Defense, Foster CM Group, San Antonio Express News, Kaufman and Killen, Security Service Federal Credit Union, the University of Texas Health Science Center at San Antonio, Texas Capital Bank, University Health System, Alamo Colleges, Bank of America, CPNY, Zachary Corporation, SWBC, Frost Bank, Garcia Art and Glass, PSAV Presentation Services, The Rose Boutique, Central San Antonio, Whataburger and Don't Forget the Music. Please join me in giving all our sponsors a round of applause. Now we will take a short break. Please continue to enjoy your lunch and we will return shortly for the rest of the program. Ladies and gentlemen, please welcome Rebecca Quintanilla, CEO, President and CEO of Strategic Initiatives, the 2016 Chairman of the San Antonio Hispanic Chamber of Commerce. Rebecca's first Hispanic business organization founded in 1929. Good afternoon and on behalf of my almost 1,400 bosses, the members of the San Antonio Hispanic Chamber of Commerce, I want to say welcome and I hope you are enjoying our classic Chamber of Commerce weather. It is a good day here in San Antonio and so timely to hear from our Mayor about the issues we face as a community and our direction forward. And just like our Mayor, we have many leaders who give of their time and their skills to set policy as elected and appointed officials.  Representing Senator John Cornyn, our District Representative is Jonathan Hume. Representative Danny Mesa, on behalf of Congressman Will Hurd, Chief of Staff, Cynthia Guyona, representing Congressman Henry Cuellar. From the State of Texas, we have here from District 118, John Lujan, and District 125, Justin Rodriguez. Representing Senator Jose Menendez from District 26 is his Chief of Staff, Tomas Ladalde. Bear County, our one and only Judge Nelson Wolfe. And Precinct 3, Kevin Wolfe. County officials, our District Attorney, Nico LaHood, and our Chief of Police from the City, Chief McManus, and our County Manager, David Smith. We also have our County Sheriff, Susan Pammerlohm. And Fourth Court of Appeals is Maria Lynn Barnard and Jason Pullman, justices. From the City of San Antonio, we have, of course, our Mayor. District 1, Roberto Trevino. District 2, Alan Warwick. District 3, Rebecca Villagran. District 5, Shirley Gonzalez. District 6, Ray Lopez. District 7, Chris Medina. District 8, Ron Nurenberg. District 9, Joe Crier. District 10, Mike Gallagher. And I hope you posted this item because you have more than a quorum. We have our City Manager, Cheryl Scully, and our suburban Mayors, our partners. The Mayor of Hollywood Park, Chris Falls, Hill Country Village, Gabriel Durand-Hollis, Live Oak, Mary M. Dennis, San Marcos, Daniel Guerrero, representing the Mayor of Austin, Steve Adler's Chief of Staff, John Michael Cortez, the Mayor of Selma, Tom Daley, the Mayor of Converse, Al Suarez, Garden Ridge, Nadine El-Naus, Mayor of Fair Oaks Ranch, Cheryl Landman, Mayor of Universal City, John Williams, the Mayor of Kirby, Timothy Wilson. We also have Suzanne De Leon, the Mayor of Balconies Heights, and Mayor Chris Riley from Leon Valley. Representing higher education, we have Elaine Mendoza, Vice Chair of the Texas A&M University Board of Regents, and Dr. Mike Flores, President of Palo Alto College. Dr. Cynthia Mattson is here from Texas A&M, Go Jaggies. Dr. Danny J. Anderson from Trinity, and Dr. William Henrich of the University of Texas Health Science Centers here in San Antonio. Alamo College's Board of Trustee members are Ana Uriegas-Bustamante, who is our Chair, Dr. Ivan Katz, Vice Chair, Joe Alderet, the Junior, Denver McLendon, and Sammy Adams. And from the State Board of Education, we have Marisa Perez. Please join me in welcoming all of you and thanking them for their service. Thank you. In addition, we also want to thank those who volunteer as appointed officials, serving on many community and regional boards and commissions. Their work is tireless, and the rewards for making our community and our region better by their open hearts and valuable, valuable time is most appreciated. They are our unsung heroes. So I ask, if you serve on a civic or community board or an educational board, please stand and be recognized for your service here to San Antonio and the greater region. Thank you. Please welcome Renee Flores, the Regional Vice President of External and Legislative Affairs at AT&T, and the 2016 Chairman of the San Antonio Chamber Board. Thank you. It is my pleasure today to welcome our distinguished Mayor, as well as the two talented students who have the honor of introducing her today. Last year, our Mayor talked about the importance of working together and how this annual event is a symbol of the fact that we are indeed one San Antonio. We come together again this year, one community with one goal, building the best San Antonio. In that vein, our Mayor continues her record of protecting the interests of taxpayers and helping secure our city's long-term finances. And as we enhance the workforce of San Antonio today and build the workforce of San Antonio tomorrow, the two students that you will hear from shortly represent both one San Antonio and how working together we are creating our employees of tomorrow. You may know a little bit about our Mayor's educational background. Her Yale degree in American Studies and her Masters in Urban Planning from the University of North Carolina at Chapel Hill. She is, prior to that, the product of public education system just as our students today are the product of the public education system here in San Antonio. One of our students is a senior at the Young Women's Leadership Academy and she and Mayor Taylor have a tie that binds that she will share with us. The other student is a young man from Burbank High School whose story of triumph will inspire you. Please welcome students of today and employees of tomorrow, Nadia Balderas and Noe Castro. My name is Nadia Balderas and I am currently a senior at the Young Women's Leadership Academy, the City of San Antonio's first public all-girl school and a 2015 National Blue Ribbon School. Born and raised in San Antonio, Texas, I have spent my entire life surrounded by the wealth of culture and tradition that we all know and love. My Mexican heritage which is so intertwined with the history and the life of the City of San Antonio has taught me to work hard in all my endeavors and to always try my best. I grew up in a loving home and community that eagerly worked to teach me such lessons and to reinforce the true sense of self that embraced our heritage rather than shunned it. For these reasons I grew up to become who I am today. Ever since I started school dating back to my very first days of pre-kindergarten I can remember wanting to go to college. However, unlike many others, I did not wish to go to college because I had been told I had to but because I truly loved learning and saw firsthand the miracles that a higher education can facilitate in one's life. Throughout my childhood I was regaled with stories of my parents' time at college at the University of Houston. My parents and their collegiate journey have majorly impacted what I see as the college experience which is one of exercising the freedom to account for one's own learning and personal growth. I am not much more passionate about going to a great university to obtain a degree that will not simply provide me with a livelihood but also with knowledge, insights, and passion. I am proud to stand before you today as a product of the good our San Antonio public schools are capable of doing as one of the many testaments to the impact they're having on our both our city's youth and future. My parents both graduated from San Antonio public high schools and wanting the same for their three daughters they sent me and my sisters to Bonham Academy to be students in their dual language program. Learning Spanish as a second language brought in my academic horizons and challenged me to continue to pursue educational alternatives that better suited my hopes and dreams. I then applied to the Young Women's Leadership Academy for the sixth grade a school that has put me on the path I am privileged to walk today. I am thankful for everything that the Young Women's Leadership Academy has given me. It has given me great friendships, a wealth of academic knowledge, and a spirit to always do my best. It is because of all of these institutions, my community, my parents, and San Antonio public schools that I now share something with our Mayor Ivy Taylor. Like her, I've been accepted to Yale University in New Haven, Connecticut. At Yale, I hope to major in political science. That way, I can hopefully one day have an impact on educational policy that dictates the lives of students everywhere. My acceptance to Yale was no accident, however, as my entire life and those of all the entities that have played a role in my development have been devoted to widening the opportunities at my disposal. The City of San Antonio has made an important investment in its future by believing in the capacities of students like me and by continuing to improve educational opportunities for all San Antonio students. Thank you. Hello. My name is Noi Castro. As mentioned, I am a senior at Burbank High School. Gobu Dugs.  The day my Mayor, our Mayor, delivers her state of the city address. The city's accomplishments and her visions for the future. I'm proud to say that I'm part of the future, but it hasn't been easy. Since I was a little kid, it has been tough for me to decide which side I would be on, my mom's or my dad's. My family is not perfect, and there was a lot of conflict in my house, which made it hard for me to focus in school. Additionally, my mom had frequent health problems, which added stress on our family. I liked my dad, but as I grew up, I realized he was not necessarily the kind of man I wanted to be. My parents separated when I was 14, and I do not have frequent contact with my father currently. I focus mainly on my mom and try my best to help out around the house. I hope her with the pain rent, lifting anything heavy that needs to be moved, and the cooking. More recently, my grandmother passed away, and school became especially hard for me. When I entered Burbank as a freshman, I didn't pay attention, and I made the choices to sleep, talk, or bother others in class. I would often have missing assignments and try to make them up at the last minute. Because of this, I failed many classes my freshman year. Then one day, this special kind new person came up to me and said, hey, my name is Ms. Morrison, and I'm new here, and I'm forming a group for comedians in schools and XYZone, and I was wondering if you would like to join. I thought about it and said yes, I'll join. I was just a little freshman, but the group included some many friends from middle school, and that made me feel better. Even though I didn't know what I was getting myself into and working with CIS, I knew there was something great in store for me for my future. For a freshman to junior year through XYZone, my mentality started changing for the better. I matured, was able to focus more in class, and I began to get my work done. Through XYZone, camp, group, field trips, I learned leadership, respect, responsibility, role modeling, and how to build a friendship with other friends and the brotherhood. Now have a better understanding of the kind of man I want to be. I'm so grateful to all members of XYZone, the teachers and coordinators. They saved my high school life, and now I know what the future holds. I've only three months until graduation, and I'm planning to go to Palo Alto College, majoring in kinesiology, and become a personal trainer. I hope to y'all young men like me and young girls like Nadia can find the same support, resources, and path that will connect them to a future filled with opportunities. Fortunately, we have a mayor who is working to connect all of us, you, and every San Antonio, to prosperity. Growing up in Queens, New York, Ivy R. Taylor didn't dream about moving to Texas or becoming a mayor. She dreamt about having a good job, making some money, having a family and owning a home. That's a dream we all share. The path to all those accomplishments began when Mayor Taylor was in graduate school and traveled to San Antonio for an internship. She fell in love, literally. While here, she met the man who has now been her husband for almost 17 years, but she also fell in love with this city, our people, and helping both. Her personal mission became her professional work and now it is a part of her vision for our great city. Even more than that, she has been and will continue to work for us. Ladies and gentlemen, please help us in welcoming our mayor, your mayor, Mayor Ivy R. Taylor. Please take your seats. Well, thank you so much, Noe and Nadia. I think they deserve another round of applause. If anyone in this room is an inspiration, it's you, Noe and Nadia. Your perseverance and your eloquence inspire and challenge each of us to dream big and to work hard. You remind us that ultimately it's the people of San Antonio who make our city unlike any other in the nation. Our people, those of you in the room and all the Noe's and Nadia's out there waiting to step up, our people will continue to lead us through the 21st century as one of the most economically and culturally vital cities in the United States. And so today, as mayor of this wonderful city, I say with the greatest sense of certainty that the state of our city is strong. I'd like to start, of course, by thanking the Chambers of Commerce for coming together to organize this annual event. And for your tireless work on behalf of a stronger, more prosperous San Antonio. And Renee Flores and Becky Cedillo, it's great to have strong women at the helm. And I have to acknowledge, of course, Bear County Judge Nelson Wolfe. I feel very fortunate to call your partner Judge Wolfe. And please also join me in thanking your San Antonio City Council. As mayor, I have the privilege to serve alongside these talented and dedicated leaders, thank you so much colleagues. And I'd like to thank my hardworking staff and all our outstanding city of San Antonio employees led by the invaluable Cheryl Scully. There are more than 12,000 people working on behalf of our taxpayers. And last but certainly not least, I'd like to thank my beautiful daughter Morgan who's at school today. And my personal stylist, who also happens to be my wonderful husband, Rodney, for your incredible support. Thanks babe. All of us working together have accomplished so much. According to census data, San Antonio is one of the 10 fastest growing cities in the nation, attracting more millennials than other parts of the country. Last year, in partnership with the Economic Development Foundation and other community partners, we announced nearly 4,000 new jobs in our community. We recruited global companies like Cytocentrics and Endomem to bring hundreds of high wage jobs in key targeted industries like advanced manufacturing and biosciences. We helped outstanding local companies to expand companies like Security Service Federal Credit Union, SWBC and Holtcat. Our downtown development continues to prosper with more than 4,000 new housing options added or planned since 2012, and the opening of a brand new HEB in the heart of our city. Yes, we have created a strong partnership with the state and the private sector to restore our treasured Alamo. I'm so excited about that. We opened Yanagwana Gardens and announced public-private developments for Hemisphere. Investments now totaling more than 275 million dollars. In total, investments in the downtown core have topped 1.4 billion dollars since 2011, and our first high rise since the 1980s is underway. A mixed-use project delivered through a public-private partnership with Western Urban and complemented by the San Pedro Creek redevelopment. We secured $135 million to build a new federal courthouse after years of consistent effort. Senator Cornyn and Representative Coyar in our federal delegation, we truly appreciate your leadership in that effort. And our very own USAA donated $2.1 million to ensure that here in military city USA, no veteran sleeps on the streets and that all former servicemen and women have access to permanent housing and supports. Once, once veterans like a gentleman named Ronald Smith, who served honorably and was discharged, but then developed PTSD, had little hope. But today, due to the efforts of partners like the American GI Forum and the South Alamo Regional Alliance for the Homeless, Ronald has his own apartment and is working to improve his income and secure benefits. And in fact, through the mayor's challenge to end veteran homelessness, we've successfully housed more than 1,000 veterans. And we're on pace to end veterans homelessness in San Antonio this month. Thank you to HUD and the VA for their role in this incredible effort. Google selected San Antonio as its next fiber community. And AT&T announced an expansion of their gigapower services. We've developed an innovative consumer choice framework to welcome Uber and Lyft back to San Antonio. I know somebody wants to clap for that. Thank you, thank you, okay. We completed the largest capital project in our history. And isn't it gorgeous? Expansion of our Henry B. Gonzales Convention Center. And, yes. And we're one step closer to securing a major league soccer team in partnership with Spurs Sports and Entertainment and Bear County for all you soccer fans. And for those who may have a different passion, we're also laying the groundwork for the development of a brand new triple A ball park in downtown San Antonio with a team to play in it. These accomplishments did not occur by accident. Progress is not inevitable. It's a reflection of the vision, investment, and dedication of individuals who've come together as a community. But we cannot for one moment slow down. One of my staffers recently shared the story with me of her late grandfather, a laborer and immigrant named Jose Aleman who worked hard to create opportunities for his children. His mantra to his family was simple and powerful. I can't work hard. There's work to do, he would say. Rain or shine colder heat near or far. I can't work hard became the family cry. And this statement truly embodies the spirit of San Antonio. Yes, the state of the city is strong, but I can't work hard San Antonio. There's still work to be done. A globally competitive city where each of us has the opportunity to prosper. That's my vision for San Antonio. I'm gonna repeat that because people always say, well, what is the mayor's vision? This is my vision. That we are a globally competitive city where we all have the opportunity to prosper. Now, this vision is anchored by three priorities. First, we'll enhance our local and international economic competitiveness. And second, we'll be fiscally responsible in delivering infrastructure that supports industry and improves our quality of life. And third, we will continue to work as one San Antonio, where all have the opportunity to prosper. Now, in regard to that first priority, we are well positioned to advance our economic competitiveness regionally and here in San Antonio. I ask fellow mayors from our region to join me here today. I'm so glad that so many of them were able to make it. I ask them to join us because our fates are so strongly interwoven. San Antonio and Austin are two great cities, Anchoring Eye 35, and our region is one of the fastest growing in the nation. Now, Mayor Adler and I are working on more than figuring out which city has the better breakfast taco. We are, in fact, developing a working group to address regional issues like transportation, and we'll meet for the first time in early April. In the coming months, we'll name a new CEO for our Economic Development Foundation, which is a pivotal decision. EDF can and should lead us as we move in innovative directions with workforce development, marketing and outreach, and promoting entrepreneurism. We all recognize that the number one site selection or expansion factor for businesses large and small is access to people with skills. And so workforce development is economic development. Last year, you may remember that Judge Wolfe and I joined forces to develop the most robust and effective workforce development system in the nation. Led by Peter John Holt and Kate Rogers with the generous support of Charles Butt and powered by dozens of agencies like the Chamber of Commerce and Alamo Colleges, this effort has coalesced as essay works. Now, let me tell you for a moment about a gentleman that I recently met. I've been doing these events at local libraries called Meet the Mayor, where I have a chance to meet San Antonians. And last month at a public library, I met a man who went from a life of drugs, guns, and struggling for survival to winning awards for his nursing skills. A man who threatened others' lives, but who's now saving them. Jesus Garcia, who his friends call Chewy, is joining us today as living proof that the education and training we offer in this community can enable men and women to turn their lives around. There's Chewy in his lovely family. Chewy once faced up to 25 years in prison. But at that day at the library, he told me that completing the LVN to RN program at St. Phillips College gave him the opportunity to proudly support his family and make a better future for his wife and children. More San Antonians like Chewy can succeed and contribute to our economy if we better align our partners' programs. And so today, I am pleased to announce that SA Works will move under the Economic Development Foundation, effectively integrating economic and workforce development in San Antonio. We'll expand our investment in skills training like the Open Cloud Academy and in incubators that empower entrepreneurs who are the primary source of net new job creation in communities. Our goal is to help innovative companies grow and develop in our emerging downtown tech hub and to effectively market our wonderful city of San Antonio to the world. We've made an excellent start by restructuring our Convention and Visitors Bureau to support a renewed focus on San Antonio's heritage and culture. The travel industry is increasingly geared toward giving travelers experiences. They can't have anywhere else and once again, San Antonio is perfectly positioned to take advantage of this trend with the only UNESCO World Heritage Site in the state of Texas. And as we prepare to celebrate our 300th anniversary in 2018, we have the chance to invest in our historic sites, connect our people and our visitors to our fascinating past and cement our reputation as one of America's truly unique cities. Our tricentennial commemoration also offers us the ideal platform to continue developing our strong international economic development strategy, expanding from countries like Spain and Mexico towards South America, Asia and Europe. More than 60,000 jobs in our community are tied to international business and that number will grow as commerce continues to globalize. We've identified countries like Germany and Japan with strong exports and foreign direct investment in San Antonio as targets for expansion. And we're taking concrete steps to build those relationships. As just one example, in a few weeks the mayor of Darmstadt, Germany will sign a friendship city agreement here in San Antonio. Darmstadt is Germany's cyber security hub and the aerospace capital of Europe. And last year I traveled there to initiate this cooperative relationship. So my first priority is directly tied to the second priority that I mentioned. Our long-term economic competitiveness depends on our ability to maintain a smart, fiscally responsible government that develops infrastructure to support our industries and improve the quality of life for our residents. SA 2020 brought us together in an unprecedented way to envision our future. And now it's our responsibility to execute that vision through the SA Tomorrow comprehensive planning process and the largest bond program in our history. We anticipate nearly a million new residents in our region over the next 25 years and we must plan and build for that now by focusing growth in a dozen or so neighborhood centers and creating stable mixed income housing opportunities. Now with regard to growth, we have used annexation as a tool in the past and it's accomplished what we expected. It's expanded our boundaries, increased our population and added to our tax base. But we need to be fiscally prudent and above all we need to be responsible to our taxpayers, current and future. When we annex a neighborhood, those San Antonians have the same rights and expectations that the rest of us do about both city services and city facilities. And with the state legislature and leadership proposing restrictions to municipal budgets, particularly to revenues from property taxes, I feel more strongly than ever that blanket annexation is a risky strategy when compared to focusing our efforts on building value in our existing community footprint. And we need to ensure that any annexation advances the vision of SA 2020 and the goals of SA tomorrow. Now the first opportunity that we'll have to bring SA tomorrow to life will be next year. Our 2017 bond package will be historic, both in its size and its emphasis on high quality design that implements our collective vision. Now design excellence is not just about public art and architecture, although those are critical components. Design excellence is about creating places that people want to visit, places where people choose to live, places like, for example, our Broadway corridor, which includes cultural institutions such as the Whitty Museum, the Juzium, the McNay Museum of Art, the San Antonio Botanical Gardens, Brackenridge Park, San Antonio Zoo and the San Antonio Museum of Art. The renaissance of this incredible corridor stems from a $500 million makeover from private and public investments, including a corridor planning effort, new facilities and an entirely new urban neighborhood, the Pearl, with more restaurants, more housing units and a more walkable way of life that is in high demand. As San Antonio welcomes another million people by 2040, we need more places like the Pearl and we can't let quality suffer at the hands of quantity. We have the opportunity to raise the profile of San Antonio to new heights and being San Antonio, we will do it on time and on budget and with an eye toward seizing the future. I'm so looking forward to working with our Citizens Bond Oversight Committee and our community-based process to develop projects that embody what I call the three T's, transportation, technology and transformation. Yes, we have to invest in the basics, but build them better. Better design streets with sidewalks and street lights, better systems and technology to serve taxpayers, better transportation options to connect San Antonians to opportunity. When I met with a group of area ISD superintendents earlier this month, they were unanimous in a message to me that better sidewalks and lighting will help their students get to class. And so to do this, I've asked our city manager to develop a smart cities program within our Office of Innovation to explore new uses of technology that will make municipal government more effective, sustainable and responsive to our citizens. We'll explore collaborations with Bear County, Saws and the River Authority to convert more miles of that ugly concrete channel to green infrastructure, improving our drainage and stormwater systems and providing an amenity for our residents just like the redeveloped San Pedro Creek. We'll explore partnerships with VIA and our development community to offer a more rapid, flexible service to neighborhoods, making it easier to get around. Our 2017 Bond projects will reflect the vision of SA 2020, the strategies of SA tomorrow and the aspirations of our community, as well as the reality that we have to get to work building a city that can compete in the 21st century. Enhancing our competitiveness while remaining fiscally responsible is a key reason I support the Vista Ridge Water Supply Project. Vista Ridge is, in fact, less risky now than it's ever been. The interest rates are low, successful test wells have already been drilled, the project may cost less than originally anticipated and we're within the timeframe that we envision in the original agreement. And so today I am pleased to announce that GARNI, the current construction partner, is finalizing negotiations with Abingoa that would allow GARNI to take controlling ownership of the Vista Ridge project. Now this is not a material change, but we will proceed as we did during contract negotiations by publicly reviewing this proposal to ensure that it continues to protect customers, the city of San Antonio taxpayers and SAWS rights under the project contract, which was unanimously approved by our city council in 2014. As a member of the SAWS Board, of course I'm receiving information regularly and I'll ensure that city council will remain involved and advised as we make progress. As always, the biggest risk remains failure to secure our water future and we are continuing to work diligently to conserve and expand our supplies. We are a city that works and no group of San Antonians is called on to work harder or make greater sacrifices than our police and firefighters. Our officers deliver on the most important promise elected officials can make to citizens the promise of public safety. Today's headlines from Europe underscore that. But we can't expect our police and firefighters to work indefinitely without a union contract and we can't expect taxpayers to write a blank check to meet union demands. Nor can we expect our residents to continue to accept existing contract stipulations that prevent transparency in disciplinary actions and reporting. I'm working hard to ensure that San Antonio does not become another city where the police and the community are polarized where officers are no longer seen as guardians but as the enemy. We have to continue to build the trust necessary for effective community based policing. We need to make changes and now is the time. And so I have one message for the union leadership. I can't work hard. Let's get back to work. The unions have to be willing to put the city's final and best offer to a vote of their membership. So union leaders Mike Kelly and Chris Steele, our community needs you to get back to work immediately on resolving this issue. Their refusal to even negotiate is not acceptable. The residents of this community and union members deserve better. Our responsibility for fiscal stewardship extends throughout our budget and even to our form of government. Our charter, for example, ought to reflect our aspirations for San Antonio. Last year's successful election demonstrated that we've raised our expectations of city council members. And before our next charter amendment election, we'll have a community discussion about other changes that have been suggested, such as consolidating functions with Bear County, joining the party primary system and thus moving our municipal election dates or making changes to our council manager form of government. Now these are big ideas, very big ideas, and possibly likely controversial, which is why we will continue to follow a citizen led and community based process to prepare for a possible charter election in November of 2017. We'll make whatever changes are necessary to serve our citizens better because it's our people who make up the city, our people who make the city great. A few weeks ago, I made a quick stop to a San Antonio institution, Nadler's Bakery. I hope most of you have been there. I was, yes.  I did spend a few minutes with Ms. Nadler herself, and she shared her family story. Oh, there I am with Mr. and Mrs. Nadler. They've been in business for 58 years. With her daughter behind the counter and her husband in the kitchen, Minerva Nadler told the story of her husband Hans, a former GI, and a Swiss immigrant, whom she met when he was stationed at Fort Sam. Now I don't know how you say I could work hard when you're from Switzerland, but I'm sure Hans and Minerva Nadler and their family said it frequently. They seize the opportunity to succeed in San Antonio, an opportunity that we must continue to provide, and their story brings me to my third priority, ensuring that all San Antonians are connected to the opportunity for prosperity. Now we should be proud of several things that are going on right now. Training and skills development being offered through Promise Zone to Work, our Open Cloud Academy, our digital inclusion initiatives. We're thrilled with the success of Geekdom and other incubators and supports for entrepreneurs. And San Antonio has seen great strides in our education system over the last few years. High school graduation rates are up, investments in career and technical education, as well as college access services are increasing. However, nearly one out of every five residents in our community lacks a high school diploma or GED, which is a direct correlation to the nearly one in five of our residents living below the poverty level. We're still not seeing improvements in college readiness rates in our most distressed neighborhoods. Now that is unacceptable and unsustainable, both economically and morally, and it translates to other gaps. San Antonio continues to experience lower levels of college completion and higher levels of illiteracy than our peer cities. And some industries can't find the specific skills they need in our workforce. We have to confront some unpleasant facts. In San Antonio, minority males are about half as likely to obtain post-secondary education as their white counterparts.  These are not good odds. We need to reshuffle the cards and those who've had the deck stacked against them must be dealt a new hand, both for their benefit and ours. And that's why earlier this month, I launched my brother's keeper, San Antonio, a comprehensive action plan to improve life outcomes of young men and boys of color. Our goals are to increase levels of education and training, reduce crime and recidivism, and sustain our positive impacts over the long term. San Antonio will succeed when all young men like Noe are seen as a resource and not a problem. Our people, all of our people, will support our economy, the expansion of local businesses and perhaps the creation of entirely new industries. In addition to our workforce development efforts to prepare our residents to take advantage of job training opportunities, we'll also focus on basic literacy skills, whether that's helping families make a budget, read a book, or use a computer. Through the Connect Home Program, we're partnering with the San Antonio Housing Authority to bring high speed internet access and new computers to thousands of families supported by outreach and education to close that digital divide. And companies like USAA and Price Waterhouse Coopers are committing volunteers and expertise to ensure that San Antonians have access to financial readiness training. Regardless of stage of life or occupation, we all need to have basic skills in budgeting, saving, and managing our credit and debt. And once we build those basics for our families, then they can grow our economy. I wonder how many of you in this room are familiar with the story of Artemisia Bowden. Well, if you haven't heard that name, I'm sure you know the proud history of St. Phillips College. And I saw some representatives from Alamo colleges here today. Well, we wouldn't have St. Phillips and its nursing and culinary programs and SAISD Early College High School at St. Phillips if it weren't for this woman, Artemisia Bowden. In 1898, the Episcopal Church opened a school offering vocational instruction for black girls in San Antonio. And starting in 1902 and for the next 50 years, a woman named Artemisia Bowden, daughter of an emancipated slave, served as president of the school. And in fact, during the depression, when the church could no longer continue their financial support, Ms. Bowden used her own money to pay teachers and keep the school operating. She grew St. Phillips College from six girls in a sewing circle in 1902 to almost 10,000 students and 70 different academic and technical disciplines today.  Artemisia knew that a proper education would open doors for young men and women of color. And she worked hard to make that opportunity a reality. Although, although she never met her Artemisia believed in Nadia Balderas, she believed in Noe Castro. She believed in Chui Garcia. She dedicated her life to providing San Antonians with the skills to compete and thrive. When I was here last year during this speech, I spoke about my hopes for my daughter Morgan and remarked that I often try to see the future of our city through her eyes. I think Artemisia Bowden must have done that too. She must have looked at those six girls in 1902 and seen what they could become, what San Antonio could become if we all had the opportunity to work hard and be rewarded for our efforts. In 1900, around the time that Artemisia Bowden arrived at St. Phillips, San Antonio had a population of 50,000 people and there were 70 cities in the United States larger than San Antonio. Well, we are no longer that small town. We're a big city with big opportunities. We're one of America's leading cities and we represent the future of our great country. And ultimately, it's the people of San Antonio who make our city unlike any other in the nation. And so I thank everyone here for everything that you have done, everything that you will do to build one San Antonio, a city where each of us has the opportunity to prosper. So, I que trabajar, San Antonio, let's get to work. Thank all of you. Before we finish, I would just ask that you, yeah, we turn that down just a hair. I'm Eddie Alderete with IBC Bank and I'm on the board of the Witte Museum and I'd like to ask Maurice McDermott, the CEO of the Witte, to join me up here for a special presentation. Thank you very much, Eddie. You know, during the Battle of the Alamo, there was no lock on the front door. Then in, unfortunately, then in 1848, the US government commissioned a San Antonio locksmith to construct a lock and get to work to fabricate keys to that lock. I am proud to report that those original keys are part of the Alamo collection at the Witte Museum. Today, distinguished citizens, visitors, and guests and natives of San Antonio are often recognized for their contributions to our great city with an official proclamation from the mayor's office. In some cases, their deeds, actions, and gifts are more worthy than a proclamation. These keys are a symbol of our past and serve as a reminder that Texas history is deep in the heart of San Antonio.  That's why, mayor, on behalf of Witte Board Chairman Don Gonzalez and the rest of our board and the staff, we would like to present you with an official certified reproduction set of the keys to the Alamo. And to all of you know this, any mayor in the country can give you a key to their city, but there's only one mayor in the country that can give you the keys to the Alamo. Mayor Ivy Taylor. Thank you, Maurice. Thank you, Eddie. I'd like the band to play for me the way they played for Eddie. Mayor, we saw you in action three months ago in Mexico City leading our Hispanic Chamber trade mission, and we're honored that you're gonna be celebrating the 40th anniversary of our sister city relationship with the Canary Islands in May on our trade mission that we're leading with you. And on behalf of the chambers, we want you to accept this beautiful work of art by Jeanne Garcia of Garcia Art Glass. It's a symbol that represents your bold leadership, which you expressed in your speech today, your long lasting policies that will continue to cultivate the essence of the San Antonio that we all build, know, and love. The synergy in the yellow represents the bright future of our community of San Antonio, and the three-way bolded path represents our diversity at multiple levels and directions in which we all strive in. Madam Mayor, we hope you enjoy this piece of art that was created especially for this event as a commemoration of community collaboration between the chambers and a resounding testament to the belief in you as our fearless political leader. Ladies and gentlemen, we stand adjourned.


Hello everybody! In the previous video, we have explored what mid-journey is and how we use it. We learned how to create proper and quality prompts and experimented with methods of prompt generation for beginners or just leave the users. We discovered meanings of various commands and how they affect the quality of the final image, found our way through prompt styles and learned lots of useful information about this neural network. And in today's video, I'll show you a few services which are alternative to mid-journey. They have already attracted certain audience and whose popularity is quickly growing. Let's begin with Creator Nightcafe Studio. Creator Nightcafe Studio has a nice and light interface. It offers those in prompt settings and easy prompt generation options. And you prompt and wait for the result. Here you are. The picture is ready. You could notice that image quality is not so good if compared with other services. However, this resource has a free version. Even though its functionality is somewhat limited, you can still create an image which is not too complicated and do it quickly when the time is pressing. Pickfinder AI. Follow the link I have posted below this video to access the main page of Pickfinder website. Registration is optional, so you can use this service without creating an account. And the prompt you have prepared in advance and click on this button. Pickfinder generates several images and you can choose the best one. If you scroll down, it will generate more and more pictures until you find the one you need. It's quite convenient, I should admit. For a free resource, Pickfinder is pretty good. Other images it creates have nice quality. However, you need to write a more detailed prompt to get exactly the kind of picture that you want. Another alternative is Mage Space. Click on View Options to see how you can use it. Mage Space has both commercial plans and free access opportunities. As you can see, there are some image settings such as generation model, aspect ratio and generation steps. The more steps, the higher quality you get. Select your settings and add the prompt from the previous example. Click Enter. The picture is being generated. And here we go. By clicking rerun, you can generate another image with the same prompt. As you can see, Mage Space doesn't always create an image of desirable quality, but it understands the prompt quite well. You can also create an unlimited number of it. However, if you want to get a better quality or a more detailed picture, you have to buy a subscription. Now, let's explore another resource. Another alternative to Mage Journey is Lexica. For starters, sign in with Google. Click on the Generate tab and paste the prompt you have used with other services. You can adjust the aspect ratio setting here. Lexica generates a few pictures for you to choose from. As you can see, the image quality is quite high. Choose the one you like best. Lexica handles this task very well, but the number of free generations is only limited to 100 pictures. The quality of generated images is pretty high. The last neural network I'm going to show you is Blue Willow. It's very similar to Mage Journey and it also requires Discord. Find the link below this video. Click on the link to Blue Willow and hit the button Join the Free Beta. You'll be redirected to Discord. Join Blue Willow and choose one of the rookie rooms. It may have any number. In the chat, type the command Imagine and your prompt and press enter. The picture is being generated. And you can see the service has generated four pictures. Choose the one you like best and enjoy the result. Blue Willow looks very identical to Mage Journey. The same functionality and even the same image generation commands. But unlike Mage Journey, this resource is absolutely free. Some enough, we have explored several alternative services for AI-based image generation. Although all of them are free, each service understands your prompt in its own way. That is why the image quality is also different. By contrast with these services, Mage Journey takes your money but provides more detailed images in exchange. Also, you should notice that the image generation services we have seen today do have a free version, but you can unleash all of their potential only after you buy a subscription. That is, their free versions are no match for Mage Journey, but you can easily use them to create simple images without paying anything. And that is all for now. Hopefully, this video was useful. Subscribe to Hetman Software channel and hit the like button. Good luck and see you again in the next video.


establishing a legal framework for your football coaching business. Now I've done a number of videos on this on this topic and what I'm going to do is I want to break it down in very simple terms today right so I've got a sheet right in front of me and this is the PDF that is attached to the lesson right if you have a look this PDF was was created and sent to us from Valor Accounting Services the accountant that runs that is Andrew Casale which is my accountant and he's also a close friend of mine we've done numerous podcasts together and he has kindly sent me through this PDF to help we help you guys to understand the differences between sole trader and limited company when you're choosing the right business structure for your business right so in front there are nine differences right so there are nine steps to different to working out what is better whether going down the sole trader route or whether going down the limited company now when you're starting and typically what most football coaches do when they start in their business they will go down the sole trader route okay now the sole trader is very simple all you have to do is you fill out a self-assessment every year or quarterly depending how how you do it and you pay your taxes right so you just have to make sure that you're very organized keep making sure that you're you're saving money aside for when you're when you have to pay your taxes and that you're keeping all receipts for it now private limited company is different to a sole trader and something I always recommend with coaches is that once their business starts to grow and you have a steady amount of customers going down the limited company route is going to be very beneficial to you as it is going to help you in terms of rowing and skating so in front of me I've got nine different things to differentiate a sole trader from a limited company and I'm going to try and go into a little bit of detail in this but again if you have any questions for me write them in the community and I'll get back to you as soon as I can right so the first one is commercial reasons right so some larger suppliers such as those providing pitches or equipment may prefer working with limited companies due to perceived establishment right so if you partner with a big brand such as Puma and Knight or an indoor facility or just a facility such as like power legal goals if you partner with these type of companies right most likely that they will do business with you if you are set up as a private limited company okay private limited company for them means that you are serious you're more established and also you've gone and done everything that you need to do in order to set up your business legally sole trader is very hard for some of these companies to actually do business with you I know a lot of coaches that you know they have partnerships with Puma or with Nike and they get their merchandise from them or training gear but these bigger companies will only really do business if you are set up as a private limited company okay because again it means that it's more it's more of a secure reason for them to do business if you are a sole trader there's more risks involved as you're self-employed essentially and you are the owner of a limited company of a business right you're just working for yourself okay now the second one is limited liability so opt-in for a private limited company provides protection for private assets in case of business failure and so again when you set up a private limited company you become the director of that company and essentially you separate yourself from the business so any financial failures or business failures that the business may come across in the future you as a director you have a responsibility for it but you are not liable for those damages or those failures okay so I'll give you a simple example when if you are the director of a limited company and you decide to take out a business loan right that company is essentially in liable for the the repayments of that loan not the director now if you are a sole trader it's different because you are the business so you are liable for any business failures which may occur okay private limited company you are the director of your company so you are two separate things sole trader everything's in one and you become liable for any business failures and loan repayments etc right the third one administration and cost so the sole trader route can be cost effective and simpler method to establish your coach in business a private limited company will evolve a high administrative and cost burden okay again good point so as a sole trader it's very simple any income you get for doing business you just fill out a self-assessment form very easy to do and you pay your taxes as a private limited company you have to file your your taxes and pay corporation tax and sometimes that incurs more more costs and that incurs you may be having to pay an accountant to do that all right so sole trader can be more cost effective because all you have to do is pretty much fill out a self-assessment not much administration and cost whereas a private limited company you are in charge of those business of the business taxes and sometimes it will require you to to get an accountant to file your taxes for you so that that could that might involve an extra administration more admin time and also more cost by the fourth one funding and lending so while it's not impossible for sole traders to secure funding or lending limited companies generally have more options so if you go to your bank and you are a sole trader and you want to get out alone for the business there's more chance of you acquiring a loan if you are in private limited company rather than sole trader and that is because banks want to do business with businesses okay they will see you as self-employed they'll see you as just a sole trader so they want to do business with companies that are legitimately set up okay so again more chance it's not impossible to get a business loan if you're a sole trader but there's more chance if you are in private limited company right the fifth one income tax versus corporation tax as a sole trader you will be paying income tax national insurance and so a self-assessment will need will need to be submitted right as a limited company you will pay in corporation tax if it and if employing other coaches or staff you will be paying employees so as a sole trader you will be paying income tax and national insurance with your self-assessment form okay so as I said you any income that you get as a sole trader you pay taxes on that as a private limited company you will be paying corporation tax and not income tax unless you put yourself on the payroll and you're paying yourself paying yourself or above the legal threshold right sole traders pay income tax private limited companies pay corporation tax okay so as a director if you won't be paying income tax unless you're paying yourself a salary as a sole trader you will be paying income tax regardless because that is the income that is coming in and number six stay small or grow if you want to stay small and local there is nothing wrong with being a sole trader changing to limit company can be done careful planning is a must all right so sole trader if you're if you're just working with a limited amount of clients then it's great to stay as as a sole trader but as you start to grow in it and expand there are business benefits of setting up as a private limited company and number seven multiple partners so if starting the business with multiple partners a limited company can be a lot more straightforward when considering salaries and profit distributions so if you want to bring on a business partner having a private limited company is a lot easier to do rather than if you are the sole trader right because a private limited company is a separate entity from the director so you can bring on business partners to join you in that company and then profits are distributed and as you guys agree right but as a sole trader you can't really bring on a business partner because you are the business okay but you can do if you are a private limited company right number eight employment you cannot employ yourself as a sole trader you can if your business is a limited company so again this comes down to if you want to go on payroll with your private limited company so that your your company is paying you a salary every month then you can do that and then you as the director of that company you can decide what that company pays you each month depending on how much income that the company is making etc as a sole trader you cannot employ yourself okay because you're a sole trader as a limited company you can employ yourself and you can write off any salaries that you might have against your profits right number nine selling your coaching business there can be there can be more flexibility when selling a limited company for example you can share some of your you can sell some of your shares to someone else or you can sell the company to another coach or or another business right so as a sole trader you can do this as well but it's a lot harder because people see it more as a risk when it comes to the limited company right but there's more it's not risk-free but it's a lot safer for people because they can see all the details of the company right so when you file your taxes every year that goes on to a system which becomes open to the public so anyone looking to purchase your company can see how much revenue your company is making and how much tax they are paying okay so again this becomes a lot more secure if you have any investors looking to buy into your business now as a sole trader it's a little bit more difficult to do because you are the business right you can't sell yourself


Γεια everybody and welcome back, today I'm sharing a flower card with a really unique stamp set and this is actually part of a blog hope as we celebrate the June release by AlteNiu. You will find tons of inspiration and lots of giveaways in this blog hope so make sure to visit my blog to find all about it. Now if you want to take a closer look on all the products that have been released before this month, there is a video that I filmed and you will find it linked at the end of this one. Για την αδερφή μου σήμερα θα χρησιμοποιήσω αυτή η καλύτερη κομμάτσα και τα κομμάτσια. Αυτή είναι η αδερφή της πλήσης και εγώ really love the designs so unique unlike anything that I already have in my stash and I love the whimsical look on them. Now I can predict that this is going to be sell out so if you like this make sure to grab them quickly. Now I'm going to do some stamping and as you can see this has a really long stem which means that if I don't stick it correctly down on my paper I won't be able to use the die on top so the trick that I always do is to use the die and place the stamp on top of it and now I can close the window and grab the stamp with the door of my stamping platform. Now I'm going to do the stamping and I will be using black archival ink to color everything because I am planning to use my zig clean markers to color my images. By the way I'm working on Bristol paper which is super smooth and works great with your zig markers. Now for the green part of my flowers I will be using just two different shades of green and you can see which ones I'm using on your screen right now. I'm blending the colors directly on my paper without using any water at all. Now the second flower is ready I'm going to fill in the small little part in the third flower and then I will go ahead and use a wet brush just slightly wet and I'm going to touch different areas of these green parts. Not everywhere this is going to help me lift a little bit of color and create some highlights here and there. For coloring my petals again I'm using only two markers and I'm blending them directly on the paper. You can see which colors I used on your screen right now. The idea here is that I am using the darkest marker at the base of its petal and at the end of the petal I'm using the light pink one. And I colored all the rest of the petals in the same manner and again I lifted a little bit of color with my wet brush at the end to create the highlights. Now I will work a little bit on my background so for that I'm going to use a new stamp set. This is called Pinstripe stamp set and it comes with this huge clear stamp with stripes. This is one of those stamps that you will be using again and again since it comes with these lovely stripes that you can use for pretty much any card really versatile and as you can see hopefully you can see here that it comes with sentiments such as thank you and hello. Now I didn't even bother to peel off the stamp from the packaging. I just applied a little bit of embossing ink on one side of this and now I'm going to apply some gold embossing powder. Now as you can see I wanted to have this organic look kind of archy looking at one side so that's why I didn't use any masking tape to have a completely straight line there. And what I love about this stamp is that those stripes are really really thin and very close to each other so it is the perfect subtle look for a background. Now it's time to put my card together so I'm working directly on my card base and I'm using a strip of this washy tape, this is gold glitter washy tape and here is Ginger saying hi somehow he got interested in my washy tape. So anyway I am going to stick this on one side of my card and then on top I'm going to stick my panel. I'm going to use my paper trimmer to chop off a little bit from the panel so that when I place it on top I can still see the washy tape underneath. I'm using foam tape at the back of this panel so that it is a little bit raised and now it's time to place my flowers on top. You can see that I have already cut out everything, I used the matching dies for that and I'm going to play around a little bit with those, decide where everything is going to go. Once I was happy with the layout I took a photo and then I added some foam squares at the back of the flowers and I'm adding white glue at the back of the stems so these flowers when I stick them on my card they are going to be dimensional at the top but the stems are going to be completely flat and secured on my card. Now if I had to pick just one stamp set out of the whole release which I absolutely love, I would definitely pick this one. I just love the whimsical look on these flowers, look how gorgeous they are. Now I am embellishing my card with a few crystals in gold so everything matches nicely and as you can see I have already stamped the sentiment that says thank you in bold. There are many sentiments in this stamp set such as thank you, you are the sweetest, congratulations, hello my sweet friend and this design is quite versatile so it would go perfectly fine with pretty much any sentiment. And that completes the card for today I hope you had fun that you got inspired here are some close-up photos on the card that I made today and those gorgeous flowers make sure to visit my blog and enter the giveaway and here is a link to the video where you can see a close-up look on all the products released by Altenew for June. Thank you all for watching and I'll see you next time.


Welcome to Access to Trader, the number one community for those who are committed to taking control of their trading in order to achieve success, profitability, and longevity. Thank you for joining us. Here's Dan Shapiro to help you find your edge, master your process, and own your future. Hey guys, good morning everybody. Welcome to another edition of the AccessToTrader.com weekend update show. Hope everybody is doing well. Hope everybody had a good weekend. Hope everybody had a great first week of 2024. We'll get to that in a second. If you are brand new to the channel, thank you very much for tuning in, spending a couple of minutes with us. If you like the content, all we ask guys at the start of every video, just like, take a second to like the video, share, share, comment, all that good stuff. And that's all we ask for. And of all you guys, we'll continue to get pretty good value on a day to day basis. Before we go on to this video, Kenyan posted a video Friday afternoon. I don't know if a lot of you guys saw it. It's a video literally right before this one. If you go into our channel, we did a summer series of different topics throughout a trader's journey, throughout a trader's development. This past Friday Kenyan posted a video on the psychological aspects of sizing up and sizing down. It's a very, very big, great area. Unfortunately, a lot of new traders, they don't pay attention to and they believe that their first role in this market is to try to make as much money as fast as possible. They realize that your account size and your experience level and your decision making is based on the emotional ability to handle your tier size. And so we did a video. This is, no, this is in the summertime. We have a whole series of videos that we did different topics. So after you check out this video, if you haven't done so already, it's about an hour. It's about an hour long discussion, but it's really, it's pretty good. And it really should help a lot of you guys, especially new guys to kind of start, you know, really thinking about your position sizing. I give you guys a little bit of kind of tips to kind of get through those mental hurdles. So that's it. So hopefully you'll like that as well. So let's talk about this past week. Obviously, 2023 was an absolute stellar year for the market, especially technology stocks. 54% on the Q's is pretty damn good, right? We talked about different areas of support that the bulls needed to hold off before things got a little bit dicey.  We discussed very, very specific levels that if you guys wrote down, you could have really, you know, not only taken advantage of, but really position yourself properly for what to happen next. And we started the year on this $400 level, which was the rising 20-day support on the QQQ's. We talked about the importance of the rising 20-day. As you can see here, every single time since, you know, just going back a little while, every single time the NASDAQ hit the 20-day moving average, it bounces, right? Hit the 20-day bounce, bounce, bounce. And it bounced on January the 2nd, which was the first day back to the new year. And then the next day, it took it out. And the point was once we started building below that 400 level, and we started taking down that 400 level, and once was support and now is resistance or supply and demand, which I like to call, it was a sell signal, right? It was a sell signal. And I still believe when you go back to three, four videos, I still believe the longer we stay below that 400 level, there's a high probability that we probably will see this 390 on next support zone or next demand zone for where the bulls should then have another point of reference. And it's very, very important. The key for last week, and if you look at the numbers, you know, they're not going to stand out a lot. And let me tell you why in a second. If you look at the first week's tallies, the Dow Jones was down 6-tenths of a percent. The SPX was down 1.5 percent and the NASDAQ composite was down 3.3 percent. It's a pretty big loss for the week, but again, 54 percent the previous year. That's why I kept on reiterating the point, even if we have a back test.  Don't start talking about the sky is falling. We're going to crash. It's just as of right now, this entire formation is still way, way in the bullish cycle. We're just getting an interval where we could take advantage of the downside. Another thing we talked about last week, once we started building below the 20-day moving average, is how many names in the technology sector were going to test their 50-day moving average. And that's the theme kind of going into Monday session or Tuesday session. The one takeaway we have to look at what we've seen this week. We did attempt the rally on Friday and everything will get to the pivots in a second. It was a really great morning, right? Tech names went really nuts. The problem was the morning was over and the queues got rejected on the previous day's channel and they just sold off. You look at the 60-minute view, right? They had a big, big run in morning and again, this is kind of what I'm talking about. Understanding where your supply and demand zones are, right? The queues hit, the supply is on perfectly and literally faded about two and a half points. So again, guys, it's super important. I know a lot of new traders, you know, they'll look at all these lines and go, oh, they're so relevant. But again, if your eyes don't lie and you can see where stocks get rejected, you'll really understand why all these lines make so much sense. You see a rejection of supply, rejection of supply, rejection of supply, rejection of supply.  Of course, you're going to get the rug pull under you because you're buying stock into supply. Emotional buyers are meeting technical sellers and vice versa. So when you go look at what's happening potentially this week and this is why it's so important. This is why the queues potentially have another, you know, five and a half, six points down. You start looking the mega cap names that we talked about last week how a lot of names we're going to start testing their 50-day moving average. That's exactly what happened, right? If you look at Amazon, Amazon this week tested perfectly the 50-day moving average Tesla, which we had a great bounce on Tesla on Friday off to 50-day. But the point is Tesla tested its 50-day Microsoft, right? Look what happened, tested its 50-day. So if these stocks start losing the 50-day moving average, it's going to be a problem, right? Now we have a clear bias. We have a clear point of reference going into Monday, Tuesday, Wednesday session that if Tesla, Microsoft, Amazon, there's a bunch of other names. Those three represent the 10 names that I trade. If they start losing the 50-day moving average, you know, that's going to be a problem with them. It's going to start a more aggressive of a sell signal. And if you are long these stocks, at least for the short term, again, I don't know what's going to happen down the line. But at least for the short term, if they start losing, especially close below the 50-day moving average, there is going to be a two, three, four, potentially a week, week and a half worth of selling. Again, are they going to go straight down? Absolutely not. But the point is supply is a very, very important area. Once support gets lost, that support becomes supply. And you can see here by the cues, right, we're below the 20-day moving average for four consecutive days, three consecutive days. And guess what? They just can't get above supply. And that's the most important part. And this is why we're going to continue to drift lower until the bulls reclaim back that 400 level. And that's a very, very important point. A lot of times you're not going to see or be affected of what's going on here, just because people are still buying dips. And they have every right to be buying dips. Because again, if you look at the whole formation of the NASDAQ 100, this is still super duper bullish. Again, where this thing becomes bearish, or at least the Celsius, and I don't want to use the word bearish, where the buyers, when you'll start to see a buyer strike once you start losing the 50-day, just like all those on the individual stocks I just mentioned. So as long as the cues close above 387, which again, we're still 10 points above. This is just a preliminary conversation to kind of get your brain focus in case it happens. But any close below the 50-day moving average, just like with Tesla, Microsoft, and Amazon, if that happens with the NASDAQ 100, it will drag everything back. But again, let's take it one day at a time, one trade at a time as well. Data, jobs data came out this week, more notes from the Fed. They kind of reiterated what they talked about in the last FOMC session with their minutes. There's still a very cloak and dagger about a potential rate cut where they're actually going to have it. There's a lot of speculation. There's a lot of innuendos. But there's not really concentrated dates that, hey, March is going to be the first FOMC that we're going to do it. It's not like that. It's a lot of speculation. This is why we're still seeing a lot of up and down, up and down in the market. But the formation, the general formation as we enter Monday is below. We're going to start Monday, the fourth day below the 20-day moving average. And again, if you believe in the theory of supply and supply and demand to the man, and that's what the whole PS60 theory is, then the next soft landing, the same way the first soft landing was when we lost the 10-day, was the 20. Well, the next soft landing is roughly this 390 area on the QQQ. So let's talk about a Friday session. The market gapped down after, I believe, I think it was the jobs data. And they started rallying. And the bulls actually gave an absolutely phenomenal job. Featured Friday session, you know how incredibly aggressive the majority of the mega-cap technology names were. And they really went crazy. They really did. But once the NASDAQ then got rejected on lower highs on the 20-day supply once again, and failed to reclaim the previous day's channel, everything got pulled. And this is why we're, again, marching to the downside going into Monday's session for the majority of names. Not everything, but the majority names.  Congratulations guys for what you guys traded on Friday. On NVIDIA 485 needs to build. On NVIDIA got a price target upgrade. On NVIDIA got a price, I forgot who it was, but somebody gave it a $690 price target. As you can see here, it took out the 485. That was the pivot here, as you can see, right? 485 needs to build. So it took out this 485 and just went absolutely crazy. About $10 candle into this 95 supply. Obviously the key level of NVIDIA, assuming the market doesn't, you know, doesn't go lower, is still going to be above this channel here, above this December channel. If it could get above this December channel, eventually it has to start testing its last year's highs. We'll see. You know, we'll see if it gets stronger. But boy, oh boy, incredible move on NVIDIA from that 485 level peloton, right? Not a name, not a name we focus on, but this had a really nice looking channel. And it did what it had to do. It had a really, really nice move. $668 needs to build. Here was a peloton, right? So it took out the $668 level, which was the high from December 14th. And again, this is where we talk about understanding these silly little lines, right? If you don't know that silly little line, well, it got stopped exactly where it was supposed to right into supply, but beautiful move from $668 into the 720s, pretty much on one straight line. You can see it pretty much on one straight line here. So congratulations for you guys who caught that as well. Amazon, again, continues to be, support never got there. But guys, watch Amazon. You know, it's one of the three names we talked about. If this thing starts losing support, it's going to get hit. AMD, $13770 needs to build. I also believe they got upgraded price target as well. So it took out the $17770. Again, look where it stopped. The next supply, emotional buyers came in and technical sellers won. But boy, oh boy, look at this move. $13770 all the way up to $141 before it got rejected into the 10-day supply. Gorgeous move there as well. QS never got there. And the last one was Meta. Meta, $4820 needs to build. Meta went absolutely nuts. So Meta took out this whole 4820, the whole channel and traded all the way up to $5350. Again, if the market holds up fairly well and starts confirming Friday's channel, Meta and Nvidia are clean. They're clean. A lot of the other names are getting close to their 50-day support. But Meta and Nvidia are pretty clean if they can start confirming Friday's channel as well. So we have a very unique situation right now that a lot of the mega cap names are kind of trending down to the 50-day moving average and going to be a big line in the sand. And then you have several that look like they're actually trying to bust out. Meta, AMD and Nvidia. So it's going to be very, very interesting to see if the bulls can pull up those stocks that are close to the 50 or can those names that are trending down are going to start dragging everything down. So it's going to be a very, very interesting start to the week. But the most important part when we say all the time, we're going to be ready for both sides. I don't care which side confirms the point is have measured potential ready on the long side, have measured potential ready on the short side and you don't have to guess. Just see which side confirms first. Guys, God bless. Have a great remainder of your Sunday and I'll see you all in the field tomorrow. Take care.


Once you get to raw, and you click use it now, it brings up a box where you can either paste in data, or you can use sample data. I want to talk about the sample data in this particular video. raw comes with four built in sample data sets. If you click on this link right here, you get a drop down menu, one is called cars, and it's designed to show multivariate data possibilities. The second one is called movies, third is music, and fourth is cocktails. We're going to use these throughout this entire course. And so let me show you a little more about each one. The cars data set, I click on that. The first thing you see is the plain text version of this and that things are separated by commas and it's a little bit messy. One nice thing about rods, you can come right over here. And I see right now we're in the text view, but you can click on table view, you click on that. And then it sets it out nicely in the table with the alternating row bands. And you can even start sorting things. I can sort by economy, some we don't have there, we can get three cylinder cars.  We can go back and click my name and it's a nice way to sort through the data. Now this is one of the larger data sets in rod has 406 cases. And we can use it to show correlations between variables. Another data set is movies. And it's a pretty small data set. It tells us the name of 26 different movies, genre, the production budget in dollars, the total domestic box office earnings, and the ratings that the movie earned on IMDB, the internet movie database. That's all there is to that one. And it's a small data set. But we can use it for certain other demonstrations. Music again is another small data set. Well, it's got almost 500 records. But it's repeated, we have many observations for years starting from 1980 going up to 2010. And we're talking about different ways that people could get music. And what proportion of the market people got their music from during that year. So for instance, you can see that in 1980, LPs and EP's vinyl records accounted for about 60% of the market share. The final data set is cocktails, which has to do with making drinks. And we have the names of the cocktails. And then we have the ingredients that go into them, as well as the parts. So an apple martini will be three parts quattro three parts apple schnapps and so on. And this can be used to show the relationship between categorical variables. And so as we go through all of the other chapters and sections in this course, we'll be relying on these four data sets as ways of demonstrating the kinds of visualizations that are available on raw, and give you an opportunity to play with them and try out different things yourself.


This study aimed to evaluate the complications associated with open treatment of mandibular condylar fractures via different surgical approaches. A total of 248 patients were included in this study. The most common complication observed was facial nerve peresis, 37.9%, followed by sialiceal, 1.6%, and malocclusion, 1.6%. There was no significant difference between the two surgical approaches in terms of facial nerve peresis, sialiceal, and malocclusion. However, there was a higher incidence of trismus in the transpalatal approach group compared to the other three groups. This article was authored by Mohammad Adil-Asim, Waseem Ahmed, Mohammad Waseem-Ibrahim, and others.


Soil crest Fasten down, soil crest in the 6th right, 40 Five and a half left, five and a half left here in the 5th right room 5th right room, 20 Short 6th right and a short 6th left in the 4 and a half right narrow is the 4 left loom room even 4 left of room here, 120 5th 6 left, 40 6th right, 106th left and a 6 left opens 6 left here and 6 left opens The short 6 left 40 5th right 80 5th 6 right 100 Short 6 right in the 6 left and 6 left overbrow Short 6 left in the 4 and a half right The 6 left exit the 5 and a half left camber and turn right 2 room, 102 right room 17, 6 left