So this is a corrected version of this problem, where we want to find the derivative of 1 plus 3x raised to the power x. Now the thing to realize is that we don't actually have a formula for the derivative of a variable expression raised to a variable expression. So what can we do here? Well, we can always apply a little bit of algebra. So the key algebraic step here is that any positive value a is going to be the same as e raised to the power of the log of a. So I can rewrite this expression as an exponential. So here's my original expression 1 plus 3x to the x, and that's really the same as e to the log of 1 plus 3x to the x. So there's my first step, which is just the algebraic transformation of an expression into an equivalent exponential expression. And why bother hitting things with a log if you're not going to take advantage of the fact that logs transform complicated powers and products and quotients into things that are a lot simpler. In particular, this is the log of something raised to the x power. So I'm going to rewrite this by bringing that exponent out to the front. And that gives me the derivative of an expression, which if I look at it, this is an e to the expression. So I'm going to drop everything but the last thing that I do, and we now have world's ECS derivative. The derivative of e to the who cares what is going to be the same thing times the derivative of whatever our exponent was. And we apply the kindergarten rule. We'll put everything back where we found it. Now to continue this derivative, we need to find the derivative of x times log of 1 plus 3x, and that's a product. So that's going to be first times derivative of the second plus the second times derivative of the first. And I can differentiate those here. Derivative of x is just 1. Derivative of log is 1 over times derivative of the inside. And so after all the dust settles, I get that as my derivative, log 1 plus 3x. And I'll do a little bit of algebraic simplification here. I can multiply it by 1 and not change anything. I can multiply 3 by x and get something a little bit simpler. But I'm not going to do a lot of algebraic simplification. Finally, one last check. Remember that if you're doing a derivative more complicated than x to the n, there will always be an echo of the original function. So here my original function, 1 plus 3x to the x, and here's my echo, 1 plus 3x also to the x.


In response to the events in Charlottesville, Virginia, residents in Brainerd gathered to stand against hate. Nearly 200 people filled the corners of 6th and Washington Street with signs promoting peace. Organizers wanted to keep the gathering civil and free from politics in order to best portray their message. The event was put on by several local groups who hope this will be a small step to bring about big change. In this area a lot of us can feel really isolated if we're into social justice issues, you know, and so to see all these people come out, you know, we're hoping it's a it's a good way to show the other people in the community that, hey, there are other people here that also want to support diversity and want to help with that effort. So it's it's exciting. Many participants were shocked by how much support they were receiving from cars that were driving by. If you've enjoyed this segment of Lakeland news, please consider making a tax deductible contribution to Lakeland Public Television.


This is the story of a man who never belonged anywhere, whose backyard is the world, whose ways of life are the dreams of escape for those who want action but never find it. The man, John Steele, adventurer. A lot of people, like the man says, takes all kinds. So I wasn't especially surprised when a mutual friend told me Joe, a big Joe was fresh in from Europe with a pile of dough and ideas just as big. Joe King. Joe was in town looking for me. I never particularly cottoned Joe, but the mutual friend gave me the hotel and told me to call. Drink, smoke, name it, take what you want, take a seat. Open house, Joe. King. King. Still with that, huh? King. Yeah, sure of a name. Is that my name, King? It's also Joe. That's it. Hooch. Yeah. Ronas. Smoke. Fill your pockets, drink, smoke, be happy, happy, kid. Now, Sid, anything you want? Sure. Well, where do you stay? Want me to send out for a sirloin? Rolling out the rug, huh?  Sure, sure, Sid. All I can say is, uh-huh, ought to happen more often. Sure. Early, uh... What's all this gonna cost me? Cost? What are you after? What's the angle? Oh, no, that's nice. That's what you think of me. Am I hurting your feelings? Oh, 12-year-old Scotch, high on the rocks, dollar cigars.  Ha-ha, King. King. Uh, no, no, John, not hurting my feelings. After all, say, when did I ever step on your toes? Ha-ha, I did, I did, huh? Me and the whole company. Company. The whole regiment. Okay, okay. So I gypped, so I was a little bit of a crook. So I helped myself to cigarettes. Cigarettes? Okay, lots of things when I was supply click. Other times, other places, maybe I didn't know any better. Drink up. Bygones. Still got a whole bygones against me, Steve. Mmm, good. Ha-ha, still gonna... Scotch smells real good. Just want you to know, Joe... You're gonna keep calling me. Take more of this to change my mind about you and some of the things you did. That's plain. It's a good drink, but bad manners. Me, I mean. Shouldn't take a man's whiskey and call him a crook. You want me to go now? Ha-ha, I have another. No, I like a guy who comes right up clean and says it to you. Yeah. What I remembered about you... I like that. Right out clean. You do? I like a guy who looks you in the eye and wimmo tells you.  Only now I'm changed. Uh-huh. Changed, huh? Uh-huh. No more, no more. Not me straight, square, clean Sunday school. I'm stricken at Sunday school. Open book. It's good to hear. Straight, square me. You hear from them from here on in. What do you want with me? About an island. An island?  Now wait, you gotta believe no crooked schemes. And I bought an island for me to retire. Yeah, just for me. I got all the money I need. And I want you to come take a look. I went. I don't know why. I still didn't trust King. It's hard to trust a guy when you remember him taking everything that wasn't screwed down tight. Taking from his buddies. But there was something in his face. A new kind of look. A proud look that took away his old narrow kind of hungry pinch. It made me curious. It made me think, who was I to set myself up as a judge? Sure people change. It made me want to go look. Hey, hey, Kramer! Where's that old guy with the boat? Your boat? No, no, I'm having one bill. Kramer, the old guy with the putt-putt-furry stuff around for the orchard harvest. In and out of these inland channels? Supplies. Uh, that your island up there? Now wait, can't see nothing from here. Kramer! How far is she out? Four miles, I think. Come on, Kramer! We ain't going to get along doing things like this around here. I like to move. Four miles out, huh? Four and forty-four. I know what you're thinking and I'm telling you to forget it. I was only... Forget it! No drugs, no gun or no emicron. I know all the offshore border rackets. I'm not interested. Okay, you say. Sure. I'm straight. I got mine. I got what I wanted. Now I got the island. So stop thinking crooked stuff. Load him and Kramer. Load the battered old mortar scowl. Supplies. Every conceivable kind, size, shape and description of supplies. Supplies for building, provisions for living. And I couldn't help noticing a lot of the supplies were all GI war surplus. And a lot of the rest came from Europe with foreign labels I couldn't make out. So I studied something I could read, King's Face. A narrow-pinched look. A look I remembered from his thieving days. It was coming over him again, pulling in his cheeks tight so the bone stood out sharp. And his eyes glittered bright, bright and green like the rest of the social waves. Just keep the fresh milk and meat and butter coming like I ordered, Kramer. Keep it fresh into yourself. Where he wants me, just goes to steal him and I got my bones. He thinks I need him. You hear, you hear, keep it coming.  Don't call him that. Huh? He's an old man. Well, him and those farmers, his farmer frontier, is all along the shore. Brewed in vegetable farms. Yeah, yeah, I saw him. When the first minute they saw me come down to the shore to the village, their village, the mainland over there. What about them? Well, the way they look at me. What's the matter? I'm dirt. They got marks on me. I pollute this place. What's the matter? My money no good? I paid cash. I paid the 10 grand deposit down in cash. Back in the city. I got the right. Just the deposit? Deposit, yeah. I got 30 days. But you loaned the place? I got a month to make up on mine. Put in the balance. Oh. How do I know I'm gonna like it? 50 acres, bushes, trees, that big old stone hut right up there in the hill. Looks like a fine old house to me. No, like a jail. Built them the last in those days. I don't know. Huh? How many acres, I say? Uh, you said 50. Is that a lot? There ain't no farm boy. Well, not too big. I said nobody was on here. Deserved, that's what the broker said. Deserved it for years. I, uh, I never been alone in a place like this before. That's the idea here, isn't it? No, of course I do all right. Did all right my own deals, but always did all right and make my own deal cities. But, you know, in the big cities. Uh, cities, you know, big cities learn how to operate them on you. Heh, heh. You get by in them all only, only never, not, not, not like here. Well, well, we just gonna stand here on the beach? No, no, I, I guess no. Get dark, won't it? Are you afraid? What? Yeah, I can like it. Well, I don't know these things. Why won't you along?  See, you show me, huh? You show me things, these things. You know what to do. Well, let's start with the supplies. Get them up to that house. We need something to eat. Sure, that's it. See, why I wanted you along, John? Why, why I wanted you? Piece of the unknown. There's much of these when in a moment we hear more in the story of John Steele, adventurer. Why do you want the island? King, the city guy, who even in the army was a crook. Why was he afraid? I knew he was afraid. The way he kept behind me when we started carrying the first load of supplies up from the sandy beach, always behind me, letting me lead the way through the thick green undergrowth, told me he was afraid. He was afraid, but I knew he was no coward. A couple of times when things had gone bad in the war, and the supply men, cooks, the clerks, the bakers, had been handed guns and rushed in, he'd done all right. He'd held his square yard. He'd been a petty thief, but he hadn't been afraid. He was afraid now. Why you stop? Thought you might want to take the lead, breaking a path for once. Gee.  Vic? Your island, you take the lead. Bugs. He's bugging the world all around. Look at them crawling, jumping, flying, thickest thieves. Well, what's funny? Oh, that's what's been bothering you. If I look at...  Get, I said.  Out of these bushes. Start. Up the house. I'm not going to get out of these bushes so easy. Huh? The place has been let go too long. It's gone wild. No, not around the house. It's all a picture in the book. Real estate book.  Okay, take a look. But down on the beach, when you look up here from the water... You only saw the top of the house. Take a look, I said. Bushes, I would be going through. Bushes and...  Get away from me! It's only a bee. The place is lousy with bees. What about the house? Where's the house? What do you mean, take a look? Take out your arm. Huh? Right through these bushes here. Huh? Cold. Oh, I'm hard stone. Can't be. Bushes, bushes, right up to the house. Where's the door? Go ahead, leech. Steal along the side. Come on, will you? These bees. The bees are around my head. Leave, will you? Get me out of here. Leave! Find that door! Find me. Flipping and sliding, almost dropping his supply crate. Sliding forwards into me, almost making me drop mine. Kept on, pulling, pushing, tearing. Quigs, leaves, branches, thorns and brambles. Ripping into my arms, my neck, my cheeks. I kept on going. My right shoulder up against the stone wall and from all around, from overhead, I heard the angry sound of bees. Come on.  They're gonna chase me. I ain't afraid of them. My place, my island. Find the door, grab it, fix it. So wait. First, find that door. Hold. Come on. Hold on, hold on. These bees. Come on, in through here. Get the bees out of here. Come on. Quick. Stepped. Found the step. Yeah, yeah, yeah. Come on, come on. It's in front of the house here. There's your door. Steps here. Or cover this green stuff's moss. Hey, hey! Watch this. It's slippery. It's moss. I'm all right. Yeah, door. For me, that's what I want. Get in that door. Come on. Come on. Here, across the veranda. The bees. Watch where you're going. There's a hole on the stone floor here. Got the key? Put the kitchen down. Yeah. Go on. I'll fix all those bugs. Got it? Here. It's big. It's a big key. Yeah. I put down the door. Bugs, bees, all them birds. I'll fix them.  I ain't no outdoors, man. What's the idea? They got no right being around here. What's the deal, huh? It's mine. It's mine. I'll fix them. They got no right to be here. The door. Locks open, but... The door. I'll fix it. I think I'm done. I got it. I got the stuff. I got the real stuff. Sure. Come on. Give me a hand with the door. See? See? All right. Sure. All the windows boarded up. Yeah, sure. Only you. Right behind you. You're going in. Look out. Run the ceiling on the walls. Crawling. Let me out of here. Spiders. House spiders. Let me out. They won't hurt you. The big furry house spiders that had taken over the old stone island mansion. He saw them crawling the walls and he ran. I ran after him, but he disappeared. Disappeared into the crazy wild overgrowth that covered the heart of the island right down to the sandy beach. I slowed up. He had no boat. The island wasn't big, and I had enough cuts and scratches. I tried to find the path I'd broken on the way in. I found it and started down slow, down towards the beach. I took my time ducking branches and bush twigs. Then my nose began to tickle. Smell. It made me sneeze. Then my eyes began to water. I was caught in some kind of mist, a green oily mist coming at me through the bushes, settling down over the trees, and all of a sudden it got hard to breathe. You face the distant king. I'll show you how to pick him. Mine, your head is free, mine. What it's going to be? I'll pick you out, pick him. I heard him, but I couldn't see him. The oily green mist was coming thicker. The air was shining in greasy green. My eyes were burning. My tongue tasted like I was sucking iron, and I couldn't breathe. I put my hand into the bowl of my face, and don't throw the bushes. Thought they hissing sound, but the sound of him. Crazy what the eyes be like. Go again.  Turn that sprayer off. Listen, you're going to turn it off. Don't just tell me, Max. Any eyes, break them.  Knock around my thing. Come on. Turn it off. Okay. Only next time. Don't come in your hands at me.  What you call me?  What do you know about these things?  Call your guy. Sure. Call him out of the boat. I'll get him. Okay, I'll bang the bell. My eyes are so bad I can't see 10 feet.  It is time you leave. Call that man you'll pay. I'll be glad to get off your stinking island. Suspense and action. One leads to the other, and the result will hear in a moment with the climax of another adventure with John Steele. Time Joe did lead the way, but not before he picked up his portable sprayer. He was like the type of man who needs a gun. With a sprayer in his hands, he wasn't afraid. We went down to the little old wharf, and he started clanging the bell.  The salt from the water made my face and hands burn, but it cut and dissolved the oily chemical off my skin and out of my eyes. I shook the water out of my eyes, and I started to get up, and I saw inches from my face and water flat on their backs, floating by. Say, Steele, has anybody got a right to blow a stack once in a while? I'm sorry about the bus spray. I didn't know you were in there supposed to get hit by the spray. Sure, sure. Don't forget it, how about me telling you to go to get off? Anyway, I've been ringing the bell, I've been on the side of Ole and Kramer coming. Look for yourself, no bull coming across.  Look up. You look. You're nuts. Me, look at the water. Where'd you get that spray? Just bug spray? Where? Hey, my business where? Is something the matter? I don't see nothing of the... Hey, it worked. That's what you mean. Yeah, I see him. Bug's dead, bug's floating. Haha, it worked good. I oughta... Bug's, huh? Hey, you're starting up again. Just bug's. Listen, you're just going to get me sore again. You better let go of my shirt, buster. I'll let you go, but maybe Uncle Sam won't. Why? Those are bees, bees you'll kill. Bees, sure, singer bees. Honey bees. Haha, they ain't going to sting no more. No more, sure, ain't that right? You don't know, do you? Know what? See, what'd you mean about Uncle Sam? Where'd you get that spray? You mean duty, customs duty, bringing it in? I, uh... Haha, I got a lot of stuff in. You did, huh? Sure, my business. Say, my island. Can I get a few bugs to make it livable if I want? What do you mean about Uncle Sam? Come on, I don't want no trouble. I'm just a guy. Haha, I'm just a little guy. Sure, I just want to settle down. No harm, so I speak some German and other stuff in past customs. Haha, don't make that cheap. Haha, no harm in that. No. Ah, hey. Hey, who those boats? Look at all them boats. Look at all those boats coming. Yeah. Hey, what's the matter? Why didn't you go and let them boat? No harm, huh? Tell them. Huh? Hey! Hey, you guys, what's up all the boats? I'm just a boat. I'm on the right with a bell for old man Cramer. Old man Cramer told them what the boat's coming our way to bell. Well, they show up their motors. Hey, hey, hear me. Thanks. Thanks. That's real service, but we're all right. Hey, what's the matter? What's the matter? They're running them all over in the water. They've been bent and looking in the water all the way over there. Uh-huh. What? What were they looking for? You don't get it, huh? Like you. Like you were looking. Now why they all of a sudden looking up at us. They're all like this. Pulling them out there just looking, sitting in the boats. Hey, duck, duck, duck. A gun, madam. Get down, flat duck. Shoot, nice. Well, it was old man Cramer shooting at us. They won't shoot again. No, no, huh? No. How do you know? They're crazy. Why are they shooting anyway? What do we do? Why are they sitting out there floating around looking at us like that? Just keep quiet. I didn't know. I didn't know there was people like that. I didn't ever come. They're just farmers. Farmers. Farmers go around shooting innocent people. Innocent, huh? Huh? Good, hard-working food farmers. That's what they're all doing. Cramer, put some weight into them. Oh, it's starting. That's good. They're all like this. That changed my mind. I'm going to get off here. I'm going to get off here. I'm going to have trouble doing that. I ain't telling nobody. Okay, suit yourself. See you. I know. Just sit down squat. You've been telling me that all day.  All day? Ten days? We ain't up to last before. I know. I know yesterday. Get a string. Get some fish. Fish only. Just like the bees. You're going to stop with that again?   I don't think they're going to come. You're going to... I'm going to swim. You don't plan to lie around here and start. They've got no right. They've got no right to ruin me. They've got other kinds of rights. Yeah? Uh-huh. Two kinds. Lord. You've got three farm making fun of laws. Get out of this one. Okay, okay. There's a law regulating insecticides. Laws are rules. Yeah, yeah. You told me. You're willing to tell? I don't care about a couple of cans of bug spray. They do when it kills bees. Okay, okay.  I didn't know bugs, bees. I didn't know. I didn't know you need bees to grow fruit. You really got to swim? Swim and maybe turn me in? All you'll understand, huh?  I can't tell them. I told you they didn't take cans of bug spray. It's the other stuff. What other stuff? The other stuff I swindled in. I know them, I know them inspectors. Once I tell them how and where I got the bug spray, they want to know the whole thing. What whole thing? No. Okay. Why do I know they won't turn me in? Turn me in for the war. I didn't remember taking this. You think I'd smuggle bug spray in? Only what? The guy in Europe. My contact guy I worked with. Sure, smuggler. Smuggler like me. He put it in. Favor. President, you know? Little favor. New kind, he said. Powerful stuff. A nerve gas thing. He just threw it in when I told him I was going to get an island. An island, huh? Here's some more smuggling. No. No, sir, help me. I got mine. I was in my head all these years. A place. I wanted a place.  I just wanted a place where you could be changed. You've got to believe me. I got all I need. Rocks. Pure whites. Back in town. I got them in a place where you think I got the money. All this money. I'll give you some. Only don't leave them. Stay with me. I can't tell a government about the spray. They'll learn about the rocks and diamonds. Help me. Stay with me, Steel. Don't leave me. No, don't. Don't leave me. Come back. Come back here. I wasn't alone for long. A government cutter rolled in and picked him up for questioning by agricultural experts summoned by those local farmers. Yes, there is a law or laws regulating insecticides that kill necessary insects. It's a good set of laws. It comes from a lot older law, the natural law about the mutual dependence of species. Yes, it takes bees to make honey. But it also takes bees to make fruit, legumes and even pretty ornamental plants.  Stand by for adventure with John Steel. In a moment, John Steel returns with more of his story. John Steel on this transcribed adventure with Don Douglas with Phil Sterling. Script was by Peter Irving, and the entire production was numbered in the direction of Robert Monroe. Of course, all names and characters heard are fictitious, and any similarity to persons living or dead is purely coincidental. But here again is John Steel. Well friends, that's it. King of the Island. The story of a man who took what he wanted and laughed at law and thought that set him apart from everybody else. Speaking of islands reminds me of a fishing trip I once took off the south shore of Long Island. The fast-growing second home for New Yorkers. A boat we fished from was called Lady. A trend sleek craft that knew only trouble.  So the next week then, and a date with the lady. This is John Steel saying adventure is like the fizz in your soda. It tickles your nose, but you won't do without it.


River State Governor Yosemite Wike has vowed not to spare anyone involved in the legal banquering and refinery activities which have led to suit position. Governor Wike maintained that his administration will not succumb to any form of blackmail or sentiment that will be stirred by the perpetrators in an attempt to frustrate efforts at curbing their hazardous business. The report. Governor Wike takes a tour of the illegal banquering site and it's a long walk through the track roads into the forest of Okodo community in Ikwere local government area. He moves into the forest of Ibar community in Emoha local government area with the River State Commissioner of Police Iboka Friday and other security chiefs. The mission is to uncover some crude oil illegal refining sites. Governor Wike talks tough. When you come to doing this and killing my people no one in the government would have known that. And I can tell you with all due respect who take this matter, where is that on your hand? Who take this matter, where is that on your hand? All these matters with police. You have to retrieve the files so that we can prosecute the mother on her own. On her own. I don't want any compromises anywhere. And then too, it's not been the ministry. You have to constitute a legal team.  Constitute a legal team so that we can do this prosecution to the last. Governor Wike directs the State Attorney General and Commissioner for Justice Professor Zakiwa Sadango, a senior advocate of Nigeria to take over the case files of illegal crude oil refinery operators arrested by the police. It's a serious matter and I'm going to take it. If it is a war, it's not for people that can tell. You must go and arrest that Chief W.J. Watcher. You must arrest that Fubara or Haka. I want to... Chief probably says it's a crime. You must arrest them. You must. It doesn't matter how highly placed you are. If you like me, department will arrest. If I need to arrest a ruler that is involved, pick him for me. Let him understand that the law does not respect anybody. And I can assure the people of the United States who fight this matter, I will fight it to the last. He wonders why the establishment of modular refineries as promised by the federal government is yet to function. And I said to the federal government, if you are not willing to do anything, don't promise people. Don't promise people. You do it, you do it. How can you allow this to happen? How? How? And the people that was involved, please tell IG. I have no right to dismiss the police officer. But if I tell IG, I don't want the man again in my state. He will just take him to the other state to do what he wants. Not in my state. Perhaps this could be the straight-in point to restoring clean air in areas affected by soot in the state. So you get notified about fresh news updates.


Welcome to the Tick-Mill Update, I'm Kiana Danielle, the founder of the Investiva Movement. The Brits who were busy on Thursday going to the polls for the U.K.'s general elections, and the ECB was busy with their great decision in which they left the rates unchanged at 0%. By Friday's New York session, hopefully we'll have the final updates about the U.K. elections, but we'll also be watching out for the U.S. retail sales advance numbers for the month of November.  The Pound yen pair in particular saw a massive gain early during the Friday's Asian session, which brought the pair close to the key resistance levels and the nine-month high, 148.64. For the Pound yen, this level has been preventing it from further gains since May of 2018. So at this point, we're expecting the pair to drop back down after reaching the level unless the spell is broken and this level is broken this time around. Of course, trading in the financial markets involves a risk of loss, and you should only trade the money that you can afford to lose. If you liked this video, give it a thumbs up and subscribe to the Tick-Mill YouTube channel. I'll get back to you with more updates next week.


Thank you very much, Tom, and congratulations to Raymond, Tom, and the team at Global Financial Integrity for this wonderful achievement, a celebration of the work of many years and a precursor to the very good work toward curtailing illicit financial flows that is to come. My name is Les Meyers. I'm the president of Center of Concern, which is a think tank here in Washington, D.C. that for 45 years has been working through research, education, and advocacy to promote global social justice. I'm also pleased to be a member of the board of directors of Global Financial Integrity and to facilitate this discussion with two quite accomplished colleagues in the area. I have immediately to my left, John Casara, who has 26 years of public service working in clandestine service on the intelligence side, but also in law enforcement in a variety of agents including FinCEN and Treasury Secret Service. And since leaving government service has been a wonderful thought leader helping to guide the profession, both the public and private sector execution, looking at trade-based money laundering in a variety of forms of illicit financial flows and corruption. And then we have as well Rob Sbersky, who spent most of his 25 years in public service working for customs down in Florida, but also in Latin America, and also focusing on various forms of trade-based illicit financial flows, trade-based money laundering. What we're going to be doing this afternoon is talking, each of them will take about ten minutes to discuss his approach to the issue of trade-based money laundering. We typically think of the three main ways of moving the money around, financial system, moving the currency itself, and then of course the kind of illicit financial flows, the money laundering that occurs in plain sight through manipulating trade. And so with that, we will have their presentations first, and then we will have a discussion among them and an invite conversation with our guests as well. So please, do you know which of you would like to proceed first? Okay, we'll have John go first then. Thank you. Please. Absolutely. Please. We'll sit over here. Good afternoon. Good afternoon. It's probably about 2002, not too long after the attacks on 9-11, I had a conversation with a Pakistani businessman who I think we could charitably say was involved with the gray markets. We were talking about many of the things that we talked about already this afternoon and again tomorrow. We were talking about illicit financial flows. We were talking about over and under invoicing. We were talking about counter-valuation in underground markets. We were talking about Huala, and he said something to me that made a profound impression. He said, Mr. John, don't you know that your enemies, your adversaries are transferring money and value right under your noses, but you don't see it. Your enemies are laughing at you, and he kind of hit it, but it infuriated me because I knew he was right. They're laughing at us. We're talking about multinationals. We're talking about abusive transfer pricing. We're talking about abuse of misinvoicing. We're talking about trade diversion, but we're also talking about things like capital flight. We're talking about tax evasion. We're talking about underground financial systems, but what Rob and I want to talk to you about is part of the equation as well that sometimes perhaps gets ignored, but from our perspective, it's extremely important. That is the illegal part of trade-based money laundering, not illicit, but illegal. We're talking about things like proceeds from narcotics trafficking, proceeds from human trafficking, simple customs fraud. These are all illegal. We're going to take just a few minutes here to kind of introduce the topic for those of you that don't know that much about it, and then I think Rob's going to fall off and give me some of his perspectives on these issues. As let's start out by saying the financial action task force, there's three major ways to launder money, but according to that same financial action task force, yes. That's it? Yes. According to that same financial action task force, they define trade-based money laundering as the process of disguising the proceeds of crime and moving value through the use of trade transactions in attempt to legitimize their illicit origins. The key word in that definition is value. We often think about money, right? Money as cash, money through a bank, money through an electronic transfer, money through an ATM machine that we transferred around the world, even cyber today, but for some reason or another, it's very difficult for us, particularly in the West, to get our heads around this concept of value transfer. Now there are all different ways to do this, but it really all involves invoice manipulation. This is a pen. It's a very nice pen. It say it's worth $20. It's real costs, manufacturing, insurance, freight, et cetera. But if a buyer and a seller are working together, the price of this pen can be whatever it wants we want it to be. If I'm working with Rob on the other side of the ocean through invoice manipulation, we can make this $10 pen or $20 pen appear to be $30 pen or $5. We are over or we were under invoicing.  I spent a lot of my time in Italy combating Italian American organized crime to mafia by looking the illicit flows of money going back and forth between Italy and the United States. A very, very common procedure at that time where you had couriers going every day from Rome Malpens' airport flying into JFK carrying satchels, bags full of manufactured 18 carat Italian gold jewelry, right? And they would land to JFK and they would officially declare this stuff and have the supporting documentation that this bag, for example, was $500,000 worth of Italian gold jewelry. But was that really 18 carat Italian gold jewelry? Perhaps it was 22 carat. Perhaps it was 24 carat. Perhaps it was 12 carat Walmart special. Perhaps it was gold plated lead. Was that really worth $500,000 or was it $700,000 or was it $50,000? Just the transfer of value via the gold trade. Now, there's lots of different examples in invoice fraud and manipulation. You can overstate quantity, you can talk around the quality, but it comes down to moving money out and moving money in. I'm not, let's put it this way. Sometimes I get challenged by invoice manipulation, so I came up with a cheat sheet, a handy cheat sheet for special agents like myself. If you want to move money out, you import goods at overvalued prices or you export goods at undervalued prices. You want to move money into a country, you import goods at undervalued prices or you export the goods at overvalued prices. Let me give you a couple of really quick examples of how this is done. Again, what we're talking about here is the criminal use of trade. Here's true examples of abnormal U.S. trade prices. This is all true, I don't have to make anything up. You know, for example, that the United States is importing plastic buckets from the Czech Republic at $972 a bucket. That we are importing briefs and panties from Hungary at $739 a dozen. That we are importing iron bolts from France at about 3,000 a kilogram and toilet tissue from China at $4,000 a kilogram. That we are exporting live cattle to Mexico about $20 a cow. That we are exporting bulldozers to Colombia for about $1,700 a bulldozer and missile launchers to Israel at $52 each. What a deal. All right? Now, remember what I just told you about over and under invoicing? You think maybe, just maybe this stuff needs closer examination? I'm here to tell you, as a former specialization for the U.S. Customs Service, it's not happening. And if it's not happening in the United States, it's not happening elsewhere. Right under our noses. All right. Here is a slide from a real case involving the exports of refrigerators from the United States to a drug-producing country in Latin America. All right? So if you look at the purple ups and downs, the peaks in the valley, that represents the sale, the exports of refrigerators from the United States to that other country. The horizontal line represents time. The vertical line represents value. The kind of that lighter blue color is the corresponding data from that other country. If I am exporting 1,000 widgets and each widget costs, say, $100, when it gets to the other country with some recognized variables, we should still have 1,000 widgets and each widget should cost $100. But that's not happening here. The peaks in the valleys, the difference between the purple and the blue is the transfer of value in the form of refrigerators, all right? And it only is at the very end, when we started comparing our data, U.S. data, with that other country's data, did that basically reach market level, all right? We put them out of business. I'll give you one other quick example, all right? Very sensitive. Come on. There you go. Ow. I'm not even touching it. There. Very easy. Okay. All right. What we're doing here is we are comparing what we call 49 gold, 99.99% pure goleon with scrap gold, all right? This is all gold coming into the United States, and by the way, the United States is a gold-producing country. All this gold is coming into the United States in this particular example from countries in Central South America, all right? So let's look at that pretty much solid red line. Again, we're talking about time and value. That solid red line represents, again, supply and demand of 49 gold, pretty Fort Knox type gold bullion, okay? And you can see how it goes up over time. There are a couple outliers there. Statistical anomalies doesn't mean anything, all right? That's 49 gold, and then all those blue dots represent gold scrap. Gold scrap for customs valuation purposes is really not precisely defined. It could be literally anything from the insides of computers to, say, gold teeth taken out to, well, what a customs inspector once told me, he said you could get a 40-foot shipping container and you could fill it up with metal scraps and shards, stand on top of it, take a salt shaker filled with gold dust, sprinkle it over the top, and then for customs classification purposes, you would then have gold scrap, okay, everybody with me? So then why are we importing gold scrap at prices higher than gold bullion? Or for that matter, anywhere close to gold bullion? It doesn't make any market or economic sense. But if you're talking about criminal, trade-based money laundering, it makes all the sense in the world, okay? All right, Rob. Thank you, John. That was excellent, and having you in an 18, GS18-11 special agent and having worked in this field, let me say John has not exaggerated at all. It's very true, all that he said. Channing, would you, I don't see you Channing, but she's there, okay, would you flip the slides for me? Okay. The first one's corrosive effects. What I'd like to do in about 10 minutes is just provide you a little bit of a boots-on-the-ground perspective, that of a GS18-11 special agent and subsequently as a contractor. And in doing so, I want to focus on the corrosive effects. And as Ray Baker and the staff here at Global Financial Integrity, who are my heroes, by the way, have very aptly pointed out that the corrosive nature of illicit financial flows are often hidden by the headlines as to volumes. And that certain volume, flows below a certain volume appear to present a lesser challenge. And that troubles me, because one person being shot and killed is just as bad as multiple people being shot and killed. But with respect to the corrosive effects, I just want to touch on a few of how to effect your economy and undermining the legitimate economy. And as you see on the slide here, I have certain, that by all means is not inclusive, but certain ways it does. This undermines the economy. It also generates crime and corruption, absolutely. One of the big ones and one of the reasons we're here today is the loss of tax revenue, huge. But as I speak about this, I want you to do something for a moment for me.  A land border crossing is not very well traveled.  And on the flatbed is a bulldozer. You can see it doesn't take much to realize this is a very expensive, very well-manufactured engineered bulldozer. And it's got some mud on it, so it looks like it's been used, so it's not, you don't have a brand new invoice for it. But as it pulls up, the law enforcement people, the border guards, customs officials, they scurry about. And what are they doing? They're looking, as they examine that, they're looking at all the crevices, they're looking for money, they're looking for drugs, perhaps weapons, explosives, things of that nature. And something like this, you're not going to be able to hide people, so that's not an issue. So they don't find any of that. And they'll take a glance at the paperwork, yeah, yeah, yeah, that looks okay. Go ahead. They'll wave it through. Well, what just happened? Well, no, it may or may not be. However, that bulldozer may in fact be the proceeds of an illicit narcotics transaction. Instead of coming back in suitcases or duffel bags on a small plane to a desolate airport somewhere, a strip, or instead of wire transfers, that right there is the value of that cocaine shipment. Or in the case of, say, Afghanistan, I don't know if Heather is in the room today, but in that part of the world it could be opium. That right there is it. And it's in plain sight. And it's, you know, it's pretty interesting, and it's one of the many ways of transferring value. But now let's take it down, and again, my area of responsibility was Central America, so let me focus on that a little bit. There was an individual by the name of Waldemar Lorenzana. He was the leader of one of the largest drug trafficking organizations in Guatemala. Well, he started out as a customs agent. So a little smarter than the average bear, I'd say. As he developed his drug empire, included in the different aspects of it, he had front companies to include, to report it, 15 construction companies. So you have 15 construction companies now. Are they able to drown that lawful business, lawful construction companies? Oh, yeah. His costs are so much lower. Front companies. Now his companies, hey, they're doing, they're doing construction business, but they're also using that business as part of the integration stage of money laundering, three different stages. He's putting it in, so it's really warping the economy. And talk about policymakers who are trying to look at amounts of, you know, money, the amounts of flow so they can set policies, how can you do that? You really can't. But that's one of the things that, in order to get a visual on how this could be taking place in some of the corrosive effects I just wanted to point out. Next slide, please. Okay. John pointed out and did an excellent example zone on trade-based money laundering, let's say for inbound flows into source countries. And trade-based schemes can be used in part in what's called black market-pacel type operations. In different parts of the world they use different names, but Latin America they call black market-pacel. But all too often. You know, people hear about that from time to time. In fact, there was a really good article in the New York Times about a week ago about a black market-pacel operation that was just uncovered and arrests were made. But what about the outbound flows, outbound from the developing countries? The cross-border transfer, the proceeds of corruption, commercial tax evasion. Done so, and to the credit of global financial integrity of exposing this to the large part by trade mispricing, which is by and large is trade fraud. What does this do? It ends up depriving developing countries of a much needed and actually better described desperately needed tax base. Next slide, please. Okay, that leads me to an issue which I'll, in a broad sense, I'll refer to a sustainment. But let's start off by talking about training, organizing, and equipping. This is very, very dear to me and important to me. The United States and its partner nations do a marvelous job at training, organizing, and equipping the military services and the security agencies. And please keep in mind. When I say security agencies, I'm doing so in the context of their national police, your federal level criminal investigators, your customs officers, prosecutors, and your correction officials, the prison officials of the developing nations. However, following that, it needs to be, it should be, and it needs to be, the responsibility of the respective countries to fund these agencies, to fund the yearly budget. Should it be your tax dollars and my tax dollars that funds each and every one of their agencies? I say no. What's needed is an adequate tax base. If they're to do the job that we want them to do here in the United States, that the people want them to do in their respective countries, you know, to make, give somebody a fair playing field if they want to be a business man, the members of the security agencies, which I'll say, they need to have salaries that enable the recruitment of the best, the brightest, most ethical personnel. And with the emphasis on quality over quantity. Now, a lot of you say, well, this really maybe is not that tough. We don't really need them that bad. I want to remind you all of something called the Plata versus Plomo. Okay, in Spanish, it's the lead or the bullet, or money or the lead, basically, a polymer of the bullet. And what happens in a lot of these countries is that they'll look for young men and women coming out of different universities or working in private industry, and they know they're really sharp at manipulating money and trading, things like that. And they come up to them and say, you're not working with us. And we're going to give you a great salary. Well, they may be ethical. They may have a heart and say, no, no, I don't own any part of that. Well, the next thing they're told is that, no, you will work with us. And if you choose not to, you'll die, and most likely your family. And it won't be pleasant. And it's not an idle threat. So if we're going to action this, they're going to action it. They need the best and brightest as well. They need salaries to add up with either families, the workers, medicine, medical care, afford housing. Here's something very important. And I know it seems insignificant. It's the money, the salaries that enable them to travel safely, securely, to and from work. I'll touch on that in just a moment. They also need protection. And it's not if it's when they're threatened for doing their jobs and doing them well. I can't stress that enough. Then lastly, and I'll touch on this in a moment as well, the aggressive all-out investigation, apprehension, prosecution, and confinement of those identified as being involved in the threats, assaults, and the killings. Very, very important. And I won't say which country it is. I'm not trying to demean a country. It applies to a lot of them actually. I was working with a unit, and this is a very, a unit doing very important work. And I was asking them about their salaries. And what I learned was, I mean, I was amazed, like, how do you live? How do you feed your families? How do you take care of the basic necessities? And then I was asking, well, how do you, because I noticed there's certain time, they're in certain time, they're out. How do you get to and from work? And the answer was, oh, taxi or buses. Not the good taxis, the ordinary taxis, the same ones that are compromised by the pandillas, or not Spanish, the gangs, the criminal gangs. And so what happens? They are very, very dangerous. The embassy tells us, do not ever get in those at all. But they have to use those. And you think, well, I hope nothing happens to them. Well, it does. And while I was down working in one country, one of the, I don't want to go into all the details, was assaulted. A woman was insulted, assaulted rather, gun to the head. And it went from bad to worse. And the poor thing was so afraid because she didn't have the money to live in a better area. So she lived among the very people that did this and knew she would confront them again at some point in time. And very little happened. So how do we expect those kind of people to be motivated to do the job, to stand up when they have to? It's tough. So there's some of the things that I think we have to keep in mind. But also here's another one. They need to have the money to maintain the facilities. Again, training, organizing, and equipment. We help them build facilities. Training facilities and equipment provided by the United States and other donor countries. And just to give you one more example, I could stand here all day and give you these. But I don't want to do that. I just want to give you a couple. I was working with a certain. And I call very elite unit of one country, their Federal Investigative Force. And a money laundering lead had been sent down by a special agent in the United States. And we were covering it. We were out in a rather bad section of that particular city. Spent several hours out there gathering information. And we came back in. The fellows were great. And they gave me a desk. And I got out my paper. And I started writing up by hand the report, basically surveillance report, and report of investigation. So they didn't have to. And it could be used for both of us. This was what we both saw. And as I'm doing that, the main fellows working with who, I mean, this guy's sharp, the whole unit was good. He came up to me and said, Rob, I'm sorry, but we have to go. And I looked at him. I said, sure, sure, no problem. I said, what's up? And he said, we just had it. And I can't remember the exact crime. A very horrific crime, it just occurred. And he said, it's not just one or two of this. The whole unit, we have to scramble. We have to get on this. And so I said, oh, no problem. So I start packing up my things. And as I'm watching, I'm not seeing what I would see as far as an investigative enforcement group in the United States, how they would act, how they would prepare if they're saddling up to go do battle, so to speak, and get on something. So I asked him, I said, well, where did this occur? And he told me, I'm thinking, it looks like at least 20 minute, 30 minute drive from here. I said, how are you getting there? And he looks down and goes, we're either going to have to take taxis, buses, or hitchhike. And I said, wait a minute, wait a minute here. It wasn't that long ago that I know the United States provided vehicles, good vehicles, enforcement vehicles. So where are they? And he said, come here. We walk to the window and look down. He said, there they are. He said, they're great vehicles. He said, but we don't have the money to maintain them. They're sitting inoperable in a fence scenario. And my gosh, we provide all this, but should not the country, should not they have the funding, the funds to maintain these vehicles? So next slide, please. One of the things you may be thinking, and I've had this pointed out to me many times or said to me, I should say, in speaking to different groups, is, oh, they're poor countries. They're unable to afford it. They can't do this. Oh. Well, I was in a conference just not too long ago, actually. And in the group, there were several CEOs of international businesses, many of which do business in Latin America. And one of the speakers made a statement and said, wealth is being created in Latin America. People are making a lot of money in Latin America. And his comments and views were echoed by others. Now, for those of us or those of you in the group that have lived and worked in Latin America in these countries, think back to what you saw with a lot of the business owners, and I'm not labeling every one of them, but so many of them. Where do they live? They live in palatial type houses and states, big walls around them, and almost like machine gun nests when you look at them. They have their own private security guard force protecting them. They're not relying on the police. They're vehicles or armored vehicles, top of the line armored vehicles. They're when they have illness, do they go to a local clinic? No, they send them to the United States for the best hospital there. It's a whole different thing. So you have to look at that and say, wait a minute. There is money there. There is people making money. So next thing. So now let's just talk about now and just refocus our attention for a moment on corruption and commercial tax evasion, which again, GFI, my hat's off to all of you for pointing all this out. But let's talk about an ongoing matter that's going on right now in Guatemala. I would say because of the makeup of this crowd, most of you are probably very familiar with this. If not, there's a massive customs fraud network that's been exposed in Guatemala called La Lina, or the line. Take two bribes, alleged to have taken bribes, reduced customs duties, making millions off the foregone government revenue. And one of the things you're going to point out in this slide there, the winnowing tax base, this is very important. The Lina networks, and this is from foreignpolicy.com, was pocketing $260,000 a week while the country's schools, hospitals, and police stations languished. Pretty bad when something's happening and you're calling desperately for the police and they're not coming.  They don't have the medicine. Or your child is not getting an education. You know it much worse. They're being bullied and nothing can be done. And that's just one example. I think back to one of the cases I was involved in during my assignment to one of the embassies in a customs attesté office. It was the Alemán-Jerez investigation in Nicaragua. The amount of money stolen was incredible. And then I'd be up in the mountains of Hinotega, Matigalpa, and different other areas, poor areas, around Manawa. And you see people living in huts that are made of mud, basically. So much money was leaving the country. Next slide, please.  Now this is from Hondurasweekly.com. And it pertains to 2011, but by no means, in my opinion, has it really changed that much. But it was revealed by Honduran government officials that 34 major companies, Honduras, reported total sale revenues of in US dollars, roughly 945 million, but paid no taxes. OK, the Honduran government lost. It was estimated approximately in US dollars, $13 million because of these firms. One of the statements was, we have to put a stop to this bleeding. So again, I ask you, is the money there? Are the security agencies now that I just mentioned, are they adequately funded? Next slide, please. This is something that's very, very tragic. December 2009, General Julian Gonzales, who at that time is retired Army General. At that time he was the anti-drug czar of Honduras. He was within, I think, two months of retirement. He was aggressively going after the cartels. He was aggressively going after the clandestine airfields where these planes were coming in with the shipments.  April 2013, prosecutor Orlan Chavez. And I talked to some of the folks that worked with him. They said he was excellent, a very good man. Chief of their anti-money laundering division, asset forfeiture of the organized crime division of their train general's office. Shot dead on the night until he was to Gapa. In his pickup truck, the same type, two men on a motorcycle. What he would do at night, one of the nights the week I understood he was told he taught at a local law school, came out again. They just completed enforcement action and that was the payback right there and sends the message, don't even think about doing this. And as I have in the little banner, whoops, the banner at the bottom, if you go back, it's reported that those responsible for both of those killings have yet to be identified, apprehended and prosecuted, okay. The last slide is, it's important to remember that the amount or a high percentage of the illicit financial flows are conducted through trade mispricing, again, trade fraud. And with that, one of the things I'd like to do, I'd like to just mention one of the bullets of the nine bullet recommendations by GFI, that being, and I concur with them, on boosting the customs enforcement ability of the respective country's customs services. And I'll keep in mind, many of those customs services don't have criminal investigative divisions. And so, first off, what I would recommend is, yes, you wanna boost them by creating such units, preferably stand alone, because let's face it, the people in charge of the customs units are generally appointed by the incoming president and their own people, and of course, they want them to do what they're gonna do, so preferably stand alone, but if not, within the customs service. Staff, more importantly, by quality criminal investigators, begin quality over quantity and provide them with the tools or certain tools that they need to be provided with in order to action this. What I would say, and just in closing, my thanks to GFI on bringing this threat to light, to our attention, and I would like to see the United States action this threat to the extent we can, perhaps in this proposed one billion dollar aid package that if it ever gets approved and goes, maybe dedicate some of this money to creating office's investigation and training, organizing, and equipment, giving them a running start, and also, I'd like to point out that there are many brave men and women, I worked with a lot of them, risking their lives on a daily basis, and they need, they need a fighting chances to survive, to in dealing with these transnational criminal organizations, when I say that, both the gangs, the ruthless gangs, and the cartels, and in doing so, decrease the levels of desperation at least the mass child migrations. Thank you. Thank you very much, John and Rob, and I was thinking, something very similar to your closing comments, the thing that really becomes very vivid to me is the courage that you and your colleagues have spent in so many instances, things we'll never know that you and your colleagues have been doing both in the United States, but especially abroad, to try to confront these types of behaviors directly, and there's a certain vicious, there's a real vicious circle here, I mean, you've already had indications of it in the comments today. There doesn't seem to be enough money for the infrastructure, for the rule of law, all the way through enforcement, vigilance, prosecution, et cetera, and it just feeds on itself in terms of that corrosive effect and gets worse and worse. So these are clearly issues of social justice. When I think about the work of GFI over these years, and one of the reasons I've been so proud of GFI, I look at the leadership of Raymond and the work of Dev and now Matt and Joe, taking data and making very good use of data and turning data into meaning. And when I think about the testimony of stories like this, and I've heard so many before from my years at KPMG and working in the forensic practice alongside intelligence, military special forces, and law enforcement agents, those are two sources of data to help us inform our consciences, to form and inform our consciences. And the key task now is to figure out the moral narrative. And I think Thomas has helped us do that very adroitly in his excellent presentation as well. It helps, it causes us to have to rethink a lot of the ways we approach development about the drug trade. It's not just don't say no, but we need to think seriously about the demand aspect here in our relationship with other nations. So there are a lot of things going on here. And as we enter the conversation, let's be mindful as well that we're gonna have a visitor in our city tomorrow who has been talking about precisely the interrelatedness of all of these issues as matters of social justice and someone from the Western Hemisphere, a Latin American Pope. It seems as we think about, I also teach business school at Georgetown. And I always, when I hear these stories like the ones you guys are telling, I keep thinking if these criminals would use 10% of this effort to be honest, without having to go through all these contortions, you'd think that they would be making a fair amount of money anyway. There's a certain sense economists talk about transaction costs. And one would think that it takes so much effort to try to structure this trade-based money laundering that it simply wouldn't be worth the effort. And maybe at the level of the particular value of the things that they're moving back and forth, that's not the issue. I guess what I was struck with, John, and perhaps you could comment on this, at the beginning, you were giving all of those examples of just outrageous pricing. It was like stories we've heard over the years with Pentagon, procurement, et cetera. And you said these are actual things that are happening. What is going on on this side of the border if we are the best trained, best equipped in terms of customs, in terms of our priorities in the political process? Because these are things we can control in terms of where Congress is spending its money in terms of funding. So perhaps you could comment on the decisions in the political process here in terms of enforcement. Well, I think your point is well taken. And oftentimes, when I go overseas and I'll give a much lengthier presentation, go into a lot of detail about what the United States is able to do and what we're not able to do. First of all, I want to say the United States, in my opinion, we probably have the best customs service in the world. I think we have the most robust law enforcement in the world. We certainly have the most resources to port this problem than any other country if we had the political will to do so. But all these things that we put up there and more, this is what's going on in the United States. We have all those benefits. But when I go out and talk to the developing world, they don't have those advantages. And if this is going on in the United States, what do you think is happening in the developing world? This many, many times more. So I think what we have to do is kind of the things Rob was talking about, to reorder our priorities a little bit, support them when we can. But there's also a lack of capacity issue, lack of awareness. We have to start taking these first steps. And the other thing I would just like to add very quickly is we're very fortunate, and I think, again, GFI has paved the way in a lot of this, that we have more data than ever before. We have more analytics than ever before. We are on the verge of being able to have more transparency in international trade than ever before. So we have to get to that next level. And thank you, John. And Rob, there's that expression in politics, where's the outreach? And we think about our own country, and it must be heartbreaking, the kinds of things that you're describing, you're seeing overseas, and you're appearing in an event like this, and what more can we do as we think about the resources of GFI and the network here in this room to get these kinds of stories out, and so that people ask their own members of Congress, it doesn't sound very exotic or dramatic, but we need more money for customs interdiction for things like this. We shouldn't be focusing on immigration, and not that that's unimportant, but this is a very serious issue, and how can we begin to motivate the issue, and what might be things we could do internally with our political process? Oh, that's a very good question. Let me just say this, and it complements what John was just saying. Those of us who worked customs fraud type cases during our careers, and let me preface it by saying, a lot of times you had just about drag agents into that group, kicking the string, because most agents are type A personality types. They want to be doing the real exciting stuff, kicking indoors, working heroin, weapons, smuggling cases, and they work a fraud case all month, gosh. And I was one of the anomalies I asked to go, and so you have those kind of people, and you don't have enough of those, but the other part of it is the amount of funding that's dedicated to the Custom Service for this, and not too long ago I had a conversation with an individual business man who had met with several other CEOs of major companies, and they made the statement, and they were talking about something very similar, and they made the statement that, well, why isn't more being done? And the answer that came out was, because the businesses don't want it being done, and we used to hear businessmen joke from time to time, and John I'm sure was around a lot of times, and they didn't know who we were, and they were joking around us, especially import, export, community, and they would basically be saying, oh yeah, customs fraud is a national pastime in this industry, and I'm sadly for them, there's many good ones and honest ones, but for a lot of them it is. They're gonna cheat whenever they can, and that's why you have to have an enforcement arm, and you have to staff them with really aggressive agents that approach it like a drug case and a gun case, not just like an ordinary fraud case, and give them the tools. Okay, thank you gentlemen. Joe, is it possible to get at least one question from the audience, is that okay? Okay, because I do wanna, we don't have a particularly long session, but we have two simply wonderful presenters here. If I could get, if you could briefly identify yourself and your affiliation, and just ask, put it in the form of a question. Hi, I'm James. Here comes the microphone. I'm sorry. Hi, my question is, thanks to all of you for a terrific presentation. The latest developments in Guatemala sound quite promising, particularly with the UN involvement and the independent agency. I was astonished, I know a little bit about Guatemala too, I was astonished at the results, I wonder if you could talk a little bit about that. Thank you very much sir. Okay, well keep in mind now, who conducted this investigation? It was that UN organization. Was it the Guatemalan Custom Service? I think not the director of Guatemalan Customs, I found the report I read the other day, is accurate, was just arrested as being a conspirator in that La Lina, okay? And so again, the Custom Services in a lot of these countries are really in, John, you know, police chime in. What you find is they're, I'm not saying it's the derogatory manner, but a little more than revenue collection agencies and really not very good at that, even at that. And it's done, my opinion, by design. So much money being made by businessmen, especially those that wanna get money out, listed financial flows out. They don't want anything changed. And so there has to be a revamping and I would love to see that revamping take place in all the countries. And believe me, I've worked with some people who I have the utmost admiration for in these countries. They are honest, honest, deep into the heart, honest. And they're literally risking their lives every day. And when we find those, we really need to support them. Okay, thank you. And John? I would just like to echo what Rob said. The U.S. Customs Service now, ICE Immigration Customs Enforcement, Homeland Security Investigations, different than most custom services around the world. Most custom services around the world are involved with old fashioned inspection and control. That's all they want. Collect the taxes and the tariffs, duties, all this type of stuff. If they see something like we just discussed, A, they probably don't recognize it for what it is and B, they don't investigate. And if they possibly do investigate, they pass it off to a country's financial police of some sort. They generally don't have the expertise. They generally don't have the will to do it so these things don't get worked. So it's a vicious cycle. Okay, thank you, gentlemen. Is that, can we do one more or are we? Okay, thank you. Thank you very much, Christie. Yes, sir, please. And if you've got to identify yourself. Sure, my name's Henry Balani. John, thanks for your presentation. Great, by the way. One of, I think one of the things that we need to think about when we look at TBML is one of the principal actors who haven't been actually mentioned during our discussion. And that's banks, right? Banks are essentially, you follow the money and you look at where the year flows in and so forth. It's really tying TBML to AML in terms of rules and regulations and so forth. We hear a lot about these various banks getting fined for AML transgressions and violations and so on. What in your opinion and from your perspective is how should banks play, what roles should banks play in the eradication of TBML? Basically it goes down to know your customer, know your customer and your customer's customer, okay? And be aggressive in recognizing trade-based money laundering in all its guises, okay? Traditional trade-based money laundering what we were talking about and it's links to underground financial systems such as the Chinese underground flying money systems or Huala or whatever it is. Banks get involved a lot with trade financing, for example, okay? They see data. If they see something that is suspicious while suspicious activity report. I am heartened because trade-based money laundering is getting increasing attention not only by banks but money service businesses. They recognize it for what it is. There has been some thought within the financial action task force that sets the guidelines for anti-money laundering, counter-terrorism, finance, programs and policies around the world. Some indication that they are focusing more and more now on trade-based money laundering issues and something I do wanna mention, I'm putting a plug in, I just wrote a book called trade-based money laundering the next frontier in international money laundering enforcement, I wrote it for bank compliance officers. It's due out in November. Go ahead, Rob. If I had one point to this. One of the things, reasons that trade-based money laundering is not just sustaining but it's flourishing is that it's so difficult to detect. And once you detect it, it's difficult to investigate it. And then once you get it investigated, it's sometimes it's very difficult even to get it before a federal prosecutor. You know, their eyes get glassy because it's so complicated a lot of times. So with that, keep that in mind. Let's go back, take a step back to the banks, okay? Well, I'm sad to say that even though there's been great strides, there's a lot of banks that really don't want their compliance officers finding things. And if you go and survey a lot of the anti-money laundering investigators you could call them or whatever, ask them how many on their staff are former customs inspectors? How many have the experience that understand import, export, that understand documents, that understand valuation, understand the type of things, the little minute, the things that the bad guys exploit and exploit well. And I bet you're gonna find very few of any. And so we need those kind of people. And thank you, Rob. One of the things I noticed many years ago is if you put a bunch of AML, BSA officers from global banks in a room together, they very quickly will identify and interact, identify with each other much more than with their own institutions. There's a sort of culture within the institution there. One other bright spot possibly that just happened about 10 days ago, we've noticed a number of high level prosecutions of banks over the last several years, including over AML related issues. And yet many of us have been very disappointed not to see individuals prosecuted. Sally Yates, the deputy attorney general, just issued what I guess will now be called the Yates memo, going back all the way to the Thompson memo around 2003, but just about every deputy attorney general will at some stage issue a memo with instructions to the US attorneys in the field. And this one, it made news because attorney general Lynch has been very, very strident about going after individuals. And if banks or any companies, but including banks, want to get credit for cooperating with the government in terms of an investigation, they need to name names and this wall of secrecy, the moral hazard, et cetera, needs to end. So at least that's the most recent, that's about 10 days old in terms of this guidance to the US attorneys in the field. We do need to conclude the session. A couple of years ago, Pope Francis talked about the problem of the globalization of indifference, the fact that people around the world simply don't care about these issues. They either don't know about them or if they do, they don't care. And these affect everything about the quality of life, the sense of the common good, about income inequality, the ability to live in a civil and stable society. And what he has exhorted us to this year with the most recent encyclical is to move to a globalization of hope, which means really doing the kinds of things that global financial integrity is doing through this research and will continue to do and to continue to engage with folks like Rob and John and other specialists in the field. So I hope that we will take this opportunity this week to be talking very seriously and openly about all of these issues of global justice. It's not just about the economy or it's not just about ecology and rent extractions. All of this is related and all of it has to do with justice. And I'll just conclude that with regard to the comment that we see in three of the gospels that there will always be poor among us. What Jesus was commenting on was not their material state of poverty, but their openness to God. And so that we don't make that a crutch or people have over the centuries. And so even in a secular sense, what that calls upon us as a responsibility to pay attention to the least well off around the world and to make the quality of their lives really the standard, the things that we're able to do and we're not doing, the very things that my colleague, my brother philosopher Thomas was talking about. So I want to thank our panelists for their service to our nation. I want to thank them for their continuing work. I want to thank them for being here and thank you for your conversation. And I'm hoping they'll be around later in the reception to continue the conversation. Thank you very much. Thank you. Thank you. Thank you very much. Thank you so much. Thank you, thank you. Yeah, I want to echo Les's thanks to John and Rob. Thank you very much for a very interesting panel. We're going to take a very quick coffee break. We're going to reconvene at 2.15. Thanks.


T.F. Update Good afternoon folks Steve Rhodes coming to you live from the shores of sunny Delray Beach, Florida This is your 1 p.m. Update and currently all the US entities trading to the downside the Dow off by 250 points S&P 29 NASDAQ 157 Russell's down 31 some eyes are off 22 trainees are down 67 You've got gold trading up $2 and 30 cents at 1763 Silver's off six pennies. She's trained out at 2255 lights We crude off a buck 37 natural gas down 62 pennies. That is a 10% move to the downside Let's go take a look at our nine panel market update chart We begin by take a look at the ES mini upper left hand side You've got a new profile that again is attempting to form We've had those new profiles attempting to form over the last three days again. We will not get tracked We will not get a confirmation of this profile until this evening The profile itself gives us inside the ES mini gives us support at the level 42 81 and resistance at 43 87 The real key level out here to watch today is gonna be 42 93 75 if we get a close below that it'll negate It's a currently by pattern spot follow till next is basically flat out here train out at 23 bucks That doesn't matter. It is still above its 50 day exponential moving average always dangerous for the S&P 500 Why because that is when you could see a major pull to the downside the NQ out here The NQ is also attempting to form a new bullish structure daily profile. The support there is 14 470 resistance 14 986 US dollar index moving higher as is gold just slightly If we take a look at silver just trading it within it's a weekly profile brand new weekly profile But it's in structure that is formed there So real good supporters should be good support at 21 76 like we've crude Has a TD 9 count top it also has a A to B equal CD the 1.272 expansion where it's got to so right now The current candle session is going to be a key reversal bar And it's going to be a bearish and golfing candle that suggests that we should expect or anticipate that lights We cruel pull back and test the top of that profile. That is 75 94 if it gets below that you're looking to run the 7303 7376 a natural gas has a cell the D point pattern as well So you should anticipate that price will go ahead and pull back to 538 if it closed below 538 Then you're looking at 492 to 507 and a 30-year treasury stubborn like a bowl Just doesn't want to give up the bottom of that bullish structured weekly profile out there And that's at the level of 150 908 folks stay tuned for the trader's intro But if you're off to start your Wednesday, we want you to have a wonderful one Thanks much for joining us and have a great day


Yeah What's up moneygigsms of you here welcome to another video guys so into this video We are going to talk about you get some more ZM desktop meta You guys know this is a stock that I cover here on the channel Even when they announced that they were gonna go public through that reverse merger I told you guys that I believe in this stock that 3d printing is the future not just regular 3d but 3d printing using metal and I mean to me that was something that got me into it because I'm thinking like hey What if you can change the way we do manufacturing today with these? Particular desktop meta products that they have something like hey I'm bullish on this you guys should get in so if you didn't get into the stock you still have a chance to do it So we're gonna cover it today. There's some huge news that I want you guys to know so that when the price of the stock move You're not surprised But before we get started guys if you're new to the channel We talk about how to earn money how to save money how to invest and build wealth So if that's something that interests you go ahead and hit that subscribe button and any notification bell so you don't miss out on new Content so desktop meta is a company that it's in the business of doing actual 3d printing But in this case they use metal and carbon fiber to do printing So again, you think about the fact that we've gone through the process of manufacturing a way you have to Produce a ton of parts and put them in a warehouse These guys are changing that because the building machines where all you have to do is Other part they can go and print it and ship it to you without necessarily have to print and store it in the warehouse So again, I did a video talked about in depth about desktop meta So if you didn't watch that video, I'm gonna definitely hook it up here so you can go check it out But that's the meta recently just made some huge news. That's why I want to share with you guys here So if you can see here for to use desktop meta P1 production 3d printer. This is huge. Ford is going to use the Desktop meta printers to be guys. This is this is it It is is the breakthrough that they've been looking for now that companies like Ford is trying to use it You're gonna see other guys are gonna come into play because think about it If they all they need to do is all four dealerships can have this particular machine day and depart and you don't have to Buy and ship part or have a manufacturing plan somewhere for it You buy the machine put it at a dealership and then when they come in for a part All they have to do is print that part and put it in your car and you drive They don't have to wait or order it any of that stuff. So I think again This is me looking at the way they can use this guys. This is huge news So if you if you haven't already, I think this is gonna just blow the stock It's gonna make it go crazy because other dealerships are gonna start looking at this particular business model It's like, why do we have to manufacture parts in say China and then ship it here or wait for somebody? You show up at a dealership. You don't have the parts They say wait and it goes behind and and then print the part and put it in your car and you drive out Me and I'm super excited about this if you're not so right now as we're doing this video Destimeter is currently trading at about $21 guys I talked about the stock when they announced the merger and it was at that point It was $10 a lot of you guys didn't buy it then so if you didn't that's that's totally up to you So again, I'm looking right here. Look at how the stock has moved. It's saying hi We're about 24 pull back and they're now trying to climb back up But even at $21 to me this stock is way on the value. So I think that if you don't start gradually Getting a position into desktop meta right now slowly dollar class average your way into the stock because this thing is going to blow up as soon as other car manufacturers testing the value of Printing parts at the dealership are supposed to having to print pay for logistics and other shipping You don't have to worry about it You can go to your dealership and they'll print the part right there and then I'm putting in your car And you drive away. So this is massive news guys. So again The game plan that I want you guys to do here is this is great news But I don't want you to just jump in and just go and buy a ton I want you to slowly add to your position so that in case there's any pullback You can add more but at least pick up a hundred shares or whatever you can afford and then hold it And he wants you have the opportunity you add more as we go because this thing is going to go past a hundred dollars I'm looking in the next two years. This stock is going to be over a hundred dollars again That's my prediction and I bought this stock at $10 and I'm not selling I'm gonna hold and I'm gonna keep adding to my position because I think that this is tremendous amount of opportunity here So again guys that's the matter is making some huge news and I want to bring this to you guys I think it's tremendous amount of opportunity For us, I mean you stand sign deals like this You see other companies other car manufacturers are going to start going through imagine if Tesla comes out and say hey Well, we're gonna be using desktop matter Manufacturing plant again guys. I just my speculation. I'm just saying that what if Tesla does that? Whoo, this thing is gonna be on the map. So you want to be early again? Let me know the conversation. What do you think about is I'm super excited about it. I don't know about you guys But again, this is a tremendous amount of opportunity always try to make sure you buy low even at $21 to me This thing is still low. I got it early, but this is not too late for you You can start building a position even right now at $21 and start adding as you go. So that's the way I'm gonna play this one Again target prices in the next two or three years This is gonna be over a hundred dollars on the earlier the better and that's my strategy So let me know in the comment section what you think again if you're new to the channel guys We took about how to earn money how to save money how to invest and build waft So if that's something that interests you go ahead and hit that subscribe button any notification about you Don't miss out on your content and also guys if you are looking to get started with investing Rebo is still doing a promotion where if you sign up now and deposit a hundred dollars you get full free stocks Just signing up and depositing a hundred dollars at no cost to you again links in the description below And as always guys make sure you do your homework do your due diligence Don't be a greedy savage and stay motivated


My name is Stuart Aaronson, I'm working at Mount Sinai School of Medicine, and I have been working in the area of cancer biology for a good number of years. We've worked on a variety of pathways that are important in cancer, and over the last two or three years, became interested in a pathway that is now more and more being studied in this disease, and that's a pathway called the hippo inhibitory pathway. It was first identified in the fly, and has been studied in mammalian cells by a number of very good workers, and we decided to really investigate this pathway in cancer, first of all because there was good evidence already that the pathway was inactivated. So this is an inhibitory pathway that in tumor cells is lost, and what happens in response to that is that transcription factors, a pair of transcription factors, one that binds DNA called TEAD, or TEED, and another co-transcription factors called YAP, YAP, or TAS, T-A-Z, interact to activate a variety of target genes that can contribute both to cell proliferation, to cell motility, and in other reports to cell survival, all of which are important in cells acquiring tumor-genic properties. In its normal situation, this inhibitory pathway apparently is very important in what we call contact inhibition of cell division, that is when cells come into contact, they get signals through this pathway to stop dividing. When the pathway is lost, that signal is also lost, and cells continue to grow in a rather simplistic way of explaining things. Because of the fact that we like to explore pathways that are still amenable to new discoveries, we decided to look for molecules that might be inhibitory to this up-regulated transcription. And in a paper that's titled, Angiomotent Stabilization by Tank-Rays Inhibitors, antagonizes constitutive, TED-dependent transcription and proliferation of human tumor cells with hippo-pathway core component mutations. That's a long title, but it explains the work. And basically through a screen of small molecules, we identified an inhibitor of tank raises called Zav XAV939 that had an ability to inhibit this up-regulated transcription. The paper shows that this was really specific to the effects of this inhibitor on this activated transcription, and that it has a profound effect in inhibiting the growth of tumor cells with lesions in hippo-pathway core components. And I hope that the paper shows nicely that this is really the case. And the mechanism by which the Tank-Rays Inhibitor works is by inhibiting the targeted degradation of a regulatory molecule in this pathway called Angiomotent. Normally, Tank-Rays stimulate the degradation of some molecules like this one called Angiomotent through targeting it for proteasome mediated degradation. By inhibition of the Tank-Rays, the level of this protein goes up and the inhibitory pathway is reconstituted and therefore the transcription of this TED-YAP type of transcription goes down. And that is enough to inhibit the growth in a specific manner of tumor cells that have lesions in this pathway with respect to these core pathway components. The work is important, we hope, in identifying a new kind of molecule that is inhibitory to the pathway. Another group has also reported similar findings with respect to the mechanism. And the data that we show indicates that there can be not only sensitivity to the drug, but also resistance to it based on the inability of the Tank-Rays Inhibitor to durably and at high level increase the level of Angiomotent. So we have both mechanisms by which to inhibit this cancer pathway, but also a means to use a biomarker, namely Angiomotent protein level to determine whether or not the inhibitor is likely to be effective. Hopefully in some period of time other inhibitors of this nature or this inhibitor itself can be used to eventually target tumors that have disruption of this inhibitory pathway and therefore have proliferation and growth due to this oncogenic pathway. The work of this nature can't be done by one person, but it's really the work in fact of particularly two members of our lab, Albino, Troilo, and Erika Benson, both of whom contributed incredibly important findings to this study and were helped in that by work by Davide Esposito in particular and in the collaboration that we had with Dr. Prem Reddy, who had a small molecule library that we were able to use in our screen for Tank-Rays, actually for hippo pathway deregulation inhibitors. And so with that I will close.


Yo, what's up, welcome back to the channel guys. Thanks for being so patient with these uploads. I know I haven't uploaded in like over a month, but yeah, it's been in a creative slump again. What's new? Anyone that's creative or makes content or videos or anything like that, know that when you're in a creative slump it kinda sucks because you don't wanna force out any content or anything and you don't wanna kinda put out something that's gonna be crap. We ended up having a Halloween skate gym the other night. Pretty fun, fair few people turned out. I didn't get to do much skating because I had to be on the megaphone on night kind of announcing stuff, but it was still a fun night. I had Zach help me out filming, just filming in front of my cameras and then Josh was filming as well on my other mates. Yeah, this was a super last minute kinda thrown together thing. We ended up getting a few boards donated. So shout out to Jimmy Schroeder for donating me those two boards and shout out to Idle Skateboards for putting up another deck for the best trick competition. But yeah, we had the best trick competition and we had the best costume competition. It was a rad night. Next year, definitely I'm gonna do more planning. Gonna try to make it bigger, get more people involved, but yeah. Enough talking guys, let's get into this video. Make sure you smash a thumbs up and leave a comment below. Shout out to everybody that came down on the night. Shout out to everyone that wore a costume. Yeah, just definitely trying to get more of a skate kind of vibe happening in Australia. Still fun to see everyone down there skating around, supporting and stuff like that. So yeah, I just wanna keep pushing the skateboard kind of movement in Australia. But yeah, let's get into this video guys. We're gonna have the best trick contest on the dog bowl, like just the dog bowl itself. Put it out of like 830. Boarding on a pink rug. What size is that? There's eight, eight two and eight two. They should have it. We're trying to get you to pick one. I do this one. Just pick the all-chain board. Shout out to Jimmy Schroder for looking out for this board to get away tonight. Custom graphics. Oh, front wind. Thank you very much. One, two, one. One, two, one. Yeah, no, my phone hurts. It's got some pain to lose. Mr. Mullen, Mr. Steven. Congratulations. Could you please come down to the judge's panel here? Last thing, guys, before I end this video is shout out again to everyone that come down for the night and supported and skated and dressed up and everything. Shout out to everyone that helped, like, organize everything and like, yeah. Shout out to everyone that came down and skated and stuff. Hopefully next year will be bigger. If you got to this point in the video, that means you enjoyed it. So make sure you hit subscribe and leave a thumbs up. Drop us a comment down below. Yeah, next year, bigger and better Halloween. I gotta try to get more vids out. It's just, yeah, I don't know. I'll try my best to get another video out soon, guys. Thanks again for watching and I'll catch you all in the next one.


This is stock number 7C134A, a 2013 Subaru Outback. We are here at Summit Automotive in Fond du Lac, Wisconsin, checking out this super clean ride. From this HD video, you'll be able to tell that this Subaru is extremely clean all the way around. We shoot all of our videos in 1080p, so if you have HD capabilities, turn them on now. It's like you're right here looking at the car with me, and you can make a smart find decision from your comfort of your own home. Factory alloy rims, this has Dunlop SDL tires, and these tires look like they have probably about 60 to 70% of the tread left on them. This vehicle has the 2.5 liter, horse cylinder motor, pumps out 173 horsepower. The color on this Subaru is Twilight blue. It's kind of a cool, fluorescent blue. It has the projector lamp headlamps, the factory fog lamps, and then you can see any dense things or cracks in the front bumper. The passenger side rim is in really nice shape, and it'll scoff their scrapes on that. That's typically the wheel that gets all the curb rash. And as you go down this side of the vehicle, you can see just how clean the body is, how reflective and glass-like that paint is. We take these HD videos so if you are far away, or even if you are close by, and just can't make the trip down, but you're still interested in purchasing the vehicle, you can see the vehicle, hear the vehicle, and have confidence in the overall quality of the vehicle before you can get here. Your rockers look really good. The back rim is in excellent shape as well. And these back tires have just as much tread as the front tires. The rear bumper is in excellent condition, no scuffs or scrapes or cracks on that. The rear gate is in excellent condition as well. This is a premium package and a partial zero emissions vehicle. It has the nice all-weather mat back here. Under here you have a little storage area. And then even under that, you have the spare tire. But very clean back here. This is a manual closed gate. Down this side of the vehicle, just as clean as the passenger side. I didn't see any dents or dings on this side of the vehicle. Very, very clean all the way around.  You do get a power driver's seat. There are no rips or tears in this seat. Very clean. It has factory all-weather floor mats throughout. Power windows, power locks, and power mirrors. As you can see, this vehicle does have 85,165 miles. We have Bluetooth audio controls and radio controls on the steering wheel as well as cruise controls. The steering wheel itself is in really nice condition. No major wear. CD player. Climate control. Both of these seats are heated. Passenger seats in really nice condition as well. No rips or tears on that. And we do have an all-weather floor mat on that side as well. The carpeting is very clean in here. We'll take a quick look under the hood and check out the back seats as well.  The back seats are very clean as well. No rips or tears back here. Kind of got a neat little handle down here to put those seats down.  Down here we got the all-weather floor mats. Carpeting is real nice and clean back here as well. And we'll take a quick look under the hood. Those mirrors are heated. You can see that the hood itself is in really nice condition. I didn't see any dents or dings on that. And 2.5-liter four-cylinder motor. 173 horsepower. This vehicle has been fully safe and inspected by our store. The shop has a fresh oil and filter chain. All the fluids have been checked and topped off. And this Subaru is 100% ready to go. To see more pictures of this one or one of our other 400 new and used cars, trucks, SUVs, minivans, Wranglers, you name it, we got it.  Videos of every single used vehicle that we have all at SummitAuto.com. Thank you so much for checking out this video. If you want to make this one yours, give us a call right now,<PHONE_NUMBER>. Ask for one of our sales professionals to make this one yours today. Once again, that number is<PHONE_NUMBER>. Thanks for checking out my video. If you want to check out more, go to www.youtube.com. Remember to like, subscribe, and share. In fact, in a second you'll see a subscribe button on your left. A link to more used inventory videos like this one on your right. If you haven't been to our website on the bottom, a link to this vehicle on our website, click those, check them out. We look forward to helping you with the Super Clean 2013 Subaru Outback Premium. Thanks again.


Slap everybody forced here ripping one box of 2022 legacy football hobby for Jonathan P Here we go Jonathan. Good luck, man. We're out of jerseys currently Blake We don't have any in stock. We might have a few left, but they're not in stock currently they might be being safe for a group break Yeah, Ricky Danny Gray Zach Pierce Come on there to tear. Let's see you there to tear David O'Jabbo Matt Corral Stinks that corrals out for the year Skymore Aiden Hutchinson That is a Trimmick bride rookie 183 of 199 Brian Washington Jerome Ford a Zach Wilson 3402 99 Kyle Hamilton James Cook a silver rookie Jaquan brisker Is they a likely Desmond Ritter? Wow nice Khalil Shakir 7 of 25 on the rookie auto. I wonder if you'll get some playing time for Buffalo this year Cooper Cup we should be pretty solid. I know they got obviously digs Davis. I say I'm a Kenzie now Dawson Knox You'll hear decent prospect. I'm odd Gardner James and Williams a mini under the lights This Cooper Cup for another auto here. Come on now Mleek Willis rookie Tyler Beatty guys Zeke Elliott 801 50 Wondell, I know K-Bon Thibodeau Kobe Bryant's Chrome rookie Desmond Ritter Traylon Burks Devon Lloyd Kyron Williams Jermaine Johnson the second a David O'Jabbo silver rookie auto Caffrey there Jordan Davis Chris Alave under the lights Aiden Hutchinson chrome rookie there nice Hutchinson Evan Neil Isaiah Spiller Kyler Gordon a Legacy or not a mini camera Jordan. I mean it is lazy camera Jordan bronze is that number two 40 of 75 Breeze Hall Johan Dotson a Andre Ryzen 256 a 299 Romeo Dobbs Christian Watson and a Damian Pierce rookie Chrome on the back. There you go. Thanks again Jonathan. We'll get these cards right out