Hi everyone, come in and take a seat. Welcome to Blockchain from the bottom up. We're going to introduce to you some lessons from creating financial empowerment in remote Pacific Island communities using a real-life use case that's still ongoing now. My name is Sandra Wantege Hart. I work for Oxfam. It's a global nonprofit present in over 90 countries. I am the Pacific Cash and livelihoods lead. So for the past 10 years, I've been working in disaster preparedness and response. And I manage the portfolio of programs across the Pacific region that are designed to deliver payments to people affected by natural disasters. My name is Nicolines and I'm the co-founder of Senpo. Senpo is a tech startup that really focuses on creating financial inclusion for unmade communities. This is a number of really interesting use cases for the one we're going to be looking at today is how to get cash to vulnerable people in crises. So together, we've managed to run the world's first cryptocurrency-enabled cash-based assistance program using Oxfam's experience, field presence and community reach, and of course, the ingenuity of Senpo. Nicolines doesn't work. So first I'd like to start with an anecdote. So when we were working in Vanuatu, plastic agnotes had been introduced relatively recently. And people were really excited about it. And they told us the best thing about these new plastic agnotes was that you could bury them in the ground for longer without them rotting. I love this anecdote because for me, it was really the first time that the concept of being unbanked shifted from this mildly academic concept to something that was actually really, really tangible. And I think too often, blockchain projects looking at financial inclusion really take quite a superficial approach, believing that technology can be just injected into communities and everything will be magically better. And we reckon that this has left much of this discourse around what chain for financial inclusion is somewhat disconnected from the realities that people experience on the ground. So here today as a community at DEF CON, we believe that we absolutely cannot in good faith claim to be solving some of the world's biggest challenges without working with and in communities. Blockchain has from the beginning been promising financial inclusion, open payment systems for underserved communities and marginalized people. But in order to do this, we need to actively reach out to those communities and get there rather than just staying in spaces like this. So this is Van Wat Tu, also Van Wat Tu. Van Wat Tu is a collection of 83 islands in the South Pacific Ocean. It is a country that is extremely remote so don't be afraid if you have never heard of it before. Van Wat Tu is with all these islands extremely dispersed. It's very sparsely developed. And in fact, most people on their islands do not live close to a bank. In fact, banks are often not even on the same land mass as they are. Another fact is that most of these people live closer to a volcano than they do to a bank. So there are actually more people who are volcanoed in Van Wat Tu than people who are banked. In Van Wat Tu also, it's a question of urgency. Van Wat Tu is the world's most disaster prone country. It sits directly on the ring of fire. It sits in the middle of the Pacific Cyclone Corridor. It sits on the front lines of climate change. And as such, this use case has been embedded within an existing disaster preparedness program. So let's talk about cash in why you wanna do it. Why would we wanna give cash instead of in kind aid, such as food or clothing? And the reason we wanna do this is because, collectively, we're pretty terrible at working out what vulnerable people need during the crisis. So 70% of Syrian refugees have actually sold the aid they've been given to buy while they actually need. So it makes a lot more sense to just give people cash instead of in Detroit, that whole process. The problem is, is getting physical cash to people in a safe and secure manner is really, really hard. There's stories of NGOs shipping folks of cash up the river because they're less likely to be ambushed then when they were dried up on a road. Here's an alternative approach that we're putting into practice. If you just let people buy what they need from the stores, you can just reimburse the stores instead. These things instead of needing to find ways to get physical cash to hundreds and hundreds of individuals, instead you only need to find a way to get it to a handful of stores. And this is often a lot easier because stores can have a higher level of financial inclusion than individuals. You need a way to track how much each vendor is owned. So we give each vendor a contactless payment card which looks like that, or this, it's the same thing. What's great about this is it's really, really inclusive. It means that we can help in how anyone regards what kind of a bubble phone I'm on. So this card is tied to an Ethereum wallet which means that we can track the credit spending in it. But we can take this step system one step further and make it more resilient by not just tracking credits, but instead actually using a stablecoin pep to the local currency as a measure of transferring funds. So this means that vendors actually have real value that arrives in their hands every time they accept a payment. It's more than just a promise from Sembro that will repay them. This is critical because it means that then the vendors don't have to rely on us to repay them. They can find another provider to sell them their stablecoins or sell them by their stablecoins off. Even if Sembro does end up doing a lot of the green payments, this fundamentally changes the structure of what we're doing. We're no longer just an end-to-end payment provider actually now two things. We're now a wallet and an exchange. And this is really important because it changes the regulatory structure under which we operate. And this makes it a far more flexible for us to operate in an otherwise really difficult country like Lebanon or Ghana Water. So this is a very tangible advantage of using a blockchain over the existing processes. So to quantify this, it's 96% faster than what we would do or what Oxfam was doing in the past. This is because we're able to bypass a huge chunk of that existing banking system. So again, what does blockchain do for us? We speaking as an NGO. For me what this does is it starts to break some of the chains that are consistently constraining the way that big UN agencies, NGOs, foundations and other non-profits operate. When you use a crypto-enabled payment system what you're doing is you're creating borderlessness around the way that money is traced and the way that money is donated. What this means is that you're opening up that humanitarian system to include new actors and in our case smaller vendors. It also means that that borderlessness allows us to do a revive and with local vendors across and between multiple locations at once. Because as we know, the world's earthquakes, the world's cyclones, the world's volcanoes absolutely do not care about borders. They do not discriminate according to which country you're located in or which country you've targeted your donations to. So in addition to improving efficiency and automation it takes what are unnecessarily complex and slow systems of big agencies and it makes them much more simple, much more intuitive and much easier for local microeconomic stakeholders to use. Now our system, our humanitarian system today is also unnecessarily hierarchical and I'll even say that it is still very colonial in the way that people decide who should get what and who is making those decisions. This results in monopolies of control and privilege and power and concentrations of donations when in fact in reality communities are always the first responders but they are almost never the main responders. But now, using these types of systems building in communities and with them we can start to focus on enabling small economic stakeholders to play an active role in that process. So they then become active agents of recovery as opposed to being passive recipients or beneficiaries of humanitarian assistance. So this sounds great in theory but now it's time to talk about some of the realities on the ground. We actually developed the first version of our platform working out of a Syrian refugee camp in northern Lebanon, that's it here. We plan to authenticate these cards using a PIN. Seems simple enough, this is exactly what we all use on a day-to-day basis with our PIN cards. When we got there we found that there was much aid program being run using debt cards also using PINs to authenticate so fundamentally a pretty similar system. What we found was that people would write their PINs on their back at their cards these cards would be handed across to the vendor who would check the PIN and type it in for them. This is exactly what we saw for very obvious reasons, that's not my real PINs. Now PINs are just Arabic numbers so it tricks us into the impression that we're working with a concept that's really, really universal. But for people with lower literacy who are not so used to these so-called Arabic numerals it's pretty much an impossible concept to take a PIN and memorize it. To illustrate this point here's what actual Arabic numerals look like. So even though the numbers that you and I use on an everyday basis is actually based off this number set trying to remember a PIN someone becomes really, really, really hard. So this is where we need to start to check our assumptions and revisit them and really challenge why we think we are well placed to decide on behalf of someone else and to speak and replace their voice in the process. The reality is that the way that the global financial system and its payment instruments function does not apply to many, many people in developing countries. In fact it doesn't relate to them. Sometimes it's not even there. People don't have debit cards, there's no bank, there's no way to pay and sometimes those payment systems are there but they simply don't work or they're too expensive. So how to resolve the security issue? We explore many, many things over this process like symbols or colors ways to make this team more right, easier to identify. But ultimately the community in Badawacha suggested something really, really simple to us just to display the name on the thing that was pointed out to us during the payments so they can check it. Now this seems trivial so why is it so effective? So the reason this works is because it mimics the way that transactions are actually secured in these communities especially at the micro level. So speaking at the village level it's actually very, very difficult to use somebody else's card or take somebody else's belongings without either the vendor or somebody else around you eventually saying that is not you or that is not him, that's not his or that is not hers. Those systems of accountability are in place for somebody who wants to steal something eventually they're going to meet a relative of the person that they've stolen from. So case in point in Badawacha we've done nationwide feasibility studies to actually assess if payment systems as a mode of response is possible and in so doing we consulted with some of these small vendors that we work with now and what they do is they do regularly lend money to people just on the basis of knowing their names. They're lending money to people on the basis of knowing their customers so this means that the vendors at the community level are actually doing KYC and they're able to cross check and verify that information leveraging their relationships with people in the communities around them. Now blockchain as it's currently designed is really optimized for trustless environments and I think we need to interrogate this a little bit because in my world where I live, where I work where many of the billions of the world live and work, financial security is far more about enhancing existing social frameworks of trust. So really relying on those that you can trust as opposed to operating in a trustless vacuum. So this isn't to say that blockchain doesn't help. What we have is a secure framework that can enable social models of trust to flourish and to expand by accelerating the exchange of value amongst and between people at the community level but at the same time limiting the capacity of those people to be able to abuse each other's trust. Now what this means is that we can start to bridge the gap between local and international models of commerce by using systems that are adapted to the way people behave. Communities are more decentralized than what we're used to dealing with but it's not always in the ways that we would expect. So we're in Japan and in honour of that I'd like to write a pipe in. The reality is that if you want to work in a country you need to pay advice with the regulatory expectations for the authorities there. Senpo knows this the hard way. We've been had team members harassed by his pistol at Lebanon for trying to push those boundaries too far and ultimately our actions don't just affect our company but also the end users who unlike us don't have the privilege of getting out of the country and leaving. So this is consequences that have really really big implications. Now knowing who is sending or receiving funds is at a core of a lot of these expectations that authorities have. You need to be certain that a person sending money or receiving money isn't part of a terrorist sale for instance. They're sending multiple identity documents from someone and then cross checking them. What we've been doing is that this whole thing breaks down pretty quickly. People spell their names differently on every single piece of documentation. Dates of birth often tended to differ by months or even years. This isn't some of the various plot to conceal identities it's just the nature of emerging markets. Ultimately though it means that the concept of document based doesn't really work for a lot of the world. And it also means that this neat little diagram I showed you of a stablecoin being sent directly to people is unfortunately pretty much illegal. Stablecoins are far too liquid. There's a couple of tweets we've made to get this to work however. Instead we can use stablecoins as collateral to make a new token or voucher. Conversion from this token back to a liquid stablecoin is only possible if you've passed AYC checks and your address is on an online contract wireless. If you're not on the wireless you can't access the underlying collateral. However you can still spend these tokens. This means that by conducting KYC checks on vendors we're still able to distribute to individuals who would otherwise be off limits. This sort of process where one form of value has different levels of liquidity to different people and baiting this into the core of the implementation is something that would be pretty hard to pull off without blockchain. And this leads us to a pretty interesting conclusion that crypto doesn't need to be the enemy of financial compliance but rather it can be a tool to help meet it and increase financial inclusion. So the take away for you guys is that trust is not always in institutions in places where those institutions don't exist where that infrastructure is not there. In fact trust is actually in each other. It sounds common sense. It sounds very human. Let me give another example of this happening. So in the Solomon Islands I had a discussion with the telco that was launching mobile money. One of the test groups had a guy who received money into his mobile wallet on his phone and he immediately went to the cash out agent. And he said to the cash out agent I'd like you to cash out my full balance right here right now on the table. The cash out agent cashed him out no problems and this man counted his money bill by bill and then gave it back and said okay thank you I'd like you to put it back inside now. He just wanted to check that that money was real. He wanted to check face to face with somebody that he knew that that money was real because he just did not believe that it could be on his phone. So this is where we can make some magic right. So when you have a tech startup like Sample that's able to code that's able to iterate on the ground within the community and do this on the fly plus an organization like Oxfam a society group that is embedded in the community that has an unprecedented level of access that's able to amplify those community voices and encourage participation through translation and communication. You can create something entirely new. So this is the last mile. So this is where we can work in harmony and literally build out the front end beyond the existing infrastructure and even beyond the digital infrastructure. That front end needs to end within the community and that needs to be done through that level of community engagement and boots on ground paper, paper. So this is where we need to start blending advanced technologies with the knowledge and techniques of people that are used to communicating with communities and this is also where we can start to create feedback loops that are mutually beneficial. So when you have tech that is enabling reach and allowing you to build beyond the infrastructure does not go that tech can create efficiencies and transparency but when you have community representation community presence community voices and connections then what you're doing is you're ensuring that that tech is being enriched through iterative development that it remains inclusive and that eventually it's becoming more robust. So what have we been doing what have I been doing I've been acting as a translator. This is how we include the voices of the many and in fact we have encoded those voices in the way that this application has been constructed. These are people who are on the fringes of digital infrastructure. These are people who do not have digital access who are not digitally literate but yet there is evidence of them in the way the application has been built and therefore it's easier to use and this is also what makes underwalked cash extremely distinctive. So Simo developed a platform working across several countries Greece, Lebanon, Iraq, Kurdistan, Vanuatu and so did Kenya and one thing we've wanted is that even the realm of payments is so much diversity right now. In Australia 94% of payments are made using a contactless payment card while in 2014 more money was transferred by mobile phone in South Africa than in Europe or North America put together. Meanwhile in Japan I can't remember the time last time I've seen so many coins. The point is is that all communities are totally different and need to be treated as such. And the thing is decentralization is not necessarily guaranteed diversity. Blockchain may have decentralized computer code but the decision we've made on these layers already suggests so much about what the user experience on top of this will be. The rates of inflation and currency, how private keys are stored and the legal implications of our designs. If we're not careful we risk trying to homogenize the way people globally interact with finance and the process that we construct for our world doesn't necessarily translate. Blockchain needs to help bridge this financial inclusion gap rather than extending it. In the scheme of things, many of the systems that you and I work with on a day-to-day basis they work at least okay. I got here on a perfectly legal passport and went through the slightly bizarre experience of withdrawing a ton of money using my credit card but it worked. But for me, where I live and work is not the case. For many emerging economies for many markets in the global south this is not the case. But in some ways Blockchain is actually better suited to those communities than it is to those of us who have the infrastructure working just fine for us as we pay and as we travel. This is a solution now that has grown out of one of the world's most remote communities. This is happening right now and we absolutely intend to extend this both as partners but also with these communities in order to enable one community's experience to grow and develop and improve the next humanitarian response but also to inform the next community that's going to engage with the tech. We believe that the nature of Blockchain development should be inclusive not exclusive. The system of delivering humanitarian assistance is absolutely no exception to this rule. And so the final takeaway here if we can do this in a place like Vanuatu then there is absolutely zero excuse for those who are at this conference and elsewhere working on Blockchain to not engage with communities and go that extra mile. Thank you.


You too team keep it clean What's going on? It's engraving here with another video and in this video just some random topics that I wanted to talk about with you guys Especially after last night's game And I didn't really get a choice a chance to stream this morning on the way to work Because when I woke up this morning, I literally did not have a voice my throat was like killing me It was just bad man, it was bad and I was spitting up all this mucus and stuff anyway stuff stuff that y'all don't want to hear about but anyway In this video, I just wanted to talk about sort of the state of the Ravens right now where they are after last night's win against the Dolphins where where do I think they're headed? Also possibly trading for a wide receiver how that could possibly go what could happen with that? and also to talk about Joe Flacco and his return timetable. I know we don't have anything definitive But it would just be more so be my thoughts on when I think we'll be getting a guy Flacco back First and foremost, let me introduce myself me. I'm engraving vids Um, this is my YouTube channel engraving vids and I'm a Ravens fan And even though I'm a Ravens fan on here. We just talk about football period So if you're Ravens fan, or if you just love the game of football and you love talking football Make sure you subscribe to the channel And turn your notifications on so when we do go live like this and in any other videos You'll be notified and you already know me And make sure you leave a like on the video to click that thumbs up button but anyway First where are the Ravens now? Where do the Ravens stand right now? What what kind of team are these guys? They're four and four four and four And they just had a decisive blowout over the Dolphins if Flacco would have continued playing in the game Who knows how the game would have went now when I say that I feel like I feel like the Second half the 20 points that they scored in the second half. I Don't know if they would score 20 points, but um, I think a lot of what they were doing was because of Flacco that team I Got a newfound respect for Baltimore And just for the team Based off of what happened last night as soon as Flacco took that shot Because a lot of things happen over the the course of the game one The biggest thing was the team responded both immediately They they responded both immediately in the short term and they responded in the long term, too Now when I say it when I say that what I mean in the short term you saw Ryan Jensen That dude came straight up and he ain't try to knock Kiko Alonzo's block off But he came push them or whatever start getting in his face hard bar the head coach He got up and Kiko Alonzo face team wasn't having it. They wasn't having it So they showed that they had Flacco's back right away and then Throughout the game with them putting up another 20 points Well, actually excuse me another 27 points because Flacco and the offense They only got them into the red zone then Ryan Mallet came in and through that touchdown to make it 20 to 0 So with them scoring another 27 points I think a lot of those points that they put on the that they put up was for Flacco I think that was like a shout out to him saying hey, we love you and we want you to get back But since these dolphins did that to you then we are going to do this to them So that game got really personal last night. It got really personal But anyway going forward Ravens are four and four so that they still in things I mean it it didn't feel when we were three and three didn't feel like we were three and three But we were three and four didn't feel like we were three and four felt like we were like one and five or something like that I kept saying that But then us being four and four right now it feels like we like it feels like we like three and four to me Last night's win was nice. It was very decisive But it doesn't have me feeling like oh, yeah, this team. Okay, there they are now. They have come alive now I don't feel like that Reason being because dolphins why every single NFL team is a challenge and every single team that the Ravens faces a challenge Because they make every game challenging. I don't feel like Did they played a complete game yesterday? They sure did yesterday was the best game they played all year Obviously by the score and the dolphin score too. They didn't let them score at all But um, I don't feel like they're quite there yet. I feel like the offense still got some issues I feel like the running game the running game can definitely uh They need to keep pace with that keep pace with the running game But the receivers Jeremy Macklin cannot he can't be the only guy doing stuff And again, we have been talking about this for forever now Jeremy Macklin can't be the only guy doing it. He can't be the only guy doing it now This kind of leads us into the next topic shout out to Chickas because he put this on Twitter earlier today I didn't hear anything about it. I don't even know if it's just a room of whatever Or just somebody making a thought making an idea About the Ravens possibly trading for a receiver now One of those receivers that my boy Chickas brought up on Twitter in the article that he linked me to was Larry Fitzgerald I think what was that on NFL calm when they said that because I know sometimes NFL calm Sometimes they just want people to read their story so bad that they'll just put out all these different stories about possibilities And that's what reporters do though. They put out stories about possibilities not everything that they put is facts They just put it based on what a team might need or what they think may be a good fit for the team But somebody that the article mentioned that he linked me Was the Ravens possibly trading for Larry Fitzgerald now I tweeted him back I can't see that happening. I don't see Cardinals ever giving up Larry Fitzgerald. I just can't see that happen Would it be nice? Yes The last time we got a Cardinals receiver that last time we traded for a Cardinals receiver ended up working out pretty good And it's I think it's a I think it's a real possibility More so that we would go back and get that same Cardinals receiver that we had before that being and Bolden since the bills made him available for a trade I Could definitely especially given the state of the Baltimore Ravens wide receivers given the state of the Ravens wide receivers plate I could definitely see them making a move for and Juan bolder I could definitely see them making a move for and Juan bolder Larry Fitzgerald No, if he was on the trading block possibly he is older and But Ravens right now even with Larry Fitzgerald being older even with him being a definitely is a veteran He's been playing for forever now even with him having some of the nicest hands in the NFL And he's older he's an older guy and I don't think that sir I can't say that's not a move that Ravens will usually make but him being like right there at the end of his career I couldn't see the Ravens doing it But at the same time given their receiver situation and how desperate they may be I Could see them doing that if he was available, but I highly doubt. I know that guy's not gonna be available He is retiring a Cardinal Cardinals. I think even based off of um Just based off of the team Morale the teams just their love Fitzgerald. They're not gonna trade that guy. They're not gonna trade that guy They're not gonna trade them at all. It's just not gonna happen now like I said I do I can't see the Ravens going for like Anquan Bolton Like I said yesterday, I think they will be willing to offer like a six or seventh round draft pick To the bills for Anquan Bolton. I do not see it being anything higher than a fifth round pick Only because the Ravens knowing the NFL knows that the bills don't care for them They just probably looking to get something out of them.  What do they need? First they needed need to make sure y'all leave a like on the video make sure y'all click the thumbs up It's 30 people in here, but it's only 16 likes y'all make sure y'all click the thumbs up button But what the Ravens need is what we've also been talking about for mainly over this past week and a half They need a receiver That is nasty that is actually tough They don't have any tough receivers on the team right now. They just don't and I think that is taken away From the offense like I keep saying this offense that we got They ain't got no attitude They ain't got no attitude This offense doesn't have any attitude. They're soft They are a soft offense That's their problem. They're soft. They are too finesse They got to be they need to be gritty, man. They need tough players. They too soft toughest guy on the team I mean toughest guy on the offense is probably Alex Collins and he does the Irish dancing lessons That was just a joke. But anyway, hope nobody took that too seriously, please don't I know somebody's going to them anyway Um, oh, yeah, Jensen Jensen showed he ain't soft either. So thank you for that J. J B But yeah, the offense The the quote-unquote skilled positions on the office. They're too soft, man. They're too soft. They are too soft But yeah, we just we need attitude man We needed somebody we need to be we need to be more tough and Kwame Bowden will bring that toughness. Larry Fitzgerald He he's not really a tough guy But he's a good possession receiver, but like I said, that's not gonna happen anyway So if they do I'm glad I'm glad y'all could uh, y'all know how to take that joke so shout out to y'all. Um Montavious Bryant Steelers are not gonna trade Montavious Bryant to the Ravens as much as a lot of us would love that included myself They're not gonna trade him to the Ravens. He would automatically be a starter. He would automatically be a starter Who do you not gonna start over who? Perryman Wallace he would automatically be a starter But Yeah, and that would just drop Perryman down on a depth shot even though he's like he drops himself up down on a depth shot but But who and they also talked about I didn't see the article to about Cole Beasley Don't know if the Ravens were really interested in him Don't even know if the Cowboys would be willing to give him up because he is a big part of their team I wouldn't see that would happen. But I could see how that trade Would makes it because he's a true slot guy He got a nice set of hands And he can make some plays. I like Cole Beasley. I like Cole Beasley. Now, would he fit with these Ravens? I mean, I know they got they got Campanero I Feel like they almost cold cold bees in Mike Campanero almost like the same player Definitely one's a lot less injury prone than the other Remember a couple weeks ago and when Michael Campanero was our only healthy wide receiver and boy Did the times change very quickly because he ended up being he ended up being hurt and didn't play this game So the old Michael Campanero is back. He's back. We had been thinking or I had been thinking that oh man Would you who would have thought that would ever be the day when Michael Campanero was one of the only Ravens? Healthy wide receivers going into week seven a week eight in the regular season or week seven because it was last week Say wow, that's crazy. Then what happens very next week. Oh Michael Campanero out so anyway So, yeah, if they are gonna trade for somebody I don't think they're going to But I do I think they should yeah, I think they should Um What's up with Eric Decker, how's he been doing in Tennessee? How has Eric Decker been doing in Tennessee because I feel like he would be a great fit I remember back when all this whole Jeremy Macklin and Eric Decker thing was going on and we didn't know which one We were gonna get I feel like if they would have brought in both I was like, maybe that might not that might be too much But now looking at how things have turned out that probably would have been a good move Because Eric Decker could have been the possession guy the big guy but his wife she um There would have been some problems with his wife on the team She would have definitely got a lot of publicity for all the stuff that she'd be saying so I don't know how that would have worked out. Oh Decker is booty right now. Okay. Appreciate that David Thank you for letting me know so if he's bad with the tires and if he would have been on the Ravens He probably would have been even worse but anyway, um We do if the Ravens are gonna make a trade for a receiver Do I see them doing it? It's tough because Ravens don't usually make these trades in the middle of the season They don't usually do that. They don't ever usually do that, but I feel like these guys They know that the defense can be special if giving if given some time if given some rest if given some help from the offense So if you Can get that help, you know your team is four and four right now four and four So y'all are right there in the middle of everything and there are no clear-cut dominant teams out there right now Except for the Eagles Eagles been doing that thing But other than Philly ain't nobody been killing it ain't nobody been a clear cut Great team all around ain't nobody been dominant. Ain't nobody just been running things only Philly and that's it So right now the NFL my eyes wide open and who knows how Philly how long Philly's gonna last for I Hope they continue to do good, but who knows you just never know in these days in the NFL but It's wide open right now is my point especially in the AFC It's wide open Ravens biggest threat right now in the AFC is themselves and they're their own offense and their own consistency Of course, they will have to catch up with the Steelers. They do play them again in Pittsburgh So that game's gonna be extremely tough But I did pick them to split right now I don't know gonna have to see some consistency from this team though Before we talk about a split with the Pittsburgh Steelers since they already beat us in our house in our house But we'll see how it goes man and then With Flacco is his return timetable. We played the Titans in 10 days Well, maybe nine days from now, but we played a Titans soon So that's gonna be a tough game, I believe it's in Tennessee to they got to be on point for that game But we played a Titans. Oh That's gonna be a tough game. I think I'm gonna wait till we talk about that one later. But anyway Flacco, I think he'll be back by that game. I think he'll be back by that game. I don't think he's gonna be out. I Don't think he's gonna be out past that game I think Flacco make his make his return to the team End due time Cuz he's gonna have a long time to rest. He's gonna have a long time to rest He can rest up this whole weekend and I think he'll probably be back at practice maybe even Monday or Tuesday cuz Flacco again as as Annoying as Flacco can be as frustrating as he can be The guy is very tough. He's a tough quarterback. He's tough He'll take some hits. He's never been concussed before that was his first time. Yeah, I am I am home, but no, it's a shout out to Benoit But Flacco is he's a very tough quarterback So yeah, I I would think that he's gonna be playing against the Titans In next week when we go against him. So I mean we'll see Jermaine curse from the Jets. Could we trade for him? I know But Titans are bad. What have you been watching? I gotta see man We're gonna see man. We're gonna see cuz even if even if they are a bad team quote-unquote Then you know how Ravens do you know how they do? They if it don't matter what what team what a team is when they play Ravens, they are different They are different remember the Bears Remember the Bears game Remember the old Jaguars ain't really been bad Jaguars been like loop-de-loop. They've been up and down up and down up and down Flacco look like he thought he was still in Minnesota Yeah, his his his face last night was rough man. Like I said, oh that I've never I never really been I got mad over football games Before but it's been like different anger. I've been like more frustrated anger But yes, but now that I do but for the for last night's game the Just the anger in that get that that was a different kind of just being angry man That was nasty trade for the Vikings guy. Look what LeQuine Treadwell. He don't get reps in Minnesota But I'm if if you can't do good in Minnesota, I mean, what are you gonna do?  He's he's there he's been With with Eagles he's been he go up then it'll be like quiet. They'll be super quiet What's going on Baltimore bird game? Yeah, Jensen he did he got kind of laid him out. He just pushed him here and lay him out I can't say later now. He pushed him though. So curse. I don't see them going for curse I don't see that happening. Oh Treadwell slow, but he got hands. Yeah, he don't really get It ain't been working out for him in Minnesota so far Look like Flacco was heading in the right direction before that nasty hit. Yeah He was um Flacco have been doing this thing man. It was so far so good It was so far so good they weren't they weren't getting into the end zone They got that one touchdown and it looked like they weren't heading in the right direction But yeah, man, then they took them out. Is there any way Woodrum can start over mallet? Only if the same thing they're having a Flacco ended up having in the mallet But that's something that we're gonna have to keep an eye on next week To see if the Ravens activate Woodrum to the active roster or to see if they even bringing another quarter back to the active roster So we'll see man. We'll see We will see that's gonna say a lot about Flacco status. Even though like I said, I think he's gonna be back But depending on what happens We'll see. Yeah, Alice Collins does need to get into the end zone. I thought There was a play yesterday when they was in the red zone. They did a I think it was a pitch player they just handed it off to Alice Collins and he ran to the left and I thought oh man He's finally gonna get his first touchdown finally and he deserves it man. Alice Collins deserves touchdowns, man so he He ran the ball and he got it like to like the two-yard line or something and They ended up it ended up being a penalty But it was on the defense and the Ravens accepted it So I was hoping that he would have gotten to the end zone then but he didn't And how did they score on that drive was that the touchdown to? To Ben Watson, I think it was but anyway, I think Perryman needs more deep bones down the field I mean, I don't know what Perryman needs me Joe be back in time for Green Bay. I think so man. They were saying they don't trust him at the goal line. Really. I Don't know man. Let's see Fits coming I wish this was coming that'd be nice, but I Would not count on that at all not one bit because that's fit Larry Fitzgerald is a Cardinal Inside and outside that dude is the air isn't in Arizona Cardinal. He ain't going anywhere, man I wouldn't he ain't going anywhere. They're not giving that guy up, man They ain't giving that guy up. They love Fitz there, man. They love him. Everybody loves him. Oh Yeah, yeah, yeah, you're right. You're right. That's that's right. That's right They gave it to Buck Allen and he fumbled at the goal line.  Appreciate that man. Thank you Yeah, Flacco stole to Macklin what it was perfect. It was perfect. He put that thing on the money on the money Trade for cold beasley a Bryce butler. Oh, you want them going on cowboys receivers? Yeah, David Fitz is this is some serious man If anything the Ravens didn't seem too upset after Flacco got hurt They still put up more points and with that defense the Raven should be good next Sunday if like a game play I think cheeseburger. I think they I think the reason they put up a lot of those points was because that That defense was just they continue man. I feel like the defense could have let up They could have let up like they usually do but they were getting help They were actually getting help. They were getting help from the offense. The running game was nice Because you see Mallory didn't really have to do anything. They didn't have to do anything But the defense they held them in check they got the two pick sixes from CJ Moseley and Jimmy Smith So yeah, they were they were doing their thing man They were doing their thing Say man been watching for a minute really appreciate the accurate football knowledge as a fan keep it up But yeah from Baltimore, you know, and I got a lot to discuss as a fellow Ravens. I appreciate that man Thank you man. Appreciate that a lot man Wouldn't be surprised the Minnesota went through someone. Oh Michael. I forgot about Michael Floyd. I've completely forgot about that guy Since the urgency for Ravens could be a good thing make them focus on every year. That's true. Playoff ticks Flacco Hopefully man. Yeah, I saw a diamond get soon not gonna be getting suspended Um Not really a Shocker, I think I would think you would get fine Kiko Lanza though I would have thought he would got suspended, but they they still debating it or whatever So are you going to the Houston game on the night for the Baltimore Houston game? Okay, man Have fun. Hope the Ravens have some fun, too, and they put up another game like this Why do you think John always thinks a man that plays well even though he plays? Oh He plays like oh and then he put team keep it clean there instead of putting what he wanted to put I Think that's more more confidence booster. I think that's more of a confidence booster for Ryan Mallet Because say for instance you go out there.   You played absolutely horrible. That was such such bad play by you That's not gonna help his confidence level now. Do I think that's soft that you got to watch what you say about your quarterback? Yes, I do I feel like if somebody's playing bad somebody's doing bad stuff on the field You should call them out because they need to be held accountable for their actions You need to be held accountable for the actions but if I Think is more so with John Harbour like I said, I think it's just a confidence thing I think maybe they feel like oh, yeah, maybe Mallet is a little soft in the head So we got to watch what we say about this guy. I don't like that, but that might be I think that's what the hop-up might be thinking So, yeah, man, that was that But anyway, I appreciate y'all man. Thank you. What's up, Pyro? Oh from Ukraine. Okay. What's up tech technique? Thank you From a Ravens game. I got to go to a Ravens game first before I could do what do one from a Ravens game But yeah, my battery will be dead Now we ain't going to know Ravens games this year We ain't been a little while Been a little while so who knows though. Maybe The dolphins made the playoffs and then the Ravens came into Miami for a playoff game and then that maybe but Other than that. No, but anyway, appreciate y'all man. Thank you um Make sure you subscribe to the YouTube channel if you haven't already Turn your notifications on if you haven't already and let me make sure you leave a like on the video too And let me know what you think about these three topics check us appreciate you linking that to me on here So that ended up being a topic that we got to talk about on this video. So thank you all Appreciate y'all. Thank you. Thank you very very much. I'll see you on the next video and I'm out