I didn't want to face anyone. I didn't want to talk to anyone. I didn't really want to do anything for myself because I felt so... I felt like I was such an awful person that there was no real reason for me to do anything for myself. Depression is more than just a feeling of being down in the dumps or blue for a few days. It is a serious illness that affects many people. Symptoms can vary, but many depressed people lose interest in activities they normally enjoyed, have feelings of sadness, guilt, and worthlessness, and have trouble concentrating. Couldn't sit down for a minute really to do anything that took deep concentration. I tried a journal and I tried to do things but I couldn't do that. I couldn't... I didn't read a book, didn't really do... I barely went to class. I wouldn't get out of the house. I was in college. I wouldn't go to classes at all. I gained a lot of weight. A person with depression can feel irritable and restless and have sleep problems. Sometimes I'd sleep like only three hours a night because I couldn't sleep for weeks. But most of the time the opposite happened where I would sleep 10, 12, 15 hours a day even. People who are depressed can feel numb and tired all the time. In some cases it can even lead to thoughts of suicide. It was like I had big, huge weights on my legs and I was trying to swim. It just kept sinking and I'd get a little bit of a hair just enough survived and I'd go back down again. It was just constantly, constantly just fighting, fighting, fighting, fighting, fighting. Depression is a real and complex illness that has not yet completely understood. We do know that the brains of people with depression are different from those without the illness. But we aren't sure why. Scientists at the National Institute of Mental Health are studying brain images of people who suffer from depression. Trying to learn why it affects some people but not others. Treatments for depression do work. One type of effective psychotherapy is called cognitive behavioral therapy or CBT. CBT can help you change ways of thinking and behaving that may be damaging or contribute to depression. I had one really good therapist and through her I think I started really thinking about that I did have depression. Medications called antidepressants can also help. NIMH researchers are getting closer to figuring out exactly how these medications work, who benefits from them the most and how to make better, more effective ones. For many people, a combination of medication and psychotherapy may be the best choice. Depression can be successfully treated in many people, but sometimes treatments fall short. For this reason, NIMH continues to study the genetic, biological and environmental factors that influence depression so that new and better treatments can be developed. Other people it became easier. I totally think it is a lot easier when people know. I think that was one of the key things that helped me do it so that I wasn't doing it all alone. If you have depression, telling friends, family or someone you trust and finding a doctor or therapist are the first steps on the road to recovery. Depression treatment can take time to work, so don't give up. Read more about depression on this webpage. If the symptoms fit, get help now.


The narcissist will never tell you this.  They act grandiose, as though they are better than the average person, as though they are deserving of privileges and special treatment. But deep down they know the truth. They know they have nothing to bring to the table. They might say that they have money, but it's never going to be as much as you need, or as often as you want it to be. Or they might say that they can give you sex, but they've already had lots of one-night stands with people who did nothing for them, people who were low-quality, and yet they expect you to earn it, which is why whenever they're forced to step up to the plate, they get really angry, because, deep down, they know they have nothing to offer you. When they meet a quality person, they're forced to accept this. But as long as they're able to trick you into looking at yourself, they're able to live in this delusional world. The narcissist will never tell you this, but all you really have to do is ask them whatever they have to bring to the table, and then sit back and watch their reaction. That will tell you everything you need to know, because they really have nothing to contribute to your life. They have no intentions of making your life better, because usually they just rely on their manipulation. They manipulate you with sex or money, but they will never admit the truth, because the truth does not serve them. But that is why they never grow. They hate accountability. They hate to look in the mirror. They hate thinking that they need to do something to be better. They just want to be the object of your desire right now, without putting in any work to be that. They don't want to think about what they have to bring to the table. In their minds, they are the table.  When you are dating someone, you need to vet them properly. You need to investigate them thoroughly, to ensure that they are suitable. Because these narcissists don't have anything to bring to your life, you can make your own money. And sex is very easy to get. You don't have to rely on another person for that. And it should never be the deciding factor of a person's value. You may be a productive person. You may have spent years working on the qualities and abilities that made you the person you are today. You may have your own business. So naturally, you're going to want to know what the narcissist has to offer you. You're going to want to know what they can bring to you. You're going to want to know how you can benefit from being with them. Are they going to help you with your business? Are they going to clean your home? Are they going to cook food for you? The narcissist is preoccupied with themselves. They're not even thinking about what they can do for you. Because in their minds, you're just an object that is meant to serve them. If they're helping you with something, that's going to take time away from what they're trying to do for themselves. But they think they're the best thing since life's bread. They think they're very good. They think they're very useful. But they're not. They're nothing but a detriment to your life, which is why when they get involved with you. The first thing they have to do is to make you doubt your own qualities and abilities. They have to make you doubt your own achievements and success. Because otherwise you're going to be asking this question. You're going to be wondering what they can do for you. But if they keep you in a state where you are constantly seeking their approval and validation, it takes the focus off yourself. So you never realise just how much you have to offer. And you never question what they have to bring to you.  So that you don't think you deserve anything greater. Because if you knew your true worth, you would expect a lot more. But as long as they make you question your worth, they're in control. They make decisions for you. They have this mentality of a child where they expect you to do everything for them and bring them whatever they want. But at the same time, they want to be the parent. They want to be the one who is in control. The narcissist will never tell you this. But just ask them, what do you have to bring to my life? What do you have to offer me? They won't give you an honest answer. But you just have to observe their reaction. Because they're completely delusional. They want to act like they're on the side. But then they expect the full depth of everything you have to offer. When you're only deserving of that, if you're all in, which is why you need to take the narcissist off the pedestal, see them as they actually are, recognise your own worth, and then you will start to expect more from them.  You've been taught to see yourself as less than you actually are. Thank you for watching. I hope this video resonates with you. Please like, comment, share and subscribe. If you would like to donate, my PayPal link is in the video description. Coaching inquiries. You can email me at coaching.naq-survivor.co.uk. Thank you for watching and I'll talk to you soon.


The Equitable Life Assurance Society present, this is your FBI. This is your FBI, the official broadcast from the files of the Federal Bureau of Investigation, presented as a public service by the Equitable Life Assurance Society of the United States, and the Equitable Society's representative in your community. Are you one of the 47 million Americans who benefit from group insurance? Listen carefully to this special message from Mr. Walter S. Carpenter Jr., President of the E.I. DuPont Dinamooran Company. Mr. Carpenter says, and I quote, We are convinced, on the basis of our experience with group insurance, that this protection contributes importantly to employee morale. Some measure of its benefit is reflected in a study made a few years ago, which revealed that at least one-third of our deceased employees left no other life insurance. To an even lesser degree, have our employees made provision against accident and sickness through other than group insurance. Group protection has in these ways a proved value which we cannot overestimate. Yes, group insurance is something worth owning. In 14 minutes, the Equitable Life Assurance Society will give further important information about group insurance which will interest both employers and employees. Tonight's FBI file, Murder by Accident. In your mind's eye, when you picture the surroundings in which a criminal operates, you undoubtedly picture a filthy, crowded slum district in a noisy city. You never think of a quiet country lane when asked to imagine the typical environment of those who lead a life of crime. And yet, the greatest percentage of increase in crimes in the United States did not take place in the teeming cities, but in the placid rural areas of our nation. The towns and villages of America, as if waking from a long sleep, suddenly saw themselves inundated by the 1946 crime wave, a wave that brought ashore every violation in the book, including murder. Tonight's file opens in the kitchen of an old farmhouse. It is late in the evening. An old farmer perkins and his wife Betsy are rocking back and forth before the fire. Betsy breaks the silence. Did you read that paper the county agent mailed us, Pa? No, I ain't had a chance to yet, Betsy. What's it say? Well, it's about some new kind of corn. I didn't know there was any new kind. I thought corn was just corn. Not from what this paper says. What's new about it? Well, it's supposed to be able to stand bad weather. Well, no need to worry about that this year. No, I guess not. I never saw such a mild fall. Here it is, the end of November. There's a fog outside, so think you can hardly see the barn. Yes, it's the funniest weather I ever saw. Oh, I guess that's the barn. Sounded like it.  Yeah, I finished feeding the mink more than an hour ago. Did you move that hay in the barn so the boys will have a place to put the truck? Yeah, the barn's all ready for them. I hope it don't rain tonight, though. What? Well, I got our truck out behind the house. I figured there wouldn't be room in the barn for the two of them. Oh, well, don't feel like rain, Pa. Did your work turn out, boys? You tell it, Jack. Oh, it went fine, Mrs. Perkins. It was easy. Chuck, uh... Yeah? You better get rid of those pants. Aren't those blood stains on your leg? Oh, yeah, a guy got tough put up a fight. Oh, that's too bad. Wouldn't your boys like a cup of coffee? Oh, sure. That sounds good. How about you, Jack? Yeah, I'll take one. She makes the best coffee I ever had. Oh, thank you, Jack.  There's a fresh pot on the stove. Yeah. How about the, uh... Was the truck very full, Chuck? With a tub and every case is 12 bottles of scotch. Oh, my. Isn't that fine? Oh, here's your coffee, boys. Cream and sugar in them already. Oh, good. Thanks. Yeah, this job ought to be worth a lot of dough. How much do you figure, Chuck? Oh, never mind. We're in your heads about that now.  In a large city some 35 miles from the old farmhouse, Special Agent Jim Taylor is seated at his desk in the offices of your FBI. A report has just come in and Taylor is discussing it with Special Agent Bob Hopper. Well, we ride again, eh, Bob? I guess the boss thinks we make a good team. What's this one about?  Where? On route 347 about a mile from the ferry. Oh, what about the driver? What's his story? He's still unconscious. Hospital's going to call us just as soon as we can talk to him. Oh, well, I guess there's nothing else to do right now, then, huh? No, not a thing. I put an alarm out on the truck, and until we hear something about the truck we'll have to wait. Right, well, I'm going to grab some breakfast. Do you want anything? No, not a thing, thanks, huh?  I'll see you later. Better take some of this oatmeal, boys. No, no, not me. I just want some of that ham and egg and coffee. Me too, Ma. All right, but I... Say, Ma. Yes, yes. How'd you ever get into this farm and rag? Oh, well, a couple of years ago when Pop got out of San Quentin, we had a talk. We were making for the old. Uh-huh. And we decided that the farm out here would be a good idea. Give some of the boys who were hiding a place to stay where they could be outdoors. Yeah, then all bedrooms get awful small sometimes. Exactly. And they're unhealthy, too. That's a pretty smart layout, Ma. You got brain. Oh, that was nothing. Besides, it was half Pop's idea. Oh, by the way, where is Pop? Ain't he going to have any breakfast? Oh, he had his breakfast an hour ago. He's out on the barn. Switching the whisky you boys bought in into his own truck. Oh, he didn't have to go out this early. I'm not going to the town to late this afternoon. Yeah, and I ain't going to drive Pop's truck in until tonight after I hear from Chuck. Well, Pa had to get up early anyhow to feed the minks. So he thought he might as well do everything at once. Yeah, the... Had to feed the what? The minks. Yeah, we raise minks out here, you know. You mean lichen and fancy coats? Yeah, that's right, Jack. You'll be able to buy your girl one of them coats now, Jack. Well, all the dough we're getting from this job. Uh, I'm glad you brought up that subject, Joe. What subject? Money. Well, what about money? Well, I just want to be sure there wouldn't be any mistakes about our share. Oh, we agreed on that, Ma. We're going to cut everything right down the middle. That's right. 50% for you and 50% for us. Sure, that's the deal. When...when do you get paid? Tonight, when Jack delivers the stuff in Pop's truck, we get paid on the spot. And when Pop picks up the truck, I give him your share. Oh, that's fine. I got to clean up the house. Oh, it's the perfect man. Well, that's a pretty good description the driver gave us of one of the hijackers. Too bad he couldn't tell us much about the other one. Well, if we get this one, that may be enough, especially if you've ever been arrested in a gang. Oh, it's phone calls I made from the hospital. Help the little. Huh? Who'd you call? Well, you remember the driver said he was only a mile and a half across the Wesley River when he was stopped by the hijackers? Uh-huh. So, first they called the ferry slip. Oh, to find out if the truck had gone across? Oh, to find out if anything had gone across last night. Oh, yeah. It was a heavy fog, wasn't it? That's right. So heavy, there was a collision on the Wesley. They stopped running the ferries at 8.13. And the truck wasn't stolen until 9.15, according to the driver. Right. That means the truck did not cross the Wesley. Well, then I made a call to the fellow who was working at Towel Bridge over the Williams River last night. You remember the driver said he was a good friend of his? Yeah, yeah, I remember that. His friend's truck positively did not come back across that bridge. Then that means that it's still somewhere between the Wesley ferry slip and the Williams River Bridge. Check. But Jim, there's nothing but farms in that stretch. We'd rather make the job easier for us. There's no towns to hide in. Oh, well, let's do first things first, huh? What do you mean, Jim? Let's get those pictures for the driver to examine. Let's find the hijackers and we'll find that truck. Pop. Oh, why? You're worried about something. Yes, I am, huh? Well, what is it? Oh, something I heard Chuck and Jack talking about. When? A couple of minutes ago, I just happened to be walking past the room. And they called us a couple of old has-been. Oh, they shouldn't have done that. Yeah, not after we've treated them. Like two of our own boys. And then Chuck told Jack that after Jack delivered the whiskey tonight, they'd meet at the Blue Mirror Saloon. Instead of meeting you with the truck and our money? That's right, they're going to cheat us.  You see, you can't never tell but look smart. You know that. Yes, not. They even laughed and said, what could we do? Go to the cops? They said, no, we wouldn't do that. Well, now you know what I'm worried about. I don't like to lose all that money. We won't lose it, Pop. We'll find a way. Oh, hello, Jim. Hi, where have you been? I got a phone call from the doctor saying the driver was conscious, so I hopped over to the hospital. Oh, was he able to give you any help? Yes, he went through our file of pictures. He pipped one of them out. Who was it? A thug named Jack Brown. He'd been arrested five times. Was the identification definite? Oh, yes. He was positive Brown was one of the two men who hijacked the truck, so I called the police in the hospital. Do they know where he is? No, they went looking for him themselves a couple of days ago. I wanted to talk to him about some other job, but Brown had disappeared. Oh, sounds like Armando, right? Yes. He probably went into hiding right after that truck job. No word yet from our alarm on the truck, isn't he? No, not a peep. That truck hasn't turned up anywhere, which may or may not be good news. Yeah, yeah. Yeah, it might mean that whoever did the job still has the truck on his hand and the whiskey. Police have one good lead, though. They're working on it now. How's that? Well, Brown has been going with a girl named Nancy James. The police are going to question her. You think she knows anything about this job? She might. Right now, we're in no position to pass up any lead. Well, let's go downtown and see what Miss James has to say. Yes? Where'd you want me to put this ham? Oh, oh, the ham? Well, just leave it there on the table. Oh. Ah. Oh, you know where my boots are, Ma? Yes, they're in the closet. I cleaned them. Oh, thanks. Well, I think I'll go out and feed the mink again. Good. Is it that late already? I'll never have suffered done at this rate. Ah, that's all right, Ma. I'm not hungry. We can get... Hey, Ma. I'm not hungry. I just happened to notice over there in the corner. How'd you ever get Jack tied into that chair? Oh, that wasn't anything.  I told you, I'd think of something. Ah, you're wonderful, Ma. How'd you ever do it? Oh, it was easy.  Yeah, he was always talking about it. Well, after Chuck left, Jack came down to the kitchen for a bite of London. I put some of those drops in his coffee. Oh, so that was it. And then you tied him up after he passed out. Yeah, that's right. And then I made a phone call. Who'd you call?  The one who came out here from the city? Yeah, that's the one. Well, I called him, and he's coming out here tomorrow morning. What for? To buy our coffee. To buy our coffee. What for? To buy our whiskey. Oh, good. Now we can get all the money for ourselves. That's what I figured. What are you doing with those ropes, Pa? I just wanted to see if he was tied up. Wouldn't proper? I took good care of that. He can't break loose when he wakes up. Hey, Ma. What? Jack ain't gonna give us any trouble. Oh, do you figure that, Pa? You come over here and take a look. You see? He's dead. We will return in just a moment to tonight's file, which shows how your FBI promotes national security. Now let's hear from a typical American worker who has attained greater personal security thanks to his employer's cooperation and the equitable society. Believe me, I'm getting a swell break where I work. Good pay, and on top of that, we get complete group insurance protection. Well, you do get a good break. You get life insurance, accident and sickness insurance, and a retirement income, plus hospitals, surgical and medical benefits for yourself and your wife and children, all in one package from the Equitable Life Assurance Society and no medical examination. Milton, how come you get so much for so little money? Well, your employer pays a large part of the cost. And with so many of you in the plant, the boss can give you the benefit of his wholesale purchasing power. Well, it sure turned out to be a friend of need when they took my appendix off. I knew group insurance would cover the hospital expenses, but, well, I figured the surgeon's bill would nick me for plenty. But I discovered our group plan provides surgical benefits too. You know, group insurance was originated by the Equitable Life Assurance Society in 1911. Thomas I. Parkinson, president of the Equitable Society, says, group insurance is the most inspiring life insurance development of our time. If your company does not have group insurance, or if your company's group program is incomplete, your management can get in touch with the nearest Equitable Life Assurance Society office. That's E-Q-U-I-T-A-B-L-E. The Equitable Life Assurance Society of the United States. And now, back to the FBI file, written by accident. There have been surveys in the past which attempted to portray the average criminal, which tried to tell you how tall or how old or how heavy the typical criminal is. But those interesting statistics actually mean nothing. For, as you can see from tonight's case from the files of your FBI, there is no single type which can be classified as the criminal. Approximately two million crimes are committed in the United States every year. And they are committed by a variety of people. People of every age, every race, every creed. The criminal wears no label of identification. And the next major crime in this country, which will be committed within the next 17 seconds, might be committed 3,000 miles away or right in your own home. The night's file continues in the office of your FBI. Special agents Jim Taylor and Bob Hopper have just returned from questioning Nancy James, the girlfriend of Jack Brown. How do you figure a petty larceny crook like Brown whining over the pretty girl like Nancy James? No, he's got big shoulders and he's not bad looking.  I doubt they picked each other out because of their IQ. You think she's telling the truth? You mean when she says she doesn't know where Brown is? No, I thought she was lying. So did I.  At us? At whoever Brown did this job with. Yeah, that might make her talk. Well, wherever the two of them are, they're certainly staying very low. They sure are. You know, I do think, however, the girl was telling the truth when she said she hadn't seen Brown in a week. Hello? Yes, this special agent Taylor speaking. Hello, Chief. You did? Where? Mm-hmm. Yes, I see. And you're sure of the identification? Yes. Yes, we'll be out and take a look. Thanks very much. I think we've got it, Bob. What is it? There was a chief of police at Hendricksburg. The truck has turned up. Where? In mud up to its axles in the bank of the Williams River. Good, let's go out and take a look at it and maybe we can get a lead on where they're hiding out. Only one of them is hiding out now. Oh, yes. Jack Brown's body was found in the truck.  I'm going back and talk to Miss James. Papa, I wish you wouldn't feel so blue about it. Oh, it's just that you did your parts so good and then I bungled the whole thing. No, you didn't. I hadn't gotten stuck in that mud with the truck. They'd have found it anyway. Water isn't that deep at that part of the river. I know, but then it would have looked like an accident. Well, maybe the cops will think it was an accident anyway. No, I'm not so sure. I couldn't sleep so I was up in time to hear the news on the radio at six o'clock. What did they say? Well, they said the truck was found and that one of the bandits was in the truck dead. Oh, they shouldn't have called Jack a bandit now that he's dead. I know. It's very disrespectful. I guess if it was on the radio already it must be in the papers in town. I guess so. Well, that means that Chuck will see it. What do we do if he decides to come out here? Now, now don't you worry about that, Bob. Oh, why not? But don't you remember? Remember what? He liked my coffee, too. If he comes out, I'll just give him a coffee, coffee like I did yesterday. Come in. Hello, Jim. Hi, Bob. Did you see the girl? Yes. How about you? Do you examine the truck? Yes, I did. Find anything? Well, I brought back the coroner's report on Brown. What's it show? He died of an overdose of drugs. No bruises? None that could have resulted in his death, and he'd been dead for some time. Huh? He didn't drive the truck to the spot where it was found. How do you know that? Well, the police found the truck. The motor was still hot, and Brown had been dead for about four hours. I see. Anything else? I found some debris on the running board of the truck, and I sent it over to our lab to be analyzed. Oh, good. How about you? Have any luck with Nancy, Jane? Yes. Yes. Death of her boyfriend broke her down. She talked. How much did she know? Plenty. She was secretly married to Brown. Oh, and did she know who he was working with? Yes, a hoodlum named Chuck Parker. The police are out trying to pick him up now. Where were they hiding out? Did she know? Not exactly. She just knew that they planned to take the truck to a farm, switch the whiskey to the farmer's truck, and have Jack drive the farmer's truck back into town. Sounds like they were the neat double-crossed something. It must have been. I've got a hunch that if we can find that farm, we can find out how that double-crossed worked. Well, there's nothing to do now, but wait for the report from the lab. I guess not. Unless the police pick up Chuck Parker first. I don't understand what's taking the lab so long, Jim. Oh, it's not really so long, Bob. It just seems long when you're waiting. I guess you're right. Well, there's one good thing about the lab. What's that? When they do call and give us a report, we don't know it's right. I know, but that still doesn't stop me from wishing the phone would ring right now. Special Agent Taylor. I don't understand what's taking the lab so long, Jim. Oh, it's not really so long, Bob. It just seems long when you're waiting. Special Agent Taylor. Yes, sir. Oh, will you just hold a moment, please? I want to copy those down. Okay. Go ahead. Yes. And grain. Right. Thanks very much. Well, you wanted the report so badly. Now that we've got it, we've got to figure out what it means. I don't get you. Well, here's what was in the debris on the running board of that truck. Horse meat, wheat, some grains and wheat germ oil. That only proves what we already know, that it was a farm. That's right. I've got a hunch, though, Bob. About what? About those ingredients. I'm going to check. Yes, sir, thanks. Yeah, thanks very much, Professor. Goodbye. I think we might have it, Bob. It was a good hunch of yours calling the university, huh? Looks like I might pay off. What did the professor say? He says that those ingredients are used in the feeding of mink. I never heard of a mink farm around here. I don't even deny it. That doesn't prove there is nothing. Well, how are we going to find it? You know who could tell us? County Agent. Get him on the phone. It's getting pretty late, ma. I wonder where your friend is. Oh, he'll be along. Now, don't you worry. Oh, I'm not worried. And once we get our money from the whiskey, maybe we can buy a new car. Yes, that would be nice. We could even get you a mink coat. Oh, no, Bob, no. Huh? Why not? I couldn't wear a mink coat after seeing a little fella here on the farm. Oh, my, you're so delicate. But I guess that's your friend now. Come in. I just want you to know I was polite, so I'm not. Oh, Chuck. How nice to see you. Yes, Chuck. We've been expecting you. Don't hand me none of that. Where's the whiskey? Why? It's out in the barn right where you left it. What's your mother, Jack, for? Oh, Chuck, don't use that word. Jack just died. You bet he just died. And you just killed him. Now, Chuck, don't get excited. We can explain everything. I don't care about no explanations. Jack's dead. Well, that's too bad for Jack. Now the whiskey's all mine. All yours? Yeah, all mine.  Oh, no, Chuck. You sit right down here. Let me get you a cup of hot coffee. Then we can talk. Well, okay. What's doing in town, Chuck? Nothing much. Mom and I were figuring maybe we'd go in tomorrow, the next day. That's nice. A nice cup of hot coffee. All right, you old geezers. You see what I got in my hand? Why, it's a gun. What do you want with a gun? I want to stand here and watch you two drink that coffee. It was for you. What do you think I am, stupid? Don't you think I can read the papers?  Now you can drink it yourself. Come on, I'll take a drink. Oh, I'm really not thirsty, Chuck. What do I care if you're thirsty? Jack and I did that job. Now Jack's dead. Little while, you're both going to be dead. Nobody will ever know who did it. Drop that gun, Parker. Drop it. Who are you? All special agents of the FBI. Oh, you've been outside that door. Long enough to hear the whole story. Now you'd better come along with us. I know where you can all get some coffee. That's healthy. After separate trials, the trio of Leslie Perkins, Betsy Perkins, and Charles Parker were all sentenced to long terms in the penitentiary. Tonight's case from the files of your FBI was brought to you so that you, the American people, might better understand the variety of facilities which your FBI uses in its constant attempt to protect your lives and your property. The friendly cooperation of local police throughout the country has helped your FBI to solve a tremendous number of cases. And so has helped to build the international reputation the Federal Bureau of Investigation now possesses. Your FBI is happy to take this public opportunity to register its profound appreciation to every one of those core of police, and anxiously hopes that they will all continue to cooperate in the future, as they have in the past. In just a moment, we'll tell you about next week's exciting case from the official files of your FBI. Now one last word to business executives. Since group insurance was originated by the Equitable Life Assurance Society 35 years ago, thousands of employers have learned that group insurance means satisfied workers, builds loyalty and morale, decreases labor turnover, improves quality and quality of production. Get all the facts and figures from an Equitable Society group insurance expert. Whether your employees are entirely uninsured or have only partial protection, get in touch with the nearest office or write direct to the New York Home Office of the Equitable Life Assurance Society of the United States. Next week, we will bring you another colorful story from the files of the Federal Bureau of Investigation. The Return of the Killer. The incidents used in tonight's Equitable Life Assurance Society's broadcast are adapted from the files of the Federal Bureau of Investigation. However, all names used are fictitious, and any similarity thereof to the names of persons living or dead is accidental. Tonight's broadcast was directed by William M. Sweets. The music was composed and conducted by Frederick Steiner. The author was Jerry D. Lewis. Your narrator was Dean Carlton. This is your FBI is a Jerry Divine production. This is Milton Cross speaking for the Equitable Life Assurance Society of the United States and the Equitable Society's representative in your community, and inviting you to tune in again next week at this same time when the Equitable Life Assurance Society of the United States will bring you another thrilling story from the files of the Federal Bureau of Investigation. The Return of the Killer on This is Your FBI. This is the American Broadcasting Company.


Hello and welcome to CMC Markets on Tuesday the 27th of January and the weekly market update. And it's certainly been an interesting last few days. As expected, we got the announcement of the long-awaited European Central Bank Bond Buying Programme. The amount's concern came to round about a trillion euros over the course of the next 12 to 18 months. And the programme is expected to start at the beginning of March this year. So 60 billion euros a month over the course of the next 12 to 18. So I think the reason Mr Draghi delayed the start of the programme, it's not hard to see why we had the small matter of the Greek collections last weekend. And the outcome wasn't really too much of a surprise. The only concern was whether or not Mr Sipras would actually get an overall majority. He didn't get an overall majority. He's had to form a coalition with the independent Greeks. But their one goal, and I think it's their major goal, does tally up quite nicely. And that is essentially for an end to austerity and a renegotiation of Greece's debts. Now that does put them on a collision course with the ECB, the EU and the IMF. And to some extent he's painted himself into a little bit of a corner here. So that will be interesting to see how that plays out over the course of the next few weeks. Greece's bailout has been extended until the 28th of February. So we've still got a few more weeks before we start to get a little bit nervous about a potential Greece exit from the Euro area. Hopefully common sense will prevail. But ultimately I think the problem that that is Greece is something that we will continue to talk about over the course of 2015. For now we're going to have a look at the performance of the German DAX in the context of last week's decision. And also look at Euro dollar as well because we've seen fresh lows around about 110 98 lowest levels since 2003. And I'm also going to be looking at the S&P 500 as well as Apple's share price performance in the context of this week's economic data that we've got coming out from the US GDP, the recent US durable goods numbers, as well as the FOMC meeting which is due to announce its latest interest rate decision on Wednesday evening. So let's start with the German DAX or the Germany 30. And we can see from this daily candle chart that we've got in front of us here. We've seen a significant move higher. We've broken the previous highs at 10100 and we've broken out fairly aggressively to the top side. But we do appear to be running out of a little bit of steam around about the 10800 level. So we've gone really, really quickly in the space of the last few weeks from around about 9000 to nearly 11000, which to my mind is pretty impressive, but it's also pretty stretched. And that does seem to suggest that we could be vulnerable to a pullback. Why would we be vulnerable to a pullback? Well, simply speaking, despite the fact that the German economy is starting to show some signs of improvement, overall, the global economy doesn't look particularly healthy. There's concerns about China. There's concerns about the rest of Europe and the growth there. And there's also concerns as well about a slowing of the US economy. So I think if we do get a pullback and we certainly are due a pullback, we could get a pullback towards the previous breakout level, which currently sits at 10100. So we're looking a little bit stretched. The oscillator is starting to roll over a little bit. And depending on where today's candle closes relative to the previous day, we could get the potential for a little bit of a reversal in the German DAX. What we've also seen moving on to Eurodollar is massive declines over the course of the last two months. We've come pretty much from the middle of December from 125 down to loads of 110.98. Now by any stretch of the imagination, that is a big move. And we haven't really had any sort of rebound in that time. So we do remain extremely susceptible to a bounce back. And there are early indications that we could well get one. So what are the key levels that I'm looking at on this daily candle chart that could support such a hypothesis? Well, for a start, we posted a brand new low yesterday. And we have now posted or looked to be posting another positive candle today. But that even of itself is probably not enough to really reinforce an expectation of a bounce. So we're getting a bit of an improvement in some of the German economic data. But more importantly, we're starting to get a little bit of a deterioration in some of the US economic data. And that could be the catalyst that causes Euro to squeeze higher. But I think the key element to watch out for this week is going to be the FOMC meeting. There has been an expectation that we could get a US rate hike this year. Today's durable goods orders for December were very poor. The revisions for previous months were also very poor. And the likelihood is if the Fed comes across as more dovish than expected, we could see about a US dollar selling and a rebound in the Euro dollar. The key level that I'm looking for is 1.1470, which was those previous lows that we saw earlier this month. And the downtrend line that comes in from the December highs, both of which I've drawn in on this chart. We've also got significant negative divergence on the on the oscillator as well. And that does seem to suggest that we could be vulnerable to a rebound. So if we break above 1.1470, 1.15, we could get a significant rebound. In that context of US stocks, let's have a quick look at the S&P 500. Because despite the fact that European markets and the DAX in particular has been outperforming, US markets have been trading broadly sideways for most of January. They found very good support around about 1.1975, but they can't get above that 2070 level. And those highs, the January highs that we've seen just above the 50 day moving average in blue. So certainly keep an eye on those two peaks in January, around about 2070, 2065. And also keep an eye on the support around about 1.1975. Looks like we're in a range at the moment. And the likelihood is we'll probably remain within that range with a slight bias towards the downside. So let's finish up with Apple earnings because Apple's always a popular choice of chart to look at. And we can see from the daily candle chart that I've got in front of me is that we've got significant resistance through 1.15. And I think the key question that most people will be looking for is first and foremost over the Christmas period, how many, how many iPhone 6s got sold? How many iPhone 6s got sold? How many iPads got sold? And what, if anything, are Apple going to be replacing the new iPad Air with? Will they announce new plans for an iPad Pro? So key resistance at the moment is around about $115. Key support around about $103, $104. So Apple's earnings should give us a little bit of volatility in and around those price ranges there. Okay, so that's pretty much it for this week. Once again, thanks very much for listening. This is Michael Huston talking to you from CMC Markets.


Here's how you should deal with stress as a student. Now, often there's many reasons that you can be stressed as a student, but typically it's because you have tons of work to do and maybe too little time. And the biggest problems for these students, including myself when I was stressed out, is that often we just spend way too much stressing and never enough time executing. It's one of the best ways you can deal with stress is to have a specific day of the week, if not two, to plan on your planning. Usually for me, that means on a Sunday, I will plan my entire structure for that week on how I study, how I'll exercise, what I'll do what. And then typically in the middle of the week, usually on a Wednesday, I'll have a check-in date where I can see how my plan's executing where I need to make adjustments. But this is one of the best ways I've been able to deal with a ton on my plate, a huge amount of workload. Simply saying, let's go ahead and dedicate some time to do the planning. Another time that will be dedicated to make sure I'm checking in. The rest of the time is simply for execution. If you stick to that structure, 90% of your time will actually be spent on attacking what is causing you the biggest level of stress, which is the amount of work so you gotta get to it once you have a plan. Now, if you enjoy these tips and strategies and want more, make sure you check below how you can get access to our free Med School Success Handbook. And if you want more videos like this, make sure you hit that like, subscribe, and follow for more content just like this one.


Welcome to Dare to Dream Podcast. This is Debbie Dashinger, and the show is sponsored by Dr. Dane Here and Access Consciousness. If you love energy work and healing, and you want to do it anywhere in the world, go to drdane here.com as well as accessconsciousness.com. Dare to Dream Podcast has been nominated for two People's Choice Podcast Awards and a Webby Award. Dare to Dream is ranked in the top 100 best podcasts in USA and self-improvement on all of Apple Podcasts as well as ranking in the top 50 podcasts in many countries around the world. If you love this podcast and you'd like to see myself and the guests animated in real time, go to the YouTube channel at youtube.com slash Debbie Dashinger. I'm a certified coach and my expertise is visibility in media. I coach people to write a page-turner book, take their book to a guaranteed international bestseller, and I pull back the curtain. My clients have the system to be interviewed on media and podcasts, and they get massive results. I show people how to find and use media exposure so they can locate their tribe, fill workshops, and weigh more. They gain exposure and sell books in the most positive, easy way. If you'd like to get some free tips and tools so you can learn what your message is and you can get booked on media, go to debbiedashinger.com slash message. D-E-B-B-I-D-A-C-H-I-N-G-E-R.com slash message, get your free tools and templates there. My guest today on the show is Amanda Jane Clarkson. Do you want to know how to elevate your self-worth, net-worth, and life-worth? Amanda Jane Clarkson is a self-made multi-millionaire, best-selling author, podcaster, international speaker, successful entrepreneur, millionaires mentor, and chief executive officer of the Millionaires Magazine. Amanda has shared the stage with world-renowned business leaders such as Dr. John DiMartini, Tony Robbins, Robert Kiyosaki, T. Harve Ecker, Aida Butros, and Australia's former Prime Minister, John Howard. You can find out more about Amanda Jane Clarkson at millionairesmagazine.com. Welcome, Amanda Jane Clarkson. Welcome to The Dare to Dream Show. It is so great to have you. I am absolutely delighted to be here. Thank you for inviting me, Deb. We've been looking forward to this for a long time and just to have a real and raw conversation with you. Yeah, me as well. I want to start from an interesting standpoint because having just read your bio, which is really impressive and I hope is really inspiring for people who are listening and saying, I'll have some of that, please. I'll have some of that lifestyle, some of that work that I love that really creates a financial situation that makes me feel good.  Was your trajectory, Amanda, always like this? Was it always about this kind of work? And what were you doing before you got to this job, if not? It's a great question and a beautiful intro, thank you. But I want to be real clear and upfront. Where I am now has not been an easy, straight pathway. But I've known since I was very young that I always wanted to live this life by design.  I went to an all girls Catholic private school where you had to do this and had to do that, strict parents. And I just always wanted to break away from that. And I knew that to have the life that I dreamed of since I was a kid because I'm one of five kids in an average family. And I realized that to have the life I wanted, I had to find a way to make my own money, make my own pathway in life. And I literally failed everything at school, every single subject except religion and art. But then again, my father's sister was a nun who taught us, I think I only passed religion because of her. And I left home at 16 with nothing except a VWB tool. You remember those cars back in the 16, 1965. Hacked to the brim with all my junk. And I moved out of home. And I've been by myself since I was 16. I never went back home. And, but I'd always had a vision to start a business. But it wasn't easy. I literally had 33 different jobs. Didn't like any of them. I know it sounds crazy, but a lot. I had almost one job after another after another. I don't every two to three months. No, every two to three, six months max. And I would winch and wine as you do when you're young. And still do sometimes.  If you don't like it, change jobs. That was the advice I got in hindsight. I'm kind of glad now that she didn't molecule me and told me to stick it out because I didn't like what I was doing. And I think that was key for me, Deb, that if you don't like what you're doing, do something about it. Don't stay there and winch and wine. And so 33 jobs later, I got into business. So I realized I was just not cut out for a job, started different businesses. And I've had 14 different businesses. Many failures, a few successes, highs and lows. I've made money. I've lost money. I've had really down days, high days, everything in between. But I always knew in my heart I was here to serve. And I love nothing more than sharing my mission and helping other people get the life that they want. I struggled getting the life that I love for years. But now I get to help other people do that. And that's just what I live for. Yeah, I am in my fifties. I actually retired for three weeks. It didn't work for me. And here I am now where I get to have conversations with gorgeous women like you, just hopefully having an impact. When you talk about how pleased you are, here you are, the arc of your heroine's journey after going through 33 jobs, starting leaving, starting leaving. And then finally, in the last 14, realizing, OK, there's something along the business line that's calling to me. And now here you are as a mentor. Is there anybody you've helped as a mentor that you found somebody started out much like you, didn't really have anything, was a bit lost, not on a path that you've been able to assist who's really a rock star now? Yeah, I love that question. The truth is, along my journey and pathway, I discovered personal empowerment back in my 30s and realized, for things to change first, I needed to change and millions of lessons thereafter. But when business finally worked out for me and I started getting the rewards that I'd worked for, I realized that I had some sort of formula for that. And so for many years, we were on the speaking circuit, myself and my husband, doing wealth creation seminars all over the world, all over Australia. We went to America. We went to London. And we got to speak in front of crowds of from 30 people up to 5,000 people sharing an everyday story of how someone from my background with all the gear and no idea, if I could figure it out, anybody could. And I think people look at you and think, oh, you've made it, I didn't even consider myself successful. I consider myself on a mission and a journey still. But the biggest reward for me is seeing somebody go from feeling hopelessness, feeling like there's no answer to changing their life profoundly, mentally, emotionally, physically, spiritually, and especially financially. Tens of thousands of people became financially independent. Well, not financially independent. I think live their life by design because that's what we were teaching. That for me is what gets me out of bed every day. People think it's about money. It's not necessarily just about money. There's so much more to life. And anyone who comes to mind, in particular of all those many people you helped who started in one camp and ended up that they had gear and an idea. I love that. I remember this one couple was in a seminar and he was from a European country. I can't pinpoint where it is. It'll come to me in a second. And he was 23 years of age. And he landed in Australia with a sports bag full of clothes. Now him and his young bride at the time could barely speak a word of English, but they understood what we were saying. At the end of the seminar, they purchased the information program that we were selling at the time or offering at the time. He became, he was so determined because he grew up living on a dirt floor. So they were so poor where they came from they didn't even have a normal house. He was one of nine children. But he made it work because he realized that in Australia and some parts of the world in America, you have it so easy that you don't try hard enough or you quit when you're maybe a couple of moments from success. And he became a multimillionaire. Then he bought his family into Australia which all work for him now. And he has literally his whole family work with him and his parents have become financially free or from just attending that one seminar. And I think that story, his name was Christian. And that story has always stuck with me forever because you get from somebody from such a background of adversity and hardship to setting him and himself and his family free. It just shows that everything's possible with a dream. And taking action, of course. I love that message about finishing, right? And that we have it easy and not everybody has it easy. That's why in a lot of third world countries an education is something they never take for granted. In fact, many of them are actually denied. So when they have that opportunity, they do everything and they study so hard and they follow through. I had something recently where I was for several months of this year I got involved with an energy healing facilitators workshop. I had been fascinated by this woman and the amazing work she does. And I had been the recipient of these healing modalities several, several times. And it was profound. So I thought, I want to learn this. So when I speak on stage, when I do my retreats, when I have my people, not only am I using my Claricentian skills to read people and help them, but what if I can do hands-on? So I do this whole course, I'm done. And then their testing was, it was pretty major. I was finding many volunteers that you had a gift sessions to over long periods of time and tests and writing things up in summaries and it was a lot. And I got to a point across from Amanda where I thought, you know, I love that I learned this. I know it. I don't know if I'm going to use it. I think my gift is in my hands anyway. And I probably have other ways, other modalities I could use. So this was my thought process. I don't think I'm going to finish. I don't think I'm going to do the test. It's a lot. And I was telling my boyfriend, you know, I don't, I don't think I want to do this. I don't think I want to finish because it's a mountain to climb. He looked at me and he said, I can't believe you're saying this.  Like, how could you start something and not finish it? I don't care what happens in the finish line, but how could you not go to the end and hold up a certificate? And I was like, oh my God, he's so right. You know, I've done this, I'm a certified wine specialist in a couple of countries.  And I thought, who am I? Who have I become? But I'm thinking about quitting.  And I did, I finished it. I finished all the volunteers. I finished the testing. I finished writing. I did, I had to do three different tests and summaries and all sorts of things. I turned, honestly, my package was so big that when I scanned it, it cost $72 to properly scan it and submit it. But I was like, whatever it takes, I'm doing this to the bitter end. So I know in my heart that I followed through. I completed that. I will feel good when I look in the mirror. Exactly. And I appreciate myself. I love what you just said there, Deb, about who you've become. Because what I love to talk about with my people is it's not what you get, but who you become that is the greatest gift. And people sometimes feel or think that business or the pathway is all about making money and having stuff. But you soon realize it's not about that. It's the people you meet, the lives you change and the person you become. When you look in the mirror and you feel really good about the day's work that you've done, whatever that is, how big or small. But if you can impact somebody's life, made a difference, I think that's what I love the most. And I know you do as well. Make such a difference, but you've got to finish. You've got to be disciplined. You've got to be committed to it. So damn easy to quit. So easy. It is. And how many regrets might people have when they quit? Whether, even if it's subconscious, and much to your point, Amanda, because I aligned with something really, it was purely for me. So I felt good about me and I know I've sticktuitiveness. And what ended up happening is the people who volunteered to receive the healing sessions. And I had to have five people and they each received several. And it was a lot of writing up notes and them writing things before, during, after. What happened to a person is they said these healing sessions changed my life. One person who had broken up with his fiance and they'd been estranged for six months, they ended up getting back together. And he said, every time you gave me a session, all of a sudden we'd be in contact. Then we'd have a date and it worked out. Somebody else, you know, health issues cleared up. It was amazing to hear people at the end report back to me. And that was unexpected. I said, oh, you just laying on the table receiving, isn't this nice? Thank you. And they ended up saying, no, thank you. Because this actually turned my life around. And I was like, oh, maybe that's why I had to finish as well. Yeah. Yeah. And that wouldn't have happened if you'd not finished. It's just, you know, pushing yourself that little bit each time. And I think that's really gratifying, too, when you actually say, no, I'm going to keep going. I'm going to finish this. But from my experience, too, and having so many jobs and so many businesses, sometimes there comes a time, I call it like a life jacket. You know, when you have a jacket in your closet and you've been wearing it for years, maybe even a few months, and you put it on and you just know you don't look good in it. Or you've outgrown it and it's tight and it's uncomfortable. And you just, you just, yeah, you know, it's not right. Sometimes for me, a certain job or a certain business is just the wrong jacket. But I feel that's different than quitting. So there's difference. If it's the wrong jacket, change it. But if it's just through, I just don't want to push myself or I don't want to be uncomfortable, then I've got to ask myself the question. Is it the wrong jacket? Or am I just taking the easy road out? So I hear you saying that discernment at that crossroads is really important to heal or know thyself. So to be able to check inside and say, yeah, is it just, this is a wrong situation, wrong person. It's the vibe, it's just off. I know it's not right for me. And then honoring that and saying no and stopping or saying, no, I'm copping out. I'm really trying to quit on myself or somebody else. But actually it's time to go the distance. So discernment to know which path to take at what time. Yeah, that is perfectly said. Because otherwise we can spend months, if not years, beating ourselves up. Feeling like a failure, feeling less than, for instance, it might be a certain business where you love it. And I just doesn't make my heart sing, for instance. And then I know it's the wrong jacket. But someone might say, keep going, keep going, keep going. But you just know it's not right for you. Then you've got to make that decision. If it doesn't make your heart sing, doesn't make you just get out of bed or somebody has to crack the whip.  I'm not a motivational speaker. I come, I like inspiration, inspired speaking, not motivational. That was when I was a personal trainer. Making somebody do something they don't want to do. And you've got to ask yourself these questions. And I think that a lot of people forget to trust in their own intuition. So I love your tagline, which is elevating self-worth, net worth, and life-worth, if you will. So I want to start with the first principle about elevating our self-worth. Are there ways that you recommend that entrepreneurs somehow assess who they are in order to bump that up? But to really inside and out feel great about who they are. Yeah, you know what? Self-worth really starts with self-awareness. Who are you? What do you want? I remember growing up, I would get such a hard time.  Then because I left home, I didn't even get to grade 10. I barely got through grade 10, actually. I didn't do grade 11 or 12. And I left home with nothing. And you should get married, you should have kids, right? That was the upbringing I had back in the 70s and 80s. And I didn't want to get married and I didn't want to have children. I knew from a young age, it wasn't my pathway. And so self-love for me begins with awareness. Who am I? What is right for me? And it's breaking away from that conformity that so many of us, especially women, live with because we have the guilt or made to feel guilty by maybe our friends, people we hang out with. I got so much ridicule for years, Debbie, because I didn't want to have children. What's wrong with me? You're so greedy. You're only thinking about yourself and all this sort of stuff. But this is where self-love comes from. Asking yourself the questions, what life do I want? What do I want to feel like when I wake up of a morning? What makes my heart sing? What am I going to do to change the world or even change one person's life? This is what I really focus on about self-love and not feeling guilty about what society thinks you should do. Your parents, your teachers, religion. It gets hot under the collar some of these subjects, you can imagine, right? I came from the Catholic background. And I remember my father once came home and he said to my mum, because I've got two sisters, and he said, there's a little lingerie shop downtown. I've been doing some tiling work in it. And it's kind of like a walk-in, walk-out situation. I think we could buy this business for our daughters really cheap and get them started on their pathway to being an entrepreneur. We were 19 at the time. I was 19. And my mum turned around and she said, no daughter of mine is having a business. She's going to get married.  And that's the end of that. And I thought, that's not my picture of the world. That's not what I want. And the question I always put to people is, how much self-love do you have? Be coming aware of other people's decisions right for you. And it's having the courage, Debbie, to say, thank you, but no thank you, mum. That's not my pathway. But some people find that so hard to say.  You know, it's interesting because, you know, we grew up in the 60s and the 70s, which are different now. And we didn't have the amount of education as in personal development. I don't think they ever read a book in their lives, except the gossip magazines and what was on the radio and TV or church or, you know, their gossipy neighbours talked about. But I would get laughed at a lot, ridiculed by lots of friends and family and people around me, because I wasn't what they call normal. And over the years, you know, for, and this is not a, please don't feel that this is an attack on my parents, because, you know, mum and I are really great friends now. And I wrote about her in my book. I was a very angry girl for many years. I had a real problem with my mum as many young children do growing up. I felt that I wasn't understood. I felt I wasn't seen, that they didn't get me or didn't care about what I wanted. So I was angry for a while, and I'll certainly say that. But for many years, 15 years, my parents had no clue what we were doing when we were travelling the world as seminar presenters. And, but now in her later years, she's really proud of me. But back then, I don't think they understood the choices. What's okay?  I'm very impressed by that. So here you are. You've built and scaled multi-million dollar business, and you use that principle to help people become financially free. So what do we need to know? So if money and this worth are rolled into the building and the scaling, what do we need to know, even that it's possible, probable, doable, that we could have a multi-million dollar business that we could build and scale? The fabulous question. Well, as I said, it comes with self-worth. Know thyself or know yourself and know what you want. Because to elevate net worth, which net worth can mean money in the bank and your net value to society as well, who are you becoming? And that's why I say it's not what you get.  But truly, to have money in the bank, because I talk about becoming a millionaires from the inside out, depending on your values, because success in the simple terms is an inside job. It's not about chasing money or chasing wealth or chasing success. It's making sure you build and scale a business that serves people. And that comes from self-worth. Because to be able to serve other people, take your gifts and talents to the world, doing something that you love takes commitment, it takes dedication, and it certainly takes it takes a proper business formula, but it starts with you.  They don't like to talk about it. They feel like, oh, don't talk about that. It's worse than sex. Most people would rather talk about sex than money. I mean, they're both fabulous subjects. But ask women, as so many women, I'll be interested in, on your view, is they just don't like talking about money. Makes people feel uncomfortable. I have to agree. And that's been a gripe of mine. I mean, some of my friends are very real and raw. And I always appreciate that. And so we can have that conversation. And I know we're talking the truth. But especially here in Los Angeles, in the entrepreneurial world, I have found, Amanda, that a lot of people put on a front that I'm not talking about this because I'm an entrepreneur and I'm not letting you in on what's going on. And so there have been times where I've just assumed, this person's doing great. They have a ton going on. They're so successful. And occasionally, I've had a friend who knows that person intimately, who will say, by the way, they're struggling. Like, you know, this is their real circumstance. Yeah. And I think, well, how do you get help if you're doing that? Or some other people, again, who appear to be doing really well. And it turned out they're just workshop junkies. They went from place to place. They just kept throwing out their credit card, thinking the next workshop was going to teach them, save them, heal them. Finally, they'd get the golden ticket to know how to run their business. But they were so busy going to workshops, they weren't running a business. And so I find all of that fascinating. And so I love what you're saying, Amanda, because I think pulling back the curtain and saying, here's the real deal. Like, this is really what I make. This is how I handle my money. This is what works. I understand that there's privacy. I get that. But at some level, to be able to share with other people, because you want to help elevate them, like what you're doing, I think it's really important. It's a very important conversation. Oh, I love nothing more than talking about money.  Money doesn't grow on trees.  Probably haven't got any money if you steal that way. Most broke people say money is not important. But money matters. And money impacts everything that is important to you, your children, your family. I mean, I used to stand in on a seminar stage and say, put your hands up.   But see what I've seen along the way, and I've been guilty of it myself, this is not a judgment because this is just a real raw conversation. We go through life and we want to look good on the outside. But to have money in the bank and build real wealth, it takes dedication and commitment to not spending your money, holding your money, and then popping that into assets that grow. For us, it's a property, but for most, you know, for many other people, it could be in the stock market, it could be in different types of businesses, it could be in gold, stocks and bonds and things like that. And I'm not a financial advisor, don't get me wrong. But I know that it takes discipline and commitment to build a business, hold on to the profits instead of spending them all and investing because the investments are what grows in the end. And I think that it's really hard to do that if you don't start and scale a business that you are aligned with. Because I love to talk about building a business around a life by design. I'm all around life by design because I've never, ever, ever wanted to wake up hating my life. So I love what I do here, talking with you. I couldn't be happier. You know, this is what I love to do. I love to change people's lives. And so it doesn't matter what business you are in, you could be in the baby product business, you could be in the health business, you could be in any type of business. But the business has to be profitable and scalable.  Oh, I can't hear you. Hang on, hang on. I can't hear you, Dave. I said, I don't want to because I feel like what you're saying is really important. And one of the things you said, I want to harken back to, because I've seen this a lot. I love you to weigh in on this. So it breaks my heart because there are people who have not had money, right? And then they get money. And that feeling of having been in so much lack and suddenly something comes and it's like, yes, money, awesome, right? Which is a beautiful thing. But the problem is then they start, oh, I wanted that outfit and I wanted that trip and I wanted to work out at this gym. Whatever the laundry list is, oh my goodness. They just start spending, spending, spending, spending. And it is not good. It is really not good. Or they give it away because they feel guilty. Other people can make you feel guilty. It's interesting to see the people who ask for money or make you feel guilty about it. And I really believe a lot of women don't want to lose friends. They don't want to lose family. They don't want to be judged. And so they don't have money because they get rid of it. And there's a saying out there that money flows from those who don't have a value on it to those who do have a value on it. And I have a belief if you divided all the money up because there's so much talk about it, that rich get rich or the poor get poorer. But if you divided it all up and gave everybody an equal share within a certain timeframe, it would be good. It would be back in the hands of those who valued it, had a purpose. You've got to have a purpose for money. Because money, I say money's got four legs. We've got two and you cannot chase it down. You've got to attract it by serving people. This is my truth. This is all I know. I'm only sharing with you my story. I hope I don't come across preachy. But this is just the journey I've been on. And the more I serve people, the more fulfilled I've become in all areas of my life. Yeah, absolutely. And I just want to say, and I'm so sorry I was muted earlier, one of the hilarious things about working from home, I don't know about in Australia. But here in America, like all our late night TV shows, everybody's at home filming because they can't go in the studios, right? Everything's still shut down almost a year later. And so they'll be wearing a beautiful suit but they're wearing shorts underneath. And their kids suddenly come barreling through the door and be on camera in front of a million people. And so it was with me a minute ago. Here I am. This is my office studio with my dog. Let me out. Let me out. I'm texting my boyfriend, help. And she's under the table. So I'm so sorry. I muted myself so you couldn't hear her go. Let me out. And then you see the door opening. Oh, it's all like whatever. It's all happening. Oh, it's usually I've got a Burmese cat who swings on the door on the outside because he wants to come in. So he puts his claws in the wood and swings.  And I'm going, I want a studio if you don't mind. Oh, that's great. And you can actually hear them doing all of this? Oh, yeah, there's a fight going on in the corner. And I'm trying to be a professional over here. I'm trying to kick him under the table but I can't reach him. It's great. This is real life. Yeah. So it's just good to address all this. I could tell, look, she's going to come in. She's going to do what she's going to do this on. This is a very independent dog I've got here. She's like, I'm going to come out.  That's why I always dress. Make sure I'm dressing. If I have to fly out the door, I've got my clothes on at least on the bottom part. Well, thank you for understanding. So everything you're saying leads me to this because when you talk about how you show up in business, when you talk about telling the truth about all this. So one of the projects that you took on was Millionaire's Magazine. And I want to tell people so they can also get their copy. I was so honored, Amanda, to be featured in one of your inaugural, not the very first, but certainly one of the inaugural magazines that rolled out. I was next to many people that I know. In the business world, having been an entrepreneur for so long, and that was really fun. So what was your vision? What was it that kickstarted you so that you said, I am taking on this project, rolling up your sleeves, diving in? In my fifties, what was I thinking? It's amazing, right? Fresh vision, good for you. It just gets to the stage in life where, for me, as I've said, the most fulfilling part of my life, and I know this is why I was put on this planet, I love sharing hope and a story and a vision for other entrepreneurs that don't quite believe that it's possible for them to get the life they want. And so shall I keep talking? And so after the 14 years of being on stage in World Creation seminars, my husband and I decided it was time to just take a break. And he wanted to get into project management and stuff like that. He builds. And so I had three weeks off, and it was the loneliest time of my life. I just loved what I did so much. I kind of lost who I was. I had a downtime. Like every person, I have all my ups and downs and everything in between, like everybody. And I locked myself away in a hotel for five days to do some very deep soul searching. No phone, no visitors, no husband, no animals, nothing.  And by now, we've had holidays. We had the dream home. We had the stuff, but I still had this burning desire to make a difference. And by chance, I ran into a young lady who's our publisher for Millionaire's Magazine. And my vision or my mission is to impact and inspire 100 million women over the next 100 years through what I call the butterfly effect. I talk about it in my book I wrote. Because I really believe that it starts with us and our language, our words, our demonstration has such an impact on our daughters and our sons to give them hope and the belief that they can create the life they want by design. Not one of conformity based on what we think they should do. And that's a million women a year. And so to get our message out to the globe, we started Millionaire's Magazine, which is a global stage where we get to interview beautiful women like yourself, Debbie, who have a mission and a vision inspired to help other people elevate other people's message. And I just love that we get to do this. And yeah, and that's where I came from. And we're underway now. We're running into issue number seven. We've got tens of thousands of subscribers and we're just barely starting. But this is what I want to do. I want to leave a legacy with people like yourself that contribute and say, yeah, we can change. We can make a change to our daughters and our sons of the future and change their thinking. How's it going? How is the project? It's still very early on, right? The baby. It's a baby. The baby. Absolutely. Because if we were having this conversation in five or 10 years, your hindsight and wisdom, you know, you could talk about the bumps and the moguls and everything. Every day. Oh, yes. But still in its inception, how, and I love that your tribe is finding you. Is there any other pieces that you're discovering as you step into this? What I'm discovering is that I think, I can feel a shift in its time. There are so many celebrities from TV stars to movie stars, but to also business stars like yourself, who are just ready to put our hand up and say, yeah, it's time to band together and collaborate instead of feeling like there's a competition or pulling each other down. Of course, I have my updates, my down days. I want it to happen so much faster. But every night when I go to bed, I ask myself or I pray for wisdom. And I ask myself, is what I'm doing right now, taking me closer to fulfilling the mission or further away? Am I on the right track? And literally, my heart sings doing this. I love this. And it's all self-funded. It's not your normal everyday type of business, but I can see such a future for it. It's going to go across into other countries, into other genres. And I feel that we're just scratching the surface. And I don't believe it'll be the last time I see you inside the Millionaire's Magazine because I know you have a vision and a mission to inspire and help women get their message out there and guys as well. And so who knows, let's have this conversation in two to three, five years and see where we're at. But right now, it feels right to me. So exciting. You mentioned your best-selling book that you wrote from Frustrated to Fabulous. You mentioned your magazine, Millionaire's Magazine. First of all, where can people get their copy? It's a free copy. It's a Millionaire's Magazine.com. And when you subscribe for free, there's also my book called From Frustrated to Fabulous. It's an inspirational guide for women who dare to live their dreams, not too dissimilar to your show, Dare to Dream. And that is an eight-hour audio of my voice. I'm going to apologize up front. You've got me in your earboard just for eight hours. But it's my real and very, very raw story of leaving home at 16 to all the stuff that I've gone through to where I am today and even the story of how Millionaire's came about. Because I don't think that we're here to play small. I think we're here for a purpose. And I love helping people find their purpose as you do. But having the courage to live their own lives instead of somebody else's. That's what really rings my bells. I am so curious, Amanda. When you say you went into a hotel room, shut yourself away, soul-searching, and you decided to do some processes to figure out, okay, I've done pretty well. And this has all been wonderful. But I feel the call of something else. I don't know what it is. Do you mind if I ask you, what process or processes did you do while you were alone for those five days in the hotel room? I cried a lot. Because I'll be right up front with you. This vision or this mission that I feel that I was called for felt so big, felt so cumbersome and so hard. And I was trying to run away from it. And I'd have headaches and I could feel it inside of me pulling. You know, the pull, and it's not like voices on the inside. It's not like that. It's a message. It was a deep knowing in my soul that I hadn't finished. My work wasn't complete. That I was here to keep sharing a mission or a story, inspiration, you might call it. And I tried to run away from it. And that's the honest truth. You're right. I had it all. What would seem I had it all, but not really because I was empty in here. And so I sat in that hotel room asking myself, why me? Why do I need to keep going? Why can't I just be normal?  Have a great life. Do nothing, swan around, drink champagne. But no, it wouldn't go away. And I had to ask myself, do I have the courage? Do I have the energy? Because I was in my fifties. Do I, because there's ups and downs and everything in between in business. You know that I have some very down days, some up days. And how can I get away from this? But I just couldn't. And I thought to myself, I said to myself this, when I go to the end of my days and I'm lying there and it's my last day on this planet earth, did I do everything I could with everything that I had? Yes or no? And if I walk away from this, I know that I will be disappointed with myself and that I cheated myself out of the purpose that I'm here to do. And I had to put my big girl courage pants on and ask the universe to guide me, which the universe guided me to my now business partner, my publisher Robin Gipters. And here we are. But it was an easy day, but it was one of the toughest five days of my life.  And this is why I say to anyone listening, become self-aware and that's where self-love comes from. Become self-aware and listen to the intuition that we all have and let your soul guide you because you do have the answers inside of you, as you know. I don't know anybody anybody who receives a calling like that. If you're living a life, even though it seems quite big to other people, but it's clear that calling is way beyond the zone you're living in right now. And a lot of that zone is unknown. How do I create this? What does that look like? How am I going to show up? All the how, what, why, which we all know, none of those questions.  I've got zero control.  Some kind of blinders. Yeah, blinders. That's the word. Oh, no. What was like, I know somebody has a plan for me. That is the million dollar leap, isn't it? That you're standing at the precipice of a cliff. You're being called. All this resistance comes up. And by the way, I think this is an extremely human response. I really do. I think if the response is to light a cigar and crack open the bubbly, that there really, there's not that much skin in the game, right? It's the big things like that, that have those huge callings that make us feel like, I don't know how I'm going to do this. I don't know how I'm going to show up. I don't know how it's going to manifest. I don't know if I got the chops. I don't know if other people are going to care about this. If I put it out, it's so, it's so much consternation that gets broiled up inside of us. And I think that's the ticket. That's when you know you're onto something. Because without that level of fear, which is of course unfounded, but that fear and also like you said, loss of control.  It's almost the most beautiful recipe for like, uh-huh, that's exactly where you're supposed to go, girlfriend, that, that thing that you want to resist that scares the big girl pants off of you. That's what you need to do. Now you know where to go forward. That's your path. I just learned to let it go and let God or, you know, grand organized design or the universe, whatever, whatever people want to call it. For me, it's the grand organized design or the universe. I just said, guide me. I've let go of control. And you know what's interesting? From the very first magazine we released, we have had so many women just come to us, women like yourself, who so openly, from your heart, just give without wanting anything in return, without expecting anything. And I just know that it's not my will, it's thy will. And I, because I don't know where it's going, Deb. But what all I know is that it's growing. It's getting late. And we're booked out now to well into next year for the magazine with interviews. Thank you. And let's just see. So somebody had a bigger plan for me than myself. And now that is, you know, that's what life worth is all about. That's the third thing, the life worth. What is it all for? It's one big journey. Oh, what a good lesson. And Amanda, what do you do on a daily basis? Do you have a ritual? Do you have a process? What do you do on a daily basis that keeps you really aligned, really calm? You know, that plant, that nice place we all need to exist from at least once every day. But what is your ritual or practice? I love this question. I think it's really important because I'm also a very grounded person. And I'm very disciplined. And that comes from an athletic sporting background. But I think that people have a fantasy about wanting it all in life, financial freedom and things like that. But that takes dedication, commitment, some sort of groundless. But I am, I think one of my superpowers is I have priority list. So I have a big objective that I want to reach. And then my priorities, and I'm good at sticking to my top priorities. But the very first thing when I wake up in the morning, I've had this rule, my own rule for 20 years. I never turn on my phone. I never turn on my laptop. I put my magic outfit on, which is my running hair by magic outfit. And all of a sudden I just feel, I feel healthy. I go down into my gym or I run on the beach. I'm a runner. And I give myself two hours of self love every morning. And then I tick off my big rocks. And I just stay focused. I say to women that I mentor, put your horse blinkers on, because there is endless opportunities and bright, shiny objects. I've seen it all because I've been on stage for years. But when you know your purpose and you have your objectives written out, because I always do it the night before I go to bed, my top three, I only have three to five each day tick-offs. When I wake up in the morning, I'm not scattered. I know exactly what I'm doing. Magic outfit, gym, walk the poodle. Have a great breakfast. And then I do my five big rocks. And nothing or no one can pull me off.  But I have found from experience that if you do that every night before you go to bed, you sleep beautifully because there's no surprises. I don't wake up in the morning and go, oh, my God, what am I going to do today? Because then the day owns you. I like that's where the control comes back in. I want to control where my day goes. I don't let other people control it. Sometimes, you know, things come up, but I'll just say thanks, but no thanks. There is a lot in that. That was really good. I was taking little notes here. There was a lot in there. I'm totally down with you. I also write the night before. Exactly what needs to be done. And then I number.  No worries. I did the most important and I'll go on the next day. I'm fine with that. The one thing I really loved I want to bring up. I love that was adorable. I put on my magic suit, which is your workout outfit. And I love the fact that no phone, no laptop, like boom, everything. Yeah, because what a huge setup, right?  And if you're not taking care of yourself like that, that's huge.  And, you know, that's a whole mother. One does too. Unbelievable. Of course she does. Another show, Amanda likes for real. It's deep for anybody who's got same with a parent, you know. And if you're the person, the go-to person, my other siblings on the other side of the country, I'm the only one here. It's a lot. It's really a lot. And my mom went in for a procedure that was supposed to help her and they discovered something and she ended up in the hospital. This is all happening, by the way, right now. And so it was literally from the moment they made the discovery. And don't worry, you know, it was like an infection in the leg kind of thing, but also a blood clot. You know, that's not good. And so the moment the doctor decided to put her in hospital, the phone calls every seven to 20 minutes. I kid you not. Needing help, needing help. And paperwork and fill this out. And what about medication? Is she allergic? And it was unreal. And then texting my family and everybody in the loop and who's going to take care of her cat? And it went off the charts. And by the next day, I could tell, I felt overwhelmed. I could tell my anxiety was so... I knew as bad why I missed calls with clients, like that never happens. And I was mortified. And of course I told them the truth and apologized. But I suddenly like, who's going to show up? Nobody's going to land with a cape on, right? Go, I've got you Debbie. So I went, I need to like, I need to show up. And I need self-care. I have to stop everything right now, because I am going down a really bad path. And I immediately went, time for a bath.  I call my girlfriend, what you doing? I'm having a hard day. Cool. I'm taking you out to a French restaurant. We're going to go have dinner. We're going to open a bottle of wine.   Like I literally went, what does self-care look like in this moment? That's what we're doing. Everything else, the world is going to keep going. They'll be fine. Exactly. This piece you're saying is, if people only get one thing and they'll get a lot from you, but this one thing, it is no joke. It can design your entire life. You want to have a life by design? You've got, exactly. You've got to design it. One email, one social media post can wreck you mentally and emotionally. Therefore, it impacts physically. So I say to myself, who's the most important person? I am, because if I'm not in tip-top condition, I can't serve the world. I can't serve people. And so I say, sorry, I'm not interested in your, I'm just not interested. And you know what, for 20, 20 something years, it has served me beautifully. Because I didn't even send my first email till I was 40. Remember, none of this was around till I was late 30s. We had the old phones and things like that. And it's just, now there is so much noise. This is the biggest problem. So much noise, so much expectation on one person. You can't do it all. But you've got to choose what you willing won't do for money, what you willing won't do for others, and really what you willing won't do to yourself.  We don't want to let anyone down. We want everyone to like us.  So take care of yourself, especially your health. Mental health comes from physical health and vice versa, from my experience. And everybody go out and get a magic suit that you can put on in the morning. I love that because that is such a powerful reference point. Amanda, like if you have an outfit and a workout outfit, a running outfit, and you know, like I reach for that, that comes on, that's it. What changes your physiology? And you'd think, because a lot of people now working from home, right? They get out of bed, they've got their gowns on, or their jammies, and they don't get changed until 10 or 11. The next thing, they're slothed over, their shoulders are going, their body's going to rack and ruin. The moment you change clothes, I mean, if you put on a gown, you stand differently, shoulders in, shoulders back tummy in. This is how we, this is clothes change our physiology. So if you put your magic outfit on, you all of a sudden feel healthier, you feel fit. You tend to want to take care of yourself a little bit more.  Brilliant. But get something else on, of course, get your magic outfit on. Absolutely. So Amanda, this is Dare to Dream. What are you next, Dare to Dream? What are your future dreams and goals? I Dare to Dream that the mission that I feel or believe that I've been called for comes to fruition. And that long after I've left this physical plane, the legacy lives on, and other women pick it up from where we've left on, and just keep empowering and impacting lives. It's my dream. You know, I feel like every year has its own message, and I've noticed or a theme, if you will, right? Like, and it's indigenous to me or to you in your own world, you're experiencing something like, I really need to learn this because it's in my face or it's showing up or I'm working on it. What is your theme thus far this year? What is it you're really learning for the first time? I think this year, for the first time, I'm really understanding the value of letting go of control and trusting more in what the universe has in store for you. There is so much opportunity in these times that we're living in, but it's how you perceive it. And I think this year has been a real grounding for me because I travel so much that I've really gotten to know myself a lot more, probably like myself a lot more, believe myself a lot more. And I'm grateful for what we've gone through this year. Thank you so much for coming on the show today. It's been an honor and a pleasure. Thank you so much, and I really appreciate being here. And thank you to all of your beautiful listeners. I truly hope you found some gold in our conversation. Gold from the Gold Coast from Amanda Jane Clarkson. Again, go get your magazine. It's millionairesmagazine.com. Very, very cool of her to offer that to you for free and also the audio of her book from Frustrated to Fabulous. And I end today's show with this quote from Parker Palmer.  It is simply good stewardship of the only gift I have, the gift I was put on earth to offer to others. Subscribe to the Dare to Dream podcast. This is your number one transformation weekly conversation. The upcoming guests are the authors of the international bestselling book compilation called The Ultimate Book for Dog Lovers. We're going to have celebrity dog trainer Ryan Matthews here. Also renowned children's book author, Hal Price, publisher Vicki Winterton. This panel is going to be amazing. And you're going to learn some information about dogs, poochies, canines that you never knew before. You love the podcast? Go to YouTube and watch us at youtube.com. Slash Debbie Daschinger. And for all you awesome Dare to Dream listeners and viewers, tell your friends, tell your family about the show Dare to Dream and have them join in too. Take a screenshot of the show or of you listening and watching the show and send it. And I will send you something special and give you a shout out as well. We love knowing that you're enjoying this episode. Write about it on your favorite social media platform. And be sure to tag me Debbie Daschinger, D-E-B-B-I-D-A-C-H-I-N-G-E-R so I can shout you out. I encourage you to let people know that this is your favorite conversation and podcast. And thank you for this amazing, amazing 13 years of being on air and on podcast and on YouTube with you. You've made my dreams come true.