So what we're gonna do here is we're gonna add the pixel to the page and we're gonna also set up a custom conversion. So this is the thank you page. We're gonna also make sure that the same pixel is on the opt-in page, right? So let's hit settings to the left and let's go to tracking. And then what we're gonna do is we're gonna scroll down and we're gonna delete this pixel. Let's get rid of that one. Let's start from scratch. Just copy the whole thing, delete the whole thing. And then now let's go into the events manager and let's make sure that, and in fact, let's delete these. So hit manage, let's get rid of these ones, manage and then click the drop down next to rename and then delete. So let's delete that one, let's delete the 15 miles, delete the seller guide, let's delete all of them. And we're gonna just start from scratch. Okay, so now what we'll do is we'll make sure that we have the right pixel. So hit three lines to the left and go back to events manager. And then over here, we wanna make sure that we're using just one pixel. So no, we're not gonna do anything right there. So let's make sure that this is the right one here. It's RSV sells homes, right? Hit the drop down to the top right. What other accounts do you have in there? Okay, so the top one, we want the top one the one with the profile picture. Yeah, the one with the funky picture. Yep, there we go. So it's that top one that we want. We're not gonna use junk pixel. We're not gonna use the third one down. We're gonna use this top one, okay? So verify your website domain. It should have been verified. Let's double check that real quick. Go to the three lines to the left and click on business settings. And then let's go to brand safety, to the left, brand safety down, and then you'll see domains. Okay, so that's verified, rfsellerguide.com. That's already, so we're good there. Okay, so let's hit the three lines. Let's go back to events manager. And then sometimes you'll see notifications here which just disregarded the three dots to the top right next to the, yeah, those three dots. And then just click on ignore or mark complete or whatever, it's fine. Okay, so now scroll down. So this is where this pixel that click on add events that drop down to the left add events and then from a new website.  And then we're going to, so go ahead and click on go to pixel overview. This is a new little setup here. Click on install base code, the top left install base code. And then right here, copy code. Okay, this is our pixel. So this is the one we're using. So go back to Cartra, paste it in. And then what we wanna do is we wanna apply it, save progress actions in the top right, save progress, publish live. And when you publish it live, you always wanna get the actual, yeah, publish live. And then we wanna get the link and open it up in a new tab just so Facebook can read it for the first, you can copy the whole thing. But yeah, you can do it that way either way. But yeah, so that way Facebook can now read it again for the first time, we get a new fresh view. So that's the thank you page. Now let's go back, leave it open. Or yeah, don't X out, just leave it here. Go back to Cartra. Now let's close actions, return a dashboard. Actually copy the pixel again from here. You might as well just grab it from here real quick.  Make sure it's all of it. Make sure you've got all of it. Okay, that should have been all of it. Okay, so we copy all of it and then now let's actions return a dashboard. And then we're gonna put the same thing on the landing page. So we'll hit tracking code on the landing page. We'll get rid of this one, put the new one, and then apply. Okay, and then save progress, publish live, grab the link, open it up in a new tab. And then we'll return to dashboard, save progress, publish live. Okay, so now we know that these two pages have the right pixel. Now what we wanna do real quick also is we wanna make sure that that same pixel is on the call confirm page. So yeah, so go ahead and check your pixel helper. Yeah, go ahead and close. And then you can return a dashboard. We'll have to grab the pixel again, but that's fine. But go back to the thank you page, go back to the opt-in page at the top and just check your pixel helper. So we should be seeing the same pixel. No, go open up the page. Yeah, right there. So check your pixel helper, that's 7883. And then the other one, 7883. Okay, so we have the same pixel. Let's do the same pixel. We're gonna have to grab it from the events manager again. Oh, I should still have it on copy paste. Are you sure? I think you copy the link. You just opened up the cartridge page. Okay. But do it again, yeah, copy code. Yeah, so now let's go to the call confirm page because that one's important as well, call confirm. So we'll edit and let's add the pixel here as well. Okay, so this is our call confirm page. Wanna make sure that the pixel is on this page as well. Yeah, perfect. Okay, cool. So now we have our three pages, landing page, thank you page, call confirm page. So let's focus on these three pages. So now let's go to the events manager and let's, yeah, let's close that part out. You always wanna close that part out, the cartridge, go back to cartridge. Yeah, close this out and then return to dashboard. Try to never leave it idling like that. Always save it in exit. Okay, cool. So we're good there. Now let's go to the events manager and what we're gonna do is we're gonna set up our custom conversion. So click the three lines to the left and go back to the events manager. And then to the left, you're gonna see the blue triangle, hover over that, click on custom conversions. Okay, so now we're gonna create custom conversion. All URL traffic, let's click on that dropdown. Yeah, go to name the conversion. This is seller guide leads or something like that, whatever sellers guide leads. Yeah. Okay, that's the name of your conversion. Okay, so now hit the dropdown conversion event, all URL. Let's go to actually, no, actually I'm sorry, leave that there. Click on select your own category. It's select your own category and then hit that dropdown. And then so now we're gonna go down to lead. So we're gonna categorize this as a lead, but we're gonna make it very specific and it's those who land on this link. So paste in that link at the bottom. So this is our thing, actually I don't think you have it. Click, go to the thank you page at the top. Schedule your call now, I believe it is. Yeah, this one. Grab everything except for the www. Yeah, make sure you don't, yeah, just the letters. Perfect. Okay, so this is the thank you page. This is our custom conversion. So we're gonna paste it in there and then we're gonna, yeah, so we have all that, all that's good. Okay, perfect. So we're good. So say let's go to create. Okay, so now we're going to the new setup. So go to settings right here. And then so over here, over here, what we wanna do is just make sure that we have scroll to the left and go to custom conversions. Okay, so we're gonna, so just add events, click on, click on add assets, excuse me, add assets to the right, add assets. And then go ahead and tight, click on that circle, RSFence. Yeah, click on that one and then add it. Okay, cool. So that was added. That was so important. The custom conversion needs to be connected to click on connected assets to, what did we just connect? We just, to the right, connected assets. We just connected the add account. So the custom conversion needs to be connected to the add account. That's what we just did right there. Okay. Okay, so now let's go back to the other events manager tab that's open to the left. And now we're gonna go to number two. So go to web configurations. So now we're gonna just configure it over here as well. So let's get rid of these ones. We don't, unless you need that one, is that your bright cloud? I don't know what this is. I don't know what that is either. So to the very, very right, hit that dropdown and go to, yeah, I don't know where this came from. Yeah, I don't know what this is. Okay, so, yeah, I don't know what that is, but click on the top one. So let's just go to the RSFence. Yeah, click on that one and then go ahead and click on. So let's, these are all, yeah, these are all older ones. Yeah, so click on edit. Okay, so now let's get rid of all of these. I don't know where these came from, but let's get rid of all of them. To the very, very right, you're gonna hit the X. We just need one of them right here.  Let's start from scratch, scratch, X out. Okay, so now click on add event, top right, and then hit the dropdown, go to custom conversion, and then choose an event, you're gonna see yours. There's your seller guide leads.  I don't either. What the hell's going on here? I told you. You can all of this already.  I promise it's not. And that's when I turned to Facebook, because I thought, well, if it looks like it's working on one end, but it's not working on the other end, maybe Facebook is the one that can help me, and that's, yeah. I am your Facebook, Rebecca. I am your Facebook. Yes. You're my Yoda. I'm your Yoda. So click apply, and so that's all we need right there. Click apply, and we're good. So yes, I confirm, and then apply. Okay, so now here's what we do. We activate the actual conversion event. So now what we're gonna do is we're gonna go to, go to the three lines to the left and click on, click on events manager. Let's click on events manager. And so now let's go to the blue triangle and then hover over that and click on custom conversions. And so now you'll see it over here in active. This is the new custom conversion we just set up. So now go to the actual thank you page up at the top, schedule your call now, and refresh this page. So if you refresh it, now Facebook reads the pixel again, and now they read the new, yeah, close out that other one. Yeah, close out that one. So now they just read the new pixel, they just read the new custom conversion. So if you refresh this page, active. So fell to load, yeah, that's fine. That's just a random error. But now the pixel, or now the custom conversion is active. So now what we just do, we just added the new pixel to the three pages, right? Landing page, thank you page, call confirm page. The custom conversion is set up around the thank you page. Okay, now what you also wanna do is make sure that there's a custom audience set up around the thank you page as well. Custom audience around all three pages, really. So let's just double check that, hit the three lines, go to audiences. And so let's see what audiences we have set up. So, okay, so we have special ad audiences. So the, yeah, you have, I don't know where the US 1%, those are lookalike audiences, but I don't know why you would set those up right now. Those are not either. Because it was US, I didn't mean to do the US. Check the box and just delete it. So just, yeah, hit that and then hit delete. Yeah, let's just clean this up really, really quick. The US 1%, you don't need, you don't need those ones.  What we wanna do is we wanna do the seller guide, opt in page visitors only, and then seller guide leads. So let's edit this real quick, click edit. Let's make sure this is the right link, which it should be. So scroll down, you'll see the link right here, so yeah, perfect. So here is an audience of visitors only. We're excluding anyone who has ever landed on the thank you page, which is call confirmed and schedule call now, or schedule call now and call confirm for the appointment. So it's visitors only. So that's good, that's a good audience. Let's just go and exit out your find there or update audience, whatever, but you're fine there. So exit out the seller, uncheck that and then check the seller guide leads. Seller guide leads down. So check this one, edit this one. So this is schedule call now, so that's good. That's the link, right? Schedule call now, right? Schedule call now. So you're good there. You don't need to exclude anyone there. So the audiences are there perfect. So now, as we go and run a conversions ad, hit three lines and I'll just walk you to the beginning part, we can run an ad later, but click on ad manager. So again, before you had the conversion event under lead, quote unquote lead, but again, it is lead, but it's not that word, it's your word, which is seller's guide lead. That's your word, that's your custom conversions. So if we start from scratch, hit the green button, create and let's go to conversions and then just hit continue. And then, so now as we just go, special ad categories go housing. So now as we go to and just hit next, as we go to the second step, which is the ad set level, that's the campaign level, the first level, the second level is the ad set level, step, step, step two. This is the ad set level. So now as we scroll down, we'll see our pixel, there's our pixel seven, eight, eight, three, there's our conversion event. So you had lead, right? Should have been that. So now as we come in, it's there by default. Sometimes it's not there by default. So X out, sometimes it's not there. Sometimes you'll see it red where there's nothing there and it's just blank. You'll have to hit click, hit the dropdown and find your custom conversion, which it's right there. But yeah, you went down and you clicked on lead, but no, we have our custom one. Okay. That's it right there. Oh my God. Okay. And then the rest of it should be the same from here on out, right? Yeah, everything else is the same. Yeah, and then post it on the business page first, come over to the third step. Do I use the same audience? You, if you're retargeting, yeah, if you're retargeting, you can click inside the box, search existing audiences and you'll just see a dropdown of all your audiences. Okay. So I would be retargeting video, so 15 seconds for example, and then retargeting opt-in page visitors only. And then what you'll be doing, since you're now capturing leads, what you'll also do, so you're always retargeting those who are watching videos, previous videos, you're always retargeting page visitors only. And then you're always excluding, you're always excluding. So click away, click away. Click away, like just, you're right there. And then you're always excluding leads. So click exclude. Now what we're gonna do, click in the box, now you're going to exclude leads and maybe even any appointments. So as you start to get appointments, you'll start to exclude that audience as well. Okay. Right, so, but for sure it's your lead since leads are coming in, you'll wanna exclude that lead audience. Okay. Right, so you got the custom conversion, that's one thing, but then you got the audience, that's another. So you're excluding the audiences, the audience of leads. They don't need to keep seeing your ads. Okay. Okay, so we have a new pixel, we have a new custom conversion.  Perfect.


See you on the other side! It was at this moment that I knew I saw a shark. If you asked me what an average day looked like for us, I couldn't tell you. There's always different people, different projects, and different processes we're working with and on. But for the past year, I've been working on a show that films in the Caribbean and because of the pandemic, they need me here for a month, even though I only work a few days. And also, because of the pandemic, we can't see anyone or go anywhere. Anyone else will be. So the first time that I did this, I came alone. The second time I brought my mom and Ryu. Now this time, it's Jared and Ryu. Anyway, like I said, usually our days are diverse, but here, it's pretty much the exact same every day, all the time. So we present to you a day in the life quarantining on an island. Enjoy. It's a new year and the perfect time to remind you that now is the time to bring your next big idea to life. And if you're going to do a big, do it with the sponsor of this video, Squarespace. Squarespace is an all-in-one platform to build a beautiful, powerful online presence today. So go to squarespace.com slash shamboody to get 10% off your first purchase of a website or a domain. Again, that's squarespace.com slash shamboody.  Big breakfast is really good.  Serve everything? Make a mess? I am officially, look at this. I'm not allowed to touch this bone. Can I touch the, can I give you? Can I give it to you? Can my mom? Can my mom? Can my mom? Can my mom? Can my mom? So walk into the beach. We're technically not supposed to. We're not supposed to be around people. Can't see anybody, can't talk to anybody, but luckily we have a super scary way to walk into the beach to ensure that nobody else would dare go to this beach. So this is the path. It was at this moment that I knew I saw a shark. You need them, you have other shoes. Other shoes. You're over top. Let's say we're having a little beach sleep, but our drink up. You want to go back? It's not like the concept of an empty bottle. I failed you. I'm sorry. Are you rinsing? Good night. Look this way. I ordered my textbook for school. I'm doing positive psychology this semester and it didn't come in time. So I'm doing this for the first time ever, which is the Kindle version. Literally. Tantrums. We have a satisfaction. Okay. Okay. Okay. So it's 2022 and we are thrilled to continue our partnership with Squarespace, a service that we've been using for the past four years. So I used it to build my website. I used it to build my book website. And recently Lauren used it to build her website. Squarespace is user friendly. Even for me who's not a coder, I find it really easy to customize. You have a beautiful template selection. You have blogging tools and amazing in depth analytics. And if you have a mailing list, look into switching over to Squarespace because it is way more cost efficient and has more modern templates than other mailing list providers.  Again, squarespace.com slash shambudy to get 10% off your first purchase of a website or a domain.


Welcome to the Condo Insider. I'm your host Scott Shirley, presenting to you a program for condo board members, condo owners to understand the joys of condominium living. So today I have a special guest with me. I'm so pleased that she was able to join me. I'd like to introduce Polly Wong, who is the immediate past president of Community Associations Institute, otherwise known as CAI, among other things. I've known her for a number of years, have a lot of respect for her, and she's going to be talking with us today in regards to budgets and reserves. But before we get into that, why don't you give us a little background on what you do at CAI? Sure, and first of all thanks for having me today. CAI, basically, simple terms, is a nonprofit organization aimed to provide education for board members, owners, managers. And what I did, I was like you said, I was the president of CAI. I also volunteer regularly on their seminars to help them out on the seminars, check-ins, and you know answer questions that owners may have or board members may have at the same time. Been in the industry for about 15 years, so hopefully I am able to give them some info that they need. It's funny you bring that up because normally when I do get the chance to run into you, it's at the luncheon. True. When you're signing. People like to eat. Yeah. Oh, you're allowed to eat there. Yes, you didn't know. Not that. Well, they never give me a plate. Oh, I'm sorry. I'll make sure they give you one. Paper plate next time.  And I pointed out that I've been a past president of a number of organizations. And one of the keys there is I've always learned that there's nothing more past than being a past president. It's like they forgot your name the day after your term was up. I forgot my name before the term was up. So today our topic is talking about budgets and if we have time, we may even go into the issue of reserves. So we'll start you off with a real easy one. What are the requirements to have a budget? Uh-oh. That's not a easy one. Numbers. Well, you have operating budget and you have a reserve budget for most condos. You start out with your income, of course, what you collect from the owners and your expenses such as utilities, your landscape expands. So basically that's your overall budget. What I find interesting in my 15 years of experience is that a lot of boards, when they do their budget, they kind of sort of work backwards. They would have a figure of how much I want my maintenance fee to be at and then they work the numbers into it. So a lot of times it doesn't quite work out that way and I'm sure you understand why. But you know working the numbers into what you want it to be is not realistic. You have to look at what is realistic and then see if it is possible to increase your maintenance fee and what are the consequences of increasing the maintenance fees say 10, 20, 30 percent. Well, you know, interesting aspect of that about what percentage that may be. Years ago I had a fiscal manager who was a CPA and he always recommended that a good run association is probably raising their fees about 4 percent a year. Just to keep up with inflation and things like that. Unfortunately, both you and I have seen the associations that don't and then five years later, they're hitting everybody up with a 15, 20 percent increase. So he used to refer to that as do you pull the band-aid off slowly or do you pull it off quickly? Most people probably wouldn't notice a 3 or 4 percent. But when you get hit with a 20 percent, everybody notices. And it hurts. And it hurts. The 4 percent doesn't hurt that much. They can still afford and budget for it. Now one of the things to consider in preparing a budget is there is a percentage of that budget that you have very little control over. And one of those that we saw a number of years back was the common area electric which is based on the electric company bases that on the cost of a barrel of oil. And at that point it was like a hundred and forty hundred fifty dollars a barrel. And the original budget at this particular association had based it on a much lower electricity cost. So what happens in a situation where a board has made their budget and six months later they're already seeing that they're not going to make it? What I would suggest to the board as a manager is to redo their budget and revisit the budget and reevaluate the maintenance fee to make sure that the next six months you'll be able to survive so to speak. Now that you've brought up the electricity topic it's actually it's fun for me. I like numbers. When I usually crunch numbers for budget especially for electricity a lot of the managers go by historical data in terms of the amount spent. They don't look at the usage and base their budget based on the usage and the per kilowatt expense you know rate for example. So I find that interesting that a lot of times utilities is actually a difficult item for them to budget on. It really is yeah and then you know another area that too is insurance because you never know even if you've had no claims your insurance can still take a job. Because it's affected by others. Yeah well what we used to always say that flood in Mississippi is going to affect your policy. Oh yeah definitely. And people don't realize that they get upset because we didn't have any claims we didn't have any problems. Why is it increasing? Exactly. What other areas of problems do you normally see when you're working with an association preparing a budget? Not putting enough aside for reserves and also afraid to increase it to a realistic maintenance fee amount where they can survive. You know like I said before a lot of the boards will think of a number where they wanted to be at and then work the numbers back into the budget. Not putting enough we'll talk about reserves later I guess. Not putting enough money for the reserves is a big mistake I guess you can say that I saw over the years that board had made. Of course you know you have to have the right items in your reserve study to make sure that you are putting enough aside but yeah overall not putting enough for reserve. Well and like you said we'll get to reserves a little later one of the things that I've witnessed over 20 some odd years of this type of work is people wanting to run for the board and actually campaigning just like it's a real election. To lower their maintenance fees. To lower their maintenance fees. Exactly. elect me and I'll lower your maintenance fees. It's very rare that I've ever seen maintenance fees lowered. I don't think I've ever seen it lowered. I've seen it not being raised zero increase but not lowered. Well the two times I've actually seen it in 20 years was an association that had one meter. One electric meter and then at some point technology got to the point where they could sub meter each unit and so you don't want to continue to charge the same maintenance fees now that you're not paying that electric bill and so there I saw the decrease but the other thing that I noticed and I lived in the building is since electricity was included in the maintenance fee you have a tendency not to turn things off and the the sub metering happened after we had moved and a neighbor condo that I did manage called me one night and asked if anybody still lived in the building and I said what do you mean and he goes there's not a single light on anywhere and I said oh that's right they sub meter they have to pay their own electric bill now now they're not turning anything off now they're conserving so taking that from the aspect of an owner in a unit can boards do more to conserve energy I think boards especially now technology so advanced in terms of saving energy boards should explore what the best options are for their association not not to say that every technology suits every single association I'll give an example I recently was helping out an association and the board president came to me and says well I really want the PV on my on my roof it's okay let's let's look at what has been proposed well looking at you'll be you'll be paying for about four five thousand dollars a month to these PV companies and your electric bill is only four thousand a month where's your saving she looked at me she said I never thought of that nobody ever pointed out to me and told me these things I said yeah and she said I said I asked her why did you think about PV well it's the latest everybody's going into I said okay but just because everybody else is going into it doesn't mean that it fits your needs so obviously in this case it doesn't fit your needs why don't you take that money and invest in someplace else like windows replace the buildings windows a 40-year-old building well and of course you remember what your mom always said if everyone else jumped off the bridge would you and that's that actually I was seeing a lot of that well the condo next door got PV why can't we yeah you know it wasn't a matter of really looking at it as what savings we're going to get we want to keep up with the Jones yeah exactly exactly and actually that was the other association that I saw that had a reduction not a big one but a slight reduction in their maintenance fees because they did go PV but again it was a hotel that converted to a condo so it was one meter well this one meter too really that's one meter and I like I I'm puzzled yeah yeah interesting so what other pitfalls do you often see in a in a in preparing for a new budget a lot of times boards are afraid when we talk about being realistic being realistic in terms of maintenance fee they're afraid to make that move to increase it a substantial amount because they know they need it but they don't want to face the owners boards needs to be a little favor in terms of taking a stand and say no this is what we need in order for us to survive don't rob Peter to pay Paul don't rob your reserves that the reserves funds especially to pay for your operating expenses number one is against the statue number two is not going to work for long term yeah yeah and the other thing that we all face and it doesn't matter if you're a condo owner or just a regular homeowner you have emergencies that were not planned for or not budgeted for and those are going to happen I had one association on Maui actually the entire street of condos was on their own sewage treatment plants each and every condo there was no county sewer there and this one association had budgeted emergency repair and three years no emergencies happened so the fourth year they took that out and that was the year that they needed the money for the emergency repair that's always going to happen of course you do that okay well we're at the halfway point right now so we're going to take a quick break and when we come back we're going to talk to Polly some more about some of the pitfalls in budgeting and then on to reserves as well welcome back to the condo insider I'm your host god surely and they have us our guest today Polly Wong and she has been talking to us about budgeting and and actually I think the focus of our show has been more towards some of the pitfalls that happening with budgeting so before we went on break we discussed the fact that sometimes you budget for things it doesn't happen as you expect it so you decide oh we'll take that out of the budget so we won't need to increase maintenance fees but I think the more important thing you had mentioned is boards need to be a little bit braver when making these decisions and on top of that they have a fiduciary duty to the owners yeah to maintain to attack and exactly so you run into those those issues now some of the other things that I've seen in budgets well let's push that out another year let's push that out another year and for certain repairs that may already even be in the reserves but let's push it out a little more if you run into that well push it out a little more where things are actually falling apart and then it takes it it will take more money actually unfortunately to repair it rather than maintaining it yeah yeah the sad truth is about it and one of the other things that boards face and I see this quite often is you have aging in place you have some owners that are on fixed incomes they may not have been when they first got there but now they are and even the slightest increase in maintenance fees have a big effect on them and they're usually the most vocal ones at the board meetings and the annual meetings about the increase but when the board's making that decision on whether or not to have to increase the maintenance fees they have to think of the association as a business you have to balance your income and your expenses if not your business is going to fail and and it's sad that sometimes this happens where I can't afford that extra increase but it's not just one person who lives there it's the entire association so yeah budgeting that's so much fun it's fun it's heartbreaking sometimes because you have to make hard decisions but you know is you have to make those hot decisions no matter what and you know when I was growing up we still had this thing in school called home economics I did too yeah and they taught you to sew and they and then they also taught you how to balance a checkbook oh I remember that and for unfortunately I don't even remember how to I just log in and say how much money do I have left an association can't do that so let's say that the statute actually allows them to go over budget by how much 20% okay so if you are ending up it looks like you're going to go over that 20% you should remit you have to yeah so remit and readjust the budget and again like I said emergencies do happen that you we're not going to be prepared for and in some cases I've seen boards that even with their reserves they've planned out something to be done in five years but they've done such a darn good job of maintaining that they are able to push it out a little longer which brings us into this issue of reserves a lot of people do not realize that a chunk of their maintenance fees is actually earmarked for the reserves what I've seen the pitfall is this is the worst I've seen okay so there's a building with an elevator and I was looking at the reserves for as a as a favor for board president and I said to her I said where's your elevator in your reserve study I don't know I said okay as a board member you guys need to look at your reserve closely I'm not saying you shouldn't trust your manager but you should you know look at your reserve closely or higher higher reserve specialist to do your reserve so that you can make sure that you have all the items that you need to budget for include to be included yeah it's funny you mentioned that in your particular scenario the elevator was missing yes I was doing something similar helping out a board president and they lived in a two-story walk-up complex and there's an elevator and there were two and I said you know I've been to this property many times where are the elevators hidden so you know again and so they're reserving something that they don't really don't even have in actuality when they went back and redid their reserves they were able to reduce the amount of contribution because each of those elevators was earmarked at about $86,000 to replace and wow okay I'm in shock that nobody noticed that well again you know board members need to read you know when you do your budget just reveals reviving the items now you had pointed out that you're not supposed to use reserves for operating but can you in emergency situations borrow from the reserve certainly yeah so let's say major roof leak that wasn't planned for plus it didn't plan for the rain that had come at that particular time and they're looking at a fifty sixty thousand dollar bill that in the reserves is another five or six years out they can they can borrow or actually push it up it push it up is another good way to do it and then what should they do once they've done that repair they need to replenish your the reserves well not only replenish but isn't it time to relook at those reserves and say oh now we've got something that has a 10 year lifespan to spread out but you made a good point earlier about making sure you have all the components and I think this is why it's important to hire a professional yes I went into one complex and they had listed down 14 components and so I had recommended the board they hire a professional and the professional ended up with 35 components yeah you know there were certain things that were actually obvious that weren't even in the original reserve study well here's one thing one down one downfall of reserve study over the over time board members change and they forget what they have removed from the reserve because they wanted to meet a certain maintenance fee level so after they remove it they might say oh this item I could fund it through operating is actually operating item but somehow that get lost in transit as well so you know it's good to keep things my suggestion is good to keep things on the reserve even though if you're going to fund it through operating just notated that it's being funded through operating you know budget rather than the reserve budget but it's still there for as a reminder well you know what's interesting and I've run into this a couple of times we have to realize these board members are volunteers they're not getting paid for this and a lot of times they're dealing with stuff that is probably outside their expertise of what they do in life and so it's easy I think to make mistakes or overlook something but the statute also gives the fact that if you're using good business judgment judgment that you're not necessarily going to be held responsible for that mistake and I think one of the things you and I have been seeing over the last couple years is owners trying to hold their board members responsible responsible for something that they didn't even know was going to happen like plumbing failure or window failure that nobody knew was going to happen well I'll give you an example about a couple years ago we had that 40 day rain one of my building actually had is right across from the loading zone the street somehow slanted toward that building don't know why but they do have an underground parking structure I mean parking area so needless to say I have frogs tires coconuts floating in the water I didn't have cars floating in there actually I can see the top of the car by this much that's the deepest so you know again it was an emergency like you said nobody can foresee people grumble people say well I'm going to sue the board but they couldn't have honestly predict that's going to happen and I think it may just be the way the world is working but I'm hearing more and more people owner saying I want to sue my board because they did this well there's no way even with a crystal ball that they could have predicted something like this was going to happen I mean one of the issues we're seeing now is a cast iron plumbing has suddenly become an issue and a lot of boards and owners as well and even reservists did not foresee that happening because in the mainland those same cast iron pipes last 75 to 100 years and now we're discovering that they don't last that long in Hawaii well in Hawaii because our climate and also depending on where it's manufactured most of the pipes in the mainland that's being used in the mainland were manufactured in mainland here's a little bit different so it's being manufactured different parts of the world so it's sort of like the issue where we have the problem with drywall exactly coming now to China that was a problem in all cabinets termited yeah well you know it's interesting you bring that up too because I can remember early on in the 80s when I first got licensed you always had a termite inspection on a house but you didn't in a condo yes but what people fail to realize is that they can bring all these pests in with them with their furniture in the groceries and a very dear realtor I knew on Maui was sued over this the cabinets were infested but there was no termite inspection done because it was a condo nobody thought to do that and she lost the case wow and so from that point on industry standard changes and now you usually have a termite inspection no matter what no matter what it could be a steel and concrete building they're going to chew on it just to spite you they'll find their way no um in your experience especially in the last 10 15 years are you seeing any um spike in certain areas of reserves in regards to problem issues or um I'm still seeing here locally because you know everywhere else the regulations is different but here in Hawaii I'm still not seeing the board utilizing reserve specialists more than they should and that's actually a shame yeah um the statute does allow the board to do it in good faith on their own but again that might be out of their expertise because I can remember when the reserve study law came into effect there were a number of community managers who said absolutely not I'm not doing reserves wow because they knew that at that time the liability was a little higher than it is now um but thanks to the statute and laws that have been passed but you know I actually had a board that had all experts an architect an engineer a plumber they came up with a wonderful reserve study and found that they were over reserved oh until I looked at it and discovered that they forgot the most expensive component and again this was on Maui the replacement cost of the private sewage treatment plan oh it was about 150,000 wasn't in the reserves oh boy just out of sight out of mind yeah no you're right but pointing that out though they as a board they actually did an excellent job they just forgot one of the biggest components so again I still would recommend that you hire a professional to do this they know what to look for we've only got about a couple minutes left do you have anything you want to say more about reserves or even CAI but you remember you're past president so I'm the past well overall I just want to say to you know owners that if you're concerned I would encourage them to to attend board meetings or even budget committee meetings to understand process and if you don't if you see something that's not going right well it means be professional but point it out for the boards make the hard decisions that you have to make I think out of everything you said that's probably the most important make the hard decisions because that's going to affect everything in the long run and then to add on to that owners should attend board meetings because then they have a better understanding of exactly what's going on rather than getting a notice in advance saying your maintenance fees are going up this much then they show up for a meeting it's a little bit backwards well it's been my pleasure today having Polly Wong as our guest and hopefully we will have her again on someday if I haven't ruined this for her and it's been my pleasure having the opportunity to be your host today and I look forward to doing it again in the near future and I'd like to say thank you again for watching the condo insider and always be ready for an exciting show when you turn us on thank you


Hello friends, welcome back to my channel and as you can see by the title of this video, we're going to be chatting about the books that changed my life. This... It already feels very serious. Cut the cameras. Deadass. So yeah, today I wanted to chat to you about books that have really changed the way I think for the better. And I feel like this is a vulnerable side of myself that I don't often show, but I don't know how to phrase this without sounding like, not like what I'm trying to say, but I think it's always important to want to be the best version of you and to want to be more compassionate and to want to have better mental health and all of these things. And I think there's some books that have really revolutionised that for me and helped me and I feel like as we're getting to the end of this year and into the beginning of the new year, I really wanted to do this video to chat about the books that have really changed the way that I think for the better. So yeah, oh my god, I feel like this is the side of myself I don't usually show and I'm a bit nervous. There's not a ton of books here because I think this is like a lofty goal, do you know what I mean? Like I'm not going to just churn out books that made me cry or the like, I thought, oh, that's an important thing to say. Like these are books that have genuinely stayed with me and in the way that I think and I think that that's a very rare thing. So let's just get straight into it. It's going to be a mix of fiction and nonfiction and I would really recommend all of these for special reasons. We'll see why in a sec. So my first recommendation, probably one of my biggest recommendations is Don't Sweat the Small Stuff by Richard Carlson. I don't know if I've ever spoken to you about this before, but this is a book that I read when I was about 14, so a long time ago now. And you know, I have suffered with stress and anxiety my whole life. I've always been in a bit of an anxious little ball. I had to go like at school when I was like 13, 14, 15. I had to go to, I don't think it's therapy at school. We had these women that you could go talk to about stress and anxiety and stuff at school. I had to go speak to them because they were like, they sussed me out quick. They were like, you get very anxious about stuff. You know, I think if you're kind of predisposed to that, it doesn't necessarily go away, but there's a lot of tools you can use to help you feel better and to help you control that and be aware of it. So I love this book. The best. Maybe the best. I need to reread it actually, because I think I could benefit from some of it now. But it's basically just nonfiction about how to live more calmly, less stressful, and not to sweat the small stuff, right? There's big events in your life that are going to be hard and stressful and difficult, but there's a lot of small stuff in our lives that we stress about as well. So there's one chapter in here. It's like a lot of short chapters. How many are there? There's like about 100 little small chapters in this book. And so what I used to do was like read one a day. I already feel like I'm not going to be as jokey in Mimi in this video, by the way, guys. This is like serious. I'm showing my serious side. I'm still trying to joke. I'm, listen, me joking is apparently just me not wanting to be vulnerable. Anyways, there's so many, so many good tips in this, but one that has stayed with me and I used to this day. So like, we're coming up to nine years later. Since I read this for the first time and I still think of this whenever I'm really stressed and it says, ask yourself the question, will this matter a year from now? And it's something that I really tried to implement is when I am stressing so much about something and it's negatively impacting my life, will this matter a year from now? Like, okay, if it will, yes. Let's really try and focus on it and like dedicate ourselves to thinking about it, but if it's not going to matter, don't sweat it. Like really try not to stress about that stuff, you know?  And so, yeah, this really revolutionized the way I think and I definitely think I should read it again because I think I would get a lot from it. You know, it says stuff like spend a moment every day thinking of someone you love, practice humility, choose being kind over being right, think of yourself at your own funeral, like all of these things that can help you figure out what is actually important in life, you know? So before we get any further into the video, I wanna say a big, big thank you to the sponsor, which is Aura. So as I said, I have struggled with stress and anxiety all my life and I've always used meditation on and off sporadically since I was about 14 actually, since I read that book to manage it to help, you know, put myself in a better place mentally, but Aura has been revolutionary in helping me make that a regular habit. Aura is a new sleep and mindfulness app that won the Best of Apple Award and is used by over 7 million people. It's your only one app for wellness and sleep. It has thousands of meditations, stories, other things like CBT, life coaching, breath work and spirituality. What has really worked for me, I think with Aura, is that there's so much variety. There's so much variety in different types of courses, different types of coaches. Like I feel like often with some meditation apps I'll have like one or two coaches that are on the whole app, but Aura has so many different people. It has live classes that you can join. It's really like Spotify for your mind and soul. That's how much variety and choice and different things that you can use on there. It has hundreds of expert guides from diverse backgrounds so you can definitely find someone I think who you like and whose meditation style you like and whose guidance you like. I've also been loving the soundscapes on there, like the soft rain one to listen to when I read. I think it just creates the best ambiance and makes me so immersed in my reading. So you can get started for completely free, on Aura's website using my special link in the description and the first 500 people to use it will get a free trial and an exclusive 25% off. So yeah, definitely go check it out down below. Aura has helped me make meditation a regular habit for me, something that I'm sticking to and something that I'm loving more than ever before. I feel a lot calmer than I've ever felt before. I feel a lot more reflective. I feel a lot happier than I ever felt. So yeah, definitely go check out Aura down below. Okay, time to get back into the books. Next, we are gonna chat about the Thursday Meta Club series. Did you see this coming? I don't know if you did, if you haven't read these. So this is the Thursday Meta Club series by Rich Olsman. We've got Thursday Meta Club, the man who died twice. I don't remember love, I don't remember at all. And the bullet that missed, why did I just forget the name? So let me just hold up the Thursday Meta Club. In this series, we are following an elderly group of friends who run the Thursday Meta Club who solve cold cases, well, they don't solve them. They try to solve cold cases together. It's about a real murder turning up on their doorstep and them trying to solve it. Listen, I love this because of a course, it's murder mysteries, but these books I love so much because I really think they are such a lens held up to human nature and love and aging, right? Aging can feel scary and seeing our family age, seeing our loved ones age, but there's so much beauty in this, in like appreciating life that I think can be very easily forgotten. When you're working a job, you're working a nine to five, you've got a family, you've got all these plates that you're spinning, it can just feel like you've got your blinders on and you're focusing on what you have to do rather than what you want to do. And it can be easy in life for all of us, I think, to forget what's important and forget what makes us happy, but there's so many moments in these books that make me wanna cry because they are so beautiful in the lens that they hold up to friendship and love and appreciation for where you're at in life and just so many things. And I feel like the more that I think about it, I really wanna take the attitudes that these books have into my life in general, you know? Often I feel like books and media in general very rarely get to the core of humanity, which I feel like this series really, really does. I cried so much the first one, I haven't cried as much the second and third, I did still cry, but the first one I was just blown away. I was not prepared for like how truthful and honest and like holding a mirror up to society this series was gonna be. Next we have another nonfiction and it is This Is Going to Hurt by Adam Kaye. So this is nonfiction from Agena Doctor's Diaries working in the NHS, which is the National Health Service in the UK. And, whoa, I think this nonfiction book is something that everyone should read, not only to develop a greater appreciation, especially if you're from the UK to develop a greater appreciation for the NHS and everything that it does with free healthcare that we have in this country and how overworked and underpaid its employees are, but also just to develop compassion, you know? I think part of being happier is loving your stranger.  I'm like, I'm getting serious. I think often society can be encouraged to be selfish, right? But I don't believe that human nature is selfish and I believe that we are our best when we are compassionate and loving of the people that we don't know. And I feel like this book really does this. He's working primarily, I think, in like the maternity ward. So it's a lot about like it's being born, which is like obviously very, you know, you don't want anything to go wrong and you just wanna care for these people.  But you also see the best and what is possible and what is possible for all of us. So yes, I really wanna read his new one, which is Undocked, which I don't think is necessarily his diaries from when he was a doctor. I think it's more maybe about afterwards. Yeah, it's a funny book, right? It's really, really funny. He's such a hilarious author, but it's also heartbreaking. And I think that duality enables you to come to certain realizations. Like the year of just realizing stuff and everyone around me we're all just like realizing things to them. The next one is another fiction and it is Under the Whispering Door by TJ Cleen. So I read this at a very, I don't know how much to say it. I wanna be open, but I also like, let's not like divulge, let's not open up my chest and like show everything, you know? I read this at a very, a point in my life where I really, really needed to read it. And I think it's really stuck with me this whole year. I don't even know if this will be in my top 10 books of the year. But in terms of like needing to read a book, I needed to read this book, you know? In this we're following a character who dies and he's taken to this like coffee shop at the end of the world where souls go and they've died and it's like the place where they can stay for a couple of days to come to terms of the fact that they've died and then move on. What this says about grief and loss and accepting death and coming to terms with it and like how we, when we lose someone in life, how we carry on their memory and our love for them and our memories of them and how they live on in us and just there's so much, I don't wanna spoil the book, but like it really gave me a perspective that I think I needed to develop and I think this book really helped me to develop. And I don't know, I think it's just a beautiful book. I think it's a book that everyone should read because of that. You know, coming to terms with losing people is difficult. It's very, very difficult. But I think this book equips you with kind of the love and the appreciation and the joy that you had that person, you know? It also makes you think a lot. The main character is not very well liked in life and so it makes you think about, right, what do I wanna leave behind? What life do I wanna live? What legacy do I wanna leave? Is it that I achieved this, this and this? Is it that I made this much money or is it that I loved these people this much? Wow, this is deep guys. And in the final book that I would say changed my life for the better is Love Aubrey by Suzanne Lafleur. So I read this when I was, I don't even know when I read it. Maybe nine I read this and I re-read it recently and I cried just as much. So in this, Aubrey's dad and sister have recently passed away in a car crash and her mother unable to deal with the consequences, abandons her. And it's kind of the story of Aubrey mourning her dad and sister whilst also coming to terms with why her mother did what she did. I am including this more for what it gave me as a child than now, although I still would recommend this to anyone. It's like almost impossible to find. It's an old book. I don't think anyone is interested in reading it anymore. But I loved it, you know? I loved it so much. I think what this taught me as a kid about like, I don't know, I think it's hard to teach that to a kid why a mom would leave their child in that circumstances. But I think it teaches you a lot about mental health and about compassion for others and about understanding why someone did that and about forgiveness and about like, accepting that it's okay to forgive someone but still reflect on how they've hurt you, you know? And not like, have to get rid of that feeling. I just think this is one of the best middle grades I've ever read. It's one of my favorite kids book I've ever read. Like, I've read it as an adult so I feel like I can say that. But I loved it when I was a child too.  So there we have it, everyone. Those are the books that have changed my life. I feel like I was a bit more, I feel like I'm looking to edit this my usual way because it was a bit more serious than usual. But, you know, these are all books I really recommend if you wanna change the way you think about the world and think about the world for the better, you know? That's how I view these. So let me know if you've read any of these and let me know if you wanna read any of them. If you have any recommendations for the books that have changed your life in this way because I would love to know.  So I hope you enjoyed the video. Make sure you check out Aura down below because meditation is, I mean, it's something I've used literally since I was 14 to help me think about the world a different way and to control my stress and anxiety, be more mindful, be more grateful. So make sure you check out Aura and use my link down below in the description. Thank you guys so much for watching and I will see you very soon in another video. Bye.


for the speed of light, the cloud of dust, and a hearty, high-o-silver, the lone ranger. With his faithful Indian companion, Tonto, the masked rider of the planes led the fight for law and order in the early western United States. The stories of his strength and courage, his daring and resourcefulness have come down to us through the generations, and nowhere in the pages of history can one find a greater champion of justice. Return with us now to those thrilling days of yesteryear. From out of the past come the thundering hoofbeats of the great horse, Silver. The lone ranger rides again. Come on, Silver! We're heading for Cottonwood Valley! I am Silver! The ranch home of widow Barnes is one of the prettiest in Cottonwood Valley. Flanked on the north by towering arrowhead range, it faced a vast expanse of rolling prairie that seemed without end. A broad wagon trail led directly to the house. It echoed now at the hoofbeats of a horse ridden by the widow's youngest son, Emmet Barnes. Oh, boy! Oh! A letter for you. I just picked it up at the post office. Letter? It's from Ricky, ma. See, it's in his handwriting. Give it to me. What's he say? Oh, I knew it would happen. I knew more prayers would be answered. Ask and it shall be given unto you. That's what it says in the Bible. You mean Ricky's been released from prison? He's been pardoned.  Oh, gee. And he says he'll be here today, this afternoon. Oh, I'm so thankful. Oh, it's great news, ma. I shall be glad to see old Rick, but I wonder what folks will say. Folks? What folks? Everybody in town and on the range here. Ricky was convicted of robbery, and they all... He made a mistake. That's all. Now he's free again. He paid the price, and I'm sure he repents. Yeah, I know, but folks will say... I don't care what they say. Let him without sin cast the first stone. Sure, he says that in the Bible, ma, but lots of people around here don't read the Bible like you do. Ma was the pity. Well, I've got to get to work. Ricky'll be hungry when he gets here. I'll fry some chicken. Guys, I'm going to write over and tell Helen the good news. You mean that red-headed weaver girl? Who else? Oh, Emmett, I'm so happy. Think of it. My Ricky's coming home today. Yeah. Well, I'll be back soon as I talk to Helen. Be sure you are. Remember, it's your brother, and my son who's coming home. So you can see how it is, Helen. Ma's so excited. She doesn't know whether she's coming or going. I imagine she would be. Gee, it's wonderful news. Tell me about Ricky, Emmett. I've never seen him. We moved into the valley after he... well, after he went away. Well, Ricky's kind of hard to describe. He's just Ricky, that's all. Of course, I've heard a lot about him. Is everything they say the truth? Some of it. Does he look like you? Oh, no. Ricky takes after Ma. He's handsome. Real handsome. I've heard about that. And I've also heard that he's awfully quick with a gun. Like grease lightening? That's what got him into trouble. Yeah, I guess Rick was just born to shoot quick and shoot straight. How do you feel, Emmett, about seeing him after five years? Well, I'm tickled. I've always been crazy about Rick. It's more I'm kind of worried about. What do you mean? Well, Ma was my idea, the best woman who ever lived. She's good and kind and honest. She reads a Bible every day and lives by it. I know. She thinks that Rick is the greatest fell in the world. Well, that's naturally one of her sons. She probably thinks you're a pretty fine tool. Oh, Ma likes me. I know that. But not the same way she likes Ricky. I guess it's because he's the oldest. But what are you worried about? I'm just hoping that when Rick gets back, he won't disappoint her. But the five years he spent in prison have tamed him down that he won't get into trouble again. I'm sure your brother is everything you hope he is, Emmett. And I think you're foolish to worry. Well, maybe I am. I'd like to meet Ricky sometime. Sure, I'll bring him over. Kind of taking a chance, though, in deducing an hombre as good looking as Rick to my best girl. Don't be silly. The only Barnes boy I'm interested in is named Emmett. Are you sure, then? Positive. I'll take the chance. I guess I'll be drifting on over home now. Ricky may be there. But don't forget, we're going to the schoolhouse dance tomorrow night. I won't forget. So long, Helen. Goodbye, Emmett. This must be Emmett coming up now, Ricky. Good. I should see what the kid looks like. Hello, Emmett. Ricky, how are you? Oh, gee, it's good to see you. You're not such a bad sight yourself. Doesn't Ricky look wonderful, Emmett? Oh, he sure does, Ma. I've prayed so long for this day, because the hope of the righteous shall be gladness. Isn't that right, Ricky? Yeah, yeah, yeah, yeah, Ma, sure. If you say it's in the Bible, I guess it's there. Didn't you say you were going to fix some grub? I'm kind of hungry. Oh, excuse me, son. I've been so excited to forget all about supper. I'll have it ready in just a few minutes. Well, I see Ma hasn't changed much in five years. She still quotes the Bible every chance she gets. She made her very happy coming back home like this. Made her happy? How about me? If you think five years in that territorial prison was any picnic, then you ought to try it. Oh, no thanks. Gee, Rick, what are you going to do now? Do. Well, I mean, you're going to settle down here and help Ma, and he worked the spread, but... Wait a minute, kid. I may settle down, but it won't be on any two-bit cattle ranch like this one. Well, what do you mean? I got some other plans.  Nothing? You're free. This is your home. Oh, what's home? There's no money laying around. Yes, I don't understand. Of course you don't. You're too young. But you can learn if you string along with me. Where are you going, Rick? Not far. I'll be around the valley here. Are you going to work in another age? Oh, I think most of my work will be in towns. Or banks. So you are going back to it? Back to what? Same thing that you got in trouble. No, kid. The only reason I got in trouble five years ago is because I got into a tight spot. Had to shoot my way out. And I didn't have an alibi. And now? I'm getting the alibi first. Guess I must be dumb. Do you ever hear of an ombre called the Lone Ranger? Sure. Everybody's heard about him. He's in and out of this valley quite a bit, isn't he? Well, I don't know. I guess nobody knows much about the Lone Ranger. Except what he looks like. Where as a black mask rides a white horse. That's right. Good. You, uh... You want to tag along with me of it? Look, Ricky, I don't know what you're talking about, but I got a pretty good idea. Please don't do it. I mind my own business, kid. You do the same. Oh, I know I'm younger than you, and I shouldn't be talking this way, but think of them all, Ricky. Did it kill her if you got in trouble again? She thinks the world of you. I can't spend any of that. Besides, it's wrong. So I come back home and find my kid brother talking like a Sunday school teacher. Yeah, you're worse and more. Quoting the Bible all the time. Well, maybe so. Only I know how more feels.  Oh, yeah? Well, I have, too. I even told my girl all about Australia. Oh, so you're going with a girl, huh? What's her name? Helen Weaver. She lives on the next ranch. I'm taking her to a dance tomorrow night, and if you come along, we'll have a walk. No, thanks. No thanks. You sprout the wings for the Barnes family. I'm gonna fair moves. See you later, kid. Oh, wait. I'm almost fixing supper. No, I can't wait. I got things to do. And tell Mo I've got a date with a devil. Maybe she can read something other Bible to match that. Where'd Ricky go? Oh, he'll be back, Mo. Tomorrow, or maybe the day after. Oh, Ricky. Oh, he'll come back. I promise he will. Late the following afternoon, two men and a boy approached the north end of Cottonwood Valley. They were the Lone Ranger, Tonto, and Dan Reed. Oh, Sylvie. Oh, Mo, Mo, Mo, Mo. I will camp here for a few days. I, uh, want to visit the town of Cottonwood. Hey, doesn't Emma Barnes live somewhere near here? Yes. His mother's ranch is only a few miles south. Gee, I haven't seen Emma for almost two months. Why don't you write up to his place tonight, Dan? I'm going into town. Oh, gosh. I believe I will. Help Tonto make camp first. Ah. And this time, me show Dan how to make Indian shelter with aspen tree. Good. I'll be back before midnight. Ah. Come on, Sylvie. Having a good time, Helen? Oh, wonderful. Aren't you? I'm afraid I'm not a very good dancer. Of course you are. Why, Emmett, what's wrong? Ricky. My brother, he just came in the door. He's standing over there. Where? He sees us. He's coming over here. He is good-looking, isn't he? Hello, Ricky. Ricky was pretty worried about you. Oh, you must be Helen Weaver. Emma told me about you. May I have this dance? Oh, my God. Thanks. See you later, Emmett.  Oh, Dan Reed. Where'd you come from? Oh, just riding through it. What's wrong? You look worried. My brother danced with my girl and then he disappeared. Oh. Did you take her along? No. No, Helen's sitting over there. Ricky's been gone almost an hour. I don't see anything to worry about. Tension, everybody! Who's that? He's a deputy sheriff. He's 15 or 20 of you men. Report to his office at once. He's got a form of posse. What's wrong, Bert? The overland stage has just been held up and robbed. The drive and the guard were murdered and the outlaw got away with 5,000 in gold. Golly. Any idea who the outbreak was, it did it? He was masked and rode a white horse. Oh, I've got to get going. Where are you going? Oh, wait here, Helen. I'll be right back. So why? That's what he's all waiting for. Hey, it's a sheriff. I sent my deputy in here to get some in for a posse. We've already picked up this trail, sheriff. Well, come on, boys. He's heading north towards the barn's place. The barn? I've got to go, Helen. I can't stay here. Emmett. Ricky. Where have you been? After a little ride. I came back to finish my dance with Helen. All right, this way, man.   Where's Dan? Dan Lee. You mean that boy you were talking to? Yes. He rode off ahead of the posse. Well, who were they? You heard what the sheriff said, Emmett. They're after an outlaw and a murderer. And I hope they get him. We're going to pause on the first act of our Lone Ranger story. Before the next exciting scenes, please, permit us to pause for just a few moments. Although he didn't know the reason for it, the Lone Ranger realized that the posse was gaining on him rapidly. He healed the great white stallion and urged the horse to even greater speed. Come on, Silver.  In an airing sense of direction, the masked man led his pursuers over a broken country that he knew would lessen their speed. Then he doubled back parallel to the trail and headed for the small camp he had left in the afternoon. He lined up sharply. He noticed that Dan was a strideous new horse victor and that Tonto was preparing to saddle Scout. Ho! Ho! Ho! Ho! Ho! Oh, you got away. I knew they'd never catch you. You've been riding hard, Dan. Your horse is almost winded. I was at the schoolhouse when a posse picked up your trail. I headed straight for here. And maybe you can tell me why they happened to single me out. The overland stage was robbed by an outlaw where a black mask and rode a white horse. I see. How did you happen to be at the schoolhouse, Dan? I went to Emmett Barnes' house, but his mother told me he'd taken his girl to the dance. Did you see him? Oh, sure. We just started to talk when a deputy sheriff came and told everybody about the robbery. Oh, I wonder who it could... And Emmett was kind of worried, too. He thought that Ricky, his brother, had stolen his girl. Ricky? Ricky Barnes? Oh, I guess so. It's the first time I knew Emmett had an older brother. I thought Ricky Barnes was in prison. He must be out on a pardon of parole. He must have been. Maybe him one... Well, there's no use guessing about it, Tonto. We'll lay low here tonight and visit the Barnes' place tomorrow. We had some run, didn't we, Victor?  Ricky Barnes. Uh, me remember him. So do I, Tonto. But we'll wait till tomorrow and find out for sure. Well, the truth, Ricky, what...  Who did what? Last with your girl? No, not that. I mean... No, it couldn't have been you. You were right there beside me when the posse was trailing that outlaw. No, you're getting smart, kid. Believe what you see. Not what you think. What worries me is that your horse is white and so is the long ranges. Why bring him into it? Say that Helen Weaver's a nice girl. Yeah. That's a shame. I'm not ready to settle down yet. Might ask her to marry me. Would you, Ricky? Settle down, I mean, and marry Helen? She might ask something to say about that. Oh, I'd ask.  She told me she did. Oh, maybe.  The trouble with more is she'd quote something from the Bible and spoil all my good intentions. There's a lot of truth in those things, she says, Ricky. Yeah, I can't say it. I'm gonna hit the hay for a while, kid. Go to sleep now? In the middle of the day? Why not?  See you at supper time, Emmett. Didn't I hear you and Ricky talking in here? Well, yeah, he just went out to the bunkhouse to go to sleep. The poor boy must have tired himself out at that dance last night. Not that I approve of dancing, Emmett, but I... I know. Now, where are you going? I'm going to the Weaver Place. I got to see Helen about something important. Stand, you Emmett. I like your brother, but it's for marrying him. I don't even know him. He's really swell, Helen. Honesty is in... You said yourself he was good-looking. But, Emmett, this is ridiculous. I don't want to marry anyone right now, at least of all your brother. Yeah, I guess it was kind of nerve-wracking. But it sure would please more a lot. And I can't get Mary just to please your mother. Well, there must be some other way. Of course there is. Ricky will find a wife someday. Stop worrying about it. Someday may be too late. What do you mean? Nothing. I just want Ricky to have an anchor, so he'll settle down.  What's it all about? You... You haven't got a big brother like Ricky, Helen. So there's no use explaining. Oh, hello. What's going on? You're in trouble here, Dan. I'll go and talk to Mrs. Barnes. Ah, sure. You wait. I'll study your dirt. Masked. Who are you? A friend, Mrs. Barnes. May I come in? What do you want? To help you and Ricky. Ricky? He's asleep in the bunkhouse. Well, that's what I want to talk to you about. Well, if it's something to do with Ricky, you can come in. Thank you. Now... I, uh... I suppose you heard about the robbery of the Overland stage last night. I heard the boys talking about it. Robbery and murder. It's terrible. You're right, Mrs. Barnes. Sufficient unto this day is the evil thereof. That's what the good book says. Mrs. Barnes, where was Ricky last night? He went to the schoolhouse dance. Don't think that just because Ricky made one mistake, he'll make another. He's a good boy. I'm sure he is. That trouble five years ago wasn't his fault. He's paid the penalty and come back home to start fresh again. I believe you, Mrs. Barnes. You won't cause Ricky any trouble, will you? I have never troubled an honest man in my life. I believe in the Bible. As he would that men should do to you, do ye also to them? I agree. Now, I'm going to ask you to give a message to Ricky for me. What is it? Tell him that I was here and that I know he won't break the faith we all have in him. Of course I'll deliver a message like that. But who are you? Tell him you talked to the Lone Ranger. He was really here, Ma. A tall hombre wearing a black mask. Not over three hours ago. I can't figure that out. The message doesn't make sense. He was very nice. And he understood everything when I spoke verses from the Bible. Oh, sure, sure. Don't you think he was kind to stop you and ask about you, Ricky? I don't know, Ma. I was figuring on him being in this part of the country. But, uh, staying around for two nights is kind of funny. Why, Ricky? Uh, you wouldn't understand. Maybe the big hombre is just that dumb. I can't understand you. Where's Emmett? He went over to Weaver's and then he was going into town to get some things from the store for me. Good. I'm going into town myself. You can ride back with Emmett in the buck bar. No, a saddle horse. I think I'll need speed in the business I'm figuring on tonight. I think the drovers' bank will bear watching tonight. You mean somebody's gonna try and hold it up? They may, Dan. These trees, good place. We watch bank from here. But how do you know that? Nothing is certain, Dan. But whoever held up the stage last night knew that I was in this part of the country. That's why I wore a black mask and rode a horse as light as silver.  And he may try something else. I think so, Dan. The shots come from bank. We see ma'am come out and shoot. Aren't you going after him? No. He gets away, we'll follow him instead of trying to stop him. There, see? Right, white horse. And he is getting away. We'll follow. Come on, silver. Urging their horses forward at breakneck speed, the lone ranger, Tonto and Dan, followed the bandit who was masquerading as the lone ranger. He was an excellent horseman and soon he outdistant the posse, but not the two men and the boy who also followed him. A mile or so outside of town, the outlaw suddenly doubled back down through a steep valley trail to negotiate for whose rocky path left no trail. This valley trail led to but one place, the schoolhouse. He's heading for the schoolhouse. I thought so. Same place he went last night. Circle through this draw. Now to come up at the rear of the school before he gets there, huh? There. Oh, steady boy. Oh, somebody's on my heels. Boy, that was close. Now if it's a posse, I think I've lost him. You've lost the posse, Ricky, but you haven't lost me. The lone ranger. It wasn't a very good bank robbery. There's a posse right behind you. I'll be here any minute. Why, you... Don't reach for a gun. I've got you covered. All right. Now what? Well, that's up to you. Did you rob the Overland stage last night and murder the garden driver? You can't prove it. I'm asking you a simple question. And I ain't talking. Did you hear that, Mrs. Barnes? Yeah. Emmett? Yeah. More. What are you doing here? The lone ranger told me that the Overland stage used this place as a hideout. And at night during the excitement, I came over here because I believed in you, Ricky. My faith was misplaced. Well... That's all I've got to say, Ricky. That's the Sheriff and his posse, Ricky. The law will take its course. We know you're in there. Come out.  A confession might make it easier for you. No, I ain't talking.   I'll make the Sheriff hold his fire. Wait till they stop firing. Ricky. Hold your fire, men. Who is it? Why, it's Ricky Barnes. And he wasn't alone in here. Look at all these people, Sheriff. Yes. Ricky, Ricky. I tried to stop him from opening the door, Sheriff, but he moved too quickly. Ricky killed himself, really. Something like that. I don't get the horses. Mrs. Barnes, I'm very sorry that this happened. But Ricky did one thing before he died that made up for a lot he did when he was alive. He hadn't opened that door. Some of us would have been killed. Yes, you're right. I think you'll find the answer to that in your Bible, Mrs. Barnes. I think it's somewhere in the 15th chapter of John. The 15th chapter of John. Hand me the school Bible, Emmett. Here it is, Mrs. Barnes. Let's see. Yes, this must be the party men. Greater love hath no man than this that he lay down his life for his friend. So just heard is a copyrighted feature of the Lone Ranger Incorporated.


Hello, this is Laptop Media, and today, we will show you how to open the Dell Latitude 15 3510 and what's inside of it. Getting inside this notebook requires the removal of 8 Phillips head screws. Thankfully, they stay attached to the bottom panel, so you won't lose them. Anyway, the next thing you need to do is to pry the panel away with a plastic tool. We found it easier to gently lift the base and start the prying process in a semi-open position. Please remember, it would be of great help to us if you just hit the like button and subscribe to our channel. That would motivate us to make even more and better videos for you. After you lift the panel away, you will notice the cooling solution, which employs a single heat pipe, as well as a fan, which is relatively small in size. On the bright side, Dell provides you with quite the upgrade options. There are two RAM Sodom slots, which support up to 32GB of DDR4 memory in total. You can put a 2.5-inch SATA device, thanks to the included connector and screws, and there is also the option of an M.2 PCI-EX4 drive. As you can see, our unit features a rather modest 40-watt-hours battery pack. However, this device is sold with a 53-watt-hours unit, as well. If you'd like to see more disassembly videos of the latest notebooks we would highly appreciate if you hit the like button and subscribe to the channel.


Connor McDavid welcome to the team I need a second we still have two more choices okay that's good that is actually good ooh ooh okay okay Crosby's another good one welcome to the team Sid not so much the kid