Very good morning to you. Welcome back. This is why in the morning it's all about matters concerning business and entrepreneurship on this fine Tuesday morning. My name is Ram Agucco. It's a pleasure being with you. Welcome back if at all.  And of course, it's all about matters concerning Entrepreneurship today you want to talk about social capital in building innovation and resilience and of course that Timeology looks like so so much like it's a mouthful So yeah, we're talking about let me rephrase that because in our social to say social capital Let's say networking. Now, how best can you use your networks to build your to build innovation and Resilience is it possible? Is it achievable let today let's talk about this and of course to help us in this conversation I am with Samuel Oma who is an entrepreneur. Can we send a sample? Thank you so much. Oh, Salama. Niko Salama Khabisa It's nice having me again. It's nice having you again And and welcome back. Thank you so much for always finding time to come. I appreciate to empower the youth. Yeah The future is the youth. Yes. Yeah, because the next revolution the fourth revolution is in Africa But are you ready? But they're saying that the future is now. The future is now Yeah, it's now. Yes, but also we must actualize it for better things in the future. Yeah, exactly Yeah, exactly. Exactly. Of course, even as talk about this particular issue from home Keep talking to us. Let us know what you think about this issue give us your thoughts and opinions I talk about social capital in building innovation and resilience in this morning conversation today and We remember we are streaming live through our website and that's a www.kbc.co.ke for slash Y to 5 for that's where we are streaming live So you can watch us on the go from wherever you are This is why in the morning the harsh like is why in the morning at from a Google the official session hurdle at Y to 5 for Channel, let us know where you're seeing us from of course Tell us what you think about this subject matter some. Yes We're using a big word We can make it simpler Screen social capital in building innovation and resilience and someone's honoring what the heck What is social capital a social capital is just the networks and also the connections between people to make a society better Yeah, in in a simple way your networks your networks Yeah, you can use that to build yourself to build yourself. It's not being selfish not being a gold digger We have different aptitudes different skills Yeah, people are endowed differently and maybe you have something that someone else doesn't have Yeah, you have resources have ideas our skills and have and you must combine these things together to realize our goal Like where you are here you're a presenter you have camera man you have as a Society of people that Makes the systems to work. So that's social capital Which we need to take advantage of do you think you'd stick advantage? No, no We don't take advantage because of a number of issues. Yeah maybe because of our We don't have skills That helps us to Embrace the this social capitals. We don't invest in building this social capitals We don't invest in mentors that can help us to build our social capital to realize what Should be done when you say we don't have skills Well, exactly referring to because somebody has just come from school. Yeah from the university. Yeah, and it's now seeking Employment. Yeah, nice. Thank you. Yeah, so when you say skill This and and they go they apply for that job. Yeah, and they're told five years experience five years experience, huh? How can they get this skill number two even in connection with that? For somebody who because that is somebody who has just come from university for somebody who has stayed For some time after university. Yes, they have gone for an attachment or an internship here There, you know, do they are still also lack those skills. Yeah, that's a nice question No, let me give you a context. You know, our youth are Impromptized by issues that don't add value to them They don't invest in skill additions in value addition skills that help them to Upstage what they ever you find someone is out of school. Yeah, and you know, you know in our Education context, we are not pragmatic. Most of we don't have Anson deck issues that embolden us for the for the future. So you find after school Our youth must invest in a practical skills Yeah, like you find in the modern world to today. Yeah, computers are big issues Issue Technologies growing number two we have like the world today Are you find that the government has not offered real-time? Employment for you, sir. We need entrepreneurs that can come in to fill the gap and and and and and only entrepreneurs that will offer much Much employment opportunities that will win the game So so so here you're saying that even after you finish your school Try and build your skills. Do you skill and how can you do that? Do you go back to school? Where you can have some technical training or is it a job because at the end of the day They're looking for job skills. Nice. Thank you so much. Yeah, there are a number of ways you can build your skills You can go back to school You can be under the tutelage of somebody who's ahead of the game for you to learn and get to know much about What's happening in the field number two? You must gain it by Experience working somewhere or doing it by own way. It takes time It's I'm usually appalled that you find someone has come out of school But he's been told we need a three-year experience four years experience five years experience And these organizations know very well that these guys are out of school Yeah, so those are the challenge that we have as a people but at the best of at the key issue later of mentors People can can cascade the Knowledge to us as you for us to take advantage of that And and and we're talking about social capital to build innovation Now somebody wants to use the social capital to build themselves to build themselves This the same as an individual who is saying you know what? You must know somebody To connect you to get this job. Is it synonymous? Yeah, it's quite synonymous, but let me entangle it One number one you must know somebody. Yeah, you must do you must know somebody for you because There are some people who are there before us. There are some people are good at doing something There's some people who we can take advantage of to learn of things that we desire for and another thing You find that there are people who have All of ideas who have been in the in the market who have been in the field and that they've done well So we must be under them and take advantage of what they've done learn from them And that because at the end of the day You must know someone for you to get what you want. You know some people say outside In this country, it's not about that, you know somebody has been passionate and give it your best So you're saying you cannot survive without me? In as much even if you are your passionator even if you are doing that you're working with a team of people You're working under under system. You are being connected with people and it's how I will you tap this system for your full Potential, that's what I mean You can You can manage your your networks to your advantage, but what what I mean is that how can you use the networks for your? Advantages. Yeah, how can you use what you've got? Yeah, I feel something. Yeah, what you don't Don't yet have yeah nice. Yeah, good. Good. And our youths and our youth must take advantage of that Yeah, come together concord cobble up ideas and see what the future old Yeah, what what is innovation? innovation is Coming up innovation. There's what there's a new concept that is called now. You don't just innovate you cause disruptive Innovation like now people want efficiency. Yeah, people want things that are cost-effective and people want to value Yeah, so what if you bring something that because Things are being disrupted every day. The media is being disrupted everything is being disrupted positive disruption positive disruption Yeah, so you know very being innovative in a disruptive way that you you you let me in this Context quote someone in the US America is a It was an American Innovator and a visionary leader is called back minister fuller. He said that you don't create change by fighting the status quo You don't fight change by you don't create change by fighting the reality But create change. Do you know what you should do? What should you do? You create a model that obscures the reality, okay? And that's People always go wrong go wrong. You you you find the status you find the status For instance MPS is doing well in the market time if I come up with a system that works the same way with the MPS Where will people come come to me? Okay? People will want something that maybe works better than MPS is cheaper than MPS It's efficient than MPS that will not jump us out of the market And that's what we call disruptive innovation And what that's what we need at this point in time to create the jobs that we need and to empower youth You're saying instead of fighting even yeah, people say that oh, you know, you have a good father Use them for your advantage advantage or create a model that can Put them out Yeah, it applies in politics in everything and everything else in life. You create a model that Makes the Existing one obzolita and once you do it that way The system is all yours. All right now let's decipher this thing Give us a few tips for the the youth who is watching today. Yeah, how can the Kenyan youth use best youths His or her networks to build themselves. There's some of the few tips that you've got for us. Yeah Like uh, like for for myself as an entrepreneur. I've owned my skills over time. Number one it takes time Yeah It takes time. It takes time. Number two is uh, identify your passion. Why are you passionate about? Then number three is uh People yeah, the people is not the networks Have you heard of the dictum which says that get the right people in the bus then decide what to do? Get the right team in the file you find that our youth Mix with people They have disparate ambitions with them. Yeah, you must find people you have the same ideas and you have the You your skill set is in tandem and your vision is in tandem for you to realize the the same goal Is it get the right people in in the bus then decide what you can do? That's the first thing. I even as you build these networks, uh, build it with the right people Yeah, don't just serve some People who are just because you are Or because you come from the same area. So people you can learn from people you can get ideas from and from mutual benefit and find Like our youth are usually uh, it's uh, they're not altruistic Like you must be selfless for greater good. You find people usually see what am I benefiting first? But I don't know that should be mutual. What are we benefiting? So number one from passion. I don't find what you can do better. What's what are you passionate about? because you cannot Because in the long run, we see once you are not passionate, uh, you'll not you'll not persevere when things are eat a calde sake because in uh In the field where I am entrepreneurship It takes quite some time and it's some time. Uh, very excruciating. Yeah in terms of maybe resources in terms of maybe Then another thing, uh, let me Add something. Uh, we must get the thinking of our youth writer Because our youth think that I have an idea. I make a plan I get resources and I make profit. I become a billionaire tomorrow. It doesn't work like that It doesn't work like that. These things take time. You must know how the market works. You must know the systems work You must know how how These things are connected. Now still how can you build trust? Yes, your capital. Yeah. Yeah How can you do that? Yeah, thank you so much It takes time Yes, it takes time and uh, it depends interactions. It emanates from interaction And also the track recorder because because because even even let's talk about time and and and track record. Yeah There is this sense of Trust that ought to be there. Yeah, it's not When you have an idea, yeah, it is picked up quickly. Nice and and and when you have some a challenge It is easily solved. Yeah Because of the social capital that social capital nice. Yeah, but but but but then how do you build that trust? Yeah, with with someone who you really spend a lot of time with. Yeah, remember these are the issue of distance. Yeah distance and and time schedules. Yeah, because of course They are your capital. Yeah, it means that they have their behind. You have something that you don't have Yeah, they have something that you don't have. So how do you build trust? Yeah, nice. That's a good question I've interacted with Somaliza both in Kenya and in different Middle East and elsewhere and I love how they operate they operate on trust You find like you find somebody it doesn't have resources, but he has systems So he talks with these kinsmen and people around in his social networks. They supply him and they sell they they work So number one our trust is uh, it is built by By mutual goodwill Number one you have something that that I need That if we combine we can mutually Benefactor number two trust emanate from interaction. You cannot trust somebody if you don't you've never interacted with them And how do you prove your track track recorder? I'll trust what they are you when you are you you you are confided with some information When you are giving something to take care of How are you are you good at at data? That's number number number one number two Trust is built. That's number two. Oh number two. Yes, number three. Number three trust is built by It also manage from issues like Past experiences, sir How you've experienced your past experiences with people and how you've dealt with them in the past Yeah, yeah, yeah, and and and there's something you've mentioned there Goodwill good. Well. Yeah. Is it possible for you to avoid being taken advantage of? Yeah, all process. Yeah And how can you do that because this is a yes social capital networking and in networking there are some dark sides dark sides Nice number one For you to take advantage of that not to be used. You must identify your value What's your value? You must know your value. You must know your worth Then you are and your beginning power. What are you bringing on board? What are you bringing on board and once because once people Know that you don't know your value. You don't you've not packaged your yourself. Well, they take advantage of you Yeah, so know your value know your worth and see what are you bringing on board? That can add value because people associate with you and they see the value Yeah, if they don't see what they can Pick from you, then it's a null and void. There's no interaction But once this value for mutual benefit That's it. They work with you because you know sometimes we because we've seen these cases I don't know if you've heard of them But somebody has an idea and this person shares His or her idea to somebody who is within their networks only for them to later on see that particular idea being implemented somewhere else Copyright infringement. Yeah. Yeah, and and and here we have privacy that has been Confidentially has been broken. Yeah, because you trust it in that particular network. You trusted that Yeah So, uh, that's a nice question. Uh, from uh, there's a legal request to to to that before you start pitching your idea You must uh, there's a it's called kippy kenya institute of It deals with kenya institute of what it deals with Intelligence it deals with ideas and deals with innovative ideas Where you can register your ideas for As a protection as a protection center. So before you start pitching and and and and exposing idea you can Protect it legally. Yeah, so that if anybody infringes and And exposes it without your prior knowledge It's it's a criminal offense because you've shared this with your mentor Yeah, mentor share this with the somebody who you believe that could help you And could bring you bring you up Only them to you. Yeah. So before you do that see to legal records. Yeah Register it with the government get it sealed sealed now it belongs to you So even as you walk around pitching it and looking for potential investors things will work with Things will work well in case of He undermines your goodwill. You can swim Now let me let me bring it to Her level that is personal to Now we are talking about building social capital. We're talking about building your networks to help you build up your innovation Does it traverse character? Is it is it beyond the personality that person is an introvert introvert is an extrovert Nice, but then we're talking about building social capital. Has it worked the same for everybody? It doesn't work the same for everybody because people are different but in But people must stand to be counted The youth must be genuine the youth must be Exposed the youth must stand up And be counted for for instance You can not just sit down and they say that you're waiting for something to happen You must go for it. You must seek these people. You must seek this meant was not at their dose I Have meetings with them and see how they can help you. So the youth must come together. Yeah, see where they See where where they converge see where they can Take advantage and Let me add something, you know, our youth have inimitable ideas. Our youth are so innovative But we have challenges from financial challenges for and other factors and there's a massive youth financial Exclusion in the country and for that matter we did a research We went to the market to interview the youth in market places and And other areas other economic areas strewn within Nairobi and found that Most of them are excluded. Maybe because they don't have documentation. Maybe because they don't have other Other documents that are needed by the financial For financial institutions So they cannot do business They cannot realize their goals and this is part of the and banking system is part of the social capital Okay, that they need to realize their their goals. Therefore, our government must do something And we are coming up with a startup to see how we can sell that gap and maybe I can Use this platformer. We've done research. We have a plan and everything's okay Our investors who can come on board to see as realize the The goal of of having a youth financial inclusion in Kenya to help the youth realize their goal to help the youth Because at the end of the day Finances are usually there The barrier that youth must amount for them to See through their goals. I don't know if I got you right. You said you're going to help youths come up with Ways of establishing themselves themselves. Yeah, because of their businesses. Yeah, business. So we are coming up with the financial start-up Because we it panned out from The financial because I also first eater finances are big is a big issue And we've done research from the youth. Our youth are financially excluded from our financial system And that's the main idea because here we have people who have loans Loans default people have defaulted defaulted loans and things like data and leave aside the the issue of defaulting So there are some youth with their goodwill. They can repay the loans, but they don't have this They excluded because of other factors that they that are there. So want to come in to help Placate the issue and Realize the dreams of our youth. So So Somebody can reach out to you. Yeah, if they have an idea and you can be able to help them out What I'm saying that we uh, we we we want to we want investors who can invest in us to help the youth in your Realizing the goal investors. Yeah on board because we've done research. We found this massive youth financial Exclusion in our country. Yeah, not of our Overwish but because of our systems and other things because you find in other countries There are venture capitalists people who are there to finance these ideas people are there to Work with the youth and realize their dreams. But in this country, there's a A deep lakuna.  How can they be able to reach out to you? Yeah, we they can reach me by email I own girl 14 at gmail.com. They can reach me via my phone number. I don't it's okay if I Expose it here. You do you Yeah, my phone number is how did you want people to reach out to you? Email phone number 0708 5246 80 a litre again 0708 528 0 0708 5246 80 one more time 0708 5246 80 Yeah, we have a plan we have a research and we want to Come and cause disruption in the market and embolden our youth And we go right away with financially to help them realize their dreams because Finances is the panacea that our youth need for them to upscale Now let's do you think the government also plays a role? And and how does the government come in when it comes to building social networks and social capital? And how are youths? Taking advantage of this of course those are three questions Three questions. Let me start from from this point good leadership emanate from Politics because everything everything everything In life economics and everything is Is conversed in parliament and This also is a part of the electoral processor and it's so unfortunate ram. It's so unfortunate and i'm usually uh So sad that our youth Sit out electoral process. They don't take part in uh in election Are you find they have a lackadaisical attitude towards the politics? They say, uh, that's not my thing Maybe because they are impoverished over Of of the consequences of of electoral process because it's it's out of the good leadership That we're given an environment that can help us build this social networks So i urge our youth let's take part in the election because if if you don't take back part in the election It's going to affect you whether you take part or not Yeah, because when they take part or not, you are affected when there's a icon the price of maize flower It doesn't matter whether you voted or not. All of us are affected Okay. Yeah, everything is from politics. So just better better. Yeah, so not better. Let us Stand i urge our youth. Let us stand. Let us take position. Let us be Eloquent. Let us be elaborate But after mindfully thinking of of the option that we have let us with options and stand up for something Yeah, yeah stand up for it doesn't matter which which side of the spectrum you have better stand up for something Yeah, because at the end of the day, these are issues that affect our life to the core Yeah Yeah, when you go to uh is the government that can make these uh finances available for the youth Is the government that can make a platform for the youth to elaborate the issues and to to grow and to Increase the skill setter. So it emanates from politics number two Are you some of I can say most of our youth are not exposed to Some of the things the government are doing and the proteins that are there that can help them to build their social networks to make them innovators And to help them come up with something substantial that can they can help Can help them Do something for the economy because at the end of the day What can you do for your government because there are some avenues that can Tap into to help us help us Realize our goals. Yeah. Yeah, we we we we we need to use our internet world Uh Check the opportunities that the government has put in front because these opportunities up there Yeah, there are NGOs. There are private sectors and people who have set up ideas that can That can do that and I think that I I want to address you find that That in other jurisdictions like in silicon valley, they have venture capitalista People pump the resources to in in people of ideas that which might be lacking in our countries And therefore I urge people of goodwill people with financial wherewithal People with financial wherewithal and to come up and help our youth Because I've interacted with our youth our youth have ideas That can cause disruption and can help the government in adding Adding value to the economy and creating employment. A middle time is all outside Yeah I want to give you time to have a final word. Yeah, and I'd like you to give your parting shots Speak to that Kenyan youth watching today. Yeah. That is your camera there. What is your final word? Okay, thank you so much. Uh my final word to the youth because I've owned my skill set I've owned my interpreneur interpreneur Rochester over time and I've learned that social capital is a huge thing Because it helps us to build on what we have it helps us to tap on our Skills and our ideas for for greater good and another big thing I want to urge our youth that let us build teams that we have Mutual goodwill with people who have The right set skill people who have we are we are in tandem in terms of In terms of vision and mission and another big issues Everything emanate from good politics and good governance And let us not sit down electoral process. Let us take part and Stand for something and be counted and the future belongs to us Let us be Disruptive disruptive innovators Yeah, and position ourselves for the future Yeah Thank you so much Of course, this is all about social capital How best you can use social capital to build your innovation and resilience And uh, this has been why in the morning. My name is rama guko. We are taking a short break before and any we come back Of course, we are taking a musical break We'll be back in a bit. Keep it. Why in the morning the hashtag as always is That why in the morning at rama guko and at why to for channel. We'll be back In a bit. This is why 254 Thank you so much. Thank you