Hey guys, it's Nate, AKA The Foot Accountant. Welcome back to the channel. It is Monday. You know what that means? Market Outlook time. Let's take a look at this week's Black Friday Market Outlook. It's a huge week in FIFA 21 Ultimate Team, arguably one of the biggest weeks of the year with Black Friday coming up at the end of this week on Friday. Obviously there's a lot of talking, a lot of stuff that we've done in preparation before this leading up to this point. And still this week there's a lot of content that EA could drop or lack of content that EA could drop on the game that could possibly make the market move. So we're gonna talk about that, talk about the content that dropped yesterday on Saturday and then on Sunday. And also look back last year at Black Friday and a few things that maybe were, have been overlooked or something you can use to prepare for this week in foot. But again, it's a usual Sunday night. And a lot of you guys are watching this video and it's late Sunday night, early Monday morning and a lot of player prices are still gonna be pretty low. Now on Sunday today, I'm recording this a bit earlier than normal. I'm actually a couple hours before squad battle rewards right now. Yeah, so what I saw today on the market though is a very, very interesting market movement. So a lot of panic selling came into the 6 p.m. UK time period because it seemed like a lot of people were expecting that base icon as we see today. Now since it did not come, a lot of stuff has since rebounded, right? Prime example was this Inform Zaha card. If we take a look at the flipping graph, this guy was down, which he looks like that's an undercut right there. 210 for Zaha, he was down like 200,000 coins, like 205, 208 is I believe. I had a couple friends that bought him at 205, 208. And see right now he's back to 220. So a lot of cards were rebounded slightly because there was no content today. There was a lot of panic selling right before 6 p.m. And stuff has kind of since then rebounded back. Here's a perfect example of a guy that did this today and that is Marcus Rashford. He was 223 this morning, went back down to 200K and then went back up to 223. There was a lot of items that did this same movement today and stuff that has kind of picked back up a little bit from where it was. Kante was 370, whereas he was 350 last night. He's 360 now. So some of these cards are still kind of dipping down in the, you know, it's a mixture of like sell-off and then of course people are starting to like buy some cards for their teams because a lot of people are thinking this is again another low point, which I think is honestly not a terrible time to invest. And I've been talking to you guys and saying, hey, if you see informs get really, really low. If it's an inform that is not going to be included in best of team of the week, I do not think that it's a bad time to buy. I think it's a very possible time to buy right now with some of these out-of-packs informs and out-of-packs promo cards. Like some of these past team of the weeks, right? Chucky Lazano 135. That's almost as low as he was in packs. This guy's again, really hard to search on the market. I just lazy sold one for 150 that I bought on stream. This Gerente at 148, very popular card. It was 150 in packs, went to 160 over the weekend, is now even lower. So a lot of this stuff is still pretty low. A lot of informs are pretty low. Some stuff didn't drop as low as it did last week. First example of that, and again, I could be wrong in three hours from now because the market's still kind of changing and moving. But Joe Gomez's inform last week was 370,000 coins, 375, and right now he's still holding right around 400K. So some stuff hasn't dropped off as much as last week and that's why it looked like last week might've been to buy for some cards, but some stuff is still really, really low. And as we kind of think about like possibilities or opportunities that you guys might have to buy in and buy your teams, last weekend was one of them, right? We had low prices. This weekend, again, we can excel at. We talked about this earlier this past week was another opportunity to get in. So there's probably gonna be another scenario where maybe on Friday morning, we do have some panic. So if you don't feel comfortable buying this early, if a base icon SBC comes at some point this week or if there's reason to believe that there could be a lot of panic on Friday morning, which there probably will be a little bit of panic on certain cards, then that's gonna be another area or another timeframe, I guess, opportunity, you could say, where you might be able to snag up some cards and either buy them for your team or buy them as an investment. So my plan personally this week is gonna be continued to trade because it's a holiday week here in the US, of course, Black Friday with Thanksgiving. And that means that I might have a little bit of extra time on occasion to hop on the companion app, to hop on the console at times and do some, even if it's just lazy listing cards for a couple thousand coins over there by now, it's profitable, right? This Quadrado I bought for 203, so that's a small flip there. I bought this at 135, sold at 150 to a lazy buyer. So a lot of these sales, I'm gonna be trying to make throughout this week. So I'm not gonna be investing or buying cards to put in my team, even if they're out of packs, in forms now, I'm gonna be waiting throughout the rest of the week and trying to pick up on some panic on Friday. Or if a base icon, SBC comes, that's gonna be crazy for the market too and you're gonna see a lot of market movements. But it is a big week and let's kinda start to talk to the week a little bit. Today is Monday, right? So Monday, last night we had squad battle rewards, the market's probably pushing up a little bit. It's probably still a little bit low on some areas though, in the morning today on Monday, because that's just how it works. But we have games, we have big time games. Now first, before we talk about Champions League, let's talk about this team of the week SBC, because a couple people were mentioning to me, this team of the week SBC is expiring today on Monday, I believe. And people are saying, yo, once this goes away, is it gonna be replaced by anything? Some people think the base icon upgrade is gonna get replaced here after this team of the SBC expires and they think it's gonna come out today. I guess that could happen. I really do not expect it to happen at all. I think that icon upgrade SBC was just put in the code by EA to cause some panic, to stir up some panic. And I actually don't think that they're gonna be dropping that during the week this week. Now they can obviously do it, it's their game, they know what they're doing. I'm just here trying to predict it, but I honestly don't feel like it's coming yet. I really don't. But if they wanted to, they have the power to do that. So I don't think that's coming today, but some people have been talking about that, so I wanted to clear that up in my opinion, with my opinion put on it. Now we do have Champions League as well. Tuesday and Wednesday, we have Champions League games this week. A lot of road to the final cards have already started rising up out of packs. Of course, Bebe was up from like 85K, Portu's up from like 140, Draxus from 50K to 20, Sasoka was up like almost 90,000 coins.  So a lot of these cards from Team 2 and Team 1 are inflated a lot. Now what do I feel with these cards coming into this week? Are people buying these cards right now because they're gonna get upgraded in the near future? Not really, but these cards still have a while before they're getting upgraded. I mean, we are in match week four, match week six. Now obviously by match week four, some of the cards that are teams that are sitting in their groups, that are sitting in first place, like Byron, like Alfonso Davies, part of his price right now on the market, part of this card being 575,000 coins is the fact that he is gonna go to an 86 rated item. It's fact, right? They've basically secured a spot going into the next round. Other players though, like that Draxler for example, which they're in group F, is that right? No. Which group is group H? Group H, that's right. With Leipzig and Manu. So PSG play against Leipzig this week and all eyes are on PSG because they have to win this game if they wanna shot it going into the next round of Champions League, into the knockout stages. So that's gonna affect some of these road to the final prices. If a team that is like right now looking like they're gonna get in, like, let's say, and I'm not hating on Manu fans here, Rashford's a million coins. Manu is sitting on six points. Let's say for some reason, Manu lose their game because they're playing Istanbul and that will mean if Manu lose and PSG win, everybody in this group is on six points and the likelihood of Manu maybe going through is kinda looking, you know, maybe not as quality as it was before. Now do I expect that to happen? No, but that's just a scenario. So if you wanna take the no risk with these road to the final cards, a lot of them are up. If you wanna take the no risk, you could sell them before Black Friday. This is a type of the market where I would say you wanna be watching this for panic selling at any point in the next two weeks before they get actually get upgraded from the group stage to the knockout stage for whoever cards continue to move on or if a team is likely not gonna be moving on and they're gonna finish last in their group which means they're not gonna become a Europa League road to the final and their card is just gonna be no more, it's not gonna be live. Those cards will drop off a decent amount. So just kinda keeping out for those sorts of movements. We're gonna start seeing those around Champions League games with these cards. So they're up a lot though. So if you invested in these, you're making coins and that's why I'm saying watch the panic because these are rare and they're live items and a lot of people wanna get interested in them. So we do have UCL games this week which could mean again, UCL marquee matchups, tradable pack supply coming onto the game. That would be on Tuesday I believe if that was to be the case. I would expect some other sort of kind of filler content this week in the middle of the week. Now on Sunday yesterday, we had some filler objective content. Basically two days in a row with objective content in FIFA because Saturday, we had the Premier League player with Bellarine and then today we had the milestone, I believe it was a milestone, yeah, EFL squad championships, EFL championship squad foundations with Josh King with Dak and with Dak and Sinclair. And a lot of people are looking at this Sinclair card because they think it looks like Ryan Kent but it's not upgradeable, right? Road to the final Ryan Kent was good. He was just OP in his own right but part of that was just because it's Ryan Kent and he was a live upgradeable item too. And then of course when EA upgraded all those cards that were still in the competition with the whole coronavirus issue earlier in the year that was just made his card even more OP. But just be wary I guess if the UCL pack supply, that could be an opportunity for maybe more supply. Now one thing that I've been doing a lot of, a lot of people have been calling this trading method tech avion. And I don't necessarily think it's true tech avion what we use to call it but what I said earlier in the video with lazy listing, right? I bought this St. Maximum at 15,000 coins today. It's a it's a week in the sell-off day and these cards are still, I'm still getting sales on these cards two to 3,000 coins over the buy price because of the glitchy issues with the transfer market on the game. Since there's a lot of glitch issues and a lot of stuff like that you can buy, how about this Gabriel J. Zeus at 15,500, sold at 18,250. I've got a lot of Musa, or Usman Dembele's, some Gabriel J. Zeus, some Alan St. Maximum. These are just all lower rated cards that you can honestly buy with a good chem style at their lowest buy it now price on the market, especially if they take a little dip because of pack supply and then relist them for two to three, 4,000 coins higher depending on what the price is. And you'll get sales, right? I did this on a Friday night and I was getting three to four sales an hour on Gabriel J. Zeus cards with hunters or position change to center attacking mid. Three to four K overs by now price. I was getting like half of my cards that I had bought were selling every hour. So that's just kind of something to look at too. You can do throughout the week this week. But again, for content this week, it's again, pretty much a question mark, right? It just depends on what EA wants to do with this game because we do have Champions League. So we haven't seen that one. Champions League, SBC item card come out yet. That's something we're kind of waiting on and expecting. But basically from Wednesday until Friday, I would expect a loading screen from EA Sports last year. There was a loading screen the day before. It just said Black Friday. They said tomorrow through Sunday and they showed a little loading screen that was Black Friday. So we also got a player moments card design that came out last year and that caused some panic. But I did say I wanna talk about what happened last year on Friday. And we're gonna look a lot closer at this later in the week this week as more of Black Friday preparation. But if you have any cards that could be considered for this squad this year, best of team of the week, these are the best team of the cards in the game that EA put out last year. Messi, Ronaldo, De Bruyne, Hazard, Lewandowski and Boppe, big names, right? Big, big names and best of team of the week. This year, we do not have an Boppe inform. Ronaldo might get an inform this week. We have a Messi, we don't have a Hazard. We don't have a De Bruyne. We do have a Lewa. So best of team of the week this year could look a lot different. And notice that they put in Ben Yetter last year. There were other informs higher rated than Ben Yetter. But since they put this card in last year, I'm not saying it's guaranteed, but I'm just saying that I think this Renato Sanchez, even though it's so hyped, I don't think it's very likely, but I think there's a possibility they could put in a Renato Sanchez or possibly Allen St. Maximon in best of team of the week, just because they're so very hyped up. And if that would sell packs, EA would do it. If that would sell packs, EA would definitely put those cards back into packs. So if you have any items that we talked about before that could be in best of team of the week like Rashford's inform would be a number one candidate for me that would be in best of team of the week. His price is dropping, but for good measure, right? Because people are panic selling him or listing him up and taking the coins before his price could go lower. But a lot of cards that are in this week's current team of the week, team of the week number eight with Mane, with Kante, those are both players that I think should get in best of team of the week. Insignate has an outside shot, probably doesn't get in though. And then of course you have other cards that we've talked about and mentioned before, like Messi, Bernal Fernandez could get in for sure. Who else could get in here? There's a couple other ones. Of course, Rashford, yes. Possibly Ramos, maybe, maybe not quite. Lewandowski, yes, maybe. So, Ben Yetter again this year, possibly. So just be careful if you have any of those really high level, high rated and very hyped informs because they could get re-released and that could cause a lot of market panic. But again, I mentioned like the lazy listing or tech avion method as something you could do this week to make coins if you wanted to. Honestly what I would watch this week though is just watch the panic selling on informs, watch the fluctuations, rule breaker cards as well. And there's gonna be ways to make coins this week on just fluctuations, right? Because these cards, they move around all the time, especially with weakly sell off and especially with some of the stuff being low right now. People are just accustomed to buying stuff on Sunday nights and selling later in the week. So as long as we don't have any crazy content, I mean, this guy Lukaku, he's like, what? 350 right now I think I saw on foot bin? That might have been an undercut. But a card like this, 355 for Lukaku, he was like 373.80 at different points during the day. I might have to buy this for a fluctuation. Honestly, 355, would I be able to flip this at 373.80? I feel like I wanna see like 345 just to help cover my tax a little bit more. 380 might be too high on a Sunday night, but it looks like Lukaku hit 360s, hit 347 once a day and then he went to 374. So if I saw this at like the low 340s, like another 10K down, I would get interested. And this is the kind of flipping that you can do almost all the time. Same thing with icons, right? Icons are really low with the weak and the sell off. Definitely, definitely, definitely look at those cards. If you're looking to buy one for your team or even just to trade with, people are kind of scared to like invest in those right now because they obviously think they're gonna go down with pack supply and everybody's just waiting to buy their teams until Black Friday does come out. So that's kind of like the aura that I feel on the market right now, it's just a lot of waiting. And speaking of icons, if we take a look at index icon, we're up at 102 points earlier this morning. We're down to 99. So a lot of the stuff is dropping, especially some of the babies are down a lot. So definitely keep an eye on some of these cards. Even like baby Schweinsteiger would be a card. I feel like most people would still wanna buy up after Black Friday. Even Javi is his item right there. Like these are all popular cards that people are going to want to use once they get more coins from the Black Friday promo. So the market outlook for this week, boys, is honestly prices staying pretty low still, probably rebounding a little bit into the end of the week this week. Some Champions League content that could shake up the market a little bit. And then SBC Fodder, again, it's gonna fluctuate all over the place. Some people are thinking we might have like little mini crashes every day, heading into 6 PM UK, because people think that the base icon is gonna come out on that day. So if that is the true truth, I guess it could happen. Is it likely? I don't know. I feel like the base icon might come next Friday or this Friday or on Saturday the day after. So we're just gonna be careful with it. We're gonna see what happens. It's gonna be a fun week of FIFA, boys. A lot of content probably upcoming and we're gonna cover Black Friday content and what happened last year, how that could play out this year towards the end of the week for sure. So probably or definitely get ready for a lot of Black Friday related videos. We're gonna take a really close look at the market this week because we wanna make sure we get the moves correct. We wanna be ready for the panic that could come on Friday and throughout the week this week if there is base icon SBC stuff going on. So if you enjoyed this video, smash the thumbs up on it. Comment down below if you have any questions and subscribe to the channel if you're new. That's the market outlook for this week. If you guys enjoyed it again, do those things I just mentioned.  Peace.


A brick little bedtime story that I'm excited to read for you. Mama, if you had a wish, by Jean Motocit and illustrated by Robin Spauert. Here we go. Mama, ask a little bunny. If you had a wish, would you wish I never cried? No, little bunny, answered Mama. But it does make me sad to see you cry. Would you wish I was brave all the time and never got scared of anything? No, little bunny, said Mama. We all get scared sometimes. What about when I get mad at you, said little bunny? Would you wish I never did that? I love you when you are mad at me and I love you when you are not. I bet I know what you would wish, said little bunny. You would wish that I never made any mistakes. No, little bunny, said Mama. I love you no matter how many mistakes you make. Even big, giant mistakes? Even big, giant mistakes, said little bunny. You probably would wish I looked different, wouldn't you? No, little bunny, said Mama. I wouldn't wish you to look any different than you do. Little bunny was quiet for a moment. Mama, if you could make one wish about me, what would it be? I'd wish for you to be yourself, said Mama, because I love you just the way you are.


Building capacity after the general elections have become necessary, and the KUKA Centre is handling that by training stakeholders in peace and conflict management. According to the Project Manager, Lawson is still above the peace capacity building is an extension of the National Peace Committee to facilitate and advocate overall peace in the country. It's a level says the participants will be introduced to practical conflict resolution techniques and strategies. When you go back home and there are issues in your location, the National Peace Committee cannot come from Abuja to know exactly what is happening in our U.S. state. Even if the National Peace Committee comes from Abuja to our U.S. state, we don't know the context. It will take us longer time to analyze the situation and see what has been the problem, what is the history, is there a background to this?


Welcome to the Michigan Minds Podcast, a quick and informative analysis of today's top issues from University of Michigan faculty. This is Caitlin Ramey. I'm an assistant professor at the Ford School of Public Policy here at Michigan. So I have three broad areas of research. I study how people compare their own beliefs and behaviors to those of others. I study how adopting one pro environmental behavior affects people's likelihood of taking on more behaviors in the future. And then I also look at how climate change communication affects people's understanding of climate change, how it affects their behaviors, and also how it affects their support for climate related policies and technologies. So some of that is studying what people often call social norms. So how learning about how other people act and think affects your own behavior. So I'm particularly interested in climate change and environmental behaviors. And so I have some work looking at how being told how your own carbon footprint compares to peers might motivate people to reduce their carbon footprint in the future. I'm working on a study now looking at electricity feedback using social norms. You may have gotten different utility companies sometimes give you information about how you are using electricity, but also how your neighbors are doing so. And so we're looking just starting a field experiment to see whether the neighbors is the most important reference group or whether there's maybe other kind of comparison groups that could also get people to reduce their electricity consumption by wanting to keep up with the Joneses. And then I also within that I look at how people compare their own beliefs to others so I do a lot of work on what I call belief superiority so people's beliefs that their own opinions are more objectively correct than everyone else's and superior to everyone else's and what that means for our willingness to listen or work across the aisle or consider alternative views or estimate our own knowledge. So sometimes it's about comparing people's behaviors to others so having people fill out report information about how they act and the things that they're doing to try and reduce their own carbon footprint and then giving them information about how that stacks up against peers. But with the beliefs what we have people do is actually just rate their attitudes on given topics, and then have them say how much more correct they think their beliefs are to other people's views on this topic. And so we get measures of both like what they believe but also how they think that stacks up. And we use that combined information to assess how superior they feel about whether it's an environmental issue or any other issue. So climate change is one of these really complex issues that's really hard for us to wrap our heads around. And so, for a lot of us we have maybe very low levels of information about it or, you know, we have some inkling but it's kind of based in a shallow kind of way. And what that means is that climate change is something that's really open to both misunderstandings and misinformation. It's not like everybody has their own really in depth working knowledge of this. And so the way we communicate about climate change can have a really outsize effect on what people believe about it. And so some of my work has looked at ways to communicate about climate change that don't just play into the political polarization that we see around it that's one of the issues is that, you know, we have camps based on our political views and climate change is really pulling into that trap. And so it can be an uphill battle to talk to people because they don't want to listen to you if you are on the wrong team. And so there's a lot of distress there. But there are ways to talk about climate change that don't feed that so much so for example, talking about climate change as akin to a medical disease seems to be a potential way to talk about climate change that, you know, there are lots of situations where we have to make decisions in when we don't have all the information when there's uncertainty about what exactly is going to happen. But that, you know, the experts are, you know, you can get a second opinion about things and people are agreeing about what's been happening so far and so using that kind of a frame can can be a little bit depolarizing which is helpful. But we also find that, you know, sometimes what people react to is not so much the idea of climate science but the solutions that are proposed to deal with it. A lot of these solutions are really big government solutions so if you're politically conservative that might not be, you know, a type of action that you want to take on. So I think it's really about, you know, other solutions like private sector initiatives or technologies that could help climate change may be a way to, you know, talk about the science without it being immediately aversive, if you don't like big government. It's important to look through the communication sense because people's understanding is so shallow that there are lots of opportunities but lots of risks in the way that we communicate this. And so I think if we don't pay careful attention to how we're communicating about climate change, we could do more damage and get people to really, you know, this is an issue that's very easy for people to ignore if they're not seeing the effects in their daily lives, they're not recognizing the effects in their daily lives. And so I think it's really important to convey accurately what is going on and what can be expected in ways that mesh with people's existing values and the things that they care about because it will affect those things.  And sometimes people make the opposite assumption they say like why are you telling people to like not use plastic straws that's such a waste of time. They're reminding support for carbon tax and big meaningful changes that are what we actually need. And so there's these wild assumptions that go in both directions. The research is really mixed in terms of what ends up happening so this is called pro environmental spillover just one behavior spillover into the other. Some studies find evidence for positive spillover so if you get people to do that first behavior they're more likely to take on a second behavior. Other studies show negative spillover. So, we've done a lot of work to try and figure out when and where those occur it seems like positive spillover is more likely if you can get people to think about the intrinsic joy they get from the behaviors that actually enjoying doing the behavior can lead them to take on secondary behaviors. Things like guilt might not be so good that might need to lead to more negative spillover because people just don't enjoy that. And so the method that you that interveners use to get people to do the first behavior may affect their likelihood of doing others. So when I've been involved with nonprofits and governments it's usually been to help them with interventions that they're trying to do around behavior change. The Tennessee Department of Energy wanted to try and get people to reduce their phantom load use which is like when you have things plugged in to sockets that aren't being used how can you get people to unplug those because that's a waste of energy. Or I worked with keep America beautiful they wanted to assess the effectiveness of a recycling campaign. So these are all kind of things where people want to do something that's policy relevant like reducing energy use or increasing recycling, but they realize that the people that they're trying to change are people and they have behaviors that they're individual behaviors that they're trying to change. And so what I do is kind of try and help them shape interventions that are based on the psychology of what we know about what motivates people to change their behavior and avoid some of the pitfalls that we know that campaigns sometimes do so one of the big things the bad things that the people sometimes do is to talk about how everybody's doing the wrong thing. Because that makes it seem like it's a bigger problem which it may be but telling the public that everybody's doing the wrong thing actually just makes them think well everybody else is doing this bad thing and so I should join in to do so if I want to be like my peers I should also waste energy and not recycle and all that stuff so that's a good thing to avoid doing, and that's the type of thing I help try and guide people with a lot of the issues that I look at that are policy or political issues and people are very quick to get into fights about those and be really kind of aggressive and trying to convince and persuade people, and they often try and use, you know the reasons that they think that this is important or that they think that this policy is awful or great in order to convince others and that is failing to recognize that those other people may not share the same values and may not, may have different priorities it's not that they have, they just don't have information it's that they actually believe something else. So I think it's really important if you're going to try and persuade someone else to first kind of understand where they're coming from and try and understand what their values and the things that they think are important are before you try to persuade them to your view. So going at it in a really telling people that they're wrong is is never something that's super effective I think, giving people information in terms of that they care about can be effective, but kind of shaming and scolding is not the way to go. The other topic is on this idea of belief superiority so. And what we see is that people who people who hold more extreme positions on any given topic tend to feel more superior about their beliefs on that topic. And people who feel really superior about their beliefs are really hard to budge they are much more likely to engage in selective attention which means they're only paying attention to information that agrees with their point of view they're very good at ignoring information that disagrees with them or people. They mitigate people who disagree with them they think that they know a lot more than they actually do on a given topic they overestimate their knowledge.  And so I think, sometimes I think, if you're trying to persuade groups of people. Take your battles, and not worry about those people who hold their beliefs with more superiority because it's very hard to change those people. But there's a lot of movable people in the middle who may not have strong beliefs or maybe more open to alternatives and I think, you know, directing energy there is often the most fruitful way to go. If you're thinking if you know if you're out there and you're trying to change people's behavior I think it's really important to think about not just the immediate behavior that they that you're targeting but also how that could affect other behaviors and try and help people do in a way that's sustainable, and not just environmentally sustainable but like that they'll repeat them in the and take them on to other future behaviors. So helping people to enjoy new behaviors or to find value in them, and not guilt trip them into it is a good way to go. I think, you know, communicating in ways that is in line with people's values and figuring knowing your audience, both in terms of how extreme those attitudes are and what they care about is really important. And just really talking to your peers about this is not something we've really talked about that much, but peer to peer communication is really important. So if we're thinking about social norms we do things that we think other people are doing, and we don't do things that we think other people aren't doing and one of those things is talking about climate change. So one of the really, if you are somebody who cares about climate change. One of the best things you can do is talk about it with your friends and neighbors and family members because they may be under the impression that you don't care because you haven't talked about it. And we can dispel that particular myth because it turns out a lot of people really do care and are really concerned. So the idea of spillover is I have some work looking at whether individual behaviors can undermine support for policies. So there's often a fear that if you talk about these individual behaviors people won't support policies. And this also comes up when people think about technologies when it comes to climate change so we'll learning about geo engineering which is like technological changes to try and manipulate their Earth's climate on purpose to counteract climate change. There's a fear that learning about that will undermine people's support for government action. And I think, I think a key thing we've learned in the last few years is that yes those things can happen there's crowding out effects can happen. So learning about individual behaviors or learning about technologies can kind of lead people to think that climate is something that they don't have taken care of and they don't need to do the hard or support the hard work of government action, but that that really only happens when people are under the misunderstanding that those things will take care of everything. If you correct that belief and tell people like this is a good step, but it's not sufficient we really need more, like the magnitude of these is not going to be enough to take care of this issue, then the crowding out effects go away. If you are someone who's either communicating about technologies or thinking about how individual behaviors may affect policy. I think the key thing there is just to convey that like these are good steps in the right direction. They're not good enough on their own so this is part of a tool in a toolbox not a silver bullet. Thank you for listening to the Michigan Minds podcast, a production of the University of Michigan. Join the conversation on social media with hashtag youmishimpact.


I can't hold it back on my own.  Nobody call me Janoris. No one? No. No member of your family calls you Janoris? No. You're Jackrabbit? Jackrabbit or rabbit? Jackrabbit or rabbit. And you asked the Titans to list you on the roster as Jackrabbit? Because that's what everybody calls you. Correct. Explain how you became Jackrabbit Jenkins. Well, it started at the University of Florida, my freshman year. I was out there making plays on the field, but I didn't know what I was doing. Remind you, I had one early in the spring.  But I was making plays. We got a meeting room one day, and the coach was like, making a lot of plays. You moving really fast. We're going to call you Jackrabbit. And then ever since that day, I just ran with it. But you didn't actually chase rabbits. Of course. You did. That was part of my nature. That was part of my living. That was part of my growing up. How did you not end up on offense being so fast? Because I always been quick. And I was real physical in high school. So I always wanted to hit people. But I played running back in high school. But when I got to college, they moved me to corner. Have you been surprised if you could play this long? Not really. I haven't been surprised. I mean, it's a position that guys, once you hit 30, you start to, but you've just, it's like you've gotten better. Oh, it's all about taking care of your body.  I feel like I've been doing a great job of that since I've been in the lead. And I just got to continue. Dave McGinnis works with us on Titans Radio. My God. He loves, he loves Jackrabbit. My God.  And that that's what's really allowed you to do it. Where would you say you've become more of a pro? And who helped you to become a pro? Just studying. Oining out the field. People like Cortland Finnegan, Dominique Rodgers-Tamarty, just being under those guys that's at a young age and learning from those guys and understanding the game helped me become a great pro. I learned how to film, study through Cortland. I mean, I just learned. At first, I came in, I was young, here, there. But then I got settled in and just learned how to become a pro. What's the hardest thing about covering an NFL wide receiver? The hardest thing? Just being consistent. You got to be consistent at cornerback. Because at any moment, you don't know if the ball is coming or not. So you always got to be consistent and just learning how to take care of your body. The other thing that I've never understood that's really hard for people is you're going to fail as a corner in the NFL. They're going to catch passes. It's going to happen. How do you get over it? And how long did it take you to learn to have that put it aside after one play and go on? Well, in the NFL, you got to understand. Everybody get paid. Everybody going to make play.  Because guess what? It's a whole game. One play, don't determine the whole game. You just got to continue to work.


Channeling between enzymes is a uniquely nanoscale phenomenon that can improve multi-enzymatic reaction rates. Here, the authors demonstrate that multi-step enzyme cascades can self-assemble with nanoparticles into nanoclusters that access channelling and improve the underlying catalytic flux by several fold. This article was authored by Joyce Seabreger, James N. Vranish, UNQO, and others.


Hey what's up welcome to the latest edition of QuickPix, I'm your host Ali McCann and today we're talking week three in the NFL. I'm going to start off with the Ravens giving two and a half points to the Patriots. New England has played some great defense so far this season, but they have yet to face a threat like Lamar Jackson and it really does feel like the Pats offense does not have enough juice to keep up with him, even against a suspect Ravens defense. I also want to add that I love Baltimore's passing attack this year with Bateman and DuVernay making a lot of plays to add to the consistency that Mark Andrews will always provide. Then let's look at the under in the Texans and Bears match up for our second pick. Each of these teams have gone under in both of their games this year and it's easy to see why. There is nothing going on on the offense here. The Texans have only scored two touchdowns this season and the Bears have only completed 15 passes. Yes you heard that right 15. These teams have gone under in their last three matchups too so we have a history to help back us up and I just don't see a realistic path for these teams to hit the over in this one. Lastly I am grabbing the under in the Raiders and Titans game. The talent is there but the results are not. On the Raiders side the under has hit in both of their games and Tennessee has scored the fifth fewest points in the league so far. The Titans seem to be missing AJ Brown a lot more than we thought they would and the Raiders seem to be having a hard time adjusting to their new scheme. Both of these teams are also in the bottom 10 in yards game which shows how much they've struggled to move the ball. That's it for this week make sure to place your bets on the Fandals sportsbook app. Bet responsibly good luck and have fun.


السلام عليكم ورحمة الله وبركاته بسم الله الرحمن الرحيم وأفضل الصلاة وأتم التسليم على سيدنا ونبينا وحبيبنا سيدنا محمد صلى الله عليه وسلم وعلى آله يا رحم الرحيمين يا ربنا لك الحمد كما ينبغي الجلال وجه كما عظيم سلطانك اللهم افتح علينا فتوح العرفين اللهم اللهم اللمنا ما ينفعنا وانفعنا بما علمتنا يا رحم الرحيمين ان شاء الله سنبدأ مع حديث نمبر 23 سيدنا محمد صلى الله عليه وسلم سيد أهز ربورت باي أبي مالكين الحارث ابن عاصمني الأشعري قال رسول الله صلى الله عليه وسلم أطه رشطر الإيمان والحمد لله تملأ الميزان وسبحان الله والحمد لله تملأان أو تملأ ما بين السماوات والأرم والصلاة نور والصدقة برهان والصبر ضياء والقرآن حجة لك أو حجة عليك كل الناس يغدوا فبائع النفسه فمعتقوها أو مبقوها أبو مالك الحارث النعاص من الأشعري رضي الله عنه قال رضي مسجر الله صلى الله عليه وسلم قال حجة is half of faith and the praise of Allah سبحانه وتعالى fills the scale glorification and praise fill up what's between the heavens and the earth prayer is noor prayer is light charity is proof and patience is illumination the Quran is a proof it's a proof for you or against you all people go out early in the morning and sell themselves either setting themselves free or ruining themselves it's an amazing caliph that's it Muhammad صلى الله عليه وسلم started it by saying purity is half of faith so purification of the body it includes purification of the heart purification of all the diseases of the heart envy pride selfishness etc so purification here is of both physically and spiritually so both is considered as half of faith so we have to empty our hearts we have to purify our hearts we have to empty it from this dunya and we're all clinging to it so it can receive the divine light the light which will guide our path that leads to safety and this we need this safety this is the safety that we are seeking on the day of judgment so الحمد لله when we are there when we are safe when we are safe we say الحمد لله and say the Muhammad صلى الله عليه وسلم says الحمد لله تملأ الميزان so الحمد لله which is the praise Allah سبحانه وتعالى fills the scale and it means the reward fills the scale the day of judgment so whenever we have something good in this dunya we have to thank Allah سبحانه وتعالى for giving it to us because it's not us that we did the good thing or it's not us that we followed the good things no it's Allah سبحانه وتعالى that guided us to do so so we thank Allah سبحانه وتعالى we thank Allah سبحانه وتعالى for what's good and what's bad how? why? so when we have something good we thank Allah سبحانه وتعالى because we follow the orders of Allah when he said if you thank me then I will increase the bounties and we thank Allah سبحانه وتعالى in case of calamities that for example we had a car accident and someone broke his leg so he will say الحمد لله it's only one leg الحمد لله it's not the hip الحمد لله my head is not injured so we thank Allah سبحانه وتعالى in all cases in all circumstances we just praise Allah سبحانه وتعالى we just thank Allah سبحانه وتعالى but do we know how to thank him? no and that's why there are so many duhas that that show Allah سبحانه وتعالى that we don't know how to thank him and one of these duhas we say اللهم إنه لا نحصيثنا عليك أنت كما أثليت على نفسك يا الله we don't know how to thank you the way that you wanted us to thank you or the way that you deserve to be thanked we don't know how to thank you يا الله we say the words that we can that come on our tongue but we really don't know how to thank you يا الله و سبحان الله والحمد لله تم لأني أو تم لأما بين السماوات والأرض سبحان الله means to free Allah سبحانه وتعالى from any perfection to free Him from any need we know that Allah سبحانه وتعالى does not need us, we need Him and the best way to say سبحان الله it actually comes naturally when we see a very beautiful scene the first word we say سبحان الله so these two phrases سبحان الله و الحمد لله they fill between the skies and the earth و الصلاة نور الصلاة so performing the salah is نور is light how? the light we get from salah is great and the outer appearance is nothing but a reflection of the inner appearance so when we perform the salah the heart will be filled up with light which will be reflected on the face and that's why when you see someone special or someone with a radiant face you say this person has نور on his face so his inner appearance is reflected on the outer appearance so what you see on the face is what is inside the heart so a salah fills up the heart with نور و الصلاة نور و الصداقة برهان so charity is a proof when you give money to the people who are less fortunate then you feel so happy that you made them happy and it's a great feeling to feel this happiness in the heart so we have to be givers and Allah سبحانه و تعالى has appointed Joseph a very small portion of our money to the poor and to the needy that if each and everyone pays his charity then there won't be any poor people in this dunya but charity is not easy on the hypocrites it's hard on the hypocrites how can they help people whom Allah has made poor no those poor people have rights in your money that you have to give so when Allah سبحانه و تعالى gives you money this is fitna because he wants to test you do you deserve this money or not so many people were rich but they did not fulfill Allah's right and the poor's right in their money and Allah destroyed their wealth they made them lose it because charity is just growth in the money because Allah سبحانه و تعالى has promised if you give for his sake if you pay charity then he will multiply he will reward you و الصدقة و برهام and then سيدنا محمد صلى الله عليه وسلم و الصبر و ضياب practicing patience also gives you light we all pass through so many tests and the reason for the test is about الله سبحانه و تعالى is testing us what are we going to do in times of hardship are we going to practice patience or are we going to to keep nagging and keep opposing and keep asking Allah why did you do that why me why no there is no why الله سبحانه و تعالى has given us a test and he wants to see how we react so we want to be winners we want to be successful after these tests و القرآن حجة لك أو عليك so the Quran is a proof for you or against you the Quran is words of Allah سبحانه و تعالى it is a complete protocol it's a complete program for our lives so we have to listen to the Quran we have to recite the Quran we have to understand the Quran we have to apply the Quran we have to follow its orders it's the words of Allah سبحانه و تعالى and it is said that the Quran is a rope it's the one of the ends is the with Allah سبحانه و تعالى and he has given us the second end of this rope so we have to catch this this rope we have to to fulfill our duty towards the Quran and the more we know our Quran the more we will be rewarded in the day after in heaven a person would hear يقرأ ورطقي read, recite Quran and raise up so those who have good connection a strong bond with the Quran in this dunya they will be highly elevated in the day after and the more we understand the Quran and the more we apply it then the closer we are to Sayyidina Muhammad صلى الله عليه وسلم on the day of judgment because when we apply it then we are following the rules of how we should treat people what are our duties towards Allah سبحانه و تعالى what are our duties towards people what are our duties towards ourselves so we have strong bond with the Quran that that will that will be a saver for us in the day of judgment so والقرآن الحجة لك أو عليك so this is if you fulfill the duties your part towards the Quran then this is something good for you but if you don't then it will be something bad against you so the Hadith here focuses on the importance of remembering Allah سبحانه و تعالى doing the dhikr سبحان الله و الحمد لله والله أكبر and reading the words of Allah سبحانه و تعالى and being closer to Allah سبحانه و تعالى through his Quran كل الناس يغضوا فبائع النفسه فمعتقها أو موبقها every day we walk up so each and every person will do either good during the day or doing bad if he does good then he saves himself or if he does bad during the day then he ruins himself so this is the first Hadith that we are doing today and we will see how all the Hadith are connected together in the next Hadith سيد محمد صلى الله عليه وسلم is giving us a Hadith Qudsi what does this what does the word Hadith Qudsi mean and how does it differ from a regular Hadith the Hadith Qudsi is the meaning of the Hadith is from but the words are not where if we compare it to the Quran the Quran was sent down in wording and meaning but the Hadith Qudsi was sent down only in meaning and we can recite Hadith in Salah but we cannot recite Hadith Qudsi and the regular Hadith is just the words the actions the reports of سيد محمد صلى الله عليه وسلم something that happens to within the life of سيد محمد صلى الله عليه وسلم so we have a regular Hadith and of course the words of Allah which is the Quran so أبي ذرني الغفاركي رضي الله عنه عن النبي صلى الله عليه وسلم فيما يروي عن ربه عز وجل أنه قال so رضي الله عنه reported الله is messenger صلى الله عليه وسلم and saying that الله the exalted and glorious said said okay so يا عبادي إني حرمت الظلم على نفسي وجعلته بينكم محرما فلا الظالم all my servants I have forbidden oppression from myself and have made it forbidden amongst you amongst you so do not oppress one another so الله سبحانه وتعالى said I will not practice injustice against anyone so you have also you have to to be just between your each people between people and you have to be just for yourself also you have to show justness to yourself so you don't practice injustice against people you have to be good to people you cannot oppress anyone and also you have to be careful not to oppress yourself when you sin then you are oppressing yourself because you are leading yourself to go to hell fire when you sin and you do not repent so injustice is forbidden so never be an oppressor the mom can be an oppressor if she does not care take care of her responsibilities she has duties towards her husband she has duties towards her children she has duties towards her house she has duties towards her neighbors she has to be a good person she cannot oppress anyone so if each and every person in this life watches out what are his responsibilities and never oppress them never oppress the people who he is responsible for them then the whole society will be sad then الله سبحانه وتعالى جزان and he said يا عبادي كلكم بالللا من هديته فاستهدوني أهدكم all my servants you are all astray except for those I have guided so see the guidance of me and I shall guide you so now we we see in this dunya how people are going astray right and left if you go and check the roots for this is the parents have neglected their duty towards their children when they were so young they did not tell them what's right and what's wrong they did not tell them they did not show them that you can't do this and you cannot do that they did not show their kids that if you do this then you will disobey Allah سبحانه وتعالى and if you do that then you will ruin yourself you will ruin your akhirah so do not wait until your children are old enough and then say oh they are not praying they are not listening they are not good children no you cannot pick up a fruit if you did not water the seed if you did not take care of the of the tree when it was growing up it will not give you good seeds it will not give you good fruit because the seed is ruined so ask Allah سبحانه وتعالى for guidance always and you as parents have to always make dua that Allah would protect your children that Allah would guide your children that Allah would provide your children with the good Suhba because this is very important the good Suhba we hear so many stories about the bad Suhba that took the children astray from their parents there is no solid foundation so any wind right or left can take the child away يا عبادي كلكم جائعا إلا من أطعمته فستطعموني وطعمكم oh my servants all of you are hungry except for those I have fed so seek food of me and I shall feed you so we are all hungry if Allah سبحانه وتعالى has not given us then how can we how can we eat if there is no provision how can we eat and if we cannot eat then we would get sick and when we get sick we will not be able to worship Allah سبحانه وتعالى so when we have our food we have to have the Nia يا الله we are eating so to be strong so to be able to worship you يا عبادي كلكم عارن إلا من كسوته فستكسوني وطعمكم oh my servants all of you are naked except for those I have closed so seek clothing of me and I shall close you so we cannot do anything without the help of Allah سبحانه وتعالى and in all these cases Allah سبحانه وتعالى is asking us to make dua to not belittle the power of dua if you need anything from Allah سبحانه وتعالى just make dua and he is he wants us to make dua for food he wants to make dua for guidance he wants us to make dua for clothing he wants us to talk to him talk to Allah and Allah will be closest to you at several times the first one is when you are making sujood you are the closest to Allah سبحانه وتعالى and before the prayer Allah سبحانه وتعالى is the closest to us and he will be saying is there someone who is repenting so I would accept the repentance is there someone who is asking for forgiveness and I will forgive him is there until the pleasure then comes in this is blessed time do not lose it wake up before the pleasure a little bit and just make dua and talk to Allah سبحانه وتعالى يا عبادي إنكم تخطيون بالليلي والنهار وأنا أغفر الظنوب جميعا فاستغفروني أغفر لكم oh my servants you sin by night and day and I forgive all sins so seek forgiveness of me and I shall forgive you again ask Allah for forgiveness we are all sinners but we ask Allah سبحانه وتعالى for forgiveness we ask Allah we repent Allah سبحانه وتعالى and Allah سبحانه وتعالى accepts everybody's repentance unless he's on the deathbed and he knows that there is no way that's the end and then he says I repent يا الله that should be before during our lives every day just say يا الله اللهم إني تبتوا إليك يا الله يا الله I am repenting forgive me forgive me I am afraid of the day after يا الله save me save me oh Allah يا عبادي إنكم لن تبلغوا ضريفة ضروني ولا نتبلغوا لفعية تنفعوني so Allah سبحانه وتعالى he's saying here you will not oh my servants you will not attain harming me so as to harm me and you will not attain benefiting me so as to benefit me you cannot do anything to me which means we need Allah سبحانه وتعالى he doesn't need us he does not need anything from us يا عبادي لو أن أولكم وآخركم وإنسكم وجنكم كانوا على أتقاق البرجل واحد منكم ما زاد ذلك في مرحي شيء oh my servants where the first of you and the last of you the human of you and the jinn of you where to be as pious as the most pious heart of anyone any one man of you that would not increase my dominion it will not increase my dominion let me anything يا عبادي لو أن أولكم وآخركم وإنسكم وجنكم كانوا على أفجر تقلب رجل واحد ما نقص ذلك من مرحي شيء oh my servants now the other way so the first group everyone was good now the second group all my servants were the first of you and the last of you the human of you and the jinn of you to be as wicked heart of anyone man of you that would not decrease my dominion in anything nothing at all يا عبادي لو أن أولكم وآخركم وإنسكم وجنكم قاموا في صعيد واحد فسألوني فأعطيت كل إنسان مسألته ما نقص ذلك من ما عندي إلا كما يقص المخيط oh my servants were the first of you and the last of you the human of you and the jinn of you to raise up in one place to everyone is in one place and make a request of me and everyone is asking me for something and I were to give everyone that he requested that would not decrease what I have that would not decrease anything in my kingdom so that would not decrease it anymore that a needle decreases the sea if put into it so imagine someone taking a needle and putting it in a sea and then raising it what does this needle hold how much of the sea water this is what Allah is saying what Allah is saying and the last one he is saying the last part يا عبادي إنما هي أعمالكم أحصيها لكم ثم أوفيكم إياها فمن وجد خيرا فاليحمد الله ومن وجد غير ذلك فلا يلو من إلا نفسه so oh my servants it is but your deeds that I record for you so Allah is recording everything for us what we say what we do how we look how we look at things how we look at people how our tongue what our tongue is saying is it saying any قيب ونميمة any backbiting any bad words anything not good or is it just everything good so it is nothing but your deeds that I record for you and then recompense you for so when you come back to me then you will be you will stop before Allah and Allah will ask people Allah will will talk to people so let everyone let him who finds good praise Allah we did good in this dunya then he will be a winner and he will find good in the day after so if this happens when this happens praise Allah and let him who he finds other than that if someone finds something bad something evil that he has done he took his record in his left hand he has a black face then that blame that person should not blame anyone or anything but himself because this is what the result of all his deeds in the dunya so if you look at each and every part of the hadith you find that it starts with يا عبادي يا عبادي so the hadith the benefit of repeating the phrase يا عبادي oh my servants it reminds the listener of his or her status we are the slaves of Allah we are all slaves so we have to understand that we cannot oppress anyone and we cannot oppress ourselves even so we have to be good so this is how the hadiths are related to each other they are connected to each other then in the next hadith سيدنا أبوزر رضي الله عنه ساد أن أناس من أصحاب رسول الله صلى الله عليه وسلم قالوا للنبي صلى الله عليه وسلم يا رسول الله ذهب أهل الدثور بالأجور يصلون كما نصلي ويصومون كما نصوم ويتصدقون بفضول أموالهم so أبوزر may Allah be pleased with him some people came to say محمد صلى الله عليه وسلم and said to him all messenger of Allah the rich have taken away all the reward so they were complaining they observe صلى as we do and they give صدقة as we do they give صدقة out of their surplus with because they are poor or they are rich and we are the poor so what did he say المحمد صلى الله عليه وسلم قال الله أقول لكم ما تصدقون he gave them the answer he gave them the solution to their problem he said to them has Allah سبحانه وتعالى not prescribed to you following what you can also give صدقة so he is giving us the answer so what's the answer how is it going إنه بكل تسبيحة صدقة in every declaration of the glorification of Allah which is saying سبحان الله there is a صدقة so now سيد محمد صلى الله عليه وسلم is going to list different types of صدقة so the first one is saying لا إله إلا الله and the first one is saying بكل تسبيحة سبحان الله the first one is saying سبحان الله this is the first صدقة then وكل تكبيرة صدقة and every تكبير every time you say الله أكبر this is صدقة and another type of صدقة وكل تحميدة صدقة in every praise of Allah سبحانه وتعالى whenever you say الحمد لله this is صدقة and وفي كل تهليلة صدقة and in every time you say تهليلة is لا إله إلا الله this is صدقة so how many صدقات now do we have سبحان الله الحمد لله لا إله إلا الله so each of these are صدقات then وأمر بالمعروف صدقة and in joining of good is صدقة so if you see something good and you tell people to do it then this is in joining of good this is صدقة ونهي عن منكر صدقة and in forbidding evil is صدقة so when you see someone doing something bad something evil you should you should prevent him and there are so many three at least three steps of of forbidding first of all to talk to him and to give the order of forbidding if not so to to change it yourself if not then to make dua for that person okay so وأمر بالمعروف والصدقة ونهي عن منكر صدقة وفي بضعي أحدكم صدقة and in anyone's sexual intercourse between a husband and a wife there is a صدقة and the companions here said oh يا رسول الله أيأتي أحدنا شهوته ويكون له فيها أجر so they asked oh messenger of Allah is there a word for a person who satisfies his sexual needs among us and he said سيد محمد صدق الله عليه وسلم ساد قال أرأيتم لو وضعها في حرام كان عليه ويزر so he said you see if that person was to satisfy himself with something forbidden with something haram would it not be a sin on his part فكذلك إذا وضعها في الحلال كان له أجر similarly if he were to satisfy it legally to satisfy it in a way then he will be rewarded so this is this حديث is about competing in doing the good so those poor people came to say محمد صلى الله عليه وسلم and they said يا رسول الله the rich ones have competed have won the competition they did so and they are doing so and so and we cannot do that so he gave them solution to their problem he gave them a lot of so many ways that each and everyone is considered a صدق and this is out of the mercy of سيد محمد صلى الله عليه وسلم that he did not he did not just get the good things to be for those who are who can do it no each and every one of us can do so many of those صدقات سيد محمد صلى الله عليه وسلم said now in the last حديث that we are covering today we are going to talk about the فضل of الله سبحانه وتعالى the blessings of Allah سبحانه وتعالى and the mercy of Allah سبحانه وتعالى so عن أبي هريرة رضي الله عنه قال رسول الله صلى الله عليه وسلم كل سلامة من الناس عليه صدقه so the messenger of Allah said on the authority of Abu Hurairah is a compulsory صدقه a compulsory charity to be given for every joint of the body so every joint in your body which you are using الحمد لله it's this joint is a sign of Allah's perfection in creating us so we have to show gratitude to Allah سبحانه وتعالى so there is a compulsory صدقة to be given for every joint of the human body as a sign of gratitude to Allah سبحانه وتعالى when every day the sun rises what does this mean you pray two rakaz of صلاة الدوحة in صلاة الدوحة is the prayer that we pray after about 20 minutes of when after the sun rises and this is just to show gratitude to Allah سبحانه وتعالى that he has created us in a perfect way كل يوم تطلعوا فيه الشمس يعدل بين الإثنين صدقة وعين الرجل في دابته فيحمله عليها أو يرفع له عليها متاعه صدقة والكلمة الطيبة صدقة وبكل خطوة يمشيها إلى صلاة صدقة ويميط الألعان الطريق صدقة تتم الحديث سبحان الله سو what does this mean this hadith also is listing different types of صدقة that has been mentioned previously in the previous hadith so the first one is يعدل بين الإثنين صدقة to judge justly between two people is regarded as صدقة good this is also related to the previous hadith that Allah has prevented injustice and made it haram amongst people so when you practice just then when you are just then this is called صدقة and also ويعين الرجل في دابته so helping a man concerning writing his animal so if if you help someone writing writing a car or getting up on a plane or doing something so you are helping so helping him to write it or by lifting his luggage into it then this is صدقة so if you are in flying taking a flight and you see an old lady an old man wanting to lift his luggage up and of course help that's a صدقة ولكلمة طيبة صدقة so saying a good word is also صدقة a woman a wife saying good words to her husband is صدقة saying good words to her children is صدقة saying good words to her in-laws is صدقة saying good words to her parents is صدقة saying her good words to her siblings is صدقة and of course it comes to everybody so always say good things and this reminds us of the previous hadith that we said لا يؤمنوا أحدكم من كان يؤمنوا بالله واليوم الآخر فليقل خير الأولي اسمط whoever believes in the day of judgment then let him say good things or be silent so saying a good word is also صدقة و بكل خطوة يمشيها إلى الصناتي صدقة so every step every step taken on one's way to offer the prayer in a mosque is also صدقة so go to mosques and when you are there in the parking don't park on the closest parking parking spaces to the door make it a little further so you can get more حسنات more good deeds and to remove a harmful thing from the way is also a صدقة so if you if you see some glass on the on the street remove it with the intention that you are helping people not to harm themselves then you will be rewarded this is a صدقة so now within the حديث that we learned today we found so many ways of getting صدقas and صدقas here is just to get as good deeds as we can the doors of good deeds are open they are so many there are so many doors and sometimes you hear that people say we there are so many doors that we can open to get into paradise and all these doors are the doors of having good manners so if we connect all the حديث that we have learned so far we will find that they are all related to each other so we ask الله سبحانه وتعالى to guide us to do all all possible possible ways of صدق all possible ways of good deeds so that we get highly rewarded in the day after and we get connected with صلى الله عليه وسلم and we end with يا ربنا لك الحمد والشكر والنعمة والرضا we thank you يا الله we thank you for everything that you have given us for all the blessings that you have given us and we thank you for all the blessings that you have prepared for your winners for your good servants whom they followed your orders and whom you will be satisfied on the day of judgment يا رحمة رحمين and until we meet again next week إن شاء الله I would leave you by sending your Salam and my Salam to say that Muhammad صلى الله عليه وسلم والسلام عليكم ورحمة الله وبركاته


We all feel very similar in that the deal goes with Nanda's community, for us as people in Nanda, we have various countries. Based on the experience that we have accumulated in Nigeria, the number of people, 2% of them are also interested. Moteku is there. Moteku we have to, you know, the federal government is starting community policing and it's more of, in essence, really, it's about community policing. So we're going to work together and see the community policing and Moteku will work in the way. We are very familiar with the environment conference and of course the thing is that Nanda is for a dramatic growth. We are at a point in Nanda's where every thing is working in harmony and when we take things and only just grow dramatically as I suggested. Each stone of the lives that have been touched this year must remind us of the many others, our comfort and our kindness. The power of the vulnerable is always made of us. We congratulate you and pray for all members of the Airtel team and their families. But as you have shown such great kindness to so many, you will always find help and kindness to them.


time for Member Statements. Member Statement, I recognize the member from Toronto, Dan Horth. Thank you, Speaker. Speaker, with its new COVID response scheme announced earlier this week, the government is reducing public protection against COVID with wider alert categories, even as cases, transmission and positivity climb and contact tracing and testing goes down. In the East End, Dr. Michael Warner from Michael Garan Hospital has warned the government's new system creates the preconditions for more illness and deaths. He warns it will create the preconditions for increasing the chance of future lockdowns, as we're seeing from the Conservative Government in the UK. It's a scheme that will cause the pandemic to be longer and deeper in Ontario. Once again, the government is behind the curve on COVID-19. Instead of fixing contact tracing and testing, staffing up long-term care homes and providing direct support to vulnerable communities and businesses, the government is continuing to sit on a pile of unspent COVID response dollars, badly needed by those businesses and communities. We do need a data-driven plan with clear benchmarks to beat the challenges of COVID-19, but that is not what we have with the government's announcement earlier this week. Thank you, Speaker. Thank you very much. Member Statements, the Member for Perry Salma Skokka. Thank you, Mr. Speaker. Like everything else, Remembrance Day is going to look very different this year. Some of the communities in Perry Salma Skokka are still going to have ceremonies, but with very few people in attendance. Earlier this year, we marked the 75th anniversary of the end of World War II. Unfortunately, we were unable to gather to show our appreciation to the soldiers who sacrificed so much for our freedom. Now, as we approach Remembrance Day, older veterans are among the people vulnerable to COVID-19, so there are few veterans out selling poppies. But the Legion and our veterans need our support more than ever. I encourage you to look for poppy boxes or see if your local Legion is selling handmade bass like the one I just had on. Or if you're not going out, the Legion has an online store where they sell poppy-themed items, including masks, and you can find that at www.poppystore.ca. Early in the pandemic, and even now, there are some people complaining about the sacrifices they are being asked to make to protect the rest of the community. As we remember the sacrifices of past generations, I hope that we can all see that being asked to stay home, avoid gatherings, and wear a mask is a small price to pay for the health of our friends and neighbors. This year, show your support for our veterans and active servicemen and women by taking part in a virtual Remembrance Day ceremony. While we stand apart this year, we remember together. Thank you. Member Statements. The Member for Waterloo. 4,000 Canadians die each year by suicide. 1,000 in Ontario. 11 deaths each day. This is an epidemic. Debbie McCurry lost her son, Greg, to suicide in 2017. Gregor is 28, and a member of the Royal Canadian Air Force. As a mother, Debbie says she is just now finding the strength to fight for Greg and others who are suffering. She writes, when you lose a loved one to suicide, the wake of destruction that is left behind is staggering. Losing a loved one to suicide adds another complicated component to grief. It never leaves, never. It is with you always, it is purgatory on earth, but we have to be their voice. Margaret Simon also lost her son, Jason, to suicide at the age of 20. Suicide often comes with stigma and emotional labour, shock, denial, shame, guilt. We all deal with grief differently. These mothers have channeled their grief into advocacy. Parents are advocating for a universal crisis number, much like the US has established through legislation. When someone is in crisis, they need a clear path to compassion and mental health guidance plus resources. MP Charlie Angus's Bill to Establish a National Suicide Prevention Strategy passed in May 2019. It mandates the creation of a national online hub, providing essential information and guides to accessing services. To date in action has defined suicide prevention enough. We need the courage to act because no one should underestimate the strength of a parent's love. We must see action in Ontario and in Canada. Thank you very much. Thank you very much. Member statements? The member for Sarnia Lampton. Thank you, Speaker. I rise today to pay tribute to the late Wilma McNeill, a community champion in Sarnia Lampton, who passed away last February at the age of 88. Wilma entered every room with a vibrant energy, great sense of humour and positive spirit. She fought for many causes, but none so fearlessly. She did for Remembrance Day to be very instated as a holiday in Ontario. She worked tirelessly on this mission for almost 30 years and I'm sure every member in the House at some time or other received a letter on behalf of Wilma asking us to do this. This Remembrance Day will be the first since her passing. For anyone who had the pleasure of knowing Wilma, she is now part of the history of Remembrance Day. She became known not only in her community, but also to politicians at the municipal, provincial, federal levels all across Canada. Her friends like to say that she was, quote, a force to be reckoned with. End of quote. Everyone who met Wilma knows this to be true. Whatever the cause, Wilma's dedication and hard work were an inspiration for all of us on how to live our lives more harmoniously and make the world a better place for everyone. Mr. Speaker, in memory of Wilma, this Remembrance Day, the 75th anniversary, the end of the Second World War, I encourage everyone to pause and reflect on the sacrifices made by all the men and women of the Canadian Armed Forces in conflicts around the world. It's what Wilma would have wanted. Thank you very much. Member Statements, the Member for Windsor West. Thank you, Speaker. I am so proud to represent the people of the City of Windsor, the fourth most diverse city in all of Canada. In Windsor we have many community members and groups who contribute to the diversity and give back in countless ways. We have a generous, proud and engaged LGBTQ community and a thriving Muslim community. In fact, members of the Windsor Islamic Association have volunteered countless hours during the pandemic, organizing a grocery assistance program for the sick and the elderly. It is because of the compassionate, diverse community that I represent that I am sickened and outraged by the four government's desire to grant Charles McVeedy and Canada Christian College the ability to issue university degrees. McVeedy has a long, very public history of proudly espousing and promoting hateful, homophobic, transphobic and Islamophobic views. He has made hateful comments that are meant to hurt LGBTQ and Muslim members of my community, my brothers, sisters and siblings. The fact that Premier Ford has not only openly promoted his close friendship with McVeedy, but is now attempting to push through legislation to give McVeedy even more power and influence is abhorrent. Premier Ford has yet to answer for his personal relationship with McVeedy and has not backed down from this egregious plan. My NDP colleagues and I will continue to expose and oppose this repugnant direction from the Ford government. We stand shoulder to shoulder with our friends, neighbours and constituents against hate. Thank you very much. Members' statements? The member for Orléans. Thank you, Mr. Speaker. This is the first week of Veterans Week. We have to remember those who died for our country. They made sacrifices that we can't imagine. They lived physical and mental trauma. As we know, many of them made the ultimate sacrifice for their country. We cannot forget them. I would like also to talk about the legion in my writing of Orléans. Legions had to adapt and find new ways to collect funds. And I'm glad to see that their first week was a success. I'm proud to be a legion member. And I want to support the public campaign. To conclude, I would like to invite everybody to spend time this week to reflect on the sacrifices that were made by our veterans. Thank you. Merci beaucoup. Thank you very much. The member for Aurora. Thank you very much, Speaker. Next Wednesday on November 11th, we mark Remembrance Day, a day to honour and pay tribute to Canada's heroes, both past and present. In communities all over this province and throughout Canada, memories of conflict and memories of war live on in the hearts and minds of veterans and their loved ones. These brave women and men answered the call to serve and defend our homeland with courage and self-sacrifice, sometimes paying the ultimate price. Generation after generation, brave Canadians from cities and towns across this great land have stepped forward to fight for what they believe in and protect our way of life. They're always on watch and on guard for us, and we're forever grateful for their courage and patriotism. Speaker, I along with every person who called this great country home owe these brave men and women in uniform a great debt for all they have done and continue to do for us. Speaker, next week myself and countless of others will be visiting the Senate path in Aurora and Richmond Hill to pay our respect and show our gratitude to the countless of heroes who have served to defend our country at home and abroad. Every year starting November 1st, I proudly wear a poppy in honour of our service members, both past and present, who sacrifice so much to safeguard our freedom and our way of life. Speaker, I know this year Remembrance Day might look and feel different, but I encourage everyone to show our heroes we care by proudly wearing your poppy and generously donating to your local Legion. Speaker, on the 11th hour of the 11th day of the 11th month and every other day we remember them, lest we forget. Member Statements, the Member for Scarborough Southwest. Thank you, Speaker. Speaker, the latest COVID-19 regulations in every effort made by this government have undermined the importance of protecting vulnerable across Ontario. The Ministry of Education has proposed sweeping changes to Ontario's child care system that will put our children at further risk of not only COVID-19 but also neglect and lack of appropriate care. And this is being proposed while 125 child care centres have permanently closed. This government is trying to quietly deregulate child care and weaken child care quality by placing younger children into larger groups with fewer qualified staff. They're increasing maximum sizes for infants, toddlers and preschool children without additional staff or supervision. They're quietly removing qualification requirements by allowing non-ECEs and those who are deemed to be non-qualified persons to be automatically be categorized as qualified. Mr. Speaker, we're talking about our little ones. These changes are extremely dangerous, but even more so with the added public health and safety threats posed by COVID-19. Now, more than ever, we need to invest in the safety and quality care for young children and make child care more affordable for our families. Across access to safe and sustainable child care infrastructure is the only way to ensure Ontario is on the road to a recovery or, in fact, a sheet covering that does not leave anyone, especially women and children behind. I'm calling on this government to listen to the families and child care workers who want maximum safety in the care of our children across this province. Thank you, Mr. Speaker. Thank you very much. Member Statements, the member for Willowdale. Thank you very much, Mr. Speaker. I think all members of this House will agree that objectively, Willowdale is the best riding in the country. But it does have its challenges. For example, Mr. Speaker, my riding has hit its provincial growth targets for the year 2041. And being a very geographically small riding, this has led to some challenges up and down Young Street. I want to talk about one this morning with you, Speaker. Young Street is the world's longest street. The 401 is North America's busiest highway. But when you drive south on Young Street and you want to get onto the 401 East, you have to ramp up to turn left at a traffic light. Speaker, imagine the traffic congestion that this creates in the mornings during rush hour and in the evenings when people are trying to get home. Speaker, I've been driving since 1993 and I've waited months of my life waiting to turn left onto that 401 East, Mr. Speaker. It's a challenge not just for Willowdale's but for the people who come from the north to get to work as well. That's why I am absolutely thrilled to announce, Mr. Speaker, that this project, building the young 401 ramp, has received stage one planning approval. Thank you. And I want to thank our Associate Minister of Transportation, our Minister of Transportation, the city for wanting this to get done. The city and the province will cost share the EA, a necessary step in getting this thing built and alleviate the traffic congestion in the great riding of Willowdale. Thank you, Member Statements. The Member for Peterborough, Coortham. Thank you, Speaker. As we near remembered state, I want to acknowledge an exceptional veteran in my riding. Honorary Lieutenant Colonel Leanne Quinn of the HACPs has dedicated her life to serving our country. For 23 years, she was a military nurse where she rose to the rank of major. She served four tours in Yugoslavia, Somalia, Rwanda, and Afghanistan. And since returning to her home in Peterborough, she served our community tirelessly and has become an it-spoken advocate for our veterans. Colonel Quinn will be honored on November 12th by the Governor General of Canada. She'll receive the Sovereign's Medal for Volunteers in recognition of her leadership role with the Peterborough Chapter of the Canadian Association of Veterans in United Nations Peacekeeping and her role as co-founder of Salam Peterborough, an organization that sponsored several Syrian refugee families. Colonel Quinn continues to work as a nurse practitioner with the Peterborough Family Health Team and is recognized as a gifted athlete. She's actually been inducted into the Peterborough and District Sports Hall of Fame and the Ontario College's Athletic Association Hall of Fame. Although Colonel Quinn is notoriously humble about her accomplishments, today I get the honor of saying thank you for her dedication to our community.  Thank you very much. That concludes our member's statements for this morning and I


to share what the Lord has done in my life and for him moving me back to Orlando to be a part of this body. As many of you know, this is my second profession of faith that I've given at this lake and in front of Cornerstone. For those who do not know my back story, I was raised in a Presbyterian church in Tallahassee, Florida. Even though I went through confirmation class and had to go to church every Sunday with my mom, grandmother, and brother, God was not present in my home. Just like many we witnessed I had no idea what it meant to be a Christian. Due to the hard times at home it led me seeking love, acceptance, identity, and security in others. However, I always had an issue with trust so I would keep people at arms length away not really wanting to let people in but at the same time wanting to cling to anyone that showed love to me. In high school I was involved in a charismatic church at a fellowship of Christian athletes retreat. I said a prayer but there was not a desire for God or things of God. That was my freshman year in high school by the way. So I still let my sin. At the FCA event in college I met Ashley Mudge. During a visit at Cornerstone I could see being a Christian wasn't about walking an aisle and praying a prayer. It's repentance turning from sin to serve God. For about a year after returning from Army basic training I lived in Orlando until my tour in Italy and then Iraq. With Ashley I did a Cornerstone. At one point I had believed I had repented. It was baptized. I was evangelizing, going to church every Sunday, attending college group as well as small group. There were times my friends would counsel me on sin they would see. For instance my issues of pride, not trusting the Lord and His people, the love of my sin and the sin of homosexuality. A point came where I would push them away because I had no desire to repent or acknowledge what I was doing with sin. I wasn't broken over my sin. Many times I would just make excuses for the sin I was committing. By His mercy and the person that worked in Jesus Christ in the gospel He has opened my eyes to see my sin and the beauty of the gospel that saved sinners which by the power of the gospel I see the wages of sin is death. As 1 Corinthians 6-9 through 11 says do you not know that the unrighteous will not inherit the kingdom of God? Do not be deceived. Neither fornicators, nor adulterers, nor adulterers, nor homosexuals, nor sodomites, nor thieves, nor covetous, nor drunkards, nor revilers, nor extortioners will inherit the kingdom of heaven and such were some of you.  In the name of the Lord Jesus and by the Spirit of our God. He granted me repentance and a repentant heart before Him around March of last year causing me to turn from my sin to count the cost no matter the cost and the desire to follow Him. My heart desires to bring Him glory. God has changed my heart. My desires has made me teachable where I once was hard of correction and didn't want nor desired wise counsel. Before knowing the Lord I was making excuses for sin. The Lord has made me to desire it to be transparent with those who disciple me. A dear sister has been faithful to remind me of a truth in 2 Corinthians 5.17 when I battled with assurance that says therefore if anyone is in Christ he is a new creation. All things have passed away behold all things have become new. I am a new creation in Christ thanks be to God. It is as Ephesians 2.8 and 9 says, for by grace I have been saved through faith and as not of myself it is a gift of God not of works lest I should boast. A hand that has been a blessing to me since my salvation is he will hold me fast. I battled a great deal with assurance which has caused me to question whether to go through with giving my testimony today or not. But when I go through these doubts I try to remember God's promises as well as the lyrics that say when I fear my faith will fail Christ will hold me fast. He will not let my soul be lost his promises shall last. Bought by him at such a cost he will hold me fast. It reminds me that nothing that happens in my life the sins I commit or even my doubt is where my assurance lies. It lies only in the work of Jesus Christ on the cross and since God's justice was satisfied and Jesus sacrificed for my sin he will hold me fast and not let me go. I can trust his promises. Thanks be to God for the radical change he is doing. It is only by his grace and mercy I can say these words. Glory to God.


The Stefanowski family from the village of Egre in Bitola municipality have had a long tradition in agriculture They wanted to modernize their farm, but that was difficult to achieve with their land fragmented into 27 tiny parcels scattered in different locations across the field The majority of farms in North Macedonia are smaller than two hectares Compared to the average farm size of 16.6 hectares in the European Union In addition, small family farms in the country are often fragmented into five or more small Irregularly shaped parcels distant from each other making agricultural production expensive and inefficient Inefficient and obsolete agricultural infrastructure such as access roads and irrigation and drainage systems Is an additional challenge facing farmers To address these issues the European Union and the Food Agricultural Organization of the United Nations FAO Created the mainland project supporting agricultural land consolidation in North Macedonia A process of consolidating land parcels with the aim to increase their size Optimize their shape and improve the necessary agricultural infrastructure In the active land consolidation project areas Mainland has worked to reduce the number of land parcels by at least 50 percent The results in Egre are impressive. Here the number of land parcels was reduced by almost fourfold From 874 to 260 parcels Thus out of 27 parcels Slav now has six parcels with regular ships And an average size of 2.2 hectares The newly formed parcels now have better access to agricultural infrastructure Thanks to the project investments in access roads and drainage and irrigation channels We have more than the old parcels The production of the parcels has been slow for working hours or working days We have time to work After a while, we have more time to rest Especially for young farmers who have a rest Of course, they can go somewhere to rest for a year You can do that Slavsam Dimitar says this could encourage young farmers to stay in the country. Improved irrigation and drainage systems will not only contribute to greater productivity of agricultural production but will also increase its resilience to extreme weather conditions such as floods, storms and droughts. In the European Union, land conciliation is a well proven multi-purpose instrument, which facilitates implementation of projects that integrate multiple public objectives, such as nature restoration, infrastructure construction and measures to tackle climate change. This is the case with the ongoing land conciliation in the villages of Logavadi and Optichare, where the planning of land reallotment is combined with the construction of the expressway from Bitola to the Greek border. The integration of the two projects is a win-win solution for both the farmers and the government. Farmers will benefit from an improved structure of their parcels. Thus the damage from the expressway construction is mitigated and smooth construction of the planned infrastructure is enabled. The FAO project team and the Ministry of Agriculture, Forestry and Water Economy have been working with multiple partners, including the Agency for Real Estate Cadastra, the National Extension Agency, local governments, farmers' organizations and the private sector. To ensure that country is able to mainstream and scale up the national land conciliation program country-wide based on local needs. I am joined by the other members of our community, who will ask about the fact that it will be implemented in the right place for living. I am sure that the benefits, as I said earlier, we will see them very soon and I hope that with the support of the Ministry of Agriculture, the European Union, the FAO organizations and all of the other countries, we will be able to move forward in the course of this process during the North Macedonian Republic. The implementation of the national land conciliation program supported by Mainland has positioned North Macedonia as a leader in the region in implementing such complex structural land reforms. The project involves women at every level and ensures women's equal access to agricultural land in the process of land conciliation. From family farmers and land owners to ministry officials, women play a significant role in Mainland. With the restitution of nationalized agricultural land to its private owners, Mariana Kapkowska-Angeleska, a woman farmer from the village of Dubjani in the municipality of Dolaneni, inherited land property from her grandfather, which she could not use because it was fragmented into 65 parcels.  When we are convinced that we are a whole family, that we have one family, they start working for our good. With the savings that farmers achieve by cultivating larger consolidated land, they can expand their business and invest in modern agricultural mechanization. 9% and 8% of farmers are working with small fergusons, tractors and small mechanizations for small surfaces. We can no longer produce about 20-25% of those tractors. So small is a lot of money for that. If I had my land of about 80 acres, for example, to give me half of my land, to give me 40 acres, if I had it, I would probably have 50 acres of tractors. Through over 200 awareness-raising events and meetings, landowners and local communities have been actively engaged in the main land project to learn about the importance of land consolidation and their active participation in the process. Landowners are the ultimate decision makers in the process of planning the land reallotment and the necessary investments in agricultural infrastructure improvements. For over 20 years, the European Union is supporting land consolidation through the rural development programs of the member states. Land consolidation activities are often integrated with measures to support sustainable and climate-resistant agriculture, nature conservation, environmental protection and rural development. This links land consolidation to the European Green Deal, a new growth strategy which aims to transform the European Union into a fair and prosperous society with a modern, resource-efficient and competitive economy. Land consolidation ensures our food systems are sustainable and fit for the future.