But as soon as we make that small change of taking an hour a day to focus on the things that are most important to them, things suddenly just become a lot easier, more motivating, and they just have a lot more momentum going into medical school. So if you're already in medical school or about to start very soon, listen up because the tips that we'll cover in this episode can make the difference in whether or not you have a successful journey. Let's get into it. All right guys, welcome back to channel. In today's episode, I want to talk about tips that new first year medical students need to know. Now I know when I first started medical school, there was a lots of tips around how to study better, how to be more productive. And most of them were very superficial, but the things that we'll talk about in this video are things that I've learned hindsight 2020 as well as working with hundreds of students over the past six plus years on how to really have a successful journey. So number one is to make sure that you focus on simplifying from the very start. It's very tempting as a new med student to focus on pretty much all of the oceans of resources that are available. Maybe you want to try this because somebody mentioned that it really made a difference. You want to try these flashcards. You want to try this resource. You want to make sure you buy this book. There is a lot of things that come to it. And honestly, you don't know which one works and which one doesn't. And so before you go ahead and make both the time and financial commitment on all of these resources, just focus on understanding that you need to keep everything simple. That means when you first start medical school, really the only thing that you should be thinking about as a new medical student is what approach do you want to use for studying? How do you want to approach a lecture? How do you want to approach class when you have to go to it? How do you want to review afterwards? How do you want to prepare for your exams on the weekdays, the weekends, as well as the weeks from the exams? There is a lot that goes into simply figuring out how to create your initial study system. It's not going to be perfect, but there's a lot of energy and focus that should go into that initially. And if instead you make the mistake of thinking about the various resources that you should be using, you start to almost kind of squeeze those resources into your study schedule because you almost feel obligated because you spent money on it. So before you start asking complicated questions of what resources you want to use, focus on the simple things, how you want to study, how you want to manage your time, how you want to review. And most importantly, how you want to self assess how everything is working before you decide to add additional resources. And tip number two is to avoid adding layers of obligation. It's very easy when we start medical school to almost be in our pre-med kind of hat where you feel like you need to be doing extracurriculars, research, asking yourself what you should be doing, shadowing at the moment. But really your first semester when you start, your main focus should be how do I learn best because that is going to be a self evolving question and the answer session that you'll have with yourself. And if you can truly hone in on that your first semester at medical school, you're going to be golden for the next coming semesters. A lot of the students that I work with one on one through my coaching program are at various parts of their medical journey. But even if they're a first year medical student or a fourth year medical student, many of them still struggle on learning how they study best. Now it's okay if you're brand new because that's a whole idea of learning how to improve. Now this is very normal starting out, but for the students who are later on in their journey that's concerning because that means that they haven't really given dedicated amount of time to focus on that question answer of how do I learn best. And so that's why it's so important to avoid adding layers of obligations of research, extracurriculars, and everything else the medical school will throw at you and simply focus on let's learn how to learn. And before we get to the rest of the tips in this episode, if you are interested in learning how you best learn and how to study better in medical school, check out some of the programs that we have down below in the description, some of them that I recommend including the Med School Domination Bundle as well as the Rapid Study Accelerator. Now tip number three is to start backwards and particularly I'm talking about when exams and quizzes come around because one of the mistakes that most med students make is that even though that they're aware of when their quizzes and exams will be, they don't actually proactively plan on how and when they're going to start reviewing. So a good example is when I was in medical school it was very normal to know, hey, test is next Friday, but it was very common for me initially as well as a lot of my classmates to not really start prepping until the weekend before or the week day before. And that's when you have both the stress, the anxiety, and the feeling of overwhelmed, but instead you can work backwards and ask yourself, okay, test is next Friday, question one, how many lectures are going to be on this test? Question two, how many times do I want to go through each lecture before exam day? And then question three, how many lectures do I have to cover each day to appropriately get to my goal? So for example, if you had a quiz or a test with 14 different lectures and you had seven days to prepare, you think, okay, I just need to do two lectures a day, not too bad. But if you ask yourself, okay, I actually truly want to do two passes before the week of exam, that means you've now increased it to four passes, which forces you to ask yourself, do I need to move my review date when I initially start earlier? Or do I need to spend more time doing more lectures per day? Or do I need to dedicate more time on the weekends? Asking yourself to work backwards truly helps you have a plan. And just like they say, if you fail to plan, you plan to fail. Tip number four, and this is probably one of the biggest things that I truly hold important for all knuckle students to listen up. Tip number four is to have non-negotiable time. One of the biggest issues with medical school is that it feels like it needs to take up all your time because there's always more information to learn. And so, for example, it's very common in medical school to prepare for an exam and then realize that however many hours you've dedicated may not be enough to know every single thing. So the typical answer for most medical students is I neither either spend more hours in one day or I need to take some time away from my free time in the weekends or the weekdays and you become a medical student 24 seven. And even if you're one of those medical students that can use this strategy and still get the grades you want, the problem is that every phase of your journey, your time becomes more limited. And from experience for my own self, as well as working with hundreds and thousands of med students over the past few years, I do know that if you don't have time for yourself or the things that matter to most to you, including the people, the priorities, your hobbies, whatever it may be, you are creating a recipe for burnout. And if you don't want to be just another statistic in medical school, it's really important that you focus on that non-negotiable time. And a simple way of doing this is to grab your calendar every single week. And before you go ahead and plug in what time you want to review your lectures and do your flashcards and your practice questions, ask what one hour every single day is dedicated to you that's absolutely off the books for studying. And you can use this hour for whatever you want. It can be for your morning workout. It can be time with your family and be time watching your favorite TV show or absolutely doing nothing. I do encourage that after this video, you go and actually do this in your calendar because there are plenty of people that have watched my videos for the past few years have realized this is a good idea and then still chosen not to do it and then come to me at some point through emails or my coaching calls and told me I still have no time for myself. I'm super stressed. But as soon as we make that small change of taking an hour a day to focus on the things that are most important to them, things suddenly just become a lot easier, more motivating, and they just have a lot more momentum going into medical school. And before we get into the last tip of this episode, if you're enjoying this, you're watching this on YouTube, go and help this video out by hitting that like button down below. Tip number five. And I know they're all important, but this is going to be the most important for your own sanity. And that's to really focus on being tunnel visioned. As you go through your medical journey, you are going to be the cream of the crop, the creme de la creme. I think that's how you say that. In your medical journey, where you're going to be the top of your high school class, you're going to do really well on your SAT. Maybe you've done really well in college, you got a good MCAT score. You're in medical school. You're probably one of the smartest people out there because you are now approved to be certified to go into a training to become a physician. And so it becomes very easy for you to start comparing yourself with everyone around you. What grade does Sally get? What grade did Joe get? How much is Joe studying? What resources is he's using? How is he able to do this? How is she able to do this? You start to look at the successes of everybody else and use that to highlight your own shortcomings. And that is a recipe for disaster because I promise you, everybody has their own internal struggles in medical school. The students who look like they're the most confident are probably the most insecure. The students who look like they have everything figured out are struggling with probably the same thing as you are. They just may not be as vocal about it. And so understand that the best way to get through medical school is to use your period as a motivation, but when it's time for you to work, become very tunnel vision. For example, it's very natural for a med student to start with something they think it's going to work. And then they realize that a classmate that got a really good exam score is using this resource and they just decide to change everything. And after multiple iterations, they don't even realize what works for them and what doesn't, but things just don't work and everything falls apart and that becomes a recipe for disaster. So when you make decisions on, this is how I study. This is how I manage my time. This is how much I want to study or how little I want to study. These are resources I want to use. Don't look at what other people are using. Simply use your own results on your quizzes, your tests, your own comfort level with the knowledge to be able to say, okay, this is working. This is not. And if things aren't working, then you can open up your tunnel vision. Ask your peers who you respect, who are doing really well. It's like, Hey, what resource are you using? How do you study? Or how do you manage this? As soon as they give you a recommendation that you want to now apply, get that tunnel vision back on and get to work. Those guys are my five tips that brand new medical students and honestly, even veteran medical students need to know. If you're watching this and you're about to start the journey you're really early on or you're later in the journey, I promise you it becomes an amazing experience. If you truly focus on simplifying things from the very start, avoid focusing on what everyone else is doing. And as soon as you realize that things are working, focus on tinkering and improving those slightly instead of redoing the entire system. And if you made it to the end of this video, I just have one request really just like hit that like button down below. Really helps the video how also tells me you want more content like this. Keep going. I truly do appreciate the support. If you're listening to this on a podcast and go ahead and hit the subscribe profile on your favorite podcast platform and consider leaving a review on iTunes. And as I mentioned before, if you really want to improve your performance on things like how to study, how to become a more productive, check out some of the programs down below, including the med school domination bundle, as well as a rapid study accelerator. As always, my friends, drop your comments down below. If you enjoyed this video, you probably enjoyed this video of how I used Anki step by step and how you can use it to help improve your time in medical school. Guys, thank you so much for being a part of my journey. Hopefully, I was a little help to you guys on yours. I'll see you guys in the next one. Peace.


I have been through my fair share of relationships, breakups and love in the public eye so I'm dedicating this video to all of that and my feelings about it. I will always be open to falling in love. It's just what I'm good at. I fall in love with everyone. No one and no relationship will ever make me cautious. I will always fall in love exactly the same amount. I mean, one I was most happiest when I was younger was someone called Ryan. I was just so happy with him when he finished this because he fell out of love with this. Just a common thing would happen to me. After that would probably have been Stephen. With Stephen I thought I had everything I ever wanted. We were both in the public eye and just everything was right so I think it would have probably been with Stephen. Oh, it's down from day one. The guard was never there. There was never a guard. Like after day one I'm like I love you. I'm really heartbroken. I struggle to eat. I can't get out of bed. I constantly cry. I have to be with my mum. I can't be with anyone else but my mum and I just sob into my mum's arms. It's such an awful feeling heartbreak. I've had a lot of hurtful experiences. Obviously going through the f-tropic pregnancy with Gary was pretty hurtful. It was a really awful thing to go through. It's in a proper relationship when Stephen finished his and kissed that girl in the nightclub two days afterwards. The pain of that that was like actually being stabbed like a thousand times in the chest. I cannot wait to have kids in the future. I am 28 years old this year but 30 is the perfect age so I've got two years. Josh is still so young but sorry Josh. He's going to have to be a young dad. So my overall advice for relationships and love is don't ever let a previous boyfriend affect the way you're going to be in a relationship in the future because they are not worth that. You love just as hard as you did before and do it again because not everyone is arseholes and sometimes it's worth taking the risk.


Hi, I'm Dr. Olyth Selvan, Consulant Heptologist and Chairman of Division of Liver Transplantation, Manipal Hospitals, Bangalore. As with hepatitis B, pregnant women should also be tested for hepatitis C because one, you can diagnose this early and second, you can prevent infections in the kid and if you have infections in the kid, you can diagnose it early and treat it as early as possible.


How to add a session to your personal calendar On the event schedule, find the session you want to save or bookmark and tick on the circle Go to my schedule tab On the right panel, click add to calendar Here you have the options to add the entire event, or add only sessions under my schedule Now select, add my schedule to save the previously bookmarked session Next, choose a calendar Finally, click add and finish Thank you for watching, please subscribe for more videos and tutorials


Hello again, everyone, and welcome to another edition of Yes, We're Here. I'm Jack Curry, and I'm thrilled today to be joined by Hall of Famer Tim Reigns. He was part of the Yankee Championship teams in 1996 and 1998. Tim, first of all, welcome to the show, but second of all, I need to ask you, how are you and your family doing during these challenging times? Well, thanks for having me. Me and my family is doing great.  They're very active, but we're having a good time trying to figure out things to do for them. But we are doing great. We're hoping that things get better here pretty soon and hoping everybody is taking care of themselves. Tim, you retired in 2002, and then five years after that, you go on the Hall of Fame ballot. I want to tell you, I have a Hall of Fame vote, and I was voting for you at the beginning, but it took until the 10th season for you to get into the Hall of Fame. What was that journey like? What were you thinking as you were taking to that journey and wondering if you were going to get more than 75% and get into Cooperstown? Well, when my name was first put on about it, I was just hoping that I got enough votes to stay on for the next year. I wasn't really thinking about it that much. I felt like I had a decent career that it wasn't at least staying on the ballot for a little while. But as the years went on, I thought I was thinking a little more because the votes started creeping up more and more and more. And when I got to like the seventh year, I think it's really when the tension started because I wasn't really sure if I was going to make it. And then the rule changed. So I wasn't sure because I only had two years left when they changed the rules. The rules were that 15 years, then all of a sudden they cut it down to 10. So I was I was shortened seven of those years. So it got kind of nervous. I was feeling that, OK, if I deserve to be in here, they'll give me a year. If I don't just get enough votes to even get to there. So as a vote got, you know, a year before I got in, I was like 23 votes short. But a year left and I felt like it definitely had to be 23 guys that could could vote my way to get me in. But I wasn't really sure. And it was really, really nervous. It was a nervous time leading up to, you know, me getting the call. But I really didn't sleep that well, even though I felt like it should have been a shoe in. But, you know, until the phone run, I felt nervous. First of all, I need to correct you. You said you had a decent career. You didn't have a decent career. You had a great career. You had a Hall of Fame career.  After that vote, everyone identifies you as Hall of Famer. How magical is that even on a show like this? When I said Tim Reigns is with us, it's Hall of Famer Tim Reigns. To have that designation before your first name, how magical is that? I think it's as magical as it gets being a professional athlete.   And I was just happy to wear a uniform. I didn't really play. I was a pinch runner. So just being in the clubhouse, being around, you know, the players and just feeling like, you know, I don't know if I belong here yet, but, you know, hopefully I'm going to take advantage of the situation I have, you know, going up for the last month of the season, I think I pinch ran two or three times. But, you know, being able to not only be up there, but contribute in a way. And it wasn't like playing defense or hitting, but, you know, based on, for me, was, you know, at the top of my list as far as the skills that I had at that time. But as the years went on two, three years after that, I realized that I belong here and, you know, the guys welcome me there, you know, playing with guys like Dawson and Carter, all the famous, you know, I knew that, you know, if I could be around these guys long enough, they would show me the way and hopefully I had the skills well enough that they could look at me and say, all right, kid, you know, let's go, let's go do this.  And I thank God for getting the opportunity to play with them.  You talked about welcoming. How were you welcomed when you were treated to the Yankees in 1996? And what did you think about the news when you found out that the Yankees had acquired you? Well, I wasn't real sure at first because I even asked around other players who had played there and only played there for a short period of time. And I asked some guys who had played there for a long period of time.   But you can, you know, you got away with a lot of stuff. In New York, I don't think you can get away with too much stuff, you know. Good or bad, I think. And I just wanted to be really sure. But then I looked at myself and I said, you know, this is an opportunity to get a chance to go to a World Series. And that's what I was looking for. It was like my 17th season, I think, when I went to New York. And I haven't got a chance.  That was my rookie season. So I went a couple of times with the White Sox and we just didn't get over the hump. And I never got a chance to get to a World Series. But in 96, we went to New York, took a while for me to get healthy. And I got healthy at the right time right around September area. I think I went in there. And I did some good things offensively. You know, I started hitting some homeruns. I really wasn't a homerun hitter, but I hit some homerun in September to kind of get us over the hump and then going into the World Series. And the first one and winning it and that was the icing on the cake.  But as players that love the game and want to want to get to a World Series and win a World Series, that was the one thing that I felt like I was missing and I felt New York would get me to that position and maybe it. Tim, across these last few weeks, I've had the chance to talk to about 10 players from that 1996 team. And when you look back at what that team accomplished, the Braves had three future Hall of Famers in their rotation. And you guys still figured out a way to bounce back from a two nothing deficit, win that series in six games. You're smiling even before I ask the question. What was what was special about that 96 team that it had that ability to be so resilient and to be so strong?  I mean, we had players from from all over baseball from other organization. Obviously, Jeter, it was his rookie season. We had Posada and we had Bernie, who organizational guys. And then, you know, we we brought a guy from everywhere.  I mean, we had guys from from from all over both leagues. And we wasn't young. I mean, we're older guys, but we still could play the game. And I think, you know, having Joe Torrey as the manager, it was a great place to be because Joe kind of let us play.   We're attuning here and there. But that team genuinely got along together to whether I think any team could have gotten along, especially being, you know, from from other organizations. We had we had stars from every from from teams from everywhere. And I think in baseball, you know, not that everyone has to be alone, but I feel like that team got along as well as any team that I had ever been with, even though we came from different organizations. I think we we all wanted the same thing that was to win a World Series. And we played together. We've won together and we lost together. And I think we went down to nothing and we lost our first two games in New York. So I think George at the time felt like there was no chance we were going to win. So we went to Atlanta. George came in and said, you know, you guys have a good year. I don't think you're going to be to beat the praise and, you know, just go out and do the best you can. And I think when he came in and said that, we all kind of kind of looked at him and said, OK, we'll show you. And, you know, going in extra and that's the first game and winning that first was all it took. I mean, even though they had, like you said, three whole of famed pitchers, we felt like we had enough offense and enough pitching that if we can get that first game, we felt like we got to be able to win the series and we ended up winning the next three. You talk about that team coming together and how that team got along. If you walked into the clubhouse in those days and you looked towards your left, there were normally two guys who were having a back and forth. You and young Jeter, you and Mr. Jeter really developed a bond and you seem to be able to make him laugh, maybe more than any other guy I've ever seen around Jeter. And he always talks about you as being one of his favorite teammates, because you never let a bad day bleed into the next day. You were always upbeat. How did that bond develop between you and Jeter? Well, you know, I think what happens a lot of times in the way it used to be back in the olden days. And I remember those olden days when a rookie came in and took a picture of the rookie. They made him do all kinds of things. Signed shoes, carry their bags, carried the big jumbo music boxes.  And I just felt like for myself being a, you know, 15 or 16 year vet, making sure that the young rookie Jeter would feel like he was a part of us. And I kind of made sure that no one really got on him. But most rookie used to get on back in the day. And I felt like we really needed him to be him. And in order for him to be him, he had to be relaxed and be able to deal with a lot of veteran players who might want to, you know, take advantage of his rookie status. I made sure no one mess with him, you know? I made sure that if he was going to do the things that we felt like he could do, he had to be comfortable with everyone in the clubhouse. And I kind of made sure that we only played together three years. But I just think that three years that I spent with him was three of the best seasons I think, you know, teammates could have. You know, he would start his Hall of Fame career. I was in the tail end of my career. But as far as, you know, watching him grow from his rookie season to the end of his career was remarkable. When I first saw him in spring training that first year in 96, I didn't think that he was ready to be leagues at that time. I mean, I remember spring training. He's having a tough time turning the double play. We weren't really sure if he was really going to make the team. And Tony Fernandez, I think broke his leg or arm or something. And he was out for the year. And the next guy in line was Derek Jeter. And we were hoping that, you know, that he'd be ready. We wasn't really sure. But from day one, the first game of that season, I think hit a home run. They had two or three hits. And he kind of carried the team pretty much by himself that first game.  He had a great career and he deserve everything he gets. Tim, you had a great career yourself. And as we wrap this up here, it's a Hall of Fame career. You had over 2600 hits, over 800 stolen bases, seven all-star appearances. You're on the MVP ballot seven different years where you got votes. 385 on base percent. I lay out all those numbers. What are you most proud of about your career? I would say the hits, you know, the average, the home base percentage, those things, you know, and I think I was the honorary defensive player, you know, never had a strong arm in the outfield. So I, you know, I remember one year leading the league in the six, though, in the outfield, I played set of field.  But I'm more proud of the home base percentage, you know, the RBI. I don't think people realize that I drove in a lot of runs as a lead-off guy. It's not too many lead-off guys.  So don't mean that it was kind of overlooked over my career because the first thing he thought was how many bases he was going to steal and not the other things that I did on the field. Well, Tim, it was a pleasure to cover you. It's a pleasure to talk to you again today. And we really thank you for giving us some time. And once things get back to normal, I know you want to get back to a baseball field. And we all want to see a baseball season come back at some point. Thank you so much for your time. Well, thanks for having me. And I just want to continue to tell people to play. We're going to get back to normal. And as long as we do our part and do what we need to do to get back to normalcy, it's going to get better.


We saw that the dot product of a vector with itself can be interpreted as the square of the magnitude of the vector. But does the dot product of two arbitrary vectors tell us anything useful? Maybe? But let's see if we can find some properties of the dot product first. One useful property occurs when we have three vectors, and let's find and compare the dot product of one vector with the sum and the sum of the dot products. Essentially we're looking at the distributive property. So to find the dot product of a vector with a sum of two vectors, parentheses mean their usual thing, so we'll take care of the operation inside the parentheses first and add the vectors v and w to get, and then we can take the dot product and find. Meanwhile, if we want to find the sum of the dot products, we'll find the dot products first, so we'll find u dot v and u dot w, and we can add them to get, and based on one example we can conclude that the dot product is distributive, assuming that both sides are defined, the dot product of a sum is the sum of the dot products. Now, basic things on one example or even no examples at all and just something you made up on the spot is good enough for politicians and political pundits, but we should try to do better. So we can prove this by generalizing an example. So here we took three very specific vectors, so let's use three very generic vectors, and so we'll try to do the same thing. We'll find the dot product of the sum, so we'll add v and w, then take the dot product with u. Next, we'll find the sum of the dot products, so we'll find the individual dot products, and so the sum of the dot products will be, and these two are not quite the same, but we can do a little bit of algebra. Now, since factored form is best, let's see if we can do any useful factorizations on this second expression, and we have a guide for where we want to end up. Notice that our first expression is u1 times something plus u2 times something plus u3 times something. So let's see if we can rewrite our second expression as u1 times something plus u2 times something plus u3 times something, and we see that we do have a u1 times v1 plus w1, and similarly we can factor out a u2 and a u3, and we can see that these are the same thing and consequently we can conclude that the dot product of a sum is the sum of the dot products. Although we should add a disclaimer, because we used vectors in R3, our result is only proven for vectors in R3. Well, let's try another experiment. Let's say we take two vectors, does the order of the dot product matter? So we find u.v and v.u, and again generalizing from one example, we conclude that the dot product is commutative. u.v is the same as v.u. We should prove this, and we can prove this by generalizing an example. The only problem is we have to figure out where our example will come from, so let's suppose we have two vectors in R4.  And so we find their dot products, and oh my, look at the time.


Hello everyone and welcome to the 9 o'clock breakout session of the Open Simulator Community Conference 2014. As a reminder to our in-world and web audiences you can view the full conference schedule on our website at conference.opensimulator.org and you can post your questions in local chat. On the U-String chat or tweet your comments using the hashtag O-S-C-C-14. This hour we are happy to introduce Maria Korolov who will be presenting Hypergrid Growth Trends. Maria Korolov is editor and publisher of Hypergrid Business and of the Hypercut Director of Hypergrid Destinations. She has been a war correspondent, ran a news bureau in Shanghai and covered business and technology for national magazines for over 15 years. But the emerging metaverse is the most exciting thing she's ever covered. Welcome Maria Korolov. Thank you very much for having me. I appreciate being allowed to speak here today on what is my all-time favorite topic. My email address is Maria at hypergridbusiness.com. Please email me if you have any questions or anything else that's if it doesn't get covered in this session. I love hearing from people. So my talk today is about the growth of OpenSTEM. I'm sure everyone here knows for themselves that's growing this conference itself I believe is twice as big as last year's. But I've got a little bit of hard data there to to to back up those gut feelings that I have. So first of all the active user numbers is currently what the best gauge that we have for what's happening on the public OpenSTEM grids. I've been tracking these since 2010. As you can see it's pretty much a straight linear growth. There's occasional peaks and valleys, the big valley in the middle in January 2012. That was a month when in-worlds didn't get their numbers to me and I'll talk later about why that makes such a big impact. We're not yet seeing the takeoff point of the hockey stick curve. I personally do believe that it will be coming and I'll talk about why later. But I believe that the positive trend up is an excellent sign especially when compared to a second life's user numbers. And I also want to point out that this is active users only on the several hundred public grids that I personally know about. There is no way right now in OpenSTEM to discover all the grids out there. There's no way to track it. There's no way to count them up. I call that the dark metaverse and we don't know what the size of that metaverse is. Region counts are really up. So as we're going from 10,000 users to 20,000 active users approaching 30,000 active users now, the number of regions has already passed 50,000. The reason is because OpenSTEM regions are extremely inexpensive. You can run one for free on a home computer. Prices for regions, if you get a good deal, could be down as low as $3 a month for a full-sized region equivalent of a second life region. So this is a hundredth of the cost of second life regions and it's a major attraction for OpenSTEM. You can have as much land as you want for your group, for your creativity, for your school, for your company. The land area of OpenSTEM right now is about twice as big as that of second life. It's bigger than Hong Kong, bigger than New York City, bigger than Yosemite Park, and we're approaching Rhode Island when we convert the meters to square miles. Another indication that interest in OpenSTEM is up and is starting to grow faster than a linear trend is the readership of hyper-good business over the past year. This is an export of data from Google Analytics, untouched data, and since hyper-good business, I mean, we'll occasionally write something about Unity 3D or about a hardware headset, so you'll get an occasional spike of people coming in for that particular article. But for the most part, my readers know that the bulk of the coverage is OpenSTEM related, and so the readers who keep coming back every month, that's what they're looking for, and it's been growing. So this past year has been a great year for our readership, and I want to thank everyone who has been reading the publication and who's been sending me tips and information and corrections and advice and helping me out in so many different ways. I in particular like to thank Lawrence Pierce here, who's taken over the moderation of the comments, which has been a great burden off my shoulders because no matter how you moderate, half of the people are going to be extremely mad at you, and now they're all mad at him, and I'm extremely, extremely grateful for that. Thank you. Thank you, Lawrence. The other interesting sign that indicates hyper-good growth is the download numbers for the four major distributions. So I collect numbers from OpenSimulator.org, from the ZivaDistro, from New World Studio, and from Sim on a Stick. So these are the four big ones. I do not collect numbers for the individual region installer of OS Grid. So if you think that these numbers are high because people are downloading OpenSim to run their OS Grid regions, or were when OS Grid was up, they're downloading it directly from the OS Grid website, separate distribution. I'm not tracking that. So as you can see from this graph, thousands of people are downloading versions of OpenSim every month. This is monthly numbers. So I personally know of hundreds of Grids. People are downloading the software thousands of times, and for every download, you can set up multiple Grids. So if you're a vendor, you would download the software once, optimize it for your users, and then install it for all your customers.  So in that sense, these numbers would be undercounting OpenSim distributions. There's also overcounting involved in this chart. If you see that there's a lot of spikes here, usually when a new distribution comes out, people are downloading the new version so they can update their grid. So that is some of the spikes that you see on this graph. So my favorite part of OpenSim is the HyperGrid. This is what really, really got me excited about this platform. I write about all the major virtual reality platforms, the enterprise ones, the online one, the ones that run in a browser, the various open source alternatives. OpenSim is currently the only one that has the HyperGrid, and the HyperGrid is growing. Now, this is a chart that shows where the users are. The red area is the closed grids. The blue area is the HyperGrid enabled grids. The yellow little bits in the middle are the ones where I didn't know what kind of grid that was, and I hadn't checked yet. It takes quite a bit of effort to figure out if a grid is HyperGrid enabled or not, and some grids keep switching, so sometimes I just don't even know. So as you can see, the users prefer the closed grids slightly to the HyperGrid grids, but there's a reason for that, and the reason is this next slide. This is because of in-worlds. In-worlds last month had 8,300 even active users. The HyperGrid as a whole had 8,710 users, so in-worlds by itself had almost as many users as the entire HyperGrid. In-worlds, for those who don't know, is the biggest commercial grid in OpenSim by the number of users.  Merchants want to go where their customers are. Partygoers want to go where the big parties are. Performers want to go where the audiences are, so a grid draws people into itself, and eventually, unless the grid has a very strong niche orientation that is able to attract people just to itself for a particular reason, people are going to go to the bigger grid, especially if they have to create a new avatar every time, with a new set of friends, a new inventory, new groups, it is difficult to maintain an active avatar. I personally maintain two, one from my personal grid and one for OSGrid. Again, hopefully OSGrid will will be back up soon. I'm not going to maintain 200 different avatars. I will pick just the one, two, or three grids I spend the most time on, and this is a problem for closed grids, because you need a separate avatar for each closed grid. On the hypergrid, one avatar works for all these grids, so that you don't need to maintain separate identities. You have one avatar, one set of groups, one set of friends, one inventory, and it all can travel across more than 150 different grids. So if you are a merchant or a party plan or a performer, you can look at this chart and say, I can be in worlds where I get access to 8,300 people, I can be on a hypergrid where I get access to 8,700 people, or I can be in one of these other small closed grids in this little red slice where I have access to a couple of thousand people or a few hundred people or a few dozen people at the most. And this is a problem for closed commercial grids that are not in worlds, and one of the reasons why over this past few months we have seen grid after grid switch on hypergrid connectivity. By switching on hypergrid connectivity they allow their users to travel to all the other grids, to attend parties, to go shopping, to socialize with their friends, and allows people from all the other grids to teleport in. In the past, the fear has been that content will then leave the grid. Well, we now have content filtering so that individual grids can say only certain kinds of content could travel. Unkindly, for example, if you were in either our content session yesterday or in a kind least own presentation, you may have heard that only content that you've created or content that you bought that has the copy and transfer permissions, or content that you bought on a kindly market that specifically allows hypergrid access that only that content can travel and leave the grid. A spell scape, another grid which recently turned on hypergrid connectivity, it's a magic themed grid based in the UK. They have a system where only full perm content can travel to other grids. Everything else stays on their own grid. And this is, I believe, an excellent compromise moving forward because the creators can choose will they maybe charge a little bit extra for their content and allow their customers to take it elsewhere and risk the possibility of their customers copying the content or distributing it illegally, or would they rather that the content stay local on just that grid. The choice, I believe, should be up to the creators. And the filtering options do just that. They put the choice in the hands of the people who create the content. This chart compares the number of regions on the hypergrid with a number of regions on the closed grid. And there's two main reasons why the hypergrid enabled regions are growing so much faster than the ones on the closed grid. First of all, there's a significant price differential. The closed grids do not want you to attach a free home based region to their grid. It undermines their business model. It undermines their security because when you attach your own region, you own the database for the region and all the content on it, regardless of what the problems might be. It also undermines their business model because it's free. And most commercial grids charge a premium for their regions. The regions cost between $40 and $60 a month typically on the big commercial grids. Because the big commercial grids offer additional services, they offer unique content and unique events. So they expect people to pay a little bit extra for the support they get, for the value that they get on those grids. On the open grids, on the hypergrid enabled grids, more of these grids are likely to allow open access for people to connect free regions. This includes grids like Metropolis and OS grid and Franco grid and the new Tangle OS grid. Anybody can connect a free region to these grids. It also allows people to buy regions from third party vendors and connect those regions to those grids. Those vendors are Zeta Max, Dreamland Metaverse, Oliveira, MA Rentals, the new company CloudServe. Many of these vendors are competing on price and service, so you get excellent quality of a region for an excellent price. And the lower prices are obviously very attractive to a certain percentage of the population who would rather have more land than some of the additional support that they might get on a closed grid. And the other reason why it's going fast is because if you're a creator and you are building an entire region for yourself or for your role playing group or for your museum, you want to be able to make a backup of the entire region. And the open grids, the hypergrid enabled grids are more likely to allow you to make a full and complete backup of your region.  If you're a company, you want to save your meeting space for the next time the conference runs. If you're an individual creator and you build something really cool, you want to save a copy of it so you don't lose it in case something happens. The open grids are much more likely to allow you to save your entire regions. And all the third party vendors I mentioned, CloudServe, Zatamex, Dreamland, Oliveira, they actually make that part of their service so you can get as many backups to your local hard drive of your entire region as you like. So one of the reasons that I picked OpenSim for my area of coverage is because I believe that OpenSim has the best chance right now of becoming the beginning of the metaverse. Something better might come along. I have not yet seen any indications that anybody's working on something better than OpenSim for being a metaverse platform. Now there are technologies that better serve a particular niche or have a particular feature or have a particular facial animation, but as anybody knows who's been in the technology space for a while, it is not the best technology that wins. It's the best ecosystem that wins. But before we get into the ecosystem, I would like to mention that OpenSim right now is the only platform with the hypergrid technology. You can travel from one region to another. You can make friends on the other region. You can send instant messages to the other region. You can deliver content to people on other regions as the kindly market is doing. You can belong to groups from multiple regions. And this is fully federated. It's fully distributed. The grids don't have to have any kind of central authority that says, you know, your avatars are here or your address is this. Every grid is completely 100% independent from every other grid in the hypergrid. This is like websites. If I have a website and you have a website, people can travel from one website, from my website to yours, even if the two of us have never met and in fact, even if we're bitter enemies. The same thing is on the hypergrid. People can travel as long as the grids on a hypergrid, people can travel from grid to grid to grid. Unless you're specifically blocked personally by that website or by that grid owner, you can visit that grid. Now, some grids do block inbound hypergrid teleports that will say, oh, for example, a group of schools might say will only allow travel to other grids in our school district. Or a big grid might say we got a lot of griefers from this griefer grid here, so we'll close off access to hypergrid travel from those other grids. So there is some restrictions you can place for security. But you don't have to do anything special to allow people to come in. You don't have to negotiate connections with anybody else. Unless you put up walls, everything is automatically connected to everything else. No centralized person controls the hypergrid. There is nobody keeping a list of hypergrid addresses. There is nobody keeping a list of your avatars or your inventory. Every grid is doing that by itself. And I think this is an amazing feature of OpenSim. And yesterday, when I heard Philip Rosdale say, well, we need this centralized services so you can have a single avatar travel between different worlds, I thought to myself, we already have that. And when he said, and you want to be able to bring your inventory from one world to another, I thought to myself, hey, we already have that too. So I'm not sure how it will work in practice. The high fidelity may have an alternative that works as well as the hypergrid works. We'll see. But right now, I haven't seen any indications that their option is going to be better than ours. So moving on to the ecosystem, we have a variety of different types of grids in OpenSim. We have nonprofit grids. We have school grids. We have personal grids.  We have giant social grids. We have closed grids and open grids, corporate meeting grids, every kind of grid you can imagine somebody out there has set up a grid for it or is working on setting one up. Most other platforms tend to focus on a particular niche. They are used just for the social stuff or they are used just for business meetings or they are used just by schools or they are used just by pharmaceutical companies to design new drug interactions. And the fact that their niche makes them very effective in their particular area because they can serve those particular customers. However, we in OpenSim have a platform that is more like the World Wide Web. It's a fundamental underlying platform that's maybe not the best in any particular aspect but is good enough for a very wide range of uses for people who want something a little bit more custom, a little bit more better, a lot of other proprietary solutions out there. But for somebody who wants a basic platform for the metaverse that's an all purpose platform. That's a platform that can be applied in many different settings. Right now OpenSim is farther ahead than anybody else out there. Another way the OpenSim ecosystem is in my mind very inspiring is the number of different vendors we have providing services. Now these are just a few of the top vendors providing OpenSim hosting. They're also vendors providing design, consulting, anything you need for a grid for your OpenSim installation. There's companies out there who will provide that service for you at all different price levels from extremely extremely low to to the extremely extremely high and serving all kinds of target audiences. And this this ecosystem of vendors who are also by the way contributing fixes back to OpenSim on a regular basis and I applaud them for doing this helps make OpenSim extremely robust. If one of these vendors goes out of business you take your grid to another vendor, you take your regions to another vendor and I write about this a lot a grid gets upset with its service provider, it moves to a different service provider. Well you cannot do that with a proprietary platform. With a proprietary platform if you manage your vendor if their prices are too high if their services are too low you cannot just pick everything up and move it. You have to rebuild from scratch. You might be able to move your mesh content over but you'll still have to arrange it all in your build. You'll have to rewrite all your scripts all your interactions. It is a difficult difficult process to move between different vendors. In OpenSim you can download an entire grid and move it with all its inventories its users its website everything move it from one vendor to another. And this is an amazing amazing feature of OpenSim. I don't know of any metaverse platform out there right now that has this many vendors in in all these different price levels and business categories. OpenSim is also unique among open source project in the variety of developers who work on this code and and I hear the complaints oh the drama the conflicts everyone has a different direction they want to go in but this also comes back to the strength and the diversity the robustness of the OpenSim platform that entrepreneurs academics government agencies private companies and individual hobbyists who believe in the metaverse and are donating their time purely out of the goodness of their hearts and of the spirit of their imaginations to this project. I cover a lot of open source technology and my day job and most open source projects tend to be much much more nichey they serve a particular audience their developers are usually they're a subset of their own users they're they're much more focused what sometimes better organized as a result more streamlined maybe more efficient but OpenSim because of its breadth of its developer base I think that is one of the things that contributes to making OpenSim such a robust platform for a generic virtual world use that the metaverse requires and similarly we have all different kinds of users in OpenSim now this is based on a readership survey in hyper good business we have educators we have designers we have nonprofits developers individuals academics government officials with the military we have a large breadth of people who use OpenSim for all different kinds of purposes everything you can imagine doing with the virtual world somebody is doing that with OpenSim so looking forward another study another survey I did this summer was about features that people want in OpenSim so since this is just came out recently I figure posted up here if you're a developer sitting in this audience looking for a fun project to do these are the some of the things that people really care about they want better vehicles they want better search they want some beginner guides written for OpenSim and I guess I can do a little bit of that since I'm supposed to be writing about OpenSim there's some people who want better content protection the hop to protocol people want to be able to type in an address into their browser or give an address to somebody and the browser will automatically launch an in-world viewer and take them to that location and so right now this is difficult to do or or take you to the login screen for that particular grid which you know would be at least the place to start so I would love to see that there's people who want more encryption want a more formal structure for OpenSim development and who want address bar teleports instead of going to map to type in your address you can just paste the hyper good address up in the top of your screen thank you Maria it's 9 30 thank you for your presentation Maria really enjoyed it sorry I had to cut you off but we want to leave time for questions if you're watching this presentation live please type your question at the local chat into the use stream or in twitter under the hashtag O S C C 14 my first question for Maria is we've noticed a trend and wondered if you have done anything to explore it it seems like there's an inverse relationship between the growth of land in a grid and the growth of participants in other words it seems like density of users to land mass is a factor in greater success of grids have you tracked this trend at all and do you see any such relationship if so any recommendations for grids about how they might suppress region growth or otherwise increase population density yes I have tracked this relationship numerous times every time somebody brings it up and there is no relationship here I will give you an example say you have a grid that has one region and that has a giant party on that region every week during the that party you will have a very high population density now say that same grid adds a hundred regions of open park space around that party area park space where nobody ever goes the grid has just lowered its population density a hundred fold but it has not changed the value of that party and if anything the value of the grid as a whole has improved because party goers can now go into this park if they feel like it so I have done this correlation of density versus traffic every time somebody has asked me about it and there is no correlation there is no way to get a value or a density figure for a grid that is in any way meaningful now there are some grids that are throwing up land uselessly maybe because they plan to have a project there or maybe because they just want to get their numbers up and so people point to that and say oh here's a grid with a lot of wasted land they're a bad grid they've just lowered their density therefore you can see an example of how a grid lowers its density and they're doing it for a bad reason but those are just like individual cases there is no correlation across the board and the fact that a grid is trying to ramp up its number land area with empty regions has nothing to do with how valuable its active regions actually are now if it's trying to do this maybe it has a problem you know with its active regions but that's a separate issue and it doesn't show up in the statistics before you go to the next question I wanted to address these last two slides that I had up that literally last two slides of the thing people have been saying that the reason virtual worlds aren't going to go anywhere and virtual reality isn't going to go anywhere is because it takes too much work that we're all iPhone users and tablets we want instant gratification we want quick and easy games we don't have the patience to learn this new technology I want to point out that last year the top movie was one of the top movies Iron Man with 1.2 billion over the course of the whole year Grand Theft Auto brought a billion in and its first weekend it made 2 billion over the course of the year this is a game that takes hours or days to play very immersive very complicated people are willing to put in the time and moreover the video game industry now dwarfs the book industry the movie industry or the music industry people are putting their money where their interests are and people are interested in immersive storytelling people are interested in these kind of long-form games and and so I think that games are a precursor of the future as a whole and right now when people are spending 50 bucks or 60 bucks for a game they're spending it for a great game for an immersive game for a 3d game for an open world game for a for a game that looks a lot like what we think of as virtual worlds and virtual reality and again you can email me maybe at hybridbusiness.com and all these slides are available online okay next question excellent actually yes I'm a big gamer myself so I fully agree with you there next question from the audience is I would like to start my own grid do you have any advice uh yes I've seen a lot of grids started by technologists who think that technology is the key to the successful grid nobody cares about the technology uh in survey after survey every year we ask about a grid's technologies and people don't even notice if a grid has built its own infrastructure they people notice support people notice events when something crashes they notice it but otherwise they're not paying any attention some of the grids with the best ratings and technology were just using off the shelf open sim from one of the hosting vendors you don't have to be a technologist to run an open sim grid what you do need to be is you need to be a marketer you need to be a community organizer you need to be an event planner so if you're starting a new grid what I recommend is do not start with a technology start with a community find a community that needs a grid and create a grid for that community that could be a community in second life that's paying too much for land that could be a community or somewhere on the internet that could use a world to to play in that could be a community that you know in real life a book club or or or religious organization that can use a virtual world to meet and start with a community and build the world for them do not start with the technology and expect people to come people do not come there are so many wonderful grids out there and online platforms for all sorts of features and and marketplaces and other stuff that people have built and nobody comes so start with a community and build the grid from there that's my advice excellent thank you another question from the audience whatever happened to the hypergrid atrepreneur group uh yes so uh a few years ago we had a group that met monthly on the hypergrid and uh real world stuff happened and I got too busy to run it and then we did the hypergrid rebuild on the hyperport and all the gates were broken for months we finally finished with a rebuild we're putting up all the gates now and um I'm gonna announce this like right now we're starting up the hypergrid entrepreneur group again if you are somebody who wants to uh take advantage of the opportunity right now to create a company in in the in the metaverse and you want to network with other entrepreneurs to find partners uh to find advice and support uh email me uh I will I'll put the group back up I'll probably add it to google plus I'll write an article about on a hypergrid business and we're going to get started again with meetings excellent another question for audience where did you get the data for these slides okay uh some of it is hypergrid business research some of the statistics available online and research papers if you email me with anything particular you'd like to know I can get all that's to you in fact I can give you the raw data um I have no problem sharing any of that excellent thank you another question for audience I want to join women in the virtual reality the website is having problems yeah I've been getting a lot of emails uh about that uh so uh we tried fixing the website uh yesterday I spent a bunch of time on it Karen spent a bunch of time on it uh really email me and we'll get you in uh we'll send you the pack manually and everything else we're we're still working on the website problems sorry about that of course it had to go down this weekend of course thank you uh do you think the opium has a critical critical masters his vibe thank you for asking that question um we are actually having a panel discussion later on this afternoon about uh at at 1 p.m. pacific in this very region about that very issue uh but I would love to address that myself since I have the stage here now and I'll only be moderating later on tonight uh right now of any platform out there critical mass is uh is uh the the most available in open sim compared to anywhere else is it enough um I don't know if Facebook came out or google came out tomorrow with a platform that had that everything that open sim has a fully distributed hyper grid um open source uh full backups of inventories and regions and grids uh if somebody came out with something like that and pushed it hard through all their channels like say you know facebook getting everybody into it or google getting everybody into it by force right or apple coming out with something so amazing that's built into all their devices uh so everybody already has it or or one of the like remisoni playstation uh coming out with something that's built in for their for their hardware so they have that jump start of of every of a deployment base then yeah then uh then we're we might have problems because we only have a few you know looks like a few thousand grids running on open sim and if somebody comes in with a distribution of millions of people on the first day then um it's going to be problematic the will they do it uh I mean the microsoft tried to do it for the for the web um and they failed I personally think that an open source project like ours that's fully uh built from the ground up by the community without any kind of major corporate uh backing that's fully neutral and fully independent has some advantages and we're growing slowly um if if growth rate picks up because it will take time for these giants to do anything then we have a window of opportunity um how things will turn out I think it's just really way too early to tell but I think of of anybody out there right now we have the strongest chance of making it well something better come along too soon to say excellent thank you we have time for one more question before we wrap it up you seem to be writing all about the same people on your hypergrid business how can other grids get some coverage uh the reason that certain people get in print every month is because they send me email announcements virtual highway for example every two weeks like clockwork sends me a press release about stuff going on on their grid and then they follow up if a story doesn't run the next day or the day after that they will email me and they'll say what happened did you get our announcement is it gonna run and then if I don't respond to that they'll follow up again um I do occasionally lose emails and that's happened with a couple of grids that send me information and I just just lost the emails uh so that does happen and I'm apologize for that please follow up I do not mind if people follow up um the other thing I do is every every a couple of weeks I send out an email to every single grid owner I have contact information for asking them for news most do not respond so that's like the first thing you can do is just simply respond to me and tell me what's going on send me press releases send me announcements send me articles um advice columns uh anything like that uh really I very rarely turn something down only if it's like really inappropriate for our audience or maybe libelous or you know something like that but for the most part I run 99 of the stuff that comes in uh so please send it to me and uh and bug me if it doesn't go up immediately if it doesn't go up chances are I lost it so please please follow up I do not mind being bugged excellent thank you Maria Karla for a terrific presentation as a reminder to our audience you can see what's coming up on the conference schedule at conference dot open simulator dot org in this room the next session will be for dialogue concentra and open sim for real-time planning in four swedish cities with krister lindstrom thank you again to our speaker and to the audience we'll be back shortly with the next session


So the Fed came out and raised rates by 25 basis points. Everybody's talking about how great this is and there's maybe a reversal. But in all honesty, this is not the real story. This is just a temporary little footnote. And it's not like I'm going to make a big difference in the grand scheme of things. And what I'm talking about is, of course, we just saw that drone Powell came out and the Fed rate said, yeah, we're going to raise it by 25 basis points. And the market responded in the crypto-visual asset space as we saw a drop 0.7% because the whole narrative lately has been, you know, as the Fed keeps screwing up and making these mistakes, it actually makes everything stronger for crypto-visual asset spaces. People start to see that banks are collapsing and maybe they get into an alternate investments. And maybe there's little things that can shore up all the misgivings that is happening in traditional finance. So when we see this, it just reminds me of the goldfish mentality or the memory that people actually have. And the S&P 500 rallied and NASDAQ rallied, and that's just fantastic. But again, for the crypto space, these 25 basis points of these federated hikes are just a blip. I could really care less. We have to take a look at the big story. And the big story, like I've been talking about forever, is regulation and what's going on behind the scenes is a distraction. Now we talked about yesterday, Governor Ron DeSantis, Governor of Florida came out and said, look, we don't want CBDCs. This is why they're awful. And it was just a breath of fresh air and just a sigh of relief for me. I think a lot of people who've been warning about CBDCs, now we don't have to say, hey, it's not just some crazy half-brain idea we had. Here we have Governor of Florida saying just how dangerous that actually is. Now on top of that, we also had Ted Cruz, senator from my great side of Texas, come out and go, you know what? We need to block CBDCs. So again, what I'm talking about here, and we'll get into this real quick, is it's all about regulation. It's between this, a new law put out by Texas, on top of the economic report by the president from the White House. And we're going to see how people will talk about how awful this is. And in actuality, I didn't think it was that bad. And I'll tell you why. So to get into this part right here, Ted Cruz puts out a new bill to block central bank digital currencies. More important ever to stop this happening. So here's what's happening. Cruz introduced the bill to block the United States Federal Reserve from launching a direct to consumer CBDCs. And I'm marching for a statement. Cruz introduced the bill to prevent the Fed from developing CBDC, which could be used as a financial surveillance tool by the federal government. Again, we talked about this yesterday about shaping the narrative. That is exactly what Ron DeSantis was talking about.  CBDCs that fail to adhere to these three basic principles could enable an entity like the Federal Reserve to mobilize itself into a retail bank, collecting personally identifiable information users and track their transactions indefinitely. Cruz and the federal government has no authority to establish CBDCs. We should be empowering entrepreneurs enabling innovation and increasing individual freedom, not stifling. And that's the exact same thing that Ron DeSantis talked about. That's why I put a tweet which said DeSantis and Cruz 2024. Now, I'm not a very political person. This isn't a political channel. I said it as a joke. And of course, everybody, you know, either loved it or absolutely hated it. And that's how polarizing politics are in America. So I will not be saying that again. And then also, Texas, what is laser introduced the bill to attract Bitcoin businesses, protect the interests of the same. And this is how you do things.  And you can see this in Dubai, he says, I'll sell or you can see this in parts of the EU. This is what you do to grow innovation, not stifle it. The bill will provide legal protection from those owning and engaging in Bitcoin-related activities, including immunity afforded by censorship, resistant Bitcoin, spending, and the ability to store Bitcoin and unhost the wall without state interference. Bitcoin models will be free to engage in mining without restrictions from any law or resolution. Texas will support individuals who code or develop on the Bitcoin network on a section eight, which protects freedom of speech and the press. And this would also, unfortunately, would have helped the developer of tornado cash was he sitting in jail waiting for trial as something like Sam Bakeman freed just goes free just because he wrote some code. The bill side of the China's government's banning of Bitcoin mining and trading in 2021 has led to the quick migration of miners from China to the US, particularly to Texas. I didn't know this, but 14% of the total hash rate for the entire hash rate for Bitcoin is done in Texas. Santos talked about a bill, and this is what we talked about before. So again, I truly think it's all going to come down to regulation and the bills that are passed to see if we survive in the United States. But as we get into the stories a little bit later, you're going to see that in all honesty, America, and before we go on, I'm a big homer, I love America, but we're going to see how it's really doesn't matter about America as far as crypto and going global. So this is also what it comes down to. And this was an economic report from the White House. And a lot of people are talking about this today or something about Thomas today, which I thought they were should talk about more about this than the 25 basis points. I could honestly, I don't think it was that big of a deal today. If it would have gone to 50 basis points, we would have been talking about 25 is just part of the course. But this report was put up by the White House, and it was pretty damning. And this is Matt Homer, former Deputy Superintendent with the New York Department of Financial Services. He said the report was a damning indictment of the space that makes the administration's policy crystal clear, which they are not to fond of crypto. Let's be honest. The amount of attention given to digital assets is substantial, especially when viewed in comparison to other areas of financial services. They've arguably been far more detrimental, detrimental over the past few weeks, namely banks and the Federal Reserve as they raise rate hikes. And it's caused a lot of different issues with the collapsing and different problems for the retail, just the rate to consumer. And the report itself, it's pretty long. It's about, I don't know, 100 or excuse me, 513 pages. You want to just scroll down in chapter eight, link in the description. You can read the whole thing. But we've only got, you know, three hours. So let's just skip ahead. So yes, there was a lot of parts that were damning. And a lot of things that were said that were quite negative. However, let's take a look at the good side. And this is from Rebecca Redding. And she is the Chief Policy Officer at Polygon Labs. And she thinks like me. She's like, look, I'm not going to give you hope, but I'm going to show you some of the things that would look quite positive. And she said, you know, just take a look at chapter eight, focus on digital assets, some key takeaways. The report states multiple times. Let me say this again, multiple times that crypto assets appear to be here to stay. This is the critical acknowledgement. It means the industry can continue to innovate to build the ecosystem robustly and safely. It's not just about survival anymore. And that's a big thing to think about. When I got in 2017, no one thought that, I mean, a lot of us thought that the government would step in and they would stifle innovation, which they did. But they thought that we could get away with just suffocating everything and just eliminating Bitcoin and moving on. But that didn't happen. And I like how Rebecca says that in this document, it says, look, it's here to stay. We have to deal with it. And however we do that, whether through regulation or choke point 2.0 or how we get to it, we need to do it in some way. I don't think these things will work in the long run, especially as we get into the other articles where we talk and we see that just how everything's moving away from the United States, which is fine. I think there's a lot of room to run. And she states, and with crypto here to stay, it's more important than ever to ensure that industry and policymakers engage collaboratively to create sound rules of the road for blockchain-enabled tech. The report also acknowledges that the tech underlying crypto may still find productive uses. And it goes on and talk about polygon. Of course, she is with polygons, which you can talk about. But finally, the report focuses almost exclusively on crypto as a replacement for fiat currency. That's what's known as a strawman argument where you set it up just to knock it down pretty easily. Look, for it to replace fiat, crypto could very well. But that's why I liked, we talked about Governor Ron DeSantis. We talked about Senator Ted Cruz as they come out and said, look, CBDC is not okay. They're really bad. They are going to lead to surveillance. They're going to lead to shutting off things. And we're not going to allow those in our states, Florida and Texas. That is the big hurdle to get past. Now me personally, can crypto take over for fiat totally? Sure. Why not? But I got to be honest with you just between us. If I want to do something illegal, I am not going to use crypto because it is on the blockchain invisible for anyone. Why would I use Bitcoin or a Thamark done or anything like that to do anything illegal? Because it's just right there for me. I got to tell you between us, not that I have done this before. But if I didn't want the IRS to know of certain things, you know, I'm going to use cash fiat, you know, hard list to track fiat cash when you're paying for everything back and forth. It's on you. Not saying that I've done this before. I'm just saying it's a heck of a lot easier to do whatever you want in fiat than in a trackable currency as on a blockchain, which is visible to everyone. So I will just put that out there. Let me introduce your thoughts of that in the comment section. And then also speaking of polygon, I gotta tell you, they're really crushing it. South Korean gaming giant Nexon to use polygon for popular maple store universe. Again, as we take a look at in America, we have our problems. It'll just deflate and go someplace else and it'll just be as strong. So a dedicated polygon supernet allows Nexon to customize a blockchain to meet the complex requirements of online gaming. And this is for maple story, which I am not a big gamer. I don't know what this is. But it does have 108, she's always 180 million registered users. It's been one of Nexon's most successful games. I gotta tell you, that's true. So go to where the people are. They're not in America. They're all over the world. Users can buy or sell items from one another with the current version of maple story currency. However, the polygon supernet will allow players to be able to earn and collect NFT items through gameplay to unlock various benefits or utility across the ecosystem. Look, if you're looking for a use case, that's a big one. And I don't like using the word NFT, just using like digital collectibles or Web 3 skins or whatever else. And then just to accentuate this point, as far as polygon goes, and this says here, Nexon creates largest game developer launching on polygon. They join other AAA developers like Skronix in choosing to build on polygon from Starbucks to Nike to Nexon. Don't forget about Disney. The world is building on polygon. When are you? And then just to really talk about this, this is Dimitri. He says, look, maple stories reach 108 million registered users and it's grossed over $3 billion in lifetime revenue. How great is that if you just got tagged to help out with that business? So congratulations for polygon. Not to be outdone, Sony files a patent for NFTs to allow transfers between games and consoles. So again, if we're looking for a use case, there it is. I'm not going to spend too much time on it, but I think you get the drift. And then also, lastly, again, America keeps screwing up. So what are they going to do? They're going to lose companies or they're just going to expand. Coinbase expands in Brazil and allows crypto purchases with Brazilian real. I didn't know they were moving this fast, but here we are. So Coinbase integrated the Brazilian government's payment system picks and start allowing crypto purchases with Brazilian reals. That's happening right now. It actually happened yesterday. The company said Tuesday. The time with picks, which is more than 140 million, 140 million users, was unable through a partnership with eBanks, a Brazilian end-to-end payment processor in addition to making low concurrency purchases. Customers were able to withdraw Brazilian reals. Coinbase said its app is fully available in Portuguese and has enabled 24 hours of port. Man, I wish they would do that for America. Now I'm just kidding. Maybe they have more support here. In 2021, Coinbase opened a technology hub in Brazil where it hired more than 40 full-time engineers and eventually a country director. Talk about the long game. That was two years ago. Open a technology hub and now they're talking about expanding out, and that's why they're probably going to be pretty big. So let me just think about that in the comment section and then hope you have a story for the day. Sorry, I never really think this is going to happen because I've heard about this story so many times, just like a Bitcoin ETF. But XRP token surges on positive outlook and Ripple versus SEC case. Did it really pump that much? XRP in the last 24 hours is down 7%. Well, I guess everybody already figured it out. So if you're new to the game, just know this. There's going to be rumors all over the place, and there's this rumor that and Jeremy Hogan, which I do like. Ripple filed a violent boy in Japan to judge his decision. Judge uses abnormally strong language saying that the U.S. regulators themselves cannot even agree on what criteria to use in deciding whether crypto is a security. This is for the Voyager one. You're going to hear a lot of different thought process and rumors that's Ripple's won and it's going to be announced any day now. And just wait and XRP is going to 589. I do not prescribe to that narrative, but that's what it is. So just something a little hope of him to keep you going, but I don't want your breath. And that's it for today. Lastly, two announcements before we take off tomorrow, not financial advice. Live will be on Guy's channel over at Coin Bureau Clips. It'll be me, Guy, and Ben from into the Cryptiverse looking forward. It's going to be a good one. Good questions. Let y'all know what that is. And then lastly, lastly, this is our last week here in Puerto Rico. We have to go back to Texas. Take care of business and see family. So we're going to be doing a meet up at San Juan Smokos from 4 to 7 p.m. tomorrow night. If you're in the area, please stop by. I'll buy your first round of beers. And that's it for today. So look, like today's video, give it a thumbs up, give it a like, consider subscribing. Everything talk about our extremely time sensitive as you just found out. But that's it for today. So thanks so much for being here. And I'll see you on the next one.


So an internal review is just asking the FOI team to look at the decision-making process that led to the rejection of the FOI and reconsider if that decision was valid. If that decision wasn't valid, maybe an information could be released. It's really, really easy to ask for an internal review by what they know. We did some research and we found out that about 50% of refusals from particularly local councils get overturned at the internal review stage. You'll get a rejection from the council. You ask for an internal review, you state why you want the internal review and the council goes, oh yeah, no, we shouldn't have rejected that. Okay, fine, here's the information.


Enter the star of our show, the parameter. In statistics, the parameter refers to a summary measure of a population. Now, you are deeply, desperately, excited by that population, by those trees.  Be still, your little heart. You are excited by this number. And it turns out that here, the true average height of all the trees, the parameter, is 21.1 meters. But it is Saturday morning, and you are standing in this clearing right here. You have measured no trees yet, but you are desperately excited by this number. What's it going to take to get it? What would you have to do? Measure all the trees. Measure all the trees perfectly with no mistakes, correct? And then once you've got that data set, all you've got to do is just take the average and you are done. And that is descriptive analytics. You know your answer with certainty. Nothing special or extra, no p-values or confidence intervals. Just report the answer. Now, I don't know about you guys. But I live in New York by choice, as far away from trees as possible. And so if I'm faced with the idea that I must go and perfectly measure all of those cursed trees on my weekend, I begin thinking statistically. I'm going to be lazy, in other words. I say to myself, well, I would love to know that number. And I agree. The only way to actually know that number, to have it with certainty, is to measure all of those trees. I don't want to. So maybe I don't need to know it. Maybe I can instead make do with measuring some, not all of the trees, and forming a reasonable belief for best guess about this number that's good enough for government work. And when I'm thinking that way, I'm thinking like a statistic. I'm not going to have all the information. Now I'm not going to know that number. But from my partial information and less effort than measuring all the trees, maybe I can still get something useful that I can use to make a reasonable, real-world decision. So that is our game here. That's the entire game that we're about.


Hey, I'm Cody with Security Leads. I'm going to give you three lead tips that I guarantee will help you be more profitable and more efficient when working leads. So let's dive in. Number one, instant contact. These are the top three things that I see that agents do not do correctly. And the first one is instant contact. A lot of insurance agents will wait an hour, six hours, 24 hours, two days a week, two weeks, even two months to contact a lead for maximum efficiency. Call them immediately. It's statistically proven the faster you call a lead, typically the more success you will have. So instant contact is huge. Instant contact is whether we want to be lazy or not. You have the ability to not be lazy. Just call them immediately. Tip number two, 12 touches. When I say 12 touches, I believe in 12 touches in the first 72 hours. In the first three days, six calls, three texts and three emails for maximum efficiency. Harvard Business Review and InsideCells.com did a study over three years and 100,000 online leads. And what they learned at six calls, you had a 90% chance of contact. So why not go six calls and 12 total touches in the first 72 hours? And then tip number three, text and doorknock are surprisingly super, super valuable and they work really well nowadays when working at least. You can't get them on the phone and you've done all this, right? You keep calling, you can't get them on the phone, text. Short text just like the script, finished with a question, also doorknocking. Agents set appointments through text. I know most people don't. It's surprising. It works, right? They also tons of new agents, struggling agents, agents that aren't amazing on the phone. People aren't great on the phone.  So make sure that you text and doorknock when you can't get a hold of leads. Even if you can, I promise you it'll work. These are my three main lead tips to help you have success with our leads. We do over 50,000 leads a month. We did a million dollars in lead sales revenue in 10 weeks. We know what we're talking about. If you apply these three things, I promise you, you'll make some money with our leads. Good luck.


Hello everyone, this is Amit Dhan and on this channel you'll find financial travel and more videos. If you like what you see, please give it a thumbs up and consider subscribing. Thank you Hello everyone, this is Amit Dhan. Regrettably my India trip has come to an end and today I'm heading towards home Final destination is Toronto, Canada, but this segment of flight I'm taking you from New Delhi, India to Zurich, Switzerland Business class flight Airbus A330 So enjoy the review and if you like what you see, please give it a thumbs up and subscribe because there will be more business class flight reviews coming up and there will be more travel videos So I'll see you shortly. Thank you