The skyscraper curse is that eerie correlation between the building of the world's tallest structures and economic crises. This correlation dates back more than a century. The Metropolitan Life Building coincided with the Panic of 1907. The Chrysler Building coincided with the Great Depression. More recently, the Burj Dubai Tower set the record in 2007, coinciding with the housing bubble in the financial crisis. And the shard building in London set the European record and ushered in the European economic crisis. Right now, there are new projects underway to set tallest building records around the globe. The reason for this coincidence is that banks and central banks are issuing too much credit and setting interest rates artificially too low, causing speculative credit booms. Mises said that speculative credit booms are built on the sands of banknotes and deposits and must collapse. And that's the Mises view.


What is up with these guys? So we can make a super bummer, dude. YouTube, I made the greatest MUT team available right now. Playing ladders this weekend. If you guys want to watch that live, twitch.tv slash dub dot. That link is below. Let me show you guys the greatest MUT team in the world right now. Harvest dropped, boys. Harvest dropped. Excited for harvest, really was. What new cars is put in the game? What does it add to the game? Do we get off a most feared theme team?  It is going to be great. Probably have to drop too. So this time next week for the actual tournament, which is next week, and by the way, boys, ladders are this weekend. That means you just get on, play as many games on the BattleFi app as you possibly can. And wherever you finish, that's where you rank thing you get put into the tournament. Over 500 people actually qualify for the tournament. The top 32 get to skip the first day. That is the ultimate goal. With my position in Madden Bowl right now, the better I do in these tournaments, I have a real shot at getting to the Madden Bowl. So got to keep doing well. So Saturday, Sunday are ladder days, boys. Remember that so you guys can tune in live. We'll be dropping tons of YouTube videos, tons of content coming through here because of leader boards and the tournament. So let's check out the team that I put together. I thought about offense, defense. Most feared had 93 speed wire receivers. I didn't want to sacrifice that. The best wire receiver core in theme teams right now is actually the Cowboys. Yes, I got a Cowboys theme team. And this is one of the number one things I tell people all the time about Madden. If you want to be peak successful in Madden, you have to leave your fandom of NFL teams behind.  If they have the fastest wire receivers, I got to use the Cowboys theme team. You know, if they have the best team team, I got to use it. I can't be. I don't want to use the Cowboys. They don't like the Cowboys. You can't do that. That's one of my first rules of advice. I learned that lesson story time, Madden O9, Madden Challenge. If you guys remember Madden Challenge there was two minute quarters. You went and played against regular teams all that. You went to the mall.  You paid two minute quarters. I didn't want to use the Cowboys because they were the best team. They had Martellus Bennett, Jason Witton, Tony Romo, Terrell Lowens, Felix Jones, Mary and Barber. They were a God squad. I didn't want to use them. Then I lost first round. Learned that lesson really quick. That's what you're doing, Madden. You learn lessons.  You learn. So here we go. This is the team I got right now. Let's start an offense right now. We're rocking Troy Aikman, set feet lead, gift wrapped. I wanted to try Mahomes, but the team team and Mahomes' release. We're gonna rock Troy Aikman. We're gonna rock Edger and James. We're gonna rock Randy Moss. Michael Irvin on 25 Cowboys. Here we go. Michael Irvin, boom, 93 speed. That's as fast as you can get a wide receiver if you're not 50-50. If you're 50-50, you can get somebody to 94, but I don't think there's any 50-50s right now that are viable. Maybe the Raiders. There's some Raiders guys out there, but all in all, I think 25 is the move. So we got Cowboys. We got Lightning, Jimmy Smith, 93 speed as well. So two 93 speeds, and we're gonna use Randy Moss. The stock Randy Moss is 92 speed. Been using them all year since I've upgraded them to 92. So he's a beast, as we know. We're still gonna use Parham, the best player in the game. We're gonna put Schlatt Apprentice on him. He is my one, he is my one route chem. Our O-line, Lincoln Kennedy, Zach Martin, Kevin Moai, we put back in the lineup for team team with that Cowboys. Cody White here is still left guard. John Madden left tackle. We're gonna use this card. This is my biggest question mark. Is he gonna be good? Obviously he's a 89, but John Madden is a little bit light in the boots. He's built like a regular human at 6'4, 260. We like our guys built like aliens, you know, 6'5 plus over 300 pounds. So I do think the biggest thing with Lyman is their actual girth. And John Madden really doesn't have that. So we'll see how he does. We'll see how he does. He is light in the boots. We'll see. All right, defense. We had the fastest wide receivers. What's the best secondary? And what's the best secondary possible? Denver Broncos. So we did 25 Cowboys pretty much for offense. And we're gonna do 25 Denver Broncos pretty much for defense. This is another one that hurts my heart. Brian Dawkins never should have been with Bronco, but he was and he's got 93 speed. Is he the best safety in the game? I would go ahead and say yes, he really is. He's a monster. 93 speed, Brian Dawkins. He's gonna play up top along with Justin Simmons, who you know, we've been using for so long with most feared. He is now a Broncos chem. And this guy's a dog. I mean, I think this card is really good. Really good. 91 speed, not the super fastest, but he's out there. Corners, this is where obviously Woolen is the best corner in the game. He's got to play non-theme team. He plays the left side of the field, locks it down by himself. But then we get this new Pat Sartain. Broncos theme team, 93 speed. He's got the 94 zone. He's got the 93 man coverage. And then that's just where it starts because then you're gonna get DRC.  Been playing a lot more zone. That's why you see all my boosts and strategy items on zone. We also have a keep to leave. And then a keep to leave is sitting here. Low key, a really good card. 95 zone, 92 speed, six foot one. And then at the end of the day, if we need them, and we're probably gonna use him over to leave if we run down or anything. Champ Bailey. Champ Bailey is 93 speed, 95 zone. Like he's champ Bailey. Absolute dog. So that's pretty much what you wanna do. We used the Cowboys to get our offense. We used the Broncos to get our defense. And on top of that, we still get Bradley Chubb. We get Michael Parsons. We still get Von Miller. We get this card, Baron Browning, who's an actual dog pass rusher as well. So really good pass rush, great secondary. And then we have our wide receivers in Michael Irvin, Jimmy Smith, Troy Hakeman. We do have a Mari Cooper if we need them. If John Madden's a little light in the boots, I might put Tunsel back and then Ben's Randy Moss for Cooper. I don't know, I still wanna use Randy Moss, but we'll see how that works out. And then the biggest thing is Martin Grammatica. The best kicker in the game is actually Cowboys Chem. So that works out pretty well. What we're gonna do here, we're gonna use her Luke Keekley cause I don't have most fear anymore. So we're gonna bench Devon White. I think Keekley's been the best for me to go against that I've seen people using. Let me know who you guys are using, but for me, Luke Keekley has been the best. People like Derek Brooks, I think Keekley's a little bit taller, one less point of speed. We'll see, I'll try a bunch of different people, but I'm gonna use Keekley from here on out. And then we got Pat Tillman. Give us big Madden 20 vibes. We're gonna Blitz Pat Tillman, hopefully get him through those A gaps. Hopefully he can get skinny. As you see him, he's only 5'11", 204 pounds, Pat Tillman. He's got the hair. Anybody with hair is great in Madden. Stragicards, we're gonna use a deep route running boost. We're gonna use a zone coverage boost through our corners. We're gonna use the all Madden boost. We got the Broncos two times. We got a zone boost with our coach and another zone boost. So this is it, this is our team. This is where we're rocking. I think it's the best team. We're gonna use this for ladders. Let's see how it does now. And remember tuning the ladders as we can. We're on Twitch, that link is below. People ask me, what is Twitch? How to use Twitch? It's its own website, its own app. You download it, sign up, get a username, check in, boys. But listen, check into this gameplay. Hit the like button, subscribe. We are over 60,000 subs. Let's get it, boys. They're road to 600,000 subs. Oh, this dude's got the seven AP quarterback. He might know something, hold up. I'm ready to go to seven AP quarterback. I can't even hold you. Here we go, here we go. All right, boys. Never get ran on like that, ever. Who's this little-ass tight end he got? Is this just, because I'm used to fucking... See, mid-end knocks that out. Knocks that one out too, maybe. He knocks that. No, I will tell you. If I play Trist, I dead.  Sometimes people go too fast for their own good. Like, sometimes they go too fast for their own good. Sometimes. I can't lie, he might've caught that and then I'm like, damn, I need mid-zone again. I don't think this guy is bad.  What? Nothing, this guy is bad? Cause I stopped him?  Never in a million years has that happened to me. Yeah, I just mean, we just went, we went like four o'clock right there. We went like, what is it? Like eight o'clock right there. I don't know. I thought that shit's on blue in the face. Not right there, obviously. I mean, he really couldn't play very much any better than that right there. I can't lie to you. I can't believe he did that pass.  He's covered, I'm gonna just throw. I shouldn't have clicked on, dude. I really, there was nothing I could do there. It's not like I went for a pick. I went for a swat, the computer. I really shouldn't have clicked on right there.  Only Troy makes that throw, dude.  A little bit early, a little bit early. That's good defense. Eggman makes that throw. Just made that way too obvious, bro. Fill us a player, boys, I'll be honest. Look at this Broncos team getting put out here. We got Champ out here. We got DRC just locking down, dude. How do y'all both light up and he ain't dropped it? Like, what?  Tell me just bagged that tight end route. I ain't never seen nobody bagged that tight end route. Oh my god! He's definitely scoring now, isn't he? Yeah, why not?   Man, I mean, this kid's fine defense.   Just like Alvin Kamara would never. Alvin Kamara would never right there, dude.   That was the point I just saw the guy get blitz in there and then I just fucking... I mean, I don't know what to tell you.    I mean, I've got like four straight third intends, dude. I swear to god, I've got like four straight third intends. Alvin Kamara would just never. This has been a struggle drive, really. This has been my biggest struggle drive in the night. Dude, this guy's playing a good defense, man.  I shouldn't rely on third intends, third intends, third intends, third intends. And the worst thing about the third intends, I'm hitting drag routes. They get these third intends. I'm just hitting drags. Mid zone.  Oh, where am I playing right now?   They like me on comeback routes versus Henry. That's how my comeback routes ran versus Henry.  What's he throwing? That's exactly, that's exactly what happened. Lurker Luke picks that, Lurker Luke picks that off.  Let me show you, I put him in the dirt. There you go, get on his face, dude. That was chubb, bro, he's a fighter. I mean, dude, he really did play a lot of defense, dude. He really did, can't lie. But when in doubt, I just threw a drag and got a first down, really. Like why would you click me up? That's an example of like, there's like no reason to run Cover Two, bro.  Sort of got like, just no reason to ever run it. Sort of got.


Hey everybody, welcome back to Magic Orthodoxy. My name is David and this is a prototype review. Hey, today we're going to look at the Jet Setter playing cards, premiere edition in altitude blue. Hey, maybe you might remember we did a review for the prototype for Jet Setter before. When Paul Ruccio did his first deck, his first campaign, Paul did a Kickstarter campaign. It was successfully funded, successfully launched, and he printed about 1200 decks and then back in 2015 supply ran out and then a lot of his fans said, hey, make some more cards. And so this is Paul Ruccio's second edition. It's his second attempt and these are the premiere edition and unlike the predecessor that was green, this is done in blue, which he's calling altitude blue. The concept behind this is just like the original deck. It's just a couple of steps forward. The front of the tuck ace is really cool. It's kind of like an embossing. It's done with a really exclusive synthetic paper and then if you hold it at the right angle, you'll notice that there's a clear UV spot coating that's creatively applied as the pattern of the airplane's moves and shimmers. You can see it across the front of the deck, so that's kind of cool. Front of the tuck ace says Jet Setter playing cards, luxury brand quality decks. Besides some of the words on this, it's going to be unique to the prototype, probably won't be what you receive when you get your deck from the campaign. This side says compliments of Jet Setter playing cards and then this side says premiere edition Jet Setter playing cards. The bottom has some ad copy about Jet Setter and Paul Ruccio and then the top says prototype invitational 2016. If you want to see some of the really cool pictures that have been posted from this prototype, there's a couple of different photographers and deck enthusiasts that have received this prototype deck. If you want to see some of those pictures, I'll put the hashtags below in the description and you can search Instagram for them and there's some pretty cool pictures. The tuck flap right there says enjoy your flight. The back design of course is the back design of the cards and that is pretty much it for the tuck ace. Let's take a look at these cards. These cards here were printed from makeplayingcards.com, MPC, but the cards that you receive will be done by the expert playing card company. The back design as you can see is a nice thin white border with the planes going off in a diagonal. It's kind of like a casino pattern except for the fact that you get a border, but it's similar to the back design that was on the green deck, although this one has the Jet Setter logo on the top and the bottom. Because these cards will come from expert, I don't know what gaffes you'll get if any, but the prototype deck came with a double backer and a blank card which is always nice for magic. The ace of spades is of course the Jet Setter logo done in that altitude blue. That's a Jet Setter playing cards across the top and you have the airplane shooting off through the ace of spades. The court cards that are printed with this deck are going to be standard, very easily recognizable, but they've all been recolored to match the overall theme and feel of the premier edition deck in that same altitude blue colorway. All the rest of the cards, pips, indices, and whatnot will be recognizable to you.  The deck is also going to consist of two very untraditional yet very cool jokers. The two jokers included with this deck, they look like a pair of fictitious airline boarding passes for a round trip flight. If you've ever been on a plane, you know the boarding passes they come, they look just like this. The really cool thing about them is they have a little blank field there. That'd be great for you as a magician or a performer. You can put in a card reveal right there. You can put a person signature right there. They can sign the cards. You can do a really cool sandwich routine with these. I think you've got a lot of really cool options. All right, so that is my review for the Jet Setter playing cards, premier edition in altitude blue. Hey, go ahead on down to Kickstarter and check out Paul's project.   There's a really cool brick acrylic display case that you can check out. Again, if this deck looked interesting to you, I'd highly recommend that you head on down to Kickstarter and back it. Thanks a lot to Paul Ruccio for sending me this prototype deck so that I can review it for you and we'll see you next time.


This program is brought to you by cable franchise V's and generous donations from viewers like you great So I'm seeing a presence of a quorum. I'm going to call to order the meeting of the the special meeting of the Regional school committee at 533 p.m. And we'll begin with roll call attendance. Mr. Demling Demling present Mr. Harrington Harrington present miss Lord Lord present miss beaker Seeker present miss Spitzer Spitzer present Miss Dancer Stanser present and McDonald present Thank you all while we're waiting just I Think we should say that's being the whole thing about live and broadcast on Amherst media. Yes. Thank you. You're no problem I've neglected I've Forgotten to say that at our regular our regular meetings as well. So thank you for the reminder and This this meeting is being recorded and Broadcast live on Amherst media channel 15 as well as on Amherst media's streaming website And thanks to Amherst media for being such a good partner with us While we're waiting I also if it's okay with the chair just want to share I think I mentioned it before on screen, but I want to share it on screen that There's a Pelham school committee tonight at 6 30 so I will be departing this meeting at 6 25 Not because I don't enjoy the company But but because I have another meeting to prepare for and get the platform set up And I know for Margaret she'll have to leave not sure not soon Not shortly after that, but I just wanted to say that up front So that when I leave if there's conversation going I don't interrupt anyone to say that So I'll be able to be online till about 6 25 I will turn it over to Miss Cunningham to Facilitate and get started whenever you think we're ready Okay, I see there's a forum of the school committee But I'm wondering from either Tiffany or Karen if you know if there are more people who will be joining from the APA There are okay. I'm sorry. I left and then I hit the wrong button to I suspect that might have happened Okay, so we will take a few moments and wait for the rest of individuals to join us Okay, so I see that Miss McGee the president has joined so we will get started Welcome everyone and thank you again for coming together for this meeting Last week we began a conversation that ended on a positive note We discussed individual and perhaps collective decision-making processes And came to the understanding that many of you make decisions based on either your constituents The needs of the community The needs of educators and the needs of students and also I Recall the APA talked about the democratic process that they also use with their decision-making process So in addition to that we talked about misconceptions that both organizations wanted clarified One was that teachers don't want to be in school. The other was that the school committee doesn't care Then our final prompt last week talked about how can we get staff and students back to school safely? So we ended on a very positive note because the words creativity flexibility and trust Was mentioned in that conversation Now tonight, um, well When we left that conversation the apea was going back and they had a survey to review on monday And so on monday the apea informed the school committee That there was no mandate from their membership to reopen negotiations But yet they proposed two side letters to assist in two, um The return to school for two student groups Then on tuesday The school committee voted and passed a proposal that directed the superintendent to the words were develop and implement a plan For the return or the in-person Return to learning with staff who were willing to volunteer to work in person So now before we continue with today's conversation points I need to review the norms from last week And you staying on this call Is your way of signifying your agreement to abide by these norms So one of the norms was to assume positive intentions on behalf of everyone on this call One person speaks at a time using i statement or we statements if you're talking on behalf of your organization We're going to listen in order to understand We're going to focus on solutions And we will accept and expect non closure So with that being said I'm sure there are a lot of feelings From many of you on this call today with all the things that happened this week that I um talked about Some of the words that I heard from individuals not just educators, but just individuals who Either emailed or called Or that they felt blindsided unsupported and apprehensive But I also heard the words from individuals that they felt hopeful inspired and heard And many said that they're ready to hear what was going to take place with this call Because they're hoping that we can make some strides So with that being said I would like to hear from all of you starting with the union president and the school committee chair and The question or the prompt that I'm going to ask is I'd like to hear your words As to how you felt with the developments that occurred this week And how do you think the school committee and a pea will be able to meet the goal of collaboration? To have staff and students return safely So when you are answering, please state your name and your position so that everyone looking on can know and Understand where you're coming from when you're speaking and who you are. Okay. So with that being said We'll start with LaMica McGee I um Hello everyone, my name is Mica McGee and I am the a pea um president And I As usual come with a prepared statement. So I'll just go ahead and do that and it's directly related to Your question So We requested the previous meeting with you Under the direction of our membership to improve communications between The school committee and a pea Since that time our membership has given us another directive to present side letters for limited discussion As a step to move forward and meeting the needs of students who cannot access The remote learning even with the awesome remote instruction that our teachers have been providing These are the two mandates we have at this time from our membership We're deeply concerned that the sc that the school committee sent an email directly to our membership regarding a bargaining issue Especially considering that we are in the process of improving communication Um, we did pull our membership prior to this meeting and these are some of the um The issues that we got back that the school committee Oh, we need to acknowledge that the process has become broken from the school committee's end Um that There are political incentives. They have political incentives incentives that teachers do not have Um people in power need to recognize their power white supremacy culture and sense of urgency A voluntary doesn't necessarily mean voluntary for everyone Um, we do want to talk about the side letters That's where we are based on the mandate of our members This takes time and there's a process Further media discussion erodes the trust necessary to make this complex process work And so this is some of the feedback that we got from our membership Right now we are looking forward to scheduling a time with the superintendent To discuss the side letters to continue the process of meeting the needs of our most vulnerable students Thank you Miss mcdonnell the floor is open Thank you um Just to recap and i'll look for you to nod Um, is cunningham to recap the questions. Um, how I felt about the developments this week and How can we as a group this group on this call the apea and the school committee? Collaborate or meet the goal of collaborating. Is that correct? Yes, I just want to pause. I saw someone else just join Is it okay if I say something just jump in? um, it looks like two People got um, perhaps they asked for a way to stream this meeting but instead accidentally got the Link to this meet So you're only supposed to be here if you are On this meeting if you are a member of the executive board of apea or the school committee. Thanks And if there's someone the apea feels like shouldn't be here you can perhaps put that in the chat um, because i'm the as the person who Um has control. Oh, there we go. It seems maybe like it's resolved Um, thank you karen. Um, just whatever I can do to help if there's someone, you know That I wasn't sure was on the executive board my apologies for not catching that sooner Okay Before we go further I Maybe I missed something in the chat. I see a carol ch. Is she supposed to be here also? She left Thank you. Okay Okay, we can continue. Thank you Okay Um, so to to answer the first question and I'm using that I'm talking about my own feelings. Um, I I have to admit I was disappointed with with the news. Um in your email on monday um about but I said disappointed because that's that's truly how I felt I was really hopeful that we would be able to um Come back and negotiate around um around new metrics. Um to meet the needs of our our community our broader community Um, but I will say that coming out of the meeting last week and hearing um our discussion and sort of how How you all make decisions and how sort of the decision making Happens within your within your organization Really sort of gave me that insight to understand sort of How you came to that? How you came to that conclusion? And so I found that actually really helpful. So I you know, I stayed in disappointment and didn't go to Any other sort of negative Or unproductive feelings. Um, because I I really truly um That that insight from our conversation last week about how you know, the I wrote down a quote and I can't remember. I apologize who said I don't remember who said it, but um, you know Trying to come to collective decisions. Um with which every one of your members can live with um That that really stuck with me. And so that is the lens through which I understand The the the decision and the the message that you sent us on monday um But I but I have to be honest. It was really it was still disappointing. Um, I Appreciate that we have sort of this open line of communication and and exchanging the emails and so that also So again, even with disappointing news and even if we don't agree um, and or even strongly disagree, um And sort of what we did. I think that the the the message in the email Um Was very candid and I thought very authentic and I really appreciated that And I think you know so long as we can continue conversations even if we're You know in strong disagreement and continue to respect the norms that Ms. Cunningham outlined at the beginning I think we can really make a difference. Um You know, we're not going to agree. We're not going to end up in the same places all the time And I understand that better now um And the other thing, you know in talking um with So family members or others um in the community About our decision-making process. I mean one of the I think you mentioned that um Ms. McGee Um in your opening statement is you know the way we make our decisions is very very different We're we're bound by sort of this parliamentary You know roberts rules um and and sort of the approach of how we how we make decisions as a body And that's like dramatically different from how your board and your organization makes decisions And and we we sort of have to hold that um and and and just recognize that and acknowledge that that's going to be a challenge for At every step of the way when we're trying to collaborate going forward Um and then to answer the second question. How do we meet the goal of collaboration? I like I just want to say you all showed up We all showed up and that is in my mind amazing Um, and that's how we collaborate is we keep we keep this door open We keep talking even when we're really disappointed or hurt in sort of decisions and actions that others of us take to keep that line of communication going um and You know one of the things we talked about last week was was sharing ideas and um, you know, whether it's through side letters or plan development, however power we move forward um that you know this the idea of identifying um Teachers who are willing and interested in teaching in person and we started with the you know with the higher needs group um Working together and talking about ideas of how we can make that happen and and coming to some, you know Uh, we may not always agree on exactly how to implement that But I think you know using these conversations that we're having as a way to share those ideas and bring those ideas forward um And then just also being comfortable with the fact that we're going to make different decisions And and come to different places at times and hopefully We will all have felt heard and and that the ideas are are respected and and ideally represented in sort of where we land in solutions Thank you both for your answers to that question or to that prompt and now the floor is open for any member Of either the ap ea or the school committee to also respond to that. I will repeat it again It says I would like to hear your words as to how you felt with the developments that occurred this week And how do you think the school committee and ap ea will be able to meet the goal of collaborating? To have staff and students return safely Please state your name and position when responding So the floor is open for any of the two Uh organizations to speak Ms. Jagdish You're on mute I'm mongla jigdish. I teach second graders at wildwood and I am the ap a intervened co-chair I'm really seeing something very different here when we meet together and then what I see happening in school committee I really felt like the spirit of collaboration that we were building with school committee Was seriously fractured by school committee's actions on tuesday Um that action and the subsequent letter directly to arp staff I really feel like there are a huge violation of the trust that we were hoping to build I And I have to be honest. I really don't see a future for Collaboration between ap a and school committee if school committee continues these kind of tactics Making decisions Without us and then sending something out To our membership is not collaboration in my mind In our last meeting we were asked to assume positive intentions And I'm not seeing those positive intentions here and I'm having a really hard time Assuming positive attention positive intentions here when What happens after these meetings that we have together doesn't reflect that I'm really hurt that school committee didn't reach out to us We were going to have a meeting two days after school committee's meeting and this is where we thought that that collaboration and working together could really happen and Um school committee decided not to wait and talk with us and went ahead unilaterally. So That's how I'm feeling right now Thank you for stating that If I'm hearing you correctly You need to be able to build And feel like there's real actual trust From the other end So that you can feel like that you're able to collaborate and it's something that's genuine. Is that correct? Okay, thank you All right, um the floor is still open any member from the school committee or ap ea who's willing to speak Also, please make sure you state your name and your position Mr. Demling Yeah, Peter Demling and rest and uh, and respond regional school committee. So um, you know a little bit on how I felt, um Uh, I mean disappointed I think would be a pretty I'm not sure how I could It was very disappointing to hear that um that we can't at least start talking about changing the MOA um, I uh, we We got again a massive amount of public comment from our families um, and vast majority of it wasn't saying You need to change The MOA in this specific way. It was saying please start the talks with the ap a about changing it and um You know the request was made a while ago and so to to have that not moving forward shuts a major door towards potentially getting kids back in and so um You know that was really hard. However, um You know, I want to I want to honor and respect what what, um, miss miss jag just said this very difficult to share in a public Uh body like this and I think One of the biggest problems with uh challenges. I should say with resolving conflict is just to identify the conflict And uh and be authentic with it. Um, so I I Really appreciate hearing that. Um You know in terms of um Uh, what miss conningham is saying about focusing on solutions in the second part of this question about I can meet the goal of collaborating to meet needs, you know, where can we find this collaboration? So You know the the end of the um the the motion the the action that we passed, um Instructs the superintendent to work closely in collaboration with the ap a leadership in implementing um the voluntary return and um, you know when I read the ap a statement It did start to talk about specifics. Um about concerns about protections Uh for for staff and um, so just in terms of, you know specific Um concerns, I guess I'd want to hear a little I would Um, appreciate if hearing a little more about that so that we could Understand and then address those concerns. So when we you know protections can mean a lot of things Um, there's a lot of you know safety guidelines Uh and protocols that were worked out by a lot of people on this call during uh that are in the moa But uh, you know the distancing the a ch the protocols for when there's a positive case Uh, etc, etc. Um, but uh, I mean my my understanding would absolutely still be in place in this kind of volunteer plan But um, so maybe it's those kinds of things But that you're thinking about when you say protections, maybe it's additional things Um, but in terms of you know with that practical implementation about you know, what are those concerns with this kind of a plan? um, I would I would appreciate the opportunity to hear that Thank you So once again the prompt is I would like to hear your words as to how you felt with the developments that occurred this week And how you think the east school committee and a pea will be able to meet the goal of collaborating to have staff and students return safely What I've heard so far is that more genuine trust is needed. My apologies miss um baker you may go So i'm karen baker. I am a teacher at summit academy and the vice president of a pea um at the last meeting You know a week ago. I felt hopeful and excited um some of the things that I heard that seemed particularly positive was that people were using words such as Let's be creative. Let's be flexible. And what I heard was we're going to um You know in an informal way start to throw out some thoughts about Uh, I'm not even sure what but I thought it would be along the lines of what we said when we suggested the agenda, which was um something along the lines of exploring the possibility for meeting the needs of Students whose needs are not currently being met something like that. Um And you know, it seemed like we started off really well and so Then I was confused. I felt very confused that That wasn't seen as a positive process by people apparently um because rather than continue the communication Um that we had started the communication went directly to the staff of the school district And with very specific directives about what staff should do and What the administration should do So I I I don't understand how that is collaboration And Finally um We you know Part of my confusion too is we offered Two side letters, which we haven't gotten responses from you on. We're not sure what you're thinking is on that at all um It sounds like you're not interested in them because it sounded like what you proposed Has nothing to do with them. I may be wrong and I'd like to hear about that in some context, but um While we While we said we don't have a mandate to To open the MOA we Are offering the option to negotiate by presenting the side letters And we are discussing and we proposed exploring more possibilities. Um, so we're not closing doors here We want to follow a process, which I thought was understood And You know, we may still be interested although we are also Taking it back. Um, and wondering if this process is really real Thank you, miss baker I believe the response that you're looking for And the response to some of the thoughts that mr. Demling had will come through The answers to my next prompt. Um at this time I saw miss fitzer Thank you during, um Or say miss cunningham Um It's been a hard week. I I will echo that I similarly Um felt disappointed when I heard that the negotiations weren't going to reopen regarding the MOA I've also just been feeling very torn. Um because I hear and as a I'm a parent and I um I've often been hearing many parents in our community Saying loudly that they are interested in in-person learning and I know there's a large segment of the population in our town Who has opted out of in-person learning and you know, they're not calling us and telling us, you know About their happiness with their remote learning and I have um And I want to you know echo again that I do believe the teachers have been working probably harder this year than any other year um in you know Performing excellently with um with remote learning, but I still hear members of the community who feel like Remote learning is not working for them. And so I hear those voices loudly and I am also feeling Really worried I guess about their relationship between our teachers and our community and specifically the school committee and the apa um And so I'm just I've been very much torn because I I do value this relationship I did have positive feelings coming out of um last week's conversation and I was hoping um that we could take this a little slower than I think um they moved but um Again, I want to just echo. I'm feeling um like Collaboration will only happen if we keep talking to each other. And so I I'd like to See if we can keep showing up. Um And I'm gonna do my part to continue showing up. So thank you everyone Thank you. Ms. Spitzer Once again, the floor is still open for any apea or school committee member to speak Mr. Harrington Yeah, I just have to preface everything that I have to say right now with The fact that this is the hardest week for anyone to ask me how I feel about this week Right as we as we saw at the school committee. Dr. Morris Explained to folks that that I'm dealing with with folks that are close with near and hearing me getting ready to be furlough Right. So my week started off with disappointment Just just just like you all thought that we were at this collaborative point and it's not it's not your fault.  Like I mean you were looking for a mandate, right? You have a democratic process and it worked out the way it did, right? I'm disappointed in that I'm also still optimistic, right? At no point did I think that we were going to be at loggerheads for this long period of time come cool by eye it out for an hour And then that we were going to be on the same sheet of music, right? Like it's going to take time It's going to take effort and it's not going to be easy and I think for us to be You know collaborative we're going to have to understand that there's going to be bumps We all need to keep our eyes on the prize, right and focus on what's important But yes as far as feelings in this week this week, so that's how I feel Um, mr. Tebedal. Thank you. Mr. Harrington. Mr. Tebedal Uh, Ben, I think I can echo the same comment about how much this week has stopped for a number of reasons, but I guess what I'm wondering is what What is the school committee's hope going forward at this time with specifically with this group? I think we At the start of money we had hoped to bring forward two proposals of ways potential ways to get moving And now I'm I'm kind of sitting at this meeting at a loss for What next steps look like so I'm hearing that from you also I think will be really helpful for us So mr. Tebedal, we will answer that in the next prop But with this one we're just talking about, you know The um, what was stated your words how you felt with how things went this week, uh, miss dancer Um, Margaret stancer. I'm a representative from palim and I'm on the regional committee um I have difficulties I I get pretty emotional here when I'm trying to talk in front of people like this, so I guess I will just say um, you know, I would love to see the kids back in school Um, I was torn at the school committee meeting um Because I feel like we need to keep talking to each other and I hope Perhaps in response to miss tibido in a way that We can keep meeting and that we can start to move forward with the side proposals that were made as a way To actually do something and find out can we do this? Is this going to work because that may lead us to be able to doing more? so I hope sincerely that we're going to start talking about those proposals Because the sooner we do the sooner we can make some progress. So That's Thank you Okay Rose Hi, um, i'm christin rose and i'm a special education teacher in the building blocks program at fort river. Um I think like everyone else is saying this week was really hard. I think that um I felt um the same feelings of hope after our last meeting and and positivity I felt hope After our members meeting on monday where although we didn't have the mandate to reopen um the moa we we did have great movement and um And we voted unanimously to move forward with the preschool and intensive needs program side letters And and that felt wonderful and hopeful and like we were starting to move in the right direction in the spirit around that was We we really need to figure out ways like this group was talking about of meeting our most at-risk students right now In finding solutions safe solutions To helping those who are not able to access the remote learning in the same way To find solutions for them and to get them what they need and it felt very hopeful um When I was watching the school committee meeting on tuesday, um, I I started feeling pretty positive around the dialogue Around the in-person learning and then I felt pretty great disappointment when the motion passed for the Mandate um for the superintendent to push all students in in february. It it felt like um We've just Lost what we were building. I started worrying about the intensive needs students and preschool students actually being able to get in um Soon I started worrying about what that meant for our staff members who did volunteer and would essentially be doing that outside the moa if we hadn't changed the moa and So I felt a lot of worry and I think this week The the positively that that came from this week for me was the apa membership really opening up communications and coming together in the moment and many voices being heard and having Um support of the whole membership We were able to call a meeting hours before this meeting and we had members arrived giving their input and giving responses And and I think that felt promising Just that so many people are so deeply invested whether it didn't matter what their opinions were But they're so invested in helping find a solution for this um As far as moving forward. I I just think we need to To be really transparent with each other of our intentions I think we have to communicate with each other before communicating to others and I think that um We need to remember that even though We might have different Ideas of how to get there our goals are the same and our goals are to get kids Learning safely and in person as soon as we can and I also don't want us to forget The the pandemics role In this and and to bring it back to that, you know, I think it's really easy to bring back everything that's happening to Kids are suffering because of remote learning. They're suffering because of a pandemic And we're all doing the best we can to address the situation And and I want to bring it back there is our our center in solution finding due to the situation we're all in It's really hard situation Thank you I just want to make sure that everyone who wanted to respond to that prompt has had an opportunity before we move on to the next um miss pretel Yes, my name is elizabeth pretel And i'm the math coach at wildwood and i'm also the treasurer for the apa Uh, I just to have a very short statement that one of the important pieces of the side letters is that Those proposals are coming from the staff those proposals are coming from the teachers who are there the staff who are who are working with those students and so Just to as a reminder that this like my colleagues said before that This process takes time Because you have these really thoughtful staff members who are thinking outside of the box being creative trying to figure out How do we do this? together Safely And I think we already stated in the last In the if you read the notes from the last meeting we had And I believe that you stated it also dr. Cunningham that Teachers staff they want to be with the students. I mean, that's why we have the profession that we do So, you know, we like, uh, miss rhodes just finished saying Uh, the pandemic has created a big mess for us and the only way we're going to get through it is with patience and time and creative thinking And collaboration Thank you miss seager before you go miss pertel. You just reminded me of a clarification I wanted to make from the last meeting. I am not doctor It's just miss cunningham. So for everyone in the community My mom would love it if I were but I am just miss cunningham. Thank you Miss seager, please go ahead Sure, um I felt after hearing about the Um About not reopening or talking about the the memorandum agreement again. I felt disappointed like others when the school committee have said Um, I know there's the side letters. I felt concerned about those because of the timeline and how long it's going to take to go back and forth Um, I'm concerned about a series of these letters that could take months potentially to work out um, I'm concerned because we've been asking to renegotiate for months now So I'm really glad that we're talking But we've been asking for a while and so I'm just really concerned that the process is going to take a very long time um So in that sense too, I've been frustrated I've also been really curious a lot of what we talk about at the school committee is out in the open I realize we have executive sessions for um working out contract negotiations and things like that But our communication like the other night's meeting is all out in the open um But you know, so we don't know I don't know what goes on Um at union meetings. I probably shouldn't but I'm curious so that feeling is there um I'm concerned in those 31 pages of comments the other night about parents saying That they're looking and considering options for the fall which takes more students out of our school for however long um that concerns me budgetarily because of what might happen What other cuts might happen? Um, and those are my personal concerns um and I I am so Given the whole week all around I'm really mixed on things But I I am truly appreciative that everybody is here tonight to talk about it because I think that's Uh in terms of what's gonna move us forward. That's definitely gonna heart help. Sorry. I'm reading my notes Um, it's definitely gonna help so I'm I'm just really grateful everybody's here and that we're talking about this. Thank you Thank you. Just a final. Is there anyone who would like to speak who hasn't had an opportunity as yet? Or miss Todd Hi, um, I'm margaret. Todd. I'm a pair educator at wildwood and unit c chair for apa um I just wanted to voice my opinion. I feel like um I feel very Unheard I guess is How I want to say I feel like the last meeting we all came together and it felt Collaborative and I felt like everybody gave beautiful statements about, you know, the process in which we Do the things that we do and how it gets done and I feel like the school committee just didn't hear what we had to say And they and it just felt like the the letter that was put out was blunt was kind of blindsided Not just to me, but I had other teachers Asking me that the wording What does that mean? Does that mean everybody has to volunteer? It just felt very, um The language was very ambiguous and very broad and it made everybody go into a panic and I just felt As a as a union member as a staff member as a community member as a parent I felt very unheard and that My opinion or the opinion of people in my position like me Doesn't matter and the families that are the loudest get heard and the families who are not the loudest get thrown away And I would like for us to go forward because like everybody said we all have the same goal these kids are Are our hearts and we want to see them succeed and thrive and be the best versions of themselves But you guys have to understand that it takes a it's a it takes a village where the apa is a village and it takes us time to talk about things and You know, it's gonna take time and I know it's a worry, but it just is what it is And I just really hope that we can Do something so that The kids in our community have better Thank you for that Once again, I just want to make sure everyone has had an opportunity to speak Okay So at this point, I'm going to do a time check it is 6 15 And I know that we were scheduled to end at 6 30 However, I felt it was very important that everyone had an opportunity to just talk about how they felt because like I said, there were so many things that happened this week one with the The survey and the apa members deciding not to reopen the Negotiations on the moa. I know a lot of people felt a certain way and then once they got the letter About the directive to the superintendent. I know a lot of feelings were also opened with that So I knew that for this call regardless of what it was going to be important Just to hear how people were feeling and just to make sure that we were ready to start talking about how we move on I didn't hear Many say that they did not want to move on there were stipulations as far as working towards building trust and having more conversations and Making sure that things are transparent and communication is occurring before Information is sent out. So those were the things that I heard that people on this call would like to see happen so that we can continue to remain open and Do what's in the best interest of our kids and reopen in schools So the next prompt that I had was that knowing that some educators and families Families in the community Are looking for that safe return to buildings for the staff and students What protections? I know we have that side letter, but what protections are you asking the district to ensure is in place? And what protections can you currently ensure? From the side of the school committee. What protections can you currently ensure will be in place? So knowing that the side letter is there. I know the apa would like to Also hear from the school committee as to what are your plans in regards to the side letter So I know that's a lot And once again, we only have about 12 minutes to start the conversation But I want you to know that we don't have to get to everyone tonight because there is another meeting scheduled for next week Okay, so with that being said, I'd like the school committee Ms. McDonald to talk about the protections that you can that you can ensure will be in place for the safe return to staff Thank you um and I just want to say again, thank you everyone all of you for for showing up. Um I tear um I'm a seeker sentiment. I Truly grateful that you're here.  So I appreciate that um, I'm going to answer the question and then and then also cycle back to um Clarify a couple of things But the question about the protections and in our minds we We worked really hard or our bargaining teams worked really really hard to come to agreements for health Safety and health protocols and protections in our in our existing moa and in our minds Um that they still hold and we're committed to those. Um, there's no in in our minds. They the those health and safety protocols and And protections that that we agreed to And settled in our moa Um are still very much the ones that we hold um and expect the district to abide by in in any situation of in school in school buildings in person education so um I apologize that that wasn't sort of understood But I hope that sort of us saying that and I'm sure that you know as as the other My colleagues on the school committee speak that you'll hear the same from them as well. We have no intention of Backing away or changing those those particular protocols and protections that are in there Um, but I do want to cycle. Oh, and I think the other question was about the existing side letters um We um, we are looking at those and you will have a response Probably before our next meeting um and sort of like and how we're going to Move forward in that. So we're not ignoring those um by any means um, but I do want to go back and clarify um, because I've also heard not just tonight in this meeting but some misunderstandings um or Um and confusion as you all have expressed, but I've heard that also from from others um in what we what we actually were asking for in in the in the motion that we voted on um the and that discussion and that potential vote was in in our public document and and um I believe communicated in in email as well, but the the motion does not actually say all students in February Um, and I you know, I understand there's a lot of it's like a really complex multi Um, uh level motion, but just to read it It's as many students as possible within the safety guidelines of public health officials Um, and then it says starting in February. So we're looking for um the superintendent in collaboration with with this group as well as the community To define what that looks like Um, so if it looks like that we're bringing in pre-k and higher needs in you know in February And other groups will come in Later, then that's a decision that has yet to be made. Um as part of sort of the implement, you know figuring this out So and we recognize that all students maintenance, you know Not all students want to be in person. Um, um or or can be in persons. We know that as well So going forward the complex Decision-making process in implementation planning process, but we're hoping that it begins in February and as miss seeker commented About taking time and we we recognize that it takes time And at the same time we have a community That's been waiting for these conversations and this discussion and these creative solution finding to be beginning since october and so We want it. We want to work together. We want to sort of get get ideas on the table I've heard some ideas from teacher conversations that I've had over the past couple weeks That are really interesting ideas that I think definitely would be We should lift those up as we begin looking at how we're going to do this going forward but Just to be clear our community is not quite does not have the same kind of patients level at this point for a drawn out Like really in-depth Detailed collaboration at this point It's taken us three months just to get here to where we're talking to each other If we if it takes us another three months, that's our community and our families are not going to Be thrilled with any of us at that point. Um, and it does worry me like miss seeker mentioned um About the future of our district frankly if if we if we can't sort of work a little bit more quickly than we have been Okay And I'd like miss McGee to respond to the prompt. Uh, thank you. Um I think that that we have been Moving forward. Um, actually pretty well. I like to remind people that it was requested that we we open The negotiations during the same week we signed And so for us to have gone through the herculean effort that so many members worked on To then be asked to directly after that reopen again I will say that as as far as working together I found that the work that we've been able to do with Mike and Doreen assistant superintendent assistant superintendent. We've been able to communicate really well Not just the executive board but also In the in the part of the the moa was to create a safety committee That was joint management and I think that we've created a really good working relationship In that aspect and we we're really looking forward to um, building a good working relationship with the School committee our issue. We obviously have different responsibilities in our decision making process And so the issue is not, you know, we understand that we have different constituents. However, it really has been how Um, it has communicated there are, you know issues that that we disagree with With the superintendent assistant superintendent. However, I will tell you know Mike is pretty good about saying And Doreen are pretty good about saying okay And communicating what they need to communicate with us. It's not something that we have to hear Through the media and it's not something that goes directly into our membership And I and so I want to be clear that we understand that that there's a difference in constituency But the issue for us is and how um How the communication happens and often we feel uh sites wiped or thrown under the bus because the communication is happening either in the media and in this instance, um, which was really upsetting to us is that it went directly to Our membership considering that we're the exclusive bargaining agent um, and so we really felt that that was It needed to be communicated to us first um, and there's also this uh On continuing and I'm and I'm even hearing it here tonight This continued narrative that there is some difference between educators in the community. We are the community We are parents We are activists within the community And so we have the utmost Concern for the safety of the community Which is why we put this in place. I think Kristen Said it best is that understand that that the reason we're going through all this is because we're in the middle of a pandemic a pandemic that has taken so many lives in america uh, so and I understand the the urgency And and parents to want children back into the classroom We do too, but not at the cost of safety not at the cost of the health of Um of the community and so I just want to make sure that we keep that in the forefront Yes, we all want to be back in the classroom What we want to be back in the classroom In a way that ensures the safety of Everyone in the building in in our in our school buildings And I also like to say I look at this as an opportunity For us to come together during difficult times. This is what the community needs to be doing We know that that there's been so much trauma. I mean, there's a pandemic going on There's also a lot of social unrest that's going on that that that we are having to To constantly we're being fed, you know things in the media daily and so we have so much trauma That we're managing Um to try to be pushing forward even when we have to do this in a thoughtful way We have to do this in a thoughtful way You know when our students are back in the buildings, you know, what are we going to be Providing for them not just the state health and safety, but there's a social emotional piece that comes to Them being back in the buildings too not just for students and staff and the community. I mean We're we're we're all kind of a little bit broken at this point. So that is why We feel like this cannot be a rushed process We need to really collaborate and work on this together and I believe we can do it You know, I believe the more brains involved Then the more we can get to where we need to be and I think in our in our other committees where we're working together jail msc Um, I think that we have a good real work in relationship Recently we started meetings with the superintendent assistant superintendent and those meetings seem to be going well I'd like to see the same thing happen here Okay, thank you. So, um, miss mcgee In addition to many of the things that you were saying one of the things that I think I heard is one of the protections that you would like us to ensure Uh, is in place is transparent communication from everyone here at this table But the um, it is now 6 29 And that is the prompt that when we start back next week thursday that we will continue with because for this There are many people who will have to go on to the pelham school committee Meeting or would like to hear that. So it's not that I I would I um Feel that we The conversation is going nowhere and i'm ending it it's that right now I know that a lot of people do have other um obligations at this time But it's very important that when we meet back next week that we continue with this conversation with that second prompt And with keeping everyone in mind As far as the safety and the protections that we're looking at so that all who wishes to Can return in a safe and healthy manner So I do want to thank everyone for showing up and being here because it was important Even though there were um things that made you feel like violated unheard unseen Um, there's still hope right there's still hope because we all came And we're all here and we're still talking and so I do thank you all for that And with that being said, I'd like to turn the meeting back over to miss mcdonald Thank you. Um Uh, and I will make a motion to adjourn the regional school committee. Is there a second? second Moved by mcdonald seconded by spitzer and a roll call vote mr. Demling demling I um miss lord lord I miss seager seager I miss spitzer spitzer I And mcdonald I the region school committee is adjourned


What's going on everyone? Sam here with Leighton Sports Cards doing a one-box birthday break of 22 Panini Phoenix football hobby for Brett W. So good luck Brett and happy birthday my friend. Let's do it. See what we got in here. Let's see some birthday mojo. That'd be pretty cool. See like a Phoenician or an archetype or a sprinkle or something. Good luck Brett. Mark, there's a red. Greg, dual six to 250. Desmond, midter flame throwers. Like Pierce. Chris O'Lave, 10 of 10. Boom. I don't even know what that patch is from but that's so cool. Wow. There you go. There's the birthday mojo running deep. Heck yeah, Brett. Congrats buddy. That's awesome. Oh yeah. Dude, where's that from? That patch is crazy. I don't know what that is. That's so cool though. Wow. There we go. We'll get that mag for you Brett. Congrats my friend. Silver of AJ Brown. That'll play. Oh, that'll play big time. There's an orange. Aiden Hutchinson to 99. 51 of 99. Very nice. I have no idea what that patch is from but that's crazy. Hot Routes, CD Land. Crazy nice dude. Sam Williams. There's Romeo Dobbs to 149. On the jersey cart. And Christian McCaffery on the color burst. Nice one there for the Niners. One of those color burst per box. Teal, Romeo Dobbs rookie to 150. Traylon Burke's rookie rising. There's Zonovanite Lava to 175. The new parallel this year. Tomorrow Chase Contours. Pink, Wondale Robinson rookie to 199. Kurt Warner, Fireforged. But numbered rookies coming out of this too which is good. Like that for sure. Red, Justin Herbert to 250 for the Chargers and Troy Palamalli. We have two RPAs. Mike, Ellen Tolbert. That is Marquez Valdez Skantling. 33 out of 50 on the veteran patch auto. That'll work. That'll work right there for sure. That's awesome. That's Super Bowl champion Marquez Valdez Skantling. Very cool. Nice one there. Brett, congrats on that buddy. Kennedy Brooks on the refractor for Davis. That is Yellow, Dax Hill for the Bangles to 75. And Patrick Mones. Purple, Tyler Beatty on the color match. That's cool for the Ravens to 125. Josh Allen, I got to get a Hamilton purple like that. Purple, yeah, that'd be safe. Yeah. Red, Tom Brady. Nice on the Contours to 199. Great way to end it. And a Deontate Johnson. That'll do it for your break there. Happy birthday again, Brett. Congrats on your hits, my man. We'll get them right out to you, buddy.


Welcome back to the Trade Hacker Mindset. In this episode, I want to talk to you about how to diversify using compound annual growth versus max drawdown. Trading the markets can be difficult to master and seemingly just out of reach. Professional traders have a secret.  It requires the Trade Hacker Mindset. All right, so let's jump into this discussion of how to diversify your trading with using the statistic, performance statistic, compound annual growth, also known and shortened as CAGR, CAGR, versus drawdown or max drawdown. So one thing that, and I've tried to talk about this within the community, I'm not sure I quite articulated it good enough. So hopefully this will provide some of you with a little bit of an aha moment when it comes to, when you're doing testing, specifically backtesting on some of the strategies that you plan to trade. By the way, Option Omega, amazing backtesting tool. If you don't have it, I've gotten to know the owners, great guys, and they've been generous enough to give our community 50% off on their backtesting software. You can go to navigationtrading.com slash omega to check that out. So when you're doing your testing, there are several statistics that you want to pay attention to, one of which is CAGR or compound annual growth. So in addition, just to seeing, okay, here's the P and L that the test made over a specific period of time, the CAGR will show you what the annual, projected compound annual growth for the variables that you put in your test. The other important one is max drawdown, right? So that is what was the max drawdown on a percentage basis that you saw in your account value over that period of time in the backtest. And then kind of a combination of the two is what they call MAR ratio, which is basically just taking the compound annual growth divided by the max drawdown. Of course, win percentage, all those things are important as well. But what I want to focus on today is looking at and trying to rationalize in your mind when you're choosing different strategies, how to use compound annual growth and how to use max drawdown. So if you think about this, and let's just simplify it, I'm not talking about any specific strategy, I'm just going to use round numbers to help hopefully articulate something that is important to understand when you're looking at these performance statistics. So let's say, for example, you have two different strategies that you are looking to trade, okay? And one strategy has a compound annual growth rate of 10% a year, okay? Again, just using simple round easy numbers to do math with, right? So you have a one strategy that makes a compound annual growth of 10% per year and you have another strategy that has a compound annual growth of 15% a year, okay? So let's assume that these two strategies are uncorrelated, okay? And let's say that you're going to put the same amount into each strategy. So you're going to put 50% in the strategy that has a cagger of 10%, you're going to put 50% of your allocation into the strategy that has a 15% compound annual growth rate, okay? So if you do 50 and 50, assuming these are uncorrelated strategies, what you will find is that your combined compound annual growth rate is the average of the two, right? So if you get 10% in one, you get 15% in the other, average those together, your combined portfolio would have a compound annual growth rate of 12.5%, okay? Pretty simple. I don't think that comes as a shock to anyone. But here's where things get a little bit interesting. If you look at the drawdown, okay? Which is important, right? That's what helps us sleep at night. That's what makes our P&L, our equity curves a lot smoother. You're not having these roller coaster up and down P&L swings. So the drawdown is a good measure is a good tool, good statistic to measure the volatility of your portfolio. So let's use the similar numbers. So what if those same two portfolios, the one that had a 10% cagger and a 15% cagger, where your combined average is 12.5% on your compound annual growth, what if we looked at the drawdown for those exact same two and let's say we use the same numbers, let's say the one has a drawdown of 10%. And the other has a drawdown of 15%. Well, you might make the mistake of thinking that it works the same way on the downside, which is, well, if one has a 10% drawdown, one has a 15% drawdown, just average those together. So my average drawdown, if I put 50% in one and 50% in the other, both of these are uncorrelated, then my drawdown, my average drawdown between the two would be 12.5%, right? That's actually not correct, okay? Because they're uncorrelated portfolios and you're combining them together, what you're going to find is that the average, the drawdown of your entire portfolio between the two, where one has 10, one has 15, you're actually going to see a combined drawdown of less. Okay, now, this is where details come into play of specifics about the portfolio, but you could see a combined drawdown of more like seven or 8%, okay? So that's how the math works. So on the compound annual grace, you just growth, you're just taking the average of the two caggers, but on the drawdown, because of the diversification you're getting between two uncorrelated strategies, your drawdown is actually not the average between the two, it's actually less. So using these kind of simple numbers, you could see that if one had a 10% drawdown, one had a 15%, your overall drawdown from your portfolio could actually be around seven or 8%, okay? So that should kind of help in your mind, at least give you a picture of A, and we all know this, you've heard since you were two, when it comes to investing, don't put all your eggs in one basket, right? Diversify, and so this is a way of kind of quantifying that. Now, when you go in to do your own testing, and you can do these measures with compound annual growth and allocation and max drawdown and all the different things, but this will help you understand that how diversification can be a very powerful thing. You may have a very popular, you can probably find this on YouTube, but Ray Dahlio, one of the largest hedge fund managers in the world, I remember seeing a video of his talking about diversification and talking about what he called his all-weather portfolio and how the drawdown and the standard deviation or the volatility of the portfolio, how it was significantly reduced by just simply adding in uncorrelated diversified assets. He talked about put a certain amount, a certain percentage in stocks and a certain percentage in bonds and a certain percentage in commodities and real estate and cash and that kind of thing and what that would do to the volatility of the portfolio. This is the same concept. The difference is we're active traders and we are actively trading different shorter duration strategies, but the concept is the same. And the concept is and why we talk about not focusing just on one strategy and diversifying into multiple strategies. What we like to see is we like to see entering positions that have positive Vegas. So they benefit from implied volatility expanding and we have strategies that benefit from implied volatility contracting and we're constantly layering into those positions at different price points, different price levels, different durations and by doing that, we are reducing our overall volatility of our portfolio. We're reducing our overall max drawdowns and it's just a very powerful thing that you need to be aware of when you are creating your trade plan for the strategies and the methodologies that you're gonna be trading. Now, when it comes to option Omega and doing this testing, one of the most powerful things that they have put into the software is the use of portfolios. So you can run individual tests on different strategies, but then you can also combine those tests into one portfolio and see what the statistics are from a compound annual growth rate from the max drawdown standpoint on those strategies when you put them together. So if you've done this before and you were surprised that you had these individual strategies with these individual drawdowns, max drawdowns and then you put them together in a portfolio and realized, huh, my drawdown's actually less by simply combining these diversified uncorrelated, somewhat uncorrelated portfolios. So it's a pretty powerful tool. I just wanted to try to put this out there in hopefully a semi-clear, well-articulated way so that when you are doing your testing, you kind of pay attention to that and understand the power of diversification based on these metrics. Hope that helps. See you in the next episode.


When it comes to style, K-pop superstar and black pink member Jennie Kim is clearly a believer that Sheik is everything. After all, you don't earn a nickname like Hugh Manchinel without having impeccable style and a sense of flair. Of course, it also doesn't hurt if you're a global ambassador for the world famous brand as well. Hey guys, so I just wanted to stop and shout out Yisoul for sending us our new G1 exercise bike. I love staying active and I love doing what I can from the comfort of my own home. But it can be hard to stay motivated sometimes so I love that Yisoul sent Michael and I this amazing bike. It's lightweight and compact so we were able to set it up in our main living area so it could be even used while one of us is watching TV. One of the coolest features of this bike is its huge 32 inch screen that also fully rotates meaning you can turn the screen and use it for your mat workouts or yoga or stretching. Everything is also easily adjustable to make it comfortable so switching between Michael and I's use is simple. When you download the Yisoul app it syncs directly to the bike and you can just go ahead and choose your class whether it's a spin class, a scenic ride, stretching, you name it. And if you prefer, the screen mirroring function will let you watch whatever is on your phone on the Yisoul 2 if you prefer whether it's a YouTube workout, some music or even the Peloton app if that's more your thing. If you've been wanting a bike like this for your at home workouts and we're looking for a sign this is it and for all you famous entertainment viewers out there I have a code for you. Yisoul is giving you an additional 10% off if you use my code famous entertainment 10 and you can find that and the link in the description. After exiting the black pink dorm that she shared with her fellow group members a few years ago now Jenny struck out on her own and brought her sense of style all the way to her new residence located in Hanam-dong Seoul. Known to locals as the Beverly Hills of South Korea, Hanam-dong is where some of the wealthiest citizens of the city live. In fact, it's said that the living species here have largely been reserved for the top 1% of South Korea's richest individuals. I'm talking the likes of politicians, businessmen and other celebrities such as BTS and G-Dragon. Within Hanam-dong is a spot known as UN Village, a collection of apartment buildings whose units both price tag somewhere between $2 million to $7 million. Owning a residence in this building is highly sought after by Seoul residents largely because of the excellent Feng Shui generated by being in between Namsan Mountain and the Han River. Trapped into a far corner of UN Village is Jenny's own apartment complex which has been nicknamed simply the house. This secluded private building is far away from the hustle and bustle of Seoul and while it might not be situated within a gated community, security guards still regularly patrol the nearby streets. So for anyone thinking about checking that area out for themselves and knowing K-pop fans, that's a lot of you, you might want to think twice before getting into trouble. Instead, I have a better idea. Keep watching this video because I will take you inside Jenny's home and show you around. Let's start with what all of you are probably most curious to hear about. How much exactly did Blackpink's Jenny Kim have to spend on her fabulous new digs? Well, according to reports it was likely somewhere around $4.4 million. After spending all that money, Jenny became the proud owner of a two-floor 4,628 square foot home that boasts 4 bedrooms and 3 bathrooms. Sounds like a lot of space for just one woman, right? Well, the general belief is that Jenny doesn't live here alone. Instead, she shares the living space with her mom, which must have earned her daughter of the year accolades the moment her mother moved in and saw how stunning this place is. Upon entering Jenny's apartment, you too will be wowed by the floor-de-stailing windows that stand nearly two full floors in the living room. This allows for plenty of natural sunlight to reflect magically off the marble-tiled floors in the unit's main living space. This contemporary-looking room has been furnished with a modular sofa, and off in the corner there's also a treadmill for Jenny to exercise with at home, as well as a stationary bike. Another cool thing about her living room is that it provides access to a private garden and balcony. Some originally speculated that Jenny probably lived in a unit facing the scenic Han River, but she actually lives on one of the lower levels, with a balcony boasting a healthy helping of greenery. Just how much space does Jenny have in her living room? Well, a couple of years ago, this fashion used to help us put things into perspective when she showed off a nearly 10-foot-tall Christmas tree, which is almost twice as big as your average. Meanwhile, over in Jenny's open-concept kitchen, you'll discover a plus-sized island that comes complete with a marble counter, as well as a metal surface that reflects the surroundings and helps give the impression that the cooking space is bigger than it actually is.  All these features have been built in and seamlessly tucked away in white cabinets, which helps keep the kitchen feeling clean and uncluttered. Adjacent to the kitchen is a small lounge. It includes a number of gorgeous plants and a chandelier overlooking a series of comfy seats. It's basically the perfect spot to kick up your feet and open a good book. Of course, if she prefers to read in bed, then Jenny can head upstairs to the second floor, where she's installed a luxury mattress by Hazen's in her primary suite. Well, you might be wondering why I'm bothering to mention the brand. Well, let's just say that this isn't your typical mattress manufacturer. In fact, entry-level prices for one of these beauties will set you back as much as $13,000. As for Jenny, well, rumor has it that she spent as much as $133,000 on hers.  Decked out in white marble tiles with a subtle hint of gray veins lining the walls and floors, Jenny's charming bathroom has also been equipped with a shower and an extra large double vanity. There's even an elegantly shaped bathtub in here right next to a floor-to-ceiling window. Outside of these incredible living spaces, Jenny has also proven that she has an eye for decor as well, selecting several statement pieces worth taking a closer look at. For instance, she owns an incredible Saletti toilet paper at Lipstick Mirror, which not only serves as a spot for Jenny to check out her daily fit, but also provides an aesthetic accent thanks to its unusual decal design. Then there's her powder blue Rauch Bois bubble mini sofa. A playful furnishing with a healthy helping of charm that carries forward the art deco vibe that you can see through most of her home. Jenny's passion for pastels has also been further showcased thanks to a series of pink pieces, including a screen, a curvy bedside table, and a specifically designed statement mirror. Alright, I think that should provide you all with a pretty thorough sense of what Jenny's day-to-day life in Seoul is like, but before we head out, there's one last place that I want to show you. Over on her YouTube channel, Jenny has occasionally dropped content documenting her frequent trips to Los Angeles, California. During the course of these videos, she also revealed that she stays at a specific rental unit while working overseas. One with a very modern kitchen that includes wooden cabinets, as well as a built-in stainless steel fridge and oven. A few steps away from there is her bedroom, which boasts an extra wide multi-level cabinet dresser for all of her clothes, as well as direct access to a tiny private balcony. Outside of that, there aren't nearly as many details about this place as there are about her sole home base. But hey, at least Jenny's got herself her very own swimming pool in LA, even if she doesn't use it all that often. Hopefully sometime in the near future, Jenny will provide us with a few more details about her lifestyle while kicking it in America. But for now, we'll just have to continue to conjure up what that must be like for ourselves. No matter what way you look at it though, it's clear Jenny is living her absolute best life in what has to be one of the most enviable places to call home in all of South Korea. Alright guys and girls, that's gonna bring this house tour to a close. Thank you so much for watching and before you head out, consider answering the following question. Considering how much time we all spend in bed, what is the absolute most you'd be willing to pay for a top of the line mattress? Let me know if you'd be willing to climb as high as six figures like Jenny in the comments below. Otherwise, like, subscribe and turn on your notifications to make sure you never miss an episode. My name is Kara and I'll see you all next time. Bye!


Yn ddweud y tw�� yn gweithio'r cyfrydd, ymdud yw'r amser ac'r llyw'r ddweud yn ei ddweud. Ac oherwydd y gwybod, a'r cael dwych arifodol o'r cyfrwyng. Ydw i chi eich bydd yw'r ddweud? Yn am fawr, dyna'n fawr. Ond o'n ddweud am y gweithio'r 60 sefydli, yw'l cyfrwyng ar y cael ddechrau'r cyfrwyng. Rwy'n ddweud i'r ffordd, yn ymdweud am yr audio. Oherwydd, rydyn ni'n cael ei ddweud, As I've already mentioned lockdown has hit we've got to find new ways of making some content and we've got to get a little bit creative I think. Reduces infections, improves brain functioning mood, contributes to losing weight and prevents diseases. Does it mention Covid? It doesn't mention Covid. Why are you going to get some? I think they could seriously help. That was the health benefits of, what are you called? Macholarte. Macholarte. Richard just said that they would expect them on the 18th of January. What? These are a lot of patches. For the new patch. We should have them, yeah, not long after. Hey yeah we're in lockdown but like any good boss I'm determined to have a Christmas party to remember. How do you know the difference? You've got graving aids. Yeah. Oh this is mine. Yeah and this must be mine. Merry Christmas. Sit down Pen. Sit. Do you know what this is? What do you mean? Do you know what this is? No. A mukbang. What? Mukbang. What does that mean? Eating in the car. Is it? Yeah well I don't know. Just eating on camera. I've only just noticed all the gravies have now got a pouring spout on them. Technology is fantastic isn't it? The way things come on. You should have had that should be on camera. What do you call the gravy burger? Yeah. Do you know what it's a bit like? It's a bit like Martin Zavala except they have a laugh. I think in all seriousness though you should like introduce yourself. So to avoid any confusion as to why we're sat in the car together and you should be in whatever it is bubbles and all that kind of things. Hannah the person who's been on the well not really been showing much of herself on the camera but doing the editing over the last six weeks is actually my daughter. So that's why hence Penny is her dog and that's why we're all kind of always together on camera for the time being. When you compare this to previous Christmas parties that you've been on where would this rank? Okay so it's the day after boxing day whatever I don't know or maybe it's not two days after anyway. I have a real problem in that we've not been able to resolve is I need a golf course to film on I didn't quite realise just so when I do a review or review a product I think it's often sometimes reviews are dismissed as kind of easy content but I find them really difficult because I would never pass a judgment on a club unless you know always the odd exception always get dry ball data certainly will with new products being released for for jam. Always want to try it on the course and I think until you've done both of those things it's impossible to give it a fair assessment and an opinion so not having a golf course to film on is obviously a major thing because we've got a tips so they've got 50% of the products that are being released in January and believe me there are a lot I've got 50% of them already done so already tried out on the course and obviously half of them left that are not so I need to find a solution and I'm going to have to find a golf course in England that will allow me to have some access to the course and I think first port of call I'm going to go we're going to start at the top well let's hope this works out and I'm going to try and get what would be my first choice at least as a replacement for the next few weeks for not being able to use Conway so we need the phone we need to get sending a message I think and keep them fingers crossed so I'm going to have to ask a friend of mine access to what is a superb golf course it'd be great for film and ironically the thing is what's weird is that it just blows my mind let's just put that to one side for a minute I live in Wales and literally on a Welsh border about six five or six mile away I'm in England and literally when you cross over that border all golf courses are open it's just it blows your mind it is hard to understand even I think again I'm pretty sure I'm right even here four areas in England golf courses are open it's just so disjointed and look I mean it just makes no sense whatsoever but like I said this is a job now for me this is work so I've got to find a course anyway back to the message let's see if we can get sorted keep them fingers crossed for me fantastic news my man has come good it's time to go on a little bit of a wrecky and get prepared we've got a new golf course to film that I am so pleased in that I'm going to be filming from here well for the foreseeable future any for the next few weeks at least while Conway and Wales is in lockdown so it's a couple of things really is that I wanted somewhere that was idea links track that stayed dry during these winter conditions and to get somewhere as good a quality as wallacey to film from so that again I can still show you some fantastic backdrops while we're filming what will be essentially product reviews over the next few weeks but I'm absolutely thrilled that a have got somewhere sorted that I can carry on filming from and b that it says go to track as what wallacey is which you'll see over the videos in in the near future how good does that look it's just a perfect opportunity to grab a few photographs and give you a little bit of a taster of what's to come so I've been working with on a project with wallacey golf club for I think it's about the last six or eight weeks John McLaughlin has came here as course manager and he's just I always sing John's praises course manager is it doesn't say enough in terms of what he does he's a genius in terms of what he does to golf courses made a fantastic job at warrington golf course and I think he's going to do an amazing job here at wallacey and they've been working on a project which is I can't show you any of that as yet but it's really transformed several holes already and I've filmed that progression along the way and I've come up on this walk to do this recce and I've actually my wife's with me and I find myself explaining what's gone on and just the enthusiasm and I'm not a member here I've just seen these changes take place and it's incredible the vision that these people have and the way in which they transform golf courses honestly it's like I said I can't speak highly enough at John McLaughlin what a what a what a man and the fact that we're able to film me like I said and show you some of these amazing backdrops is well it's a bit of a bonus innit


Contrary to popular belief still the best thing you could do for immunity is to be fit healthy and lean. Oh That was a that was controversial just about 12 months ago. You believe that now. It's now. It's trending news. Oh my god Both sides of the fence. I don't I don't care still to this day There's no supplement no no nutrient no medicine no nothing that will protect you from disease like simply being healthy fit and Relatively lean not shredded but relatively lean and it's crazy that that Conversation was almost censored or ignored. I feel like you're fat shaming right now. It's not it's just back Listen, you can more of that like misinformation campaign stuff I know listen I want to be clear like it's that doesn't mean that you should treat people crappy if they're having challenges with that stuff Obviously, it's a very challenging thing to do For lots of people so you still show empathy, but it's a fact You know, did you see that the the the latest they said that the right now and this is kind of side topic But right now 75% of people who are who are dying from the latest variant 75% Have you ready for this at least? four Co-morbidities not one not two not three but four I didn't think we had anybody I thought only like one person allegedly died from Omicron That was early on when they said that I just heard that just like a few days ago. I don't know is that still true No, I'm actually recording that where they let you know. There's those four co-morbidities That was a CDC director new just came out and said that great what makes me upset about this is forget all the you know the You know the politic say politicization around it and all that stuff It's always been true and I hate that that that was never Communicated to people now I will say what I feel like you could have done both to yes I feel like you could have you could have done both like I mean even the way like I suggested to my parents like I you know Because they I know how unhealthy they are.   Hey everybody. Here's something you can do That's not a popular message as a politician with the popular message is always everybody else's fault Yeah, this is what we'll do we'll do this for you. We'll solve it for you And so if you tell people there's some responsibility on your end You're probably not gonna sway them or cause this division, which is very you know beneficial to political parties So it's just not a popular political message Nobody wants to do you think that if this if if Kobe would have hit us in a a non-election year Do you think that the way the CDC and everybody else would have handled this would have been different? I think it would have been similar, but it would have been I think okay So here's a deal hmm every two years or some kind of an election whether it's con congressional or presidential All right, so no matter what's gonna be landing on it's always It's always an issue that can get a bill passed or spending or just to make your opponents look bad Or make you look good right so whoever's in power obviously it's their fault everybody's dying Oh, now I'm in power actually was the guy before me. It was his fault. Here's my solutions Yeah, so and here's the truth it doesn't make you invulnerable obviously There's all you could be fit and healthy and still have all kinds of problems But the numbers show that at least two-thirds of cancers Can be prevented through a fit and healthy lifestyle Heart disease the vast majority of heart disease is prevented with a fit and healthy lifestyle chronic autoimmune issues Great data that shows that either you won't get any or if you do the severity of them gets greatly reduced like pretty much any Illness or disease or chronic health issue is positively impact by being fit and healthy It sometimes doesn't prevent everything obviously, but if you're gonna go into a situation that's challenging you can do Yes, and I think that's that's the most frustrating part being in the fitness and the health community And I think that's why you know There was a lot of reserve with a lot of the information out there is because that was just glossed right over and Wasn't brought to the forefront. It's like well What you can do is really make better efforts better Conscious decisions about what you're putting in your body and you know how you're actually like moving around and exercising In order to maintain this healthy body to stave off make yourself more resilient You're more resilient when you're strong and you're healthy. Well, I want to officially welcome you to the club now So we've all we've all officially gone through it.  There's like a clear divide for a lot of things in our Outing me. I know Listen, there's a clear divide like you and I Adam are so similar in certain ways and Justin and Doug are very similar in certain ways And one of the ways that they're similar is they both seem to have mutant systems I know you and I will always get the most back that Justin didn't get it the first time Like it's hard to describe this room for someone is like we have zero ventilation in here We are all talking yelling. It's like we're in a small hot tub and somebody peas.  And I got the little like lame like we you know, I was kind of feeling some of those gone Yeah, I know well, that's good. I'm glad that you're it was it was totally nothing boy, which is great Yeah, no, I again. Yeah, I'm glad both your both your boys or one boy has it right now Oh, I know both both got it both have it. How was it for them? Same with same like it was with me They were just like sort of achy and then and then it just kind of came and went and now they're doing, you know Backflips and cartwheels. That's so awesome. I did and Courtney didn't get it all not at all. Yeah. Wow. Yeah, weird Bizarre and for me. It was funny cuz like for the longest time like what is it?  I don't know he's rolling around in the tree Adam Adam showers like three times a day care, dude. I'm out there, you know Point you got a point here. Yeah Hey, if you enjoyed that clip you can find the full episode here or you can find other clips over here and be sure to subscribe


And as Western leaders warned of an imminent Russian attack on Ukraine, Yuri Vastlevich and his saxophone-cutted plate tango to a full house at the Kiev Philharmonic. The musician is used to performing under pressure when pro-EU protests erupted in violence in 2014 and in this grand, columned hall, the show went on to the sound of shooting. Now Russia has masked troops on Ukraine's border to stop it sleeping from Moscow's orbit in Tornado and Yuri says he feels his country has gone to its head once again.