Good morning everybody. I'm Catherine Carruthers. I'm a freelance webmaster. I have to look at my computer to know that. I've been building websites in general since the web was invented, mostly for labour organizations where I was staffed. And for the past couple of years I've been a freelance webmaster just working with non-profits and charities to do their Drupal sites mostly, but almost always CPCRM to do event planning and fundraising and stuff like that. So when I saw a call for speakers this morning I thought, I can talk about CPCRM for now. So in case you don't know what it is, it's kind of like Salesforce, but for non-profits and charities and political organizations, for civic-minded organizations and they call it instead of client relationship management system, it's a constituent relationship management system, so that's harder to say. But it handles the relationship parts of it differently, even though it does have, money can be involved in collecting contributions and donations and event fees and stuff like that. It's less, like instead of having a sales funnel going through your CRM, it's a relationship funnel, so you're looking at the activities that people are doing with your organization. It's also an open source project similar to Drupal and I don't, everybody knows how open source works, right? Yeah, okay. So CPCRM works right now very well with Drupal 7 backdrop and WordPress and Joomla. And they're working on, there are a couple of organizations working on making it work well with Drupal 8. It's not released for Drupal 8 yet, but there are, as I'll get to later, a couple places that are actually implementing Drupal 8 with CPCRM. The major things it does are dependent on the organization, so I've got a couple of clients who use it mostly to manage their email with their members or the general public, both in, like you can have individual emails, group emails, and then bulk email with an SMTP provider. It also has a really nice event planning segment, so you can create various types of events, so you can have conferences, meetings, webinars, all of that, both paid and just signed out. And the event planning part of CIVI handles all of that. Registration keeps the records in the person's dashboard and so you can see, at a glance, the entire scope of your relationship with a person. You can see all the emails they've gotten, whether they've unsubscribed, whether they've come to all of your events, whether they've paid for all of your events or signed up for all of your free events and then not shown up, so maybe shouldn't be invited anymore, like all of that kind of stuff is really easy to access in CPCRM. It also deals with contributions and donations, so for charitable organizations it's really useful to be able, for a fundraiser, to be able to get a history of a person's monetary involvement with your organization, so you can target your top donors and invite them to a special event or hit them up for more money. And then there's subscriptions and memberships. I've done a lot of work with memberships, so like specifically paid memberships, you can have a membership expire and then all of the content on your website that's member-focused, all of a sudden, you know, if you haven't paid your membership it's just gone with Drupal. We'll get into why it's easy to do that in Drupal as opposed to in WordPress or Joomla. It's really harder to set up that kind of role-based access to things, so one of the benefits to having CPCRM and Drupal is if you have payable information you can really easily block it down with your Drupal permissions. And then there's case management, which I haven't done, but that's like if you're an organization that has clients where you're managing, say, family for a social work situation or something like that, or like medical and social assistance organizations can use it to manage their clients' cases. Okay, the hosting requirements for CPCRM are similar to Drupal, like if you can run Drupal, you can usually run CPCRM. I usually add on some extra memory, especially if you're going to have a lot of end users using the CPCRM, so if you've got a lot of people interacting with your CPCRM as opposed to just your internal staff, you'd want to add on some RAM for the extra sessions, but otherwise, if you can run Drupal, you can usually run, like unless it's very, very low-end hosting that Drupal crawls on, you can run CPCRM on any hosting.  MyDropWizard, it's in the state, so we get into all kinds of other issues with having your data stored outside of Canada, but aside from that, MyDropWizard is doing hosted managed CPCRM, they're doing CPCRM as a service basically, so software as a service with Drupal 8, so they're rolling that out over the next few weeks and they're actually offering right now a limited number of free migrations, so if you have a client maybe who has CPCRM on Drupal 7 and they're interested in moving to Drupal 8, if you go to MyDropWizard, like this weekend, you can fill out an application and they're doing a certain number of migrations for free to Drupal 8, migration and upgrade, and then you sign up for their service for six months or something and then you get your migration for free, so if you happen to know of anybody who's strapped that needs a new CPCRM on a new Drupal, that's an offer that's going to be running really soon. Okay, there are two supported versions of CPCRM, similar to like you can have Drupal 7 or Drupal 8, you can be running CPCRM 4.7, which is kind of the latest and greatest, every new feature goes into 4.7 point whatever when the new one comes out, or they've got a long-term support version which is 4.6, so when some extensions may not be, like get into that later, but CPCRM has its own extensions library similar to the Drupal contributed modules, so some extensions are written and tested with 4.6 and not 4.7, so if you want to run 4.7 you'd have to do some of your own testing of modules to make sure that they're working, but they're not necessarily supported by the extension writers on the newest version. Okay, once you've figured out what version you're running and what you're running it on, then getting into CPCRM itself, out of the box it's got three different contact types, so you've got individuals, organizations, and households, and then you'll create your own types of organizations. You can create an entire contact type, but that's really complicated, and I'm assuming most people don't want to do that, so you would create a subtype that uses all the contact type that just groups your types of organizations, so that's in my experience it's usually either chapters or regions or member organizations of a larger organization that would be subtypes, so that then you can create relationships between people and their organizations, so I put a few of the organizations, because as in life you could have an individual whose like Mike is employed by open concept, he could also be a member of the Ottawa Drupal Association, and a member of a household with his partner and children who get mail delivered to them, so when you're doing mail, the only thing households is really used for in most charities is to ensure you're not sending like five pieces of mail to the same house because you've got multiple people there, so you'll with one thing you can say only produce one mailing label per household, and so you join the people into the households and similar for organizations, because often especially for charities you'll have individual donors and members and things like that, but you also may have organizations that do not necessarily have individuals attached to them on your mailing list, like you'd send letters to local businesses dealing with Drupal, you'd send a letter to, if you don't know Mike, you'd send a letter to open concept as an organization, so it's clearer once you get into it, and if anybody has any questions, feel free to stop because otherwise I'm going to run out of talking to you. Mr. Prime Minister, is it still intended to be able to be run as stand-alone? No, they don't have a stand-alone, very very few people or organizations were using the stand-alone, and the purpose of the stand-alone was really if you didn't have a website, so who's using a CRM that doesn't have a website, so if you really don't want to deal with the, you know, having a real website, you can always just have an empty copy of Drupal or WordPress or whatever, like depending on the extensions and modules you want to use, you just pick your CRM and bring that up and just don't populate the website. So that in the day when it was intended to be able to be run as a stand-alone, I know that there's a lot of redundancy between wide-silly, modern, and more Drupal there, so you use it. Yeah, and they've really, when we go and look at the extensions and modules, they've really streamlined the list of modules in Drupal that duplicate things that were in CDCRM, so when you go to the extensions list, you see everything that's relevant for your installation, so if you're running 4.6 on, actually I think we're going to get to that in just a few minutes, but I have a whole slide about extensions and modules, so one of the things almost everybody uses is some form of bulk messaging, so there are many ways to set that up. You can, if you're very daring, just use the built-in server mail processing and blast at thousands of emails and then deal with all the bounces and responses or not and just have them go into a can and really annoy people because they keep getting emails because the bounces aren't being processed properly on the backend or you can set up a proper mail service to handle bounces and like if you're comfortable with handling a mail service as a manager, one messaging system it does not play nicely with is Exchange and Office 365. They just, like 0365 just drops everything coming because it doesn't understand Internet Standard SNTP headers and stuff like that because it expects to talk through its own gateways all the time. And Google, where's it at? I've never done Google, I find that when I've tried to use Gmail as my SNTP outgoing, it does a lot of throttling that it's not telling you about. So you'll think you've, like City CRM will report that, yes I've sent out you a thousand email messages, but actually Google just drops a lot of them, so without telling them. So like they don't come back as bounced or throttled or anything, they just don't actually go anywhere past Google. It may be different if you've got like a corporate Google that you're all up to no, okay. I've never tried it because I had horrible issues with it. There are, there's cbsntp.org is a little company that is set up specifically, like all they do is manage SNTP servers for City CRM. So the absolute easiest way to set up outgoing bulk mail, the City CRM, is to open an account in cbsntp and pay them in their 20 bucks a month or whatever. And it, it does escalate in price if you're, if you really get into bulk mailing and you're sending out a lot of stuff. Like I have one client who sends out 100,000 messages in a month regularly, so for them it would cost a lot more than the hosting to support their mail through cbsntp. So they're using a service called SparkPost that is free for your first 40,000, I think, and then very reasonably priced for bulk mailing over that. So I think they're going to end up spending like $25 a month on a big month to do all of their mailings. I like SparkPost. And also people at SparkPost have like their own APIs and everything and they make it really easy to hook into them and they've written an extension for City CRM. So all you have to do is get like an API key and plug it into your City CRM and say, yes, send all my mail through SparkPost. But like I said, there are other options for doing email but that's kind of, if you want to keep it simple. There used to be an extension but I'm not sure, like I've never used it because, again, of the pricing mail chimp once you get into bigger mailings gets more expensive. And the things you're paying for with a service like SparkPost has its own mail chimp-like features but the things you're really paying for with those services is all of the analytics and bounce handling and all of that. And those are all handled through City CRM so you're not really using that as much. Like you need your bounce channel set up to come back to you but from, like what I've done, I find SparkPost is the easiest and cheapest to get it all.  I haven't done, no, I think you'd have to, you could manage the membership in the list through City CRM but it doesn't have, like, a chat function built in. I wouldn't be surprised if they're working on that because later in the resources I've got a link to, they're using Mattermost for their, like, developer and support chats now so I wouldn't be surprised if they tried to integrate Mattermost into City CRM at some point. Yeah, like all of the unsubscribes and stuff like that are handled in City CRM but... Yeah, I mean you can certainly import, you could do your list management through City CRM at worst by doing import exports but yeah because I was thinking the actual chat functionality. Yeah, it isn't there but it's a really interesting thing to look into, yeah. Okay, one of the things I've loved about City over the last few years is, and especially with Drupal is that you can set up all of your email lists to be confirmed so all users have to confirm that they agree to be on this list to comply with the Canadian anti-spam legislation and the opt-outs and unsubscribes are all handled like right in City CRM so you're not accidentally sending out government-considered spam. And it's just out of the box actually the unsubscribed messages and the opt-out messages are like it's not just a line that pops up saying okay you're out because generally you want to keep people in so you can add your own messaging around these screens but the out-of-the-box screen confirm like it says please confirm your unsubscribed so you have a chance there to do a little user retention if you want to and they have to verify their email to unsubscribe. Yes I haven't set that up because again I'm working with people who like everybody coming in is signing up through the website so we give them the option to opt-out or unsubscribe in every message so we haven't made them go back and forth but you can have that in your Drupal setup like if you're if you're signing people up through a Drupal site then yeah you can use the Drupal opt-in like set up your user accounts in Drupal that way so it really depends on the front-end putting it in front of the like when you would press you'd have to add a couple of extensions to do that whatever we press called their plugins yeah you'd have to add plugins to WordPress to do that whereas it's just in your user configuration in Drupal so okay this is the big black on the screen it is the first couple of paragraphs from the link at the bottom and in the very long page about CMS permissions and CBCRM ACLs because you have both so you can choose to configure very granular access within CBCRM so if you've got like recently I had an event manager who it has no other responsibilities in CBCRM she's just running an event for a chapter of an organization that I'm looking for the National Head Office and we were able to in CBCRM let her just come in and see who signed up for her event every day instead of having to run a report and send it to her she can just log in anytime she wants and see the event list so you can do that very fine grain control in CBCRM itself but you have and again this is a screen capture of all of the default CBCRM permissions and it actually isn't showing up on the screen because it goes on for pages and pages that you can set in Drupal you define roles of you know site administrators event coordinators membership managers whatever you know the rule the functional roles you have in your organization you set those up as roles in your Drupal and then you can give over writing permissions to each person to see exactly what they're supposed to so because they're Drupal permissions they work exactly like Drupal permissions so when you go into CBCRM if you have no permissions to see or interact with events you do not see the events menu at all you just get the like each user just gets the things you've defined in Drupal permissions okay but there's extensions so similar to there are there are Drupal modules that affect CBCRM only on Drupal and then there are there's a CBCRM extensions library so in your CBCRM if you go to a minister extensions you will see a list of and then click on add new you'll see a list of all of the extensions that are relevant for your implementation so it looks at your Drupal version your CBCRM version I think you can probably filter it down further but the default list is just everything that will work for you that's tested for your version you can still go out just like in Drupal and find a sandbox extension that's not certified for use on yours and install it but through the point and click method you it will only show you things that will work so most people like that there are some yeah there are some that are one that works on every version of CBCRM 4.6 so it's it's been tested on WordPress and Drupal yeah because it's just in CBCRM is the city discount so and it's one of the most popular so if you're running events you can say okay if you're a member already you get in free if you're this role you get a 50% discount if it's an early bird you get this discount code like so you make up disk coupon codes basically that people can enter and get the right amount of money so that is anything that's specifically in the city CRM alone and doesn't depend on the the functionality of the content management system will show up for everybody they'll they'll work on all of the difference of the CRMs and yeah and similar to like in Drupal you'll have well in Drupal you don't have things that work automatically from one version to the next ever but like it'll show you in in a module which versions are available so CBCRM extensions are like that there are also a number of Drupal modules that only like they're stored over on Drupal.org just like all other modules but they only interact with Drupal sites so while they are accessible from CBCRM.org they're they're only listed for Drupal sites so the main ones like the most fun ones that you'll always install are webform CBCRM integration and I just recently did a CBCRM migration from Joomla to Drupal and when they saw webforms they were just like oh my god it's webforms just blew their mind so what the webform CBCRM integration module does is it exposes CBCRM fields to be used in a webform so instead of just making up new fields that say first name, last name, organization blah blah blah like all the things you're already storing in CBCRM you just pop those fields in the CBCRM fields as tokens and then when somebody feels like you're form that information and can we send you email that information immediately goes into CBCRM so because that's the database that's exposed on the webform so same with contact form integration it has I think as notes any web like anything you're doing on Drupal contact forms can be stored in CBCRM and then it will show up in dashboards as things to be acted upon by the staff so that's pretty cool and then there are commerce and UberCard integrators that take basically the the CBCRM contributions pieces and use the Drupal commerce or UberCard on Drupal payment channel to get the money and then just record it in CBCRM's contributions so you can also set up if all of your money stuff is set up in CBCRM like all you're doing is donations or event fees and you're not also doing commerce activities on your website you can set up a direct payment processor in CBCRM so like PayPal or IATS and again IATS has done a lot more work to make their payment processor work well in CBCRM and because they're a payment processor for our credit card processor for nonprofits so they like CBCRM so CBCRM works then but you can also use more commercial. Do you know of anyone who is going to shopify? I don't know I imagine they are but again with that you would probably hook up Shopify to commerce right? and then like using Shopify as all I've done so far is like embed Shopify sales things in a Drupal site as standalone things that we're running through Shopify so I haven't done that and I haven't seen it published yet but someone is probably working on that. Okay. On CBCRM.org there are two here I'm just gonna there are two big books that is the user got three big books they've split the the bigger one into developers and administrators so there's a user guide a developer guide that talks about the API and all that and how to make your own extension and an administrative guide for people like me who are you know site builders and people who just want to read a lot and click and not record so because it's possible something I was asked earlier is why would you not use Red Hen or the the Drupal CBCRM core and it's mostly because when it comes down to it if you're a nonprofit or a charity you you want to be taking in donations and not spending a lot of money on developing a CRM even though it might be more integrated into your Drupal using CRM core you want event planning and bulk emails and all of those things very expensive police so CBCRM is just easier for that audience of people and for site builders to go through and also on the main resources page it's got a list of I believe these may be promoted extensions because they the extension library itself is quite large they have a slightly different relationship with money over at CBCRM so they'll do make it happen campaign so there's something that all of the users want but nobody has the resources to actually code it from the ground up they'll start to make it happen campaign and pay a developer or a group of developers out of that to actually do the work so like they tend to be for a large thing so similar to what Drupal did that with the like when D8 was almost ready but not quite and they needed that fun push to just hire some people like to be able to hire some people to actually write and test the code they did they took contributions towards that so CBCRM does a similar thing because there's a there are a couple of companies that are focused on developing it for as paid developers but for the most part it's just you know people who need a certain thing so that's the resources on CBCRM org itself they've been for the last year or so using Mattermost to do it's kind of like Slack but open source to do chats like they're doing a lot of support through Mattermost and then it's it's public like it's out there and searchable and easy to find they also have channel on where you ask questions okay next month there's going to be a city camp in Montreal so anybody super interested in CBCRM I have no idea how big it's going to be I take it's going to be tiny there are a couple of really good what one of the core team members is now in Montreal and so he's one of the drivers behind this and there are a few other organizations that like practice and symbiotic and kumbit that are working on bringing some of the people in in the CBCRM community so there's one day of sessions and then two days of sprinting two or three days of sprinting after in Montreal okay and now I'm at the end of my slides and at the time when I was going to say does anybody have any more questions I've got a couple of sites I can show people for examples of things if there's a specific like for usability when I was previously working for a union and our staff there were all researchers and communicators and people like that they were not technical in any way and they were able to you know manage campaigns and do you know their monthly emails or email blasts and all that with very little intervention so well it's the interface of setting it up is a little intimidating like when you first come to CBCRM site well actually when you set it up there is a page called the configuration checklist so basically to to create a new CBCRM you just go through this and when everything's changed color you know you hit all the pages you have to type something on this does not unfortunately tell you if you did it right like you have to try sending out your email when we go somewhere and stuff like that but this does tell you at least looked at all the different configuration areas because then once once you're up and running then you have this administration console and it's got like all of the different places where you can create all of your your data types manage your templates and schedule and messages you can do CBCRM and multi-lingual Yes. I have a general question about the velocity of development the uptake how's it doing like I went back in the day it was like a really big trend I think the the kind of the the guy that spearheaded the project has kind of stepped back and so now it's there's a core group so like it's kind of like if Dries retired from doing Drupal then you'd have you know here's still all of the businesses doing Drupal and all the people writing the code would still exist but they've been trying to establish more of that kind of team mentality around approving updates and stuff but they're still doing like there are new features monthly and and new releases like 4.7 is on I think 0.31 and it's three years old so it's you know anyway when Greenberg okay yeah has like I think he was helping channels from various sources towards CBCRM is there one primary source of funding right now no it's like there there are a couple of larger institutions that have bought into it mostly it's become quite popular with political parties so they're a good source of funding because you're not taking like they're also they're trying not to take funding from charities because that goes into the bottom line like nobody wants to send money to a charity that's spending too much of a percentage managing their systems so it's kind of like you want them to have good systems but you don't want them to spend money on it because it's your harder money and you want it going to whatever the charitable thing is so they they hit on a lot of political parties labor organizations other you know kind of social action organizations but that maybe can spare a bit more money and development time to to build the program so one of one of the most recent things that when I don't have an installation of it to show you but there's a piece called city campaign so it's for political parties when you're doing like walk lists or call lists so you can go okay I have 25 volunteers who need to cover a writing in a walk list you can print them out a walk list or put it on their iPads and they go okay Susie at number 35 said yes she'll vote for us and don't go there because they're dogs on you and stuff like that so they they have gotten that done but as with any other open source project there's no like there are a couple of companies that contribute a lot back but they're not like there's no kind of paid for funding source yeah sorry I know there is a lot of discussion of like in the in the access control list there's a function so that you can share things with somebody who's in a role that's kind of above you so that students can share homework say like upload their homework to their dashboard and share with their teachers but they can't see any of the teachers so there are those relationships developed if you need them but I'm not there must be because that somebody wrote somebody wrote this the stuff in the ACLs for that like using that use like I've seen use cases for it not actual needs of institutions okay


In the previous video we had a Haywood case in a factory analysis. Let's take a look at what's the cause of a Haywood case and how would you interpret one if you get one in your actual own research. So the idea of a Haywood case and admissibility is that all variances must be positive because a variance quantifies the degree of variation and something can't have negative variance. It's like you can't have a negative length for example. Then this is our example so we have a three indicator factor model here. We have a model in plus correlation matrix here. We have here the empirical correlation matrix and we estimate the factor model. So we will get factor loading. These are standardized so the factor is scaled by setting the variance of the factor to be one. We can see that we have a correlation that exceeds one that is not possible and we have variance that is below zero which is not possible either. So this is the Haywood case. So it's a negative error variance, variances can't be negative. It is inadmissible because it's an impossible solution. Now what do we do with it and why does it occur? In this case it occurs because of sampling error. So the correlations here are never exactly at the population values and sometimes it happens that we will get negative estimates. The reason for that is that if we repeat this, this is simulated data set. If we repeat the estimation of this factor model over and over, the real error variance is 0.19. And the real factor loading is 0.9. If we estimate this factor loading that has that real value of 0.9 many, many times and we have an unbiased estimator, then the estimates are correct on average. So the estimates are centered around the correct population value 0.9. If our sample size is small, then it means that the estimates, any individual estimate is not exactly 0.9, but it is somewhere around 0.9. If the estimates are also normally distributed, then we have this negative tail here and we also have this positive tail here. And we can see that if we have some estimates that are below 0.8, then because of unbiasedness and normality, some estimates go above 1. So it's possible that if you have a very good estimator and the population value is very large and if or the population error variance is very small, and your sample size is small, then you will get, because of the normality and unbiasedness of the estimates, we will get this inadmissible results. So what do you do about it? Well, there are two things that can cause Haywood case. One thing is a small sample, highly reliable indicator and small sample, we could estimate this as 0.19 as being negative. Another thing that Haywood case can indicate is that your model is so severely mis-specified. So you are not the factors that you are specifying are not actually the correct factors, so you are specifying the factor structure incorrectly. And that can cause some of the estimates to become inadmissible as well. So how do you know which one is the case? Is it a symptom of a model mis-specification or is it just because you have an unbiased estimator that is normally distributed and you have a population value that is close to being the maximum or minimum? You don't know for sure, but one thing that is sure is that if you have a variance that is let's say minus 2 and a factor variance that is 1, then that can be because of small sampling fluctuations. So if your estimated error variances are way below 0, then that's an indication of a problem. If there are slightly below 0, then you could say that maybe the population value is actually a small positive number, but it's only a small sampling fluctuation. You don't know, but if you have small values, then I would be okay with just you saying that the indicator is highly reliable.


This is covering the spread part of the Fandall podcast network It is our final ding or Tuesday before we get to week one of the NFL season I feel like I haven't done a good enough job this year of Respecting this holy day. That is Dinger Tuesday. So for today. We're gonna talk about some baseball here on the show I will talk about my favorite Dinger Tuesday pick of the night over at Fandall Sportsbook We'll also talk through some money lines and strikeout props. I like for tonight Welcome on into covering the spread. That's right here on the Fandall podcast network. My name is Jim Sonnis I am a managing editor of digital media for Fandall research here to break down Tuesday's MLB Slay with once again all 30 teams in action for tonight So plenty to choose from for money lines strikeout props Of course our Dinger Tuesday selection as well We'll dive into all that here throughout the show for today But first a reminder to make sure you are subscribed to covering the spread wherever you get your podcast You can find us wherever you get your podcast if you like what you hear Leave us a five-star rating on Apple podcast or on Spotify as well Tomorrow our college football week one preview with Dr. Ed Fang will be up talking about biggest games for this upcoming week With Ed as always we also have a season-long player prop show for the NFL Up with JJ Zachary's and already posted to get those on the covering the spread podcast feed Fandall YouTube and Fandall TV plus get ready for the NFL season with incredible offer some Fandall America's number one sports book right now new Customers can bet five dollars and get two hundred dollars in bonus bets guaranteed plus all customers who bet five dollars will get $100 off NFL Sunday ticket from YouTube and YouTube TV Now is the best time to join Fandall the app is easy to use and you can be on or bet on everything From the player or spreads and player props and more Fandall efficient partner of the NFL must be 21 plus and present in select states Fandall is offering online sports wagering in Kansas under an agreement with Kansas Star Casino LLC First online real money wager only $10 first deposit required bonus issued is non-lidrable bonus bets that expire seven days after receipt Restrictions apply see terms at sportsbook.fandall.com gambling problem call 1 800 gambler or visit fandall.com Rg in Colorado, Iowa, Michigan, New Jersey, Ohio, Pennsylvania, Illinois, Tennessee and Virginia call 1 800 next step or text next step to 5 3 3 4 2 in Arizona call 1 8 8 8 7 8 9 7 7 7 7 or business easy PG dot org slash chat, Connecticut 1 800 9 with it in Indiana 1 800 5 2 2 4700 visit ksgambling health comm in Kansas 1 8 7 7 7 7 7 0 stop in Louisiana visit md gambling health at orc in Maryland 1 800 gambler.net in West Virginia call 1 800 5 2 2 4700 in Wyoming hope is here visit gambling helpline ma.org or call 800 3 2 7 50 50 for 24 7 support in Massachusetts call 1 8 7 7 8 hope and wire text open wire in New York NFL Sunday ticket offer ends 9 18 23 no refunds terms and embargo supply a hundred dollars off NFL Sunday ticket not YouTube TV YouTube TV base plan required to watch YouTube TV Redemption requires a Google account and current form of payment commercial use is excluded Let's dig in now to this Tuesday MLB Satan start things off with the money lines I like for tonight over at fandall sports But the first one is going to be when we were on last night at actually the exact same number That did not go in our favor that is he Boston Red Sox taking on Houston Astros right now the Red Sox money line is minus 120 and Despite what occurred last night. I do still think that the Red Sox are a bit undervalued here at minus 120 as Of right now the Red Sox facing JP France tonight They just saw him last week down in Houston and in that game they chased him after two and a third innings and France allowed ten earned runs in that game now That was kind of an anomaly for France because his results have been very good recently but I don't think it was totally out of nowhere because His peripherals have not been great pretty much the entire year if we turn to France's past ten outings Including that Red Sox game He has a 4.74 skill interactive era and his hard hit rate is about average at thirty eight point nine percent now We do see pitchers who are able to outperform their peripherals over a large sample But usually when we have those guys, they are pitchers who are outliers are very good in Suppressing hard contact they get great bad at ball beta and as mentioned France isn't really that guy for the most part He's facing Brian Bayo. He held Easton to one run across seven innings last time out Pushed his ERA down to three point four one across twelve starts with more sinkers And his peripherals also not quite as dazzling as the results But the peripherals for Bayo better than they are for France and does get a lot of ground balls Which does help so my model has Boston winning this game 56.9 percent of the time their current implied odds are fifty four point six percent So not a huge gap But does favor Boston in this game and I agree with what the model is saying So I will take the Red Sox to win over the Astros minus 120 for tonight over at Vanduul sports book second money line is a bit longer and a bit riskier because we're going up against Clayton Kershaw and It's with an offense that is not necessarily lit up lefties so far this year in the Arizona Diamondbacks But I do think Arizona is undervalued here at plus one seventy six over at Vanduul sports book This one is Clayton Kershaw taking on Meryl Kelly and Kershaw the velocity for him has not looked great since he came off the aisle it's a three-star example and one of those is very very short because He was suspended due to rain, but His fastball velocity is down about point seven miles per hour from where it was right before he hit the aisle And his slider is down point six miles per hour Kershaw still been effective because he has shown in the past that he does not need Massive velocity to be good and his Velo this year pre-injury was up from where it was last year when he had very good results So he doesn't need to have good velocity to be Clayton Kershaw But it is a little bit concerning now he's facing Meryl Kelly He is also Semi fresh off the aisle seven stars for him and Kelly's Velo is also down since he came off the aisle But he's looked really good three point five five a skill interactive. Yeah, Ray 28.6% strikeout rate in that time if we look at the one star for Kelly against the Dodgers in the span Which is back on August 9th So about three weeks ago a big enough buffer where there's not a ton of familiarity here We saw Kelly throw a six shutout innings now Just two strikeouts in that game compared to two walks. So was not lights out by any means, but He pitched pretty well I've got Arizona's win-outs this game above 40% and their implied odds of plus 176 are a 36.2% So I feel like we're a bit too low on Arizona in this game So I do want to take their money line of plus 176 to win here taking on the Dodgers So the two money lines I like for tonight are going to be the Red Sox Minus 120 in the Diamondbacks of plus 176 before we talk about the firm strikeout props I like for tonight do and talk quickly about Meryl Kelly in this Dodgers game because fandals markets are Different than what you'll see elsewhere if you go elsewhere You can get Kelly over five and a half strikeouts in alternate markets at around plus 140 At least you could earlier on today currently a fandal his strikeout prop over five and a half is plus 118 So fandal is higher than the market on Meryl Kelly with regards to his strikeout prop I think there's interest there for me personally looking at Kelly. I haven't projected above this number So I do have interest in the over but I kind of want to see whether the market goes towards fandal where We see the the over five and a half Start to shorten elsewhere while fandals days around the same or do we get a better number at fandal later on today? Again, it's five and a half plus 118 So if you open up your fandals sportsbook app I've listened to this and you see that Over five and a half whether be the base market or the alt market at six plus strikeouts And you see that at longer than plus 118 I'd be intrigued about taking that, you know See where it's stabilized wait for it to settle in but I think that that is a spot I'd want to go so I'm keeping tabs on the Meryl Kelly strikeouts market right now again It's five and a half Plus 118 a fandal right now But I check back on that later if it's pretty steady there And you see other books starting to correct towards fandal and get towards fandal on that number Then maybe you want to dive in at that point but for right now I think this is more of a wait-and-see market than it is one I want to dive in immediately Let's talk about the strikeout props I do like where they currently stand as of right now the first one is also in a west coast game That is Alex Cobb taking on the Cincinnati Reds now the Reds are a high strikeout team But I feel like the market here is a bit high on Cobb higher than I think it should be personally His strikeout prop right now fandal is five and a half with the under at minus 134 And I do like the under at that number now Cobb again high strikeout matchup at home But I think it's about the strikeout higher than where I put it Cobb is gone back to using his curve ball more across This past nine starts and in the time he has a 18.3 percent strikeout rate And he's had more than five and that strikeouts just twice now Both of those games where he did go over were at home and he's made just four total total home starts So he's gone over it in two out of four home starts But when he faced the Reds on the road in Cincinnati just after the all-star break Cobb had zero strikeouts across four and a third innings so Even against high strikeout teams. He can't have somewhat of a dud Performance. It's not a huge strikeout pitcher generally and I need a bit more To being treated by this number even if he is at home against a higher strikeout team So Cobb under five and that strikeouts minus 134 I think that's our way to go I mentioned that he's been using his curve ball more He's using that more at the expense of his slider a pitch that he has been tinkering with throughout this year Usage has been up and down up and down and more recently it's been down I feel like that does make Cobb bit of a lower strikeout guys So I think that based in the pitch mix based on the results I do think that under five and a half is a way to go Cobb projected for me 4.74 strikeouts for tonight Elsewhere for strikeout props. I'm gonna turn to the Rangers and the Mets for tonight where we find Andrew Heaney on the road taking on of the Mets and I think I've been under I've been on Heaney's under a lot recently. I could actually just search that right now if I wanted to But I feel like for the most part we're still seeing Heaney Get a lot of respect for being a high strikeout guy in the market But he hasn't really been that pitcher as much this year, especially recently he has been going back to throwing a slider a lot and that does In theory make him a higher strikeout guy because sliders tend to be higher strikeout pitches But that hasn't really happened. He's been using more sliders across his past 15 starts in those 15 starts His strikeout rate is 23.9 percent a pretty modest number so that's kind of weird and He has still had issues with hard contact He's letting up a a lot of hard contact a lot of fly balls that can get him in trouble He's a 4.41 skill interactive era and a 4.81 era And that leads to increased risk that he could let up a lot of runs and get chased from this game early So that does factor into a strikeout prop as well Heaney has taught 5 and S strikeouts just three times in this 15 start sample and I've got him projected for 4.76 tonight So well below this number it has moved Heaney under 5 and S strikeouts is now minus 118 So it's moving to bit There is some interest in the under on Heaney right here, but I do still think that the under is on the right way to go I mentioned I thought I had been on Heaney's under quite a bit recently in total been on Heaney's under strikeout prop Seven times so far this year it's hit five times. So that doesn't really matter That's relevant because it's been at different numbers by an under four and a half of one point. So But it's been successful. So I do feel like books are having a hard time catching up to the fact that Heaney is not as High of a strikeout guy as he was Last year earlier on this year and they're still setting his number a bit too high So at five and a half minus 118 on the under I do still think that there's value in going against Heaney for tonight The final strikeout prop I've got here is actually an over first over we've had across the Past couple of shows for this week. That isn't the White Sox in the Orioles game I like Jesse Shultons over five three and a half strikeouts at minus 112 now You're interested in that market will depend on how much faith you put into what Shultons has done as a starter so far this year because when he was a reliever Pretty low strikeout guy, but as a starter. He's actually been doing pretty well now that's weird because he's a 29 year old guy not super young not figuring something out there in that regard and You never expect guys to get more strikeouts as a starter than they did as a reliever It was from a strikeout rate perspective But Shultons has and I do think it's intriguing that he does back that up from what he did in triple a made nine stars down there His strikeout rate was 23% with a 12.6% swinging strike rate So he got strikeouts in triple a as a starter He's getting them so far in the majors and he's getting a pretty long leash He has had 90 plus pitches and three of his past four stars So I don't know why Shultons is getting more strikeouts right now I just know that that he is and three and a half to me says they're pretty skeptical just fair He's facing Baltimore's offense a very good offense not a high strikeout offense 22.2% strike area for them against righties on the current active roster this year. So It's not as if the situation is great It's actually kind of bad honestly given that I like Baltimore quite a bit, but I just think that Shultons is Probably do a bit more respect than what this number is getting him So I will go over three and a half on Shultons at minus 112 The three strikeout props I like right now for tonight Andrew Heaney under five and a half minus 118 Jesse Shultons over three and a half at minus 112 and Alex Cobb under five and a half Minus 134 all those numbers available right now over at FanDuel Sportsbook As mentioned though, we got to go through our Dinger Tuesday pick for this blessed Tuesday over at FanDuel Sportsbook Which will bring us right back that Astros and Red Sox game It's in the JP France is starting for the Astros and the odd thing about JP France is that despite the fact he is a rightie He can get clobbered by righties He lets up a lot more fly balls to righties and lefties the fly ball right a lot or the ground ball rate for France against righties is 33.3% versus 56.1% Against lefties that's allowed righties to have a 471 slugging percentage against him Now tonight he's facing the Red Sox think about the Red Sox you think about a lot of good left-handed batters Raphael Devers Tristan Kossas guys like that the one righty you could like overall is Adam Duvall But his home run odds are fan to a pretty short at three to one so instead I want to dip a bit lower We can find Justin Turner at five to one tonight over at FanDuel Sportsbook and Turner's not a guy You're typically to think of against righty, but again France doesn't really pitch like a righty because his Splits are so reverse what you would think and Turner has been showing a bit more juice recently His barrel rate in August is 9.8% which is still not high But it's better than it was his ISO in August is 266 He has five home runs and two of those have come across the past three games Now he's playing in Boston Which means as a righty he's doing with the green monster and that can be both a blessing and a curse It's a short porch which is good But because the wall is so high a lot of line drives will not be home runs But Turner's fly ball righty in August is 52.9% so much higher now than it was before So I think it's kind of a convergence of a lot of things It's Turner getting more fly balls recently getting more barrels playing in a spot where if you put the ball in the air you can't hit a dinger and Facing a guy who lets up a lot more fly balls to righties than he does to lefties So if I'm looking for a Dinger Tuesday bet over at FanDuel Sportsbook I'm gonna lean towards Justin Turner five to one to hit a home run for tonight It's a game with a total of ten runs So you're benefiting more from Dinger Tuesday in a high total game You get the benefit of those that five dollar bonus So I'm gonna go Justin Turner five to one as my Dinger Tuesday bed for today over at FanDuel Sportsbook That's gonna be all that we have here for today here on covering the spread as mentioned We are back once again tomorrow with Dr. Ed Feng Breaking down his paper bets for week one across college football We'll talk about the week's biggest games and get you ready for those with Ed's bets via the power If you got any questions for me I am on Twitter at Jim Sonnis J-I-M-S-A-N-N-E-S. You can also follow FanDuel research at FanDuel research want to thank you all for tuning in for today. Good luck with your Dinger Tuesday bets another bets across majorly baseball We'll talk to you once again tomorrow. This has been covering the spread right here on the FanDuel podcast network


So, as David was talking there, here's some questions I got. Mike, hello, Mike. Exchanges use your coin the same way how banks use your money in bank. Yeah, it seems like fractionalized lending is not just reserved for banks. We thought that these places were taken adequate collateral. Maybe that wasn't the case. Everything comes out in the wash. We'll see how it works, but not looking good. And Monk would be good if there are insurance companies coming on the crypto space. We'll refer someone within the crypto. Hey, Beardy. Beardy is more popular on my stream than I am, which stands the reason. He's a pretty popular person. Yeah, that'd be great. I guess the question would be would everybody want to pay insurance for their DeFi plays or their different crypto plays going to zero? I think I would, actually. I thought there was an insurance company out there. Are they still around for crypto? That'd be the big question. Every exchange is a scam. They all do front-running and wash trading. That's the whole point of getting in the middle of a peer-to-peer network where they are not needed.  Decentralized exchange allows us to connect to people. However, there's always got to be market makers and there's always going to be slippage and problems like that. And of course, unfortunately, a lot of the large DEXs with a lot of liquidity are Ethereum based. So you're going to be paying a lot in fees. But that's a good alternative to what we're seeing right now. Danny, should you get a crypto punk? By the one that came before the crypto punks? No, maybe. All right. That goes from above. I'm going to be on this channel at some point. He says, I'm not a fan of Voyager. Oh, I know you're not. I've seen the videos, but I respect your opinion. That's nice. See, that's how it works. People can agree to disagree. And there we go. Alice Moshinsky was stopped in the airport. News to follow. Dan is a what? That's true. Dan is a Webtoon Max. Except I'm old. And that's it. Was Voyager your favorite? Voyager was your favorite. Voyager is still my favorite. Look, I got to buy crypto someplace. And I still like using the service itself. It just, you know, you can't keep anything anywhere. Now I'm a little bit more diligent in taking things off.  If you have to, I was letting things slide. Until, you know, Celsius came along. And then we did that video on Sunday, nine hours later, everything was stopped. So it made me realize that, you know, 3% is it. But thankfully, it was 3% because I was kind of ticked off already with that earn program because of the credit investor. I was like, why, what good does it do me? I mean, obviously I can make more money by saying, here's my credit investor paper, fine, whatever. And then I give me more, more yield. But I'm like, what about the other people who aren't a credit investor? They kind of got screwed. So I'm like, nah, forget it. And I turned over to custody. Then I was like, well, it's in custom again. So I just took it off. So that was it. So actually, I mean, worked out pretty well. Yeah. And then Robert Goss, good point. Could be a minor needing cash. Maybe that was, that might have been from this, I think we're talking about this one right here. Where we could see a big inflow. Yeah, it could be minors. You know, well, let's take a look here. Hold on, let me stop. Let me stop. You want to take a look? Let's look at some data. Let me put in my super secret password. One, two, three, four, five. It's the same combination as my luggage. So let's see here. Ah, okay. Let me share my screen. So maybe let's see how many, well, that could be each point actually. Not really. I mean, as far as Bitcoin minors go, let's take a look at a year. Well, here's Bitcoin minors outflow. So you can see there's a big jump here in 27 July. Of course, there was a big jump here when we'll look at that. When the price of Bitcoin was 62,000, you had a big jump of minors coming and selling. Hey, you know, for all that talk about diamond hands and never letting go and da, da, da, da, da, da. Well, guess what? Careful you listen to because not everybody's doing that. Sometimes I just think that diamond hand comment is just manufactured so people won't sell. That's just my opinion. I've done away with that a long time ago. And then here. Oh, look at this. And there was a spike of Bitcoin price. That was again. Now as it's going lower, I think just not profitable. And they got to get out and get out. Let me blow this look at a week. Not really, really. But tomorrow we'll see those spike up, but maybe not what it was. What we think it is. All right. Good, good point. And let's see. Ian, thanks for coming a member. I don't didn't realize I even had that things turned on. I think it's like, it's like two bucks and you get a thing next to your name. That's cool. I turned off all the super chats because don't spend money on super chats. I'll answer most of your questions anyhow. So just save your money and, and buy some crypto. Not financial advice. Dirty rookie numbers in the racket. James is here. James is here. Geez. I got nothing but celebrities. I got James. Thank you, James. I appreciate it. And I got jungle ink. Another, another legend. I read Palestine was using Tron for stable coins. You think son, Justin son could build on real adoption, but he had to run out of coin. There's this guy. His name is coffee Zola. I encourage everybody to, to look him up. He did a great one on, on this Tron stable coin. And he took a look at some on chain data for all the difference of, you know, who was minting and who was using it. And it was like 90 something percent, Justin son. So yeah, that's what's going on. Kendall says, I'm confused on the three K price. Okay. I did, I did a bad job. Let's be honest. Let's be honest. Rob didn't do a good job of explaining it. So let me go back. There's a link in the description. And it's going to say, it's going to give you three steps to win 3000 bucks. Unstoppable domains came to me and go, Hey, we want to do a promo. And I said, okay, well, and I really don't, you don't do promos. They said, we're going to give away money. So great. We'll give it all to my, all my subscribers. And you know what's great about giving all the way to my subscribers.  So they just give it to you guys. So 3000 bucks is what you got to do. You have to minch your blockchain domain. So what you got to do is the first thing you're going to go to Unstoppable domains. And you're going to find, let's see, let's go Dan. This is probably taken, I would guess. Of course it is. So you got to find something that's like a dot, like a.com or a.io. Well, these are, these are web three. These are addresses. And you just got to mint a dot blockchain. They're very cheap. Well, not Dan's blockchain. Sweet Mary and Joseph, Dan's dot blockchain is five grand. You got to be kidding me. I would find something cheap, something that represents you. Maybe be news. Oh, I'm released. Very nice. So it might cost you 20 bucks or whatever. Then you take that and then you mint it. And there's, there's plenty of videos on, on how to mint on stuff and actually have some here under learn a learning hub. They'll tell you everything you want to know.  ERC 20 is the token. It's on the Ethereum blockchain. So if you have an Ethereum wallet or if you have it in any exchange, you can actually use that. I recommend it, but okay. And then you just attach it to the blockchain to, excuse me, to the, to the unstoppable domain that you've minted. Again, it's, you can watch these and how to do that. Let's see. Right here. What to do after purchasing domain. There's a video right there. And then lastly, you submit this form. You're going to go to this website. I've linked that description. You put in your full name, your email address, your dot blockchain name and have you read the terms and conditions. And that's it. And they got a group of by Ram. You're not going to win 3000 bucks. It's six winners of 500 bucks. So if that makes sense. Yeah. Let's see. Mike says, no way you actually tell community to sell. Look, um, well, I think what we're talking about is with David at a coin ledger is remember that wash trading only it only goes for equities, not for crypto. So you can sell all your crypto if you wanted to and just generate massive losses. Now, depending on where you're at, you can only use so much, so much of those losses. And I think I want to say it's between three and $5,000 per year per annum of how much you can use for, for losses. So just be aware of that. Like I got some big losses, which I'll be using over the next like 20 years. That's just how it goes. So that's what they're saying. But again, once you and with equities, you can't sell it and then immediately buy it right back. You have to sell it. I believe you have to wait 30 days before you can re acquire, but in crypto, it's property. So that's it. Now they are talking about getting away or stopping that that as David calls it an opportunity. So that is still legal to my knowledge right now. And that's it. So yeah, each other. Watch those are no longer available for crypto. There was, they were talking about putting into a bill. And that's all that was, which was a lot of talk, which is what Congress is good for talk. Ian says, Hey, Rob, I managed to get four parcels of land on the crypto verse last month. Oh, pretty cool. And I bet it was cheap too. So I did a video over on Dan D. Jen, which is the risky stuff here is just the basic meat and potatoes dollar cost average. You know, don't be very safe. You know, maybe, maybe pinch that penny a little harder. But over in Dan D. Jen, it's like, Hey, let's gamble. That's essentially not, I'm not saying we're legitimately gambling, but that is like super risky stuff over there. So I do not recommend those for everybody, not for the faint of heart. And beardy says, don't worry in five years. We'll all be wearing gold plated diapers. That would be sweet. Alrighty. What else we got? What was this? David S. So what you're really saying is in a bear market where friends and family and even big exchange are having their clocks clean because of lack of regulation. No, I'm not saying about that. It's not because of, it's not because regulations going to lead to. It is the reason why there's a bear market. I will tell you this. If there was a little more clarity, I can almost guarantee that there will be a lot bigger institutions flowing into the crypto space at some points. I don't think they would get into it now because they're getting out of a lot of things, especially risk on assets. Take a look at the NASDAQ. But what it allows people to do, especially, you can talk about Wall Street or institutions or whoever you want to talk to, the pocket players, their whole thing is they already have money. Their whole thing is risk assessment and making sure they don't lose the money they already have and growing it as much as they possibly can within the allowable amount of risk. And when you have a sector that has essentially no regulation or very limited regulation, the rewards are very high, but the risks are even higher. So why would they do it? Well, I just go over here and do something a little bit safer. And on my $100 million, $10 billion, $3 trillion that I'm able to invest, I'll just get 5% to 6%, 7%. That's huge money. Why would I go over to crypto when there's not any regulation? So that's what I'm trying to say. That's all. What are your thoughts on the Mousy market? I think if you're a real estate agent, it might be time to look for another gig. I'm very worried about the real estate market, especially with the rates going up, because you guys understand when people are looking for, let me get rid of this, hold on. When people are looking for houses, it's not so much the price so much for the house, really what it is, the monthly payment, just like when you go to the car dealership, right? What did they say? It was the first time they tell you, how much you want to pay per month for this Nissan path, whatever it is. You say, wow, 500, 600 bucks. OK, we can put you in that car today. Da-da-da-da. At this rate and this rate, that's right. And they manipulate numbers, whatever else. It's the same thing when you're looking for a house, right?  They say, well, per month, you can afford this much. Unfortunately, because of the interest that has gone up, what you would have paid 1,400 bucks for six, eight, nine months ago, now you're going to pay 1,900 bucks for the exact same price house because of the higher interest rates and mortization tables, right? So if you're taking a look at that, a lot of people are getting priced out and they're not going to be able to pay for it. And I think you're going to have too much inventory for houses and people just are drying up. That's why we have friends in construction and they're telling us that a lot of the home builders are talking about slowing down right now dramatically and not building so many houses because they know. They know what's going to happen. So that only makes sense to me. Why would I want this inventory that just sits around and it's an illiquid asset just sitting there? I can't sell it. I wouldn't want to do that. I mean, I still will. Yeah, you know, bullish whiz, all roads lead to Bitcoin. I got to tell you, I got to tell you, the longer I've been in this space, the more of a Bitcoin maxi I start to become. I mean, sorry. There's no rug pulls. It's already been up. It's lasted the test of time and so on and so forth. Now, the next bull run, I will be called a boomer or I may be called a boomer right now. I'm not for sure.  It doesn't really do anything. It's old technology. And you know what? The only advantage it has is first mover advantage. Let me tell you, I'm doing good so far as in 2010. Decade plus works out okay. Does that mean that there's not room for altcoins? That's not what I'm saying. I'm just saying that I get disenchanted from a lot of them as time goes on. That's what's up. David, SEC fooled y'all and you're brown-nosing them. Look, I don't care how I got to get it done. I don't care if I got a Trojan horse it to get into these institutions. But I just want them to do their job, give a little clarity and go from there. Of course, here's the problem though. There's a flip side of that. As the institutions come in, we love when the institutions come in, don't we? And they bring all that money. But guess what they're going to do? Manipulation. They're going to do a lot of selling. They're going to do a lot of buying, but they're not going to see the grand scheme of things. And they'll sell. They'll dump, just like what they do with everything. And there is, trust me, there is no mantra of diamond hands in institutions in Wall Street. I'm sorry. Yeah, live and learn. I'll sue you. Rip sells, just maybe. Boomer power. That makes me sleepy. Let's see. More or less than Max Kaiser running Bitcoin. Max said, I like planet rays. I don't know. I probably listen to planet rays more than I would Kaiser. Brandon says, Covizela has Sam describing crypto industry as a Ponzi scheme without really knowing what he's saying. You gotta understand. Take it with a grain of salt. What's the first rule? Actually, what's the second rule? Everything's a scam. So take everything with a grain of salt, even me, like even the things that I'm talking to you about, I try to link them in the description so you can actually, you know, look them up and verify. But even the things that I say, you can't take it for face value. You've got to take it, just dig into it and go, was that a deep fake that Rob showed me? Did Gary Gensler really say that? What's going on? And you got to just dig and dig and dig. And that's the only way to get it done.  I'll tell you that. But does he get it right all the time? No. Because nobody does. Because nobody's perfect. It's a good question though. John Paul, you never mentioned Dana. And I got to take a look in that. Love you. What percentage you lost? What percentage you lost this far this year? See, remember, well, Luna, I lost 100%. Let's just be transparent. And then I got liquidated on my crypto loan from Celsius, which in hindsight wasn't a bad deal because it was like, I got liquidated at 2,300 or 2,200 when Ethereum was $2,200. Those days, all those are good days. Got liquidated and that was my loan. The good news is that the liquidation already had the cash and the cash went to the house in Puerto Rico. Now the house is paid off. So it wasn't a bad deal. And then the Ethereum that wasn't was collateralized. I was over collateralized. I got that Ethereum moved to me. I took that Ethereum and I swapped it for Bitcoin and I transferred it out. So as far as like that part, as far as like how much I'm down my portfolio, it's a pretty good amount. But I told everybody before, the market's a little overheated. We should sell some. Take profits. It's one of my rules. It's the last rule in my rules. I got to take profits. So I did. I didn't take as much as I should have, but no one ever will. And I'll never time it right. So to say I'm down, I don't know, 40%, 30%, 40%. I don't really look too much because the only thing I'm really looking for, and I am how much a dollar cost average every week, I take a look at the news and see when the Fed's going to pivot. I take a look at just the basic on chain data that I can, just to see if I should start to ramp up my dollar cost average. And that's what I really care about because in three, five, 10 years, I'll still be here. The question is, will you be here? I mean, I hope I'll be here. Who knows my heart might give out. Let's see. Do I have faith in Ethereum longterm? Nope. I don't. I got time. We got time.  It doesn't happen anymore. Unless you're an army, that's about it. You know, good pensions for the army, decent pensions for the army, but our government jobs. Besides that, it's not the same way. So, yeah, I've got time. This is funny. Robert, I tell you, I don't know Jack, but I was impressed with Cardano's best practice of not doing on-chain changes without first preview. It is pretty interesting. I got to tell you, in one account, they nailed staking. Staking is super easy. I did a video yesterday. Got a lot of guff about it. But trust me. No, no, don't trust me. Verify. Never trust verify. Go take a look at, try to stay Cardano. Just go do it. I got a video about it. It's linked in the description. And you can put it on. You can take it off. There's no lockup periods. APY is between 4% and 6%. There's a plethora of different nodes of stake pool you can join. And you can verify and take a look at them all. It's pretty cool. And it works great and flawlessly. I don't think Cardano's ever been down, has it? They have NFTs and DEXs. Yeah. Yeah, this is a good question. One mad one Martinez. What regulations do you believe should be in place? There's really, well, I guess you want to say four, but it really comes down to this. We need clarity. So we need clarity. What is a security? Okay, give that to Gary. If it's a security, it goes to Gary. What is a commodity? Well, that goes to Yellen. Go to CFTC. What is a currency? Well, that goes to the OCC, the Office of the Comptroller of the currency. Maybe, hopefully, if they get it right, they say, you know what, maybe we don't even want to do that. Maybe we just make a fourth one. We call those digital assets and we have that. That would be like what we call in the military, like when I was a combat medic, we call it triage.  I don't think it's going to be that way. So at least give us clarity. And the second, or I guess the fourth one, will be stable coins. I truly believe that if you call yourself a stable coin, you need to back it up with something that's actually stable and is pegged to something except hopes, dreams, and unicorn wishes. So I really think that they should, if you say, I have a, here's, we have a hundred billion market cap. You should have a hundred billion dollars or assets that are real assets that you can liquidate to fulfill that process if there is a run on the bank. And the only way that can happen, I mean, let's be honest, a little regulation and someone to actually take a look at that, that data. Now it would be awesome if you could use like chain link and verify that on chain and pull this off, this off chain data into the blockchain and then people could just bear anybody can verify. That would be sweet. I don't think we were there yet. So stuff like that, I think is pretty important.   So things like that, I think are the base and then we shoot off them there, whatever that comes to. Your wife is photobombing. She's, well, she takes president. That's why. She's the better. She's the better of both of us. I was just talking to the Jerry, a friend Jerry Hall and he's going to do some real estate investment over in Costa Rica. And he's got, he's, he bought property with a 50 foot waterfall and he's got eight different houses all around it. We're going to do a video series on it. It's going to be pretty good. And he was just asking, he's like, well, you know, with Airbnb and how's that work? I go, here's the mastermind right here. And Gabby was right here when we talked to him about the different things that he should look at and look to do and some cost analysis. And it was pretty good. Why no faith in that thing? It's a blue chip, right? I just, I know it's supposed to be, first of all, that difficulty bomb got delayed. So that'll, that'll increase the time between from moving from proof of work to proof of stake. So it doesn't make it unmindable for the miners right now. So I'm going to push that out. That's fine. But the thing that concerns me is this, there's, there was three different sections to get to what was called ETH 2.0 on the other. And I don't know what's called now. I always forget. So the first part of that already should happen. The next one we're looking at is the merge, which is going from the beacon or the beacon chain to going on to the proof of proof of stake consensus and then moving into sharding, which would be the third and final step. And that's not even going to come until we don't know. The merge has even been delayed. So the, so I just look at it and I just think it's just, it's a difficult thing because it's like building a foundation of, you know, if you don't have that foundation of concrete, right for a very tall structure, it doesn't matter how much support you, you build as you go up, it'll still crumble. And I just, I have a hard time with a theorem. And I think it's got a first mover advantage. That's for sure. But I mean, so did Friendster and so did Myspace. Hell, even Facebook had a pretty good, pretty good run there for a while.  I don't know if there's any even open. Oh, this is a great question. I will bring this up to Simon Dixon. Celsius had said that they did over collateralized loans to retail and institution. So did that not happen? I don't want to get sued. So I'm just going to say I don't know. Proof of reserves. That's the thing. I don't know. That's why like the only stable coin I use is USDC. And the reason why I do it is because the CEO, Alair, I always say his name, hopefully right. Alair, he went before Congress and said, we are 100% backed. And here's all the paperwork and documentation that you need. You can pour through it. Here's all our assets. So the things that we talk about as far as like the billions of dollars we have, we have it right here in reserves. So if there is a run or people want to take out all their USDC or offer just cash, here's the documentation. I'm like, I like that. I don't know what that is. How bullish are you in the meld? I was supposed to talk to Ken Oling a couple of weeks ago over in Austin. I missed him. I like, again, projects are great. They look good. And there was a question that was asked of me two sessions ago. And it was a great question. I think it was by John Marie. John, something. John Marie, John Luke. And he said, hey, Rob, he goes, if you take a look at your cut, which is, we'll eliminate the cut, the community utility tokenomics in time. Didn't that fit the criteria for Celsius and Voyager? So if it fit the criteria, what you use, why did it still collapse? And I had this lackluster answer. And I really thought about it for like the whole day. And I was thinking to myself, the cut really is to help you distinguish between like these new products that are coming out. And that's, it helps out a tremendous amount when you have, like, we're going to talk about sweat. The four products, the four projects I've reviewed on Dan D. Gen was Gensokishi. It was Everdome. Fame. And then now we just did one called sweat coin. Video will be out soon. And the four things that those all had in common was a massive, massive community before they even got into crypto. So like with Gensokishi, it was called Elemental Knights. It was already on Nintendo Switch, PlayStation, Android and iOS and had millions of players. They were going from free to play to play to earn. And to me, I'm like, that's, that's a slam dunk. They already have people coming in. Why not? And then with Everdome, they had with MetaHero. And then with Fame, it's the mixed martial art Federation over in EU, more specifically in Poland. And the people that fight in there are all influencers, YouTubers and TikTok and stuff like that. So like, that's a huge win. And then with sweat coin, they have over a hundred million users. It's the number one app. It's the number one health and fitness app on the globe with over a hundred million people. It took them 11 days to get to one million crypto wallets. It took them 21 days to get to two million wallets. And now they're already sitting at 10 million wallets. So when I took a look at this and I'm like, there's no way that, because they have so much that the community drives so much before they went, it's easy enough. And yeah, utility and tokenomics team are one thing. So the question then was like with, like with meld and Voyager and Celsius, what happened?  The next step is sustainability and scaling. And for that one, that just is just you being on top of your investments and making sure that you study as much as you possibly can and keep on them. And a prime example, a prime example was when I lost a bunch of money in zero token. Damn exchange. So what I did was I bought this zero token, something or other, and they did a token swap. I didn't pay attention. I lost all my money because I wasn't paying attention. And that's the same thing with like all these ones, like with the Celsius, with potentially whatever was going to happen and all the different other ones. If we don't stay on top of it, that's the only way because the cut can get you through the door and find you the good ones.  I got to get out of here. It's not a one and done thing. You have to keep on it. So that, that's what cut is for as opposed to like the longer ones. Okay. No, it wasn't, it wasn't for, it wasn't the $3,000 to give away for Bitcoin. It was for unstoppable domains. Also do this in Spanish at some point. Sorry. Rob, debating about selling my house and being on a big cash position. I got to tell you, we sold two of our houses. When was that? I don't know. February? Somewhere around there. February, March, I think. January, February, March, somewhere around there. Two of them that were here in Houston. It was just the right time. I think now it's a little bit more difficult, especially with the rates going up.  No way. There's only one blockbuster left. I can't even talk about that one. All right, everybody, it's been an hour. So that's it. So look, if you liked today's video, give it a thumbs up, give it a like, subscribe, all that good stuff. And thanks for stopping by and hanging out with me for an hour. If you liked it, come on back tomorrow. Do the same thing. I think, actually, I take that back. I just lied to you. I'm probably not going to do a video tomorrow because we've got to do a lot of things with the other house to get things ready. And then we'll go back to El Paso. But a lot of good things are coming up. We've got Simon from our Simon Dixon from the Celsius Restructure Plan. And then we'll go from another surprise coming up next week. So that's it. So thanks so much for stopping by. I appreciate you guys. And I'll see you in the next one. Adios.


Well with strong storms possible tomorrow on the 4th of July and the chance that they could be severe, cities in the area are making plans to deal with the possibly inclement weather. Stars and Striped Stays and Pequot Lakes is moving up the start time of their parade. The parade will now start at 11.30 a.m. instead of noon. A kiddie parade and bed races event is also started earlier at 10.30 a.m. The 4th of July celebration in Brennan will go on rain or shine unless there are dangerous conditions such as cloud to ground lightning strikes. The Brennan Community Action Facebook page will have all the latest information. Plans are still for the parade to start at 4.00 p.m. with entertainment on stage at 6.30 and the fireworks set to go off around 10.15. And fireworks for the Bemidji JC's water carnival will go off as planned unless there is severe or dangerous weather in the area. If you enjoyed this segment of Lakeland News, please consider making a tax-deductible contribution to Lakeland PBS.


Just to show you some tips about the power slap is For example, you can still do a boxing hook with a palm, which is good, too Okay, so what I mean by boxing hook is that your your elbow has to be Directly behind your attacking point So if it's like this elbow down that you actually when you hit this way you lose power So you need to move this elbow to be parallel to the ground and you need to move this palm So that's this way if you hit like this Here's the flat surface right if you like this that you're not on straight on it You need to bend your palm so that it goes straight on the surface And this need to be directly behind and then most likely you're gonna be raising your shoulder to do that Okay, so from a regular boxing hook All this is happening from the turn of the heel hips Shoulders and make sure that this shoulder comes back And then this is aligned so there's a lot of mechanics and it's kind of hard to learn It's not really natural, but it's still good. So for example, we can do it. I'm just doing it on his shoulder here. Okay, really lightly, okay? Okay, so Feel that right? Okay, so that's pretty good. If you can hit something back Right on the side of the head that could be potential knockout now Like I said, the power slap is a little bit easier to use and it's more effective because you can use a lot more Right, so I'm gonna show you what happens if I hit with a regular boxing hook With my forearm Not much happening there, right? Or if I hit with my elbow even less Nothing, right? Okay, so you only have this much or even if you fist even less open up to a pound There's a little bit more. Now if you do a slap with a whipping motion So remember we did a slap, but now we're gonna add the whipping motion Okay That's that And that's just using my forearm. I didn't use my hand and I'm gonna use the elbow part All right, so I use my and then that that has some not as much but more than the boxing style, right, right? Okay, so the reason we it works with the hip or with the whip is because the energy travels down the whole arm Instead of just going to one spot Whipping motion makes it go from all the way from the shoulder down to your arm and wherever it connects That's where the energy goes Okay, so when we hit with this even like this on the neck with the whipping motion Actually Energy goes just as much as if it was on the hat All right, so just to practice You're the partner don't hit hard to turn the shoulder practice in the hand Okay, then the forearm with the whipping motion And you do even closer To get that motion Okay, so that's adding the whipping power to it And that would add more power and then more effectiveness. We're using your whole arm. Is that just your hand?