From theCUBE Studios in Palo Alto in Boston, connecting with thought leaders all around the world, this is a CUBE Conversation. Hey, welcome back everybody. Jeff Frick here with theCUBE. We're in our Palo Alto studio. It's still 2020. We're still getting through the COVID crisis and we're still reaching out to our community really to talk to leaders who have led through difficult times, led through transitions and really go out to the experts and get some advice from people who've been around the block a few times. And I'm really, really excited to have one of my all time favorite business executives joining us. I haven't talked to him in years and years and almost decades. David Potrick is joining us. He is formerly the CEO of Schwab, how he kind of made his name. Now he's an author. He's teaching at the Wharton School. He's a New York Times bestselling author and he's also the chairman of Red Eagle Ventures. David, great to see you. Thanks, Jeff. It's good to be with you today. Absolutely. So before we get in, just to check in, how are you doing? How are you getting through kind of 2020? I can't believe we're already on the backside of this crazy year. Well, it's been a pretty challenging year, as you know. And we've seen companies learn to operate in a virtual world. Zoom has been one of the huge beneficiaries, but technology companies in general, the whole Fang group of Facebook, Amazon, Netflix and such, they've all benefited from people getting more virtual. And one of the non-profits I'm involved with sends out videos to schools on social and emotional learning and that's seen a big uptick. So the world is changing and changing in very substantial ways. And I don't think we'll ever go back to the way it was in total. We will go back to having face-to-face meetings, of course, but I do think that operating virtually and doing more things remotely, remote business meetings over Zoom are going to be a fixed part of the future, at least in my opinion. Right.  And for a lot of the young people that don't remember, there was a time before we did everything online. There was a time where you had a broker and you called them on the phone and you paid a pretty big price based on a percentage of the transactions. You were at Schwab in the late 90s when this new thing called the internet came along and these new things called internet-only businesses to compete with you. I wonder if you can kind of take us back as you started to see some of these new kind of threats kind of coming not necessarily from people that you recognize from up and down the street, but people that are coming over horizons that you've never ever seen before. And how did you start to get a feel for the landscapes of changing? You know, it's really funny to look back that there actually was a day when something called the internet didn't exist. And there was no connectivity. There was no internet. And we were of course at that time a telephone-based brokerage firm what used to be called discount brokers. We don't use that phrase very much anymore at Schwab, but we were a telephone-based discount broker and the internet popped up and started becoming commercialized and some online-only brokerage firms popped up. And these firms didn't have call centers. They didn't have branch offices. If you wanted to do a trade, you did it over your computer online and the pricing was dramatically less. To give you some idea for to buy 100 shares of IBM, Merrill Lynch would have charged you $250 for that one trade. Schwab would have charged you $80 and E-Trade would have charged you $20, $25. So we were much cheaper than Merrill Lynch but E-Trade was much cheaper than us. So we were at the time we were worried about is there enough security on the internet? Can we do trades? We have a reputation to protect a brand new company. They don't have a reputation to protect. We have customer security. We have a reputation to protect. Well, we started doing online trades and the way we did it was we gave all of our customers a 20% discount on our normal pricing. So instead of charging 80 something dollars, you paid something like $60. So it was a nice discount. Customers liked it. They were doing online trades and we're seeing that is just taking off. It's getting huge and we're getting great press. The analysts love it. Wall Street loves it. We're a public company and it's going great.  Why are they able to do an online trade for $25 and you're charging $65? I thought you stood for value. I thought you guys wanted to be the best value for the money. So I'm in this dilemma where Wall Street doesn't see these letters. They don't get reported. I see them and their dozens and then hundreds and then thousands. We have millions of customers to get a thousand letters or emails in a month. That's very possible. And so I go to Chuck with this and I said, you know, I think we need to make a change because no great company was built on the back of unhappy customers. Right, right. But you know, it's so funny, not funny. I'm sure it was a huge challenge in the moment, but you know, Clayton Christensen's another one of my favorite business leaders and why I like him so much as is in Rest in Peace he passed earlier this year is his very simple statement and innovators to limit that smart peeping, making sound business decisions based on their customer feedback will always miss discontinuous change. You were right in the middle of this thing and you had to get discontinuous change. And it's funny, you've mentioned quite a bit in some of your other conversations about looking for faint signals. Well, this was not a faint signal. This is pretty much sounds like came up and banged you over the head. So how do you make and convince the rest of the people of the team that this is kind of a short-term pain, but it's a long-term gain or really thinking about this long-term relationship with our customers, even though it's going to cost us on kind of a per transaction basis in the short term. Well, I had our financial staff run some models and show me what would be the impact if we reduced our pricing from 60-something dollars a trade to $29 a trade and the assumption of more and more trades moving to the internet. We also had a model into that, the fact that people trade a little more when prices go down, costs go down because I don't have the cost of someone answering the telephone. So there were some benefits and I had to run the math to understand how long would it take us to go through the trough to get to the other side? A big important part of this is modeling the numbers. You don't just make this decision as a public company and just hope for the best. You need to model it out. You need to run math and say, how long will it take? What do we have to assume? What do we need to do? What costs do we need to cut? How are we going to protect ourselves as best as we can? And we knew that the math said that our profitability will go down 25% when we make this change of internet pricing. And we expected that Wall Street would be so upset because they didn't see this coming. No analysts saw this coming because they don't know about complaint letters I'm getting. So analysts would be upset and the stock would go down 40%. Going to your board and telling them you want approval for a 25% reduction in profits and a 40% reduction in your stock price is not what you want to do as a CEO. You don't want to go to your board with that. And when they ask you, well, how sure are you that we're going to climb out of this? You say it's going to take 18 months. What if it takes three years? I didn't see the choice we had. Honestly, in my heart, you don't build a great company with an increasing number of unhappy customers. I didn't think we had a choice. And Clay Christensen was one of the consultants that I used to help me think all this through because it was really hard to make this change, Jeff, because we were doing so well. Ostensibly, we were killing it. Right. So it's interesting. I wonder if you can contrast it to what's happening, say now with COVID, right? It was this, didn't sneak up on anyone. It was a really kind of a light switch moment in mid-March where suddenly everybody has to work from home. All your digital transformation initiatives are now put on fast forward, but we still have this situation where there's a variety of potential outcomes in timing that's really hard to gauge. So when you're thinking about managing through change with imperfect information, and you almost have kind of, will we go back to normal? Will we stay where we are now? Or some spectrum in between, how do you help people think about how they should come up with contingency plans and think about kind of managing through a number of options with imperfect information and really kind of no clear line. You said you had an 18 month kind of ROI that the analytics point to. We're not really sure how long this thing is going to go and what it's going to look like when we get to the other side. Well, I think there's two issues there. One of them is how we get through this pandemic period. Until we get to, there's three things we need. We need inexpensive testing that is not done by a professional that we can do at home to see if we're sick. That's number one. Number two, we need a treatment that helps us get through this and get to the other side without dying. We need the fatality rate to even drop further. And number three, we need a vaccine. So those are the three things that we need that the world is working on, all three of those. And my guess is that in the first half of 2021, we will have all three of those. We'll have all three of those and this will be a thing, basically a thing of the past. So, but I don't think the world goes back to exactly the way it was. People have learned they can have very effective meetings without everybody flying to Chicago or New York or Los Angeles. They can do it over Zoom. That doesn't mean meetings go away, but I think they're gonna go down in numbers and more online things are going to happen. More people are gonna be working from home at least part of the week. It's gonna be different.  People look at that as anecdotal information. I think it's more important than that. I think you need to see the passion behind the voice and the eyeballs of some of your best customers to understand what's going on with them and a lot of CEOs don't actually do that. Right. You made a really interesting comment in another interview that you did earlier and you talked about the high gain question and one of the challenges of all CEOs is nobody wants to be the one that tells the CEO bad news whether that be someone on your staff whether that be some lower level person who's on the front lines and really knows there's some broken things or whether it's a good customer as you said in kind of a social setting, how are you doing? Oh, we love you, blah, blah, blah. But as a CEO, you really have stressed that that is some really important, hard to find and hard to kind of filter information up to the executive suite. So what were some of the tips and tricks you used to make sure that people either, A, weren't afraid to tell you bad news and B, that you could kind of go out and sniff it out a little bit more creatively than just kind of waiting for it to come through in the weekly reports? Well, obviously, you know, I think all kinds of executives get out and they talk to their customers on a regular basis. They're out and they're talking to them. The problem with those kind of discussions are no one wants to be disrespectful. People want to be nice in those meetings by and large and you ask questions, how are we doing? Oh, you guys are doing great. Meanwhile, the guy who tells you you're doing great is also looking at some newer technology that might replace you. So that kind of question doesn't get you very far. So what we used to do to be quite specific is that we used to do a monthly luncheon where I had 12 of my mostly top executives but some people a level or two down, 12 Schwab people with 24 customers. And so there were tables of six, two of us, four customers and we had a theme that we would talk through. And the themes were always around things of if you had to pick out three things we don't do well, what would they be? Give the customer permission to be comfortable being critical. What are the three things that you've heard about our customers, our competitors doing that are better than us? What are the things that we need to change to make you even more delighted? You need to ask those kinds of high gain questions where there's no polite answer, you have the customer is permitted and given the opportunity to answer in a truthful and critical fashion. That's a great lesson. But as you said, give them permission and give them the forum ad and the forum to say some of those things so you get some of that information. Another great leadership principle that you shared many times I want to dig into a little bit is kind of motivation versus inspiration. And that those are often confused but very different concepts in the way that you lead people. I wonder if you can dig in a little bit on your philosophy on those two things. Sure. You know, it's funny, those terms motivation and inspiration are used almost interchangeably as if they're the same thing and they're not. Motivation is fundamental in business and it's the exchange of behaviors for rewards. I was a psychology major in college. This was one of the things we learned about the exchange of behaviors for rewards and that's motivation. Inspiration on the other hand is the effort to make people want to do something for not full rewards that are tangible but to be part of something great. We want you to be part of a movement. We want you to be part of something special, something that's gonna change the world for the better and trying to get your employees to buy into this notion that we are on a mission and that mission is to make the world a somewhat better place. That doesn't mean we don't make money. Of course we make money, but we're also out for more than a financial bottom line. We're out for a bottom line that's great for customers and may be pretty great for employees as well. So it's interesting because have you seen them, right? You've been in finance forever. It's always about the shareholders. You've talked about the stock price of a number of times in terms of a measure but it seems like more kind of purpose led or purpose forward organizations now are more appealing to kind of the younger generation. I think the search for a little bit more meaning in your day-to-day job and what that company is all about seems to have elevated over the last several years and taken a higher role in what these to call like triple line accounting. You know, is it not only your shareholders who always are at the top of the list or have been traditionally but your customers, your employee and more and more either your community and even the environment. Have you seen, you know, kind of a swing towards it's not just about shareholder value? Well, not on Wall Street. I think, you know, Wall Street is about money. Yeah. And the people who go to work on Wall Street and the way Wall Street operates, it's measured in dollars and cents and share price and profits and distributions to private equity partners and so forth. It's a numbers game and it is a profit game on Wall Street. You know, we should be honest about that. It is what it is. Sure. And I have yet to see the Wall Street firm that is talking about triple bottom lines because that just doesn't happen very much on Wall Street. It doesn't happen from my perspective. It almost doesn't happen at all. But there are other companies where they do talk about a more triple bottom line. And I think as a leader, if you want to be that kind of company and you want to be that kind of leader, you have to be comfortable talking about that and not feel embarrassed by it and not feel that, oh, that's too airy fairy that's too goody two shoes. If you really believe that our goal is to have a triple bottom line, profitability, great for employees and great for customers and the world at large, then as a leader, you need to talk about that. You need to be willing to stand up and have those kinds of conversations and let yourself be challenged by perhaps the press, employees, shareholders who think that that's not a good strategy. I believe that in many cases, that's a great strategy because on a long-term basis, you don't want every employee in your company and all of your senior executives to basically be up for sale that if a bigger job comes in with a bigger compensation, they're out the door. You're looking for loyalty. You're looking for buy-in, for participation, for wanting to give every bit of themselves for the mission of the company. And as the CEO, if you want to take that path, you got to be willing to put yourself out there and talk about it and suffer the slings and arrows from those who don't believe that that's the best path for the company. Right, right. Well, that's another thing that you talked about quite often is really that the company feeds off the passion of the CEO and the CEO has to have that passion because they're looking, they're watching, they're looking at your moves, they're looking at what you say, they're looking at your body language, they're looking at everything that you do. And I think within the context of these transitions in these difficult times, you have another great line that you've used a number of times, which is you need to have a perception of momentum. I love that line. So everyone needs to think that we're on the right path. We're not there yet. I feel it. He looks like he feels it. He looks like he's confident. So now I'm confident and I'm going to jump in and help be part of this change process. You've seen that time and time? Well, momentum is a tricky thing. You can have momentum and not have the perception of momentum because if you're doing a turnaround, what often happens is in the early stages of the turnaround, the numbers start to change, but they're small and you really haven't seen, it's not a steep, the turnaround doesn't go steep. The turnaround goes and builds slowly. And what you need to be measuring in the beginning are kind of the inputs and behaviors rather than the output sales and profits. Those take longer, but you need to build belief. You need to build buy-in because it can take a long time before things start getting better and you don't want your best people to wonder whether this is the right move, should I be looking for another job? So you have to build the perception of momentum even as you're building the reality of momentum. Right, right. So another thing we cover a lot of tech conferences, obviously cloud and AI, machine learning are hot things, but it always goes back to the big three. It's the technology, okay, but it's also people and more importantly, I think that gets left out as process. So when you're thinking about your management and again, especially through a transition or a difficult time or some unknown and choppy waters, how do you think about those three, prioritizing those three and organizing those three between people, process and technology? Okay, well, you're always looking for technology that can be implemented to give you productivity, best of, better customer service. You need to be monitoring what your competitors are doing and be looking out sometimes at the bleeding edge where you don't need to implement those kinds of changes right away, but you need to know where you want to go down the road. So you have some sense of that. As far as process goes, your processes are both a strength and a weakness because the strength of how well you run your processes today is also how hard they're gonna be to change tomorrow. You know, companies are built for predictability, reliability, risk minimization and all of your processes are built for those things, but those are also the things that are the opposite of big breakthrough changes. So you need to be thinking about, are we strengthening our processes, but also if we have a change coming that's going to require a change of some of those processes, how is that going to get in our way and how are we gonna get past that? Right. I've left people for the last because to me that's the heart and soul of a successful executive. One person never gets everything done. It's all about the quality of your team. You've gotta be a recruiter. You've gotta be always on the lookout for new talent that can help your company and you gotta be thinking about how you were gonna recruit that talent. You have to be a magnet for talent. When I sit on boards and I talk to the CEOs, I ask them what are you doing to be a magnet for talent? What does that mean? What are you doing for great people to want to work for you, for you and your company? What are you doing? How are you reinvesting in people? How are you putting time and energy in their professional development, in their growth, how are you getting to know them? How are you understanding their ambitions, their hopes and desires for the future? How much time and effort do you spend on that? And that's all part of having people not leave. Everyone, in a way, you can look at the world and think everyone is for sale. But you want people that are not for sale that are committed to you and committed to the mission. And in today's world where everything seems so fluid, I know my ideas about this probably seem very old and perhaps out of date, but I still believe in them with all my heart. That you want people that are committed to you and what we are accomplishing together. And you have to be reinforcing that with your words and even more importantly with your actions. Yeah, I think it goes back to your inspiration. I mean, people are much more motivated by inspiration than just collecting a paycheck or getting a compensation back for what they're doing, which is a great segue to kind of the last topic I wanted to cover with you. And I remember this, we had dinner, I think it was in 1996 as it's Wharton's, Y series and you were such a phenomenal speaker and I remember asking you the question, I remember your answer and I repeated it ad nauseam for the last 20 years. We said, David, you're such a great speaker. Why, how? And you were so matter of fact in that you just said, hey, it's an important part of my job. I treated it as a skill, I hired a coach, I practiced like I would do any other skill. And why that's such a powerful story is you clearly are in a position of power. You could clearly have a crazy ego that got in the way of such kind of a matter of fact, accomplishment of these tasks and all the PR people I talk to and they hear the story, oh my gosh, we got to get them talking to my executives because so many people let ego get in the way of what is really an important task for CEO and a leader which is communication and you recognize that early on and really went after it to make sure that you were very good at this very important task. Well, what happened to me, I got lucky. I got lucky. When I got promoted to be the CEO of Schwab, I knew I was gonna have to do a lot more public speaking and I already thought I was pretty good at being a public speaker but I thought I needed to fine tune my messaging. I needed to get it better. So I looked around and I got some referrals and I hired a guy that I thought was gonna be a speechwriter for me that would help craft the message. And we had our first meeting and we're talking about an upcoming speech and he says to me things like, well, Dave, I wanna know more about your life. Tell me how you grew up. Tell me what your proudest moments were. I wanna learn about you. And I said to him, Terry, I'm not looking for a biographer. I want a speechwriter. I need a guy that can help me craft my message. And he said, well, Dave, that's not how I do things. I need to know who you are. I need to know what your passions are and where they come from so that we can give a message that has more than just words. It has meaning. It has your passion built, excuse me, built into it. That's what we need to do. And that's what Terry taught me was that it's not just the words, it's also the passion, energy and meaning and connection behind the words. And I wanna mention one other thing that I think is very important. When people talk about being really good communicators, they often talk about speaking. They don't focus on listening. And listening is a tremendously important skill.  The Q&A session can even be more important than the speech sometimes because all the employees know that the speech is something that was prearranged. It's not on the cuff, it's something that's been thought about and prepared but the questions and answers are authentic and in the moment. People are clamoring for authentic leadership. That Q&A session where you're listening for the question and maybe the question behind the question. So you're not just trying to get through them as fast as you can but you're trying to really answer and listen for the question and the question behind the question and then answer those from the heart with passion and that's how you will score the most points with your audience. That's great. And then who knows what comes from it and getting ready for this. I came across your blog post talking about Gopi Kalyle, mutual friend at Wharton who reached out to you after that same dinner and you were happy enough or you were kind enough to respond and grow a friendship and a relationship that again has lasted for decades. So that's such an important message to listen. As somebody said, right, God gave you two ears in one mouth. Should try to use them in that ratio. Well, David, thank you so much for taking some time. Again, I think these are really trying times in leadership. I think it's really an opportunity for great leaders to shine and those that don't, there's really no place to hide. So I really appreciate you sharing your insight and taking a few minutes with us. Thanks, Jeff. I hope all the people that follow you and listen to your broadcasts learn something today and come away with some benefit from this time we've spent together. Undoubtedly, undoubtedly. Well, thanks again. All right, he's Dave Potrick. I'm Jeff Rick. You're watching theCUBE. Thanks for watching and we'll see you next time.


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What is up everybody? Jason here for jazby'scasebrakes.com. We just sold out another five-star, this time pickaxe number six, via this R&B that features the Angels, Dodgers, Mets, Tigers, Reds, Blue Jays, White Sox, Rockies, Twins, Giants, Guardians, and the Oakland A's. You get a piece of these teams via the serial number. Now of course, if we go, we go by the left side of the serial number, so those are examples there. Any and all redemptions go automatically to spot zero, and if there's any non-numbered cards those will be randomized to the customers there. No, I'm sorry Joe. I didn't, I muted it earlier because someone was asking me a question about something, and I muted it, but then I didn't realize it. I didn't unmute it, so when you said did we lose sound, I was like what? What are you talking about? And then I realized it. Sorry about that man. Hope you're feeling better. All right, here's the customer names and the numbers. Let's click roll, and it is a two and a four, six times. That was funny. Two and a four, six times. One, two, three.  Freaking, coach is making me deaf right now. Oh, you're like wow, I didn't know that was a symptom. Two and a four, six times. Joe done a Joe, and of course six times. One, two, three, four, five, six. Six times there, six, six, five down to two. All right, so again, six times, six times. So Joe you have spot five, Jeremy with seven, Matthew with three, Steve with nine, Brian with one, Ryan with eight. Six, Joe, Andy, and our redemptions for those teams to be yours, Matt, McLaughlin with four, Lost Ball Mode, Joe, Andy with eight, and then Joe you have two. So I'm just going to delete this really quick. So I can alphabetize it without messing that up. Paste it there, make it look nice. Same thing here. Now coming up in a separate video guys, it's going to be the break itself. Good luck.


Good morning, you know as you get older, it's always a question when I get up or my legs gonna go It's like if you sit a while It's like your legs forget how to walk and praise the Lord they worked this time Well, I have the privilege this morning of talking about the characteristics of Jesus love and that's what we see in verses four through six Turn with me if you can to set first Corinthians chapter 13 Those first three verses that are gonna be talked about later Show somebody who has gifts but has never partaken of love and You'll see from those verses. It's kind of a disaster kind of a train wreck Because what really matters is his love in us, isn't it? You know, I remember in the old days. We sang a song. They'll know we're Christians by our Love, right and that's so essential and so important, but just as Jenna said We can't love like that in and of ourselves in my flesh I'm just the opposite of all the characteristics of love that we see in chapter 13 All the characteristics that are found in Jesus. This is the character of Jesus This is who Jesus is and apart from him I can't love like love is described in verses four through six It's only as I die to my flesh and I'm Filled with his love by the Holy Spirit by his power by his grace That I can love the way that I should Let's look at chapter 13 verses four through six love suffers long and is kind Love does not envy Love does not parade itself is not puffed up Does not behave rudely does not seek its own is not provoked Thanks. No evil does not rejoice in iniquity but rejoices in truth and Even as I read that I get convicted. Do you?  I don't have this kind of love But I'm so thankful that I can be plugged in to real love and that's through Jesus Christ The verse that Jana quoted first John 4 19 we love why Because he first loved us I've partaken of his love when I asked Jesus to be my savior When I asked Jesus to come into my heart and his Holy Spirit comes to dwell in me Then I am capable of loving as he loves as my flesh dies And I get out of the way then his Holy Spirit can shine through me the love of Jesus It's Impossible apart from him to love the way this love is talking about in 4 through 6 We can only love because of his love and when I do accept Christ 2nd Corinthians 5 17 says this therefore if anyone is in Christ he is a new creation aren't you thankful for that? Hallelujah. I'm a new creation all things have passed away all thing how many is all All things have become new Because I'm a new creation in him and he enables me to love with his love The description of his love here is in sharp contrast to everything the Corinthians were That's why he gave them chapter 13 to show them. It's kind of like a litmus test How are you faring in these things? How is your life in these things? How are you doing and as we go through those things?   It's not what you put in there It's what's in the heart and it comes forth from the mouth and usually it's not a kind word These Corinthian trick Christians had a hard time with this also Why in the world did love get so warped in us? because of sin because of Satan He wants to rob us of all likeness of the character of Jesus But you know what I thank God that his holy spirit is in me and his holy spirit gives me desire To be like him. It's not in my flesh But as I yield myself to him he gives me the desire. Oh Lord I want to yield myself to you so that you can be that light through me so that you can show that love through me Therefore we're gonna look at the first one love suffers long is patient That's just the opposite of human nature, isn't it? We're impatient This is the first quality that love displays when wronged love is patient And I might add silent Usually when we're wrong, we want to strike back. Don't we we want to get that person back You know sometimes I've shared this with some of you before but my husband is of an age That he's having a hard time hearing and he's having a hard time remembering things and I remember one morning I was doing my devotions. I was sitting in bed and reading the Word of God and the Holy Spirit was convicting me But I wasn't listening, you know, you can not listen when the Holy Spirit speaking He speaks in a still small voice and if I don't have my spiritual ears on I can't hear that small voice And I'm sitting there thinking what's his problem? He can't hear. He can't remember. It's pathetic And I have to deal with it. It's so sad that I have to deal with it Now I'm reading the Bible. I'm having my devotions And I'm sitting there and I'll tell you what pride was just oozing out of me I'm just thinking he's just lame. I just wish he would get with it. Oh Lord, let me pray Lord Lord Make him hear just make him remember and then it won't be so difficult for me Because the problem is when he asked me a question I give him the answer and then he says the question all over again, and I'm like, what's your problem? I just answered you and then he'll ask me the question again Now usually we're in two different rooms. You know how that is We actually need to have a baby monitor so we could talk through the baby monitor But anyway, we're in two different rooms and he asked the question again and the second time I am still patient and nice and kind But the third time that's the changer. That's when I say what is your problem? And he says you don't have to be so mean Or then I ask him about somebody, you know, we both taught High school at the same high school and I ask him. Oh remember so-and-so. No The other day I saw a picture on Facebook of one of our former teachers a guy who was single at the time He came to our Bible study in our home for several months And I saw something exciting that was happening in his life He had a new baby in his life. He didn't have it his wife did but I'm telling honey Look at this. Look at David. He has a new baby. He said who I Said David remember David David that taught at the school when we were teaching there. No You know David that came to our house for months and had Bible study the single guy that wanted to make Christian films remember No You want to slam him up against the wall, you know, well, like I said, I'm sitting in bed thinking How amazing that I can hear how amazing that I can remember and The Lord that day didn't swap me. He just left me alone So the next day I'm having my devotions the same thought came up. It's amazing how it can reoccur. I Just can't believe his hearing and his not knowing not remembering. What is his problem and just like that the Lord said I Could take that from you just like that. I Have allowed you to hear and I've allowed you to remember for a purpose and that's the purpose of Your husband, you ever have one of those Holy Spirit swats Let me tell you in the south we say he took me to the woodshed He gave it to me and then he showed me oh Yeah, you can hear and you can remember but look at this stinking pride in your life And what does it say about pride? Pride comes before a fall and I'm thinking oh god, please I'm sure I'm gonna get all Alzheimer's tomorrow because of that when unjustly treated Love refuses to get angry or resentful when It suffers wounds and injury. It does not strike back And that's our reaction isn't it? Hey, you treat me right? I'll treat you right We heard this recently in this political campaign. They didn't treat me fairly So I'm not gonna treat them fairly you see that's not God's way is it? Jesus what a picture. I want you to turn with me to Isaiah 53 Isaiah 53 if you have your Bibles This is a picture of our Jesus verse 7 He was oppressed and he was afflicted yet. He opened not his mouth He was led as a as a lamb to the slaughter and as a sheet before its shearers is silent So he opened not his mouth He was reviled and he did not revile back Wow, what a picture of God's love God's love all these things that he went through and Yet he kept his mouth shut. I Have a friend who is the pastor's wife of a church It's a little church a little struggling church and recently a couple of ladies Isn't it interesting that in the Bible when you read the book of Acts? It's always the devout women of the city that come against Paul if you notice that the devout women the religious ones and In this particular church this Pastor's wife is really going through it because of two ladies two ladies that don't like things the way they are and Instead of praying about it or going to the leadership and and say I have a problem They've started talking Talking around in the church gossiping you know it says in God's word that God hates those who spread strife amongst the brethren and You know the Lord said to my friend just keep your mouth shut Just let me handle it. That's hard, isn't it? It's hard when somebody's talking against you when somebody's saying mean things and the Lord says just be quiet Just be quiet Just be still and know that I am God and you know that be still literally means let your hands drop Because typically when somebody's coming against us we want to get our hands in the fight Don't we want to get our hands in the pie we want to do something we want to change it and Jesus said can you just trust me? Can you just let go and let God you know when my daughter was murdered? My husband's first reaction in this flesh was I want to kill him and he knew how to do it He's a black belt in some different kinds of karate.  Give it to me. Trust me. He also turned turned with me to Romans 12 And you'll be there very familiar with this passage Romans 12 verses 17 through 21 listen to this Repay no one evil for evil have regard for good things in the sight of all men if it is possible as Much as depends on you Live peaceably with all men Beloved do not avenge yourselves But rather give place to wrath for it is written Vengeance is mine. I will repay says the Lord Therefore if your enemy is hungry feed him if he's thirsty give him a drink for and so doing you will keep coals of fire on His head do not be overcome by evil, but overcome evil with good And that's what the the Lord spoke to my husband that day. Also.  Somebody who has hurt you deeply someone who has hurt your family member your daughter But you know what? That's God's way Letting God take care of it and oh God I don't want that root of bitterness to grow in my heart that root of bitterness that the Bible says defiles many And it's just like Jemma said it's not so much that person that's gonna be hurt by your root of bitterness It's you you're gonna be hurt by that and then you in turn are going to hurt others Love suffers long Number two love is kind The opposite of kind of course is unkind and a lot of times Discontentment leads to unkindness when we're upset with our situation when we can't change things a lot of times That kindness goes out the window To be kind to a person who has done wrong is a triumph of grace You know the day that we went into the courtroom with that young man Because of God's work in my husband's heart. He could say to that man. I Forgive you That's not possible in our flesh But when we're dwelling in Jesus love in his power in his grace He was able to say to that man. I forgive you why because God has forgiven me for so much I can't withhold forgiveness from you and that's what God would have us do the love of God is not only patient But it's kind It showed the greatest kindness was Jesus that he showed to Judas Judas He knew Jesus Judas was going to betray him, you know a lot of times We don't know people that might betray us, but Jesus knew it all and yet he treated Judas with kindness The greatest thing he could do was show God's love and his kindness to that person who hurt him Proverbs 31 26 says this she opens her mouth With kindness with wisdom and own her tongue is the law of kindness. You know what? I'm with Jenna I had five daughters and so many times kindness didn't come forth for my lips It really didn't but you know what? I thank God that I can go to him and ask for forgiveness and one of the greatest things I did for my children was to go to them and say please forgive me Forgive me for letting my tongue speak to you in the way that I did I'll never forget one time my daughter went to hairdresser and the lady made her hair three different colors and When I picked her I was like I paid money for that.  Oh My goodness and then as I'm driving home and my anger and my bluster the Holy Spirit got a hold of me Aren't you glad the Holy Spirit gets a hold of you? You know Psalm 139 says he knows the words before they come out and I think God why didn't you stop them? But as I was driving the Holy Spirit convicted me and I turned to her and I said I'm so sorry I said those words.  Can we I heard about the little boy that yelled at a sister and his daddy said Son come here. I want to talk to you and he said here I want I want you to take this tube of toothpaste and I want you to squeeze all the toothpaste out Well, the son thought that was just hip hip hooray Daddy never told me to squeeze all the toothpaste out of the tube So he squeezed it out and when he was done his father looked at him and he said son now I want you to put all the toothpaste back in the tube Well daddy that's impossible He said that's what your words are like you can't take them back I remember hearing Ruth Graham Billy Graham's wife she was on a radio program with her daughter Gigi and The man the person that was interviewing her asked her the question said Ruth Did you ever do anything to hurt your children that you felt bad about? She said oh, yes many times. I did things and said things and she said but you know what? I'd do at night. I'd go and I'd pray over my children and I say oh God I just pray that you would just cover cover my sin cover my shortcomings Her daughter sitting there listening to her. She turned to her mom. She said mom. You never did anything wrong She said see God answers prayer Amen Turn with me to Ephesians chapter 4. This is such I just think Ephesians chapter 4 and 5 are just the greatest Chapters ever you might want to spend some time in them, but look at chapter 4 and verse 29 It says let know how many is no Let no corrupt word Proceed out of your mouth, but what is good for necessary edification that it may impart grace To the hearer. How do you want to be remembered? You want to be remembered for your words? Her words imparted grace to me.  Let all how much is all? bitterness wrath anger clamor and Evil speaking be put away from you with malice and be kind to one or not one another Tender hearted and forgiving one another Even as God in Christ forgave you. I looked up that one verse in Amplified and this is what it said let no foul Polluting language nor evil word ever come out of your mouth But only speech that is good and beneficial to the spiritual progress of others that it may be a blessing and give grace God's favor to those who hear it. Oh What a good reminder we need to have a little index card and put that a lot of places in our house Whoops don't want to do that put a put a cork on the mouth Okay, back to second Corinthians. I mean first Corinthians 13 He says love Envy's not whoa Have you ever been jealous? I Bet every person in here could raise their hands Because the truth of the matter is that's part of our flesh, isn't it that jealousy that envy it just jumps on you They call it the green-eyed monster and that is absolutely the truth. It is a monster in your life I remember one time I was teaching at the Christian school and every year We would go up to camp and this one year a bunch of my friends were the ones putting people where they would go at the camp And they put me in the dormitory with all the kids with the bunk beds that had plastic on them That's that made noises every time you move and honey when I sleep I move a lot and also the bathrooms really far from those bunk beds and I need one at night I'm telling you what I was so mad at my friends. I say what is the deal here? They put me in there and I'm the oldest one at the school and you know what they put themselves in a nice Place that was just the teachers What's the deal with that and so I'm going up the mountain on the bus with all the kids throwing Skittles at each other and all kinds of mess Would you believe one kid through a skittle from the back of the bus and it hit the bus driver in the eye? Holy moly. Anyway, that's beside the point, but When you're old, you know how that is you ramble Anyway all the way up there the Holy Spirit was doing a work in my heart. This is jealousy Lord, I didn't think I was jealous. Well, yes, you are. I'm just letting you see you are jealous so I get up to the camp and I kind of had it worked out with God and Sure enough I go look at the list and for the afternoon activities and they had me in the Domitory in case some of the girls came back so I could shoe them out What am I going to do in the Domitare where there's nowhere to sit but a bunk bed and you're sitting like this hunched up The other teachers were out with the kids at the lake and walking around and seeing the beauty of God's creation And the only beauty I could see was non-existent in that Domitory and I thought they're doing me in it's a conspiracy What's the deal? I? Got mad again. I mean that happened all the two days that we were there Constantly even the last night. I was so excited kids came to Christ. We were praising God Oh, it was just glorious and we were having a campfire and kids were standing up and giving testimonies glory Hallelujah shouting time and then the enemy had me look around Where are those other teachers? Why aren't they here with us? Oh? I know where they are. They're at the senior party and I wasn't invited That green-eyed monster jumped on me again It's there. It's in us It waits for the moment to spring forth Conviction of the Holy Spirit. Let me tell you what now I want you to look at Galatians chapter 5 and I want you to see what's there because it'll be an eye-opener to you Because sometimes we just think oh, that's no big deal. Well, it is it's Galatians 5 and verse 20 and 21 it's talking about the works of the flesh and It starts talking about idolatry sorcery hatred intentions jealousies Outburst of wrath. Let me tell you sometimes outburst of wrath can come because you're jealous Selfish ambitions dissensions heresies in Why does God keep bringing it up? Because it's an issue in the heart and when that heart is not changed when God's love doesn't take root in our hearts We're going to envy We will begrudge somebody who we think has it better than we do their home their job Their children their husband, maybe maybe you're single. I want a husband like she has a husband What's so good about her? Why did she get that and I didn't are you maybe you're looking at somebody else's husband? Oh, I want that one Hey God knows exactly what we need and husbands are tools of death So you better not wish for some other husband.  But I'll tell you the truth if you ever walk over in his yard and look back at yours Yours looks green at a distance too I say it's green where you're watering it, right?  He gives you the home.  That's his plan. He's given you what you have because he wants you to turn to him To look to him to keep your eyes on him and not on the things of this world Not on the things that you might envy that you might be jealous about I have five daughters That's five opportunities for jealousy Oh my goodness They all get jealous isn't it amazing when you get back together with your kids and they're grown And they're still in their little positions as little kids Oh my word And uh, I'll say something nice about one kid Well One of them had one day said to me mom. I'm so sorry. I'm sorry. I said that I'm just jealous She admitted it. That's a work of the holy spirit, isn't it? I can't even talk about my dog to some of them. They get jealous of my dog Jealousy was the seed of the first murder Cain and abel Cain was jealous that god accepted able sacrifice It appears in all of our hearts. It's something that we need to let the holy spirit deal with in us And change us. It's grievous to the lord and I'll admit it's hard to overcome But god can do it in his grace and his strength Number the next one is love does not parade itself No airs Never rude never ill mannered It does not show off. It does not boast or brag. It's not proud and conceited Does not seek to win the praise and the applause of others if you think about Jesus. He never showed off, did he? Let me tell you he had about as much to crow about as anybody But he never did He laid aside his glory and humbled himself turn with me to Philippians chapter two Philippians two And look at verses one through eight Therefore if there's any consolation in christ any comfort of love any fellowship of the spirit any affection and mercy Fulfill my joy by being like-minded Having the same love which is god's love being of one accord of one mind Let nothing be done Through selfish ambition or conceit But in loneliness of mind let each esteem others better than himself Let each of you look out not only for his own interest But also for the interests of others Let this mind be in you Which was also in christ jesus who being in the form of god did not consider it robbery to be equal with god But made himself listen to this Made himself of no reputation Taking the form of a bond servant and coming in the likeness of men And being found in appearance as a man He humbled himself and became obedient to the point of death Even the death of the cross that's jesus Jesus was willing to leave all the glory and adoration of heaven and become a man Like us he humbled himself and even when he got here He didn't try to make himself of any reputation Took the form of a bond server. Remember the last night that jesus was on this earth with his disciples They were having the lord supper and what did jesus do right before they celebrated the the Passover? He washed their feet What an act of servanthood that he would wash their feet and you can imagine those feet I'll work at walking through the streets and sandals and how dirty and gross Men's feet are gross our feet are gross my feet are gross I think that's one of the grossest part on us But he chose that To show his servanthood To be an example to those disciples And do you know that when they left after celebrating the Passover they left on their way to the Garden of Gethsemane? And what were the disciples doing? They were arguing who is the greatest I don't think they got the picture. Do you? Arguing about who is the greatest it says the rivalry among the disciples as to which would be consider the greatest You know that word that rivalry word in the greek literally means the love of victory And that's what it is when I I want to show that i'm better You see we got a little bird inside and it sees one song me me me me That's why when you get a group picture, who do you look for?   What do we take all the time selfies? Hello It's all about me. It's all about self Jesus said he who is greatest among you let him be as the younger or he who governs as he who serves The younger was of no count no big deal We want to hear from the old guys the wise guys The guys that have prominence. No, jesus said be as the younger The one that nobody even cares about be as that one Proverbs 8 13 says to fear the lord is to hate evil and the evil way To hate pride and arrogance You know these are things that god hates. He hates evil. He hates the evil way. He hates pride And he hates arrogance pride is a conceited sense of our superiority I'm better than she is. You know, we're always looking for somebody we think is less You go into a gym to work out. Who's fatter than me? Gotta be somebody in here fatter than me I I'll never forget we had two short men a short man in our church really short And he hated the faith that the fact that he was short And one time another man came one sunday morning and this man looked at that other one and said I think he's shorter And it made him really happy And we went to visit the new guy And he said, you know, I saw a guy in your church this shorter than me It was really kind of refreshing to see somebody shorter We went to visit the other dude and he says, you know what that new guy that came sunday, he's shorter than me It's all about comparison, isn't it? But god hates that pride. He says he resists the proud but gives grace to the humble And he also says in james humble thyself in the sight of the lord and he will lift you up Now when you go to the next verse it says love is not puffed up Never arrogant but humble giving itself no airs Jesus never showed vanity or conceit or looked down at others He had every opportunity to look down at so many but he didn't do it And we need to humble ourselves in the sight of the lord The next one love does not behave itself rudely or ill mannered It's not rude. You know, we see so much in our world today. Don't we rude? People are just rude.  How do I treat others? How do I treat others? Am I courteous putting others before myself? You know, it's interesting thing when that me me bird is in control of me That plate comes with pieces of cake What do you do? I got to get the biggest one Before anybody else gets it Or you get in line you want to go to the head you want to go to the front does not behave rudely Next verse says love does not seek its own It's not selfish, but self forgetful Not grasping for your rights. I have my right. I have my right to be first I have my right to be angry They did this to me You know, it's interesting when you get upset when somebody hurts you What do you want to do you want to run to somebody and tell them what so and so did to you? Isn't that the way we operate? I want to say about him I remember that happened to me one time a coach called and she said my daughter just really didn't want to play basketball And I said ma'am that's not true. She has asthma. She's going through a hard time with her asthma right now That's why and this woman just insisted. She just didn't want to play bad enough I got off that phone. You don't touch mama's babies. You know what I mean? I was so mad I could spit nails and I'm thinking who can I call Who can I call who can I call to complain about that woman to tell them what I think of that coach And just like that, but I'm so glad the holy spirits at work and me because I am bad news The holy spirit said you better talk to me You don't run over here and run over there You talk to me and I sat down and I said, okay lord as an act of obedience I'm going to talk to you, but I don't really want to talk to you. I want to talk to a person with skin on them So I can lambast her But I sat there and as I spoke to the lord, he spoke to me He started changing my heart and then I was cooling down and I had it You know it was working the holy spirit was doing a work and the holy spirit said call barney That's weird. That's not that's not me. That's god because I would never call barney Well barney was our neighbor he wouldn't saved And as I'm dialing the number because I knew it was the lord as I'm dialing the number I'm thinking what am I going to say when I call barney And I remembered that barney had cancer and he had had some tests So I thought I'll ask him about the test. So as he answered I said barney, how did the test come out? He said you're not going to believe this now barney wasn't a christian But we were praying for him and he knew it. He said the test came back negative I do not have cancer. I said, oh praise the lord barney. God healed you. He said, I know that's what's a Fellow teacher said to me that god healed me. I said he did barney. We were praying for you. God healed you I was so excited. I got off that phone. Oh glory. Hallelujah. I'm jumping up and down.  Says delight in the lord and he'll give you the desires of your heart And that's a sneaky verse too because when you delight in the lord, he changes your desires. Isn't that great? Okay, we got a hurry. We're almost done Okay, so love does not seek its own. It's not selfish, but self forgetful And you know in isaia 40 God's proclaiming who he is It's an awesome chapter And then he says this he says why do you say My way is hidden from the lord and the justice do me Escapes the notice of my god. Let me tell you something honey. Nothing escapes the notice of your god He knows all about it.  He's a good god. He loves you and he has good things in store for you You just have to keep your eyes on him and trust him. He knows your way and he cares That's the most awesome thing. He loves us with his love Love is not easily provoked not bad tempered Some people say i'm german. I can't help it. I just say what I think Well, you better keep that trap shut When I say what I think many times I'm demonstrating a lack of love This this love is not irritable or touchy I'm in that time Oh Jesus never was vindictive or tried to retaliate. He was never thin skinned or offended We can be easily offended. Can't we paul said this I take pleasure listen to this not in vacations and and Unlimited tv channels He said I take pleasure in reproaches Wow That's when somebody insults you and comes against you. I take pleasure in needs I take pleasure in persecutions In distresses for christ's sake for when I am weak Then I am strong in verse nine of that same scripture in uh second corinthians 12 It says my grace is sufficient for you For my strength is made perfect in weakness And you know what when I read through these verses I see what i'm not And I come to the lord and I say god i'm weak I'm so weak, but I thank you that your grace is sufficient Oh lord jesus give me your strength Next verse thinks no evil. He doesn't keep a record of wrongs suffered with a view of getting even You better just destroy that little black book Where you have all those wrongs suffered by that person Does not cherish the memory list of injustices Love has amazing power to forget and forgive Abraham Lincoln said this he never forgot a kindness But had no room in his mind for the memory of a wrong Wow does not uh This person is saying I choose as an act of my will to forget. Do you know that god chooses to forget your sin? He looks at you. He sees the blood of jesus covering your sin and it says he forgives And he forgets and he removes that sin as if it never happened as far as the east is from the west You know, he could remember it. Of course he could he's god, but he chooses to forget He chooses to let it be out of the way and gone and i'm thankful for that Lastly it says He rejoices not iniquity, but rejoices in truth, you know, sometimes when somebody's hurt us when they get there just Done in we go I was waiting for that. I knew that would happen to them Rejoice is not any iniquity, but it rejoices in truth never glad When somebody gets there just do or when somebody goes wrong Not delight in exposing the weakness of others jannah talked about that love covers a multitude of sin Oh lord, I pray for them. You know a lot we hear a lot today A lot of people failing a lot of christians a lot of Marriage is breaking up men going astray just like she mentioned to us But oh that should never make us rejoice. We should always say oh father forgive them and and strengthen them and bring them back to yourself Because not but for the grace of god there go I and really believe that Listen, we're all capable of anything aren't we we are and we don't have any room to judge anybody else I let let god take care of that Be broken hearted yearn to cover to protect Versus gloating and gossiping about the person who's in sin I love matthew five. It says this blessed are the poor in spirit. You know what that means emptied of self emptied of self blessed are those who mourn over their sin that's saying I'm a sinner. I'm nothing. I need god I need him because I'm a sinner because I can't love as jesus loves The next one says blessed are the meek and the meek says I surrender my rights I give up my rights to you And then it says the blessed are those who hunger and thirst for righteousness You know when you realize that you are emptied of self. You're nothing. I have nothing apart from him I'm a sinner and I depend completely on the righteousness of jesus. I have no rights I give those rights to him When that happens you've been emptied of self And when you're emptied of self Then you're going to be hungry for the right things You're going to be hungry for the righteousness of jesus and the righteousness of jesus is a picture of verses four through six That love that only god can do that love that comes because of the righteousness of jesus And then after we're hungry and we've partaken of his righteousness We've partaken of his life in us. It says we become merciful pure in heart And peacemakers isn't that what you want to be?  I did one day i went to a retreat and i got convicted and i went in homes I'm going to be patient this week. I'm going to be patient. That's all there is to it I'm going to have that fruit of the spirit patience, but see i was going to do it myself Well, guess what that was the day my daughter and her little friend who were three years old Took all the puzzles out of our puzzle cabinets and dumped them into one pound And i found that and i wanted to kill two three-year-olds And i'm down there sorting that they ran upstairs and then all of a sudden i listened it was totally quiet Oh my goodness. What are they doing now? I ran up there. They had gone out in the garage and somebody Left the paint can Half open and they had taken paint brushes and they were painting each other And they were painting the walls and the door to the garage and I'm telling you what forget patience These children are gonna get it I was so angry so upset and I thought I can't do it lord and he says that's exactly right You need to come to me Come to me all who labor At trying to be nice All who labor at having a kind tongue All who labor in struggling with envy and jealousy when you see your neighbor's new car all who labor At not behaving rudely not giving them a piece of your mind All who labor come to him I will give you rest Take my yoke upon you for I am gentle and lowly in heart Learn from me and you will find rest for your soul That's what we need in it Resting in him Oh lord, love others with your love through me. Let's pray How we thank you how we praise you and magnify you jesus For all your word that teaches us what love is all about But oh god, we know In and of ourselves. We're insufficient But our sufficiency is in you And we thank you god For your sufficiency and us We thank you for all your blessings to us in jesus name. Amen


Is there a backroom's level that takes place inside of a waffle house, and we just haven't found it yet? Backroom shower thoughts. If you threw the SCP Peanut into the backrooms, would it literally just wipe out all of the life in the backrooms, or would an entity that's already there be able to destroy it? Maybe a bone thief could take it out or something. What if the backrooms is actually in our reality, but levels are just abandoned industrial complexes that no one knows the location of, and are actually controlled by the powers that be in order to run experiments on us? Are backroom's creatures just entities from other realities and planets that glitched into the same space that we do, or are they born and created by the backrooms itself? I can't really imagine a planet full of these things, but you never know. Let me know your shower thoughts in the comments below.


BMT cell receptor diversity can be studied by high-throughput immune receptor sequencing. Here, the authors develop a software tool, EGOR, that calculates the likelihoods of potential V, D, J-recombination and somatic hypermutation scenarios from raw immune sequence reads. This article was authored by Quentin Marcu, Jerry Mora, and Alexandra M. Walksack.


Ac ydych yn y 3, 4 o'r ffordd, o'r ffordd o'r 5 o ffordd yn y bag, ond rydw i'n ffordd o'r gennyddiad ar gyfer hyffordd ar gyfer hyffordd o'r tynnu cyffordd yn ni'n gwybod yn ôl o'r gweithio. Ac yw'n gweithio'n gweithio'n gennyddiad ar gyfer hyffordd, oedd ydych yn mynd i gydig o'r 3 o'r 4 o ffordd, ac yna'r 5 o ffordd o'r bach wedi gweld. Rwy'n meddwl ymlaen o'r llyffau a'r llyffau yn y bach, yna'r ganwch hynny yn fywb hwnnw, mae'r cyflugiau yn ymweld yn ystod y bach. Rwy'n meddwl y bach. Felly, efallai ymlaen, ymdill y dyma'r cyflugiau, ymdill y bach yn llyffau yn y bach, mae'n mynd i'r hun yn y bach yn y bach yn gychyn. A'r cyflugiau yn gyfle, a dyna'n mynd i'r cyflugiau a'r llyffau yn y bach yng Nghymru. Mae'r problemau a'r gyflugiau, rwy'n gwybod y profiol a, dwi'n meddwl, CG yn ei ddweud i'r newydd a rydyn ni'n mynd i'r cyflodau llyfr. Felly, i ddwy'n meddwl am y prynsibol yng nghymru CG, y cyflodau llyfr yng nghymru, ddweud yn y gwrdd yn y gwaith o'r bag ar y bach, o ddweud i'r llyfr, ddweud i'r gyrdd o'r cyflodau llyfr yng nghymru yng nghymru. Mae'n meddwl yn hynny'n mynd i'r cyflodau llyfr yng nghymru. wrth gwyenni'n ei ddigoniaeth. Rydym iawn gwahanol iawn ac mae gennym i dw i'r wneud am gyfeirio, a yn y rhan gyda. Ono'n myffa yma, mae gennym i gwynhau ei ddechrau. A bod hynny yna'n fwy fwy. Rhaid i ddechrau'n llwysydd cyfeirio gyda Caelwaint. Rydyn yn fwy o yoch yn ddverfwyll daw. Ond yw'n rhoi gofynion. Rydyn yn fwy o'r fisiau yma yn y hynny'n cwm hon. Yr yna'n rhaid i fyw yn skyddio'n G430.  A'r ysgrifenni'r proses yma yw'r teimlo yn y tîm? Mae'n gwybod yn y ddefnyddio'r cyffredinol'r cyffredinol. Mae'n gwybod yn y ddefnyddio'r cyffredinol yn y dystyn a'n dweud. ac mae'n ddweud o'r ddweud ei ddweud o ddiweddau'r lle'r clwb arall, oherwydd mae'r ddweud yn gweithio. Ond oes yn yma, ddim yn ei modd ar gael y ddweud, dwi'n adroddau'r newyddion, sy'n gweithio paradigmun G430. Felly mae'n gweithio'r ddweud o'r ddweud yn y gweithio'r ddweud. Mae'n gweithio'r ddweud o'r ddweud o'r cyfaradau'r ddweud, oherwydd mae'n gweld yn fwy o'r gweithio'r G430 wellness is Matt, the crown of the paradigm is gloss. That's the first huge separator, but then there's the change in the paradigm in terms of its shape, and profile from what Callaway have traditionally done. And I like this kind of almost like a fairway would a mini fairway. What is what they've put together in terms of its profile, but that G430 on the other hand is just classic ping in their G lineup. Really used a friendly type of club. Mae'r ddaeth wedi dweud i gael gyda G430, ond oes yn y sêf ac yn y llwybeth, mae 2 gradiau yn ei ddweud. Maen nhw'n gwybod cael ei ddechrau, ac mae G430 yn ymlaen nhw'n gwybod cael eu mwyaf yn y rhanio'r cyfeirio'n gwybod dilydd y rhanio'n gwybod, yn yr ysgrifennu'n gwybod yna. Mae ydych chi'n gweithio'n gwybod yw'n gwybod i'r rhanio gwybod. Now there's clearly some big difference in terms of the way the two clubs look aesthetically. But you've heard my opinion I'd be really interested in yours in the comments right. We've got a good position off. What is a short path for a great backdrop? Can we get a ball close? If we have a distance right, we're right online oh no go on I'll take that. So I'm gonna film out here at Come here at L supplist какая. I'm down in Southern Spain, Sot a Grande area. I'll show you plenty of this course over the next few days when we're going to do a whole lot of club testing and a lot of videos similar to this in terms of a head-to-head. So what I've done, these standard lofts come in a five hybrid at 26 degrees on a G430. There's no number on the hybrids that I've got from the paradigms. They come in a loft and it's a 24 degree which I've got which is the closest. One's been knocked down a degree, one's been increased by a degree, so in theory we've got very, very similar setups at 25 degrees. But that's one key feature that I really like about both of these and that's the ability to adjust the lofts. Not every hybrid you find that in and it's key at this end of the game in particular because if you're looking to cover a yardage in your bag then to be able to make those adjustments in terms of loft is key to finding that gap. Right, let's tear up on this next. We're at the 10th hole, 11th hole. We've got some bunkers we're going to aim at which are 200 yards away in theory. Both of these travel around 180 to 190 yards. Right, so we've got it two tee shots off the 11th. The line is that bunker you can see which is slightly left of centre. I've got it at 199 metres so I know I can't reach it. So what I want right now is plenty of confidence at address. The first thing I'm getting confidence from is the fact that the club head is not too far from my hands due to that short shaft. Then from a visual perspective I'm seeing plenty of loft on both of these clubs. My own preference is that G430.  It really frames the ball really well at address. So I've got confidence that I can hit what is effectively I think going to be a 181-85 tee shot with plenty of control, plenty of confidence. As you can see, both of the balls are hit really well. There is a real difference in terms of the ball flight though and this is one of the big differences. Loft is the same, ball flight is completely different. In pretty much most shots that I've seen that I've played with both of these tee shots. There's a more penetrating ball flight off the paradigm and a much higher lofted ball comes off that G430. So that's off the tee, hybrids are very versatile don't forget, as are long irons I suppose. We're going to need to see what these are from the fairway and then finally we'll try and play both of these from the roof. Now what I didn't realise was the next shot that we were going to face was absolutely perfect for playing from the fairway. That green is literally sat on the horizon absolutely stunning golf hole number 11. When you come over this brow we've kicked the ball forward a little bit because we've left ourselves 190 in downhill. I'm going to play from a tightly on the fairway and see how it fares and yet again what would I rather be playing from this position. A lofted hybrid or a long iron. They're the decision that you'd have to make in these kind of situations and how your bag is set up. And again for me personally and we'll see very shortly is I would prefer to see that hybrid. Let's see if that brings true and can we get any balls on the green or certainly down there near it. Well I could go in. First thing of interest is the pitch marks are almost identical. That is where we're going. It's an incredibly good golf hole and you can see one ball is very close to the flag. That's the one I got excited about. I couldn't quite see the first ball which was in fact the ping and it's just gone over the brow and was at the backside of the green. First thing to notice it was downhill maybe a bit down breeze and we certainly easily covered that yardage in terms of 195 into this flag. But the interesting bit for me was the ball flight and how they differed. I got the ping very much off the bottom grooves. Ball flight was lower and on this occasion the paradigm was the club that popped the ball up in the air. If I go back to that initial question what would I rather have been playing along iron or a hybrid in hand. And I think on both shots they performed incredibly well in terms of carry to the green. One stopped, the other one didn't. That's by the by. The point is they were both very easy, very playable and even off the bottom grooves that ping G430 still had enough forgiveness to get me here. Before we go any further I'll just say I'll play a shot out of the roof and just see how versatile these clubs are in terms of playing from a number of positions. We might even play a little dink and run around the greens and further explore their versatility. But before I do that I just want to look at dry ball data because earlier on in the week I was at a much colder Hollywood golf club. We were indoors and I collected some data and just have a quick glance over this because this is where there's a real sort of separator in what they did over a 10 shot average. The main point being for me is that launch angle. And although the last shot contradicted it a little because of like I said it's off the bottom grooves of that G430 in the main on an average from what I was getting then the ball flight on the G430 is far higher than that of the launch angle far steeper than that of the paradigm. And that is one of the key differences. The paradigm face seems extremely hot and a more penetrating ball flight and don't forget the lofts are the same. The club profile is similar as well so that CG placements I thought about should be in a similar place. But I feel like paradigm as a range is focusing on more on ball speed and they seem as though they travel a great distance. And as you can see their lower launch coupled with a spin number that's quite high actually but that carry distance of 186 on average was a longer carry than that of the G430. But that ball flight that launch angle at 22 degrees is significantly different off that G430. So they do very different things in terms of their performance. And I'm looking down I've stopped at a hole here we're playing 187 to a wonderful par 3 which is a 12 fold. This is the first morning of me discovering La Hacienda golf course and I can't go by and not play two hybrids into this green. That's next before we get to that plane from the roof I think. Right so two tee shots first one being a G430 really nice strike really nice ball flight and very similar to what I'd seen from that dry ball data. So thank God that backed it up this time. Second shot with that paradigm again just that it's just hotter and I'll talk about the sound very shortly but it's got a very different sound as well. Was the flatter ball flight just down the left hand side pitched on the green and bounced into the bunker left really happy with both shots. The one thing you're going to look at now is just the pitch mark and where the G430 came to rest which is the other key bit for me. It's they're coming down at such a steep angle in terms of that descent angle that even though you're coming from an elevated position. The ball flight and the way they're coming in is just means they're stopping very very quickly on what are still obviously very firm greens out here at La Hacienda. So for me that's another real benefit of that steep high launching steep descent angle spin number combined that ball is stopping on green so another real positive for these hybrids. Right so we pitched up in the roof but the first thing to mention is just how good is this golf course. This is the first morning that I am seeing it I'm super impressed but it's got some demands of your game and we've pitched up sort of 195 in. We're in the roof it's not heavy roof but it's trust me it takes some getting through and we've got all carry so there's no excuses here we've got to hit the green. We pitch up with the G430 first of all it does exactly what I'd hope it would do and that is gets that ball out the roof first of all pitches it up with a good ball flight gets that carry distance very consistent again in what I have seen in terms of that launch angle. You then switch up into that paradigm and it's done what I was seeing in terms of dry ball data. It's just more of a penetrating ball flight probably travels again perhaps a little bit further but no great difference and as you can see from where these two balls have finished up I'd be more than happy to be honest with you. The Ping G430 was pin high just left of the flag and although I pitched in the centre of the green there's a huge slope that took the paradigm ball off to the right hand side. But both in terms of distance travelled very very similar which is what we've seen in dry ball data but how they get there is very very different as well which is something I keep on saying. But yeah I mean I can't stress enough just how different these clubs they sound how they feel and their ball flight makes them well like I said very different. Right last shot at the video I assure you and we're going to see if we can demonstrate the versatility of these hybrids even further. We've pitched up in a ridiculous position in terms of we've got a big brow to carry over the slope down to the flag but I just think our hybrid is so good for this type of shot and again just demonstrates versatility hopefully. That's just got to get up to the top of the brow and then trust me it's like a ski slope over the other side. Well paradigm the challenge has been set because that's going to take some beating. The question is and every time I play these shots with a hybrid is could I have got closer with my wedge? The answer is 100% no and I probably bladed it through the back but I certainly wouldn't have got it to what looks like almost a gimme range. Right paradigm can you get any closer? Well I've got that a bit heavy. I'm going to give it another go. That's unfair on paradigm. Have we got a ball camera woman? Look at that. Perfect. Now paradigm that was a little unfair because I stubbed the ground a bit so let's see if we can do any better second time round. That's a lot better. Could be just a little bit too quick. It's up to the brow. Making its way down. It's all sideways at the end and there's not a lot to split them to in the end but yet again just goes to show the versatility of a hybrid. And the question I would ask myself am I playing my 3, 4 or 5 iron from that position and the answer is 100% no. So in conclusion paradigm or G430. Well I think that's a decision you will make because it will be very much dependent on what you're looking for in terms of covering a yardage in your bag. In terms of what kind of ball flight you want. In terms of aesthetics particularly at a dress and then in terms of sound and feel because on each of those parameters these clubs are very very different. The loft is the same and that's where it stops to be quite honest with you. They do get the ball in terms of covering a similar yardage in a similar way but as I've said in this video they get there very very differently. So they're all the things that you're going to have to decide but I started this video about suggesting you ditch long irons out of your bag and that is really still the message from my perspective. There's been a changing mentality from a lot of you golfers from the comments that I read in this last year. Sort of lofted fairway woods lofted hybrids. The stigma is being dropped significantly and rightly so because these are clubs that can help you play the game a little bit easier. They're not going to carry 200 yards every time and be perfect as you've seen here this morning but it's an element of the game that's really tough and these make it. Or they give you some assistance. Let's put it that way. Right that's me done. This is my first morning out here at La Hacienda Golf Club and I've got to say I'm hugely impressed with this as well. We're only on the 13th hole and what I've seen so far it's been superb. Plenty more videos being filmed over the next few days out here. It's 10 o'clock in the morning. We've got 20 degrees coming in the afternoon so this jump will be coming off and I've got like I said a lot more to be filmed and coming your way. So thanks for watching. Let me know what your thoughts are this one and I'll see you tomorrow night.


The signal oil program The whistler that whistle is your signal for the signal oil program The whistler and I know many things for I walked by night I know many strange tales hidden in the hearts of men and women who have stepped into the shadows Yes, I know the nameless terrors of which they dare not speak Yes friends, it's time for the signal oil program the whistler Rated by independent research the most popular West Coast program In gasoline, you know it takes extra quality to go farther and Signal is the famous go farther gasoline So look for the signal circle sign in yellow and black that identifies signal service stations from Canada to Mexico And now the whistler strange story The deadly penny it was only day before yesterday just last Saturday in fact that Millie Parker made a decision It wasn't a hasty decision not by any means for Millie was not the type of person who made hasty decisions There was a mountain of thought behind this one long sleepless nights careful consideration of possible outcome She knew of course that it would involve stepping over the line into illegal territory That very possibly she would find herself a fugitive from justice But Millie was the kind who'd rather be a wealthy fugitive than a law-abiding citizen who was poor It was the loss of pride that bothered her most the fact that after a full year of separation She'd need her estranged husband Yancey again So by the time she arrived at Yancey's run-down boarding house last Saturday morning Millie was preparing herself for the old tongue-in-cheek approach She knew Yancey would use when he saw her once again Well, hello Yancey Mind if I picked myself up off of the floor. It's been a long time. Yeah 13 months. I counted them Well, I see I haven't changed a bit honey, thanks for the compliment. It wasn't a compliment Mind if I come in? Yeah, sure sure I'm mine, but so what you'd come in anyway. Thanks Take that chair by the window ah No, no don't lean back in it. That's Mrs. Jolly's best Duncan fight. Oh Wonderful landlady Mrs. Jolly. She and I have the same appreciation of fine things the old and the rare You know now take that dresser got it for a song only the other day at a junkyard on 3rd Street Yancey. Yep Yancey you have had a tough time, haven't you? Oh not at all Millie as a matter of fact I've got myself a new soul no more worldly pleasures. Just the life of the mind. Please don't be ridiculous All right Millie What do you want? About you. Yeah You know of course that the divorce business is out of the question. It's not that Only one other thing could bring you here then Money yeah, and so you've got to wait a minute Tell me first. Is it money? Yeah, it's money You ought to have known better. I'm not exactly wealthy cherub. You will be if you stop making a fool of yourself Well, I'm listening You know, I'm working at the consolidated investment company naturally. I called there three times this morning. Why I got you a message About coming today. I was just trying to save your trip. What did you tell them? Oh relax darling relax when they said you weren't there. I hung up The same old Millie the blonde hair the cupid's bow lips and deep in the eyes the little sparkling dollar signs How much are we gonna steal darling? Please come on come on get to the point You're here for one reason.  Oh, I know you baby. Just like a book.  Pool of consolidated investment. He has a lot of faith in me poor guy I do his banking. I'm the only one besides mr. Pool who can get into the safe deposit box in the bank That's interesting morning. He gave me forty five thousand dollars and negotiable bonds for deposit in the box I've been expecting it for some time And being a dutiful wife. You want me to share in the windfall. I'm not finished Last week was the end of the company's fiscal year yesterday an accounting firm finished auditing the book That means it'll be almost a year before they go through the books again. So what? So now they are through mr. Pool won't go near the safe deposit box until next year Unless I leave of course That's why I came to see you there's only one sure way to turn those bonds in the cash And that's to do it before they're known to be missing in the traces are sent out So that's where I come in huh? You have an unusual talent for selling securities without exciting much attention Touching the way you trust me. I think I can trust you.  When do I take off now where the bonds I? Just happen to have them here in my purse You've thought this over Millie. You know what's gonna happen. Yes. I know what's gonna happen We could have a lot of fun on 45 grand just like before you and see places We can go together the things we can do just like it used to be Millie just like What's the matter? The dollar signs again Like where they always were and those great big baby blue eyes Skip it Millie skip it. Give me the bonds. I'll see you in San Francisco Yes, mr. Pool, would you mind coming in a minute Millie? Yes, sir. Yes, sir. I was down at the bank Oh, of course. I sent you down with the bonds. I forgot all about it. I've been buzzing you for 10 minutes It's quite all right, mr. Pool Millie. I don't quite know how to begin It really isn't any of my business, but somehow I feel quite concerned Something wrong mr. Pool Millie, you know how I've always valued our friendship. I really feel quite close to you That's why I'm taking the liberty of saying what's on my mind I go right ahead mr. Pool. It's over a year since you left your husband Millie Yes, I I guess it is he called here at the office three times this morning. Well, that's nothing mr. Pool And why are you so nervous? What you're shaking like a leaf? Oh, I Didn't realize Millie you're afraid of him aren't you? Homeless mr. Pool. It's just that he and I didn't agree on the separation and Well, he's always hounding me trying to get me to come back. I Don't think he's harmless Millie Matter of fact, I think he's rather dangerous I I Want to help you if I can please there's nothing you can do I'm just keeping away from him as best I can it'll just take time Very well Millie.  Thank you, mr. Pool. Oh Millie, yes, I'm sorry. There was something else. I Wondered if you'd help me out a little this afternoon I know it's Saturday, but I thought if you hadn't planned anything What was it mr. Pool? We're in quite a spot with that audit Houston and company just told me they're tied up on another account every morning of next week They can't send the auditors over here until the afternoon the auditors They were here all last week Millie surely you know them by now. What are you talking about? The audit was all finished yesterday, of course. I was thinking you were here when they called this morning I'm afraid we're going to have to get things ready for the auditors all over again That's why I was hoping you'd stay mr. Pool What do you mean get things ready? It seems our books were out of balance by the impressive sum of one cent You mean they're going to have to do another audit for one cent seems silly. It's ridiculous, but it's necessary Since the auditors are only available afternoons We'll start Monday by checking the securities down at the bank and this time. I'm going over it with him How about it Millie will you stay this afternoon and help me out? I'm sorry, mr. Pool. I don't feel well at all. I've been working pretty hard Of course Millie. I thought I'd go home this afternoon and rest. You don't mind. I'm not such an ogre as that go ahead I I don't have to tell you that that Anything you want is all right with me. Do I? With the prologue of the deadly penny the signal oil company brings you another strange tale by the whistler At the beginning of these programs you've heard me say in gasoline it takes extra quality to go farther and Of course, if you've lived out west any length of time, you know that from Canada to Mexico Signal is famous as the go farther gasoline But perhaps you're one of those folks who like proof So I'd like to take just one moment now to explain what those qualities are that make signals good mileage possible Look at it this way Anything that gets extra efficiency from your motor also helps you get extra mileage, right? Well when science increased the power of today's signal gasoline they naturally gave you quicker starting faster pickup and quieter higher Anti-knock and it's because of this improved performance that you now go farther than ever with signal gasoline That's why signal says your speedometer is the best yardstick of gasoline quality. It really does take extra quality to go farther Good reason why more and more drivers are switching to signal the famous go farther gasoline and Now back to the whistler Well Millie you weren't lying when you told mr. Pool you weren't feeling well His remark about the return of the auditors had pretty much the effect of the floor being suddenly yanked out from under you And you had to hang on to the edge of his desk for support The minute you're out of his office you grab your hat and coat and hurry down to the drugstore on the ground floor There's a telephone booth just inside the door Like to speak to Yankee Parker, please hang on a minute. I'll see if your mind is spinning now trying to grab the essentials Fighting to get through the maze that is suddenly sprung up before you It's Saturday now the auditors won't be available until Monday afternoon That gives you two hours from 10 until 12 Monday morning to get the bonds back from Yankee and into that safe deposit box Hello Yankee well, it's my little apple double in the game lines are all tied up over the weekend I can't get out to Monday morning. Wait a minute Yankee something terrible. It's happened.  Pool's going down to the bank with the Monday afternoon to check the securities What kind of Malachi is that a penny off? I know it sounds crazy, but it's true When did all this happen this morning while I was gone? What do you mean get rid of them today somewhere? You're talking about we wouldn't have a chance. They'd know they were gone two days after you sold them They'd catch us and nothing flat. So what's the other answer? I've got to put those bonds back What I'll come over and get them right now and sometime between 10 and 12 Monday.    Just careful. You've done it before Please you got to believe me this time I'm going home right now. I'll be right over. Thanks, and and darling get that darlin Yankee bring the bonds will you and not at all come on really? What are you doing here? Never mind come on get in my car All right What is it just this?  You're fired Is that clear Millie? Yes, I'm glad that's understood Now suppose you tell me where you live right there in the next block. You can let me out here, mr.. Pool nonsense Please it's no trouble the pool the machine service operates only on a door-to-door basis You've been very nice. I'm trying to be in my own crude way Incidentally Millie I thought for a long time that you're quite nice too. I'm glad at mr. Pool Think nothing of it. Ah Here we are you stay right there. I wouldn't think of it At your service Come on right up to the door mr. Pool part of the service Hey, wait a minute. Hey you stop Ran out of the alley as we walked up see who it was no no I did it with your husband It's nothing at all. He's hanging around. I think it's high time someone did something about him Don't you you can't do anything?   How'd you know it was me? I've been trying to get you all afternoon and I wasn't there I've got to see you right away gonna bring mr. Pool along. I couldn't get out of it. Yeah, and so he insisted And so I'm as hot as a firecracker with 45 grand in my goat pocket to bring him home with you I said I was sick you want to skip it skip it you're at it as deep as I am Look for words right out of my mouth Monday morning. What about the bun?  I'm Mrs. Jolly sort of keep track of my boarders I don't know why doesn't that's a good reason what really ain't in there left about 15 minutes ago, but he told me that it'll make no difference Mr. Parker hard to follow his Cummins and go where did he go? Don't know rightly had his suitcase with him though. Oh, oh Yes, ma'am when's the next plane to San Francisco? Let's see now a flight eight just left What did you say flight eight just left for San Francisco five minutes ago the next one's at 10 Thank you. Can I help you? No? Not now. Thanks. Pardon me, sir. Are you next? Looking for someone Surprise, what are you doing here checking my baggage? Oh Not you ran out on me matter of fact. I am in a few hours I was just on my way back to the house to meet you glad to hear it Crushing blow knowing you still don't trust me. Where are the barn? Oh, but we must be discreet my child Suppose, um, suppose we return to my chambers and discuss that very thing. Shall we please Yancy? I told you I didn't water drink, but this is quite an occasion darling. I got to bring it off in style I haven't got time relax honey relax. It's only 10 15. You have at least two hours before the auditors get there There we are Basically turpentine, of course, but blended with the skill of a master Shall we drink to the old times melee? Oh The stony silence Very well, I drink to old times to the milly that used to be before the dollar signs came into her eyes Are you through? You know, it's too bad you aren't in the mood for the niceties quite an occasion milly. Where are they auntie? Where have you hidden them? Millie my dear first of all, you're right There's no chance to dispose of the barns. My friend agrees with you Still it puts me in an unusual position For the first time since I've known you millie. I've got the upper hand It'd be a shame to throw it away and see will you give me those not so fast I want them right now You're going to get them. I've decided to let you have them darling just on one condition though go on You'll get them back millie sound and whole on Tuesday morning You're going to get them on Tuesday morning and I'll be out of the state Oh, it's going to be tough. I admit I Hate to miss the explanation seen this afternoon when you try to put it past those orders. I'll take my chances, baby I won't let you give them to me auntie. Oh, wait a minute Wait a minute put down that gun milly the rough stuff won't go tell me where they are I'll take it easy never word. I said yancy either. I get them right now or I pull the trigger all right millie Look in that table drawer over there Where in the back? I put them in the back Oh, no, you don't pull a gun on me with your break your arm Nancy Nancy I didn't mean to it's too late now millie and it only takes a second for the first shock to wear off For that practical dollar and sense mind of yours to start clicking again You've still got more than two hours and you know the bonds is somewhere in the room You go through Yancy's clothes first and a piece of paper you find in his wallet saves you looking further It's a receipt from the Eagle delivery service Deliver not before Tuesday morning to mrs. Millie Parker Consolidated investment company In short value forty five thousand dollars He was going to double-cross me. He wasn't kidding Open up.  We'll check it You know, this is very funny. I was hired to protect you from him.  I've been trailing you ever since Sunday. I Didn't mean to do it I've got money. I'll pay anything you want if you're lonely Sit down lady.  You may as well be comfortable The whistler will return in just a moment with a strange ending of tonight's story Meantime with chilly nights and mornings definitely here to stay here's a timely tip for you drivers Don't forget that your car needs a special diet of signal winter lubricants If you want to keep wear down when the thermometer is down For your transmission and differential that means draining flushing and refilling with signal winter gear lube If it's been five thousand miles since your wheel bearings were serviced better have them removed thoroughly cleaned And then repacked with signal long-life wheel bearing grease And for your motor it's high time to drain out summer weight oil Refill with pure paraffin based signal premium motor oil Five scientific new compounds in signal premium motor oil not only make it flow freely instantly in coldest weather But also keep motor six times cleaner and reduce cylinder wear one-third Well, there you have it The lubrication essentials your car needs now drive in for them this week at your nearby signal service station You'll drive out with a good feeling of confidence Knowing that your car has the cold weather protection it needs to keep it purring through another winter And now back to the whistler Well Millie it's something you'll never forget isn't it the awful scene in Yancy's room Mr. Poole's private detective sitting opposite you toying with his automatic as you tell him everything From the moment you decided to steal the securities and sell them through Yancy Until a minute ago when he broke through the door to find you standing over Yancy's body You watch him carefully as you talk notice the interest in his eyes when you mention the forty five thousand dollars And there's a foolish Stupid glimmer of hope in your heart as you finish all I know Yancy hated me that's why I turned the bonds over to the delivery service mark deliver Tuesday morning He knew they wouldn't get there until too late Listen, mr. Kelly right, but true. I'm a detective named Kelly Kelly you you could say you lost me back at the airport I'll give you everything I have there's a few thousand in my name and I What about it mr. Kelly No, I'm not for sale let's go huh All right Kelly now, it's too bad. Mrs. Parker all seems so useless when you look back at it Guy gets himself knocked off Beautiful dame goes up for murder Why is he useless? All right, you are And you said the auditors were only working afternoon. Yes The bonds would have been in your hands tomorrow morning.  What do you mean? Why didn't you wait baby?  No, I just told you the auditors will be at the bank today this afternoon Not this afternoon kid. This is armistice day the banks are closed Let that whistle be your signal for the signal oil program the whistler each Monday at 9 Brought to you by the signal oil company who have asked me to remind you to get the most driving pleasure Drive at sensible speeds be courteous and obey traffic regulations It may save a life possibly your own Featured in tonight's story were Betty Lou Gerson and Wally Mayer The whistler was produced by George W. Allen based on a story by Bernard Gerard Music by Wilbur hatch and was transmitted to our troops overseas by the armed forces radio service This is Marvin Miller speaking for the signal oil company. This is CBS the Columbia broadcasting system


ḍḍḍḅḍḍḍḅḅḅḅḅḅḅḅḅḅḅḅḅḅḅḅḅ ḄḇḈḲἀḅἎḜἎḔἎἎḈ so we are a of the girl is by the husbands so if we have love, what kind of love do we have then? love is with the wife she takes after half her life the vast number of behaviors of her is growing