Hello and welcome to the City of Columbia City Talk. My name is Dolly Bristow, Community Development Administrator. And my name is Andalyn Nesbitt, Compliance Specialist with Community Development. And today we're here to talk about our quarterly conversation called Speak Out that we do. This quarter's issue is equality opportunity within the community. We're going to talk about today the conversation on the concentration of racial and ethnic segregation and disability discrimination. We hope to discuss to address the race and segregation issues in the city. Also, many of our citizens live with disabilities. I think in South Carolina, 13.9 percent of our population live with disabilities. And we want everyone to know how to report disability discrimination or discrimination based on race or ethnicity if they feel like they're being discriminated against. If they feel like people are not making those accommodations reasonable accommodations so that they can work, play and live in this great city then we want to open that conversation and make sure that people know who to contact and that it's not right and that that we can help them. Kids don't choose their zip codes. You know lots of things go into where you live and just because you live in a certain area you should still get access to all the opportunities that this great city has to offer. So we want to make sure that there's not concentration of income, of lower incomes in one area only or of race or ethnicity in one area only that everyone is spread out and has all the opportunities, has access to all the opportunities. We want to invite the public to speak out because everyone deserves safe, decent, affordable housing as well as equality regardless as Andalyn said of what zip code they live in. We want to offer their housing education. We want to make sure that everybody that lives in this city that lives in Columbia knows that they have every right that anyone else does and if you feel like you're being discriminated against we want to give you the information so that you know how to fight back and that we're here to help you. April 26th, 8 30 until about 9 30 there will be light refreshments and it's at Wood Forest National Bank 3730 North Main Street. Thank you for watching City Talk today. Community Development Department Dolly Bristow and Andalyn Rodriguez glad you were with us today. If you need additional information please contact the Community Development Office at 545-3373.


We are here at the launch of Pink Ladies and we have the one and only our super girl Azietna Senya and I'm so happy to have you here. How are you, Jia? I am good. How are you? Good. Tell us more about Pink Ladies to me on our family who deliver Maya. Thanks. Thank you. Pink Ladies is all about Pink Ladies. These girls we decided to stay together, they are friends, they both have different personalities, different characters. It's fun, it's amazing, it's a dramedy. So expect some drama and some comedy in it. Yeah, I'm excited. It's a nice one. Yeah. Maybe why do you think they chose you? Azietna kapu apale kwenye Pink Ladies, of course we have so many actresses but you are chosen to be there. So there's something called auditions. They're held every single time before a movie starts, I think, or a series begins.  If you're good, you're good. Yeah. You auditioned? I did audition. And I'm sure I met a lot of people during the auditioning because we actually did two auditions. One was at a place in Mongolia, I cannot remember the name, and then the other one was at K&T. Yes. So I have seen your character. How do you think you and your character are there any similarities between the two of you? Any similarities between me and my character? The character that I'm playing is a quite bihi character. So people who know me personally are going to tell you that Cecilia is nothing close to Aziet. But people who do not know me because I've seen a lot of comments on social media of the kind of person I am will think it's true. So anyway, similarities at say, Cecilia loves herself, she knows herself, she knows she's beautiful. So I think that is a similarity that we have. I have seen some interesting things happen backstage, like actors have to do things before they get into character. Do you have like a routine before you get into character? Do I have a routine? No. I do not have a routine that I have to do, but I can say, I can't call this a routine, but I'm someone who loves internalizing things first before I do them. So I prefer like, let's say for example, today, today I was not on set, but yesterday I was on set, but tomorrow I am on set. So yesterday after set, I had to go through my lines for the next day, I went through them again today morning, also today evening before I go to sleep, I'm going to do that to just understand exactly what it is I'm going to do. Then now when we get to the rehearsal because you do a small rehearsal and then the director sort of like does the what is it called blocking? So I'm getting into it. So I can say, studying my lines before and studying them really, really nicely helps me. I don't think that's a routine. I think it's it's supposed to be everyone's job, every actor's job. I don't know. Yeah.  I'm grateful to God, I'm grateful. I look back, I'm not shocked, I'm not surprised that all this is happening, but I'm grateful to God. It does not come easy, you do not just wake up to the things that I've been able to achieve till date. I'm grateful to God, I'm grateful to myself because I put in the hard work, I really, really do. I have an amazing team, I have amazing, amazing supporters. So it's just a team, it's a teamwork, so it's not easy. Thank you, it is happening. But I had a small tag here, I don't know if you guys can see. But yeah, thank you. I'm Naomi Stalba and Naomi. Yes. Thank you. My makeup, all the beautiful Lucy, and my hair, Nuru Wiggs, give that guy all your money. Yes. So let's say, I'm 5150. No, that's what you say ma, if you say you don't have money, say, don't say what you broke me, general what you want to say, say ma, me, me, me broke me. Yeah. I can't wait to inspire. Thank you. All right, as you had congratulations for what you're doing in the industry. Thank you. People know you as the queen of TikTok. Yes. Right now I can say it, I can confess to the cameras, you are the queen of film. Aw, thank you. Wait, this is the first film you're watching? No, no, no. Have you watched the other one? Yes. How nice. Yes. Thank you.  How I feel? I'm honored. I'm grateful. It's nice. I can say I'm stammering. Yee, I'm stammering. I can say I'm just getting started. Yes. Yes. I can say when God decided to bring us it in this world, it was like, you know what, I'm going to give you everything. So how are you balanced? Again, me, I give all my credit back to God because God cannot give you what you cannot handle. I was just speaking with Jinnake Mipotea. But you're going to see the interview. Right now it's 22.56. It's honestly 4 minutes to 11. And I need to be up at 3 to go to work. And tomorrow I have set. And the next day I have set. So it's hectic. But again, so we push. Alright, maybe as we wind up now as yet. Your English is getting over the sounds South African. My English is South African. I don't know, Mipotea, Tukitoka, South Africa. Yee, I'm an actress through me. I can go to Nigeria event right now. And I can even go to England. So yeh, I'm just an actress. Alright now, because people want me to work with future projects, just to understand maybe a red card as an actress, as queen of film. Yes. Oh, my red card. If you want to understand my red card, you could just email me if anyone wants to do business. My email is on my bio. My socials are. Oh, my email, yeh, I think. I just want to understand if it's in terms of now, your value right now. Yes, and now it depends. In terms of dollars, how many? I am not atleast. No, it's not a bad thing to say that. $10,000, what is that? $10,000. I don't understand the language you're speaking, but what I can say is this, if you're a content creator and you want to learn how to make your red card, come to the Zina G convention that's going to be happening on the 11th of November.  Yes.  Yeah, maybe what do you feel in the change pala Tik Tokenye? You feel like maybe it should be done civil wikianza ilikua. What I can say is Tik Tokas is an amazing place. It can build a lot of people if you use apart from really well. A lot of toxicity. Tik Tok nowadays is toxic man but yeah, there are a lot of amazing people there so shout out to you guys. What I can say is just be nice and make sure that the content that you create satisfies you. If it does satisfy you then I guess that matters at the end of the day but sometimes things satisfy you that are not nice. So I can't count on acting. Yes. I have gone to love you. I mean despite the head that you got Manzo Manzo. How is it right now and to encourage your fellow content creators how can they deal with people who don't love you in social media?  What I've known in this world is that not everybody is going to love you. Chumi, even Jesus. Not everybody loves Jesus even till day. Even till day there are people who deny God. You know. So go with a few that love you. There definitely going to be people who will not like you and that's okay. Focus on the good energy. I have a lot of people who do not like me. I was bullied. We all saw that. But let me tell you something. I have a lot of people who love me. I meet people and they're like Oh my God, I love what you do. The other day the recent one that I was just saying I met this lady at a satay in place and she was like I really watch your content. I love your content. I'm going to be leaving the country tomorrow but there's some books I just want to send you away. Please just go read them and I'm like people who love me and they want the best of me. They want to see me elevate myself. So shout out to you guys. You guys are amazing. Yeah. Goja. What's your biggest fear? Muna na kukati kitu? Muta kati? Muta kati kwa mbiya kitu? Mba mbiya. Mbona hamu nulizi saba biya dubai Mbona bilboz Muna jomu bloggers muna kwa ngana mamboz. You're so annoying. Oh, nimeza ni tu me maliza. Sorry. Muta kati opats. Muna jomu ni joka. Nimeza ni tu me maliza. Muna jomu nesema. Can you wind up? No. Yeah, you wind up. Okay, sorry, guys. Thank you. So, you can start. So, tell us more about the now, the dubai. Iza mabili. Tu muna zed kwa bilboz? Actually, someone called me from kwa bungoma kana. Nime muna zed kwa bilboz? Yes. What for them and a training? Una fila ajuki tiwa na ita? I am grateful. I am working, as I said, God. We're doing local deals. We're doing international deals. And like I said, we're just getting started. Dubai was amazing. I'm working with the dubai tourism. Dubai government just promoted tourism in dubai. Just to help people, you know what? Visit dubai, it has amazing stuff. Amazing things. So, we're in bilboz. Uli pata ajustansia dubai? Faki kwa? Funny thing. Is it a funny thing or a weird thing? So that you know that people are watching not only in our country. I was approached by an agency in Nigeria. Wow. Yeah. It's not even, I did not get it from our country. I got it from an agency in Nigeria. And they're like, we've been watching your content and I don't know how can we get into a meeting. Are you interested? Yada, yada, yada. And yeah, it happened. Okay. Yes. And do you plan these big roads? Is it the way you put yourself as a content creator? I mean, you get roles in dubai, it's dream, South Africa, it's joy. How do they differentiate now between you and other creators? I think what I can say is God's grace.  Munguatikumulikevi asemeni wewe. Ata likuja nifanye nini. It's gonna be you. So, I just can say God's grace. I'm also a hard worker. I work hard. And how you package yourself, how you carry yourself, definitely adds to that as well. Yes. And you've grown so fast. To me, we've grown so fast. How have I grown so fast? Kwa, asia, kaya. Yeah, you've really grown so fast. Ume, ume, jijenga. Tukianda kumbeve leulianza. It's like, let's say, really good. You know the problem is, the problem is a lot of people saw that video and that was the interpretation of who asia is. I went to school with you. Can you tell them, and we went to school together in primary, right? What kind of an individual was I? Imagine. I was a drama. I was in acting Nilianda Nationals. I was always an active kid. I've always wanted to do what I did, what I do right now. So, most people will look at my journey and be like, man, it's that video. I'm like, man, my journey started when I was in classics. When I was auditioning for that drama on that stage. You get me? So, by the time I was finishing high school, I'm like, you know what? I don't want to be idol. I want to get into theatre. I get into theatre, do theatre for two years, do content creation. Nothing happens before you know it. I do this video, it blows up. And now somebody's like, I don't want to be idol. I'm like, man, I started decades ago. So, yeah, I can say it's just progress. It's work in progress. I'm work in progress. Maybe I want to the upcoming, upcoming content creators. So, because we look up to you, so many people not us, I want to do something in ya. At least kumoja, nita paja kufiga lewa in yazi and I will just talk to them. Babes? Everything in ya? Ngoja, ni ka na fish lines? Babes? Everything and anything is possible. No one is limited. The sky is not the limit. And this is what I always say. It might not take one week. It might not take two weeks. It might take two days, three days, three years, four years, 50 years. Be patient with yourself. As long as at the end of the day, when you go to sleep, you feel like you've done your best. Then take it easy on yourself. And namusamaivi, there's enough time for everyone to shine. During the day, we have the sun. At night, we have the moon. But hakune nye nashidanga alaiti kwengini. When you see other people succeeding, clap for them, be happy for them. Your time is coming. Just work on yourself. Anya, it's possible. Last video, what's official towards this acting? You see yourself maybe at your na Hale Nigeria, Ogao, Hale. We shall see. We shall see. We shall see. Machu at the base, we should nothing. Thank you. Thank you so much, guys. And just to finish, there's nothing possible. I mean, people admire us a lot. I went there, people in the DMs asking, it's azida panamu tu jamani. Milipambe anything about you that I'm letting or not or single or please msi ya kei klip. Thanks. Babes, giving up is not an option. If you give up on yourself, who's going to give in to you? Imagine, no, work on yourself. Continue working on yourself. Be patient with yourself. Be kind to yourself because if you're not kind to yourself, then that's where you go wrong.


Hi everyone, I think it works. I think it works, I hope it works. Because the moderator is supposed to talk something and to introduce about ourselves, but it seems that he can't say anything and he can't hear from us. So we think we have to start with ourselves, but they should record ours. Okay, anyway, welcome to Samsung SDS and Shinan Bank session. Thank you, Cliff. Welcome everybody and thanks for joining the session. I'm Kyusung Lee, Head of Blockchain Research Lab in Samsung SDS. Please call me KS during this session because it is simple to call me. I'm leading Blockchain Research Lab and related topics consist of off-chain transactions and blockchain platform technologies, which we are going to discuss in this session. As you see, I'm with Andrew Kim at Shinan Bank. Andrew, please introduce yourself. Thank you, KS. Hi, this is Andrew. I'm a Blockchain Project Manager at Shinan Bank. I briefly introduced Shinan Bank for those who are not too familiar with the company. Shinan Bank is a leading commercial banking in South Korea with strong digital innovation DNA. Ever since 2017, we have been made numbers of blockchain projects to improve the banking process. I'm very excited to share one of those topics with you here today. Yeah, me too, Andrew. In this session, we are going to discuss a blockchain project to automate government policy model. Shinan Bank launched the project last year as a business owner and Samsung SDS, my company, provided blockchain technologies for the project. We will share the experiences that we got through the project. Again, we are very happy to share them with you and the community. So, here is the plan on the second. Andrew from Shinan Bank will introduce the overall project. He will then explain why they chose the blockchain and practical challenges they met when they tried to use it. Then I will explain the specific blockchain technologies to meet business requirements. Finally, we will deliver platform details and benefits. And here now is Andrew Kim at Shinan Bank. Andrew, could you start? Okay, thank you again, KS. So, most of the audience here today are probably thinking right now, so what exactly is government policy loan? Just briefly explaining, it is a type of government loan specific for small and medium businesses, including mom and pop stores to encourage their entrepreneurship and innovation. Unlike other bank loans, money for policy loans comes from government institutions. Banks only act as a distributor of this loan. In this case, money comes from CEMAS, which stands for Small Enterprise and Market Service. CEMAS is the biggest government institution who is funding the policy loan. However, please keep in mind that policy loan is not a single product. Funding institutions could be different depending on the types of the policy loan. After COVID-19, demand for policy loans significantly increased because it has a lower interest rates and more flexible period of return. In the next slide, I will explain how the policy loan used to work before the platform. So, let's imagine you are a best-run owner who needs a government policy loan to pay for the salaries. First, you have to go to the institution office to apply for the hot coffee confirmation letter. The letter proves that you are eligible for the policy loan. The institution check your credit rate, size of sales, number of employees, and etc. And they check if you are eligible or not. After that, you also have to visit the credit guarantor office to get a guarantee approval letter. Just to get these two letters ready, it usually takes a week or two. Once these two letters are ready, now you can finally come to the bank office to apply for the loan. From there, you also need to wait another two weeks to get the loan. As you can see, the process was painful for both customers and a bank. Customers have to make three to four visits to the institution, credit guarantor, and bank. Because there are three branch channels, customers often got confused with the process, and it led to a terrible customer experience. Also, it usually takes 22 days to complete the loan, which is two times longer than the other loans in average. Three channels also mean that there are three different databases. Data input, data exchange, and data reconciliation between parties was all done by manually by hand. Excessive amount of access spreadsheets, relic cups were necessary. The worst part is that most of the data was delivered through emails, phone calls, faxes, or otherwise you have to upload the Excel files on SEMA's website. This definitely led to data discrepancy and privacy issues. Yes, I think it must be very complicated and not efficient at all for both users and institutions. Yes, that is correct. The issues and the drawbacks of the government policy loan was very clear. So, in one word, getting a policy loan was painful. It was too confusing, it was too complicated, and it finally took too much time. Obviously, customer satisfaction was very low than other loans in average. From the bank's aspect, it required too much risk and cost. Moreover, it lacked scalability. If a new loan and new institution want to operate the policy loan, it required excessive amount of IT development and integration. After COVID-19, more customers wanted to get the policy loan, so the needs of the platform was higher than ever. In the mid-2020 last year, the project was initiated with three goals. First, we wanted to unify channels, so customer doesn't have to visit several different institutions. Second, we wanted to cut down the number of visits to one. Third, we wanted to automate the most of the procedures and eliminate the manual work. We concluded that building a blockchain platform is the most effective way to solve these problems. Yeah, I think you made a good choice at the time. We made a good choice, but we knew blockchain was great, but soon we faced a few challenges. No deployment was not easy for banks since we did not have such an experience. Also, system stability was another issue, so we wanted to find a way to use Kubernetes for deployment and management. Lastly, network regulation standard in the bank is very high. We wanted to build a very safe and stable external network to meet this standard with a partner who could solve these problems and who have an experience. Next is why we chose Samsung SDS as a partner. Yeah, thank you again. I agree with Shina's pain points, but in addition to Shina's comments, I would like to share more voices from the customers who want to use the blockchain. The first one is that I know what the blockchain is now thanks to Bitcoin, Ethereum, and NFT, but it is still difficult to use. The second one is similar to the first one. We figured out user wants a simple way to use blockchain. For example, they want to use graphical interfaces. Yes, because we needed a platform, we wanted it to be very easy to use and explain it with graphical interface. Yes, GUI is very important. The third one is like blockchain deployment is hard, but when it comes to operation and network management, it becomes really hard. I think it is because blockchain use cases in real service have increased, so I think that's a good sign. The last one is that users want to maximize benefits from the blockchain. Of course they are. For example, questions I frequently got, what can we do next with blockchain? Or how can they easily expand business with blockchain? So we've decided to develop blockchain technology to provide simple and easy instructions through web interfaces. Also, we decided to utilize Kubernetes for network deployment and management for better services. As a result, on the right side here, here is an example of technology. Not only users can easily control and monitor the network, but also they can expand, expect business expansion through GUI very easily. Okay, let's take one step to understand what the technology is and how it works. The left side we call Next Ledger Manager provides web-based graphical interfaces for users. So users can easily command to the server to configure and deploy the fabric network through the interface. On the other side of the figure, our server part receives a transmission from the client. Of course, in a server, the deployment module here controls Kubernetes jobs. For example, it does creating or managing parts. You can see the peer orderer, I mean, CA parts in the blockchain network. So on the other side, our demonstration module is in charge of configuring and managing blockchain components. Examples are creating channels and adding on OLG or install some chain code. And one good thing is the ability to check the status of all network by monitoring module here. So it's a little bit more detailed architecture, and I don't want to go in detail, but I just want to mention three things. First one is the fabric version. Since last year, we've supported the fabric version to point X, so users can benefit from the last year's fabric features such as enhanced private data collection or chain code lifecycle management. Second is support web-based SDK and wallet. It means that web-based SDK enables web interfaces and browser wallet. However, the browser wallet here is optional, so users can use hardware wallet instead. I mean, if they want. Last one is Kubernetes. Users can take advantage of all features from Kubernetes. It includes network provisioning, high availability, and scaling. In addition, as mentioned, continuous status check for blockchain components are available. So users can complete blockchain network provisioning in minutes. And even though there are some requests for upgrading or changing network configuration, it could be quickly done. In addition, users can deploy network component even in multiple network environments. You know that blockchain consortium consists of many different organizations. Yes. For example, we observed enterprises and banks like you finance sectors want to use on-premise network. That is correct. Banks usually prefer on-premise network rather than clouds. Just for the security issues. I know that there is a regulation for that. Yes, but on the other hand, IT companies may want to use public cloud. So we believe that the hybrid cloud provisioning feature can satisfy participants with different needs. So let's see how it works. So first, we will create a peer. To create a peer, we need a name and date type and a fabric version and order name and some other information. Then put some password and just click. That's done. We just created a peer using Kubernetes. That was easy. Yes. Then we will deploy the chain code. First, the package and the peer nodes to be installed. Then we have to approve it according to chain code lifecycle management. So it is the process of approving the chain code. We need to put some name and some other information to approve and that's done. And the last one is committing the chain code. So that's it. We went through the chain code lifecycle management with graphical interfaces. Just as KS explained, adding a peer node and deploying the chain code was quite easy during the process. After provisioning, users can monitor all blockchain network status. The left figures show the network status. For example, the number of active peers and the height of blocks. The right side is the example of the administrator page of a business owner like Shinhan, excuse me. The page can have more business related features such as the number of applications submitted today but something like that. Yes. This page helps us to monitor the network in a glance. So we use it very often. So we provided this technology to Shinhan as they easily wanted to provision and manage the blockchain network. And Shinhan, I think Shinhan added more blockchain and business features to the platform. Is it right? Yes, it is right. So they built a platform called the government policy long platform. Right? So I think you could explain the platform better. Sure. I will explain how the platform works and how the platform changes the policy long process. On September 2020, which is last year, we finally launched a blockchain-based, more specifically hyperlector-fabric-based government policy long platform to connect data or more participants in real time. Thanks to Samsung SDS next letter and network management technology, the project could be completed smoothly within four months, which is quite short-ended other blockchain projects we have experienced. Now the customer does not have to make several visits. Shinhan, we have signed a consignment agreement with SEMAS so we could issue a confirmation letter on behalf of the SEMAS. Prior to the platform, data of confirmation letter application was delivered to SEMAS only on every Monday and Thursday only. However, after the platform, this data can be delivered on real-time at any day. I'll go through the example where we kick. So as soon as the loan officer at Banking Branch, at Shinhan, input the application data into blockchain platform, SEMAS, they can check and approve the confirmation letter right away through the platform. There is no need to exchange spreadsheet going on between. This allows loan assignment to be operated in real-time as well. The biggest change is that you do not need to email and email Excel's full of free look-ups, as I mentioned. I'll talk about how the automation was possible in the next slide. Okay, so this slide shows the examples of how we use event listener feature to automate the loan process, particularly repayment schedule. For privacy loan, customer has to repay certain amount of loan every quarter. Before the platform, Shinhan and SEMAS, we have our own repayment schedule data. Because data input was done by hand, there was always some issues with data discrepancy. But now there is only one unified repayment schedule data and the platform, as you can see, act as a data breach between Shinhan Bank and the institution. So let's go through the example. Once the request of the loan allocation triggers, the institution's internal batch program through event listener to verify and confirm the allocation data. Then the platform updates this data and creates the payment schedule right away. This allows process to eliminate emailing and unloading of repayment schedule access spreadsheet and some other tedious relookup works. And also, as you probably, everyone here knows, that deleting data is not an easy process when you apply blockchain. We believe that fabric could help us get through this issue. Because this is a loan platform, it has to comply with many different regulations. And then to comply with our guideline, the bank's guideline, the institution, the SEMA skyline, and also GDPR. To solve this issue, we created RQ to isolate PDC data with the letter data. You could understand PDC as a couch DB where you can manually or automatically delete the data. And letter data, as its name implies, it's a blockchain. So you cannot change the data here. Personal data and financial data, because they are private data, they are saved in the PDC while repayment data, they are saved in the letter where you cannot change it. Think RQ as a hash data, hash it's hashed, and it's used for one-time access code for repayment data. This helps us to prevent data abuse and the creation of the data does make us to comply with the GDPR. Once the loan is fully repaid, all data in PDC can be deleted. So finally, here are some of the business benefits we have experienced in the last eight months after the platform launch. We definitely see higher customer status. I mean, it's obvious. Customer visits are now down to one. They don't have to go back and forth and ask the banking branches what they can do. We also integrated confirmation letter application process into our banking mobile app. So it means that customer now doesn't even have to come to the office. They just can apply for the confirmation letter on their mobile phone. Now the time period of loan process is down to 12 days from 20 to days. We also, the Shinan also, enjoys the benefit of the platform ecosystem. Because most of the loan process is automated, as we mentioned in the previous slides, we could cut down 13,000 working hours per year. As a platform success-free once, we see increasing numbers of banks and other institutions who want to join the platform. Two more commercial banks in Korea are now in touch with us to join the platform. Is it really the first use case in Korea for banks to earn such profits wanting the blockchain platform? I think it is very impressive because you just measured the number. Because I know that it is very not easy to find some quantitative outcomes from the blockchain project. And the number is too high. I mean, 13,000 working hours cut down. That's very impressive. Yes, it is. And I would like to add some benefits from the technology. First, users can reduce deployment and configuration costs thanks to dynamic network provisioning. You would know that manual provisioning requires somewhat iterative and complex and error-prone tasks. Second, users can have more network choices. For example, they can use public cloud, hybrid, on-premise, whatever. The last one is related to operations. So operators can easily check the status of networks so they can respond to the emergence, such as lag of resources and service outages. And I like to mention that we also observe resource allocation for blockchain are very important. So, okay. Here are some key takes away you want to deliver. Andrea, could you summarize it? Sure. So, you might think it is inefficient to integrate blockchain into banking service because banking structure is very complicated and it's full of legacy system. We are very aware and we have very experienced that we tried to apply blockchain, but it took too much time and too much risk. With the hyper-retro fabric, next letter and other supporting tools, integrating blockchain into banking system, I think it's easier than ever right now. Just as an example, we showed the government policy goal. I hope you're looking for a service with the multilateral structure business to apply blockchain. This kind of business model will bring you the dramatic changes in both customer and company aspect. Thank you. And from the technical side, blockchain, I would like to mention this one. Blockchain configuration and management are somewhat complex and complicated, but I believe making it easier for users is the key to business production. Yes. Okay, that's it. We hope this session was helpful for both business and technical side. And thank you. Thank you for the joining session and feel free to ask any question. And I wonder that Cliff is online and... Let me just... Yeah, okay. Okay, we have a copy. Okay. So we unloaded the PPP file in the schedule.com. Okay, I thank you. Hi, Julian. Thank you. Oh. Good to hear that. So we unloaded the presentation so you can download it in that page. So thank you. And thank you, Julian. And is there any other question or comments? Oh, yeah. Hi. Good to see you. So there is like one or two more minutes that we can answer your question if you have any. So Julian Golden asked us what is plans going forward? In a bank side, we are now in a talk with the two other commercial banks who want to join this platform. And we're going to charge them with the fees of using the platform. So it'll be probably one of the first case that bank are using blockchain platform to actually awning money. And we went through the legal checks and there's no problem with it. And now we are having... Also we are talking with a few other institutions who want to join the platform. But it just started so we don't... We don't know how it's going to be happen but we will see. So yeah, we will just try to enlarge the platform ecosystem for now. That's good. And from technical side, we will keep increasing... I mean, keep enhancing the technology. So we call the technologies as blockchain management technologies but we will add some more features like dynamic resource allocations. So we think it would help for other blockchain operators or some enterprises want to use blockchain. So that's our plan. And we think it's time's up because it only two minutes left. So I think if we have some questions or any comments, feel free to send us an email to us. And thanks again. How can I enterprise join this initiative? Could you elaborate a little more on this question? You mean how the other banks are joining the platform? In that case, we have an experience with building ourselves. So the two other banks, we are doing the... What's that called? We are consulting them and we are talking with their IT sessions as well. And we have the guideline documents for them to apply this blockchain system. And thanks to the next letter, opening the pyramid and deploying the blockchain is very easy. So that could be done with us. And I don't think we need external IT guys to come and add those. Okay. It might be the last comment. Somebody said... Yes. Okay. Download this PPT in the schedule.com and there is an email for both of us. So if you have any questions or comments, please send us. Please. And I think that's it. Thanks for the joining session. Thanks. You can email with questions. And it was Andrew from Shinan. And Kusang Lee from the Samsung SDS. Okay. Thank you. Bye.


Look, it's no secret around here, we talk a lot about Nintendo Switch 2. I'm not even gonna sit here and pretend it's not a major topic of the channel because it is. And look, we have another video coming later today that isn't related to Switch 2, but we need to talk about this key feature for the system because it is something that has been widely debated and we really have some direct evidence for it. Now, there's a rumor that it has to do with it as well, but we actually got evidence quite a bit ago from a partner company with Nintendo that this feature is going to actually be there on Switch 2 and it is a very important one because it deals with backwards compatibility. Now, if you look at the history of Nintendo systems, whether it was home console or handheld, for the most part they have done within reason one generation of backwards compatibility. The 3DS could play DS games, the DS could play Game Boy Advance, the Game Boy Advance could play Game Boy. Oh, but we're not done there. How about the Nintendo Wii, the original run of that being able to play GameCube games? What about the Wii U being able to play Wii?  The Super Nintendo wasn't backwards compatible with the Nintendo Entertainment System and likewise the N64 to the SNES and obviously the GameCube to the N64 with the cartridge format. When it changes so drastically it's obviously hard to maintain backwards compatibility for. A little bit less so with Nintendo with their handhelds because the cartridge formats weren't changing drastically but obviously now we're sitting here in 2024 expecting a new system to come out and wanting to know what the heck is going on with backwards compatibility. Well, one thing we need to bring up is from an interview we covered a long while ago dealing with Mario plus Rabbids sparks of hope and this is what Ubisoft had to say about this game and I think it's key when we're talking about backwards compatibility. Although I think it was a different issue with Mario we had already released a Mario Rabbids game on Switch. So by doing another we had two similar experiences on one machine. On Nintendo games like this never die. There are 25 Mario games on Switch. Nintendo has advised that it's better to do one iteration on each machine. We were a bit too early. We should have waited for the next console because you can play a great game and we think it'll last for 10 years because we will update it for the new machine that will come in the future. Now this could or cannot be a hint at that. When you hear update to me that feels like hey, you're gonna be able to play this game on Switch too with your current copy of it but we're gonna provide an upgrade, right? We're gonna do higher resolutions. Maybe we'll throw in some new lighting systems in there, ray tracing and all that maybe even faster frame rates, right? That's sort of what you hear when you hear update. People also, at the time we're taking this to mean oh, they're gonna make like a deluxe version of the game, repackage it, re-release it, charge 70 bucks, yada yada yada pack all the DLC and that is obviously a route they might take as well. But I think what even helps further this is a recent rumor from Nash Weedle. Now look, I know not everyone knows the history of Nash Weedle. For the most part he gained credibility for calling Metroid Dread before it happened, right? The game wasn't even announced yet. He said, hey, we're getting Metroid Dread it's releasing later this year, yada yada yada ended up being true, ended up coming out. So look, Metroid Dread was obviously a known name because it was a canceled Metroid project from a long time ago but nobody was really talking about that particular project coming back except for him. He also said who was developing it which was Mercury's team. So hey, give him some credit for that. Other things he's talked about since then haven't come to fruition yet, you know? That's sort of the way you have to look at it as if you want the history of them, hey, he hasn't gotten anything wrong technically yet but most of what he said is stuff that applies to the future and this is one of them. Now we talked about this briefly in another video. We brought up his Bayonetta post, right? How there's gonna be a Bayonetta trilogy coming to Nintendo Switch too. But one thing he did note about the upgrades, he talked about the upgrades and I was really confused when I was reading this and thankfully you guys my actual audience in the comment section, many of you who speak his language natively so I don't have to rely on a translation, clarified what he was talking about. And the second part of what he was talking about dealt with the idea that while these upgrades are gonna be there in this trilogy collection, if you already own Bayonetta 1, 2, and 3 on Nintendo Switch, through backwards compatibility you're gonna get these upgrades on Switch too. You do not need to buy the trilogy to get the upgrades. So essentially what Nashville did and this went under the radar is he put a rumor out there that Nintendo Switch 2 is going to have backwards compatibility. You combine this with Ubisoft referencing doing upgrades to the games as well and you start to paint a picture that there is likely going to be backwards compatibility on Nintendo Switch 2. And again, this is such a major feature for launch. I don't think backwards compatibility makes or breaks the success of Switch 2 because, I mean, come on, Nintendo Switch didn't have backwards compatibility, didn't make or break the success of that, right? So Game Boy didn't have it, the Super Nintendo didn't have it. So we can't sit there and say it's a make or break feature but what you want heading into launch of a new system is you want everything to be positive. You want all of the buzz around your system to be positive. And we just saw when PlayStation was actually talking about maybe not allowing free upgrades for their games and charging money for them when they brought PlayStation 5 out. There was even a moment, a brief period of time when Sony refused to confirm that you could even play PlayStation 4 games on PlayStation 5. Meanwhile, Xbox just straight up said, hey, you can not only just play Xbox One, do you have an original Xbox disc? Stick it in the system and you can play it. So Xbox was pushing this whole BC thing. Meanwhile, PlayStation would even confirm PS4 backwards compatibility. Of course, we all know how that played out. You can play your PlayStation 4 games on PlayStation 5 but it did create this negative perception around the next PlayStation system that Sony eventually clarified before launch that yes, you will be able to play PlayStation 4 games. And I think that is just a marketing thing, right? You don't want negative buzz around your new system. And so I do think Nintendo will likely include backwards compatibility. Again, it extends the life of games. It also builds confidence in switch owners with massive libraries upgrading to a Switch 2 maybe sooner than they may have done otherwise. Like they might have waited until the library was big enough that they wanna get the new system. But hey, if you already know you can play all your current games there, you're really just upgrading your current Switch. And you know some of the games you get will have upgrades for them and obviously you'll get to play all of the new games. So yeah, I think that there is an inherent value add for the consumer, especially around launch to have backwards compatibility. Now I do think, and Nintendo said this before, they might phase out backwards compatibility later on in the Nintendo Switch 2 generation as they make iterative systems and they release new versions of the Nintendo Switch 2 or whatever they call this thing. But I do think there's gonna be backwards compatibility. Now the last thing I wanna talk about, and this is just addressing some of the comments out there and yes, I read your comments guys. There are some people that think it's weird that we're just addressing this as another Switch. Like Nintendo is this weird company. We should expect them to do this. Okay, well let's look at the history of Nintendo. Just briefly, a very brief history. When the DS blew up, did they not release a sequel system? Of course they did. When the Wii blew up, did they not release a sequel system? Of course they did. When the Nintendo Entertainment System blew up, did they not release a sequel system? Oh look, of course they did. When the Game Boy blew up, did they not release a sequel system? Look guys, that's what Nintendo does.  On top of that, people forget about the Japanese market. Okay, the Japanese market massively prefers handheld consoles or anything else. Nintendo is not going to abandon that market. On top of that, Nintendo has very little competition in what they're doing. People will bring up all the handheld PCs and that's great. Handle PC market is a nice market. But the best selling of them, the Steam Deck has sold maybe 3 million at most. Nintendo Switch is at 130 mil. It's in the category of its own. There is no competition for it. You have the exclusive games. Look guys, there's no reason for Nintendo to leave this market. The market hasn't left them. See, unlike the Wii and DS where it kinda felt like a lot of that got absorbed into smart devices like tablets and phones, it doesn't really feel like anything's really replaced in a fundamental way. What the Nintendo Switch does, meaning it's a ripe category to keep bringing out new systems in. So you add that to the fact that the demand for Switch while it's going down isn't sinking as fast as prior. Systems showing a clear demand for this type of product. People are just ready for something that does a bit more, right? They wanna, when Hogwarts Legacy comes to a platform like Switch, they want it to actually look and run well. They're starting to see a little age with this system and just kinda hoping that there's gonna be a new one soon. So look guys, I think we're getting a Switch Shoe in 2024, but more importantly, it looks like signs are starting to point to us being more and more confident that backwards compatibility will be there at launch. I wanna thank you guys so much for being here. I want your thoughts on backwards compatibility and how important you think it is to Nintendo's next system. And you know what guys, we'll catch you in that next video.


What's happening guys, it's Shane here and in this video we're going to be talking about how to shave two years off your college degree, aka how to get a bachelor's degree in half the time. Now most of the people on this channel are interested in getting bachelor degrees or four-year degrees, but this can also be applied to six-year like master's type degrees or doctorate degrees as well. And I used a lot of the principles that I'm going to be talking about in this video to get my doctoral degree in about five years and nine months instead of the usual eight years. But a lot of the stuff I'm going to talk about in this video I didn't even know existed back when I was trying to save time on my college degree, so you could do a lot better than that. Now saving the time that it takes to get your college degree down to two years instead of four not only is going to obviously save you money, but it's also going to save you time and even more importantly, probably the most important thing of all in my opinion, it's going to save you what's known as opportunity cost. And opportunity cost according to Google is the loss of potential gain from other alternatives when one alternative is chosen. And basically what that means in this situation is you can do other things with those two years of your time. So while your peers are still in school doing the last two years of their college work, you could be starting a business or getting your first two years of real life work experience. While they're paying money to go to college, you're going to be making money. And the way I'm doing this video, I'm going to start off with the ones that you can do at the earliest age, right? So the ones that you can start doing if you're still in high school, for instance, and then I'm going to move on to the ones that you can do in high school and college, and then I'm going to move on to the ones that you can only do while you're in college. And by the way, guys, I go in a lot more detail on exactly how to do this in my college one on one course. You can find that down in the description below. But starting off with the very first one on the list, this is one that pretty much everyone probably knows about. And that's going to be AP or IB classes. That's going to be advanced placement or international baccalaureate classes. These are basically advanced classes that you can take while you're still in high school, that if you score a certain amount on a test after taking these classes, you can actually have that as college credit before you even start college. Now, the way these classes work is you take them during high school. They're going to be a lot harder usually than a typical, you know, high school level class. Then after you've done that class for an entire semester, you get an option to take a test. And usually these tests are pretty difficult. They're scored from one to five in the case of AP classes. And depending on the college you go to and some other factors, if you score a three, some colleges will actually accept that as college credit. Some actually require you to score a four or in very rare cases, a five.  I'm sure everyone watching this is capable of that. But some colleges require four, some of them require five. That can be a lot harder. And on top of that, you have to go through an entire semester of class in order to even have the option to take these tests, which again, can be very difficult. That takes up a lot of your time. These classes are not easy. And in high school, you already have so many things pulling you in a million different direction. You've got sports, you've got extracurriculars, you've got class. A lot of people get a part-time job. So something taking up even more of your time, which you don't really have all that much time anyways, can be a drag. Still, this can be a good option, especially if you're taking a class that you wanted to take anyways. And I think this will kind of get you ready for the level of difficulty that you're going to come in contact with when you go to college. Because usually college is much more difficult than high school. At least that was my experience. I thought high school was not very hard at all. At least the high school I went to. Then when I went to college, it was way more difficult. Also, you have to pay $95 in order to take an AP exam. Sometimes it's up to 150 if you take it in a weird location. And on top of that, if you aren't able to score a three, a four, or five, whatever your college requires, and you fail it, you're going to have to wait to retake it. But if you are able to pay the 95 to $150, I think it's like $143 in some areas, then you will be able to test out of that college credit, which would probably save you hundreds if not thousands of dollars. Next one on the list is going to be taking college courses while you're still in high school. And there's several different ways that you can do this. And the way that you can do this is going to vary on a bunch of different factors, depending on what country you live in, what state you live in, the district you live in even. So basically the way this works is it's dual enrollment. You'll be taking high school classes and college classes at the same time. And sometimes you might have to seek this out on your own. I advise you asking your high school counselor or somebody in charge of your high school what your options are. But it's basically just dual enrollment. And sometimes they have a dedicated program for this. So for instance, in Washington, they have the running start program. And this is basically a program in this example where juniors and seniors in high school can take classes in college where they're getting their high school credit and their college credit at the same time, taking the same exact class. And they basically partner up with community colleges and they're able to get that credit while they're a junior and a senior. Now again, this is going to be different depending on the area you live in. This is just an example of Washington. But you could in theory earn four semesters worth of college credit while you're still in high school. So right there you would pretty much be saving yourself about two years of time before you even begin college. Now realistically, most students aren't going to go full time and earn those full four semesters worth, but saving yourself maybe a semester or two semesters, maybe even three is going to go a long ways. And on top of that, these classes are going to prepare you for the difficulty of college. And another thing is it's going to look very good on your transcript. So it's going to make it more likely that you get into your favorite college or the college of your dreams. So this is a fantastic option. A lot of people don't even do research on this stuff in time to take advantage of it. I was looking at the statistics with these different programs. And again, there's a lot of them, usually less than 10 or less than 5% of people in high schools even take advantage of them. So if you're like a freshman, a sophomore, even if you're a junior or senior in high school watching this, definitely check it out, see what your high school has to offer. See if you can take college classes while you're still there. If they don't offer anything themselves, keep doing research, don't give up, contact maybe a local community college, see if you can take classes while you're still in high school. Next one on the list is going to be graduating high school early. So this is another thing you can do. It's going to be pretty difficult to do it if you're like a junior or senior at this point. But if you start off right off the bat, like freshman, sophomore year, thinking about this stuff, it's relatively easy for you to graduate maybe a semester early or even a year early. So basically what you have to do here is, again, first step, talk to your high school counselor, figure out the exact classes you have to take and the exact order you need to take them in, right? So in some cases there might be, you have to take X class before you can take Y class and Y class before you can take Z class, right? So you want to make sure that you take X class as soon as possible. Sometimes your high school is going to offer maybe zero hour or even an extra hour at the end of the day where you can take extra classes there as well. Sometimes high schools will offer programs for especially gifted students where you can basically skip certain classes or test out of them. So if you're like a future Elon Musk watching this, first of all, send me some Bitcoin when you get rich, please.  Second of all, you can test out a lot of these classes and sometimes in extreme cases, you can even, you know, start taking college classes when you're like 12 years old. I don't think that's going to apply to like 99.999% of the audience, but I thought I'd throw that out there. I did have a professor when I was going to pharmacy school who was one of these like genius kids, these gifted kids, and he actually got his doctorate in pharmacy when I think he was like 18 or 19 years old because he basically like graduated high school, I think 12 or 13, started college and was able to do like an accelerated route. And then he, you know, became a doctor when he was like 18, 19. That is a super extreme example though, probably not realistic for most people. Even if you are that smart, you have to have parents that kind of like seek that sort of thing out and really go above and beyond to try to get you into these programs. Sometimes the programs don't even exist and you have to kind of like lobby them to create them or like go to a different school district that does have one. So even if you are a genius, chances are you're not going to be able to take advantage of this, but in rare cases you might be able to. Next one on the list, number four is going to be taking CLEP courses during high school or college. So CLEP stands for college level examination program. This is a great way for you to test out of certain classes that you think you already have the required knowledge for. So the website for this, I'm just going to straight up read it off. CLEP.collegeboard.org slash CLEP exams. Each exam costs $89 at least at the time of recording this video for you to take. Many, many colleges, I'd say most colleges accept CLEP exams as credit, but that is something that you need to check with your college on just to make sure you're not wasting your time. Now you might be thinking these sound exactly like AP classes or IB classes, and actually they are similar in some ways because you do have to take the exam and you have to pass it, but in my opinion they are much easier. First of all, you only have to get about 50% on the exam in order to pass. You don't have to take a semester of your time to take a super hard class and pass that class first and then have the option to take the exam, which you might have to score a three, a four, or a five on. You can just simply take the exam, score 50% on it, and you're good to go. At the time of recording this video, according to their website, they offer 34 different exams right now, and many of these exams are the ones that would be like your entry-level classes that you'd have to take in college, so your 101 courses. And getting 50% on these exams usually isn't as hard in my opinion than scoring like a passing score on an AP exam. The website also offers study guides for you and practice tests as well, so that's gonna help you quite a bit in scoring that 50%. And if you do fail the test, you can always just retake it three months later. Now, I personally know people who have taken these tests without studying at all and have passed them. Probably don't recommend doing that.  And if you don't pass that test, it doesn't stop you from taking a different test right after that. But you do have to wait those three months. Now, I'm not saying that you should do this, but what you could do is basically take a new test every week. And if you pass it, great. If you don't pass it, you know you're gonna have to put a little more time into that one and study harder for it. And the great thing about CLEP exams is you can actually take them during high school and college. So these are super flexible. You can basically take them any time. These are probably out of all the options on this list. It's the easiest one for anybody to do. A lot of the other options, it kinda depends on where you live, like if they offer kind of a running start program in that area, for instance. But CLEP exams are a lot more open and flexible. Now, next one on the list is one that I think a lot of people know about, but they don't really understand how to go about doing it. And that is taking extra classes while you're in college and also structuring your classes in a certain way. So first of all, when you're in college, some colleges operate on what's known as the block system. Others operate on what's known as the credit system. Some colleges are going to stop you from taking a certain amount of credits, right? So they're gonna say, you can only take this many credits. Other colleges, if you go and talk to the counselor, explain your circumstances, sometimes they'll let you take more credits. Some of them don't really care, they'll let you take as many credits as you want. So basically what you can do here is during the semester itself, you can take extra credits. A lot of the time colleges are gonna want you to take about, on average, 15 credits per semester. And then if you take that out over eight semesters, that's gonna be about as much as you're going to need in order to graduate in four years. But if you were to take, like let's say an extra three credits per semester, if you take that over eight, eight times three, that's 24, you're basically taking out a semester, which is 15, plus almost another semester, which would be 30 total. And then if you just take an extra three credits during summer break, for instance, for two years, that would equal 30, and that would save you an entire year. Now I've seen people take this through the extreme, people who are super hardworking or super smart, they can take like 21 credits per semester. For me, that's, no, no, no, that's crazy. That I would definitely not do that. The most I ever took personally during undergrad was 20, and for me, that was way too much. Now, just stating the obvious here, not all colleges work on the semester system. Some of them work on kind of like a trimester system. Some of them work on like a quadmaster type system. On top of that, some colleges are much more friendly for people to try to kind of excel and get ahead and do a lot more work. Whereas some of them are basically gonna make you do things in a certain way, just like everyone else. So that's obviously something that is worth checking and evaluating when you're choosing what college you wanna go to. Also, what I'm gonna say is a lot of people probably want to enjoy their college experience. Can be a little bit difficult right now because most of college classes are online right now. So you're not really getting that college experience. Hopefully we can get back to normal pretty soon. But there is something to be said for having that college experience and loading yourself up with a ridiculous amount of credits is going to be stressful. It's gonna take up a lot of your time. So it might not be the best choice for everyone. But if you do want to do this, what you wanna do is first of all, figure out the exact course map of the classes that you have to take in order to graduate with a degree. And in order to do that, you have to figure out what degree you want to graduate with, which is another thing that's very difficult. A lot of people end up changing their major. But luckily, the way it works is most colleges, the first one and a half to two years or so, you're mostly gonna be taking prerequisite classes. And usually, these prerequisite classes will transfer over depending on what major you're going into. These are basically just general classes that are kind of like surface level 101 type classes where you're kind of just sampling a bunch of different subjects. But once you've decided what major, what degree you're going for and you know exactly what classes you have to take, the next thing you wanna do is talk to a college counselor and figure out what classes you have to take in order to take the next class. So this is another one of those things where sometimes you have to take X class before you take Y class and Y class before you take Z class. So you have to be very smart, very strategic about the order in which you take those classes. And sometimes what makes it even more difficult is there might be a certain class that's only offered during spring semester or fall semester. And so these are all things you need to figure out because if you have to take X class before Y class, but it's not offered that semester, then that's gonna mess everything up. So you really would just wanna take out an Excel sheet and write down all of these classes by the semester and figure out what order you need to take them in. And what makes this a lot easier is talking to your college counselor. Now I have to say some college counselors are more helpful than others. A lot of college counselors are not going to like you trying to take extra classes. So sometimes you have to kind of take their opinion with a grain of salt, but hopefully you find one that does actually want to help you. I have personally had college counselors tell me information that's completely false. Some of the people that I coach, some of the people that have taken my course, for instance, have also had college counselors tell them information that's false. I don't think they're trying to lie to them. It's just that they haven't really looked into it or they don't really get educated by the college itself because let's be honest, people graduating early means the college is going to make less money. And so they're kind of incentivized in many cases to not help people graduate early. Not all of them, but in many cases, I think that's true. So taken to an extreme here, if you use just this method alone and you took like 21 credits per semester and then you also took summer classes, you could realistically graduate in somewhere between two to two and a half years, just doing that on its own, right? So just doing some basic math here, 15 credits per semester, you're doing eight semesters. That's 120 total credits for you to graduate with your degree. Again, sometimes it's going to be a little bit different than that. So if you were to take 21 credits for five semesters, that would be 105 total credits. And then let's say you started the summer before college, you took your first college class then and then you took another one after your first year and another one after your second year. And let's say you took a five credit class each time, that would be 15 total credits. So there you go, that would be 120 credits. Now that is kind of an extreme example, like I said, but it is possible for you to do. I realized making this video, it's already running a little bit long in my opinion, but there's a lot to be said for all of these. I'm basically just sampling these a little bit. I go into much more detail in my course, for instance, and maybe I'll make a video on each of these individually. If you guys want that in the future, let me know down in the comments below. But yeah, the next one on the list is going to be dual enrollment while you're in college. So the most common way of doing this is you take online classes at a different college while you're attending a certain university, right? So you're attending X university and you're taking online classes from Y university. Now this is very tricky because you have to make sure that X university accepts the credits from Y university. But generally speaking, the reason that people do this, and I'm just gonna be very frank here, is because they're taking a class that they don't necessarily like, or they're taking a class that's kind of like a little bit difficult to them. And so these online classes are, they kind of tend to be easier. So for instance, you might be at a university but take an online class from a community college. Community college does tend to be a little bit easier. On top of that, taking a class from another university is likely going to be less expensive as well. So if you're somebody who, you know, you can't take like 21 credits at a university because that's too difficult for you. Even 18 credits can be a lot. This might be a very good option for you because you could take, let's say 15 credits and then a very easy online class on the side. And this online class tends to be a little bit more flexible as well. So you can kind of, you know, just do the assignments anytime you have the time. Whereas if you're taking classes in person, for instance, or even online, but at a brick and mortar university, a lot of the time you have to, you know, be in a certain place at a certain time. So it's not nearly as flexible as some of these online classes that are offered. Another reason why this might be a good option is like I said before, sometimes you have to take X class before Y class and Y class before Z class, but if your college isn't offering X class at that time, or if they are offering that class, but for some reason you really don't like the professor, like they have a lot of bad ratings online or something along those lines, then you can take that class at a different community college, get the credit for it, and then transfer that credit in to your college so that you can then take, you know, Y class the next semester after that. Again, a lot to be said about this one. I definitely have just touching the surface on this. There's a lot that I haven't said because I don't want this video to be an hour and a half, but the next one on the list is going to be an accelerated program. And by the way, this is the last one on the list that I'm gonna be talking about. At the very end of the video, I'm gonna give several examples, both personal examples, as well as examples from people that I've known. And these examples are going to show you how powerful this can be, how you can save a ridiculous amount of time and money and opportunity costs on college. So there's two different examples of this. So for instance, in the pharmacy world, for instance, most people who become PharmDs, get their doctorate of pharmacy degrees, are going to get a four-year bachelor level degree. Sometimes it's even gonna take longer than four years. And then they're going to go to pharmacy school, which typically takes four years as well. But what a lot of people don't know is there are programs out there where you can go, for instance, straight in from high school into a program that takes about six years in order to complete your PharmD degree. So that's kind of like a second option that a lot of people don't know about, but you can actually take that one step further in that a lot of pharmacy schools, and most people had no idea that this was the way that it was. When I went to my pharmacy school, for instance, people didn't even know that was possible. They didn't even realize that it was an option. And that is that you can do what's known as the pharmacy school track, just take those classes that are required, and then many pharmacy schools out there will let you enter without having a bachelor level degree. So that's exactly what I did. I just took the first two to three years, generally it takes about two to three years' worth of classes while I was in college. And then what I did on top of that is I transferred specifically to a pharmacy school that had an accelerated program. So I did three years of undergrad instead of four. And to be honest with you, I could have done it in two years. I was very close to being able to do it in two years, but I didn't plan ahead quite enough, and some things happened, and so unfortunately I had to do it in three. But after I did that, I then transferred to a pharmacy school that takes about two years and nine months instead of four years. So it was an accelerated program. Now this accelerated program was very difficult, right? So you still do the four years' worth of work, you just do it in two years and nine months. So it was extremely difficult, at least for me, some geniuses in the class where it was really easy, but for me very hard. But with that being said, I saved myself almost a year and a half worth of time there. And so total it took me five years and nine months in order to get my PharmD degree. And I was able to graduate with a doctorate as a pharmacist at 24 years old. Now if you think that's impressive, there was a girl that was in the class above me that used a combination of all of these things that I've talked about. Her mom was like a genius or something and like knew about all this stuff and really helped her out. And she used a combination of basically every single thing that I talked about on this list. And she was able to graduate with her doctorate at 21 years old. So I don't know the exact specific details, but basically from what she told me, first of all, she graduated high school early. So she was able to graduate at 17 years old. On top of that, she took classes while she was still in high school that counted as college credit. So she only had to go to undergrad for about one year. So she's 18 years old when she gets into pharmacy school. She gets into pharmacy school and then it's two years and nine months. So by the time she graduated, she was 21 years old with a doctorate in pharmacy. Super impressive. Again, that's kind of an outlier type case. Most people aren't gonna have the opportunity or the ability to do that. But if you're somebody who's watching this video, maybe you're 14, 15, 16 years old, this is something that realistically you could do if you really plan ahead. But this is why I always emphasize so much that you really have to plan ahead. You have to figure things out.  A lot of pharmacy schools do require a bachelor degree, but many of them don't. And this is a very specific example of a specific career track, but you could apply this to so many different things. So I think this video has gone on long enough. I'm gonna end the video right here, but yeah, check out my other videos right here. I made them just for you. Go ahead, hit that like button, hit the subscribe button, ring the notification bell, and comment down below any thoughts, comments, criticisms, et cetera, that you have on the video. And I'll see you guys next time.


Hey guys, how you doing? This is your boy Rich from Rich TV Live and you too can join the club at richpicksdaily.com where you can learn how to win and trade. Hey guys, how you doing? This is your boy Rich from Rich TV Live and richpicksdaily.com with another breaking news press release for you today, exclusively here, talking about a stock that's now trading up over 100% since we brought it to you first. First helium, H-E-L-I in Canada and F-H-E-L-F in America. Put on your radar, put on your watch list, two MC in Frankfurt, Germany with big news today, announcing the commencement of drilling. It's second, that's right. It's second expiration well, the four dash 29 target, which is located on first helium's 100% owned, 79,000 acre, worldly land holdings in Northern Alberta, Canada, targeting multiple helium gas horizons and potential light oil accumulations. Drilling of the four dash 29 well is a follow up to the successful one dash 30 discovery well, which has produced at an average rate of approximately 400 barrels per day of light oil since coming on stream on January 23rd, 2022, which we broke to you first and was a huge catalyst for first helium making a major move in the market. Drilling of the four dash 29 target highlights the potential to capture value from multiple commodity streams across our highly perspective, 79,000 acre, worldly trend, said Ed Beriznicki, president and CEO of first helium who we've had and we've interviewed exclusively here on Rich TV Live. Now, if you like these videos, I need you guys to smash the like button, comment down below, share the video everywhere and subscribe if you're alive. Any successful outcomes from testing targets like four dash 29 and one dash 30 should significantly benefit our shareholders. As our team executes on the vision to becoming a leading independent provider of helium gas in North America, added Mr. Beriznicki. The four dash 29 well is located near the company's one dash 30 light oil discovery well and approximately three kilometers to the Southeast of the 15 dash 25 helium well on the core, worldly property, geological and seismic review of the region suggests that like the one dash 30 and the 15 dash 25 that the four dash 29 target presents a structural high on the LaDuke reef complex based on the company's assessment of economic LaDuke wells along the worldly trend, approximately 20% have been light oil producers and the balance have been natural gas producers containing potential economic helium content. A detailed geological and geophysical evaluation of the company's lands in the vicinity of the 15 dash 25 well and the one dash 30 well and along the broader warsly trend has yielded additional compelling drill targets. First helium will incorporate the results from the drilling and testing of the four dash 29 well to strategically pursue new drilling locations across the highly prospective 90 kilometer wide warsly trend. On January 31st, 2022, the company granted 100,000 incentive stock options otherwise known as the options to a consultant of the company. The options are exercisable at 35 cents per common share and expire on May 27th, 2026. The options are subject to certain vesting provisions and were granted pursuant to the company's shareholder approved stock option plan and are subject to the policies of the TSX Venture Exchange and any applicable regulatory hold periods. Huge news. What do you guys think of this news? I must remind you guys that Rich TV Live is strictly for information and education purposes and entertainment purposes. If you do like the stock pick, I would suggest you do your own due diligence, do your research, maybe consult a financial advisor, get their opinion on the pick. Now we brought you guys this pick when it was at 21 cents. It's now at 42 in Canada and has been as high as 46 plus. So it's up over 100% since we brought it to you guys first and that is our modus operandi here in Rich TV Live to bring you undervalued, underappreciated, underexposed opportunities before anybody else in the universe. And let's talk a little bit about First Helium led by a core senior executive team with diverse and extensive backgrounds in oil and gas exploration and operations, mining, finance and capital markets. First Helium seeks to be one of the leading independent providers of helium gas in North America, building on its successful 15-25 helium discovery well at the Warsley project. The company has identified numerous follow-up drill locations and acquired an expansive infrastructure system to facilitate future exploration and development of helium across its Warsley land base. Cash flow from its successful I-30 oil well at Warsley beginning in February 2022 will help support First Helium's ongoing helium exploration and development growth strategy. First Helium holds over 79,000 acres along the highly prospective Warsley trend in northern Alberta and 276,000 acres in the southern Alberta helium fairway near existing helium production. In addition to continuing its ongoing exploration and development drilling at Warsley, the company has identified a number of high-impact helium exploration targets on the prospective southern Alberta helium fairway lands to set up a secondary core exploration growth area for the company. Huge, huge, huge news. What do you guys think of this news? I'd love to hear from you guys. If you like the video, please comment on the video. What do you think of First Helium and their big news commencing drilling on the 4-29 target after successfully following up on the 1-30 discovery well? Love to know your guys' feedback. Remember, H-E-L-I First Helium Inc. Helly on the Toronto Stock Venture Exchange and 2MC in Frankfurt, Germany and F-H-E-L-F in America. We brought it to you guys first. Love to know what you guys think. Is your boy, Rich, from Rich to be live? Bring the news on First Helium Inc. What do you guys think? Let me know. We bring you the winners and we bring them to you first. Is your boy, Rich, from Rich to be live? And I'm out.


Did a man-eating beast once roam the Glastonbury Mountain in Vermont? Many have concluded this to be a possibility due to the baffling disappearances which have occurred within a triangular area of the mountain. Now known as the Bennington Triangle, was this mountainous area once the hunting grounds of a terrifying animal? An animal similar to the suspected culprit of the terrifying events which occurred within the Dayotloff Pass in 1951. An event largely, but reluctantly, put down by many as an attack by a yeti. Between 1945 and 1950, activities peaked with no less than five people disappearing within the Bennington area in mystifying circumstances. November 12, 1945. 74-year-old Middie Rivers vanished while hunting. Guiding a group of four hunters up the mountains, Rivers got slightly ahead of the group and was never seen again. And combing searches were conducted yet the only thing discovered was a single rifle cartridge in a stream. Rivers was an experienced hunter and fisherman extremely familiar with the local terrain. Paula Weldon, 18, would vanish on December 1, 1946. An 18-year-old sophomore, she had set out for a hike along the long trail. She was being followed along the trail by a couple who were about 100 yards behind her. According to them, she turned a corner ahead and vanished forever. An extensive search was conducted by the FBI, including a $5,000 reward for any information. However, no trace of her has ever been found. A strange rumor would subsequently circulate the town some years later, stating that she had fallen in love with something in the mountains and had become a recluse up there. December 1, 1949. Exactly three years later, James Tedford, a war veteran, got on the bus. Somewhere between the last stop and Bennington, Tedford somehow vanished from the moving bus. His belongings were still in the luggage rack and an open bus timetable was on his vacant seat. Paul Jefferson vanished within the Bennington Triangle on October 12, 1950. Although he was wearing a large bright red coat, he was never seen again. Apparently bloodhounds tracked into the same stretch of road where Paula Weldon had vanished some four years prior. These are just a small number of the unexplained disappearances that have occurred within the Bennington Triangle. Are all these strange vanishings just an unfortunate coincidence? Or is there something else more sinister at play? Whatever is on the Glastonbury Mountain causing these events, we are not in a rush to personally meet it. Many of the sites we often select to cover can oftentimes be barely surviving relics from lost antiquities. However, we find ourselves in a fortunate age where not only do we have the technology to study vast volumes of literature, all at the tap of a finger, but also enables those with similar interests and possibly knowledge of a ruin unheard somewhere to discuss such. And so far, it seems the ongoing debate has found a healthy home here on YouTube. Indeed, with a number of dot-com websites becoming more and more popular, this being an inevitable result of the exposure of the many relics we share. Proving a vast amount of people share a similar opinion, and, like you and I, are seemingly not blind to the obvious, rather than blindly following the opinion fed to them by authority. However, the fact that the many, as mentioned, ruins, no matter how robust, made from any known material, will all eventually return to nature, either through erosion or entropy. It is inevitable. We are in an age where not only do we possess such capabilities, but there are fortunately countless ruins, once made of enormous, notoriously weather-resistant tough granite. Baffling and unexplainable stones, we simply cannot decode how they were used. And we feel this is perhaps the exact reason they were used in said ruins. Perhaps it was a statement to say, we were here, and we were advanced. The polygonal roadway on Cyprus Hill, for example, the main subject of this video, is one such example of a ruin that, due to its apparent construction in courses, is clearly a close match to that of polygonal masonry, now catalogued all over the world. The opportunity to dismiss as geological, we feel, is becoming a stronger argument by the day. Cyprus Hill's polygonal roadway reveals there are many incredible areas which are not as robust as others, far more susceptible to erosion. However, in the channel's opinion, archaeological excavations should be undertaken. It will prove, or disprove, the discovery of the formation's true origins, either artificial, or an uncanny natural formation. Mystery history strongly suspects it is indeed an exposed section of a much larger still-buried road which has laid preserved under the soil just waiting to be exposed. Who built the roadway on Cyprus Hills? Do you feel confident in declaring it of artificial origins? Or do you perceive it as a geological formation? Feel free to let us know your opinion in the comments. I think adding personal opinions below will be an interesting exercise for all to see in regard to public opinion of the formation. Hopefully, one day localized digs will expose the reality once and for all regarding the road. Undoubtedly, a most curious uncanny of rock formations, one which we find highly compelling. Over a hundred years ago, a curious discovery was made in a town now named after this upart, Rockwell, within Texas. An ancient wall was unearthed, and although it was clearly of an artificial nature, its possible age predictably made a number of people in the academic world deny its artificial origins in favor of a far less likely scenario involving natural formation. Although magnetic exploration suggested that the rock wall had been where it lay for over 100,000 years, its origins have been heavily debated ever since its initial discovery. In 1852, farmers in Texas were digging a well when they discovered the wall. Conservative estimates have placed its creation some 100,000 years ago. Yet now, many believe it to actually be an antediluvian relic, left by a now lost civilization some 200,000 to 400,000 years ago. Dr. John Geisman of the University of Texas, Dallas, tested the rocks as part of a history channel documentary, giving credence to the denial of its artificial origins, suggesting they formed where they were, claiming that they were all magnetized in the same way. This tremendous age has led many to believe in modern paradigm. To deny a man-made origin, as this does to cooperate with the Bering Strait theory and currently upheld timelines in regards to evolution. However, there are others in similar fields who have found curious characteristics of the wall which do indeed suggest artificial origins. Geologist James Shelton, for example, and Harvard's architect John Lindsay, have focused on its unique design features, including architectural elements, archways, lintel portals, and square doorway and window openings, which all suggest not only artificial creation, but functionality for humans, which nature would simply not create. The depth or past height of the wall is also an impressive legacy. The family of T.U. Wade, who moved to the area and initially made the discovery, dug to a depth of 40 feet to try and find the bottom of the wall. This excavation, however, was abandoned without finding the bottom. Years later in 1949, Mr. Sanders of Fort Worth took up the baton and continued excavational exploration of the wall, finding a number of megalithic stones at considerable depth and weighing several tons. After bringing them to the surface, mysterious pictographs were found upon them, further supporting the thesis of artificial origin. In addition, curious metal rings of modern composition were found embedded in rocks, suggesting the presence of lost technology. It would appear that the wall is indeed an antediluvian relic, one possibly submerged and subsequently buried in ancient sediment during the Great Flood. Modern studies have found that the wall is in fact six stories tall and 20 miles in length, with a number of individuals now attributing the wall to a lost civilization of giants due to its inexplicable nature. It is good when examples like rock wall appear that test our abilities and cause us to question basic Newtonian mechanistic assumptions that have not been modified for over 150 years. Physics had to abandon this approach at the turn of the century, opting instead for relativity and quantum mechanics in order to further their understanding of matter and the universe, said James Shelton, geologist from New Orleans. It is a relic which we find highly compelling. It's made within Nevada, home to the famous Hoover Dam, one of the largest man-made concrete structures on Earth, and what many feel will be the last surviving remnant of our civilization's existence on this planet. Although it is also home to a number of other, lesser known, yet just as astonishing feats of human engineering. Similar to that of the incredible finds we have previously covered, an ancient mine, and although we know it was created for the collection of salt, the date of its creation remains a mystery with evidential examples of activity within this mine, not only by a now lost civilization, but one that easily predated even that of the Native American himself. As mentioned in the Scientific American of 1926, quote, Mines were operating in Nevada many centuries before the days of Aurora and Piyush of Virginia City, one of the discoveries made by archaeologists now delving into the ruins of Pueblo Grande. Many centuries is putting it mildly, for the finds show that mining was in progress at the beginning of the Christian era some 20 centuries ago, and there are strong indications at which point to work created at an even earlier period, end quote. Mysterious circular carving, reminiscent of those of Balbec, Aswan, Bazda Caves, Longyue, etc., are present within the mine, and although it is claimed these were made with stone picks, a true explanation as to the real technology or tools used to liberate this salt is yet to be discovered, yet the reasoning behind such circular carving has seemingly been unraveled by a fine at the bottom or oldest parts of the mine. The salt was seemingly isolated in these circular carving marks as they became deeper and deeper. Then the center block of rock salt was believed to have been broken off by hand and taken out by the miners. What is truly astonishing about this mine is its size, although initial investigations of the cavern were to identify its purpose. This salt mine has since been bought by industries invested in salt production due to its quality. Yet the mystery surrounding how these ancient people discovered this vault of salt, or indeed how they carved their way through an entire mountain in its pursuit, if we assume them to have been primitive in nature and ability, remains an absolute enigma. However, if one were to allocate such feats to a more developed human state, identifying this huge deposit of salt, and indeed the adaptive stone cutting technologies we feel were clearly used elsewhere, incorporated into this mining process, and explained how they managed to dig to such depths here, and indeed at other astonishing ancient sites the world over, are rather easier to explain. Yet I digress. Regardless of our own suspicions as to how this incredible mine was created, its existence alone, we feel, is proof that those responsible had far more knowledge and capabilities than modern man gives them credit for. It is an incredibly ancient mine, one in which we and indeed many others within our field find incredibly compelling. Ohio, the United States of America, nearly 12,000 years ago. The Cherokee would descend from northeast Asia to inhabit the Americas, upon arrival they were welcomed by a race of giant beings. They would become known as the Moon-eyed people, a race of people, far older than humans. It is said that they were responsible for the ancient ruins that now dot the landscape. The Cherokee called them the Moon-eyed, due to them only being able to see in the dark, during the day they had very poor eyesight. From the book, Old World Roots of the Cherokee, Chapter 5, What Kind of Indians Lived in the Territory the Choctaw and Chickasaw. According to local traditions, and confirmed by excavations of bones in Tennessee, a race of white giants. The Choctaws told of a race of giants that once inhabited the area, and with whom their ancestors fought when they first arrived in Mississippi. It was always believed that these were just stories passed down from generation to generation, the tribe for example had a legend of the mastodon roaming the Great Plains of America. However, over the past few years the remains of this mythical race have began to surface, confirming the Cherokees' accounts. This story was told by Comanches in 1857, many moons ago, a race of white men, 10 feet high, and far more rich and powerful than any white people now living, inhabited a large range of country, extending from the rising to the setting sun. Their fortifications crowned the summits of the mountains, protecting their cities in the valleys. They excelled every other nation on earth, either before or since, in all manner of cunning handicraft, they were brave and warlike, ruling over the land they had rested from its ancient possessors with the high Anhort he had. They drove the Indians from their homes by the sword, and occupied the valleys in which their fathers had dwelt before them. The remnants of their fortresses, and the crumbling ruins that surrounded us all, is what remained of their mighty cities. In agreement, the Indian trader Adair often referred to the Nanish Tahuolo, as departed white ghosts, vested with spiritual powers whose descendants were priests and magicians. Navajo legends speak of the star-naked people, a regal race of white giants endowed with mining technology who dominated the west, enslaved lesser tribes and had strongholds all through the Americas. The remains support legends of this race of giants having multiple sets of teeth, and having been over 10 feet in height. The remains have been officially exhumed, but alas not officially covered in the press, it is as if we are now at a point of paradigm destruction. Artifacts that tell of such beings are no longer successfully hidden, they are now just ignored. Following, some archaeological evidence found regarding this giant race, they practiced a mother goddess religion, they possessed copper not bronze axes, polished slate tools have been found, including fishing plummets, which were apparently regarded as sacred, belief that the grandmother moon was the repository of souls, a diet of mainly shellfish and seafood. The building of fishwears on North American rivers to trap migrating eels, this is a form of fishing known as elvering, but due to plummeting stocks it is now widely regarded as detrimental to the ecosystem. Certain vegetarian habits, wild rice, for instance, inscriptions on artifacts, especially pipes, often buried with the dead, use of coal and petroleum, weaving and looms, knowledge of seafaring, mathematics and engineering, including canals and irrigation, burying of a dog with a child to guard the latter in the afterlife, a language apparently Afro-Asiatic and close to Semitic tongues, and kingcraft, nobles were buried in seated positions on thrones surrounded by a coterie of their retainers. They also had flatter heads and six fingers and toes. Were these giants highly advanced? Did they build the pyramids? There is also, many contradictory tales, across the earth, which speak of primitive, cannibalistic beasts, enslaved or used for their strength, yet no legend has ever been corroborated with such compelling archaeology as the Moon-eyed people of Ohio. Where these races of giant came from, or indeed where they went, is a question which needs to be answered. Here in the past.


Do it! Do it! Yesterday, you said tomorrow. So just! Some people dream success While you're gonna wake up and work harder Nothing is impossible Else you quit and you're not