speaker. He's from ICTP and he has the longest title of the talk in the workshop. Navas please. Thank you Ali and thank you all. So yeah it's pretty long so I will try to make you understand better during the talk. So I will talk about today most of the my PhD work carried out at ICTP under the supervision of Ihasan Ali and Ralf Kapavar and a couple of slides I will talk about with my work that is done in my post PhD studies with lab of Edgar Olden. So why glutamine? So I have to build a bit of motivation. So from almost one and a half decades there is an interesting field of research which are trying to understand the intrinsic fluorescence of protein. So actually if you shine a light on protein and it intrinsically glow it means that it contain intrinsic chromophore which are the three amino acid out of the 20 and these amino acids are aromatic in nature and they have the density to absorb in near UV and emit in the visible. So this picture was true till 2004 but later on in the lab of Gupta Sharma lab when the Shukla and the co-worker also see intrinsic fluorescence of crystals of lysosine which even don't contain the aromatic amino acid. So this unconventional emission protein really puzzled many people and later on people try to understand what is the origin of this fluorescence and interestingly this kind of fluorescence emerging like during aggregation process and it is if you see like it is a function of aggregation time the fluorescence intensity increase and this observe also in other complex system like amyloid fibrils. These are those architecture which are involved in neurodegenerative diseases and they have also similar kind of emission which is non-aromatic. So the commonality in this kind of structure which emit this non-aromatic fluorescence is the presence of dense network of hydrogen bond. So then our collaborator in the Cambridge came up with some really simple system like glutamine. So in its crystalline form glutamine contain four amino acid which are connected through hydrogen bond and they try to do experiment fluorescence experiment on this simple system. While during the incubation they observe one interesting thing like the algalutamine actually chemically transform into a new structure which was unknown before which has completely different chemistry than the glutamine. It contain very very short hydrogen bond which is complex with ammonia mine and it also has crystalline form and its fluorescence characteristic is similar to what I showed you before for the complex other protein architecture. So this impose a very interesting question like a chemically different structure show similar photophysics why. So then my PhD project is now actually work in two direction. In one direction I was applying theoretical tool to understand the molecular origin of the non-aromatic fluorescence and using the glutamine aggregates because the data we have from our Cambridge colleagues. So this needs a lot of a lot of tools like to discuss the ground state properties excited state and then see what are the role of hydrogen bond network and if there is some other nuclear interaction coordinate which are involved in making electronic excitations such as proton transfer. So this is one part of my work and today I'm not talking at all about this and if someone is interested to this we can discuss maybe in emails or in Skype but I will do another part because this aggregation mechanism happen in accurate solution. So what is the role of solvent modulating the structural properties of this system are in journal to proteins. So today I will talk about this. So I look at the structure dynamics and interactions of water at these glutamine interfaces as these are very simple system like their single amino acid same kind of species. So it provides an excellent system to study the interfacial property. So what kind of the questions that one can answer for example water in a in a neat water it's like a homogeneous system it has many different types of dynamics such as like vibrations liberations and stretches and how these different dynamical modes of the time scale associated with the dynamics will change when the water is in the hydration shell in the complex biomolecules such as protein, DNA, and lipids. Okay so we use the glutamine surfaces so we just periodically repeat the units are left glutamine in three different production to generate three different surface and we so we face one face of the glutamine to the water and run long simulations using a Gromax package and try to understand how the different surface which are different in their chemical nature and also the geometry so how this alter the structure and the dynamics of the water. So first quick thing is to look what also the Ricardo was showing for his system to see some static quantities such as like density profile or the charge of the mass density profile. So due to the different chemistry and the feature of each surface so water attain a complete different structure which you can see from the density profile for example in the surface too you have a double layer of water at the interface also the surface three has a sharp shoulder double layer shoulder and surface one is have completely different structure. Similarly the water exchange dynamics when it's in the hydration shell are also completely different and they are slave also to the heterogeneous environment which a surface provide to the water so we compute residence time so the residence time of water like how long a water continuously stay in the hydration shell of each surface and then we fit these residence time curves with the function shown here which contain like three exponential one spatch exponential and the two normal exponential so it shows that they are different timescale associated with the water exchange dynamics sorry for the gamma it is in the exponent so gamma is tell you like how heterogeneous is the decay so if the gamma value is less than one so it is like a glassy type of environment and if it is equal to one it's like a normal decay so each surface actually provide a glassy heterogeneous environment with different type of gamma and as you see like these glutamine surface sorry they are very hydrophilic so the timescale of the exchange dynamics they are quite long so we also check like other things rotational dynamics or translational dynamics and the surface has like some highly hydrophilic pockets where water can trap and it's rotationally frozen very long time to make rotational flicks so we also look at the rotational dynamics and we fit the curve with also stretch exponential and there is also a degree of heterogeneity heterogeneity in the in the rotational dynamics of the water so from now actually I want to add a few slides on top of the roman talks that you listened yesterday on the first passage time so for these surfaces we also look at the first passage time of the water and here actually I will go slowly maybe you are seeing the movie so the roman showed you the picture on the right so the first passage time of the water is like the when a water hit a boundary first time so not it's time and in a real system you see like on the left where I show you a movie so it's a complex surface and we assign clock to each water molecule and the roman built a way to infer the diffusion which he showed you yesterday on the on the basis of the first passage point first passage time statistic but what did he tell you 8 minutes left yeah okay so what he didn't explain is that like this first page in first passage time statistics give you much more particularly like it can probe the surface chemistry and geometry of the underlying surface so you see like down the x and the y skin so we look at the first passage time along the x and the y in the columns and you see it's beautifully capture the periodicity of the of the surface and also the chemistry for example the peaks you can see here in the x skin like the large peaks that corresponding to those pockets where you see strong charge groups are there and similar it's repeat itself and similar into the y axis so you can see there is a pattern which is completely captured by this dynamical dynamical matrix so we used here only the translational degrees of freedom so we just look at the water translational motion but this could be much more rich for example we didn't look at all means if there are fingerprints of rotational dynamics over the time scale where water can make flips and it's also captured some kind of surface chemistry or some kind of it's topography there's also maybe at very very short time scale there are also water vibrational modes and one can assign also clock to the water vibrational modes so this is very very very like a rich problem but the appreciation is like that these are we are looking at like picoseconds and a few angstrom the length scales are few so this is the resolution at like the few angstrom like hydrogen bond distance and the time scales like they are in picosecond so that is one thing that I add on top of the roman talk that we did yesterday and you can see now here for example for the three surfaces how the first passage time actually captured the feature of the underlying surface so on the on the left side you see the 2d density okay it is a static metric you take many many snapshot and average your time so it will tell you what are the underlying surface is but under on the right you the column you can see it is the mean first passage time which you can see so it's tell you a bit more detail about the about the underlying surface so the conclusion is like that the statistics of the m mfpt the mean first passage time of water molecule can provide the fingerprints of the underlying surface it's periodicity or it's chemistry and there are much more to look about it for example in this work we only we only did like 1d and I think 2d escape of water but one can also look at for example the first passage time in a cage or in a sphere we didn't do it yet maybe it will be more more interesting and also for example I have a question is there an experimental evidence for mfpt measurement or so not yet for this resolution for example this atomic i'd say resolution or this picosecond times but I don't know for other complex system like a big micro system and long time scale it may be an active matter there are some experiment but not not yet so how do you validate your result is there any it's a question and actually we discuss it a lot I don't know at the moment means how it experimentally can be probed maybe there's some new transcaping experiment can do it but I'm not sure like what is the method to do this maybe Ali Ali as an Ali can add some comments in this okay so yeah so with this actually I'm done and thank you for your patience okay thank you very much to be on time and for your interesting talk so we have time to ask two questions I have one question yes now what can you come back to your slide nine slide number nine yeah yeah yeah here you show very nice pictures of the formation of water near the tree surfaces but I didn't get the point that what's the difference between the structures of these aggregations that yeah so okay this is just for I so I am showing you here water within say 3.5 angstrom or 5 angstrom because a snapshot but it is like the actual profile the density profile is above so you where you can see like how as a function of sea the water density is is changing so this is just an illustration like how water actually adopt the first few layers of water actually adopt what is the topography of the surface for example if you see the surface three you have like you can see that the water has a current way because it's a feature of the surface and in the surface two you can see a little more penetration of the water which you can also appreciate with this double layer on the top so it's just for you know showing you like okay what is the resolution of I mean the s-lice the thickness of the s-lice yeah okay okay so I use like a half angstrom half angstrom yeah so the box is like say is I just want to remember how much 120 angstrom I think so I make like 240 slices and when you go to smaller size you probably I did check this but I yeah I try first one angstrom so it was too smooth and then I go with slowly to 0.8 to then 0.5 and I think I check a bit more and then it's much more noise so I then I stick with 0.5 and yeah and as Neda said it seems that the water between two proteins are very well structured yeah yeah as I told you it's very hydrophilic and it's it's depend upon like how the surface host means what are the pockets are there what is the geometrical feature so the first few water layer what I'm showing they almost adopt the same feature of the surface okay thank you any more question no thank you very much yes please I have a question what do you choose glutamine just due to aggregation or no okay the aggregation mechanism actually that is done on the experiment that I told you before and that is for that their fluorescence experiment we also tried not aggregation but we use also like concentrated solution of of the glutamine to probe like a pre-nucleation condition and the result I don't have here we can discuss it later where you can see that with water there is also glutamine in the solution which diffuse into the hydration shell and form like a complex jelly type of interface which which is like a cloudy environment for water and we look at the same density and exchange dynamics of water in the cloudy system so we can discuss it if you want okay great thank you okay thank you thank you very much now was uh so


Then we are live here Friday on the independent investor channel want to make sure everybody's doing okay Everybody's making it Do me a favor everybody check your pulse Make sure that you've made it just yet another week and make sure that you can maybe set yourself up I don't know to survive another week Do you think we can make it? Maybe we can make it together See my project is all about celebrating you this is one of my favorite Pieces that I do during the week. This is 60 minutes of a live stream where I open up the Broadcast studio. There is a link in the description or in the comment section Guys are willing to kick in you can talk with me if you want to that'd be awesome but this really is all about celebrating individuality and Really kind of putting a pause on what a lot of people would just have you believe is an accelerated base to destruction Okay Everybody tells you live in the now man live in the now in the stock market, man. You want to live into into tomorrow That's what you want to do. All right Live in the now.  Yeah, I'm done. I tried. I'm no good.  I'm out One week in the stock market means nothing Neither is a month or a year really and when we chronicle these cycles that we go through in stock market investing we often find our tell ourselves in times of Complete boom and everything's great and we're building portfolios and it's a lot more fun to talk about It's awesome. I just checked my subscriber count tonight and I think I had like I lost like 49 Subscribers over the last I don't know month or so. I think it's great. I think it's awesome It's called trimming the fat. We do it all the time in military. All right.  Okay. I think regular people who You know, we're living regular lives and I'm not one of those guys that want to come on and I want to be Scripted I want to give you exactly what YouTube tells me that I can Give you if I just do the search tags just right and I can deliver it to the right amount of people And they can watch you whether or not they want to watch you or not I I just really don't really don't care. Okay. I've got the goods.  I can't do that Because I'm happy about so many other things in life as you should be you should be see that's a Talent of mine is that I see in people a lot of good that even a lot of individuals going through different phases of their life Have a hard time seeing in themselves Okay, and you just need to get past that All right, it's very real if you can't see those things It's very real if you're working on certain aspects or you're working really really hard on the financial piece Right now and it's just not jiving for you if you're working on that Relationship piece if you're working on that Professional piece with your profession when you're looking at the real estate and you're kind of looking at how you can kind of make sense of the Steel right now. Okay, there's a few winners right now that are sitting on low interest rate mortgages right now The most people are in a tough spot. Do you sell now into a fairly weak market? I think the consumer is actually really frozen right now. I really do Like you looking at the volatility over the last couple of days in the stock market are not indicative of A regular market. It's indicative of a of a market that's really really trying to absorb a lot Going on right now. Okay. I think Fed Fed chairman Powell from this week actually Returned a lot more back to a much more hawkish stance on his His address I watched the speech and I kept saying Jesus. Can you just say something good? Okay, and it's interesting what we were so excited about five Let's say five years ago and when where we are now closing out 2022 Are we that worse off and a lot of people would say absolutely? We're so worse off Ryan watch the news. Okay, I Don't put a hundred percent of stock in the news Okay. All right, I can watch I Can drive to Costco just as easy as somebody else and people are Beating each other down to get in the front door and you know pay that $95 of annual fee to Costco to go in there and get the low-priced Shopping goods that we all love and enjoy I go to the mall Okay, and I noticed that people are in there with bags that are Extending out six tears from their body. It's amazing how they can even get out of the mall with all these bags and stuff I think it's a status symbol. I think people just enjoy walking around the mall with a number of different bags Teared out from their midsection outward, and it's even better if you can actually hold those bags from different stores Victoria secrets Nordstrom, right footlocker. You can just add them on there, baby, right? And they can go out multiple tears if you've got you know six layers on one side and six layers on the other side But I'm supposed to believe that somehow the consumer is not spending any money. I don't spend money Regardless, okay, I don't care what's going on in the world All right, and look how long this shirt has paid me. I do this for a reason See, it's the same shirt, and I brag about it every single week that I come on man It's paying me back. All right. It's paying me back at this point, but you know, I Guess the data that's come through would suggest to that We've got potentially a couple of more quarters of some pretty volatile markets I think closing out the year here in 2022. I think we're gonna have a short rally Only to be snuffed out right in the beginning of January And I think we're probably gonna retest the lows. So stand by for rolls. I hope I'm wrong I usually am when it comes to stock market forecasting We do it for fun because nobody can do it accurately. All right So what you think is gonna happen from day to day in the stock market is anybody's guess But I think in January February and March of next year I think we're gonna be absorbing a lot of effects of 2022 being the historical year for the increase in In interest rates to curb inflation. I think that's really the story of the year. I think that There's been a few Systemic shocks to both the consumer and to the real estate market as they sit now how those things are going to Fair out over time will be interesting enough to to to monitor What what am I doing? Well, I'm certainly not freaking out. I'm really kind of just on a plane right now And I've been on a plane For the last now going on it'll be January of 20 two years So it'll be 24 months removed of what I have engaged with on the independent investor audience as Really kind of being choppy waters It's been volatile. It's been up and down the market really hasn't moved that much There wasn't a whole heck of a lot of places to hide in this market I think now even with the S&P sitting at 17 times earnings I think there's a Misplace right now in where people are seeking value if at all I think the majority of people look at these markets and they're actually on the sideline So I think if we find any level of strength or any type of relief Any type of stimulus that could kind of shake the market out of this funk I think you could see a lot of that sideline money flow into the market And that will provide those unforeseen or unforeseeable catalyst in 2022 2023 to help drive markets Perhaps maybe in a different direction other than down Okay, but you know time will tell I'm one of those bullish Applicators that does not believe that things are as bad as what they are and it was interesting to me on such a down day This week was horrible Adobe blew out the top and top and bottom line with their business I think the stock is down from their highs Close to 50% so when you're looking at an S&P that's off Right now and still trading at relatively high valuations. Let's be real you look at the Incremental pieces of the S&P 500 and it calls into question Perhaps some of these stocks that are trading at almost recession levels right now specifically with financials You know healthcare is always a place where you can put your money and it's been the real winner in 2022 But in my assessment looking at technology now down You know close to 50% I mean some of these names are off 50% I think the Nasdaq is off over 30% but Even to look at you know, I'm a long-term triple Q's investor But but the TQQQ right here below $20 for the upside potential of really getting some some momentum going I say that with a fundamental crack in the last stock standing and that is Apple computers from this year so it's just going to be interesting to monitor but Technology is and always will be my favorite sector. It always will be okay Google is the same Google that came out and it's just making Revolutionary changes in the world Apple computers Microsoft right there at the top Salesforce.com These companies are the real deal meta systems. Okay, these companies are the real deal And if you believe that somehow tech is going to dissolve away forever and we're gonna I don't know have Google instead of Google Then you're open to your opinion But I think going through this funk right now and coming off of what has been a very very hot Hot time in the market over the previous decade. I think it's been Really interesting now to have these systemic injects to the market We went through a global pandemic, you know, we went through some hype and euphoria in the stock market We're going through some high interest rate environments with inflation, right and the market doesn't know really how to take that I think there's some undertones of some bullish activity going on only to be died down by what I feel like is a pretty tumultuous market where nothing gets favor right now and You know to to weather the storm and keeping your eyes on the horizon is absolutely the best remedy But we're gonna take a short break and when we do we're gonna come back and I'm gonna have a special guest on the channel I see you there junior you demand. Where's the smile? There it is. I This guy when he smiles man, it makes me smile now if he can have that same effect on y'all because that's what you need right now I'm telling you what I'm just a lowly voice on YouTube man for sure But to put some perspective in this thing I want you to recall what we've been through over the last just five short years and in the stock market in retrospect Think about all of the changes that we've incurred as an investor community on YouTube over the last five years if we can incur what we've gone through over the next five years we can certainly incur what it is that's going on right now and Set ourselves up for what is gonna be coming as this decade starts to unfold in front of us be back with you in just a moment guys We like to bring family on the channel that's for sure in juniors family absolutely Love it man. Great to see you my friend. Happy holidays to you and yours Once you give us a quick update, it's been a minute since I talked to you junior What's been going on in the in the in the great life of junior stock investor man? Thank you Ryan. Can you hear me clearly before I start out and clear man. All right Well, first of all, I want to thank you. It's been a very very long time For those who may or may not know me I've you know, I used to come on a lot My current job is extremely busy. I deliver on alcohol. So I deliver wine Liquor and beer. So even tonight is a blessing for me to come on at this time because usually I'm finishing up probably an hour or two prior and then Driving to Delaware. So I work down in Delaware But I want to say happy Friday to everybody on the live chat. I hope you guys Having a great day. Hope you guys gonna have a great weekend. And of course, I'll see next weekend Christmas is coming up so That's the time where even if it's a recession fed rates, it doesn't matter We're all gonna go out spend time with our families eat drink use our credit cards. You visa, of course I got visa shares Got 50 shares. Hopefully I get some more down the road in my in my route away and You know, just want to tell you guys regardless of what's happening. Of course with the news You know FTX all this other stuff stay focused stay disciplined stay consistent And everything's gonna pan out. It's the best country in the world the United States of America if you invest in great businesses You know as you look at the financials or even if you don't invest in individual stocks, you do ETS, VOO spy They're all great. It doesn't matter. There's out. I didn't want to go in a tense But I always hate to see arguments between individual stocks and index and ETS Folks they both are great. It doesn't matter which one you do whatever preference you have Don't focus on the art. I don't know why people argue about that I always find that baffling because if they work out great It's just it all depends on your time horizon and your interest. That's what I will say I don't I don't discriminate against strategy The secret is for individuals to find what strategy is gonna work for them. Okay, right junior So like if you're first starting in the market Then I then I would encourage that you look at the more basic strategies See, I'm of the belief and I've been doing this a long long time But when I look at passive investing through ETFs or index funds I don't think that takes a whole lot of education and I think it might be a little bit of a bridge or a stretch for people to wrap their mind about around that but It does not take that much because what I talked about with Kyle last week is That you're only looking to achieve that year over year performance by by seeking out that exposure Right, you're not looking to get rich overnight. You're not looking to do any of that You're looking to put a very disciplined plan in place. I own the index fund. Okay, I own a broad swath of the market You mentioned DOL. Let's say the S&P 500 then I can establish a plan to say look I can do 250 bucks a month or whatever it is $120 by monthly you can do something like that and you fund it and you don't you don't have to look at you Don't have to do anything to it Whereas with single stock, it's a wonderful to your point strategy I do both along with many many other strategies and I love single stock investing I think right now there's some values that are down over 50 60 70 percent of some wonderful companies That have just been really drugged down with the market and you just have to be willing to do a little bit of homework You cannot put those on the same playing field with regard to the necessary education that you need for option a or option b That's just my two cents on it And also to like understanding sentiment, right? So right now I'll see with drone power. I believe he talked on Wednesday, right? I think I Raise interest rates 50 basis points, which most of us knew if you guys obviously follow the markets Um a great time another alternative great time if you guys want a high yield savings account in online banking I know ally markets by Goldman Sachs. Um, personally, I use CIT bank They're offering right now 3.60 Apy in a high yield savings account or if you have money that you might not want to touch for 18 months CD accounts, um, because I actually set one up for my mom I believe it's 4.25. It might be higher. Don't um, don't put on it I believe it's 4.25 Apy on 18 month CDs, which is great because one was the last time we seen CDs You know this high it's been a very long time 15 years I remember the day man when my checking account would get like 6 And now it seems like a thing in the past, you know, at least for the last 12 years the last decade or so With these really crazy low interest rates, you know, it's it's I think this is good for normalization Now do I think this prime rate up around 6 or even above 6 is going to be Sustainable over the the long term, of course not it's going to be a medium to short term thing And then there's some quantitative easing that's kind of baked into that with some opportunity to actually ease back off To that to that more target rate of of nominal But they're they're trying to combat The effects of coming out of what we've experienced over the last couple years with the The effect over the covid pandemic. I just don't think that people Really appreciate how Systemic that was of a shock to the system and and I'm of the believe I can't dispute that I I can't people were suffering at the time when those disbursements were made I was like I hope it makes a difference for people because people were suffering people were suffering, you know Um, I wasn't one of those that suffered. I hunkered down. I worked from home You know the the impacts of me we were lucky enough to get out of it without family being too too poorly impacted But people were suffering on a lot of different fronts and I think even some of the mental ramifications of even our children Are are yet to be understood going forward about You know how how systemic that was so throwing money at people You hate to look at that as an as an all end all solution But it was what the government had as a tool at the time to help and now we're paying a small cost for that And I do say small because I think entering into the covid pandemic. I think things were things were going Perfect and and this country you mentioned how great it is. It's not perfect. You know, we we succumb ourselves We are reliant upon other countries to supply certain vital needs and certain vital products that We didn't even think a A bit about that and now we're evaluating You know how reliant we want to be for those resources, you know and and things are kind of influx right now junior You know, yeah, and there's that saying says the the trend is your friend So I'll see you know like you mentioned before like right now we're paying a small price as far as inflation with food, um, you know, um Well, oil is actually gas prices have been going down But consumer good like, you know clothing things like that have been going up But also too, there's a there's another light as well, too You know as far as um, you're more value play stocks, right? Like like for example, pepsi, right? I believe pepsi you're today. I just checked it earlier is up 4% So, you know with pepsi, obviously it's not just only Um, the pepsi, you know beverage sodas or the gatorade or aquafina, but they also own the snack division as well You know, it's Frito lays ruffles Quaker's life see I I learned all this because I get excited because my mother-in-law has invested into pepsi Co and she got hers. I think her cost basis was 144 And when we look at it, she's she's excited and I thought I was you know, don't worry You know because you're you know, obviously pepsi is a stable company But when you look at other industries, you know, sometimes I tell people Don't just look at the main tech right because obviously tech is the big thing your googles apples amazon meta all that Obviously that gets reported on um heavily, but look at Campbell soup, right? I don't know if anybody heard their numbers.  Yeah, they're not your high flyers, but they're also stable companies Um, I always tell people oh auto zone Auto zone I learning about auto zone. They buy back a lot of shares And that's one of the things that uh, what I would give out to people if you're in Invest in individual stocks Make sure that these companies are buying back their shares at great prices Especially during these times because of a company's not buying back their shares Especially during this time Those are the companies you want to stay away from because in the long run You're not going to get that value and capital appreciation right if the company's not want to buy it back their shares and reduce prices Why would we do it? You know what I mean that that's a silent killer too is buy back shares because if You have companies that issue more shares That's not getting a long one because you're not getting that that eps is not growing Means earning for sure. That's not growing little things like that little metrics that they don't actually see in the mainstream So I would say that by our investing companies that have a high our r.i.c Return on invested capital, right? They're buying back shares because right now You know these tech companies it's hard to borrow money, right? That's why with interest rates It hinders them but think about this guys if it's a company that people Use their products every day. We have nothing to worry about just keep a strong mindset If you don't like volatility like that ETFs I got mentioned before how you'll save this account money market account And uh, stay away from the noise. There's a lot of noise.  I've got 900 videos I think I did one video where I compared cryptocurrency to tide And orios And I was like, what do you what would you rather out and didn't do very well? I fell on deaf ears right during the crypto craze man And I was getting inundated with people like Ryan. This is it man. This is the next way of the future, etc Etc and I'm not saying that bitcoin. I believe bitcoin and crypto actually will find it's a utility The concept is is fascinating. Okay, I'm still very fascinated by it, but You have to really be careful and guarded when you're seeking out information for entertainment Or information as far as like instruction in the serious decisions that we call our life decisions Okay, and this is something that I always try to pose to people is that if you get excited about investing by watching the independent Channel, great. That's exactly what I want. I'm excited about investing. I love it. I eat breathe and and live this stuff I I absolutely love financial markets. I study them. I read about them I come on and I share through the independent investor channel And it's enough reciprocation that I can have even with the small amount of people that are actually leaving the channel I joked at the top of the live stream There's still enough fabulous people like yourself and many others That are kind of like-minded with me junior, right? So I I I kind of relate with that And it gives me a lot of energy to know that there's other people out there that are just as hungry To try to identify what it is that's right for them And that's the key so you can get excited But but make sure that you're stepping back and saying, okay. All right. Ryan's talking about this idea that Maybe life is better off Becoming or being a participant in the market as opposed to not being a participant. Now the question becomes How do I seek out being a participant? And those are questions that you really need to identify on your own And it's not as difficult as people think that it is I talk to people on a daily daily Basis they tell me that they just are lost They have no idea where to start And let me just I mean I just wanted to share with you junior since you're with me tonight on live stream And thank you for your time brother. Thank you for coming on man. Thank you for having me I pose this to people like this man in the last five years And junior you've been with me for all of half of it. If not more you've been with me a long long time Think about five years ago when we were talking about when I started the independent investor channel We were talking about stock fees In in the market. We were still paying for paying for stock transactions. Okay. This was just five years ago Then we went into the no fee investment with the robin hood Right just turning the industry on its ear and this is incredible and the robin hood craze came in Then we're talking about guys like myself who kind of broke this idea and I've really credit myself for this talking about the idea of Personal empowerment taking control of your own personal finance through self-directed investing with the idea of Saving capital over the long term through fees and tax protecting your money Those two aspects you can get rich on those two things and I say it all the time And I know it falls on deaf ears a lot But I foot stomp it a lot because it's super important robin hood. I mentioned cryptocurrency amc Game stop rktf tesla fang global pandemic global conflict the real estate boom The interest rate hikes inflation 18 2 on the dow at the low of the pandemic low march 22. I believe is where it hit that and here we are at 32 000 on the dow Right and a partridge in a pear tree happy holidays. I need some Tylenol right that is what just in five short years, man You know, there's been fads that have come and gone. Look at this back. Look at this back craze You know just punished so many people and I can think of Probably 50 more off the top of my head just to share with people To make them understand that there is a lot of noise out there But there's a lot of noise all the time The key is to just sit back and just say what do I what do I want out of this deal, you know And that's the thing right there's always going to be noise, right? There's always going to be um other people's opinions, right? especially in the um The media right especially your cnbc's and all that and there's a and that's one of the things that and motley fool too I actually and the reason I say motley fool because I actually listened to an old episode real quick episode back in 2011 Um when netflix I think was down about 75 percent in the past couple months I figure what the particular problem was they went through some issue and They were saying the the analysts were saying, you know Netflix should be looking forward to get bought out by maybe an amazon or a microsoft and this was in 2000 I believe 2011 and you look at where netflix is now had you sold back then You would obviously not only miss out on the gains, but not understand that hey Regardless of what people say i'm still going to do the research i'm going to make my own assessment and another gem i want to get to people is Always when you invest circle of confidence just invest in companies that you use or you understand Very easily how to make money. I mentioned before I have visa I know no matter what happens in life, even though I can't predict the future People are always going to pay with a visa card. It's it's attached to chase bank bank of america is e-commerce You know if if I understand people are going to pay with visa and visa makes money off the merchant fees Meaning that any company use your visa card that company Has to pay visa merchant fee now if it's a big company like walmart they're not going to Say hey when you're paying this transaction you owe us an extra fee It's going to be built into the price But obviously if you go to a mom and pop shop, they're going to be hey if you're using a card We have to charge you this percentage Because they're putting that merchant fee on the consumers. I actually Learned that actually this passion. I never knew that obviously it's not taught in the mainstream But just like an example like that visa. That's why I know okay I'm going to stick with this in the long haul because no matter what people need this product, right? All right, junior. So listen man. Okay, you sound like a pretty educated fellow on the stock market. All right So if if I'm one of the thousand people that are going to catch this live stream and and maybe hundreds of more after it Goes live And they're listening to you and they're like man alive. This guy's super smart. That must be what I need to do Let me ask you a question How many people out there in the world that may catch this message can do what it is that you're explaining? By being a participant in the market or just saying this guy this is too smart for me I can't do it. How many people out there can actually achieve what it is that you are discussing Being a participant in the market I think a lot of people can and that's the key word they can I think a lot of the metrics are emotion, right? The problem is there's a saying I've used I I heard and I it always sticks me to this day You know an angry mind is a narrow mind and what I mean by that is sometimes when you get Upset with you know, obviously if an investment doesn't grow your way, you don't have peripherals, right? You always see just um Just the problem in itself and you have to the best thing I can say is Desensitized from the stock market, right? Because the stock market's not gonna care how you feel first of all So desensitized from the stock market Understand that you're not owning just a stock. You're owning a business, right? And what I mean by that is when you own a business you understand how it makes money, right? Like another example I own metal shares. I still own metal shares I was owning it when it was crashing these past couple months. I'm down I believe 35 from my initial cost basis didn't even bat an eye. I have a hundred shares I've talked to my wife and and the reason why I haven't Got rid of my shares is because meta is more than just facebook itself It's more than just the regular platform, right? Obviously, they have instagram reels. They have the oculus you know, um Quest to oculus goggles and whatsapp. I don't think people understand the scale of whatsapp People miss that the last um earnings report that they're a daily active user base one of four percent They have about 3.6 billion active users on the on the platform Anybody can do a google check check to see how how many people in the world population we have And you do the value nine billion. Yeah, you do the math Think about 30 countries that don't have Internet and if they had access to internet and one more gem I want to put out If somebody can write on the um live stream here Can somebody tell me other than whatsapp? How do people communicate with somebody outside the us for free? yeah If somebody can tell me that I know that I know the answer but When you look at stuff like that And when you do the research You'll be fine and not another thing to do your research But you'd be like you'd be like, okay, man So like you you're really good, man I've known you a while And so i'm asking these rhetorical questions at Eugene you're hopefully to help somebody out there who could look and say I don't understand what the heck this ryan guy's saying but I relate with this junior guy You'd be just speaking plain english when I get it Those are single stocks, man, and if somebody says I don't I don't think the oculus is the way I don't think meta is the way What is it that I can relate with with this guy in his plan? What is his plan? Why does he invest? What is he looking to establish? You know and and can some of those things relate to me In what message he's trying to convey to to me, right? Can you can you focus a little bit on the plan and say, you know? What if what have you really spoke with your spouse? I mean you guys are married now, right? You guys got married. It's here. Congrats. We got married in february. Um, yep. That's what I thought So you got family now, right? So you discussed this 50 50 In a in a perfect world. It's it's about 90 10 for me. I I give it up for my wife That's why I got 17 years on yet You'll get there you'll get there but uh You know when we talk about Are we just investing to come on and talk every friday? This is about money and this is about building financial security I have no doubt me and you'll be fine jr. I have no doubt My worry is with the masses of people who could really from an individual perspective help themselves And therefore help a community of retail investors that somehow I think always gets the backseat Always because I think they do succumb to the message They do succumb to this laundry list that I did for everybody before tonight. It's like I'm all over the place I yeah, jr. Seems like a legit guy ryan's cool, too But man, I just I can't take the swings, baby. Help me understand the plan. What's the plan? Well, I would say the plan is to to stick to like I said I meant to be forced stick to what you know Also to um another gem I would say is um if anybody likes to read books go to your free Like I said free public library read books from Warren Buffett to Charlie Munger's you'll see a trend and the trend is There's the same by mark twain. I just finally find out who says this trend. They said Um, hey, she doesn't always repeat herself, but it tends to rhyme I'll say that again Hey, she doesn't always repeat itself, but it tends to rhyme if you look at a lot of the Warren Buffett shareholder letters from the 60s 70s same thing with Charlie Munger way back Look at all the events that's happened in the past and what's going on now You'll see a trend you'll see a rhyme That's another gem I can give to others too. When you ever see bad news all the time bad news That's to deviate retail investors like because we're retail investors because I don't know anybody has millions of dollars But retail investors or investors obviously don't don't have millions of dollars to buy into the market, right? I'll tell you this they say these things to deviate your way So the big guys can get the money and the reason why I know all this stuff Well, I don't I don't say know this but or I haven't been exposed have been exposed to this because The the value of time and what I mean by that is I'm a truck driver So I drive an hour and a half to work. So that's an hour and a half of different information I'm listening to that's another gem too. I don't know if you guys writing this down Listen to people that you don't tend to agree with I'm gonna say that again Listen to people that you don't tend to agree with You'll get a gem from certain things that they say you might not like the person but you might like the message well said well said so Take that time and you know and use that time, you know, whatever time time is Time is valuable because time is something we never get back This time that we have right here. You and me Ryan is the only time we're gonna have in this exact moment That we have and I know I know I know that baby, but we're in the pocket right now All right, I'm not going to apologize coming on and spending some time with you Connecting through social media. I'm not at your house. I'm down here in new york city. All right That's where I'm at now. I'm above you now. We're neighbors Yeah, the last time I talked to you baby. I was down in virginia. All right But it just goes to this comment right here, right my neighbors. I think are going broke out of garage sale today sold their third car Had to quit the job two months because of because of health Right, so my heart goes out to people. Here's the thing man People need to understand what when I'm locked in and I'm doing when I'm done with the live stream, man I'm sweating because I'm so passionate about this topic. I'm so passionate But my passion comes from what you just said about time right How is it for me, man? I monitor people and just laxadaisically going through life And just kind of doing this and that here and there. It's all good Just going through No ferocity No discipline No expectations of a better future, right? They do live in the now They make their paycheck. They look forward to the paycheck and the paycheck comes in and they spend it Maybe maybe it's maybe I'm the bad guy, man. Maybe I'm I shouldn't be so judgmental But it's not like that man It's really just caring because I've talked to too many people junior who enter into the 50 60 70s And they talked to me about nothing but regret Nothing but regret So while you got the health and you got the desire And you've got the little bit of smarts and you've got the education to help Streamline where it is you need to go if you can get it for me great I do my very best to deliver the goods if you can't Seek it out if it's on your own if it's through the internet no problem A lot of the best education can be had for free of charge But it's a ferocity that I go about this project Which makes me think that people need to realize that their time is Finite and they need to make it happen now Not tomorrow right now right now That's why I look forward to this project so much because I never know who Is going to pop in and maybe i'm the naive one thinking that we're making a bigger difference than we are I don't know But I have these little trickles and injects of the channel every now and there was somebody who bought me an email And said dang you said something during that live stream that got me thinking man And I would have never thought about it had I not been just plumbed in free of charge It wasn't about money It was about you giving me a little bit of time And maybe your subscription right and and sit back and listen to what a guy has to say Yep. Yeah, and like you said, it's it's that passion right because people feed off of Energy, right? I I I believe in vibes. I don't know if I've ever mentioned before Of course you do Oh, I do too, but I absolutely One thing I I like to notice from people is their vibe right their energy, right? Everybody has different energy. There's people that are kind of mellow, right? There's people. Oh, I love that movie I There's people that are mellow, but they have a green message There are people that are outlandish and just over the top But but I I really like to do that There's there's there's a market for everybody, right? So what I mean by that is like even if you're enthusiastic It would just chill or anything like that if if people can receive the message It's going to work and what happens is it's a choice that you have to make too You have to make that choice You can it's one of those things that you can lead a horse through water But you can make you can't make a drinker, right? You can't make the horse drink the water So meaning that you have to have that choice Regardless if you have access to information that's a key Even if you have access to information even if somebody's selling you this course you're giving it to the tea If you're not making that choice to make that action. It's never going to work out. Unfortunately That's the choice in life. We have a choice You do have a choice Whether you believe or not you have that choice It's going to take some work.  I want to change the way I look at money I want to change the way I look at when I come home to not talk about work to spend the time of my wife To take a bike ride to go on a trip. Yeah weekends coming up We got family when I talk to family members. I'm not even talking about work Even though they might be programmed to I'm like, hey, I just learned something new Right play games early before I even came on.  I think he just struck on something that's super important that all people can resonate with Investing has to be a lot more about just the dollars and shares Yeah, you got to have some meaning behind this thing man. You really do I've got so much meaning on this thing man to where if if if if in accordance with the current Consensus in the stock market That we've seen the best days of the market and the stock market will never go up again I will take my entire net worth and I'll turn it over to my children and they'll start on their generation Why because I just I just don't care as much about The money in the stock As I do about the plan and the very financial security If it if it doesn't see okay Let me talk tongue-in-cheek if it doesn't provide it for me, which is my financial goal If I can provide myself some financial security into my future lovely But what's the worst that happens? I go back to where I came from and that's no money You talked a little bit about changing your family dynamic. I don't come for money junior I don't for me to come on to the social media I say that openly not to for people to judge me one way or the other It's just in fact, you know, and I wouldn't change my upbringing for nothing Because now the amount of appreciation that I have my friends for the things that I've earned and You know really worked hard to achieve They're they're sweeter to somebody like myself They they are and if I could just give somebody the appreciation that I feel for things I would but I know carte blanche that there's a lot of people who come on to my message and they listen to everything that I say And they are they are incapable of receiving what I'm putting down. They're incapable Because of privilege Yeah, and it's that same joy wouldn't feel so good if it wasn't for pain, you know And don't ever work look at setback as the I mean failure as a setback failure is where is our best teacher You know there's I I told you before when I first came on the visa and I started investing because I was frustrated with my previous job, right? I made that choice I could have been in the truck back we're in saying life's not fair. This job's not fair But I utilized that time to like, you know what? Let me find something, right? Let me make that choice to find something and that maybe it's because I'm a gemini I'm a big horoscope guy. I feel like gemini's are very passionate Hence why you have your Allen Iverson your Donald Trump even Kanye West. I'm not going to talk about Kanye West too much I know I hate all good. Yeah, there's a level there's a level of passion Whether if you agree with this message or not, he's got this passion I always feel like gemini's have this crazy passion. But that's just how I am I'm just resilient to just keep finding answers and understanding too And my wife has told me a lot of these values to understand that it's more than just, you know, the markets You know, let's go for a bike ride. Let's let's take a trip. Let's, you know, we went to Euro for two and a half weeks on our honeymoon. We went to Greece and Italy Yeah, went to Greece and Italy and it was awesome because you got a chance to To see what's out there understanding the euros. That was the first time spending euros Now I just realized our currency is more than the euro Isn't that crazy? I think people should understand Our currency is stronger than the euro and I believe the pound Correct me if I'm wrong. I think we might be Which is if you do your research, that's incredible when you look at this country I mean, but It's one of those things where like at the end of the day is you got to make that choice folks You make that choice you stick to your plan. Just stay consistent and whatever happens Understand your values and the people around you that love you the most That's what's more important the people that love you the most because that's where the real value is right is Is to have people to be surrounded by people that generally love you for who you are You know Well, well stated man. Well stated. I I got on this Interesting thought pattern today when I locked my apartment and I was I was thinking to myself Man, isn't this crazy cool the you know, just just something as simple as security You know You talk about family You talk about employment. I know me and you or you know, we're working in class. We're both blue collar workers, you know and I wouldn't presume that you like your job But I think it's the byproduct of what you get out of having a secure job and insurance And those types of benefits is, you know, a lot of the reason why at least I do what it is that I do Um, hopefully I would wish upon you my brother that you have some upward mobility As well. That's another thing that's pretty cool is like if you work really hard You can actually move up and then make more money Because you don't get any younger and it's nice to have that expertise acknowledged in in way of compensation Um, I don't know. It's been a while since you've been on the channel, but a couple weeks ago I found a big I I got a big big piece of news In my career. That's why I'm here in new york city And I'll be and I'll be here too man. We need me and you need to hook up Oh, we need to hook up me and you brother now. We're up here and I'd love to see you man There's no doubt. We we go downtown all the time, but You're right. And the reason why I mentioned the key in the lock and the security is that Everybody's talking about recession, but when you ask somebody what their definition of recession is A lot of people have no idea what that potentially means See, I think we've been in a stock market downtrend for the last two years And I'm the only one who speaks like that I've I've I listened to cmbc when it's up 900 in the market and they have all the bulls come on and they're like Yeah, yeah, yeah, it's going to be a soft landing and blah blah blah blah And then like today man, I had a guy coming on and arguing with Stephanie link is really one of my favorite investors She's a fantastic investor, you know, and and she was talking about the difference between the s and p valuation at 17 times And some of these companies that are single trading at single digit forward Pes and it's like They're already there like how much lower do you expect that they're going to go? We've re-rated the the stock market to understand that when times turn and they get better Where else do you want to be? But the usa Where do you want to be? These are attractive markets Even right now with the volatility and the people who are like nah, I can't touch it blah blah blah Eventually that sentiment is going to shift and there's going to be a new renewed hunger for Some bullish conviction to the upside and I will be around to see it And I won't apologize to people. I'm just trying to chronicle the good times And the bads and I would chalk up the last 24 months is being fairly I guess bad times I guess I hate to say that because my life goes on jr. Oh, yeah I don't not go to work as a matter of fact. I doubled down on those things that do help me Focus on other things. I was in the gym again this week five days a week. Boom five o'clock in the morning Savage The only one in there Yeah, do those things man improve upon your diet knock out of vice whatever you can do All right, it did the stock market and your money in general should not rule you You should rule your money So if it takes not taking your entire financial nest egg and throwing it at the whims of the stock market Then don't do that Don't do that take 25 percent of your wealth. See how deep I can cut But don't go so deep as to suggest that you can make it financially without the compliments of investing or becoming a participant It's not going to work for you. All right, you got to take some risk in life Oh, yeah, maybe you don't I don't know and that's the I was making that was I was mentioning before the choice Right make that choice and I can mention earlier in the um in the stream, right? They talk about I'll see and those are reasons why they talk about these tech companies your google microsoft meta tesla amazon apple because obviously they they weigh so much in the overall market, right? um And those are great companies because obviously people use them right even though tesla is a good interesting story because I know The Elon Musk with twitter and everything um if you still host shares good for you guys You know, that's I mean some people made incredible returns the past couple years But like meant like I mentioned before look at some other companies that are not mentioned Um, you know like Campbell's soup and I mean, I know that's run up But those are certain markets where you know if they don't talk about as much then maybe there's a reason why right? They're not tech companies, but you can make some capital appreciation some great dividend stocks, right? That are out there Johnson and Johnson I think yeah tech might outperform. I didn't mean to cut you off I just want to mention and doubles double stomp this Um tech may outperform next year just because it's got so far to go to recover But I think staples are going to be the real winner next year. That's my call I think healthcare will continue to do well Healthcare is a fantastic. It's been the outperformer this year I think real estate will suffer next year and it's going to suffer in a big way But I think staples is going to be where it's at. I think your mondalees. I think your proctor and gambles I think those companies are going to be worth looking. I love Campbell's. I like Hershey's. I like Kellogg I mean you talk about Colgate palm olive. I mean, there's all kinds of cool stuff. You can take a look at I've owned Kimberly Clark for a long long time You know, I I think that's going to be an interesting segment to the market to take a look at I'll benefit from a lot of different ways. I own the entire sector In my sector sector portfolio And then I own some of the single stock strategically and some of the dividend elements of the portfolio As well as in the Roth IRA. So it works. Yeah, oh and me mentioned the Roth For folks that don't know they're going to increase the Roth contribution to 6500. I didn't know that junior. Yep Thank you. That's a fantastic. Wow good stuff 2023 folks the Roth IRA contributions are 6500 obviously if you're over the age of 50, that's 7500 And I believe they're increasing a 401k contribution. So if you do get a match, that'll be awesome You know for those who have 401ks And I think traditional too, I believe. Yeah, so they all tied in together. So, yeah, I don't get a match Do you get a match with yours with the no No, they are my so my company um doesn't do a match for 401k So that's why I mean, I don't do a 401k with the company. So if they're not giving a match I'm not going to put my money in the 401k Um, this is pretty much a high growth mutual fund. That's what I look at 401ks, especially if you don't get a match But that's you know, that's my opinion, but um, the it's it's it's just if I don't get a match junior Um, I've always just siphoned a little bit off and put it in there I started it 10 years ago And it I sniffed 65 000 bucks out of it in 10 years and I don't know where it came from I don't know how I started with 3% if I was going to get some matching out of that like my wife now has got matching with cvs Which is actually cool. She's the only 401k winner that actually has a matching and I tell you what it compounds quickly So I think the lesson to your point is if you do have the matching I think you'd be kind of crazy not to participate I'm one without the matching but I do it anyway And I've been able to build that up fairly successfully too just because i'm a saver and it's another avenue It's just another bucket that I can play with those index funds through the uh through the thrift savings plan for government workers, you know Yeah, you have the tsp I almost had the tsp because I was going to work for uh, the us postal service And they talked about it and I asked the gentleman.  I don't believe in any of that All I'm asking for is just a little bit of appreciation All of it You know And and just to just to stop for a second to realize those things that you have that are worth Acknowledging and now is the time to do it during the year now is the time Block all that other stuff out turn it off if you need to it's not going to help you It's not going to help you're not going to do any I'm now that you've told me about the 6500 Um, I'll be there january 1 just like I always am with my raw contributions times two man I'll be at cool 13 grand All right Let it go it's wanted to bring that value out there to you and to everybody else in the live stream That's awesome, man. That's awesome Well, good stuff, man. I got a couple minutes, jr You want to stay on to the end or you want to you want to sign off tell ashley hi for me Congrats to you guys, man. I love you both, man. You're fantastic. And like I said, we're neighbors now All right, so if you fancy a meet-up downtown in the time square, I don't know, you know, if I'm getting bigger than that Um, let's let's rock it out, man for sure. I'm gonna train right away. Definitely. Thank you, man All right, my brother be well, man. Don't be a stranger Your vip on the channel always man, and it's great to see you again, jr Happy holidays to you and the family. Yes, you as well. Thank you right for having me on and everybody in the live stream Enjoy your night folks and enjoy your holidays as well, too You the man take it easy jr. All right, you too, right? All right, buddy Yeah, so that's what it's about community That's for sure as we wrap it down and try to finish up a little bit on if if there's any comments or or any questions from me from this week Super super important that we continue to remain consistent on the message Super important It's cool, man when I have somebody to throw comments Against and jr coming on and sharing his comments and perspective, right? So I know at least there's somebody else out there That that shares in this whole idea that Being a participant in the market doesn't have to be wishy washy. It can be iron clad Make a decision if you make the the the decision to enter into financial markets at the very very worst time There's statistics that are I believe codified in the intelligent investor that would suggest that If you invest at the very very worst time in the market Okay, as compared to what has been historically the best time in the market, okay And you caught that and you invested at the very best time in the market as opposed to the very worst time in the market If you held true in either one of those test cases Both of those investors there would be a three percent difference in the rate of return over time that you would get that's it So the idea is that You take a step back and say holistically. How can I participate in financial markets? Is it good? Well, it's not 29,000 But but it's also not 36,000 where it was, you know beginning of last year when we entered into this year and we didn't know where things were going to shape up I think we've done a very aggressive round robin On the s and p 500 of the last six months were back where we started this summer Basically And we've made a lot of noise for a whole lot of churn and it's generated a whole lot of news in the market I think what we need to do is we need to take stock of Everything that's happened and everything that could have potentially influenced decisions for investors YouTube content creators that come and they freaking go Whoop-de-freaking do I'll be one of those funny guys that while i'm watching people exit from the channel And I say good riddance. They're just not they're not They're not resonating with my message and that's totally fine I can say this with 100 confidence I don't succumb to the whims of pressure of stock market Or the determinations of what others feel like they need out of me on youtube. I don't do that Which is again one of the very reasons why you should absolutely subscribe to the channel and become part of the part of the message here Because you know in 10 20 years It's all going to make sense as to What we did what we discussed how we look to empower people how we look at Making sure that people I got to get mokie finance on the channel man. I haven't seen this cap for a long time We talk about our og's on the channel. Mokie's always part of the family. Absolutely says i'm so rich I had to go back to work I tell you what man. I'm not one of those people that scoff at work and I enjoy my profession man I I dig it. I make a little coin on the side. I'm good. Look, I I'd be bored as hell Um, I'd be bored as hell. I motivate myself to do You know side projects and the independent investor channel. I love this project But to an extent, okay To an extent and I often tell people There's no way I can imagine myself doing social media to pay the rent support the family Expect that I have to sell some people on what it is that I need to sell them on without Changing my personality why so I can buy my kids clothes That ain't gonna happen That ain't gonna happen. No no until I can be proven otherwise I'll continue to do what it is that I do with my current project and um It's super important for people to understand the path that I've taken and the path that will inevitably lead to um a successful Reaching of those financial goals that I've established Whatever it is that you have for yours is great for you too Um, I can I can sit across from a youtube audience and tell you that I'm Rest assured it's inevitable, but I will make it now. I'm here to share that journey with you guys Um, and absolutely look forward to the future with hope Um, not not despair I'm absolutely hopeful now and the more Noise that I hear about volatility in the stock market the more aggressive I get and the more I dig my heels in on Taking advantage of opportunity that could potentially stream my line my opportunity to get to my goals sooner Then later guys, I appreciate you. I really do. We'll be back next Friday on the independent investor channel live stream Super wonderful to be with you guys Enjoy the rest of your guys's weekend. We will catch you next week guys. Take it easy


Hey everybody, I'm Lance Goyki. Today we're gonna discuss conditioning for sport specific training and what kind of rest period you should be looking for.  So we've talked about strength and power and endurance and hypertrophy and all those different things. So you kind of understand I have to sit back and I have to look for whatever physiological adaptation that I want from my training. And then, and only then, can I pick a rest period that is appropriate. Because then I understand the demands of my sport, right? So the idea for the sport here is I want to look at maybe a time motion analysis. So people do these studies where they watch players play games and they kind of, they group their activities into different sections, different buckets. So if you watch a soccer game, for example, a lot of the time, somebody's just spending it walking or standing and it's not a big deal. And then some of the time the person is kind of jogging and then a short period of time they are sprinting to or with the ball, okay? And at that point, they need to beat the other player. So at that point, max power is the most necessary training adaptation for this person. Now, you have to take into consideration how long is this person playing? So if they're like a third string player and they never get to play, then it's way more important for them not to be conditioned to play the entire game because they're not gonna get to anyway, but to be fast, fast enough to beat the person in front of them. So you wanna optimize their ability to succeed in the situations that they are given, right? So we have to, you know, this is like, this is a short video on evaluating the bio energetics of a sporting event. Another example, let's think about American football. So I mentioned this in another video previously, but the average play, if we watch these time motion analyses, lasts six seconds. Basically these people, all these people are going as hard as they freaking can for six seconds and then they're resting there. If you're a wide receiver, you're probably jogging back to the line of scrimmage. Props to me for knowing what the line of scrimmage is.  So if I am a wide receiver, I'm going to need to give you a little bit more aerobic efforts, right? They're probably not all out sprinting all the time because they can't be super fatigued when they have to handle the ball, they have to catch it still. So fighting off those maximal fatigues and maximal fatigue states and maximizing their aerobic capabilities is really, really important for people like wide receivers. Now with a lineman, if he gets beat, it's his fault, then the play is then going to go poorly for you if you get beat. So the idea for them is, yes, if they're going to play the whole game, they have to have some aerobic capacity available to them, but for the most part, they need to be heavy and they need to output a lot of force and a lot of power for those six seconds because that's all they have, right? That's the only opportunity that they have and they don't need to be able to jog back to the line of scrimmage because they're pretty much there already anyway. Okay, those are two examples. Let's think of another one. So if I evaluate hockey, right? So ice hockey, people will take pretty short shifts. Oftentimes you're coming out, if you're a really good player, you're coming out every other shift and so a shift might be 20 to 40 seconds long and that means I'm probably gonna play for 30 seconds and I'm probably gonna rest for 30 seconds. Now, if I played soccer or American football, wait, not American football, European football, if I played soccer for 30 seconds, we talked about what that might look like, right? That might look like two seconds of sprinting to the ball and then 10 seconds of jogging and then whatever is left for walking around, right? For ice hockey, when you're not active, you're gliding and pretty quickly because there's not this fatigue because you're on ice and you're on this blade that slides along the ice really well and so you're going to run into the next bout of activity really quickly. So they don't have all this downtime. Their sport in general is a little bit more lactic. Like the work periods are a little bit more lactic. Now, that doesn't mean I need to maximize the ability for the lactic system to work because some research shows us that as we train the lactic system, we kind of peek out on training after like maximally six weeks. The other big issue here is that lactic system is just serving as a buffer, right? It's not pushing off the fatigue. It's not pushing off my gassing out. It's just buffering in case I need to keep my intensity up. The real name of the game for people like ice hockey players is the aerobic system. I need the aerobic system to produce energy at anaerobic rates, right? I need it to be able to recover me. I need it to fight off the fatigue byproducts that are building up during my intense activities. So I don't wanna just train them only 30-30 with max intensity for every rep because I'm just gonna fatigue them, right? I'm not gonna get a really strong aerobic stimulus which requires a volume of training, like a generous period of time to be training. I want to start maximizing, maybe they're going for 30 seconds but they're not going all out for 30 seconds or maybe we could push something to like 20 seconds of work with 40 seconds of rest. That's gonna be a lot more aerobic. It's still gonna be anaerobic and it's still gonna stress those anaerobic systems and energy development. But we allow for enough time to actually accumulate training volume.  So I can't give you a summary of this is the time that you need for your sport to train but what I can do is say, just think about the sport. Think about not just the sport but the position that this person is playing and think about the situation that they are in, right? If they are a third tier player, then make sure they're fast. If they're first tier player, make sure they don't get tired during the game because they're probably good already. They don't need to beat people even more than they already beat people, right? Evaluate maybe with a time motion analysis, evaluate what the demands of the sport and the position are and that will help you understand the kinds of rest period you need and the intensity levels that you need to train in a sport-specific manner. All right, everybody, thank you for watching. I am Lance Coyke. If you didn't like this video, please feel free to just close out of that window. But if you did like it, give me a little thumbs up down there and give me a subscribe. Hit the bell to be notified when I release new videos which is currently daily. We're talking about energy systems right now. We've talked about squats, deadlifts, bench presses, handstands, pull-ups, all sorts of stuff already and who knows what's next. If you want anything that is related to personal training, strength coaching, stuff like that or if you're just a curious kind of weekend warrior who likes to be fitter and understand their body better, I think we're gonna drive pretty well. If we're not, you know, don't subscribe, that's fine. But I think we will. So thank you for watching. I'll see you in the next video.


Hi and welcome to the session. Let us discuss the following question.  We have to choose the correct answer from a, b, c and d. Let us now start with the solution. Now we are given position vectors of a, b, c and d. We know position vector of vertex a is equal to minus i plus 1 upon 2j plus 4k position vector of vertex b is equal to i plus 1 upon 2j plus 4k. Similarly, position vector of vertex c is i minus 1 upon 2j plus 4k. Now position vector of vertex d is equal to minus i minus 1 upon 2j plus 4k. First of all, we will find out vector a, b. We know vector a, b is equal to position vector of b minus position vector of a. Now position vector of b is equal to i vector plus 1 upon 2j plus 4k. Now we will write this minus sign as it is and here we will write position vector of a. It is minus i plus 1 upon 2j plus 4k. Now subtracting the two vectors, we get 2i plus 0j plus 0k or we can simply write vector a, b is equal to 2i. Now in rectangle a, b adjacent side of vector a, b is vector b, c. Now we will find out vector b, c. We know vector b, c is equal to position vector of c minus position vector of b. Now position vector of c is i minus 1 upon 2j plus 4k. Now we will write this minus sign as it is and here we will write position vector of b. Now position vector of b is i plus 1 upon 2j plus 4k. Now subtracting corresponding components of these two vectors, we get minus j. So bc vector is equal to minus j. Now area of a rectangle with adjacent sides a, b vector and bc vector is equal to magnitude of a, b vector cross bc vector. Now we know vector a, b is equal to 2i and vector bc is equal to minus j. Now magnitude of 2i cross minus j is equal to magnitude of minus 2 multiplied by unit vector i cross unit vector j. Here we have used this property of vector product. Now applying this property of vector product here we get this expression is equal to magnitude of minus 2k. Now magnitude of k is equal to square root of minus 2 square which is further equal to square root of 4. Now this is further equal to 2. We know we are finding out area of a rectangle and area of a rectangle cannot be negative. So we will neglect minus 2 and we get 2 here. So we get area of rectangle a, b, c, d is equal to 2. So the correct answer is c. This is our required answer. This completes the session. Hope you understood the solution. Take care and keep smiling.


Hello everyone, thanks for tuning into urban4x.com, we've uploaded a new strategy called the Mumbai scalper strategy and here's a little video tutorial to show you how to get that started. We've opened up EuroUSD, 15 minute time frame and we're going to insert our indicators, we're going to insert a parabolic SAR, which is under indicators trend parabolic SAR, we're going to keep the step at 0.02 and the maximum at 0.2, let's click OK, we're going to insert one more indicator, click Insert, Indicators, go down to trend, I'm sorry, Oscillators and the Stochastic, let's click that, let's keep our parameters at 5, 3 and 3 and let's keep our levels at 70 and 30, let's click OK, here's how the strategy works, basically we want to look for a trend and once we're going to use our parabolic SAR to give us a trend direction, now let me show you an example here, here we have an example for a cell entry, the trend was a downtrend and we had a cross in our stochastics above the 70 area giving us a double confirmation that here's a retracement that happened during the downtrend and it's going to continue down short, so as soon as the candle that creates this cross you wait for that to close, once that closed at the opening of the very next candle you would open a cell and you can keep your stops right at the high on this candle or you can tweak it the way you want to tweak it for the best probability on your end, here you would keep the stop, you would enter over here and you can see that this particular trade went against you, sorry, this particular trade right here, went against you 7, probably 5 to 7 pips depending on your spread and it went in your favor for a maximum of 22 pips, alright so that is the cell entry, let's show you the buy entries, here's actually another cell entry right here, you can see that everything is matching up, at the opening of the next candle which is right here, you would open a cell, your stop would be on the high of the candle right there and trade went against you probably 2 pips I would say, 2 or 3 pips with your spread and it went in your favor for a total of 38 pips, 39 pips, I'm still trying to give you a buy example so let's go further back, let me see if I can find you one, here we have an example for a buy trade, we're in an uptrend here and the stochastics close below the 30 giving us the confirmation that it's going to go long now and the candle that causes the stochastics to cross, the opening of the very next candle you would open your buy which is right there, your stop would be at the low here, again that's based on your risk if you can keep it more or less up to you and you can see that the trade went against you a maximum of 5 pips and it went in your favor for a total of 36 pips, alright so that is the Mumbai scalper strategy, you can find this strategy along with other trading strategies of mines on urban4x.com, just log on and you can click on strategies right there and see all the strategies are all listed for free, alright thanks for tuning in, hope to see you next time, take care, bye bye.