YouTube is starting. Good morning everybody. It's eight o'clock. Welcome to non-farm payrolls Friday. Friday the 3rd of November 2023. We're on a drive up to settlement but anyway let's do the disclaimers and I hope everybody is well. All book mat limited materials, information and presentations are for educational purposes only and should not be considered specific investment advice nor recommendations. Trading futures, equities and digital currencies involve substantial risk of loss and is not suitable for all investors. Past performance is not necessarily indicative of future results. Okay with that being done that's the screens are right now so we've had about 29 minutes until the non-farm payrolls and essentially since just after 7 a.m. Eastern in the US there's been a drive up so we're driving back up towards yesterday's settlement and we have this resting iceberg here in ES that I pointed out in the room that's taken a long time to play out. Anyway they're just positioning themselves for non-farm payrolls so it sounds like or seems like they don't want any change from where the market closed yesterday so it would be interesting to see if we go up above that before 8.30 and for today I have endeavoured to make sure that the financial juice stream is fed through the audio so that it should be audible on both Discord and YouTube. I'm actually listening to it now at a very low volume in my headphones. Right okay that said let's quickly go on to the slideshow so we can do some prep. I'm just going to use the trading view calendar going forward and just focus on the important category the red category items just so that it's just easier to show so for our hour we've got the non-farm payrolls and at 10 o'clock you've got the ISM PMI and yeah this is something I might touch on later it's the earnings calendar it's it's hidden inside the trading view website it's totally free but on a week like this where Apple amongst others have had their earnings it's a page worth checking out so you can you can do the sort by market cap and you can have this week and next week so you can see what's coming up so next week for example we've got Berkshire Hathaway so that's the biggest earnings release next week okay moving along let's have a look so what we were talking about the other day was there was a break of this reverse trend line that joins the lows and that is normally very very bullish and on this occasion it has acted out that way and we've had a very very good bounce and we are supposedly on our way towards this towards a high where yeah we could easily get to that 50 day moving average the even the 4400s it depends on many many factors none of which we can forecast or predict moving along to NQ yeah there was no reverse trend line points out the other day it's invalid because it was not steeper than the the actual down trend line but we've had a very very good bounce and you can see that and moving on to the 10 minutes just to work out where we are in ETH shaded in grey and basically for ES we're hovering in the top quartile of yesterday's range so it's remained very very bullish I'm right now as you as you're no doubt aware we are quite close to settlement and Q again I think we're actually further up than when I took the screenshot a little while ago no actually we're right about there about the 964 mark so again well above the yesterday's mid and yesterday's rth low that's not the overall glowbacks low that's yesterday's rth low but again very very bullish okay and let's just get those back on let's just drag along a couple of things so let's let's go through the tpo here because I did talk about that the other day by the way if anybody's got any questions I always forget let me just get rid of that it's just some time and sales it doesn't really matter but let's try they're going to be visible so just temporarily we can ignore them just some time and sales that I like to have in a small format it's because I've dragged this chart over from Sierra they have come to the top of the screen anyway we want to remind ourselves that we took out one of those virgin points of control and it's actually quite a long way up to the next one but anything is possible today and if we look at the the value range that I thought I basically drew it from yesterday's high down to this lvn and we're in that top half of that value area the reason why I actually wanted to drag this chart along is not necessary to talk about the tpo and this estimated value range for our eth that I always talk about one of the things that I talk about are statistics and if I just drag over that those statistics so one of the things that I do talk about in the statistics is the relative volume what I don't often show you is the chart behind it and I thought I'd show it today because it was actually useful to help with identifying the potential chop that we got for the first two three hours of the London Open so if I you can see there are lots and lots of charts that feed some of my statistics I don't actually look at them they're just there for the statistics I do look at this one occasionally I just move it a bit further over so we can see it all and again I've shaded in grey the eth and if I just zoom in the relative volume is actually the area that's under the purple line here I've just got it as a transparent purple and all I'm really trying to show here is that after the Japan Open we've basically been trending down in relative volume all day and again that continued right into the London Open is only after the London Open that it began to slowly tick up so when you see that and you know if you have your time in sales or whatever else it is and you can't really see the big players playing it's not an it's not overly a surprise that we chop around as we did for two to three hours you know it was it was quite a horrible session I don't know if anybody traded here but it yeah it was quite unpleasant I think I've only had one trade all day and that was in the Asian session okay and just looking across at the NQ TPO again I basically covered the entirety of yesterday's range and some and yeah it's mostly irrelevant as I said the other day when the ranges are this big it doesn't have a lot of edge in providing you good turning points it was just so wide it just basically indicates to you if you do use this kind of thing that we can have large swings unfortunately today because the big players were not there and they were probably saving their muster until the NFP release in a few minutes and we got a lot of chop until that derive at the breakfast opening at 7 a.m. Eastern when we went up and now if we just switch across to to the two markets let's have a look and see where we are so we've got 20 minutes so we've got some time to actually have a good look at what's been going on and we can even talk about some of that chop in London yeah so you can see for example with this resting iceberg which is still there and has been there it's it has moved a couple of price levels but it was placed at 241 before the London Open the London Open is at 3 a.m. Eastern and so effectively it's been there for five and a half hours or nearly five and a half hours already and if we zoom out and we make the map as dark as we can make it you can see that they they've used the resting liquidity in ES which is definitely better than the NQ resting liquidity at the moment with those dreadful Algor bands but they've used it really to push down to push price down to this resting liquidity at 4 3 2 5 sorry the font is very slow very small and I apologize actually for that one so let me just I forgot now I am on these webinars I have a much bigger font so that's me forgetting to reset it but you can see me do it live so you'll see what I did yeah if you're projecting to anyone and they're on a on a high resolution screen it does help as I do remind myself to make sure that the the numbers are legible and again I apologize for that but yes they're using that resting liquidity to push price down to this this zone here which where it looks like they were absorbing they're absorbing sellers to drive them back higher towards that resting iceberg and settlement which is up above there somewhere fact settlement is at 4 3 3 5 75 so really just above here just around about there if I dig out the pen and yeah it's really around about there but I have to get rid of that because it will get in the way if we leave it there so yeah the point of that is that once again in eth if you can find meaningful resting liquidity and we're talking about large liquidity it can really really be useful especially when you've got one of these awful chop days hey Tom welcome I'm actually gonna use the financial juice feed and we'll have that live in the room at 8 25 Tom so I hope you can hear it they are my friends I don't imagine they will mind okay and what's quite interesting over here in NQ is that we've got all these sell icebergs what that can mean at some of the time is that they're absorbing buyers for a push down but on this occasion I have a feeling it's hedging their bets um so you know it would not surprise me if we didn't go up another hundred points but who knows maybe they're taking profits from a drive from a couple of days ago it is impossible to know exactly why they put these in place one thing I have put on the charts today and I've done it for a reason is I've got the sub panel for the mbo stops and icebergs and the reason I've got that sub panel visible today is because I have my stops and icebergs filtered by quite a large amount so that so you wouldn't be able to see these icebergs here oh sorry you you might not be able to see the stops here so let's have a look yeah there's a small stop level there for example and because of my my filter level is quite high you can't see that there were any mbo stops there so I just thought it might be interesting during the course of this webinar especially with non-farm payrolls to see how that sub panel may actually help us in determining you know when stops are being here or when they are absorbing people but we shall see you can never predict whether something is going to be really useful or not okay I'm just looking across at other levels that that could be of import today so one thing I didn't really point out on this TPO here was that that is actually on the TPO itself a poor TPO it's not I wouldn't say it's a poor volume profile high but it's a poor TPO in that you've got price at two price ranges and the price ranges are in 30 minute increments and it's spent two there so that according to this particular setup of the TPO counts as poor and normally it has a reasonably reliable statistic that it does take get taken out in the rth session the following rth session so we shall see whether it does today or not and yeah just remind ourselves as we've got time still what time is 815 of these naked volume points of control there's two in particular that could play out during this news release or early in the rth session so you've got the one there at 4 370 50 and there's another one there at 439 450 but what is important to note maybe I'll just make this a bit bigger and I will draw on it is that you've got this big big value range up above so once we get into that those of you that the love volume profile will know that there is one statistic once you get back into volume area to traverse the entire value area so in other words if we manage to get back it up into here then there's a potential to go all the way up to the other side again so it'll be interesting to see if that does play out in the next few days I don't tend to trade swings that large in futures as I've said before I tend to prefer to play them in either ETFs individual stocks or in vertical spreads in options let me just get rid of that again now we'll just get rid of those time and sales for you so I'm not blocking the book map thing yeah so if you're wondering why I do have those kind of time and sales on this chart it's this is not the monitor that I use for book map ordinarily ordinarily book map is on a much much bigger screen so I have odd things which change from week to week on this on this chart on this monitor rather so it's interesting to know again that they are holding these sell icebergs and what we want to see here as I've said before is the delta tail so is there going to be a huge green delta tail and if we do have a spike up can we get back to the other side of that delta tail and then you know there's a potential short on it in that situation but but because we have a major major news release and you know we've had quite a few this week but this is the biggie of the entire week yeah it's one of those where I think they're probably just hedging their bets let's have a look in NQ as well let's zoom out vertically and horizontally so we can get a good idea if there's anything hiding away so we've got this round number liquidity at 15,000 and if you know where we are in NQ we're at 14961 and you know when you get as close as that to a great big round number and thousands are huge round numbers 14,000 15,000 and I think the the high is just over 16,000 that's the all-time high somewhere around that once you get close to it again there is another statistic floating around or a probability that we're going to get very very close to it I think if you actually measure to you know if we get to within two to three points the statistic is more meaningful than if you measured whether we get exactly to the thousand level but yeah it's one of those ones where it's also really hard to put that into a spreadsheet it's one that is better to eyeball yourself and just note I just find that that might be easy especially with the amount of data that's involved all right now 818 I'm just going to check across to see if there are any questions not many not that many people watching today on on YouTube but that's okay it's the end of the week I'm actually looking forward to next Tuesdays because I always talk about the about what happens at the London Open but I've never actually I don't think I've actually done one where we we do the preparation live so we'll we'll take into account what happens that day Tuesday and let's hope it's an active day at the German Open and you know do some live prep and really really stalk trades and hopefully we're not going to get the crazy level of volatility that we're likely to get tonight you know this kind of thing you know if you did place a bet before the non-farm payrolls release you've just got to cross your fingers that your stop isn't going to get slipped by too much if you are wrong and that's a I won't say that I've never traded these releases I've traded them from time to time but it's one way you have to realize that even if you're right they may well be a fake out move first and it may well well go through your stops and then go in your favor by 100 points or so in NQ or by 30 or 40 points in ES so there is a lot of danger involved yeah judging by what we saw the other day as well with this resting iceberg just above the market going into these releases I'd say the statistical likelihood if that if that resting iceberg stays put the statistical likelihood is that it will get taken out either way that's you know even if the market ends up going down it's likely that they would take that out first so let's just watch and see if that does play out again I cannot predict the future I don't predict the future I'm just saying that it is likely because it has been there all for the last five and nearly six hours by the time the non-farm payrolls comes out so let's also have a look since some of the some of NQ at this stage because ES is basically grinding some of NQ is probably more tradable in terms of you know playing for that so if you look over here it looks like we have had maybe a one tick spring just over here but there's no really really good triggers in that you've got a small delta tail you've got some targets up above to play for but the problem that I think most people are going to find including me is that you know if you if you went for this trade here and say you're going for this spring if there is a spring or a double bottom you know where are you wrong you know I'd say judging on the level of volatility that we've had even in eth for the last couple of weeks I'd say the minimum stop range that I would have been looking at in eth has been six points maybe fractionally less in Asia but not in Europe so so you know where you've got something like that I mean I have my the same dollar value risk on every single trade but it the number of contracts is calculated on the risk size but the most important part of this is sticking to your stops once you've set them and the hardest thing there is where you've got a nebulous stop is to remind yourself of that that you know that if it did go down six points and you've taken that trade as a spring or whatever you take your stops and you walk away and you don't become attached but it's just it's part of the difficulty of something like that where it's it's not clear because there's no trigger I'd say there was no real trigger there in terms of taking that so um yeah it's just by the by looking at springs as we wait for the news release I'm going to turn on the feed now so that people should hear it and I'll just get people to check that they can hear it Marius if you can confirm you can hear that on discord that would be great I'm pretty sure certain YouTube will be able to hear that the only problems I've had recently are with discord time is it now just not nine minutes so maybe I actually should turn it off I should turn it on again in about three minutes they just started rattling on or rattling on so um anyway if anybody could hear that and they want to confirm that they can hear that that would be great but I'll just turn it off for the time being okay that's yeah this is pointing Marius yeah um because I did make a hundred percent certain the the right audio input feed which includes that um that browser where financial juices was getting fed into both anyway I'll re-watch a little bit of this on YouTube later and see whether the YouTube was definitely working or not and let's have a look at es in terms of if we've got this if you've got this resting liquidity that we'd we'd pointed out and we'd made a calculated bet that that was going to get taken out at some point in this 830 release you know and you'd missed the 730 drive up you know what is the best way you could get into this one because there's no there's no easy tail here there's no easy little spring so it's a really you know it's really quite a tough decision but again I think it's it's all going to be based on the r ratio that's the r multiple that you are comfortable with on on the basis of what a typical stop in this environment is you know is it something where you'd go for three points as a stop or two and a half points or two points um if you if you went for the four points of stop it's it really is cutting into your r multiples that you can go and remember the the wider the stop the harder it is to achieve those r multiples so you know the way I do it is that it doesn't really matter to me whether my stop is four points or three points or two points it is the same dollars that are being risked I'm aware that you know it's more likely that they're going to take out a two point stop than a three point stop but it depends on the trigger as well so in other words I'm just saying that I like my tighter stops because it gives me the chance to get into those r multiples and you know win rate becomes less important if you're hitting your two or three rs on a few trades so is it now we're coming on to 824 it's just we are we're in the some pre-game mentality at the moment so looking across at both NQ and ES let's see how far we are from settlement on NQ we are 26 points below and on ES we are only about three points away and importantly let's get rid of that and remind ourselves again what is above the slightly worrying thing for people hoping for a really big bull run is that there is nothing above and that you've got these liquidity levels below in ES and some of them when we scroll back have been there quite a few hours so that's the beginning of the Asian session here it is the entire Asian session 1800 they've been there for nearly the entire session I mean effectively they've this one there that one there and that one there have been there for the entire session since the Japan Open and that's quite a long time so you know does that mean that they'll get hit we will have a look and looks like that iceberg has finally been removed so they got people to get up to it as much as possible so we'll have to see now whether they absorbed a few people it's interesting that they they took it off a good few minutes before not at 828 or 829 but the resting liquidity is still there and that has not really abated it's still 155 so if we look at the the actual numbers in the order book so you've got 155, 156 there you've got 178 there you've got a much bigger number 4225 you've got 222 and then we've got this big big number 424, 431, 6 the reason why we're going through these is to really look at the difference in size and you know it does something really stand out that's been there all day and I think that one had been there all day yes it has and then put your marker in your notebook it's one of those things you don't expect them to go there in a straight line expect it to go as bullish as it can possibly be and then suddenly it will go towards that you know it's it's a thing if you play for it all day long you'll miss out on some great longs you know if you in other words if you play for it all day long to go short towards that 4316 level you'd you'd miss out on a lot of really good shorts like this drive up at seven o'clock towards the um the resting iceberg and settlement up there okay I'm going to turn that feedback on okay so we've now taken out where that resting iceberg was and they've added a new iceberg there and you can see that through here so you can see the iceberg level of 51 in this zone what time are we at so we've got two and a half minutes I just want to see that 4316 level holding or not yeah they've actually nice banding around here that that is quite interesting again you cannot predict the future so when you see me scrolling down and having a look and having to think about whether they're likely to hear that it is just an idea um that I might have if a short setup appear appeared to it to me after the release of this 830 news again I'm not trading this session because I'm talking you know webinars so I'm I'm not going to try and trade so my trading my live trading engine is not on at the moment and remember I also I consider these resting liquidities in ES to be of much higher value than the ones in NQ especially lately because of all those volatility bands that have been appearing I'm going to turn up my own financial juice feed in my headphones so you're getting some of this pre activity so we've had a couple of spikes up that are reversed and again that's interesting as well I mean if you go back to yesterday's European action what you will see on the drive up was that every time they had any little spike down it got bought back immediately so it was just like bounce like a V bounce on these all these micro lows in the European session all right um and what we had just then was not quite that so I'm not overly bullish going into this one has to be said but again the idea is not to be right or wrong the idea is to capitalize when you get multiple R setups so we've got 25 seconds left might need to zoom out a little bit and have a look again to see what's being left there so they've taken away everything except this at 17 and 14 I'm hoping my feed is not going to lag NQ's got a lot more volatility so far and up we go there we go and we're driving up so that is why we say it is not a game of being right or wrong so so far we've had a very very good run up what do we do at this point we get our drawing tool out and we do a horizontal line effectively it's hard to say but basically around about there maybe I was wrong maybe it's actually up there maybe it's around about settlement but anyway it doesn't really matter let's just watch what happens see if we're going to keep grinding up and as we said about NQ when you get that close to a thousand a round number quite often they go they go and tag it this occasion they've gone through quite well so they're already at 40 above it so since the release the release has changed the picture so the action is quite bullish since the release now he's got the by icebergs underneath and we've got some liquidity that's appearing up above so so far things are quite bullish probably need to move that add another one actually let's just add another horizontal line because I think the scene of the crime was more about this level here just drag across what that says well I reckon the font will be too small but you might be able to read that one that the non-farm payrolls is 150 against a forecast of 180 but what is not important is what the actual numbers are usually because we are not trading economics we're trading the market and the market's reaction to those numbers as a reminder of what I said about trend days and major market releases in the 830 time slot or the 815 time slot is that quite often the extreme of the session if it's a trend update the low and if it's a trend down day the high are made within 15 minutes of that release so what I'm really looking for is will there be a down move and where will it go to if there is a down move because so far we've grinding grinding up and up and up I'm looking across again at that naked volume point of control sorry that's me on my tpo and we're getting reasonably close we're only 15 points below it so this is the first down move we've seen in nq got a lovely thick liquidity zone just there that they're coming into I have to see if it holds or they go through with volume that's what I'm interested in so I'm expecting it to tag this it's gone through it's bounced I was watching the nq one because the liquidity they provided there was easier to read than anything that they really provided in ES so they went through it they collected more shorts and then they had a violent move up I may actually just have a look at just having a look at the the dollar correlations as well I'm just seeing the the euro dollar the euro euro against the US dollar that has spiked upwards oil has spiked upwards uvxy has spiked downwards so everything is very very bullish at the moment it's all consistent with each other and nq is at highs of the day and ES has just made a high of the day one thing I'm a little bit suspicious about is that there was no fake out type move whatsoever there and there was no return to the scene of the crime if there is no return to the scene of the crime at this point it's you know it's one of those things where you can research yourself you know when or if that scene of the crime is later hit so again if we look at nq you can see a lot of icebergs on this rundown we're back at this liquidity zone and the news really did come in around about there the 830 so if we draw a line on the nq one we get it approximately around about there I don't think that's exactly right it's just an approximate line it's hard to get it exact when you're doing a webinar at the same time you can see those sell icebergs building up through this subpanel so it's providing some utility in that respect but you could also see them on the m chart itself and on the ES you've got both buy and sell icebergs they're trapping it in this zone working at the end 15 minute period as well so if we are currently at 836 837 we still got plenty of time to make that extreme if we are into another trend day we've already had one trend day this week if you look back on statistics of trend days versus distribution type days you know choppy normal kind of days um the oldest statistics were that that only 20 percent of days were trend days but certainly during that great run-up in 21 22 there are an awful lot of trend days so the statistics have changed somewhat to say that trend days have increased in terms of overall percentage of day types on the ES and nq so this is interesting here in ES so we're trapping in a zone so we'll look over here at the volume profile and begin to just zoom out and see what happens when we break out of this zone and we've got this liquidity they're advertising there as even though it's a round number as something worth tagging because it's in the 250 range and we have an overnight high now made in ES at 57 that's 4357 and in nq at 15064 and I'm also watching what's going down in terms of the size of the trades in ES I've got some volume dots on here at the main it's not very very easy to see that's one of the reasons why I have that time in sales as a reference I think you know probably quite a few viewers do use some form of time in sales I'm not one of those people that like staring at time in sales I just like having them as a reference so I can scroll to and just double check that the size of the trade that I thought had a hit did in fact hit it's quite interesting over here in nq to see all these icebergs you don't normally see this many icebergs in a little patch on a big upswing so so immediately you think they you know the likelihood is they are absorbing some buyers for a push down so we shall have to see because it's been so bullish across the board and I can't see anything in the correlated markets showing any signs of that abating yet either looking at the the Dow has come down a fraction off its high the RTY is coming off a fraction as well just seeing if there's an obvious leader in the four markets you know it's one of those things as well I don't have the Dow and RTY futures displayed in book map because I don't actually use them in book map but it does not mean I don't watch what they're doing quite often you know when the market's been on a tear for a few days one of the first signs that that tear might be turning around is if there is disparity between those four indices in the words they're all over the place you know they're not all going up and they're not all going down there's significant divergence between a couple of them you know one's going up quite a bit and the other one's going down quite a bit and that's one of the reasons why I like watching them I also find RTY to be an intriguing intriguing market that I I only trade very rarely tapish just this is a question of the time and sales tapish um first and foremost I'm an ETH trader I trade the first two maximum three hours of the US RTH session so yes I have to change that time and sales block size filter between ETH and RTH because the one the ones in ETH just aren't going to be appropriate in RTH especially in ES. NQ is a very thin market so you could get away with not changing your filter too much but not in ES so in ES I want to see things appear on that time and sales in ETH so at the moment I've got a filter like 20 in ETH but when we get to RTH I'm not interested in seeing those trades I'm only interested in seeing things really basically around the 100 up I hope that answers your question I've got a question in YouTube as well the numbers on the right um Carl Jones just asked a question read the screen on the right so you're talking about the ES bookmap screen are the numbers stop losses no they're not oh you mean on the right of the sub panel sorry I'm having to put words in your mouth I think that's what you mean um no I mean if we look at these numbers here um they will be the net over a certain period uh of the icebergs and so if it's minus there'll be more icebergs underneath the zero line which suggests they're by icebergs um and um it and if they're above then it sell icebergs and the stops again just over a set number of minutes or seconds it's just the total number of MBO stop orders just because it's an MBO stop order does not necessarily mean it's a stop run an MBO stop order is just an order that is placed by way of a stop so you know for example you know if you're trading a thin market you might get in to a trade by a buy stop as well as you know be triggered on on on your exits by a buy stop um for all my for all my exits I always use proper stops not stop limits you know so market stops um and actually if I am entering I do buy a variety of different orders so if it's an ES I'll try and get um an equal number of limits as I do market orders um because you know sometimes you can so sometimes it just it just has this habit of coming back so you can get in by limit order in NQ most of my entries are market orders but occasionally I do get in by a buy stop above them above a market or a sell stop below the market if I'm looking for something in particular because it moves like grease lightning and you know provided you've got your stop set and you're in a zone where you wanted to transact you have to accept you're going to slip in NQ anyway so quite often it does not matter and you know if you're trying to get a limit order in NQ all the time good luck or you're trying to fade it and it can go a lot further than you think it can okay so in NQ we've got this bounding I'm trying to work out if there's yeah this is still the algos I always forget for a second you know when I look away from NQ that um that we are in this horrible December algo contract you know where you've got these um algos above and below where you cannot treat those as as meaningful liquidity they're just the the market may because above and below so you have to ignore them you can't filter them out on this heat map so you you just have to not pay too much attention to them looks like we're going to continue to be quite bullish pre-market so that if there is any kind of downside movement it's going to be in the rth given the fact that we've now crossed the 15 minutes since the news release so essentially if you looked at a three-minute shot I'm going to drag one across as well I'm going to drag my old and my old trading view chart across drag it over there and you can see that um both NQ and ES shot up and they are forming a range at the top right that can go both ways but you know once you you get a range on a big big swing the likelihood is it's going to continue it doesn't mean that it's going to work 100 percent just the likelihood the likelihood could be somewhere near 50 percent it's definitely not a 90 percent or even an 80 percent on that one yep so they are exploring onwards here so we look up above in ES and we've now got some liquidity of good size at four three six zero ah sorry Carl I wasn't looking in YouTube I was paying attention to this resting liquidity up here let me just read your other two questions the dotted lines the screen on the right the dotted lines you don't mean the sub panel because I'm trying to see what you meant by the dotted lines there are you talking about the vertical dotted lines I get you um no those are icebergs actually um so if we go into the settings for this and again I apologize for the font spring so small and you go down to um just looking for the iceberg settings so I haven't changed them so long iceberg visual settings and then you go down to the down to this section of them you can basically um set what you want by way of colors but I'm pretty sure that you can't actually change it between a line or a dotted line I think they are dotted line by default but those are all the settings that I've got in there so you can just see that the filter I've got is an aggregated filter of 50 and an individual filter of 5 but if you've got the sub panel on the filter doesn't matter as much because you're going to see every single one of those in other words the sub panel is not filtered okay so I wasn't paying attention to NQ so we've got this thick liquidity band which was not the algo band um you can see that because the algo bands have been moving they move constantly with price this one was stable and it was placed at 835 so we got right up to it actually it has a wall resistance and we we came off it and if we now then zoom right into the action over here and have a look is anybody trapped there may be some some people trapped just above 15 057 and where have we gone on ES we've got up to this if we call this entire thing a liquidity band because if we zoom out will they eat straight through this that's the question or is this a wall that's going to hold for a few minutes let's just have a look at the what's hitting this on the low there's no clues from the the end of that tail as to whether there was a continuation likelihood or not that's what I was looking at I often look at that when I zoom right into the latest action on the right hand side I'm looking to see what what has transacted at the extremes but no that would that just looks like a liquidity drop to get some more fuel to go up and take that out and that's exactly the same case in ES and again looking across at all correlates markets there is not any real hint of weakness the weakest one that I can see on my charts is crude oil so crude oil has had a a decent pullback since it reached its high as well everything else you know all four indices are at their highs so we're still in the exploration trending upstage and if we go into the the microaction which is something that I do talk about regularly as well and I just scroll this one across since we got back down to this resting liquidity here and we look at every single one of these little lows they're all incrementally higher if they're just slightly lower that's kind of irrelevant it's like an equal low but there's nothing by way of a low a low on the micro swings yet so this could be the first one if they do actually go down so there's the dotted lines that Carl was talking about so that was actually a buy ice that was up there of 85 and they took the buy ice away so yeah if we're looking at our first setup you know we've had a really really good run in nq we had some really interesting resting liquidity and then we had the reverse spring or up the up thrust that's probably the first short setup that we've had of any note since that market release apart from that we'll they're basically taking every pullback and going long let's just zoom out again and watch what's left above us so we've taken out a band of liquidity here has it got enough strength from other players to go straight up and through it that is the question you know i know i have zoomed out vertically but i'm just really looking at why have i resumed out vertically because i'm looking to see on a holistic basis what is happening to these three liquidity bands one two and three this band up here seems fairly stable but it may not be in play just yet so i was just seeing whether they were they were using this to push us back down to this which is at four three fifty and at the same time we've got nq zoomed in a little bit more the dow finally had a pullback and the russell the rty is hitting it new highs again so that is the strongest of all four so three of them have had a smallish pullback if you can this in es is a pullback and the rty has had nothing but what you'll find if you do end up trading rty is that um on those kind of moves where it just goes up and up and up when it finally does have a pullback it'll be much deeper than you think it will be it's one where those you know all the um the swings are a little bit crazy so yeah if you bear with me while i constantly zoom in and out i don't do this with my other charts so i've got i've got charts in ciara which i don't touch you know um i just have value in doing this in book map because one i can do it ridiculously quickly so you're gonna just flick your finger on the mouse wheel and two i get value from seeing how these liquidity games are playing out so that's why i do i don't give people nausea watching this on youtube and it's also something that is very pertinent if you trade thin markets because quite often in a thin market you're not going to see if you've got this zoomed in say we have nq zoomed right in um and we've got virtually every price level now now i've got every price level with it with a number on it you're not going to see half of the games that are being played that will directly impact what's having at this price level because the the pressure or the magnetism is being applied out of the screen so that's one of the reasons why i do do that i mean when i do zoom out you can see why i do it so we have a high in place and how secure is that looking at the shape of the volume profile i wouldn't call it a very very strong high that's when you have um when you have it basically being climactic you know that that's what i call really really strong high where you've got this part that it's just basically next to no volume they've explored and there was nobody interested in that price that kind of um is what what i call a really really strong high and i do my own volume profile i've read lots of books i've watched lots of people but i just do for me in the the way i execute my trading plan and the types of setups i'm looking for so they may not be technically what other people do but that is still fine with me but even though it's not a completely strong high it's a reasonable high so if you look at um if you look at the shape let me just drag it around so if you when we get our own pen out this is the nq one that's got a nice distribution there so we're in a distribution so it's quite possible that you know we'll we'll go to both sides of that before we continue up or down and if we have a look at es it's a little bit more it's a little bit stronger than the one in nq yeah and what i just bear in mind is that you know we are pollution till we're not saying in other words these markets tend to explore until they finished exploring but there are some interesting levels for them to go and try and tag in rth such as that scene of the crime and even settlement now because we are well above settlement we are still about 20 points above settlement yeah we're above settlement and we're above yeste size so there's a gap close that's a potential trade but when you do trade there what i've found as well when you have those gap closes um on a on a trend continuation if this is effectively an uptrend and then the rest of the rth session is a continuation of that uptrend then you know there might be an initial attempt at the faith that will fail quite quickly whereas if they are going to close it quite often they'll have a continuation for a good few minutes maybe maybe a couple of minutes maybe 20 minutes maybe half an hour and then it will fall down um so if there is no initial attempt to close that gap as in zero initial attempt then i might start looking at an interesting short especially it depends on what the internals are and by internals i'm talking about all the stuff that you've seen me on my statistics and also just having a look at the key stocks and what's going on what's being played out on those so nq has now made some nice lows having a look across rth is rty still at its high of the day so that one has kept going and all the other three are showing some signs of pulling back we've now got some interesting liquidity again down at the 4 350 level let's just zoom all the way back in and see what's left down below so all of a sudden you've got this order which was there at 4 3 1 6 now it's been moved down to 4 3 1 2 50 and it's been increased again don't just play for these things based on liquidity because that that is not a winning recipe in my personal opinion um stick to your plan stick structural setups and if you get into a trade and then that becomes a potential scale target you know your final scale then that can be the day you know where you just keep holding some of your position but you know they're not something i'd necessarily just play for especially if they're below and the market's been ripping up all week so this area is now getting quite interesting because they've got a thick band here the question really of how strong is this sell iceberg at 4 3 5 6 25 and whether you know if you're going to use that as a stop zone you know just a few ticks maybe a couple of six above that and then go for a short or even if you know a first target of the other way around if the distance between let's have a look so the distance of this mini range the height of the mini range is 4 3 5 6 25 turn to 4 3 5 5 it's 5 ticks yeah the first target should be this liquidity so you you did not want to take a wide stop so i'm just saying that you know if you've got in just then when it tagged that if you'd had a limit order at 4 3 5 6 25 you'd want to be scaling out straight away once it got down to there and you'd really want a stop of 2 to 3 to 4 ticks because that is not a typical swing that's more of a semi scalp and you know at the moment it's just bouncing between them so that if you'd got in there and you hadn't taken anything off then you might find that you know you're breaking even at best so they're holding it with a 200 stop and they've got a 200 and 14 blows so this is just a holding pattern they're just keeping price contained when it finally does break out it should be interesting it should move relatively quickly one might think but we'll we'll see because we cannot predict the future as i keep saying but then i say things like that so yeah the theory is that when you you're in a tight range and that stayed for a while and built up a lot of volume then when you do finally break it then it may move more quickly through the space previously where less volume was transacted and see if you go back left there was less volume transacted there anyway i think i'm coming up to my nine o'clock and i've gone past it so thank you very much for bearing with me um i will i will um hang up now and um i look forward to seeing those of you who are going to be around on tuesday at that london open let's hope we have a volatile open so thank you very much for


What's the secret to long marriage? I think one of them... Communication. I mean, people always say communication. That is from the people, yes. And I agree communication is a great tool to stay married for long. But for me, one of the greatest is not to separate your income and not to separate your expenses. I think being open about your income, your source of income, your money is one of the greatest ways to stay together. Spend it together, budget it together, bring it in together, or if one person is bringing an income, be open about it, okay? What's the secret? All right, so financial openness also known as financial transparency refers to the practice of openly sharing and discussing financial information, including income expenses, debt assets, and financial goals within a relationship or marriage. It involves being honest and forthcoming about your financial situations with your partner and engaging in open conversations about money matters. Now, while financial transparency can be an important aspect of maintaining a healthy and successful marriage, it's just one of many factors that contribute to a strong partnership. So tonight we're asking, is financial transparency a great strategy for a long-lasting marriage? Do you agree with Van Vika's summation? Please, men, let us hear what you have to say. Because I know that women did not transparent at all. Let me just, don't worry, I will help you tell us the truth. We may not have transparent, but men, let me hear what you have to say. But I'm just joking, everybody. I mean, you can join the conversation, send us an SMS or WhatsApp to<PHONE_NUMBER>. You can also tweet at us at Weissure, I've come on with the hashtag Weissure. All right, so who do I start with? Let me start with Madam Oniekouzi, our teacher. Why me also? Ah, because you have to be better than in this marriage matter. So, like, literally right, do you agree with Van Vika's summation about transparency when it comes to finances? And if you do, why, if you don't, why? Well, it's as simple as ABC. It depends, actually, to be candid. I don't know. It depends. It depends on the people who are involved. Because we've seen situations whereby a man and a woman decide to have a joint account and the man cuts the money away or the woman does the same. So it depends on the two people who are involved in that relationship. I would say, yes, to a large extent, Van Vika is correct, that one should be open in that relationship about their finances. But, again, there is always a clause. It's not a straight, it's not straight. There is always a gray area when you're talking about things like this, because nothing is totally cast in stone. If you meet someone who is nice, who is honest, and who rarely cares for you and is willing to be open about his or her finances, that is good. But, again, you know, we women, we have this clause that we say, my money is my money, his money is our money. So, again, we have that problem that we feel that, okay, the man is supposed to be the one in charge of the home and we do not have to be upfront about our funds. So it still depends. I have another story about an individual who had a joint account with her husband and what the man did was that he cut it away all the money and traveled abroad. This is somebody who was being open in a relationship. And there is another story of an individual who is quite open about his finances. The woman has access to his account. She can withdraw more money from his account as much as she wants. Probably it depends if it's a blank check, I wouldn't know. But she has access to his account without any hitches.  So it depends on the individuals who are involved in this relationship. Are they committed? Are they loving?  Look, we're not speaking individually. Let's be honest with ourselves. You will not put me on the spot. I have to put you on the spot because we're having a very practical conversation. Marry is not something that is like over the top of our heads, right? Are you open to your spouse about finances, like your income that you make and all of that? Osai Wame, I'm an open book. Yes. But again, I still believe in his money is our money. They are two different things. Okay. I believe in them. Whatever, call for me. And they will tell my name inside the matter. I'm not there. But let me come. It's true. His money is our money. I still believe in that because he's the man. It's as simple as that. Absolutely.  What do you think? Do you think this strategy will truly give a long lasting relationship or marriage? Okay, so for me, I think that before you get to that point, you need to first of all say that people rarely have serious conversations and money is something people don't really talk about. Yes, we spend money, but do we really talk about money? So if we don't talk about money, everybody has their own different belief system around money. If I come from a background where my dad handles everything. I mean, we want to eat. We want to go to school. He pays all the bills. My mom, I mean, you understand, I become an adult thinking that that is the right thing to do, except I don't learn those belief systems. So sometimes when you hear people say, oh, I can't be transparent about my funds, it's not necessarily because they do not want to be transparent. It is because they have not been taught that transparency is key to.  What are your money goals? What is your money belief system? I come from a place where I think it is not frivolous to go abroad once a year. Holiday is important to me. It's the most. But imagine having a partner who does not believe in holidays. Now you are forced to start lying about how you got money to buy your ticket because he doesn't believe in it. What would you do? Does it make him a bad person? He doesn't. It's for just to opposite. Exactly. So you need to. So you must first of all align. You must align. You know, your vision must align. Even if you don't seem to be open, be honest about it, what your deal breakers are in terms of finances.  And then when you address that, you now come to a point where you say, OK, I can compromise on this. I can't compromise. And then you move forward. But people just think, I mean, marriage, love is enough. Love, it doesn't. Money is. I mean, studies have shown that money is a real thing that causes marriage break up. It's a real issue. Money. Money is like, how would I say? So when you ask people what happened? They ask him. Jonathan, they can't really, because it is almost embarrassing to say that you are at loggerheads with your spouse because of money. Mary, Mary of life. I'm also learning because I can't say that I've been transparent. I've not been put in the situation. I don't even think I've had a relationship that calls for such and haven't always been with older people. And even in my, I think it took us in my parents' relationship. My dad's like 10 years older than my mom. So I've always had the dad as the head, the father figure, he provides for everything. And it was towards the hard times.  And that's where she can say, oh, there's this land I bought. It's my sister that bought this land for me. And that's the only thing I have. But going forward, I will want to be transparent because I think it's important to have shared goals. And it's important to grow together as well. And I would like to be able to accommodate each other's excesses. So I can't say that I would also be 100% transparent because I think I'm an individual and I would like to, in our own Nigerian world, hold your own. So, yes, I believe I will still have some very much-hating funds. If someone dashes me money, I cannot go and declare that. Hello, my uncle.  So I'm a partial transparency, you know, but trust and communication is very important. So I'm on the fence. I have, like, so many incidences to share. I can't imagine. Transparency and money. You know, many years ago, I was on a breakfast show and, you know, we were a team of women. I've never been someone that is closed when it comes to information and dissemination. I am always very eager to share information and just, you know, put things out there, talk about things, even my successes and my stories and all of that. And so even with relationships, it was easy if you were around me, you could know everything that was happening inside of me. But I remember a state governor had come on our show then and, you know, of course he did, oh, we came on a Friday. So he says, oh, ladies, I've done thank God this Friday for you all and all of that.  And that money, after doing thank God this Friday, somebody down, so we had worked him to his car, the entourage, they were already leaving, then somebody down runs back and taps me on the back and says, the governor says, I should give this to you. In my naivety and my stupidity, I'll call it now, in hindsight, and with this mindset of trying to be very open and all of that, I just took all the money and said, oh, they gave us extra money. Then later again, I now thought to myself, and I said, wait a minute, this money, they did not say give to a, because I began because he had said it in the open that they had given all of us. So I said, wait a minute, let it not be that this money was made for me and I'm trying to like, that was the beginning of my problem. So you see transparency, I believe, and it now became a thing of, oh, if the show was going to break or the show was going to be whatever, over, it was because, you know, maybe I was now being, they almost like painted me like I was being greedy and all of that. So at some point I said, you know what? And for me to, for you to come and call me a name that I know, people would take the money and share it amongst themselves, I'm not interested. No, no, no, no, no, no, no. If I do that, it means that, you know, they called me to not talk to me about that. If I do that, it means that, you know, I was not, I was not about team and all of that. Not as short story is that that was the beginning of a lot of challenges that I began to, you know, experience because, you know, of transparency. So I realized something in hindsight. When you want to be transparent, the most important factor for transparency is the other party. And it's, but even to marriage itself or relationship. This is friendship now I talked about or maybe groups. If the person is not mature enough to handle your success, because we all cannot be successful at the same level.  Very, very true. The person cannot handle the fact that they gave maybe $10,000. That was the impression. What people do you think you are? Do you think they're special than anybody else? In Yoruban land, when they say they give us something, it means all of us. They said I've interpreted a lot of things for me. Like literally I was dumbfounded because that was like, I've never seen that kind of a thing before. It was a rude shock to me. But I kept quiet and I looked at it. I said, you know what? I think it was not them that was the problem. It was me. So before you say you want to hurry up, I want to go and pay my husband. If I make $10,000,000, uncle, auntie, be sure that your husband can handle $10,000,000. Because that's when they all are going to tell you that, ah, there's one bill that they want to pay. There's one this, there's another. But you see like you rightly said from when you started the conversation. If you set goals and both of you can align that this is where our financial goals will be. When we are submitting issues of like maybe monthly pool, there's a pool there. You know, we are depositing from our income. We know that, okay, this is towards our travel. This is towards our distance. It's easier that way. But you are dealing with somebody that's immature. That at every little time, the person goes into that account to pool that money, you can't run a joint account with that person. You can't do anything with that person. You have to be very honest with yourself. You know, there are some times that you want to be seen to be good. Don't be part of those people dealing with your partner with individuality. But if you don't see your wife like to shop like me, don't give me a joint account.  If she loves to shop, it is possible that if you are not as small. I remember that when I was, yes. And yeah, when my sister, you tell me, no, that's the word. And yeah, when I was younger, you know, when my children were younger, like if you upset me like this is retail therapy. I'll just carry money. I'll just go shopping. When I finish shopping, I'll feel good with myself. But you know, when, of course, maturity then sets in.  It's not everybody that needs to be transparent.  It's not one size fit or some people cannot handle, you know. So that's why you see some mothers in those days, they will be building houses, they will not tell the husband. They will be doing so many things, they will not tell the husband because they know that if they tell the husband. The lifestyle of the husband and the state of the husband would even allow him to do certain things. Absolutely, absolutely. So for me, after that experience with him, my lifetime, I then learnt, who are?    I am someone that no matter how blessed you are around me, I can never look at you and feel like, why not me? No. Because I understand that principle that when it's my time, it cannot be stopped. But some other people don't. So I'm saying this to addressing transparency even amongst relationship, friendship relationship beyond even the marriage. Because you need to be very careful that that person can handle it. So I'm not going to take a break, right? I really love to hear from our men and our women. Stay with us for a while. Alright, thanks for staying with us. Now if you're just in your ladies' night out and we're discussing the topic, financial transparency, is this a great strategy to a long lasting alcoholic relationship and marriage? Now please, let's hear what you have to say. Remember, you can join the conversation, send us an SMS or WhatsApp to<PHONE_NUMBER>. It is not ex-us, it's not Tweety. Ex-us, because I don't know what you're going to call him again. Ex-us and thread-us at Peugeot Africa. Alright, so our phone line is now open. The number I'm telling you, the number to call is<PHONE_NUMBER>9. Remember the rules, turn down the volume of whatever or just turn it off the volume of whatever it is that you're watching us from so we don't get a feedback. The number again is<PHONE_NUMBER>9. The question is are you transparent? Don't give us too much long story. Are you transparent and has it worked for you? Are you transparent with your partner and has it worked for you? My mom and my dad, they have a very beautiful relationship. When it comes to money and transparency, they are like yin and yang.  Again, when you have to raise 10 children, I've been at nine with these. I can't remember how many. How many are we? I think we're nine. I need to count because we are nine. When you are faced with raising nine children, a lot of things, we had some financial struggles earlier on. It was a combination of serious work, pulling funds from here and there to be able to make sure that my mother hates to owe school fees. As my parents, both of them, they cannot owe school fees. They would rather starve the money. But I saw them work as a tax team. So when you have that kind of love relationship that everybody understands that, come, this is the goal. You can't be transparent with that person. But when you have a person that, I'm thinking of school fees, you're thinking of one bar, you want to go and drink or one girl, you want to go and carry with my husband. That's even when there's lack. What if in the case where there's excess? Because I was speaking with a client today and when I saw the topic and it came up and I put questions to him. So what he told me was, I mean, in the beginning, they were pretty much very transparent. But they both grew to a stage where there's more than enough sort of. So you are not necessarily monitoring to see if you take this one out. The lady, the wife is doing pretty well for herself. They have a business together, like a group business. She has her own section of the business that I can see that is growing as well as long as his own thing is growing. So I think they're in synergy, in the sense that they're both doing well. They've had two kids, he has set up trust funds for the two kids already. They're putting money there. So that is the responsibility. That little gritty of, what do you want to do? Sometimes he would tell me the other, I ask my wife, I say, where is she? Where is she going? She would just smile and look at him. She's probably not using her money for anything. And he's able to foot it. But truth be told, I'm sure if something comes up, she's ready to bring it out. A lot of women used to hide money in those days where it was because, again, polygamy. Especially when men had multiple wives. They needed to protect their children.  Every woman would just wake up and say, she wants to hide money. It depends on what they knew it. Even my mom would say, she would tell me in her first marriage, she would say, I didn't have to do anything because he provided for the kids. She didn't have that mentality. So for her now that she's older, she's been to a second marriage. She's seen financial times. She's like, all these women, they were doing it then. But she was naive to say because she didn't need to do that. She didn't need to do it. Let me hear your thoughts. Growing up, my parents, they're also very financially transparent with each other. But there was a kick. My dad, you see, is quite generous with money. If you can have a need and you come to my dad, he would sort you out. That's my dad, you know. But how do you now, as a woman, you understand, you know that this is who your husband is.  That's not about you. So in that situation, you are forced as a woman to start learning how to hide money. So my mom would, let's not call it hide. It's not hide. Well, I mean, in the context of transparency, I'm just saying, again, you need to understand the person you're dealing with. So when we say transparencies, sometimes the flip side of it, it's not necessarily because of something bad. It's just so that you are even helping the person, protect their interests. So my dad grew to know that and he would say, so when people ask him for money, he would say, go and meet my manager. My manager would tell me if I have money or not. So when he has money, the first thing he does, he just sends it to my mom. He transfers it to my mom. And he would just say, give me an X amount of money. Let me just hold that, you understand. And that was, because literally, I can tell you there was a term we were almost at a school because of my father's generosity. Yes! My father was placed with so many people. I think people were more generous in those terms. Oh yes! Because it was a duty, you would take on your sisters, your brothers, my mom also spent in both of her money. In both of her money, taking care of her siblings. My father, his siblings' children and his siblings' children, you understand what I'm saying? So in those days, it's now that we are a lot more nuclear in our approach to family. So a lot of parents then, a lot of mothers then had to. They didn't have a choice. Because it's either we do this now to protect the interests of my own children or at the end of the day, it was a good thing. I wouldn't say that helping other people is a bad thing. But at the same time, at some point you overdo it. Because you're not even thinking about your children. I mean, even within my own immediate family, it was a thing of family, family, family. I said, uncle, you are children too.  Well, let me come to you easy. Value is a crucial role. It plays a crucial role in all of this. And it's the value of both partners. The individuals that are involved in the marriage and they have the same value and they have the same goal, they are able to actually work in sync. Okay? When they do not have the same goals, or they do not believe in the same things, that is when things like what Diola talked about and Mary talked about happens, where a woman now puts some money aside. Again, there is one other problem that also happens, where women work, kind of learn from past experiences in terms of maybe somebody they knew depended on the husband for everything and they had the same account and somewhere along the line, he decided to build everything to someone else. Again, that is a case of betrayal of trust when the person now passes on and who now takes over the funds or the property, it is the family of the man. So, women of today have learned from these experiences and they would say, okay, I would want to be like ABC one, two, three kind of person. I would rather want to be dependent or sorry independent. I would rather have my money. Yes, you would know what I have, but we would run a joint account, we would not be that transparent to the extent that everything I have or own would be with him or is in his control.  Thank you. So, what should be a good alternative? What should be a good alternative to have a conversation? Yeah, have a conversation. A good alternative. I mean there is nothing to trivial. If we sit down to talk, we can say, okay you know what, this is how much I earn if you have that kind of a partner, you know. Okay, so we are looking at being together, we are raising a family together, okay. I am willing to put 50% of my income in XYZ together with yours. My other 50 is mine. I want to be able to have the funds to enjoy the things that I want to enjoy because at the end of the day I am also an individual. Now the problem is when you get to when you put your funds there about in a pool like that, people tend to feel like I am being pressured to spend my money in a certain way. Now that's a real pressure. You know. But you want to So every time you try to withdraw, there is a question that what it is for you have to explain what are you using it for. No. I am my own person. I have my interests, my passions. I don't want to come to you for permission or to have to explain myself. It's the same way. Okay, I'll give an example. I dated a guy once and he's an avid football person. So he has to travel to go watch a live match, you know, like that. And we're doing a project together and he said to me from day one I can't compromise on this. I can't. Even if I broke I can't. This is the one thing that makes me happy. So imagine that you end up being with that kind of a person and then he still goes on doing that and then you get angry over that. It doesn't make sense. It tell you. Exactly. And that's the problem.  Yeah.  But there are realities. Let's talk about, okay, which school do we want our children to go to? Which hospital do we want to use? Which HMO? It's impossible. Do we want to be dining out? Do we want to be doing la vid la loca? Do we want to be Lagos big boy? Diolah. Diolah.  That's what you're spending now. When you go in and you say, I'm going to do all of these other things that we have backed out. At some point you just phase out just like what Mary says about the client she had, who was talking to her about how they were at first and somehow on the market they pizzled out, they started having their own money and controlling their own funds. So I think for me, I would be of the perspective that foundation foundation is crucial. How crucial is it to your family even picking on someone what are your values? Are they the same? Are you going the same way? Are you looking at the same things? Let's take a call. Sorry, let's take a call. I believe Loma from Abia States. Loma, are you transparent? Yeah. Hi, good evening. Good evening. Thank you. Your position. I will tell you people transparency cannot give love that marriage. On that you build that marriage on finances. Let me just tell us we will not start the test of time. Marriage is what you can do. You can get the whole money on it. Either it's bad for the woman. You give the bad money or you give the woman money. Maybe you should give everything you have. But if there is no real love at the end of the day it will be an effort in good reading. So, money is good but the real love does not count if there is money. So, whoever that build his or her marriage or money or the world will be transparent because I want you to know my inner heart when there is no love, it cannot end. Because that transparency you are showing that you don't win it for that person to know your inner heart that the real love is not there. It cannot make a marriage to love. So, I am happy that let there be financial transparency and let there be real love. The marriage will last. Thank you very much. Thank you. I have a comment. Good evening ladies. I am transparent to my spouse. However, with discipline I introduce a blueprint of family income and expenditure. The financial balance after expenditures will reflect without distractions regards a day. Thank you. Let's bring this home. I have too many tastes to say but you see this kind of thing is trapped. There is no solution. There is no one size. But you see in a situation where a woman is the one almost the breadwinner of the family society demands that she is transparent with her income. Just for the singular fact to give some level of to give some level of what's the word to rub off on the man's ego to say so you see women and I have seen this happen a lot after earning an income, she then carries the money and she goes to the husband and says this is my earning and to me she believes that that one let me not go as catawogo but if you do that there is a deeper problem than just that money. You need to first of all work on the confidence the esteem of your partner because the way I have come to understand this life, see what she said you were in a place where you saw the man taking care of everybody all of a sudden something happens you see the woman picks up that energy at some point I believe that there is an appointed energy that is needed to drive anything so if for instance the energy of the man has depreciated and it's now the weather taking on that energy to be able to as a man you must be confident enough to say you know what I am giving you 100% support but I think again if I can culture it's part of what is what is also breaking down this thing to now become a subject of conversation. But let me take Isi's comment and I'll come back to you Jelani Isi you have a comment allow Isi quickly just get to your comment my comment is from Dr. Oseme Oseme pardon me Dr. Oseme said in a couple chemistry value perception and emotion self interest are the antidote for long lasting a marriage override financial transparency so I think he has a total different perspective from what we are saying this one is good evening my dear beautiful sisters of what are you saying financial transparency is it a great strategy for a long lasting marriage my dear beautiful sister Jelani made mention of a challenge in financial transparency which is both parties that loggerheads with each other it happens in relationships my sister Isi said that transparency is important and it is based on trust a wife who is used to spending so much cannot have a joint account there should be discipline when having a joint account to reduce unnecessary spending there should be reasonable spending that is very necessary financial transparency should be done by choice it will not be compulsory my dear beautiful sister Isi I must commend you I love the way you speak you speak like an American or British sister welcome back I missed you my name is Daniel thank you Daniel I am going back I am just telling you I have enjoyed my weeks but thank you so much I think we can wrap up the conversation here if I had one thing to say I don't know what would that be if I had one thing to say have conversations communicate honest communication if I had one thing to say I would say foundation stick to what your goals are from day one be able to express it and have the same values so let me ask you one question if you married to a gambler where do you say anything we see you will use your destiny to gamble in the first place that is why I stated something foundation I will not be married to a gambler in the first place because I will look at it first and go with it okay so the reason I posed that question is going back to the point I had made you have to be sure of the party you are in relationship with people change people change so I cannot be a gambler overnight become a gambler and become a chronic gambler from influences you receive more money and your life shall change but you are not able to maintain your life if you don't have it in you in the first place you would not become it what if you had it in you and you were just stopping I was stopping if you have values but those values are not in sync with your financial values you have to unlearn those values first it's not all values that you pick up as a young person that are good for you as an adult we have said what we have to say we have said what we have to say before we go we are now on Spotify podcast so follow us and share please people will be sharing the link don't be watching this show alone because of us go and download Spotify download all the social media apps and share the links to people that you think this information will be helpful to them and remember to also drop your comments and invite families and friends to watch and engage with our social media posts now if you missed our very important quote for today here it is again the handling of finances is one of the major emotional battlegrounds of any marriage lack of finances is seldom the issue the root problem seems to be an unrealistic and immature view of money I think this guy really summed it nicely we will see you guys tomorrow at 8pm great conversation to you ciao


Gone are the trees and the rolling hills that we enjoyed yesterday you 2j when now in the concrete jungle Would you believe we're doing three passes around here in Malaga 12 kilometers in all now though It looks pretty basic in the fact that a wide road and plenty of room pretty flat for most of the way The things you have to pay attention with him You can't make an error all the teams will run out start out wide on their cornering apex close to the curve and run It out wide here the problem Unlike a circuit is you make a foot of a mistake one foot out You'll smack the curb cause some damage to your car and effectively in what's been a great four days potentially for your target And so still could be a sting in the tail plenty for our teams to watch out for on day four or quit Tiger West


Luckily, we brought a pamphlet from 1984, and we have a few numbers there. The total membership of the board was 23 at any time, and as John said, by far the norm was that two members would be part of the panel. I think we went to the third panel member three, four times maximum a year. That's all that was required. So the two members, in 99% of the cases, were able to come to a vote decision. In 1983-84, the board received 1,604 parole applications. So that's 1,604 applications. A typical hearing would have been five or six individual cases on a given day. So you can do the math on that one. And in 1983-84, there was an average of 11 parolees a month who had their certificates revoked for reaching violating conditions of their parole certificate. At the time, there were 7,200 persons sentenced to prison, provincial prison, and so that sentence is of two years less a day or less in British Columbia. So 7,200 was the broad category of prison population. And I don't have the data in front of me, but by far the majority of those 7,200 inmates were serving sentences of actually three months or less.


The following is a production of New Mexico State University. The term zero-escape refers to a living, man-made landscape that is appropriate to the environment in which it's constructed. Besides conserving water, use of the seven zero-escape principles results in development of a successful garden. The seven zero-escape principles are planning and design to assure that the garden is not a hodgepodge and inefficient. Efficient irrigation does not occur by accident. Mulch is a covering over the soil to serve several purposes, including water conservation. Soil preparation helps gardeners succeed in southwestern soils. Appropriate turf means the use of the right grass in the right place. Appropriate plants are those best adapted to the southwestern environment. Appropriate maintenance assures that the plants are properly cared for in the landscape. Southwest yard and garden toured zero-escapes throughout the southwest that illustrated the application of these seven principles. The preceding was a production of New Mexico State University. The views and opinions in this program are those of the author and do not necessarily represent the views and opinions of the NMSU Board of Regents.


The flag has either feathered or withered, whatever you want to call it, and just now they're definitely taking the beating. I'm staying within the speed limits, otherwise it would be gone. So, if there is a policeman who is a textile expert, you could read my speed.