Hi, good afternoon. Tom Stewart here with Liz Trotter. Hey Liz. Hey Tom. Hey y'all and Guess what day it is. It's Friday. Not only is it Friday. It's Friday of a three-day weekend Which is a good time to say that we're not gonna be here on Monday. Three-day weekend for us, too Right Tom? Did we decide we're not gonna be here on Monday? Yeah, we did, we did. Uh-oh, it's not good. We're safe, and oh, we're not done yet. Okay. Do that at the end. I haven't pulled this up on my phone yet. I'm not steady. So we have a special guest coming on a little bit later maybe, right? Hey Paula. Is she gonna get on? We're hoping. Tom, what you're looking at over there? I'm looking at something I'm gonna share. Okay, this is cool. We haven't talked about jobless claims in a while, have we? Nope. I don't think we have. This jobless claims come out every Thursday as we know and if you this kind of goes back to like 314 where like initial jobless claims were at like 300,000, because this is like in millions here, which it's a pretty big number actually, but if any remember it like got ten times bigger at three point three and then six point nine and then six point six and this orange bar here is part of the cumulative initial jobless claims and here we are on the ninth, which still is like a couple of weeks ago. And it's all the way up to 36. The number yesterday, I think it was still around two and a half. I mean this is like 2.7, 2.4 and yesterday was like 2.3. Still all of those like ten times larger than what they were like in the middle of March. I know that hiring people right now is really kind of tough because of all the unemployment money that's flowing around sloshing around out there, but we've got to be heading towards towards the time when you know, there's going to be more supply labor than it is demand. It's inevitable. Yeah, no way around that. So I guess the point is it's really it might be tough at the moment or if it is tough at the moment hang in there. I think the $600 goes federal kicker goes away middle of July. Yeah, but don't forget they're talking about extending it now. So what they're extending it yet? Would they extend it with another just $600 on top or maybe since they've had a little time to think about it they've sobered up and would do something more economically rational. Any chance? Yeah, I was one of the people that said there's no way they're gonna put this $100 on top. No, no, no, of course, it's gonna be a gap filler. So if you don't want to listen to me because look how wrong I was. The the information coming out is they're just going to extend it in the same exact way they've been distributing it. So Well, you know one of the explanations that we heard about that was that the computer systems at the state level who actually minister all of this wouldn't really have the ability to do the math to figure out how to add something on so they wouldn't have been able to implement. So that's why they said what the heck was it just throw it on top because that's the only way we can implement something, but they've had some time to think about this now. So you would think that now, silly me, you would hope that somebody would have been, you know, working on a more rational way to do a round two, but Well, and I think the other piece was not just that they, you know their computers couldn't do it and figure it out, but the speed at which they needed to implement this, it was just $600 to everybody, then we can get it done. Otherwise, how long is it gonna take to roll it out, right? But now it, like you said, it's been out a while, so fingers crossed, but again, I'm not horribly hopeful just because I was so wrong last time. I was so sure. How is that gonna help? How is then putting that $600 going to get people back to work? Isn't that going to encourage them not to work? So but that was before we knew about the BPP monies and all that stuff too. So let's see. What does Robin say? Thinking about posting ads, they say unemployment won't last forever and hope that good employees may realize that everyone is going to look for jobs soon and they should get ahead and start looking. Yeah, I love that. You better start now because pretty soon everybody's gonna be out there and what percentage of the population is gonna be out looking for a job? Some of them might be more qualified than you. So start today. The people that are the most motivated and probably most desirable would be the ones that would be more persuaded by an argument like that. I mean, that's that's great. Yeah We're taking notes over here, Robin. I don't have a picture of that. Yeah, that's a great idea. Guess what's going in everybody's ad? Guess what you're gonna see on Indeed on Monday, right? Yeah, that's really good. Karen, yeah, you're right. If you aren't eligible for regular unemployment, you don't get the six o'clock. Yeah, that's very very true. But as as we can see by those numbers, a lot of people are eligible. A lot of a lot of people are eligible. So hopefully it's that's not just going to be the only story. We have said, I know quite a few people that are having some decent luck advertising. I've had luck. I know trying to think where I've in this information, if it's shareable or not. Yeah, actually no. I know of quite a few companies though across the country that are having good luck sharing. At least one company in Texas. At least one company in Oklahoma. At least one company in Florida. So there are our places that are having good luck advertising. I really think that Robin's strategy is gonna make us all a little bit more successful though. Let's see, Shannon got the $600 under self-unemployment. Okay, cool. Matt got his self-600 dollars right for quite a few weeks. Yeah, he figured that out and and so I'm thinking anybody can figure out how to do that and use it. Yeah, I'll cover to you if you are able to make that work as well. Anybody else have any other money stuff going on? Anybody get PPP monies or idol monies? Since yesterday. Is that me feedback? Is that coming from me? Okay, well I can turn down my volume. It might just be me. Is anybody else getting the feedback? I want to get rid of it if you guys are hearing it too. If it's just me, I'll ignore it. It kind of sounds like reminds me of Charlie Brown though.  Oh, yeah, that's true. You're making over a hundred thousand a year, right? You're not getting any any monies. Robin hears the feedback. Sarah hears it too. Okay Let's hear talking. Yep. It goes away. It's it's you. I could it be cake town Because you guys are in the same house. Well, she's not even she's not even in no, she's not even longer But now turn it back on as a feedback combat Yeah, okay. Let me let me try something else. You guys keep going All right Beatrice self-employed here got my PPP loan and put aside now got an idle eligibility for a huge amount of money I'm confused. I don't need the idle or want it. But what about the thousand dollar grant? should Should I just say I want a $1,000 loan then All right, so my understanding about and I might have this wrong After he figures out his problem, we'll let him chime in as well because he's that he's the expert not me but my understanding is that $1,000 grant is not actually a grant to change the name on purpose It is an advance on the loan and that advance turns into a grant So I'm not sure that you can just take the thousand dollars without accepting the entire loan But why couldn't you take the loan and then just return all the monies if you wanted to and keep the thousand dollars? What what's your take on that Tom? Oh? You're muted again So Beatrice is saying that She got her PPP and she put it aside. She also got Approval for an idle loan. She doesn't want it too much money But what about the thousand dollar it advance? Can she just take the advance and not take the Loan I told her I didn't think so I thought that the advance was the advance on the loan part of it But there would be no reason why she couldn't take the loan and then just return all of the money because the $1,000 turns into a Grant does that sound right to you Tom? It sounds logical So But the point is you could go ahead and take the the PPP loan and At the end of you don't spend a nickel of it. You can turn it back and Hopefully you'd be able to keep the thousand dollars that was supposed to be the Advance that you weren't supposed to have to pay back to begin with So Did you mean idle? Because she's talking about the idle right now because the thousand dollars on the idle Which is like could have been up to 10,000 right, but she has one Yes, absolutely, I believe I Don't know. I'm you know if it were me. Well, you know what I would do I would take the money and forget that I had it and hope that I didn't need it and 11 months in I could give it back and it wouldn't cost me a penny Yeah, but it's And here's the reason why Beatrice. I know it sounds like we're just being Like obnoxious just keep pushing this money down everybody's throat But we actually have a reason though. The whole reason is Even though or the bigger part of the story is that even though right now you might not need the money Are you 100% sure that in eight months? You won't need that money because in eight months that money might not be available to you the chances are are good that That money won't be available to you. It was provided to you now You didn't accept it and it's that opportunities not going to come up again So that's that's where the little sticking point is none of us are real confident About what how this is all going to play out I mean, we've been wrong about so many things that Where we're all trying to just sort of cover our highs because we don't know what's gonna happen in the future And that that's where that that's our push for accepting the money and just not touching it is coming from Hey, Deneet. Good to see you What will be forgiven first? So I think what you mean is the PPP or the idol the thousand dollars So what happens there is that those two things are not on top of each other So if you're spending your PPP money, let's just say for easy math that you had $10,000 in PPP money and you had a thousand dollars In your idol advance Your PPP monies and your idol together is not 11,000. It's 10 So they kind of play together You know $100 fee for the idol and It depends if the loan is under $25,000 as I understand it. There's not supposed to be a fee but for Over 25,000. There's a hundred dollar processing fee But you don't start paying anything until 12 months after you get the money If that helps with that Yes, Karen. Yes, good reminder. Make sure to start using your PPP or at least Figuring it out based on when it landed in your account And even though that has changed a little bit And moving forward that might it might change you're either going to use it or you're going to define it It's a little bit different. Don't don't forget to pay attention to that and look at that that date Okay, so Lucy is no longer with us you have a good memory though Lee Lucy is Molly's predecessor kind of But Molly is the new little puppy. Yeah Maybe we can get our cameo appearance before we're done Yes interest take at least half the money and that idol and hide it Yeah, absolutely. And if you don't need it, you can hide the whole thing You know just put it in the account. Don't touch it if you don't need it And you're uncomfortable with taking it just just the safety net. It's just a nice little safety safety net right there I mean we It's not unusual for us as business owners to get in the pinch when we're short of cash We need something to make payroll or whatever and Does anybody ever like used a credit card or something because they were short on cash? And maybe didn't pay the balance off and wound up paying Interest that was 18 20 some plus. Yeah, I've been in that spot before too and You using debt wisely and not you know being extravagant on debt and you know debt free I mean all of that is really awesome But if you get to a point where you need to borrow some money from something Three and a half percent or three and three-quarter percent is a heck of a lot better than than credit cards Big part of my money is the interest so You know three point seven five is just and don't forget it's over 30 year period also So I mean it's really just such beautiful terms that it really is a beautiful little One of my one of my thinking out Tom the thing underneath the the high wire safety net The beautiful little safety net there and really low risk safety net I guess is the piece Amelia I'm confused I got my PPP money and I got the advance from the idle if I use 100% of the PPP money Will be advanced for the idle be forgiven. It'll roll in together Amelia. So You don't get the thousand dollars on top of your PPP It will just be considered your idle thousand dollars will just be considered that it's part of your PPP money Is that more clear? Hopefully Audrey yes indeed. She agrees with me. Yay Tom. There was a question up here that I'm not sure I understood We need your help here Where is it? It was the one about unemployment where'd it go? the six hundred dollar Oh, here it is David self-employment I'm not sure if it says check self-employment unemployment Approved six hundred dollars county grant approved five thousand dollars You know that is I guess There's a lot of date and local funds out there for small businesses to so county grant sounds like it she was able to score Some grant money at a county level a local level, which is really awesome and it said grant grants or Money's you don't have to pay back. So that is the money That's like walking outside and just finding However much money it is just finding on the ground five thousand dollars. There is Molly Ah She's that a sweet on her belly Tom. Huh? Love belly.   She uh, just turned eight yesterday eight weeks, right? She peed in the floor earlier, but I guess it happens to all of us occasionally, right?  Okay, David. Yes, that is another grant county grant. That's awesome here Where I live too, there's quite a few county grants going out for a companies that are very small if your If your company is bringing in like less than a hundred thousand dollars a year in revenue 50,000 there might be another one you can get additional grants, which is awesome Okay, so Leslie wants to know what if I got my PPP and advance on the idle But turn down the idle in the end then again, that's why that grant rolls over into your PPP less like Does that make sense? Hopefully it does I know everybody's so adorable Molly so cute Okay, Sarah says can you touch on what I'm guessing will be the next big issue when the PPP runs out and our sales Can't support all our staff are we due for more layoffs the PPP extension won't help Since I've spent it the way I thought was best and it will be up in two weeks How should I handle that plus having my head count by June 30th? You know what Sarah? Smart that's exactly what we're doing. That's right here smart business moves, right? So trying to think about it now. How are we gonna manage this? We're gonna be out of money We're gonna have brought all these people back to work. We've got full full rolls right How are we gonna manage that? Tom do you have plans for that what you're doing? Got contingency, but I'm not fretting a whole lot because well we've Got reason to believe over the next couple of days or the next couple of weeks rather that we're gonna be seeing Additional changes and you know Sarah acknowledges that they might extend the window But we don't know what other changes might be there as well in terms of the rules all of the guidance that that came out about the Forgiveness part of the PPP. We have good reason to believe all that's going to change So what does that mean by the June 30 day? What does that mean by?  I mean just so much of that is Unknown That for the most part I think you just got to run your business in a way It's rational based on what you know now and once your your eight-week window runs out if you've Spent all your PPP money and you've got more people on your payroll than what you've got money to pay them I guess that's kind of where the idle money comes in as well because you can use your idle money for payroll And if it looks like it's your at that point Once you're at your point if the rules are saying you need to be a full employment by June 30 You've had you even death to say well does it make sense for me to use my idle money to keep people working for another another? You know a couple of weeks two weeks. That's exactly what Tara's asking to but you know You won't know until you get there what even the rules are going to be But you know, hopefully you've got your idle monies and this is I guess a really good example of Why you would want them even though you're thinking that you might not need them because You don't know what you might need Until you get there Yeah, that that's awesome that bringing that up is perfect for an answer to be a trace That's why one more reason why? You might never have thought of that now here Sarah's in this position Hmm. She might actually need those idle funds just to be able to keep her FTE numbers where they need to be So yeah, that's that's awesome great. I'm great thinking on that too, Sarah I've got to give you props for that a lot of people are not thinking ahead and trying to come up with those Contingencies and figuring out what's the next move so good job on that Sarah The answer to your your question would be I use the idle funds to keep on me The details are in that big spreadsheet that we we shared the other day to be able to answer that for sure But I wouldn't spend a ton of time crunching all those numbers now because that spreadsheet's gonna look different two weeks from now At least we have good Yeah, maybe in a week right because they said two weeks a week ago You don't know Yeah, there were some things that were sourced to happen in three days that never happened That's true. It's true. Yep All right, so Beatrice says do people get the $1,000 grant first and then the loan Eligibility I got the loan eligibility and no thousand dollar advance. How does that work? Thank you? We've heard both ways right Tom. It has happened both ways. I've experienced it that happens both ways I know some companies that have gotten What now is full allotment of idle funds, which is? 150,000 even though the SBA doesn't admit it with zero Advanced money, so I Don't know and they are admitting to that hundred and fifty thousand now Tom Yeah, yep that they have put that in writing now that they kept it at 150 But we also heard that they might be reversing that if they get more funds And if you get the 150, it's actually they put the 149 nine in your bank They take that hundred dollar processing fee out at the time that they dispersed the loan. I did not know that 25 supposedly they don't take that hundred bucks out Whoever was asking about that hundred bucks. Maybe it was Leslie. There you go already gone already gone Leslie They didn't have to worry about it. You've already paid it Hey, Maria. I see that you're watching on there. Good to see you I Thought I was wanted to say something else about Idol processing, you know, I really need to be better with my notes here Somebody had asked me a question earlier One of these days I will get back Won't be today Okay Let's take a second. Are you guys closed on Monday us? Yeah, we're not close We are we work half a day and so what we do so this year I did think about just closing and paying everybody right because we have PPP monies but One of the things so our people voted on how they were going to manage holidays They decided what they're going to do and what they voted on is Everybody in the whole company works the half day Nobody gets approved to have the day off and then it feels fair to everybody because it was this You know, we started this maybe six seven years ago Because people used to get so mad such and such employee Always gets every holiday off because she puts them all in, you know same time blah blah blah It's not fair. She doesn't have kids and if it just the whole it's not fair thing So they all decided that this was fair everybody has to work Everybody works a half day and then everybody is off by noon So this year what we're doing because we have PPP monies is long. So what I did was I didn't want to change that Whole fair structure thing. So I sent out a Facebook post saying Everybody who works their scheduled day their regularly scheduled day will get full pay get paid for a full day and they will get and A lot of those people aren't Eligible moment a lot, but some of those people aren't eligible for holiday pay at all So everybody will get a full day's pay and they'll also get points Because we have a point system that we're using and if you get 40 hours in a week You can earn up to a $500 bonus, but if you don't get those 40 hours, you can't you can't earn that $500 bonus So a lot of people were like Hey, because I need my hours so that I can get my bonus, but I don't want to work a full day It's a holiday. So I was like, okay, everybody gets all the money and all the points. So You know, I'm the winning boss Just made a good point here that any holiday pay that you're paying Would be PPP money if you're in your eight week window Yeah, and I am that's why everybody's getting it So but I didn't want them to not work because then we got the problem of having to push jobs You know, we're gonna have to bounce jobs around move jobs around and then we're going against what they said was fair So I try never to go against what the employees think is fair ever So so we did Yeah, I love that Sarah same as me, right closed with one person working two solar jobs. It's her first day back from unemployment That's funny, right? I do have another employee that is Wants to work a full day because she wants the opportunity to get overtime pay Because normally in our company, you're not allowed overtime pay Do not go over 40 hours or your pay for performance will go down if you go over 40 hours But right now if you go over 40 hours, not only do you not lose any pay for performance points So she's like, can I get full pay full points and bonus points if I work all day? I'm like, yeah, maybe yeah So so so we got that going on we do have people that are like, I want to work more give me more hours I can't go anywhere. Anyway, I rather work. All right, fine But this is also an odd employee. This was an employee That was offered unemployment or reduced like a work share program and she was like, no I rather just not going on employment. I don't care about that six hundred dollars I just want to keep my job. I don't want to jeopardize my job or have anybody else have a chance of getting my job So no different kind of employee. I don't think the majority of our employees are like the majority of my employees don't like that The rest of my employees are That's all I care about but but not her All right, can I Kind of kind of cool and could be an opportunity as well. I was talking to Derek earlier today and Normally we have a clean business today Business call every morning at 10 o'clock, but we had to shift it to 2 o'clock because he was giving away disinfectant today He did a Program he went to Facebook and was looking for companies that would partner with him and Doing a promotion where he could give away, you know disinfectants that you really have a hard time finding it in the grocery store But as commercial contractors, it's not terribly difficult to do so there was a hotel that wanted to do this with him So they did it in the hotel and the parking lot of a hotel in the hotel has a PR firm that it worked with So he got local TV coverage. He's got newspaper coverage a Radio station since somebody else to did a do a live broadcast with them Took three people to do it. He set up two Stations and they were taking the concentrate and diluting it in buddy jugs And they were like pouring out of six buddy jugs at a time. Everybody had to bring your own bottle Um Yeah, I don't know he gave away a couple hundred gallons of disinfectant by the window Did you tell you where he got this idea Tom? No No He got it from the success MMA group. Yeah, we that that's where that idea came from one of our members did a Very successful campaign way back in the day. Oh at least three maybe even four weeks. Oh and This person What they did was you know those huge big drums that you can rent like 500 gallons He ordered he rented one of those on the trailer full of water so that he could fill bottles and They'll dilute at the same time. He went through all of that stuff. It was crazy Amazing so he did that at the same time that he launched the Cleaning for heroes program. Yeah, we can't talk to him anymore. He's too much of a big wake now But I guess the point is there's a window of opportunity because Heather You know joined us yesterday and I mean she was on national television, you know Fox News for for you know cleaning for heroes Giving away disinfectant is another way that you can get I mean it's not completely free You got to buy some chemicals, but it's cheap as advertisement.   I Heather yes, she wants okay, so this is you guys. I'm sorry This is Heather pushing me to tell you guys about the MMA groups. These are mastermind accountability groups There are three different levels of groups. We have a starter group a growth group and the success group And they they have different engagement levels If you if you just want some basic engagement, then you would be in the starter group if you want like a little bit More engagement and a little bit more accountability than you'd be in the middle group You want a lot of engagement and a lot of accountability. You're gonna end up in the success group But we will talk more about it next week Heather If that's okay with you But that's that's what the groups are if anybody's interested in hearing more about them reach out to Heather Reach out to me. I have to happily tell you more about it off Interviews going on this afternoon. I you know face the nation on Sunday. Who knows You know, she really is busy because of this like we're we're joking around about it, but it has been crazy busy for her, so I'm I'm I'm really impressed how she just boom boom boom made this stuff happen Yeah Yeah, if you do invite me on with Heather, I want to come on too so fun Okay, anybody else have any other questions any other Problems any other things that you're trying to do Uh Shannon, I will I'll send you some info Shannon. I'm writing your name down right now You don't have to worry about connecting me or I mean looking for me You know what one of my favorite teachers when I was growing up. I just every time I see your name I think this I just have to say it. Her name was mrs. Hazen and I love her. I tried to get her every year. I did get her three years, but she's a math teacher I loved her Okay, so there was There I saw a post came came through that and I thought you may you might have a little bit of information I'm not sure if it was coming through the Wall Street Journal or it's coming through some news source about some of the Southern states were already beginning to see some Increases in in numbers. Have you seen that come out? I was a little bit nervous. I thought maybe you would Know cases Is there's going up in a number of of of of southeastern states South Carolina being one of them my home state Not my home state state in which I live. It is my home state. I've been here forever and will be but The number of tests they're doing have grown at even a higher rate So statistically it really isn't as alarming that it would look seem to be on the surface because you've you know if you've Triple the amount of tests you're doing and the number of cases is only double than that doesn't really mean that it The virus is spreading more. It just means that you're looking harder cases. I've always been there Yeah, that makes perfect sense to me So Leslie hopefully that's the same situation with you guys doing more testing and that's where your numbers are Oh, Audra to Alabama is having an uptick So what she's saying so she's asking does it kind of bounce out then Tom or have they determined? What's actually going on there? The real number would be You know the number of positive cases you're you're you're getting per per test I mean, it's It's complicated. There's a lot a lot of things that go into it earlier on the only people that were getting tests where the people that Had a high likelihood of having it, you know They were displaying symptoms and because they didn't have any test, right? So they were only given to the people who Were were believed to be the highest risk now that they've got more test out there They're testing more people that aren't necessarily displaying symptoms So we think specifically that the number of positive cases out of a population where You're not hand-picking the winners so to speak Have a smaller percentage from from a lot of what I've read they believe better indicators are hospital admissions and death rates because Those would have been constant throughout the whole process with or without, you know tests and hospital admissions really In most states seem to be You know leveling off or or declining There's some belief that summer has has something to do with it that we're gonna see that happening Naturally just because these types of viruses tend to just like the flow Tend to to die off become less of an issue in the summer The big concern is once we get into the fall and winter It's still gonna be out there simmering and is it gonna kind of flare up again? Yeah, well, I wonder What that means for us, you know what we we don't really have any heat yet me I've got my jacket on right here. I think we're sitting at like 662 or something our hottest day so far this year was 80 and it was like a day and a half long So much for summer I think we're moving into a fall now But I don't I don't know how it's gonna The summers aren't aren't really as overbearing as they are and in the southern states The flu typically kind of I mean the flu isn't as rampant in the summertime, is it?  Yeah, absolutely. Oh 97 in California, huh lastly? That's that's warm, huh? That's really warm All right, so, you know, this is a little bit off-topic But you brought up the 97 degree temperature and I have a question for you guys. Is anybody struggling with your people? being upset about having to wear the PPP the booties the gloves Yeah, why don't you booties who said booties yesterday got me going Heather now the shoe covers that the gloves and the face mask and the heat I have a little fringe group that is wanting to They want tank tops and shorts because it is And they want heat stroke training to be able to manage how they're going to be able to clean and You know the 80 85 degree temperatures with all their full PPP Is anybody else having this concern? What are you guys doing? How are you handling it? Heat stroke Yep, that's specifically what was asked for So if someone gets heat stroke, what exactly are we supposed to do and we all need to go through that training because It's guaranteed it is going to happen if we're in a short sleeve uniform cotton, so it's not a it's a cotton material cotton poly blend and a and shorts But the PPE is forcing the over the overheating So my response was About so I had I have to balance the safety right and there's a lot of different Things to look about with safety On the one hand, I need people to be safe in the homes safe on the coven front and right now there are not a lot of Things that we can do to be safe other than where our PPE there are no Vaccines there are no Medications there aren't a lot to do so you have to wear the PPEs but our bodies will naturally adjust to the increased temperatures as is evidenced by people, you know the Soldiers in Afghanistan Wearing full-flex suits helmets the big boots, you know everything else that they're wearing in temperatures well over a hundred degrees Not to say that none of them have Have had heat stroke. I'm sure that they have in that in those temperatures But absolutely our chances of adjusting to heat is better than our chances of adjusting to COVID So that's that's what we're dealing with right now, but I'm not sure I was wondering what other people are doing She says I had my reusable shoe covers on yesterday and my client loved them She's going to buy them for her house. That's awesome and Linda I'm emailing the client to asking for more AC on the day of service. I bought cooling racks for the staff Yeah, we don't have AC up here in Washington because we don't typically get I mean we of course that Exists but it's not common here in Washington. It's a very uncommon to have air conditioning No tank tops, but great t-shirts shorts are fine, but they need to be long. It's so similar to what we're doing Beatrice, I'm curious to your clients actually request for EPA approved disinfectant. Are you doing it?  I clean everything as usual and make sure high-touch points are clean too So there was a bigger push for that for me I'm talking about me and we'll we'll let Tom say too about his Bigger push for the EPA approved disinfectant earlier on We're not caring a lot about it right now. I actually asked my web I to pull it off my website that we're doing the free 51 point blah blah blah thing So we're we're not getting as much now, but we're still using it We have always used That that disinfectant so not not a lot changed for us. We're just Educating the customer that hey look what we're doing. It's amazing. It's free. Oh, it's free does because we've always done it but We were just using it in that way, but we're going to pull it down now. How are you Tom? Are you guys getting a lot of conversation? Not a lot about it. I mean we're we're offering it and prior to COVID We didn't use a disinfectant quite honestly for maintenance cleaning and a house a High-quality microfiber towel and using it properly with just any general-purpose cleaner You're going to get the same efficacy. It's more of a peace of mind thing than it is a real making it safer thing, but psychology matters and If if your clients feel better and I could understand why they would knowing that you're using a disinfectant that That's a rational thing to do if you're going to use a disinfectant Certainly you want to use something that is Registered by the EPA. I mean technically if it's not you do probably legally couldn't even be called a disinfectant but a disinfectant that's on the list of approved disinfectants to mitigate the SARS-CoV-2 virus the one that that causes COVID-19 with what you would want to use Let's see and starting looks like you're having a little bit of trouble too. Yeah Wish we had a I think that You know I get the point I mean deeply appreciate that It can be it can get hot and it's hard work in the summertime and especially some units are hotter than others and wearing a mask is Whole another degree of complication and I really don't know what that's going to look like when it really gets hot. I mean this is We have a south today. This is unprecedented Yeah, good job Tom. Yeah, what was it going to look like and how hard is that going to be?  I'm what scape scapeies 1998 that but you know, I don't you know the the bar I mean heat stroke is a really serious thing and I don't believe that we've ever come close to having a Diagnosed case of that. Have you know never we never have Not to take it lightly and I have to say there's not something we'd want to be mindful of make sure that that we're taking all the necessary precautions, but I'm not sure if if How well I'm not sure what the odds of of us even being I don't know is anybody ever had Somebody have a clinically diagnosed case of heat stroke. I mean that requires 9-1-1 and EMS and I mean Yeah, you get bad outcomes with that. Yeah, I would love to know Oh Check that out. Sorry guys. I have to change topics real quick Martha. Hi, listen Tom I'm glad you listen to us Martha. I just now apply for the idol. It's now open. It's open again It was only agriculture. I'm guessing that's what you're saying. It's now open. Hope anyone that didn't get to apply They can apply now and hopefully get the loan. Oh, Tom's on it. You see when he looks that way That means he's on it. He's looking. He's looking to see if we can find it. That's great information Martha Thank you. We have a lot of people that needed to get that I don't loan and waited just a little bit too long and kind of got pushed out. So hopefully I read a PPP question if you won't use the full 25% of the PPP funds But can use more than 75% on payroll. Yes, absolutely Anyone know how much of that payroll over the 75% may be forgiven or it's a limit 75 No, you can use all of it. You can use a hundred percent of that on Payroll on paychecks and get 100% of it forgiven Rita, but you can also use as little as 75% and then 25% on your operating cost That's another way of getting a hundred percent so Yeah, absolutely You can you can use the whole thing and I think they would probably prefer that right because the point of the PPP Is to protect those paychecks Uh, iKadirina, thank you again, Liz and tom for every day work here. I have a question We know and now everyone knows so-called plot Disinfectants take about 10 minutes to disinfect. What about rubbing alcohol 70%? What's well time? What's well time for? Uh rubbing alcohol tom, do you know I don't Especially good question. I don't have a clue. I can't wait. Yeah I would just be guessing I can consult with Janice who's the resident expert on All things related to the chemistry of cleaning and I'll be off We can get you an answer for that on monday. How about that? Yeah, that sounds great. I will um, I'm marking it down right now IKadirina And we'll have an answer on on monday. That's such a great question Is that funny that we've never even thought to look that up or hear about anything? my My belief is it's a shorter time, but there's It's a complicated answer because it depends what pathogens you're trying to kill too because not every disinfectant kills the same Pathogens, but we'll get you that's a good question. It deserves a good answer. So we'll come back monday and we'll have that for you Yeah, and if he's going to consult with janice We're gonna have a really good answer. You guys really really good. What'd you pull up tom? Is this uh According to The sba website. They're still only doing this for Come on behave For agriculture You're welcome rita Well, I mean if martha was able to push one through maybe they're I don't know Martha give us a little bit more information. That sounds awesome. You know what you can click on the link and Go through the steps and who knows? Yeah Wouldn't be the first time we found a glitch y'all Right As long as Yeah, as long as you're answering the questions As as as you know clearly and as honestly as you can I don't think you have absolutely anything to lose Yeah Um, that sounds great to me and congratulations Martha And they might even and even if They aren't looking at the applications for house cleaning businesses at the moment It very well might be in q Whereas if more money has become available here over the next couple of weeks, you're already in line Ready to go It appears that they will let you fill this out regardless of what you know, whatever your circumstance is Yeah, they're not saying you're not a farmer. No, you can't do this. I that's not the feel i'm getting Is there any question on there? Did you look is there any question that where you have to Choose where it says that you are an agricultural business Ask the question applicants agricultural enterprise not more than 500 But it also asks is a business with not more than 500. So this would be what we would check But it's just one Yeah, and I can go down here and say Hey Oh, you got to check all of them. So yeah, I'm not a terrorist. I'm not cooking meth in the bathtub I'm not I'm not I'm not I'm so excited to hear these answers since we're business partners Finally you got the answers you were looking for but It didn't you know if if I was disqualified because I wasn't in agriculture, it would seem like it would say sorry We're not you know Yeah, they might be processing them, but that doesn't mean Let's go back and read this again At this time only agricultural business applications will be accepted But I just told them I'm not an agricultural business and it looks like they're letting me go through the application process Wherever she went it didn't ask if she was out agricultural or not Did you go to the sba website mark up? Is that where you went to get your application or give us a little bit more detail? I'd love to hear about that. Oh, we don't have very much time though. Tom. Can you Well, she's gonna give us this information. Do you mind pulling up information show everybody the links? Sure Cleaning business today. You guys know where we are subscribe here if you haven't subscribed just your email first name last name We're actually picking our game up in cleaning business today. I'm kind of excited about some of the some of the things we've been able to do A lot of summer interns don't have summer interns and we've got some really talented help here Of the summer we're doing a lot of stuff So you're gonna be seeing a lot of stuff coming out of cleaning business today over the next few months So if you haven't subscribed, please do And coronavirus downloads, I'll drop this in the whole linky thing here down at the bottom this has all of the Information downloads articles that we've shared The super duper spreadsheet, which is probably going to change again over the next couple of weeks I don't know how to calculate your loan forgiveness is there the actual ppp Application which is probably going to change too is there for for download If we find out anything more about how to plot for the idol alone in a way that looks like it would be Strategically helpful. Well, we'll go ahead. Well, I mean we'll share that I said Monday Tuesday. We're not here Monday, right? We're not here at Monday. No, right. I was testing you Liz. I was going to see if you caught that Today, you know, we'll we'll we'll try to find you know share any that information and we'll Have some information about the dos and don'ts using alcohol as a disinfectant as well I Real quick a couple of people have hit me up offline. Yes, my mom is out of the hospital And she has them for three days and looking good. Thank you everybody for asking about that. It's kind of you She's fine Um, Tom, can you also go to modern cleaning and share? We had a couple of questions. Linda wants to know Is session three out yet? Yes, indeed Went out Yesterday yesterday afternoon Should have gotten If you've signed up for the class you should have gotten an email on that and And if you haven't signed up waiting for session three for class number three to come out, okay Time to sign up class three is out. Um Also, Linda, I have you on my list of people that would like more information about the MMA groups Amelia I've got you down too.  Well, we're not not today, you know, I guess we've had some people kind of hitting us up wanting to see a little bit about what the classes are like and Phc and if next week if anybody wants to we could probably show some some some previews of some of that if if we want Could we do it tuesday tuesday would be awesome if we could do that Because we we're we're we're closed on monday That's why I said tuesday We could do that on tuesday All right, so if you guys want to see some trailers Join us on tuesday and we'll see which I would really love it if we could chill a little bit of help I think that program Or that class is going to be really awesome for people to be able to see Oh, linda did not receive an email about session three coming out tom Linda Cavesos I probably have been out doing that wrong linda. I apologize But yeah, she didn't receive an email We're we're moving everything over to a new platform that's going to make this So much easier I mean The what's really happening here is This has become so much bigger than what we Really? You know Yeah, we didn't have all the tools in place to handle the volume that we have so we're moving over and Keeping all of this straight through this transition in terms of keeping everybody's enrollment straight The students assigned to the right companies and making sure everybody's getting the right communication my poor daughter cape is Losing her mind right now And it's going to it's going to be a bit choppy here over the next couple of weeks as we're making our way through that But I promise you once we make it through that valley To the other side and we're on the platform that is big enough to handle The administrative side of all of this is really going to be it's going to be an awesome thing Oh shannon didn't get the email either tom Okay So you should be doing an email For for every time we we we go up the new class because we'll have more classes coming out next way So Long but we got like two more weeks of classes coming out something like that. So should be should Hopefully you'll be able to see those real real quick Uh, all right. I know that we are running out of time. No, we're out of time Well, we got an hour and one minute and 30 seconds. So we said up to an hour and two minutes Okay, you guys tomorrow don't forget three day weekend everybody get some rest enjoy the weather get outside And have a have a great holiday. Think about us when we think about you Yeah, be safe. See you Tuesday five o'clock aster. Bye. Bye I am


an infant Navy. Let me ask you something 1798 to 1805 now that seems mighty far away and long ago. Yes it was but these wars were proving grounds for the great fleets to come. They schooled commanders and their crews for future struggles and convinced the country that ocean commerce had to be protected by a Navy. Let's go back to the year 1783. Well another question what was going on then? The British left New York at the end of the revolution. The Treaty of Paris was signed. Eight years of struggle were over. American independence was won. In New York Washington said farewell to his battle-tested officers. In Annapolis he resigned his commission as commander-in-chief. He'd been first in war and now he was first in peace and first in the hearts of his countrymen. Yes he retired as a private citizen to farm his fields at Mount Vernon. Well who are these folks here? A veteran's family. Home came the fighter, the soldier and the sailor. Was that the size of our Navy? Not even one ship was left. The Treaty over Britain appeared a hollow one. There was the weak central government. It had no power to tax. It relied on requests to the states. And with no common enemy to fight the 13 states raised tax barriers almost waged open war against each other. England refused to consider her former colonies as a truly independent nation. Foreign trade suffered. England, France and Spain closed West Indian ports to United States ships. Unemployment followed. Debt. Veterans lost their homes and farms. Many sought new opportunities in the West. In 1786 in Massachusetts revolt flared in Shea's rebellion. Here's to me something had to be done. As a Republic we were mighty young and weak. We didn't want to be back in England to take us back. No the tide turned. In Philadelphia in 1787 the Constitution was written. But tell me why did the states wrestle about the Constitution? Well you see each was afraid it would sacrifice too much to a central government. But adoption of the Bill of Rights guaranteed personal liberty to every individual. In 1789 Washington became first president and Hamilton first secretary of the treasury established government credit. America was ready to take its place in the family of nations. Vermont the 14th state joined the new union in 1791. Kentucky in 1792. Tennessee in 1796. Yes but why in thunderation did these 16 states go to fight a war with France? Yorktown she was our ally our comrade in arms. It never was declared war but there was shooting. In the year 1789 the French revolution burst into flames. At first all Americans sympathized. They thought the French too wished to be independent of a king. Early 16 was beheaded.  Too much blood. Too much terror. England and Europe went to war against France. Washington hoping for peace proclaimed our neutrality. I'll calculate the French didn't like that. They wanted help from us. Figured we were still allies. The French sent over an agent named Jeanet. He violated American neutrality. He outfitted privateers. Recruited seamen. Even tried to turn the American people against Washington. In 1797 our president John Adams wished to affect some sort of a reconciliation. He sent emissaries to France but they weren't well received. Representatives of the French government known only as messieurs X Y C demanded bribes before they would even discuss a treaty. We were badly treated on land and on sea. The violence of the French revolution spread. French privateers swarmed through the West Indies and along our Atlantic coast. By June of 1797 over 300 American merchant vessels had been taken by the French. In 1798 Congress voted reprisals which were later extended to include the capture of armed French vessels anywhere. That meant war. An undeclared war fought entirely on the seas. That calls for a Navy somehow. Yes six new frigates had already been authorized by Congress. Four of 44 guns and two of 36 guns. The separate department of the Navy was created in 1798. An energetic merchant and shipowner with vision was appointed the first secretary of the Navy. Benjamin Stoddart. He worked hard to build a fleet and laid a firm foundation for the development of the Navy. By the end of 1799 33 vessels were built or purchased, outfitted and manned. Under the new secretary of the Navy the number of captains increased from three to 28 including Preble, Bainbridge, Rogers, Thruxton. To build and maintain ships required shipyards, storehouses, materials, workmen near large cities. All kinds of seago and men-a-war. What are these little critters? Well generally the small vessels of less than 20 guns were brigs or schooners according to their rigs. Well now take these three-masted fellas. How do you call them? Up to 24 guns a three master was called a sloop of war. 24 to 50 or more guns on two decks were frigates. The frigates were the largest ships in the American Navy at that time. Warships reached their greatest power and efficiency operating in squadrons and fleets. Then they could penetrate blockades and drive lighter vessels from the seas. For the first time American squadrons were assigned definite stations, convoying American merchant vessels and fighting the French wherever they went. The senior officer of the new United States Navy Commodore John Berry of Revolutionary War fame commanded the frigates United States and Constitution and eight smaller men-a-war. Commodore Thruxton in the constellation and four lesser warcraft cruised between St. Christopher and Puerto Rico. A third squadron was stationed in the Windward Passage between Cuba and Haiti under Commodore Tingy in the Ganges. And north of Cuba was Commodore Decatur Sr. in the Delaware and two revenue cutters for runners of the United States Coast Guard. They held these stations when they were not home for repairs. They searched for privateers and escorted convoys of American merchant ships. The outstanding engagement of the war was off the island of Nevis, February 9, 1799. In a heavy sea, the French frigate Insurgent had lost her main top nest. Captain Barrow was escaping to the cover of St. Eustatius. The constellation, Commodore Thruxton, overtook and forged ahead of her antagonist, raking her several times. In our engagement, the Insurgent struck her colors. The French fired too high, but the Americans were able to hit between wind and water. Superiority in Gunnery was to stand Americans in good stead. Yes, it's mighty handy for a Navy to know how to shoot. Southwest of Guadalupe, February 1, 1800, the constellation again proved herself. For five hours, she exchanged broadsides with the heavier gun, Vanchance, and a well-trained ship. He was near victory when the constellation lost her main nest and the Vanchance escaped over the horizon. Well, how did the war come out? Besides these frigate battles, our armed merchant vessels had hundreds of engagements with French privateers. But late in 1799, the government of France changed. The directory fell. Napoleon Bonaparte was made first consul. Facing trouble in Europe, he wished to reach a settlement with America. A treaty was ratified in 1801. And that closed a war that wasn't a war, an undeclared one. Well, did we learn anything? Yes, the ships and men were battle-hardened for the struggle that followed with the Barbary Corsairs. Barbary states stretched along the northern coast of Africa. Arabs, Moors, Turks. The Hamarons, most of them. The Barbary states had practiced piracy for centuries. They sought plunder and captives to be held for ransom. They were experts at boarding and hand-to-hand fighting. Why didn't the nations get together and stop them? Because the rulers of Europe distrusted each other, they would not make a combined effort against the Corsairs. The Barbary rulers were quick to take advantage of a young, weak nation like the United States. In accordance with time-honored practice, tribute was expected as a price for peace. In 1786, Thomas Jefferson realized diplomacy was helpless unless a navy was created and used. Protection money, a price for peace. A treaty without years in 1796 cost the United States nearly $1 million, including the gift of a new frigate. Peace with Tunis cost over $100,000, and Tripoli about $56,000. But the posture of Tripoli thought unprotected American trade too tempting. He repudiated the treaty and demanded $250,000 immediately and a yearly payment of $20,000. Didn't the United States say no to that? Indeed, we did, and war was declared by Tripoli May 10, 1801. About June 1, 1801, Commodore Richard Dale squadron left Hampton Roads, the President, the Philadelphia, Essex, and Enterprise. Dale cruised along the Barbary Coast with a show of force, but four ships were not enough for an effective blockade of Tripoli. This force was enlarged by Commodore Richard Morris, the Constellation, Chesapeake, Adams, New York, and John Adams. But still, not enough for the blockade. Their duties included convoying and showing the flag off Algiers, Tunis, and Morocco, and they replenished at Gibraltar. Soon to be given command of the Mediterranean squadron was a man who left a lasting imprint on the Navy, Commodore Edward Preble, who arrived on station in the Constitution. Little known to his officers at first, he was a strict disciplinarian. Born in the state of Maine, he'd fought in the Revolution. Preble was a great leader. He was firm. He had fighting spirit. He had character. A commander passes on these qualities. His officers were well-schooled. They were given high standards and were in themselves great commanders with the Preble fighting spirit. Two serious obstacles were ahead. Trouble with Morocco across from Gibraltar. The Sultan of Morocco saw that the American ships at Preble's orders were cleared for action. So he up and changed his mind. He renewed the Treaty of 1786 with no further demands on the United States. Bad luck here with the Philadelphia. She had been sent ahead to blockade Tripoli. Chasing an enemy craft close in shore, she hit an uncharted reef. Ran aground, eh? What did the skipper do to get her off? Well, Captain Bainbridge laid all sails aback, tried to lighten ship. He cut away her formus, cast off her anchors, jettisoned many of her guns, but kept some to fight it. After four hours, Bainbridge had to surrender. The enemy floated to Philadelphia and brought her in triumphantly. The Pasha of Tripoli was pleased. He held the Philadelphia's officers and crew for an enormous ransom. But Commodore Preble was not pleased. The powerful American ship was now turned against him. He had only the frigate constitution of equal metal to meet her. He decided to destroy the Philadelphia. Lieutenant Stephen Decatur Jr., Commander of the Enterprise, volunteered to head an expedition to enter an enemy harbor and capture and burn a large warship. This called for volunteer. Aboard the Enterprise, every officer, man and boy, stepped forward. He selected five officers and sixty-two men. A Sicilian pilot, Salvadori Catalano, knew the harbor. They set out in a captured topolitan catch with Mediterranean rig, renamed the Intrepid. Boldly they sailed into the enemy harbor. A plan of attack had been carefully worked out and rehearsed. They would capture the Philadelphia by a united rush. They would then split into details to set her afire. One hundred yards away, they were hailed. Catalano, the pilot, answered. He claimed that a storm had stripped them of anchors and requested permission to tie up alongside. The breeze gave out, be calmed. Twenty yards away from the heavy guns of the frigate. Almost alongside. Decatur was promoted to captain at Congress. He raided it. A vessel for siege work. Commodore Prevo borrowed two of them from the king of the two Sicilies. He was going to close in and bombard Tripoli. Prevo sailed into the harbor of Tripoli with a squadron of schooners and brigs. The Enterprise, Nautilus, Argus, Siren, Scourge, Vixen. In addition to six gun boats mounting one gun each, two bomb vessels and the flagship Constitution. With him were over one thousand officers and men. They were attacking a walled city. Defended by an army of twenty five thousand. By forts and batteries mounting one hundred and fifteen guns. And a tripolitan naval force of a brig, two schooners, two large galleys and nineteen gun boats. The first attack began on August 3rd, 1844. Prevo took his entire fleet within point blank range of the shore batteries. Prevo commanded the first gun boat division. Captain Stephen Decatur II. Enemy ships and shore batteries opened up at great shot distance. Stored the enemy's eastern division of nine gun boats. The enemy cloaked. Captain Summers, even with his sweeps out, couldn't catch windward to join Decatur. In gun boat number one he bore down on five of the enemy's western division. Engaged within pistol shot and drove them among the rocks. Captain Decatur in number four gun boat carried one enemy gun boat and then took a second. Was saved by Ruben James. Lieutenant Tripp in gun boat number six, boarded an enemy, was cut off. He cleared the deck and hauled down the enemy color. The brother of Stephen Decatur, Lieutenant James Decatur, was the only officer killed. Prevo broke off the action but returned four days later. The bomb vessels threw shells into the town. From their prison ashore, Bainbridge, former captain of the Philadelphia and his officers, watched the battle. Their man had been forced to carry ammunition for the enemy. The uptripoly gave no sign of yielding his city or asking for peace. Loaded with explosives to destroy the harbor shipping and shatter the Pasha's castle. The same intrepid that had burned the Philadelphia. In her hold, one hundred barrels of powder, one hundred and fifty shells. Slow burning fuses led to the powder magazine. The intrepid, Captain Suffers, was manned by a volunteer crew of thirteen. Hmm, thirteen. And the Argus, Nautilus and Vixen stood by to take off the crew of the fire ship. Would the intrepid repeat her great deed? Would her luck hold? The enemy was arrested. Subsequently, Prevo was ordered home and the Pasha was now faced by Commodore Barron. The new Commodore brought off William Eaton, Navy agent for the Barbary states, who had a plan. The brother of the Pasha of Tripoli was Hammett Caramanley. He had claimed the throne of Tripoli, had been defeated and driven into Egypt. It was Eaton's idea to put Hammett back on the throne of Tripoli. A native army of four hundred men was gathered in Egypt. Frequent disorders and desertions among them reduced this number. From the fleet came seven United States Marines. They were under Lieutenant O'Bannon and this army started out with a hundred and seven camels. From Egypt nearly six hundred miles across the Libyan desert to Derna. It was an extraordinary march, one of the most difficult in military history. With the Marine Corps it was the start of a great tradition. A march from Egypt to the shores of Tripoli. Fives were received from the Argus and Hornets. Reaching Derna, the attack was coordinated with the guns of the Argus, Hornet and Nautilus. Guns on which the hope of victory rested. It teaches anything? Yes, commerce needs naval protection. The United States, refusing to tolerate piracy, had humbled the proud rulers of Barbary and gained prestige in the eyes of the world. The young Navy had beaten the pirates at their favorite hand-to-hand tactics, adding to the growth of a fighting tradition. The war produced great leaders, Preble, Decatur, Tripp and Somers. Bainbridge, who will emerge from captivity to win victories. Other names that will be heard again, Hull, Rogers, Porter, McDonough, Perry, Lawrence. America made it known at home and abroad that to keep a peace and to keep honor, there must be ships that can fight and men who can lean.


Hi everyone Sean with Jaspies comm for personal breaks doing a 2019 leaf perfect game baseball bonus box Where there's eight hits and they're all guaranteed guaranteed to be either all one of ones or out of twos So very low numbered all future baseball products. So let's take a look here is The box that we've picked out Ryan Good luck Ryan. Yeah, what's up Chris? How are you man? Our first auto is Michael Brown one of one it's the All-American direct set blank back red one of one so these guys are all prospects So these are guys that'll all be in the draft either next year or the year after that but typically all within the lot of them are first-rounders or third through fifth round Colin Caldwell one of one Ryan Kaiser one of one you've got a Dylan Cruz perfect game national showcase And that's a One of one as well Doesn't say one of one on the card, but it says on the back here You can see red one of one Another one Josh Shuler That's an orange one of one we've got a printing plate and that is Kenneth Lovari and This one is Milan Tolentino And that one is a two of two and we got one more hit in here That's another printing plate and that is Kevin Sim That one's a one of one obviously That's it. So you had seven one of ones one two of two and Chris is saying the Josh Shuler is a huge hit, but he's a huge prospect. That's your one of one right there Top ten prospect right there. So very cool. Thank you Chris and that was 2019 Leaf perfect game baseball bonus box break Personal break available on jaspys.com for Ryan. I'm Sean jaspys.com. We'll see you next time