Hello everyone, this is financial author Ahmed Dunn of Vedan Journal. Today, I'll review the Scotia Momentum Visa Infinite Card. The Scotia Momentum Visa Infinite Card is a cashback of yours credit card that lets you earn cash yours for everyday purchases which can be credited to your account balance at the end of the each 12 month period once a year in November. The cost annual fee is $99 each additional course cost $30 Minimum annual income required is $60,000 personal or $100,000 household income reverse points snapshot Earn four points at eligible gas stations and grocery stores in Canada Earn two points on eligible drug stores and recurring bill payments and everything else 1% or one point First-time bonus from time to time Scotia runs a promotional $100 bonus also the annual fees web for the first year anniversary bonus none Features and benefits Let's talk about features and benefits Because this is a Visa Infinite card it provides Visa Infinite benefits including concierge services emergency medical insurance travel accident insurance auto rental theft and collision loss damage insurance trip interruption insurance flight delay insurance lost and delayed luggage insurance purchase security insurance extended warranty insurance What's missing this section is actually appropriate for travel rear-spread curves Which you'll find in all my reviews However, because this is a Scotia momentum Visa Infinite is not a travel rear-spread curve. I'll just skip what's missing My take It is also almost impossible to beat the high cash back return The Scotia momentum Visa Infinite card provides These days investors are having hard time generating 4% return from investments So a credit card that provides for 4% yours on gas and groceries is a big deal however If your grocery spending is not that high But spending on other category which provides 1% return for this card is high This card won't make sense and you should probably look back for another card Although Scotia momentum Visa Infinite is not a travel rear-spread curve it offers many travel insurances and provides the option to add trip cancellation insurance Which is a good thing But don't forget that travel spending will attract a low 1% return The $99 annual fee is very reasonable Although Scotia Bank could have charged $120 annual fee Which is a standard for Visa Infinite credit cards? The only thing I can complain about the cash back rears is That the cash back rears are awarded Only once a year I have seen other credit cards that have done a better job at this for example some award cashback cards Gives you the option To get the award every month or whenever you reach a certain amount But for Scotia momentum Visa Infinite you have to wait the whole year to get your award That's all for today. Thank you


of rational self-interest, laissez-faire capitalism, and individual rights. Yaron Brooke, executive director of the Ein Rand Institute, invites you to the conversation. The Yaron Brooke Show starts now on AM560, the answer. Hey everybody, I hope you're having a good weekend. And I am getting an echo. All right, I hope you're having a great weekend. I want to talk today about why it is that so many of the policies of this administration is trying to pass or claiming that they're trying to pass are just not getting done. You know, nothing's happening. So, you know, Obamacare is maybe the most obvious one. We've got this obligation that the Republicans have made, that they are going to repeal Obamacare. They're going to do everything they can to repeal Obamacare. And this is what, you know, and they've been saying this for, what, six years? And yet, nothing is happening. Nothing is happening.  No, there's no consensus plan. They just leak the plan that the Republicans are considering. And it looks like just a rehash of Obamacare. It looks like a just a, you know, improving Obamacare. The Speaker Boehner, former Speaker of the House, said that the Republicans would actually not really do away with Obamacare. And they would just, what do you say, build a conservative box around it, and they would fix Obamacare, that's it. He said that they would fix Obamacare. Why? I mean, this is just bizarre. This is the party that for six years has been telling us they are going to repeal and replace, or repeal. They've even passed bills to repeal and replace Obamacare. Over and over and over again, of course, knowing that President Obama would veto it, or that it wouldn't get through the Senate. And where is the Trump administration? I mean, this administration was supposed to be the administration that was going to get rid of the regulatory state. What did Bannon say the other day? Not do away with they were going to deconstruct the administrative state. Deconstruct the administrative state. I mean, that sounds fantastic. Why isn't it happening, at least with Obamacare? Why is it not happening? You would think that by now, they would at least have a plan on the table, or at least the leaked plans that the Republicans were considering would not look like a leftist proposal. We'll get to the details of this plan in a minute. And it's not just this. Do we really think we're going to see a significant change to the entitlement state that we live in? A significant reduction in welfare? Why is it, for example, the Republicans and the Trump administration have said, they're not going to touch Medicare? Why can't they touch Medicare?  And they say they're going to cut regulations. And indeed, there's some executive orders to suggest that this is something they want to roll back. But I suspect very little is going to get done on that front as well. Something has to change in the American culture for us to actually really get serious about draining the swamp. I'm all for draining the swamp. And in this case, the swamp, in my view, is the welfare state and the administrative state. I want to get rid of regulations. I want to slash, cut, burn regulations. I want to cut welfare. I want to eliminate entitlements. I want to get Americans back to where they rely on themselves. They take responsibility for their own lives. And it doesn't look like it's going to happen. And again, why wasn't there supposed to be a revolutionary election? Didn't the revolution start with Donald Trump being elected? We were going to get a return to true personal responsibility to foundational ideas and values of America. And unfortunately, as is no, nothing's changed. I mean, we've got a president who's obviously different, and his rhetoric is different, and so much of what he said is different. And yeah, he's going to do different things. But in terms of anything fundamental, in terms of the ideas that the culture holds, nothing's changed.  People are going to be responsible for themselves, and it's wrong. It's wrong. For me to get worse health care, for me to get to have to pay high premiums and insurance so somebody else can get covered for pre-existing conditions. You know what? It's tough. Life is tough. Sometimes you get pre-existing conditions. It's going to make life difficult. Live with it.  Charity, family, you know, I believe, I believe that the market would actually evolve products that would deal with people who have pre-existing conditions.  It is wrong to force some people to subsidize the health care of other people. We believe in a free market. We're going to privatize everything. We're going to get rid of mandates. We're going to get rid of constraints on insurance companies. We're going to get rid of the requirement that you cover everybody whether they're sick or not.  It didn't matter. Everybody paid the same rate on insurance no matter what. Well, that's what they want. Even with this appeal of a mama care, that's what they want to happen with health insurance. And they're so, don't believe in the ability to have free market health care that the Republicans want to subsidize it as well, just like a mama care, through tax credits. But tax credits are fine. I'm all for tax credits. I'm generally for less taxes, I pay the better. But they want age-based tax credits so that they give more tax credits, I think, to younger people to encourage them to buy insurance so that the insurance get younger people who are then subsidized or the government's really subsidizing through tax credits, well, subsidize old people's insurance. Why can't we really just say? Why can't we just say, we're going to let the market solve this problem. We don't have government figuring out and subsidizing smart phones for people. And somehow prices keep going down, quality keeps going up and everything is cool and the products get better and better and better and cheaper and cheaper and cheaper and really, really, really good. Imagine what the government would do if they designed the iPhone. What would it look like? And yeah, what happens to health care? No, no, we can't do that. Partially because we already have a mama care and they can't actually get rid of it because people are dependent on it and you can't do anything that might be perceived as harming somebody. But that's the problem, we have welfare, we have Medicare, we have Medicaid. You can't get rid of them because they already exist. When FDR put together the new deal, Republicans swore that they would undo everything he did because it was so harmful. And yeah, when they got into power, they kept it all. And when Johnson gave us the great society, the Republicans swore that they would undo everything and now they're the biggest defenders of the great society. Well, because fundamentally we hold a moral view and ethical view that says that your moral responsibility, your moral ethical responsibility in life is to take care of those in need. The most virtuous thing you can do in life is to sacrifice for your neighbor who needs something, needs health insurance, needs healthcare, needs a basic wage, needs an education, needs whatever. And your moral responsibility, your deepest sense of ethics means that you have to help him. And all the government is doing, all the government is doing here is it's helping you be a good person. It's taking money from you, it's reducing your options with regard to healthcare, it's making your insurance worse, it's making the availability of health services for you worse, it's sacrificing you for the sake of people in need. And who can object to that? Again, we have learned from one way, this big, that to be moral, to be good is to be my brother's keeper. And when the government wants to force me to be my brother's keeper, that's okay because it's trying to force me to do something that's basically right. And as long as we don't challenge that morality, as long as we don't question that morality, then you can't say I'm gonna repeal and move towards free market healthcare, repeal Obamacare and move, because free market healthcare is gonna require people to stand in their own two feet. Free market healthcare is gonna mean that some people are gonna be worse off, that some people's needs are actually not going to be met. And you're responsible for that, so this is why they go to the town hall meetings and yelling down Republicans and everything because they're expressing the fact that morally they find all this offensive. All right, you're listening to your Unbrook show and I wanna present an alternative ethics to you. An alternative, an alternative which is consistent with freedom, with capitalism and with private healthcare rather than government healthcare. You're listening to your Unbrook show and you can follow me on Twitter and on Facebook, your Unbrook, Y-A-R-O-N-B-R-O-O-K we'll be back right after this break. Traffic, we've got the answer. From thewoodfieldneeson.com, traffic center. I'm Ken Griffin, taking a look at the roadways on the Edens for slowing in both directions, 25 Lake Cook to the junction, 20 back out to Lake Cook on the Kennedy 37, or here to downtown, 19 from Montrose and then about 35 out to the airport, 10 to the junction on the Eisenhower, 45 Dorndale to the post office, 32 from Manhattan, it's heavy from Wolf to both part and looking about 36 back to Dorndale. Stevenson is slow, Dan Ryan on in, 39 from 355 and 43 back to 355, Stevenson slow out down California to Cicero. Dan Ryan, 22 in, 15 out, 57 to Bishop Ford, A-OK. Lakeshore drive slowing, went around the Navy Pier area and also southbound as you approach the Stevenson no blades right now and any of the tollways out there. Roadways to northwest Indiana are also clear. AM560 weather, flurries are low at 24, currently 26. Our next update coming up in 15 minutes on AM560, the answer. Do you own or run a business in Illinois that succeeded in this challenging economic environment? If so, we wanna hear about it. AM560's business tour 2017 presented by Signature Bank will be highlighting business success stories. Tell us your story and be a part of a live broadcast of Chicago's Morning Answer with Dan and Amy. Find out more and submit your information at 560theanswer.com slash business. Ayn Rand was a radical thinker whose philosophical novels challenge students to reconsider their views on fundamental issues. The fountainhead, Atlas shrugged and anthem. These works have become classics of American literature that never fail to engage young people and stimulate intense classroom discussion. By offering these works for free to teachers, the Ayn Rand Institute hopes to encourage greater awareness and understanding of Rand's stimulating perspective. If you're a teacher who would like Ayn Rand's books in your classroom, visit Ayn Rand.com. This is at no cost to you. Go to Ayn Rand.org today. If you like what you hear on the Ayn Rand Brooke show and want to engage more with host Ayn Rand Brooke, be sure to follow him on social media. Lucky for you, it's easier than ever to get updates. Ask questions and hear answers from one of the leading minds in objectivism. Follow Ayn Rand today on Twitter, at Ayn Rand Brooke. YouTube, Y-Brook. That's Twitter, at Ayn Rand Brooke. And YouTube, Y-Brook. You can also sign up for show updates at Blog Talk Radio. Simply search the Ayn Rand Brooke show. Dr. Timothy Goodman here. 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All right, today I want to challenge you a little bit because I want to talk about ethics. I want to talk about morality. And I want to challenge the conventional wisdom that morality is about addressing the needs of others, that morality essentially is about sacrificing and about being selfless. And as a consequence of this morality, the morality that we hold that I think is a false morality, the consequence of that is that we can't undo social programs. We can't undo regulatory regimes. Now, how is regulation related to this? Because one of the things that this morality teaches us is that self-interest is evil, that people who engage in self-interest are bad people. And what's business about? Business is about self-interest. So therefore it must be that businessmen are bad people and therefore we need to regulate them. We need to control them. We need to look over their shoulder. So I think a lot of Republicans want to deregulate. They want to reduce welfare because they can see that evil their welfare is and they can see the damage that regulations do.  Republicans always, the free marketers always lose. So we've got a call from Cuff, Cuff I guess, who think things are getting better or getting done. Hey, Cuff, how's it going? President Trump, you just said it's about self-interest and that's exactly what President Trump is doing because for the first time he's putting off immigrants. It's not everything else around the world. So give me an example of something that's actually getting done.  He's keeping the immigrants out. And that is to be, you know, he's going to take care of people here at home, Americans first. And it's not going to be shifting, you know, it's going to be uranium for Russia and then it's money to Iran. And he's going to take care of us at home. What's so wrong with that? Isn't that self-interest? No, thanks, Cuff. Thanks for calling. But no, of course not because the whole point is that we don't want to get taken care of. I don't want people to take care of me. I want to be left alone. I want the burdens that the government has placed on me through regulations, through taxes, through welfare. I want to be unshackled. I want to be free. I want to be responsible for my own life. I don't need a CEO in Washington telling me how to live. I don't want some politicians telling me who to trade with and who not to trade with.  But that's what our commanding chief wants to do. He doesn't want to achackle us. He's not trying to actually free us up. He's done nothing to actually deregulate, to actually give us, I mean, where's Obamacare? Obamacare should have been the first thing, right? This was the promise made. And yet already they're talking about we're going to keep pre-existing conditions. We're not going to really change the exchanges that much. We're going to force insurance companies to cover X, Y, and Z free markets, anybody? Does anybody still believe in free markets? So I'm eager to hear what you guys think, particularly those of you who are Republicans.  But I ain't no Republican because they're wimps and they can't morally defend capitalism. They can't morally say that it's my right to live my life for my sake. And if you don't have health care, if you don't have health insurance, you have two options. You can kind of ask me for help, and I might help you and I might not.   So Obamacare is evil because it takes my money and subsidizes somebody else's health care. If I want to help somebody, I'll help them. But it's not my moral obligation to do it. It's not the government's job, certainly not any government's job, but it's certainly not an American government job to steal from me to give to somebody else. I think that's immoral, fundamentally, immoral. Why? Because for me, morality is about my life. For me, morality is about living my life, the best life that it can be. For me, morality is about leaving me free so I can make the choices necessary to pursue the values that I believe lead to a good life. So, you know, this morality of sacrifice, this morality of I owe my life to other people, and I go, why? Why should I owe my life to other people? I don't. I don't owe it. I don't owe them anything. My life is mine. And if I choose to have a relationship with another person, if I choose to help somebody else, because it serves my life, because it makes my life better, then I choose to do it. But stay out of it. You don't get to decide who I help and who I don't help. You don't get to pull out a gun and force me to help people, which is what the government does. So, you know, and if I don't want to deal with a businessman, because I don't trust him, I won't deal with him, but it's not the government's job unless the businessman is committing fraud, unless the businessman has done something that's violated the law, it's none of the government's business. Regulations are not laws in the traditional sense. Laws used to protect us from fraud. Laws used to protect us from people violating our rights, our property rights by stealing from us. Now, we've got all these regulations controlling, you know, controlling our behavior, what products we can make, when we can make them, even how much we can charge on them sometimes. Some things are subsidized, some things are taxed, some things the government perceives as good, some things the government perceives as bad. What about what I perceive? These are my choices. So, I want a morality, a code that says that what we need is a code of values to achieve successful human individual life. And I really recommend you all agree or disagree, read Ayn Rand, particularly read Ayn Rand's essay, The Objectivist Ethics, in a book called The Virtue of Selfishness. And it's not the kind of selfishness you typically think of. It's not the selfishness of doing whatever you feel like doing. It's not the selfishness of, you know, stabbing your neighbor in the back. No, the most selfish thing you can do in life is to think. It's the focus. It's to figure out what is good for you in life. And it's about trade and cooperation and building and creating stuff. But it means that your primary moral obligation, your primary obligation in life is to live, is to be successful. It's to achieve happiness. It's to produce and to keep what you produce because you produced it. You did build it. So, it's yours. You get to keep it. Morality should be about reason, thinking and being rational and being honest and having integrity and treating people justly. Good people should get rewards. Bad people should get punishments. That's what justice means. It doesn't mean treating everybody the same. It means morality really means taking pride in your own achievements. What's wrong with pride? Pride is a great thing. As long as you've earned it. And pride is meaningless if you haven't earned it. There is no pride in the unearned. That's what people don't understand. Their welfare actually destroys the people receiving it because it destroys their ability to have self-esteem. They know when you give people free goods, free bees, they know they haven't earned it. They know they haven't deserved it. They know they're living off of the backs of other people, off of the work of other people. And that causes them to not have any respect for themselves. Not have any self-esteem. Not have any pride. And as a consequence, they can never be happy. Welfare is not just wrong because it takes my money by force for me. It steals. But welfare is wrong because it destroys the lives of the people who receive it. It makes them dependent. It destroys their self-esteem. It makes it impossible for them to live productive, full, complete, successful lives. So I have very little hope from this administration and these Republicans for actually moving us in any significant way towards free markets in medicine or in anything else. Yes, they'll do better than the Democrats in the sense that the Obamacare, what we call it, Republican care that comes out of the revision will be slightly more freedom oriented than what Obama was and what Democrats would have done. But it's still way, way, way far away from what true free markets would look like. What a real free market healthcare system and healthcare insurance system would look like. All right. Love to hear what you think of all this. What you think about morality. What you think about sacrifice. What you think about being self-interested. What you think about being selfless. And what do you think about Obamacare? What do you think the kind of healthcare system that we should strive towards? What do you think the ideal should and would be? You can call in<PHONE_NUMBER>. You're listening to your own book show. We'll be right back. Illinois that succeeded in this challenging economic environment. If so, we want to hear about it. AM 560's business tour 2017, presented by Signature Bank, will be highlighting business success stories. Tell us your story. It'll be a part of a live broadcast of Chicago's... No music this time. What happened? Find out more and submit your information at 560TheAnswer.com slash business. That's 560TheAnswer.com slash business. On Fox News Radio, I'm Karen McHugh. It's mostly thumbs up for President Trump for the way he's doing his job, according to the straw poll taken at this year's CPAC summit in Maryland. 86% approve. Only 12% are telling us they disapprove. In many ways, Donald Trump is the conservative movement right now. The conservative movement is Donald Trump. Posted Jim McLaughlin, the polls also found that most approve of the way the president uses Twitter. Meanwhile, in Atlanta, the Democratic Party's president has chosen former Labor Secretary Tom Perez as the party's new chair. Hollywood honors the best in film tomorrow night as for Tinseltown's worst, there's the 37th annual Golden Raspberry Awards. Razzies for short. And the winner, or loser? Worst picture. Hillary's America, the secret history of the Democratic Party. Fox's Heather Curt is reporting. Fox News, we report, you decide. How can you get from here to there? We've got the answer. The answer is, you decide. I'm Ken Griffin, taking a look at the roadways in Antioch, North Avenue, shut down between Route 83 and Lakewood Drive. This is because of a car train accident out there. On the Eisenhower, 25, if coming in, 20 back out to Lake Cook on the Kennedy, 37 will head to downtown and 32 to the airport. On the Eisenhower, you're 42 from Thorndale to the post office, 29 from Vanheim, 27 to Vanheim and 40 to Thorndale. From 355 to the drive. About 43 going the other way. Dan Ryan is 22 for coming in, 15 going back out. 57 is okay. The Bishop Ford at Stoney Island inbound got a crash there, got the center lane blocked off. The Lake Hurd Drive is slow around the Navy Peer Area and Southbound right around the Stevens and Toeways are okay, not seeing any problems on the roadways in northwest Indiana. AM560 weather, flurries with a low of 24, currently 26, our next update coming up in 15 minutes AM560, the answer. We have to pursue a creative vision independent of others' needs or opinions. Ayn Rand addresses these questions through her portrayal of Howard Rourke, an innovative architect who, as she puts, struggles for the integrity of his creative work against every form of social opposition. It's also the story of his love affair with a woman who seeks to defeat him. The fountain head is as relevant today as it was when Rand first penned it. The novel was also a personal landmark for Rand in Howard Rourke. She presented for the first time what she could be and ought to be. Order your copy today in Amazon.com. The Ayn Rand Institute Campus is an exciting online destination offering free e-courses on Ayn Rand and her revolutionary philosophy of Objectivism. Whether you recently picked up your first Rand book or have been reading her novels in nonfiction for years, ARI Campus has something for you. On campus, you'll discover a variety of multimedia courses covering Rand's literary classics, specific aspects of thought and how to apply her ideas to your life. Get started today at Campus.AynRand.org. See you on campus. Objectivist Summer Conference 2017 or Ocon 2017 for short will take place in Pittsburgh, Pennsylvania June 10th through the 15th. The conference will be held at this historical center of industrial America and will celebrate productive heroes and the heroism of productiveness. They'll also honor the 60th anniversary of Ayn Rand's Atlas Shrugged. The Ayn Rand Institute is offering a 25% of the Ayn Rand Institute is offering a 25% discount in conference registration fees until February 28th. If you want to take advantage of the lower rates, now's the time to sign up. Experience the uniquely inspiring events only an Objectivist conference offers. Register and you'll have the opportunity to attend intellectually stimulating talks, panel discussions and workshops with people who share your values. Visit ObjectivistConferences.com and sign up today. That's ObjectivistConferences.com Students, you can apply for a scholarship to cover some or all of your expenses. See you at Ocon 2017. Microw here for one hour. Today Chuck is jogging in place to make a point about energy efficiency. I thought I was training for a marathon. He's been at it now for... Three minutes. And already he's wearing out. You're heating and air conditioning systems are a lot like Chuck. Warm yet somehow cool? Weasing, wasting energy and probably headed for replacement. We're talking about the air systems, right? Sure, pal. Sure. Call one hour before it's too late. Can you do the disclaimer for me? Each independent franchises license in its respective stator county. Yes. Journal conservative few, nor the standard libertarian ones. Welcome back to the discussion of Ayn Rand's radical fundamental principles of freedom. This is the Yaron Brock Show on AM560, the answer. So speaking at a public event and you all invited, it's on Saturday, March 11th. Saturday, March 11th. It's at the W Hotel downtown. So in the loop. And the event is called Building a Future of Reason and Capitalism. And we've got a number of speakers coming from the Ayn Rand Institute. Jonathan Honing is going to be there. Jonathan is a Chicago native and a good friend and advocate for the cause of freedom and capitalism and reason. And so I'm hoping you all will show up. It'll be fantastic. And you can get more details on the ARI website, ari.ynrand.org. Go to events. Look at March 11th. You can find it there. And yeah, hope all of you come. You can also look, you can also search Building a Future of Reason and Capitalism. There's a C-Vent page where you can register and everything. But it's at the W Chicago City Center on March 11th from 12.30 to 5.30. It's going to be a blast. It's going to be so much fun. And I'm actually going to do this show live from the event in addition to giving some talks and discussing ideas. And yeah, you should all show up. All right. We got Mike on the line who has a problem with Obamacare. Go ahead, Mike. Of course it was Capitalism. And with Obamacare, I believe there's a clause in there for preconditions, people who've had to go heart attack. This helps them in fact that they have a heart attack. A lot of times we'll not take on a person with a heart attack. It doesn't help them. It forces insurance companies to provide them with insurance. It forces insurance companies to provide them with insurance. It's the use of a force of corrosion in order to insurance companies to provide them with insurance with the people who have pre-existing conditions. Is that right? I'm sorry, I can't hear you. Can you hear me okay? Yeah, I can hear you fine. Be better. Okay. So what I said is what ACA does is it forces insurance companies to provide these individuals with insurance. I in Rand's ways they fare Capitalism. It got a lot of a person's name and give them insurance because a person can't give them insurance because they have to have pre-conditioned. I get it. No, I don't think that would be fair because it would still force some insurance companies to give them insurance and I don't believe in force. I don't believe in forcing businesses to do what is not in their self-interest. So my view is, first of all let me say this, in a true free market if we really deregulated insurance and we deregulate healthcare, there would be innovative insurance products that would come about that would deal with the whole pre-existing conditions issue. For example, you would have I can buy a life insurance policy for 30 years and if during those 30 years I get sick it doesn't raise my premiums. I can guarantee a fixed premium through the 30 years. The market has evolved to do that even though when I get sick my chances of dying have gone up and the health life insurance company you would think would want to charge me more but they can't because I have a contract with them. Imagine if when you were born you could buy a long-term health insurance policy maybe even a policy insurance policy for life and that insurance policy was yours, it was portable you would renew it every year but the insurance companies committed in advance to not raising the premium based on your health condition that's a possibility of one product that could be created now it would be expensive because the insurance company would be taking on the risk of people having being sick and so on but the bottom line is this I don't believe in force any kind of force, I don't believe in coercion I believe in lazific capitalism and if some people are not going to get health insurance because they can't afford it because they've got pre-existing conditions whatever the issue is you cannot force other people to pay for their insurance it's tough on them, it's sad what they will rely on is charity what they're going to have to rely on is the hospitals being willing to commit them even though they don't have insurance and treat them you're going to rely on I don't know the united way or some new philanthropic organization that provides them with a subsidy so that they can do so I believe if I believe in a safety net that's voluntary that's provided by us that's provided by your neighbors that's provided by your friends that's provided by your family that's provided by charity that's voluntary I think that's a posture right now because the restriction is on hospitals I agree with you I agree you have to massively deregulate and get rid of everything really appreciate your call we're running to commercial break keep on listening Mike this is a bit of a delay here on the Eaton's this is an inbound between Peterson and Montrose but otherwise it's okay the Kennedy 37 will head to downtown and we're looking at about 26 back out to the airport the Eisenhower is 32 Thorndale to the post office and we're looking at about the 36 back out to the Thorndale Stevenson gets heavy Dan Ryan on into Lakeshore Drive 1000 California to Cicero right around Navy Pier AM560 weather flurries for the high of 33 currently 24 our next update coming up in 15 minutes on AM560 the answer somewhere in America at just this moment as you sit listening to this radio show there's a young person waiting to discover Ayn Rand's novels waiting to have his or her life changed by the beauty of Ayn Rand's art and the logic of her ideas making copies of Ayn Rand's books to schools in every state you can help us reach young minds today make your tax-deductible contribution now at Ayn Rand dot org slash support Ayn Rand was a radical thinker whose philosophical novels challenge students to reconsider their views on fundamental issues The Fountainhead, Atlas Shrugged and Anthem these works have become classics of American literature that never fail to engage young people and stimulate intense classroom discussion by offering these works for free to teachers Ayn Rand Institute hopes to encourage greater awareness and understanding of Rand's stimulating perspective if you're a teacher who would like Ayn Rand's books in your classroom visit Ayn Rand dot org this is at no cost to you go to Ayn Rand dot org today The battle for philosophic change is a challenging one it's a long-term educational effort and a battle the folks at the Ayn Rand Institute willingly undertake each and every day in the year ahead ARI is going to educate the public about the key matters of policy facing our country and describe the work they're doing especially with young people to build momentum for a future that enshrines reason individual liberty and capitalism you can hear from ARI's intellectuals in person about the great work in progress by attending this special event building a future of reason and capitalism in a city near you visit ARI dot Ayn Rand dot org slash events to learn more ARI dot Ayn Rand dot org slash events don't miss this special event building a future of reason and capitalism go to ARI dot Ayn Rand dot org slash events for all the details ARI dot Ayn Rand dot org slash events intrigued, inspired and possibly even, ain't 560 the answer Mike made a good point in the previous show and that is to move towards free markets all at once to shrug off everything, all the constraints and yeah, it is and I wouldn't argue for just getting rid of all safety net immediately I think we have to phase it out but you see you're never going to achieve that you're never going to phase it out you're never going to actually start moving in that direction unless you set that as your goal unless you set that as your moral political purpose so I say my goal is to get to 100% free market healthcare I don't want Obamacare, I don't want Medicare I don't want Medicaid I want free markets I don't want the government subsidizing I don't want the government subsidizing healthcare subsidizing meals, subsidizing insurance I don't want the government regulating insurance businesses I don't want the government regulating pharmaceutical companies pharmaceutical companies I want a free market and I think it's going to take I'll make something up two terms to get there over the next eight years I am going to systematically systematically reduce subsidies reduce regulations reduce constraint to allow time for a healthy, successful prosperous markets to evolve to develop so that when I eliminate all constraints, all limitations all government will be fine you can't do it all at once, I acknowledge that you can't get rid of Social Security tomorrow I don't believe you should some people completely rely on Social Security they've been told that it's forever and they've completely planned their whole life around it so you take two generations to phase it out but you tell people if you want to be phased out, if you're 20 you're going to get nothing if you're 40 you'll get a little bit if you're 55 you'll get more and if you're 65 maybe we keep it the way it is but if you're 20, zero start saving that's the only way we can ever get sanity in this country it's the only way it's the only way we can actually get to the point where these programs start shrinking we have to set the goal of eliminating them not chinkering not chopping a little bit at the edges actually eliminating them and for that we need to have a confidence we need to be able to say free markets are good they are moral they are just why are they good, why are they moral, why are they just because they leave the individual free to pursue his own values free of the burden of his neighbors he can choose to take on that burden free of the burden on him free of the burden of his neighbors free of the burden of government free of the controls, the regulations free to choose his own path in life because the purpose of life is not to sacrifice the purpose of life is not to be selfless the purpose of life is to live and to live we need to be free we need to be able to make choices for ourselves when I go out and make money, when I make $100,000 or $50,000 or whatever you make it's yours by what right by what moral right do people just take it away from you by what moral right do they decide that they know how to spend your money better than you do by what right do they decide that your money is better spent on giving insurance to somebody with an existing condition than it is for you to send your kids to a college or to a good private school or to buy them food or to buy them nice sneakers it's nobody's business what I spend my money on and it's my money and the government takes it and I want that to stop I don't know, I'm asking for a lot I guess too much Iran, you're too radical I know, I know but this is what America used to be the government did not redistribute our wealth in the 19th century the government didn't get involved they didn't want to live your life for the most part they made mistakes, we had slavery and other mistakes but for the most part they left us alone you know what, it was the greatest boom economic boom in human history and people flooded into this country because it was so free and so wonderful and so great to live in and we didn't resent immigrants because we weren't subsidizing the immigrants so we weren't paying them welfare to come here because there was no welfare so I say eliminate the welfare state eliminate entitlements, now again it takes time you have to phase them out but you have to know where you're heading and you have to convince the people that where you're heading is a good thing and I don't see any political will to do that I don't see any political leadership for this agenda and that makes me sad all right, you're listening to your one book show you know if you want to chime in on you know the welfare state should we eliminate completely should we keep a safety net a public safety net, a government safety net should we continue to regulate businesses as much as we do today<PHONE_NUMBER><PHONE_NUMBER> you can get in the conversation what do you think about the ethical code that says that your moral responsibility in life is to sacrifice I say that's evil and it puts me in conflict with almost all religion it puts me in conflict with most philosophy professors I say your moral obligation in life your moral obligation, your ethical obligation in life is to live to figure out how to live successfully to pursue the values that are necessary to be successful in life you get one shot at this one life it's immoral if you don't make the most of it if you don't live life to the fullest if you don't attain flourishing that in me that in my view is sad and you know if that involves as it does sometimes helping other people, go for it but don't force me to help people I don't want to help don't tell me what my value should be alright listening to your one book show right back after this messages and take a call she takes these gems and weaves them together with commentary and original interviews the topics of these podcast briefs are varied from genetically engineered mosquitoes to Christmas from Islamophobia to courtroom justice but no matter the topic Rise and Fall looks at many subjects through the lens of philosophy namely how ideas move and shape the world listen today at einran.org Rise and Fall one woman, one microphone one key to the einrand institute audio archives a volatile stock market out of control national debt domestic and global events can your retirement survive listen to grow my retirement Saturday afternoons at 2 with bill geiger of geiger wealth management bill translates today's complex retirement issues into easy to understand steps to help you create a retirement income that can outlive this is serious stock grow my retirement Saturday afternoons at 2 here on a m 5 60 the answer hi I'm yours rose and the host of garden since when salt was used on the road or driveway the salt may have ended up on the lawn you should apply granular gypsum to neutralize the damaging effects of that salt make the gypsum application after the snow has melted also apply kickstart at that time this will help the root system grow new root hairs I'm yours rose and garden census heard every Sunday morning at 11 a.m. on a m 5 60 the answer you're on brook executive director of the einrand institute speaks to audiences around the world promoting einrand's ideas and talks and books now he's on your radio here on a m 5 60 the answer alright you're listening to your own book show we've got um oh we've got a liberal trumpster this is cool I didn't know that existed hey Edward how's it going actually if I can say if I can say something I'm not really surprised because I consider Donald Trump's economic policies as all leftist I don't think he's a I don't think he's a pro capitalist at all I think he's a liberal when it comes to economics and so do I but I hate it for a different reason than you do you don't like government programs correct you don't like I don't like people telling me what I can I cannot do and pulling a gun to tell me that and that's what government does government uses a gun to tell me what I can I cannot do and I don't like that okay what I don't like for to give them it's not welfare unemployment and social security that are bankrupting the country oh it is the size of our government and the cost of its employees it is I mean I agree with you about its employees and the size of it which is nutty but what's bankrupting America and you can run the numbers on this what's bankrupting America unequivocally is Medicare Medicare is will consume every tax dollar raised within the next 10 years every single dollar raised will go to Medicare 30,000 plus depending right no so security is a huge negative starting in about a year or two it will increase the deficit constantly so security is in a massive email pyramid scheme which transfers wealth from young people to young people how can it cost us money when it's got $2.7 trillion in the bank it doesn't because that $2.7 trillion was spent by the wonderful government it was already spent so what they have in the bank are IOU's that the federal government has written that the government owes so security $2.7 trillion but it should pay it yeah but it can't because it can only way can pay it is to raise taxes on young people or to borrow money to raise taxes on future generations so any way you look at it it's a massive redistribution of wealth from young people to old people and it's unbelievably immoral it's a pyramid scheme it always was a pyramid scheme it's just now with the baby boomers retiring we see it ah I'm fine with the government paying the debts but remember what is government government is me and you if we take taxes we are the government the government all the government has is the ability to steal our money and redistribute it so what you're saying is the way to pay it back the $2.7 billion in debt is to steal more money from us so that we can shift that money to people who paid into social security system either way anyway you cut this it's ridiculous and it's immoral by whom by whom is it owed who is the united states government who funds the united states we're gonna have to fund it yeah I know and that's wrong and that's awful they should have spent it to begin with and this was inevitable in the structure of social security as I said before social security is a pyramid scheme pyramid schemes always fail they are a disaster and that's what's happening with social security and all these schemes are wrong they're bad they're all thanks for the call really appreciate it but we're literally running out of time 20 seconds or so look my broader point is this not your life what you want is to make choices for yourself and not have others dictated my my objection to government is the fact that they cause they use force to force me to do things I do not want you've been listening to your own book show come back next week we will challenge everything you believe again then talk to you soon thanks Doug see you sometime hopefully they'll fix the technical stuff


The construction of Jean Dillon Elementary School in the Bemidji Area School District is the biggest project in the district, according to Superintendent Dr. Jim Hess. Today, school board members put on their hard hats to visit the site since the start of construction. Although Jean Dillon Elementary is not scheduled to open until the beginning of the 2018 school year, the school board wanted to see firsthand some of the ongoing projects during the summer. So it's just important for the board to see the multitude of activities that occur, just getting us ready for that first day of school. The school already has the water and sewer connectivity coming from Bemidji High School. There's also parking lot repayments, roofing, and boiler replacements as well. As it stands right now, we're ahead of schedule and making great progress each and every day. By mid-July, crews will set the structural steel to create the building closure in the academic wing. If you've enjoyed this segment of Lakeland News, please consider making a tax deductible contribution to Lakeland Public Television.


What is going on everybody? It's Stas here. Welcome back to another video. So in this video, I want to talk about what my watch list is looking like for tomorrow, the 22nd of January in 2019. And I also want to talk about some more stocks that you guys DMed me on Instagram from my story post yesterday. So for all you guys that don't follow me on Instagram already, the link is down below in the description box. I posted a story on Instagram yesterday asking you guys to shout out DM me a couple of tickers that you wanted me to talk about on the YouTube videos. So I covered some of those in yesterday's video, got some more DMs from yesterday's video after I recorded it. So I figured I'd cover those tickers in this video. And I'm also going to be scanning some stocks live in this video. So if you guys do enjoy the content, feel free to smash that like button before we do get started with today's video. It really does help the channel grow. And I really do appreciate you guys 100% fully for smashing that like button and supporting this YouTube channel. It's been a very great journey so far. So without further ado, guys, let's get started with today's video. So I have a watch list right here guys, this is my 12219 watch list. And like I said in yesterday's video guys on off days on holidays when the markets are closed, I usually do this for a couple of hours in the morning when I would typically be trading. And by this I mean, you know, look at my watch list construct a new watch list for tomorrow and scan through a couple of stocks using one of my scanners that I have here. There's a video on this scanner just type in a swing trading scanner or something like that. It'll pop up on YouTube. You can also look it up through my channel just type in scanner and you can watch that video. And it's a very basic scanner guys, it pops up some stocks, you know, I take a look at them, you know, try to see some nice patterns that I personally like to trade and go from there, right.  So let's hop into this chart section right here and talk about a couple that I like and see value in for tomorrow. And I did cover some of these in yesterday's video. So I'm sorry if this is a bit repetitive, but we saw some action in the future markets that I also want to look at as well in terms of crude oil, gold futures, the Nasdaq futures are open right now as well. So there's been some new data, you know, in think or swim obviously since last time I've recorded this video. So I really want to just take a look at some movement again, you know, just to really understand where we could potentially be headed in these futures because these correlate with the inverse ETFs that we trade all the time on this channel. But before we do get into those inverse ETFs, let's talk about a couple of stocks that I personally see value in and some that you guys DM me on Instagram. So AMD is the first one that I want to talk about today and a bunch of the semiconductor stocks guys, if you've been following those over the past couple of weeks, you know, obviously, the whole market has been doing well, but these semiconductors in particular have been doing very well. So we've seen AMD over the past couple of days, you know, it's been actually holding this 50 SMA support here holding a higher low from the previous and it bounced very nicely on that 50 simple moving average support. And it's opening up a good opportunity right now in my opinion, let me quickly clear this drawing set for you all. So we can see exactly what I'm talking about here. So based on this trend line, we can see that, you know, AMD is clearly holding this higher or low, it's bounced on the 50 SMA, and we are heading up potentially heading up towards that $21 and 50 cent resistance that we do see here from a couple of weeks back. This was back in the eighth of January of 2019. So I see potential guys, if we do pull back and touch this 50 SMA again, or the top of this trend line, that we could go from 2050 2075 where we are right now and continue this uptrend and break through this resistance. So my first target on AMD would be around 2135 2140. And that offers a nice profit from where we are right now of around 3%. So if you're more of a conservative trader, you don't like going for these high leveraged ETFs that I trade sometimes, right, that offer 10 15% margin sometimes, you know, AMD might be a better opportunity for you, due to it being a smaller, you know, margin of profit better suitable for the conservative trader out there. So that's what I'm looking at in terms of AMD guys, I want to set an alert, I want to see if it breaks $21. So I'm going to create that alert right now very quickly. And I also want to see if it breaks below $20 and 50 cents. So I'm going to set two alerts here on AMD at or above alert there. And I'm going to do an is at or below alert at $20 and 50 cents. So I want to see if there's going to be movement in AMD, either up or down, you know, this upcoming trading day, and that's going to really just influence my decision on whether or not I'm going to be trading it or whether or not I'm just going to be leaving it alone. Another stock that I'm watching for tomorrow is Cron ticker symbol CRON. So we've seen Cron and CGC, which is another marijuana company, canopy growth company. They've been having some ridiculous runs over the past couple of weeks. Remember a couple of weeks ago, guys, I shouted out Cron right here on this cup pattern that was forming, it was around, I believe I shouted it out at like $11, $12 or something like that. If you guys remember, drop a comment down below. But since then, guys, it's literally gone from $11 all the way up to this resistance. So you may be asking me, why would you look at Cron, even though, you know, since it's at a resistance and the RSI is overbought, right? This seems like a trade that you wouldn't want to take. But with marijuana stocks, guys, the thing you have to consider is that there's a ton of hype behind them, right? There's a ton of hype behind them, and they can catch on fire and shoot up 10%, regardless of what the technicals are saying, right? So this is the number one reason why, you know, I'm watching Cron, regardless that, you know, it's overbought here, it's at a resistance. We're seeing a red candlestick because, you know, we could shoot into the $16 range. We could shoot up another 10%, like we've seen it go 9%, 15% in a day. And it really just goes, you know, against the technicals sometimes, which is why it's worth watching when it's hot, when the marijuana stocks are hot, they are worth watching for potential day trades. So, Cron, guys, I'm watching it. If it breaks $15, I really think it could run to the next level, which could be around $16, especially since they are very hot right now. And if we're looking at CGC, guys, same exact thing, right? The technicals are showing that we are at a resistance pretty much near $45. We're overbought in terms of the RSI, and we're slowly starting to slow down, but anything can happen, guys, with this hype behind them. I heard some good CGC news came out. If we can see some live news, we might be able to see that, you know, we see a price target here is maintained at $65 per share. Can it be growth at outperform, you know, initiates coverage? Okay, what does this say? Sees big bright future ahead. So, you know, based on the technicals, guys, there's a bit of good news around CGC right now. I can't remember it off the top of my head. But with the way it's looking, you know, this could run, you know, we know for another 5%, 10%, 15% because we've seen it done before, guys, this is literally looking like a chart we saw from back in August. We can see here, it went from $26 where it was at earlier this month, right, or earlier last month in December, or middle December rather, and that's the same spot it was at back in August, right? We started to shoot up and we consolidated literally by the same level we are at right now. And at this point, we can see it was overbought as well. So, one right here would think, you know, this is not a good time. We're overbought, we're consolidating at, you know, a level here where we could reverse, and we might not be pushing up to another level, right? But that is what exactly happened. We saw the consolidation. This looks like a little bullish pendant right here, right? And then we popped up to the next level, which is $57. So, let's say that happens, guys, who knows, right? I'm not saying it's going to go all the way here, you know, again, which is a huge move. But let's say we do end up popping up.  I really do see it very possible because we've done it in the past. And when these stocks get hot, guys, they get hot and they end up flying. So, let's talk about one that somebody Instagram messaged me today, or yesterday rather, and that was Roku, ticker symbol R-O-K-U. And we've seen Roku, guys, this stock went ballistic, I believe, two weeks ago when it went up like 30% in the matter of two, three days. And if we zoom in here, you'll be able to see that, right? From $30, we went all the way back up to $45, which was roughly a 33% move. And from there, we've been holding the $39, $40, $42 range as a new support level for the stock. So, this is a good sign, guys, because over the past, literally like eight to 10 trading days, we've been at that support level consolidating nicely on the 180SMA. And we are seeing a very bullish crossover here on the simple moving averages. We've talked about this a bunch in the past, but when the 50 simple moving average breaks the 180 simple moving average to the upside like we're seeing here, that's a very bullish signal. That does signal, it could signal that the stock is pushing up, it has upwards upside over the next coming days. But does this always mean that it's going to go up? Absolutely not, guys, because if we ended up dumping, let's say tomorrow, back to the mid 30s, this SMA is most likely going to be pushing back under the 180SMA. But just judging off these indicators, guys, this is a pretty bullish move. And we can see, you can use these SMA indicators to find out where the stock could be pushing down if you're using them the opposite way, right? Meaning that if you're using the 50SMA crossing over or under rather the 180SMA, that signals more selling could potentially be coming, it's more bearish, right? That's what the signal of the 50SMA crossing below the 180SMA signals. But when it's crossing above, that signals an uptrend potentially bullish move, more upside to come. So in terms of Roku, honestly, right now, it's looking pretty attractive to me. This could be a consolidation point before we bounce on the 50SMA and start the head back up to, let's say, the $45 range. And this is exactly why I do have it on my watch list. So thanks for the shout out, man. This one's looking pretty good in my personal opinion. Drop a comment down below for any of you all that are still following along and want to just drop a ticker. Drop your comments on these stocks. I would love to know what you think. So I'm going to create an alert very quickly here at $41.50 is at or above. I want to get notified. If we do start the pushback up, that's going to signal a good buying point in my personal opinion. So what other stocks are we looking at, guys? Tesla is another one. I'm not going to go too deep into this because I talked about it in yesterday's video, but we're holding the $300 support, not really holding it. We're still hovering above it with the green candlestick here on the 180 chart. And I really want to see Tesla, guys. I don't know why my alert's not here, but I really want to see Tesla hold this 300 level, get back to the 305 level, 310 level for a potential entry. And I really do think this is possible, guys, because I think it was a little bit of an overreaction to the news that we got on Friday, I believe that they're cutting about 7% of their workforce or something like that. I think it was 7%. And the stock dropped 13% after that. So once this news blows over, I think it's going to blow over in the next coming days, maybe next coming weeks, I think Tesla is slowly going to start to stabilize. We're slowly starting, are going to start to see a pushback up. And that's going to open up a solid entry, in my opinion. So 305, let's set that alert on Tesla. Perfect. Right there, I want to see the consolidation, the pushback up before entering. And from there, we can get a potential 9%, 10% profit, no problem in terms of Tesla stock. So another stock that was shouted out was ticker symbol BJ. This is BJ's wholesale club holding. So in terms of the technicals on this chart, it's actually looking pretty solid, right? We saw a bottoming out point, a double bottom here on the BJ, right? And this is a good pattern for a reversal to the upside when we do see a double bottom, right? And we kind of see a inverse head and shoulders here in a sense as well. We're seeing this W pattern. And what I really do like about this is that we peaked above the, what's this called, this resistance at around $24.65. We peaked above it all the way up to around $25.50. And now we're pulling back with a solid green candlestick at a higher low from the previous low at around $23.65. So what I want to see honestly in terms of ticker symbol BJ is I want to see it break out of this $25 range. I really wanted to be out of this resistance spot here because let's say now that we dipped below it, let's say on Monday we end up opening or on Tuesday rather we end up opening down in the $24 range, you know, that's going to be a rejection technically by this resistance. And that won't be a good entry point until we bounce either bounce on the 180 or the 50 SMA and start to curl back up, or we see a little bit of consolidation to start to curl back up, right? So if we do end up pushing back down, this is not going to be really good in my personal opinion for the next couple of days in terms of BJ. But let's say we open up, you know, in the $25 range, maybe $24.75 and we slowly start to close the gap between $25.30, right? And around let's say $25.70 right around here, that's going to be a good sign, right? And if we potentially fill this gap of 3%, we could run if we break the $25.30 of resistance and head into the $26 range, right? That's not too out of reach. But first, like I said, I would love to see it slowly start to get into the $24.70 range to fill this gap that we have right here. So that's what I'm looking at in terms of ticker symbol BJ. Another one that was shouted out was ticker symbol SQ. And this is square. And in terms of square, you know, this is not looking like a stock that I'm looking to trade to be completely honest with you guys, right? So we see here, and my reasoning behind that is that, you know, square is extremely overextended right now in terms of the RSI, right? We're nearing a resistance at around $73.74, and this chart's really screaming for a pullback in my personal opinion. And you might be saying, Stas, you're kind of a hypocrite, right? You said on Cron and CGC that, you know, the charts look the same. They're overbought. They're a little bit overextended, but you would trade those. So why aren't you trading SQ? Well, my answer to that is there's not as much hype behind SQ as there is to CGC and Cron. You guys might think I'm BSing you, but hype plays a huge, role in terms of stock runs, right? The stocks that run 10%, 15% in a day, a lot of those have hype behind them, right? And right now, guys, you know, this run that I've been seeing in SQ, I think it's dying down a bit. I think it's going to die down a bit while the hype still lives on and Cron and CGC over the next couple of days from my personal opinion and from how I'm looking at it. So in terms of SQ, honestly, I would just love to see a pullback on it. If it pulls back maybe to 68, 69, that could be a good spot to hop in because at that point, you know, we'll be at a point where we'd be able to fill that gap again if we do end up holding it as a support level. And by that, I mean, you know, if we pull back here, end up holding this level, we could fill the gap from there back up to $71, $72, which would be around a 6% profit or back to $74 if we do get to this resistance, which would be around a 9, 10, 11% profit. So that's what I'm looking at in terms of SQ, would love to see a pullback before a potential entry into that one right there. So that's really just a couple of stocks that I got called out on Instagram, not too many, and they are looking pretty attractive in my opinion, especially if SQ does end up pulling back. So really quickly, let's take a look at the Nasdaq futures guys, we do see they're down about $40 right now down about 0.6%. So the rejection at the top of this channel looks pretty valid in my personal opinion. And it looks like we're headed back to that 6680 level as of right now, which will touch that 50 SMA as a support, right? We see the cross here, the 50 above the 180, issuing more bullish run potentially, issuing more uptrend movement to come. We saw that from the cross, right? It crossed around here, we pushed up for two higher lows, and now we're pulling back. So I'm going to take a look at the $6,700 range, potentially as a new support for the Nasdaq futures. And if we're taking a look at the crude oil futures, they're currently up around 12 points. So if we start to pull back a little bit heading into the market open tomorrow, that could be a good sign for DWT. And once we start to hold the 50 SMA, that could be a good sign for UWT as a potential reversal spot to the upside for crude oil. And for those of you guys that don't know what I'm talking about, UWT and DWT, they are two inverse ETFs that trade on crude oil. And the beautiful thing about it is if you play them correctly, you can play the pullback on crude oil if we do have a pullback by playing DWT because that one goes up when crude oil sells off. And you can also play the inverse, which is UWT, if we do get the pullback and we start to consolidate and curl back up for the continuation of the uptrend, that would be a good spot to get into UWT for a couple of days swing trade if you do want to or a day trade. And I say if you do want to because they're technically not meant to be held for more than one day, these inverse ETFs, if you read the website, there's a warning, it tells you that. But you can get away with holding them a couple of days. I've personally done this. I haven't really been doing it over the past couple of months, but I'm guilty of doing it. A couple of months back, I do it here and there when I see a screaming opportunity. And if we do pull back here, guys, this could be a good opportunity for a couple of days in UWT. And also, JDST is looking pretty good, which is a Gold Future ETF, the bear ETF, meaning whenever Gold Futures are going down, JDST is going up. So we saw the big sell-off at the rejection at the $1,300 level in terms of the Gold Futures. We're holding the 180 SMA here, but if we break the 180 SMA, that could be a good opportunity to trade JDST for a couple of days. But if we hold this spot, this could be a very good entry level for Jnug, which is the inverse to JDST, right? So if we hold this and start to push back into the 1280, 82, 83, maybe mid-1280s, that could be a very good entry for Jnug, guys. So now that I went over a couple of stocks, ETFs, I know some of them I talked about in yesterday's video, some new ones as well, let's take a look at what I do in terms of scanning. This is only going to be about a minute or two because I don't want to hold you guys too much longer, but it's very simple, guys. I have this scanner here. It's pulling stocks that are between $20 and $40 with a million volume minimum to the maximum, which here is about $200 million. And we have the beta here, which really shows how volatile a stock is, right? Again, if you guys want to see a more in-depth video on this, type in on my channel, Scanner. You'll find the video, the thumbnail is a, it says Swing Trading Scanner. Click that video, watch that video, but it's very simple, guys. I just run the scanner, click Scan, and then I go through these tickers and I find ones that look attractive in my personal opinion, right? So let's say I want to look at eBay. I would go to charts here and I would type eBay, right? eBay, then we'll see the chart. We'll do some lines, technical analysis, supports, resistances, all that jazz, and then we'll decide whether or not we want to add it to our watch list, right? And this is how I actually found AMD. No BS here, guys. I scanned it, looked up AMD, you know, I went to the charts, boom, boom, boom, right? I just typed it in, and then we see exactly what it's looking like, you know, from my technical analysis, right? And then I added it onto my watch list because I want to see for a potential breakout, right? So this is just very simple, guys. It does take time, but if you have 30 minutes and you get very efficient at doing this, you can build a watch list very quickly with like 30, 40 stocks in it that do have potential value to you, and it really does depend on the situation, right, guys? Sometimes you won't find many stocks, but sometimes you'll find a bunch, but, you know, going for around 10 stocks is not too out of the reach here. It's not too long, you know, it doesn't take too long to do it. Let's type in AA, right? Alcoa. So we can see that one's not looking too good. It's getting rejected by the 180SMA. Let's screw down a little bit. And you can also like, you know, you can filter if you want to see the ones that had the biggest gains. All right, let's take a look at OZK and FANH. So OZK reminds me of Ozark. Have you guys watched that show? I've heard it was pretty good. I might take a look at it. What was the other one? What was the other one?  So we can see that one looks a bit overextended, right? So FANH. Let's take a look at that one. All right, this one. Okay, this one's looking like it found a bottom here. It's pushing back up. This could be a potential breakout spot, right? So you can see, guys, what I pretty much do here.    So we can take a look at M, right? This is, uh, what's this one? Macy's, right? Macy's. Yeah, we can see Macy's here.  This one could be a nice potential play back up to the 50 SMA at around $27. And if it breaks that, you know, back to the 180 SMA. So that's pretty much what I do, guys. You know, I scan out into my watch list and continue rinsing repeat process, right? So drop a comment down below. Let me know what you guys thought about this video. If you did like it, feel free to drop a like, leave a comment, subscribe, follow me on Instagram, as well as on Twitter, and join our Discord group chat, as well as our Facebook group. All of those are linked down below in the description box. I'll catch you guys in the next video. I hope you all enjoy your night. Peace out. I'll catch you in the chat tomorrow morning. Good luck to everyone. I'll see you soon.


What's the word y'all today? Let's sit back and talk about some of the youngest teams in the league and try to decide Which team we believe is gonna take the next jump. Check it out. I started a new Podcasts even though we're not really calling it that and we are the number two sports podcast on Spotify right now Only behind podcast P and Paul George. Have you watching this? I'm gonna catch you I'm gonna catch you, but that's only if y'all watching this video goes here This is basically an extended version of these type of videos these videos are normally 10 to 15 minutes This is like an hour of me talking about all things hoops first episode. We talked about Daniel Lillard We talked about summer league. We talked about randomness. Yeah, y'all know how I could get an episode too We talked about the teams and players that are under the most pressure So if you want more hoops talk with Kenny Beach, I'm I'm trying to put the link in the description Or just go to Spotify and type in not an NBA podcast with Kenny Beach or just Kenny Beach And for you Apple podcast people it will be there eventually They just take longer they take like five days to approve you be on the lookout And I'll let you know once it's officially on Apple stuff go go down low. Let me know what you think All right for the sake of today's video I think it's important for us to decide what we consider a young team because there's a couple ways We can look at it if you wanted to look at the average age you could do it that way But there's also some other stipulations like the okc thunder is not gonna get some love for me today As far as what team is gonna take the next jump because when I think about young teams also think about them being young and development young and culture and Young and how many wins they had last season okc was a game away from being in the playoffs And though there is another step for them to hit and I think they will do that We can talk okc another day I was more thinking about those teams that were high in the lottery the pistons the magic I guess the trailblazers even though Dame is kind of over the organization right now the Hornets the Rockets normally would But we talked about them pretty decently last episode So you can go check out that if you want to hear me talk about the Rockets the Pacers Dispersed those those are the teams that we're trying to decide between today And I do want to remind people that taking the next jump don't mean that you go from a 22-win team to a 50-win team and just just one offseason But it's like that gradual progression like the thunder just did where they were one of the worst teams in ball and then boom They're in conversations They're in the hunt for an actual playoff spot Thunder were from 24 wins to 40 wins Which is like the type of thing we're trying to predict in today's video I think the recipe for having a young team hit the next step I mean, there's a lot of different factors one to have to be a coach And that's one thing that we talked about okc feels like they have that they have to be well coached because when you have a roster Or a locker room with basically kids when it comes to the NBA time They need some type of mentorship and leadership and a lot of the times that comes from the coaching staff And let's be real in most cases you're gonna need a star player you're gonna need a shame which I guess Just ask for a lot because she is one of the boys But a guy that can take you to the next level a guy that projects to be a star or is very close to doing that So as I'm starting this video, I have no idea what decision I am going to make on the team that will make the next jump We don't talk about a few different teams give the pros give the cons and figure it out after that I guess the star from the actual youngest team in the league the Detroit Pistons as right now It's hard for me to gauge exactly what this season is going to be for the Pistons They made some changes this offseason They spent a hell of a lot of money to bring in Monty Williams who is a guy that can help set the culture because he did it and this stop And that stop and that stop so that's a plus for the Pistons They're also getting Kay Cunningham back and he has become one of the more polarizing young players in basketball I guess I kind of get it But I am still a believer in Kay Cunningham's ability to hit start them first season He had some injury stuff where he was good, but he was also a rookie point guard You're number two. He only played a handful against I think it was like 12 or 14 games and in those games Yeah, I think a lot of people look at a rookie year of somebody being good and be like sophomore years You gonna hit that jump and a sophomore year and the 12 the 14 games He didn't hit a he didn't hit a jump and of course the sample size is very very small for me to make an overall Declaration on the star power of Kay Cunningham and that is why I'm still in the camp of one day He will be a stud because my sample size of him and the NBA is small the thing that worries me a little bit with that It's yet. He just missed basically an entire season So if he's going into this year number three and we're trying to predict what team is gonna hit the next step He might take some time to jail back into the flow of the NBA and for some players that doesn't exist, right? It's like I come off injury and I'm actually better after injury than before injury some players It takes half of a season sometimes it takes an entire season and I just don't know enough about Kay Cunningham His work ethic and how the the chips are gonna fall for me to say that hey, Kate is gonna come into your number three He's about to surprise me because I don't really know would I be surprised if that was the case? Absolutely not because Kate is a stud But one thing I don't like about their team is this log jam at the big position They just paid Isaiah Stewart shout out to him and that's an amazing bag for him They also have James Wiseman on the team Jalen during they paid Marvin Bagley last year That is that is for players and I would say that most of them project to be more of a five in the current stage in the NBA Rather than the four I know last year they ran a plethora of different lineups where two of the bigs were on the court together I don't know about the future of that big four core of centers, especially compared to their wing positions Which is kind of a bad position for them Again, I'm automatically rooting for them because they have one of the Thompson twins and there's no bigger fan than the Thompson twins than me right now And he showed a lot of good stuff in summer league about his defensive versatility in this effort And then the offense was coming around to like we'll see how long that takes for to translate to the NBA They did trade for Joe Joe Harris and Kate needed more spacing in the time that he played in the league and Joe Harris can provide that I'm gonna go out on the limit say this is not the team that I'm gonna pick to hit the next step They might still be a year away and most of that is probably because Kate might take some time to get back into the swing of things Oh, the second youngest team is the Orlando magic They are one of the more intriguing young teams because undoubtedly they have an immense amount of talent Paulo Bencarro was the best rookie last season and then Franz Wagner I just made a tweet about this a couple hours ago Franz Wagner is still one of the most Underrated young players in ball because when I watch Franz and this is what I do in the offseason when I'm deprived of the NBA And I know we got summer league But I mean like the actual NBA I'll go back and watch so many different clips and highlights and and so many different moments of Players that I might have forgotten or not been able to watch in the regular season because sometimes we got 10 games on at the same time And I might not be able to watch Franz Wagner as much as I want to so I'm diving into the film of Franz And he is extremely underrated There's not a hole in his game He is as well rounded as can be now I guess you can add that like part of that will round in this is he's not superior at a lot of things, but Have you seen him finish at the basket? Because that would be like the one Determined fact though the one standout ability of Franz Wagner's game, but everything else is there as well He's a versatile defender. He's a good defender. He is a underrated playmaker my eyes I know if you look at the assistant turnover ratio, it's about 1.5, which is not Incredible, but if you watch the film the playmaking shops are there the Orlando Mask had a lot of cool stuff and I know some people are down in their draft I don't watch enough of the game to say oh Jeff Howard was the right pick over Grady Dick who was just sitting there as well or Anthony Black is redundant to some of the other players around said that's not why I'm sitting because I don't know I'm enough about that. I'm taking it at face value and at face value between just those two wings I think that they have a chance to do this if you take a look at last year's statistics They're gonna be some things that stand out if you weren't really in tune with the game of basketball The first one is a to Chicago boys with top five defense last year top top top five It's not crazy. Vucovic is our starting center. We ended up with a top five defense That is insane, but another thing you gonna notice is the Orlando Magic wasn't too far behind them They have that part of the game figure it out It's about translating some office into the game I think part of the reason they haven't been able to do that is because the spacing is Awful they don't have many plus three-point shooters Franz is one of the few people on the roster that are giving you a good amount of temps and also shooting 35 to 36 percent Franz does that but outside of Franz. It's like we'll let him do that Palo missed like a hundred three-point is in a row at one point in his rookie career We'll let him shoot that I came to this office and thinking what are they gonna do to address those issues when a they drafted Jehovah who was one of the best shooters in the entire draft and they signed Joe Engels? One of the more weird sign is that he off-season not that it's a bad one I don't know Joe Engels coming off the injury I didn't see a ton of what he was before injury, but maybe a year removed But he also is like 35 years old so we'll see those are really the only things they did to address the shooting issue And I think that their mindset is that addressing the shooting is relying on guys like Marquel Palo Even window Carter who showed that he can hit it at a decent amount of clip to just have another year under their belt and have Another year of development and turn themselves into a respectable three-point shooter because I'm gonna read this out Palo is 20 Jaylen Sudge is 21 Franz is 21 co-anthony's 22 Window Carter's 23 Marquel is 24 like this team again as we're talking about young teams is extremely young and Sometimes just having more years under your belt another off-season to work on your deficiencies can improve a ton I thought they were in the market for Like siacum which it feels weird to me because it feels like your four positions for the future are set And I just don't understand the mindset, but maybe they see something that we don't I'm gonna put a maybe on the magic right now The blazers I can't talk about the blazers until Damien Lillard is dealt. I've made that decision I will not be talking about it again. Michelle Lehorne said an interesting off-season. They extended Lamello ball and you know as me as the podcasters a youtuber and in love with this ABA stuff I listened to a ton of other people's shows because I just enjoyed when y'all y'all caught listening to music I'm usually listen to a podcast right and I remember right after he got that extension because it was on the tales of like Tabry's Hallibur that has been vain all happened in like 24 hours fan Nobody really questioned a Tabry's Hallibur one which is understood because he's a stud You did see some people talk about Desmond Bain, I guess But a lot of people focus on the mellow balls extension to say hey Can can he win 40 games can he win 45 games before we give him 200 million dollars? And that for me when I when I hear those type of things are It doesn't make sense to me because in my mind I have no doubt about the mellow ball on the offensive side of the ball There is a reason why they ended up with the number pick that they had to get Lamello because the team has Has been and it's has been bad And immediately he came in after his rookie season and made them better And then year after that they won 40 plus games before and again the roster is not good But you know who is Lamello ball now part of that is the reason the roster is not good because y'all haven't drafted extremely well Whatever whatever, but I have no doubt in my mind that Lamello ball on the offensive side of the ball Is an engine and an engine enough for me to want to pay him that type of money because eventually the goal is To draft well make the right decisions where it's not just the Lamello ball show which that's what it felt like last season Yeah, he uh, maybe take some ill of eyes shots and doesn't give any effort defensively almost nights But that's just that's not what it's a that's not what it's about right now You know what i'm saying and when I look at that roster this year I feel the same way this roster nothing jumps out at me other than having Lamello ball Who should be even better next year signing and they're not even really in the conversation even though they're super young I'm excited to see how Brandon translates to the real NBA But I ain't got a lot to say about the Hornets this year. Is it cheating to put the Pacers in this conversation? They're the 20th youngest team in the league. So they're in the bottom third Let's do it because they Are probably would be most people's pick so they extended Tigers Halliburton They brought in Bruce Brown in the contract they traded for obi toppen and they Drafted Jairus Walker. Those were their major decisions this offseason And this if there's anything to be said about this roster It is going to be one of the most fun rosters in basketball A lot of people forget that before Reese went down this injury and everything They were one of the more competitive teams in league In the league they were actually a playoff team that he got injured and you realize oh snap He's actually that nice because as soon as he was out of the lineup They couldn't win and got game and Benedict Maverick started off his rookie season so very hot Of course cooled down and everything I think a lot of people are expecting him to kind of find that balance somewhere in the middle between his super hot First two months and his super bad last two months trying to find that that middle ground And Bruce Brown just showed all of his value on full display during the NBA finals Just the highlight potential was there would Reese as a playmaker With obi as a trail man They have two of the better shooters of their positions and buddy healed and then Miles Turner had an amazing season last year Maybe a little bit skeptical that he'll be able to replicate that for another year But if he does I mean this team is going to be in real contention for a playoffs But because they were almost there before I struggled even having them in this conversation If I guess i'm picking as of right now the 14th of july I might be I might be picking the Orlando magic even though of course they're deficient in some places They just have so many intriguing pieces and so many talented pieces that I think that they could make the jump Now what does the junk look like for them 34 games last season? They they should be able to get to a 500 team if they were a 500 team this year. I wouldn't be extremely surprised


Hello guys so in this video we are going to start with the provider so first of all we will just go with a basic definition that provider is a wrapper around inherited widget to make them easier to use and more reusable. So this is basically the official definition that I have taken it. So here if you talk about inherited widget the inherited widget is basically a base class that allow those classes to extend the information under the tree from it. You can simply extend the inherited widget class and you can also maintain the state like the provider is doing. So if you say simply it is used for state management. So let's move ahead and talk about state management. So whenever we maintain the state we have used so far this set state method and this set state method is basically used for maintaining the ephemeral state of the app but we have global state as well and in order to maintain the global state we have different options like we have blog we have provider we have get access we have radix and so on. So let's talk about ephemeral state and global state a little more. So what we use whenever we want to maintain the state of a screen then we use this ephemeral state and whenever we have to maintain the state of multiple screens then we refer with a global state. So far we have used ephemeral state where we have called set state and maintain the state of a particular screen but if you want to maintain the state of multiple screens then you have to refer to global state. So let's move next. Now let's take an example for example we have this main screen. So this is going with the flow of going to screen one from screen one you can go to screen two from screen two you can go to screen three. Same way from main screen you can go to screen four as well from screen four you can go to five and from five you can go to six. Now let's try to understand with one example. For example if you want to send the state from screen one state is basically it can be any data okay. So let's say I have modified some data on screen one and I want to send it to screen three so what we can do so. So in order to do so what we can do if you want to just pass it from screen one to screen three you don't have direct flow over there. So you need to go through with screen two okay. So you will send your data from screen one to screen two by calling this constructor like we are navigating. So whenever we use navigator.push replacement or push so we just pass the constructor of a particular screen. So with that constructor we can pass this data. So this data will be passed to screen two and from screen two you can call screen three and you can pass that data coming from screen one. So this is how you can maintain the state between multiple screens. This is a one way. So now here we have a little problem for example let's say I want to send data from screen three to screen five. So since there is no direct connection between these how you will send data. So we cannot call screen five from screen three but we want to maintain the data available or modified in screen three which can be accessible to screen five as well. So in order to do so we need to use global state. So what we can do so we can save our data from screen three to our global state. So once it is stored anyone can access it. So let's say screen five want to get the data so it can simply read it from global state. So that's where the global state comes into the picture. So let's move next. Now the question comes why provider. So first reason is it is used for global state management. So we have seen the problem with ephemeral state in this example like if you don't have a flow between screens you cannot pass your data you cannot maintain your data. So that's why this is one of the reason we use provider for global state management. Then another benefit is that it can separate the logic part your business logic from UI. So in set state we were writing the UI part over there in the file and the logic as well is written in the same file. So the provider does what it just separate your business logic from UI parts so that it should not mix and it would be easy to modularize the app and test the app as well. Next reason is the benefit of using provider is it rebuilds only required widget instead of the whole screen. So we were using set state earlier which is very costly because what it does it rebuilds the whole screen whenever we call set state method. So whenever it builds the whole screen all the UI elements are re-rent on the screen. This gonna be easy thing if we don't have much data on the screen but if we have a complex screen then it gonna decrease the performance of the app. So this means whenever we call set state in order to update the state the build method is called and all the widgets are built again and re-rented on the screen. So that is what the problem with set state that is also one of the reason we prefer provider. So that's all for this video in the next video we will see that how the app humeral state rebuilds the whole widget tree even after a little UI change and we will also see how the provider gonna manage the global state and how the provider gonna help us by re-renting only the required UI component instead of rebuilding the whole widget tree and also we will see how the provider gonna separate the business logic part from the UI part. So that's all for this video. Thank you.