said, I really only give a halfy to that one hence my statement a little while back of six and a half Yeah, that's my six and a half I think yeah, it's me one goes gets a halfway playable Yeah One by down. Yeah, I don't know. You should try one back down See I see I feel about it. I think I did well. I am a big Tom Petty fan Yeah, good mission Cool. Well anything else? I think that's it. I think we got to the end I mean, here's let's let's summary shall we I didn't put in a summary slide, but let's summary a little here Okay When we really look at it, I think what went wrong from this season was from the foundational moment We intended this to be an infantry focused season and then promptly put in rules that made your hordes of infantry disappeared from the game We don't actually have an infantry keyword. So we were trying to lever this whole season On something that didn't exist in the base game rules Right, which is always going to be challenging. We created a lot of mental load on people To remember all this crap because there's too much going on in the battle pack Like the battle pack needs to be slimmed the stuff that doesn't need to be there can be cut Right, we don't need a An incentive for round two thing. We don't need a realm command. We just don't need these things They don't need to exist. There are plenty of compelling command abilities right now I am I am happy with the command abilities. I have in every army between the basics and the ones that they generally add in the book like I am I have an abundance of riches in command abilities. I want to use Sure I I don't need this Right, you've put this beautiful meal in front of me I've got some fresh lobster over there.   Okay But like So I think that where we went wrong was right at the jump Hmm Where we went right is in the play test stuff for fourth edition Right The uh keith the answer is yeah, they are available in the app But that's it and I saw your statement there of like you don't have the app But I think that's the that is all the current scrolls for it um I think you could I think the FAQ has them too The the FAQ that for the ghb. I think has all the up-to-date war scrolls and points in it So you could just go pull the ghb FAQ keith the pdf and that would have more um I you know what I hope for next season is let's simplify this down some let's stop Getting to all this stuff and and have something a little bit easier a little bit easier to wrap your head around And for the love of all that is holy, let's hope we get good core battalions because what this tells me is that Boy, oh boy does a lot of the season turn on the quality of the core battalion mm-hmm That seems fair What about you? Yeah, we Also didn't even talk about the incarnate and the impact that it had on the chp this season I mean, he's had a lot of other discussion on that. He's his whole own nightmare Yeah First on yeah, I would expect that we'll probably continue to get that like get one theme to the the upcoming season I assume that will be the case can't wait Uh, I mean, yeah Few of the things I had here. I don't think we need the physical points booklet anymore It would be nice to just get rid of that just do a digital pdf. I think that would be ideal With this thing, but we talked a lot about that Uh, what else I think endless spells or I don't mind the book a lot less by the way when it's one a year That's another thing when it's two a year at that's another it's like a cost, right? So sure but continue I'm specifically referring to the points side of the point should absolutely just be digital Yeah, 100 which they've they've committed to making the points available digitally for free. So who cares? That's fine The endless spells I think were in the best place that they've ever been in They think finally hit a pretty good middle ground Uh, I was going through the endless spells and the majority of them saw play this year There was only a handful that hasn't seen much play like Let's say shackles militant melstrom Uh, grave tide those didn't see much play but most of them, you know, obviously we had the issue with purple sun But so I mean those were in the ghp. So they came to mind. Yeah, sure. I mean, I I mostly agree with that I think there's still some uh There's still some adjustment that needs to happen to their thinking with endless spells Like they're just not doing enough damage for what they're supposed to be So there's still some fundamentals. We've got to get right with them. But yes, they aren't the advantages right now They're there's none of them that you feel like compelled to take or that are broken And there's but then there are some that are just like man, whatever But like so I think we still got some work, but they're not causing an outright issue, which I'll consider a win Yeah, absolutely. Yeah Yeah, aether boy pendulum is a good example of that that you're referring to You know, it doesn't do enough damage to to justify its point cost. So uh We I mean just to say it every episode we seem to talk about this, but Seemingly the ghp would be the right place To give us real terrain rolls in this game It would be nice See that in january It's a half page Obscuring slash wildwood impassable And garrisonable slash defensible That's all we need and maybe a little system on how to do it I think that There have been a number of tournaments that have implemented this in different ways Um gareth is in the comments. He has a nice way that he's implemented it Yep, great terrain you show up the table and yeah to The defender choose the defense sets up the train and they specify I believe they specify Two pieces for Defenseable two pieces for impassable two pieces for he calls it wildwood, but essentially obscuring sure a wildwood to be in theme with their choice of keywords and yeah He's just laughing at uh cool who said terrain rolls would be cool. But what about another command ability? Oh, tell me more. Yeah Okay Yeah, um, I think I agree with you completely there. That's that would be a wonderful world to live in but all right Here we stand on the precipice. I'm sure basically january early You know like I I have to imagine early january is when we see the announcement for the new jhp and what's going to be in it Right, it's it's going to be coming before we know it so Fingers crossed right Let's see what happens Uh, I'm going to call this six months of wash now. Let me say it this way. I still had a lot of good games Right, I don't want to I don't want to make it sound like it was all terrible I had so many good games because again the underlying game is in such a good point or such a good place It it is the the shame of this to me Is that this jhp was such a uh lodestone Around the neck of what has become the most balanced meta with the most armies having the most fun paths to victory Having the best battle tomes Right like balance battle tomes, right? Everything is is banging on all cylinders And then we have this jhp. That's that's frankly not where we wanted to be Right and and that's why it hurts. I think a little more than than otherwise. I would care Right, that's right. So I I mean, you know, I had went to multiple tournaments and under this jhp had a fun time at them Uh, you know liked playing the games most of tournaments I went to just used the the the scenarios that I like So I was like, yeah good. Okay. We're playing the good scenarios, right? So, I mean the next jhp if it's good If the next jhp is good if they get like 10 to 12 good battle plans If the rules aren't if the sort of battle pack seasonal rules aren't a nightmare of complexity then We could have a really interesting great time on our hands right because then we're just it's it's All all ahead, right? Just like full steam ahead You know, uh Upward and onward. So I I I remain very hopeful for this new jhp. I can't wait to see what's going to be in it I I really think we're We're primed that if it's good, we this this six months at least will be the best six months in aos history All right, let's do it. Yeah We we we stand tyler here on the precipice of greatness and glory It is but ours if we wish it reach out Take it It's yours Okay, so do we watch that? Yeah, it's good stuff. All right At any rate for all of you out there. Hey, how can you reach out and take glory easy? Just click that like button and if you haven't already subscribed that's that's fantastic It helps other people find the show and it cost you absolutely nothing. So click the little likey button. It's it's so easy Uh, also if you're interested in supporting the channel, don't forget. We've got a patreon down below focused on the hobby You can join that And that is helps you with your review And feedback and all those kinds of things to take your next step on your hobby journey We've got a merch store down there The the shirt probably won't arrive in time for christmas I I don't think the shipping is it might but might not can't guarantee anything but don't forget you have 16 days left or 17 days left sorry to To show your vote for team tom or team tyler So, you know, who will win in the great war? Of which is the superior co-host and decided by you the viewers and you're voting By buying their t-shirts But as always tyler, thanks buddy appreciate it. Mm-hmm. Absolutely had a good time Actually, we had some disagreements, which is fun.  Thank you so much for watching Uh, we really appreciate it hit those buttons do all the fun things and as always We'll see you next wednesday


If you ask your parents or your grandparents or your high school counselors what you should do when you become an adult, they're almost certainly going to tell you to follow your passion.  And this is gonna take you from broke loser to $30,000 a month in 28 days. Not like many things in life, the truth is somewhere in between these two extremes and me, like millions of other people have had to learn this the hard way. I went all the way through the college meat grinder and actually got a doctorate. So I understand the entire system and how it works from an insider's perspective. And although it did turn out relatively well for me, you know, I got a doctorate, I was able to make six figures working in a medical profession. I knew many people who actually had terrible experiences doing this. In fact, I would say more often than not it turns out bad where people have a lot of regrets about their college experience. Because the truth is the value of a college degree has been dropping for a long period of time, yet the cost has been going up. And when your grandparents and your parents went to college, they could basically get any degree and it would be a good investment. And the reason for that is because a college degree was so rare. But recently, nearly 70% of people have been going to college. So a degree really isn't rare anymore. It's all simple supply and demand. And on top of that, 40% of people who go to college actually end up dropping out. And out of the remaining people who finished their degree, two thirds of them have regrets. And one of the main reasons is because of the college debt that they have to take out. One of the second biggest reasons is because of the fact that college is not preparing them for the workforce. And for that expensive piece of paper, only one in four people end up working any career that has anything to do with their degree choice. And so it's very important that if you're gonna go to college, you get a degree that's going to be worth it from a financial perspective, especially if you're taking out student loans. And you wanna get a degree that's actually going to help you achieve your goals in life. Not a degree where you're gonna have to work double shifts at Starbucks and McDonald's in order to pay back your massive student loan debt. And by the end of this video, you're gonna know what degrees have the best return on investment, you're gonna have a much better idea of how you can choose the best degree for you. And on top of that, I'm gonna teach you how to gently tap that like button for the evil YouTube algorithm. No, but all joking aside, I am gonna help you figure out what degree would be best for you, or if you should even get a degree at all. And I've literally helped thousands of people find their ideal careers. I've done lots of different interviews on this channel. It's basically like a cheat code for you to figure out the best opportunities out there. Because basically the slogan for this channel is go where the opportunity is. And when you do that, it's gonna give you an unfair advantage on being successful in life and achieving your goals. So I highly recommend subscribing so you don't miss out and let's get into it right now. All right, so first one on the list is going to be science degrees. And there's a lot of science degrees. Many of them are not that great. I'm gonna choose chemistry. So this is the major that one of my favorite writers of all time, Kurt Vonnegut briefly took. He wrote the book Slaughterhouse 5 as well as Cats Cradle. And oftentimes in his books, he would actually talk about chemistry. And he had a really morbidly dark and absurd sense of humor, but always with kind of a positive silver lining to it. You know, there's always like a hopeful underlying message, which is something I always try to give off on this channel as well. I tell you guys the reality of the situation, but I think the best thing is to be a rational optimist. And I know these painful truths can be hard to hear sometimes, but the truth is there's a lot of amazing opportunities out there and the world can be a great place as well. Anyways, back to science degrees and chemistry degrees specifically. So I do get comments on this channel from time to time, from people who are basically just like, get a STEM degree, bro. And this is from Bobo's who think that they know everything, but the truth is it's not that simple. Out of the STEM degrees, science degrees are the worst, especially at the bachelor's level. This is something that I do cover in other videos, but chemistry is one of the best ones. So chemistry does rank number 54 on my college degree ranker out of over 900 degrees. And if you look at the stats, it is pretty good. Now, if you wanna become a scientist and really if you wanna get a lot of those high level jobs with science degrees, you will have to get a master's and in some cases even a doctorate. And of course that's gonna be a lot of extra schooling, but if you do get a master's or a doctorate, as long as you have a good plan going in, it can be worth it. But at the bachelor's level, science degrees are clearly not as good as the other four. Now in conclusion, some of the science degrees can be really good. And one of the biggest perks is everybody is saying these days that you need to trust the scientists, bro. Even if they're wrong time after time, right? So whenever you're wrong, you can just say, well, the data suggested at the time that I was right. So in the 2020s, getting a science degree is basically a license to say whatever you want and get away with it. Fun times we live in. Anyways, just kidding. Onto the next one. Number nine on the list is going to be economics. So a weirdly large amount of famous people in all different walks of life have gotten economics degrees. And I'm not even kidding. There's actually articles about this phenomenon on the internet, right? So this one's called, want to be famous? Study economics. So business leaders like Warren Buffett, Sam Walton of Walmart, and Steve Ballmer of Microsoft are a few examples. Then there's former US presidents like Gerald Ford, Ronald Reagan and Donald Trump. Then you've got sports figures like John Elway, Tiger Woods and Bill Belichick, and even musicians like Mick Jagger.  And when you think about it, it actually kind of does make total sense, right? Economics will give you a great understanding of how the economy works and where the opportunities are. Now, let's say you're a very smart, very hardworking person, but you go into a business that doesn't have a lot of opportunity. Like you go into a dying industry. You might still end up being successful, but it's probably going to be much harder. Your chances of success are going to be lower and it's not going to be as profitable, right? So instead of being able to make a million dollars in like five or 10 years, it might take you 30 years. But if you take that same person, put them in an industry that has a lot of opportunity, they're going to have a much higher chance of being successful, plus they're probably going to be more successful AKA they're going to make more money and they're going to do it faster. Plus it's not going to be nearly as stressful. And having a strong understanding of economics and how supply and demand works will lead you to making these decisions where you end up in situations where whatever you're supplying, AKA your skill set has a very strong demand. So I'm not going to go over the stats much on this video, but economics does come in at number 27 on my college degree ranker. And yeah, it can be a really good one. And it is a social science degree technically. So it is one of the better social science degrees. Number eight on the list is going to be a physics degree. And this is one that has a lot of the biggest giga brains of history, like Albert Einstein, Stephen Hawking, and Marie Currie. There's also a bunch of astronauts that got physics degrees. And on top of that, the billionaire playboy himself, Elon Musk got a physics degree as well. And this is a degree that has really good statistics overall. With that being said, you're not going to become a physicist with just a bachelor's degree. You're going to need to get at least a master's if not a doctorate. But even with just a bachelor's degrees, lots of companies in the finance industry, for instance, love hiring physics graduates because they know they're getting a big brain individual. And a lot of companies have this strategy where they basically just hire the smartest people for the role. And if you're able to complete a physics degree, which is really difficult, they pretty much know that you're going to be smart. So physics comes in at number 18 on my college degree ranker. Really solid statistics. You can argue here correlation versus causation. A lot of the degrees on this list are kind of like that basically really smart people tend to do well, whether they get a college degree or not. And it's debatable whether the college degree itself contributes to their success. But there's really no way to tell that. And if you really look into it, it's probably a little bit of both. So yeah, physics is really good here. Another one that's also really good that's kind of in the same realm is the next one on the list. And that is mathematics. Now there is a lot of famous people that have studied mathematics as well, such as Google co-founder Sergey Brin, Netflix co-founder Reed Hastings, and a bunch of astronauts again. Now the stats on this one are great, but again, you could argue correlation versus causation here. But one thing is for sure, if you are good at a skill that is valuable in society and there's not that many other people that are good at the skill, and if you like it, it's even better, then that is going to be something where you're probably going to be able to make a lot of money with it. And mathematics is obviously one of those skills. So in that particular case, it would be a great opportunity for you. And that's what I always tell you to do on this channel, which is to go where the opportunity is. Now this one is actually tied with the next one on the list, which is statistics. Now on my college degree ranker, mathematics comes in at number 22, and statistics is around there as well. Now there are some subtle differences here, of course, like mathematics, depending on sort of where you take it and what you specialize in, can be a little bit theoretical, right? So it's not nearly as practical when it comes to solving problems in the real world as something like statistics, but it still can be really good. Next one on the list, number five is going to be business degrees. And there's tons of famous people that have also graduated with business degrees like Clint Eastwood, Arnold Schwarzenegger, and P. Diddy. Now business degrees have the reputation of being relatively easy. They have the reputation of being the degree that people who like to party, but they still want to have a decent job after they graduate with college get. But the truth is when you look at the statistics, especially considering how easy they are compared to a lot of the other ones on this list, they're really good. So for instance, management information systems comes in at number 17 on my college degree ranker. And management information is basically kind of business skills mixed with a little bit of technology skills as well, and that's a great combination. And in the modern world, learning about technology is probably one of the smartest ways for you to leverage other skills. So for instance, if you're an artist and you want to get paid to do art, you can use technology to blast your art out to thousands, hundreds of thousands, or even millions of people. And I really do think that in the next 20 years, artists that are smart about how they go about monetizing their artistic skills are going to dominate. And by the way, 99.9% of the time, that is not going to involve going to college if you are an artist and you want to make a living from art. And I have a ton of great advice that's coming out for people who are artistic and they want to make a living from art. So make sure you subscribe to the channel so you don't miss out on that. For instance, one of the things that GigaBrains around the world are doing right now is they're getting chill remote jobs that teach them valuable skills. And I made an entire video that's the remote job tier list where I rank the best and the worst remote jobs. And you can check that out right here. Speaking of jobs that can be done remotely, the next one on the list is going to be technology related degrees. Now, although technology degrees are the new kid on the block, they still have a good amount of famous people that have studied them. So for instance, one of them is Liam Neeson. That's right. Don't try to hack his computer because he has a very particular set of skills and he will find you. But yeah, technology related degrees are really good when you look at the numbers. For instance, information technology is my number 15 ranked degree on my college degree ranker. But the downside of technology degrees is there's actually alternative ways to get into technology related careers that are much faster, cheaper, and easier. They're not for everybody. The degrees are certainly not a scam by any means. They have good numbers, but there are simply better ways for many people out there to get into those careers. For instance, I did an interview with James on my channel who was able to land an entry level IT job after being a carpenter in Philadelphia and then trying a bunch of different odd jobs like delivery driver, et cetera. So he was able to land an IT job in a few weeks using an iPad. And I'll put that interview right here if I can remember, you can check it out. So yeah, technology degrees, not a scam by any means, the numbers are great, but there are alternative ways to get into technology related careers. Another really good one you can do is still getting a degree, but going to an accelerated university like Western Governors University, and I've covered that on this channel as well. So in many cases, you can get a degree in a year or less. Number three on the list is going to be health related degrees. And particularly we are going to be talking about a BSN to become a nurse. And BSN stands for Bachelors of Science in Nursing, but there's a lot of other really good health related degrees out there. So of course, there's gonna be many different famous titans of their industries on this list like Paul Gasol, Kim Jong, myself, and also Dr. Phil. But yeah, all joking aside, I did get a health degree and they can be really solid options. One of the things that's amazing about health careers is you actually do have to get the degree in order to get into the career, right? It's not one of those things that's optional like technology related careers. I also think that health related careers are probably the most stable careers you could possibly get into. So even if it was the end of the world, for instance, there would still be nurses and doctors taking care of people. And that's why there's always multiple doctors in every single zombie movie or zombie show. So on my college degree, ranker nurse comes in at number 21 and physician assistant comes in at number eight. So yeah, health can be really great. There's definitely pluses and minuses to getting into health related professions. Definitely check out the other videos on my channel about that. But number two on the list is going to be engineering degrees. So Bill Nye, the science guy, Ashton Kutcher, Cindy Crawford, Mr. Bean, and a plethora of different CEOs like Jeff Bezos also studied engineering. And engineers are basically the masters of the universe, the S tier human beings of existence. And the rest of us should honestly just be glad that engineers allow us to occupy the same space as them. But why is it that they're only number two on the list? Well, let's talk about the good and the bad of engineering. First of all, in order to become an engineer, you do have to have an engineering degree. So there is a natural barrier to entry there, kind of like healthcare degrees. Second, engineering degrees are very difficult. Now this can be a bad thing, but if you are able to get it done, employers kind of know what they're getting when they hire engineers. They're getting someone who's very smart and very hardworking. And they're very likely to hire you, even if it has nothing to do with engineering. And the third thing, this is probably the most important one, is engineering teaches you practical problem solving skills. So sometimes degrees like mathematics, for instance, will teach you problem solving skills, but they're not nearly as practical or as applicable to the real world as engineering degrees are. And that's why you see that over the last 40 years, engineers actually on average earn more money than any other type of degree. Now that doesn't necessarily mean it's gonna be the same thing over the next 40 years. Now engineering degrees absolutely dominate my college degree ranker list. I believe seven out of the top 10 degrees are engineering degrees. So why is it that I did not put engineering degrees at number one? Well, because there's one degree that stands above all of the other ones. Yes, this is the God tier degree and that is going to be computer science. This one ranks number one out of over 900 different degrees on my college degree ranker and it absolutely does have the best stats. And if you get this degree, you're typically going to become a software developer. And if you become a software developer, you are pretty much set for life. For instance, if you look at people who are involved in the fire movement, which is the financial independence, retire early movement. This is kind of a movement you can check it out on Reddit if you want. And this is basically a bunch of people who are trying to retire in their 30s and 40s. And typically they have jobs, right? They haven't even started a business. Many of those people, I'd say probably the majority of them work in technology and specifically software development. And not only can you make incredibly good salaries when it comes to working in tech and software development, but on top of that, you have great benefits, you have great work-life balance. A lot of people will get really good bonuses as well as stock options. And there's this new thing emerging called being over-employed where a lot of people are actually getting multiple jobs. And the reason they're getting multiple jobs is because of the fact, they probably only have to work like one or two hours a day in many cases. If they have all that free time, might as well get multiple jobs, right? And if all of that wasn't enough, especially for the top two on this list, engineering and software development, I think they are amazing if you want to start a business down the line. So yeah, computer science, number one on my college degree ranker list, of course I'll have it pop up on the screen. It is getting a little bit harder to get into software development. It used to be extremely easy. You basically just needed to network and know the bare minimum coding skills and you would be able to get a job. Now you really do have to know your stuff. Getting a computer science degree is one way to get there. And this is one that you can get into without getting a computer science degree, but it is gonna be a lot harder than a lot of the other tech related careers that I've mentioned on this channel, like IT for instance, IT help desk is very easy to get into. So is tech sales. Now you shouldn't just go for computer science because it's the best degree. You should go for a degree that complements your skillsets. And that's exactly what I teach you how to do in this video where I go over the ultimate guide to choosing your college degree, which you can check out right here. I definitely recommend you go to that video.


OK, welcome everybody to the weekly charting analysis for myself, Jasper Lawler, starting at the same time but different time zone, we're in Greenwich Mean Time now, 12.15, no longer British summer time, got the risk warning on the screen here, certainly plenty of events happening this week economically, namely central banks, which are obviously the driving force in markets these days, and then next week we've got the US presidential election, so a couple of interesting weeks lined up, if you haven't done so already, I certainly recommend having a look at our US elections page on the website, it's right there when you first go on to CMC Markets, the UK edition at least, last time I checked 73% of CMC clients think Clinton's in for the win, that was before this latest email saga that rolled US markets on Friday, but I don't imagine it's changed too much since then, so here we go, and there is said move in the Dow Jones, you can see there was quite a sharp reaction on Friday afternoon, you know it's the cut off here on Friday, you can see that the Dow Jones went from being up here, well let me pull up the charts, here's a daily chart, but if we look at the one hourly, you can see there she blows, took out loads of the day, anyone with their stops down there, unfortunately they were blown out, used as a buying opportunity to take the market right back up again, and futures for the most part pretty strongly back higher, pretty much taken back all those losses, at the end of the day no one's going to know the result of these, this latest probe for weeks, if not months, so there's nothing, no real evidence there to derail Hillary Clinton, it would just purely be the fact that this email scandal is kind of unresolved and issues over her trustworthiness have helped Trump gain back a bit in the polls, but you know all that politics aside I think you can easily determine that this reaction in the market here tells us that should there be a Trump presidency the reaction in US stocks would almost definitely be negative, and again if you did want a bit more of a read up on the possibilities, there's a number of articles going up being updated on the US elections page from the website, I'll stick with the US 30 chart since we're on it, obviously we do have the Fed this week, and the fact that the Fed are poised to raise rates is certainly going some way to explain why the markets are struggling to break higher into new record highs, and so obviously on the last day of the month here for October and the US 30 as we trade it is set for its third monthly decline, if I zoom in a bit here, sorry fourth, and yeah you can see that they've not been in terms of the body of the candlestick, we had a bit of a bit of a shaky one in in August, but closed right back up of the lows, similar situation with a down month again in September, but we closed well off the lows and here it's looking even less certain, and you know when you go into the shorter time frames you see that very tight range that we've been in and this is it symbolized in the monthly chart pretty much just no you know no price action there, almost no body to the candle on the monthly candlestick, and you can see it always good to kind of zoom out to the monthly time frame, you know this is kind of you know we dropped through that previous record but then we dropped down to these old highs and that's what's holding us up at the moment so you know still the market I would say generally in sort of bullish condition but obviously pulling back from those highs and I think that's understandable you know the you know the Donald getting in would be a bit of a shake-up and it would certainly create some uncertainty and it would be a reason for uncertain markets to unravel, that said I think there's been some signs of confidence to buy up close to these lows if you look at these these long wicks on these candlesticks on the US 30 just circled a few examples here seems to be a bit more evidence of being bought up from the downside than there does evidence you know here's the one obvious one from the top side but less wicks on these upper candlesticks which is just one indication to look at to suggest that maybe we're in for a break higher from this range eventually and we've got this down sloping trend line which is pretty well defied now so certainly can expect some false breaks above it but I think once we get a conclusive break above it you know that will be when we probably switch gears towards maybe looking to buy on dips to take us back to the top of the range again back up to the record highs but obviously we're not there yet that's just something we're looking out for but obviously should we get a break through the bottom of this range we've got this long-term support but down there through that 18,000 mark you know a bit below it where we've had these recent lows probably opens up a fairly sharp decline because that would you know this has been our sort of tightening market conditions so the markets are like a coiled spring right now compressed compressed compressed eventually we're going to get the break out now these would indicate a break to the top side but obviously you know the the US election the words from the Fed this week you know going to play a large part in which direction that actually ends up being if it is to the downside I don't think there would be too much trouble to get down to this 61.8% retracement you know if you judge on the kind of the the maximum width of this this price range which if you drew the line from you know there is you know I tend to be a bit more conservative in terms of projecting patterns particularly in the stock market which has a generally bullish bias you know you could take that width of the pattern there and project that down you know I think that would easily carry us down to the 78.6 or you can be a bit more conservative maybe just use this latest width maybe from here and that would probably carry us into somewhere in the middle now obviously it is it's you know it's always significant when there's the Fed meeting and I think that will probably keep a lid on on movements in US stocks and probably the dollar for most of this week up until Wednesday when that decision takes place but that said you know it's the US election next week there's all I mean the market's pricing about a 17% chance of a hike I would suggest that that really should be zero because there's no way the Fed's going to interfere interfere in a the political process we just saw the the kind of violent political reaction to the the FBI chief for you know daring to actually you know say that there are some new investigations being opened being called political being told to resign so you know why would the why would the Fed risk that when they could just wait another month now if I switch gears to the the UK obviously what the Bank of England this week as well and equally central the central bank here getting caught up in in politics as well you know at the end of the day the Bank of England forecast catastrophe if we if we exited the European Union that could still happen obviously but it hasn't yet and you know all the evidence points to their cutting interest rates being much too hasty probably wasn't deserved at all some some modest signs that inflation is picking up probably if anything they should be going in the other direction you know that's that's a that's an opinion but it's quite a widely held opinion now so you know the central bank just because it's independent doesn't doesn't make it doesn't make it immune from criticism when a decision does seem to be quite clearly wrong so we're going to hear this week whether Mark Kinney is staying it looks like he is going to do the remainder of his term as governor of the Bank of England so he'll be at the helm for another three years if that's the case or almost three years and should carry us through well into the article 50 type negotiations so should there be a bit of an economic storm later on you know he'll still be at the helm what does all that mean for for the policy this week we're probably not going to see you know I think there had been some there had been some some rhetoric by Bank of England members to suggest that that we're on for a possible rate cut this month but but the economic data just doesn't justify it and given that they're already facing a fair bit of criticism for getting their economic forecast quite clearly wrong possibly taking the wrong monetary policy decision by cutting interest rates the first time you know are they really going to double down on that criticism and and and then go cut rates again so again it's you know these central banks are independent they're not supposed to be influenced by political forces but you know naturally it's something that they have to consider so again you know the Bank of England cutting interest rates has been a real tailwind for the FTSE so again we looked at the three months of the US stock market declining you know we're looking at our what are we on the fifth month in a row I believe I said yep in the report in terms of a positive finish for UK stocks and obviously that's been largely helped by the the drop in the pound which boosts the earnings of the multi nationals in the in the FTSE 100 you know if you if you sold at the resistance of the old high you know well done because you know we're looking like closing in the bottom half of the monthly candle you know the index taking finding some understandable resistance here around that 7 130 the record high and yes it's much the similar sort of reasons it's you know that we don't quite know where the Bank of England is going to go in policy you know they had hinted at much easier policy maybe they're not going to now given the the politics and the more resilient economy than they expected and the the US election you know it's a global phenomenon and you know certainly would you know if we if US stocks suddenly have a crisis of confidence you know you can expect the same thing to happen in the UK and I wrote about much the same thing again on the on the US election page in terms of the implication of the election on UK stocks now down into the shorter time frame you know there isn't too much change from from last time we spoke you know what I was first eyeing was the fact that we broke down through this low so we broke down through the low and then looking for a retracement level for us to go lower now that we have had that you know you did well if you were looking it's basically going off the 61 is that am I right in saying I'll take it off now the 61.8 if you're waiting for the 78.6 unfortunately you missed out so we took out the low wait for the retracement to the 61.8 gave us three different opportunities well one two three four opportunities to sell down to the lows again and we've got a little nibble below but largely we've kind of bounced back from there and so now arguably similar sort of process happening again where we're looking for some sort of pullback from this decline so we've already hit the 61.8 that's stored us again you know you've missed out on this initial decline which took us back down to the lows just just on Friday but if you know you want another opportunity then obviously keep an eye on how the market reacts at this 78.6 and again back at that that old high again that's with an eye to the markets heading lower but you know it's not necessarily the case it's overall you know I think you know if we chuck a couple of moving averages on here we'd probably say that we you know we've just pulled into a consolidation but overall maybe looking at a sort of a weekly chart you know we'd so we you know we'd confidently say I'm looking at this chart that it's it's still bullish so you know don't get too sidelined about the fact that we're kind of tracking lower a bit on this shorter time frame chart you know that overall the bias seems to be good but obviously we have to bear in mind the fact we've hit a massive resistance level so signs of us edging down here but again that that that previous high here holding us up quite well we haven't closed below it for the week yet and again just to sort of reiterate that you know just using this this rally up from these lows here we bounce quite nicely up this 61.8 if we are going to edge lower again after this little retracement or even if we get a bounce to the 78.6 which I had around here and roll over again you know possibly this 78.6 which is 6846 quite close to the 6850 round number and obviously got these swing lows down here should the market roll over a bit further but these you know in the context of that quite large upswing in the weekly charts could provide some sort of opportunity should we get lowered from there you know if this is as low as we get then you know obviously we you know if you get more opportunities down here if you're more confident that this is going to cause the end of the retracement you know look with another dip down to these lows but there's not quite enough evidence for that yet I would say you know look at this strong move higher wasn't really able to take out these old highs particularly so it looks like there hasn't been quite the the kind of strong candlestick that you'd want to see to the upside to tell us that this console downshift consolidations over now I spent a fair bit of time on these two indices just because they do have the central banks and obviously it kind of covers the the whole gambit in terms of the the US election but I'll try and speed things along a bit for the the Germany 30 here actually quite interesting in terms of RSI because I had pointed to this RSI trendline break before suggesting that could help us to the top side now the market continued up to the the resistance but pulled back here from the top of the range now it's actually bounced off this rising trend line on the price chart also off this fourth touch on this RSI price trend line as well so a couple of reasons to think that this market could push higher out of the 10800 mark and you know we're going to have a look in a minute but we've seen quite a sharp drop in the in the euro so if that's able to sustain itself then you know that's that's a tailwind for Germany 30 just like a drop in the pound is a tailwind for the UK 100 maybe in terms of currencies maybe I should go straight for well I did just mention the euro so let's have a look at that first but I will also have a look at dolly n because obviously we've got the boj this week as well this is a daily chart for the euro just a couple of moving averages on here just to highlight the fact that we were in this you know just in terms of differentiating the kind of trading environment we're in we're in a sideways range here I'll give me a bit of this kind of more like a triangle I suppose something along those lines triangle but we've broken down through the bottom of the triangle and these moving averages have been widening out as well so even though we've pushed it back above here you know the fact that this 20 days below the 50 gives us a a slight bearish bias to the euro but again bearing in mind the fact that we're heading down to this potential support down here near the the 10820 mark and then a confluence right in at 108 so we've had a bit of buying ahead of that but the fact these two out moving averages are lined up would suggest to me that we're probably getting to try and go into there and test it again this again on the rsi we've seen we're now finding some resistance at the old support in around sort of 45 mark on rsi on the daily chart so a couple of indications there that the the market is starting to find resistance of course 110 big big round number is here as well here so if you are if you were able to sell in at 110 you know well done because there was a confluence of reasons to think the market could head lower from here so again you know I guess the markets through the the dolly the euro dollars below 110 but obviously there's a lot of support now around 108 so I think it's probably that 108 109 then 108 where the the the DAX or the Germany 30 as we trade it would really start to pick up momentum again you know all else all else all other factors remaining the same you know that we euro is would be positive for the Germany 30 now we'll just jump to dolly yen because again we do have the Bank of Japan this week and the developments in the in the dolly yen are working out you know quite well at the moment so we had this fairly classic looking triangle pattern we've got the nice breakout we found the resistance at the old high we've dipped back from there you know I was talking about in last week's webinar that's you know either the market holds on to these lows or it goes for a much deeper retracement down to a 61.8 or 70 or 78.6% retracement down here obviously it was the former that happened and if we zoom down to this lower time frame you can see we've had a nice rising trend line here and if anyone was you know buying on the breakout and got worried by this candlestick you know just keep in mind the overall circumstance here that we basically this was the resistance we broke above it and we've come back down right towards that just about that resistance area and this rising trend line and obviously the moving averages here kind of lining up both on the short and the the longer term so the market has been bouncing and I wouldn't you know contingent on what does happen with the Fed which I think would probably be a much of a non-event and the Bank of Japan you know I think this dolly yen can keep trading higher because in the end they were expecting a rate hike from the Fed but we're expecting the Bank of Japan while not necessarily going to do much more easing you know they're still fully in there you know they're still doing QE you know so clearly a big divergence and policy there so I'll switch gears too well okay can't forget sterling sterling bit very much in a range I think you have to keep it on the kind of shorter timeframes here because it's you know it's hard to hard to really see what's happening on the daily chart but you can see these if you have just been you know not worrying too much that another flash crashes on the way we had a little mini episode last week but we just we ended up finding support pretty perfectly the 121 mark and then you know that carried us back up to what had been a nice kind of pivot area in around the 122 50 dropped that back from there down to the kind of the previous and you know up to here again so this is classic range bound trading market behaving I would say I would say quite quite functionally you know if you've been buying or selling any of these more clear support and resistance pivots you've been doing okay in this market and until we get a determined break below 121 and then really 120 being the big line in the sand you know we're range bounding in the pound in the light in the light of the flash crash it's hard to see there's going to be a huge amount of confidence to to buy the pound up you know you could argue it's the the final flurry of the with the bear market in the pound but I'm not necessarily sure that's that's the case it's become a bit of political currency at the moment the pound and you know all this hype around the future the Bank of England governor is is testimony to that so we'll jump over to crude now be the confidence coming out of the market that that this OPEC deal is going to hold together and so we basically put in quite a nice little double top here at the major resistance level so you know we had this line in the chart for a long time obviously we saw it get rejected once we came down to the lows sort of rejected a second time with this trend line in here so even if you weren't confident enough to go against the the likelihood of an OPEC cut up at the highs you know you had more opportunities on the breakdown here but again it's the circumstance where the the moving averages point to still generally bullish conditions and so some confidence coming out of the market that some sort of cut can happen and you know if they you know if they do completely abandon the the cuts at the meeting in November then we probably can't expect substantially lower prices but that's not my expectation I think something will pull together in the end and we've got some fairly substantial support around 4820 which is the 61.8 of this big move up here and it lines up nicely with this this previous peak from December September 23rd so and the rising trend line so kind of three three potential areas of support confluencing in this area may not we may not even get to that because we got 49 the 50 day moving average right on 49 so maybe that would be enough to to hold us up gold is you know gold had a big decline and actually did surprisingly well to hold off 1250 support what I did was and I haven't just done this now you know whoever attended the previous webinar can testify the fact I've had this fib on for a while I just drew a fib from where the market crashed which was you know this peak here just at the beginning of this candle where obviously the market rolled over big time and we've just come perfectly to the 61.8 percent fib of that decline and you know whoever lost confidence in the market here you know the smart money selling up here they're not selling down here you know once once this kind of moves happen you know they're waiting to get back to their prices again and while it's been impressive for the market to hold 1250 you know this has not really been a you know hugely you know you just it's a very kind of sluggish price action higher and it seems to me that even if even if the 61.8 isn't the kind of the actual top that we see maybe we get to 1290 maybe we even pip up to 1300 again it seems to me like whoever was selling the market down up here is just waiting for the opportunity to do so again to take us even lower so I think we're going to call it a day there covered all the markets didn't I saw I didn't go massively in depth into what's the the bank of Japan is likely to do I think they are going to be on hold because it was in the last meeting that they updated us in so far as they're not necessarily going to be doing exactly the same amount of QE each month they're going to be targeting the yield curve and that that that decision has actually been a large part of what's been affecting the bond market and driving bond yields higher across across the last couple of weeks so I don't expect them to double down on that maybe just update us on the progress and you know the market will be looking for any little hint to suggest that they're tapering QE heavy signs of tapering QE from the VOG by the way would you know that would be yen positive and dolly and negative but obviously that's that's only one side of the coin we've got the Fed hiking on the other side so you know while a Fed rate hike is imminent and potentially a steeper hiking of rates after that you know still you know this breakout and dolly and still looks fairly positive brilliant okay thank you very much for attending good luck with trading this week it's Jasper signing out


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Okay, good morning. I just wanted to introduce myself very briefly. For those of you who don't know me, my name is Jessica Vargas. I am the Mission Coordinator, the Ministry Coordinator for the Center for Church Development. And I'm here to, you know, help and assist in any way that I can to help you fulfill your mission. We are here today with Peter Werner. He's from Mission Insight and I'm going to give him the forum so we can start our presentation today. Thank you so much for taking from your time for being here. Peter. You're muted, Peter. My apologies. It's good to be with all of you. I was one of the founders of Mission Insight. And I'm kind of getting ready to, to step aside and enjoy my grandchildren more going forward. A pleasure for me to be able to share what I believe is one of the really essential tools for pastoral ministry, as well as conference leadership in sharing the gospel with people of getting to know our neighbors, getting better informed about who are we and who are our neighbors. This is a ministry that I've been part of for 30 years. And I happen to be a United Methodist clergy was appointed by my bishop over 30 years ago to begin working with congregations across the United States to better understand who lives in our community and what can we learn about them as well as are there additional things that we could learn about our members as well. I'm going to share my screen. And so let me do this. And I'm going to go right to the actual platform of the of the of the mission insight tools. This is the website, the homepage. Here is where you a client would log in. And I know that Jessica has the availability to assist all of you to get from here to here. So when you have a login account, and you log into the system, this is the screen that will greet you.  Also, I want you to know that there is a document that you can look at. It's available to you in the help section, following this as well as the recording. So you can go back and get some step by step assistance in how to use each of these resources more effectively for your congregation. Historically, when people have talked about demographic systems, they generally have talked about getting a demographic report. And that that would be the best thing to do initially is to go in and get some information about the community. Now that is still available. But I'm going to come back and I'm going to say that what we recommend strongly, and that the conference supports is uploading your member file into the system. And the reason is it changes exponentially the capabilities available to you to not only better understand who's it who lives in the area that we serve in ministry. Where are we currently serving and where are we connecting with which segments of the population. Are we strongest with, and where do we have areas that we could grow and connect with people that we currently are not connecting with. And it provides you a level of understanding that moves way beyond a demographic report. And this is where you would take care of that work. This is the people plot load there is a video, which I'm not going to use, but you would click on upload your people if you've already done that then we you can display them, which I will demonstrate in a bit, but you click on upload people it turns blue, you then click on this button it will identify your church, you have logged in as your church, then this that will be the name here. You click on this tab and you can use a custom upload, but we recommend that you begin with congregants default. When you click on that. It will then allow you to click on this next button. So let me minimize there we are. So I'm going to click on the next button. And now that shows you that you can also code each of the records that you upload we strongly recommend you upload into the dual records. So you can see if you have different members of a household in these different categories, you can use this or you can skip this and just upload your members and be able to view them and get started. And here is the actual template. So when you click it says here is the upload template. I'm going to open that. It is an Excel spreadsheet, and you must use these headers that you cannot edit them. And then here is where you enter the name information and this is what you need to get started. You do not need to enter any of this additional information that that is optional later. So the important thing is that you can, if you have an ID number you can use that you do not need it, but you need name address. City, state and zip. So that is the upload file. And in almost all cases, you can export that from your current management church management system. Currently, just for your information, there are one third of all of your churches in the conference have uploaded their member files. If that is accomplished, you then can see where those members are located. And I'm just going to go into one of the studies that's uploaded, not trying not going to discriminate. If you see one that you might want holler out, I am going to just do faith, UMC here in Denton. And so we're going to say that's this, that's the church we want. The legend will be done, we just want to see where they are located. And then I'm going to plot those members. And I'm going to zoom in to Denton. And if you were logging in as a member of Denton, you would then have, it would take you directly to your church. And so here we can now see where our members are located in relationship to the congregation to the church location. So once we're here, you then have the ability of not only getting demographic information for the area where we would go to demographics is you can run any of these predefined reports. But there is a unique report called a comparative insight. What I'm going to do just for demonstration is I'm going to create a custom shape. And I'm going to create that on this side of the interstate. And so I'm just going to, for demonstration purposes is just come over here, come down and create a custom shape. So I'm just moving my cursor, double click. And now I have this shape that I can can create information on. So I'm going to go back to my demographics. And I'm going to select a comparative insight report. I want to show you this and then we'll look at a demographic report. This is the kind of analytics that are available to you once you have your members integrated into the system. There are over 5 million records from churches that we have. So there's the area we're looking at. And what does it tell us about the area it says that we have 248 of our members. Living in 110 households. That's why you want to upload each individual. And we in an area that has 34,000 people living in 11,000 households. In the area, there are 50 of these unique socio economic lifestyle segments called mosaic in the system. But we have our, our members are 110 member households live in 17 of the 50. So we are represented in 17 of these 50 that are present in the area out of the total of 71. This section just provides some highlights of where we are overrepresented or underrepresented in these categories. And because the mosaic system is built at a nine digit zip code, we can compare our household locations to the locations of all of the households in the area we are analyzing. So in this polygon, the highest group would be would have a head of household age 51 to 65 30% in our congregation. They would be represented by their segment, which would indicate it's 33.5% of our members would correlate to that particular category. The index is very helpful because the equal correlation is 100. So if it's over 100 we're overrepresented. If it's under 100 we're underrepresented. And just for your information, this profile is not one we see in most congregations. Generally, we see lower indexes in the younger age head of household families and higher indexes here so this is just the opposite. So what's the story, what's the message of that it's communicating with us. So we can see then these different individual categories that are available and not going to spend time going through them all because of our time element, but I want to show you the second section. Here is the 71 segment classification system, and I'll show you the workbook for it. That now gives us correlations of who actually are the households that live in this area we're looking at a real report for this congregation. In this area, the highest number would be F 22 and Epsilon experience who created the system gives them a name of fast track couples and this. So if we come here to the mosaic handbook, which I'm going to come down to and we come to F 22. We will be able to see what are they talking about when they say that this these households are identified by this by these characteristics. We're going to see that they are head of household age 31 to 35 so that correlates, we're going to see how they like to be communicated with and all of these are under the definitions are available to you. What kind of lifestyle behavior or do they have what are what is true about their education, what kind of household income do they have. What's their family structure tend to look like. And one of the key elements of the system is length of residency. In each of these segments there is what tends to be the amount of time that they stay in one place. Now they may not move out of the area, but they tend to move around this group, the centerline is the norm in the United States for all of these categories. If the bar is to the left, you they are you are underrepresented in that category. If it's to the right, you are overrepresented. And if there is a number, as there is in these three. That's time so this group is extremely mobile. Well, what what what might that mean in regard to ministry, when we are trying to connect with them. Well this church is doing quite well, because 29% of their households are in this category. So they can currently learn how to connect with people that tend to move around and are very mobile. Then they also are doing a, again, above average, in all of these top four, given their presence in the area. So this one, which is 7% of the population. They only have a couple of households. So it gives the congregation the ability to see which of these categories are we doing well with, and which ones are we struggling with. What might we connect with in that in those groups at the end of each of the mosaic pages, whether it's in this report or any of the other predefined reports, you have links to, to take you to the resources available to you. And Mission Impact Guide is being re edited and updated and will be available by the end of the year or the first of the coming year. And this application guide provides a link between this information from experience and ministry application suggestions. And I want to show you that's available in this report and I'm only going to show you part of it, because I want to respect the privacy of this congregation. What it does is each of these mosaic categories have an income level. And so we know that if someone is in an a 04 as they have one household, their annual median income is going to be around $180,000. Now this has a range of 25,000. This is the center point. But what it means is that these top these households in the a category are all going to be have incomes above $150,000. And so just these 57 households have this income of 1.56 million annually. So if you see these 13 households in D zero seven, they make 120,000 a year roughly 121 there, those 13 households have an annual median income of over 1.5 million, and so forth. In the end what the report does it aggregates those numbers and gives you a very, very good idea of the financial strength and capability of these 110 member households in your congregation. So this is not available to you in any other format, except the comparative insight report. So that's why it's important to see what that's all about. The other thing that you have available to you is if you want to look at who are our members that live in these in this sub area of a zip code. Because when you, when you look at a data, you, you would have zip code data so you would know all of your members that live in the zip code, correct. But you do not know who are our members that live up here in this corner of the zip code. So you can, you can actually find that out. So I'm going to go to my shapes. I'm going to go to my custom draw. I'm going to come up here. Excuse me. So let me do this again. And I'm just going to say, okay, we want to know who are our members that live right here. I'm going to collect them. I then have the ability of coming here to this people download icon, and I can download the information in that area, and find out exactly who are our members in that area. So this is great for a better understanding. If they might bring them together in small groups, do we have people that are that are inactive. And here as you can see they coded those those codes that I showed you in the upload file that this. Visitors, these three, and here are some members and here are two regular attenders. So you have this capability of better understanding what's true in terms of your member profiles of where they are and what kind of categories, they would be and I could also run. I could come here and get their mosaic and see who they're reaching. And not only can we do that, but we can turn on in the plotting section. I'm going to come here to what's called neighbor center. There we go. And I'm going to start this. And now what this is going to do is it's going to load of the people that live in the area. And if we're doing well with the 22. I'm now going to go search by that mosaic code. And see where do these fast track families actually live in the area. So come back down here. And now I'm just going to plot those f 22s. And now we can see where they are located and if we wanted to reach out to them. We have we would be able to identify them. So we could go to our user assistant window in the front, and we could look at purchasing those mailing lists of those names. While you're here though, you can mouse over one of these. And it will tell you who lives in that household. There are public databases that are purchased sold updated regularly. And you have the ability now of more sophisticated tools to not only work with who we're reaching, but then how could we locate others of the similar household or different households that we want to reach out to So this is called neighbor center. The other thing when you draw a custom shape as we did here.  So let me see shapes. This little box opens up and here you could actually save the shape. You can name and put it in your saved shapes folder and be able to read to retrieve it. Exactly as you drew it at any time. You have a system that isn't just go to find something one time, but multiple searches that's why we recommend multiple people in a congregation have user rights. The more the merrier the better for ministry. If you have someone in a meeting, and you're talking about children where our children located, which families would have children, you can go to the tab in the plotting, and we can look for that information. Children in household by age. If we want to see just these all of these ages. Where do we have these families with children. We're not going to plot legend by. Oh, here's the one I wanted. Sorry needed to put that in. Here we are. There's something not working. I apologize. I'll check on that but that is that is those that is one of the functions that you can. That you can do for some reason it's not showing up here. The way it's designed to. So now let me come back to the, to the area for this church. And I'm going to also come to the demographics and say we would like to look at, say a radius, or the zip code, what's true about this particular zip code. So we'll go to our layers. I'm going to activate the zip codes. And I'm going to select this zip code right here. Well, it looks like the system is get as a little bulky at the moment. I apologize for that. So let me come back here to my zip codes. And we'll just pick we'll pick this one. There we go. Now you can, you can go in and just get the information for that zip code. You can run these are three demographic reports. And these are religious reports. So we could run an executive insight if we want to look at what the demographics are in. So you have these different levels of capability. So here's the, here's the zip code data. And one of the things I like about this report it's thematic. There are 12 themes, but you can see in this zip code and look at the explosive growth. Since 2000, and continuing up to 2031. So you have this range of information over this range of time. It has racial ethnic. Diversity in it. You also have financial income diversity, where by race and ethnicity, which I think is one of the informative variables in the system. So we can see here, given which household type we are talking about, we can see the differences in the income ranges for them in the area.  You will find in many of these reports. Maybe some surprises in that regard. The other thing that I like to point out about this particular report, you can see education level. What's true in the area in relationship to the state. Whenever we do comparisons are always to the state that the geographies in so this is comparing it to Texas. And then here are the mosaics for the group. Let me look at the difference. If you're doing ministry in this area compared to the other one. So all of these are unique to the geography. The other thing I like to point out is the generational page for this report, because you can see that if a congregation is primarily working with boomers, silence, and the GIs. You're looking at less than 15% of the population. So what does that mean then for the future, which I know all all the congregations are struggling with or working with. And here again shows the trend lines for each of these generational groups. And finally on this report is some information from the religious survey. The religious survey is unique in America, because it was done at a level that allows us to tie it to the nine digit code. Experian mosaic system, which means you can look at this information at a localized level at the block group. So these reports are very unique to the individual geography. And so I would encourage you when you go online is to look at each of these reports individually. So if we're also looking at this zip code, we could run a thematic map. Let's say we want to know where are families families with children, and we can use each of these so let's look at female head of household. So we're going to go to the block group. We'll do the census layer because that allows us to go down to the block group. And where you can then choose your color palette. I kind of usually like this one. And I'm going to say create a theme map. Oh, that wasn't very good. Well, why that didn't work. Systems not happy today. Let me come back. Let's do another zip code. Turn them on. They know as you can turn all these on you can navigate anywhere. Of course with your local church. And when you log in it'll take you directly to your church. So I'm just going to come to this particular zip code again, and activate this. So let's go.  I did all these earlier this morning and of course they all work great. So now we'll come here families with children. Female head of household. We use the same color. We will do create a thematic map. And it is not going to do that for me at the moment. I apologize. So let me try and see if I can get this to work with opportunity scan because this is very important to be able to. So let's do all overdue will do racial ethnic. Hispanic Latino. And we'll come here. So I apologize for these glitches. But what now what we've done is this is called opportunity scan. And what it's doing it's scanning this geography for the presence of the Hispanic Latino population. And it will do it down to the block group. So we can turn off the colors, and we can see that this is this is what's true in this area, in terms of a thematic map. So this is what a thematic map would look like. But because we are using the opportunity scan function. We have a an additional table available. And so what the table, then we'll give us information on where these top areas are I see, for whatever reason, this. This message is coming up. I apologize again. But this shows us not only where they are but what is the number for the variable we're looking at so this block group here is is the one that has the highest presence of the Hispanic Latino population. So when the system is working properly, it will take you directly to that particular block group. I'm going to pause for a moment I've gone through a whole variety of these things on each of these tabs. But what I would like to do is come back and see if there are questions. If there are things that are important to you, maybe things you've done in the past that you'd like some comment on. The other thing before I take a question is this user assistant tab is on the in the help section. There are documents that support. What's true this is the religious study. This is the mosaic handbook that has the link. And this is the mission insight user assistant that I'm that I'm pointing out here, and you can see it is as it's set up with sections for each of these categories that we've been looking at. You can download this print it and have it available as a resource when you're thinking of now how can I do that. So let me come back to. There we are. And get some feedback from you because it's a big system. And again, I don't know what's going on with a couple of these functions these error messages if you get them please let the company know they're not supposed to be happening I can tell you that. Go ahead. We have a yes we have a question from David he was mentioning that he uploaded congregational roster click plot and he didn't do anything he's not sure what step he missed. Say again I'm sorry I didn't quite get that my audio. Okay, I have a question from David he says that he uploaded. He says the congregational roster and click plot and it didn't do anything he's not sure if he missed step or or if there's something that he missed or something that he did. What church is it. Creek would. What's the name. Creek would. Creek would. Yep. Let's just take a quick look. You said you uploaded to members. I think so. Let's check here. Would it be CREK. Yeah, it doesn't look like it's on there. Am I support can assist you in getting that upload taken care of. Definitely. Good need to contact them and they will assist you ASAP. Yes, sir. Let me just check one other thing. I just want to look here at your study creek would you say. That it is. Pre Allen would be it. There you go. Right here. That's it. Okay, so when you log in, you see this is where it takes you correct. And go to your plotting. How long ago did you upload like literally while you were talking trying to do it at the same time so I'm using my own self help session. It looks like it is working, but it's it gets in the queue. And it can take, you know, 30 minutes to an hour before it will display. Okay, cool. Thanks. So it should be okay. But if it doesn't display, you know, within an hour of contact them I support make it definitely troubleshoot that for you. All right, thanks. Certainly. Okay, we have a question from old growth separately to our question they're asking about if we can hear to our four specific or detail ways. Churches have used a mission inside that directly led to driving new people to this church. And if there's any research that might show that it churches the X Y Z on mission inside. There's research that will lead people and increase in new people visiting the church. So you're looking they're looking for information of how others have used the system. How it has helped them to actually drive the church. How it's helped other churches. Is that is that regret assessment. I think it's faster day. What they would they again need to do is contact mission insight support and my support. They've been in the process of collecting different stories and anecdotal information on how this is being used by other congregations. There are many, many stories I do not have any of those at my current capacity, but am I support should definitely be able to get that to you. Very quickly. Thank you. Are there any other questions and what he also wants to maybe ask a question at this point, or what he has covered so far here and now. Okay, let me come back and share. I want to show you a couple other things here. You're looking at Creekwood now correct. Okay. Now let's say at Creekwood. We wanted to know something specific regarding this area. One of the other tools. That is that is here is the ability to use a travel polygon. And so let's say we wanted to do drive time. And I'm going to select a point on the map. So I'm just going to click on there and it was going to take me put a marker there at the church. And I'm going to say next, and I'm going to say 10 minute drive. And I'm going to click next. It will draw a 10 minute drive from that location. Now you have the ability of being able to go on and look at any kind of demographic. So let's say we're in a meeting, and we're really not interested in a full report. We just want to know what's going on so we can go to custom reports and we just we just want some, some demographic information we'd like to know the racial ethnic makeup. We'd like to know what is the mosaic. And the age. And so that's it for at this point. We're going to come down. And we're going to generate just that information. And so it's going to go in and create that information. Then here if we're working with a group we can enlarge it. And we can see within a 10 minute drive of the building. We have over 74,000 people. There's the racial ethnic makeup. There's formal schooling phase of life. Here are the mosaics and we can see this flourishing families B zero seven is huge 20% of the population. So once your upload is complete, and I think it's going to be very interesting how do you distribute with your households across these top five or six. So it gives you the ability of looking at information in that regard. Now, another way I like to use this particular tool is what time. The reason is what is true within a right around our congregation. If I asked each of you, how many children live within a 15 minute walk of your building. What would you say. 10 or their 50 or their 500. Well, let's find out how many there are within 15 minutes of Creekwood. I won't put the person on the spot of what they think. And then we'll go look, but let's just give that a go so I'm going to come here to my travel poly. I'm going to do walk time. I'm going to click on this address again. So there we are. Say next. Now I'm going to go minutes. I'm going to do. I'm going to do 10. And then I'm going to do 15. And I'm going to come and say next. I'm going to draw those shapes. So there's your plot up here. So it's processing. Oh, we can see where your strength is. Excellent. So now let's just see what's true here doesn't it doesn't look very dense. So I'm going to, I'm going to go to the 15 minute. And I'm going to go to my demographics. And I'm going to say, let's just build that report. And we'll do phase of life. Just use the same ones for now. We'll generate that report. And so. Within a 15 minute walk. We have 44. Zero to four year olds 284. Ages five to 17. So over 300 children. Living within a 15 minute walk of the building. Now it appears that on this particular. In this particular case that most of the members of this congregation. Are here. Big time doing great with that area. So then we have this area. What might that mean for you as a congregation. In regard to who you're reaching. So now when you draw. If I were going to run the comparative insight for this particular church. I would probably run two. I would run one for this area, which looks like it's a so unique area. And then I would maybe run one. For the rest of this area. Or I may run a few more on the why that's going away when. Zoom. But I, you know, I may do some something here. This gives you the ability of analyzing. Where we are by geographical location. You could also go out and do a huge area and get, you know, 80 90%. Of the people. That we have plotted. So you want to also know what's true about the congregation as well. That makes sense. Any, any comments or questions about that? We have a question from a growth. They're asking what does the church do with that information just shared about the drag time and then say it's. I think what it does is it gives a church. The reality of where do they want to target what what's their reach and what's where's their depth. So this congregation, it appears that the depth of this congregation is here. There's also strength here. Now you can keep going out and going further. But the other thing that if I were. In this congregation, I would now want to plot. I would want to add the regular attenders into my system. And I would want to know of all of this. All of this group. How many are regular attenders. Okay. Because I think that's going to. That's going to give us a much better understanding. Of what is true. In terms of. There we are. There we go. Now they're plotted. They weren't plotted correctly.   A comparative insight. So this is a, this is a group. This is a group. Where you collect at least 85% of your members. But it's evident when you look at this plot. That right here. Is the strength. And then you have subgroups and this is one here. There's one around the church. So there may be a half a dozen areas you want to analyze. I'd analyze this area. And then there's a group. And then there's a group. These members, are they, how active are they? What about the members here within this area? Whatever the natural boundaries are. And that's where plotting the members makes a huge difference. Because people say all kinds of things. People, you might say, well, we have members that drive 20 miles to get to the church. Don't deny it. You can, we can see here. It's right in here. And here are the real heavy duty. Concentrations. So I want to be analyzing them. Kind of heavy concentration here. A little group down here in this area. But what does that mean? Who are they? And there's another church down there. So is it ministry. Activity that's drawing them. To Creekwood. So those are the kind of questions. That I think you can then begin to ask. As you plot and look at different geographies and member, you can save each one of those shapes. Well, our time's almost up. I hope this has given you some additional. Understanding and interest. In looking and using the system beyond. Just getting a big report, say a five mile radius or a three mile radius or your zip code. You can do that. I think those are, those are interesting. And informative. But I think the system is a lot more informative when you're drilling down. And you're looking at neighborhoods. And you can extract who the members are. And you can look at targeted activity. In a neighborhood. They could host other members. They don't even know they live near each other most likely. Or a visitor comes. You add the visitor to the system and you can see, oh, we have three members that live.  So I think it's those kind of activities and ministry. That hopefully it uncovers for you. Thank you. Yes. Go ahead. No, I just. Comments from either of you. Yes. We'll have the video process, but I just wanted to give one last chance. If anybody has any questions. They wanted to ask. We have a few more minutes left. On the presentation. So if anybody want to ask any questions. So this is their chance. I have a question. Can you hear me? Yes, we can. Yeah. Just specifically, how does. Mission insight. Help churches. Increase. The number of new visits. To a church. How does mission insight. Help a church increase new visits to their church. Well, first, there's not a program that mission insight has. That would address that. What we have, we believe is a resource system. To better inform you as a local. Pastor or local lay leader. Within a congregation. To become better informed of who's there and then what are the kind of activities. Given those profiles that might resonate or connect. With those households. Let's say it says. People like to travel or they like outdoor activities. So what kind of things would you do. In your congregation to. To connect with people with those lifestyles. So it's, it's extracting from the lifestyle data. What you think is important. There's no canned kind of quote program. That mission insight has. Has had in the past or at this point. Doesn't say that won't happen with. Under the new leadership and ACS technologies. But for now. It's really to better inform the leadership to be able to. Better understand it and creatively. Look at how you want to approach that. And what works best you think in your environment. As opposed to someone saying, well, here, I think if you do this, that will, that will, that will work. So, so it, there's no kind of meta analysis. Of churches. That have done this across the whole spectrum of mission insight. And listen, you know, it looks like, you know, churches that did a combination of these things. We see that, you know, there is a correlation between an increase in. In visits, new visits or new visitors. Because, you know, X, Y, Z. So here's a good place to start. Using our. Our data. Not at the moment. That's, I think that would be a great analytic for sure. And I would say Jay. The way I've seen churches use this effectively is, is taking the data that mission insight provides and discovering. Oh, we have this many.  This is how we need to advertise this, how we need to reach this demographic. Or we're discovering, you know, the demographic, the different graphic shifts around communities that are going, or if you're going to target a neighborhood, a new school or something like that, it provides you that data, but then the expertise on what ministries would relate to. The various demographics is going to be contextual. And is, and it's kind of beyond the scope of mission insight in my experience. Yes. Is that all the report that he was talking about, beyond the demographics is also like, you will get the information on how to contact them, like how do they like to reach the reach. Oh, that's a good point. So that's that information you get, you get a permission inside. And like I said, even within the same church, not the reports are like, because the idea that you, that you're looking for does help the information that you're going to get. That is an excellent insight, no pun intended. You know, one of the other things that I think the system. It can really be utilized as in the religious reports to two of them. There's a ministry insight and a religious insight. And they, they are surprising as to what people are actually saying when they complete a survey. As opposed to what people think is true. In terms of religious things and that is shown in the, in the decline that's going on more and more people don't, you know, since they don't need to organize place. They have, you know, different things of their own. And so I think if we're going to be, if I'm going to have to be an effective congregation, I'm going to need to come to terms with that and, and communicate that that could be better if you're part of this congregation. You know, there are things that would be much, much in your favor if, if you are engaged in a community of faith. So again, we don't oversell it. It is, you know, it doesn't have a lot of things that we might hope. But again, hopefully it will provide you another tool. To assist as you go forward. I think the conference has found it to be fairly useful or quite useful over the years and we hope to keep it up. And the other thing, the gentleman who just was speaking, the, if you have questions like that, there's send them into the support team. Because they listen to the client. Okay. That's a go. I'll do that. Thank you. All of you. It's one of the reasons as a former. Founder and owner. I'm pleased as to where it's landed. In, in, for its future, because I believe they, they really care about. The, their client. Okay. Well, thank you. Thank you so much for all of you. Thank you so much. Thank you. Thank you. Thank you. Thank you. Thank you so much for your time. I just wanted a few household items. I want to make sure that you know that. The church development. Has a. You took paint where we post. All of our recordings of this seminar. You can just find us on YouTube. You can just find us by, you know, Texas conference center for church development. And we have there all the recordings for our seminars. We also, they'll also be posted on the Lord Texas conference page. It's the LPC. You MC dot org slash CCD. That's all they're going to be there as well. And the reason we also like for you to take this information and use it. It's like, you know, We're going to talk about the space that is happening. I know that some of the people are not wanting to go and join into congregations or organized religions. So let's meet them where they are. And that's what we're talking about our new spaces. Finally, new spaces where we can bring those new faces to join and be part of. And I wanted to talk to you about our spark. That is happening. We're having a spark. We're going to bring people over. You're going to be presenting your ideas. And we want you all to look into that, check the information is on our website and on YouTube as well. We have all the information about the Spartan, you can see information that you just get on how to get into know the congregation and the people around your places. And then let's start designing those new spaces for the people to come and so you can bring those new places and be creative from part of the, bring them part of the church, but meet them where they are, that's our face. So thank you all so much for taking your time for being here. As you know, any information, any help, any assistance that you need, you can also contact me. And so I guess I'd enter to you, mc.org, and thank you, Peter, for keeping us from your time. And now Reverend Rolls. Oh, and if you want to say a few words, last words before we leave. Just want to echo that, Peter. Thanks for your coming and be with us and also congratulations on the work that you've done with Mission Insight and the thousands and thousands of churches that it's helped reach their community. And I know retirement is around the corner for you and congratulations on that. And for the work you've done to strengthen the church and the work in the kingdom of God. Appreciate that. And thank you, Jessica, for organizing this, coordinating that. And so again, everyone, it'll be up on our YouTube page very soon. And then it'll be up on the Architects Conference webpage and the CCD page very soon after that. And so thank you all for being here. And if you need any assistance with it, Jessica will be able to assist you. Her email is in the chat. You can send it to her and you can also contact after you get your credentials and so forth. You can contact Mission Insight directly as well with their customer service department. Well, thank you all for what you're doing. Thank you for the ministry. Thank you for caring about your neighbors to take the time to learn more about them and how to utilize Mission Insight to connect with them. Know that we are praying for you, that we are grateful for your ministry and for your commitment and we are here to support you and please let us know how we can support you more. We'll be sending out a survey asking as much. And if you can fill that out and get back with us. So God bless you. And thank you for doing what you're doing. Amen.


Water quality is a very important part of pond management. Two important parameters to measure is the hardness and alkalinity. If these two are good, the rest of your water quality parameters will typically be good too. Alkalinity is the pH buffer in your pond. Typically you want it between 50 and 150 parts per million, but 20 is adequate. To measure alkalinity, you will need to fill up your test tube for 10 milliliters of water. And then you need to put two indicator tablets of PCGMR. Then you need to do a simple titration to figure out your alkalinity. You should fill up with alkalinity titration B. And what you need to do is start adding this solution to your water until the color turns purple. Start slowly and be mixing it while you're doing it. As you can see, it's almost there, you just need to add a little bit more until you see the purple color change. Then you just read off your parts per million on here. See, this was at 40. And since we doubled the solution, you need to divide by two. And so that would mean 20 parts per million, which is adequate for your pond. Next we'll go to hardness. Now alkalinity and hardness are typically linked. If one is low, then the other one would probably be low also. But you still need to double check. So for hardness you need to fill your tube to 12.9 milliliters. You need to add five drops of each solution into your water. Then mix it together. Then you need to do your titration. Just fill up the syringe with hardness number seven. Then slowly add it to your water solution. And this one you're just looking for any color change. You can see it's starting to turn blue. And you just read your parts per million. And again, it's 20 parts per million, just like it was for your alkalinity. So you know it's correct. If your pond has low alkalinity, it will affect your fish growth. And it'll also affect your algae blooms, your phytoplankton blooms. And it just lowers the productivity of your pond. To increase your alkalinity and hardness, you can add agricultural lime and get the exact recommendation for agricultural lime to add in your pond. You can send soil samples to your local university and they will give you the recommendations.