Personal Finance PowerPoint Presentation, Dental Insurance and Taxes. Prepare to get financially fit by practicing personal finance. Insurance is part of our long-term risk mitigation strategy where we follow the adage of measure twice, cut once, putting a formal process in place, looking something like this. We're going to set the goals, develop a plan, then we're going to put the plan in action, review the results, repeat the process periodically. Most of this information can be found at Investopedia. Is dental insurance tax deductible? Which you can find online. Take a look at the references, resources. Continue your research from there. This is by Bruce Miller, updated March 31, 2021. In prior presentations, we've been talking about insurance in general. Moving on to the medical insurance, which can be more complex due to the fact that the medical field is complex and the laws and regulations around it also complex. Now we're moving to the dental insurance, which has components of the medical insurance, but it's a little bit different in terms of your strategy. Might be a little bit different than classical type of insurance where you're trying to kind of safeguard against a big kind of event like getting sued or your house burning down for property insurance or dying for the life insurance, for example. So you can take a look at prior presentations to dive into that in more detail here. We're looking at the specifics of is dental insurance tax deductible? Dental insurance premiums may be tax deductible. It's always a maybe. It's always a maybe. I was asking a yes or no question. What do you get? It depends. It depends. So the Internal Revenue Service IRS says that to be deductible as a qualifying medical expense, the dental insurance must be for procedures to prevent or alleviate dental disease, including dental hygiene and preventative exams and treatments. Dental insurance that is for purely cosmetic purposes such as teeth whitening or cosmetic implants would not be deductible. So when we get into the deductibility of this kind of stuff, first we got to think about, well, can I deduct? Does it fall under like medical stuff and that kind of stuff? Do I get to deduct that at all? That will depend upon whether you're taking the itemized deductions or standard deductions. Most people or more people these days are taking the standard deduction because they were increased a couple years ago. So you'd have to be itemizing to be able to take the medical and dental stuff generally. And then there's going to be some like a cap that you got to clear before you can get the benefits of the medical and dental. And then we also have to think about whether or not the dental expenses are cosmetic or not. So we're thinking that the stuff that's there, once again, dental insurance premiums may be tax deductible. The Internal Revenue Service says that to be deductible as qualifying medical expenses, the dental insurance must be for procedures to prevent or alleviate dental disease, including dental hygiene and preventative exams as opposed to the category here for purely cosmetic purposes. So things that are often going to be expensive types of things like the teeth whitening and so on might be in the cosmetic realm. And therefore, even if you're able to get the medical and dental deduction, if you're itemizing, you might not be able to take that cosmetic stuff. So what does dental insurance typically cover? So that's not usually a problem, however, as dental insurance really covers cosmetic work. So when you're looking at the insurance itself, can I deduct the insurance? Well, it doesn't usually cover the cosmetic stuff. So it's not really that cosmetic kind of thing that's not deductible isn't really an issue oftentimes. It only covers procedures strictly related to health and wellness. It has a three-tier structure known as the 180-50 and a typical annual maximum amounting to a median of $1,500. That's the amount that the insurance company maxes out to pay on average or the median yearly. Preventative care such as annual cleaning, x-rays, and sealants is covered 100%. Basic procedures such as fillings, extracts, and periodontal treatment for gum disease are covered 80%.  Depending on your plan, root canals can fall into either the basic or major category. These plans focus on preventative and basic care and not all procedures are covered. So what is considered cosmetic? So remember from a tax component, the cosmetic stuff is the stuff that you might not be able to deduct even if you can basically deduct because you're able to itemize and clear the threshold to take the medical and dental deduction. So cosmetic dentistry includes procedures that exist for the main purpose of improving the appearance of the patient's teeth and smile, whitening treatments, veneers, bonding, and straightening procedures such as Invisalign are included in this group. So this is often expensive kind of stuff, popular type of stuff, possibly not deductible type of stuff. So these procedures will widely known and quite popular tend not to be covered by the insurance and require the patient to pay the entire cost. So not only do they often have to pay the entire cost because they're not covered by the insurance, they might not be something that possibly could be a deductible item because of that cosmetic feature of it. And unfortunately such costs would not be tax deductible. So where are dental insurance premiums tax deductible? For most taxpayers, the cost of medical and dental insurance premiums paid during the tax year are deductible on form 1040 schedule A as a medical and dental expense. Those are the itemized deductions, which you would only be taking if you're not taking the standard deduction. Or in other words, if the itemized deductions were greater than the standard deduction, which will typically happen for more well off individuals, often the things that push people over are going to be owning a home because of the interest and the property taxes also being itemized deductions. Only the total of all qualified medical and dental expenses, including insurance premiums, that when combined exceed 10% of the taxpayers adjusted gross income AGI in 2020 form from 7.5% in 2019 will actually be included in the total of all itemized deductions. So in other words, you've got this AGI kind of floor that's also being involved. So you want to check what the current what the current law is, but that's the general kind of thing. It's going to be an itemized deduction, which you would only take if you can if you not taken the standard deduction if they're greater than the standard deduction. And then you also have this this AGI kind of floor that you're going to be have to clear that's your income level kind of floor just gross income. So for example, if a couple has an AGI of 100,000 and a total of 7,000 of qualified medical and dental expenses, including dental insurance premiums paid, then none of these expenses would be included as an itemized deduction because you've got the 100,000 of the of the AGI, which is the floor. So you've got this floor calculation. So even if you're itemizing, you might not be able to get a benefit in that case. If you're and you're talking about all of your medical expenses, including the dental stuff that would be covered in that case. So 10% of the AGI would be 10,000, which is higher than the couple's total medical and dental expenses. So again, check that AGI limit that the 10% because it was the 7.5%. So as time passes, that percentage can change, but the general idea has been there for some time. One, you'd be itemizing to take these kind of expenses possibly. And then two, you've got this kind of floor calculation to clear before you can get a benefit from the medical expenses, including the dental stuff. If you are self-employed, you can deduct the cost of dental insurance for yourself, your spouse, and your dependents in the form of adjustment to income. But only if you were self-employed and had a net profit for the year reported on Schedule C form 1040, 1040 SR, Schedule F form 1040, 1040 SR. So if you're self-employed, you got like a Schedule C business, for example, then you want to take a look at the laws and regulations related to your capacity possibly to be able to deduct like insurance, the medical insurance and possibly the dental insurance, which would not be, we're not talking about now deducting it on the Schedule A, but deducting it in another location kind of above the line deduction adjustment to income. And this rationale is kind of similar to the rationale that if you were a business like a C corporation, then they provide the benefits to employees oftentimes and they get a deduction for that. Well, if you're self-employed, you're kind of like your own employee, so you would think that you would get some component of a deduction for the medical insurance and the dental possibly. So it's not going to be deducted on the Schedule C. It's going to be deducted on an adjustment or above the line deduction. It's not going to be a Schedule A or itemized deduction, which is good because if you're taking the standard deduction other than the itemized deduction, you may still be able to get this benefit if self-employed. So you can dive into that in a bit more detail. In addition, the insurance plan must be established under your business and can be either in the name of the business or in the name of the individual. You deduct the cost of dental insurance on Schedule 1, Line 16. So notice the lines could change a bit, but the Schedule 1 is fairly standard for the last couple years at least. Line 16 as adjustments to income without having to itemize deductions on Form 1040 Schedule A with the 10% AGI limitation described above. So it would be more beneficial for many people that either aren't itemizing or you wouldn't have that kind of floor. You got to clear. Special considerations. Dental insurance premiums paid with funds from a flexible spending account in FSA or health savings account HSA are not deductible as these funds are pre-tax and the IRS does not allow a double tax benefit. So if you've got these kinds of funds that you know that you put the money into these funds to get a tax benefit that you're then going to spend on medical kind of items. So when you put the money into the funds, that's when you got the tax benefit and when you're taking the money out of the funds for paying of the medical stuff that's happening. You don't get to also get another deduction at that point in time because you already got a tax benefit when you put the money into the funds. So you got to be careful of that kind of double dipping type of situation if you're using something like an FSA or an HSA.


This is TFNN, The Tiger, Financial News Network Update. Good morning everyone, Wednesday the 19th of April and don't forget today we have this evening we've got T.D. Kekse with the webinar coming up, should be a fabulous webinar. There we go, for the 10 o'clock Tiger Financial News Network Market Update, dials down 119 and 33,056, we've got that peak D, this is the third session after D was made 34,082, I'll talk about it in the coming up section of the Tiger Technicians Hour in a few minutes. In the meantime S&P is also down, it is down 16, at 41.36, that made a leg F, could be a peak F today. This is really a very critical short term moment because it's going to tell us a lot about the next week or so QQQ, there's trading down two at 316.88, made a little double top there, we'll see if that's going to hold, looking at the IWM, the IWM is trading down $1.27 to 176.74 gold, now this is going to be the issue, why? Because gold is down just 15 points, it was down deeper than that, it's in this trading band and it keeps finding support and why? Because the dollar keeps finding resistance, it's trying to break out and from this trend line, this downtrend line, it can't, if the dollar at 101.87 up 14 ticks is able to get into the 102.90, 103.35 area in the next couple of days, then I think we'll start to see the market pull back a little bit more and let's go to the bonds, the bonds of this particular point down 17.30 seconds, at 1.29 and a half, it made a peak F-top with a double top recently, it's pulling back and now it's got really important support in the 129, it's 129 to 128 and a half is really key support, crude oil, crude oil is down sharp, I said yesterday that it looks very much like a peak D even though it's a peak C, it's under the 200 period moving average, let's see what natural gas is doing, they're looking at, isn't that interesting, going in the same direction down 0.14 at 2.22, sometimes they move in opposite directions, I'll be back, there's a lot to discuss, very important weakness in terms of looking at direction for the coming few weeks, so I'll tell you what I'm looking at in a moment and I'll be back for the tight-cut technicians, I'll check up my opening call, my daily news data, I'll see you in a few, great programming


Hi everyone, Shawn with jaspyscasebreaks.com here doing 2019-20 hit parade basketball sapphire edition series nine three box half case break number three random teams some really nice stuff coming out of here nice sales sheet there here are the customers Kevin Mendoza with last spot mojo Zach Thiel first spot purchase and here are the teams from the Washington Wizards down up to the Atlanta Hawks get a dice roll here to randomize both lists put them together snake eyes two times one two Patrick down to Steven Bay this number three is in store guys so we can do this again one and two Houston Rockets down to the Detroit Pistons let's make this larger Patrick Katzyk with the Rockets Joshua Edelits with the Nuggets and the Clippers and the Thunder Justin Lettner with the Timberwolves Summon Kim with the Bucks Steven Bayless with the Hornets Josh and Edelits with the Hawks and the Heat Daniel Young with the Kings Summon Kim with the Pacers Alec Johnson with the Raptors Joshua Edelits with the 76ers Wizards and the Pelicans Edward Petty with the Jazz Joshua Edelits with the Mavericks and the Magic Summon Kim with the Grizzlies Patrick Katzyk with the Warriors Joshua Edelits with the Lakers Zach Thiel with the Knicks Joshua Edelits with the Celtics Josh Logan Fuentes with the Cavaliers Summon Kim with the Bulls Joshua Edelits with the Nets Kevin Mendoza with the Spurs Summon Kim with the Blazers Alec Johnson with the Suns and Steven Bayless with the Pistons anyone want to trade if so speak now or forever hold your peace no talk so let's go ahead and rip good luck everyone here are the three boxes this is the second half so you can see number two that Joe played a road on there so it looks like they only made 50 of these boxes each one's hand numbered you can see 33 out of 50 right there here are everybody good luck this is my first time opening sapphire but he's not alone because I'll the other and care is the vert look I'm sure you can't be serious never one Blazers come back little Gary Trent the core blazers up two more the final two minutes now we're the final minute plus Zach Levine sneaker spotlights from this year's noir 1920 noir Chicago Bulls congrats summon Kim that's a beautiful card I love those sneaker spotlights let's see nothing else in there second box this one's box number 26 Damian Lillard averaged 51 points in three straight games this one is graded and it's Shay Gilgis Alexander select rookie signatures graded a 9 5 10 centers centering edges and corners are all a 9 5 surface is a 9 auto is a 10 and that's numbered 137 to 199 for the Los Angeles Clippers going to Joshua Edelitz congratulations Joshua very nice rookie auto there of Shay Gilgis Alexander and third box box number 11 wow Kobe Bryant flawless on-card autograph honored numbers and it's number 7 out of 10 Los Angeles Lakers Joshua Edelitz RIP Kobe congratulations man that one is a sales sheet hit guys right there Kobe that's what I'm saying I'm a sales sheet hitter guys that was 2019-20 hit parade basketball sapphire edition series nine three box half case break random team number three I'm Sean jaspyscasebreaks.com we'll see you next time number three is in store now let's get it


It's still plus politics, now the postponement of the Convention of the All-Progressive Congress APC instigated mixed reactions in the party, as some believed it was a proper choice and others believed it would have been avoided if the Governor-May Malabuni-led executive of the party had been more competent. Now some stakeholders of the party under the auspices of the All-Progressive Congress Rebirth Group have said, as part of arrangements for the March 26 National Convention, it expected a different committee to plan the Convention other than the Governor-May Malabuni-led group. It's also in a new development that 22 Governors of the All-Progressive Congress are expected to meet on Tuesday to discuss the issue of the chairmanship of the party. This was disclosed as the party named a 20-member Convention subcommittee for the Convention proper. Joining us to discuss this is Professor Usiju Medena, he is Director of Organization of the All-Progressive Congress APC. Thank you so much Professor for joining us. Thank you for having me. Great. Dr. Lukman some days ago had accused, in fact made an allegation, calling some members of the party Yahoo Yahoo members. He said that they were trying to hijack the leadership of the party and he was speaking about the results of the shift of the Convention date. What are your thoughts on Dr. Lukman's allegations? I don't think it is for people to explain the party's program but not to the people of activities that the Convention on 24th of this month and it was made on the 26th of March. What we should know is that the Convention is an election. It doesn't start now, it starts right in the situation to hold a Convention that was not set at 8,000, 8,000 and 8,000 and then you have to provide government to the people where the conductors are set to be, then you have to pay Congress to, you know, it is where the National College to Convention to view. You will now come to the last lap, the last lap to the people, the National Convention to elect the end of this and that, who are trying in Article 4 of the Act of Constitution and in between there is issue of the National Ethics, who are expected to be part of the delegate to the Convention, who are in, now one is also trying in Article 4 of 6. So, as you can see, every take in the schedule of the meetings that we met on, the issue of members of the Convention talk publicly is still ongoing, just a form of non-polar, the National Meeting of the State for that still ongoing, there is no possible follow-up. Okay, let's talk about those who faulted the Boonee-led Committee and the postponement of this Convention. Why do you think that the changes in date is getting this kind of reaction? Because we're hearing all kinds of reactions from different people within the party. Why do you think it's such a heated topic right now? This is a ruling party and if you remember this party was 7 years old, or just about, the 20th party, the build-up to the party was just to participate in 20th-century elections. Then in 2019, you hung only Mr. President as the only candidate of the party who was given the first rank of the himself. There wasn't any candidate at that very much, there weren't any after that. But this is build-up to create a change in it. Where you have a lot of people that are chairing to the President, there are people with aspirations, definitely it would raise a lot of issues. But if you know that some people don't have any issues. They are just what I call conflict entrepreneurs. They get the seeds from the convenience. So they will always try to create something out of nothing to show that really they are responsible. But the activities of the party will put those kind of claims to life. With all the many moving parts within the party and readiness for the convention, what is the assurance that this convention will indeed happen on the said date? Is it sacrosanct March 26th? Is it a date that will not be moved again? Being that you still have many issues that need to be addressed still. No, I don't know about the issues that need to be addressed. But right now, the party started with the issue of convention. The schedule of activities is out. And the party is following it. It's easier to make sure that we meet up to time. So there is no issue on the ground. But if you know when there are grievances, party always move the seeds to bring its members to reconcile them. I think reconciliation is an ongoing issue. Even after the convention, there will be reconciliation. Okay, let's look at the issue of consensus and zoning. Why does your party stand on this particular matter?  The north is talking. The south is talking. The middle belt is talking. Every single person is talking. Those who believe that there are some already anointed ones within the party, hence the dilly-dallying towards the convention date. And now that it's been fixed, there are still tongs that are wagging in that direction. Let me just remind you of something. You see in party constitution, Article 20 in particular, there are three methods of movement of election enshrined in the party constitution. One is indirect, two direct, and three consensus. Consensus is part of the party's policy or procedure of electing a candidate. So the party will only control within themselves. People will now agree. And at the end of this, they will all agree to something. And it will give a take. So if they just agree within themselves and say, yes, we are going to present a consensus. For the most of the Congressive Conducts Act, we had more than 60 to 70% to consensus. So the party will encourage people to sit down and talk and dialogue before going into Obama. But you should know, even after the consensus, we are going to have an affirmation enshrined in the constitution of the party so as to demonstrate that the candidate is not any political. So it seems to be straightforward. Okay. Quickly, what is the APC doing to reconcile all those who are aggrieved right now as you're getting ready to have this convention, you're doing the zonal first before you do the main convention proper. It's their reconciliation process now. And quickly, it's a two-pronged question because we're going to wrap this up. And for those who are still aggrieved, those who have said they're going to court on this matter, will there be repercussions, those who are still speaking very loudly or criticizing the party or in your words, the last time you spoke to a TV station, you said if they'd be doing certain anti-party practices that they might face some repercussions, will there be any such? The first question about the constitution I told you that ongoing, right now, party is reaching aggrieved members, the new aggrieved members, not conflict interpreters or interpreters, but I think those that actually had to do it. It came two, three of the schedule. We're talking about the zonal stakeholder, where stakeholders can sit down. Now, the thoughts within themselves try to distribute offices. There are seven and eight offices that are zonal offices. So to see for instance, if you have, let's take, non-central offices, there are 60, then you have FTC, a visa. So now to discuss this, eight offices. Two is going to take the zonal vice chairman, two is going to take the zonal legal advisor, zonal organizing secretary, and so on and so forth. That is that. Then when you talk about people going to court, you see these parties being linear members because the party constitution, you must exonerate internal mechanism. It demonstrates that yes, they are interested in making it on you. But the party must the right to even excel you. Supreme Court has given judgment that a political party is an organization. If you see the rules and regulations, and the process of the party does not fit you, you move to another party. But this party is always reaching its limit. Even those that come to media and say a lot of things, but the party will reach them and bring them back. Okay. Well, Professor Usiju Medana is the director of organization of the All Progressive Congress, ABC. Thank you so much, professor, for speaking with us. Good luck with your convention. Thank you. All right. Well, thank you all for staying with us. We'll take a quick break. And when we come back, I will give you my take. Well, here's my take. My message hasn't changed from what it was yesterday. I'm still asking that you see through these people who come asking for your votes. Do not take them at surface level. Carefully probe and ask them the most critical questions. Because we can't afford to make the same mistakes over and over again. We must not resign to fade or say, oh, well, I mean, our votes never count. It's what they want you to believe. So I say, don't stop at mumbling and grumbling. Take a stand to make a move to be part of the process. Because when they come with these promises, don't take it hook, line, and sinker. Be interested in their history. Where are they coming from? Who are these people who are asking for your votes? And not the propaganda that they want you to believe. And when it's time, go out and vote your conscience. Wait, watch it get counted. While you vote, do it with your future in mind. Your children's future and Nigeria's future. That's my take. I'm Mary Anacone. I'll see you tomorrow. Have a good evening. It makes no difference as long as I'm concerned. My thoughts towards them moving the dates from one month to the other, it makes no difference. The event is what is important. So posting it does not make something different. But if by March they have it done, it's an event, let's see what will happen. And we are all, Nigeria's are waiting. As a public viewer, I would just say that what I foresee, in my own opinion, is that it's something within the party. And these are the things, these internal, what do you call it, crisis within the party. So I felt they have not put their house together. And if you look at it, there's some power sort of within them. We had to go to not sit or any of these very places. I think that's some of the reasons why they have not been able to come together and have a date. There's something fishy about it because of the intra-party differences because of everybody wants to present themselves as a candidate for the presidency. So I think that is the reason why they had to shift it to other dates. Which I was watching last time, the different factions, the Boone faction, the Tinnable faction, name it. Sorry for calling names. But that is what I know that is going on now. So just because of the intra-party differences, that is why they shifted it.


We used our hysterum to create an algorithm to make a graph Hamiltonian, but depending on which add series we added, we obtained different graphs, and we still didn't have a way to decide if G was Hamiltonian to begin with. So a useful strategy for creating mathematics, and crossing the street, look both ways. In our algorithm, we added edges to vertices where the degree sum was less than n. What if we added edges to vertices where the degree sum was at least n? Now why would we do that? Remember, it's the journey, not the destination. We'll try it, see what happens, and see if we can do anything with it. Remember we obtained our hysterum from the contrapositive of, note that our vertices u and v must be non-adjacent since the addition of the edge uv makes the graph Hamiltonian. And so our contrapositive is. And so notice that here we are in this position of adding an edge uv between two vertices whose degree sum is at least n. Intuitively, it's easier to see if a graph with many edges is Hamiltonian. So if we add an edge to G and find it's Hamiltonian, this theorem gives us a way to decide if G was Hamiltonian. So for example, let's say we wanted to decide whether a graph was Hamiltonian. We could look for a Hamiltonian cycle. But if the graph isn't Hamiltonian to begin with, we'd waste a lot of time. So it's best to see if we can determine if the graph is Hamiltonian first. So since the degree of E is 4 and the degree of A is also 4, their sum is at least as great as the number of vertices. So we could add edge Ae. With the added edge, we could find a Hamilton cycle more easily. Or we could add another edge. Since the degree of A is 5 and the degree of F is 3, we could add edge Af. Since the degree of A is now 6 and the degree of D is 2, we could add edge Ad. And at this point, we can get a Hamilton cycle. So now what if we remove the edge as we added? And remember, since our graph with the edge Ad is Hamiltonian, then removing the edge Ad produces another Hamiltonian graph because the degree of sum is at least as great as the number of vertices. But since this graph is Hamiltonian, removing the edge Af produces another Hamiltonian graph because the degree of sum is still at least as great as the number of vertices. But since this graph is Hamiltonian, removing the edge Ae produces yet another Hamiltonian graph, And so we know the original graph was Hamiltonian. This motivates the following definition. Let G be a graph with N vertices. The closure of G is the result of repeatedly joining non-adjacent vertices whose degree sum is at least N until no more edges can be added. So, for example, let's try to find the closure of this graph. There are eight vertices, so if two non-adjacent vertices have degree sum eight or more, we'll join them. We might begin with vertex C, which has degree six. The only non-adjacent vertex is D, but the degree sum is only seven, so we don't join them. Vertex A has degree five. The non-adjacent vertices are... So we can't join AF because the sum of the degrees won't be eight, but we can join AG. So let's do that. What's important to recognize here is that the degree of A has increased, so now A has degree six, and so the degree of A plus the degree of F is at least as great as the number of vertices, and so now we should join AF. Vertex B has degree three, but all non-adjacent vertices all have degree less than five, so it can't be joined to any of them. And a similar argument for E, F, G, and H, and so this is the closure of the graph.


The yes, that's why the the body. That's why that's why you survive because of that So this emotion makes sure that you are alive. So it doesn't necessarily stops you Maybe it fosters your escape now the thoughts that you have when you have this emotion are related to the present to the past or To the future. What do you think when we have fear? The present the past Do we fear the past? What do we fear? What you believe it depends on but there is one which is mostly mostly lady with the future It is mostly related with the future What do we human beings fear? What we don't know What is it that we don't know? Yes, because we have the previous experiences. That's why we fear the future Okay, so this emotion is mostly associated with the future When we have an important Exam, do you remember your opposite here? Did you have fear before the exam? So it is no So it is related to the future now if this emotion is not properly handled What do we have? What do you think if this emotion is not properly handled? That's it. I was asking about yes. I was asking about you have fear when you have fear this emotion If you don't handle this emotion this emotion Moves into another emotion. Which is the motion you said? Sadness so from fear you move to sadness. Do you agree from? Fear we move to anger to rage Okay, that's why what do we have here? Anger that's why I come here now. Okay, so let's go back again. How do you feel? Anger in your body Stressful tension muscle stiffness very nervous I guess I don't know the pronunciation and it's sourced it Do you agree?  Yes Do you know why? Yes, but why on our faces? Do you know why too and do you know also why because in case you need to bite So these emotions are emotions Which make sure that our rights are kept that no one intrudes in our areas So in case we need to bite Our face is red In case we need to attack Which part of our body activates your legs Your hands your your arms. Do you know why? fight In that case what activates is our legs Our legs in case we need to go away In both cases our heart rate goes up and our breathing is shallow quick Our blood pressure goes up in both cases So these emotions are in our bodies Now once we have these in our bodies We go to the next The reaction and the feelings That we have the reaction is fight Fight or when we are in a conversation We say something Which can be hurtful and the biological function Defense defense yes, so it is necessary Yes, we need to defend ourselves. Well nowadays we don't have dinosaurs but Sometimes you never know So you have that Now the thoughts do they belong to the past? To the present or to the future Rage to the past More of the present Yes Yes, yes, but in the past. I'm talking about in the prehistorical past It was a present I'm trying to show you that what we feel today in our civilization Comes from early on so at that time it was more Present also sometimes and this happens now. It isn't happened in the past Problems were solved immediately here Someone said something you go crazy you go mad So you're thinking all the time our monkey mind is going crazy and driving us crazy, but it When we have rage and anger belongs to a present Yes Now if this emotion is not properly handled what happens? we move From rage we move to sadness Okay Now hello guys. I'm here sadness Body sensations associated to us what do you think? Yes, you're right You cry more apathy Apathy also something else loneliness The body posture is slower You don't smile and get urine and pessimists look Sadness is very different from fear and anger whereas We have activation like activation either to stay still to run away Or to Fight back in this emotion what we have is paralysis Yes paralysis Relaxation somehow not to say that we are happy, but we are our heart rate goes down our blood pressure goes down So it is different from the other two Just think of sadness the main character in the film She was all the time No energy at all. Yes, so this emotion fosters what? Negative thoughts and do you want to be around people when you are in feeling this? Isolation and the biological function when we feel sad What do you think? Yes, look when someone in the group Has a problem and behaves differently. This is a call for attention I'm not okay. So that the rest of the group reacts So this is so essential. We are social beings So this emotion is really necessary to bring groups together In a group in which there is sadness Never this group will not last Do you understand what I'm trying to? explain so each of these emotions Create a different type of relationship in the group Which thoughts are associated with this emotion present future or past past You look at the past you regret something you said or you miss someone Who's no longer in your life? Maybe because this person died or because this person is no longer with you so It looks more towards the past. So I don't want I Don't want to just say that an emotion is only related to one Time one moment in time sometimes emotions So it could also be the present But I'm trying to give you like the most important moment to which they belong of course anger Has to do with the past as well. But when I say past or present I'm trying to give you like the most important moment in time and Finally, if this emotion is not properly handled What happens to that?  I'm moving now to these The the happy one the pleasant one because you guys are the death Triangle el Triangulo de la muerte. All right Look you The the three the three feelings these three feelings are the feelings associated deeply with stress And we will work about that later, but this is stress. Okay, these three feelings combined Okay, happiness. How are you? Are you happy? Yes? Okay, body sensations You feel active exit excited nervous and enthusiastic something else Smile your eyes light in your eyes more things Same very good. Now pain less. No pain. Yes Which is the reaction and the feelings that you associate with that? hugging kissing looking At people making eye contact being open Active Yes, yes confidence Now, which is a biological function? Why do prehistorical? Men and women need it these Why did they need this look if you're not happy you don't love you if you don't love You don't make babies So this emotion Make sure that the human race is still on the surface of the earth So we need this emotion to make sure that human beings stay here Okay So is this important? Is that important? Yes, is that one important? Yes, and that one Essential now the thoughts the thoughts Associated to that present past future more future Because it allows you to think I'm going to do this. I'm going to you plan you are Happy because you want to do things So it is more in the future and now This emotion If this is not properly handled what can happen? This is this emotion This emotion We think that this is so good that it can have nothing which is bad if this emotion is not properly handled We find someone who who is not able to empathize Do you remember and empathy yesterday with design thinking is it necessary? Empathy yes, it is we live in society If we are very happy all the time, we don't care about people who is sad We want to start so many things, but we do nothing Okay, hyperactivity is related to this as well Are you able to focus when you are very happy? You don't focus Are you organized when you are very happy? When you have a little Are you very organized you work very much? So this is a problem All right So emotions as I was saying are these emotions good or bad? No, all of them are necessary Okay What I really want to share with you is what we're going to see here now because we have been moving where these emotions go And this is a problem And we will see look at that. We have fear. We have anger. We have sadness Happiness is not there. It is not there because happiness is not related to stress. That's why I have not included that there When we have fear we go to anger when we have anger we move To sadness, but from sadness We move back to anger and we start this cycle on what can happen How many depressions do you have nowadays? Because these emotions are not properly handled They become a pathology They become an illness, which is the illness of the 21st century Sadness because we are not able to handle these emotions And therefore we move to sadness and we stay there Before going to sadness we stay in anger All these problems that we're having in schools right now bullying bullying comes from anger and Anger really comes from fear. So those students those Bullies are really scared That's why they are attacking If we don't understand this We're not able to handle emotions and therefore we either end up in a violent situation either in our lives or at school or in sadness, that's why I I made the Sadness circle bigger because we enter these these cycle sadness anger anger sadness Sadness anger we stay there, but in the end when it When it becomes a pathology you end up with your depression and From there you have to start working for the causes and the causes can either come from anger or fear So this is why it is so important. Okay, so now you understand Emotions you're experts on emotions. Well as Christina has just said Emotions are not good or bad. They are simple and necessary to ensure the survival of human beings in there Well now we're going to move on to a different topic which is active listen And I've got a simple question for you. Are you good listeners? Are you good at listening to other people when they are talking to you? Are you? And a second question, are you multitasking? Have you got the ability to do lots of things at the same time and quite efficiently Well multitasking as you probably know by now is the opposite to Mindfulness Mindfulness is not doing lots of things at the same time But just doing one thing at a time just being present here now and focus in all your senses and your attention what you're doing So let's talk about active listening. Well active listening is The prerequisite for learning to happen If you want your students to learn first they have to listen to you That means that you have to teach your students how to listen actively But before you do that you need to learn to be active listeners yourselves Well, if you look at this slide you would realize that Basic ingredients involved in the active listening to actively listen to someone You need to remove all distractions Which is the main distraction nowadays in your daily conversations with other people? Mobile firms are a tremendous terrible negative source of distraction It doesn't really allow you to listen to what the other person is telling you Listening to speakers signs and sounds is not just listening to the words that a person is saying It's also paying attention to what's going on around that person non-verbal language body Listening for feelings That's that before is listening in between the lines that lots of things are left on the side And they are asking for some of the things that are being said Observing body language, which is closely connected to listening to speaker signs and sound Feed him back that you have understood It's not just pretending that you're listening And people are really good at pretending that they are listening, but they are not really listening My own personal impression is that we are not very good listening to other people And then self-awareness and Awareness of the other person's presence So this is all about Mindfully actively listening to to what other people say Well listening is not synonymous with hearing Listening is intentional There's intention. There's attention and there's an attitude to listening which is missing in the case of hearing and Well, we do have the same difference in Spanish Oh, it is not the same as a school child but the point is that active listening is the basis for Fruitful dialogue and for rich relationships with other people if we don't listen to other people We are missing lots of good things to begin with We're losing the talent and the uniqueness of the people that we come to meet that we come to love Well, this are some of the Simple strategies that you should bear in mind if you want to become good listeners active listeners So pay attention Ask pertinent questions, not stupid or silly questions Just to make sure that the person you're talking to is feeling that she or he is being listened to Look at the person who's talking Follow directions Don't talk in active listen Listening you don't interrupt the other person. He or she is talking and Try to visualize what the other person is saying in your mind So as you can see you've got lots of things to do when you're actively listening to another person


I started in community corrections and in those days we had mixed caseloads so I did youth which we probably called juvenile at that time. I did adult probation, the youth probation, adult probation, parole, family court counseling and we were involved in our communities. For example when I started I helped establish programs in the community, the Boys and Girls Club in Port Coquitlam is a good example. We were expected to spend 3% of our time doing preventative work and that's the nature that it took. In 1973, so it was a bit of time I was in the branch from 68, I became the senior probation officer in New Westminster. I then went on to a supervisory position but by then we had specialized so we had teams in the same region for youth and for adult and youth had family court counselors part of it. At that time I was supervising all the youth probation officers in the Fraser region. From that position I went to be the district director which is now called the warden sorry the director which is now called the warden of Twin Maples Correctional Center. Running a female it was considered open custody center was quite the challenge especially since it wasn't a farm setting. The amount of inmate work that occurred there was mind-blowing. For the record we had cattle, we had hogs which we grew for the food services contract, we did eggs, 1500 eggs a day we gave the eggs to all the jails for their use, we did fryers every six weeks we had a turnover of close to 1500 fryers and we had the tailor shop where we made all the inmate clothing and the aprons for the branch. It was a fascinating experience we had federal inmates there and we had a child care program there run by inmates and inmates were allowed to keep their children. I had intended to go to Twin Maples to be there when it closed because we were in the process of opening Burnaby Correctional Center for Women. Unfortunately there were other plans for me and they moved me to Burnaby Ocala women's unit. When I was there I was asked to develop the programs for the Burnaby Correctional Center for Women. The building had already been built and it was truly program oriented. I couldn't have been happier. John Pastrick had already developed some programs and I helped set up the other programs there. That center held women from the federal system. We had an agreement with the feds and we brought home all the women who had committed their offenses in BC or who had a link to BC. Just to tell you a small story when I was working in probation we used to have community service officers and we had the most delightful and energetic community service officer imaginable and she had youth who had to do community work service and it was at the time of Terry Fox running across Canada and we were located in Port Coquellum that was his hometown. While our community service officer decided that maybe we should do some fundraising for Terry Fox this was pretty creative because although he was doing his run and people individually were doing things we really didn't know of those kinds of initiatives in those days. So I phoned up the powers that be and we managed to get the old beer wagon from Ocala and a couple Clydesdales and we decided to hold a fundraiser on the Saturday morning with probationers with the Clydesdales and our theme was fill the wagon for Terry Fox. Little did we know that Terry announced that night on television that he could no longer do his run because the cancer had come back. We showed up at the Westwood Shopping Center with our horses and our shovels and a bunch of probationers. We had got a whole number of those roles to put our quarters in pennies and dimes in because we thought that's what we would be gathering. To our amazement people were throwing bills at us, 20s, 5s, $2, $1. It was truly amazing. That made my experience in corrections even richer. It wasn't until years later when we had a reunion of the Coquitlam office that someone asked I wonder if we got all the money that was donated. I said what do you mean? Well do you think any of our probationers might have kept some? Never even entered our mind. The other highlight of my career was when we started to work on the Burnaby Correctional Center for Women a federal document came out called Creating Choices and it opened my eyes to the issues female offenders experienced. Whether they were different than men or not wasn't the issue. The issue was we had a formula that we could base our vision and mission at Burnaby Correctional Center for Women on. I had a spectacular time working programs with the focus that Burnaby Correctional Center could be the start for female offenders an opportunity for them to begin a healing process. Not only physical but mental. There was a lot of conflict with some organizations. I was not Elizabeth Fry's favorite person but I truly felt that that document and its foundation and its realization that female offenders should be managed in a certain way. I think when we started Mac and 68 we were trusted agents. We had to have degrees in those days and social workers didn't so we even got more money than a social worker did. We had supervisors who were responsible for the quality and the volume of our work but our decisions were our decisions.


This study found that providing nurses with educational e-learning modules increased their confidence in participating in antibiotic stewardship efforts. Additionally, the majority of nurses reported feeling more empowered to engage in stewardship conversations and requested further education on the topic. This suggests that e-learning may be a valuable tool for increasing nurses' knowledge and participation in antibiotic stewardship programmes. This article was authored by Mary T. Katanzow.


Hi, I'm Kelly with the U.S. Government Printing Office and I'm here in Washington, D.C., trying to find out if people really do know what a federal depository library is. Do you know what a U.S. government federal depository library is? No. No. We are guests from Germany. Yes or no? Did you like to give me your thoughts? Is that what the FD outside says? I think it has to do with mortgages. No, I'm not sure. No. Would you like to take a guess? No. No. I'm going to guess that it has something to do with the banks. Depository, I guess, like a storage or something? Books from everywhere, that every single, every conceivable book that's available, I would hope. A federal depository library. Archives? Our national archives are kept? What if it's a book library of probably books of Congress? Sounds like where they would keep federal books. Books on federal stuff. Assuming it has something to do with money. A federal depository library. I would assume it's going to be an archive with all these federal documents. Federal depository libraries? I do. Could you tell me? A federal depository library is any library that receives government documents on a regular basis and catalyzes them and makes them available to the public. Great. Could you name one, maybe your favorite one, if you have a favorite? Of the libraries, the Atlanta Fulton County Library. Great, thank you. So as you can see, we got a variety of answers from people all over the world trying to find out what is a federal depository library. For the U.S. Government Printing Office, this is Kelly, signing off.