sense. What are some of those key drivers that fundamentally drive the real estate sector? Yeah, yeah, that's that's a very good question. Thank you for that. There's quite a number of them, but then I'll just like pick out just a few main ones. You want to make sure. San Vanani Dumilan, good evening and welcome to Episode 449 of the Private Property Podcast. I'm your host Uzaman Dunwa Kumalo. It's the Friday edition of the Private Property Podcast. If you're doing this for the first time, welcome to the family. You tuned into the leading podcast and all things property right here in South Africa. And to all our regular viewers, our top fan gang members and of course, many of you who share our live and certainly tag your friends and families. Welcome to it. You know how we do every single weekday. You and I have an appointment where every single evening I am in conversation with the property expert who helps us navigate and make better property decisions. That's exactly what we're going to be doing this evening. And of course, as we look at investment on the lower end of the housing market and to help us get a sense of what investing in that sector is like, how it works, some of the drivers, what we need to look forward to. I'm joined by Lutha Lujabem, who is a research manager at the Center for Affordable Housing Finance in Africa. Lutha, good evening and thank you so much for joining us on the show. Good evening, Zama. And thank you for having me. This is great. I'm looking forward to having this chat. It's so great to have you on the show. I know it's the first time we're speaking to you, speaking to some of your great colleagues on the show. And it's always so great, you know, speaking to them because I always say whenever we speak to somebody from CAF that this is one of those subjects that I particularly like because we don't explore it sufficiently. And also, the nerd in me enjoys this. I mean, I'm doing a master's in property development and management. So it's always great speaking to people who research this and of course, produce the data.  I hate that part.  We get the good reports. We've done all the grunt work and of course, packaged it for us in a really great way. And I think there probably leads us straight into our conversation. I mean, when you talk about the lower end market firstly, which what's the price points that we're talking about? Just so viewers are aware, because I know that the way CAF defines the different price points or the different classifications, if you call it that, isn't quite the way we define it. I'll say in mainstream media.  And you and I both know that that's actually not the lower end of the spectrum. Right. Yeah, yeah, that's very right. We're constantly having these negotiations of developers on what, on how to define what the lower end of the market is. But at CAF, we've actually broken down the market into five different markets. Segments. The first one being the lowest one, which is the entry market segment. And these are houses or units that are worth between zero to 300,000 rent. And then there's the affordable market segment, which is units between 300 and 600,000 rent. We also have the conventional markets. Those are units between 600,000 to 900,000 rent. And we have the high end market between 900 and 1.2 million. And lastly, we have the luxury market, which we have designated as anything over 1.2 million rent. So that's how we've kind of defined what affordable housing is. So anything less than 600,000 rent falls within the affordable housing market segment at CAF. But this is, it's quite subjective. We get a lot of developers that disagree with that. But I think with the work that we do on the ground, we can firmly say that, yeah, anything above 600,000 is for the most part, not affordable to a great many people within the country. Yeah. And I think, you know, the big thing is we do, I see why developers would want to contest your definitions. And we won't go into it. But I know why. Because I think a number of developers would argue that some of their developments, for instance, cater for the lower end, and yet it's not priced if we're being completely honest for that market. Because when we look at the income data from SARS and the number of people at sort of different price points and the ability to even afford or qualify rather for property assets and price points, we know that it's not possible. Because if you're talking lower end, it should at the very least be catering for the vast majority of, you know, working South Africans within a particular text bracket. But unfortunately, that's not, you know, possible. So we won't speak about the developers.  But I think let's look at then what the key factors that drive the real estate market is. I mean, this is one of those topics I love, because you look at the different factors. I mean, I do real estate market analysis where you actually then look at the data and you justify that these are in fact the key drivers.  What are some of those key drivers that fundamentally drive the real estate sector? Yeah, yeah. That's a very good question. Thank you for that. There's quite a number of them. But then I'll just like pick out just a few main ones, which I think are really, really critical in driving the real estate market. So the first one would probably be your demand. Or as some other people would put it, the demographics, because when you're producing units, when you're building houses and building apartments, you're actually doing that for a particular group of people, right? So what you'd want to do firstly is to look at the general demographics of the area. What kind of people are they? What is their affordability? And is there actually a demand for the units that you want to produce? So that's the first thing that you look at when you're looking at the real estate market. And then secondly, there's the economy, right?  And this varies from different geographical contexts, different countries, different cities, and different provinces as well. So you'd want to know what the economic climate is, and that can speak to the employment that's happening there. The economic activities are people actually managing to generate an income, which informs their affordability to actually purchase these units, or if it's rental, or that they're able to afford the rentals in the rental market there. And also within the economy, this kind of just is a good segue to get into the third driver of the real estate market with interest rates. And interest rates are more particularly important because there's also lending and borrowing that is happening to create some flow within the real estate market. So take for instance, if you are a developer and you want to purchase some units, for the most part, you might get your finance through borrowing from maybe development finance institutions or other financial institutions, and then you use those finances to build. And if you're looking to buy a unit, a house, or an apartment, you might go through the way of mortgage financing and you might want to borrow. And interest rates then play a critical role there in the pricing of these loans that people obtain to either build or to either buy housing units. And lastly, there's also government policy, which basically informs the enabling environment. So this basically speaks to whether the enabling environment is good enough to allow for these transactions to happen within the real estate market. So policy can either be in the form of subsidies, can also be in the form of taxation, it can influence state intervention when it comes to the real estate market, and it can also influence just what the general market is. So if state policy is more liberal or takes on a market-free approach, then you kind of have an organic real estate market that just takes place on its own. But then sometimes you might have policy and legislation that just restricts organic market flow and has a lot of state intervention within it. So also, yeah, how this is viewed is basically, it could be different. Some people would probably want that more state intervention, and other people may not really like that, and they'll just want the market to grow organically and things to happen on their own. But yeah, those four that I just mentioned are probably the more essential ones. And there could be others as well that people would see as very important. But these are also a bit subjective matters. But yeah, those four I think are very critical when you're looking at the real estate market in any geographical context. This evening I'm in conversation with Lutha Lujabu, who's a research manager at the Center for Affordable Housing Finance in Africa, looking at investment on the lower end of the housing market where the drivers are. And of course, some of the key factors that you need to be looking out for in the event where you want to invest in that particular sector. Lutha, one of the things that you're mentioning was, of course, we look at interest rates are quite a big driver. We saw yesterday the Reserve Bank Governor, we've seen another interest rate hike by 25 basis points. And a lot of the experts have noted that we're going to see hikes pretty much for every meeting they're going to have this year with, I think, two members of the MPC actually wanted a 50 basis points hike. So in many ways we're somewhat spared by having it by 25 basis points. So we know that the interest rate is not sitting at 7.5%. We know that that is quite a big driver. And when we saw the historically low interest rates, we did see quite a number of new players entering that first time home by market because they simply couldn't afford it when interest rates were slightly higher. So it's a big factor for people. We're always cautioned. And I certainly always cautioned people that look, you don't want to, especially when an investment buy, it's slightly different when you're buying a home to live in. As an investment buy, you don't want to buy primarily because of low interest rates. That's a terrible reason to buy that needs to be part of a bigger strategy that you have in place. Because as we're seeing, interest rates are going up. And if you hadn't adequately budgeted for that, then you're going to feel the pinch quite significantly. And so when we look at the private sector and government, what would you say is the role that the state in particular government plays in the private sector when it comes to making a affordable housing market or playing a role in the affordable housing market? Okay. Yeah. So the affordable housing market is quite a precarious one. So the issue there is that a lot of private sector players don't really want to invest in it. They don't want to participate in it because firstly, it's seen as not very profitable. And secondly, the margins are quite narrow in the affordable housing sector. So with narrow margins, if anything goes wrong along the value chain, then you're likely to incur loss. So in order to stimulate some activity within the affordable housing sector, you then need both the private sector and government to play a role in it. And then that's how you can make it work. And in the developing world, a lot of countries seem to look to the state to try and make the affordable housing markets work. But to be quite fair, it's almost impossible for the states to take on that role on their own. So now that's why you kind of have the two, the state and private sector having a big role to play to make affordable markets work. So now the role that the state can play could either be one of multiple ways. The first one being subsidies, which is probably the most obvious one. So in South Africa, we have the RDP, the BNG and the finance linked individual subsidy program, which is FLISP, which tries to provide subsidies for full houses and units that are still under construction so that they can be more affordable to the end user who, when we're now at the stage of getting people inside homes. So that's the one role they could play. Another role that the state could also play is actually working in partnership with private sector, with private developers. And this could either be in the form of, this is actually a good example, in the form of the state providing land. We all know that in local government, there's large pockets of land that are owned by local government. And so another role the state could play is just releasing some of that land. So they provide the land and then developers, private sector developers come in and erect the top structures. And so those are how these public private partnerships could possibly work. And so with the land being released by the state at subsidized prices, or sometimes really subsidized, like the land is released for free, that takes away some of the costs, particularly the cost of the land from the developer, which and that price reduction in the land is then become, it becomes a benefit to the end user in the form of a price reduction because the total cost for the developer is less because they didn't pay for the land. Another way could also be just infrastructure delivery. So that's the state's local government providing infrastructure on land. So that's basically servicing the land, which takes away that costs from the developer and then the developer then reduces their prices so that the end user gets a reduced price as well for that unit once it's fully built. So this is private public partnerships. And then also now when you look at how private sector on their own could play a significant role in affordable housing, you could possibly look at things like them being cognizant of that people who are low income earners, some of them earn it leaving informally. So what you get with conventional land is that if somebody is in the informal economic sector, informal job market, they are not necessarily, they're not really considered for finance and they wouldn't be provided any loans to try and acquire homes. So just a more liberal understanding of that. Some people do earn it leaving, but it's probably in the informal sector and considering those people as well. So the housing microfinance is a way that the private sector is not doing it. So other financial institutions or land banks are providing microfinance to people who are earning informally so that they could either purchase units or use self-build methods to incrementally build their own homes. So that's a big way in which the private sector could also play a role and these are usually non-bank financial institutions that are doing that. So yeah, there's quite a number of ways that both the state and private sector could play a role in making affordable housing finance work. And I think if anything Luda, that's a great point to leave it at that there's a lot of work to be done and both the private and the public sector need to come on board because this is one of those things that we cannot not service and adequately service at that in when we of course address it because it's so important that that market is serviced and serviced well because the reality of the majority of South Africans are going to be the one that access property at those price points and so we need to make sure that we're catering to them as best as possible. Well Luda, we're going to leave it there this evening. Thank you so much for joining us. All right, thank you very much Summer and thank you for helping me. And that is Luda Luchabe who's a research manager at the Center for Affordable Housing Finance in Africa closing up the Friday edition of the Private Property Podcast. It certainly has been a pleasure to be with you on this short long week. I do hope that you'll enjoy your weekend and of course be tuned in to the other great shows that we have on our Facebook page. I'll be back on your screens on Monday evening at 7 p.m. as usual until then hoping you're staying home and staying safe.


Ευχαριστούμε και καλώς ήρθατε back to a new art journal layout. Τώρα's layout is all about Christmas and I did share a couple of them during the last month. Lately I have been working on my discbound journals in different sizes as you can see but I decided that today it would be fun to grab my good old art journal that is actually a book. So this is the Ranger one, the Dilutions Art Journal and I will be working on this one today. For my background I will be working with Distress Oxide Inks. I grabbed two colors from the latest released oxides and these are Chipped Sapphire and Weathered Wood. Now I am going to apply them on my pages with my blending tools and you see that I don't really care if it is splotchy. You see I don't mind if I do a good blending I just want to add a first layer of color on my pages. Now once I have a first layer of color completely covering my pages I will go back again on top and this time I am going to add more ink this time I am going more softly with my blending brush and this is going to blend all those colors nicely. Now if you want a list of all the products that I am using you will find it down below in the description area as well as on my blog. You will also find there a discount code that you can use just for today. Now I am going to add some water I am using a spray bottle here to add fine mist as well as splotches of water all over the place. I am going to leave this to react with the ink for a few seconds then I will use my dirty towel and just blot everything from the page and you can see how this actually leaves some of the color and makes a more interesting background. Now I am adding white splashes white gesso that I have diluted with water and white splashes always add more to a wintery looking background or to a Christmas one like I am working on today. Now I am moving on to do some stamping on the background I want this to be very subtle and that is why I am using the lightest color from the Distress Oxidings that I used on the background so this is weathered wood Now the rubber stamp that I am using here is full of Christmas words so it matches perfectly the theme that I am going for. Finally I am going to do some stenciling again with my Distress Oxides and this is Chipped Sapphire Again I am not introducing any new colors I am just working with the colors from the background this way I know that I will not end up with a very busy background and everything is going to be nice and subtle. So this is a stencil from a previous years released by Tim Holtz that has lots of Christmas words which I am going to spread out all around the border of my pages Now I am going to work on my focal points and for that I will use this glitter cardstock this is by Tonic Studios and I will cut out 3 of those snowflakes Now the snowflakes are actually by Cizix and these are the Flurry 1 and Flurry 2 I could go by cutting out 3 snowflakes using the same die but since I have both of them I decided to add some variation on my page Now these are very intricate ties but I am using here a metal sheam and I am also running it a couple of times through my big shot and you can see that it cuts out without any problem at all and the detail on those snowflakes is absolutely gorgeous it looks like a snowflake lace and it is sparkly as well and now it's time to stick those snowflakes on top of my pages for that I am using MatMeTube Now by sticking down all those gorgeous snowflakes the layout is pretty much done you can stop here and it's going to look gorgeous you can even add some gems at the center of your snowflakes all around your page you can write down your sentiment like a Merry Christmas or anything else that you find fitting and you are done but I am going to show you how you can take this page a step further by adding some fun elements at the center of your snowflake So here I have used the same glitter cardstock and two circle dies one inside the other to cut out those rings I am going to stick those rings on top of my snowflakes and these are going to provide a nice area where I can nest my other elements Now if I was working on an actual page like the disc bound journal that I am lately working on I could run it through my big shot and cut out a window at the center of fit of those snowflakes so that I have my elements popping from behind but since I am working on a book I do have some limitation but I am going to make this idea work Now at the center of your snowflakes you can add anything you like really like a pronsettias and such I decided to go with this really fun scissors die set this comes with 24 different dies that cut out all those fun figures I am cutting out the Santa the reindeer and the snowman and as you can see I cut out all the pieces that I needed out of white cardstock and of course I am not going to torture you by showing you how I colored each and every little piece and how I put those images together but here they are ready to go they are really adorable and for the reindeer I actually used a red gem on his nose so he is a Rudolph So I used my white glue to stick them on top of my snowflakes and imagine if these snowflakes had actually a window with those little images popping out and of course I could have stopped here the page looks gorgeous at this point but this is where I keep on adding more and more details on my pages and I can't stop so here I had the idea to turn those snowflakes into ornaments and that's why I am threading a little white string making sure that it is straight coming from the top and just securing everything at the back with some double sided tape Now here is my finished layout all I have to do is to add my quote for that you can of course go ahead and write it down you can use pretty much any die that you have or any stamp I decided to go with my new C6 dies again and this is the Shadows Creep Christmas you can mix and match these dies to create different fonts like with shadows very bold or very thin and I did play around with them just to see what works best but I decided to go with a very thin one since my snowflakes are also intricate and very thin as well so this was the layout for today I hope that you had fun that you got inspired don't forget that there is a coupon code in my blog for a 15% discount on all the C6 dies just for today and before I go I want to wish you all Merry Christmas I hope you will all have a great time with your family and your loved ones and I'll see you all after the holidays Thanks for watching


ಷೈಳೂ ನೀರulously unpredict� ಕ್ಷೆ ಷ್ಹಿಷೆ ಮನೊತಿ ಺ಿದ್ಸಿ ಬಾತ್ರೇಚೆ ಜ್ಯೆ ದೆ ಮೝ್ಡದಾರೇ ನೋ ಹ೜ಷು ಕಾಲು.. ಕ಴್ಸ್ನೇ ಇನ್ದ್ಳಕಮಟಾಗನೇದ ಕ ರದಾದ್ಳಿಸಿ ಬೃಜವರನ್ ಟವಣ ಎದತೆ ಸ್ಲು ಋಿದಡಡರ�  PSAKI त्या रीवा वे कु उ उंच्यूर उ आप च्यान येकूर उच्यन ती, व्रद्थि क्या मुध्थि हूने बाण में? me aditya malekhu aur aaj me dili se do gadi leke yaar present karne aayon aur through the support of the Orissa government, I'd like to thank Mr. Patnaik and the government of Orissa for putting up such an amazing show. It's the first time we've all come to Orissa. It was some place that we really wanted to visit. And it's so nice and we feel very proud that state cities like this are coming up and flourishing and they have such a good feel, good factor, such development and things are growing at such a great speed. So it's good testament to how things are improving. We are really enjoying the city and the hospitality over here. So this car is a 1937 Rolls Royce. This car has been with us for many years and it took us a lot of time to make it. This car has a 12 cylinder engine and it was mainly bought by the heads of state and the people of the state in the 1930s. Gradually, the condition of the cars got deteriorated and deteriorated. Gradually, the project ended and the project came out and it was used in the second car. So we tried to buy all the cars for 2-3 years and put a lot of effort into it. We tried to bring them back to that level as they came out of the showroom. So this car is our 1937 Rolls Royce Phantom 3. Yes, we have come to Jaipur 2-3 times from Delhi. So these cars are like this. If you are standing here, then gradually things will get deteriorated. If you drive a car for every 2 months, then the condition of the car is maintained and the car keeps running. And there is no need to do much work. In this car, we have done 300-400 km of rallies. So in total, 1500 km goes on every year. And our other cars which are smaller or more drivable, we can do more mileage in them. We can drive more in them. Because it is easier to fix them, to find their project, to keep them on the road. Yes. You are right about that. Because the owners of these cars are like their family cars. They keep coming down from the videos. So that emotional connection remains. Every man has different types of love. These cars are recognized by the people. They have this car and that car. Yes, we can say that it is a big or small car. But the emotional connection is of different people. So that is an important part of this collecting journey. Like my father had this car. It was very special to him. So he made it slowly. So according to that, it is emotional. So yes, he has also come here. So for him, it is a hobby to do this collecting. To travel with the whole group in India. It is a very emotional and exciting journey. Did you recognize him? Yes. We slowly got to know him. We are getting an introduction to him. But yes, for him, it is a passion and recognition. Thank you. Thank you. I wanted to know one more thing. This is a car. You have done this car many times. As I was saying. We want to see the interior of the car. If you allow. Yes, please. Please turn off the camera. The interior of the car. It is a wish of the whole group. It is a wish of the whole group. It is a royal interior. You can see the interior of the car. You can see this. Like the royal feel. The emotions. ThePlease don't leave any place. If you want to be alone, এবা,যা এবা যবা জচা,বা,কা..নাকবা.বা,টুবা.কবা.বা কা,টুবা,কবা. কবাচবజংব.ując�ব.বజংব আচব.বజংব.বাচবা.বা.ঠুব.বা.কবజংব.বజংব.বা.কবజংব.ব Federation.বা. ലി൲ിുധി്ടി്വ്യു സി്കയിരംേനിന്പാഗ്രി്ന്രായ്ര്യകലി്യ്. నికిసివంరలినదేపోలులిలైనతిలువిచ్కంటానినిదాలైనికెటాహిదేవసాపోలింరలొగాక్నార్న్. एसे जाडि उनके लियेよजाडि खालेगा ख़े tops अदी प kimse का� disconnected ऱी लाईखा, मैंिप्द今回ए remember थफये खा 그래요. Now, आदरूयकセ अउनके लिये, रहाब वेज उस Bew ahtad lup visa, ateha bhee liya greens green 연습ers तह microb ओर角गो साक इत्त है license like, share and subscribe


Hey everyone, what's going on? I am Greg Susman joined today by Gabe Marensi as he debuts Fight Island. The preview right here, Gabe. What's up, man? I'm fired up for some fights. Greg, let's do this thing. All right, let's get into it in our first fight here at Fight Island. We're breaking it down. It's Jorge Mazvedal versus Kamaro Ushman. It's Mazvedal that is the heavy underdog and it's the fighter that you like, Gabe. Why are you hit on the heavy underdog in this battle? Well, I'll tell you what, it seems to me like it's been a couple of years since the most interesting man in the world campaign from Doseki's has been running on television. But I think now it's a good time to bring it back. And Jorge Mazvedal can be the most interesting man in the world. And I just imagined an aerator, one of the UFC looks for a fighter on one week's notice to go to Abu Dhabi. They call Jorge Mazvedal. So do they show Mazvedal, getting his bags ready in Miami, looking good in front of the mirror, getting ready to go to the Middle East. That's how cool this guy is.  And I don't think we're allowed to say what the BMF stands for, but it's a badass mother, let's say trucker, so to speak. And that's the name or the belt that this guy has. And that's why he's a dangerous opponent right now. Listen, full credit. To Dana White for making this whole fight island thing happen. Although I do want to note, they've fought in here before, Greg, they've fought in the same facility before. This is the first time they've sort of built a training camp and a center and are setting up shop and they're calling it fight island. But they've actually held fights in Abu Dhabi before in the past. But credit to Dana White for making this happen. And listen, you could argue that this card was already stacked. You already had two other championship fights on this card. Was there really a need to make Ustman fight someone as dangerous as Madsen on a week's notice? So credit to the UFC for trying to make, you know, UFC 251 as big as it is. And credit to Ustman as well, guys.  And especially a guy that's the complete opposite of Gilbert Burns, who Ustman was preparing for. Gilbert Burns is not a reckless fighter. Gilbert Burns is a cautious fighter. Gilbert Burns has a good wrestling. It's a completely different style of fight for Ustman right now, getting mask off. Now I'll tell you, Greg, you know those guys you've seen outside the board authority, you know, panhandling and asking people for money. That's because they bet against Kamara Ustman too much in the past. All right? I mean, the guy's 11 and 0 in the UFC, right? So I was gonna say nobody gets rich betting against Kamara Ustman. No, no, no, no, no. You don't get rich. You get poor. And you get poor really fast. But man, this is a big number. And what I like about Mosfidal in this fight, sometimes you gotta roll the dice and take an underdog in life. You gotta take a chance. We're getting a nice price here in the 230 range, Greg. And Mosfidal, quite frankly, doesn't care, all right? And I don't need to tell people, oh, you know what? He fought in Kimbo Slice backyard videotape in the old days of Miami. You already know that. Nobody cares about that stuff, all right? That's low hanging fruit. What I do find interesting about this, I saw an interview with Dustin Poirier the other night. And you remember we saw Dustin Poirier a great fight against Hooker. Mosfidal trained with Dustin Poirier. Poirier said, this guy was sparring with me. He was in the gym every day for five weeks. And Mosfidal was so cool, Greg, that Poirier even said, he goes, I don't know if this dude knew something, but he was training as if he was fighting Ustman the whole time. He was ready for this the whole time. It's not short notice for him. He's actually been preparing, he's ready for it. And I'm gonna roll the dice with the hottest fighter in the world right now. You know what? If you go to the casino and you're at the roulette wheel that keeps on coming up black, don't bet on red. I've taken Mosfidal. I guess you can say about both fighters to be honest. But I'm gonna roll the dice with Mosfidal. And listen, we're taking two plus money aspects in this fight, guys. So we got Mosfidal to plus 230. And then we're gonna go fight to go the distance. Listen, if there's one criticism of Ustman is that he's not the most exciting fighter. That's why he wins all the time. He's got an extremely high fight IQ. He's got great wrestling. He's one of these great wrestlers that likes to stand and trade now, but that's dangerous. So Ustman's gonna be looking for takedowns and Mosfidal's top, right? Mosfidal hasn't been finished in like 13 years. You might beat him, but he's not tapping out and you're not knocking him out. So if this goes Ustman's way a lot, it's gonna go the distance and we're getting that at plus money as well. So why not step up to the table and give me two plus money bets? Mosfidal plus 230, fight to go the distance plus 124. Gabe, as you mentioned before, you get poor by betting against Kamar or Ustman. Yeah, now I'm doing it. Yeah, exactly, yeah. So hopefully I don't see you standing outside Port Authority later this week after betting on who were a Mosfidal.  He's not gonna go down easy. And even if he loses at that plus money, that this fight's going to go the distance, at least you'll get a little bit there. Today, a good one between Ustman and Mosfidal here at Fight Island UFC 251. Up next, we move on to Max Holloway. He's the underdog in this fight against Alexander Volkanovsky, Volkanovsky minus 220 over on Fandall. Gabe, what do you like in this one? It's a Russian takeover, all right? This is what's going on right now in the UFC, if you notice. And it comes in waves. I remember years ago, all the good fighters and all the best fighters were mostly Brazilian or a lot of them were Brazilian. But then they started testing for steroids and things changed, okay? So things, they sort of come in waves with this stuff. Right now, it's Eastern Europe. Eastern Europe, all right? You see Ukraine, Russia, Kazakhstan, Kazakhstan, et cetera. All the stands pretty much. You see a stand at the end of the country when a guy's fighting, you're like, I don't know if I want to bet against this guy right now. Volkanovsky, another killer, Greg. This guy's just mean, mean, fast, strong, high fight IQ, aggressive, super aggressive. I'm a big Max Holloway fan, man. And I think he's donating money to like food banks in Hawaii, even with some of his money that he's making this weekend. Listen, I'm a big Max Holloway fan and Max has been good to me over the years. But with that being stated, these guys already fought and we saw Volkanovsky chop him down, man. Redwood style. One vicious leg kick after another and Max's leg, he couldn't walk by the end of the fight. Now the thing is, you know, when everybody's talking about, well, Max is gonna adjust for those deadly kicks. You guys get to adjust for the deadly kicks, but Volkanovsky and his camp are gonna adjust for Max adjusting right now. And we talk about fight IQ and we talk about corners. We wanna talk about corners in the UFC as of late. Mike Perry had his girlfriend friend in his corner in his camp. Well, I'll tell you what, Volkanovsky's known for having some of the smarter coaches and camps in all the mixed martial arts. These guys break things down, they analyze things. They come at you with fresh game plans. They're gonna be totally prepared. Very football-like, right? You know, it's almost like facing Billichick. Well, last time they ran the ball 52 times on us, so we better, you know, be ready to stop the run and then he throws the ball 48 times. Volkanovsky's good enough to mix his game up here. It's gonna be a fun fight. Both these guys got a ton of heart. Max Holloway's got a ton of freaking heart. I wouldn't wanna fight this guy if I had a baseball bat, aluminum in my hands. But with all that being stated, I'm gonna go Volkanovsky to win this fight. And I think this fight's gonna go the distance as well. And remember people, we're not betting the numbers, we're betting the outcomes. Give me Volkanovsky to win and this fight to go the distance. As Gabe said, so much heart in both of these fighters, Volkanovsky and Max Holloway. Holloway has won Gabe a ton of money through the years. This time, he's gonna win Gabe money by losing to Volkanovsky this Saturday night. But this fight will go the distance. You'll make money in both categories there. Volkanovsky to win and the fight to go all the way. It's gonna be a fun one, Greg. It really is gonna be a fun one. Listen, two of Volkanovsky's last three fights have gone the distance including the first one versus Holloway. Meanwhile, Max, his last three have gone to the scorecards as well. Hard not to pull the trigger that the judges are gonna be involved here. Let's move on to our next fight. It's Jose Aldo taking on Peter Yan. What plus 182 is Aldo Yan is minus 240 here, Gabe. You like Peter Yan. We're talking about Eastern European throughout the night. Peter Yan, minus 240. You like the favorite. Yeah, I'm gonna have to, Greg. And despite the fact that Jose Aldo is one of my favorite fighters of all time and I'm not just saying that.  I'm a big fan of him personally. I'm a big fan of his fight game. I think the guy's a legend. He's one of the best fighters in the history of mixed martial arts. But I'll tell you what, he's an old 33, Greg. He's an old 33. He's 33 years old, but he's been fighting for a long time, dude. Like this guy's been fighting since basically like he's 16, okay, 15, 16 in the streets of Brazil. I think his first pro fight when he was like 17 slash eight, 17-ish, 18-ish, supposed to be 18, but this guy basically grew up drinking puddle water in the streets of Brazil, turned himself into a world champion, didn't lose for like five, six years or whatever in a row. So I could gush for hours about Jose Aldo. He shouldn't be in a cage with Peter Yacht, all right? He's an old 33. And the thing is to Hudo, Greg, Henry Hudo was such a let, was so great and called out his shot because he respected Aldo. He goes, I always want to fight Jose Aldo. I want to fight Jose Aldo. So Aldo was basically in line for a title shot, even though he didn't deserve it. And then so Hudo retires, right? And Dana White's like, I don't know. And everyone knows Peter Yacht's going to win, but they're like, ah, whatever. We already told Aldo he's going to get a title shot again. So let's give Aldo a title shot. Although the odds don't say so, Greg. And as you mentioned, Aldo, like, you know, plus 182 or so, that's not going to go down with the miracle on ice as, oh, it's one of the greatest upsets in the history of sports. I'll tell you what, this will be one of the greatest accomplishments in the history of sports. If Jose Aldo manages to win this championship belt, man, I'm telling you, like it's, it'd be that good of a story, but it's not going to happen. Life lay out. We see 2020 isn't about happy endings, all right? This isn't a trip with Robert Kraft. So here we are right now.  It's a bad spot for my main man, Jose Aldo. Give me Peter Yon in the magic carpet ride. As Gabe said, 2020, not all about the happy endings year, unless you're Robert Kraft. Peter Yon, the heavy favorite, Jose Aldo, sentimental favorite has this title shot as Gabe said, it would be just a monumental offset. And he's not going for Peter Yon minus 240 is the pick. One last fight to get to here, Gabe, and that's Jessica Andrade. She is the underdog in this fight against Navajoona's. Minus 198 for Navajoona's. Gabe, you go with the favorite or the underdog? Yeah, yeah, just call me, just call me Connie Chalk. Great, call me Captain Chalk. What do you want me to do? You want me to give you, for first off, I'm breaking down the main events here, guys, all right? And if there's a bunch of prelims where I think they're all going to win, trust me, great get a test of this. We've talked about a lot of no-name fighters, man. Absolutely. Over the last couple of months, okay? But what am I going to do? Do all the, give six picks and I'm not going to give the main events. I look at this card and I think it's a chalky card. And I say this, I say this every week when we do these videos, guys, for the UFC, I always say, I bet the fights, not the numbers, okay? I'm not going to bet a fighter just for the sake of it because I'm getting a number. As I say that, as I gave you guys Jorge Masvidal already because of the number. But listen, Masvidal is a badass, though. But, so where I'm going with this is here. We have Rosanama Junis against Andras. And I don't know if I'm just that big of a fight fan or I'm not good at my job and I'm a professional, Greg, but I actually watch this fight again. And I watch Volkanowski in Holloway, it's my new thing. I'm like, you know what? I'm going to watch the first fight. If fighters are fought before, at least I can do is spend 15 minutes watching it over to refresh my memory about what happened in the fight.  Real wrestling and not pretty.  That's like basically what Andras did to Narva Junis. Like in MMA, you see like slams and stuff. Greg, she dropped her on her head, bro.  And it wasn't, it's legal though.   It was over. But with all that being stated, Rose was picking her apart like she was picking roses in the park, all right? Rose was picking her apart in that fight.  And another thing is Rose has been through a lot over the years, okay? You know, she was in that, she was in the van when Connor McGregor threw the dolly.  She didn't take it well and it wasn't about a lawsuit. She actually got rattled by that. She's had like losses in her personal life. She's a deep thinker, Rose.  That's the reason she's favored again, bro. Like, you know, Andrage is a tough girl.  But, you know, Greg, it was sort of like a walk-off home run. Yeah, yeah, yeah, you hit a walk-off home run, but I'm going to go back to the best closer in the game, you know, tomorrow night again. And I'm not saying Rose is the best in the game, but I think she's good enough to get revenge for getting dropped on her head. Give me Rose Narva Junis to win. Rose Narva Junis is the heavy favorite despite, as you mentioned, getting dropped on her head in the last fight. Andrage can do it. She's done it before. It's going to be a good fight as well with Rose Narva Junis, the pick from Gabe Marensi. And he has the heavy favorite here on UFC 251. That's it for us here for our UFC preview game. We appreciate the time. Good luck on Saturday night. Always a pleasure. May the winners be yours, guys. Absolutely. Have fun watching the fight to debut a fight island. You're not going to want to miss this one. For Gabe Marensi, I'm Greg Sussman. Thanks so much for watching. We'll see you next time. Stay safe, everybody.


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And his first political move was to oust our friend from his position as water commissioner. What was Guilders League down-hearted? Well, yes, for a time, but then came along with some phone call from his old chum, Weber McGee. Weber, it seems, had a proposition. And I'll be hearing from you then, huh? Much obliged, McGee. So long! Oh, gee, darling, you're not joking. Of course I'm not joking. A million dollars is nothing to joke about. A million dollars! A million dollars? That's more than I'm making a year. Deepest to yourself, Bertie, and all of you. Mom's the word on this, so we're ready to announce it. Yes, sir. We're not going to knock it off, Leroy. We're going into business, McGee and I. Well, what kind of business, Uncle Mort? Manufacturing. An invention of McGee. Mr. McGee, an inventor. Oh, yes, McGee's a great tinkerer.  He always was, and I always said so. What's the invented? Well, he couldn't tell me over the telephone. The patent is pending. But he's written me a letter all about it. He says it can't miss. Just think of a million dollars. Why, with a million? Leroy, I will not. I've told you time and again, bicycles caught money. Well, why not? After all, why not? Sure! I had a bicycle when I was your age. Oh, gee! Leroy, you don't have to... I want you to understand, my boy, if I buy you this bicycle... I'll take super care of it. ...then I'll leave it around where it'll get stolen. I promise. You'll have to study your music every day as soon as you get home from school. Oh, I wouldn't... You've been very quiet, my dear. What do you think of your old uncle after all these years, suddenly striking at rich? I was just thinking. Thinking about what? You think pink is too young for me. Pink? Pink what? For a dress. I was designing one in my mind, and I thought of pink net. But then I decided maybe it'd be too young. What do you think, Birdie? Oh, I like pink. Pink might be pretty. Funny, last year I put a sand pink. All of a sudden I like it again. Miss, I think I do. I read somewhere the pink is coming back. Where's it been? Oh, but that's two years old. I don't care, I like it. You look pretty in that. I didn't think you ever even know this. Nobody's better looking than you when you wear that suit. Sweet, huh? All right, George. That's the way I like to hear you talk. Well, I guess you'll always be like that, too, instead of picking fights with one another. Who picks fights? I never pick a fight. Poor Marge makes some crack nuts. Put down the hope and brothers, my dear, and see what they've got. School will be starting next week. You probably need some clothes. Oh, but, sir, what I had in mind wasn't exactly a school dress. It was more of a formal one. Oh, well, pick up a few. School dresses, too, are you there? Oh, well, I'll be there. Never got such attention when I was poor. All they love me for is my money. Birdie, you haven't made any requests yet. Isn't there anything you need? Well, yes, it is one thing. I don't like to mention it, Birdie. Name it, Birdie, and it's yours. Hang the expense. Well, if you could fix the cord on that electric iron, you'd go fix the last two more. Oh, yes, sir. If you could fix it so it don't spark at me every time I go touch it. Yes, I'll do better than that, Birdie. I'll get you a new iron. Well, it don't need a new iron, Mr. Guilfrey. It's just a cord. Now, if you could fix that so I can... Forget the iron, Birdie. I'll tell you what I'll do. I'll get you a washing machine.  With shock absorbers and a built-in radio. Well, that's fine, Mr. Guilfrey. Why not go iron with it? It's all right. There are going to be a lot of changes around here, folks. You know, Mindy, you were saying the other day we ought to fix this place up a little. Well, I may do that. Yes, me do it. Might even sell this out and buy a newer one. A bigger one. Oh, well, thank you, darling. Yeah? Well, while we're on the subject, I seem to have spent all my allowance. Yeah? Well, what would you suggest? It looks as if I have a major allowance though. Hey, no fair. You're too, my boy. Oh, that's different. All right, George. Everybody's after my money. And I haven't even made it yet. But I will. You want. Hey, Mr. McGee. He will get his fair share and not a cent more. Who's going to be bought? Well, I'll be President naturally. Well, you don't think a little squirt like McGee can. You just like him to try, though. He just like McGee to... Well, by George, we'll settle that way at the start. McGee isn't going to pull anything like that on me. I'll see my lawyer. I'll go see him the first thing in the morning. How small talk, Judge. I'm in a hurry. I tried to line up a job for you this morning. I'm not interested. I spoke to Frank Babcock. I don't need you speaking to Frank Babcock or anybody else. I'm known in this town. Sit down, lunches. I haven't got time to sit down. Do you know how to draw up a partnership contract? Sure I do. Any job lawyer I can do that. Then I came to the right place. Well, I get the phone. Who are you going to partner with, you little... Oh, a friend of mine from Whistle Vista, said we're McGee. Oh, yeah. I want you to draw up a partnership contract for me and McGee. Then I've got to find an office right away. All right. What line of business is it going to be? I don't know yet, sir. Not exactly. I'm expecting a letter this afternoon. It'll give all of the tales. All right. I'll leave that blank. How much money are you going to put into it? None of your business. I'm only asking as your lawyer. It's customary for each partner to put in so much money. I don't even know how much McGee's putting in yet. Leave that blank. All right. Name the firm, McGee and Gilda's Leave, or Gilda's Leave and McGee? I like the second one better. But it's not perfect. Leave that blank. Judge. Yeah.  Yeah. Clever and better and all that. And I've known him a good long time, one of my best friends. Yeah. Just the same. I wouldn't want him to have too much to say about the business. Can you fix that? No, no, Gildy. A partnership is an equal proposition. I know, Horace. I know. But can't you slip in some little claws that have come through showdown? I'm the boss. No, Gildy. It can't be done. Some lawyer. All you know how to do is fill out forms. What do you expect? You don't even know what business you're in. Listen, Judge. McGee has an invention. Now, what kind of an invention does a smart inventor make today? Fair enough, I know. Bang, bang, bang, Judge. Oh. You think you might get some government contracts, Gildy? Do I? That's why I need an office. You want a suite of office? Possibly. Might be the whole building. I don't know of any whole buildings that are available right now. Might have to build, then. On this kind of thing, there wouldn't be any trouble with priorities, you understand? Surely. There's a string of little stores down there. Wait a minute, Horace. Give me an idea. Why not the Gildishly Block? I'll occupy one building and we'll rent out the rest. Make a lot of money that way. I got it. I'll keep an option on that property this morning. Do that, Judge. Uh, say, I just thought of a name for the firm. Brockmoreton P. Gildishly Manistocan. Great! All right, Horace. I'll be in touch with you. In the meantime, keep this under your hat. Don't you worry, Gildy. Bang, bang, bang. Or possibly boom, boom, boom. Yes. So long, yes. Uh-oh. That may be the Postman birdie. Oh, don't ring this, Gildy. But I'll go see. Maybe it's a registered letter. After all, it's important. I've heard I'm rich. Come in, Miss Branson. We'll buy this Gildishly Manistocan. Oh, thank you. Talk, Maud. Uh-huh. I'm not a millionaire yet. Come on, I can't. I don't know what you're talking about. Oh, you must have heard. One of the children must have told you. Tell me, Horace. I don't let this get around, Lever. But I expect it to be a big manufacturer pretty soon. My little son, Kuber McGee, has made an important invention. My hell, it's rotten. What is it? Well, I can't tell you. It's kind of a military secret. But it's going to be very big. Oh, you'll be an important man now, won't you? I guess so. Yes, I presume so. I suppose you'll forget all about the little girl that lives next door. I don't know. Even a tycoon, Leela, has a time for work and a time for place. Let's play, Leela.  Those little things here. Oh, no, Dave.  Now play, Horace. Play? Mm-hmm. Let's understand. You know how it is with us tycoons. When we're working, we work hard. When we play, it's all playing. What? Oh, no. Leela, you don't understand. All I'm asked for, Leela, is a good time. I'm no good. What time? Yeah, I'm a cab. A playboy. Well, nobody loves to play anymore than I did when I left it at the back door. Oh, thank you, Bernie. Yes. Glad to hear you say you'd go partners with me on my invention. I believe you'll make a barrel of money out of it, and I'm glad you're in on the ground floor. Do not use any scarce materials. It can be made of plastic. Also, there's a good chance the government will be interested. The Army and Navy need mousetaps that's as much as Middle Ages looking for a job.  It doesn't make any difference to me, but I'm a drug-mart. Really? I'm caught not sitting.  Sure, I guess so. And I'm the same girl. The kind of a girl who believes in sticking by a man when he's in trouble. Leela, maybe I was wrong. I was wrong. I was never cut out to be a playboy. Oh, drug-mart. Yes, a man should be serious about women. Women are a serious business. I sure do. Now, let's get down to business. These days, we're all left to err our ups and downs trying to balance the family food budget. Thought-wise, to choose foods high in nutritional value, yet low in cash and ration-point cost. 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Excuse me, can you tell me where... Stop some minute, I was here ahead of you. I know, I was just asking. Then don't try to stop in ahead. Well, I wasn't trying to buy anything, lady. I was merely asking the man where I can find a friar, Mr. Babcock. Frank? Oh, he's around somewhere. Oh, far the people have no manners. I guess he's down in the cellar. Come this way, right here. Listen, you won't wait... He'll be up. He'll be up. Thanks. I'll wait. And how much of a place he's got here have to be a lot of changes. Like a junk shop. My name is Gilles Lee. How much are these disc claws, please? Those, ladies, those are 25 cents. 25 cents for a disc claw? Come on, lady, that's the price. What can I do for you, Bardette? My name is Gilles Lee. I was told. I was told. Yeah? What's the price on me here in Maine? They're not marked. Oh, make it 10 cents. Now, is something here warranted? Well, I... God, I came over here because Judge Booker told me that you were confusing me. Ah, the honor, fella. Well, as I told the judge, I did have an opening. Can't get hardware now with the war, so I'm trying to build up the feed and fertilize the rim. Fertilize the rim? Yes. I needed a salesman with a car to go open them. Salesman? Yes, but I hired a fella yesterday. Of course, maybe he won't work out. He might come back in a week. Yeah, and I might not. Good day, Mr. Baton. Oh! That's right. I'm not as better than the other ones. Other ones? Well, of course, that's it for sportswear, really. If I can find a coat to go with it, I think it'll be very smart, though. Uh, Marjorie. Of course, this is the one I love. Marjorie, there's something I have to tell you. You too, Bertie. Yes, sir. And Leroy, where's he? Well, he's around somewhere. Leroy! Wait for a minute. I want to talk to you. Oh! The fact is, I guess I was a little over-enthusiastic about Mr. McGee's event. You may work.  We don't need a million dollars. Yeah, what's the difference, Roy? My boy, this means no bicycle. I'm afraid not. We're going to have to cut down all around. Now, me, I'm giving up cigars. Mr. Gill, please. Yes, Bertie? I suppose this means I'll never go get that iron cord, please. Bertie, I'll fix that iron cord this very evening, if not tomorrow morning. Now, my dear, that's a very pretty dress. I'll send it back, Uncle Mort. I'll send both of them back. Well, no. I don't need any dresses. I've got plenty of dresses. Oh, that McGee. I'll wrap that up for you, Miss Mike. But the bike. I don't need a bike. I can walk to school. Well, it's very manly of you, my boy.  I like to walk, Uncle Mort. I can't stand this. I think I'll go for a little walk. Be right back, folks. What are you going on? Oh, just out of the corner for cigars. I thought... Very cheap cigars. Not enough for you? Let me have it in. Here's your last one. No, I'm thinking you're making a slight change. Let me try one of those floor to me. What's McCulloch's there? The green one. I hear they're very good. Oh, they're cheaper than. I'll try one. No, you're not a customer. I have a little disappointment at APV. Well, that's kind of you. Yes, I... Yes, I... I do have a different one. Yeah, the cigars. Another one. I suppose I'll have to get used to it. I have a fellow you consider to friend.  Then when the letter came it turned out to be nothing at all? No, I can't say that. I can't say anything I have. Well, that's what happened to me. Would it be out of place to ask who was the friend? It was no friend, P.B. It was P.B. McGee. Oh, Mr. McGee. Well, he seemed a very pleasant sort the only time he came in here. Those are the ones you can't trust, P.B. The pleasant ones, the smiling ones. Why, McGee told me this invention would make us both a million dollars. And what did it turn out to be? A mousetrap. A plastic mousetrap. The most useless thing in the world. No, I can't say that. Oh, you wouldn't. No, I wouldn't. You may not be aware of it, Mr. Geldersman, but this country has quite a mousetroblem today. Of course, they're keeping it quiet till after the election. But maybe it's more serious than people know. P.B., you're kidding. No, I'm not. I have a mousetroblem. I'm the only shop. Why don't you keep a cat? I used to keep a cat, but I had to let him go. He kept rubbing up against the electric guy there at the door and ringing a gong. The darn thing drove me crazy. I wish I had him back, though. I'd stuff coffee in my nude. Yeah, that's all right. Well, then why don't you get some traps? That's it, Mr. Geldersman. There are no traps. No traps? There's no metals. It might do it. Right, George. I never thought of that. And no rat poison means armies using all the chemicals. P.B., do you know what this means? It means your mind shall be all over the place. No, P.B., it means the biggest potential market for mousetrap never conceived in the history of mankind. You know the old saying, build a better mousetrap. That's what we'll call it, P.B., the better mousetrap company dropped Martin P. Geldersley president. Well, we'll build him by the billions. We'll have a factory in every key city in the United States. We'll have a backlog of a million orders. P.B., do you realize what this will do for humanity? Do you know there are mice, mice, minutes carrying diseases nobody ever heard of? We'll wipe out whole clings, P.B., and I. And what more? We'll make a million dollars. Give me another cigar, P.B., and take this one out and bury it. P.B., it's one of the better cigars, I think. They're the best you've got. Give me six. Oh, that's P.B., I always said he was a smart cookie. Leela! Hello, Ross Martin, Mr. P.B. Fine, George. Really, you came at the right time. Sit down, have a soda. Heck, have a banana split. Have one yourself, P.B. Uh-oh, no. Thank you. I do not, for me, need to talk more and find you a mouse, P.B., but I would have a lemonade. A lemonade for the lady, P.B., with two straws. Well, I don't know whatever's called for you. You better look out for me, Leela. I'm a cad again.  The world or a plastic mousetrap and a deep freeze of electronic cookers may be just around the corner, but it's not here yet. We still have a war on our hands, and one of our greatest dangers is still inflation. It will continue to be a danger until our industries are back on full-time production of all the new things we'd like to buy, and that won't be until after Nimitz and MacArthur have taken focus on it. Now, you've got to look at it this way. If the cost of living is allowed to go up, the people who will be the hardest hit will be the wives and the families of the men in service, who are living on fixed allotments and not very largely. So let's not ask for higher wages or raise the prices of the things to sell till the war is won, and things are back to normal. Victory is coming, but it's not here yet. If we break ranks now, we can still lose this war at home just as surely as if our men deserted the front. They won't. Will we? Good night, ladies and gentlemen.


Plan B had a really good tweet that he put out I know this it wasn't his first one about but he talks about the six and 18 months Whereas you buy Bitcoin six months before they're having you sell 18 months and it's pretty much perfection And I had to take a look at that I go man if it's that easy and they were all in a pretty good place So we're gonna take it through the paces and see if it actually is correct And then we're gonna go over some good news and some other news So let's jump right into it. So there was this tweet and if you know plan B he was huge huge huge in the last couple of cycles where he talked about the stock to flow and everybody started to hate his guts as soon as it went off the rails and Plan B tried to defend it and it kind of went a little bit of wonky and I believe in he has said that it becomes invalidated but regardless You have to remember nobody's perfect Nobody gets it right all the time and this tweets is still Relevant and he says it quite burial He goes look want to buy six months before the having and sell 18 months after has historically beaten the buy-and-hold strategy The next having is an April 2024. Will this strategy work again? I gotta tell you this is pretty good timing and We'll take a look at it So the question you have to ask yourself is well Rob when we're the Bitcoin having is great question And there's been three so far fourth one is coming up on April 2024 depending It's all about how many blocks are being produced by Bitcoin and actually when it comes about But we got the first having was November 28 2012 second July 9 2016 and the third May 11 2020 So we're gonna go six months before and we're gonna go 18 months after and there's no better website Then DCA dash CC. I've been talking about this website for like three versions straight and our three videos straight and I gotta tell you It's they don't pay me a dime. I actually have to pay to use their website It's just a good website. I linked in the description below. You can check it out. So again, let's take this Six months before November 28th. We're gonna start on May 28 2012 And 18 months after November 28, 2013. That's the time frame and You can use whatever you want, right? You can say well I'm gonna put in $10 a day or $10 a week or $10 a month or $10,000 every three days or whatever it is and you can put it all in here and figure it all out for me I'm a simpleton and I just put a hundred dollars in every seven days That's what I did collect round numbers that's smart and you can see right here That okay the very beginning of May 28, 2012. It's a hundred for a hundred Then of course along the along the timeline you might go up. You might go down But over that time frame from six months before and 18 months after you would have crushed it in this first one now remember They call in white bear white paper 2008 Genesis block 2009 Wasn't around that long if you were able to get in here hold at the whole time not lose your private keys and not Get susceptible to all the flood Congratulations, you're up 50 X roughly because you had a total investment of $7,900 and you made almost $400,000 But wait What about the next one? July 9th 2016, okay six months before six months after or 18 months after so we go July 9, 2016 January 28, 2018 will it hold up? Yeah, it's pretty darn good. So again, you're coming here and 18 months after the having Actually the top would have been December 16 2017, but you missed it. It's okay No one gets the top all the time and it's very hard to get it once. I've never done it This would be my third cycle coming up. So let's say you do it over here All right, so you put an 8200 and you sold at 76,000 434. Hey, you're doing pretty good, right? Not too shabby and then of course the next one the third having May 11, 2020 if we did it again And we came all the way over here you didn't hit the top But you were pretty darn close and 8100 to 22,000 which I gotta tell you isn't that great of a return if you think about it What is that? That's a two and a half X. It's not that great if you do 2020, but regardless He is right. It is a pretty good plan so far that plan be put out and It would check all the boxes for the past now will this happen again anybody's guests. I believe it's Ben and plan B who say all models All models are wrong and some are actually useful and this one right here looks like it'd be so it's Up to you to decide what you want to do, but again April 2024 is right around the corner. So maybe take a look at Bitcoin and maybe share this video with your friends and also Not to be outdone if you want to take a look at some other examples You can of course put it was in DC dash CC, but we talked about this yesterday I'm not gonna go over it watch the video yesterday There's a link in the description and I take you all the way from Bitcoin on different time frames Uniform your cycle also Ethereum how much you would get also Cardano historically speaking Also chain link which really beat the pants off everything and then also just to remind yourself that dash assault not everything's awesome And then if you don't even do that and go forward there's a great website It's a hundred percent free Dan teaches crypto and I go over some things in the investing portion Where I talk about some cycle top callers which you can say by cycle top and UPL time and risk band We talked about yesterday cycle bottoms to your MA well and reserve risk so on and so forth in an updated video of When I'm going to sell 80% of all my crypto and go from there. So That concludes that part for plan B. So let me reiterate It's pretty right so far on this one now stock to flow. Hey, even he said it didn't work out But who's going to nail them all the time? So let's move past that and talk about some good news and then maybe some not so good news so This came up as far as good news goes just in Watch your guru with 650 billion dollar asset manager Bernstein says the SEC is likely to prove a Spot Bitcoin ETF and who is Bernstein? Well, they are a private wealth management company again 650 billion dollars assets that are management and they're like, yep, it's gonna happen I personally do not believe it's gonna happen, but I'm waiting to be proven wrong. So we'll see how it goes I just don't understand how Fidelity and arc and black rock they all went with the custody service, which is Coinbase and said, you know what? We know you guys are fighting with the SEC, but you guys are the custody. I don't know. Maybe I'm wrong Hope I'm wrong. I will gladly be wrong, but this these Individuals who dabbling Finance seem to say that I am totally incorrect. So let's hope that's true. Also on regulation Bittrex Bittrex comes out just like Coinbase and argues that the SEC lacks authority to apply securities laws to crypto and does not Delist anything there was a story that just came out from Revolut and they started to do the list I believe it was Cardano Solana and then one other one which was named as a security by the SEC So just pay attention to the ones that are standing firm against the SEC and what they're doing also I thought this is very interesting is That one of the problems with with Bitcoin in general is the miners because the miners at some point They have to sell because they have to keep the lights on right?  Here's what we got hut eight best known as Bitcoin money coming with facilities in Alberta Canada and Texas is A great example hot eight recently signed a contract to provide high HPC is high performance computing for clients in Canada's health sector It's more access to the facilities and the people who know the business Felman says one of the CEOs or founders of cooling for example is important in any high capacity Computing environment in both Bitcoin mining and high performance computing. They all have to have that set up Hut eight iris energy hive and cypher can repurpose facilities provide HPC diversifying the business seems like there's a tremendous amount of man and also on top of that I Didn't know this but this is from Newswire and hut eight. They have five data centers like you talked about They do co-location which apparently is to rent out your space to third parties So if you have servers again, they can put it in there in their space public and private cloud Managed services to government private sector and nonprofit Across variety of industries including finance gaming tech AI and more Why does is anybody care about what I'm talking about and it's the reason for this? if you have an alternative revenue stream and you don't have to sell your upset Bitcoin Which means that there is not the sell pressure because all these miners are dumping It's pretty good because that means that you have an alternative stream of revenue And you don't have to depend on selling said Bitcoin. So to me I think this is good news and it's a win in that category. I'm gonna think about that in the comments section Now let's talk about Regulation to where I'm gonna applaud what Singapore did here. Now. I'll tell you why Singapore regulator bans crypto exchanges I Applied that From lending staking for retail investors. I totally applaud this. I know this will not be popular, but just stick with me This is what's going on Country's chief financial regulator will enforce a ban on lending and staking for retail individual traders as opposed to institutional clients The regulator will also require the exchanges move customers digital assets into a trust before the end of the year This is to prevent an FTX style scenario Where their funds are commingled or traded and it goes on to some other stuff, but it gets boring. Here's the thing Lending I think is a mistake in general For the lending services because here's the here's the problem with crypto It's pretty volatile right maybe in 20 30 years is not so volatile and then maybe we can take a look at that I suppose so or maybe you get into something like what meld does Where you actually gain a yield on the amount that you actually put in because it's put it into staking services However, for the vast majority, this is not going to be a really great option for lending. I'm gonna tell you why when you lend Let's say you put up 10 Bitcoin you need $300,000, right? So if you're $300,000 actually, let's say you need 150,000 you have to double. Yeah, the 2x what Bitcoin is actually worth For collateral now, let's say that there's a black swan event. Let's say the Biden administration for some reason gets reelected No, and then all of a sudden they come out and Gary again. Just like you know what? I'm gonna crack down harder And you know what operation choke point 3.0 comes about and all of a sudden everything's going down in crypto now Bitcoin that was worth 31,000 over is today is now worth $15,000 guess what you get margin calls and if you don't have that margin You have to get everything liquidated as fast as possible. There goes all your Bitcoin So lending process is kind of a problem if you start to lend out in that situation Oh and one more thing when that happens and they liquidate you Do you know that's a taxable event and you know what that means if you held that less than a year here in America You're looking at short-term capital gains tax on top of all the money that you're gonna owe So on that part I agree lending not a great idea. That's just me. I could be wrong Trust me in the last bull run. I had people calling me a moron because I wouldn't lend out my crypto To get a loan to buy more crypto I remember a ton of people telling me that Luna was the next greatest thing of all time and they were Collateralizing their Bitcoin to have money to buy Luna and guess what happened. It was everything.  That's just me. Also. I'm super biased Because I have a cardano stake. So thank you for what it's worth I don't like either of them. So I'm glad they did this. Hopefully you'll protect it And they won't get an fdx situation. Anyhow, let me know where I'm wrong on that one and then also Let's talk about some bets. I'm not so good news we'll say this is what I were talking about before There's a little hiccup with that Hong Kong situation If you don't remember about a month ago Hong Kong came out and said that we're going to allow Crypto exchanges and we're going to pull in investors not just institutional size, but retail side We're a lot of people to buy and that's great for Hong Kong, but you got to remember Hong Kong is not part of mainland China Hong Kong is roughly 8 million people and China is roughly 1.2 billion It's a very different system. What is it one country two systems something like that? and Here's a little reality check on China because everybody thought that Hong Kong would just go over with spillboard China Which I thought to so too, but I guess not There's been a shake-up at China Central Bank Pan gong shing nailed it was named the top Communist Party official at the People's Bank of China The move potentially puts pan and the running for the People's Bank of China's governor and was viewed as a signal of policy continuation at the institution Which in 2021 declared all crypto-related transactions illegal pan Made this statement in the midst of an earlier clampdown on crypto And he said if you sit in the by the river and watch one day the corpse of Bitcoin will float in front of you He said in 2017 pan back then also defended regulatory action against crypto and professed to being a little scared to contemplate What would have happened if China hadn't curved digital assets and before I go on it. We'll just say this Jamie diamond at JP Morgan. He said the same type of things for quite some time now All of a sudden JP Morgan is getting into the crypto game Also, Larry Fink from BlackRock said that there was no institutional demand for Bitcoin and crypto whatsoever And they just applied for a Bitcoin ETF So I understand that people say well people's opinions can't change and they definitely do right? I mean even Michael Saylor back in the day said that Bitcoin was irrelevant and look where he's in now However, it goes on Based on my knowledge No people's Bank of China governor would support Bitcoin said David Q chief Economist at Bloomberg economics what happens in Hong Kong is irrelevant as the China mainland usually views Hong Kong as an overseas market Senior officials outside the central bank are also critical of Bitcoin and the government isn't said focused on developing the digital you on Q Edit, which I gotta tell you makes a lot more sense Digital you on you have a lot more power than you do with Bitcoin And from my understanding China really does like to have that over their citizens Tell me where I'm wrong in the comment section. Maybe it's all smoke and mirrors. Maybe they're just saying that so they can control Bitcoin Just doesn't seem feasible to me and then also Story came out. I'm sure you've heard about this Vitalik buttern declares he is not staking all of his ETH merely a small portion. I find this quite odd He did say it was complicated a bunch of ways And his exact quote was if you stake your ETH the keys that access it have to be public on a subsystem That is online for safety is to be a multi-sig Multi-sig for staking is still fairly difficult to set up. It gets complicated in a bunch of ways so look I Had to tell you that is not instill confidence in me and Ethereum staking. I That's what I've read so far. This could have been taken out of context Maybe later on the show I listened to most of it Maybe later. I missed something and he said no, no, I was just kidding. I stake all of it But to me when I take a look at that I'm like if that's my product and that's my company you better damn be sure I'm gonna stake the hell out of it And I'm gonna make sure that the people that are around me feel comfortable That's just how I would do it. But maybe if my product isn't 100% maybe I wouldn't just something to think about maybe I'm wrong Which leads me to my last points, which is this I have to congratulate The Cardano ecosystem They are crushing it right now if you go to coin gecko and you click on Categories and there's a bunch of categories you look at layer L1 smart smart platform I never can remember where Cardano is so I'm going to Do a quick search and cheat there it is number 86 Cardano ecosystem and You can take a look at here. Here's the ecosystem that is Cardano. I know some people say it's a ghost chain It's awful and whatever else sure. I mean it's debatable I mean it's sure as hell hasn't lived up to its its potential. Let's just say that it's got a long way to go I think everybody could agree that there's a long runway For that here's the ecosystem road mobile token meld indigo protocall The Jed Jed Charlie and power verboto if we take a look here like indigo synthetics stuff like that If you look over the last 30 days how it's done. It was that three dollars just in The fourth of June three dollars now. It's a 376. Let's take a look at 90 days Not too bad. I don't know if Bitcoin's done this, but it was a dollar 69 That's that 368 two and a half acts pretty good. How about a year? Not too bad. How about max? Let's see still pretty good 345 and it is above. It's all-time high. So again, congratulations to the current ecosystem same thing with liquid Over we'll start with 30 days doing pretty good for 38. Here it is 90 days 764 still kind of back one year. Oh take that back not too great But again, there's a lot of different things that are in the ecosystem cars are a sardana Wi-Fi Doing quite well and if you really want to take a look at things How they're doing as far as dApps and so on and so forth. There's a great website linked in the description dApp radar And if you want to take a look at all the dApps that are going on we search domains Sardano The other things are going Here's all the current dApps and if you want to Number of unique active wallets. Let's just take a look at volume Men swap 9.73 indigo protocol over the last 24 hours 100,000. Let's go over 30 days That's a little better one more click Men swap 30 days half a billion dollars indigo protocol 30 million almost 20 million for Sunday swap and 20 now again If you go through everything We'll take a look at aetherium because I know the aetherium maxis will hate me if I don't show this But Rob What about everything that's built on the aetherium and you do have a point I'll give it to you In 30 days uniswap v3 is 91 billion balancer 10.4 one inch number. Those are those are Dex's Curve uniswap dodo 1.95 Uniswap. Well, it's just yeah Polygon bridge half a billion so I Think things are catching up, but it's not where it could be and once you think about that and then lastly lastly Some I found very interesting Top blockchain daps over all chains last seven days Sweat sweat coin Don't roll your eyes yet Sweat coins doing good things. We talked about this on the Dan D gen channel volume isn't fantastic balances Unique addresses is still pretty good. You know, we take a look at 30 days Number four out of all the daps that are out there number four and just so you know Why I'm excited about it. First of all It's because I invested into it. That's why and I'm biased Shocker Is that on September 12th of this year? They are coming to America with their sweat wallets meaning that you can have the app itself Which had it was the number one health and fitness app in 58 different countries I think globally almost it was to 200 million downloads not too shabby Then it has over 13 million different crypto wallets Which is? Sweat coin and now finally gets to come to America. So we'll see how that all works out and lastly Everybody's excited yesterday last night about this Gary Genzer story.  That's not gonna happen He's not gonna resign yet. He's got a lot of things to do He's got a lot of people to put in their place and it's not gonna happen And I did a little tweet and today here it was and did you know I found this very fascinating Which is this the story itself was created by AI and the website itself on crypto alert It was just registered When was it? The website domain the crypto alert was registered at 447 p.m. On June 24th. They ran it through this thing called AI No, no, it's not what it's called Zero GPT where you can put text through and see if it's actually been created by by AI and it said it's a 96% match So this website was created It wrote a fake article and it was so good that the SEC was forced to comment Within 24 hours and said that no our guy Gary is not going to It's not going to resign. I found it fascinating of how things move with AI, but hey new brave new World and that's it for today. So look if you like today's video want to spend all the time me great I'm glad to have you hit the thumbs up consider subscribing. I don't care who you subscribe to but just like plan B was talking about In these next months up to the having and beyond in 2025. I think we're gonna see some pretty big things Stay alive and thrive the 2025 and that's it