Welcome to the last set news that could top stories in crypto and break them out of bite-sized pieces today We've got some honestly crazy stories first. We're gonna talk about Visa getting into the NFT game We're gonna take a look at a little crypto history to see kind of like where we are at right now and how we were back Just just four years ago also take a look at how a poly network hacker is giving back everything and the reasoning behind it I think it's a little bit of a twist and last we're gonna go over a cue of the day We're gonna talk about loans crypto loans and how that all works out So we'll go over all that stuff at first take a look what's going on into the market. So today. Hey another great day It is a Monday. I think it's a 23rd. Correct me if I'm wrong. I think it's 23rd 2.14 trillion 2.14 trillion market cap. That's pretty darn good we have just been going up and I will just warn everybody right now you can't go up forever what goes up Will eventually come down. So just expect for a pullback at some point you just can't keep going doing this although I did say that last week and Market over performed in my opinion. So who knows but I just want everybody just to be a little bit of that aware and We're looking at Bitcoin prices looking pretty good Looks like I mean as far as the sentiment analysis for today. I raise bullish. I mean 65 out of 100 I mean, that's pretty good as far as like sentiment analysis and if if you're wondering what I'm using It's called trade the chain. It's just for sentiment analysis and we can take a look at Everything as far as like what's going on as far as which ones are the good good sentiment for the day So like bitcoins at 49 for you're looking at First far as deli cement bullish bullish bullish bullish bullish separate tether bearish. I don't see how that works out But sure XRP is neutral. I'm bear. I'm bullish on XRP dogecoin and of course the darling of the hour Cardano congratulates us all you cardinal holders myself included It's been a magnificent run and we'll see what happens when all those smart contracts go online And if it can do what it says it can do and I'm waiting for that day to happen So let's see it all works out. That's what's going on the market. Everything's going great. Everything's going good Just be cautious. That's the only thing I can say. Let's go over the first story Which it's just crazy visa visa buys and crypto punks NFT or Roughly 50 ether that's insane. So I'll just go this real quick visa's official news-based Twitter account told it's 114,000 followers It's not crazy. It's only got 114,000 followers visa. It's pretty big company I guess they're not been maybe their Twitter game is weak just like mine whatever But it paid about 50 ether for a crypto punk 7610 so we did a video yesterday where we talked about this we talked about how you know NFTs is the next gold rush and Some people will say it could be a fad. Some people say it's a bubble and some people say it's here to stay I don't know what it is, but I can tell you right now There's a lot of things going on and people are making quite a bit of money and on this channel I cannot give you financial advice.  No, it's not what's happening Over the last 60 years visa's build a collection of historic commerce artifacts from early paper credit cards The zip zap machine. I don't know what that is today's winner new era of NFT commerce visa welcomes crypto punk 7610 to our collection Regardless of what's going on. Maybe it's just a collector's item Whatever they want to call it but in all honesty visa is pretty heavy into crypto and when they get into something like an NFT Maybe it's something to look at a little bit harder now on this channel I'm not the most well-versed as far as NFTs and things like that go follow crypto stash And there's a bunch of different Twitter accounts you can follow NFT today is one I just started following they got a lot of great insights go look at Alex Becker He's big in NFTs and stuff like that, but also before I forget is that the gentleman over at Cardinal combat they sold out their NFTs and which is based on the Cardinal blockchain within two hours and Because of that I was like lots of bummer, but they reach out to me to go Hey, we set aside one for you. Do you want to give one away? I was like, yeah, sure I mean people like free stuff who doesn't like free stuff. So it's the golden or a Boris all you got to do is Go to my Twitter account. You can see it right down there at news asset follow me and follow at Cardinal combat and Just on the very first first post which is pinned is the giveaway So everybody that's in this and they comment and they follow all the stuff I'll draw that tomorrow and someone's gonna win This little beauty, which who knows can be worth 10 cents give you a 10 million. I have no idea. Nobody knows NFTs, right? So that's what's going on there. Now what I want to do is just take a look about a little crypto history Because I know people when they look at things are like It doesn't make any sense. It doesn't really because I mean we're gonna go up forever or You know these we're gonna go sideways. We're gonna do whatever this. I just want to show you is all the way back from early 2017 to today and as you can see it right here, I Can't see my mouse. It's a bummer, but see that that little blip where it says 2018 right above it That was the last bull run and that was when everything went bonkers Isn't that crazy when we hit a a whopping 19,000 Bitcoin watch out 19,000 Bitcoin That's that's laughable now these days and then of course on the right-hand side above 2021 We see where we hit the all-time high around 64,000, but what I want to show you real quick Is that we take a look at this little piece? See this little piece? right before 2018 hit when we had like this all-time high see this stuff right here This doesn't look like much of anything, right?  This is just from from June look at this this craziness That's going on right now. All we really got to do is just zoom out and look at the big picture The big picture is things are gonna go sideways They're gonna go up and down But for this market and where we're going I think we're heading in a pretty good direction as far as cryptos and digital assets And I'm just a long-term investor and maybe that'd be something good for you Any I just want to share with that how much thing about that in the comments section Let's move on to our second to last piece the Polly Network hacker This is actually funny. So if you don't remember Polly Network not Polly gone Polly Network it got Not busted it got hacked for six hundred and ten million dollars worth of crypto That's a bummer and just one person apparently one hacker and then so they were gonna shut down But then all of a sudden they had a dialogue with the person that actually this some hacker and they offered him $500,000 bug bounty So just return our stuff will give you a half a million this guy's got six hundred ten million He's like no, but I'll return it at some point and he know what he did He returned everything he returned everything just a couple of days ago or just yesterday I think it was and he'd he'd been slowly slowly Returning everything. So when I read this I'm like that's sweet. It's not nice There's a hacker with a heart out there fantastic, but you got to remember this There's always two sides to a story Some believe that the hacker became a white hat out of fear of being caught Black chain security firms slow mist announced that I had to manage to get the stackers attackers IP email And device fingerprints. So at first when you see stuff like this, you're like, it's pretty good That's pretty great. See we're all gonna be safe I think honestly the only reason well part of the reason is probably because this guy got caught and then off you go Let me understand about that in the comments and where you think this is going I've got another great story from Alex Dabnia and Let's move on to our last piece. This might take a little bit of time We're gonna talk about the cue of the day and this is from Shane and I have been talking about Crypto loans because I think I'm a crypto loan with Celsius I put up collateral for my Bitcoin didn't sell my Bitcoin and what's great about not selling your Bitcoin is not not a taxable event Loans are not taxable so Shane says a rose. Thanks for your great video.  He said it was the buy borrow die strategy It's pretty good because I know he can't offer financial advice true, but here's a question I don't have a ton of crypto So if I take out a loan at the peak this year This is the this is the crux If I take out a loan at the peak this year then the Bitcoin price tanks by 75% the next month The loan company is going to want more crypto from me to cover their loss Yes, so it seems like I can only put up half of my crypto for the loan to account for this possibility So here's the thing. I just got to tell you right now If you don't feel comfortable with this then then don't do it I can't tell you what to do my goals are not your goals, right? So you have to remember if you're gonna take out a loan For your crypto you better make sure that that money is working for you And that's just if I had to tell myself that that's what I would say, right?   I'm gonna hold on forever stuff like that if you got a self to help out your family you do that So it's all up to you So the thing is though is that with this loan? You have to take a look at the fine print because When I put up my Bitcoin, there's the different interest rates, right? So you have if you put up just twice or double the loan amount Your interest rate is like seven percent seven percent Interest and then if it's like triple it goes down like three percent somewhere around there And and these Celsius always does different things and other ones do different things and if you quadruple the amount that you need In your Bitcoin or whatever crypto. It's only one percent. So if you need 10,000, okay? You say okay, here's 20,000 worth of crypto. Great. You're gonna have a seven percent interest rate if you say Why need 10,000? Well, here's 30,000 worth of crypto. It's gonna be 3% You said I need 10,000 and you give them $40,000 worth of crypto to 1% and here's the thing though at that point That crypto is volatile, right? So if it falls past a certain point like for me when I put this in I Think Bitcoin was around. I want to say 55 56,000 They said look we're gonna call this in or you're gonna have to give us more crypto if it goes up If if the value goes down below $19,000, I'm like, well, that's probably not gonna happen So I think I should be okay. You don't have to pay off the loan right to give us more crypto So just be aware of those things. So just like Shane says if I'm gonna At the top hopefully he doesn't get along the top or whatever else it is that he needs Then yeah, he's gonna probably have to get more more crypto and then to move on in this one In a different video by Mark Moss, he talks about how each year you take out a new crypto loan to pay off the old loan And keep the surplus gain to live on you didn't talk about this and had a question about that So I'll just say like this on that situation. I wouldn't recommend to do that I mean, I guess I mean I guess you can but it's it's the same type of thing, right? If you're just taking all that out and you're living on that well, what happens if there is a black swan event What happens if another Pandemic comes along. I don't care if you believe in it or not It still affects the market so it affects the markets and you're gonna get called in for that loan Do you have enough to cover that loan either in cash or in cryptocurrency? so that's one of those things and That's just what I got for that one. So yeah So hopefully that answers that that your question about about that as far as loans You got to be careful make sure they're appreciating assets and that is the big stuff. So look that is it for today So hey, if you stuck with me all the way in I would appreciate it Thanks for sticking with me if you liked the video give it a thumbs up I'll consider subscribing. I think we talk about our very time sensitive and things we talk about on this channel Consider signing up and that's it for today. So thanks so much. See you on the next one


Well, hello and welcome to the internet friends. Well, I don't know what I'm talking about. Ha ha ha, okay, anyway, um, hi, it is Sunday. It is actually Easter Sunday, so happy Easter to anyone out there that celebrates.   So this Bissell cross wave actually, um, has like the carpet refresher in it. So, um, anyway, I did that. I just haven't taken it downstairs yet because I'm lazy and I should probably do that right now. So let's do it together. Uh, okay, let's get this party started. So fun fact, my brother is coming over and yes, we are gonna social distance while he is here. He will be here, um, like in Minnesota in my area for a couple of days, maybe the whole week. I'm not really sure and, um, yeah, so he is gonna come over, I'm gonna make some food and we are going to sit six feet apart. That's what's gonna happen. He has also been social distancing and, um, working from home and it's just him in his apartment. So kind of a similar thing to me and, oh, if you guys are interested in this cross wave, um, it does like all the things too. It's really awesome. Especially, I mean, not even if you have a dog, if you just like have floors, it's really helpful. I'll link it down below. I got mine on Amazon, um, kind of when I moved in here, I think, it's been a while, um, but I love it. And then this is my regular vacuum. I'll link that too. I love that. It's great for the Doyle dog hair. Full show. Um, but yeah, my brother is gonna be here in about a half hour and we'll sit at the table across from each other and that's about six feet. I don't know what I'm going to make for lunch yet. Hmm. I think I'll just ask him when he gets here what he wants to eat because I can whip up something pretty fast. I've got some, um, I don't know, some beef for like a beef stir-fry. I've got some hamburger meat. Um, I've also got a bunch of other things. I don't know if I can make some tacos or I don't know, whatever. I can make just some like a hamburger, we can make some pasta. I don't know. My pantry is a freaking mess right now. Oh, and this morning I went online because, you know, nothing like being cooped up in the house and wanting to organize all the things, especially after you cleaned all the things.  So I will be filming that video. It'll come at some point, but everything because of Prime being so weird right now, just with everything that's going on in the world, all my shipments are pretty staggered. So I think like the first week of May is when the last shipment is scheduled to come. So once I get everything, then I will clean everything out. I will show you my embarrassment, which I already kind of showed you. And then we'll go from there. But Doyle is at the front door. He wants to go outside and go tinkle time, hopefully not in the house, so we're good to go there. And then I will show you my brother when he gets here and, you know, how we social distance. I mean, just a normal Easter, guys. Just a normal Easter. All right. I'll see you in a little bit. Bye. All right. The favorite brother is here. I don't know. I'm doing digital things, whatever. Hello. Happy Easter. We are social distancing and eating tacos because, you know, who doesn't eat tacos on Easter, right? Just talk to the favorite mama. She's doing good practicing social distancing, eating some ham in Florida. So yeah, that is what we're doing. And then Doyle is hanging out here because he got some taco meat as well because that's what he does. He begs for food. But anyway, I'll see you guys later. This dog is very upset right now. He's very pupset. What's wrong, Bobo? Uncle Philly leave? Yeah? Sorry, bud. He has to leave. He had to go. I'm sorry. Doyle is like a statue sometimes when there's, you know, things that he's upset about this guy. Doyle, you know, Philly had to go, bud. I'm sorry. All right, but I think that we are going to go upstairs for a little while. I need to edit yesterday's video and do all that good stuff. Let's see here. Yeah, I need to do that. Oh, goodness. And then maybe we'll just like chill out for a little bit. Doyle, come on. I'm just turning some of the lights off because I'm not down here anymore or I won't be down here. Oh, I also snowed today. Fun fact. Always a fun fact here. Always snowing, seems like, but this might be, might be the last snow of the year. One can only help. One can only help, guys. Oh, there he is. Okay, well, I'm gonna get to editing yesterday's footage and doing some other stuff and then I will just talk to you guys in a little bit. See you later. Bye. All right, good evening, friends. It is seven o'clock and it is time, it is time to go downstairs and figure out something for dinner. It's like every day. It's the same thing every day. I just don't know what to do with myself sometimes. I let the dishwasher go. I did the dishes. I didn't really do them. The dishwasher did them. I just loaded them. That's what really happened. Let's get real honest and transparent up in here. But yeah, so I'm not really sure what I want for dinner. I have like no idea and I don't have any particular hankering for something. So I'm gonna have to figure that out. In the meantime, I'm gonna have some water because, yeah, I'm just kind of, I'm searching.  You're like, something, something will call me and it never does. That's kind of how I feel today. Oh goodness. Anyway, what I just want to check in, say hey, all that good stuff and I'll just see you guys when things get more interesting. See you then. Bye. Hello, hello. It is time to go upstairs. And no, it's not bedtime yet, but it is time to close out the vlog because I need to edit. I still haven't edited my vlog from yesterday, which I totally should have done already, but you know, lazy or unmotivated, mostly unmotivated. Also, alternatively, I found two videos on my computer today that I have never published nor edited. So I need to take care of that as well. I've got more laundry going. That's the whole thing. So anyway, I am going to edit at least my vlog from yesterday and get that hopefully up for you guys tonight. It's a quarter to nine, so fingers crossed that the internet speeds won't take like three hours for uploading, but okay. And yeah, so I currently have one, two, three, four, I have five videos on my computer right now. Look at this to myself. Huh? Doyle, are you going to help me edit? No. He's just going to be like that. But anyway, I'm going to say goodbye for now. Thank you guys so much for chilling with me today. Happy Sunday. Happy Easter to anyone that celebrates. And I will see you guys tomorrow on Monday for whatever the hell this vlog is. So I'll see you then. Bye guys. Well folks, it's time to kick it old school.


We put all chips. We cashed everything in on humor this year for the Super Bowl. We're doing a spot for the first time for Cool Ranch this year. They've added more flavor to it, and so it's a cooler ranch. It's right there in the package. It says the Cool Ranch, and so we just said, well, that's it, we're adding more flavoring, so can we just make the ranch cooler? Can it get cooler? The spot is an homage to the good, the bad, and the ugly. Instead of a shootout, it's going to be a dance off between Sam Elliott and Lil Nas X. Lil Nas X, just with the biggest song of the year, which is literally taking, you know, that kind of Western and country and transforming it and making it cooler, so we figured that we had to work with him and do something there and also bring in someone like Sam Elliott and put these two colliding worlds together to kind of battle and really make the ranch cooler. Yeah, we were like super lucky that this like moment in culture was happening in the background of this product existing. It was all about a ranch becoming cool. You have Lil Nas X hip hop and Western being combined for the first time in history. It was actually really sweet just to see Lil Nas X representing new Western culture, how much he respected Sam Elliott and vice versa, and Sam Elliott's literally everyone's favorite grandfather.  This year for Cheetos, we're a hero and a guy who figures out that Cheeto dust on his fingers is his superpower. The sort of cheetled covered hand is really the star of the spot itself. We wanted to make sure that we put the things at the forefront of it, that we knew the people love about Cheetos and it felt like when we looked at the script that that was coming through really strongly and that MC Hammer would be great support to that and feel like very unexpected support to that in all the ways he appears within the ad. You can't touch this. But we were conscious, obviously, of the fact that we didn't want to be that ad that everyone says, oh, that's that MC Hammer ad, rather than oh, that's that Cheetos ad. The interesting thing is that we kind of hit different notes, different kinds of humor with each spot, so they each have their own distinct personality.


So I think this moment in time is a test for us as human beings. I think it's a time when we really need to draw on our deepest pools of empathy and humanity to really correct and address some of the inequalities that are causing a bevy of outcomes, none of which will actually benefit any of us. So can we replace me with we? Can we start to think about the collective over the individual and yet at the same time see ourselves as a solution and an important solution, each and every one of us as a solution? If you think about where we've come from, the Hillary Institute was about recognising and celebrating transformative leaders, many of them in the climate action area, who were mid-career in the world and really seeking to partner with them. And that's been done incredibly successfully. So now we have 11 extraordinary laureates who are world leaders in their sphere. Then alongside that, we've had the attraction and the selection of fellows who wanted to come to Aotearoa New Zealand with this idea that New Zealand can be a base camp for a better world. So there's been a uniting of purpose there. Where we see the opportunity is how we can bring these extraordinary cohorts of people who are really driven by passion and purpose and bring extraordinary influence, global voice, skills, resources and connections into Aotearoa and New Zealand in a way that can really activate impact. I'd like to acknowledge all the talent that we have here in the room. This is about bringing together two global networks under the Hillary Institute umbrella who have already created enormous change as individuals, bringing them together to catalyse even greater impact, not just for Aotearoa New Zealand, but for the globe. I think our laureate and fellow communities are extraordinary by the sense of purpose that they have, the sense of ambition that they can and will change the world, but they want to do that in partnership with each other. So bringing the two together with the inspiration of Ed over it all I think is immensely powerful. The Mission Studio activates exceptional people and innovation projects. It's about powering up system solutions from Aotearoa New Zealand with the intent that we can show global leadership to the rest of the world. The first grand challenge for the Mission Studio is going to be climate innovation, simply because the urgency and the imperative is so great we really only have seven to ten years to really act and also we've got so many of our laureates and fellows that have extraordinary skills, capability and vision in this space. So sitting underneath the grand challenge we've chosen four mission focus areas. So the first of those is energy transition and that's about limiting the global temperature increase to 1.5%, everything to do with decarbonisation. The next one is restoring nature and how do we protect and restore 50% of land and sea? The third one is sustainable food. How are we going to feed 10 billion people and do so with net-zero food and fibre systems? And then the last one is resilient communities, something very close to every New Zealand's heart right now, which is how do we build the adaptive infrastructure cities and communities to deal with climate impacts? I think climate innovation is a great topic for the first innovation challenge. I'm biased because I've been working on climate resilience planning with communities globally for the last decade. But there are a lot of opportunities to help streamline and integrate all of the capacities that the fellows bring to this challenge. I mean, we've got amazing data and decision support tools, we have amazing policy innovation, we have resources to fund new work on ground and there's a really tremendous opportunity for us to come together collectively and see how we're going to leverage all of those capacities for good. The mission studio represents to me a whole new vista opening up of ways in which I can personally work and work with others. And that's hugely inspiring and enlightening to me. And if this hadn't come along, I'm not sure quite whether I would have just kind of stopped and said, I've done my dash, I'm not sure I can do anything more. I've run out of ideas. But now with the mission studio and laureates and fellows coming together in this way, I'm going, whoa, there's just unlimited potential here that we so desperately need that we can harness and create amazing things that hadn't happened before. So I'm just over the moon about the whole thing. What I'm excited about the mission studio is that we were all selected as individuals, obviously, and this is really the first chance to understand what the collective impact is when you bring us all together. Being part of this community, the Hillary Institute, the Edmund Hillary Fellowship, has been really important, not only for me, but I know for my fellow laureates. It's in these communities that we are able to scale our ideas and our work to use each other's networks that we've spent a lifetime creating to actually amplify and accelerate ideas that are proven on the ground ready to go and working. And that's really what's required now, this sort of move, as I said, away from me to we and how much further we can go all of us together.