Amazon's web service, re-invent conference. This is theCUBE, exclusive coverage of all the action here about the cloud, DevOps, big data, you name it. Amazon is really kicking some serious butt out there in the marketplace in public cloud infrastructure as a service. And this is theCUBE. I'm John Furrier, the founder of SiliconANGLE. I'm Joe Michael, host of this segment. Jeff Kelly, big data analyst at wikibond.org. And our next guest is Nima Beatty with Cloud Foundry. Welcome to theCUBE. We love to get the perspectives. We've been talking about Pivotal yesterday with Cloud Foundry, obviously in context to Amazon. Cloud is the hot topic. Amazon has seven years of experience and getting the runway going for cloud. Still bumpy road, not a clean path to the enterprise, for sure. But we want to know what's going on with Pivotal. You guys had some news yesterday. And more importantly, let's break down the enterprise action. It's not that simple. We're offering some VDI and some compliance software is one step, but there's a lot more action. So let's talk about one, your announcement yesterday and what's up with Cloud Foundry and then let's take it to the enterprise. Perfect. So I brought a prop with me because props are great. So this is yesterday's Wall Street Journal. If you turn up page A7, you'll see our ad. So this is the Cloud Foundry platform ad.  So the big announcement we had yesterday was really announcing Pivotal CF. So this is the Cloud Foundry product, but for the first time commercially available to enterprise with Fortune 5000 sold via VMware and EMC sales channels and through our direct sales force. It includes the elastic runtime service. So everything you know and love about Cloud Foundry including application scalability, load balancing, DNS, automatic health management, logging, auditing, a web management console, a command line interface and IDE plugins for your, you know, popular plugins like Eclipse or Spring STS. It includes the CF operations manager, which is basically a way for you to deploy on top of vSphere and automatically manage your Cloud Foundry installation. So no longer just scripts that are static, the very dynamic environment. The best example I can give you is it's kind of like a live virus that will go and deploy itself onto your vSphere infrastructure, but it's not a static deployment. It'll roll up VMs, roll down VMs as needed and deploy a stem cell on each virtual machine with a specific application. If you know anything about Cloud Foundry, it's basically an idempotent distributed set of loosely coupled services, which is how it operates in a very dynamic and scalable environment. And then the second part that we announced yesterday was the announcement of Pivotal 1. So this includes add-on services which can either sit on top of Cloud Foundry or be deployed adjacent to. So Pivotal HD, which is basically everything you know I love about Hadoop, includes HDFS, Hawk, which is our SQL interface and ingestion service, Yarn, Hive, all the things that you need for a big data deployment. It includes Pivotal AX, which is our analytic platform for collecting, storing, querying, visualizing and analyzing data, as well as RabbitMQ and MySQL. And over time we'll add additional services so you can run a fully functional platform as a service either deployed behind the firewall, on your infrastructure, on a managed service deployment, or even in the public cloud, including Amazon AWS. So we've been very complimentary of Pivotal but also critical because when you make a big splash in the pool, like with the article here and all the big logos on there, we want to just make sure the audience understands kind of where the action is. Pivotal is new. We've given you guys a big pass on that because really you got 1600 people as an instant startup. So you guys have made a lot of successes but let's break down kind of where you're at. So you guys are platform as a service, that's key initiative. Amazon owns infrastructure as a service, they got 36% roughly Dave Vellante thinks more but the action is in the software side, right? So let's go into the software conversation. Where are you guys at? What have you guys knocked down? You got Gemfire, you got Green Plum, Solid Anchor in the portfolio. What else is going on? Share with the folks what's happening because there's a lot of confusion around, okay, is it all fluff, a lot of big splash in the pool? Where's the meat on the bone? What do you guys, give us an update. So our focus is not infrastructure as a service. I think they're very competent companies doing that, Amazon AWS and the open source domain, there's open stack and then there's a very long tail of a lot of different providers. VMware kind of where my genealogy comes from as well. We focus principally at the intersection of applications, data and analytics. So you don't need one, you need kind of the consolidation of all three of them in one. So all the products that are in the portfolio, if you remember part of the launch in April 1st, one of the comments I got back about the formation of Pivotal was that it kind of feels like the island of misfit toys. And then you hear Paul give his speech and talk about why he built the company the way he did, why he decided that it was time to pull Cloud Foundry out of VMware, to pull the vFabric division out of VMware, to focus on applications, you grok the picture very, very quickly. Nobody has gone after this market with all three tools in one toolbox from one company. Let's just hold on, let's break that down because that's really important to share with the folks. The unbundling of VMware is really critical because it's not like you guys just had to get into the past business. There's some serious assets there. So drill down on specifically what was pulled out and plugged into the Cloud Foundry. So we started with Cloud Foundry. So that was an incubating product in the, what we used to call the Layer 2 division. vFabric, so that includes TC Serbert, RabbitMQ, Redis, Gemfire SQL Fire, and the Spring Development Framework. So that was all pulled into Pivotal as part of our application in Cloud Fabric products. From EMC, we inherited Pivotal Hadoop, Hock, the Green Plum database, as well as a very dynamic, competent, stellar team of data scientists who are excellent at just kind of jumping into an enterprise big data problem, doing enterprise transformational load, discovering where data is hidden, pulling it into a single source of truth and helping enterprises grapple with their data problem. Because most enterprises grew via M&A, so they have pockets of data everywhere but they don't know where it is. They can't audit it. They have no idea what they know. It's just that meta knowledge problem. I don't know what I don't know. And it helps them with that. And then layered on top of all this is an exceptional engineering services team out of Pivotal Labs and Extreme Labs out of Toronto. So what you have is a developer focus. What does a developer need to quickly build, experiment, deploy and scale applications? Without having to go through this old world, let me wait two months to provision of EM. We're fundamentally taking the unit of currency from the virtual machine to the application because that's what people work on. People don't work on virtual machines. They don't work on containers. They don't work on the REST stack. I have an application. Make it run for me. Don't make my life harder. Well, and so isn't one of the keys, of course, for a platform as a service is to you've got to track developers. I mean, that's obviously, it goes without saying. But in order to do that, developers want choice. Just what you said, they want to use the tools that make it easiest for them to build applications that are going to have an impact and do that quickly. Is there a tension in the Pivotal business model where you've got the data side, the big data side, the analytic side, and then you've got the platform side where, I mean, if I come to Cloud Foundry, am I going to be kind of pushed to start using some of the Pivotal big data products? And what if I want to use some of Oracle's products or an HP Vertica database? You've got to remain open on the platform side, but obviously you still want to grow the big data business. Is there a tension there? How are you guys handling that? If it's tension, it's creative tension, which is the kind of tension you really want. We look at it more upon the life cycle of data. So it starts with I have information, pull my data into a single source of truth, analyze it, allow me to learn from it. From that, I get my analytics. From that, I can take that information and use it to build new applications. And now I'm building my application. These applications then generate more data, which then go into this circle over and over again. We have access to a lot of data, but it's all static. You don't do anything with it. You don't really learn from it. Every device that we touch generates data. One of the examples was, I think, one of the folks at General Electric told me that their engines generate a terabyte of sensor data on a five-hour flight. What happens to that sensor data? Who uses it? Are automobiles generate data? How many apps have you installed on your car? Okay, this question seems silly today. In three years, it will not seem silly. I'll install my GPS application. I'll install Waze on my car. I'll install some sort of monitoring application that connects with the ODBC2 interface with my car. My car is rolling software. My car is 100-atom processors. My car is 30 million lines of code in the GPS and radiohead alone, whereas the Joint Strike Fighter has eight million lines of code in the Avionics. Software is eating the world. From our perspective, companies like, let me think about this, Square, Uber, Netflix, Airbnb, they have come into the established head-money of businesses and completely thrown everything around. Square, for example, how do they get a $3.5 billion valuation? Software. They innovated. They out-innovated their competition. They out-innovated a trillion-dollar industry and started to complete on its head. How can we enable companies to do that? How can we enable enterprises to put a defensive strategy so they can actually prevent the brain drain and the customer drain by being as innovative as these little small startups? So let's talk about that for a second. So there's two categories. What I just heard you say is there's green field opportunities. So if I'm Uber and you start up, I'm going to be disruptive and Amazon was put trumpeting out all their success, the same thing. That's easy, right? I mean, I'm not easy, but like, okay, I don't have any legacy. So, okay, start from scratch. Cloud makes perfect sense. But what about the legacy enterprises? Because now it's a whole different ballgame, right? I mean, Cloud looks great on paper, but I'm an enterprise. I got to have compliance. There's certain table stakes. And I got slammed on Twitter for saying this, but it's like going through TSA at the airport. You know, you got to get inspected. Everything's going to be certified. So the enterprise is not that easy to roll out. So what's your guys take on that? You guys have a unique positioning with VMware and the install base of Green Plum and Gempire. You have installed base. So how are you guys handling that enterprise story? So it's a great question. So one of the ways we're going to go to market is using the established VMware sales channel. So VMware has a great relationship with all of their customers. This would be an additive story. So now it's no longer about just basic virtualization. That was the story 10 years ago. If you listen to Paul tell the story, you'll talk about how mainframes emerge into virtual machines. The new unit of currency is really the application. And that's what enterprises are starting to care about. And the key actors in the enterprise are no longer the CTO or the VP of ops.  They're under fire. They have to deliver application. They have to deliver business value. And you cannot wait two weeks to have a virtual machine provision for you or six weeks to have a server. A developer using Cloud Foundry can push an application in under five minutes. They can scale from one instance to 100 instances in 30 seconds by giving a one line command. You put the power in the developer's hands. They then become responsible for writing good code for developing unit tests for their code. They're the throat to choke if something doesn't work correctly in production. What about OpenStack? So obviously OpenStack, you guys play with OpenStack. How is that changing the game? Obviously it's a standard, it's open. Some say that this is locking with Amazon. We're more like, it's more like the iPhone. But Android kind of metaphor would be OpenStack. Jerry Chen was poo-pooing that by saying there's no Google behind OpenStack. I would argue that EMC, VMware, IBM or HP could be that force. One of those companies can step up. Mirac Space is just too small to carry the industry on their back at this point in my opinion. No offense to Rick down at Rackspace but it's still a small company. So where's OpenStack going? So patterns, right? We talk about patterns. One of my favorite quotes is, here, Pivotal stands out, not this one. There's a much better one. Here we go. Claude Foundry has progressed from a promising collection of early movers to the dominant pattern for enterprise paths today. Someone talked about that, patterns, right? What are the patterns we see emerging? In the hallway, you hear a lot of, is it AWS and or OpenStack? I think the conversation should be and. Everything is completely additive. From a Pivotal perspective, we are agnostic to the underlying infrastructure whether it's AWS or vSphere or OpenStack. We play equally well with all three of them. Last week at the OpenStack conference in Hong Kong, Mark Shuttleworth from Canonical stated that we've launched a partnership with Canonical to have a distribution of Claude Foundry on top of OpenStack. So now you can have a Claude Foundry instance on your OpenStack behind the firewall or on your OpenStack in the public domain, as well as on AWS. And if you have vSphere infrastructure on vSphere as well, you don't have to go buy all this additional software and hardware. You already have what you need to run an enterprise grade pass. So we are truly agnostic to the underlying infrastructure. It's market expansion for you guys, really. I mean, it's not necessarily. It really is. It's not about picking a horse. It's knowing, being ubiquitous across all potential patterns that are emerging. The three principal patterns are AWS, OpenStack, and vSphere. There's still CloudStack, for example, and it's through other infrastructures, the service providers, and technologies. All we need are the 14 primitives that define the cloud provider interface and we can deploy on them as well. So what was your take on Andy Jassy's keynote this morning when he talked about the private cloud? And he was really down on the private cloud. It doesn't offer the shift from the CapEx to OpEx. It doesn't offer some of the agility you need. It doesn't offer some of the, you know, you still got to pay for it. You've got to do a lot of the work yourself still. It sounds like you're saying, almost doesn't matter to Pivotal because you'll deploy wherever the pattern takes you, wherever our customers are going. Exactly. But at the same time I've heard from Pivotal that we are focused primarily on the private cloud. Maybe I'm mishearing that, but is that inaccurate? How do you view that evolution? And do you agree with what Andy Jassy said about that? So the announcement yesterday was more about the availability of cloud foundry on top of vSphere for specifically the private cloud. There's also for public cloud. If you want it on top of OpenSack, you want it on top of AWS, we have, I see emerging and dominant patterns in both. I think the hybrid conversation is moving away from private versus public and more about the way I deploy. What does hybrid mean to me? Hybrid means I use a mishmash of these services and those services for me to globally deploy my application to all my customers. So I think the conversation is really changing. Andy has a very peculiar and specific perspective from Amazon. And I think if you take a look at the world from his view, he's absolutely correct. If you take a look from our view, the only care that we have is what the developer wants. So what does the developer want? They want ubiquity. They want to be able to move their application from one cloud to the next because they want to grow globally or grow in capacity. Underlying infrastructure should be relevant, unimportant, where the values really added from the underlying infrastructure are the additive services they bring on to bear. So I can definitely see a combination of vSphere and OpenSack and AWS where each one offers different capabilities and customers will naturally gravitate towards those capabilities. You will always have customers who just want to be in their defined data center. You'll have customers who want managed services but on a particular stack. And those are completely comfortable living 100% in the cloud. If you give them choice and give them a chance to try everything out, they will naturally gravitate towards it and you'll see different types of workloads. So a company like, let's say LinkedIn might have everything that's core, you see on the left-hand side of their nav screen running on their infrastructure because that's really important to them. They want to run on bare metal. And everything that's experimental, it's on the right-hand side of the LinkedIn navigation screen might be on the public cloud. So companies will really be able to very quickly iterate, experiment, try new things, learn from those failures and course correct in a very meaningful way as opposed to building these monolithic stacks and monolithic software. I think those days were gone. There are very few people who can do that anymore, the sites of Google and the Facebooks and I think that's kind of a dying breed. The new emerging pattern is rapid iteration, fast deployment, hyperscale ability and the ability to deploy upon multiple different infrastructure. I don't care that my computer plugs into the wall. I don't care what shape the plug should be, right? You're still delivering electricity to me. I'll build an adapter, I plug it in, I can go anywhere. That's how software should be. So we got a break here on our next segment, we got a hard stop. I want to ask you a final word. What's your take on the show here, the positioning of Amazon? What's the bumper sticker for the show here? What's the focus? I'm really proud to see one of the emerging themes here being more services so that the cloud becomes much more and more attractive. We wait once a year for these great announcements coming out of Amazon. What I see is a growing tool chest of services that I can use to build things with and whether I'm building an application with it or I'm using them to consume for a platform that I then build applications on top of. Ubiquity seems to be kind of the prevailing wisdom here but also a greater extension of services. So I don't have to worry about wrapping software, provisioning software, deploying software anymore. I just buy everything as a service. I think that is becoming the dominant factor in everything that I see here, even a lot of the partners that we see. Well that's great, congratulations. You got the big splash on the pool yesterday.  Now that the splash has kind of died down, I want to, what's next for, what's the, as you guys get down to business, rubber beasts in the road, what's next for you guys Cloud Foundry? What's going to roll out? We spend very little on marketing. We spend a lot on engineering. So just keep building great product. That's all we care about. Any specific white spaces you guys are focused on right now that you're jamming on? Well, we're going to put the product out into the public and see how they use it, which is what we did with the open source version about 18 months ago. Awesome, Cloud Foundry, again, amazing setup from EMC Federation. And breaking away from VMware is a good call. We were, nothing really changed with VMware other than taking all the big data software assets out and letting VMware do their business and you guys got a good road ahead. Again, congratulations. We're here live exclusive coverage of Amazon Reinventus, theCUBE, we'll be right back with our next guest at this short break.


Hi there, I'm Kim and I'll be taking you through a short presentation on making a UCAS application. In terms of what we'll go through in this presentation, we'll look at the application timeline, the application process, personal statements, and what happens after submission. Some key facts around UCAS. So UCAS is a completely online application and it's centralized, so you'll be able to access all UK universities through UCAS. You have a maximum of five choices, so that could be at five different universities or it could be multiple choices at multiple universities. There are some restrictions, so if you are looking to apply for medicine, veterinary science or dentistry, you can only apply to a maximum of four courses in any given year, but you could use that fifth choice in a different area. And also if you're applying to Oxford or Cambridge, you can only apply to either one of those in any year. In terms of the application cost, it's £20 for one choice or £26 if you're looking at applying to between two and five universities. There is what we call equal consideration and invisibility. So this means where if you get your application in by the appropriate deadlines, you will be considered by each and every university. And invisibility means that we only see your application to us, so we base our decision based on your background and based on our individual university requirements. In terms of decisions, you will have one of unconditional, conditional, unsuccessful. Unconditional means you already have all of your results and you meet the university's requirements. Conditional might mean that you're awaiting your results.  In terms of the application and timeline, there's quite a few different deadlines, so I'll go through these with you. So in terms of the deadlines, the early course deadline is for medicine, veterinary science and dentistry and also Oxford and Cambridge or the 15th of October. The usual UCAS application deadline is the 15th of January, though this was pushed back this year to the 26th of January. You also can make applications up to the 30th of June. So the final UCAS application date is the 30th of June, but if you want to be having the equal consideration and also just from a process of giving universities a bit more time to look at your application and also giving yourself more time to look at the university choices, then I would make the application by the earlier deadline of the 26th of January if you can do. In terms of university's decision, if you make your application by the 26th of January, then they will respond to you by the 19th of May, and then you have until the 9th of June to declare your firm or insurance choice. And with that, obviously if you've applied later, there are some later deadlines that come into play. Other dates that you might want to consider is UCAS extra, so if for any reason you decide after you've made your first five choices that those choices are no longer valid for you, then you can make a UCAS extra application and have one more choice. And then if it gets to results and you've either achieved better than you thought you were going to achieve or maybe not as good as you thought you might achieve, then there is also UCAS clearing which gives you another option to apply to UK universities that year. So just to go again over some of these deadlines, the 15th of October as I said is the earlier deadline, the 26th of January is the deadline for equal consideration. There is UCAS extra that falls between February and July, and the 9th of June if you've received all of your results by the 19th of May in terms of which universities will make you offers, then you can reply to those by the 9th of June so choosing your firm or your insurance. And as I say the 30th of June is the last date to submit a application before clearing. In terms of things that you might want to think about, is you do need to consider the subject, the course content, the structure, the study style, the entry requirements. Are there any additional entry requirements, such as the ELNA, if you're looking at taking a law program, or if you need a certain level of GCSE or a level master take a program, you might want to consider those. You also need to think about the location and the size of the university and how you will cope in that environment so think about campus versus city. Think about a big student population versus a small student population, think about transport links, accommodation, finances, and also extracurricular activities that you might want to take. In terms of the initial research and where to look, you can look at universities own websites, you can look at UCAS, that's a great website for getting an overview of lots of different universities, and you can also build a short list on UCAS by selecting which program you're looking to apply to and then it will provide you with all of the universities that offer that program. You can also look at websites such as UniStats, which will give you again a bit more of a comparison of different universities moving forward. You can also look at the social media reach institution, and that's really good to do because often with the social media sites there's a lot of student engagement so you can see what the current students feel about their time at any particular university is what things they particularly like about their university, possibly see a day in the life of. You can also talk to your school councillors and your careers advisory service at your schools and thinking about what you want to do in the future and how your university degree will help you to get there. You can attend UCAS exhibitions, open days that universities hold, virtual open days, subject taster sessions and webinars, and much like you're doing today you'll see that there's lots of different resources that are available to you. You can speak to current students so you can do this through the student room or you could do it through the university's own websites, a lot of them have got a chat to a student option where you can see kind of again what current students feel about their programs and about their decision and also looking back at their UCAS application, if they would have done anything differently in terms of their initial application. You can also look at student videos blogs and case studies to get a bit more of an overview. In terms of the application process itself as I said you do this all through UCAS. And the first part of the UCAS application is filling in your details. It's a 20 minute process of doing that and it should be quite simple for you. So you need to put in your personal details. And then next you'll be putting in your choices so which programs and universities do you want to apply to. You would then fill in a section about your education to date so it's what qualifications and results you've already achieved, and what results you're looking to receive this year. You can put in your personal details around employment so again if you've had any relevant work experience, and you think that would add to your application, you can put that in there as well. You then have your personal statement which I'll be touching on in more detail later, and also a reference which is somebody from your current school it could be a teacher it could be a counselor who would speak to your academic ability and also to the course that you're applying to. You just need to check everything and pay and send that through. In terms of the personal statement, and this is one of the most important parts of the application because you're telling us about yourself. So in this personal statement, it will be one personal statement for all of your choices. However, if you are applying, say to three programs for law but you're also thinking to apply to a couple of programs for business studies. What you can do is contact the universities that you're applying to say for the business studies program and ask them if they'll accept a supplementary statement via email, and that way that you can then tailor that statement to business studies, but have the law personal statement on your UCAS application which is the programs that you're applying to most so it's the three programs out of five example. This is the personal statement is a maximum of 4000 characters which is about 47 lines, and it's a chance to explain your motivations to the admissions tutor and staff. So why you're applying to this course what interests you about this chosen subject, what academic achievements you have past and present, and what career aspirations you have for the future. You can also put in there any work any volunteering any other experience that you gained that you think are relevant to the subject, and what skill sets you gain from these experiences. So it's really important to keep kind of returning back to anything that you mentioned in the personal statement how that's going to really prepare you for this program, and how this adds to kind of what you're looking to do in the future and your future aspirations. So other things to know about the personal statement is that you should avoid naming specific universities within your personal statement because it is going to go up to all five choices. So if you say, I've always wanted to study at SOAS University of London. That's great for me to hear because I work at SOAS but it may alienate your other choices. So if you try to be too funny or to use too elaborate language or use things that are very cliche. That is often picked up a lot by the readers, they just really want an honest statement about why you're looking to study that particular program and why you want to study it at the choices that you submitted. Again, with the fact that you're trying to make your personal statement hit home with every university, that's also part of that initial research where when you are applying to universities, say you're applying to a law program, you should be looking at law schools which approach law in the same way. So keep it concise and use your own style. And UCAS does have a service where it looks at all personal statements. And so it will detect if personal statements have a tool been plagiarized. So it's really, really important that it's in your own words. And then the advice is to draft it to edit it and to revise it. Also ask others to have a look at it. So ask your teachers to have a look at it, ask your parents to have a look at it, maybe ask your friends to have a look at it. There may be something that you haven't mentioned in your personal statement that they think is really, really key. And they will be able to give you some advice on that. So it's always good to have a second eye. Because of after submission, you should be patient as response times will vary depending on university and depending on course you're applying to your application won't be rejected if it's incomplete. Each university will normally contact you if there's anything else they think they require. And it's supplementary information by email. So after you've applied through UCAS, if you feel that there was nowhere for you to provide additional information or you later want to provide more information you can do this through email. A good example of that is if you are an international student and you're taking a range of different qualifications. Sometimes there's only room for you to enter in some of the information. And you might want to send in a more detailed transcript to through to the university afterwards. So as we don't interview very often only in rare cases, but you should consider that for maybe some of the other universities and some of the other programs that you might be applying to. And some universities may operate a gathered field approach. This is particularly true for things like medicine dentistry inventory, where they may wait until they have a certain number of applications through and are looking at those students in comparison to each other. So as we don't do that we have rolling admissions so as soon as the application comes in we are reviewing. So in terms of your applies and our applies to you. As I said before we do have unconditional responses conditional and unsuccessful so an unconditional offer would mean that you have showcased that you meet all of the requirements that we have, and that you have all of your results already. So the conditional would be where you look like you meet the requirements or will meet the requirements of our programs but you don't have your final results yet. And unsuccessful as I said unfortunately is where the university feels that you won't meet their entry requirements. So you should wait for all decisions from all choices, and then make your family insurance decisions. And it's not a bad thing to reach out to university so say you have received all of your decisions. Bar one, then you could reach out to that university and just ask them if you are able to get that in order to move forward with your firm or your insurance choices. The firm choice is where, if you meet all conditions, that's where you replace so it's kind of your, your first choice, and your insurance choice is your backup option. So it's usually good to have this as slightly lower in conditions from your firm offer, unless you're really really sure that you're going to meet the firm and the insurance offer. And then all other offers will need to be declined. There is also a 14 day cooling off period so once you've made the decision on which is your firm and your insurance choice, if you then decide that those are no longer the choices you want to make and you wanted to select one of the other choices that you have, then you do have that 14 day period to make that change. In terms of other options as I said you have UCAS extra, which falls between the 11th of February and the 4th of July. And if you used all five choices and had no offers or you've drastically changed what you're looking at, then you can look to apply through UCAS extra for one final choice. You have clearing which is after the 30th of June if you've received no offers or declined all your offers or you've not met your conditions. Then you can look for clearing places and adjustment would be where you are placed with a firm choice that you did better than you expected from your original offers. And so you want to look to find another university, which maybe at higher entry levels. Then you thought you were going to achieve. So just a review of all of the application process. You need to research and choose your choice, your courses carefully. You should register online with UCAS in order to apply, you need to complete the application and process the payment. Your reference name will be added by the center by an independent referee. We'll send your application electronically to UCAS. UCAS will then process the application and send it out to your chosen universities. Universities will review the application that you submitted and make decisions.  You will then be able to view all of the offers in your UCAS track account, and you can then reply to the offers, say making your firm and insurance choices. And then lastly, that means that when your results come in, as long as you have met all of the conditions of either your firm or your insurance choice, your place will be confirmed. So that's all the information there, but if you have any further questions, you can find some resources here to contact us. And to ask us any queries you may have around our courses, around the application process around how we review you as an institution, and any other queries that you might have. Thank you for joining us today.


Because every year, every year, every 31st is because of tradition and tradition. You know what? As the title of this video says, going back to Suriname for the new years. I mean, when I was in Suriname, everyone was saying that the best time to be in Suriname is during the new years. People were even saying that I need to stay for the new year before I leave. But you know what? I'm still within the Caribbean region and I was like, you know what? I have to experience the Suriname on the 31st and the 1st of January that everyone is talking about. So here I am, booked a new ticket just to go to Suriname. And I'm super excited to be going back because it's actually one of my favorite countries. It's one of the countries that I really enjoyed myself when I was there. One of the countries that almost everyone in the country loves and adores. What am I? Trust me, I feel so famous in Suriname, more than any country in the world man. I'm so happy to be going back to Suriname and I want you all to come along with me. If you're excited, like this video now and share this video to friends and family and happy new year to each and everyone watching this video. But don't forget to subscribe to this channel. Come along with me. But I'm not going alone. I'm not going alone. The first time I was in Suriname, I went alone with my team. But this time around, I'm going with my wife. And I know that we're definitely going to have the best time of our lives in Suriname. Where are you heading to? To the new place you go. You're going to Suriname. Why are you going to Suriname? Because Suriname is a nice place. A really nice place. Wow. You're not from Suriname? No, I'm from Trinidad, yeah. So you're going to spend a new year in Suriname? Correct. Everyone is saying it's the best time to be in Suriname. Yeah, actually, another year, you know, big celebrations and all that. So it's all good. Is this your first time going there? No. No, it's not my first time. You go every year? Yeah. This is going to be my first time. I guess I'm really going to have a great time there. Hello Suriname. Here I come. Let's party together. I can't believe that I'm back again in Suriname. Not alone. Excited to be here? Excited. You know, we've been talking a lot about this country. I can't wait to experience it. How long are you going to be here? Just three days. Not so long. Three days, you know. Suriname. I'm home, yeah. You're here waiting for me? How are you? I'm good. What's my wife? Okay, Miss Trudy. Oh, okay. So you couldn't convince her not to talk? Yeah. And with all the love that I received, any time I arrived in Suriname, I guess it's about time to make Suriname my second home. Good morning from Suriname. I can't believe that I'm finally back in this beautiful country.  You know what? This is where I'll be staying for the next couple of days in Suriname. And believe me or not, it's a partnership with a hotel, which means that at the end of the day, we are staying here without paying anything. And I just want to let you all know if we ever make it to Suriname or my videos inspire you to visit Suriname, make sure you stay at Toraika. I mean, we've got three different chains of hotel along this stretch. And the one that I'm in is Roya Toraika. And believe me or not, it's one of the best places that I've ever stayed. We've got the pool right here, the greens, the whole environment. It's super clean. Workers are super nice. And one of the things that I love about them is the food that they have here. Good morning from Suriname. I am loving this place. Where do I start? The people are the friendliest people. This hotel we are staying in is grand. It is a group of hotels and it has been in existence for over 60 years. And they have been improving through the years. The food is finger-licking good. The rooms are so cozy. They have a gym. They have a sauna. They have a pool. What is so special about Toraika? Well, it's the only place in Suriname where you can have a variety of everything that Suriname has to offer. The culinary, the environment, just everything that Suriname has to offer is here at Toraika. You can see it in our personnel. We have people from different races, different colors. Everything is here. And so yeah, if you ever think about a place you want to go, win on vacation in Suriname, come to the best place that has the longest experience in hospitality in Suriname. Come to Toraika. Toraika. Where Suriname shines like never before. Now that you all know where I live, let the three days adventure begin. When I first visited Suriname, I thought the capital city was world most emptiest city because whenever I go to the street, I don't see many people on the street. But I guess I was wrong because I've never been to this city in December. Trust me, the entire city gets filled up and it's all filled up with party after party. You know what, grab a chill beer because this video is going to be super lit because the people of this city never sleep. But it was really interesting to see that the party is actually mobile. What do I mean by that? The people that are singing and performing are in a moving car. So in the next two hours, this car moves to another location where there's another party going on. Believe it or not, the people of Suriname really know how to party because what you see right now is actually rehearsal for what is going to happen tomorrow which is the main event and I believe that is the climbers for the entire three days adventure. To leave this party, to go and check out the setup, what people are doing, the preparation for tomorrow's event which is over the alley. Simply put, old year. So I guess this whole event is called the old year party or end of year party. It's 3am right here in Parabaribo and where I am, you can see that no one is here but the roads are blocked just for tomorrow because tomorrow is actually the big day where everybody is going to come out in their numbers to party. So they are setting up the stage and I believe that most of you don't see the behind the scenes and since I'm here, I have to bring you guys behind the scenes. In December, no one sleeps in this city and since I'm here, I guess I have to sleep for one hour and on the next day, the celebration continues. The festival just began and it's about time the people start with sweet water. It's more like a ritual to usher you into the main festival. So as you can hear right behind me, the people that are here are going to shower with this. You know, they shower you with blessings before you enter the new year and you can see they're singing the national anthem of Suriname. They'll use this water to wash everyone and cleanse them of every negative thing that they have maybe gone through or everything they want to get rid of for the next year. Wow! So they cleanse them right here? Yes, they cleanse them right here. Oh my goodness, that's beautiful. So they do this every year? Every year. Yes. It's really exciting to see that an African culture that was done behind the scene is done out on a national level and different ethnicities are embracing it. Even people are coming all the way from different countries to embrace it and I guess I got my brother from Zimbabwe right here. And this crowd is here. The brother from Zimbabwe is here. Yeah, indeed. You're coming for the sweet water? Yes, for sweet water and everything. Why sweet water? To get into 2024 and clean a new person. Oh wow! You heard that. So why are you not in Suriname yet? You're not going back to staying here? No, I just got here. You just got here? I'm coming every year. Five years ago, I was completely paralyzed. Wow! I couldn't walk, I couldn't move my hands or anything. Look at me now. That's beautiful. Yeah, look at me now. Wow, that's a test money. I know. Yo! I really want to know the motive behind sweet water. Now, in the old time, then it is so that every end of the years, we take a sweet water, that means water with flowers, leaves and oils and water scheme to remove all bad things away, to make space for good things, so that we can start the new year, not only new things, new good things. Wow! Who's culture is this? This is African culture. Suriname African culture. How long has this been going on? Well, I take it from a grandmother. My grandmother will be now maybe 130 years old. My mother, every year we all go and take a wash in the garden. When I come bigger, then my chairperson, one of the other chairperson, start to do it on the National Garden. National Garden. So it's from Bacchia to National Garden. National Garden. Thank you so much. It's very nice, it's good things, good progress, because our civilization is a bad time, especially in the Dutch colony. We don't, we can't speak, they don't want to speak, they want to speak the language and that's one of the things that, everything for us is bad. Everything is bad, as they said, especially the church is one of the organizations, the slavery time, they do very tough work, so that, yeah, we lose our civilization. What we try to do in that organization now, to build the town, to say that the United Nations said, every culture got its civilization. You have to start the beginning of the year, you have to start with the civilization. And so that you can start with that and go further, the whole year. That's how we change things. Culture is not a bad thing, it's still alive. People, who are you? It's crazy, because I have to... You have so much to do. Set a fireworks for the clock, it has to be 12 on the door. So you know why I was rushing, I was rushing because I need to light up the fireworks for us to begin the whole festival at 12 o'clock. It's hard to just keep moving, but it's exciting to see that I am going to do this today. But I've seen the legend right here, I don't know, I think the legend is also going to do it. Hey, my brother, how are you doing man? They're legend. This guy is a living legend. They're living legend. It's funny when legends call you a legend.  Good to see you again. What was that? Oh, you had it first, with the Maya. Yeah, I'm going to light up the fireworks. Are you going to do it together? Yeah, we're going to do it together. Because I want to do it with a legend, man. Great honor, it's a great honor for us for you to do that. Thank you. Thank you, man. Haven't they crowned you Surinamese yet? I'm waiting for the passport. I'm waiting for the passport. I don't think I need myself to enter this country. No, no, no, no, no, no. He was talking about all the time, my wife, my wife, like he's the only one with a wife. Blessings, a blessing for us. Welcome, welcome to Surinam. I'm loving it. So you do know who is? Tell me. You know who he is? He's actually a legend, a living legend, you know. When you see Bob Marley, Lucky Dubay, that's how you compare him. Wow. Is he the one you've been talking about? You remember the fried rice that I ate?  The guy's like a legend in the country. He's only to have a say. Yeah, exactly. And you're meeting him for the first time. It's so nice to meet you. He's comparing me with people. When you go home, you have to explain. There is only, okay, for a few countries, and I'm trying my best, but the best part is trying to keep my people together and be as a, you know, yes. He's doing a good job. Can he be? Thank you very much, my sister. Sounds of the festival. Any people ready to have fun? It's actually a festival on its own, which is called the Pagada Festival. So the Pagada Festival is actually the longest fireworks that is being shot in the city. And it was such a great honor to be one of the people who will be doing this to the head. Surinama. Thank you. Thank you. Thank you. Surinam was so overwhelming to see the number of people that were coming to me to appreciate me.  Look at the global impact, man. This is crazy. And I don't take this for granted to the people of Surinam. I love it. Like, I haven't seen any theft. I haven't seen people fighting. I haven't seen people pushing. Everyone is just having a good time.  And I wish Paramaribo would be like this forever. Paramaribo is indeed the place to be in December 31st. Close out to party. What I have right now is more like young people coming together to have fun. But as I get closer, I get to see the old age also coming together to have fun, man. Never seen anything like this before. Literally, we just went to the room. 30 minutes later, we're asked to come out because there's another concert happening. It's singing along with the biggest musician from the country and it happens to be my friend. We have a wonderful, wonderful verse to get out of this. I wouldn't have it. No, no, I cannot do this by myself. So why I'm blessed? I cannot say that I achieve this because I work so hard because a lot of people work hard because you have to have the love to breathe somewhere. So I feel I'm lucky and I'm happy that I can take care of my people and I'm happy that I can talk about them with them about love, about peace, about unity, about one people. What does this day mean to the people of Solidarn? I think this is the ultimate day that we come together when we realize more than any other day that we are one. Because everything is the same as last. And you have no way, end of the year is no round. You see, everybody, all ethical groups, we are here to represent. And that's why we're happy to have you here so you can show the world. Thank you so much for playing with me because I hope to see you on the stage. I believe Lucky Dube came in two times in his life. We love, like we love you, we love Lucky Dube. So we still feel the pain. We love this music. So I'm happy to perform a song here for our audience to keep in my mind. If I had my way, I would have uploaded the raw footage for you to see how the people of Suriname really enjoyed to party. But because of copyright, we have our Facebook page. Please do well to follow us on Facebook to enjoy authentic stuff with no music. My name is Wadamaya. Don't forget to like this video. Please subscribe to this channel. Let's help us hit 1.5 million subscribers.


Whenever you start a new career, you're probably thinking about what exact career paths you're gonna be so that you know it's product management going to have the unlimited upside potential or there is a glass ceiling. Or maybe you're currently stuck in your current role as a product manager and really lose passion thinking about maybe you should make a change or you need a new strategy to accelerate your career. In this video, I'm gonna share with you six different kind of product management career paths for you to choose from and use the spit framework I invented to design your specific career paths and also want to disclose different kind of product management salary among different levels of product management career so that you can make informed decision about how to start and grow your product management career. Make sure to stay until the end of this video where I share with you how the product management career path is going to get impacted by AI. Hey guys, this is Dr. Nancy Lee, a direct product featured in Forbes. I've helped thousand people land a dream PM job offer in fan companies, a unicorn startup and continue to get promoted as a product leader. In this channel, we talk about tech trends and free product management training. Like and subscribe and watch our new video every Tuesday. There's a lot of complexity inside a product management career path. I've helped thousand people starting from APM level as social product manager all the way to the VP level to start and grow their product management career. And however, lots of people only think about one small element of the career path by missing the bigger picture. Now let me share with you the number one design principle called spit framework that I have invented. First of all, spit stands for strength, passion, income, trend and value. But as I said, there are six different type of product management career. So which one is best for you? How do you get started? Let's break them down. The first product management career path is APM, a social product manager. This is mainly designed for people who are fresh out of school with less than two years of experience. And those people are usually being trained as a product manager with a mentor within those companies. And all the tier one companies such as Metta, Google, Apple, they all have those APM roles. And those APM roles can range from $80,000 per year for non-fan companies up to $150,000 per year for fan companies as well. The second type of product manager career path is the general PM at the non-fan companies. So general PM means that you can apply the same product management life cycle skills and methodology to manage any product out there. As long as you know customer empathy leads with authorities and also using agile methodology to build those products. And this kind of career path is usually chosen by people who are not product managers when they go to school. They are frequently data scientists, consultants, marketers or in finance or software engineers. They don't like the existing job anymore. And they realize that they want to use the new strengths and leverage their passion and discover the product management is something they can do very well and they feel very happy and satisfied in the new career. So therefore, lots of people who came from different professions that transition into product management, they become a general product manager first in different type of non-fan companies. Of course, there's also people with the first job in PM is in fan companies, which I will discuss later in different kind of career paths later on. The general product manager series is around $150,000 to $200,000 per year at non-fan companies. When you make this kind of transition, you really need to focus on your strengths as I discussed in the spit framework. For example, if you are a software engineer in the AI company, your strengths is you know AI very well and then you can try to transition into AI product management. If you're a consultant, your strengths is your transferable skills working in cross-functional team and knows how to talk to customers and also work with agile teams. So all those are transfer skills for consultant and you can easily use those strengths to become a product manager. You can also use your industry strengths such as your healthcare professional and you can leverage your knowledge of healthcare and help the healthcare technology company to build a better product for their customers. You can also design your career path based on passion. For example, also in Amy Yu, she came from a CPA background and helping CPA firms to create software for accounting and tax purposes, which I believe nobody likes taxes. But her passion is creator economy. So that's why she worked really hard and eventually became a creator product manager at TikTok. And I have a separate video where she told us her step-by-step guidance how she transitioned from B2B to B2C and did a completely career pivot. You can check out this video right here and such an inspiration video for everybody out there. On top of that, she also increased her salary significantly. You must check it out right here. When you make transition based on passion, you must learn how to use portfolio strategy to really demonstrate even if you have no prior experience in this new field. But because your passion is starting to work on product ahead of time towards the direction you want to pivot into. So that's why I recommend everybody to create a portfolio if you want to use a passion-driven methodology to design your next career path. I have a free masterclass where I teach you how to create a clear product manager portfolio within two weeks. You can check out the link in the description of the video and join me and check out different portfolio examples there as well. The third type of product management career path is a specialty product manager. When people transition into product management, they're frequently trying to think, oh, do I need to start from the beginning at 8 p.m.? The answer is absolutely no. You can definitely use your past experience to become a specialty product manager, or you can directly use your transport skills to become a general product manager. Now, what are those different kind of specialty product managers? Those are people who already have the strengths in terms of product management skills or industry domain, and they go deeper into one specific type of product management. For example, you can become an AI product manager, gross product manager, crypto product manager, or even continue to stay in your current company to get promoted as a senior product manager so that you become very strong in the specific product you work on. The specialty product managers, they're getting paid very, very well and also depends on your specialty. For example, my student who currently working at a specialty p.m., including crypto and AI, different kind of very hot domain, necessarily it's ranging between $200,000 all the way to $500,000 per year. Now, let me give you a specific example. For example, one of my students currently working as an AI product manager at a Snowflake competitor company, he's getting paid $440,000 per year and this is all cash and doesn't include equity. Another student of mine also working for another coin-based competitor's crypto trading company now is also getting paid at over $400,000 per year. Of course, if you want to stay in your current company and try to get promoted as a senior p.m., it's likely your salary could be around $200,000 per year, maybe a little higher for non-fan companies. So you really need to select your specific lane strategically so that you can impact your income and career happiness as well. And the salary appointment management really varies based on your experience, location, and the industry you're in. So make sure to watch this video where I break down my salary progression starting from individual contributor all the way to become director and tell you the different things goes into the salary changes of my own personal career and also how it's going to reflect your career track in terms of income as well. Regarding the specialty p.m. or general product managers, 90% of their roles and responsibilities are the same because the foundational roles and responsibilities of product managers and lifecycle product management process is quite similar. Go to the link of description where I give you the ultimate guide to the roles and responsibilities of product managers. Go to this link and you can check out the guide and design your unique career paths as well. The fourth kind of product management career is fan product managers. Why a separate fan was because once you join fan companies, usually people stay in fan companies forever, they literally retire in those fan companies. Have you heard that when people join Google, they're already entering the retirement age? Even they started their career at the age of 20, that's what it looks like when you join fan companies. So once you join fan companies, you will work on different kind of product whatever is available within the companies. Of course, you must do team matching within those fan companies to select what kind of specific product they want you to work on. But whenever you join the fan company, the salary will range between $300,000 per year and up to $800,000 per year. $300,000 per year as someone who just manage up in fan companies such as my students, this does not include the APM role. This includes people who transition to product management or they are working as a product manager in different companies by joining fan companies. And I literally had a student who literally was working for healthcare industry as a program manager and joining fan companies getting paid $300,000 per year and same thing as someone fresh MBA will entrepreneur join fan companies also getting paid $300,000 per year as a bare minimum. Now $800,000 per year for fan companies are the meta L seven level of people, the most senior individual contributors within those companies, they're getting paid a significant amount of money. But the big tech compensation is quite different because they have lots of RSU, testing period, different stock options. It's very complex. In this video, I break down the six figure big tech salaries. You should go check it out and really use it as a tool for you to analyze your future income once you join as fan companies as well. I'm also going to link the video in the description of this video. The fifth type of product management career is people manager. Those include group product manager, director, VP and chief product officer. Once you become people manager, you will spend less time working on individual product.  You're also going to manage a group of product managers. You're also going to mentor them, hire them, help them to grow and also fire them for those people who does not perform well in your current team. Some people feel very empowered to become a people manager and managing a group of product managers, especially growing the career as a chief product officer. But some people just want to be the most senior individual contributor. So therefore, I leave it to you guys to understand which kind of career path is most suitable for you. And comment on the video and let me know what kind of career path would you choose. And once you reach those VP or director levels, your income could range from like half million dollars all the way to two million dollars, several million dollars per year. This is crazy because if you are the VP of product at Google, you're getting paid millions of dollars every single year for sure. Because even when I was a director, 45% of my income is bonuses. The sixth type of product management career path is not a product manager anymore. It is entrepreneurship. Lots of product managers would choose to become entrepreneur because entrepreneur and product managers are very similar. The 70% overlap in those roles and responsibilities. And I made a video about why entrepreneurs can transition to product management right here. You can check a video and learn the details. And so also product managers also thinking about after they become product manager for two years, three years, a few years, they decide to start something and take more risk and jump into a startup space and all the skillset that mastered in the product management space and also all the connections that made in the big tech companies going to help their startup to grow even faster. So therefore, product management career is a golden career path for everybody who are ambitious, want to excel and also achieve the work by balance they want. Now let's answer the most asked questions. How would AI impact the product management career? Answer is already started impacting your product management career, but you didn't know. Nowadays, we're at the very beginning of the AI era. Everything is turning into AI and there are three different types of AI product. Their product does does not need AI at all to function. There's also product that is okay without AI, but can be improved using AI. And the third type of product is they cannot exist or function at all without AI. So a lot of existing product is trying to move to the second type of product. They're going to add AI to their existing product roadmap. So therefore, lots of product managers or aspiring product managers is very critical. You must learn the trend of AI and also maybe try to become AI product managers so that you're not replaceable in the future job market. This is in alignment with the spit framework in terms of trend. There's something very funny in Chinese saying means, 诸口浪尖, 诸懂浪费. If you translate into English, it means when the wave and wind is strong enough, then pigs can fly, which is in reflection of the push of company moving into AI space. So we're just at the beginning of the bull market of AI. So therefore, whoever is a very beginning is more likely you can fly your career into the AI space as well. So therefore, please join the way list of my upcoming AI product management training. You'll be the first one getting notified once it's available. I'm going to link in the description of this video. You should also get started by watching the AI product management playlist right here to get started on your AI journey. This is Dr. Nia Sidi from PMxCelerator.io. I'm going to see you in my next video right here.


Thank you, Mr. Tony. Ya koe ngan kum alep. Greetings to you all. My name is Selena Lem, and I am a small island girl with big dreams from the island of Maduro in the Marshall Islands. I am only 18 years old, but for a long time I have felt nervous about my home. I have always been hearing my island is changing, that it's not the same as what it used to be when my parents and my grandparents were growing up. I remember back when I was six or seven, my grandpa told me a story about our islands being submerged by water. I had never been scared of the water because I practically grew up surrounded by it. But I remember it was during these moments where I felt immense fear by the water. It dawned on me as I would stand on that only one road on Maduro. On my left is water. On my right is water. I am surrounded by water. Maybe it was his way of reprimanding me when I misbehaved, or maybe he was simply telling the truth. I do not know. He never got to tell me nor did I get to ask him. He told me about how the earth was warming. Even at the young age, I noticed it had gotten warmer. He would say to me the ice in the North Pole and South Pole where Santa lives will also melt away, and as they melt, the water will rise and soon flood our islands. We used to have king tides annually, but he said they will get stronger and larger and more frequent. And he was telling the truth. The king tides did get stronger, they did get larger, and they did get more frequent. The coconut leaf I wear on my hair and I hold up in my hand is from the Marshall Islands. I wear them today in hope of keeping them from my children and my grandchildren, a symbol these simple strands of coconut leaves they hold. There are many leaders around this room who share with me, with us, this hope of saving our world and our wearing a little piece of the Marshall Islands with them. I hope you keep it and show it to your children and your grandchildren and tell them a new story about how you helped the little island and the whole world today. This agreement is for those of us whose identity, whose culture, whose ancestors, whose whole being is bound to their lands. I have only spoken about myself and my islands, but the same story will play out everywhere in the world. If this is a story about our islands, it is a story for the whole world. Sometimes when you want to make a change, it is necessary to turn the world upside down because it is not for the better, but it is simply for the best. This agreement should be the turning point in our story, a turning point for all of us. Thank you.


Welcome to digital asset news to get top stories and cryptocurrency assets and break them down into bite-sized pieces today. That's some pretty good stuff. First up, Visa sees Bitcoin as digital gold in the first quarter earnings call. This is on January 28th and it's not just digital gold of Bitcoin. They're also talking about another cryptocurrency or cryptocurrencies that they really consider digital gold. On top of that, I want to take a look at what's going to be a massive pump that people are talking about as far as XRP and what is going on with that. Finally, I'm going to take a look at India's cryptocurrency bill, catches industry off guard, investors are nervous, and surprise, surprise, India is once again trying to ban cryptocurrencies. We'll go over all that, but first, let's take a look at two things. First, I want to talk about Voyager and what happened over the last couple of days. If you're not aware or if you don't live in the United States, excluding New York, Voyager is a brokerage. It's not an exchange. It actually connects to all the different exchanges throughout the world and they are market makers. What happened was they had gone down. It was over Friday and it was down for quite a bit of time and I think it came up again around almost midnight on Friday. The big issue here is that I am a huge proponent of it. I love Voyager. It works out pretty well and it was great because it would never go down while it went down. I talked about this yesterday, about why it all happened. Everything that was going on with Wall Street bets and TD Ameritrade and Robinhood and all the different shenanigans that were going on, it is pushing everybody into our market. Voyager got the brunt of it, which is what it should actually do. A ton of people, there was up to the report stated that it was 100 people per minute, not hour. 100 people per out per minute were signing up for Voyager and it crashed. That's a problem. It was a big problem I talked about yesterday again. There really is no excuse. I had an interview lined up with Steve Rilik, who was the CEO of Voyager, friend of the show, been on three or four times. He said on Saturday, let's do it. I had some things going on. He had some things going on. We tried to do it at night. It didn't work out.  There's a lot of things going on right now. I need to make sure everything is correct and we will do the interview on Tuesday. It is what it is.  You said it would never go down. I did say that and it went down. Yes, it did. Some people will say, well, you know what? It's not so bad because all these new people coming in and that's a different thing than when Coinbase and Kraken and Gemini go down because they have a problem with actually market matching. I'm like, hey, down is down. It doesn't really matter to me. I just know that I couldn't get into my account. I know you couldn't get into your account, so that's a big problem. Here's the thing. Steve's going to come on on Tuesday and there's no excuses. Nobody gets a free pass in this show. I don't care how many times you've been on here. I don't care how far from you are. It's a business. We'll see what he says on Tuesday and we'll go from there. It's up to you right now. You could vote with your wallet, with your checkbook and do whatever you want to do. Just say, you know what? It was down those couple of times. I'm out of here. I don't want to do it. It's fine. It's up to you, whatever you want to do. That's how it goes. That's how business is. Let's move on to what's going on the market. Let's see here. It is January 31st. It's 3 p.m. El Paso, Texas time. Beautiful day. 64 degrees, bomby. Nice. I'm sorry for wherever you're at if it's crappy weather in New Yorkers. But here's what we've got going on. Sunday is always one of these days. If you're new to cryptocurrency, this is pretty much how we do things. Monday through Saturday is pretty good and Sunday kind of takes a little bit of a dip and then that's just kind of how it works out. So we've got Bitcoin down 5%. Surprise. And we're at 32.6. ETH still hovering around 1300. And I gotta tell you, everybody talks about how great ETH is. It's a 10K or 20K or a million K. But whatever they say, I don't even know what the predictions are anymore.  That's what's going on. Now, 2021 is on over. That's all I'm saying. But if you want to look at things that are rising, just take a look at the lower caps that are out there and maybe find yourself a winner. We had talked about the Voyager token and it was ranked 284 in January 7th. And today I think it's in the top 75. So just one of those things. I mean, Polkadot came out of nowhere, Chainlink a year ago. Not that big of a deal, but here we are. XRP. Watch out. 24% up 75% for the 7-day. We're going to talk about what is going on, why there's this massive increase. Polkadot down, 88 down, did it do? I hate when it does this. There's always this, when I'm doing these videos, it's kind of like glitches out a little bit. Three, is anything up? Dogecoin, hey, 28%. And we're down to like 0.04, which is a bummer. You know, I think it was up to like 0. It was almost at 7, almost 0.08, I think it was at some point.  Do what you want to do. Something you were telling me that they're not going to sell because it's going to $1. Sure. Let's see how that works out. And you know, hey, maybe, I don't know. I have no crystal ball. And that's what's going on right now in the market. Real quick, let's switch this over to Bitcoin, because I mean, what's the whole point of investing into altcoins if we can just invest into Bitcoin? So this is how we do. Well, for XRP, if you invest in XRP, you have 31% against Bitcoin. Poke it out, 2.3, 0.4, 0.5. You're crushing Bitcoin on pretty much every single altcoin that is out there. And that's just one of those lessons. If you want to be safe, you can get into Bitcoin. All the different, you know, huge entities, institutions are getting into it. They're going to hold on to it. Bitcoin, that's what they're going to do. Hold on to it. If you want to take a little bit more risk, you go into altcoins. And that's why I have a portfolio that is 10 plus different cryptocurrencies, because I think Bitcoin's going to do well. I think Ethereum's going to do well. I think, not EOS. EOS is almost a crushing, dead project. I think Polkadot will do well. A lot of different things are going to do well. Ave will do well.  I'm not a financial advisor, but I think those will do pretty well moving forward. So it's all up to you. See which is the best product out there. All right. So that's what's going on in the market. Let's jump into today's top story. So this was pretty good. This was actually sent to me by Crown Staking Pool. Thanks, Crown. I appreciate it. This is over on the Bitcoin channel. This is a pretty good channel, actually. I need to actually put that in my recommendations, because they always have like, all they do is they just put like little new snippets that are on TV, or they find little things, they just throw it on to YouTube. It's pretty pretty brilliant, actually. And this one was, it's a two minute little piece here. And it's the Visa Q1 earnings call. So, I mean, we're looking at, well, it says Q1 2021. I guess this will be what is going on right now. But it doesn't matter what was going with Visa. What it is, is Visa is talking about how they see cryptocurrency assets kind of fitting into their infrastructure. And we had actually talked a couple of days ago about how Visa was parting up with Circle and USDC to offer that through Visa, USDC, the stablecoin. So, first, let's hear what they think about as far as Bitcoin. And then we'll get into that other realm of digital gold. So let's just take a listen. Fiat currencies. But there's a growing interest in digital currencies. And I wanted to take a minute to talk about how Visa thinks about crypto in general and our approach. In this space, we see ways that we can add differentiated value to the ecosystem. And we believe that we are uniquely positioned to help make cryptocurrencies more safe, useful, and applicable for payments through our global presence, our partnership approach, and our trusted brand. We think of the crypto market in two segments. First, there are crypto currencies that represent new assets, such as Bitcoin. Second, there are digital currencies or stablecoins that are directly backed by existing fiat currencies. We see all currencies in that first segment as digital gold. They are predominantly held as assets that are not used as a form of payment in a significant way at this point. Our strategy here is to work with wallets and exchanges to enable users to purchase these currencies using their Visa credentials or to cash out onto a Visa credential to make a fiat purchase at any of the 70 million motions where Visa is accepted globally. This is similar to our approach to connect closed-loop wallets, such as line pay and pay TM. For the second segment, fiat-backed digital currencies, including stablecoins and central bank digital currencies, these are an emerging payments innovation that could have the potential to be used for global commerce, much like any other fiat currency. We think of digital currencies running on public blockchains as additional networks, such as RTP or ACH networks, so we see them as part of our network of network strategy. Across both of these segments, we are the clear leader in this space. Today, 35 of the leading digital currency platforms and wallets have already chosen to issue Visa, including Coinbase, crypto Yeah, and then they just go on and talk about how great they are. So great, Visa, yeah, you're dominating right now. So it is interesting that a legacy system, such as Visa, is really coming out and going, you know what? We feel which way the wind is blowing, so we're going to be a part of this right here and now. I think that's why they teamed up with Circle and USDC as far as a stablecoin. And now they're getting into it like, look, we can't stop it. So we might as well just get in front of it and just see if we can just ride the coattails.  We see these two things. We see Bitcoin and currencies or cryptocurrencies and they didn't say anything else, mind you, okay? They didn't say Ethereum, they didn't say Polkadot and they really even talk about smart contracts or DeFi or any of that stuff because that's not their thing. They're not going to get into that. So if they can just say, okay, Bitcoin, because everybody else out there, we've got the micro strategies, you got the mass mutuals, you got the big hedge funds coming in. You've even got BlackRock for Pete Sakes with its 8 trillion assets under management who is coming in and investing into Bitcoin. Sure, we'll finally be the ones to go, yeah, we're going to add this in. But I will remind you, up to a couple of years ago, Visa was the one that was trying to issue all these different cryptocurrency patents. And there was a video I did eight months ago, nine months ago. And I just thought it was interesting because nothing really came about it. But then here we are today and Visa is talking about how they're right behind us and they can't wait to be a part of it. So let me know what you think in the comments section. It is just, for us, it's not a big thing. But if you have to think about it like this, when he said there are 70 million merchants and payment providers, that's pretty big just like how PayPal is in the game. And they're saying, hey, you can use Bitcoin, Bitcoin Cash, Litecoin, Ethereum for our 340 million merchants out there that we can expose you to. And you guys can use all that cryptocurrency. So you have them and then you have Visa. And what it just does is it allows this to get into the public consciousness. That's all I really care about. Because that's why I think 2021 is going to be a pretty big year because people are going to start to really go, oh, it's not just Bitcoin, there's a lot of other things out there. Anyhow, let me just say in the comments section, let's move on to our next piece. So this is interesting. And this was sent to me by Wynn Mullet. Mullet, thanks so much, I appreciate it. My man, Mullet. And this was, if you take a look at what is going on with, or what was going on with Wall Street vets and how they battled the hedge funds and say, you know what, we know you want to short our company, whether you think it was an ideological fight or not, or if it was just a beautiful play as far as like, you know, making a ton of money. It doesn't matter. It still was, it still went to show you that you can have a group of people stand up to large entities and beat the pants off them. And that's, I think, is what is going on right here with XRP. XRP, the XRP army has gotten beat down, let's just be honest.   And, you know, it's got to be pretty tough. So they're going to fight back.    And look at that, look at where we are right now. It's the same thing with XRP. XRP was supposed to be dead. I thought I was going to go through a lot more troubles, especially when all the different exchanges delisted everything. But here we are. And now we can see on February 1st at 8.30 Eastern Standard Time, there's a buy and hold. And even tells you where to buy it. You can buy on a Kucoin. Oh, I didn't know you could buy on an uphold. Look at that. I have an uphold wallet. I don't know. I'm going to tell you right now. I have no idea. I'm not going to participate in this because I don't know how this is going to play out. This is a very volatile amount of volatile person. Which is kind of funny that I'm in cryptocurrencies, but I honestly think that digital assets are the future. And there's a little volatility now, but the future won't be. But if you want to check this out, Kucoin uphold and bid true, then be my guest. Again, not financial advice, but if you saw what happened with GameStop, if you saw what happened with Dogecoin, you could maybe guess about what could potentially happen with XRP and what's going to go on. And this has been making the rounds. And that's why we've seen a huge jump. So when you're thinking of the comment section about this one, this could be massive. I have no idea, but I'm just going to grab my popcorn and fill in the sidelines and watch the show unfold. All right. Next up, this is our last piece. And it's just trash. It's just trash because this has already happened before in India. And let me just get into the story. India's cryptocurrency bill catches industry off guard. Investors nervous. Of course, they should be because a huge country is going to ban cryptocurrency. We're looking at a billion plus people. It's pretty big. India's cryptocurrency community was swept by a wave of nervousness and confusion after the government on Friday said it would introduce a bill in parliament to aid creation of a sovereign digital currency by the Federal or the Reserve Bank of India, RBI, and ban all private cryptocurrencies. And this is why I want you to suspend judgment until you get all the facts. It's the same thing with everything else that isn't actually anywhere. It doesn't matter about this mark or anything else. Get all the facts that you possibly can and then pose judgment. Okay. So I'll explain that in a second. So that's what's going on. So this is a statement. There's no such thing as a private cryptocurrency. Cryptos by their very nature are decentralized and public. Michelle Shetty, founder of one of India's largest cryptocurrency exchanges, was your ex said in the tweet because there was the language in the actual document that is supposed to be written up and really, I don't know if anybody actually has actually seen it because it really hasn't been produced. But it says that we cannot have any kind of public blockchains as far as cryptocurrencies. But that's the whole thing. When you have a decentralized cryptocurrency, it is public. So that means that they're trying to ban everything allegedly get to that. So the government's definition of private could imply that any that any digital currency is not sovereign, could be seen as a private currency, including Bitcoin. Let's go some history. In 2018, RBI decided to ban the use of banking channels to buy or sell crypto as it was concerned over its use for terror financing, mind laundering other outlaw activities. Have you ever heard that before? Cryptocurrencies revived after the Supreme Court in March 2020, lifted the RBI ban, giving cryptos a second chance in India. I thought it was a pretty good play because was your ex, which was the exchange over there. I think that was backed by Binance. It was a beautiful move by CZ because he's like, Hey, just waiting for this thing to get on ban. And sure enough, it did. And looked like a genius. Now they have to go through the whole thing again because here we are. So just awful because the first one was the Reserve Bank of India decided to ban the use of banking channels. And it went through their Supreme Court and they said that is that is against their constitution. They said, you can't do that. The Reserve Bank can't do that to these private citizens. And it was overturned. Now instead of the Reserve Bank of India, now it is actual parliament or whatever form of government that they have over there, they say, Hey, we're going to get legislation in and we want to ban these cryptocurrencies. That's a problem, allegedly. And the rest of it's just the same type of thing. And they thought of Ray Dalio and whatever. But this is the big thing. The bill drafted by the Indian government is yet to be released. So when you see something like that, again, this could be the consideration of a FUD article because it's just a rumor. We don't really know what's going on. Case in point, let me show you this one. Do you remember this article that we talked about a couple of days ago just last week? Janet Young says cryptos are a concern in terrorist financing. And it was that. It was Bitmex when they came out and said, Oh, there's a big double spend. And they came on like, well, maybe not so much. And it was 20 bucks. And maybe it was this. And it was proven that there wasn't a double spend. So that was a big thing. And then we have something like Yellen coming out who was the nominee for the secretary or the treasury secretary is taking over Mnuchin's job. And then she was confirmed. And then all of a sudden, just a couple of days later, this little piece came out, Janet Yellen offers us sent a more nuanced take on crypto where she I read it. So where she said, okay, there are some illicit activities going on, just like there is with the US dollar. But Cryptocurrency assets has an amazing ability to transform finance. And we should foster that. So it's like, okay, these are type of things that you have to suspend judgment until you get all the facts. And that is why I'm extremely excited to get Stephen here from Voyager to see exactly what the heck happened, how they fixed it and how we're going to deal with this moving on. And that's just one of the things. So just remember, all the different things and articles out there always dig a little bit deeper. It doesn't matter if you hear it from me or anybody else. It's just, there's always more information out there to uncover. It's just a lot of work to do it sometimes. And that is what is going on. So that is it for today. It is Sunday. Enjoy the day. If you made it all the way to the end, hey, thanks. Thanks for making all the way to the end. Once you hit the thumbs up, maybe consider subscribing. It would help me a lot. And that would be great for today's video. Also, if you like types of videos, there's going to be two months going to pop up on your left and right, but YouTube do its magic. And that's it for today. So thanks so much for watching. I appreciate it. And I'll see you on the next one.