Of course, in 2007, the current discomfort broke out with a financial crisis which seemed to originate in U.S. markets, and it's really been the worst experience since the 1930s. It was followed very quickly by the Eurozone crisis, which we can view as a continuation of the 2007-09 crisis. And just to give you a sense of where we have been and where we are now, here are some IMF numbers from the fall of 2011, they're a little bit out of date, on real GDP levels relative to 2006. And as you can see, the industrial countries, which are pretty much down here, are really barely back to where they were in 2006, let alone 2007. Whereas other areas, emerging markets have actually been significantly better. And within those emerging markets, there are also wide disparities of performance. Developing Asia has continued to do well, Central and Eastern Europe, which was hit very, very badly in the 2007-09 crisis. It's certainly been doing better than the industrial world, but relatively poorly compared to other emerging regions. I want to ask four questions today about the experience since 2007. Number one is this really been novel, is this really unusual in the broad sweep of history or even in the sweep of history since 1970 or so, which was the onset of the modern flexible exchange rate era. Our financial crises predictable at all, or did they just come out of the blue? If they are predictable, how can we predict them, think about them, and maybe take preemptive action to prevent them? In this context, is the Euro crisis a very special type of crisis, or does it bear hallmarks that are familiar from other crises? Finally, if we think we have some answers to these questions, what should we do about it to do better in the future than we've done in the last few years? Going in historical perspective, crises are nothing new. A recent book by Carmen Reinhardt and Ken Rogoff called This Time is Different has gotten a lot of press, and maybe many of you have seen it, and it chronicles the sort of empirical regularities around many, many different types of crises over many, many years. Going way back, Edward III's invasion of France in the Hundred Years War was financed by Italian bankers when he ran into trouble, he defaulted, and this set off a financial crisis in the whole Mediterranean where those bankers were active, and this was a truly sovereign, sovereign default. No doubt going back even further, we can find financial crises of various sorts. More recently, we've had many other crises, not so much in Europe since the ERM crisis of 1992, and many of these were actually more severe than one might thought from the outcome because they were near misses. So in the early 1980s, the developing country debt crisis could in principle have taken down many of the major money center banks in the U.S. and in Europe, but through adept management, this was avoided, though the consequences for the indebted countries, particularly in Latin America, were very severe. They suffered a decade of lost growth. The long-term capital market crisis in 1998 was another near miss where only by skillful management was a potential meltdown avoided in markets. This chart tries to give a sense of some numbers. Pierre Olivier Gourenshaw and I in some recent work have tried to count up crises, and we divide them into instances of currency crisis, banking crisis, and default crisis, either external sovereign default or internal debt default by governments. These types of events overlap very often, but the numbers are here. So from 73 to 06, which is before the current crisis, you can see a lot of different types of crisis as we define them. And if we go past 06 to the recent crisis, according to our count, we have a further six external default episodes, and this is through 2010, so I'm not including Greece in this, but there are countries like Ivory Coast and Jamaica, six more external default episodes, nine currency crises, 21 banking crises, mostly in the advanced economies. Up here, up until 06, you have zero defaults for industrial countries, but now we have one, which is Greece, and maybe more on the way. So there are lots of crises, and there's lots of data for economists to work with. And many, many economists, including myself and Pierre Olivier Gurencha, have worked on how to predict crises. As in the board game Clue, there are lots of suspects generally, and one of the big suspects from recent experience is what are called global current account imbalances, a lot of discussion of these. And indeed, the period before the recent onset of crises was one with historically large imbalances in current accounts, defined as discrepancies between national saving and national investment. If you're saving more than you're investing, then you're buying foreign assets, and conversely, you're borrowing abroad if your investment exceeds your saving. Interestingly, this global configuration was mirrored within Europe, as all of you know, with the important difference that, whereas on the global scene, rich countries were running big deficits, within Europe, it was the relatively poorer countries. And also Ireland, which had been relatively poorer, but had caught up to a significant degree that were running the deficits. Globally, here's what the picture looks like, and you can see, starting in the early 2000s, these deficits spread out. The yellow bar is the, you know, I sort of add together the U.S. and the U.K., the sort of Anglo-Saxon, you know, behemoth, very big deficits, mirrored by, of course, surpluses in Asia, in oil producing countries. Even commodity exporters in Africa and Latin America began running surpluses in that period, so very unusual. And these, of course, sharply contract once the crisis starts, reaching a low point in 2009, after the Lehman event. Picture in the Eurozone is probably familiar, but just as a reminder, you know, you have Greece and Red reaching about 15% of GDP deficit on current account, but also Portugal is not far behind. Either Spain, Ireland reached a substantial deficit in 08. And on the other side is Germany running, you know, historically large surpluses. So in Eurozone 2, there are big imbalances. And so one might say, you know, okay, we have these big imbalances, then we had crises, crises are caused by imbalances. My view is that that's a very superficial reading of the data. And in fact, that's kind of shooting the messenger. As I said, the current account is the net flow of international lending. And importantly, it's not something that sort of is inflicted on a country like today's weather. It's the outcome of many, many, many saving and investment decisions by households, by firms, and also by government. And I think it's more productive to view these current account imbalances as symptoms of deeper underlying problems. These are not directly causal, but when you see them, you should actually be concerned. So in the case of the Eurozone, I think policy makers should have looked at these with much more alarm than they did at the time. But the sort of mantra and the ideology of the Euro said, well, within a currency union, the current account can't possibly matter. Look at the United States. What is the current account surplus or deficit of the state of California? We have no idea. There's no way to figure it out. The data aren't there. No one cares about it. Why then in the Eurozone should anyone care about it? Well, the answer is related to issues that I'll bring up later. I'm sure we'll discuss after the talk the structural features of the Eurozone are very different from those of the US currency union. These imbalances, however, the fact that they could get so very, very big, did reflect financial globalization, which has proceeded at a very rapid pace, especially since the early 1990s. Within the Eurozone, a big factor was the single currency, which removed exchange rate risk from the picture. The increasing, though still incomplete integration of financial markets and banking sectors. And in the world at large, much more financial intermediation and two-way flows than we had seen previously. One measure of this increasing financial globalization, is just the scale of gross assets and liabilities in world markets. And much of what we know here has been highlighted by work by Phil Lane and his co-author at the IMF, John Maria Malesi Ferretti, who have sort of systematically constructed, based on a unified methodology, the gross assets and liabilities of basically all the countries in the world. And if you look at these by income group, here's the sort of picture you get. So these numbers, in red is for high income countries, the average of gross foreign assets and liabilities relative to gross domestic product. And when I say average, I mean the GDP weighted average. And this number, just starting in the early 90s, starts taking off exponentially. There's a collapse to some degree in the, you know, after the Lehman crisis, but it's bouncing back. And the numbers are huge. You know, on average, they're over twice GDP now. For emerging markets, there has also been a process of increasing financial globalization, but it's nowhere near as extreme as in the case of the advanced economies, the AEs. These averages conceal sharp differences among individual countries. So, you know, the U.S. is a sort of large, relatively closed in some senses. And those numbers would be lower for the U.S. but for small economies, especially those that are hosts of significant foreign financial activity, the numbers are really huge. So, here's the example of Ireland. Assets held abroad and external liabilities compared to GDP are, you know, above 15 times higher. Now, much of this represents financial institutions that have a physical presence here but really have little to do directly with the Irish economy. But still, you know, there's a lot there. And, you know, the net numbers are nowhere near as large. They, you know, actually are not that bad until a recent last couple of years where they've plummeted to, you know, basically the net foreign asset position is about equal to minus GDP now. And Phil Lane has discussed some of this in a recent paper. I don't think it's completely well understood why this has happened. Okay, so we've had a lot of financial globalization, big current account imbalances, and big crises. What do the statistics tell us? Well, if you look at a very large body of work by economists using econometric methods, it turns out that it's not really a robust fact that if you have a bigger current account deficit, the probability of a crisis goes up. That's actually not something you can definitively establish. Different studies have different findings. But it seems that in and of itself a big current account deficit is not going to tell you definitively that crisis probability is higher. Though I still believe that it's something that one should be concerned about. It should cause one to ask why is the current account deficit so big and is this actually sustainable? But there are two factors, three factors actually that do seem to be very robustly important. A real appreciation of the currency. So basically when your price level rises more quickly than the price levels of other countries measured in the same currency so that you lose competitiveness, so that your cost of living rises relative to the rest of the world, that seems to be a significant risk factor. And the other significant risk factor is the growth of domestic credit. You have a big lending boom. That seems to be a problem more often than not. And domestic credit growth is related to current account deficits. The U.S. used domestic credit growth before the crisis also a big deficit. So if you see a current account deficit and domestic credit growth, then be afraid. For emerging markets, international reserve levels tend to be important predictors of crises. Though again, this is one of these facts that's a little hard to interpret because typically before crises countries lose reserves. So the international reserve level may be predicting crises not because it's telling you about government policy but because it's a very direct reflection of what the market expects. But for everyone, real appreciation, domestic credit growth seem to be robust. So one might take those findings and say, okay, let's look at the euro crisis. How different was the euro crisis? And does it fit this mold? And the answer is that it really works damn well if you look at the euro zone countries that are having problems now. Now Tolstoy famously wrote that every happy family is the same. Happy families are all alike. Unhappy families are all unhappy in their own ways. And so crisis countries all have specific features that make things better or worse and that may make them miserable in very special ways. The euro zone certainly has these features. And we can talk about some of those. But just looking at these sort of canonical indicators, real exchange rates and domestic credit growth, the evidence is clearly there. So here are measures of real exchange rates for Germany where you see, so basically if you move up, your currency appreciates in real terms. We know what's happened in Ireland both before the crisis and then in the very harsh correction, a lot of deflation, so a lot of real depreciation in recent years. We see for the other crisis countries, Spain, Portugal, Greece, significant real appreciation since joining the euro. Italy shows some too though I don't have them on this graph, not as extreme. Real appreciation feeds through to the economy in various ways. It makes you less competitive but also the participation of higher inflation leads to lower real rates of interest given that if you're in a single currency, you basically have the same nominal rates apart from the expectations of default risk which were absent in the euro zone until recently. And this lowering of real interest rates can lead to very perverse dynamics and I think it did in the case of the euro zone. So this is something that was actually predicted by Sir Alan Walters years ago when he was advising Margaret Thatcher about the advisability of Britain's entry into the euro zone. But you have this convergence in nominal interest rates when you have a currency union, countries that are growing quickly and that have higher inflation rates, countries like Ireland for example, will have lower real interest rates. These will increase expenditure. They'll lead to a bigger current account deficit. They will cause even more inflation because of the expenditure increases. And so there's a kind of unstable dynamic there which I think well describes what happened in the early years of the euro zone. And just to give you a sort of picture of real interest rates, here's what happened. So these are the real interest rates relative to Germany of the countries that are now finding themselves in the most difficulty with regard to sovereign debt. And you can see that these all dropped below zero and they actually dropped starting in the late 90s because even the anticipation that the Maastricht Treaty would come into effect led to convergence in yields in the euro zone. And it's only more recently that rates have come up to zero with the most above zero, with the most sort of shocking case being that of Ireland. These are ex post real interest rates which means I subtracted actual inflation but for Ireland the extreme deflation has led to very, very high real interest rates indeed. Domestic credit I mentioned is another indicator of future crises. And again you can see for the crisis countries where I include Spain as a crisis country a lot of domestic credit growth. Starting really to accelerate in the early 2000s at least for Spain and Ireland where there were building booms not so extreme at that point for Portugal but still significant. And then Greece has the same although Greece has just generally a lower level of financial development measured by ratio of domestic credit to GDP than these other countries. But still there too you can see this. Okay so the European story is very familiar and there's a whole list of special features about the euro zone that we can talk about later if we wish. Of course you can't devalue your currency unless you leave the euro, which one does not want to do lightly. But there's no fiscal union backing up this rigidity of the currency. Credit has been extended within the euro zone inter-European official credits to crisis countries but they've come with a degree of conditionality on fiscal policy which to my mind has been rather excessive and perhaps counterproductive. The Maastricht Treaty restricts the ECB in terms of what it can comfortably do. It restricts bailouts of various kinds. And the structure of European financial markets leads to banks having an excessive exposure to local sovereign debt. One of the issues here is the absence of a European bond that can be used in monetary policy operations. So what do we do? What do we conclude from these empirical data from these regularities if we want to avoid future crises? We don't have time to go into these now but it's a good fodder for discussion later. In the euro zone a common bond is actually a major issue I think in stability going forward and in the conduct of monetary policy. A group of European economists which includes Philip Lane have recommended a way in which such a common bond can be constructed without actually any need for a change in the treaty or any violation of the treaty just through financial engineering. There are things one could do along these lines that would be very helpful but they're not getting talked about enough. The regulatory framework that has been in effect until the crisis basically leaving things at the national level is something that hasn't worked and that can't possibly work and so some sort of shared regulatory framework beyond what has been done beyond the European banking authority needs to be constructed. Bigger firewalls and going with those and enhanced fiscal union. The resolution framework is very important by which I mean what do you do when banks especially cross-border banks fail? How do you wind them down? How do you wind down sovereigns such as Greece in an orderly manner? The Greek deal was done by the seat of the pants and caused massive disruption in financial markets and sovereign debt markets and structural growth promoting reforms about which there's been a lot of talk but much less action are certainly needed and maybe the crisis will help bring some of those about and if so that would be a good outcome. Solving the Eurozone problem of course still leaves the world economy which itself had a major crisis from which we may not be fully saved and if I look at what's needed in the world economy I come out with a list that actually looks just like the list I gave you. Think about a common global bond that might not be such a bad thing as a reserve vehicle or if not that some sort of credit lines in multiple currencies because what we learned in the crisis is that the traditional lender of last resort model where say the Fed lends to US banks the ECB lends to European banks is not adequate anymore in a world of financial globalization. Financial regulatory framework you can't do it on a nation by nation basis when all the financial markets are so closely interconnected. More firewalls, more resources for the IMF and that goes with implicitly at least enhanced fiscal union because those resources come from taxpayers in the various countries. The international resolution framework is in as sorry a state as the European one and the one mitigating factor on the global scene is that countries can devalue and that can be helpful but structural reforms in many countries outside the Eurozone would certainly help in the current situation. To conclude we can ask why these lists are actually so similar why are the challenges so similar inside and outside the Eurozone and it's simply because many of the problems are due to financial globalization which extends way beyond the Eurozone and cause the same sorts of issues to arise globally. One can imagine a sharp worsening of the Euro crisis having big impacts on financial markets outside the Eurozone simply because of all of the interconnections between the financial players. Solution to all of these problems is going to be hard to achieve and if it's so hard to achieve in the Eurozone imagine how hard it is to achieve more globally but nonetheless I think that's the challenge we face. We've constructed over the past couple of decades a world that is more globalized than ever before than in any other epoch in history in terms of trade and especially financial markets and the question I want to leave you with is whether the perimeters of globalization can safely exceed those of governance. There's a debate in any currency union in the Eurozone in the United States about what gets left at the local level what doesn't. The U.S. Constitution recognizes that anything involving interstate commerce whatever that is can be legitimately the domain of the federal government and in the U.S. there's a big debate over whether healthcare reform is interstate commerce or not. Obviously in the U.S. this is a big issue in the Eurozone what gets left at the national level is a big issue. In a world of globalization markets much more needs to be solved at the global level whether it be the Eurozone or the world economy as a whole and how you do that is obviously a major political challenge. Stop there.


Hi and welcome to the session today. We will learn about division of fractions So first of all, let us learn how to find out reciprocal of a fraction the non-zero numbers whose product with each other is one are called the reciprocals of each other for example 2 by 7 into 7 by 2 is equal to 1 so that means reciprocal 7 is 7 by 2 and reciprocal is 2 by 7 Now let's see division of whole number by a fraction to divide a whole number by any fraction Multiply that whole number by the reciprocal of that fraction Let's take an example for this We want to divide the whole number 15 by the fraction 5 by 2 then We will multiply the whole number 15 by the reciprocal of 5 by 2 which will be 2 by 5 So this will be equal to 30 by 5 Which is equal to 6 in the lowest form Now to divide a whole number by a mixed fraction convert the mixed fraction into improper fraction and then solve it Here is an example for this to mind the whole number 3 by the mixed fraction 2 and 1 by 3 So let us change the mixed fraction 2 and 1 by 3 in improper fraction So this will be equal to 3 divided by 7 by 3 So we will multiply the whole number 3 by the reciprocal of 7 by 3 that is 3 by 7 and This will be equal to 9 by 7 Now let us learn division of a fraction by a whole number to divide a Fraction by a whole number multiply that fraction by the reciprocal of that whole number for example Let us divide the fraction 7 by 3 by the whole number 2 So we will multiply the fraction 7 by 3 by the reciprocal of the whole number 2 that is 1 by 2 So this will be equal to 7 by 6 to divide a mixed fraction by a whole number First convert the next fraction into improper fraction and then solve it for example Suppose we want to divide the next fraction 3 and 1 by 2 by the whole number 4 So here we will convert the mixed fraction 3 and 1 by 2 into improper fraction So this will be equal to 7 by 2 divided by 4 Now this will be equal to 1 by 4 This is equal to 7 by 8. Let us see division of a fraction by another fraction to divide one fraction by another fraction multiply the first fraction by The reciprocal of the let's take an example for this Suppose we want to divide the fraction 3 by 7 by the fraction 8 by 7 Then we will multiply the first fraction 3 by 7 by the reciprocal of the second fraction That is 7 by 8. So this is equal to 21 by 56 Which is equal to 3 by 8 in its lowest form To divide one next fraction by another mixed fraction First of all convert both the mixed fractions into improper fractions and then solve it for example Let us divide the next fraction 3 1 by 5 by the next fraction 1 2 by 3 For let us convert both the mixed fractions into improper fractions So this will be equal to 16 by 5 divided by 5 by 3 Which gives 16 by 5 into 3 by 5 the reciprocal of 5 by 3 So this is equal to 48 upon 25 With this we finish this session. Hope you must have understood all the concepts. Goodbye. Take care and keep smiling


Hi, I'm Dan Quinn, head coach of the Atlanta Falcons and the honorary chair of the second annual DAV 5K, November 5th at Piedmont Park. And I'm Dave Reilly of DAV Disabled American Veterans. DAV 5K honors the service and sacrifices of America's veterans. Veterans went all the way for us. Join us to go 5K for them. Register now at DAV5K.org. We hope to see you on November 5th.


Oh, waiter! Yes, sir? I'll have a vegetable salad with cottage cheese, some toasted crackers, and a bottle of cold, perhaps, blue ribbon. Yes, sir. Finest beer served. Anywhere. Anywhere. Proudly present. Production, Whisperly Fenton. Star, who's present an adventure of the western rails. Whispering Smith, starring Alan Ladd. And introduced by the director of the film, Leslie Fenton. Our guest screen director tonight is a gentleman who is equally adept on either side of the camera. As an actor, he enjoys the distinction of being perhaps the most black-hearted villain who ever scowled at a movie audience.  Ladies and gentlemen, the villain who became a director, Mr. Leslie Fenton. Thank you. Tonight, fortunately, we're not concerned only with villains. Our story is fully equipped with a hero and all the other paraphernalia of a classic western. Plus the added ingredient of a railroad yarn. Altogether, it made pretty good entertainment for me as I sat behind the camera. Now, for the first time on the air, Whisperly Smith, starring Alan Ladd in his original role. Two narrow bands of irons slashed through a sweeping roll of hills and valleys. The railway, piercing to the division point at Medicine Bend. Under a clump of trees outside the town, two men crouch in the shadows, watching a solitary mounted figure riding toward them alongside the railroad tracks. A few rays of sunlight glint brightly from the objects in their hands. Get your rifle ready, Roy. It's him all right. Don't miss. Whisperly Smith. He don't look so tough. He's tough all right. Whisperly Smith. Crazy name. He talks quiet, but his guns talk big. He ain't gonna talk no more. Get him good. Closer. Just a little closer. Now! You got him! Ladd, I see that number nine is right on schedule anyway. Yes, it is, Mr. Clare. Either! This friend Smith, I didn't know he was coming in on number nine. Oh, Luke, I can't believe that it's been years. Oh, long, long time, Marion. How's Murray? Oh, he'll be so happy to see you. Pardon me, Mr. Clare. Would you mind introducing us? Oh, I'm sorry. Luke Smith, Mr. McCloud, the new superintendent on this division. How do you do? Understand you've got trouble of this way. Just ran into some myself.  Say, that's a bullet wound. Yeah, it just nicked me. Killed my horse, though. I flagged down number nine. Who did it? I guess it was somebody who didn't want me to get here. Well, if it isn't Wispy and Smith. Oh, hello, Repster. Mrs. Clare McCloud. Repster. Smith, I'm kind of surprising you here. Just a little business trip, Repster. There's nothing to be surprised about. Is it? No. Mr. Redstocky, he mustn't stand here. He's been shot. Come on, Luke. You need a doctor. Just a little bandaging. May I? Maybe you can do it for me. Luke, hurry up. A bullet wound like that can be dangerous. Yes, Smith. You want to remember, bullets can be awfully dangerous. Luke, Luke, you're still trying to fight the whole world single-handed, aren't you? Somebody's got to take care of trouble, maybe. It's always been you. Where's Murray? It's been a wreck. He got a gang out clearing the tracks. Here.  What would my best friend say about his wife holding my hand? We held hands before, Luke. A long time ago. You know it's good to be here again, Mary. Even if it did take a bullet to bring you. Ouch! Well, at least it's clean now, advantage. That will be pretty stiff, Luke. Oh, that's all right. The other one's my gun, huh? There. Now you can put your shirt on. Thanks, man. Did you find everything all right, Miss and Claire? Yes. Yes, thanks, Mr. Cough. Smith, I've got a train going out to the wreck. If you feel up to it, I'd like you to come along. Yeah, I'd like to come along, McLeod. You see, I've got a few questions. Maybe I'll find a few more. You come highly recommended, Smith. I had a wire from the president of the road ask me to give you a full cooperation. I understand the insurance company's been complaining. It's the unusual loss of property in train wrecks. In my division. After the wreck, a lot of freight disappears. We've traced some of it back. Where's it coming from? Rebstock. Nowhere he gets it. Maybe it buys it. Who's from? You're the troubleshooter. Yeah, so suppose you tell me about any other troubles you might be having. Well, Murray Sinclair is one. I reckon by. I've known Murray since we were kids. Well, then maybe you can tell me how to handle him. I'm new on the division and he doesn't like to take orders from me. Murray never took orders from anybody. There's something else too. At Rancher his. What about it? It's too big for a man on a railroad salary. Maybe he's just smart, McLeod. Anyway, that's none of our business. What else? Well, one thing is friends. Rebstock and that Williams Canyon outfit. Now look, out here a man keeps on good terms with his neighbors. Even neighbors like Rebstock. Well, here we are, Smith. This is the wreck. This one's really smashed up, isn't it? Yeah, there's Sinclair over there by the wagon. I'm just checking up on you. I'd take three, you didn't check up on me. Hello, Sinclair. Put that stuff you're loading onto that wagon. Just exactly what you see, McLeod. Damage merchandise, mostly junk. Junk, huh? Personally, I'd call it the loop. McLeod, I don't like that word. Long as there's been a railroad busted up, stuff like this has always been for the record. Am I right, boys? Take it easy, Murray. Mr. McLeod is right. This merchandise doesn't look damaged to me. You stay out of this, Smith. He is between me and McLeod. No, home, Murray. This is between you and the railroad. And that cuts me in. I suppose you men start putting that stuff back on the ground. Get out of my way, Smith. I'm hauling this load out of here. Murray, you move those mules and I'll shoot them up from between the traces. Just what would you do without them guns of yours, Luke? We don't need guns to handle you, Sinclair. You're fired. Now, clear out of here. All right, McLeod. I'm fired. If you think you can run this division without me, go ahead and try. Just go ahead and try. Track walkers discover five open switches in the last three days. Danger of wreck. Sign McLeod. Urgent. Cable train derailed at crawling stone flats. 200 headstone. Sign McLeod. Report. Urgent. Number nine derailed by open switch. Fourth such accident in month. Sign McLeod. Glad to see you. Nothing but accidents ever since you left. Only these aren't accidents, McLeod. Burned bridges, switches left open, journals, sanded freight, lost in shipment. This is something that's all been figured out. Do we know who's doing it, Smith? Don't ask me that. Yes, he's been a different person ever since he left the railroad. Something dreadful has happened to him. And those men are the cause of it. Repstocks can. Luke, tell me, is Murray one of them? I wish I could tell you. Isn't there anything you can do? Don't ever listen to me. You're his oldest friend. He must listen. You'd better go home, Murray. I think I know where to find him. Jig the party, you know, buddy, Repstock. Mr. Don Smith, don't see much of you these days. What do you have? Not a thing, Repstock. Murray, I'd like to talk to you. Alone, if you're friends, don't mind. We don't mind. Go ahead, Murray. But don't crowd us too far, Smith. This'll do, Murray.  What's on your mind? A lot of things have been happening lately. I just came in from Crawlingstone Flats. You were there when that trainload of beef was ditched.  No, Murray. I saw a gelling of yours through a shoe. I am. I found it at the wreck. I also found the man who re-shot your horse the next day. You're figuring to tie me into that wreck? No. It's going to be tougher than that. I'm thinking to give you some advice. Well, what do you know? The way I see it, Murray, you got off on the wrong foot with the wrong people. So, Marion's been crying on your shoulder, huh? You and Repstock are in this up to your necks. Why don't you pull out, Murray? Pull out? It's a big country. Pull out and get a fresh start someplace. I'll cover your tracks. Sure. Me out of the way, the track would be clear for you and Marion. It's left a long way, haven't you, Murray? Why, you... I get up, Smitty, and fight. What's the matter, Smith? You losing your touch? I don't want to fight you now, Murray. Forget this straight. If there's one more trainwreck anywhere on this liner, and I'll get you, Murray, even if it means killing my best friend. You are listening to the Screen Director's Playhouse production of Whispering Smith starring Alan Ladd and introduced by the director of the film Leslie Fenton are in Dayton, Ohio. As you punch the time clock at the factory gate, you suddenly realize that your day's labors have left you hot, tired, and thirsty. You are a man with one purpose. You know just where you are going.  Papst Blue Ribbon. Finest beer served. Anywhere. Yes, during these late summer days, you're just one of millions of men all over America to whom that Papst Blue Ribbon sign means welcome relief. For Papst Blue Ribbon does something more than quench your thirst. It gives you taste. Blue Ribbon tastes. The kind of taste you can't get anywhere else in the world except in that Papst Blue Ribbon bottle.  Yes, you hear it everywhere. In Dayton and Dallas and Denver and Detroit, Papst Blue Ribbon. Finest beer served. Anywhere. Your taste will tell you why. Now back to our screen director's playhouse production of Whispering Smith starring Alan Ladd. The story of the railroads and the West was a story of stirring action and thrilling drama. It was also the drama of men, two men, the friend who was good and the friend who was bad and the woman who stood between. Quiet. Quiet, everyone. Give me the details, McLaren. Well, the second section of number three. He jumped her while she was taking on Walter Tower W. Killed the guard and got away with $60,000. They? Who's they? We don't know. They were all masked. A breakman here, maybe some help? It's hard to say, Mr. Smith, it all happened so fast. How many were there? No more than six. Any of them, you know? Anybody could identify? No, you see, they all had the handkerchiefs over there. Wait a minute. Yeah, the one that blasted the guard, he had curly hair, sort of gray, and he talked kind of funny. Repstock. You think it's him? This time we've got him. How many men of you can ride and shoot? Right there, down. Good. You're McLeod. Order up an engine, have two stock cars spotted at the loading ground. Right away. And I want a clear track between here and Tower W. Put every westbound train on sighting until we get by. Smith, yeah? I can ride and shoot. There's a special favor, let me come with you. I feel that this is partly my fault somehow. Sure, sure, McLeod. Glad to have you.  Turn back, anyone that tries to get in. We'll pick up the trail of Tower W. If this is Repstock's squad, we ought to have them between us sometime in the afternoon. All right, boys, get going. Smith, yeah? Is Morrison clearing this? I don't know. That's what I gotta find out. I'll pick up with you, Williams Canyon. He wrote out with Repstock last night.  Then he got the idea of selling out to Repstock. This morning Repstock's outfit held up number seven at Tower W. They killed a guard. You think Murray was with him? Yes, I do, Murray. And I'm afraid there's going to be more bloodshed. You'd better pack up and go into town where it's safe. Where are you going, Luke? I'm going to Williams Canyon. All right, Sinclair, that's our cut. Five-three, and I keep the cattle. You're right. A partnership deal doesn't come out too even, Repstock. You wanted the cash, Sinclair. I've got to unload the merchandise and also take care of the boys. Okay, count it out. What do you mean breaking in on us this way? Smith with a potty. 15, maybe 20 of them at the mouth of the can. I don't know about you, Repstock, but I'm getting out of here. You're betting fast. Hand it over. I don't like being rushed. See, look down that gun, Repstock. His own men. Handle these crates piled around. Stolen freight from our crane wrecks. This is the gang, all right. Come on, let's go. They're cutting back to the canyon. They're three of them. Study. You got two. Get him, Smith. What's the matter? I can't go away. You were at Tower W. What do you know about Tower W? Come on, who told you? Was it Smith? Yes.  You were running out on me. Don't shoot. If you do, they'll never stop until they hang you. Get rid of them. I'll send them away. Why didn't you go to town like I told you? I had to change my clothes. I had things to do. I suppose that Murray hasn't come back yet. No. No, he hasn't. You're lying, Mariana. Murray's in the house, isn't he? But he's hurt a little badly. McCloud, get the doc. And you go with him, Mariana. Get in that buckboard. I'll see what I can do for Murray. No, Lou, don't go in there. Murray's crazed. He's like a madman. Get that buckboard out of here fast. Go! Sorry, Luke. I got it. Well, it's how it goes. You gotta have the brakes. You had them all, Murray? Yeah. Anyway, I had one. I had Murray. That's one brake you didn't get. Please. Please take it easy, Murray.  On the table? Sure. Turn around, Luke. Slow. I thought I had your guns, Murray. Teach you never to turn your back, Luke. Go ahead and shoot. If there'd been any other way, I'd have played it different. You know that, don't you? The only cards I had were... the ones you'd tell me. You have just heard the last act of the Screen Directors Playhouse production of Whispering Smith, starring Alan Ladd. In a moment, our star with Screen Director Leslie Fenton will return to the microphone. They call Hollywood the land of make-believe. But when most of the movie stars are home in their own backyards, they lead normal everyday lives, just like you and me. When they entertain, it's on a simple scale and in perfect taste. For instance, an afternoon at Gin Rummy, or sitting around a pool is usually accompanied by tasty sandwiches, and of course, cold bottles of Papsed Blue Ribbon beer. As a radio announcer, I get around quite a bit in Hollywood and I'm mighty happy to report that I see Papsed Blue Ribbon beer well, just about everywhere. In the homes of my motion picture friends, in the homes of orchestra leaders, musicians, camera men, radio announcers, and in the best restaurants all over town. Yes, Papsed Blue Ribbon is not only a favorite here in Hollywood, but it's known the world over as the finest beer served. Anywhere, your taste will tell you why. Next week on Screen Directors Playhouse, Papsed Blue Ribbon presents for the first time on the air the motion picture comedy Don't Trust Your Husband, and our star will be Fred McMurray. Now, here again is tonight's star, Alan Ladd, and Screen Director Leslie Fenton. Last time I've been thinking about the way they introduced you at the beginning of the program. Oh, you mean that stuff about my acting? Well, from what I heard, you used to play the most fiendish villains that ever snarl to the hero. Well, that's just acting, Alan. Now you always play the part of a hero, but I never snarled you, do I? No, but you come out on the set and say, Alan, play it like this or play it like that. But Alan, that's my job. But you always do it so darn well.   Okay, beautiful. But maybe it's because you're a great actor and a swell director. Well, thanks, Alan. Good night, Mr. Villain. Good night, Mr. Hero. Good night, folks. And good night to you, Alan Ladd and Screen Director Leslie Fenton. When you buy your weekend supply of beer tomorrow morning, ask your dealer to show you Papst Blue Ribbon's new Handy Six oversized cans of Papst Blue Ribbon. Finest beer served. Anywhere. Ask for the Handy Six tomorrow. Whispering Smith was presented through the courtesy of Paramount Pictures whose current release is Top of the Morning starring Bing Crosby and Blythe and Barry Fitzgerald. Alan Ladd will soon be seen in the Paramount Picture Chicago Deadline. Included in tonight's cast were Ira Grossell, Michael Ann Barrett, Claire Herb Butterfield, Peter Leeds, Vic Perrin and Dan Riss. Whispering Smith was adapted for radio by Warren Lewis. And original music was composed and conducted by Henry Russell. Portions of tonight's program were transcribed. Screen Director's Playhouse was produced by Howard Wiley with dramatic direction by Bill Carn. Listen again next week when Papst Blue Ribbon presents Screen Director's Playhouse is brought to you by the Papst Brewing Company of Milwaukee, Wisconsin, New York, New Jersey and Peoria, Illinois and sent your way with the best wishes of the Papst Blue Ribbon Dealers from coast to coast. James Wallington speaking. Tune for the Stars on NBC.


Good afternoon everybody I'm Tommy O'Brien coming to you live from TFN headquarters in St. Petersburg Florida 2 p.m. Eastern time on Tuesday two hours left to go in the trading day and we got markets floating around flat territory S&Ps currently negative by one point trading at twenty seven ninety Dow Jones positive by six points trading at twenty five thousand eight twelve NASDAQ positive at buy shooting that was negative six points NASDAQ positive six points trading at seventy five eighty four dollar index up about a hundred and sixty ticks trading at ninety six seven seventy notes and bonds little bit of lower price higher yield ten year note negative one tick one twenty one twenty six thirty your bond negative six ticks one forty four oh seven gold contract flat at twelve eighty seven twenty that's at some volatility today we'll jump over to that chart in a moment and oil negative six pennies at fifty six fifty three we'll start it off let's jump over to the future charts we'll start it off with the indices and we'll start off with the doubt twenty five thousand eight sixteen pretty much right in the middle of the trading range that we've had today and not that big of a range considering where we were yesterday you're looking at twenty five eight sixty be in the top on a few different occasions seven a.m. eleven forty five a.m. one fifteen p.m. and then on the lower end about twenty five thousand seven fifty maybe seven sixty solely about a hundred doubt points throughout the day and to back things up for some context there's your slide yesterday we're up there at twenty six thousand one twenty five so the market still a solid three hundred doubt points from where we're trading at just at nine forty five this morning NASDAQ one hundred pretty close to the same approaching those upper levels seventy one sixty six high for the session seventy one seventy six so ten NASDAQ one hundred points and again in context kind of right in the middle of that collapse yesterday S&P is trading at twenty seven ninety one yesterday's action again right in the middle of that slide that we had yesterday starting at ten a.m. there's your crude oil market was above fifty seven briefly back down at fifty six fifty eight gold contract spiked lower at ten a.m. to about twelve eighty two sixty nine from there we're up a bit twelve eighty seven forty and euro U.S. dollar little bit of dollar strength euro weakness euro trade one thirteen oh six and in terms of what we have happened else in the world how about G.E. talk about a collapse here as their CEO coming out with news that the market does not like to hear in terms of profitability so for G.E. continuing to struggle struggle down six point four percent today and to bring it back we'll put it on a three-year weekly quite a chart folks quite a chart stay tuned we've got a man Dave White coming up right now with the power trading hour Tom O'Brien at three have a great Tuesday


లారెయవం లె లింత్చఊారందల్ మారి రుపిండికౕాప్నోది వారారోది . ఎటరిండిప్చార వారోనోదారి నింద్పి కరరిందయారి టారిహ్దం. పె టికత్త్తా ట్లోలోల్యారందిక్. ఢిలోలోలూరు ఎవరూబరంర్చికి. మౕంద్లోలుందికి. బాల్రర్పన్తో తసెకిందివల్కందా. 2018 was a watershed year for India. As a nation, we took giant strides towards our goal of building a new India, Naya Bharat. 2018 was a year in which the empowerment of the poor took centre stage. India is defeating poverty at record speeds. Lives of the poor are being transformed in 117 aspirational districts. The poor in eastern part of India are resuming great focus. In 2018, for the first time in the history of India, all villages of India are electrified. In just this one year of 2018, the lives of more than 2 crore families were brightened by the saubhagye yojana. In 2018, we launched the world's largest health insurance scheme. In 2018, over 6 lakh families have got free medical treatment through PM Jai, Modi Care or Ayushman Bharat Yojana. 2018 is the year in which we mark the start of Mahatma Gandhi's 150th birthday celebrations. In 2018, the total sanitation coverage of India crossed the 95% mark. Remember, it used to be 38% in 2014. 2018 is the year when India got the world's largest statue, the statue of unity, the statue of Sardar Bala Bhai Patel. 2018 is the year when Netaji Subhachandra Bose got a fitting tribute from the Red Fort. First time in the history, on the 21st October, the tri-colour was hosted in the Red Fort to mark the 75th anniversary of Ajad Hind Government. 2018 was also an important year for India's economic growth. When 2018 began, India was ranked 100th in the World Bank's ease of doing business ranking. In 2018, we jumped from rank 100 to 77, the biggest jump for any nation in one year. I could keep on talking about the economy and governance issues, but there is something else that is also close to my heart. Indian youth are shining across the world in the world of sports. And in 2018, they continue to scale new heights. Our under-19 cricket team won the under-19 Cricket World Cup. The Indian blind cricket team won the World Cup. We successfully conducted the Hokie World Cup recently and showed that we are excellent hosts. In the Asian Games and the Para Asian Games, our Indian athletes created a record. What is heartwarming about this victory is not just the number of medals. Many of these sports persons are from small towns. Many of them have come up against great odds. They represent the aspirational spirit of New India. They represent a kind of attitude that New India needs. So, 2018 was not a good year or bad year for India. It was a great year.


So I feel like I'm beating a dead horse with this story, but basically, as you all know, Donald Trump's last Hail Mary was this weird lawsuit from Texas, where basically Texas alleges that other states violated their own state constitution by offering mail-in voting to their residents in the middle of a pandemic. I'm oversimplifying it, but that's basically it. I mean, the case was bogus. They didn't have standing. It wasn't going to go anywhere, and predictably it failed. And the Supreme Court directly shot Donald Trump down. So if you're Donald Trump and you are going to maintain that you didn't actually lose and the election was stolen from you, now is the time where when you have nowhere left to go, you start changing what you say. You know, look, I think we won this election, but the fight's over from now. Now we focus on 2024 or something. So what is he doing? Is he changing his rhetoric with regard to this election fraud scheme? Well, he's not. He's not changing anything. Even after the Supreme Court shot him down, he's saying the same exact things. These are just some of the tweets that he put out. We have just begun the fight. He tweeted this after the Supreme Court shot him down. The Supreme Court really let us down. No wisdom, no courage. I won the election in a landslide, but remember, I only think in terms of legal votes. Oh, okay. Not all of the fake voters and fraud that miraculously floated in from everywhere.  Who is the worst governor, Brian Kemp of Georgia, or Doug Ducey of Arizona? These are two rhino Republicans who fought against me and the Republican Party harder than any Democrat. They allowed states that I won easily to be stolen. Never forget. Vote them out of office. And then he says, most corrupt election in US history. He's literally going to continue saying the same thing. And by the time you watch this video, the electoral college will have already confirmed Joe Biden's victory, but he's still going to keep saying the same thing. Oh, don't you worry. We're still fighting. We're just getting started. We're going to win this. There's like another lawsuit up our sleeve or something. Look, if you are actually going to run for president in 2024, you could start talking about that now so you don't look as delusional, but he's not changing anything. And in an interview with Brian Kilmeade of Fox News, which is extremely entertaining to watch. This is the most ironic thing I've ever heard him say. When you look at this fight, though, you have 77 percent of Trump supporters who believe you won the election according to a Fox poll. I've heard actually much higher numbers than that. There's a rally right now in Washington for that. Do you worry about the country being divided as if it goes to inauguration and they still feel that way? And you still feel that way? No, I worry about the country having an illegitimate president. That's what I worry about. A president that lost and lost badly. This wasn't like a close election. You look at Georgia. We won Georgia big. We won Pennsylvania big. We won Wisconsin big. We won it big. We won all of these states. Do you think your legal team has proven that? Well, we don't. We never get a chance to prove it because a judge will say, well, I'm sorry, you don't have standing. Like, how about me, Texas and all of these states, 18 or 19 altogether, they come in. Think how nice that is where they actually come in and they say, we want to support you, sir, because you're important to this country. We want to support you. They go in and they say the states don't have standing and I don't have. I'm president of the United States. I just got 75 million votes. The biggest number of votes in the history of our country ever gotten by a sitting president. It's funny how his vote totals are accurate. But since Joe Biden gotten more votes than him, it can possibly be accurate. So if the same systems, if you use AP or a decision desk, if they are accurately reporting your vote totals, why wouldn't you also believe that they're accurately reporting Joe Biden's vote totals? Oh, well, there's an easy answer for that, Mike. It's because they're reporting the illegal votes too. But look at what he said. I worry about the people having an illegitimate president. That's what I worry about. A president that lost and lost badly. This wasn't like a close election. The irony just flew right over his head because if he were successful at getting Republicans from various states to appoint their own electors that would vote for him, then you're basically disenfranchising millions of people and killing democracy quite literally. But that's what he wanted. But yet he's worried about the people having an illegitimate president and a president that lost badly. You lost badly. You lost multiple states. So if this effort were even to be successful, you know, he would have a better case even though he wouldn't have a case at all, but you'd have a better argument if it came down to like one state, like in the 2000 election. There was one state, Florida. And that's all that Bush had to focus on, but you have multiple states. So the fact that it's not even that close in actuality and he's still maintaining that he won, it just it's embarrassing. And I don't necessarily care what Donald Trump says. I care about the consequences of his words, right? Because he has convinced a lot of Republicans that he actually won this election, which is shocking because of course he didn't. If the establishment was going to rig any election wouldn't have been back in 2016 to stop you from becoming president in the first place.  He also says you look at Georgia. We won Georgia big. We won Pennsylvania big. We won Wisconsin big. No, you did not. You literally did not win these states. And by saying this, he knows it's not true, but he's trying to get people to think that he's true and part of this and I don't know if Trump is even this savvy and really playing four dimensional chess to this extent. But I think that if he actually does run in 2024, he's setting himself up now to clear the field in the Republican primary and say, look, I'm the rightful president. I should be president right now, but this election was stolen from me. So anyone who's running against me, they're complicit in the Democratic party's fraud. I mean, maybe that's what he's doing. But I just want to ask at what point does his family step in? They know that what he's doing is delusional. Like part of me thinks that Donald Trump really believes that he won. Maybe it's cognitive dissonance, but another part of this, like you see what he's saying.  What he's doing is harmful. After the election, there were reports that Don Jr. and maybe Ivanka would step in and stage an intervention and get him to accept the results. What happened to that? I mean, this is cruel. You see someone in your family, regardless if he's the president or not, clearly unwell, saying things that make him seem delusional. At what point does the family get blame? And I think we're beyond that. Why isn't Ivanka the person who's basically the only one who's seemingly able to talk sense into him not saying, dad, it's over. I know that you think that you won this election, but you're not going to be the president. Come January 21st of 2021, you're out. So now it's time to think about what you're going to do on that day. But I mean, we get, we get nothing. Like if a member of my family was spiraling publicly like this, I would be embarrassed for them and out of love, I would try to rein them in, right? Talk some sense into them. But we're not getting that. Now Trump's family, I think they're intimidated by him and they don't want to confront him.  You know, as entertaining as it is, this really is going to do long term long term damage to our democracy. It is because if Americans don't believe that the process is legitimate and credible, then that's when you start seeing democracy fall apart. And there are legitimate reasons why you can be dissatisfied with our democracy. I don't like our electoral institutions. I think they're biased against third and fourth parties. I think that, you know, winner take all systems are just inherently anti-democratic because they limit options when you should have a plethora of options in a democracy, but putting all of that aside, if people don't even believe that their votes are going to be counted, that's a problem. It does not bode well for the long term health of democracy. Mike is the worst progressive on YouTube. Please don't subscribe to him or become a patron. David Dole is so much better. Trust me, folks, he's doing a great job. He really is, okay?


Hi lovers, today's video is all about awesome casual sex experiences and it is brought to you guys in partnership with an app called Pure.  Now I was inspired to do this video because when I was writing late, I was looking for story submissions and the hardest story to find was a positive experience. I was searching for people to say, you know what? I've had sex and it was a great time. And I don't think it's because people don't have great sex. I think it's because we feel guilty or weird for telling those stories out loud. But people need to hear them. It's very important for us to share the down and the upside of this crazy, magnificent, beautiful and ever-changing world that we know of as sex. Now Pure, the app that is sponsoring this video, is exactly about that. It's essentially a dating app where the focus is people who are looking for casual encounters. If you guys are interested, go in the info box below. You can find all the links to the Pure app. But without further ado, here are three awesome hookup stories. Hi, my name is Jayden and this is my first hookup story. I'd never been in anything but the serious relationship and I wanted to explore other parts of my personality by meeting someone online. My friends recommended online dating. As I'm on it, I meet someone right away, like the first person I started talking to. Really charming, sweet. His pictures were super handsome. We decide we're going to meet up. We have to meet and he calls me a car to come pick me up because he considers himself sort of an old school gentleman and the car comes and picks me up. I'm so nervous because I have a mission in my head. Whether he knows it or not, I know exactly what I'm going over there for and I get over to his house and I'm already sort of, okay, you're in the house. What's the game plan? You go and he has two glasses of wine already set out and a movie that he picked and I'm so nervous I can't even remember what movie it was because all I'm thinking is how do I do this? How do I make this happen? How do I start the interaction? So we're sitting on the couch and seconds are going by. We're talking about less and less things. There's more and more dead air and I'm getting nervous because any minute I'm going to make my move and I'm telling myself like you're going to do it. Do it. Do it. This is what you came for. This is what we play for and it just happens. I don't know who said what, who started it. We lock faces and I start leading us to the bedroom or I'm trying to lead us to the bedroom but I don't know the layout of his house and so I'm just sort of bumping into closet doors and into the bathroom. I'm trying to awkwardly jiggle the bathroom door and he's trying to say no left to go left but I'm still trying to be sexy and like oh yeah I knew that. We make it to his bedroom eventually and one thing led to another and we were hooking up and it was an awesome experience and he falls asleep and because what I've learned from movies you sneak out and you act like the wind and I didn't even text him. And then the next morning I'd gotten a knock at my door and I didn't answer. It was a little hesitant to answer it and a little tired. I go to the door and he looked and there's nobody there and he looked down on the floor and I see a plastic bag with a single hair extension that said thanks for the lovely night and can't remember his name but I'll definitely never forget him. Alright so I was newly single and just ready for like fun. Just casual cool fun my relationship was really heavy and stressful at the end and I felt like I just deserved a good time in my life. I deserve pleasure so I went through this phase of just meeting a bunch of dudes online or serendipitously or whatever and just chilling in my sports bra and listening to Beyonce mixes but a lot of the dudes that I was inviting over like I would make out with and it just never really felt like I wanted to go to the next step with them but I really enjoyed those interactions and I made sure I was safe like every time that I would have a dude over I would make sure a friend called me I'd be like yes yeah I know I sent you his picture what else do you want mm-hmm I sent you his phone number two it's like to make sure that he knew that like you will be seen and heard so anyways I was on Instagram and this dude who I had been following for a while but like I saw him once in person and we'd never really like talked after that but I always kind of like social stalked him once in a while it was his birthday so like that's a great time to like message somebody or hit him up so I commented to him and I was like oh hey happy birthday do your thing blah blah blah instantly he slid in the DMs like I thought a lie I DM'd you first yes and he was like oh hey where do you live and I was like I'm not really quite sure but one thing led to the other in this very short DM exchange and he ended up asking oh what part of town do you live in okay anyhow so he said Hollywood and I was like that's crazy I live in Hollywood too and at that time in my life convenience was a very high priority so that was a fortunate thing a few days later I was at a Bernie Sanders rally in the hype I opened my Instagram and I saw that I had a DM and it was from dude and he was like hey I want to come over and vibe tonight I want to hang out with you what are you doing and I was like I'm at this Bernie Sanders rally and I have to catch a flight tomorrow morning to Miami at like four in the morning and he was like it's okay I'll still come and I was like okay I was kind of feeling the persistence there so I was like cool I can have company while I pack what's the big deal with that so I went home and then he came over I remember like at this time I just really wanted to set a vibe and an intention to people that like I am a woman who has her shit together so my place was all cleaned up I had like candles going I had all this like scented body lotion on and I had my projector on streaming this like psychedelic kaleidoscope thing which he told me later that made him think that I did drugs because he's like who else would have that but I don't do drugs and I do that all the time I actually think how the like first kiss happened is that he was talking about Ted talks because I'm a big fan Ted talks and so is he and we were sitting kind of closer together because I had to set up the projector so now we were side by side whereas before we were like on either end of the couch and he turns to me and he was like is it okay with you if I put your legs on top of me and I was like yeah that's okay and I appreciated that you know that active consent and so I put my legs on top of him and then immediately as if I switched on the horny switch he just like turns and jumps on my face and so apparently I was staring at him waiting for him to kiss me I remember thinking I'm like whoa this dude is fast like before I knew what he was like way down there he was just really really moving quickly but like the passion and the energy behind it and I remember looking at him and just thinking like he's so real and authentic and it was something that I couldn't have planned like how I thought you could plan a good sexual experience sexual encounter the spontaneity of it and just like that raw energy in the moment kind of just made it more appealing and attractive to me so I had to leave at four in the morning and I remember like I left and he left at the same time he was going to work I was going to my flight and my entire trip to Miami I just kept thinking about like that was a really really good time and a really really Hi my name is Priscilla and this is my story about my first casual sex encounter so I had moved from Minnesota and I was new in LA and I was still in a relationship with a guy back in Minnesota I found out some things about him that were dealbreakers so one day I was texting him I was calling him I called his family he wasn't answering and at this point I was completely done with the relationship but I was weak for this guy I felt like I was constantly going back and so I knew I had to do something drastic so one day I downloaded a dating app and I matched with this guy he was super cute he was built I was ready to jump on it we were texting back and forth and he was like come through let's watch a movie so I let my sister know I had a time where I was going to be she was like make sure he knows that I know you're there she was super freaked out about the whole thing but I was not nervous at all I was like I got this so I came over to the guy's house and the place was nice but it was kind of messy looked like he forgot to call the cleaning service and he ended up making me some green tea and we started watching the movie I don't even remember what movie we watched and he like leans in we started making out but I didn't want to just make out so we had sex on the couch and then we had sex in the bedroom and then I ended up spending the night so I went home and I was sitting on the couch and I was just thinking about how phenomenal my night was so from that day forward I decided that I was never going to settle again I knew LA had way more to offer me I hope you guys enjoyed watching those stories as much as I loved filming and of course doing my reenactment of my own I want to encourage you guys in the comment section below to keep up this energy tell me about one positive sexual experience that you've had whatever it is everything in between is valid so I want to hear about your positive sexual experiences below in addition speaking of below you can go on the info box to find all of the links for pure if you guys are thinking about trying it out it is absolutely free for women so there is no risk involved just download it check it out see what's out there if you're interested if you're thinking of doing a casual sex experience I have another video with pure I think is really awesome to watch and of course we have to stress the importance of protection both physically and mentally so ensuring that you're in the right state of mind and of course when you go for the experience that you are protected so you can walk away with a good night and nothing else thank you guys so much for your positivity and your love and shout out to the women who took part in this it took a lot of bravery and a lot of balls and you guys have all of them and I love you all for that I get it girl


Hello everyone. I am Sanjay Gupta. I welcome you on Sanjay Gupta Tech School. In this video, I'm going to demonstrate a scenario based on Trigger along with its Test Class implementation. Let's understand the Trigger scenario. So on account, there should be two checkbox fields. One is New Contact and one is New Opportunity. Now, on account creation, if New Contact checkbox is checked, then a related context should be created automatically. And if New Opportunity checkbox is checked and Active equals to Yes, Active is a picklist available on account, then a related opportunity should be created. So either New Contact or New Opportunity is checked, then Contact or Opportunity should be created. If both are checked, then both Contact and Opportunity should be created. So this is the Trigger scenario that we need to implement along with its Test Class implementation. Now I'm jumping to Developer Console. So before implementing code, we just need to create two checkbox fields as well. So I'm jumping to Object Manager, clicking on Account, Fields and Relationships. So I'm creating two checkbox fields now. So first field label is New Contact, available or visible for all the profiles and will be available on all the layouts. Then clicking on Save, New Checkbox Data Type, Next, then New Opportunity, Next, Visible to all the profiles, Next and Save. So this way I created two checkbox fields on account object. Now in Developer Console, in my org, like I demonstrated some of the scenarios previously as well. So I'm just going to open my account trigger that is already implemented, but in your org, if it is not available, so you can create. So as Best Practice says, like for one object, we need to have one trigger. So here is my account trigger and it is working for before insert and after insert. Here you can see blocks are available. So once account is created, then we need to implement either contact or opportunity basis on that checkbox. So here I will be calling the method create contact or opportunity and I'm going to pass trigger dot new. Now I need to open account trigger handler as well. So in this handler, I will be implementing the business logic. So here I'm writing public static void and I'm going to copy the method name, then list of account, ACC list. So whenever we will be creating new account records, so all those account records will be available in this trigger dot new context variable. And we are calling this method create contact or opportunity in this trigger and this method we are defining here. So trigger dot new will be passing all the newly created account records in this acess list. Now here in this method, we need to implement the logic. So I'm just saving this trigger as well. Now I'm going to implement the logic here. So first of all, I'm going to create two lists. One will be list of contact on list, then list of opportunity. So this way two lists are created. Why I created these lists because there they can be multiple records, multiple account records inserted. So for each account record, we need to create contact basis on that checkbox. So there will be multiple contact or multiple opportunities created. So to minimize the number of DML, we will be adding all the newly created contact and opportunity in these lists. And then through this list, we will apply the DML operation. Now I'm going to iterate over ACC list. So this acess list will be containing all the newly created account records one by one. Those records will be available in this acess variable. So now I can apply condition here. So if ACC dot new contact. So this new contact is a Boolean checkbox field if I come here and check it. So we have new contact and this is the API name that I'm using here. Right. So this is a checkbox. So that is why I'm using it directly here. So if this checkbox field is true. So this true block like this if block will be executed. Right. And after that, I am using one more if block here. I'm using if ACC dot new opportunity and ACC dot active equals to yes. So these are the two blocks. So this will be for contact and this will be for opportunity. Right. Now here I'm creating one instance for contact. Then setting first name as test plus ACC dot name. Then con dot last name equals to test plus ACC dot name. So last name is required. So that we need to populate first name is optional. If you want to remove the statement, you can, but last name you need to populate. Then to link this newly created contact with account, you need to write con dot account ID equals to ACC dot ID. So this way, if for particular account, this checkbox new contact checkbox is true. So new contact will be created and we are assigning account ID into this lookup. And after this, what we can do, we can add this instance into the list. So this con instance, I'm adding into the list. So once this loop will be completed, so after completion of the loop, we can check whether this list is having some data. If yes, then we can apply the DML to create new contact records. Now after completion of this if block for contact, we need to implement another block that is for opportunity. So here I'm creating new instance for opportunity. Then on opportunity, we have three required fields. So first one is opportunity name. So I'm mapping it with account name. Then opportunity states. So here I'm writing prospecting one of the pick list value of stage and then close date. So in close date, I'm setting system dot today. So these are the three required fields. Those we need to fill while creating opportunity. Now I can easily add this newly created opportunity instance into the list. Before adding it into the list, I need to write one more statement that is OPP dot account ID equals to ACC dot ID. So again, this statement is to link the newly created opportunity with the account. So we are just populating account ID in the lookup field that is available on the opportunity. So this way this piece of code is also completed. Now here our loop is completing this for loop is completing here. So after this, I can apply null check for con list first. So if it is not empty, you can see I'm applying not. So if it is not empty, then I can write insert con list. If you want to apply this null check differently, so you can write it like this as well. If OPP list dot size is greater than zero. So this is another way to check whether some data is available in the list or not. So here you can write insert OPP list. So this way the code is implemented, right? So now it's time to test this code from the UI. So I'm just saving it and now I'm jumping to the UI doing a refresh. So now I'm going to create new account record. Okay. Let's check whether any other. Okay. So here we have created related contact and related opportunity function. So I'm just commenting these because these are implemented for previous demonstration. So I'm just commenting these so that because these functions will be creating one related contact and one related opportunity automatically. But we need to create contact and opportunity whenever that new contact or new opportunity checkbox is checked. So I'm just saving this now doing one more refresh. So I'm clicking on new and trying to create new contact. So sorry, new account account 1109 and here we will find two checkboxes. So here you can see new contact checkboxes available. So I'm checking this checkbox as of now clicking on save. So in the related list, you can see only contact is created. Contact is having first name and last name are same like a test, then account name, then test and account name, right? And opportunities are zero. So contact part is working fine. Now I'm going to create one more account. So ACC 2209 and this time I'm going to enable this checkbox new opportunity. And we need to set this active as yes so that opportunity will be created. So I'm clicking on save. So this time you can see only opportunities created contact is not. But if you create one more account and you check both the checkboxes new contact new opportunity and active is also selected as yes. So you will see both contact and opportunity will be created. So this way you can apply the condition basis on this requirement, right? So I hope you understood how I implemented this whole scenario with the help of trigger and trigger handler class. Now I am going to implement its test class so that the method which I implemented here, we can make sure it is covered properly, right? So I'm going to open account trigger handler test class, which I implemented already for previous demonstrations. Now here I'm going to implement one method. So you can see some methods are already implemented. So I'm going to implement one method here so that I can check the implemented create contact or opportunity method, whether it is covered or not. So here I'm writing private static void then test create contact or opportunity and here inside this method I am going to implement the logic and I need to annotate it with at the rate is test as well. Now, first of all, I need to create account. So what I'm going to do, I'm just copying this code from here and I'm pasting it here. So I'm going to explain it what I did. I just created a countless then iterating a loop five times, which will be creating the account records, right? Now here you can see industry set as energy, which is not required in this case. So I'm just modifying it as new contact and here I'm writing as true. Okay. So what I'm going to do, I'm going to run it 10 times and I'm applying if I modulus to double equals to zero, then this piece of code will run else ACC dot new opportunity equals to true and ACC dot active equals to yes. So five records will be having this new account as true and five records will be having this new opportunity as true and active equals to yes. Right. Okay. So this is not working like mod operator is giving some issue. So I'm just removing it. So basically we need to use math dot more and then I comma two. So we cannot use modulus operator directly in a pic so you can use this mod function which is available in this math class. And if this expression's result is zero, so this statement will be executed. If not, then this else part will be executed. Right. So this way we just created the data and account list will be inserted when account list will be inserted, then either context will be created or opportunities will be created. So now we need to check whether few contacts or few opportunities are created for these newly inserted account records. Okay. So here I'm going to apply one SOQL. So I'm going to fetch. Sorry. I'm going to fetch context. Now, select ID from contact where account ID equals to ACC list of zero dot ID. So here you can see like one by one. So we are using even odd method. So if I is even then contact will be true if I is odd then opportunity will be true. I will be odd. So first record will be for opportunity. So here I'm going to put one. So ACC list of one will be having a countercard that will be having related contact. Right. So now I'm fetching it in the contact list. And what I can do. I'm creating one more list of opportunity. And here I'm writing select ID from opportunity where account ID equals ACC list of zero dot ID. Right. So this way I implemented the logic. So what I need to do now I need to apply system dot assert. So, so I'm choosing this option. And here I'm writing con list not equals to null. And here I'm writing contact is not created. So if this con list is not null, like if it is having a particular record, so this assert will pass. Otherwise it will fail. And this error message will be displayed. And same. I can write for opportunity. So here I'm writing. Oh, be careless. Not equals to null. And here I can write opportunities not created. So I'm testing it for only one, one record, like the record, which is available on the zero index, the record, which is available on the one index. So you want to test it for other records as well. So you can just apply SOQL and you can query multiple records as well. So what you can do you can put all the IDs into a set and then you can apply in operator. So right now I'm going to save it and I'm going to run the test so that we can verify. So I clicked on run test. So you can see the complete test classes passing and if I expand this. You will see five methods are passing in which one is this create. Sorry. This test create contact or opportunity. Right. So this is passing and if I go here and click on all test. So here you can see this method is completely covered. Other methods are not covered because these two methods are not running because I just commented these two methods. So these two methods are not executing. That is why these two methods are not covered. But the code which we implemented in this demonstration is working fine and it is covering. So this way I hope you understood how we can implement the test class for this trigger scenario. So do implement this code in your org and test it. So this is all about the scenario that I demonstrated. So do implementation and if you have any questions so you can put them in the comment section. Thank you.


Would you rather pay $650 or $66 for a smart phone? Simple. With the Appalachian Advantage Plan, pay less upfront and then just a few dollars more every month. Better service, bigger savings. That's today's Appalachian Wireless. This week more than 70 events will be taking place throughout eastern Kentucky celebrating science and the arts. It's called Remake Learning Days and is an initiative that started in Pittsburgh but is now in nine regions across the U.S., including right here in our region. And organizers say they are thrilled at the response. Eastern Kentucky has hit it out of the park with this work. Over 70 events that are happening all across Kentucky and really celebrating the local culture of Appalachia in a way that is really amazing. Yes, it started in Pittsburgh, but it's taking root in very specific ways that are culturally relevant to the place in which they're happening. The Remake Learning Days Festival is made up of events at museums, libraries, churches, stores, and of course, schools. Monday night, events were held at both Pikeville and South Floyd Elementary Schools. And those involved say it's important to expose students to the possibilities that exist within science and the arts. If you grow up in a community where there may be not a lot of mechanical engineers or maybe your family, that's not a career that has been in your family. It would be really difficult for you to maybe see yourself in that role, but having the opportunity to explore that in your schools and to see what mechanical engineers can do, how can you find a better way to do that? At the Remake Learning Days events, parents and caregivers learn alongside the students, which organizers say does not happen nearly enough. And so this is an opportunity to kind of see inside the school day and to see what kind of technology is being used and not only to see it, but experience it together as families and parents doing hands-on activities and having fun as a family. But most importantly, Sunana Chand, director of Remake Learning, says that people are realizing that education takes place far outside the walls of a school. And yes, teachers are educators, but parents are educators, grandparents are educators, their peers are educators, community members are educators. And so how do we broaden that definition of learning and really celebrate all of the places that kids learn? Remake Learning Days runs through April 20th.


Welcome to interview. Today, we continue our focus on the Chefs in Schools program, an initiative of the Saint Lucia Hotel and Toys and Association. Today, we have with us a couple of students from the Babano Secondary School who will be telling us of their experience going into the Chefs in Schools initiative. Welcome, both of you. First of all, Sarah Popo and Areefa St. Edward. Welcome to the students of the government information service. Thank you. First of all, Sarah, tell us about your experience. How you were able to be selected to enter the Chefs in School program? I was able to be selected into the Chefs in Schools program because my teacher saw I had anxiety and potential into the subject. She knew I had fun, and I liked the subject so much. What about you, Areefa? I got chosen to take part in the competition because my teacher realized that I have the passion for the subject. I love to cook, and in the future, God's willing, I would like to become a culinary or pastry chef. Oh, great. So it wasn't a case that you had to go into a runoff with some of the other students, or you were just not understanding that they decided they would have taken the two of you? Yes. That was the case. OK, so how has the experience been so far? Because you know that you've been attached to a particular hotel and a mentor who's really taking you through the procedures that you would need to know before going into the competition. How has that experience been? The experience has been very good and fun. I learned different techniques and skills. Also, part of this skill will bring me forward to my SBAs as well at school. That's all. Well, it has been a tremendous experience because there, I learned how to garnish, decorate food items, and also knife skills, because I was not too good at it. So there, I get to learn new skills. So where is that attachment, any particular hotel that you're at? Can you tell us the hotel? We are at Bay Garden Sea Grips with Chef Peter, who won the gold medal in Miami in the competition. So if you're very competent and confident that you have a good chef really taking you through the ropes. Yes. How has the experience been like working alongside other persons in the kitchen and seeing the operations of the hotel? Has that inspired you to even have greater focus on becoming a chef when you leave school? Yes, it has given me a lot of confidence and potential. Well, also, it will push me forward to be a better person in life. As I would like to be an executive chef, I would like to be proud of myself. I would like to say all the other skills, like to push people to know all the other skills and techniques that I have learned. So if I tell you, what is a regular day like at the hotel and your interaction with the other members who would be around the kitchen? How often do you go to the hotel, first of all? And what do you do when you do go with the chef? Who is actually training you for the competition? Well, we go there three days a week. There we practice our dishes. The kitchen is always bursting with excitement. The staff are friendly. And we always learn something new every day. OK, now we're going to get into some meaty problems, no pun intended. But the actual competition that you are going to be going in locally, and you know that you're going to head off into a regional competition. So you must be actually working towards that. So there's also your signature dish, and also there's a mystery basket. So tell us how you're preparing for these two elements of the competition. Sarah, you first. Well, we are preparing a lot of different items, trying to use more of our local dishes here. That's what we are trying to do, and work on our decoration more. Arifa? Well, our dish is a surprise on the day you'll get to know. It is a local dish, actually. But what we are doing, we are trying to work on our plating, our presentation of the dish. So that's what we are trying to work on now. OK, so these two aspects of the competition, the mystery and the signature, do you find it's a bit of a challenge to differentiate how you're actually going to approach preparation for those two aspects? Well, yes, actually. But you find more challenging. The mystery basket, I'm sure. Yes, the mystery basket. Because you don't know what's in there. So how do you plan for it? What do you prepare for it? We'll prepare what's when the box is open. We'll just see what's inside and try to put our best out there to show the skills we have. OK, as we close up, what would you like to say to your schoolmates about the experience that you're having so far? Well, it's unfortunate that everyone cannot get the opportunity. But it's a great experience. And I would like to say to my fellow colleagues that if they get the opportunity to take part in any of these competitions, that they go for it. Because in the future, it will help you. Sarah? Well, I would like to say to my fellow colleagues as well. I will tell them congratulations for getting there into the competition as well. And it's not everybody that all they wanted. It's not everybody that could get it. So I'd like to say congratulations to them too. We've come to the end of our first part of our program here on interview. We had it with Sarah Popo and Arifah St. Edward out of the Babylon Secondary School, two of the participants in the Chefs in Schools program. We'll take our break. We'll be back in just a moment. What's in the food you're eating? Do you really even know? All the chemicals and horrors used to accelerate their growth. All the artificial flavoring, sweeteners and colors too. We consume and we don't spare a thought for the damage that they'll do. Think about the children. Think about the children. How chemicals and GMOs are not the solution. Use organic and join. Excessive agrochemical use, additives, and genetically modified foods are harmful to health and the environment. Join the Good Food Revolution. Grow, buy, and consume organic. A message from Rye St. Lucia and the Ministry of Sustainable Development with funding from the GEF Small Grants Program, UNDP. The Good Food Revolution. Thanks for staying with us. We continue our interview. Now we have two students from the Trusel Secondary in Marisa Jean and Cedar Fatal. Welcome, both of you. Thank you. And we are looking at, as we told you earlier, the Chefs in Schools program, the initiative of the Sanish Hotel and Tourism Association. First of all, ladies, tell us how you all got involved, how you became the two students who were chosen to be involved in this program. You have a really good question? Well, I got involved in the Chefs in School program when they wanted two students from each school to represent for the competition. And our teacher found us suitable to enter be it our passion for art and for passion for cooking. OK, and Zela, why? Well, it first started when a group of Chefs came to our school to do a presentation on different dishes. And I was very passionate and determined about the subject and the work behind it. And then my teacher found me suitable to take part in this competition. So just while you're opening, you're seeing that both of you are very excited about this program, aren't you? Yes. OK, tell us how you are continuing your preparation to go into the Chefs in School competition. Well, we are preparing our signature dish. We try different things. We have our dish, but we are working on our plating right now. And for the mischi basket, we are trying different proteins, different things. So because you wouldn't know what exactly is in the mischi baskets. Zela? Well, we are getting ready for this competition by we have training mostly every day. And we are determined to do the work. And for the mischi baskets, the Chef gave us different dishes on a sitting before us to try and get to see if we can be able to do it. OK, tell us about the hotel that you are touched to and the experience so far in going to the hotel and being part of the atmosphere there and seeing what the Chefs do. Well, we are currently at the ladder resort, look at it and so forth. The experience at the hotel has been great and sometimes complicated, depends on what we are preparing. The Chefs, they are genuinely, genuinely nice. Every day, they will cause, they show us different things, different techniques in the kitchen and sometimes in pastry. OK, Zela, you have a seminar. Do you have an experience in the hotel? Yes, well, we are located at the ladder, also known as the dashing. And our experience there have been challenging at times because some of the dishes we are complicated in doing it and the Chefs is very patient with us. OK, the mischi basket and the signature and the question of some of the other competitors, how difficult is it to anticipate what the mischi basket might be like and how you're going to prepare for it from comparison to your signature dish, which is something you can probably just perfect by a particular stage, but you're truly the surprise of the mischi basket. How are you preparing for these two different aspects of the competition? Well, there are some days when we are, when we are going to work on our signature dish and sometimes we take two days off to work on, we take two days off to work on the mischi basket. So, from there, we will manage our time. We will practice it until we master our dish. Well, for the mischi basket, we have been given different dishes to use and cook and we even get time at certain points. Excellent. So, you know that you're also looking at even a greater achievement, not just to do any competition, but to move on to regional competition. Is that something that's immediately on your mind or you're taking it once every other time? Well, we are hoping to reach this place. We are doing everything possible to do so. We are not worrying about who wins this, who wins that, so long as we try our best. If we win, then it will be a joy for us. We will go originals. We will make our parents happy, our chef happy and also our FNN teacher. Azir, that's speaking about parents. Are you being encouraged by your parents to really do well in this competition? Do they give you more responsibility at home in getting the meals prepared? Yes, well, mostly every day, I'm doing the cooking at home because my mother found that I have a passion for cooking unlike she sees it can bring me further in life. Okay, so I'll be closing the program. What about the other students at your school? Do they feel excited now that the two of you are involved and is there that sort of urge by them probably other students will do food and nutrition in actually getting involved in the culinary arts? Well, most of them think that it would be a stressful journey towards the two men's training. But to be honest, the journey has been quite successful within many new techniques. If you don't ask if they would, if how was it, I find, I'll tell them that if they get something like that, then they will take it. It's just a one-time, one-life type of opportunity. Okay, Zeta, what have they been telling you? Well, the students in my class, especially my friends, they've been very supportive. They tell me anything I get to go for it and I keep telling them, well, if they keep pushing too, they will also get the experience. Okay, thank you very much, ladies. Thanks for being part of our program today. We've come to the end of interview and we've closed off with two students from the Treasure Secondary, Marisa Jean Zeta Fatal, as we continued our Chefs in Schools program and initiative of the Cemetery of Talent Tourism Association. I'm Rana Brand. See you next time on interview.