Welcome back to the breakfast on plus TV Africa time for us to check out the front pages of a national dailies We do have Chris one do who will be joining the conversation as we proceed I like to set up with the daily trust newspaper this morning. Let's find out what big stories are making it On the front page of the daily trust newspaper you have many killed as 21 story building collapses in Lagos This will be dominating all of the papers Because it's a very big one. You have several riders underneath the boat caption four bodies recovered on a project manager others trapped Structural engineers resigned before collapse Investigation on goings Lagos government is quoted. We must get to the root of the matter Find out who is saying all of that. This is some of the Riders you find on page five of the daily independence now moving away from that particular caption You also have involvement in internal Security straining our resources. That's what the military is quoted to say feels scarcity looms as Ipman accuses depot owners of price hike another interesting caption Impitched speaker declared wanted has played to assembly crisis continues. That's also on page six EFCC arrest obi-kubana over money laundering That's also another caption more details available on page 39 dango-tacement records one trillion-hour revenue growth sugar earnings drops by 41.7 percent That's it on The daily trust we'll just check out one more headline and then we move away from the daily trust newspaper this morning 774,000 jobs federal government owing beneficiaries 7.3 billion hour That's what the minister is quoted to say all of that on page four of the daily trust newspaper. That's it All right to the punch newspapers 10 die As 21 story building collapses in Lagos designer wand of tragedy About 40 workers were on site when the building came down says eyewitnesses Developer engineers clients and others trapped someone who orders investigation Anambra decides Saturday poll must hold our representatives are ready to assist says Masab An IPO be defense ESN over Anambra killings tackles us a dimma International affairs rise as naira crashes on IAT a platform We can also find on the punch consumers demand privatization review as power generation drops to three thousand eight hundred and forty four megawatts reps probe collapse of one point eight nine billion dollars Delta Steel Community Delta Steel I beg your pardon as a community fumes once again reps probe the collapse of One point eight billion dollars Delta Steel Community Films oddly Outrage grows raid team leader whistleblower face police panel a Few others on the punch. I'm attacking begins interstate patrols to tackle kidnapping and others Monarch denies villagers killed and customs men residents flee or goon community We can also find a fuel queue resurface for four queues resurface in Nassar our abuja Niger as marketers hike prices EFCC picks up will be cubana alleges money laundering and tax fraud. I Think that's all we are gonna take on the punch this morning All right, let's move away from the punch newspaper and check out the nation newspaper this morning at board caption reads minister government owes Seven hundred and seventy four thousand jobs beneficiary 7.3 billion narrow might just be dominating the papers You have bank issues to blame says Kayamo payment will be before end of year That's the rider you find you also have a number of twenty twenty one Uba Saludo Ozebo call for dialogue with iPod That's the rider you find you also have seventy six thousand one hundred and four voters ricks no voting All of that on the front page of the nation newspaper IG orders probe of siege to odd delize abuja home That's on page 28 of the nation newspaper You also have deeper owners increase petrol price by nine nair Penguins quoted on that that's on page seven and Buhari Biden are the sick end to carbon emission It's also on page 30 of the nation newspaper and just before we move away frackers at the House of Assembly over speakers remover and Ford die in collapse 22-story Equal Lagos building. You also have a picture pictorial representation of What actually happened yesterday or what it looks like right now? Okay, to pick up a copy of the nation. I'm sure you get all of the information All right, and let's move to the daily independent newspapers this morning And so what we can quickly find of course the big one there is still on the collapse to build on the big picture You can see there. It says also Senate says Buhari's government out of tune with reality decries budget or allocation to solid minerals and steel development police arrest and battle platu speaker and ten others National Assembly draws flak over on called for interference in aviation Stakeholders condemn lawmakers for halting new handling rates one Nigeria may lose FAA category one status Three dead several trapped in collapse 21-story Lagos building It says also the building always vibrated at night says the site engineer Nigeria's worst military government better than Buhari's says governor Tom Invasion of justice oddly his residence perpetrators will face the wrath of the law says the IGP Invasion and embarrassment to the nation or ne'er Dairy one security operatives punished for the siege Outrage as premium steel officials walk out of reps panel Reps demand presence of MD over misappropriation of 1.89 billion dollars assets host communities demand revocation of sale And finally COVID-19 or going to bow and vaccinated residents from markets schools and government offices Chris one do good morning. Thanks for joining us on the breakfast Good morning. Thanks for having me Right does it's a it's a cocktail of stories here and there there's so much in the papers this morning I'm guessing we should start here in Lagos With the collapse of the 21-story building I agree with you. Let's go Go ahead. Let's hear you. But I just want I want to get you to your thoughts Okay, um, it's quite unfortunate. What happened yesterday With the collapse of the 21 or 20 story building Has been reported This is a a collapse too many especially in Lagos And um, I continue to wonder when such upon and government issue Prestigy to make it be investigated Those above would be prosecuted and rest of them But at the end of it all to find out and nothing happens We have classical example one with the In Tuahapu at Senegal We are close to 100 Nigerians and foreigners and we are died And um, I do that. Um, that issue went to party now. Nothing has come out of it After that, I'm talking of the major one now. One happened at somewhere at Lakey or is after Lakey Remember that estate That we had a collapse and the mb of the company of that company was arrested and was to be prosecuted You know what happened that case There have also been other couple Other uh, collapse here and their pockets of pilates and rest of them and at the end of it all What we hear the legacy comments that are all we're going to Uh investigate that we're going to prosecute those involved and rest of them. But my challenge here is that I I saw the statement issued by um This legacy government yesterday And it is small not only Of which investigated the That could last but also Stating that um the The approval given for the building is for 15 plus and not 21 plus And that's okay. Could those clap a clap for them? But the question is that when they got to 15 floor and moved to 16 17 18 19 2021 what did the government do What is legacy government? What is the relevant agencies of government? Did they stop the work or they allow you to continue and by now this morning? I'm expecting out in sina climbs The commissioner in charge of that ministry should be on suspension immediately and other relevant Directors or whoever is in charge of Approval for building the legal should be should be on suspension or should be sucked That is only where you that is how you can only bring in bring in some kind of uh deterrent When it comes to issues like the best at the end of it or nobody's punish nobody So it is rather unfortunate that we continue to go through this route every time And then see people dying and also some manner of collapses and rest of them because there are some kind of People trying to search Change themselves in building look at some of the report coming out We are one of the contractors putting a letter last year that to say that The this construction is being compromised and we cannot continue working On this side and the letter you must have seen the letter And I expected that when the letter was written what the legacy government A relevant the agencies in government do after seeing the letter or after receiving the letter For us to allow this to have gone Thank god it's happened now. I'm just using the word thoroughly Thank god it happened now under construction If we are feeling that building and it's fully occupied and people are living there And in a collapse we can so it's one story beauty You that it can imagine what could have happened in that place is so my for me The work of the blame still lies on the legacy government and the relevant agencies that give a proper position So let's see what they will but to me I'm not a mistake. I know that it's too good the same way that others before it had gone and will continue I say nothing has happened Well, just just to quickly mention the the letter you're speaking about wasn't Directed to the Lagos state government It was from a pro as engineering limited. It was directed to a femi osibona Not the latest government It was directed to what I am saying is maybe if it was directed to the owner Lagos did have come that a 15th floor house moved from 15 to 21 And nothing was done. Nobody stopped that construction. That's what I'm talking about Who issued the seal to To the approval for the plan So those are the issues. Yeah, I understand your point Okay, let's also move away from that and check out the daily trust newspaper this morning The military saying The involvement in internal security is straining their resources And over the years you'll find that that some quarters have been You know questioning the fact that the military is involved in civil I mean, you know in civil issues internal issues where you have the police and now they are complaining We'd like to share your thoughts on that Great the rule for the military across the globe is for it's against a standard address us not internal Insecurity and rest of them. That is the norm across the globe and that is demanded of the army The primary responsibility of securing internal For internal security countries But the state and in the police But from what we're seeing is it not obvious that the police is overwhelmed that they cannot even handle Issues of that nature. So, uh, is a is a very very terrible situation. We find ourselves We seem to have overstretched our military Um Military or the army and even this Police and other religious because of the high level of the security at all the country. But what would they do? They are not at war. Uh, we are not just not at war With any country and they cannot just sit down in barracks and just watch why everything goes bunker So it is also within their mandate to make sure that we are fully secured that my own challenge here is that I think we should do a lot more in our policing and um, that is where we also be talking about the thinking of the constitution where um state policing as a part of the internal organization of security Uh in the country should be based on if we have state policing and states taking responsibility for security within their domain and states There it was to put up the pressure on on national police until we do that We'll continue to run itself because as you have it now, I doubt we could have up to 500 000 policemen Going to police about 200 million points. Not possible Then definitely whereas we will get it certainly from dss From uh civil defense or where that's a shortfall. So the military must definitely come into place. So, but I believe that we can do more All we should continue doing is continue a recruitment of more policemen. The last time I checked I think it better got me given a cover for another recommend of our 10 000 policemen or there are If we continue in prison that maybe 10 000 20 000 only yearly basis by now, I'm sure would have gotten it That is just one aspect of the of the conversation. The other aspect is funding Are we funding the police enough? You can he go and check the police. The police man buys his uniform himself He buys his belt He buys his boots and the little you give him a salary does not take him home And every day we continue blaming them that they are standing on the road and collecting 20 naira So I think that should be a holistic look at our police system and the way we treat our security agencies Most of them are not ensured their lives are not ensured if you die You just die if they just died or not. So those are the issues we are looking at and in that kind We see that the security agents are not ready to put in their best especially the policemen Who wants to die in a situation that when they know that they died the children will not be taken care of So we need to have a holistic look at our police system Make sure that we secure the police are well funded Also make sure that we're having the kind of recruitment that can allow and make the police More attractive to people. What we're having now is just people that just don't have any job or who don't have any other means of Uh, they just decided to let me go and join the police and to also make the police very very attractive for people too Uh, credible Nigerians to be part of Then we continue to have the kind of problem we're having Yeah, well, I've seen um People argue that the idea of police reform in Nigeria is almost impossible because of the the rot in the system might just be You know almost impossible to completely wipe out Um, but we're still talking about the police with our next story and that is in With the justice, uh, oddilies residents It says here on the daily independent the perpetrators will face the wrath of the law says the IGP Um, the invasion is an embarrassment to the nation And of course, uh, Haneze Is speaking here deary one security operatives punished for the siege So let's you know talk about that now with relations to um, where you're coming from Let me bring it to look up balance my brother. What are we saying that is luri ira luri As when nobody says This is not the first time we are hearing the Do you know where you hear some of this theory? Don't cover yourself my brother. That is the fact. That is the situation we find ourselves What I just read the most often that is like this will just think we have food They just have different statements kept somewhere anything happened. They just draw it out changing names changing The date and rest of that just push it out. This is what we hear on a daily basis So many you remember what happened when some security agencies redid the homes of Justices of the supreme court Was anybody prosecuted for that? That is a fringe that that we have What we call separation of power The executive have no right to start meddling into affairs of the judiciary They are established for this to handle issue of corruption. Whatever you name it in the judiciary And that is the issue of engineers. We have the engines There's a statutory body in charge of that The same is in legislature the legislators have also the also When you see the police is out of the executive and the situation where you see them just open up and down and also Dss and rest of the going to rage homes of Justice of the other of the high courts Better high courts have been caught up a billion just But the most worrisome part of it is that if that woman has been killed go forbid in the course of that All that happened The dss privilege to came out as an issue a statement EFCC came out and issue a statement And the is better general police issued a statement the agf tissue a statement that they were not part of so who was who ordered it That that warrant for such was gotten from a magistrate court Who signed that who is trotted that the names of the people involved were not Look at the political commander led to this thing. His picture is all over the all over the social media So what am I saying in essence? We cannot continue going to this way at the end of it or we now start denying Oh, no, we are not part of it and rest of them. That means there's a complete Love between within our security agencies if the IG cannot be able to control what happens in his within is the male Or the policeman under his wife then that went trouble If the agf as the chief law officer cannot be able to Pre-point It is like it and drink to such on whoever issue that Warrants that such weren't they were in trouble if the dss is which is our secret police cannot be able to Investigate also look at issues as it were and make sure that copies so people that are taking the laws into their hands Are well there to then that problem This must have been happy is because it is a mario deli who is a justice of supreme court But you know how many Nigerians whose home have been brought in into by most of this policeman illegally to perpetuate some of these acts Yeah, we still get to see and just reminds me of a video that I saw sometime a few days ago actually of Not sure who they are now EFCC or the police or or whatnot breaking in the doors of people's homes somewhere in the state Um late at night at 1 a.m. Or 2 a.m. Um, yes, and so You know like you said, you know, this is only making the news because it is uh, just as um, oddly Exactly could be any other Nigerian But yes, mr. Wando is it possible Um that the IGP doesn't know the officers who were at this woman's house Is it also possible possible that the commissioner of police in that state is not aware of which officers were at that particular residence There's a chain of commands in the in the in the security agency A chain of command within the within the local especially police at the local level you have the DPO After the DPO, you have the area commander After the rear commander you have the commissioner of police Then on top of the commissioner of police is the AIG Then also on top of that AIG is the AIG who also controls certain areas and certain Before he gets to the AIG The AIG for the benefit of that cannot be it cannot we not know we not sit in his office Abuja at first headquarters and know what is happening in your local government in your state Maybe it's impossible. So before that, so what are we let them let us go through the ranks and be able to Check out where this it came from. I would rather start from the commissioner of police or the commissioner of police in F city I will hold him responsible for whatever Because he's also responsible for whatever happened within the previous division in under him So my query we go to the To the commissioner of police F city rather than the inspector general police Then it is now for the commissioner of police to now query all those under him They say this is a special unit or whatever who is in charge of special units We are still talking about rating of people's asses You can I can tell you that even EFCC what EFCC is the Modus operandi of EFCC now. I don't know. It's part of the act a Was it a Puma housemate in B. Brother Nigeria a lady Sometime ago You I'm sure you still remember that lady. Yes, we do came out to us out how EFCC Operated came into the house break down her house Ransom the whole place and rest of them Saying that they are looking for Yahoo Yahoo boys or whatever and rest of them And when the lady came out, they say, you know, it was in our who asked you to hold the address something Is that how to go about it?  Does it mean that this agency doesn't have any intelligence gathering units? You cannot just go to even if you're asked to go not there What is happening with that opportunity? They say, oh, it was a wrong address It was a mistake. It wasn't happening and the rest of them before you go to search a place You will say that there were movement the movement starting movement that is that are we not to Are you not supposed to limit yourself to so come on As and be able to take a look at this Invest against this for some time before you can go into the place I don't know what is wrong with our security agencies and they continue giving themselves bad names after they say Oh, Nigerians don't like the police But their art is not even helping Nigerians to maybe to like them. This is not how it is done across the globe And that's why we are complaining Okay, let's quickly check out the nation newspaper than that's this that's very interesting as well it talks about the anambra elections and Some candidates like and you bar chukuma soludo and valentino zigo calling for dialogue with ipop It seems like something interesting. Maybe there's hope. Do you see a possibility of Maybe ipop calling the sit at home or the before the elections Don't know what discussion last week. I mentioned that is made for us For us to have a dialogue But even before the thing to that I'm sure you must have said that You watch that Covernorship debate yesterday I laughed myself out some of the Positions and cataclysm for me from the three major candidates of the parties and So but it's good. That is what the base supposed to be. You're supposed to push your agenda I'll tell you because I'll tell you that in the bit of time it is the biggest platform for any candidate to be able to sell himself Because it's not every time you have the prime time spot on television or radio or whatever to be able to do Because if you know what it costs you so good or not, they're able to push out their Agenda and the programs on on that debate and then put those to them But after your question, I've always believed that Everything concerning the issue of ipop or agitation by any either ipop muscle In the whole group or whatever you call them. It can only end with dialogue The use of us has never worked anywhere in the world And that is what look at what happened in Afghanistan after 20 years of practically shutting down Bombing and rest of the U.S. Nature have to leave Afghanistan Because they knew that it was impossible to be able to continue So That is the same thing. I have always said that there is need for us to be able to have a holistic look at Let us continue to look at the message not the message and that has always been made for me I personally am not a member of I want to say it on this program But the fact is that most of the messages people Resonates with me and that is the issue of marginalization So if you have said that your people are marginalized and they have not been listened to there's always the tendency for people to engage Sorry, I believe that I personally With my exposure believe that we can engage more intellectually in pushing our agendas as a nibba man. I'm a nibba man I would rather prefer an intellectual debate and push agenda than going to the use of this kind of practice and rest of them But the first thing remains that I prefer not to have a strong vote in the southeast and I will beat it again. I'm sure I saw you I said last Of all the governors in the south is currently there's no one that is as popular as Namdee Kalu Putting up the Kalu bring all of them together. Let them be in ones But the five governors or whatever put them and putting them on the other side They're going to a nation Namdee Kalu would be them hands down Why because the people seem to resonate with what he's saying and the message is pushing And there's kind of failure within the Within the leaders because the youth go to youth and the people no longer trust their leaders So aren't we able to bridge that deficit? Then it becomes a problem. So that's the issue of trust between the people and the government So and the and the and the governors and those in government but for um a number Election on saturday must hold whether we like it or not that election must hold And it because on security agencies to make sure that election was good The way it is the only thing i'm seeing here is that it's going to be voters apart Because of the threat from ipod. You might not be able to see the that kind of high level of voters, uh, don't know and that itself affect the outcome of the election which means that at the end of it So whoever is going to get it who is going to get elected may not be the true choice quote and quote Of the people of Anambra state and that to me is where the problem lies. Yeah all right Back to the punch this morning It says here consumers demand privatization review as power generation drops to three thousand eight hundred and forty four megawatts There's also um fuel prices. Um the four queues resurface in nasa law abuja and Niger as marketers hike price If you can squeeze your thoughts in on those two stories Yeah, um power drop Not surprising I you can see You can see that in the past You see the correct government blaming the past government for the problems For the Nigerians and rest of them But you can see that as a systematic way of not doing that any longer If it was before i hear that oh the power has dropped from uh to uh three thousand you see a A large limo and oh it was because of pdpd wrote in pdp and we've given apc six years What have they done? What have they added to the national grid? They met the power at about four point eight to five thousand Now it has dropped to three thousand. Is that an improvement? during the campaign in 2015 the apc government promised that they're going to be adding close to about ten thousand To the national grid every year. What has been added? They've told us that the constant lights what has happened So, uh, it's not surprising. Rather what we're having on a daily basis is collapse of the national grid Now we're hearing that they're going to be an object of the discos and jencos and the rest of them What about what they do what ninjas just want its light give us light and the honest part of it is that Why this electricity is dropping? Nigerians are paying higher for electricity consumption on a monthly basis There's always this increase and what you control as in you say, what are you paying for? We have talked of mentoring all the homes. How many homes have the meter? Rather the discos will rather prepare estimated this because that's where they make bulk of the money You just give people lights Give them about 10 5 10 percent of electricity And at the end of it you want to you're charging them charging them so much and they have no alternative than to pay I think apart from what we talk about police and npc The next place where the anti-corruption agency like here to support the attention is the power sector This this coach must be investigated We have done so much when they started when it was so to them the federal government subsidized I gave them waivers in terms of stars and the rest of them We will pay them money to submit at the end of it. What I gave Instead of adding we are reducing from five thousand and three thousand now There you can see where we are. This is a serious problem. It's a serious issue On the peak one on the issue of a well crisis That's how I see it. I don't know the reason so I cannot speak much about Poor crisis within the south ways where I am. I know that people are moving in and buy Uh, uh, it's and I'm coming out of this issue. I don't know what the reason is for political cities in, um, natural states Okay Um, um, let's also talk about uh, quickly this one I think you probably would have us also mentioned that in the course of this The fact that depot owners are planning to increase or saying they're going to increase patrol By nine error Yes, well, they've always increased. Um until In as much as we continue to import petroleum now, let's be there You know, that was we are talking about revelation of the downstream sector of the Of the oil industry In fact, we have even gone to onboard most of these uh, agencies with the passage of the Petroleum art You can see that DPR DPR a and the rest of them used to be buried at the time of the price of Petroleum that that agency has described and replaced by the authority and the commission the two agencies have been set up We decided signing of that Act by the president But we'll continue to find ourselves where we are. Um, that there will always be increases in whether or not we do the right thing One the number one as we've always said, which has become like more of a brookly record Is the reviving of our various? refineries across Nigeria We continue to export good oil and import Petroleum products and that also means that we are dependent on foreign prices foreign for international price Prices if it goes up then we are in trouble if it goes down I don't know where we are but the issue is that as much as we continue to depend practically on about 99 percent of our petroleum income from Um outside Nigeria then we are in trouble. We need to do the need to I will go back to this government again as part of the promises They made in 2013 I'm going to ask myself in 2023 what would the APC government use to campaign because practically every thing they promise Nigeria's Have none of them have you between and A visual the way I think that Maybe there's also need for us to try a thought process with 5 pdp. It doesn't seem to work We try bpc. It doesn't seem to work. What's next? Who else are we going to do? Which party are we going to try? And I should be the conversation towards 2023 for me okay Well, of course there's still some time to continue to have those conversations and see if there's any possibilities and Um, not that force, you know would be able to you know step in what would say Chris wanted to thank you very much for your time on a Tuesday morning. We wish you a very beautiful day ahead Thank you so much for being part of the conversation And that's it. We hope to return with the uh paper review and definitely that will be tomorrow But in the meantime, we're going to tell you what happened today in history Now there are today been the second of november as of last year that's 2020 Baby shark video became the most watched video if you remember this ram I mean if you have kids at home, you would know what i'm talking about That shark baby shark video. It's a very catchy children's rhyme that was recorded by a south african I beg your pardon south korean company called ping phong And so it became the most watched video ever on youtube. The song was played 4.04 billion times overtaking the previous record holder of despacito that latin pop smash Smashed by singer louis fonce. If you also know that one If you also know that one seven point four Seven point zero four, okay billion times. That's when it was played now and he played back to back That would mean that baby shark had been streamed continuously for about 30,000 187 years ping phong stands to have more about uh, we're talking about money now 5.2 Million dollars in pounds. We're looking at four million pounds from youtube stream alone It took four years for baby shark to ascend to the top of youtube most played Uh, you know chat, however the moral lesson is that don't give up keep pushing should we sing that song? No, I don't I don't know how to I don't know how to and and and it's something that bothered me at some point Even if you eventually have a child you definitely know it bothered me because of how popular it was And I still had no clue what people were talking about Like so so yeah most of 2020 when when the baby shark song was going viral I had no clue what this thing that people are talking about You need to see how I really don't know why you know the song if you you need to see the way kids react to us that song So one of the things I've never actually watched I have it has a video. He has a video. I have never no you need to say it It's really interesting and very nice. I mean for the future for you That's what i'm talking about pretty much the same thing with the gagnam style video I never watched it's you know The whole of it, you know, I've seen a few clips here and there, you know But it was the most popular video on youtube at some point hit three billion I believe and more before despacito eventually took over and then now baby shark But I never also got to watch the gagnam style video So when where things become very very viral my my brain blocks it out For me, I actually think because I you know, I had presence on radio So I always had a time where I had to interact with kids So I was always on top of that, you know trying to get them up to speed with You know some of those rhymes and songs that would make them very happy. I don't know how to sing it Go ahead. I should sing it. Baby shark Okay, let's move away from that We should we step on the brakes right now and when we return we head straight to a very fast major conversation For the morning. Please stick around


I was born in Africa in the year 1986 and growing up everyone I knew wanted to run to Europe or America because they believed that if they could get to such countries as America all their money problems will be solved. I had a different idea. To me, if I can't become rich in my country, I probably won't be rich anywhere else. Don't get me wrong, traveling to another country isn't a bad thing but you see even in the richest countries of the world, most people are still poor. There are some reasons for that and that's what I'm going to be discussing in today's video. If you're new here, consider subscribing so you won't miss other interesting videos like this. Education with financial education When I was a teenager, I became very clear about things that are very important to me. For me, the rank goes like this, spirituality, great marriage, enough money. But when I grew up and after spending nearly two decades in school, I discovered that school was not designed to teach me anything about any of the things that are important to me. I understand, schools shouldn't teach religion because it's controversial. I understand, schools shouldn't teach marriage because not everyone in the world agrees that marriage should look like or whether marriage makes sense in the first place. But tell me, why doesn't school teach everyone about money? I mean, if you said we shouldn't teach children about Jesus because there are a million religions in the world, that's a good argument. If you say that we shouldn't teach about marriage because what people believe about marriage is diverse, then you have some points. But what about money? That we all want to have, regardless of our faith, culture or country. The number one reason why most people, even in the rich countries, are poor is that no school teaches you about money anywhere in the world and it's very simple. If you don't have financial education, you'll be poor, regardless of where you live on the planet Earth. Money and your mind. According to career builder, a leading job site, even in America, the arguably richest country on our planet, 78% of the people leave on paycheck to paycheck while many have an unbelievable amount of debt. Why is this so? The second reason why most people are poor, even in rich countries, is that money doesn't have anything to do with where you live. Yes, living in Iraq or a war zone country means that you may lose your life and because of this unrest, you may not even be able to have the right mindset to start with. Aside from that, almost everything else is determined by what is between your two ears, your brain and how you use it. The second reason why many people are poor, even in rich countries, is that, well, they were never trained how to think about money. The popular message everywhere in the world is, go to the best school your parents can afford and get the best job you can get.  As long as your knowledge about money is limited to this popular advice, it doesn't matter whether you live in England or America, you will be poor. What is the way out? You have to think differently about money. You have to stop associating college degrees with wealth. While it is good to go to a university, though I don't have any degree, your university experience can only be relevant after school, if you do something else other than reading, reading and reading academic books. Yes, if my child decides to go to the university, I'll advise him or her to do as much relating and leading as reading and attending classes, but this is a subject for another video. If your master plan for money is to get a good job, the problem with that is that making money is just half of what you need to become rich. Multiplying money is far more difficult than making it. The rich world and rich liabilities. One of my favorite channels on YouTube is Dave Ramsey's channel. When you listen to Ramsey's show, you'll have reason to cry for the world. I mean, in the world I belong to as an entrepreneur, you don't buy things except you have money to buy it. In my world, you don't buy a car that's more expensive than your one-month income, except the car has a way of making you money. When I started listening to Dave Ramsey, I heard stories of people who buy cars that are expensive as their two years of income, I know the world is crazy. The problem with people in the rich countries is that they have rich liabilities. The temptation to live big is so much in rich countries that everyone wants to appear rich. You can't just live rich when you're broke and expect your financial life to be anything but a disaster. Everyone advises that you should live within your means. That's not my advice. My advice is crazier than that.   If it's possible, don't have a car. If this is not possible, never buy a new car or even an expensive used car until you're rich enough to afford five new cars. Let me explain this. It's called the Rule of Five. And I first heard it from the Minority Mindset, a channel on YouTube. The Rule of Five says if you cannot afford five of anything, you shouldn't buy it except as an asset. Student loan and easy access to credit. In America and many other rich countries, you can get whatever your eye desires. At age 17, you can get thousands or even hundreds of loans to take you through college. After college or even while you're in college, you can have anything your heart desires. This was supposed to be a good thing but when freedom is an excess, it leads to captivity. When people are free to use their credit card to get what they can't afford, they will think that this is freedom and yes it is. But as nature has it, too much of anything leads you to the opposite of what you want to get. A glass of wine can make you feel good, a bottle of wine can make you terrible, a plate of rich food can make you feel good, ten plates can lead you to the hospital, an emergency credit facility can help your life. Using credit cards to please your untrained appetite will make you a slave to your lender forever. Forget your country. Let me conclude this video by saying this. Where you live matters but not as much as everyone thinks.  And if you live in the poorest country and you seek to understand how money works and become disciplined about money, then you'll become rich. Another point I should make before I end this video is that you'll always find what you're looking for. Many people, even in the rich countries, don't believe that they can become rich. They complain about everything, corporate America, the government and the economy. The problem with their complaint is that it leads to excuses and when you have the habit of making excuses, you have got the righteous reason to become poor. After all, it's someone else's fault. I'm an African and the view expressed in this video is based on my limited experience about the world at large.  Thank you very much for watching our videos. We'll like to give you another interesting video for you to enjoy next. Before then, our team will be very happy if you can like this video and share it with your friends on social media. If you're new here, don't forget to subscribe so you won't miss other interesting videos like this. Look at your screen now to see two other videos we handpicked for you to enjoy next. We love you.


Okay folks, Larry Pesaventa with the Mid-Morning Update. Well, boys and girls, it's up, up, and away in all of the tech stuff, folks. We've got Tesla, Amazon, Apple, even Facebook. The older Facebook is in Alameda. It's almost to the 382 retracement of the whole move down, folks. It was a good buy at $380 and even a better buy at $80. But now we're trading up at about $120 or something like that. No, it's not even that high. Maybe $90. I don't remember exactly. I think it's up $100 and something. $180, $890. I think $210 is a 382 retracement of the whole thing. But all the markets are moving up with the good news from Facebook and we have earnings today from Amazon. So all of that stuff is telling us that the markets are really moving to the upside. So those are just a few things that we're paying close to attention to. We've got the S&P up 61. The Dow Jones is actually down 90, which is a sort of a big surprise. But the others are just hanging in there doing pretty much the same thing that they always do. Russell is up about 38 points, 400 points in the NASDAQ, folks. That is near record territory, folks. So you've got to pay real close attention to that one. That's really getting ready to move up quite a bit. Also, we had Gold just miss the price level yesterday at $19.77 in the April Gold and it dropped $50 today. We're down at $19.26. So we've got all kinds of things happening in all these markets across the board. So we're going to keep a close eye on them as always. And one of the things that we really need to pay attention to is the interest rates because we've got the bond market and the treasury note markets are holding up relatively well given the fact that the Federal Reserve has told us that they're probably only going to raise the rates a few times at 25 basis points. At least that was the rhetoric that was reported by Bloomberg today. Now, whether that's going to mean much over a period of time, we have to wait and see. But that's at least what we're looking at so far here today. So keep those things in mind. A lot of things going on as always. Give us plenty of time to act and look at our portfolios and see what you want to be looking at. But these big breakouts are being paid attention to by the news by a great deal of people. So we need to watch that. So we'll see you all on the flip side tomorrow and stay tuned for trade what you see.


Hello and welcome to this presentation. My name is Badr Dean and in this video we will learn how to setup a different OctoSpy flash memory in a TouchGFX template. In the two first parts we learned how to setup the OctoSpy peripheral in SDM32 Cubamax and then how to initialize the OctoSpy flash memory and setup the OctoSpy peripheral in memory mapped mode. In this third part we will see how to build the external flash loader for the IS-25LX-256 OctoSpy flash memory. I will first start by downloading the external flash loader for the SDM32 H7B discovery board and provided by SD. I will search for STM32 external flash loader in GitHub. In this GitHub we have all the external flash loaders for all the STM32 discovery kits and evaluation boards. These external flash loader are organized into STM32 families, STM32 F4, STM32 F7, G4 and so on and so forth. In our case you we're using STM32 H7 discovery kit so I'll click on STM32 H7X underscore boards and here we have all the external flash loaders for STM32 H7 family including the external flash loader for the STM32 H7B discovery board. I go back to the external flash loader and then from here I will download the zip. Starting from the external flash loader for the MX-25 memory and STM32 H7B discovery board, I created a new project for the IS-25LX-256 OctoSpy memory. Now if I look at the STM32 cube programmer user manual UM2237 and then attraction 2.3.3 developing customized loaders for external memory. I see here we have three main steps. The first step is to update the device information in storage info structure and the device underscore and dot c file. I will open the IR project and application user core and then dev underscore and dot c. Here I changed the name to reflect the action name of the memory to IS-25LX-256. Then I changed the flash size. The IS-25LX-256 is 256 megabit flash memory which is 32 megabytes and then this is 000 in hexadecimal. Last if you look at the OctoSpy datasheet we see it's organized in 1024 sub sectors of 32 kilobytes each. Go back to IR project and here in the sector number or pages number of pages is 1024 or 400 in hexadecimal and the size of each is 32 kilobytes or 80000 in hexadecimal value. Then the second step if I go back to STM32Q programmer user manual I see the second step is to change the corresponding functions code in the loader underscore source dot c file. I go back to IR project double click on loader underscore source dot c and here I have the functions to reset the OctoSpy memory set up the octal mode set up the dummy cycles and so on so forth. Here it's important to point out that interrupts are not supported and actually there is no victor table. We see there is no startup file in the project here and the default implementation of Hull take functions or Lyon SysTech however during the flash programming we want to ensure that no interrupts occur and avoid unnecessary initialization of additional peripherals thus new implementations of the Hull take functions is used so here the Hull get tech, Hull delay and Hull and a tick. Then it's important as well to mention that the external loader project does not support the initialization of global variables. For example the OctoSpy handler won't be zero initialized here because there is no startup code and for that reason I used memset here to zero initialize the OctoSpy handler. Now I go back to STM32 cube programmer user manual and see the third step is to change the output file name and go back to IAR build the project and here I have to change the output file name from .out to stldr stloader. I go to flash loader folder exe folder and here I have my output file .out I change it to stldr and now I'll copy the file to the STM32 cube by D external flash loader directory. I go to C drive STM32 cube by DE then plugins and then STM32 cube by DE external tools cube programmer. Then tools and bin folder and here we have the external flash loader directory. Here we see all the external flash loaders supported by STM32 cube by D. I'll paste the file here. This makes the external flash loader algorithm available in any STM32 cube by DE project. Thank you for joining me in this video and we hope that you enjoyed learning how to set up a different OctoSpy flash memory in a .gfx template.


How's it going everybody Dato doi here, and we're playing some more matches with you know the new characters Vigito and some also of course I know fuzo master was that my character of choice, and he still is love the way he plays in this game But the only I've only labbed with Vigito so far, and I only know some you know some basic stuff So if you have any tech or anything you want to send me or any combos Please feel free to do so in the comments or over on my Twitter. Oh Let's go we in there. Let's go we in there watch these Vigito combos watch these Vigito combos. Oh Dropped it. Haha, never mind All right now. I'm not gonna mess it up. They should be dead. Oh I messed it up already Yep messed that one up Yeah, we're probably gonna get two matches in today or two games Let's just consider this a little combo showcase. Oh I was gonna poke with it. Oh, what you doing? Let's go. Oh Here it comes again Vigito. I Dropped it. All right now watch this what watch me watch me do watch me do work in this corner. Oh Feels good man. Let's go spirit sword Lightning of absolution. Let's go Hey, oh That was so sick. Oh These characters are so good We'll talk about that a little more in a different video, but man these characters are good What the hey? Oh? I dropped it. Oh Wow, I just got raw down heavy. Oh, I didn't mean to do that. Wait, did I actually confirm? Okay? I didn't I was gonna say I meant to What would you call it? Oh? Mess that up. Oh my god. It's so short compared to the monster.  I think we should go ahead and back out here God this win animation Wow, that is a smooth win animation Holy smokes I'll just back out here try to find somebody uh somebody maybe somebody else using the DLC characters We'll see all right. We're hopping back into another game and we actually do have another Vigito here Another Android, but you know what that's fine probably a just some a new guy on a different account Been playing the game for years Oh that intro all right. Oh Vigito black. I love that color All right, let's see if I can't get some actual like poking though. Oh, that was way too far getting slammed into the ground Nice. Oh, I didn't mean to switch Oh, he turned around and slammed me. Okay. Hold on. Let me oh Yeah, oh man, please send me some Zamasu combos.   Oh What a very awful My wake-up gave us terrible Okay, let me get that Vigito back so I can Vigito him myself.  Oh I could have combed him. I thought that would work. I'm still trying Oh Still trying new stuff out. Oh, that's not even a comp. Oh, you got to watch out for them slides You got to watch your feet out here. This is a combo Okay, I messed it up, but I this is so bad. None of that was a real combo I just that was just man. I only practice on one side now that I'm thinking about it so I guess I expected a little too much trying to Trying to get away with just ten minutes of lab time. Oh, this is not gonna work.  It's really good Basically, that's what I'm trying to cross me out. I gotta stop hitting buttons from a range I'm Zamasu is not completely comfortable on But he's at a really good angle from me right now to uh, oh Man, ooh sparkle on that boy Whatever just raw level three about the sparking. Yeah lightning about solution Sorry Goku black, but you've been replaced in the hearts of the fans Can I move I assume he's gonna do it again? Okay? This should kill. Oh, is this gonna combo? That's not but oh the sparkle and he's gone All right, then let's let's try to focus more on Vegeta this time because I feel like the boss We actually got a lot done. Did you intend to a toy? Who's the boss here? Love this character. Oh Vegeta we got him Let's go and then mix ups. Oh Well pretty bad mix ups. I must admit. Oh, okay. Okay. Well admission fail. We'll get him next time Oh, yeah, I'm coming to that corner to boy. I'm not sure if I can even kill from here. Oh I can't I can't I couldn't well. I'm pretty sure you could have just not Okay, what's the best switch out opportunity for me here? I guess right here.  I would like to live if possible And you know what I'll take it out of all the things he could have done. I'll take that. Oh That was an unfortunate time to get the frame bump going behind going up mix ups. Oh I tried it down heavy that too Okay, well unfortunate. Ha ha Zamasu did not do a lot this match Hey toss him Okay. Oh, no, I messed that up Oh Now it's just Goku Super Saiyan this show Wow, this match went pretty bad. I felt like this. Well, I guess I did lose the Masu Okay, excuse me Don't you worry guys will make this Goku come back and then we'll be back to the Vegeta and Zamasu show Okay, ain't no thing but a low Boom got him out for one bar. All right now We have hit to deal with and then that'll wrap around a Vegeta game over still got level one sparking So we is fine.  You don't have to tell me but you can it. Oh My I'm so terrible. I'm I'm actually I'm actually so bad There we go, this should be the end of it. Oh Wait, it's not Yeah, especially when I do that Okay, now it's the end of hit Thankfully, all right now. Let's do some Goku vanish combos. Just because we can I guess Well, that wasn't much of a combo, but a six hits. We got him. All right now back to the skittin I'm back to our scheduled programming Train harder to get stronger. Oh Is this gonna combo?  Oh My goodness my my last light clashed. All right if you want to get in that corner so bad He's really struck. Oh wow, he actually clicked a button. Oh Where are you going with all that blue health? Let's go Reads. Okay. Wow. I I I did the jump grab, but he actually hit me there This should be death unless I seriously messed up pretty bad All right, there we go. I love that his medium punch is just that reference one of him and Zamasu clash fist. Oh Again too far. Oh, here we go. That was in a combo Don't uh Make sure you're looking for that if you're trying to steal any commas Make sure you look for that blue number because a lot of these just aren't convas. Let's see if I can't Guard cancel. Oh shouldn't hit a button there, but I did Nice. Is that gonna be even close to hitting him for wake up? No God look at this rain Sparkle on him. Oh Wow, we're we're hitting some serious turbulence This is your pilot speaking things are going really bad Stage five turbulence. Yeah, okay. All right, we're coming down. We're coming down from the turbulence high, but Whoo, that was rough. Are we even coming down? Yeah, okay. We are okay And We're getting level three Man, I kind of want to finish this with a final comment I just to see that a sweet ending animation, but No, you can't be serious man. I was just about to end it Well, I got some more ranked videos with these guys coming your way. Anyway, we're gonna recover from this We're gonna get that next match Maybe I'll even learn some Zamasu combos off-camera because I only have that couple of Vegeta ones So if you like this video, make sure to go down in the comments. Let me know. My name is Datsudoya I'll see you in the next one


Ethan and Grayson Dolan, also famously known as the Dolan twins, are only 19 years old at the time of this video. They rose to fame back in 2013 on Vine when it was still popular, and they had over 6 million followers on the platform. For years now, the twins have been famous YouTubers. Since earlier this year, they surpassed 10 million subscribers on the platform, meaning they've earned the YouTube Diamond Play Button, which not too many creators can say for themselves. They also have 4.7 million followers on Instagram at the moment. Ethan and Grayson make a variety of videos, but they're mainly comedy and vlog style. They do pranks, reactions, collabs with other YouTubers such as Switching Lives with Jeffrey Starr and more. Of course experiencing this much fame at such a young age can be overwhelming at times I'm sure, and a lot to keep up with since the twins are the ones creating their own content. Ethan and Grayson were regularly uploading one video a week on Tuesdays to their channel for the longest time, which was what their fans got used to. Recently they posted a video called It's Time to Move On, where they chatted with Shane Dawson and revealed they would be taking a step back and stopping weekly uploads at least for now. Not only were Ethan and Grayson experiencing a lot of burnout from creating content, they also had some personal things going on, including their dad sadly losing his battle with cancer at the beginning of the year. So although the Dolan twins are still going to be making videos, they needed to slow down for the sake of their mental health, but most of their fans seem to be happy for them and think it's the right move. But today we're not going to be focusing on all of this, instead we're going to be taking a look at the house the Dolan twins are currently living in, in Encino, California. With all of the success Ethan and Grayson have experienced, they have earned an estimated net worth of 5 mil so far, enough to purchase a gorgeous home in the hills. Hey guys it's Kara and today we're doing another house tour here on Famous Entertainment. We're going to look at where Ethan and Grayson Dolan call home, including the home they recently bought in Encino and where they may have rented before that. If you like these videos make sure you're subscribed and ring that bell to be notified when we post so you can always be up to date. We've also done house tours on the Ace Family and Logan Paul and we'll have links with those at the end of this. I've also been reading all your comments and I'm going to be responding to some at the end of this video. I need you to let me know who to do next in the comments down below and whose home you'd like to see. Now let's get into this video. Before we get into the Dolan twins' new house that they currently own will look at their previous spot. Since the twins got signed they had to move out to LA on their own from a very young age. Of course Ethan and Grayson then shared an apartment together. The brothers were actually from a small town in New Jersey so LA living was probably really different for them at first. Ethan said about their hometown. We're from a country town called Long Valley.  It's so country that if I wanted to go get eggs I could just walk down the street to our local farm and get them. There's not much to do there. Ethan and Grayson did a tour back in 2016 of their LA apartment which seemed like a typical space for the two boys to live. It may have been small but most kids their age were still living at home with their parents so I'm sure it was still cool. Today Grayson and I plan to film an apartment tour video but he's asleep right now and I don't feel like waiting to film so I'm just going to start in my room. This place was a two bed two bathroom apartment and we can see that both Ethan and Grayson had their own space. For teen dudes their bathrooms actually looked pretty clean but I wonder if they just made them look like that for the vlog. And by the looks of it Grayson got the bigger bathroom for sure. Of course the boys had a kitchen and living room space, a balcony and all of the usual features of an apartment. It seemed like the place was perfect for them at the time. In 2017 the twins went on Twitter saying they got kicked out of their apartment so I'm guessing they had to move. Apparently they then rented a house in the area of Encino where they've now bought one and the old house is actually walking distance from the new one. This rental house Ethan and Grayson were living at cost almost 9k a month according to the listing but with their YouTube money that probably wasn't an issue. This home was over 3,000 square feet and had three beds and four back. There was a lot of privacy, great views of the canyon and even a separate studio which you already know the twins used for making their videos. In 2018 Ethan and Grayson made a house tour on their channel for this rental property so if you were curious what 9,000 a month gets you you can see most of it there. It's actually pretty similar in style to the house they bought which we'll look at now. Although Ethan and Grayson were renting prior to this current house I guess they figured it was time to invest in something long term which is always a good move. Most 19 year olds are freshmen at college, eating takeout and living in a dorm but not the Dolan twins. The brothers recently purchased a gorgeous home in Encino, California for over 2 mil. Located in the San Fernando Valley area of LA Encino is a popular spa and most of the real estate is in the multi-million dollar ballpark here. The Dolan twins definitely have some famous neighbors who also call Encino home including fellow YouTubers like Logan Paul. Like I mentioned the house before this that they rented was in the same neighborhood so it probably led them to buying this one. The twins houses over 3,000 square feet, one level and has three beds and four baths. It sits on a lot that's about half an acre in size and although it doesn't have a full garage outside there's a car port for two cars and the driveway has a lot more parking space. It's a mid-century ranch style home that was built back in 1958. The last owner was a West Hollywood realtor and he flipped the home before selling it to the twins so everything was renovated like new. There's hardwood floors all over and a bunch of front doors and windows that led in a ton of light. Inside you have views to the pool and backyard even from the kitchen and outside you have great views of the hill and valley. The main living area's pretty open concept in the living room, kitchen and dining area are all one giant space. Since it's just been renovated the kitchen has all new appliances and features as well. The bedrooms and bathrooms are all really nice but I wonder which twin ended up with a master bedroom or how they decided that. Maybe it was Grayson since he had the larger room and bathroom in their old place too. Moving to the outside of the twins home there's a beautiful covered patio area for entertaining and another uncovered seating area elsewhere on the property. Of course there's a big pool with an attached spa which looks to me like it could even be the feature of the place. I think the pool is my favorite part for sure. The backyard of their place actually reminds me of Once Upon a Time in Hollywood. Not sure if you guys have seen that movie but the pool totally looks the same. So besides Ethan and Grayson's new million dollar home in Encino we know that the twins also revealed their warehouse back in 2017 in a vlog. The Dolan twins created a space where they could film videos and have fun with it as well so it's like their version of an office space. There's a foam pit, skateboarding ramps and more. So since moving to LA around 2015 when Ethan and Grayson got signed to Awesomeness TV the boys lived in a couple of spots that they rented. They had their starter apartment which they allegedly got kicked out of and we know that they rented a 9k a month Encino home as well after that. Recently the Dolan twins made an investment and decided to buy a home instead. Their new house is in the same neighborhood as the Encino spot they were renting and actually looks pretty similar. This time though they wanted to own and spend over 2 million to start their real estate portfolio. By the looks of it the house was a great purchase. What do you guys think of their new home? Even though Ethan and Grayson are taking a bit of a break from posting consistent videos on their channel they're only 19 at the moment so I don't think they plan on going anywhere soon. Besides the growing success on YouTube the twins also have other business ventures happening like their line of merch. I guess we'll just have to see what the future holds for these brothers. Okay guys now I'll be reading some of your comments from previous videos on our Kendall Jenner house tour Tasha Benton wrote. Don't pay attention to the mean comments. I guess they were never taught that if you don't have anything nice to say don't say it at all. You're doing a great job. Thank you so much Tasha it's always so nice to read positive comments because so many people are so negative.  They hate us because we ain't us? The f**k doesn't ain't us have to do with this.  That's not what it is. On our Khloe K house tour Faith Faxter wrote. I think her home is beautiful and I love her colors. Also I love the way she is so organized. She could teach us all about organization. Love you Khloe. I agree Faith I love Khloe and her house. It looks gorgeous and nothing better than someone organized in my opinion. I can totally relate. What would you like to thank? My lord and savior. And Kimberly. She's jealous. On camera. And finally Skinny commented on our Arianna Grande house tour saying. That is actually her house. I've seen IG stories from her window. Well I'm glad to know that it seems like we got it right. I wish she posted more from her place though because I'd love to see how it looks now. All right guys that's all I could find on the Dolan Twin starter house in Encino. What do you guys think of the boys first investment as homeowners? I personally like their house and it doesn't seem too over the top. Don't forget to let me know some other celebrity homes you want me to do a tour on. Follow me on Instagram if you want to chat more and I'll see you next time with some new videos. Bye.