Arabic text is often written in cursive, making it difficult to recognize by traditional optical character recognition, OCR, methods. We developed three convolutional neural network, CNN, models to improve character recognition accuracy on the Hija dataset. Models C achieved the highest accuracy of 99.3%, demonstrating its potential for use in OCR applications. This article was authored by Mohamed Widadj Brail and Mehmet M. Tenekisi.


We are hoping that at the end of the day this should be something the government of the day appreciates. wad bani has done getting these guests to come to Kenya building the networks that he has created for them to be able to travel they are staying in our hotels, they are using our local means and so on this is good for our economy, it's good for the country it's good for our safety diplomacy this is great and so everything that we can do to ensure that they receive the highest accolades and support we are going to do it and want to assure bani that he's not alone, we are going to stand with him so yes, I do not maintain the schedule of the president but that would be my desire, that would be my desire really I wish, because this is a big number over 200 artists from all these countries this is big and this kind of love, this kind of support this love for our country, this is big I would wish they would have tea with the president and you know, let's hope it, you never know we believe in a god of miracles, so you never know bani, do they have a song maybe wame toa, kama neza twombia, kakaura, cv please we hear from them yeah, wame toa song singi they've done so many songs, sing and shine you can do one sing and shine you are being challenged maybe a line one line wato to, will you like to do? sing and shine toe ni salama e


G'day guys, it's Dougie McKee, aka SadaTV. You might have seen me in the comment sections down below here of freedom and I am The second person to come over here to the Philippines to work with George and the freedom family And I really would like to take this second to really think George So so who am I and why have I come to the Philippines and also why have I come to freedom as well? Well, I have been initially SadaTV been I got a still relatively small channel around about six thousand subscribers But it's what I've achieved outside of my channel, which is a little exciting. So I Have worked with some of the biggest on on YouTube and help them help them out in various ways whether it be from helping them with tags and descriptions. I might Help on them set up with the live stream. I might have Done a number of different things for these guys One of the biggest people that have worked with some of you may have heard with them They were called Team Crafted. So I've worked with Scott as Minecraft Sunday Jason Minecraft universe Sunday deadlocks All of those guys Actually, if you look at the channel where they did the introduction, you know, this is Team Crafted You'll see my my face laughing as Joram goes running down the stairs in just these boxes. So There's there's a little bit of proof just there And like through that, you know, I've met so many so many more people My background has been a lot to do with World of Warcraft. I Started doing some green-screen news style videos with that back on the Darren McTire channel and You know things are going well there for a little while and through that I you know, I've managed to do some work with a Swiftie. I've done I've helped hot it out a little bit Soda pop and I helped English sort of set up his stream back when he was playing not World of Warcraft Good Wars 2 and I've just got a lot of experience with with helping people and that's kind of the passion that I'm bringing into Freedom here. So I have a lot of ideas when it comes to being able to sort of help people and What I'm really sort of looking forward to do is trying to Push the smaller channels to help them grow and then also when they develop into Larger channels, then they can also help themselves grow still and maybe some help some of the smaller channels out and just really bring in a Free community to sort of literally help each other grow. So I've come all the way over from Australia to sort of make this happen It was a interesting flight shall we say it got delayed but by about three hours, but I'll make another video about that. So Guys look, I'm really really excited and really keen to try and get something started to help everybody out If you'd like to drop a comment down below, I'd be really interested to see some of your ideas I have a couple couple that I'm going to come into play very soon. And So what would you like to see? Happen from freedom as a whole to try and help help your channels grow Drop it down in the comments down below and we'll we'll see what happens. So my name is Doug aka Sada TV Yeah, drop those comments down below remember to like comment favorite subscribe and you've been watching Let's discover freedom Click the first video to learn what is freedom and how it helps you grow Click the second video to learn about Sponsorships for all freedom partners even if you have just 10 subscribers and click the other videos like how do I leave freedom to learn more? Click get more views to learn how to build your audience faster on YouTube Click get more CPM to learn how to make more money from your channel and click get more music to learn where to get More music to spice up your videos Click the first playlist to watch the George show on freedom That's my show or watch the Anthony show or the Alex show also on freedom And we will grow together as a family because this is the freedom family You are part of it. We are all part of it and we're all growing together so grow with us and Partner with freedom that play now button right there on the video bar is all you need to click to get started


Trading is very competitive because there's another person, another algo, another computer, another fun on the other side of your trade. It's like playing basketball against a warrior.  It's a very competitive nature in terms of trading, guys.


अब हमने देखना है कि यो नो रेश्यों ने निकालना है, कोंसी रेश्यो में, कोंसी कंपनी जोया वो बेतर है। और उसकी जीजन दूडने कि लिए भी आपको दिटेल में जाना बड़ता है, कि अनके कंपोजीशन क्या है। अब हमने वो आपको बेतर है, वो आपको दिटेल में, कोंसी कंपनी बेतर है, और कोंसी बेतर नहीं। प्रेट का जोया वो 17.2% है। जबके एजी का जोया वो क्रीबन 27% है, अवयसली यह यह वो जीआद बेतर है, सोफर प्रोपिट परशंटेज कनसर्द, लेकिं जो बाब नेद प्रोपिट पर भी आते है, आलके दोन के विग्रे सेंव है, प्रोपिट की, एकिं चिकसेज के फिर के दिफ्रंट है, इसवनेद प्रोपिट की जो परसंटेज है, यटर के 6.64% है, जबके यह जीगी की जो लोग 10.6% है, it means, easy जो वो प्रोपिट यह बलेतेट के प्रोपिट एंगे यो से डोना सूर तो में बेतर है, any profit, cross profit be or net profit. expense is 10% or 16% expense is more but because its profit percentage is more so they can afford. but in this, in your 6% expense is more than the ratio of sales. turnover is 10 times of inventory and it is 8.6 times. so you are taking out your turnover figures quickly. you are disposing of inventory while it is taking less time. return on capital employed, net profit is 45.1% whereas here 76.2% is coming. very lucrative actually. current ratio is 2.1 and 5.24. apparently this is better, easy is better but the high current ratio is not good this means that you have left your current assets unused but if you have surplus fund then you can invest it somewhere. rather they can hold it. its not like that. you can invest in short term too. you can make some profit on it. that is why the high current ratio is not good. assets test is on margin. it should be 1 to 1. this is 0.95. whereas this is 1. account receivable turnover is 24.4 and this is 55.7. if you calculate in days then you have 15 days to collect and it takes 6.6 days. now the easy is collecting your receivables compared to the spread. in accounts payable this is 11 time and this is 32 times. if you calculate in days then problem is that you are paying your suppliers in 33 days whereas the easy is paying in 11 days. so question rise is that you have not to work out ratio like this you have to write commentary in comparison and this is very important because normally management tells us we are going somewhere so you have to work out some ratios and sometimes it happens that you have to invest in a company so you have to work out the ratio of that company and see whether we should invest there or not. see this commentary again. in gross profit easy is doing between net profits is also good for easy in expense ratio easy is higher compared to spread and in inventive turnover maybe spread is below compared to easy return on capital employment. so you have to mention these ratios clearly that which company is better because the objective was that we have to compare these two companies and we have calculated few ratios there can be many other ratios but we have seen few ratios now see in current ratio as I told you in the beginning so the good of spread and easy is very high in asset test ratio average is around 1 and its receivable turnover rate is higher as compared to easy collection period is 6.6 and accounts payable period is also 11 days so this is how basically the ratio analysis in conclusion I suggest first of all decide what for you want to calculate these ratios objective define and then to achieve that objective which ratios you need so its way is you write the name of ratios its formula its calculations then you comment on it its not simply that you have to calculate the ratio no you need to comment and you should know that if the market rate of interest is 10% and return is 8% then you have to show clearly that the market rate is 10% our company is earning 8% so we are making a loss of 2% so this way you have to give comments otherwise the ratio's purpose ends cannot help a company and secondly these ratios we have to go with the past data there was no choice but the past data is just a delay in the sense that if the accounts are made then it takes 3 minutes to make it and then publish it and if we go to do ratio analysis then it means that it will take 4-5 minutes so these are some problems in ratio analysis this company has come on a regular basis monthly basis quarterly basis half yearly basis and let's see where we need improvement and accordingly they adjust their targets so that later on there is no problem on the stage despite limitation we have to calculate these ratios and in these ratios this is also a possibility that it can be done in detail but since we have to finish a session so inshallah see you later thank you very much


A great tool improves the way you think. Have you ever had to think about what rich people do to keep getting rich that the poor don't have any idea of? Perhaps they do, but they don't even realize that they are tools to help people get rich. You see, when you know what tools do you use to help you get rich, getting rich becomes more real and achievable than just setting some vague goals. According to Anthony T. Hinks, an American author, make sure that you always have the right tools for the job. It's no use trying to eat a steak with a teaspoon and a straw. Anyway, in this video, I'll share with you the five tools rich people use to get richer. If you're new here, consider subscribing, so you won't miss other interesting videos like this. 1. Other people's money Say you want to purchase a car, but you don't have so much money to do so. Then you go to the bank for a loan. It means that you're using other people's money to purchase your car, and then you pay back with interest over a period. This is kind of similar to what rich people do, only that, in their case, they use other people's money to create wealth. According to Idou Uyenikon, an entrepreneur and author, money is always eager and ready to work for anyone ready to employ it. Rich people understand this fact, so instead of spending their money to create wealth, they employ other people. For instance, say you want to invest in real estate or any additional favorable investment. Other than spend their money, they loan from others, invest it, and at the end of the day, retrieve both the capital and interest. They return the capital plus the agreed interest and keep back what is left. The question now is, did they spend any money of theirs? No, but did they make more money? Yes, they did. Here's the thing about using other people's money. Rich people are very diligent and hard-working. They don't gamble or indulge in any such event. So as opposed to making an investment somewhere and hoping that by chance it will grow, they do a proper data analysis and they ensure that they create a good wealth-building strategy, not just relying on luck. 2. Their Network You know what they say about your network? That it is your net worth. It's true, and rich people always leverage theirs. With a strong network of relationships, you can easily have access to certain resources that you probably might never be able to reach on your own. Everything you want in life is a relationship away. Also, according to Dan Simmons, American Science Fiction and Horror Writer, it occurs to me that our survival may depend upon our talking to one another. For instance, say you want to start your fashion label. Who are the first set of customers that will purchase any item? Of course, they are the people that you know. So imagine if you have people who are fashion-forward and ready to spend a considerable amount of money shopping the best kind of wares. What do you think will happen? Not only will they buy your product, but they'll also recommend it to other friends and family who care about fashion as well, as long as they are satisfied with your product and services. So you see, your network matters. Have you ever stopped to wonder why rich people only hang around other rich and successful people? This is it. Not only are they learning and growing by surrounding themselves with people who are equally growth-conscious, but they also get to do business with people who are credible and trustworthy. Do you see that? George Ross, a former executive vice president and senior counsel of the Trump Organization, said, To be successful, you have to be able to relate to people. They have to be satisfied with your personality. To be able to do business with you and to build a relationship with mutual trust. Here's something that rich people do. They invest in quality relationships, because in the end, they enjoy the benefit. According to Doug Ailes, an account sales manager, if your business comes from relationships, relationships should be your business. 3. Other people's time Time is a minimal resource, and one thing that is quite unfortunate is that irrespective of how much you wish you could get more time on your hands, like everyone else, you only get 24 hours a day, whether you are rich or poor. Rich people live in this awareness, so instead of spending their time trying to achieve everything they can achieve themselves, they learn to delegate duties, so that they can focus on the activities that truly require their presence and involvement. Most rich people leverage other people's time to be able to leverage their own. John C. Maxwell, an American author, speaker and pastor said, if you want to do a few small things right, do them yourself. If you want to do great things and make a big impact, learn to delegate. 4. Other people's expertise Malcolm Forbes, an American entrepreneur and publisher of Forbes magazine said, never hire someone who knows less than you do about what he's hired to do. Rich people understand that to get the best of anything, then the opinion and knowledge of an expert are required in that field, which is why they'll always rely on experts to get things done. Guess what? The result is always tremendous. According to Steve Jobs, an American business magnate, industrial designer, co-founder, chief executive and chairman of Apple Computer, it doesn't make sense to hire smart people and then tell them what to do. We hire smart people so they tell us what to do. 5. Meditation Meditation is an act of practicing mindfulness. Rich people know the importance of being mindful of themselves and their environment every time, thus helping them to stay calm and healthy. This way, they are in the right frame of mind to make some of the best decisions, whether it's about their business or not. So there you go. Again, it's not just about having the right tool but using it well.


Hello, everyone. Thanks for attending my talk. This talk I will introduce about the infrastructure. I've been using this kind of infrastructure to do our work for our customer for like five years. And I've been doing this. And then I also package those infrastructure into an official Debian package. So to keep it easier to like you guys to use this, so I put into the containers. So this presentation will share about how we use these containers and the infrastructure. In the end of the talk, I will give you the example how we use and how to optimize that such a built infrastructure in your environment. And I need to thank my employee, Klobbera. They really encouraged me to share this and also make this a publishing to the Debian and also put into the images on the web for you guys to use. OK, then I need to introduce myself. My name is Andrew Lee. And also you can call me Li Jianqiu is in Mandarin. And I've been working on the open source community for like 20 years. So when I was started, I do in the RPM packaging. And then I become Debian developer 10 years ago. OK, many of you may have already had the experience to maintain the package. So any of you have the experience to build package or maintain the package? OK, let's give the overview that the benefit about this infrastructure will benefit you. So let's look at the classic infrastructure. When you want to maintain the package, you publish it on the website. On the repository, you need to build the package in your clean environment. So for example, if you want to build your software project for Debian, JC, and on the MD64 architecture, you need to prepare a clean shoot, right? And you build the package, then you can make sure that it can be reproducible. And then you publish that binary into the web so you can download from the repository. If you have more customer, like for example, you want to build your software project on two different Debian version, then you need to prepare two shoot to make it reproducible. And then you publish twice. And then if you have more customer, you want to support more indicators, then you need to multiply the builds and shoot to maintain this. And then you have more distributions. Then you've got more builds and more shoots. So every time you want to release a new version, just imagine that how many shoots you have to go to build and then publish. Then you have more and more. It's nightmare, right? So how can we fix this kind of mix? OK, this is a new infrastructure container. First of all, what you need, you need to have your own native distribution on the somewhere on the cloud. And then for me, I choose Debian here. And then you get Docker installed on your distribution on the cloud. And then you get the Debian OBS image build. And then that's it. Done. So let's see how this infrastructure benefits you. OK. This infrastructure is automatically every time when you build a package, you use a deep bootstrap to clean the churrut. So every time, you make sure that this is a consistency also reproducible build. And then it has just one source upload. You don't need to publish the binary. You upload a source package. And then you build against multiple different distributions and different indicators for you. So it's much easier to maintain. And then when you do the release for your project or your software for a customer, you better have some reviewing system for the QA to test it before you publish. Otherwise, when you use a factory update, maybe something broken. So the building that the review system is like you have a branch. You can submit the merge request, similar like that. And then after that, you publish that automatically generate the repository and publish on the way for you. So for users also, the benefit is that because it's published to the repository, so user can easily keep tracking the update from their system with APT. And then he has a nice workflow. He is building that CVS like in the web UI. Then you can see all the changes or revisions there. And then you also that it just when you imported the source package, they automatically doing the dependency calculation and then build the packages. So just imagine that you want to build an image for your embedded system, for example. You know that the packages you need, they just have a script to import the loss package into the project. And then it automatically calculate the build dependencies and then start to building whole thing. And then if you get anything wrong or failed or missing build dependencies, then it will show the status on the web page. And then for instance, if you want to build the image for your project, then you have auto build. And then you found the server load package failed. And then you can assign the task to different engineer to work on different package parallelly. Instead of other method, you build from the Mac file and then something failed. You fix one, and then run again, and then from the other error later. You cannot really dispute those kind of things to multiple people to fix it at the same time, right? But this one can do this. And from this one, you can see that you click on that. This is missing the build dependencies. So it shows that unresolvable. Now you can see what is missing easily on the web file. It also has the assets control, building on the web page. So you can create different project and different engineer and different team to work on each other and who has a right to publish, who has a right to change or during the review. You can do it on this kind of thing. OK, after we see all the benefit and the nice features, let's look at how to set it up. OK, what you need to do is you need your distributions, as I mentioned, and with the Docker and Docker compose installed. And then you can fetch the containers image in the git repository there. You fetch that one, and then you follow the steps in the readme.md. It's very simple steps. Then you can build the image locally.  And then once you done this, then you need to config that UDNS to point to the container where you bring it up. So here is a sample. We just use that OBS API here because I build on my laptop, for example, just for demo. OK, once you have this image build, and then you bring it up, and DNS connected, you can just type the host name. Then you can see that front end, web front end. And then the web front end, the default account is admin. And then the password is open through there. And after you log in, you can see that you can do a configuration and create projects with the admin account. But everything is complicated on the web. So we create a simple script to help you to set it up. So just go back to the repository. You previously checked out. And then you can see that the Docker image is here. And then you switch into the OBS test folder. We have a script to provide inside. And this folder, you can see this, the test DOD, and underscore one, a share script. You can find this. And DOD is the short name for the download on demand. You just imagine that this infrastructure will build your distributions. But if you want to build your package against Ubuntu or against the two Davion, just imagine that there are so many packages. You cannot have full milo on your infrastructure. It takes too much spaces. So it has built in the download on demand. You automatically fetch the dependencies from the repository from Ubuntu or from Davion. So it saves the space on your infrastructure. And then this script, you just run it. You just see that the script pointed to your OBS front-end host. Here is a sample I use, the OBS API.  And then the script will automatically create the download on demand for two different Davion versions. You can also modify the script to fix your needs. You can modify update to all the other distributions. Very easy.  And then submit this hello package into a test repository for you. So once in a while you've done that, you go back to the web front-end. Then you can see that that is the updates. You can see that the two DOD projects are created. Davion A, Davion 9, and also test the project. And then also the package hello. So let's just click on the hello package. Then you can see the status. So this hello package is going to be built against two different Davion distributions. And then against two different articatures. Then you can see now it's showing the block. It's because the DOD is working. You click on that, you can see DOD is going to download 151 packages to build the hello package. OK, yes, meanwhile then you can see that it's building in progress. One articature already done, and it shows the statistics there. OK, let's see the components. Because when I do the images, I put the multiple images for this infrastructure. The front end is a Ruby Rails app, which has the database on that. So that image called OBS API, if you see that in the repository. And then the backend service is the OBS server image and also the OBS worker. And OBS worker is like the builder. So if you want to connect your package to different articatures, you need a different articatures worker to connect with this. But it's a doc file there already. So it's easy for you to look at it and add more worker for your articatures need. And then the most of people that we were working on development or doing the packaging, we don't like to upload the package by the web front end. So this is a command line tool, OSC and OSC, deep plug-in. Can let you do that in command line. So you can submit the package and download a package or branch a package with a command line. So here's a sample. The OSC, this is a common workflow we use. And first time when you use the OSC, you need to do some configuration, but you will do it for you. So you just use OSC and dash upcase a, and then point it to your OBS API front end. And then you use a command LS, for example. You just want to list what kind of thing available on the OBS server. And you do this, and then first time when you use this, you will ask you this configuration. And then you need to type your username or password here. If you create one on the web front end, then you can use your own. And here we just demo an example. So I use the admin account. And I use the open suicide password. And then you will ask you to this kind of thing, because this is just a demo. So we just trust the self-signed certificate. And then you can see the S command works. These are the two DOD and the test project there. And then I can use this command OSC, check out, for short is a CO, and test. I check out the test project. And you can see that the HALO package also got checked out from the project. And then let's switch into the HALO package folder. And we see the file inside for the HALO package. And then we want to show you the common workflow. Usually we want to update the package. We need to extract the source package. So we use the DPKG source-x to extract the source package. After this command, you can see there's a folder. The source curve of this package is created in the folder. It's called HALO-2.10. And then you go into the folder and you can see the source curve of the package. OK, and then you start to update the package. And but this need the Debian packaging skill. If you do not have a Debian packaging skill, here is a good start. Yes, Debian have the maintainer guide. You just go to the URL. Then you can see this is a very, very nice guide to explain the basics of Debian packaging. So that after you've done your modification, of course you need to prepare a new release of your package. And then you need to update a change log. So you use the deep change command dash i option to insert a new change log. So when you do this command, you can get a template from deep change. And then you need to read the previous document I mentioned, the maintainer guide, to know how to update this properly. And here we just update it properly. And here is demo. So I append the plus A1 revision for OBS talk demo. And then update the distribution to test, because it was in the test project. OK, and then you just save this and X from your editor.  Then you use the DPKG build package. And this command is generate the source package. And you see the dash s, up case, s is a source package. And dash d means that you don't check the dependencies, because we don't want to have all the build dependency on our laptop or desktop. We want this on the container, on the OBS infrastructure. So we just generate the source package. And then use this command. The source package got generate. Then you go to the parent directory. And then you see. There's a new version, new revision of the source package I generated. Of course, we don't need the old one anymore. So we just remove the old one by this command. And then you use the OAC AR. AR is add and remove for short. So you use this. You can see that the old version got deleted. And the new version get added. And then you use OAC checking, CI for short, and then also the commit message.  And then let's check the progress here back to the web page. You go back. You just reload the web page. And you can see, oh, there's a new version there. The source package is there. And then you start to process to generate the binary packages. Once that meanwhile, if it's complete, it will show you the green succeed. And you click on that, you can see the build log ever since the inside. And then there's also one. The other command is OAC deep boot plugin. This is a similar syntax like a Debian developers to a deep boot command. Just one command, you use this. For example, we fetch the source package from the main guy. And we fetch this. And then we can see the source package. And when we do this command, we just use a OAC deep boot. And test is the project we want to upload to. And then the DSC file. The main guy underscore 1.2.39.DSC. And then after this command, this package, the source package will be uploaded into the test project. Again, we check the progress. We go back to the OBS icon on that web page. And then you can see this front page. And then you see that that is update. You can see there's the main guy there. And click on that, you can see it started processing. Of course, they didn't need to download the DoD also. And it's time to wait. And then here, we already showed you about the workflow and the setup, but we look at how to optimize this. Like we're using this a lot at work. For instance, that we use the merge-out-misc. And this one is actually we forked from the Ubuntu merge-automatic project to our merge-out-misc. And this is automatically doing the continuously packaging integration. Just imagine you create a distribution, but your upstream, like if your distribution, for example, based on Ubuntu, Ubuntu has some new update appears on the repository. And this software can help you to detect. There's a new revision. See that two different versions, different revisions, and newer one from Ubuntu. And this one will automatically detect and then submit that to OBS for you. You see that's a merge-out-misc user, submit, new update. And then also, you can hook the OBS with your bug tracker, for example. You can modify the source code. And then once that your package builds successfully, then you can trigger a script to update the bug status on your bug tracker. Or you can also integrate the OBS build with the Jenkins. So just for instance, you can build the package directly from Git. And here, example, that we build the Ninis kernel package in Git. So we have multiple developers that work on the Git repository, the ones that they want to submit to the merge. And then they will trigger a Jenkins job and to automatically build the new package. And how they build? It actually follows that the common workflow I showed you guys before. You see that you use the send command, right? You generate a new source package and then submit into the OBS. And then also, you can even build your distribution image by Jenkins also. Here is, for example, that we have the image in the Git. So we modify the image customization and then we submit the merge. And the merge will trigger this Jenkins job to automatically build a new digital image. And once that the image built, then you can integrate with Lava. And Lava is developed by Ninaro, which is an automatically validation system for real hardware. So Lava is behind the kernel CI, which is a project to auto-text and to verify the kernel books. And also, we use this one to verify the image builds and also running the test on the image to see if that new image have no problem. OK, that's a recap. Then in my talk, you just already get the idea how impressive, how much time and a resource a team can save if you use such an infrastructure to manage your package or your distributions. And then just remember that you have seen how this infrastructure can benefit you and how it's set up and about how to use the components. OK, I need to sense that everybody who involved in this without those people, I couldn't make this come true. Thank you. And any questions?  You mean clone my repository? No, it's a Git. You need to go to GitLab interface and then you get clone. Yeah, yeah, yeah. Git clone, founder repository. So even though it's openSuser, the password, but it's actually a Debian build, isn't it? It's a Debian package, but this software is developed by OpenSUSE. The upstream is OpenSUSE. And then I keep the default username and password without the modification. But you can update change that yourself. OK, I haven't done this before because my FST is on the packaging side. So I have one project, it's frankly that I provide the RPN spec file and also the Debian DSC file in the same source package. So it builds on different multiple distributions and also on different allocations also. But I never done that one, so maybe you need to provide something that OB is supported. But this one is we actually, our customer project, we use that based on Debian, most of the project on Debian. So we modify the OBS package to customize to make it be able to build a whole distribution, Debian-based. Yeah, so this is the purpose. But I never tried other. Yeah, probably. Yeah, maybe you need to get the OBS, maybe the technical manual or something. I think this might be possible. I don't know because I'm not OBS developer. OK, any more questions? Yeah, we use this to build the embedded image also, not only the desktop. And it's something very powerful because you can build the multiple package with parallel on the same time, so much faster than if you just have a one Mac file to build one image. And then you have catch the multiple file that you can reduce appeal to the task, to many different engineers can fix much quicker. I think it opens through the offer one, but I will try that. It doesn't fit our need because they cannot build whole distributions. And also, it's just provide the package. You cannot do the integration because you are not the one host on yourself. You cannot modify the code to hook up your bug tracker or with your own Jenkins, everything. So better self-help. Yes, yes. But if you need more to suit your needs, you can do get the Docker image and also the script example, the DOD test. It's just there. You can just modify the script to fit your needs. OK. OK, guys, time. I don't think it's time.


Welcome to the Hindu News Analysis by Shankar Ayesakarmi. The news articles along with the page numbers are displayed here for your reference. The PDF link of the handwritten notes and the time stamping of the news articles is given in the description box as well as in the comment section. Now let us start our today's news analysis. This editorial article is with respect to the Citizenship Amendment Act of 2019. The syllabus relevant for the analysis of this news article is highlighted here for your reference. Before entering the editorial analysis, let us first see the much criticized provision in the Citizenship Amendment Act of 2019, which says that provided that any person belonging to Hindu, Sikh, Buddhist, Jain, Parsi or Christian community from Afghanistan, Bangladesh or Pakistan who entered into India on or before 31st of December 2014 and who has been exempted by the central government by or under Class C of subsection 2 of section 3 of the Passport Act of 1920 or from the application of the provisions of the Foreigners Act of 1946 or any rule or order made there under shall not be treated as the illegal migrant for the purposes of this act. So this amendment act of 2019 introduces this provision in section 2 of the Citizenship Act of 1955. The amendment act mentions that any person belonging to Hindu, Sikh, Buddhist, Jain, Parsi or Christian community from Afghanistan, Bangladesh or Pakistan who entered into India on or before 31st of December 2014 should not be treated as illegal migrant. The major criticism is that the parliament has not included Islam religion which has the second largest following within India and the grounds mentioned for such an amendment is that the persons belonging to these six religious communities have undergone persecution on the grounds of religion in these three countries. So with this background, let us see the editorial article. The author's main argument is that this provision in the Citizenship Amendment Act of 2019 fails the constitutional test. The first argument put forward is that many communities even in Islamic religion were also subjected to persecution in some of these countries. In such a case, excluding such persecuted Muslims amounts to violation of right to equality among the migrants. So to substantiate the argument, the authors quote the stand taken by India at the 38th session of the UN Human Rights Council in 2018. The Indian representative mentioned about the stand of Pakistan with respect to some Islamic persons who are persecuted in Pakistan. India has mentioned that Pakistan has unleashed systemic persecution against its own Muslim minorities including Shias, Ahmadiyya's, Ismailia and Hazaras and such persecution is routinely carried out in Pakistan. The authors have also highlighted the situation of Ahmadiyya's in Pakistan. It is reported that Ahmadiyya's who are considered as minorities within Muslim religion, they have to declare themselves as non-Muslims if they want to vote in elections in Pakistan. So based on these points, one can say that the Provision in Citizenship Amendment Act envisages a discrimination among those who were persecuted in Pakistan. Then also the stand made by India at the international forum contradicts the stand made by India at the national arena. Now the next part of the editorial deals with the defining religious persecution. For example, Ahmadis in Pakistan are Muslims according to their belief. But the government in Pakistan is not ready to consider them as Muslims. So the authors are mentioning that religion has to be understood not from the believer's point of view, rather it is about what it means to its adversaries. So in this example, Ahmadis are the believers and the Pakistan government functionaries are the adversaries of these believers. So we can understand that the persecution is more if you see it from the adversaries point of view. In this regard, the authors highlight the statement made by Dr. Radhakrishnan who was the former president of India. He quoted that no person shall suffer any form of disability or discrimination because of his religion. He also said that no one religion should be given preferential status or unique distinction that no one religion should be accorded special privileges in national life. Then he also mentioned that Indian concept of secularism means equal status to all religions. Then the article talks about how the pros and disregards the persons who are persecuted on various grounds other than the grounds of religion. There could be persecution on linguistic lines or on the lines of political affiliations. Also the Citizenship Amendment Act did not recognize the atheist. They could have also suffered persecution at the three countries. So there is a discrimination because of the understanding that someone must have undergone persecution only on the basis of religion. The authors say that people are being misinformed that the partition of India is based on religious lines. But the authors mention that the partition of India was based on a philosophical understanding of the nature of society as wanted by both these reasons and then leaders. That is Pakistan opted for a theocratic nature of governance that is Islamic theocratic nature of governance. But India's founding fathers adapted a plural inclusive and modern society which is to be based on democratic and secular credentials. So if partition is based on religion India would also become a Hindu state at the time of independence. But this was not so and India is based on secularism. This was one of the reasons why founding fathers of India mentioned liberty of thought expression, belief, faith and worship in the preamble of Indian constitution. And India has also made the right to freedom of religion as a fundamental right in part three of the Indian constitution. So in such a case one cannot say that the partition of India and Pakistan was based on religious lines. Though Pakistan's governance might be based on the state religion as Islam, India has no state religion as it is based on secularism. Then finally the authors conclude the article by expressing hope that the Indian government will display an accommodative approach. The authors have mentioned the quote of Edmund Burke. The quote reads as, Magnanimity in politics is not seldom, the truest wisdom and a great empire and little minds go ill together. This quote can be interpreted for our context as having an accommodative approach in politics is always the truest wisdom and narrow-minded or little minds will be detrimental for a great democracy. So at the time undistinguished British oppressive rule was going on in some of the American colonies and Edmund Burke spoke this quote in British parliament so that Britain has to accommodate to the American colonies. He asked the British government not to push for harsh taxation and military suppression in response to unrest in the American colonies. So the authors point is that for the Undist with respect to Citizenship Amendment Act, India which is a great democracy can show magnanimity by accommodating persons who were persecuted even in Muslim religion and also those who were persecuted based on other reasonable grounds. With this we have come to the end of analysis of this editorial. In this article we have seen how the Citizenship Amendment Act ignores the persecution of Muslim minorities in Pakistan. Then we saw about other grounds of persecution which are not included in Citizenship Amendment Act. Then finally we saw few information about partition of India. Now let us move on to the analysis of next news article. This news article is about the recent locust invasion in Gujarat. So in this contest we will be discussing about locust then about locust swarm and their impact on environment and also the preventive measures in order to check locust invasion. The syllabus relevant for the analysis of this news article is highlighted here for your reference. If you look at insects they are very much associated with human beings life. Some are useful and some are highly harmful. And one of the most harmful insects in the world is the desert locust. So in this contest we will be discussing about locust species. They are the members of grasshopper family Akridide which includes most of the shorthorn grasshoppers. Locust species differ from grasshoppers because these species have the unique capability to change their behavior on physiology in response to the changes in population density and also the other factors such as relative humidity, soil moisture, then rainfall pattern and temperature including availability of food that is green vegetation for locust species. Now we will see the migration pattern in locust. Locusts are highly migratory in nature that is under favorable ecological conditions. Adult locusts may congregate or form swamps that is large group of locust known as locust swamps. Locust swamps may contain millions of individuals having tendency to migrate in a unit and they follow the direction of the wind movement. Locust species have various feeding behavior that is great appetite for eating and they can cause great devastation to natural and cultivated vegetation. So they can have the potential to cause a national emergency of food and fodder and these species are desert locust, migratory locust, Bombay locust and tree locust as shown in the pictures. Among these four species the desert locust is most important test species in India as well as in intercontinental. Now let us discuss the present migratory pattern of locust species. The locust species originally emerged from countries in the on of Africa such as Sudan and Eritrea. Then they traveled to Saudi Arabia and then to Iran then they finally enters into Pakistan where they invaded the Sindh province and from there they moved into Rajasthan and Gujarat. Kindly notice that the locust species have a tendency to form swamps that is large groups if every rainfall is available. Now if you look at the news article which says that Gujarat is under attack from Hopos that is new born locust species. The locust swamps have devastated agriculture forms in several border districts of Gujarat and Rajasthan. These locust species are locally known as TDs which have mainly affected crops such as caster, cumin, jetrofa, cotton and other fodder crops. Now if you look at the past history of locust invasion in the states of India that is Indian states of Rajasthan and Gujarat have suffered from locust swamps in the past as well. But the news article says that the current swam in Gujarat is the largest in the recent times. The widespread attack by locust species was reported during 1926 to 1931. Therefore the then imperial government considered the necessity of a centralized organization for locust intelligence and control in the country. Therefore the British imperial government established a locust warning organization in 1939. Presently this organization that is locust warning organization is headed by a planned protection advisor and it is an important division under the department of agriculture and cooperation in Ministry of Agriculture and Farmers Welfare. This organization gives warnings about the possibility of locust swamp incursion and their movement and also breeding pattern. Now if you look at the present invasion the state administration failed to prepare for a swamp invasion despite alerts from the United Nations Food and Agriculture Organization of a massive locust attack in South Asia that is covering Pakistan and India. Despite these warning notices by locust warning organization and food and agriculture organization the preventive measures were not taken by the respective authorities. Now we will discuss the different preventive measures that are needed to tackle locust invasion. The news article says that these insects fly in during the daytime and settle on the farms at night times. So it is difficult to prevent from locust invasion. The measures includes one of the age old technique that is to beat drums to scare the locust and then aerial sprinkling of insect sites, pesticides and chemicals can be used to reduce the impact of locust invasion. Though the authorities have started these measures the article says that it is too little to prevent the meanness and it is also too late to reduce the impact of locust invasion. Now the government has assured farmers to carry out a survey to assess the damages and will accordingly compensate farmers. So in the context of this news article we have discussed about locust species then about locust swam and their impact on agriculture crops and environment and we also discussed preventive measures to check locust invasion. With this we have come to the end of analysis of this news article. The displayed practice question will be discussed at the end of the session. Now let us proceed to the next news article. This news article says on the birth anniversary of former Prime Minister Atal Bihar Vajpayee Prime Minister Shree Narendra Modi launched Atal Bhushal Yojana and also named the strategic tunnel under Rohtang Paas after Vajpayee. So in this context we will be discussing about Rohtang Paas and also in detail about Atal Bhushal Yojana. The syllabus relevant for the analysis of this news article is highlighted here for your reference. Kindly notice that Bhushal means groundwater. The Atal Bhushal Yojana has been designed with the principal objective of strengthening the institutional framework for participatory groundwater management and bringing about behavioral changes at the community level for sustainable groundwater resources management in seven states. These states are Gujarat, Haryana, Madhya Pradesh, Uttar Pradesh, Maharashtra, Rajasthan and Karnataka. These states have been selected mainly based on different parameters such as degree of groundwater exploitation and groundwater degradation and establish legal and regulatory instruments and then based on institutional readiness and also based on experience in implementing initiatives related to groundwater management. Kindly notice that the Atal Bhushal Yojana comes under Ministry of Jalsakthi. The implementation of the scheme is expected to benefit about 8,350 gram panchayats in seven states. The scheme will promote panchayat-led groundwater management and behavioral change with primary focus on demand-side management. Now, let us understand the funding pattern of the scheme. You know that there are two types of government schemes that is central sponsored scheme and central sector scheme. Under central sector scheme, 100% is funded by the central government. But in case of central sponsored scheme, the funding is shared between the states and central government. The Atal Bhushal Yojana is a central sector scheme. The total outlay is about 6,000 crores to be spent over a period of five years. 50% of the total fund shall be in the form of World Bank loan and be repaid by the central government. The remaining 50% shall be through the central assistance from regular budgetary support. Entire World Bank's loan component and the central assistance shall be passed on to the states as a grants. The scheme provides active participation of the communities in various activities such as formation of water-to-use association, then monitoring and disseminating groundwater data, then water budgeting, then preparation and implementation of ground panchayat-wise water security plans, and then information, education, and communication activities related to sustainable groundwater management. Now, if you look at the news article, the Prime Minister of India has said that India must be prepared to deal with every situation of water crisis. The central and state governments would spend about 3.5 lakh crores on water-related schemes in the next five years. So, in this context, it is important to know another important mission, that is, Gel Jeevan Mission, which was also launched by the Ministry of Gel Shakti. The objective of Gel Jeevan Mission is to ensure piped water supply to all rural households by 2024. This mission is expected to benefit approximately 14.6 crore rural households by 2024. This mission comes under the Department of Drinking Water and Sanitation in the Ministry of Gel Shakti. The mission focuses on creation of local infrastructure for source sustainability, that is, like rainwater harvesting, then groundwater recharge, and management of household wastewater for reuse in agriculture. Now, if you look at the news article, it also mentions about the tunnel under Rohtang Pass, which has been named after former Prime Minister Vajpayee. Know that the tunnel will connect Manali in Himachal Pradesh with Leh in the unit area of Ladakh. The tunnel is about 8.8 kilometers in length, which is nearing its completion. Once it is completed, it will be the world's longest tunnel above an altitude of 3,000 meters. This will help to reduce the travel time between Manali and Leh. It will also provide all weather connectivity to remote border areas of Himachal Pradesh and Ladakh. And it is also expected to give a boost to tourism in the region. So, in the context of this news article, we have discussed about Atal Buzhel Yojana, then about Jal Jeevan Mission, and also about Rohtang Pass. So, with this way, I come to the end of analysis of this news article. Now, let us proceed to the next news article analysis. These news articles are about census, NPR, NRIC, and Citizenship Amendment Act. So, in this context, first we shall be discussing about census and NPR, and then we will compare census and NPR. Then we shall see NRIC, and the link between NPR and NRIC. The syllabus relevant to the analysis of these news articles is highlighted here for your reference. Now, let us see about census. Census is conducted once in every 10 years under the Legal Procedure of Census Act of 1948 and the Census Rules of 1990. A variety of statistical information on different characteristics of the people of India will be collected during the census. The census details are maintained by the Office of the Registrar General and Census Commissioner under the Ministry of Home Affairs. Census provides detailed and authentic information on demography, then economic activity, then housing and household amenities, and other details such as literacy and education, then about urbanization, then about fertility and mortality rates, then about schedule cast and schedule tribes, then also about language, religion, migration and disability, et cetera. The next census will be held in 2021. The census of India 2021 would be conducted in two phases. The first phase is the house listing and the housing census, which will be conducted from April 2022, September 2020. And the second phase is the population enumeration, which will be conducted from 9th to 28th, February 2021. So this is all about census that you need to know. Here you also have to note that the National Population Register will also be updated along with the house listing and housing census, except in the state of Assam, because NRC exercise has already been carried out in the state of Assam. Now we'll see about National Population Register. It is a register of usual residents of the country. The objective of the National Population Register is to create a comprehensive identity database of every usual resident in the country. This register contains three elements of data of a usual resident, that is the demographic data, then the biometric data and the other number. The NPR, that is National Population Register, is also to be maintained by the Register General and Census Commissioner of India. Here a usual resident is defined as a person who has resided in a local area for the past six months or more, or a person who intends to reside in that area for the next six months or more. So we can say usual residents include citizens as well as non-citizens. NPR is prepared and maintained at the local level then at sub-district level, then at district level, then at state and national levels. NPR draws its authority from the pros and cons of the Citizenship Act of 1955 and the Citizenship Rules of 2003. See the data for NPR was collected in 2010 along with the House Listing Phase of Census of India 2011. Then the updation of this data was done during 2015 by conducting door-to-door survey. Now it has been decided to update the National Population Register. Let us see the comparison of census with the National Population Register. See the census is conducted for the population of India whereas NPR collects details from the non-citizens as well. The next difference is that the census collects wide information on demography, then about economic activity, then about housing and household amenities, et cetera. So it contains only the demographic particulars whereas if you see NPR, it would contain demographic as well as biometric details. The next difference is that during every census, data is collected fresh. So every time the data is collected fresh and uploaded in the database. Now the government has planned to update NPR in all the states and union territories except in the state of Assam. It is because NRC exercise has already been conducted in the state of Assam. Now we'll see about National Register of Indian Citizens that is NRIC. See National Population Register is the universal data set of usual residents and it contains both citizens as well as non-citizens. Out of this universal data set, the citizenship status of individuals will be verified and included in the National Register for Indian Citizens. So we can clearly see that those individuals who are not able to establish themselves as citizens of India or any other nation have every possibility to be declared as illegal migrants. Kindly notice that NRIC will also be prepared at local level, then at sub-district level, then at district level and state levels after verifying the citizenship status of the residents. So we can see that NPR is the first step to NRIC. This is the reason why the government has planned to update NPR in all the states and union territories except in the state of Assam. Now we'll see the legal backing of NRIC. Kindly notice that NRIC draws its legality as per the section 14A of Citizenship Act of 1955. This section 14A provided for the compulsory registration of every citizen of India and the issue of a national identity called. So as per this section, NRIC has to be maintained. So for this purpose, the central government shall establish a national registration authority and the registered general of India shall act as the national registration authority and he will also function as the registered general of citizen registration. So from this we can say that there is a clear link between NPR and NRIC. But the union minister for Home Affairs has said that there was no link between national population register and NRIC. So this is all about census, then about NPR and NRIC in detail. Now, if you see one of the news articles, the vice president of a regional political party from Bihar has said that there was a state connection between the Citizenship Amendment Act and the NRIC and the national population register. So in this contest, we have discussed about census, then about national population register, then about national register of Indian citizens. With this, we have come to the end of analysis of these news articles. The displayed practice question will be discussed at the end of the session. Now let us move on to the next news article. This data point news article is based on the report on trend and progress of banking in India 2018-19. This report is released by the Orbe on 24th December 2019. The syllabus relevant for the analysis of this news article is highlighted here for your reference. In this data point, you can see the terms such as non-performing assets, stressed assets, then special mention account one and then special mention account two. We'll see the definitions of these terms so that you can understand the news article in a better way. Now, if you look at the definition of asset, which refers to the loans or advances that are given by the banks. If the interest and the principal are paid in the period fixed by the bank, then the assets are called as performing assets. If not, that is, if an asset stops to generate income for the bank, then it is called as a non-performing asset. Therefore, as per RBI, a non-performing asset shall be a loan or an advance where interest or installment of principal remain overdue for more than 90 days. And this is applicable with respect to a term loan. So, when we say overdue, it refers to an amount that is not paid on the due date fixed by the bank. Kindly notice that if an advance is granted for agricultural purpose, such an advance becomes non-performing asset. If interest and or installment of principal remains overdue for two harvest seasons. So, this is the definition of non-performing assets. Now, let us see the categories of non-performing assets. There are three categories of non-performing assets. They are substandard assets, then doubtful assets, and loss assets. That is, when a loan remains as a non-performing asset for a period less than or equal to two months, then the asset is classified as substandard asset. Then, when the asset remains in substandard category for a period of two months, then the asset is called as doubtful asset. A doubtful asset means that the collection of the principal or the interest has become highly questionable and improbable. So, when a loan asset is identified as a loss by bank or by auditors or by RBA inspection, then it is called as a loss asset. Now, we will see about stressed assets. That is, what do you mean by stressed assets? Whether both the stressed assets and non-performing assets mean one and the same? Know that technically, stressed assets and non-performing assets do not mean one and the same. This is because stressed assets refer to those assets for which payment is wholly or partly overdue between one to 90 days. Either payment refers to interest payment or principal payment. But in case of non-performing assets, the time for overdue is more than 90 days. But in case of stressed assets, it is one to 90 days. Now, we will see about special mention accounts mentioned in the data point. See, stressed assets are classified into three categories. They are called as special mention accounts. There are three special mention accounts. They are special mention account zero, then special mention account one, then special mention account two. See, if the payment is overdue for a period of one to 30 days, then the asset comes under special mention account zero category. Then if the payment is overdue for a period of 31 to 60 days, then the asset comes under special mention account one. If the payment is overdue for a period of 61 to 90 days, then the asset comes under special mention account two category. Now, with this background, let us see the news article. It talks about the share of gross non-performing assets to the total loans, which is also called as GNPA ratio. The specialty is that the GNPA ratio of all scheduled commercial banks declined in 2018-19 after rising for seven consecutive years. We can also see the drop of GNPA ratio for the public sector banks in the period that is from March 2018 to March 2019. The report given by RBI mentions two reasons for the improvement of GNPA ratio. These reasons are the decline in the slippage ratio and the reduction in outstanding GNPAs. We have given you the definition of slippage ratio for better understanding. Now let us see the second part of the data point. This part mentions that while there is a drop in GNPA ratio for scheduled commercial banks and public sector banks, but the stressed assets have increased in the first half of financial year of 2019-20. Here the first half corresponds to the period that is from April 2019 to September 2019. In the same period, the number of special mention accounts one and two also increased. Now come to the third part of the data point. As per RBI's report, the non-performing loans ratio is the highest for India within the group of 10 emerging economies including India and this ratio is about 9.2%. Note that the data for Russian Federation is not available and for the other eight emerging economies, no country has the non-performing loans ratio more than 4.1%. So these are the key takeaways from this data point news article. Therefore in this analysis of this news article, we have seen the definition of NPA, then the classification of non-performing assets, then we saw about stressed assets and the classification of stressed assets, then we discussed the news article about GNPA ratio, then stressed assets and where India stands among the 10 emerging economies in terms of non-performing loans ratio. The displayed practice question will be discussed at the end of the session. Now let us start our practice question session. Now consider this question. They have given census, then national population register, then national register for Indian citizens, which of the above are maintained or to be maintained by registered general of India. So for this question, option D that is 1, 2 and 3 is the correct option because census is maintained by the office of the registered general and census commissioner. As per census act of 1948, the registered general is the census commissioner in India. Then in case of NRIC that is national register for Indian citizens, the registered general of India functions as the registered general of citizen registration as per section 14A of Citizenship Act of 1955. So, registered general of India maintains the national register of Indian citizens. Kindly notice that NPR that is national population register is also maintained by the national register of Indian citizens based on citizenship rules of 2003. So for this question, option D that is 1, 2 and 3 is the correct option. Now look at this question, they have given two statements and you have to choose the statements which are incorrect. First statement says that in India, the state governments have the authority to conduct census whenever they may consider necessary. Then the second statement says that the national register of Indian citizens is updated and maintained by the respective state governments. Here both the statements are incorrect because census comes under the union list in seventh schedule of the Indian constitution. So the central government has the ultimate authority in the matters of census operations. So first statement is incorrect statement. Know that as per census act of 1948, the central government has the authority to conduct census. The central government can issue a notification declaring its intention of conducting a census whenever it considers necessary. Kindly notice that as per rule 11 of citizenship rules 2003, the registered general of citizen registration has to update and maintain the national register of Indian citizens. Therefore, registered general of India functions as the registered general of citizen registration as per the section 14A of Citizenship Act of 1955. So for this question, you have to choose the incorrect statements. So option C, both 1 and 2 is the correct option for this question. Now look at this question. This question says why is a species called Cysto circa gregeria often mentioned in news. So they have given four options and you have to choose the correct option. Option A says it tends to reduce the indigenous fish diversity in freshwater lakes. Then option B says its extract is used for making synthetic textiles. Then option C says it is a low cost species which can cause great damage to natural uncultivated vegetation. So for this question option C that is Cysto circa gregeria is the scientific name of desert locust which can cause great devastation to natural uncultivated vegetation. Now look at this reference question which was asked in UPSC prelims 2018. The question says why is a plant called prosopis juliflora often mentioned in news. They have given four options and you have to choose the correct option. Option A says its extract is widely used in cosmetics. Then option B says it tends to reduce the biodiversity in the area in which it grows. Then option C says its extract is used in the synthesis of pesticides. Finally notice that prosopis juliflora has become an invasive weed in several countries including in India where it was introduced. So for this question option B that is it tends to reduce the biodiversity in the area in which it grows. So for this question option B is correct because it tends to reduce the biodiversity in the area in which it grows. Look at this question they have given two statements and you have to choose the correct statements. Statement one says that both non-performing assets and the stressed assets mean one and the same. Then second statement says special mention accounts or stressed assets if not addressed can become non-performing assets in future. So for this question first statement is incorrect because non-performing assets and the stressed assets are not one and the same. So in case of non-performing assets the overdue is more than 90 days but in case of stressed assets the overdue period is between 1 to 90 days only. Now look at the second statement it says that special mention accounts are stressed assets and if not addressed can become non-performing assets in future. If you look at the definition of special mention accounts they are classified based on the overdue period. If the overdue period is 1 to 30 days it is known as special mention account of zero category then if the overdue is from 31 to 60 days then it is known as special mention account of one category then if the overdue period is from 61 to 90 days then it is known as special mention accounts of second category. So if the special mention accounts are not addressed then there are prospective accounts to become non-performing assets in the next cycle or in the future so for this question option B that is 2 only is the correct option now look at this question this question is based on report on trend and progress of banking in India for 2008 into 19 which is released by RBA and they have given two statements and we have to choose the correct statements statement one says that the gross non-performing assets ratio of all scheduled commercial banks declined in 2018-19 after rising for seven consecutive years then second statement says India's non-performing loans ratio has been in the higher range in the last five years in the emerging economies category so for this question option C that is both one and two is the correct option here statement one is correct because as per the report released by RBI they have mentioned two reasons that is drop in slippage ratio and reduction in gross non-performing assets as the reasons for decline in the gross non-performing assets of all scheduled commercial banks therefore statement one is correct now second statement is also correct because as per the RBA report on trend and progress of banking in India if you observe since 2016 India's NPL ratio has been in the higher range among the emerging economies category so for this question option C that is both one and two is the correct option with this we have come to the end of the today's interview analysis if you like the video please do like share comment and subscribe Shankarai's Academy YouTube channel for more updates thank you


I still just don't know why they didn't just yell if he like, hey, man, not here to arrest you. Just have a message It's cool. Like we know who you are. But ladies and gentlemen, welcome back to the channel. I'm already complaining, man Let's not start off this way. We have made it to the Fishman Island and now Sanji needs a blood transfusion because you know Yeah, I didn't think we'd ever come this far to be honest with him and his Personality but now we're off to hopefully find someone that has the same blood type as him And I hopefully see maybe what the other straw hats are up to because we haven't really that much I mean at least since we got the Fishman Island we were kind of separated. If you're new to the channel, don't forget to drop a sub and let's hop into it Killing out over the side? Say please, Usappa Dude, Sanji actually looks dead, bro. Oh, he's just running now. Yeah, it's not even about finding the type It's about finding someone that will Oh I mean, how do you know it's a human people could look like Fishman and human. They have some more traits A barrel? Luffy? Wait!  Wait, did they actually find a he- wait. Oh, so it was a human so they did find somebody Who was it?  Yeah, don't Don't even picture it. It's better if he never knows Yeah, who's the donor? Is this somebody we know? Oh, no, he has a woman's blood in his body?  Shopper's so cute. Why do you say his right arm? Ah They fight him with poison. They fight dirty. What? It doesn't matter An antibody in his body just to counter poison in general Wait Magellan wait.  It seems like the giraffe was the leader of these three Wait, he accidentally Yeah, cuz like didn't they want to bring him back to their boss? Oh no, he took Ishii Lee. Here we go Goop man Wait, is it a pearl? I would say step on me, but she just has a tail fin Good advice chopper dude her eyes Madam charlie have some manners Luffy It's a pearl Mugiwara boy that reminds me of Ivan look into the future Why would you just stop practicing Seeing siri is it seer? She's a seer True because it impacts how you act in the present None at all Oh Oh, yeah, papagu. I gotta see his house, man. She said he's like big time now. God dude. Look at that fin Monsi papagu Whoa, she predicted that I don't blame her though. That's a heavy burden Oh no We're getting more split up guys. We just got everyone together again. I can't get over how built us up is now, man Oh, no. Oh, no, Luffy's boned Oh Shelfish I mean that's that's me Luffy Is that brook? Oh my gosh, bro. He just kisses kisses all over him. I always knew brook was a lady's man Hey, dude, you can be can play the guitar. You can serenade. I believe it. So that's the old friend papagu met up with Look at papagu. Is that a little tie? He's looking so stylish Straw nose. I missed little papagu My goodness Brook with the riz man Oh my gosh, they're using that face so much now. I didn't have with kami like camey like three times He has actual meat Violent sea monsters papagu's actually that particular about the meat. He eats danger Vonderdecken Do you know him Oh wait vanderdeck was on the dutchman Love letters the mermaid princess. Oh goodness threats to marry him. Oh, no So that's why there's danger signs for him everywhere She stole the best part. I want to see what king Neptune looks like Okay, this is the princess and then the three boys.  He's a ghost here or outside Oh, so it's not actually a ghost I'm sorry papagu Everybody looks very different. Yeah, go girl Oh, I miss her Other husband's children are more okay. It's all yeah, it is all very different I like finding out how like everything works and how uh these civilizations can to be It's like questions that they don't inherently have to answer at least I don't think in the grand scheme of things But they do anyways, let's try like Same flag of the entrance Well, I thought it was the whitebeard flag originally, but Watch the part called charlotte linlin Okay Oh Big ma'am Oh, so since whitebeard is able to protect any more charlotte does Oh Okay A lot of sweet candies every month Do a factory just to make candies But it sounds like whitebeard didn't take anything from them. She does Big ma'am. Yeah, that's all I was saying. Yeah, whitebeard just protected out of the kindness. He says business interesting Uh, she's not she's not off a good start with me. She could be chill But I don't like that she takes from them whitebeard was just perfect, man. He was just perfect Uh Uh, did she look into the future? I thought she said she was not doing that anymore Oh Yeah So she just took a little gander what did she see? Death and destruction. Yeah, but inherently it doesn't have to be luvi's fault Maybe she saw the vision in a certain way, but he's the hero. She just doesn't see it that way I don't know At his hands destroyed Yeah, but like what if it's meant to be, you know, you can't fight destiny charlie. All right episode 5 30. Let's go Don't they esta That looks like a navy coat Wait, that's what kami does. She says chin What's happening? She meant district noa. That looks like an arc. Is that like noa's arc? Noa was like the like the rough area of town, right? Well like these the uh The fishermen that attacked luvi and all them were from I think He's got like a cool like a lobster claw. That's sick the sleeping kraken Why are these guys so worked up about leaving the mermaid cafe out of anything?  Is he a hammerhead? What even is that What even is that pretty mediocre laugh Oh, this is hordy jones Okay, and this is I guess his henchmen. He's got kind of a cool scarf. He doesn't look that intimidating Are those pills that he eats? Hordy jones Power drug he's shoot. Yeah, he does not look that intimidating. Is he roiding up, bro Is that a dog scarf around him? There's so many questions But he's gonna od Oh my god It's like 20 pills Okay, so that's what I mean when the source of your powers external drug, it's you're pretty weak man I'm not gonna lie. You're banking on that. I thought it was a mole. That's why it's a star symbol.  Does he have a star on him? Poor papagu. He just wants people to listen to him I didn't shop somewhere else broky Well, well, well, she's bargaining I love how she's not rushing to find everybody. She's just shopping Monsieur papagu Bro's gonna bully papa gonna make it cheaper I that's kind of true.  It's golden Is it neptune? What does jamon mean? There's a whale a little baby whale That whale looks petrified. Holy But he's a unit I'm guessing neptune never comes down here. Oh, yeah, literally never I'm assuming doesn't have guards because he's insanely powerful I would think unless there's a problem or he wants to meet with luffy. Maybe. Oh, yeah, because his sons were trying to talk to luffy Good laugh king of riyuga king of man fishman island. Oh on the fishman island God dang look at that beard a lot of the sea Ho ho kiss whale's name is ho Hey be nice. I mean neptune looks pretty chill Megalo Oh wait by the kraken. Oh my gosh. Yeah, the one with the shirt on It was neptune shark I think he's here to be cordial. I'm pretty sure Let's go It sounds so nice Yeah, go into the palace, baby. Let's go I mean, they've got to have some banger food there But also where is the rest of the is we're just missing frankie robin And so we checked in on where zoro is. He's just like lost amongst like the I think riyugu palace guys But where is frankie and robin? Honestly, saunji should just not leave this room. I'm gonna be honest I mean I always say thank them Died from horniness. Oh, no, don't say their names. He's gonna think about them Just plug his nose up, bro They're just on standby to give blood Or they the nurses saunji's getting flashback. Look at chopper. He's so proud of himself. He's like a job. Well done So it's just like a thing. He just says jamon after everything There's some characters that just have something like that like kami says chin after names That's a big deal, right? They're soaking Brooke is more famous down here already than luffy Okay, pop a group gets to finally say something. Oh, it's a special world So yeah, everything's just in its own bubble down here Someone's gonna interrupt him That was actually my first thought is that they would have good food there Let's go Nami you can't rob Neptune Bro megalos face man, he's cracked out.  I like how they have the little bubble tubes around them Yay He's gonna owe them so much more even after this We already gave them his entire store to be fair, but so where's hordy jones. Oh wait, we're still on this lobster ship I thought they just dipped like they got away There's hordy jones Why does he got chains on though? Yeah, he didn't have chains on before Dude just red eyes. I'm guessing it's strictly the drug that makes him that fast He just launched himself in the ship damn he moves fast like Jim bae, but again I don't know how fast he would be without these drugs in him I like just his mouth wide open him just shooting through the ship. Like how do you stop that you can't? Did he handcuff himself just to show that he didn't need his hands? Is it a flex some weird flex?  Holy You are dead lobster captain This is just to make an example out of him. Absolutely. Or it's a show. I guess how strong hordy is when on these drugs May I guess he looks kind of intimidating Energy steroid doesn't leave much to the imagination Oh and he took like 20 uh shortens your life though I mean how much does it shorten it if you can just down 20 like that and it's you just chilling I wonder what our longs perspective on everything here at fishman island was though Centered our long stream an our long name drop feels good, man Our long would have been under the mentality of the new fishman pirates Like he probably would have been a part of hordy jones crew if not led hordy jones, maybe I guess hordy jones is what came after our long Dude, there's just something about his character design. That's off though. I don't know what it is. He's sending a message It's how people not to come down here Oh, they're gonna try and take it from neptune Yeah, I mean it depends but like how powerful is neptune, bro Hordy jones can take those pills, but Neptune they called him a god All right So we find out more and more about I guess the perspective of stuff down here in fishman island and the opposing sides to an extent But like I said, I mean without the pills how powerful really is hordy jones in his group But they they seem very rag tag It also depends where they're getting these pills from which I feel like is a point of inquiry Don't know why I said inquiry But also we need to find out how strong exactly neptune is what jimbae the message jimbae wanted to get to the straw hats Why neptune wants to meet with luvi in the first place and also what the seer saw like what she saw in the in the glass Charlie not specifically because she talked about how she saw luvi with the burning and whatnot But how that translates to here I'm guessing there's going to be some sort of showdown with hordy jones and it ends with like things on fire and luvi's there And she just kind of like had like a misconception of what was actually going to happen because it's very possible It does come true if she predicted whitebeard's death like dude, that's so specific But yeah, still missing robin and frankie frankie's kind of hard to miss man Where could he be what our journey in fishman island continues if you knew the channel? Don't forget to drop us up and I'll catch you guys in the next one his face


MUZIEK People like to feel seen and heard, even when they become older. And older adults prefer to live their lives like they used to do, even when they become dependent on care and support from others. And person-centered care enables that. It puts the values and preferences of older adults central. En by putting the values and preferences central, autonomy, the identity of the older adults is enhanced. I'm working as a senior researcher in our collaborative center. And I'm often visiting the healthcare organizations. And I'm talking with people who have dementia, who live in a nursing home, but also with healthcare professionals to see how they experience the healthcare. Ik ben Katrin Luik, ik ben professor van care voor oude adults. En ik ben head of the academic collaborative center of the adults. In that center we collaborate between older adults, researchers and people working in care practice to enable person-centered care. We work a lot with science practitioners, people who combine working in care practice with conducting a PhD study. In the academic collaborative center we conduct social scientific research. In our research projects we focus on the perspectives of frail older people on the care and support they receive. And we mainly use qualitative research methods, such as interviewing and observing. Well, the main research team is person-centered care. En dan we have four subteams of research. First, autonomy. Second, technology. Third, social networks and social needs. And last, improvement of quality of care. One of our project is about intimacy and sexuality of people in dementia who are living in a nursing home. And we want to investigate what their preferences and needs are. And to do so we conducted interviews met people who have dementia, but also with their partners to see what they think is important for them. We strive for more person-centered care for older adults to stay unique individuals even when they need care from others. And we hope they will be equal partners in healthcare. To contribute to person-centered care we study the preferences, values and the things people find important even when they need care. And with this knowledge we hope professionals in care for all the adults are able to provide person-centered care. Well, after doing a research project we translate our theoretical findings into a practical guide or instrument that can be used in daily practice. And we do so together with care organizations en through collaboration with older people and care organizations and researchers we bring scientific evidence into practice and we make sure that together we improve care for older people.