The following is a presentation of TFNN. The TFNN Bull Bear Training Hour. Every training day, live at 10 a.m. Eastern. Call now. Tolls free at<PHONE_NUMBER> or internationally at<PHONE_NUMBER>. The TFNN Bull Bear Training Hour. Now, Tommy Anthony, Tommy O'Brien. Welcome, folks. Appreciate your growl and a problem with us out here. Right now, we have the down industry is down 442. NASDAQ off 146. S&P's down 52. Gold contract up $9 trading at $15.23 an ounce. You get Silver up 21 cents. $17.20 an ounce. Light Sweet Crew down $2.55 all those 12 cents. You know, it doesn't matter what industry we're talking about. You're up $200. You're down $200. Oil's up $2. Oil's down $2. Gold's down $50. It's up $20. Totally. Notes and bonds. Guess what? Cold, man. Consistency. Ten-year note up $96. $130. $130. You're bound up a full point. Plus $15. Ticks, $164.13. Kingdollar. Kingdollar up $74. Ticks trading $97.05. Now, Kingdollar had volume. It's today, man. Kingdollar wants a higher price. Euro, yours at $111. The yen is out here at $105.98. And the pound is out here at $120 to $1. That note in bond market, the refinances went up 34% last week. It's not every day you wake up and the 30-year bond is an all-time low. Sprinkle on top of that. The 10-year and the two-year inverting for the first time since 2007. And I had to, like, check my ears. That is some staggering information when you really digest what that could mean. So, watch out. Here we go. Let's see. Let's see what it could mean. You know what I mean? Mr. Kevin Hicks at TD Ameritrade on the spot. I love it. He likes being on the spot. It doesn't matter. You know why, folks? Because he knows what defined risk is all about. And if you want to understand defined risk, you want to understand options, option strategies upside down. Futures, bottom line, defined risk in this market is totally where it's at. Every trading day right here, 11 to 12 Eastern standard time, outstanding program, bottom line, you know, if we go back, just a, you know, a quick throwback. If you go back even 10, 15 years, you never could learn this stuff without paying thousands of dollars. I mean, there should be so many option courses at five grand. Guess what? All you have to do is turn on TFNN every day, right? You're going to know it all. And you're going to know it from someone that was in the pits, not someone that was reading a few books. Kevin Hicks, what's going on? I should be charging tuition. That's what I tell the young kids here. The reason I brought it up is that there's plenty of folks that didn't realize, I think, that, you know, there's a lot of young folks that this was something that, you know, people were charging five and 10 grand all day long for three days. Definitely. So they tell me, yeah. Yeah. So I've been told. Yeah. And I got to tell you, man, yours is 10 times better. You know, the first, the first time that I get into options, right? I read Larry McMillan's book. I'm going back to the 90s right now. Which might be the most boring book ever written. And let me, let me tell you something. I, tell me the story. I used to throw it off the wall. It'll cure, it'll cure your insomnia. Well, I was just, you know. How many formulas are in that book? Yeah, exactly. Yeah, that's what it is. I know. And it's so much easier, folks. It's turning on the TV, hitting the button. You bring it through it. Technology, man. It makes it easier. It does. You see it live. You know. And this market, Kevin, let me tell you, Macy's. Poor Macy's. You're going to go shopping, man.  Yeah. You know, I'm going to put my selfish hat on for a second here and say that has there been a better summer for trading in the last 10 years? There hasn't. There hasn't. I mean, if you think about this from your trading perspective, markets going up, markets going down, making big moves, volatility moving all over the place. Here's one bright spot we can take from all this market movement is financial institutions, big banks have to be seeing a boost in trading revenue. Yes. That's going to come up for next quarter, the next quarter's earnings. So that may be some silver lining in all this because these markets are cranking and moving. So that's got to be a good thing, at least long term for some of these firms. And as the VIX hasn't really been staggeringly high, right? No. You hit on something right there. For as big as some of these percentage moves are, the VIX hasn't really gone to a panic level at all, really. I mean, VIX 20 or VIX 21, where's it now? I'm looking at my board. 2049. Yeah. I mean, that's not, you know, think about it, that's less than a one and a half percent move. If we go by, you know, the rule of 16. So it's elevated. And for August, it's higher than the average. And it's pretty strong for the summer. But with the moves we're getting, I would expect it to be higher, frankly. When we get a thousand point swing last week in the Dow down there. Yeah. And we just had a 500 point swing over two days. I mean, you did it staggering. Yeah. Yeah. There's, you know, we get some action here, man. But the real question and the real thing that your viewers should start thinking about and what's going to start creeping into some of the rhetoric and discussions here is your own power going to move mid-meeting? Yeah. In between meetings. Yeah. I have to chuckle because we've come so far from, like, where we were because the conversation was like, yeah, what if, well, what if he comes in, somebody says this morning, I was listening to Bloomberg, and he cuts by three quarters of a point, you know, and I was like, man, we have come so far from, like, let's hike.  I mean, the bond market, like we started off. And remember, that's not unprecedented. No. That's not unprecedented lately. Right. In the last few years with Janet Yellen and Jerome Pop, but the Fed moved on rates, you know, there were times when the Fed moved on rates mid-day, no meeting, no real announcement. Just a few minutes. Yeah. Greenspan and Rubin, I said that, yes, I'll never forget that day. 3.15 in the afternoon, folks, in the middle of the market. This is when the market was, oh, my God, the dial was probably only at 12,000 then or not even, it might have been at 8,000. And it was, like, down 300 and then it ended up being up 500. I remember standing in the GE pit trading and all of a sudden you're like, all right, what just happened?  Then it was a little ticker tape on the bottom of the screen and you're like, all right, something just happened and then you see a little ticker tape. In the trading world. There's no doubt. You know, there's the where, I'd say the volatile is in here, we get good six, eight weeks, maybe longer of heavy trading opportunities, man. There's still some earnings coming up. Oh, yeah. Walmart, I can't wait to see what happens there. Walmart, you know, no doubt, that's back from the, not back from the dead, but you know, they can definitely give Amazon a run for their money now. Think about this, guys. They expected revenue for the quarter for Walmart. Oh boy. Around 130 billion. Yeah, I know. We would go down in a half a day. No, that's for 90 days. Yeah. Exactly. Exactly. That is amazing. It is. And you're right. They are. You know, originally when Amazon started and really became significant, you thought because of the way they, their membership base, that Costco would be their main competitor, right? Because two membership companies, but really it's been Walmart. Yes. That has given them the most competition because they've been able to keep margins low without a membership fee. So it's really, I mean, Walmart has been the most amazing company in this evolution of retail. And you're starting to see, you know, it doesn't mean that Macy's going out of business, but they need wholesale change. They do, man. No doubt. Folks, right here, 45 minutes from now, outstanding program. Check it out. Kevin, you have a great one, a safe one. Of course, we look forward to program in 45 minutes. Walmart today, guys. Hold on for the ride, baby. 130 billion. Thanks, Kevin. Have a great one, man. Thanks, Kevin. Thanks for having me on, guys. Thank you. Stay right there, folks. Tommy and I come right back. If you're not currently using the TAS Profile Scanner when looking at setting up your trading opportunities, then your arsenal is short a mighty weapon. The TAS Profile Scanner is a standalone piece of software that instantly filters over 2,500 global financial markets such as stocks, ETFs, commodity futures, and forex. Headed by Steve Dahl, TAS understands that in today's technological world, the use of top flight software applications and technical analysis expertise is essential to successful trading in today's market. You also gain access to the webinar that Steve Dahl and Tom O'Brien just hosted, the best way to use the TAS Profile Scanner to profit. This webinar archive is available for all subscribers immediately upon signing up. All new subscriptions also come with a 30-day money-back guarantee, so you have nothing to risk. Start your subscription by visiting the front page of TFNN.com today, and you'll find the TAS Profile Scanner under the Services tab. Sign up today. Are you in the market for buying or selling real estate in the Bay Area, including the surrounding St. Petersburg, Tampa, and Clearwater markets? Tiger Real Estate LLC is a firm that has extensive experience in the Tampa Bay Area. Whether you're looking to sell your current property for maximum value, or you're in the market for a second home or investment property, Tiger Realty has the experience across all areas of real estate in the Tampa Bay Area to help buyers and sellers make the most informed decisions across all price levels. From the price you should be paying per square foot in certain up-and-coming areas to the type of cash flow investment properties are capable of creating, Tiger Real Estate can help you make the best decision when it comes to all areas of the market. Before you make one of the biggest decisions of your financial future, call Tiger Real Estate LLC today at<PHONE_NUMBER>, or email us at Tiger at TFNN.com. That's<PHONE_NUMBER>. Call us today. Many of our new listeners have heard about The Tiger's Den. The Tiger's Den is a lively community where professional traders and investors can meet, exchange ideas and information in a comfortable, moderated atmosphere. Hear all of the TFNN shows, plus see all of the charts as they happen live and head access to archives of all of those charts. You can test drive The Tiger's Den absolutely free for 30 days and greatly enrich your knowledge of these markets and how to make your money work for you. Details on The Tiger's Den are on the front page of TFNN.com. Check out the new TFNN.com now and experience all the upgrades. TFNN.com, educating investors. Call now. Toll free at 1-877-927-6648. Internationally at<PHONE_NUMBER>. Welcome back, folks. Dow. Dow is down 4.44. You get the Nasdaq off 1.57. S&Ps off 3.50. Let's just go inside the Dow here for a second. I was like, where is he going to start? There's almost a million places. Usually, I might have some idea of what's moving and you could almost go anywhere right now. You could. And inside the Dow, so negative points. Goldman 41, Boeing 36, 3M27, Apple 26, only one positive is that Coke. That's improctor, I guess, right? But barely. And it's kind of across the line. It's kind of like, and it's kind of across the board, man. You don't see it so often where, you know, there's 15 stocks, they're all adding 14 or more negative points to the Dow. That's why you have the index down almost 2%. And the X100, strength versus the weakness out here. Look at this, only two that are positive. So was that Coca-Cola in the Dow? Yeah. And now we have Pepsi. Pepsi. What's going on with soda? I know. People are still eating sugar. I guess if we hit a recession, there's going to go for a sugary beverage. Yes. It comes soon to go off 8.3%. AMD is down 4.5. C-trip is down 4.6. ASL, AML is down 4.3. That's a chip company also. Big numbers. Yeah. It's not small numbers. As they would say for sure. They're not. What were you just looking at? What article? Oh, we were. Oh, we were. Oh, yeah. So check this out. Yeah. They were talking about the exact date. They were talking about a lot earlier on Bloomberg this morning. But man, they got some staggering numbers of losses in there. I mean, one of their risk, one of the main risk factors the company highlighted in their publishing and what they're putting out there as they go public, the ability to achieve profitability at a company level in light of our history of losses. Basically, they're telling investors, we've lost money for a while. We're going to continue lost money. We're at a struggle to reach profitability in the near term. Look at this. The company has described some of its more scrutinized expenses, including a flashy contest series that costs more than 40 million. As a critical means. Am I reading that correctly? I think you are. We'll click on it in a second because I'm curious myself. And let's see. So in an unconventional move, there will be three classes of common stock. Oh, they really got to take people to clean this. A shares with one vote plus high vote stock in the form of class B and C shares. I wonder, what do they get? Like 100,000 votes per. That's what you can do. Every class B share gets 100,000 votes or something. And immediately, that's how Mark Zuckerberg controlled Facebook completely, even though he doesn't own 51% of the outstanding shares. So the office rental company listed an offering size of 1 billion, which is typically a placeholder. So they're going to revise that. They're targeting a sale of 3.5 billion in September. So it's coming, man. Next month, we're almost there. That would make the second biggest IPO topped only by Uber. And we know how Uber went, right? Well, in fact, I hit one of the targets in the den. So we pull up Uber. Look at this. There we go. Uber, all-time low today, they went public at 45. So shave more than 20% off that price level. Now, and when we say 45, this is important for folks to wrap their head around. That just means 45, if you happen to get it, the... Oh, look at that. The day I went public, I never went over 45 either. Oh, that was a real bad IPO. I actually recall that they just got a tick. And we remember talking about they at least had to trade it up to the IPO price. Wow. Because that is a big difference. The story would have been it didn't even reach it. Ah, they touched it. Oh, it hit 50 or 60. Sometimes it happens that you see what the IPO goes up, but the day it goes out, it goes out higher and then gives it up. This one, it was on the gate at lower prices, and they actually pushed up a little bit, make sure it touched that 45 mark. Yeah. Yeah. Yeah, so... I mean, they're just priced for a huge valuation. You know, a great company, but just priced for a huge valuation. And you got Lyft competing with you, let alone if other players start to get into that market for ridesharing. Oh, yeah. And Tesla has talked about their plans, you know, whether you believe what Elon Musk says or not. Yeah. The plan is to have those Tesla's driving around, picking you up. Same deal. So Lyft went public at 72. Pretty similar. And this is trading 55. That's a very similar, like, 20% haircut. And now, see, this is the difference. Look at this. Lyft went public that day, but guess what? It really opened at 78 and went to 88. Yeah. And if you recall, Lyft was ahead of Uber, so the market... That's right. ...figured out. That's right. That's why Uber had more trouble, because by the time Uber had come out... Disaster. ...the market had already figured out there was more... There wasn't as much exuberance. The people already had taken it to the cleaners. Yeah, so they weren't about to do the same thing with Uber. They learned their lesson on Lyft, and so Uber, they haven't even... ...touched it to the penny. And that's it. Bye-bye. Let's go take a look at the dollar index. So we had... And we got our man, Mr. Teddy Kegstad, coming on today, which is great. Talking forexed, 40 past the hour. So we're up 154 ticks. You get 9,200 contracts. Now, yesterday we came in with contract volume, so that gets it that... Guess what? Once you're over this 9,715 again, it's like, okay, game up to the top again. You can see that spike. That spike, 27,000 contracts. You know, I actually expected to see more action in the dollar when I was jumping through everything today. And then I went to the markets. I went to oil, gold. And I was like, oh, man, I wonder what the currency is doing. It could have been a little more intense with what you have happening. With the bonds, too, excuse me. So I went through all of it, and then you go to the currency, and it's like, oh, man. And you're on. You can see that's right when we get on. The Euro took a dive, folks. If we put this longer... Well, I guess this is going to go against... We had strength down here. What is that? That bottom is 111.05. We've hit 111.44. Yeah. So there's a lot of moving pieces. What was intriguing of last night is the aspect of... It wasn't like there's a lot of news that just moved this market down. So that's telling me, folks, that we're going south now. I would agree. You know, it's a sell-off. And I think as those headlines come out about the bond market, that is the news. But what made the bond market go to all-time lows? Right. Nothing staggering, exactly. And you know, pretty... So crude oil. We got the EIA numbers coming out at 10.30. We're trading basically a 55 rent on the dot. Man, we mentioned it. Talk about some volatility, right? You backed things up to yesterday just for some context. Early yesterday morning, we're trading a 54.23. You trade up more than $3 by noon, practically, right? To 57.43. And now we're down $2.50. Right. So it'll be interesting to see what kind of premium and where these line-ups... So let's check out what kind of... Because they had a small build last night. Okay. And it was 3.2. Nice. It got hit immediately. Okay. So this might work out well. We're near $55. We're going to be looking when we're trying to set up a volatility trade, right? You'd be trying to basically... It's equatable to buying a... putting a call right at the money. That's what you're looking for. So we're looking for $55, maybe on some of these that line up.  I was hoping... There we go. Perfect. The 12s. I don't know why I knew they might move. It's just because they've been setting every time as this has been cascading down. So, $55 to $56.50. These are the noon expirations. You have a buck $50 to the upside. Now the bullish one's going to have $8 pennies of intrinsic value. That's nice, though. Not bad, right? No. You're paying $33 for the one with about $8 to $9 pennies of intrinsic value. If you want exposure to the downside as well, this one's going to be a little bit cheaper because it's out of the money by $8 pennies. You're paying $24. You're looking at $57. A little bit more expensive than usual, but when's the last time we looked at this market and you had almost $3 of upward movement and downward movement almost in the last 24 hours? And let's just see how the dailies line up. Maybe we can find $55. Now, so that's going to have $55.50. That'd be a little bit out of the money. And unfortunately, that's going to have $54.50. So, the noon to be your option. Not bad. And again, you can always take one side or the other. Right. You know, if you were positional and you really had a bias, if you're just looking for volatility, you can take both, but not a bad trade as well.  Now what's that volatility we've had right now? You're paying $0.24 of premium, essentially, when you have an hour and a half and that crude market about to come out with the numbers.<PHONE_NUMBER>. We have that hour right now down 410. Nasdaq off 146. S&P's down 51. Tommy and I come right back. Hi, folks. Tom O'Brien here. If you'd like to get my daily newsletter and market insights, then now is a great time to sign up for a 30-day free trial. Every morning by 9.30, I send out my morning letter to subscribers with market commentary on a variety of markets, currencies, and commodities to keep investors up-to-date on the day's trading action. Included in market insights are specific buy-and-sell recommendations for stocks, ETFs, and even options, which stops and price targets included for every trade in my newsletter. If you'd like to try my newsletter, risk brief 30 days, then head over to the front page of TFNN and you'll find market insights under Trading Newsletters. I use my years of trading experience to bisect and dissect the market every morning and give my subscribers the most important information they need to know for the day ahead. I even issue afternoon updates for my subscribers whenever warranted with important market action. 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The Art of Timing the Trade Charts is designed to help you when scouring the markets for stocks just beginning to form the trading patterns that many investors spend days, weeks, or even months searching to find. And right now, we're offering licenses available at only $79 a month. We are so confident that you're gonna love this new charting software that will even give you a 30-day unconditional money-back guarantee. Don't miss out on this incredible new piece of software. Get your copy of The Art of Timing the Trade Charts today by visiting TFNN.com. For more information, just click the Think or Swim banner on the front page of TFNN.com. Folks, Dow, Dow up 407. You get the Nasdaq down 147. S&Ps off 51. Let's see. They're a little slow with the news. Here we go, rising 1.58 million barrels. That might be more than they thought. API did have a build of about 3.7 last night, but we saw the Bloomberg estimate come in a decline of 420. And let's check back to the market, see how the market's reacting. Pull up the chart. And a little quick reaction, but nothing too staggering. It did spike. Man, this is so quick. It was up there at 55.36 for a heartbeat. 55.16, we're coming in at about 55.08. So nothing too dramatic and checking back to the numbers. Gas inventory is falling 1.41, and there's the full line. So the median estimate was a decline even greater than that of 2.5, so a lot more crude, about 4 million barrels than they thought. Gas, decline of 1.4, estimate decline of 1.1, so less gas. You have distillates down 1.9. The estimate was for an increase of a million and cushioning minus 2.5, pad 3 minus, excuse me, plus 1.7, and then you have imports and refinery crude inputs, excuse me, inputs as well. So let's see. Yeah, it's not holding. No action. No action at all. And of course, I think one of those trades the last thing you'd want was expiration at noon to 55. But we got an hour and a half, man. Give that crude contract a little time and faith and you might see some action. No doubt. So let's go over to the XLE, because the XLE is basically leading the match lower. There you go. That hasn't been able to get a bounce. Four months ago, you had $68, you had $57. You're going into the lows that were established last week. That was $57.16. You had $57.26, we've hit $57.03. Yeah, this is just like saying, hey, I want to go back to its friends in December. Now, this is going to be intriguing, folks, and this is why. I expect that we're going to make it back to December lows in the S&P. Now, we're a long way from those right now. We're making our way down to the June lows. But because of the way you can see the XLE, we're already back there. You know, the high of that low is $58.01. Well, we've hit $57.03 today. So that's going to be a heads-up in general, because if we'll get back there, if the XLE gets back there, the probability goes higher. The market wants to get back there. And then the next one to watch, which is surprising actually, is at the banks. The banks, you know, right now, that's the June one, I think. Yes, yes. So right now, we're basically eating into the June bar. You know, that top of that is $26.29 or $26.37. But what is still sticking out here is this... Let me pull this back. It's this way. We'll have to first tackle the June bar. But that December bar is a pretty big bar out there. So it really hasn't... You don't have a decisive break yet, but you know, you're getting close to it, meaning there's a trend line break, you know what I mean? So that's... And Berkshire. Berkshire's the first one. This is what is... So what's this? Berkshire's one of the first ones to get much closer to this. And this is the highest weighting structure inside the XLF. And you can see this. This is interesting. So the June, May one is $197.07, and you're below it. And so that does put game on, you know, that December is open. And you know, little by little, what is happening is that you get a few of these sectors making it down into that level. Yeah. That's like, okay. Because watch this, folks. This is... The S&P is, I mean, a long way away from this. If this S&P goes down here, this is going to be pretty intense, because when we're talking about... The number I'm talking about down here is like 2524. And the high of that is where 2520. What are you talking about? 2346. Yeah, it moved, yeah. And then 2520. And we're at 2875. Yeah. So... It's like a 20%. Yeah. That'd be pretty intense, you know. I'd say so. The first level, you know, is going to be this June level, which is 2728. But guess what? When you wake up in the morning and there's not much that happened last night and your S&P's are down at 45 points, that's how you get there. Well, then you've got to be listening when the 10-year and 2-year invert. There's a reason why. Yeah. You've got to be listening when the 30-year is at an all-time low. There's a reason why. Yeah. For sure. Unreal. Yeah. Unreal. So, hey, let me go look at a couple of these housing stocks, because the... Toll brothers is down 57 cents. That's no big deal. Lena, down 87 cents. Let me put this up. One of them have earnings this week, next week. I think they have coming up. Okay. So, let's take a look. No, they've already done it. How about Toll and then maybe KB? Let's just look at these. Yeah. Oh, there you go. There you go. So, next week. So, this is good. That's Toll brothers. That's going to be next week. They're going to be looking for 1.7 billion, 83 cents to the bottom line. What's going to happen with these builders, Mike is going to be looking for... Do you have a... How big is the backlog? Sure. You know, the... We saw what happened when Macy says part of that was an inventory build. Yeah. 5 billion dollars, I think, an inventory message. Right, right. Could you sell something instead of putting it in your storage? Seriously, man. So, the houses, I mean, even more dramatic when you're talking about items that are hundreds of thousands of dollars to start to build that inventory. That's right. Well, congratulations for building it. You're going to sell it at any time? That's right. Right, right. What I mean by the I mean, that's what... Yeah, that's what they're going to be looking for. Yeah. And we'll see what will end up happening. The number that I was looking at this morning, it was saying that the refinances were there, right? Okay. But not new mortgages. I couldn't believe it, right? Yeah, you know what I mean? So, the refinance market, folks, went up 34% last week. But in that same article, so you can find it, the new sales hadn't. Yeah, but... The rates... The rates have been low for a while, right? Yeah. I mean, if you were to sell, maybe you've already hit that mark. Yeah. You know, did you really... Versus a refinance, that's most of the time just a simple phone call. Versus you're not buying a house, you know, it's simple math. And I've actually been getting calls from my mortgage person. Right. With messages just in the last two days. So it's probably hit that... Did Bud call you? No, no, he's not. He's not. Yeah, because they bought my mortgage through... Yeah, right, right. But just getting phone calls. So it's probably, maybe it reached the level because I had a pretty good rate. Maybe they know my rate, they can offer me simple math. So pictures, Tommy and I know the great mortgage broker. Yes. I had lunch with them on Wednesday... Monday. Today is Wednesday. Wednesday. So it was last week. Okay. Friday. There we go. And they do. You just said, so watch how this works, folks. What ends up happening is whoever has your loan, yes. They know, or even had it. Okay. Sure, they know the math. They know what you're at. And so what ends up happening is, especially when you're not taking a cash out of it, right? Yes. It's an automatic, what Bundy explained to me, it's an automatic, all as they do a light credit on you. And what that means is a light credit. He says, you just want to see if the mortgage has been paid. The mortgage is paid. So picture this. Picture that if you were at 4.25 or something. Yep. And they can offer it now at 3.75, right? Yeah. The bottom line is that you just do the deal and that's it. Now, listen to this one. This gets intriguing. What happens is this. So when you do that loan, they can still get some fees inside it, right? Okay. If you get a VA loan. Okay. Right? They can't put fees on top of that. Nice. Which is pretty cool. Yeah. No. So if you get a VA loan and you're at 4.25 and now they can give you a 3.75, I'm sure there's some kind of fees but there's not the point fees. I got you. There's some discretionary and whatever there's extra fees. There's not the vague on top of it. Yeah. There's some discretionary that we know they're all unnecessary. Non-transparent. Exactly. Reading those HUD statements, folks. That's a class in itself. You need a degree for that. You do, man. Yeah. Stay right there. Tommy and I come right back. Dow. Dow's down 4.55. Nasdaq's up 162. S&P's down 57. We'll come right back. If you're in the CD market and looking for a secure investment, the Tiger First Mortgage Program may work for you. Security for these first mortgages are building lots in the tax opportunity zone in St. Petersburg, Florida. The Tax Act of 2018 set up tax-free zones across the country where you can build and hold for 10 years and pay no tax on the profits, which makes these lots valuable. The investment is anywhere from $30,000 to $75,000. The interest paid is 7% yearly paid on a monthly basis. According to bankrate.com, the best rate for a four-year CD in the country as of February 20 is 3.1%. A $50,000 investment at a normal four-year CD rate of 3.1% would give you income of $1,550 per year or $6,200 over the four-year period. 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The funds are designed to be utilized only by sophisticated investors such as traders and active investors. Distributor, Four Side Fund Services, LLC. That's TFN.com. Then hit Watch Tiger TV for the latest market information. Folks, that was down 460. NASAC's up 165. S&Ps are up 58. Let's go over to our amendments to Teddy Cakes. That is to do each and every Wednesday at 40 past the hour. Don't forget, folks, you can check out Teddy every trading day at Forex dash trading dash unlocked.com. That's Forex dash trading dash unlocked.com. And, you know, we were just talking about mortgages. Companies work. You know, the bottom line is that they had to hear us talking about mortgages because as soon as we pulled up Teddy at Forex dash trading dash unlocked, guess what? Rocket mortgage. Quick and loans, they're listening to us, Teddy. Big debt is everywhere. They're spending money right now. They're calling me. They're doing everything. We were just going through mortgages, Teddy. And we pulled up there. I said, look at that, man. We pulled up Forex trading unlocked, and boom. Boom. That makes sense. So we get action. No doubt, right? We certainly do. We certainly do. You know, it's kind of funny. We had a lot of swing trading things and a lot of news over the past couple weeks that we've talked about. And I think today is the first time we're not going to be really talking about central banks or anything like that, which is kind of nice. What's very interesting is I think that we're coming into a period of a very reluctant bull. Yeah. There's nothing that we're doing in the U.S. that's really making the dollar strong. It's just that the whole world is doing everything to make themselves weaker against us. It's like this morning, right when we started the program, that Euro took a dive, man. You know, the Dollar Index had some volume yesterday, so it's like, okay, someone's buying it. But that Euro just took a dive. And I was saying to Tommy, is that going to be, is Brexit on the, you know, the dollar trade and higher too? You know, everything. Yeah. Well, the economic numbers have been pretty bad that have been coming out of Germany and France and stuff like that. So they're playing with the definitely economic fundamentals right now in the EU. Okay. And then Brexit, we know that obviously a hard Brexit is the best thing we can hope for, if anything, on October 31st. And to be quite honest with you, I don't think it's going to happen and the trend. I think what's giving the dollar index is the biggest lift right now is that the pound and a lot of other currencies actually are eroding against the dollar. But you look at the yen, Tommy, I know you love the yen. Yes. That market right now, we know that the interest rate variable is pretty much stable with that, you know. So as far as that's concerned, that's the only currency I think it's going to remain a bull against the dollar right now for quite some time.  It's, you know, trying to figure out the, I mean, the yen looks to me like it really is going to try to go after 99.  Well, guess what, we hit the 105.5. So it's like, okay, that baby evidently is game once again. I think any rally in the yen is one you have to sell right now. For sure. So, and I think it's going to be the one that's going to take the lead going into the rest of the year because we already know that with the EU, I mean, look at how the Euro's been trading for the past six months. Even though it's looking a little bearish today, it can't seem to catch a break or a rally no matter what, you know. So the pounds, the one that's in the free fall, that's not going to end. And I think actually we might see the pound continue to trade lower up a year from now. It could keep this trend going. Boy, when you take a look, you know, I get a long-term, well, the 2016 with the Euro up here. Man, they've really lost some big value, man. I mean, you know, look at that. I just, I just put it back 10 years. Right? You know, if you're, if you own in those currencies, you have less wealth. You go from 150 to 110. That's a big, that's a big number, man. Yeah. So, but how about that yesterday? Oh my God. That's, that's, that's crazy, man. Yeah. Well, they have all kinds of other issues as it is, you know, so that's where, and that's where like, you look at the major currency crosses. I trade all mostly predominantly only major currency crosses. When you start to get into those exotics, that's when you start to see some crazy things that happen when you have issues like what's going on right now. Yeah. No, I don't know what you're talking about. Not the paper. That's for sure. You know what I mean? Not the paper. Well, over there, you know what's going on, they're going in the crypto currencies. Yeah. Tom, we're bringing that up. That totally makes sense. You know what's interesting about that? That's the first time that even in my own head that it totally made sense that crypto currencies, because I says, hey, the probability seems much less that the crypto is going to lose value versus what those coins can do with their own pay. Seriously, that is amazing. That really is amazing. You know what's going to be interesting, guys? I think that people need to pay attention to is that the South Koreans with the Japanese right now, they're starting to stir there. And I think that if this thing doesn't start to get kind of mediated within the next couple of weeks, that's going to become an issue going into the fourth quarter. And that could happen. Tell me what you're talking about, then. Are we talking about a currency war? Well, it's a trade war and a currency war against South Korea and Japan. So they're not necessarily friendly to begin with. And it seems like I was actually just talking earlier this morning with somebody. I'm like, I think we need to take all the world's leaders and send them all back to kindergarten for one year. Nothing happens for one year because nothing happens anyhow every year. Great idea, man. It's seriously, and that's what's going on with Japan and South Korea. And now you also have the Chinese numbers that are weakening and blah, blah, blah. While you have other markets that are thriving, the last thing they need is an intra- trade zone tariff war going on. So that could really start to change. And that'll affect our trade as well. Oh, yeah.  South Korea was the number one, I mean, memory used to be Japan and then South Korea. And then, of course, China opened up and China took not all of it, but the bulk of it. But yeah, there's no doubt there. That's pretty intense, man. It's a powder keg brewing. Yeah. Well, you know what, and I've said this many times, like, you start a fight and it seems that the longer the fight goes on, you forget what it's like. Now, how do you get out of it? You know what I mean? And of course, everyone, like when you're getting beaten up, everyone wants to stop. Oh, I hope someone breaks up this fight, man. Everyone wants to save face, too, right? Yeah, but you know, if you get into beating, if someone breaks this fight up, man, you know what I mean? I don't think anyone's going to step in to mediate this fight. Exactly. Different animal. This thing is getting accelerated down, man. We've got 60 points right now on the way down. All the markets down at least 2%. And it is not even 11 a.m. Yeah. And you know, you're in a unique spot, Teddy, because what I've seen in markets in general, when markets really go south, it's normally a currency move that really shocks markets. So it's going to be intriguing here to like, okay, what is hanging out here? Yeah. Right. My God. Listen, folks, every trading day, you can check them out at forex-trading-unlock.com. It's forex-trading-unlock.com. Teddy, you have a great week, a safe week, and of course, we look forward to speaking next Wednesday. Thanks, gentlemen. You guys have a good fight. Thank you too, Teddy. Thanks, man. Stay right there. Tommy and I are coming by back. This is the best at everything you do in life. It's the most common trade that we Tigers and Tigers share. If you're looking to become the best of the best when it comes to managing your money, let me teach you to do what most wealth managers tell you can't be done, which is how to time the markets. I'm Steve Rhodes, author of Mastery Probability, and for the last 12 months, Timer Digest has been tracking my newsletter signals which have earned me the ranking as their number one market timer. Timer Digest also ranks me as the number one market timer for gold as well. The fact is, markets can be timed, and I'll teach you the exact set of tools that I use that has transformed me into one of the best at what I do. Sign up for Mastery Probability today by clicking on the newsletter tab on the home page of tfn.com and get immediate access to workshops where I take you step by step to get to the bottom of the list of the things that Tom O'Brien started his weekly gold report 17 years ago with the first issue published April 7th, 2002, when gold was trading at under $300 per ounce. Gold peaked at more than $1900 in 2011 and after spending many years consolidating at lower prices, gold may be poised for its next big run. Gold can run as well as 25 different mining equities with specific buy sell recommendations. As of April 1st of this year, the gold report currently has eight active positions with an average unrealized profit of almost 8% for each open trade. New subscribers get a 30-day money back guarantee so you have nothing to risk. For all the details and to be aware of the potential of the gold market. Since 1984, Basel Chapman has been using the Chapman Wave methodology to advise traders of his expert market opinion. While originally hand-drawing charts from the late 1970s into the 1980s, Basel noticed that prices under most circumstances virtually always had a certain number of legs to the price turns as well as market trend calls. Thus was born the Chapman Wave sequence. Using the Chapman Wave methodology along with other indicators, Basel Chapman advises his subscribers of his expert market opinion each market day with his opening call newsletter. Right now you can get a two-week free trial to the opening call Basel's daily trading newsletter by visiting the front page of TFNN.com. This segment is brought to you by Think or Swim. For more information, just click the Think or Swim banner on the front page of TFNN.com. Welcome back, folks. Dow. Dow's down 500 NASDAQ's up 173. S&P's up 61. And I want to go into the bond market and show you something for a sec because we finally figured it out. I finally figured it out anyway because I always, you know, when Tommy was saying that the book the 30 was at all-time lows, I'm saying to myself, well, I know the price of the 30 is not, but this is what it is, folks. And so when I'm bringing up bonds here And I think you went you asked one when you needed the generic one. What happens is that I'm bringing up the futures. So the last time that we were in all-time low what you did have is that the futures price was higher. That future price is 177.11. Because this is what the deal is. The future, of course, is that if your momentum's on the way up or they're paying more like in this particular case, this is the future in September. So they were paying more for that bond and the future. Now, if you bring up the TLT and if you were trading just a pure flat 30 year, you to me, the bottom line is that you would see that you're breaking all-time highs. The TLT has done because the TLT is the 20-year plus and what you're going to see is that this is a decisive break, by the way, of the TLT. That monthly is crazy. You have the all-time high was 143.62. We're at 145.12. And to zoom in on that, I think I have it up. So this is the same chart just a daily for the TLT. And I was saying, man, so July 31st, we were trading at 131.66. 11% in bonds in 11 trading days. Three, six, nine, ten, 11. That's a percent a day. What happened to like calmness and no volatility in bonds, right? Yeah, right. Yeah. Stay right there, folks. We got our man, Mr. Kevin H, TD Ameritrade coming up next. And our man Mr. Basil Chapman, Steve Rhodes, Dave White. We'll be back this afternoon. Thanks, pal. Thanks, man. We'll get them, folks.


Ukrainian army destroyed the 3rd Russian A-50 military reconnaissance aircraft this year. New satellite images confirmed the hit of Ukrainian drones on the building of an aircraft repair plant in Taganrog. Ukrainian dialogue media outlet reported this. There is no A-50 aircraft near the buildings of the Bereev aircraft plant in the published pictures. The plant fell under attack by Ukrainian drones on the night of March 9th in Taganrog. It was standing next to the plant nine days before. Ossent researchers found that the blow fell on the hangar where aircraft in maintenance are usually placed. Most likely, the target was the A-50. Russian propagandists started talking about restarting production of this type recently, he wrote. Researchers of the Ossent project from Intelligence Insight believe that at the time of the impact, this aircraft could have been in the plant's building. Visible damage to the building on the satellites is enough to damage the aircraft being repaired inside the enterprise. Satellite images confirmed the hit of Ukrainian drones on the building of an aircraft repair plant in Taganrog, which became the main target of a massive strike on the Rostov region last Saturday night. Geospatial analysis of the images was conducted by the Ukrainian analytical group Fronteligence Insight. They compared the pictures of the plant from February 29th and March 8th and March 9th. In the picture dated February 29th, published by the Investigative Project Schemes of the Ukrainian Service of Radio Liberty, four aircraft stood next to the hangar for repair, one of which was the A-50. On March 8th and 9th, three aircraft remained on the site of the plant and the A-50 was not among them. It is unclear if it was in the building at the time of the attack. Fronteligence Insight analysts wrote, Comparative analysis of the images revealed traces of fire on the roof of the final assembly workshop where the A-50 was allegedly repaired. Fronteligence Insight researchers reported, explosions occurred near the entrance of the building according to the analysis. Analysis of satellite images shows that at least one S-300-400 system was at the airfield during the attack. If it does not serve as a bait, this indicates the ability of the Ukrainian UAV to overcome Russian air defense systems even in the immediate vicinity of strategic facilities. If the A-50 was indeed damaged as a result of the attack on Taganrog, then this is the third aircraft of this class that has been disabled by the Ukrainian military since the beginning of the year. In January and February, the Ukrainian forces shot down two A-50U aircraft over the Sea of Azov.


What's this at me? Places and I do go shows yes, but when I'm not just when I hang out with my kids I drive nice cars.  So what happened you I was leaving the club. I had security Back back then this is when I was just to do a lot of clubs in New Jersey, New York Follow me they were trying to round my jewelry So my security would put me on the highway and then he would veer off and I would go to the city to the station I was sleeping at the station. They came up behind me with a police light on that car Police light on that car trying to pull me over. I see the lights.  Don't look right Give me game. No, give me game about the lights. All right, so they put the police light so in on My father's retired police officer. So, you know, I would see cops I know everything pretty much about police cars and cops and procedure protocol. It was a light that wasn't red It was only blue and they were trying to pull me over so I wouldn't pull over so they ran into the back of the car Trying to crash and I had my it was a Rolls Royce rave at the time blue ran So now they start chasing me, but I'm the type of guy if somebody's trying to rob me I need to know who it is and why because I won't be able to sleep I'll be like this niggas trying to get me.  We go through easy pass I slow up through easy pass. It takes a picture of their car They pull up in front of me.  I carry my firearm wherever They got I think Three years one got three one got four years. That's all. Yeah Yeah, the reason I got that is because they don't want to go to trial and they um and they plead it out But that's the case stand on there. I think I got one time.  You don't want security. I don't want security when I'm taking my daughter to go get ice cream I don't want security when I'm taking about it. That's like that.    Well, you know what it was I'll say this I wanted to win so bad when we got the breakfast club anybody could get it So it was some people and I apologize for this all the time just because we have to hold our own Icons and high regard. Absolutely.  We was at a Melanie Fio the birthday party and that's my birthday.  Yeah, no boo. They come brother So boo's like man Buster wanna holly at you man, I think he you know, I think you know Why are you feeling away?  So I go Buster Buster say, yo, you know me. You know me. Do you know me?    I heard the other story tell another story give her Buster said No


So, just in recent years, many states, too many states have passed laws to make it harder to vote, such as voter ID laws, and too many efforts are undermining people's ability to vote, such as voter roll purges and cuts to early voting. The ACLU points out communities that are particularly susceptible to suppression, and in some cases outright targeted people of color, students, the elderly, and people with disabilities. Today we're talking with Susan Richardson, the Chief Executive Officer of the Center for Public Integrity, and Rachel Glickhouse, the Partnership Manager of ProPublica's Election Land Project. Both the Center for Public Integrity and ProPublica have ambitious efforts underway. But first, let me tell you a little bit about these outstanding women. Susan Smith Richardson is a veteran journalist who previously served as the editorial director of Newsroom Practice Change at the Solutions Journalism Network. Prior to that, Susan was editor and publisher at the Chicago Reporter, a nonprofit investigative newsroom that focuses on race, poverty, and income inequality. And Susan was also managing editor at the Texas Observer, a most venerable voice for independent journalism in the state of Texas. And Susan brings experience as an editor at the Chicago Tribune and the Sacramento Bee, where she led a team that reported on grassroots efforts to rebuild South Central Los Angeles after the 1992 unrest. And joining us also, Rachel Glickhouse is a journalist and partner manager for the Election Land Project. Previously she was partner manager for ProPublica's Documenting Hate for three years. And Rachel is going to tell us a little bit about that project as well if you're not familiar with it. And prior to joining ProPublica, Rachel worked at Univision Medium and the American Society Council of the Americas. She has also written for Al Jazeera America Quartz and the Global Post. Thank you, Susan. Thank you, Rachel, for joining me today. So what I'd like to do to get started is if you could just please share with us a little bit about the projects that are underway. So Susan, let's begin with barriers to the ballot box, a series of stories, and the database that the Center for Public Integrity has made available to the public and to other journalists. Thanks, Jennifer. Thanks for inviting me, and I'm really excited to be here with Rachel. So much of the project barriers to the ballot boxes is really the hard work that's been put in for a good year now with the reporting staff beginning with Carrie Levine and Pratik Ravala. But in short, this is what the project is, and let me tell you about the two pieces. Barriers to the ballot boxes is essentially looking at this. What has been the effect of polling place changes on the ability to vote since the landmark Supreme Court Shelby decision in 2013? That was a decision that effectively diluted some aspects of the Voting Rights Act, which we know was passed so famously by a lot of the sweat and labor folks like John Lewis, to allow access to the ballot box, especially targeting in its origins African Americans. But it has come to just serve all sorts of communities across the country today. So our idea was simply this. What has happened with changes to these polling place locations, and how has that affected the ability to vote? That was the beginning of the project, but of course COVID as we're talking about now was the big change changer. So the idea of just looking at polling place closures really got amplified. To look at additional polling place closures as a result of not having enough poll workers and all the other things that COVID has created. But also we expanded the lens to look at the effect of mail-in voting, because now that has become such an important issue in the context of addressing the pandemic. So the project kind of expanded in scope. But let me go back to its essence, and it's really two pieces. It is reporting and reporting on local level or state level barriers to voting under our 50 states of disenfranchisement, where we talk about problems with access to the ballot. But then the bigger part of it, and that we think is really an important public service, is the work that the reporters put in on creating a unique dataset that looks at federal elections and polling place closures in 2012, 2014, 2016, and 2018, and what we can say about what has changed in those locations going all the way back to 2012. So as we think about it, moving into the 2020 election, we're actually going to have some data we can measure things against, because we've gone back and we've looked at these polling place closures going back to 2012. So instead of just saying, you know, we're going to use this information for ourselves, we released the data that we gathered on 30 states thus far, more to come through GitHub to make it available to anyone who wants to do a journalist or researcher who really wants to look at the impact of these polling place closures long term and coming up on who had the ability to vote and how and why. Thank you, Susan. And I just put a link in the chat to the series and we'll also add a link on how you and other journalists in the public can access the database that Susan referenced. Rachel, tell us how the Elections Land project operates. Sure. So Election Land is a very large scale collaborative project that ProPublica originally launched in 2016 and we also ran it in 2018. So this is our third time running this project and the idea is to work with other newsrooms to cover voting problems in real time, to be able to identify problems as they're happening and to be able to report on them in a way that is collaborative and really reaches a national scale. So essentially we recruit partner newsrooms. They are mostly local newsrooms, but we also have some national ones as well so that we can identify where problems are happening and send out tips to partners that they can follow up on. So we do this through crowdsourcing, so we are asking the public to help us by telling us when they are encountering problems with voting or witnessing them. We also get access to a data set through a hotline that's run independently, but we can see where calls are coming from and a summary of what people are complaining about. So we basically have two data sets that we give out to our partners so that they can see where problems are happening and give them information they can use to follow up on, to potentially report stories. So the project has evolved a little bit since 2016. That year we had a very large operation that involved all of the types of newsrooms I mentioned, but also J-Schools and J-School students and professors. And we relied really heavily on mining social media to try to identify problems, to see what people were complaining about publicly on social media. We really refined that approach in 2018 to focus on the two data sets I mentioned before. The idea is we may find some things on social, but generally speaking, we're going to have more success basically going directly to voters to find out what's happening. And we can use social as a supplement to identify additional information or additional evidence about those problems that are happening. We also work very closely with First Draft, which is an organization that focuses on misinformation. And they spend a lot of time mining social to identify what types of misinformation are popping up, what is being circulated, what has reached sort of a level at which it is sort of a tipping point for how far that misinformation has spread. For the purposes of our project, we are mostly just interested in misinformation about the voting process. There's obviously a lot of misinformation about a lot of things at the moment. But for the purposes of our project, we want to know when and if misinformation is spreading about how to vote, where to vote, that sort of thing. So this year, we are very much following this approach of focusing on these two, these data sets. We also are very concerned with cybersecurity. So that's something we will also be looking at, particularly on election day. And using a couple other sort of data sets and things we can get access to, to supplement any information we can find about where voting problems are happening and what types of problems are happening. Rachel, before I turn back to Susan, before I turn back to Susan, can you tell us just two or three areas where you're reporting, where the social media mining is identifying problems with voter suppression? Are you finding early voting sites, for example, not being available, mail-in ballots, particular states, just making it difficult for mail-in voting, ballots? Sure. I'll give you an example from 2018. One thing that we identified through tips and through, and this isn't about misinformation, but through tips and through social media, it was that in New York, there were a lot of people complaining that there were huge lines piling up, voting sites around the city on election day, that there were lots of machines breaking down and therefore causing the lines to build up and causing people to give up on waiting in those lines. And so we did some digging and discovered that the problem was actually pretty straightforward, which is that it was a rainy day in New York and the ballots were damp because the humidity was so high and people had wet coats and relas and things, and the damp ballots were jamming up the scanners. And this was happening around the city. So we did a story on that that we did collaboratively with folks at the Newmark Graduate School of Journalism and our team. One thing I would just like to emphasize is that not all voting problems are malicious intentional voter suppression. I want to really drive the fact home that there are a good subset of problems that involve voting that involve either some level of incompetence, lack of planning, lack of funding, and that isn't to say that these things aren't some greater evidence of voter suppression because of a lack of interest in providing funding and that sort of thing, but I think that's really important for journalists to understand and particularly for how they frame stories because very often some of the problems we find are incompetence-based problems. So problems with the voting machines, just problems with chads, that sort of thing. Yes. Yeah, I mean, for example, machines are a good example because sometimes poll workers don't have enough training and they literally don't know how to properly operate them. Great. Got it. Got it. Thank you. So Susan, so barriers to the ballot box is a series that's series that's been running for more than a year and Craig Newmark who has been such a generous funder for many journalism initiatives and is a primary funder for this project. Tell us what your reporters have uncovered and how that relates to the Voting Rights Act. If I can, I want to go back to two things really quickly that I failed to mention. First, we're doing this project in partnership with Stateline, which is a wonderful partner in their initiative of the Pew Charitable Trust. But if I could also say something about what Rachel said, I think, you know, her part about framing is really, really important. And there are kind of two things. There is a question of, yes, things are happening that are not, perhaps are not intentional in terms of voter suppression. I think the context issue, though, here is this. There's intent and then there's just the impact. So the impact on, whether it's on, in some of the reporting we've done, tribal nations, you know, Native American communities, African American communities, there can be a separation between intent and who is most directly affected. So the policy, sometimes there is a policy issue, clearly other times there are, as she's pointing out, just simply errors and process problems. I think we don't want to lose sight of, though, the impact and which voters are most affected. So just to separate intent from impact is something that we have to continue to think about in framing these issues. And the other part is just the history. You know, there is a long history, which is why we have a voting rights act of a contested democracy. And when you just read the history of the vote in the country, whether it was because you were, you know, an indentured servant or whatever it is, there's a long history of framing who has the right and privilege. And we don't want to lose that history either while we should be very mindful and data driven about distinction between who's affected and intent. So I want to embrace what she's saying. We're also saying we do have a history in the country that we should also be mindful of, but certainly be led by the data. And I think that that's, that's really an important point. You know, kind of getting straight on to your question. One of the questions that drove the project at the beginning and the research started a year ago. So I was literally walking into the door when our great reporters were already thinking about this polling place project and looking at it in the context of Shelby. The point was not to say there will be a predetermined outcome, but the point of doing the homework was to really look so we could see how health people been affected since this important change to the Voting Rights Act. And I think that's an important frame because one must look for what the impact of all of this has been on, on who gets to vote, especially in a climate where all these other issues are happening that, that are policy driven. So the project though really did want to be able to say definitively through data what's happening. Is this happening here? Is it not happening here? And that's kind of the genesis of the project. Now just to kind of move forward on some really important stories that I think we've been able to tell so far. I was, you know, thinking about one of the early pieces was looking at what was happening in Johnson County, Iowa, which is the county seat for Iowa City. And of course, you know, Iowa is so fundamental to the election process because of the caucuses. But we sent two reporters there who really looked and their whole frame was whether Iowa and the challenges there would be a dress rehearsal for other people running elections across the country. Because by then we knew we were smack dab in the middle of a pandemic. We already knew existing challenges to being able to, to vote and a number of issues. So that Iowa piece, I feel really attempted, even though Iowa was not, you know, was never covered by Shelby, it did attempt to kind of set the ground on the challenges. And some of these things become intentional. So here's a, here's a county in which the election official had to address two lawsuits over how the mail-in ballots were being sent. The fundamental challenge in an overwhelmingly democratic county by the Trump administration was this, that you can't put the voter ID numbers there. Instead, you need to send blank mail-in ballots to people rather than put the voter ID numbers on there. And of course, the, the point of that for the election administrator was to make voting as easy as possible for people. But then you look at the implications of the lawsuit and you have to question what was the point of that to say, don't put the voter IDs. So you're going to have a more challenging time for people to be able to return them and make sure that those ballots get counted. So we are seeing, in a skirmish, just playing out between those election officials whose primary concern in some cases is simply to make sure that voting is as easy as possible, whether it's in person or it's the mail-in ballots. And you're seeing legal challenges by the administration or by the Trump campaign, excuse me, that are really about making it more challenging for ballots in certain places to be counted. That part, you know, one must argue is, is there's, there's intent there. But by getting on the ground, we hope to be able to just show the very complex and varied ways in which the ability to vote for whatever reason is, is challenged. So I was, was kind of a dress rehearsal and setting the stage for, here's what's happening in this overwhelmingly democratic county. But we've also, of course, looked at, at other places at other states, like we talked about Arizona, where there are other challenges and opportunities playing out, many of them that are playing out in a, in a really, really partisan way. Susan, and of course, the, with the global pandemic, mail-in ballots is an option that many, many people are looking to use this, this election season. And Rachel, just as an example of the power of collaboration, I read the story that election, that the election land project ProPublica did with WRAL TV in, in North Carolina about the concerns over, over mail-in ballots. Tell us how that story came, came about and what did it report? Sure. So we have a data reporter in-house named Sophie Chao, who is dedicated to elections this year. And she had been digging in to the 2018 data for North Carolina's midterm elections and had noticed through some analysis that there seemed to be disparities in whose mail-in ballots were getting rejected. So we reached out to WRAL, which is a partner we have worked with before, both on big collaborations and one-on-one collaborations. They also have a great data reporter there, Tyler Dukes, who could also, you know, really help with the reporting, the sort of data-heavy reporting we were doing on their end. He actually is at the News and Observer now. But they worked on that story together for a couple months, hammering out some of the very specific caveats and trying, it took a long time to get to the point where they could make definitive assertions about certain things because, for example, sometimes people just don't return their mail-in ballot. There are a variety of things in that data that can be really confusing, which is why we had people who are real data experts work on this story. And then we co-published together as we sometimes do, as we often do at ProPublica and sometimes do on election land to really hone in on what was happening, what we could identify was already happening in the state at a time when mail-in voting is really exploding. And we also published that story a little around the time that some of the new data was coming out about what ballots are getting rejected in 2020. And there was certainly an alignment there between what had already been happening and what was happening now during the presidential election. Yeah, and what's not clear to me yet is we're now seeing a lot of television advertisements on down in Pennsylvania, so we're seeing a lot of political advertisements and lots of advertisements about voting. And in Pennsylvania, requesting voters to sign, for example, very specifically and date the outside of the envelope. But what happens when someone does it incorrectly? They don't sign the outside of the envelope. They don't date it. Is that ballot automatically rejected? Do they get it? Is it returned? And are they then told to resubmit properly with instructions? So one of the really frustrating things about covering voting and one of the other reasons why we do this project as a national level collaboration is that every state has its own laws around voting, its own regulations, and elections are run in very different ways in each state. Sometimes they're run on the municipal level, sometimes on the county level. So we have essentially 10,000 elections that happen on election day instead of one, whereas in other countries, for example, they they are run in a much more central fashion. So to answer, I can't really answer your question because it is different everywhere. Also, this particular aspect of what they call curing ballots, it's called the vote cure process, is under litigation in some places or has been under litigation. There's a record amount of voting litigation in general this year and much of it has to do with mail voting. And this is a really key component that has been the subject of lawsuits about what that process looks like, how long the voters have to get back to the authorities with the changes. They're also in some states third party trackers so that you can see what's going on with your ballot so that in theory you should be able to see the status of what's happening throughout the process. So there are a number of things in place that have changed a great deal because mail balloting has become mail voting has now become a huge much much bigger thing in places that typically didn't really use it that much before. So in some places there are trackers that people can use and some states have this cure process in place where voters are supposed to be given the opportunity to fix certain problems. How that actually happens in real life is another story and one we are certainly going to see play out this fall. Well another great reason for journalists to be on it and there's ways to join the election land project for your local newsroom, local journalists, national journalists. We have the link in the chat. There's a couple of other projects I just want to mention we'll also put those links into the chat. One is the trust election network which is a network that is being operated by the American Press Institute and a new effort called Vote Beat that began with founders of of Chalk Beat with the real focus on local. So we'll put links to that in the chat. And before we get to questions from the from the audience please put your questions in the chat we'd love to hear from you. I'd love to Susan and Rachel to you bring just such great expertise and experience how can and and how should journalists be be planning be planning their reporting around the voting voting the voting process between now and election day and after election day and also the President of the United States has called on poll watchers. I'm not quite sure what that means and I just want to make sure that we get to that question and how journalists should be thinking about that and Rachel as the former partnership manager of the documentary hate project would love your insights on that but Susan first tell us how should journalists be be preparing what could they be doing now. Yeah that's a great question if I can I want to piggy back on something that Rachel said that I want to get right to that question. I really think it can't be understated what she said how challenging it is to just collect this data about what's happening across the country with the elections because you have so many jurisdictions. It took you know 1200 public records request to get the data that we did for bearers to the ballot box and I'll just think about my home state of Texas which has 254 counties and basically you're trying to get information from 254 elections administrators so that's just just a pure scale will make your eyes willing to back your head. The other point too that she made about the the challenge of the balloting process so different states have different rules around mail and balloting. Some people were already there with no excuses others weren't so it really is like you know trying to tease the crab out of the gumbo if you're from Louisiana you know what I mean it's just impossible um so or the okra so so it is very different from place to place. I think the the interesting thing I want to point out on that though is the Arizona case which is all about you know the mail-in ballot and and this is the big part that's going to go to the Supreme Court or one of two parts and that is if I uh if I do my mail-in ballot can anyone return it for me at the polling place and or at a you know at an election office and basically the status said no and that's being kicked up to the Supreme Court so to her point there are a lot of lawsuits that are playing out right now some will not be settled until after uh the November election week month year whatever it turns into and and these are really critical contests around the quality of of our democracy and electoral and democratic processes so I uh I just wanted to jump on that and say that's that's so critical and it makes the work really challenging. You know as far as election night we're not in the position where you know we are the folks who are worried about you know where we don't do the horse race that is not our DNA and therefore what you can say or can't say is not of an immediate concern but it is in a larger sense of responsibility and journalistic integrity and that is that the our argument would be that what we want to be able to provide through the entire election process and especially moving from the election night forward is just context and understanding of of whatever process may play out some of that is just understanding the you know having historical framework uh it may be looking back on what happened in the last election but it could also be uh as someone pointed out in a recent news guys conversation looking at the whole importance of what legislative process is kicked in if you end up with um a no clear 270 winner through the electoral college what we would like to do is to be able to bring to people who have cast their ballots a context about how the process works and an understanding of what the options may be more so than saying you know caring about the outcome because the outcome is really a moving piece so that's one thing the other thing we hope to do with the they're releasing this data to get cub and some potential partnerships is to be able to look at in real time what the effect uh or where are the polling places where you're seeing you know the most challenges are people out there with the longest lines those are things that we think add value so historical context but also being able to look at how the process is playing out uh to the extent one can in real time on election day at polling place locations thank you sissy that's very helpful and what's also so helpful is the historical context that you've provided throughout this this conversation thank you rachel as the former partnership manager of documenting hate your have documented hate around around this country that was a project that began several years ago what concerns do you have about the calls for poll watchers for for example we've just had this extraordinary extraordinary incident in michigan with an investigation uncovering a plot against a group of men to kidnap uh the governor of michigan so what uh based on your experience what did journalists be looking out for and how should they be planning um their poll watching yeah so one one thing i would say is that in 2016 we were also concerned about this issue because trump made similar calls in 2016 and made efforts to sign people up for his um this this process and what ended up happening mostly in practice in 2016 is that that list was used really as a listserv for um you know uh get out the vote efforts um and we didn't see widespread uh uh you know voter intimidation happening at the polls with groups of people driving to the polls and um harassing voters um so it was something we were very worried about and definitely thinking about in 2016 um the difference this year uh is that um a consent decree um uh that the r&c was subject to around um uh it's called ballot security uh expired in 2018 um so that means that there's a bit of a difference now between now and 2016 after this consent decree expired um and we've also seen just a lot of uh rhetoric and uh talk about this particular issue in addition to um the presence of these groups of some of these uh extremist groups popping up um one thing i would say is that um there there are two things i i think are important to keep in mind one one thing is that um part of what some of these groups do is attempt to harness the power of the media to recruit people to their cause uh i happen to have more experience um with some of the more say traditional white supremacist groups because that's more what we covered during documenting hate uh some of these other groups that have been coming up are certainly have overlap but um there's there's ideological differences for example um um but what i would say is that one thing that we talked a lot about during documenting hate is and one thing we always weighed um was making sure that we weren't helping them do propaganda for them uh because that is a big part of what they tried to do um is to use uh media to use their platforms to harness social media and other ways to recruit more people to their cause so that's one thing i would just say um to keep in mind uh to be thoughtful about the other thing i would say is that um we we definitely are seeing um um uh things that people are concerned about we know that there there's been a lot of reporting on this particular issue about people being concerned about folks showing up at polling places one thing i would say is another thing we have to be very careful about is we certainly want to be prepared for the worst and we certainly want to be prepared to cover that uh and to be able to do that um safely and thoughtfully um but i would also say the one thing we don't want to do is disenfranchise voters by scaring them away from going to the polls this year obviously a big difference between this year and last and the last presidential election is that people have more options um because of this massive expansion of vote by mail so in a large number of states vote by mail is definitely an option but you know time is running out for that to be an option in many places you know you really have to there you have to request your ballot you have to get it back there are a lot of different rules around uh drop boxes and other things depending on what state you're in so um you know if folks are not voting by mail and they've made a plan to vote in person um we want to make sure that we don't disenfranchise those people by frightening them that that's not going to be possible to do safely so i think we need to focus part of what we're doing as our project is to be able to identify if these incidents are happening where they're happening and what the response is um what we don't want to do is um uh sort of generalize and hypothesize about what might happen in a way that people are going to get scared about so i hope that's i mean i don't i don't want to sound too wishy washy but i think those two issues are just really important to keep in mind thank you rachel and susan i see you nodding your um head and again long before the center for public integrity you've been a leading journalist in texas at the in chicago um do you have anything that you want to add to that about how um the balance between um reporting on concerns about uh these poll waters and and what that might be and not scaring away people at the polls no just that i agree 100 with what rachel said i mean that's that's just plain responsible i i think our our larger goal you know has to be and this is not an agenda goal for journalists to say that part of what we do is to ensure the systems of democracy are working that is that is with that framework with that mindset that we should be covering the election process we are anyway and i think we need to lock that down on election day um i do think it's important not to feed into misinformation or fear or chaos uh about whether or not one should go and and i do think in saying talking about issues in real time it's less about talking about uh you know our white militia showing up at this place it's more looking at where there are challenges in terms of long lines which i think has a level of value but once again to rachel's point you don't want to say that to discourage people from showing up you want to say it and figure out how do you frame it in a way that that has meaning so i think by highlighting that you don't have to say don't go but you have to be mindful this messaging around that saying um we're trying to know and understand how things are playing out and how access is playing out as opposed to you should be frustrated and not go so i mean i i think adding the context to the reporting on the day of is is where the difference gets made and i just want to add that in the chat Stephanie Murray who runs the center for cooperative media at mont clade mont claire state university has added a link um called to election sos which she says has a great scenario planning guide um so please go to the chat and get that link uh we have a couple of questions one question uh rachel is is is for you on what data set should a journalist outside of outside of social should um should journalists be looking at on election day um so i would just like to recommend the center for public integrity's data um you know polling place data is super important and it has changed so much because of the pandemic because um so many places have refused to act as polling places uh there've been there's been a big shift to large-scale um polling places like stadiums uh so this is going to be really important also uh you know sorry to keep using it new york as an example but i live here so um early voting sites new york city uh are different in some cases than day of voting sites which is potentially going to confuse people um and so figuring that out having having a list of the polling sites is i think really key um if you have someone who um has a little bit of data experience on your staff uh getting your state voter file can unlock all sorts of uh interesting things um so that's another one i would say is a hugely helpful data set uh a lot of major newsrooms buy these um they sort of range in price and accessibility so it really depends on your state uh there there's some there's at least one state that charges a lot of money but in other cases it's not so much um we'll also be looking at google trends which we have traditionally done on election day um as part of election land so that's something we'll also be looking at to see what if anything we can find um in um trend data about what people are searching for so those are a couple of different things um that i can think of initially and then the other thing is you know we're we're running out of time a little bit but um the the data from past elections is in something called the eaves data which is compiled by the eac um so that is accessible through their site and you can download it um again it would be helpful if you have someone with a little more data experience to be able to to sort of go through that but that is publicly available data and susan how might um folks get access to the incredible data set on polling locations and polling location changes that cpi has been filming well uh thanks rachel and we released this data to github so people can access it there okay great well thank you everyone for joining us for this episode of informed and engaged and we know that um how valuable and how important reporting is um in addition to voter um suppression there's just as rachel said sometimes let's it's just plain old in competence and uh we just uh are really dependent really really really dependent on great reporting and great collaborative reporting thank you everyone thank you susan thank you rachel


Yeah, you heard that too. Oh, okay. Yeah, right. Sure. Right. So look. So one, right? So when I seen that, right, I'm like, bro, I don't think it's actually an understand like what defamation of character is and what. So look. Come on now, man. Come on now, bro. It's perception. It's perception. Let me ask you this, man. And this is real like when you think about the South versus what's going on the West Coast or the blog and going, I gotta ask you this, like, do you consider like, how do you think about the podcast where when you look at 85 South and all these different, you got so many different ones, man, you know, big facts. You got real life here. You got say cheese here. You got boss talk 101 here. Like how do you scope? Then you got no jumping, blabbing all y'all. We need the biggest of mile. Then you got academics. Then you got the biggest of miles. Then you got the biggest of miles. Then you got the biggest of miles. Yeah. Like what do you think about all this stuff? So listen. It's six years ago now. The facts now. Hey, listen. I was say cheese. I love Sean Cotton. He was just on there, but I think Sean don't quit me because of Charleston White, right? And here's why me and Sean had an interview scheduled. I started right. And it's supposed to be be like it on Thursday. Okay. I have beef with like like Charleston White. I think like that Sunday, that Monday, which I'll be feeling over. What was it? Like, right? You just go in on him. Yeah. Yeah. Right. And he went at me too. Right.  Because he said you started a lie on him. No, no, no, no, no. What was the lie? What was the lie? What was the lie? He said you said he missed with an animal. Yeah, yeah, yeah. Oh, that's what you were saying. I didn't know that. I heard about that. Yeah. Right. But this was like my life. Right. Right. But me and Charleston was like nine months ago though. Right. So I think like, cause we had a plan on Thursday, me and yeah, yeah, yeah, yeah. So not this Thursday. No, no, no, no, no. Right. And, and bro, and that was the last time I ever heard from Sean, bro.  What you brought with me, bro? Right. Like, right. Like just tell me, bro. Like, yo, man, bro, like, listen, bro, like Charleston like does like one million views. I prevented my nigga. Hey, listen. Okay. What would you do if she was on the other foot? Huh? He's gonna. I was having 22. I'm gonna say, say, listen, like, hey, bro, and this nigga here is doing one million views per minute for me.  I still say cheese. Right. Yeah. Right. But I'm like, bro, like just tell me why. Tell me why. When did you, the Charleston, right? Thing is that. He said soon. Because y'all both. But he gonna sue. Yeah. You heard that too. Oh, okay. Yeah. Right. Sure. Right. So look. So one, right? So when I seen that, right? I'm like, bro, I don't think it's actually an understand like what defamation of character is and what. So look. It gotta be true though, though. Well, no, right. So look, right. So look. So if I see a fake rumor, right? And I say that fake rumor once, right? Again, like, again, like, that's, again, like, that's just me being like misled, right? Yeah. Opposed to me coming on air every day and saying that fake rumor and slaying you and defaming you. Now that's the case, right? And then two, you now have to show how my words, what I said once, right? How that has affected your career in a negative manner, meaning this, Charleston White, the same man and who came on air and said, I don't know why, and you mean, like, you mean to like, tell me that me reading a, I guess a lot that I heard once is more damaging to your career than you saying, you know, man, man, out here, man, so did you have proof that he did that? No, right. So look. Right. I've seen like this title, right? Again, dude got like booked for like animal cruelty, right? And the headline I've seen was he was telling me, right? So I came and repeated it and he said, yo, that's not true. I said, yo, my bad. I retracted the headline lie to us. I said a lie. I'm sorry. I retracted. Right. That's all I can do. But don't get up thinking nigga, like you can dangle a sewer room in there because bro, you don't know the law about it, right? Again, like me saying it once and then coming back and retracting it, you not have to prove how me saying it once and telling my audience, yo, I was wrong. I lied.   Man, it's out of hand, bro. Wow. So so you you you ain't willing to sit down and talk with him? Of course I would, right? But though, and and he has to come, right? Again, just bro, as himself, meaning this, right? And he's a scandal. He's a street nigga. He's a thug. He's a hooligan, right? He's a hoodlum.  So like, don't write, right? So like, don't like come and like, all right, right? So like, don't come and like act like, yo, like I'm some like civilian, right? No, right? So like, as long as Charleston, why like come right and talk to me and don't play the play like the, you know, like the rat character, bro, bro, we can talk, right? But like, I just don't respect him because I feel like everything he does is an act, meaning I really tell a niggas big bro. So I don't respect a nigga who's lying by telling niggas, right?   Really be a rat, really be like us. And he not doing it. Wow. When you, when you look at, I didn't mention Capone.  Oh, I love Capone. That's my boy. Like, I love Capone. Yeah. Listen, so, so, look, so I moved to LA and I think in May and Capone, hey, welcome Mr. Maker, my wife. She hit the set. Mr. Maker, she is always with me. No matter what. Now I need no more down. I mean, no, she's the man. OK, so when you, now let's go back in. DJ Ice, Mick the Rum, Flo, Asia. This is what I mean, get by me, man. Come on out, bro. Hey, listen, man. Free Adi Medati, man. Free, feel me, man. Listen, man, listen. Free vibes, cartel. And he's innocent, but he's guilty a hundred years. What are we just talking about? I got to go back in on it. Capone. Yeah, let's go back. You were telling a story. Yeah, no, no, bro. When you first came to LA. Yeah, right. And he's the, and he's the first one who gave me my first, like, interview. Wow. Right. So I love King Capone, man. Like, and we were supposed to do something again. But then, like, you know, like, I got, like, caught up, right, for me, right? But, bro, he's actually, like, not white. Like, he's actually, like, I was shocked to see him. Yeah, yeah. I assume that he's like a white guy. That's my guy. But, like, but he's Hispanic. Yeah, we talk, we talk a lot. That's, yeah, that's my guy. Like, I'm telling you, certain things people don't realize, but certain people I rock with, and that's just the way it is. Ad for show. You see, I put you on the phone with him. Right? That's my guy, Ad. He comes here. We, when the charge comes out, I never met him. I never, never, that was Big D. That was my boy. Oh, bro, bro, bro. That was my guy. Like, he come here a lot. He would record here and stuff. Bro, that broke my heart, bro. Cause, cause y'all, like, like, we texting, something right, like, right? Like, something setting it up, you feel me? And then, like, I, like, woke up and heard him. I said, bro, how? How? How did it blue just like that? I talked to him the day before too. That's my guy. Like, like, like, we, ever since I started this, he been, he been a guest. You can go watch him. If you want to see his story, you will see it on Ballstalk. Like, in full. He gonna talk about his whole run. It's a channel like, like, going forward? I don't, I don't know. I like that. They haven't posted anything since. Yeah, they hadn't posted anything since. I would love to see where it's gonna go with it. I mean, it was just. They're probably regrouping. Yeah, yeah. Hopefully, they got a lot of, a lot of stuff going on with that one. But rest in peace to Big D, man. That's my guy, man.


Do-It Scholars discuss the importance of college. Is college important? It's up to you. But for me, it's very important. I think that college is important because it creates a pathway to the rest of your life. And it really shapes your identity as an adult. College is a great place to discover your passions and meet new and exciting people. This video content was created by Do-It Scholars, high school students from an innovative transition to college program in Washington. Scholars are students with disabilities. They learn about self-determination, academic accommodations, and disability advocacy. Wide open, you can do HTML, CSS, JavaScript. Going to college is important because we're always learning in life and college is a way to help us do that. And that is what shapes us in our later lives. The great thing about college is it can help you get a better paying job. What I hope to get out of college is a great financial feature. What I enjoyed most about college was the chance to live on my own, become more independent, explore life and who I am, and make a life for myself with my friends. Do-It Scholars stay in dorms during summer study at the University of Washington campus. They meet mentors, faculty members and business professionals. I think college is important because it allows you to get to know so many different types of people and see so many new perspectives on every problem or every situation that you might face. And I believe that this is really important because it really allows you to get to know other people. I think college is important because it's a time to find yourself, see what you're good at, what you like and what you're successful at. Yeah. Going through college I want to understand my reason for being and I want to understand why I am the way I am. Scholars participate in science labs and academic workshops and learn about technology. I think college is important because you get a head start in preparing for getting a job someday and to pursue your dreams and hopefully get paid. I want to go into business and it would be really hard for me to get a job in business without getting a college degree. REM sleep is when the body goes through multiple stages. Many of the Do-It Scholars use assistive technology designed for people with disabilities. Life has changed so much for the world in general but especially for people with disabilities and the awesome thing is now that we can go to college and we can be a part of continuing to change the world. That's why college is so important not to get a piece of paper or a degree but to make actual change happen in the world.  I'm going to be a star. Good girl! Thank you.