I've always believed that deep inside each and every one of us we have a passion, a yearning, a destiny that we belong on. Today on Create a Life You Love is my good friend and attorney, Randy Reinhardt, who's going to discuss how he created a life he loves using law. Hi, Randy. It's an honor to have you here today. Thanks for having me, Tony. It's a pleasure to be here. Oh, the pleasure's on mine. So Randy, the first question I want to ask is, how old were you when you knew you wanted to make law in some way your career? I was a little kid, six, seven, eight years old, maybe. Didn't know a lawyer. I'm from a working class family. My father was a carpenter. My mother was a housewife with five kids. I must have seen something on television or the media somewhere where I saw someone arguing on someone's behalf. And I kind of liked that. I tended to like to argue. You could ask my parents. They would confirm that. But as soon as you tell your working class parents that you're interested in being a lawyer, they're all in. Nobody in my family had ever gone to college. So my parents were all in when I said I want to be a lawyer. So you get that kind of support from the time you first voiced that interest until you finished law school. They're to support you because they think it's a worthy thing to do, even though they knew less about it than I did probably. Right. Excellent. So then you knew from six on. And that's amazing because a lot of people learn later on in life, but you were able to know that early and carry that passion and knowing throughout. Well, it's funny because a lot of people who think they want to be lawyers go to law school and discover they don't really want to be lawyers. And I didn't know that I would end up doing exactly what I like to do in the law because I'm a trial lawyer.  And of course, as a kid, I thought that's what lawyers did. I knew nothing about contracts and corporations and real estate and financial stuff. I just thought, oh yeah, all lawyers go to court. So I was fortunate in that I had a vision of what I would like to do. And it turns out to have been what I like doing and still like doing all this time later. Amazing. That's wonderful. Now, I have a series of questions here that some of them have been emailed in by people. I said, Randy Reinhardt is going to be my guest. And please send me questions, things you would like to know about law. And so these are the questions that we came up with. So I'm just going to ask a couple of them of you today. I know some things about law, so I'll be ready. Excellent. So the first thing, where did you go to school? Went to undergrad at the University of Wisconsin-Milwaukee. Then I got drafted, went to the Army, went to Vietnam, came back, actually applied for law school from Vietnam and had to come back and retake the law school admissions test because it was old at that point. And the director of admissions at UW, Madison, met with me and said, well, your score was phenomenal, but it might be a fluke. Did you take it again? I said, sure. I took it again and did better. And before they ever got a transcript, I got a letter from him saying, you're in, come on. Get in here. So I went to University of Wisconsin for law school. Great school. Excellent. Excellent. And then did you end up working at a firm or with a group of other lawyers in the beginning? I did. I spent the first two years of law school doing something more sensible. I was tending bar at places in and around Madison. And then a friend of mine was a new lawyer in a firm in Milwaukee, the Warshawski firm, and said, you should hire Randy as a clerk. So I went in and met with the senior partner. He hired me on the spot for no discernible reason. I wish I still had the outfit that I wore for the interview. There's no reason he should have hired me. But he did hire me. So I clerked there for the last year of law school, driving back and forth from Madison. And as a clerk, what you're supposed to be doing is research and helping any of the partners who need help. And it turns out that the day after I was hired, the senior partner took in what was then the largest criminal case in Wisconsin history. And I worked on that for then on. The then county board chairman got indicted on eight felony counts. And so rather than work on the book that he was writing on evidence, which I was really hired to do, he said, you're going to work on this. And so I spent the next couple of years working on that case. Now that's not the area of law that you work in. Not remotely. When you got into law, when you decided you wanted to do law, at what point did you say, this is the type of law I want to do? Was there something or some case that led you that way? There was actually, I took the course in law school called torts. Torts are civil wrongs. That's what I do as I work in the area of torts. That ice cream just torts, civil wrongs. And that looked to me to be fun and interesting. And I found it particularly interesting because I came of age in the 60s and 70s. And when you do what I do, you get to take on the big companies, the big corporations, the big insurance companies. You get to help the little guy. And that was a big deal for me. And I thought this was an opportunity to work in that area. And then when I got hired by a firm that did all of that in addition to that one large criminal case, because my firm was very political. So we took it on. But when I got into this firm at the time, that's all that they did. And so it was an opportunity to help people. It's also intellectually challenging. And it's fun because it can be very rewarding in terms of making a difference in people's lives. And I enjoyed that. And I've been doing that ever since.  Well, I did a lot for 20 years. I tried medical malpractice cases all over the state. And if you're going to cross-examine doctors, you better learn the medicine. So I would read extensively, talk to physicians, and acquaint myself with the medicine. There have been times, it's always paid off. But there was a time when we had an expert witness, one of the cases I'll talk about later, a six-year-old girl who was blinded at birth because they gave her too much oxygen. We said, the defense, it doesn't happen that way. I went out to meet with probably the country's foremost pediatric ophthalmologist. And I had taken apart an article, a medical article in Pediatrics, which would say we had no case. And I took it apart. I sat down with him, went over, there were 163 references. I still remember this in that article, and tore the thing apart as being the fraud that it was. It was designed to insulate doctors from liability. When I got done with it, he said, I'll testify for you. I believe you have the facts right, the medicine is right, I'll testify. At his deposition, when we conclude his deposition, he'd never had a deposition taken. Deposition is testimony under oath. The other lawyers get to ask him questions. So three of the lawyers are there. I'm there with him. When they conclude the deposition, he tells them, you better settle this case. He knows more about this medicine than my residents do. And he's right on the medicine, and we've come to Wisconsin to testify to it. So he was instrumental in that, but it was gratifying to hear that. But I knew that it was a necessary part of putting together a case as learning the medicine. I did a lot of delay in diagnosis of cancer cases, so I had to learn all of the medicine of cancer. And I'm not a doctor, but I can cross-examine them in the right case because I get to focus on a very narrow area of medicine and become conversant with it. And so it is useful, and a lot of people ask after a deposition, did you go to medical school? No, but I read a lot when I have to. And I think if somebody's looking for an attorney, it's really important to know that your attorney knows as much, if not more, than who they're going against. I think that's essential, and I think that many of the clients that I had came to me because other lawyers would tell them he knows this area of medicine, he knows this area of law. This is who you want to be as your lawyer, and so I had the good fortune of developing a reputation over time for trying these cases effectively and being knowledgeable on the medical side of it. My friends, it's kind of funny, my friends still call me when they're going to see a physician and say, do you know this person? Because if I do, it might be bad. They'll also call me to get referrals.  When they have a medical issue, before calling the doctor, they'll call me and say, what do you think of this? And I say, no doctor, here's what I think, here's who you should call. So it is an education that keeps paying dividends for me and for my friends. Absolutely, absolutely. Now I know it's your motto, I've known you for a bit of time now, and your goal is always to make the person that you're representing as whole again as possible. That is true, and that should be the goal of every person on your lawyer. It's not, if you watch television, you will see that the goal seems to be making as much money for the firm as possible. The goal really ought to be doing the right job for the person and getting them back to nearly as whole as they can be.  I explain to them that we'll probably get their case settled. But what I would like is for them to get healed quickly because this is only about money. The more quickly they heal, the less their case will be worth, but that's not so important to me.  Get better, I'll take care of the legal side of it, and that's what I do. Right, exactly, and that is, that's so important that people know that. I know there are cases out there where attorneys would rather have you string it out for a very long time just so it seems like it'll be a bigger payday in the end, but it actually just ends up being a bigger payday for the doctors and the attorney. There are a lot of abuses, I think the largest one is people settling cases too cheaply because they need to generate the funds for their firm, for their advertising, and instead of properly evaluating it and taking the case as far as they should, and the clients never know, the clients get taken advantage of. This is supposed to be a client-based business, not a law firm opportunity, and unfortunately I see cases settled every day for half or 60% of their value, and I have conversations with the gestures who will tell me that, they'll call me and make me an offer, and I can say, what are you, where do you come up with this number? So we settle those every day, and then I name the law firms that I know settle them at that rate, and they say, oh yeah, with those guys all the time. It is not the way you should be doing it, I mean I have a young associate who is four years out of school, he's already figured out that the client is going to come first, that what matters to us is the clients, that's where it starts and that's where it ends. So when you're working with a client and a client comes in and says, this is what's going on, I know personally how you advise them, I know what you say to people, but for those who maybe haven't been involved with an accident or haven't been involved with a magician, or... One of my favorite cases, by the way.  Well I tell them what I do, I tell them how I evaluate cases, I tell them what elements of damage, what things they can recover for, I start with that, and tell them I can't evaluate your case today unless you're done with your doctor, because I don't know if you're going to have future medical expenses. I will get you more money than anybody else, there are lawyers with my credentials throughout the state, but not many, nobody gets more money than I do, there are some that I would trust with my cases to get the same amount of money, but I tell them that, then I tell them that they can call me anytime, my cell phone is on from 7 in the morning until 10 at night, and clients can call me anytime because they'll forget some of the advice, I tell them about the process, what it will take, what my job is, and I explain that at the end of the day we get to where they're down to, they no longer have doctor appointments, they've healed, or they're not going to heal, I tell them that I'm going to make recommendations when we start talking about money, they're going to make decisions, and I'll give them the basis for my recommendations, the settlement offer comes in, and I suggest the client reject it, I'll give them the reasons for that, I'll tell them what I think is likely to happen at trial, because that's ultimately where you go if things don't settle, and I tell them they get to make the decisions, I figure out net dollars for them, because that's all my clients care about, and then they get to make the decisions, I make the recommendations, if I think they should take it, I recommend they take it, and they get to make that decision, and sometimes, but rarely, clients disagree with me, and I don't ask them the basis for their disagreement, and usually it's some sort of personality problem that they have, and I've only had to let two clients go over 44 years, because we had a difference of opinion on the value of their cases, this poor woman would not understand, I went over jury instructions with her, I explained what I thought could happen, and when we reached the varying conclusions about what her case was worth, I said, look, I get you a verdict that I think is terrific, you're going to be bitterly disappointed, I don't like disappointed clients, so find yourself another lawyer, find someone who agrees with you, someone who will voice your concerns in court, and ask for the money you think is appropriate, because obviously you don't think I'm doing the right thing, so she did, and she got zero, she had another lawyer, and it was a small case, and I told, we had offers that she should have accepted, but she ended up having the case tried, and even though she was a passenger, she ended up getting zero, but it's unusual, clients don't take my recommendations, and sometimes they don't take them, sometimes they make me settle a case, because they need the money, and that's okay, it's their case, I'm just their lawyer, and when they ask me what they should do about things along the way, should I stay off work, should I do this, I explain that, I will tell them, I won't tell them what to do, I will tell them the legal consequences of what they do, they can make the decision, I won't make medical judgments for them, that's their doctor's job, they'll call me about their doctor's ideas, and I'll discuss that, so I spent a long time, first time with clients, laying out what's going to happen, what's important, and of course they stay in touch, there are times when they won't hear from me for months, because they haven't completed treatment, and they'll call and say, how is my case going, it's going just fine, how are you doing, are you done treating, no not yet, I said well until I see the medical records, I can't evaluate your case, but don't worry, the file didn't fall behind my credenza, I'm still on top of it, we'll take care of you, call me when you're done, and we proceed from there, and one of the things I tell my clients is I'll always tell them the truth, I'll tell them the truth about their cases, about my evaluation, about the problems, about the likelihood of getting more in settlement, about what's likely to happen at trial, and I think that's completely fair for any attorney working with someone to be completely honest and to safeguard expectations, now you mentioned going to trial, so when does a case go to trial, in your opinion, what makes a case like, you have a case in front of you, are there cases that you look at and you're like right away, this needs to go to trial, are there ones that you say this probably will never hit a courtroom? Well, since most case, now the vast majority of cases settle, and part of that is case selection, when I was trying a number of cases, I've tried almost a hundred cases all over Wisconsin, the cases that most commonly went to trial where there was a dispute about who's at fault, for instance medical malpractice cases, the insurance company hires five doctors to my one, and since they win nine out of ten cases, I can generally see a case is going to get tried, if my case is good enough it may get settled, but cases go to trial when they don't offer any money, or when there, and there are reasons for that offering, when they expect to win, when they think my client's more at fault in an auto accident, sometimes you just have a difference of values of what the case is worth, and when you've, when this negotiations break down, then you go to trial, and in the process, once you file, you don't automatically go to trial, it can settle anywhere along the way, and often does, in fact most often does. So what's one of your most interesting trial cases? It's a case that I just really, really like, and I'll go, it'll take, we only have a couple of hours, so I'll do it as quickly as I can. It's the case that I told you about the pediatric ophthalmologist, because my partners had tried it to a panel, and lost it and said it could not be one, and they brought it to me, and said, do you want to give this a shot? Sure, if you'll fund it, and we had a firm that would fund it, I'll do it. It was a, then when I got the case, the little girl was about four, totally blind, little blonde-haired girl played the violin, and was getting mainstream, that is put into normal school with kids who didn't have any kind of disabilities, and it was a hard issue because, as I said, the editor of pediatrics had written this article that said, no, this isn't how it happens. So I took on the case, started hiring people, I hired a neonatologist. The neonatal period is 28 days after birth, and that's when this little girl, we say, was harmed. If they don't control your oxygen, kids don't have development of their lungs, or when they're premium, she was a pound and a half, so they have to give oxygen. If they give them too much, we said it can lead to blindness, which we said it did in our case. Of course, the editor of the journal Pediatrics said no, I cross-examined him, and their witnesses all said no. My neonatologist out of LA, who was actually LA's woman of the year, the previous year, superb person, and a superb witness, said no, you're right. You win, I'll testify. The doctor I told you about before, the pediatrics, I said, yeah, I'll testify for you. So we get to trial, and I've still haven't met the little girl. Now she's five or six, and the parents are there, of course, and we're trying the case, and my case is going in well, and of course no one understands that they have a case too, and they'll put it in after I do, but it's going well. They start making offers, which they never made previously, because they had won the trial before that my partners tried. So they start making offers, and we meet with the clients, I go with the clients, the judge says, can I see the clients? Sure, go into the judge's chambers. He said, nobody's had a verdict like this in Rhinelander ever.   We do. We're to take his advice. So he turned on a couple of offers. Finally, the last day I have my star witness, the LA Woman of the Year on the stand, and they have made a significant offer the night before, and I told my clients, they're not going to take it off the table. I come to the court and my clients are doing this. Don't talk to you. No, no, don't have time. Put my witness on the stand. She testifies beautifully. Now the defense comes up to me and says, all right, we're going to make one final offer. They raised their offer significantly. And so I said, well, I'll take it to my clients. I don't think I'll recommend it. I go back and my clients say, we want to take that offer from last night. It's too late. They've increased the offer. I guess you want me to take it. So we take the money and it's a structured settlement, which is money invested over time at that point, rates for 18%. Giving this little girl, it will grow until she's 18. At that point it was going to probably quadruple by the time she was 18, and then pay her monthly for the rest of her life. That's not the good part of the story. Yes, we got paid, we got costs back, the clients were happy. The little girl sent me a letter in Braille. So sweet. Thanking me, telling me that she, now she'll have money and she wants to teach blind kids. So that's very rewarding. It's in my office still. And of course there's a couple of sequels to the story. My investigator sees that letter 15 years later. So what happened to her? I said, I have no idea. So he looks her up, he says, she just finished college. I said, what's great? He says, she's teaching. I said, oh good. Another sequel. Ten years later, I get a letter from the parents with a picture of her from the newspaper about how successful she is and they thank me for being a part of it. If you ever have questions about the value of what you're doing, read the letter. It'll, it more than made my day. It's still in my office and I can't tell the story without thinking about it. That is, here's a case where somebody else to get to court in this park, this girl would have ended up with nothing. Zero. Who knows where she would have ended up in life and because you took it over. She's teaching blind children. Your purpose served somebody else's purpose and helped them create a life they loved you. Well and it was really nice because the parents were thoughtful enough. No, understand, no contact for me for 20 years probably since we settled the case. To send me a picture of her and to thank me for making all this possible because I supplied the funds for her to go to school and to live while she was doing this. So there's nothing more gratifying as a lawyer than something like that. And I was, and you get those cases. I have, I've had the good fortune of a couple of other tragic cases that changed the law. To a lawyer have an opportunity to affect the law in his state is a big deal for me. I thought it was a big deal. Absolutely. We had a case, there's, Wisconsin is one of the few cases with caps on wrongful death. So when someone is killed, there's a limit on how much you can get. The cap used to be 50,000 when I got, when I took in this case.  They came in and I explained to them that the most we could get be 50,000 dollars. And they said that's insane. You're, you must not be that good a lawyer. I pulled out the statute book. I showed him the statutes that here is why. They said that's wrong. I said yes it is. I'll write a letter, they'll pass 50. It won't be any fees. What can we do? You can lobby the legislature. So they did. About a year and a half later the bill raising the cap then from 50 to 150, it's now 350, bought their son's name, was the John Port bill. So they, my clients, I did nothing. I wrote a letter and told them what to do, but they made a difference and got that cap raised on their own. And now if you're familiar with school buses and they now have a sweep arm, they didn't used to have one. Right. It was my case that led to that as a school bus driver substituting their rules about how you do this with kids.  Parents lived almost at his house. They came running out and saw him on the street. The most tragic circumstances and photographs you can never imagine.  So they come to me, I take their case and ultimately we have a significant recovery because they were there and saw the consequences. Overcame what was then a $500,000 cap to get them real money because of what they saw. But more importantly, I mean, that was good, but it's only money. What happened then was they went to the legislature. They said, well, why don't all buses have this? They lobbied the legislature and now the legislation that required a sweep arm in front of the school buses of the driver doesn't hit anybody, bears their son's name. So you get a chance to do that and be a part of that. It's very rewarding because we don't like to make a difference in whatever way we're doing it. And I have had the good fortune to have some clients who went out of their way to go to the legislature and talk to these people again and again and lobby for a change in the law that I think benefits everybody. So those are some of the things that I had an opportunity to do and I think that's very fortunate for that. So we're about to wrap up here. Believe it or not, it's already been almost 30 minutes. So before we go, I want to ask a lawyer a question. I love it though because this is so helpful for for me and I'm sure anybody who's who's uh watching this right now where is your office located? It's at 788 North Jefferson Street in Milwaukee. It's on the corner of Jefferson and Wells. But you don't limit your cases to Milwaukee? I don't. I take cases all over the state. I have tried them all over the state. The case that I told you about with the little girl that was in Rhinelander. I tried cases in Eau Claire, two different breast cancer cases, all over the state. I will take cases if they're significant enough to merit my involvement. I will try cases all over the state and I have. Excellent. And we have about a minute left so is there anything you can say in about a minute that I haven't asked you about? No, but advice to people thinking about a career in law? Yeah. Only do it if you really want to practice. Don't think about the money and it's and it's like the old adage if you love what you do you'll never work again in your life. Absolutely. I agree with that. When you're in purpose you're on purpose and you're working for a purpose and that's always so absolutely important in not only your quality of life but the quality of life that that you're going to touch in everybody that you work with. I agree totally. Absolutely. Randy, thank you so much for being on this episode of create a life you love. I want to thank you for watching this episode of create a life you love. You can connect with Randy at his website which is listed right below and you can connect with me at my website which is listed right below. You can also connect with either of us on Facebook, Twitter, Instagram. There must be a hundred ways. At least a hundred ways. I also have a radio show every Wednesday night on ask one radio and that is every Wednesday night at 9 30 p.m. central standard time. Thank you so much for watching this episode and I look forward to seeing you next time on create a life you love.


I love getting ASUS motherboards for review because they're beautiful both inside and out.  Or this ROG Strix B650-A Gaming Wi-Fi. Hard to go wrong. Thank you because they're beautiful both inside and out. With this kind of color scheme, white and gray, 1 PCI-E5 NVMe slot and really just the attention to detail. Siguro mga 1% lang of users will actually bother to flip the board around and look at the back. Kasi likod nga to, walang titingin dito. But even then ASUS said, what the heck, we're gonna make it pretty, we're gonna put our design on it. And it, you know, that whole attention to detail and quality just superb. But I also hate reviewing motherboards because they're so hard to talk about. What makes them interesting is very technical. Like, ano ba yung significance na more number of power faces better? So what kung 8 layers yung PCB? Bakit may dalawang E sa X670e-E? Oo, may significance yun. So we'll do something a bit different. Yes, we'll still throw the technical terms at you kasi apparently gusto ninyo yun. But we'll also slow down and take the time to actually explain ano ba tung numbers and acronyms, what do they all mean? Kasi alamang naman tayo sa channel na to, we take the hard out of hardware. You know what I mean. Pinakabasik muna tayo, there are currently two chipsets which support AMD 7000 series. Ito yung X670 and B650. But both of these chipsets have extreme versions. Ito yung unang E sa ROG X670e-E gaming wifi. So there's the X670e, X670, B650e, and then B650. Yung isapang mobo in this video, the ROG B650-A gaming wifi is the standard version of the B650, hindi siya extreme. Nakakalito sa simula, pero madaling tandaan yung pagkaiba nila since the difference is just in how much PCI-E5 goodness each board has. Higher number better, the more PCI-E lanes, the faster the CPU can communicate with all of the other parts. So yung X670e has 24 usable lanes of PCI-E5. X670 has 8 lanes, B650e has 24 lanes and you heard that right, it has the same number of lanes as the X670e. Tapos yung pinaka basic version, B650, walang PCI-E5 lanes at all. Also only the extreme versions have PCI-E5 on the PCI-E expansion slots, aka where you plug your GPU in. All versions though support PCI-E5 and BME slots, although for the B650 that depends on the board manufacturer, in this case, the ROG B650-A gaming Wi-Fi does have a PCI-E5 and BME slot. So those are the basics in general. Dive in tayo sa specifics nito ang dalawang boards na to and we'll start with the Q goodness of ASOS, the Q release and the Q latch. Both of these boards have those features. For ASOS boards, I like starting with the Q features because they're so useful. Really clever touches from ASOS. The Q latch is for SSDs which does away with the M.2 screw, which is annoyingly small and easily lost, and actually quite difficult to install too. The Q release allows you to remotely unlock the PCI-E slot, which is a godsend when dealing with large cards and you can't fit your fingers beneath the card to unlock the clip.  Other brands should just blatantly rip this stuff off and so it becomes an industry standard. Sorry ASOS, pero imitation is the serious form of flattering ha naman di ba? Onto power faces, the X670E-E is a beast with 18 plus 2 power faces. I think this board has the most number of power faces that I've ever physically interacted with. The first number 18 are the number of power faces dedicated to the CPU and the second number 2 are the number of power faces dedicated to everything else on the motherboard. 18 plus 2 is an extremely high number even for high-end motherboards. You want more power faces because the more faces you have, the more tightly you can control the voltage, the electricity running into the different components. The CPU in particular needs just a very finely tuned range of electricity and it has to be clean electricity. It can't have a lot of spikes. So the more power faces you have, the more finely tuned the electricity is and the cleaner it is signal-wise. Both crucial things to CPU health as well as CPU overclocking. The B650-A gaming wifi is no slouch with 12 plus 2 power stages. 12 plus 2 is actually a very respectable number. It's in keeping with a mid-range motherboard. In contrast, the Z790-A which we took a look at a month ago also from ASOS has 15 plus 1 and the Z790 is the highest possible chipset for Intel's latest 13th gen. So 15 plus 1 is already quite high-end. And comparing that to what we have here, 18 plus 2 for the X670e-E and 12 plus 2 for the B650-A, you can really see especially in the X670e na grabe talaga. I mean, Ryzen 7000 does use a lot of power so you do want those extra power faces again just to more finely tune the voltage being pumped into your CPU. 18 plus 2 is crazy. I mean, again, cannot emphasize just how crazy it is for me that we actually have a board in use with those number of power faces. 12 plus 2 is decent. Again, that's more in keeping with a mid-range board. Moving on to another proxy number for quality are number of PCB layers and the X670e is again bonkers with 8 PCB layers. Rule of thumb, usually entry-level boards are 4. Mid-to-high-end boards are 6 layers and the extreme-mother boards are 8. I've never seen an 8-layer PCB board at this price range, to be honest. Yes, the X670e is a bit pricey. We'll get to that in a bit. But usually an 8-layer board has a much higher price than this. You want more layers because that gives the designers more room to work with, more room to make proper connections between the different components, more room to stabilize and isolate problematic parts in the sense that there's a lot of energy that's gonna be coursing through this. We don't want it affecting the stability of the other parts, interacting, affecting other parts. So we're gonna shunt it off to one side. The more layers you have, just give the designers more freedom to have more stable connections basically to come up with a more quality board. This isn't always the case. I mean, more space just means that you can be a bit sloppier. You can have 6-layer boards or even 4-layer boards that are just as good, but it takes a lot more effort to design them to be as good. 8-layers is just really an extreme amount. Although considering the number of PCI-E5 connections the X670e has and the amount of voltage it means to take in for the enthusiast level 7,000 CPUs that most likely people would pair with it. Perhaps that's why they went with 8-layers. The other mobile, the ROG B650-A gaming Wi-Fi is no slouch with 6-layers. For M.2 slots, the X670e has 4, 2 PCI-E5 and 2 PCI-E4. The B650-A has 3, 1 PCI-E5 and 2 PCI-E4. Max speed of RAM compatibility both top-out at 6,400 MHz. This is a very decent number for DDR5 RAM in keeping with the high-end range of what you could reasonably buy nowadays. For internet speed, both again have the same spec, Wi-Fi 6e and a 2.5GB Ethernet port. For most mid-range boards and up-now days, I don't really look at the possible maximum internet speed anymore because dito sa atin, mas likely na yung bottleneck or yung mas mabagal na component yung internet connection mo rather than what the motherboard can take in. So, you know, Wi-Fi 6e, 2.5GB, all nice to have, nice to brag about. But realistically, anong ISP dito sa atin kanino kwa makakakuhat ng speed na ganyan or kaya it's speed na menyo malapit pa dun. Moving on to the nice-to-have extras, these are just the little things that make working with the board just a little bit easier. The X670e does have a clear CMOS button. The B650-A does not. Both have a BIOS flashback feature. Really useful if you want to update the BIOS and it's nice that even the B650-A has that feature. For diagnostic lights, the B650-A does have these. Pretty standard in most motherboard's mid-range and up. Standard for high-end motherboards is what you find on the X670e which has a digital error readout. Basically, it'll spit out a number and then you need to go look up what that number means when it encounters an error. So nothing too out of the ordinary for the nice-to-have stuff. Before we get to the price, let me just say that both boards handle superbly in our tests. Easily delivering the speeds of RAM and CPU that were advertised without any problems. Our heat testing of VRMs is not the most accurate yet. We're still working on that. But from the rough tests we did, temps on both were pretty good. Especially considering that raw electricity usually consumed by 7,000 CPUs. Before again, we get to the price just as a side note, both boards look gorgeous with so many little details that have no practical value really but show that motherboards don't need to look so damn boring. And that the ASUS designers much like their core consumer. Personally, I really appreciate these little flourishes. So nice to look at and a wittier expression of aesthetic compared to just slapping some RGB on a product and calling it a day. Onto the price, the X670e retails for around $500 or it should, let's say MSRP. With the B650-A almost half that at just around $280. A lot of ink has been spilled complaining just how expensive the 7,000 ecosystem is and a lot of the blame with the CPUs expensive and the motherboards themselves expensive. Even the B650-A price is already a high-end board in other ecosystems. And yet here on the Ryzen 7,000 it's just kind of mid-range. It's not even the B650e. But it is what it is. These are the options available. If you're looking to get into the Ryzen 7,000 the ROG Strix B650-A gaming Wi-Fi is a good choice. And to be honest, you don't need a lot of the PCI-E5 goodness now. Yes, the B650-A doesn't have a PCI-E slot. So what? Even the 4090 now isn't a PCI-E5 card. The B650-A does have a PCI-E5 NDME slot. But again, so what? PCI-E5 NDMEs have been announced but good luck finding them right now in the wild. So even the entry level which is what the B650-A is kind of like the entry level board for Ryzen 7,000 it's more geared towards the future. You can't really appreciate the speed boosts it has yet. You might want to just go with the B650-A since even at that level the speed boost is still mostly potential. You can't actually buy hardware yet that will take advantage of it. So why splurge for an expensive board? If even at the entry level you're not already maximizing the hardware. I mean the ROG-X670-E-E is just amazing man. 18 plus 2 power faces. Eight layer PCB board.  And sometimes when I say these kind of things I do run into trouble with some comments saying that I'm not being realistic enough and not being mindful of other people's budgets. And it's true, $500 MSRP probably more expensive pa dito sa atin is quite a lot for a board. CPU na yan, GPU na yan. Dito sa, pero dito sa Ryzen 7,000 mobo lang yan. I mean, damn. At least you can say you're getting what you paid for. Again, 18 plus 2 power faces and eight layer level PCB are both things I would not thought I would see at this price range. So for score we're going to give the X670-E 4.5 candies a bit on the pricey side but you really do get what you pay for. And for candies for the B650-A this would basically be your entry level board currently for the Ryzen 7,000 series. It's still a bit pricey as with most ASUS products but it serves as a good foundation to bring you up to that PCI-E5 goodness when that hardware does get released. Bit hard really to justify doubling up your ante and shifting to the X670-E. So for a lot of people the ROG B650-A would be the responsible same choice. But if you're feeling a bit insane I have to say that X670-E-E gaming Wi-Fi is just superb. Thanks for watching. Paminsan may nagtatanong kumikilalab ba kaming computer shop na trusted yung hindi kalolo ko hin? Actually meron kami. Full service PC store ang hardware sugar. Nagbabenta kami ng PC components. Nagbabenta rin kami ng fully assembled rigs. We clean computers. Pasama na rin yung excellent cable management namin and CPU cooler repasting sa cleaning. We also clean and repaste GPUs. Nasamakati yung physical store namin and you can also buy from our site www.hwsugar.ph na 100% palaging up-to-date yung inventory dun. Kung instock yung item sa amin available yung sa site. We also ship nationwide. Thanks for watching and maybe one of these days magkita tayo sa shop. I love getting I'm sorry. I love getting ASUS motherboards. Or this ROG Strix B650A-Gaming Wi-Fi.


Hello and welcome back here to the channel. I'm evil rabbit. We're staring at another driver spotlight here for today from team Slideculture, we're staring at a VDC track and a back end of a very aggressive e36 So we're gonna get into this episode. Make sure you guys follow me on all social media all of which found in description box below So today we are taking a look at Tom speeds team slideculture and our gene innovations Drift masters pro car another energy brother in so his car is definitely super aggressive Frostmaster on the back energy innovations. So Tom speed is competing in HTC, but as well. This is his drift masters pro car big Thank you to him for letting me get behind the wheel of this car. This car is Rowdy, so definitely a aggressive looking car I can appreciate the course the energy innovation sponsor and everything in those lines And it's got a really aggressive hood dump Just right up in there in your face. So we're gonna be taking his car for a rip here on VDC track and then we're gonna be hitting up Irwin Dale because we always add these episodes off in Irwin Dale So once again, a big thank you to Tom speed for giving me the chance to get behind the wheel of his drift masters pro car So not further ado. Let's just go sideways All right, so we get the wheel camera we seem to turn on we're gonna heat up these tires a little bit Sting is super rowdy as you can hear Once again a big thank you to him for letting me get my hands on the Wheel of his pro drift masters car definitely enjoying these, you know driver spotlights So let's go full send here see if we can't not wreck his car first try a little bit slow out of the game there I Shading in Just missed the clip quick flick there. This car goes wick to angle a little bit breaks there Coming into the big loop and I'm nowhere near the wall, but for first run out I Will take that as a first run this car is Definitely rowdy could probably go into third gear through that last section. So this car is rowdy I love the way the wheel feels it's definitely has a very heavy feel which is something I love I love a heavier wheel feel so it's definitely something I like and once that turbo lag kicks in it's just Full send on the tires. We just use 10% of tires on one lap again 91% on the dashboard, so we're gonna go for a full run to see what we can do with it I'm gonna try and do a better initiation without so much handbrake I'm gonna get a little bit faster second third Just a hard flick entry here we go I Handbrake there just use clutch to switch it around Nowhere near I need to be on that one scraping the back wing these types of wrecked your car yet, Tom so Definitely need to get that outer clip right there and that back section a little bit better but you know for the first two laps out in this car that is Definitely, I feel respectable and you know what? Tom pissed on a great job with the car. The car looks amazing. I love delivery I've obviously being an energy-sponsored driver here in a set-up and stuff like that It's definitely a crazy thing and I know he was super excited when he got you know the Team Sly culture wheel and all that stuff. So definitely a great thing Wow, that's nappy. I do love the heavy wheel feel so we're gonna try this again Try to make see if we can actually get out to those clips. I'm off to start a little faster We shift the fourth clutch kick No a handbrake just using the body of the car to flick it around there we go I Mean a little bit of wingtap going into that circle not too terrible. I should be up against the wall But you know what? For not being my car. I think I will take that as a win on this track And then we're gonna take this to a track that I don't love and we're definitely gonna be driving Dragging that wing so we can switch it up to Erwin Dale I'm actually having a blast in this car We're not gonna make it to the cones cones. Don't give you cones.  Let's just go back this way and see how far we can go to me We're not a track before we switch He told me to drive this thing like I stole it and I think that is exactly from what I'm doing We are driving this car Super aggressive because when somebody tells me to drive that car like I stole it. That's what's exactly gonna happen Charter of a century now we wrecked this car. So let's switch up to Erwin Dale Go get some runs on there and see what else we can do with this car So like I said, you guys know we finished all these episodes off at Erwin Dale. I like the big red digital Number that drift master banner. You can't see anything but none of his switches are on. Oh man. No switches. No everything's on So we're gonna be driving this thing at Erwin Dale to see what we can do there We definitely try to drive him dragging our wing. This car is Definitely set up very well. I haven't changed anything from what he sent me Fourth gear Little bit lack of angle Tracking bumper and wing through the wall If you are not careful that snap will catch you You need to lead off throttle a little bit through that snap to try and better that uh Transition but the wall the first initial wall that was that was pretty good. So let's do this one more time Or two more times depending on how much foam we're gonna have see if we can't get that initiation good And get our transitions not to be snappy Quick flip to angle Little bit less on transition there. There we go I cannot thank you know Tom enough for giving me the keys to this whip because this thing is rowdy I love the styling of the wall the cutouts of the rear mounts the high wing His car is aggressive and you know like I said, he's done amazing work with this And I definitely see why he's a good competitor in competitions. So with a dialed in car like this, how could you not? So let's try to go for a super aggressive entry Like we always do It was not that aggressive as I wanted it to be but this thing kind of just holds the line Put it where you want it to go. It kind of just sits there He's off a little bit Little left of brake to get into the wall A little bit of a wall tap So we would have destroyed a couple backpumpers on this car But otherwise I think I've done this car a bit of justice So make sure you guys follow me on all social media all of which are found in the description box below went through the wall If you guys want to see more driver spotlight, let me know down in the comment section down below We've got a few more cars and other drivers that have sent me some stuff from other competitions ESDA and such so we've been getting to those as well So we're gonna do one final run here on Irwindale And then we're gonna take a look at the replay run of it Just because I want to see what the car looks like sliding in third person camera from a perspective view Okay. All right, we're in the wall. I cannot see We were in the wall. I could not see so I think I'll do it Let's go take a look at the replay and we will see what it looks like So First initiation on that the car definitely looks great sliding the flame out the hood. That was a pretty decent high up there run We probably could have angled a little bit better there but going in but the overall Super impressed with how this car runs. So once again, a big thank you to townspeople for hooking me up with the car Let me get the keys to his drift masters E36 so it's always I think you guys come back and watching me follow me on all social media I'll just found the trip coax below I like thank you guys for coming back to another driver spotlight episode. I'll see you guys on the track


that we are you know passing out to you today. We moved from health to entrepreneurship still on entrepreneurship in this last conversation and today we want to continue with the conversation that we started yesterday. Yesterday we were talking about financial literacy and debt management but now we want to bring it to the business people to entrepreneurs so we're talking about capital and debt management and for that we have been joined by the CEO of Nai Panoi Limited. She is called Karambu Aso who will be taking us through her journey. It matters this topic. Karambu Sana Karambu. Thank you Steph. Thank you so much. Glad to have you with us. I'm also happy to be here very honored. Thank you. Amazing. Tell us a little bit about your business so that people understand what you do. Okay so Nai Panoi Limited as she has mentioned is a meat distribution and supply business so basically what we do is we bring meats to your doorstep. Okay. Yes. All right interesting. So now tell you you said that you started last year in January and your then is quite interesting. Yeah. You went into debt. Yes. And you a little bit mismanaged it and then you got back from it. Yes. And you even managed to open another branch. Yes. So tell us a little bit about that. Tell us take us through that journey. Okay. So Steph we I we started the business as you said in January of last year and we started with one butchery shop and that is located in Kitangela and then we immediately realized that there is a need to do deliveries because people like getting things at their doorstep. Yeah. And so if I can go now into the story of debt and how that came about just to give you a bit of background. I was coming from the corporate world. I was in the banking sector for about eight and a half years. Yeah. So here I am. We are we are in my husband and I decided let's go into business. So I'm the one to I decide to take one for the team. And so we start the business and to be honest I did not I was not the kind of person who was business minded. You know those people who have side hustles or you know one day you're going to know none of that was eventually your plan completely. Yes. So even moving from corporate to like for me my vision was rise in the corporate you know become the CEO in the corporate. What were you doing in the corporate world. I was in branch operations. Yeah. So I came into the bank as a teller. I left as the branch head. So you moved from that to something. No business. Totally didn't. Yes. No prior knowledge of business. So that really affected a lot of the decision making. And so we find that you know because by the time a business is beginning to bear fruit you you you'll have moments where you have to keep on injecting capital injecting capital until the business is standing on its own. But I didn't know this. Like in my mind this business is supposed to set off and everything is supposed to start working profits very fast. So by the end of the month I would find that it's month and we've not made enough. We need to pay rent. We need to pay our workers. We need to restock. So what would happen is I would not disclose this to my husband because we went in together and I'd try to find ways. Now still in the spirit of mis-independence I'm used to making things run. I'm used to having money in my wallet. So I started getting taking this mobile loans. Taking this mobile loans. So the problem with the mobile loans is that they are very expensive and you have to pay within a very short period of time. So if I can work with figures let's say if I take let's say 3,000 shillings you know it's a random figure. And by the end of maybe six, seven days I have to pay back let's say 7,000 shillings. My business has not made that K4K that will enable me to pay. So the next thing I would do is I would take from the next one to pay. So it's like taking from Peter to pay Johnny and then now you have to pay. So that is how we ended up in a very big cycle of debt and that's how I discovered that there are very many mobile applications in this country. And so by the time my husband was knowing we had accumulated debt to a debt of about 200 and something thousand which really was really bad. Which was bad for business. And then another thing that contributed to us going into that it's because I was not very good with managing the funds. As I said I was coming from a place where I was used to having my own money. So here I am this business is now my only source of income. That time I was a girl for the sherehe.  That's the other thing you need to separate your monies have a separate till a separate account for business money. So that was really really really quite what pushed us into it. So at the end of it my husband had to come in and we had to pay from you know he's he's employed. So we had to pay the debt from his from his salary. So that's how you recovered from from debt. Yes that's how we recovered. So what would you tell someone who has accumulated a business pastor and a who's accumulated loans how do they go about it? Are there other options you know in trying to pay off loans in the best way possible to salvage the business? Wow I honestly I think in situations like that because now for us we were blessed to have some salary that is going to to take us out of it and there is hope I'm sure there is a way that you can find maybe somebody because as I said the problem was that the expense the expensive nature of the loans I was taking is what was making them very expensive. So maybe for someone who is in a similar situation that maybe you don't have someone to take you out a partner who has a stable income to take you out of it you can find maybe someone else who will not necessarily take you into a place of harassment someone who can probably journey with you so that you only you're only accountable to that one person so you can pay off using that and then now try and you know slowly pay them back yes pay them back okay and for you as you've said at least your partner is at work is working so that sort of cushioned the situation why would you say it's important as we were talking before we came on camera to get into business when you're still in employment yeah yes so it's actually a conversation I've really had with my husband a lot of times and I I keep thinking if I was if I had started business when I was in at work I would have done so much because I was working and I'll give you my my example I was working I had a lot of access easy access to facilities to credit but I'd get the loans and buy household stuff and buy speakers and buy woofers TVs like if I knew and and that's advice I would give anyone right now especially if you're a single person you don't have much responsibility before the children come in before any other big responsibility comes in you have a playing ground to to to use your money to explore see identify see where is it that I can I can put this money and see what it brings back it's really it's I wish somebody told me I wish somebody told me I would have done much more okay yes because that sort of cushions you even when yes business goes bad you still have employment still yes somewhere you can depend on for your salary yes yes okay and once you you decide maybe to venture out of employment then you'll have been established you've had enough years of of making the mistakes of learning over and learning and then now your business has you know gained ground yeah okay wonderful and what is the place of okay for a person going into business having importance of having a saver mindset instead of a spender mindset because you said you were spending and you were going to party with it your money from the business yes so how is it how important is it yes to have a saver mindset and save in your business it's definitely crucial because if you're starting a business then the end goal of most entrepreneurs as I would think is to grow right and this you wouldn't grow by just spending if I could take it back to the example I gave of how I took loans to to buy it for consumption right so if money is coming in you're making profits you want to see you want to check where else can I put in this money you want to put money aside and and and just figure out what is the next thing I can do because that is what growth is about you know so make money for more money make money for more money make money for more money amazing and as you've put it you were initially you're getting loans to buy stuff so would you say that we have bad debts and good debts yes definitely a bad debt is a debt you take for consumption a good debt is a debt you take for the sake of investment and for the sake of multiplication and bringing forth more okay so in business it's all right to take debt as long as you have a plan is it's also good to have a plan in how you you're going to pay it off at the end of the day so that you're not left stranded when it gets to a certain point yes as we have seen it is very important yes to have a strategy you can't you can't just take it because it's available man you you can't and those guys will embarrass you because I remember they sent out a mass text to my contact and like the message was you are attached to a serious default by the name of because I think many people are really harassed by the learning mobile learning platforms yes for sure you you don't want to to just take money because it's available just avoid avoid and even for the sake of self-discipline and self-control which are very necessary when you're handling your business money you want to see that if I take this three thousand Bob and I'm paying back this seven thousand Bob is there a way that I know for a fact that I'm going to to pay back this money yeah and it's it's you'd rather not take that than take a bad debt that you will be able to to pay back sorry all right yes what about working with your husband how has it been you know yeah imagine this is someone you're used to so how how is he your boss because I know he's the chairman and then you were the CEO tell us something about that yes so Steph the journey has been very interesting coming from reporting in you know corporate to to people you don't know to now reporting to your husband yeah you know it's a guy you're sharing the bed with so there's a lot of room for contempt and lack of seriousness which is something I've had to really because through our communication and through our discussions with each other I've had to understand that for real legit you're actually reporting to this person the person who is investing in this business so you need to have that mindset of I have to deal professionally right so a very recent example is when I was really because of I was doing a lot of things at the beginning of the year I sort of got behind on doing our books for the business and my husband kept on like your ways where the reports you know and I'd be like I'm gonna do it I'm gonna do it babe I'm trying to up for your baby I'm trying to settle down and settle in then I realized I you know as a as a steward of what God has given you in this place where we're still a growing company how am I dealing with this place that I am in and you know the Bible tells us not to despise the humble beginnings and to do everything as unto God and not unto man so this place that I am right now how am I dealing because when God grows us because that is exactly what he's doing I need to have been able I need to have set the foundations right so that when we are a bigger company there's that accountability so that takes me to the point of accountability so recently I had to what my husband was asking for the reports I had to go away we I had not mentioned we have another branch in Nanuki so I had a little place that I have where I was staying I was staying there when I go to check on the business so I went I was like please excuse me I need seven days so I left for seven days left the children and went to do the books because I have a chairman to report to wow so understanding that and learning that it's been a journey but I love it because at the end of the day it it it it bears fruit okay so it needs you to really take in seriousness in it put in the work and the seriousness it deserves for sure okay for sure for sure yes and that's working out well for you it is okay because I believe that when you get into a business with a partner especially when it's your husband it you become you know relaxed and everything yes and even when you get in business with friends sometimes the familiarity spoiled yes things yes a little bit so okay um before we came on board you're also telling me about being a CEO being led by god in business how is it wow so I I said I couldn't talk about business without mentioning without talking about god because after as I said when we started the business in January I was still in the world I was still the babe for the sherehe that's last year January last year January then come May so now when I'm exactly a year old in salvation wow and I'm able to I've been journaling I'm able to see the difference between January to May 2022 and then May to May 2023 and uh some of the things we've been seeing are um god just helping us in the practicality of things of operating the business um I I really because I was I was doing a lot of things for the business um I was the the the the the social media person and the one um doing handling the customers and the one doing the deliveries most of the time and the one and the HR and the one dealing with the employees so I really needed god to to help me out and one of the ways I wanted him to help me was on the socials because in this age we are living in you really want to to take advantage of social media you want to do your marketing on social media and I I really was praying about it and what god did was when we joined our church he I started serving in church and before I started serving I I was debating on whether to join the worship team because I sing or to join the creatives ministry which is now which deals with branding marketing social media and I prayed about it and I remember god giving me a confirmation to join our social is going to join the worship team but he said join the creatives department and it is in this serving that I have learned how to do posters for my business videos better better because I was doing it but I didn't know this I didn't have the skill set so by interacting with people on on the team who are really good who are really professional I've learned and for me that's really divine you know that's a divine connection um another thing is god getting me to understand that I need to learn how to build rapport with um like my suppliers because in that moment for that debt management phase I was also having I was in debt to our suppliers and I remember one particular supplier who I just we had a rapport and I I I really prayed and I was like god I need you to help us deal even as we try to get out we were owing him around 56 000 kenya shillings so we sat down and I told him listen and I really I feel like I came with an authority and a confidence that could only have been from god and I told him listen imagine you're just going to hold my hand you're going to walk through this journey with me like your sister until my business begins to thrive like yours remember this is a person you owe money yes you owe money and stuff I can tell you today there's a way to speak to people and they hear the voice of god wow there's a way to and there's a way that god causes men to honor you yeah to speak directly to the heart yes and he sat me down and we had a conversation and he told me how he does his business so at the end of that conversation I was no longer going to be his customer because he showed me how he does the business to make costs cheaper so I was going to start getting my supplies elsewhere so you can imagine that yeah and he allowed it and that is how we were able to now start doing that and then pay him back you know at the end of about two to three months we were able to pay him back divine connectivity another person was our chicken supplier who when we started off the business I used to have to purchase my chickens from like supermarkets and then now I sell to my clients which was not very cost effective for us yeah so because of rapport and because of favor for sure one of the people who was working in that supermarket left and he was able to connect me to their supplier so now I get it you know direct yeah so that's what yes that's really what networking is about yeah and um just having god guide us speak to us leaders tell us this is the next place like now we know where our next branch will be and what it will be just by way of being spending time in prayer and and with god I couldn't do business without god wow yes amazing yeah what would you say I wouldn't ask to finish this conversation yeah without you sharing some insights that you'd want a small someone who's just starting business yeah to to learn about to pick from all the lessons that yeah you've taken yeah yeah okay um so first and foremost for sure um rely on god he is really really the one and only person who person who will who he literally changes the trajectory of our lives and he's reliable in every aspect of your business every aspect of it whether it's finances whether it's gaining skill set whether it's gaining connectivity like my whole story tells it understand the understand trying to work with people who are in the in the business with you I think I did that after instead of doing it before do your research if you're trying to get into a certain area find people who you can talk to people who can guide you people who can walk with you people who can tell you don't do this do this um be accountable yeah maybe you're doing business alone but find a way to to be accountable if it's maybe something like not even mixing your money have a separate account for each that's a form of accountability if you're doing it alone if you're doing it with a partner make sure there are systems in the bank we used to call it maker checker you you're making and then the other person is checking and it's not one person making and checking because so that we don't have issues of integrity and we also have issues so that we are also addressing accountability and good reporting um what else what else bookkeeping what else bookkeeping yes do your books um i'm i'm in a space where i'm learning how to one of the other things that god has taught me is to wake up early in the morning so that i'm able to cover uh the things that i need to do and one of those things is bookkeeping because the volatility of of the industry i'm working with it's very detailed so when i'm when i'm putting things into the system it's one by one so if i miss a day i start accumulating i start accumulating yeah so be diligent be consistent do your books every single day if you can okay yes amazing are there particular skills needed for an entrepreneur um yes for sure um we have other than the soft skills you know being able to handle clients because your customers are what are going to make your business run if you if you don't know how to deal with clients if you don't know how to deal with uh uh feedback and complaints if you don't have compensation systems and structures in place where a customer has been grieved um you you wouldn't know how to your business wouldn't really run effectively um the the the the other skills um social media learn how to use the socials um bookkeeping know how to how to balance your books how you're reconciling have systems where if you have employees on the ground you're able to even if you're not there you're able to monitor what is happening and then so that we don't have uh gaps and loopholes okay amazing thank you very much Haramu for coming on board and sharing with us with Jenny and amazing insights we definitely wish you the best thank you so much all right what can people find you on your social media this is your camera okay so on the socials we are um Naipa Noi cuts we are Naipa Noi cuckoo house we are on instagram we're on tiktok we are on twitter we're on facebook we're not just on youtube you shouldn't be yes so that's us on the socials okay thank you very much thank you all right so we close the show at that we've been talking about capital and debt management joined by Karamu


Kaiser Permanente is committed to supporting students as they pursue health care careers because we know it's important to the future health of our communities. They're giving us opportunities to look at different medical jobs in the field and stuff. The program allows us to travel to different hospitals and see different medical fields. I think that's really exciting. I'd like to work in pediatric oncology. It's really expanding my knowledge on different things I haven't really known about before. But now I learned that you can be like a technology specialist in the medical field. I feel like now I could do that for real in real life. Kaiser Permanente cares about serving all of our communities and we know that not all of them have the same access to opportunity. Some of these kids come from first and generation immigrants actually. I was the same way. When I came here I didn't know anything about the health care system or the educational system in here. In communities that are underserved and especially with language barriers this is an opportunity for the young people to become excited about a potential for health care. So opportunities like this that Kaiser is providing to the young women in our program are so critical. Diversification is important because we know that when members come in for health care if they are able to be cared for by somebody who looks like them, who has their same culture, who speaks their language that really has an impact on the level of care that they receive. I think this program will really show children how multifaceted a career in medicine is and they'll be able to learn about different career opportunities in medicine. Opportunity to have quality education is important for lifelong health. So we see that as part of our mission. The health care careers program though provides that secondary mission in terms of helping diversify the health care workforce. Part of our mission is to engage communities and in particular youth groups and we very much want to target communities that Kaiser serves. All of the career opportunities that have been presented to them has opened their eyes to what they could do right out of high school and what they could do after spending 12 years in college. We have a total of $500,000 in scholarships available for pre-health students at Portland State University. So in addition to receiving some scholarship funding they will also get leadership training. Hopefully again I'm interested enough that they want to come work for us at Kaiser. So we're incredibly grateful to this partnership with Kaiser and think this is exactly what our health care providers should be doing in terms of really engaging the community. The most exciting experience about this program is the steps in it and how they showed us that we could actually do it even if we didn't know that we could ever believe in ourselves. It was like opening my eyes to more careers and I was like I actually might want to become an anesthesiologist because it's really cool. So thank you Kaiser. No matter your background or any of that you can make it if you put your mind into it.


This video will cover part one of appendicular skeleton. As we go, we'll cover the following objective List and describe the bones of the pectoral girdle and upper limbs The pectoral girdle are the bones of the shoulder, the clavicle and scapula that attach the upper limb to the axial skeleton. The clavicle or collar bone is a medium sized flat bone on the anterior of the shoulder. The sternal or medial end of the clavicle articulates with the manubrium forming the sternal plavicular joint, the only joint between the axial and appendicular skeleton in the upper extremity. The acromial end or lateral end of the clavicle articulates with the scapula at the acromial process or acromion of the scapula forming the acromia plavicular joint. The conoid tubercle or coracoid tuberosity is a rough projection of bone on the inferior surface near the acromial end of the clavicle which attaches to a ligament called the coraco-clavicular ligament, also known as the conoid ligament connecting the scapula to the clavicle to help reinforce the acromial clavicular joint. The scapula commonly known as the shoulder blade is the large flat bone with a triangular body on the posterior of the shoulder. You can see the inferior angle, superior angle, and then at the lateral angle here's the glenoid cavity. The glenoid cavity contains the glenoid fossa, a smooth surface that articulates with the head of the humerus to form the shoulder. The superior border connects between the lateral angle and the superior angle and then the lateral border, also known as the axillary border, extends from the lateral angle to the inferior angle here and the medial border also known as the vertebral border extends from the inferior angle to the superior angle. So we have a triangular-shaped bone. On the anterior surface here we see the subscapular fossa. The subscapular fossa is the origin for a muscle called the subscapularis muscle. One of the muscles that moves the humerus at the shoulder joint. Then on the posterior view we can see there are two fossa, a supraspinus fossa and infraspinus fossa, which are also the origins for muscles that move the shoulder joint, supraspinatus and infraspinatus and the spine of the scapula is a ridge on the posterior of the body extending across from the medial border here out laterally and the enlarged end here of the scapular spine is called the acromion or the acromial process. This is a flat projection that articulates with the clavicle forming the ac joint, the acromioclavicular joint. Here we see the coracoid process. Coracoid means shaped like a beak of a bird, like a crow's beak. The coracoid process projects anterior from the lateral angle and serves as the origin for a familiar muscle in the brachial region on the anterior known as the biceps brachii that has two heads. Biceps means two heads. Biceps brachii has a short and a long head and the short head has its origin here at the coracoid process. Here we see an illustration of the humerus with a large long bone in the brachial region. The head of the humerus articulates with the glenoid cavity to form the shoulder joint. The anatomical neck is the border of the capsule of the shoulder joint.  Then there's also a surgical neck. This is a region of the metaphysis where the diaphysis and epiphysis join. The surgical neck is a where the epiphysio line is located in is a location of common fractures. And so that's where the name comes from the surgical neck. It's a common place for the humerus to break. The greater tubercle is a rough projection of bone on the lateral and proximal side that serves as insertion for a variety of muscles. For example, the supraspinatus muscle that has its origin in the supraspinous fossa of the scapula inserts onto the greater tubercle. And here we see the lesser tubercle. Another rough projection of bone. This one's medial to the greater tubercle and serves as the insertion for the subscapularis muscle that originates from the subscapular fossa of the scapula and inserts here onto the lesser tubercle. So these are examples of muscles that move the humerus at the shoulder known as rotator cuff muscles. The interturbricular groove or interturbricular sulcus is a groove, an indentation, a long indentation, a groove in between the interturbricular groove is in between the greater and lesser tubercles. So that's where the name comes from interturbricular groove. So on the anterior surface of the humerus on the proximal end and serves as an insertion for muscles like pectoralis major, the familiar muscle on the mammary region, the deltoid tuberosity is a rough projection of bone on the lateral diaphysis and it's located just distal to the interturbricular groove and the deltoid tuberosity serves as an insertion. Deltoid tuberosity is the insertion for the deltoid muscle, muscle that is the large triangular muscle that gives shape to the shoulder. The deltoid muscle also is a muscle that moves the humerus at the shoulder joint. There's a radial fossa, a depression on the lateral side. Here we see at the distal epiphysis of the humerus is a radial fossa on the lateral side and here we see a coronoid fossa on the medial side. So on the anterior of the humerus at the distal end are two fossa, the radial fossa and coronoid fossa. The radial fossa will accommodate the head of the radius when the elbow is flexed. The coronoid fossa will accommodate the coronoid process of the ulna when the elbow is flexed. On the posterior of the humerus at the distal end there's the elecranon fossa and this accommodates the elecranon process of the ulna during extension of the elbow. The trochlea is an articular surface at the distal end of the humerus and the trochlea articulates with the ulna with the trochlear notch or semi-lunar notch of the ulna and the trochlea has a grooved surface that contours tightly to the shape of the trochlear notch on the ulna to create a very stable joint at the elbow and the capitulum is an articular surface on the lateral side of the distal epithesis of the humerus or as the trochlea is further medial the capitulum is around smooth articular surface on the lateral side that articulates with the head of the radius and so a condyle is a smooth articular surface and an epicondyle is a ridge of bone adjacent to the condyle here we see the medial epicondyle on the medial side and lateral epicondyle on the lateral side at the distal epithesis. These are ridges of bone that are located just proximal to the articular surface of the joint and they serve as origins for muscles the tendons of muscles in the forearm attached to the lateral and medial epicondyles. We'll see most of the muscles on the anterior of the forearm have their origin from the medial epicondyle and most of the muscles on the posterior of the forearm posterior and to brachial region have their origins from the lateral epicondyle. Here we see an illustration of the radius and the ulna. We can see they're held together by an interosseous membrane of dense connective tissue, fibrous connective tissue that allows a slight amount of mobility between the radius and ulna. So it's not a freely mobile joint but allows the radius to move across the ulna as we turn our forearm in the actions of pronation and supination. The radius rolls along the ulna. The head of the ulna is the distal epithesis of the ulna. On the proximal end of the ulna we see the trochlear notch, the trochlear notch fits tightly around the trochlea of the humerus to form the elbow joint. The elecranon process is the posterior of the trochlear notch. The elecranon process serves as a point of insertion for the triceps, brachii, major muscles on the posterior of the brachial region that extend the elbow. On the anterior of the trochlear notch there's a coronoid process and this coronoid process is an insertion for a muscle that flexes the elbow. The brachialis muscle found deep to the biceps brachii inserts on to the trochlear notch. There is a radial notch of the ulna that radial notch of the ulna articulates with the head of the radius. So the radial notch of the ulna is found at the proximal end of the ulna, then at the distal end of the radius there is an ulna notch of the radius which accommodates the head of the ulna. And so the head of the ulna is at the distal epiphysis whereas the head of the radius is at the proximal epiphysis. Here we see the neck of the radius, the narrow region that's just distal to the head and the radial tuberosity or rough projection of bone that serves as a point of insertion for the biceps brachii that muscles on the anterior of the brachial region that flex the elbow joint. Here we see the bones of the wrist and hands. There are eight carpal bones organized in two rows, a proximal row and a distal row. You could use the mnemonic device to stop letting those people touch the cadaver's hands to remember the names in order through the proximal row from lateral to medial, scaphoid, lunate, tripe, quetrum, pisiform, and the distal row, trapezium, trapezoid, capitate, hamate. Here we see the scaphoid and lunate articulating with the radius on the lateral side then the triquetrum articulating with the ulna and then the pisiform. We don't really see the pisiform here in the posterior review because it's found anterior to the triquetrum in the proximal row then along the distal row we have the trapezium then the trapezoid capitate the furthest medial articulating with the fifth digit is the hamate then the metacarpals are numbered one through five from lateral to medial in the phalanges are also numbered one through five remember the metacarpals and the phalanges are long bones so they have expanded epiphysis and a narrow shaft of diaphysis whereas the carpals are short bones they're boxy shaped bones each digit has a proximal phalange so there are proximal phalanges and there are distal phalanges in each digit and the first digit only has distal and proximal so the pollux only has two phalanges whereas there's proximal middle and distal proximal middle and distal for digits two through five here we see a radiograph an x-ray of the hand or we can see the carpals metacarpals and phalanges the way that they articulate the joints between them the way they fit together in the context of the hand what we're seeing here the scaphoid lunate trequetrium the piezoform is further on the anterior so we can't see the piezoform with this posterior view but here we can see the next row has the trapezium trapezoid capitae and hamate and then we have number one metacarpal two three four and five and then the phalanges this is proximal and so that would be the first proximal phalange and then here's the distal whereas here we have middle as well as distal and proximal for digits two through five


Hello and welcome to NewsClick. Today we have with us Fiona Duff from the Transnational Institute. Fiona, good to have you with us. Thank you Praveer. Europe is looking very interesting politically after a long time. We have had elections in UK, we have had elections in France. Spain is having some interesting developments. Let's talk about France first. Do you think the left has really been able to pull itself up much more in the last two rounds of election before? Absolutely. I think Mélenchon's new party, which I can't pronounce that well in French either, but I think it's la France Soumise, which means France unbowed, France defiant. But they did very well in the election. This is the parliamentary elections. The parliamentary elections, yeah. The presidential elections actually they didn't do too badly either. That was the big news was the surprise of Mélenchon coming up. But also his parties inspired by Podemos and these other Bernie Sanders, all these new kinds of politics we see emerge. So now I found it very interesting. Do you see a resurgence of the left taking place in Europe now? After, for instance, what happened in Greece, there was this feeling that the left has again gone down. They've had Spain. Podemos didn't do that well as we expected. But we have had some interesting city elections and we have France. And of course, we had the big one, Jeremy Corbyn in the UK. So do you think there is a, in that sense, a sense, a renewed sense that the left is coming back into Europe in politics after some fairly long while? Yes, and my sense is there's a big generational divide in Europe and what you see, particularly in Britain, with Corbyn phenomenon, but I think we'll see it increasingly, is young people wanting a new kind of politics fed up with, you see the social democrats being completely wiped out and they've lost tremendously in, well, they will lose in Germany and the polls indicate the social democrats will lose. Holland, they're completely wiped out. France, completely wiped out. So the youth want something different and they're mobilising. And the Corbyn phenomenon is largely youth driven. I mean, the divide has been primarily under 40 and over 40. And it's also interesting that the social democracy, particularly what would be called the Tony Blair, Blairite movement, if you will, was to disempower the unions, disempowered the local activists. They were neoliberal social democrats. Neoliberal social democracy internationally with all the military interventions in the world, but also increasingly centering everything around the parliamentary party. And that is what Corbyn's really drive has been, that the base of the Labour Party is what needs to be empowered and that seems to have changed the relation in the party itself. No, and I think the other thing, and maybe the international media needs to be more careful with us, it's not about Corbyn, it's not about the individuals, like it shouldn't be about Bernie Sanders or Mélenchon. No, it's about the people. And actually what I wanted to mention was that people should watch out for what's happening in Hamburg next weekend. 7 and 8 July in Hamburg will be mobilisation against the G20. And the slogan is the British Labour Party slogan. We are many, we are loud, and we will be heard. So I think tens of thousands of youths will come from all over Europe to Hamburg. Shelly Spoil. Yes, Corbyn's favourite. You saw the Glastonbury video clip, it was beautiful. So if you see this, do you think in that sense the neoliberal shift of the social democracy, which had really derailed the left in Europe, because social democracy was the leading left force in Europe for a long time. Do you think that is now changing and you are going to see more, if I use the word more radical politics, which questions the basis of the current economic order itself emerging? I was thinking about that last night in preparation for today, but it might be overconfident to say a tipping point has been fully reached, but it is pretty much there. Neoliberalism is pretty much delegitimated, particularly among youth, I would say. But one has to qualify that a bit. And I think there are specificities in different countries in Europe. In France, for example, I am not entirely sure that that is true among the youth. I think it takes different form. But Britain, I think absolutely. And it is an economic crisis since 2008. People have absolutely discussed it the way the banks have been bailed out, how people had to pay for that with the social security. The refugee crisis has been a big fault line between left and right. But I think neoliberalism is pretty much on its way to absolute de-legitimation. And I think the destruction of the world, the loss it supports, the social democratic centre-left. The second issue then, that the destruction of the centre in this sense, which is both the liberal right and the liberal left, is to win. The centre is kind of collapsing. Do you think the centre is collapsing? Therefore, white nationalism of different kinds, white nationalism of what we saw in Le Pen, what you see, Trump is an expression of. That's also on the rise that we should also look at that very carefully. Yeah, well, all the mainstream media attention has been on that, in fact. And I kept feeling, yeah, but the real story is the rise of the left. But that's true. And what's interesting, I think, is that the basis for both the far right and this new left phenomenon is similar. It's anti-elite, enormous resentment against neoliberal policies. Yeah, a sense of betrayal by the elite. And the elite also being seen as your kind of urban elite. So it's not just the parties and the political centres, but it's also a comfortable matter. Dangerous parties, it's also looked upon as a cultural elite. Which includes the left, by the way, from the right perspective. The kind of liberal left that wants to let all these refugees in and so forth. But the refugee-migrant issue is basically what distinguishes the left and the right. What about the issue of wars, for instance? The kind of wars we've seen in Libya, starting from Afghanistan to Syria at the moment. There's all the wars. We have one in Mali. We have also continuing wars in Congo, still continuing. So what about, is there a clearer understanding of the war? Because a lot of this crisis of neoliberalism is also connected to the kind of war economy they have built. Yeah, and certainly the refugee crisis is the direct result. I think on the left it's very clear. On the right, they don't seem to make the connection at all. I don't know where they think these refugees are coming from, but that connection is not made at all. Spain is a very interesting stage of development because we not only have Podemos, but we also have a lot of city-wide movement and some of the very successful ones, for instance, in Barcelona. Can you tell us a little more about that? Yeah, now, Barcelona is fascinating because they won the city, Barcelona in Común, which is a coalition of left parties. But they also won. People don't talk about it as much, but Madrid as well, Valencia. So there's quite a few really key cities in Spain which are being run along similar lines. And this in Común, in English, could translate into in common, but the common's economy has become that. And that's an interesting new movement in Europe as well. It's a broad church, but there's a very strong left dimension. But in Barcelona you've got relatively young feminists running the city now. They want to de-modify food, housing, water, electricity, all these things. So it's a very radical agenda. They have enormous legitimacy with the population.  It was to showcase what was going on in Barcelona, and 850 turned up. But from all over the world, you know, mayors from Sudanese cities, right to the city campaign in Cape Town, called up and said, can we come? So it's a magnet for seeing and practice what could be possible. So yeah, I think people are very excited by it. You know, that brings us to the issue that how do you share these experiences with each other? How do you share what is happening in Barcelona? There's a geography, there is language. I hope Transnational Institute will continue its work and bring all of this to the rest of us, who may be denied by the virtue of the fact we don't have a European location or understand Spanish. So I am looking forward to more of interactions with you, Fiona, and the Transnational Institute, so that we can take this forward. Thank you for being attentive. This is all the time we have today in NewsClick. Please keep watching NewsClick for other episodes.