It's exciting. There's a lot of kids. A lot of kids.  Come on. Dude, some of these kids are, they look passionate. That's stuff. That's stuff. Celebration. Christopher Viersma, co-director with Orca Media, your local community media center in Montpelier, Vermont. I'm joined with Rowan, our co-host. Hello. I'm just happy to be here at the 2023 Montpelier Independence Day Parade, and we're going to see what we can see. Yeah, the marathon runners are finishing it up. This is super exciting. We even have some of our own staff running. Hi, Taggart. Great to see everybody running. They're coming back around. It looks like a lap. This is great. This is great. So it's a little drizzly, a little rainy, but here we are under the tents, and we are once again live from the July 3rd Independence Day Parade. We're Orca Media, your community media center in Montpelier. We are live on channel 1075 and at orcamedia.net. Very exciting. What else is exciting? What else is exciting? Everybody comes out here today. This is the most people you'll ever see. This is great. It's a big town. It's such a large gathering. For real. It looks like people are coming from all over, and it's just a great thing to see in our capital. Wow, here they come. Here they come. And the weather's not stopping anybody. No, look at these kids running in the rain. This is Orca Media coming to you live, channel 1075 and at orcamedia.net. Don't forget to follow us on social media, at Orca Media, on Instagram, Facebook, and Twitter. We've even joined Tiktok for all of you Tiktokers at Orca Media. There you go, Tiktok. Tiktok with us on Orca Media at Tiktok. Hey, so we are going to say hi to our special guest in just a second here. Just a second. There's a lot of cheering happening, so it's nice and loud. All right, we're going to say hi to Larry. My name is Lawrence Seiler, host and executive producer of Abel Denonair at www.OrcaMedia.net. I am so happy today to be here during the July 3rd Parade. The reason why I'm here is to promote Abel Denonair. Abel Denonair is a program near and dear to our hearts here in Montpellier, Vermont. My wife Arlene and I produce the program and it is the program that focuses on the needs, concerns, and achievements of the differently abled. There are so many people in Montpellier, Vermont with special abilities. We don't focus on the disability per se. We've interviewed everyone from Washington County Mental Health to many other organizations that deal with special abilities in Montpellier and beyond. Larry? We've been doing the show, my wife and I have been doing the show since 2015 in Montpellier, Vermont, but I've been a journalist in this area for about 30 plus years. Wow. It's extremely important to focus on people that have done extraordinary things from doctors to clinicians. I mean, noobs only get, you know, you only get two or three minutes per story, but we do an entire show that focuses on this topic. Absolutely. If you haven't seen Larry's show, you should definitely check it out. There are other stories that you won't hear elsewhere and it's a great show. For those that don't know, we are co-sponsored by Washington County Mental Health here in Montpellier, Vermont as well as many other organizations including the help from Oracle who has done a fantastic job helping us with our show and public access and peg access for many years has been pretty much on the chopping block, but it's extremely important to keep peg access and public access alive because without those programs on Oracle media, everything from parades to medical shows to political shows, it's just extremely important to keep public access alive. Absolutely. Hey, Larry, what are some of your favorite highlights or special guests that you've had over the years? Who are some of your favorites? Some of our favorites? Well, we recently, like I said, we've had Washington County Mental Health, we've had Green Mountain Support Services, we've had, most recently, which is airing now, we've had an agency called WayToMyHeart.org. They're an agency that deals with amputations and the importance of diabetes health. We've had them on, but we've had Higher Ability Vermont in years past, which is an agency that deals with employment and people with special needs. Employment for people with special needs is so important in Vermont, especially now. Everybody needs a job, despite your challenge. We've had clinicians, we've had politicians. Most recently, it hasn't aired yet, but we've had Senator Ann Watson. She's former mayor of Montpellier, Vermont, and who's also a school teacher.  So many, so many topics, but the biggest topic that's so important in Montpellier, Vermont right now is, well, now that the pandemic is over, we focused on that, by the way, for the past two years, you know, medical and the pandemic and how the pandemic has dealt with people with special needs, but the more important right now is people getting back to work, and people just enjoying, especially events like this, because without Orca Media and without people's support in the community, Orca Media would not exist. Hey, thanks for joining us, Larry. Thank you, Larry. Abledon On Air on Orca Media. www.OrcaMedia.net. Thanks, Larry. Thanks for coming by. Thank you, Larry. All right, so here we are. We're getting ready for our first parade floats. Thank you. Do you see anybody coming? From where I'm sitting, I can't. I can hear the crowd is anticipating it. The hum. Yeah. Okay, look it. Here's our view. All right, so it sounds like we're expecting the governor from this direction. This way. That's right. They're coming from... No one yet. No one yet. No one yet. It's okay, you know, look at the crowd is really building up. Let's see, we got everyone out here today. We really do. Everyone's prepared for the rain. Some people aren't. It's not bothering them. Yeah, it's okay. It seems like everybody's scrambling for their spot. Everybody wants a good view. Yeah. I'm personally excited to see the All Things LGBTQ Float. Oh, that's right. That's another Orca Media show. One of our own shows at Orca Media, and they're just great. And I'm excited to see what they put on their float. They've been here for the past couple of years. It's been fun to see them here. Yeah. I don't know if I've seen it. Altogether now always has a nice one, but they're big birds. I've been to the all-together summer camps a lot of them. It's great. Did you do paper mache? Yeah, I made a guinea pig. A helmet of a guinea pig out of paper mache. You still have it? Yeah. We should have wore it. It's in my closet. We could have wore it today. Hey, look, we got some TV guest stars popping in. That's always fun. Some photo bombers. Photo crashers.  We got the mic ready. Okay. Yeah, I mean, we could take another interview. We could take another interview. Maybe some kids. I try to wave somebody over. Maybe a kid wants to say hi. We'll see. I see some of my neighbors down the way. We could interview them. Oh, and we almost forgot to mention Montpelier Live. Montpelier Live puts on this wonderful celebration. Montpelier Live is our downtown nonprofit association that celebrates Montpelier and does all kinds of fun and exciting things. But I think this is the heart of the organization, putting on this huge parade. They do so much. Every time you see a community event that's free and anywhere downtown, you probably find that it's put on by Montpelier Live. It's Montpelier Live. And they recently installed some EMS around town. Have you seen the EMS? I've seen the EMS. Is that Montpelier Live as well? Yeah, new benches. I saw those. The EMS from Montpelier. That's awesome. They manage all the public art. Okay, here's the runners finishing it up now. The runners are now walking. The runners are walking. Have you ever ran a marathon? I've never ran a marathon. No, no, no. I don't know if I'm related to anyone who's ran a marathon. You don't even know if you're related. I don't know about that, yeah. I would run a marathon. They make it look fun out here on the 4th of July. Everyone's cheering. Also, I forgot to mention, you know who else is playing? Chad Hollister is playing at the State House or did play at 4 o'clock. That's a big concert. I know there was a concert on Legman Street. Will that be on OrcaMedia.net? That will be, yeah. We had one of our camera operators covering the concert at the State House. We'll be broadcasting that. It'll be available online at OrcaMedia.net and, of course, on YouTube. OrcaMedia.net. Did you go down to the State House? I went down to the State House. I saw the food trucks. Looks really good. People are lined up. Yeah. Out there. It's nice and crowded. The food is good. Yes. I got a Philly cheesesteak. If you're watching this live, pause it and go to the State House and get a Philly cheesesteak. I wish I could say the name of the cart, but I can't remember. But you could smell it when you get there. Oh, you could smell it when you get there. It smells so good, yeah. Yeah. Oh, I hear some music coming down the road. We hear what might be. Let's see. Let's see. It could be the Catamount Pipeman all the way down there.  Fireworks tonight. I might end up at the fireworks. Yeah. For sure. You know, you could see them from my neighborhood, south on Berlin Street, because we're up high. You could see the fireworks. That's nice. You could see them kind of from the college or something, can you? Yeah. Probably because it's up higher. Yeah. Yeah. Very exciting. Okay, we got our leader, our parade leader here. It's a big day for Montpelier. This is a big day. Yeah. I'm glad everyone's so stoked. This is exciting. Yeah. Lots of red, white, and blue. Lots of red, white, and blue. Independence Day, 4th of July tomorrow. Celebrating our country. And I feel celebrating our state, because the floats are local. Yeah. And we're airing it all live on Orchimedia.net. This is uncut. This is beautiful. This is live, public access TV. Channel 1075. 1075. 1075. And I hear very, very distinctly bagpipes now. Yeah. This is the beginning of the parade here. Here we are. We've got some bikers coming in. They're just coming through. This would be a fun day to just bike around. Just see what's going on. Especially when there's no one on the street. We've got their chairs on their back too. Okay, we can see them now. Here we go. And it looks like, okay, we're starting out with the Montpelier SSN 765. So this has been a tradition for many years for the sailors of the USS Montpelier to participate in Montpelier's 4th of July activities. They are lead in the way. That is exciting. Thank you, sailors. Thank you, sailors. Thanks, sailors. They're coming through now. Here we go. They're waving. We just really appreciate this. The officers chauffeuring the parade also. Yeah, that's nice. Here we go. The Montpelier SSN 765. Thank you to these people. The SSN 765. Hey, it's Governor Phil Scott. Hey, Governor Phil Scott. Here we go, Governor Phil Scott walking through. Now this is Miss Vermont Scholarship Organization. Yeah, that looks right. Miss Vermont. Coming through. And Miss Steven Vermont. And this is... Oh, this is our wonderful Catamount Pipeman. The Catamount Pipeman. Oh, you can hear him. Listen to that. Look at that. Beautiful. Right here. Looks like this is our Montpelier City Council coming. And the mayor, Jack McCalla. Hey, it's our mayor. And that is Jack McCalla, the mayor, and Donna Bate, and Sal Alfonso, who's a newer member of the City Council, and Tim Haney as well. Like we've got Rainbow Umbrella of Central Vermont. All right. And look at... It's our friends at All Things LGBTQ on Orchimedia Channel 775. There's Keith from All Things LGBTQ. There's Keith. Look at his shirt. This is exciting. Hey, Keith. I want that shirt. Hey, there they are. That's awesome. And this is an Orchimedia production. Hey, look at this. All Things LGBTQ on Orchimedia Channel 775. Channel 1075. Building quality. Oh, that's awesome. Inclusion. Beautiful. Beautiful. Wait for the unicorn. Hey.  It's our buddies, Ann and Linda from All Things LGBTQ. Oh, look at that. Wonderful. Here. Good work. Ann, who do we have next? I'm up here. It's Lieutenant Governor David Zuckerman. He's a farmer. He's a father. He's a former legislator. And the current Lieutenant Governor of Vermont, David Zuckerman. Here he is. He's got the progressive party behind him. There we have the progressive party of Washington County. Love that. Handmade. And then who's this? This is the Vermont Filipino American Branch Club of Barry Lyons Club. Very cool. Oh, man. This is Girl Scout Troop 30,228 from Waterbury, Vermont. Wow. Sorry, I'm unsure of how the troop names go. 21 scouts from Waterbury, kindergarten to sixth grade. Hey, guys. Good job. Good job. They're awesome. And they got candy. I love it. Who doesn't love the Girl Scouts? Oh, yeah. And look it. It's our congressional representative, Becca Ballant. Here comes Becca Ballant. Whoo-hoo. And Bernie Sanders. Bernie Sanders. All right. The United States Senator, Bernie Sanders, everybody. That's awesome. That's exciting. It's always great to see Bernie. Hey, Bernie. I got to take a picture. Oh, yeah. Hey. Very exciting. The streets of Montpelier will go wild for Bernie Sanders. Yeah, I know. We're always happy to see Bernie. Hey, Bernie. It's the Sheeta Projects coming in with the drums. Awesome. So cool. Sheeta Projects. Let's see. What do we have? It's awesome. They're a nonprofit using West African drumming, dances, and other cultural activities to spread cultural education and promote diversity and inclusiveness. Yes. You'll see them around the area. You can check it out. Awesome. Great live music. Dancing. All right. Nice job. Here's M&T Bank. Looks like it's a newer bank in the area. Thank you, M&T. M&T? It looks like they're... Got a little dance going with M&T Bank, too. They're throwing candy. You can't help but dance, right? You can't help but dance when there's a new bank in town. And who's next? Oh, is this the Vermont dog? Vermont dog eats? Okay. This is a new dog treat bakery and retail store located at 5 East State Street in downtown Montville. Look at that dog. Oh, that's funny. That's a real dog. That's a real dog. Beautiful. Look at that display. That's awesome.  That's great. It's good. You know, every once in a while you need to get a special treat for your dog, you know? Yeah. You can do that now. Right next to Bohemian Bakery. So you can get yourself a treat. That's awesome.  So your dog doesn't get jealous? Yeah, yeah. You know how they are about treats? Dog might want your croissant, you know? But then you go get them a treat.  You can come to Orchimedia and meet our dog, Cricket. Cricket. She's very friendly, a little guard dog and a friendly community center dog. I would love to feed Cricket one of these organic... Absolutely. We should do that for Cricket. Treats. Hopefully she's watching. Okay, who do we have next? Here's the Kellogg Hubbard Library. Kellogg Hubbard Library. This is a staple in our town. Practically grew up there. Mangies right next door. I don't know. They've got the book wheels. That's great. That's awesome. Very cool. These people are great. Public library, very important in a small town. I'm just gonna quickly... Oh, let's see. We've got Altogether Now. Is that right? Sorry, it just says Altogether Now. Oh, yes. Kellogg Hubbard Library. Oh, well that's sweet. Okay, cool. So, coming in next, we have the Falun Dafa Association of New England. Spiritual practice. Millions of folks around the world. All right. Very cool. They've got some drummers in the back, it sounds like. See, they're still doing the book cart dance. Those are book carts, right? Yeah. That's clever. And I like that they're all colorful. They have wings. Okay, so we've got the Falun Dafa Association of New England. Drummers celebrate Independence Day with happy, uplifting tunes. Truthfulness, compassion, and tolerance persist worldwide. Very good. Those are cool drums. Yeah, it's awesome. Looks like who's coming next here is the Mitzvah... The Mitzvah Fund. The Mitzvah Fund is a 501 C3 veterinary nonprofit. They provide veterinary surgery and dentistry to low-income seniors, veterans, unhoused neighbors, and disabled first responders. That's so cool. Thank you. Very cool. And what a horn. I've seen them parked in front of the city hall there. That's awesome. I've always been curious. Very cool. Okay, so coming in, following them, we've got the League of Women Voters of Vermont. Oh, great organization. League of Women Voters is marching again. They want to remind you that your vote is your voice and democracy is not a spectator sport. That's awesome.  What?  Oh, yeah? Yeah. It's important. Woo-hoo. Great signs. It's good. I like their hats. Yeah, that's great. That's so cool. It looks like Four Seasons Traffic Control is coming through. They're Traffic Control for Vermont, New Hampshire, and they're an equal opportunity employer, bringing job opportunities to the community. Very cool. That's a tough job. Oh, yeah. In the summer? And I see them out there. Yeah, they're doing it. Rain or shine. That's a backbone. Especially when you got road work going on, winter just ended and stuff. That's a lot. People hold the town together at times. Good for them. Good for them. Look at this. This is the Big Nazo Lab. Oh, wow. It's a creature shop, an international touring group based in Providence, Rhode Island, that began as a street theater experiment in 1986 and evolved into an interactive stage spectacle and performance art phenomenon. This is awesome. Wow. Check this out. Look at those. Holy cow. Wow, wait till you see this.  That's incredible. And here they are with the Providence drum troupe. That's unlike anything I've seen. They're good, too. Central Vermont Youth Hockey Black Bears provide fun and competitive hockey for athletes ages three and above. For Central Vermont. And it's extraordinary. Hey, they got candy, too. That's what it's all about, right? It's all about hockey, candy. You've got to have something to do in the winter, you know, hockey. They host several try hockey for free events throughout the year. Oh, that's awesome. So if your kid is interested in hockey. You play hockey? No. You grew up in Vermont? Yeah. Did you watch hockey? Never, never sports. It's not, you know, that's okay. But I had some friends who played hockey and they're very passionate about it. And I think they, that's one of those sports where it'll, you've got companions there. This is, who's next? This is the Gary residence. It's great. Every cloud has a, I can't read it. Hey. Oh, maybe that's, maybe that's that. Oh, West View Meadows and the Gary residence. So senior living communities. Oh, yes. Strong tradition of Gary. They're right down there. There it is. 100 years. They've been here more than 100 years. 100 years. Looks like, oh, this is the, oh, every cloud has a silver lining. Here's the rest of the sentence. There's West View Meadows. Very cool. I get it. Every cloud has a silver lining. There it is. There it is everybody. Thank you, West View Meadows. If I'm not mistaken. Who's next? This is Cub Scout pack 777. Oh, cool. Showing their camping skills with a model campsite. Wow. And a fire. Look at that. That's clever. That's sweet. Very cool. That's just great. Looks like they're throwing candy too. They got candy too. Oh, I love that. That's a real tree. Okay, we got a big Ford truck. Sweet truck. So I think that's probably the McGee Ford of Montpelier. Coming in next, huh? Representing McGee Ford. Check it out. And check out McGee Ford. Look at that truck if you don't believe me. Okay, then they're followed. We got following McGee. We have the Vermonters for Justice in Palestine with Central Vermont Jews for Palestinian liberation. That's great. This is awesome. Beautiful banner. VTJP. Here works to support Palestinian people in their struggle for human rights and to end the Israeli occupation through education, advocacy, and action. Amazing. Good work. And here is... Oh, and this is Veterans for Peace. Green Mountain Veterans for Peace. Thank you. These guys are great. That's awesome. Here's the drums. Who's coming up next? It's Hannaford's Fife and Drum Corps. Okay, awesome. Based out of St. Albans, Vermont. So this is named after Captain Nathaniel Hannaford, a drum major in the War of 1812. Okay, I didn't know that. That's amazing. Now look at them go. Keeping it alive. Makes me feel something. It says they are not related to Hannaford's Fife story. Just so you know. Okay. Don't get it twisted. That's great. And now it looks like we're seeing Central Vermont Little League provide baseball, softball experience for kids in the area. This is awesome. You're on TV. I know what you said. I don't know. Here's a state representative, Kate McCann and Connor Casey. Former city councilors? Yes. Connor Casey, yes. Hey, guys. Exciting. They got a tractor. You can't have a parade in Vermont without a tractor. You know, our Lieutenant Governor used to always drive his tractor. I remember that during the parade. That's great. Here we are with Kennedy. Kennedy. Okay. Kennedy for president 2024. RFK Jr. is an aspiring candidate who has, oh, candidate for president. Is that him? I think that's him. Yeah, I believe so. Their sign says be curious, not judgmental. That's a great sign. And here it is. Oh, that's Malloy. Okay, reclaim self-governance. So we have, I don't think we have this one on the list, but I believe this is the Vermonters for Kennedy. Okay, so that's Malloy with Kennedy for president 2024. All right, all right. And he's got candy. That's important. Oh, yeah. And coming up here, it looks like Green Mountain self-advocates and the capital advocates says all our dreams can come true. Green Mountain self-advocates symbolize resilience. And they're awesome. Great signs. They got Santa Claus. Oh, that's Santa. You know, it's July Santa Claus. Oh, yeah, Christmas in July. And he came out. He's coming out. Hey, guys. He's wearing his summer attire. That's great. Stay strong. Without the Honey Bee Steel Band. Yes. I've seen them here. The Honey Bee Steel Band and The Swarm is an activist group focusing on protecting pollinators through creative and soulful events. It looks like music. Oh, it's groovy. Oh, they're coming. The bees, we need bees. Staying alive. I love it. No bees equals no berries. Remember that special. You know, it's nice to just rock out on the drums every once in a while, you know? And they certainly are. Oh, man, they're good. I've never heard rockin' out. Now coming up here is, it looks like Onion River Outdoors, which I can actually see the storefront from where we're sitting. It's on Langdon Street. Oh, yeah. And they sell Onion River Outdoors. They sell new and used bikes and all sorts of outdoors equipment. Super fun. Definitely a staple in the town. Lots of bikers around. Look at that old bicycle. Oh, that's so cool. What do you call those? You know what I'm talking about? What do you call those? That's got a name. Oh, that guy just high-fived that guy's foot. They're coming through. They're coming back around. Here we go, yeah. This is like custom made. There's Peter Watts. He was, he worked at my school when I was young. I recognize some of these folks. That's a great guy. He's trying to get some high-fives. This is our community. This is awesome. This is a great bike shop. You know, if you ever need some bike stuff, work down. Go in there. There's a lot of them. They're looping. Oh, that's fun. I like how they're doing a big loop. Oh, here we go. There's a performance happening now at the intersection with the Honey Bee Steel Band. They're breaking it down. That is so cool. It looks like the Honey Bee Steel Band is doing some grooving. Really, I'm having fun just looking at them. Yeah, it's awesome. That's great. And the bikers are going in a circle. This is cool. They got a big loop going. I haven't seen anybody, I haven't seen anything go wrong yet. That's tricky. Just looping and looping around. I recognize some of these folks. You think that'd be hard to ride? Yeah. I think so. They used to have critical mass bike parades back when I lived in Chicago, and they would do the double-decker. You know, you had to, like, climb up the bike to get on it. Whoa. Whoa. Like, stilts bike? Yeah. Those are so cool. Dude, yeah, how do you get up on that? Look at that. How did he get up there? Wow, he's not scared of anything. We've got to interview him after this. That looks like, uh... Who's coming next? Coming up next is, looks like Vermont Mutual Insurance Company. Um, adapting to change. Their float is focused on the evolution of a monarch butterfly, as it adapts to changing stages of life. That's awesome. If you look at their shirts, oh, it looks like there's more coming up behind them. There's more bikers. They are... They slow down for the, uh, for the loop. Look at this. They've got another circle going in the intersection there. So cool. There's another truck. Who do we got coming in? So, yeah, you're right. This is the Mutual Insurance Company from Mont Mutual. They've been doing this thing for 195 years. Wow. In Montpellier. And look at that float. Very cool. Throwin' candy. Run around. Lookin' up flags. Oh, resilience, I should say, is the theme of the... operate today. Yes. Montpellier's alive. I believe they set a theme every year. I didn't know that. This is the theme, yes. That's beautiful. Very cool. Wow. Adapting to change. We've got the, um, the local baseball team coming in. Hey. The Mountaineers. Love these guys. And there's Skip. I heard a... There's Skip, man. I heard a kid yellin', It's Skip. It's Skip. Have you ever seen Skip do his, uh, the rollerblades on the field? No. Yes, he's great. Skip. Really? The, the buggy here. And he'll do some, uh, rollerblades, tricks and stuff. Wow. And, yeah, Skip's got skills. That's awesome. Look at that buggy. That is so cool. That is cool. The Mountaineers. That's a fun summer activity. Hey, we should say that you're watching, uh, the live broadcast of Montpellier alive. Um, Montpellier, July 3rd, Independence Day Parade. On, um... On Orchimedia.net. On Orchimedia.net. Orchimedia.net And Channel 1075. Hey, who's coming in next? Um... Here is now we got Sarah Copeland-Hannes, the Vermont Secretary of State. Vermont Secretary of State. Um... Hey, this is an important job. You know? That is an important job. It's an important job. And they're coming. Whoa. Look at that little... Whoa, check this out. Look at that. Ooh, it's on the ground. That's crazy. Um, it looks like that's still the, uh... Oh, it's the central Vermont... Oh, this is Sled Hockey. Pioneer Sled Hockey. Wow. Awesome.  So this is, uh... The central Vermont pioneers are a local Sled Hockey team for individuals with disabilities. Pioneers recently won the Northeast Sled Hockey League Adult B Championship against competitors from Pennsylvania. Wow, good for them. Ages of all players range from 7 to 70 years old. Wow. We're all invited to follow the team on Facebook. That is so cool. I've never heard of that. And that's super sick. Good for them. This is so cool. Wow, look at the... That's so cool. They've got awesome skills. Look at that. Yeah, um... That's awesome. And here it is. Here's their car coming in. Fun for everyone. Come and join us. Central Vermont. Central Vermont Pioneers.org. Oh, here we go. All together now. Here's all together now. That's great. You can be marching with them. Celebrating independence and diversity of life on Earth. Love all together now. That's great. That's awesome. Look at that. It's just important to keep art flowing in the community. And when I was a kid, I went to their summer camps and they would sit you down and get you making something cool. Look at those deer helmets. Yeah, that's so cool. That's awesome. And you know, they put on all Species Day in the spring. They put on Enchanted Forest around Halloween in Hubbard Park. They do cool stuff all year. Definitely important. Whoa, look at that. Community morale. Look at those puppets coming around. This is awesome. They're almost too tall for the camera. Oh, he's leaning down. There you go. So we're getting towards the end here with the Capital Community Church. Capital Community Church. Passionate about studying the life of Jesus Christ and believing the following His example and serving others. Oh, no. It actually looks like they might. Well, we got them on the list, but we don't see them tonight. This is the Montpelier Police. Here we go. This is the Montpelier Police, I think, is holding the line at the end here. And it looks like normal traffic is re-entering the street. Wow. And just as much as traffic, people flood the street. They want to talk to each other about the floats. Yeah, you know, this is now it's time to head to the State House, probably, get something to eat. You know, what's next? This is the end. That was fun. That was great. I think the fireworks are tonight. You can watch them from the State House. And I think there's more music also later, yeah. At least that's what I heard. So we should probably just say once again, this is Orca Media, Community Media Center in Montpelier, Vermont. Thank you for tuning in. Thanks for tuning in. You can come by and visit us. We're located at the campus, Vermont College of Fine Arts. Come on in. 11 is seven. What do we have? Equipment for rents. We've got equipment for rent. You can be on public access TV if you have a show. Yeah, you can make a show. Everything's free. You can be a creator. This is for the community, by the community, from the community to the community. Wow. That's really good. And hey, once again, I'm Christopher Viersma, one of the co-hosts today. I'm Rowan. And this has been the 2023 Montpelier Independence Day Parade. Again. Thank you, folks. Thank you.


Well here in my castle I just bought this new Ferrari here I just bought this new Ferrari and Rolls and Bentley and DVD But you know what I like more than cars? Matt Tropesha Knowledge Awful I have these books here I have this Thank you Ty Right here I'll shoot this one


I feel amazing, it feels surreal. I am so so grateful to my boss Delna for giving me all the opportunity that led up to me being here and also very grateful for the jury who deemed me worthy of being on this list. I know I'm going to sound like a flower child but I think it's important to love your craft, find the time to follow your bliss and bring all of that energy into work every single day. I don't know if that's much advice but that's what worked for me.


Good afternoon, everybody. I hope you're having a wonderful day. We appreciate you joining us. Today, as my guest, we have two individuals and we're gonna talk about investments outside of your normal bank deposits and also conflicts of interest and the fiduciary duties for board members relating to that. We have Nalan, who is with the law firm of Assert Cup Check. I've got to call that. B.M.K. Leon, the Cup Check has turned. And we have David Nievey, who is an entire CPA. He is originally from San Francisco and was very active in the accounting for corner communities. And it's very vested and knowledgeable about the California laws. But most importantly about money. That's the important part about money and how to make sure you don't lose it and you manage it correctly. So what I wanted to start off is because we get a lot of emails from board members asking questions about moving their money outside of the normal FDIC insuring bank deposits. They want to move them into mutual funds or what's one that I heard was IBON or something else that would be some other, I call them vehicles. And then the other part of the question was the people that are approaching them or having the conversation with these board members are related to a board member. So it could be their existing broker that the board member uses or it's like a relative of a board member that are soliciting these board members to do these investment opportunities. Because everybody wants the better bank for their buck but sometimes it's not always the correct way when it comes to handling association money because you have the physician doing it, maintaining it and not wasting it and doing that decision making. So let's start off with not tell us about what the statute says of what they can and cannot do. Yes, so in Hawaii, the condominium statute in section 149, I'm talking about chapter 514B of course, it talks about how the association should handle and disperse its funds. Specifically, of course they require the funds in the general operating accounts of the association not be commingled with the funds for other activities, for reserve study funds like the investment portion in subsection B, in subsection C, basically it talks about, there are several options and there's a or in between these options meaning all these options are permissible under the statute, of course, deposited in a financial institution located in Hawaii whose deposits are insured by agency of the US government or it could also be a trust company authorized to do business in Hawaii or held by the US Treasury or purchasing the name or held for the benefit of the association through a securities broker that has office in Hawaii and also the accounts are insured by securities insurance protection corporation. Of course, it also possible for a federally insured financial institution in Hawaii for investment in CDs, federally insured as well. So David, what's your take would be when boards move their funds outside the traditional FDI school insured depository account? Okay. Well, I'm gonna start off with a war story about an association that won a $7 million lawsuit and they didn't need all their money right away and unfortunately for this association they had a board member who was a stock broker and the stock broker convinced the board they could get a better rate of return by investing in stocks and bonds and unfortunately this association was making good money for a little while until the market took a turn for the worse and they ended up losing $2 million. Generally, as not pointed out, board members are fiduciaries and they need to protect the principal. It's not about how much money you make it's about whether you lose any money. So most associations traditionally invest in certificates of deposit or treasury securities. Certificates of deposit, there's a limitation of $250,000 per institution unless the institution is part of what used to be called the CEDARS program and now it's called intra fine network deposits. So basically if the association, let's say had a million dollars and that they only like dealing with one particular financial institution if that institution is a member of this network then it would take $750,000 in $250,000 chunks and invest it in other banks that could be located anywhere within the United States and that's okay as I understand reading the Hawaii statutes and that's pretty common because otherwise if the association has several million dollars but there's a $250,000 limit per institution you'd have to open up bank accounts everywhere. So that's probably the most logical source of investment for associations. Also in today's world, it makes sense to ladder your CDs. In other words, stagger the maturity dates by six months or a year, especially at the moment since interest rates are rising and that way your money is protected and you're still earning a pretty good rate of return. For those that want to invest in any US treasuries, the association can open up an account in the association's name, not an individual and open a treasury direct account and we've had a lot of clients that have done that over the years. So one question that was posed to me because some of the banks have their brokerage divisions where they do seem to use it other kinds of stuff like that. So are they still covered under FDIC if they put it into their brokerage divisions? Well, as a matter of fact, some of the big name brokerage houses, if you look carefully at their statements, some of them have banks. So like Merrill Lynch, okay, they may have a Merrill Lynch bank as well as your securities account. And if you read the statements very carefully, it will indicate how much money is in the bank accounts and how much is covered under the $250,000 FDIC limit. So yes, with some brokerage houses, you can have FDIC insurance, but for most securities, it's covered by CIPIC insurance. Securities, investors, protection corporation, that is not the same thing as FDIC insurance or whatever the federal insurance is on credit unions. Okay, so now what would be the legal requirement for a complex of interest when they're using a board member is introducing someone that they know to invest the association funds and how does the board need to really react to their fiduciary duty about placing those funds into something else other than FDIC insured depository? A conflict of interest transaction, that refers to when the director of the association has either like direct or indirect interest. In a situation, of course, if your relative works for that brokerage, under the statute, if you look at a 414D-150, not exactly fitting to the definition there, but still it's inappropriate. Like any bidding situation, I usually recommend my clients, at least get three bids, compare. And if you have that affiliation, it's good practice for the board director to make this closure and then try to recuse from voting on this specific issue. You can have the rest of the board follow director's vote on it, and they can have multiple biddings. Again, you also got to compare with the commission amounts. If some other better vendor offers a better deal, then you choose the best. Ultimately, the guiding star, still the standards of fiduciary duty. As the director, you owe the fiduciary duty to the association. What would a reasonable board director in similar circumstances would do? Did you put the association's interest first? And did you act in good faith? Are you relying on good advice from your CPA or from licensed investment professional, or you're just out of your own interests, try to make a self-dealing, or that's all the situation there. But of course, for association reserve funds, as David mentioned, the primary purpose is to try to preserve the principle and also to maintain that liquidity accessibility when you need the money. I mean, even if it's a very safe return, but if you're gonna be locked in for 20 years, the association won't be able to access it. But when the need arises, that's not a good prudent investment. So really it depends on the circumstances and it goes all into the analysis, weighing down of course the best advice for any board facing that situations to say consultation from your attorney, say consultation from your CPA or investment professional to really make the best decision for the association. Yeah, that's a good point, but not putting all your hands into one basket. So don't move all your reserves into another fund that you're locked into for X amount of years, because some could be 10, 15 years before they come to maturity, right? So if some emergency arises, that you're stuck because you have that one fund that you can't take the money out or you suffer a big penalty if you take it out early, right? In some of those... Yeah, one other point if I might interrupt. We can confirm this with NAH. I think part of the statute I saw somewhere that if the maturity dates more than 10 years, then either the membership has to approve it or maybe the board has to do something more in terms of scrutiny about it. That's correct. The statute basically says if the obligation you invested in has a maturity longer than 10 years, then a majority vote of the unit owners will be required, either at an annual meeting or special meeting or via a written consent process that's all required under way of. Great. Also another point in looking at the Treasury securities or certificates or deposit. Remember that if you buy Treasury securities, you are not subject to state income tax on Treasury security interest. So even though oftentimes the CD rate might be slightly higher than Treasuries, it might be worth checking with your CPA to see if possibly the Treasuries are a better deal than CDs because it's tax-free at the state level. Right. So yeah. So you would maximize the actual learning potential. Why would you get that? How it all plays out again at the end of the day. Right. So we're, so if I was sitting on a board and we're number one, whoever introduced this concept, they're using the concept, and they were board member. So they really, once they introduced it, kind of have to excuse themselves for any participation in the discussion of this particular item going forward, correct? Because they have to dispose of nature and they can't participate in the discussion. If they're going to be special with the funds into another vehicle, right? Are you saying if they have a conflict of interest? Right. So they have to dispose it, the nature of the conflict, and then they can't participate in the ongoing discussion of that particular topic. Am I understanding that correctly? No. Well, before we get the legal opinion, the non-legal opinion might be that it would be okay to be able to discuss, but I can't vote on what to do. I agree that that is, yeah. So if there is a conflict, then definitely make this closure and then you cannot vote on it. But I think you're still entitled to information as a director, that's no problem. If you are still in the meeting, they're not like held in a special executive session, including that person, that should be fine, yeah. Another thing for people to consider with perhaps with brokers or any financial institution is what is their fee? In other words, just because you buy a treasury security of a given rate, I know this personally for banks and treasuries securities, the financial institution gets a small cut also. So it's, what's your bottom line that you're getting with a given investment, whether it's a treasury, a certificate of deposit or anything else? So what's your actual earnings minus expenses? Exactly, yes. So it looks good on paper, but then when you get to the bottom line, it's like, oh, well, it equals to a CD, you know. So when they're discussing this item in a board meeting, can this item be done in the executive session? You're talking about the decision to invest in a certain, well, ultimately all official decisions of the board needs to be reflecting in the board meeting. I mean, but if, for example, you're interviewing certain contractor or vendor, you're just still doing that due diligence portion, try to compare deals, I think it's okay to do it via executive session, but ultimately when the board is ready to vote, that process needs to be recorded in the official board meeting minutes. It cannot be just in the executive session, no. I just wanted to make sure that some people are using executive session to kind of move away from the transparency of everything. So that was one question I came up, I don't know if you know the session, that's what you're talking about. Thank you very much. Another comment about executive session minutes. In my many years of practice as a CPA, I've noticed that some associations do not keep the executive session minutes separate from the regular board meeting minutes, which seems to kind of get away from what the whole point of having executive session minutes is. Anyway, sorry for the interruption. Yeah, so executive session should be used only for situations where you need to preserve certain confidential information like attorney client privilege information, sensitive personnel issues, or like, you know, when you deal with a certain vendor, try to compare pricing, that sort of treat secret kind of sensitive information. They don't want the public to have access to, those are, you know, or you know, like you have a fair debt issues, you're trying to sort out a dispute with a certain owner who has a grievance of certain claim, then you use that process to deal with it, but it's not a place where you conduct official association business. Okay.  Well, I mean, to bring up a subject we talked about before this session, let's say that the association wants to invest in bonds of either state of Hawaii or federal government, because maybe the bond rate is a little bit higher than CDs or Treasury notes or bills or something. The thing about bonds, my personal preference is, if you're gonna buy bonds, buy the individual bond so that if it declines in value, as long as you hold it to maturity, you won't lose any money. But if you buy a bond fund, even though perhaps it's okay under Hawaii statute, you could lose principal if when you have to sell it or get out of the fund, the value happens to be down. So, you know, once again, I would repeat, you know, the idea is to preserve the principal. That's your fiduciary duty. And that's exactly what you should be doing. Sorry about that. I can't. No issues. Sorry, David. No. I'm sorry. Yep. I'm not. Okay, so of course the statute says any person who embezzles or knowingly misapplies association funds received by the managing agent or the association is guilty of classy felony.   The law requires you in the Hawaii administrative rules. There's a specific provision talking about, you know, if your reserve is underfunded or there are certain even components of your common elements that are exempted in the reserve study, all of this close that clearly in your, you know, budget or reserve study information disclosed to all the union owners. And if you are not behaving well, the association members have the right to sue you, a director. They can even, you know, in that situation not hold the association responsible for these lawsuits they incurred in pursuing this kind of claim. They can directly go after directors to collect that kind of expenses they incurred to try to protect the association's overall interest. That is in section 16-107-75 of the Hawaii administrative rules. So really just, you know, fiduciary duty should never be taken lightly. In this kind of situation, I think as David mentioned, it's always better to, you know, act prudently even error on the safe side, you know, as a fiduciary. So takeaways is really ultimately, if you invest money, don't do it to the point where you're going to lose your principal.  When you want to preserve that your principal about whatever money you put in, you know, you may have gained and you may have lost but you've not taken away from your original investment. And making sure you do your due diligence, apply the business judgment rule, do your, if you're related to the person that's doing the presentation or where the money's going to go to, make sure you properly disclose your conflict of interest and conflict of interest, business judgment rule and fiduciary duty to the association. Right? That seems to cover them all. Great. Let's say. So when you get to this junction, you guys, I mean, every board member needs to understand that they should also make sure that they seek the advice of their legal counsel when it comes to something like this. This is really to me very sensitive. And it could ultimately cost the association an unimaginable amount of money in the end if it goes sideways or goes south, right? So you want to always make sure you have the, I want to say the blessing of your legal counsel. And I'm sure they will put in some precautions as well of what not to do or don't do this or, you know, make sure that the board is covered and they're properly disclosing this information to their owners of what they're planning to do with the association funds. So any other closing comments that any of you want to make? Yes, never buy stocks in the stock market as a homeroomist association. Okay, I think we're nearing our end. So I really want to thank both of you for participating in today's segment of Condo Insider regarding what are for our reserve money funds and how to not lose them. And then also making sure that we all comply with our comfortable ventures business judgment rule and fiduciary duty as board members that we need to really comply so that we don't get into a legal situation that's going to really take that money away in legal fees to protect the association, right? So thank you. And I hope you guys all have a good weekend and hope to see you soon. Thank you now. Thank you, David. Thank you really. Enjoy the rest of your day. You too. You too. Bye bye. Thank you so much for watching Think Tech Hawaii. If you like what we do, please like us and click the subscribe button on YouTube and the follow button on Vimeo. You can also follow us on Facebook, Instagram, Twitter and LinkedIn and donate to us at thinktechhawaii.com. Mahalo.


What is up you guys, welcome back to another one. If you are new to the channel, I am Goldpony and today we are in the new 2020 Honda Civic Hatchback courtesy of Apple Honda in York PA. They're getting a brand new building by the way. It's gonna look awesome, but nonetheless, I am in this one today in case you guys didn't know I have owned four or five Honda Civics throughout my lifetime, which is quite a bit. My last one going 230,000 miles before I traded it in. I wouldn't need anything wrong with it. So this is quite a reliable car, quite a nice daily driver overall. I know this because of how many I've owned already. So what do you say? Let's go ahead and jump right into it. And as always, let's start with pricing. And so as expected, there will be several different trim levels for the 2020 Honda Civic Hatchback, including the LX starting at $21,650, Sport starting at $22,750, the EX, which is the one we have today, starting at $24,150, EXL starting at $25,350, and lastly, the Sport Touring starting at $28,050. And of course, there is also the Type-R, we're not gonna touch on that one today because that is really its own beast deserving of its own video. So we're gonna go ahead and exclude that one from this particular video. But anyways, regardless of trim level, the power plant on the Civic Hatch is going to be the same. Powering this beast is a 1.5 liter turbo charged inline four-cylinder, putting out 174 horsepower at 6,000 RPM for the LX and EX trim levels. However, if you went with one of the two Sport trim levels, you will get 180 horsepower, six horsepower bump there. It's kind of interesting. 162 pound-feet of torque available from the RPM range is 1,700 to 5,500 for the LX and EX, and you will get 177 pound-feet of torque for one of the Sport trim levels. And of course, all of that power is gonna be sent to the front wheels through your choice of either a six-speed manual or a CVT. We do have the CVT today. However, I did want to say the six-speed manual is now available for the Sport Touring trim level for 2020. That is one of the new additions, whereas previously it was just available for the basic Sport trim level. Now it is available for the Sport Touring as well. So that is definitely a plus in my book. So all in all, believe it or not, zero to 60 time is gonna come in in an oppressive 6.4 seconds. So it is kind of impressive considering this isn't an SI or a Type R. MPG numbers come in at 31 in the city, 40 on the highway for the CVT, 29 city, 37 highway for the six-speed. Here's the kicker though. Regular unleaded fuel is recommended unless you go with one of the Sport trim levels. That is gonna recommend premium unleaded. However, you can use regular unleaded, but premium is recommended for the extra power specifically. So there is also an econ button kind of located just behind the shifter there. That is something that you probably want to use on long stretches of highway as I often did on my way to the Inner Harbor every single day because that is gonna bump those MPG numbers up quite substantially. Now remember getting up to 50 miles per gallon in my basic EX trim level previously. Again, with it rated at 40 on the highway because all I did was highway driving with that econ button on. So it is definitely possible to get more than the estimated 40 miles per gallon on the highway, which is kind of nice. But so anyways, who cares about the econ button right now? Let's go ahead and turn it off and let's do a quick little acceleration here in our Civic Hatchback EX. And let's see how quickly we can get this one here up to speed. Okay, I feel like the power kind of kicked it a little bit in the higher RPMs. Little bit of a turbo lag, I gotta be quite honest, but once it kicks in, you definitely get going. So no issues merging onto the highway. Once the RPMs get up a little bit higher, that is at least. But so anyways, to go along with that acceleration as always, braking is equally important as we are pulling up to a red light. And so once again, regardless of trim level, the braking setup will be the same upfront.  And there is an electronic parking brake just to the left of the shifter as well as a brake hold button in case you're stuck in traffic. That's definitely convenient. And overall in my short test drive today, the braking feel has been just fine. And in all my Civics that I have owned, I've never had any issues with the brakes. So braking feel is great there.  And as far as the steering feel goes, I think probably my 2006 Civic, I feel like that one had the best steering feel, but it is okay. It is kind of as expected in a compact car. It's not gonna be quite like a Civic type bar or anything like that, but it's not the loosest steering feel either. It's just pretty much as expected is all I'm trying to say. Ride quality is fine as well. Definitely no issues there. And when it comes to cabin noise, you get a little bit of tire noise, but really other than that, there's really no issues with that either. So, and then last thing I wanted to mention with this driving segment before we move on to the exterior is when it comes to visibility, it's not bad. There is that center bar kind of hindering visibility ever so slightly, but it's not gonna be quite as good as the sedan, but visibility is just fine in my book. Anyhow, that is it for the driving portion of this review. Let's go ahead and make our way to the exterior because one thing that really impressed me about the 2020 Civic hatch specifically, this one is the color. The flake on this paint is just absolutely stunning. I honestly couldn't stop staring at it, so I hope you guys enjoy staring at it in 4K right now because it is absolutely wonderful. But let's go ahead and make our way to the front of the 2020 Honda Civic hatchback. All right, so now making our way to the exterior of the 2020 Honda Civic hatchback, there are actually some exterior changes for 2020, believe it or not. Up front, you will find revised fog light housings with body colored crosshairs. That is what those, that little body colored line is right above the fog lights there, but front grille is actually gonna be slightly refreshed as well and the headlights now get a blacked out treatment. So some blacked out headlights, which is a good thing that of course looks better. Projector beam halogen headlights are gonna come standard on all trims, but the sport touring because that sport touring trim level is gonna actually give you LED headlights. And fog lights, of course, are gonna come standard on all trims, but the LX. So since we do have the EX trim level today, therefore we do have these fog lights just below, which look very good in my opinion. But now let's go ahead and make our way to the sides. Black window surrounds are gonna come standard for every single trim level. So black window surrounds, of course, being more of a sporty look. So it looks good on the Civic there. Body colored power adjustable side mirrors will come standard heated side mirrors will come at the EX trim level. And up, so we do have them today. LED integrated turd signals are gonna come with the sport touring trim level and up. Also wanted to mention, I'll get more to the safety feature later. If you guys are wondering why there is a camera on the side of this passenger side, side mirror here, that is gonna show up on the infotainment screen inside so you can better see what is beside you. So you don't go turning into anybody. It's a pretty cool little safety feature, but any who continuing on to the wheel setup, 16 inch alloy wheels will come with the LX. That is pretty cool, actually. A lot of the base trim levels of compact cars will actually give you steel wheels with hubcaps. So it is kind of nice that they will come alloy wheels, a real thing. So jumping up to the EX trim levels, that is both EX and EXL, you're gonna get 17 inch alloy wheels. That, of course, is what you're looking at right now. They look good in black, in my opinion. And the sport trim level is gonna give you 18 inch alloy wheels. So jumping up the size once again. But that is about it for the side, though. Let's go ahead and make our way to the back. Didn't wanna mention, you do have a shark fin antenna. That's gonna come standard on all trims as well as that body colored roofline spoiler. Again, standard for all trims. It definitely looks pretty good up there. And of course you have that rear window wiper back there as well, since we do have a hatchback. But here is the real win in mind, but compact car comes standard with LED taillights. Well done Honda for putting LED taillights standard on every trim level of the Civic. Body colored trim accents once again, found just below. They're just gonna kind of tie in with the front bumper as well. So kind of rear fog lights have the same treatment there with the body colored lines. And here's an interesting part. When it comes to the exhaust outlets, there are actually dual exhaust outlets regardless of what trim level you go with. So we actually have dual exhaust outlets to see if you guys can see it under here. They're hidden underneath here on our EX trim level. But if you were to go with the sport trim level, you're actually gonna get a center mounted dual exhaust outlet setup. So either way, you guys know what we have to do next. As always, here is that exhaust clip. It's open now since we all round back. When it comes to opening the rear hatch of the Honda Civic, there is actually a button on the key fob. However, that button is actually simply to unlock the rear hatch. So it's not actually gonna open it like a power mechanism or anything like that. It is just simply gonna unlock it. But once behind there, there is simply a button just lift up on that and that is gonna open it up for you. And then once opened up, there is a little bit going on back there. There is a cargo area light that is pretty nice. There's actually a cargo cover as well. It's pretty impressed with that. With the hatchback, that is sometimes very nice because if you have some stuff back there, this is a hatchback so you can very easily look through that rear hatch, look through that rear window. But if there's a cargo cover back there, that may very well deter a couple of people from trying to break the glass and steal something. So it's always good. But once opened up, cargo capacity is gonna come in at 25.7 cubic feet. If that was not enough space, there is a 60-40 split so that rear seat does fold down, bumping the cubic feet and it's up to 46.2, good bit of space there. Make your own way to the rear legroom. That is gonna come in at even 36 inches. And to my surprise, that was actually very comfortable back there. I'm an even six feet tall by the way for reference. And even if I was a little bit taller, the back part of the front seats does have a little bit of give to it. So if you did have a taller person back there, their knees could go into the back seat a little bit and they could still be comfortable, I would imagine. But I was perfectly comfortable. And again, I'm six feet tall. Also for all trim levels, but the LX back there, you're gonna find a rear center armrest. Definitely very nice as well. One thing that did kind of surprise me was the lack of rear air vents or lack of rear ventilation back there. But that's kind of 50-50 with compact cars. Sometimes you get it, sometimes you don't. You don't really need it with smaller cars anyways. But I could not find that back there. But I will say, if you wanted rear heated seats, simply go with the sport touring trim level. That is pretty cool there. But now make your way to the front seats. Cloth surfaces are gonna come with the LX sport and EX trim levels. Then if you wanted leather seating, simply go with the EXL, of course, L meaning leather. Or the sport touring trim level is also gonna give you leather seating all the way around. But heated seats are gonna come with the EXL and the sport touring once again. And if you go with the EX trim level and up like we have today, you will get an eight-way power adjustable driver seat, which I was very happy to find as well. So that's pretty nice. Then take a look forward. There is a tilt and telescoping steering wheel for all trim levels. Also for all trim levels, but the LX, you will find a leather wrap steering wheel as well. As far as the grips go, they're actually a little bit larger than most other compact cars, which is a good thing. But still not too large, but really they are kind of just right honestly as far as the steering wheel grips go. But making our way to the startup, let me first start by showing you guys the key here. Do you have your Honda logo on the one side? And when you flip it over, lock, unlock that button to pop the rear hatch and there's actually a kind of circular button in the lower left-hand corner there. That is gonna be your remote start. So if you wanted to warm up the Civic on super cold days or pull it down on super hot days, simply hold down that circular button on the key fob there and that's gonna start it up before you actually get inside. So that's kind of cool. But there is a push button start for all trim levels but the LX and it is a nice red push button start, perhaps paying homage to the old S2000, which kind of pioneered the whole push button start thing for all manufacturers really in my opinion. But anyhow, all I'm going to do is simply put my foot on the brake and just press that engine start button located just by the driver's right knee there. But say that once started up, gauges are actually pretty cool. It is a digital gauge set up here. Engine temp is gonna be on your left, fuel information on your right. There is a large digital display front and center, which can be controlled by using the steering wheel mounting controls on the left side. They're giving you things like a large digital speedometer if you wanted it. How many miles you have left until you hit empty? There's when you need your next oil change. It's always convenient. You can also check out your radio settings, Bluetooth information, a ton of different things up there. So that's definitely very convenient. Touching on overall interior quality, there is a power moonroof loving that we have that today. That is on the EX trim level and up. Sport pedals are gonna come with the sport trims as expected. Also dual zoom climate control with the EX trim level and up. That's what you're looking at right now. It's also very nice. Home light controls coming standard on the sport touring trim level, meaning the garage door openers. Also, I did want to mention there's gonna be some different dashboard trims dependent on the trim level that you go with. For instance, kind of a brushed black trim with the EXL and the sport touring. You're gonna find a new painted pattern with the LX and EX. It kind of has a wood look to it, but it's not, but it kind of looks like it. It's pretty cool. Then also a geometric pattern kind of trim for the sport trim level. But overall, perhaps one of my favorite things about the Honda Civic, the way they do this is right in front of the shifter. You have your USB outlet and there is a little pass through thing for the cord. So simply hook your phone up to that cord there. But then just below that, there's an area for you to kind of store all the wires so they are out of sight, out of mind. So if you're the kind of person that kind of clutter really bothers you, this is gonna be one of the best things ever because it is going to hide all of those wires so that you don't have to look at them. So that is definitely a plus in my book. Of course, just behind that, you have the electronic parking brake and the brake hold button if you're stuck in a traffic jam perhaps. Just behind that two cup holders and continuing back a little bit extra storage and there is a movable tray also, which you can slide all the way up to the cup holders and all the way back. That is pretty cool. And another little tray just behind that as well. So overall, pretty nice finish to the Honda Civic hatchback here with my favorite part being the fact that you can hide all those pesky wires. That's always a good thing. But now let's touch on the tech display here. Five inch LCD screen is gonna come with the LX. But when you go with the sport trim level and up that is where it really gets good with the seven inch high resolution touchscreen display giving you Bluetooth and audio streaming also Android auto and Apple CarPlay meaning if you have a smartphone this is where you hook it up to the Civic and it's gonna give you free navigation through your smartphone as well as the ability to like and dislike your Pandora songs up there too. If you wanted a factory navigation system you don't need it if you have a smartphone but if you wanted it simply go with the sport touring trim level. And of course you can check out your radio settings up there as well. And by the way, when it comes to the sound system you're gonna get four speakers with 160 watts with the LX trim level. If you jump up to the sport EX or EXL you're gonna get eight speakers with 180 watts. And then if you jump up to the sport touring you're gonna get 12 speakers with 540 watts on a subwoofer. And so you guys know what we have to do next. We do have that eight speaker sound system with 180 watts. So what do you say? Let's go ahead and turn on the radio see what we got playing today and let's test out the clarity of this one. It's only a matter of you. Actually kind of impressed there. I gotta be honest, there was a good bit of bass to the point where it was almost rumbling the seats a little bit. So eight speakers, well done. This is a smaller car, this is a Civic so you can imagine eight speakers are really more than enough for a car like this. But I do know kind of impressed with the eight speaker sound system there. But last thing I wanted to mention on the tech display though is when you do put the Civic in reverse you will find a rear view camera for all trim levels letting you know who or what is behind you along with a couple different views as well actually there's buttons in the lower left hand corner there. You can go more of a wide angle view or straight back or literally just underneath of the Civic. So if there's a bike kind of out of your view on some of the other angles you're gonna be able to see that so you don't run over your kids bike so that's kind of cool too. But anyways, as always that is going to lead us into safety. And so to start there are front side curtain airbags also in the back you're gonna find latch AKA lower anchors and tethers for children for the rear car seats and also standard on all trim levels you're gonna find a ton of safety features included in what Honda calls Honda sensing which is gonna give you a ton of different things for collision warning lane departure warning collision mitigation braking system road departure mitigation system lane keep assist automatic high beams and even adaptive cruise control standard for every single trim level even the LX that's pretty impressive. If you went with the EX trim level now that is also gonna give you Honda lane watch this is the cool thing where you put on the turn signal and it's gonna project onto that infotainment screen what is beside you don't go turning into anybody. But anyways that is about it for this one you guys thank you so much for watching feel free to follow me on social media at the bottom of the screen if you like be sure to hit the subscribe and the bell notification button if you were into new car reviews that is what we do here on this channel hence the 2020 Honda Civic hatchback but anyways that is about it for this one you guys do appreciate all of your smiley faces watching this video and I will see y'all in the next video Stay Gold.


Hi, I'm Valentina from Italy and I have recently finished and passed my TEFL course with ITTT, so I am officially TEFL certified and very proud of it. I chose the 120-hour online course with videos and tutor and I found the videos very useful and helpful as well as the teaching ideas and the lesson plans. And what I appreciated most about the course was its flexibility and the units were very straightforward and I liked the fact that I could do the course at my own pace. Plus, when I signed up for this course I had already been teaching for an English school and so this course gave me the chance to get an additional qualification and to gain experience and also to feel more confident in the classroom. So I would definitely recommend this course to anybody who is interested in teaching English as a foreign language. Good luck everybody!


Hey this is Brett and this 2020 Ram 2500 Crew Cab Short Box Power Wagon is stock number 12785ZB. I am here at Summit Automotive in Fond du Lac, Wisconsin, your new and used heavy-duty truck and Ram headquarters. This 2020 Ram 2500 has the 6.4-liter V8 Hemi engine. This truck has been fully safety and inspected by our service shop for the state of Wisconsin inspection process. It has a fresh oil and filter change. All the fluids have been checked and topped off. And this truck is 100% ready to go. I'm going to go all the way around inside underneath, start it up, and take a look under the hood. Granite Crystal is the color and I shoot all my videos in 4K. So if you have HD capabilities on your computer, tablet, smartphone, or television, I highly recommend turning them on right now because it is your best way to check out the quality, condition, options, and of course the cleanliness of the vehicle before seen it in person. And if you like the video on how I do things here at Summit Auto, you can subscribe to my YouTube channel and then click the bell notifications. You'll get updates on the videos I do each and every day here at Summit Automotive. This one comes with the painted and polished aluminum 17-inch rims and it has BF Goodrich all-terrain TA KO2 tires. These are 35 by 12 and a half R17 LT tires and they have just about all the tread left on them. I would say probably at least 85 to 90%. Frame and underbody is exceptionally clean on this truck. You can see you do get the Bilstein shocks on here. Front fender is in excellent condition. You do get the LED headlamps, LED running lights, and the LED fog lamps. You get the metal powder coated front bumper. It does have a worn winch on it and we do have the winch controller for this truck. And you get the front bumper parking sensors. You get the ram stamped grill and the hood is in fantastic condition. I didn't see any dents or dings on there and you do get that black hood decal on there. That's just a sticker. If you didn't like it, you could always take it off. Passengers side front fender looks really good as well. No dents or dings on there. And the passenger side front rim, no major scuffs or scrapes. Now as I go down this side of this 2020 Ram 2500, take note of how clean that body is, how reflective and mirror-like that paint is. I take these HD videos so if you are far away or even if you're close by and you just cannot make the trip down but you're still interested in purchasing the truck, you can see the truck, hear the truck and have confidence in the vehicle they are looking at before you even get here so that when you do get here, there's absolutely no surprises and you can make a smart and informed buying decision from wherever you're at. And if this video helps you make that buying decision, let your salesmen know that you saw the video that it was helpful and that Brett sent you. And I can continue doing these videos and you can subscribe to my YouTube channel in the upper right hand part of the screen. Back tires have just as much tread as the front tires, frame and underbody exceptionally clean back here as well. Do you get the Bilstein shocks in back and the frame and underbody? Very, very nice and clean. Lower rockers all are very nice and it does come with the factory painted step bars. So the bottom here is actually painted black so it's a two-tone paint scheme on here, passenger side box, dentsini dents or dings on there, looks really good. Rear bumper is in great shape as well, it does have the back of parking sensors, full towing package which includes the receiver hitch four pin ends, seven pin wiring and the tailgate is very nice and clean as well. So once again these are just stickers, this is the emblems on there, has a very nice lear truck cap, has a shock down assist tailgate and it comes with a bed rug. The bed is in very nice condition and you do get the side box tie down still and that cap is insulated on the inside too. Very nice cap, very nice bed rug and everything shuts nice and solidly. You do get the LED tail lamps as well and as you go down the driver's side just as clean as that passenger side, no dents or dings on the box and for full disclosure this back room is in excellent condition as well. Down the rest of the side of the truck, doors and cab all look really good, does have the fold up tow mirrors, they fold up like so, they also have directional signals, they fold in as well and you do get LED side lights on those, I'll show you how those work in just a minute too. Inside the power wagon package gives you the black leather interior, you get the power wagon stitched on the bolster, there are no rips or tears on the seats, they are in very nice condition, you get the 40-20-40 split bench seating in the front, power driver's seat with lumbar, factory all-weather floor mats throughout, auto headlamps, power pedals, power windows, power locks, power mirrors, memory driver's seat, you get this kind of like a rubber insert and the diamond plated insert on the door there as well, these mirrors do power fold in, I always like showing both sides so you know that both sides are working properly and you do get memory driver's seat, you also get the power blind spot mirror so if you look at that outside mirror that is power on both sides which is really nice on the passenger side if you're pulling a trailer or something you need to adjust that, you don't need to get out or have anybody do it for you, back seats are heated as well on the outboard side, latch child safety system for any child car seats you may have, power sliding rear window with the built-in rear defrost, those seats are in fantastic condition, does have a mode floor which is really nice, you got muddy boots or tools put them on there, you're not going to get your seats all dirty or if you got pets put both sides down, they got a nice flat place to lay, it's storage underneath there and on the other side is your factory subwoofer under the floor mat here, we have removable bins for easy cleaning, you can put ice and drinks in there, it's like you have too many coolers wherever you go and there are your heated seat buttons, two USBs and 115 volt 400 watt plug-in back there as well, child safety locks on the back doors and the bottoms of the doors all look really good on this truck, hop inside check out the miles, the radio and everything that this truck has to offer on the interior, you can see that this one has 19,021 miles, you do get a digital speedometer on that seven inch LCD display, you get a compass display, battery life or battery charge, you also get an oil temperature, you can change all those corners to read whatever you'd like and that is a special power wagon instrument cluster, comes with the heated leather wrapped steering wheel, cruise controls and gear selector on the right, bluetooth and information center controls on the left and you do get audio controls in the back of the steering wheel, push button start, eight speed automatic transmission, now this is really what makes your power wagon a power wagon, you can lock both the front and rear axles or just the rear axle, you can put and then you have sway bar disconnects, so that's really the system that makes the power wagon special, you also have downhill assist control, here's your four by four shifter and your 12 inch Uconnect 4C radio gives you AM FM serious XM radio capabilities, has highway 41 right there on the nav system and you can see that is working nicely, there is your FM and then you can do your sources right here, there's your serious XM as well, you have your climate controls here, now you can do them on the screen or you can do them up here, you also have your heated seats, cooled seats and heated steering wheel controls and you can check out your backup camera pretty much at any time and they've made these backup cameras HD now, you also can zoom in on your receiver hitch to get hooked up to your boat camper or trailer the first time every time, you also have all your different apps in here including a projection measure where you can project your cell phone to the screen, via Android Auto or Apple CarPlay we actually did a demo on an 8.4 4C radio, same radio just a little bit smaller with Android Auto, if you want to check out that video that's in the upper right hand part of the screen, carpeting and floor mat on the passenger side are in excellent shape, no rips or tears on the seat, you get the speakers in the ceiling part of that alpine premium sound system, headliner is in nice shape and you do get the power sunroof on this truck, the system SOS buttons up there as well as your power sign rear window and sunroof controls and map lights, you can also power drop down your tailgate and you do get home link buttons for your garage door security systems and lighting systems, keyless entry, remote start and power drop down tailgate on there as well, we'll start it up and take a look under the hood, starts right up, no check engine lights or anything like that, there are your LED side lights, they're super bright and I would personally like to thank you for checking out the video today and hopefully from this HD video you'll been able to verify the quality and condition of this truck all the way around inside out, there are those LED headlights, LED running lights and LED fog lamps, they are super bright, you also get LED clearance lights up top and under the hood we have a 6.4 liter V8 Hemi engine, 410 horsepower, engine bay is very clean, it's very smooth, once again this truck has been fully safe and inspected by Elmer service shop, has a fresh oil and filter change, all the fluids have been checked and topped off and this truck is 100% ready to go, does have an SMB cold air intake, very nice and clean, there is your emissions sticker and I would highly recommend this truck to make quality and condition standpoint and to see more pictures of this truck or one of our other 450, 500 new and used cars, trucks and SUVs, you can go to that website right there, summitauto.com, full pictures and descriptions of every single vehicle from two locations all at summitauto.com and if you'd like to check out more HD videos you can go to youtube.com slash summitauto, number two like, subscribe and share on this video and all the videos that you see there, click the bell notifications, you'll get updates on the videos I do each and every day here at Summit Automotive, in fact in a second you will see a link to subscribe to my YouTube channel on the upper left, a link to more Ram 2500 truck videos like this one on the upper right, link to this vehicle on our website in the lower left and a link to one of our latest YouTube videos in the lower right, click those, check us out and we're super excited to help you with this Ultra Clean 2020 Ram 2500 Crew Cab Short Box Power Wagon and Granite Crystal over Blackbeard Cup, thanks again for checking out the video, remember to like, subscribe and share on my YouTube channel, I really appreciate it, thanks again.


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