Well good morning and welcome to the non-profit show. We are so glad you're here today. We have another fantastic guest from your part-time controller or as we reference YPTC. Denzel Blunt is here. He's a CPA and he's also a manager at YPTC. He's here to bring his expertise, his insights, and his tips to share with you all about federal grant and award. So stay with us because Denzel has got such fabulous experience and expertise to share with us. But before we jump into the conversation with you Denzel, we want to remind our viewers and our listeners across the globe who we are. So hello to you Julia Patrick. Julia is the CEO at the American Nonprofit Academy. Thankfully, for her, I have been six years ago if you joined us for the Green Room Chatter, like the non-profit show has been baking for quite some time. So yeah, so really, you know, four years here we've nearly produced almost 900 episodes and I'm so grateful to serve alongside as your co-host. I'm Jarrett Ransom, your non-profit nerd and CEO of the Raven Group and we are also so extremely grateful to our amazing presenting sponsors that allow us these opportunities to keep the airwaves open and the conversations flowing. So thank you to Bloomerang, American Nonprofit Academy, your part-time controller, again where our guest Denzel joins us from. Also non-profit thought leader, fundraising academy at National University, staffing boutique, non-profit nerd, as well as non-profit tech talk. So again, thank you to these companies that allow us these fantastic conversations that continue to evolve over the years, the months, the quarters. And if you missed any of our previous episodes or maybe you have to jump in late to this one or jump off a little early, either way, we've got you covered my friend. So download the app just if you're watching right now, you can scan that QR code to the right on the visual and it will upload the app and it will also let you know in just a couple of hours that the notification for today's conversation has been placed. We're also on podcast and streaming broadcasts. So we haven't left those platforms. We just keep adding, right? Adding to the streamlines. So yeah, really excited to have these available for all of you, free of charge. And again, thank you so very much Denzel. So glad to have you. I love this photo of you. It looks just like you in IRL, you know, based off of this camera here. But again, Denzel Blunt, CPA manager at your part-time controller. Welcome to you. Thank you. Thank you. And fun fact about this professional photo. It's my first professional photo that's been taken in probably the last 80 years that my current LinkedIn photos are expired. I just took these at our most recent manager meeting, which subsequent was actually prior to, as you can see, my broken collarbone here. Yes. Well, it's go ahead, Julia. I like to think that you were like racing to the printer to get a return report or you were like repelling off the side of the office building to get to a client. Something really fabulous. Oh, Julia, if only it was that exciting. It's honestly much more embarrassing than anything else. Just my wife and I like to get active and play in a wreck ultimate Frisbee League. And again, it's recreational, so it should not be that competitive, but I'm a little too competitive for my own good. So in this semi-final game, I was trying very hard to get a point and fell awkwardly and subsequently broke my collarbone. But the good news, the good news is we did win that game. I got the point and we won the championship. So it was all wasted. I love it. You took your trophy to like the emergency room with you. Well, it's like an honorary Frisbee that has champion won it. So yes, I care with me at all times. I love it. For someone who's competitive, even in musical chairs, I can relate. I totally get it. Well, you have brought your wisdom to the conversation as we talk about federal grants. And I also want to reference a colleague of yours, Derek Drear, that has joined us previously on the show to talk also about federal grants. So, you know, if you were listening when I mentioned that all of these are recorded and available to rewatch, go back into the archive and you can find Derek's conversation. But let's jump into this because as we look at funding for the year, I am really excited to learn from you because Julie and I have been in the sector for quite a while, but we always learn from our guests. Like we all have this hair on fire, you know, mind blown kind of moment. So I'm sure you'll have one with us as well. But I'd love to hear you talk about the communication and what we should do and maybe not do when it comes to communication with our federal agencies or those grand tours. What do you advise in this arena? Right, right. So I actually want to start this discussion off by asking a question just to get, you all can get the audience thinking that if you have a federal grant and you run into a compliance issue or you have a question, who are you going to call?  I'd say a lot of people will hesitate to call their federal granting agency, but in my experience, that is the best person, the best group, the best agency, the best anything to call because they will have the most specific answers to any of the questions you have related to your grant's compliance. So one of the best things that you can do when you have a federal grant, as soon as you get that award letter, is to start talking to your negotiator or your grant officer. Because when you have rapport with your grant officer and you start to realize, okay, this person is here to help me. So maybe I can ask some questions when I'm not sure which way to go. Because I can't tell you how many times there have been situations where a client or nonprofit comes to your partner controller, frantically saying, what do I do? What do I do? And we tell them, have you asked your grantor? Because they know all the answers. Or I'll say most of the answers. That's one of the key things you can start doing early is talking to your federal grant officer and building that rapport so that when you do have those questions or concerns, you can just pick up the phone and talk to them.  Yeah. And it's mostly because there's probably this stigma that like the federal government is this all overseeing compliance entity. And then if I make any mistake, it's going to result in, you know, I lose my grant or something like that. But ultimately, these agencies are trying to help nonprofits administer programs for the community. Right. And so if, in my experience, anytime that there's a have a client or even back when I was a controller for a nonprofit, I need to talk to somebody and try and get to get to the right answer. They were like, okay, we want to help you want to help me just give us the information that you're confused about. And let's try and find that right answer. You know, I'm fascinated. And I think this is like, I love that you started this way Denzel's that it's like, you know, the minute you get that approval, you that that letter that says, okay, we're in, we're moving forward to make a call and reach out and begin the communication. Don't wait for a problem, but at least make that introduction. I think that's just super wise because nobody wants to admit that they don't know something or they're worried or that maybe they they're not in compliance. But yet if it's so much easier, if we have some sort of communication path, and no know who to call, I mean, that's just kind of like common sense. But I bet there are a lot of us out there that don't think that way. Yeah. And I think to add to that, Julia is the if you are, if you are worried that you're not in compliance, the best time to talk about it is on the front end with your grant officer, rather than on the back end, when order has come through and identified and reported out that you are not in compliance. So if you're able to get ahead of some of those issues, some of those questions, and take care of them and resolve them before an auditor comes in, then you don't have to worry about having those findings reported out to everybody to see that you're not may not be in compliance. That's a great tip. And, and who should be that person to reach out? Should it be the CEO and executive director? Should it be maybe a development person that submitted the grant? Who should be the person that reaches out with that question? That's a great question. And it may it may depend on how your organization handles kind of the grant application, because what you'll generally see is that you'll have a development person who has the deep knowledge of the grant itself. So that person should definitely be involved in that conversation with the grant officer, but also you should have, I recommend having a finance person who also understands the numbers that it comes when it comes to the grants as well. So those, those two coming together, having a relationship will make the grant manager process a lot, a lot smoother. So I mean, one, I have a million questions, but before we move on, and this is going to seem like a little ridiculous, but when you talk about communications, are you saying like schedule a zoom call, pick up the phone and email? Like, what does your degree of engagement look like? Right, right. That's a great question. And it's really all of the above. When you, when you get that, that award letter is doing a nice little introductory email, but my recommendation is always to just pick up the phone and talk to that person, because that's the quickest way to kind of develop some of that rapport. Ask any kind of lingering questions you might have just to, you know, help the officer understand your organization. So then when you are talking to them later, they're like, okay, this is, I understand this organization. I'm going to help them deliver on their mission. So that having that conversation, building that rapport, I think, in my experience, just picking up the phone and talking to your, to your officer is one of the best ways to do that. Yeah, great tip. I, you know, I find that they really are, whether it's federal, city, you know, regardless of governmental, as well as down to your family, local foundations, those representatives, they really do want to help. Like they're on your side, right, to better support the community. And there's so much fear around and intimidation around making that contact. But I've always found they're really here to be helpful. Yeah, definitely. And if I can, I want to tell a quick story about one of my favorite great officers where I had a, I was a controller of a nonprofit. I had just started with them and we had a negotiated indirect cost rate proposal that was late by four years or something like that. And I had never done one before. So I had to figure out how to get it done. So I didn't know where to go. I was the highest level finance person in my organization.  And I, I work with them very closely, put together the proposal to negotiate. And I said, how long is it going to take to get this process done? He said, well, really, it takes six months from submission. But, but since I've already looked at it with you, I'm going to go ahead and just review it right now. So, you know, getting, like I said, getting that report can kind of help you when you're dealing with your agencies and especially when, you know, if you do have something that you need to have reviewed by your agency, like if you're working with them together, they're able to be knowledgeable and understand it and not have to wait the necessary, like six months of reviewing the documents individually and things like that. So having them help you along the process is something that will, I think make the grant management process so much. Wow. I love it. Well, you're speaking of review. One of the things you advise us to, I mean you said, let's start with communication. Such a basic good way to do business no matter what. And I love what Jared said. It's not just federal. It's down the municipal chain. It's through our foundations. It's through our investors and donors. But you really advise us to review those federal grants, spending monthly issues and talk to us about what that looks like. I mean, is this something that we might not even be reporting on but you're still advising us to stay abreast of it? Yes, absolutely. So there are several levels of compliance to come with the federal grant obviously. So the most basic one is going to be your grant spending. You're going to see how much did I spend under my grant and how much grant do I have remaining. But in addition to that, you could have some non-financial requirements that need to be reported out on a regular basis as well. So making sure you're reviewing even the non-financial pieces monthly with your teams will make sure it will help you guarantee that you are in compliance throughout the entire year. So I think it's really important to definitely understand your monthly spending but also understand your other monthly requirements to come with your grant. You know, Denzel, this is a big one for me and I would like to share what I call, you know, like I've seen so many emergencies where an organization, you know, hasn't reviewed their finances for these grants and to stay in compliance for months, right? And so they're backlogged. Maybe it's a reimbursement contract, you know, slash grant depending on how you label that. And I have seen what I, again, like horror stories of agencies not staying on top of this. So I love that you advise monthly and I'm curious, who should we include in this review process?  Anyone else should be part of this review cycle? Yes. So definitely you want to have accounting and finance involved in that conversation. You want to be reporting that to your upper level managements that could be your COO, your CEO. So they are up to date on the spending as well. But you also want to have your operations team or the program team that is dealing with that grant, because they will ultimately be able to give the narrative pieces of compliance when it comes to that monthly recording. Yeah. Yeah. And I don't often see that happening, right? It's like it happens in this corner and it's not happening, you know, collectively with all of the players, if you will, of the grant compliance. So I really appreciate that. What other tips do you have when it comes to reviewing? You know, I mean, should this be a report that we share with the board as well? Yeah. So I want to take this from two angles. So say you are a nonprofit that has federal grants. The one question you should be asking yourself throughout every year is, do I expect to spend 750,000 of federal dollars this year? Every year you should be asking yourself that question. And if you're tracking monthly, you should know the answer to that question, right? And why 750,000? That's the threshold that will trigger a federal grant compliance audit automatically. And so it's also each nonprofit's responsibility to report to their auditors that, hey, I need an additional compliance audit because I've met the threshold. And so going back to Jared, what you were saying earlier, many, many organizations who have horror stories or disasters or fires because they had below 750 and were really close in prior years, then they got an additional grant and pushed them over the threshold and they weren't thinking about, oh, did we spend over the threshold? Do we need an audit? And the auditors show up and say, oh my goodness, we have to do another audit on top of the one that we're already doing. So that's the expenditure in one fiscal year, correct me if I'm saying this wrong. Okay, of 750 or above, is that correct? That's correct. So within your fiscal year, whether you're on calendar year, if you're off the calendar year, within your fiscal year, if you have spent, underlined, bold, spent $750,000 or more in federal grants, and I emphasize the spent part because it's not how much you've been awarded. You could have a million dollar award and only spend 100,000 of it in your period, in your fiscal year. So make sure you're understanding the spending of these grants because, yes, that will trigger the federal audit. And that's an additional cost, right? That federal audit. Exactly. You know, Jared, I think you said something, and it's triggered a question that I want to ask Denzel. And this was a, you said so often, you know, not enough folks get involved in this process, but we really need to have people moving through our organization, understanding what this work is all about. I've got to ask you, Denzel, do you feel like maybe we haven't educated our teams up enough on how to look at these reports and what we should be understanding, and then it's just easier to say, oh, let those guys over in accounting and finance do it? Because it seems to me that we have this like wall in between a lot of our different departments, and that maybe that's the foundational point for why we're having some problems. Yeah, that's that's a great, great point, Julia. Because, and not just in the federal grants area, there's always this kind of intersection between finance and development, I think in particular. It's kind of this historical struggle of how do we get on the same page about, you know, the numbers? And because development is looking at it in one lens and then accounting is saying, well, according to generally accepted accounting principles, it has to look like this, you know, so like it's it's very important to to definitely bring all those players between accounting, development, operations into the same room on a regular basis to be talking about this recording. And not just not because not just because we want them to be friends, it's also because they all have key pieces in the grant management process. And if they aren't communicating, you know, it is going to be difficult. There are more opportunities for pitfalls to occur. And until your point, Julia, about, are we training our teams well enough to understand these reports? And that is a challenge. That is a really big challenge. Because if you're, say, example, new to a federal award or new to an award with this agency, like that could be completely different than the awards you have with other agencies. And so you may have someone who reads the agreement in finance understands it, you know, from a finance perspective, but they may not be able to develop that narrative that operations or programs would be able to do. And so without that communication, or at least even like having I had one nonprofit had had a great tracking system, they had like a it was very simple. They took an Excel spreadsheet and put all of the non financial and financial requirements. I tagged them with finance programs development. And on a on at least a monthly basis, they would sit down and walk through that to make sure they were everyone understood their responsibilities. Yeah, that's really important. And another shout out to a YPTC colleague, Deanna was on to talk to us about exactly, you know, some symbiotic relationships between finance and fundraising, and how you can really work in a cohesive manner, right, to see those to see those numbers. So really interesting insight. Let's move to negotiate because when I see this word negotiate for federal grant, I think that doesn't belong. Right. I was like, wait, I thought that was before the grant that you can't do this. Yeah. So to talk to us about this, you know, especially perhaps that raised to federally approved rates, which is a story you shared with us about your own personal experience. Right, right, definitely. And so this is, this is something that particularly, particularly if you're new to grants may sound scary, right? It goes back to communicating and the stigma around that. But ultimately, the federal government assumes a 10% indirect rate on all of the grants. I'm going to ask another question here to get people thinking as well. Do I know what my organizational indirect rate is? Because if it's higher than 10%, that means that you're going to be losing money on indirect costs on your grant. And so that's why I highly recommend to try working to negotiate indirect approved indirect cost rate with your grant agency. And so that will allow you to essentially calculate your rate so you know exactly what it is, show it to the agency and say, Hey, this is how we calculate our rate. Can you approve us to get this reimbursement for at this rate, our actual rate for our grants? And agency will review it. And they'll even give you some comments to go back and forth about how to calculate the rate and ask you some questions. But ultimately, the work that it takes to get an end negotiated indirect cost rate is worth it. Because not only does it allow you to recoup more indirect costs, it also gives you more negotiating power with other agencies, also state and local agencies. Because once you have the federal government saying, Hey, we're willing to pay you and we've reviewed in detail your indirect cost calculation, then state and local agencies will look at that as well and say, Oh, with the federal government, we'll do it. We'll honor it as well. Right. And then other That's fascinating. And even in other agencies within the federal government, we'll see that rate and they will honor that also. So it gives you even if you don't find it that you're going to use it on all your grants, at least gives you more negotiating power when it comes to other grants as well. So definitely, definitely worth it to try and get that rate negotiated. And I got to ask you this. I mean, our country, the cost across this wide country, it's so varied. I mean, the cost of operating a nonprofit in the west versus the east, the north, the south, depending on the weather.  Think of the number of nonprofits that are just going to struggle to pay even the bare minimums of their utilities during this summer. I mean, how often do we do this? How often do we examine this? Because this is a pretty arduous task. Right, right. It's a great question. And so once you get a negotiated indirect cost rate agreement or a NICRA with the federal government, you have to review that on an annual basis. And so what the requirement is, is six months following your fiscal year end, you're going to submit your NICRA calculation, your indirect cost calculation. And they will review it again and approve you for a new rate for the following year. And they'll give you even provisional rates for subsequent years that you can use until you need to get to those points negotiating with other rates. So it gives you some options for your future rates that you can use. My gosh, all the more reason to partner with YPTC. Federal grants, I think I might have done definitely less than a handful. They're not my favorite. I think I shared that with Derek when he was on as well. And I love federal grants. I absolutely love working with federal grants. And this is fantastic because there's something out there for everyone. And so yeah, I really appreciate this. I find it back to your word Julia, right? Like very arduous. It's for me, it's a heavy lift. It's certainly not my zone of genius, but it sounds like it's yours. And definitely some other colleagues at YPTC, such great information. You know, I know we're wrapping up, but I know that there's a lot of organizations that have potentially seen a huge influx of funding during the pandemic, ARPA funding, you know, all the COVID CARES Act. And then now they're kind of like starting to go the opposite direction. And so I do think, if I had my crystal ball, Julia, that we talk about often like, Denzel, if you had a crystal ball, what would you forecast? I do think that many nonprofits will start pursuing more federal opportunities than perhaps they have in the past. Because of the shortfall. And so thank you, Denzel, for being here, showing up, providing this insight, really, really good information. Yes, no problem. No problem. And thank you for having me, even though, you know, I'm not my full self as I normally would be very excited to be here with both you, Jared and Julia. So thanks for having me. I really appreciate it.  I love that we could tease you about being, you know, accounting superhero. But I do love that competitive spirit that you even went to the emergency room with the, you know, award. Yeah, but we won the championship. So I carry that disc with me everywhere. I love it. I'm gonna say you were like sliding into the deadline for the federal grant application because those deadlines are no joke. Yes. I think that's true. I think that's you might have to tweak your story a little bit, Denzel. Yeah, I think the deadline one is good. That's definitely something that we're trying to break. I think that makes sense.  I love it. I think that's a good thing. Well, Denzel Blount, CBA manager, your part-time controller. Really a fascinating conversation today because I agree with you, Jared.  Yeah, I agree. And I think, you know, that we need to have these conversations because it is one of those paths that we're going to start to be seeing more and more. And as we get more comfortable, then of course, I think there are more options. And so Denzel, thank you for sharing that with us. And we look forward to getting you back on to explore this a little bit more because, again, I think this is going to be a topic that we're going to hear more and more about. And it's a changing topic. Hey, everybody. Again, if we hadn't met before, I'm Julia Patrick, CEO of American Nonprofit Academy. I've been joined today by the non-profit nerd herself, Jared R. Ransom, CEO of the Raven Group. Again, we are here nearly 900 episodes strong due to the investment from our folks. And we were talking in the, in the green room, really, Eric Frank, one of the founders of YPTC in the dead of summer in a three-piece wool suit said something to Jared and I about, how do I get my logo on the screen? And it kind of kicked us off in a way that it's really interesting. So, but again, thank you to Blumerang American Nonprofit Academy, Fundraising Academy at National University, Nonprofit Thought Leader, your part-time controller, Nonprofit Tech Talk, Nonprofit Nerd, and Staffing Boutique. These are the folks that join us day in and day out so we can deliver these messages and learning. You know, that's one of the wonderful things about this journey with you, Jared. We really, every, every day I learned something new.  I mean, every day there's something new to learn. Yeah, I learned I could negotiate after the grants approved. Yeah, the NICRA. I mean, I think that's really an interesting thing. And we need to be talking more about that and building our confidence. I mean, the non-profit sector, we work so hard to achieve our mission vision and values, but yet we can't get there if we don't have this back, you know, this foundational piece of it. And so to get this information and build this confidence so that we can navigate our nonprofits with better stewardship is where we need to go. Really, really important. Okay, my friend, but we need to let you get off so you can go into physical therapy, right? That's exactly where I'm going. Yep. It's not like just doing the calculator. Not quite like that. All right. Well, we're going to stop teasing you because that's just not fair, but but you're going to appreciate the way we sign off every episode of the nonprofit show. And so this goes out to you, Denzel. And that is the message to stay well so you can do well. We'll see you back here tomorrow. Thank you, everybody.


As I'd love to welcome everybody back to the Independent Investor Channel, we're going to be chronicling my Vanguard Sector Specialty ETF portfolio. I know it's a mouthful. I get it, but there's a little bit of terminology that you got to embrace if you want to be involved in this game. What you're going to really get out of this video is to understand the power of diversification. I've built this portfolio with 11 of the sectors in the S&P 500. I have not omitted any. I'll explain more through the course of this video as to why I did that. But it's performed fantastic in the face of this 2022, while a lot of people are incurring losses of up over 50% and in some cases even more than that. I provide these insights and tutorials to the M1 Finance Opportunity to really show how defense stands up in the face of volatility. And for a lot of people that don't have time to sit there and manage their portfolio, and they don't have the risk tolerance necessary to ride stocks down 50%, 75%, and in some cases 90% into the hole, a lot of people out there, rational and reasonable people, would suggest that that's even crazy to do. I share these portfolios so you can really show and take this as a benchmark and throw it up against the S&P's performance year over year. Throw it up against some of those investors out there that have really heavily weighted their stuff to more of the aggressive growth type of style. And then even more, some of those investors out there right now that are crying and whining about everybody else's fault, the government, the companies that they invested in, or blah blah, they just picked wrong. And now some of these investors are off hundreds of thousands of dollars. This is a serious gig. And the quicker you can adhere to the idea of defensive, passive investing over time, the better off you'll be. So without further ado, we're going to kick you in. And I'm going to run you through a tutorial of the performance of the 11 sector specialty ETFs that comprise this ETF portfolio. It is 100% passive. I have done absolutely nothing to this over the last two and a half years, but fund it, watch it grow. It is a stress free way of investing. So no coming on and whining to my audience about how down I am in the stock market or how one particular stock just doesn't like me. You'll hear none of that sympathy from me rather than just the bottom line performance in the face of volatility. We'll kick you into the portfolio and begin the review. Love to welcome everybody into the M1 finance portfolio, not to be confused with my dividend portfolio. This is my Vanguard sector specialty ETF portfolio for you guys that may not even understand what I just said. It is a mouth mouthful. This is a portfolio that I built back in 2019 toward the beginning when I was just getting kind of into M1 finance. I can't speak highly enough about this broker. This bakes in a lot of discipline for investors and this was a hybrid strategy that I wanted to put in play by entering into all. And I do repeat all of the 11 sectors of the S&P 500. So there is no stone unturned. You'll see at the bottom this is comprised of the Vanguard's ETFs. Some other offerings have sector specialty ETFs and that's fine. I just offer Vanguard. I like their low expense. I like their product. I like their reputation. Hell, I like everything about them. So I don't mind using their products for the exposure in the manner that I want. But this has been just a fantastic portfolio. I'm approaching the $25,000 threshold. I've already met the initial thresholds of $500,000, $1,000, $2,500, $5,000, $10,000. And now the next one is $25,000. It's a big leap from that $10,000 mark. And I've only owned the portfolio since March 5th of 2019. For you guys that understand a few very simple rules surrounding this portfolio rules that I abide by, I only buy. I don't sell in this. I only buy and this is 100% passive. I don't take profit. I don't rebalance. I don't do anything to this other than add to it when I have a little bit of surplus capital. That is the strategic goal of this and it is what I use it for. It is kind of a slush bucket of passive investing that I invest in and I love it. I think it's fantastic. You can see the total overall inflows to the portfolio just over $18,000. We are up total aggregate of just over $4,800 and just shy of $4,000. Those are capital gains and just over $800 of those are earned dividends. So we earn a little bit of dividend income from the ETFs and those pay and are reinvested back into the portfolio. But this is a small indication on a very small scale on what can happen with the snowball effect when you invest in this way. Talking to you guys in 2022 and declaring numbers like this. These are big numbers in a year that a lot of people are running and jumping into the prepper bunkers. Either they invested too heavy in NFTs or dare I would say the for sure thing of investing in Bitcoin didn't really work out too well for them.  And those people are going to have to go back to the drawing board and hopefully they can find a strategy like mine because I'm right. So this is one of very few strategies passive diversified exposure to financial markets that will work over the long term. It's just that simple. A lot of people can't handle the swings and stock market investing. A lot of people think that they can, but I'm here to tell you that they can't. So instead of trying to outthink the gig, why don't you just take on those tried and true fundamentals of setting up a portfolio that you can add to when you want. Or remain an investor when it suits you to do so. Monitor it, you bet you can. No problem. There's no harm in that. But this right here on the chart is what everybody's screaming and yelling about. You know, I'm not I'm fine. I take some aggressive postures in my other accounts of my portfolio, but these portfolios have really just been a nice anchor. And I'm going to look to grow these up over time. My strategic goal is to get these up to six figures each in each of my M1 finance portfolios. The one that I don't chronicle very often is my fixed income portfolio, which is about $2,500. So nothing too crazy. But those are the three accounts that I have with them on finance and then I've got multiple other accounts with other brokers, but I'm very well vested in M1 and very well rooted. I don't see myself transitioning in the near or medium term. Perhaps maybe when I get these accounts up up to something really special, you know, six, you know, maybe a quarter million in between there, maybe we'll think about bringing them home into the major brokers. But until then M1 finance is a fantastic wealth building tool. It's just that simple. So if we scroll down here, you're going to find that there's only one one dark spot in the portfolio and that's probably telecom. It's at the bottom. The rest of it 10 out of 11 are green and they're green handily telecom has really taken it on the chin. So this is an indication of how unfortunate the portfolio has performed or that sector has performed in relation to the rest of the sectors that will change in time it always does. And it has a 6% waiting to the portfolio so less than half of what I have to the top end exposure requirement in health care and technology, respectively 14% in tech it's just under performed. We were up sizably in that we've given some profits back in that sector which is fine. We're still up a $500 bill. And then health care has really taken the leading position because health care health care has just been bananas this year. It's been absolutely fantastic. So from a passive perspective, we look at these and we don't we don't do a whole lot in these. This is a nice barometer of understanding. Yeah, I mean we all know that energy is outperformed. The stables have done really really well this year in the face of adversity people are looking for safe haven. I've just held it no matter what if the market goes back to favoring technology. So be it it doesn't mean that I'm going to sell my staples or I'm going to attempt to try to buy more technology. I own these passive. And so when I contribute the dollars to this portfolio. The idea is that I'm contributing it when I can how I can and it's spreading out those dollars strategically in a manner that I've asked the portfolio to perform in. I don't try to outthink this. In other words if you're looking at this portfolio and saying well, you know Ryan wouldn't why wouldn't you just take health care and tech and and and consumer staples and just leave the rest. I think that's a fallacy. I would just assume you invest in the S&P 500 as a whole which I do in other capacities. But this portfolio wasn't built for that it was built to give holistic coverage of the S&P using the sector specialty ETFs and I didn't want to leave one out because as I've monitored of this over the last two and a half years. It's been very apparent to me that at certain times there are certain sectors that outperform and others that underperform. Energy being a perfect example of those outliers and those swings. There was a time there where Vanguard's energy ETF was down for a long long time in this and as I continued to fund it it continued to buy. And I was the beneficiary of that when that sector turns now if I outthought it and said you know what I don't want that sector I would have missed out on that. Even though I had to incur some downturn in the sector for a while sector rotation is a very very real thing and the idea here is while it's rotating out of one sector. I can be the beneficiary of it rotating into perhaps maybe the underperforming sector that I've held for a while. And I've seen that hold true in this portfolio as I've owned it. So you guys can find this portfolio in the description below. Please understand that I am affiliated with him on finance. Any length that you click and click over and start an account with I can receive a small compensation for those efforts.  This is not monopoly. This is real. You can actually see how the value has grown over time in the chart here. This is my account and we're going to live for better days. I think a turnaround in the market is really going to be a catalyst for this small portfolio. And I could see it approaching that $50,000 mark fairly quickly and then on to our six figure goal in this portfolio as we slowly build it up over time. But I really appreciate you guys tuning into this and getting the tutorial and update on this. It's performed quite well. We will continue to update this throughout the course of the channel as this portfolio grows and evolves and kind of takes on a personality of its own through the snowball effect that we set these portfolios up to render at some point down the line. It has a kick you back and we'll conclude the video. All right, guys, so we've come out of the Vanguard's Sector Specialty ETF portfolio. This is an awesome opportunity for me to demonstrate to people how important it is to enter into financial markets with a defensive perspective. If you do that, you're going to live to fight another day, live to fight another year. And 2022 has been very, very tough on investors. We got lulled to sleep for a long time and thinking that markets just did nothing but pay and forgot the very reality that markets in certain cases take. And when they take, they humble investors, even the best of investors to their knees. This is a way to avoid all of that. I want to demonstrate to you guys that I put zero effort into this. You can have the portfolio. It's in the description below. You can click on the link and you can click over. I am affiliated with M1 Finance. So all those disclaimers are in play and I can receive a small compensation providing these tutorials to you guys. But this is a real account and it's one that I share with my audience openly so that they can truly understand what it looks like to have money in play during volatile markets. And if you appreciate content like this, I would invite you to subscribe to the channel. Hit the notification bell, leave your comments at the bottom of the video and share the message with any of those especially younger investors who need to understand and adhere to this discipline that I teach upon. It's very, very easy to get caught up in the temptation of the sexy market. But there's nothing sexier in stock market investing than making money. And nobody's better than me at providing that making money tutorial to you guys and doing so using tried and true fundamentals. And thank you so much for tuning into the message and good luck in your investment future.


Afternoon baseball here on the show ought to be a good one here between the Seattle Mariners and the New York Yankees. It's baseball on the show and it's coming up next. Eric Cole the California born right-hander is on the mound. Dan any thoughts. Hey Matty if you were getting a chance to watch a guy that's been struggling a little bit lately and his last three starts he has a whip of over 1.40 so he's going to have to cut that down. Limit the amount of base runners. Limit the amount of walks if he wants to have some success in this one here today. Stepping up to the playing D Gordon and we are ready for some daytime baseball. Gordon. First pitch coming here it is. Well behind that fastball it's a swinging strike. Well this Yankee ball club entering play this afternoon here. They've been hot of late winners in four straight. Yeah Matty this team is playing well right now and they got their ace on the mound. This guy has unbelievable stuff. And I can't underestimate the fact that this is a day game. We are creatures of habit. Guys are used to playing seven o'clock games at night and rolling out of bed around 12 1 o'clock and heading to the yard. Instead they're going to get stuff thrown down their throat right at that time. I hope these guys got out of bed and got a few cups of coffee. Shooting for that low inside corner but he missed with it one and two. Still a ball and two strikes. Can't complain a bit about the weather here. Seventy five degrees our temperature at first pitch to two balls and two strikes now. This is a fun guy to watch when he's up there really battles doesn't take any pitches all these a grinder always seems to make it difficult on the opposing pitcher. And a fastball has swung on and missed and there is your first out of the contest. Boy that's the best pitch in baseball right there with two strikes that elevated fastball. Every hitter thinks that they can do something with that but most of the time you get the result that you saw right there a big swing and a miss and another strikeout. Malik Smith the next to hit as he takes a cold strike on the black its own one his career line against Garrett Cole. He's really struggled over 10 and he falls behind 0 and 2 nothing in two count and the pitch on a swing and he popped him up off to the left in foul territory and Doohar is over and he tucks it away for the second out the right fielder mid Hanager. So bases are empty here with two gone and up next the corner outfielder Mitch Hanager infield in the over shift here now the pitch let's get it going boys somebody's loose hit 98 with ease in the first inning bases are empty here with two men out hung the slider there but laid off for ball one Dan set up behind the plate as Joe McDonald as you see the rest of our umpiring crew in this one. Hey Joe McDonald he's a tough guy to figure out sometimes D roll one inning he'll be given that inside corner the next inning he doesn't give much of that inside corner. His zone fluctuates a lot. You know Dan you can see some definite confusion on the face of some hitters today questioning in the strike zone one pitch is a strike on the outer hand as this is strike three and that will retire the side. Mariners are down in order and now the bombers will get their shot. No score. You say Kikuchi is ready to go as he'll be on the mound for the Mariners. What's your take on him Dan. Hey it's hard to have all four of your pitches on but I think if this guy can have two or three of this four pitches and have command of him he's going to have a really good game. Now to the plate. D.J. LeMay here. Take a look at the splits between April and May. D.J. Love Bayview. Ready to deliver. Here's the first pitch and it's the outside corner at strike one fellas the Mariners entering play here this afternoon. They suffered a bit of a setback last time out but not to worry there's still six and two over their previous eight ball games. Yeah Maddie they lost their last game. It was only by one run. They should be able those are the tough ones but they should be able to put this one behind them. Grounded down the third baseline high in the air down the right field line and foul one and two to D.J. LeMay here. Hey textbook waste pitch right there.  The one to. Swung on and lifted in the air to left there. Long run for the center fielder but he won't have a play. This is down and into the gap and the Yankees are in business here. It's a lead off double. He just tattoos this ball right here. I think a fastball. Yeah. No way. Drives into deep left center field gap and that was a nice job to get the barrel around in time to score that baby up. Here's Miguel and a hard now. So weighed out a breaking pitch here that finds the zone for strike one. The numbers coming in. He's at two fifty five five homers and twenty two RBI's nothing in one count. Here it comes. LeMay here stands at second with no outs right down Main Street caught him looking just flat out frozen there. Nothing too deceptive about that foreseeing fastball. So I think he wasn't expecting it at all. Here's big Aaron judge. He'll take a look at ball one and you see the numbers there. He's been very dangerous at the plate to say the least. And this is hit hard to the right side foul one one home. Grounder down the line at third but this will get foul. It's a ballman two strikes the one two misses for the second ball. Now the two two is looked at and the count moves full. You would think in this situation maybe with a base open he just pitch around them and put them on first but not with the guy in the on deck circle. He's going to attack this hitter fly ball out toward left center field long run for the center fielder. He's got it. A nice play there two away batting for the left fielder John Carlaw and digging into the batter's box next will be John Carlaw Stanton a couple of hits for him in four trips to the plate last night. First pitch of the at bat on its way breaking ball that time that misses out of his own. This is foul right side runner in scoring position at second with two down eyes he lays off and the count moves to two and one now on the Yankee left fielder fouls this one off off the outside that time as the breaking ball can't catch the zone if you're at the plate right now you have to realize who's on deck. I guarantee you something's over the heart of the plate. You have to be aggressive in the zone right here. Curveball locks him up strike three and that's the third out one left for the Yankees and this is still a nothing nothing ball game. Dan Vogelbach is next. He's looking to get things going at the plate. It has not been going his way of late. Here comes the first pitch count one and no and he jumps at a change up a swing and a miss. Everything this guy throws is hard. That change if he throws is in the high eighties to go along with that good heater into the corner and slicing foul and they really bunch him up on that one as he swings and misses for the first down. He's just got great strikeout stuff in his last start he racked up double digit case and it looks like he could finish up in that range again here. He's really an exciting picture to watch when he's sending guys packing like this. Here's cargo Carlos Gonzalez as he would look at a first pitch fastball for ball one. He'll enter play at 3 13 still without a home run 18 driven in to an O count to the Mariners left fielder. You want to talk about being in a zone. This guy's been raking lately and it all starts with his pitch selection. Two great takes and he's almost daring to pitch or just go ahead and challenge him fouled off. No score here as we play any number two and it's two balls and two strikes now. You know from an offensive standpoint they already knew they had their work cut out for him against a great pitcher but if he's going to locate like that this is going to be a tough day. Popped him up and he'll put this one away in foul territory for the second out. Here's the third baseman now Kyle Seeger hitting a little over 250 coming into action in this one. The pitch fastball taken but that gets the zone for a strike. You rarely see a pitcher of this quality throw one right down the middle and man as a hitter probably a good chance you're not going to see that pitch again. Here it comes and that misses downstairs for a ball one. Hit to first and board will take this one over to the bag and that ends the inning. One two three go the Mariners will go to the bottom of the second. No score and that'll bring up Gleber Torres as they'll have five six and seven here to start the whole half of the second labor. He's ready. Here's the first offering Torres tends to exploit left handed pitching many hitters are better against opposite handed arms of course but he's considered one of the best hitters in baseball and these types of match ups hard liner but picked up on a hop and that's out number one that So one away here with the base is empty and that'll bring up Gary Sanchez. Now here's the pitch in tight here with the first pitch fastball that's one and oh and the pitch bottom of the second here with no score and it's fouled away. And that's out number one so one away here with the bases empty and that'll bring up Gary Sanchez. Now here's the pitch in tight here with the first pitch fouled away. Yeah you could tell he was ready for another fastball but the pitcher went to breaking ball and the hitter just fouls that one off the one to this is on the ground over to first he's got it on the first and there were two down batting seven the designated hitter number twenty nine. Striding in Geo or Shella it's got that average up near the three forty mark to start play so he's liable to have an advantage on this one as well first pitch of the at bat to first rain in and he'll step on the bag himself and the inning is over one two three go the bombers will move to the third with no score. Welcome back to the Bronx where these fans have witnessed a lot of good pitching from their Yankees this season coming into the day they ranked first in the league in both ERA and strikeouts a combination that has opposing lineup searching for answers. One member of the staff told me it's a special group of guys I've never been on a pitching staff that's so dominant top to bottom and I've been on some pretty good ones. Now one of the hitters on the team told me I'm relieved I get to stand behind them and play defense instead of staring them down the box. That can't be fun. Back to you. All right. Thank you. Now here's the pitch and he'll start the end of the pitch that misses off the plate. It's ball one and he looks at the ball in there one and one just behind the fastball there two strikes now through that fastball right by him. He had no chance to get the barrel of that one. Swung on and miss really fooled him that time for the first out. Not a lot of guys throw that knuckle curve but some guys have a lot of success with it some say it has more bite than the traditional curveball but I think it's more of a field thing. It just works for certain pitchers and it worked right there. That'll bring in Tom Murphy as the change up to him drops in there for the first strike bases are empty one man lays off the slider and it's one and one going to need to make a little bit of an adjustment with a slider release and at least attempt to hit her that it's going to be a strike a ball and two strikes to the Mariners catcher. Well located fastball right there. If he can continue to do that he'll pitch deep into this one. The one two third inning no score to this point full count now three and two JP Crawford is on deck they off pitch home hit back up the middle. LeMay Hughes got it and there are two away now batting done the shortstop JP Crawford so bases are empty here with two gone and that brings up the shortstop JP Crawford. Here's the first pitch to him knuckle curve breaks outside for ball one two out nobody on a ball and a strike and that one got a piece of them and I'm sure that one stings a little bit. The best revenge he can get for his now is to find a way to come around to score. We'll see if his guys can move him around the bases back to the top of the order now and up next the speedy D Gordon he set and the pitch a runner on first with two away runs outside so it goes to two and now you can see this guy's more focused at the plate right now in that first day be he went down on strikes now the two own. This is on the ground over to first and he'll step on the bag himself and the inning is over so they pick up no runs on no hits no errors and one man left on. We'll head now to the home half of ending number three and we are tied nothing nothing plate Luke Voight and you can see his home road splits there has not fared very well in front of the home crowd oddly enough. Here's the pitch high fly ball out to straight away center center fielder on the run he gets there to make the play for the first out of the inning batting not so with one away time for a check of the standings in the American League West as you find where the Mariners find themselves entering play today next for New York. Mike Tuckman and he'll be looking to change his fortunes in this one he's seen his numbers take a bit of a dive in recent action and he did deliver. Here's the first pitch right back at him and off his glove thankfully he's able to recover and he gets the second out at first and with that play over now time to check and see if our man is all right. You can really see him favoring that leg and that is his plant leg which is always a concern but from the way he's acting out there I think it looks like he's going to be OK to try and continue. Here's the second baseman D.J. LeMayhew it was a double for him in his first turn at the plate and that's been their only hit so far in this one they've been dealing with some really great pitching in this game and a fastball misses here to start the at bat it's one and all just a bit high with the fastball but didn't get the call. He always a good idea to take a couple of pitches when you're facing a young arm like this one and now he's put himself in a real good hitters count bottom of ending number three nothing nothing our score outside three and oh no so that's two pitches in a row above the belt as a hitter that's what you're looking for especially when it's a day game and the ball is carry that just wasn't a good enough pitch to hit from the wind up the three oh pitch lying down the left field line but this is going to get foul bases are empty here with two men out and this is down at the knees but called a strike. Wow it's three and two now probably better that he let that pitch go anyway after seeing a lively fastball on the pitch before it's pretty hard to sit back enough on a well thrown change up hit the other way out toward right field waiting on it is Henniger and that retires the side so the Yanks go one two three will head to the fourth still scoreless stepping into the box Malik Smith as we begin the top of the fourth this game is rolling right along as Malik into the middle innings with no score you'd think by now one of these two teams would be able to get some base runners on to get him in but that hasn't been the case fouled away and here's a fastball on 0 2 but it misses one and two now well if you love pitching and defense this has been a game for you are you happy with that Dan oh you have to love you know Matt we have so many of these games that are 12 to 10 and 9 to 8 it's nice to see a low scoring pitchers do it for once the count now at two and two swing and a miss as he ran the fastball right by him for the first time opportunity now to take a look at some of the future players in the Yankee organization as our road to the show report spotlights a couple of guys that have been playing well in recent action stepping in now is Mitch Henniger and she'll take a look at a slider here that misses for ball one looking to put the ball in play here he went down on strikes in his first at bat in tight awfully tight 2 and 0 now pretty easy takes to start out this at bad none of those pitches were even close to the strike zone good fastball as he gets the swing and a miss to one home and now a slider in there for a called third strike and there are two gone now no better way to minimize the potential damage a clean up can do than to strike out both guys in front of me always a confidence boost when you can sit down the guys at the top of the lineup at the plate now Daniel Vogelback as with two away he'll swing and miss at the first pitch its own one this guy is still looking at a zero in the hit column he pulls this one into right it's down for extra bases and the Mariners had their first hit of the game he'll get it into second and he is safe at second base as he legs out a double the bat that was a great job of driving that ball extending his arms very well was able to get it over the right fielder's head one hopping it off the wall for an easy double that's one of those solid hits that you don't even feel coming off the bat Carlos Gonzalez and there's a swing and a miss at an off speed pitch to start him out nothing in one just one hit a piece for both of these clubs now a 58 foot curveball that misses for a ball Gonzalez commonly known as cargo this is the final year of his current deal so he'll be a free agent at season's end you know Maddie I know he's in the final year of his contract but he's playing to expectations to be honest with you I know he well the plays been made and that retires the side danger reverted following the two out double more of the show Saturday baseball after this half of the inning and that Miguel and do hard over one after he took a look at strike three in his first hard yeah in today's game certainly don't get completely reprimanded for too many strikeouts but no one likes to go down looking expect him to be a little bit more aggressive at the dish this AB slap hard the opposite way Hennigar is there one away jumped all over that first off hit and that'll bring up Aaron judge first offering on its way and here's a fastball called for strike one I know it's cliche and it's tired at times but a well located fastball down at the knees is still the best pitch in the game the wind up and the 0 1 and here's a curve ball in the dirt that time for a ball one and one inside and one and one and one and here's the pitch and here's a ball in the air now carrying a bit out toward right center Hennigar is over to his right as he puts this one away to down now batter no left fielder John Carlos coming to the plate now John Carlos Stanton first pitch on its way and he fouls this one off and a pitch in the dirt as he lays off it's one and one inside and low two and one now it's one and one well struck but foul over by the coaching box will somebody sitting off speed right here only way he was laid on that heater as he was expecting another change up and he comes back with a fastball strike three called and the inning is over one two three go the bombers through four still tied nothing nothing welcome back Heidi Watney standing by as we get set for the top of the fifth thanks Matt I talked with coach manager Scott service during the break about his team's offensive performance so far and one thing he mentioned to me was the lack of discipline he's seeing out of their at bats right now he said they've been chasing at pitches out of the zone all game which obviously doesn't usually lead to good results until they start being more selective with their swings he said they will continue to struggle okay thank you Heidi all set for the start of the inning next for Seattle L Seeger he's over one after grounding out of the zone only trip to the plate so far field shifted well to the right here's the first pitch back up the middle and a base hit so the leadoff man is on to begin the inning we take a look at the numbers up to this point you see he's only given up to hit so far today so he's been hitting his spots all game long remains to be seen if he can keep that shot out intact going forward but I'm not betting against him into the box now as he'll go after the first pitch and bounce it into foul territory Thompson Williams stands in at an even six feet throws left handed swings the bat the same way he was a fifth round pick back in the 2016 first year player draft this middle round selection is still developing but he's doing it at the big league level and he has a lot of time to get his tool set iron down a fastball swung on and missed and for the second time today he's gone on two strikes got him with a good high fastball there Danny we see a lot of that pitch and strikeout situations these days what makes it so effective I think Matt would makes it such a tough pitch as you're changing I levels that fastball up looks so enticing to hit that you think you see that ball as a hitter you think it can drive it but it's really hard to get on top of that good high hard fastball Tom Murphy is in with one away now as he swings and misses here at strike one one strike now from Cole and he's really getting the better of him now at strike two he struck him out and that's eight strikeouts thus far that's back to back strikeouts now as they've been unable to advance that lead off single in the scoring position he had clearly no problems working out of the stretch right now Matt he's taking control this inning after giving up that hit now we'll see if he can finish it off strong as well that'll bring in JP Crawford as the first pitch misses to him it's ball one the average sits at two ninety four four home runs and a dozen RBI's has a look now the pitch no runs two hits and no errors in the game for the Mariners to this point gets the call on a change up there two and one gutsy pitch right there to change up for a strike good call by the catcher great execution by the pitcher two balls and a strike here it is he and two now good spot for an RBI put the ball in play with the runner in motion he could score all the way from first fouled off seventh pitch of the at bat coming up got himself another one as he picks up strikeout number nine here in the side is retired Mariners leave one halfway home still no score welcome back for the bottom of the fifth here's Heidi Watney thanks Matt I talked with the Yankees manager Aaron Boone during the break about the team's offensive performance so far and he told me overall he's not happy with the at bats they're putting together they've only managed one base runner in this game so it's easy to see why he said they haven't shown much fight today he's hoping to see someone step up and find a way to get something going though this game isn't out of hand so it remains to be seen if they can snap out of this funk and climb back into this one thank you Heidi for the Yankees stepping in the twist he's all for one this far outfield shaded a bit to left center the first pitch sends that one out of play for strike one you're lucky if you get one pitch a night right down the middle cannot be laid on that fastball a little quick on that swing and he finds himself behind 0 and 2 Yankee shortstop behind in the count 1 and 2 misses ball to started to go did he hold up in time yes says the first base umpire it's ball three now here's the 3 2 swing in the midst and he'll start the fifth the same way he ended the fourth with a punch out one away that swing tells me he was really trying to get a pitch out front and ripped it down the line but that wasn't a great pitch to do it on it's really not the best to strike approach either at the plate Gary Sanchez as the first pitchers have been high it's ball one he's all for one after grounding out in his only trip to the plate so far the 1 0 swing and a shot hit down the corner it's a solo shot here for Gary Sanchez number 14 on the season as the Yankees will grab a 1 to nothing lead no surprise with that swing of the bat this guy is simply one of the best in the game right now there's not too many guys that take a beautiful hack like that in the lead number one and bring in Giovanni Urschella he swings and hits it foul off to the right and out of play find up here comes the 0 and 1 fastball called for strike 2 ball and two strikes now it's a great take right there great pitch recognition to let that one go opposite handed that's coming across the plate you might think you got a shot to stay inside that one both teams with just two hits a piece thus far to two balls and two strikes now he went with the off speed there once he got the 0 and 2 but now that they both missed I think we'll see more of a challenge pitch here you don't have to give in but you can't be too cute either takes this the other way to right that gets down and he's got himself a base hit man I thought this at bat was over down 0 2 he's able to work himself back into a hitters count 2 2 he's able to find a knock out there you know look boy this he'll take a look at the pitch too low it's ball one one in one out and one on here in the inning that evens it up one and one fastball called strike one and two swing and a miss on the straight change up and there are two gone boy there's the perfect pitch right there the straight change of he hadn't used it yet now that what does he do he uses it much pulls the string and gets the big strikeout to the plate now Mike Tuckman as he'll try to hold back on the swing but he went around for the first strike 0 for one for him here in this one he went to nothing in one pitch one in one two and one sometimes it can be difficult for a pitcher not known to be a big stick in the lineup sometime the toughest thing is to be aggressive and throw strikes now the two one popped up Vogel back shading to his right and that retires the side the sights and sounds of a day at the ballpark oh my goodness more from the show Saturday baseball following this message and a word from our local stations and here's the speedster D Gordon he'll start things out in the sixth or a lineup that really hasn't found its groove in this one Gordon yeah only two hits so far met and not very many hard hit balls either we'll see if they could start making some adjustments third baseman in tight protecting the Bunt the first pitch and the third baseman will have a look at it but this is back into the seats popped him up sent chance over to his left looks it into his glove and there's one gone now the shutout still intact here in the sixth as we check out the league leader board for team ERA and you can see that this staff currently leads the AL in that category digging enough for the Mariners Malik Smith he went down on strikes last time up yeah and kind of shocked he got blown away with a fast ball you could tell he was late on that one and we'll see if he tries to cheat to something this a big and here's a slider that's nowhere close and it's one and oh pops this one up he's out for it but he can't pull it in for this guy's been swinging a hot stick lately and there's just another example and even when he doesn't hit one on the barrel he still manages another base hit yeah don't overthink it when you're flowing like he is right now he's hot as a pistol everything's falling the next event which is a cold strike the throw way late and he's in there easily at second pick off move to second run in the back safely one strike now from Cole heading out towards shallow right judges under it to God and no tag at second he'll head back there with two away now now that the first base Daniel Vogel back so stepping in Daniel Vogel back as he'll look to bring home that time run from second with the base hit into the outfield trying to hold the lead here's the delivery throwback this second and the runner back safely one and one here it is one one pitch and a nice call for the change it's one and two both clubs with three hits in the ballgame just inside not by much it's two and two had to sit back on the change up and he did a good job to get the bat on that one right him out ten now in the ballgame and the ending is over one left for Seattle they trail this one one to nothing and that sends DJ LaMahue into the box he doubled earlier in the game one for two to this point DJ love they here's the first pitch to him line drive to left base hit so he goes after the first pitch he sees and he's on to open up the inning OK so far it's been easy pickings for this pitcher he's got this lineup unscathed right there leadoff single blue hard part of the game let's see if he makes an adjustment before they did at the plate now Miguel Anduhan as he lays off a fastball too low for ball one not close it's two and all now this is the kind of count this guy feeds on at the plate you can bet he's here to hit the fastball right here and wow that looked to be well inside but it's a called strike two and one now and that's into the corner of foul ball and right now the two two got a time to fool around right now on a three to counter the middle part of the order coming up expected good pitch to swing it one run four hits and no errors for the Yankees so far and that misses for ball four and it's first and second now with nobody out always tough to issue a free pass but especially trouble some number like single right before that this start right we'll see if he can figure out a way to wiggle out of this ready once again Aaron judge it was a flyout for him in his last trip almost Maddie almost went deep his last day be certainly just missed it with this guy's big power he's feeling pretty good at the dish look for him to try and get on something and drive it out of the yard this a big well the Yankees have been searching for that big hit pretty much all game it remains to see if they can get it but now it sure would be a good time look out to an own now got to find a way to execute either a good fastball down the way or flip something off speed for a strike you cannot miss over the harder plate in these situations the hitter is on high alert in there two and one that is a pro pitch right there to a curveball for a strike you make those kind of pitches you'll be around for a long time I fly a ball after straight away center Thompson Williams is there and he has it for the first time putting runners at the corners now with one away a good read there at second base to know what to make it the third on the file now he's only 90 feet away with one out ready for another shot now Giancarlo Stanton he was sent packing on strikes in his last trip yeah Matty and hopefully he got it out of his system especially now he's got a bear down he gets to two strikes in this spot has to put the ball in play reach to his backhand side at second with this finds a way by and that will score the run from third as they go up two to nothing now and he's safe now that yeah he's got to feel pretty good about that only did he have a great A B first pitch hacking but he smoked that ball to mix in a ribby knock what he did he must have had a pretty good planned attack walking into that batter's box and he had an idea of the pitch that he was going to get and boy he sir turned it loose and buggy whip that one here comes the Seattle skipper on his way to the mound and we're going to have a pitching change is that's going to be all for his starter this afternoon so he'll depart after five and a third innings of work and with no shot to win the decision Tina Williams enters the ball game to replace the starter and some may feel he was pulled a bit prematurely yeah and I'm sure the lefty wants to stay out there too but this is one of those situations where the manager felt it was time to start playing the match up game with the right handed batter up next they're hoping this right handed pitcher gives them a better chance to get it out into the box Torres as the first pitch to him runs a bit inside for Bowl one 0 for two for him to this point ready with the 1 0 and he won't bite at that one either it's 2 and 0 a time to start making some quality pitches he finds himself in a tough spot behind an account with guys on base runners you're at the corners with one man out and here's a slider for a called strike I'm shot to third base now batting the catcher Gary Sanchez Gary Sanchez will stand in yet again as we flash you back to the middle enemies this was a turning point here a solo homerun that was really one of the key at bats of the ballgame to this point to the first pitch to him and they lay off fastball here in a good spot but ruled the ball one and all from the belt kicks and deals fastball well outside couple of righties start to loosen now in the bullpen runners at the corners two men out three and oh now good comeback there it's three and one three and one with two one and this is where you got to be geared up for something to drive I don't think you can just groove in one right here you still have to try to make a competitive pitch and it's up to a three to full count now three to two out runner on first lots of possible outcomes on this pitch grounded weekly toward third he's right there oh the throw pulls the first baseman off the bag and he'll reach it first now about it and as a former pitcher I can tell you nothing is more painful than having to get extra outs in an inning that should have been out number three there instead he has to refocus and get back to work so digging in now Gio or Shella he singled his last time up yeah and they take another single right here that third base coaches die in a wave his arms I wouldn't be surprised if anything hit hard through the infield he's going to wave him Thompson Williams is going to have room out there as he puts this away to retire the side fair to say oh my goodness these folks are not headed for a career on Broadway on to the back third here this afternoon and we've got it for you on the show ready now Carlos Gonzalez he'll lead things off against Garrett Cole starting to run out of time they haven't been able to score any runs as we're moving laid into this one a perfect time for this leadoff guy to try to get on base and ignite a rally no balls in one strike into the wind up here comes the oh and one lofted in the air out toward right center Tuckman is to his left as he puts it away in the alley for the first out of the inning now that is the third base Kyle Seager coming to the plate now Kyle Seager one for two in the ballgame thus far ready to deliver here's the first pitch snatched out of midair at first base for outnumber two the batter the center fielder Dom Thompson Williams in now Dom Thompson Williams he's hit listen is to add bats so far first pitch of the at bat on its way double barreled action in the Yankee bullpen now a lefty and a right hander start to get loose the wind up and the 1 0 pitch that one's a called strike back even at one and he'll come back with one in the dirt as the count moves to two and one now a couple of strikeouts early in the game but he's done a much better job than this at bat trying to get ahead and put himself in a good hitters count lying down the left field line but this is foul near the seats at another strikeout here his eleventh of the ballgame and this one ends the inning Mariners are down in order a trail in this one three nothing half of the seventh here stepping into the box or the Yankee point he struck out swinging in his last trip to the plate yeah but it was a good change up Maddy good arm action on that pitch look for him to try and stay back a little bit more let the ball get a little deeper don't be shocked if this pitcher tries to rush a heater right here they'll try and entice him with a high fastball but he wouldn't commit it's ball one that was attempting pitch to swing at right there a big power guy like this really wants something that he can elevate and drive out of the ballpark taken but called a strike I'll try to hold back the swing but it'll do so unsuccessfully as that's ruled a strike and then when misses badly it's ball to fastball swung on and missed for the first out talk about blown it by a guy geez I mean that fastball was way behind now bad when the swing came through the zone I have to think he was looking for something off speed and he just couldn't pull the trigger on that fastball standing in now Mike Tuckman as the first pitch to him is in there for a called strike one 0 for two from him so far in this one into the wind up here comes the 0 and 1 1 and 2 1 and 2 pulled toward right center field long run for the center fielder he takes the turn and heads for second and that will hop over the wall now as you'll be awarded second base here it's a second rule double DJ Rob Mayhew so now to the plate DJ LeMayhew as he swings and misses it a first pitch fastball 0 and 1 so far 2 for three in this one this is lying to left he leaps but he can't get it it's down for extra bases Tuckman rounds the corner and is headed home and this throw gets away from him and he is in the score from second as the throwing mistake defensively came back to factor into that one yeah when it left the bat I thought the outfielder had a bead on it gave it a heck of an effort going high for it but he just can't bring it down the run came across the score and he's safely at second hoping his teammates can return the favor at the plate Miguel Andujar is to take a look at a slider here that finds the zone for strike one no hits to this point in front of the change up and he can't keep it fair two strikes on him now runner at second here with one man out pitch taken several inches below the zone in fact popped him up and there's the second out as he squeezes it in the coaches box the right fielder number ninety down Aaron into the box now Aaron judge runner in scoring position with two gone here's the first pitch to him there's the fastball that gets the lower part of the zone called for a strike here's a late swing and a missed strike to gotta believe you're gonna get some tough pitches in this count with the base open at first this is where you have to regroup and find a way to get a good pitch to drive in that run two out here in a runner at second and a slider swung on and missed and the side is retired Yankee strike for a run on the RBI double were through seven this afternoon it's now a four nothing New York lead Striding into the box Tom Murphy he looked at bounce back after striking out his last time up and he didn't put up much of a fight either Maddie gotta find a way can't go down three pitches I don't care if you're staring at him or swinging and you have to find a way to make this picture work a little bit harder on to the eighth here is a slider is taken to begin the at bat it's ball one and wow a very high strike but a strike nonetheless and it's one and one some action out in the bullpen couple of right handers starting to loosen up now the one and one pitch swing and missed there two and two I mean this offense is struggled because they haven't been able to make the adjustment he stayed staunch on the outer half and these guys have not worked the ball the other way three and two now payoff pitch home is taken high but for a called strike three I think we're starting to see the frustration mound from this offense it's been a pretty dominant performance on the mound but these hitters have had no answer for anything he's throwing up there that will wear on you if it lasts throughout most of the game like it has here to the plate now JP Crawford as he'll take a look at a strike on the outside corner it's 0 and 1 he was sat down on strikes in his last at bat that misses wide one ball and one strike that's lifted the other way out to left Stanton has a read on it and he makes the catch for the second now now batting the second base D Gordon here's D Gordon now fourth trip to the plate now and he's hit list to this point yeah he and his teammates have really been shut down by some very good pitching in this one been fun for a guy like me to watch first pitch of the at bat runs up and gets this one down but this is foul for the first strike the wind up and the 0 1 drops one down here and they'll try to beat it out and they're not going to have a play on him as a catcher just eats it as we take a look at his numbers a couple of things jump out at you and here's the thing from a pitchers perspective you look at this line and you think wow he's been sitting guys down all game long and that's true but on the flip side his pitch count is up there you have to wonder if he might be starting to get a little bit tired in this one yeah and in today's game everyone seems to want to air on the side of caution in terms of pitch counts a ball and no strikes that'll be a souvenir and the count will move to one and one from the stretch and did he go around no he did not ball to and this one's in the dirt no advance here but it's three and one now two out with the man at first now with throw over don't want to forget about looking to fade his first walk here it comes here's the two seen fastball that bears in a bit too tight it's ball for Oh man I think this walk is going to grind in him for a bit he just missed and now the inning continues with the man in scoring position plate Mitch Henniger it was a flyout for him in his last trip he's ready here's the first offering skied into straight away right judges under it it's the catch and that'll retire the side Mariners leave a couple they're down for nothing McGill is on to pitch out of the bullpen in the bottom half of the eighth number sixty one Matt McGill bottom of any number eight set to go now batting John Carlos Stanton he came through with an RBI single in his last at bat John Carlos starts with a fastball too low for ball one two balls and no strikes the count to Stanton well this is spot you'd like to be in two oh good hitter he's going to turn it loose right here now the pitch Taurus is on deck no doubt about this one it's in there three and one that strike on three was important but you don't want to miss over the heart of the plate in this situation I got to believe he's going to be way more aggressive right here in a great location that time on the corner three and two now they off pitch home there's a swing and a high deep drive headed for the right field corner but it bends just foul into the second deck once again a three two hit hit sharply on the ground and Stanton's aboard it's a base hit hey guys this he's not known for being a singles hitter right here but that's his second knock at the game I'm sure he'll take him but the guys on the other side of the scorecard might we really avoided a worse fate into the box now Taurus and he'll probably send it in the air out to center field Thompson Williams will settle under it to make the play for the first out as the runner will have to head back to first now batting catcher Gary digging in now for the Yankees Gary Sanchez he's got a hit in three at bats to this point comes set here's the nothing and nothing pitch a swing and a ground ball to third and now he has some trouble with it in left he'll move up to third now runners at the corners here with one away now that you got the pitch he wanted and he didn't miss it right there hammer job the box Geo or shell up as he'll take a look at ball one he's working on a one for three thus far is laid off for ball two props to the hitter right there for laying off with a guy on third you want to be aggressive but you have to get a pitch you can drive too tight with that one three and oh if he concedes the walk here he's in real trouble of giving up a big inning it's not all that bad yet but dealing with the bases loaded will make it pretty tough to wiggle out of and he'll just make him throw one over here three and one three balls and two strikes to the Yankees D.H. lost him here on three two is that pitch misses its ball for these guys on defense are still within striking distance but after that walk one swing of the bat could really blow this thing wide open into the box look boy and with every base occupied a big hit here could really put this one out of reach first pitch of the at bat on its way so far this season with runners in scoring position point is below the Mendoza line the batting average under 200 unfortunately he beat a first to tell you he's not happy with the batting average on the season but he's found the way to get on base north of 350 work and walks with an unbelievable eye at the dish no contact there and it's one and two the way he's been able to command his fastball those first two pitches don't be shocked if he goes back in there again or goes up under his chin or nasty slider down in a way he has opened up his full arsenal too much bite on the breaking ball that time as it's well off the outside hey they tried to tie him up on that last pitch so I like that they went away with this one the execution didn't work but I like the idea behind it here now the two two is swung on and missed strike three now batting digging in and looking for more Mike Tuckman he had a two bagger and later scored in his previous plate appearance well he got a good pitch to hit last time up look for it up in the zone and didn't miss it those are the pitches you only get maybe once in a B maybe once again maybe once a week so he certainly capitalized on it last time the 1 0 finds the zone strike one this is lined into left field and he delivers a big base head and they'll add another is this is now a five nothing game boy talking about picking your teammate up after that strike that could be a big big big too hard RBI single baby to come through for your team when you take the donut off your bat right there you're trying to pick up your teammate he had the right game plan didn't come outside it for stayed through the baseball was able to come friend and Brendan answers the call to pitch here in a big spot he inherits a bases loaded jam but needs just one out to get out of it trying to pick things up where we left off DJ LeMayhew he hits here in a spot where he might be able to put this one out of reach yeah Matt down five another run across here could very well put the nail in the coffin mentally they might still feel like they've got a shot if they could get out of this jam though from the stretch here's the pitch and this is on the ground for JP it's short and how about that right out of the bullpen a ground ball on one pitch and the inning is over Yankees forced to settle for one we played eight full it's the Yankees five and the Mariners nothing new winning set to get underway next will be the cleanup hitter Daniel Vogelback Daniel Vogelback here's the first pitch to him loud contact there but it's well foul the wind up and the 01 and this is high of all in a strike one in one man this guy's had their number all game long up down in and out he's pitching very well Vogelback behind the ball in two strikes and some action out in the Yankee bullpen now as a right hander starts to loosen up and he lays off a pitch outside as they draw even at two and two a lot of pitches away here which is pretty much what you're forced to do with lefty batters here at Yankee Stadium it doesn't take much to hook one out of here to right field with that short porch out there here now the two two is swung on and misty got him oh man he's been absolutely getting overmatched the plate the last couple of games that's his fist strike out in this series alone so clearly this pitching staff they figured out how to attack this guy we'll see if he can make any adjustments at the plate now Carlos Gonzalez as the first pitch misses to him it's ball one he could really use a knock here 0 for 3 in the game so far is a sinker in the dirt well he's throwing a lot of pitches in this one but it's not like he's walking a bunch of guys only one free pass to this point but they're still making him work really hard two balls in a strike to Carlos Gonzalez even though we're late into this ball game this guy's deal is still top notch this guy's a horse one out nobody on count even a two and two set to deliver pitch number one twenty this one Saints law and a touch outside it's a full count three and two one of the things you want to do with a starter get that pitch count up here's another productive at bat is this count now gets to three balls and two strikes this is hit the other way out toward left field and that gets down and we'll see if that's extra bases reach second now with one away obviously as a pitcher he wants to finish what he started but when you have that pitch count north of a hundred and fifteen pitches you have to be concerned about his health and the wear and tear in his arm might have to take him out of this one really soon standing in now Kyle Seeger this he'll take a look at a pitch too low it's ball one he's got a hit in three at bats to this point 2 and 0 pretty good pitch right there fastball in off the plate one of the things you want to do as a pitcher try to stand those hitters up swing line drive that's going to be troubled the board is it's now a five one ball game he was on cruise control the entire game but he gets brought back to reality here and RBI double gets them on the board and now that they've broken the dam we'll see if they can generate some more runs going forward the Yankee manager now up out of the dugout on his way to the mound and it appears that we've seen the last here in this one of Garrett Cole so a strong performance here as he worked his way into the ninth but he left the bullpen try and close with the final two outs your answer answers the call from Doug out and she'll try to record the final two outs of this one number sixty one at the plate Dom Thompson Williams as he takes a fastball off the plate for a ball one and all he's hitless in three at bats to this point one out count here it is at the ball you know in this situation you almost have to pitch like there's no one on base that run really doesn't mean anything with the lead they've got the hitter is the guy that can turn this game on its head here comes the two pitch swing and a miss on the heater and it's two and one he knows full well he's sitting on a hat trick right here all he's trying to do is avoid the golden sombrero the two one is fastball that misses down at three one and that one is a cold strike as he's rebounded to run it full now three and two he'll be fine coming out of the bullpen in this one if he can keep the ball around the knees like that one out in a runner on second base swing and a liner but good hands over there at first and that becomes out number two the captain number two Tom Murphy play Tom Murphy and he needs to make something happen they're down to their final out here in the ninth first offering on its way and that misses inside one and oh runner in scoring position at second with two down fastball and that thing got up there at ninety five miles an hour a ball in a strike it's fouled away crowd of over thirty nine thousand on their feet and this should do it brings it in and the Yankees run their winning streak to five in a row now as this ball game is over well just another day at the office for these guys that stretches their winning streak to five and they're playing well in all three phases of the game pitching fielding and hitting who knows how long this will last five to one the final total in today's game New York used a nice fifth inning to take the lead and they gave it back Garrett Cole earns win number seven on the season turning in eight and a third of quality work so that just about does it for Mark DeRosa Dan please act Heidi Watney and our entire crew on Matt Vascers and you've been watching MLB the show for more make your way over to the show nation dot com.


What's up everybody? Jason here for jayspeakscasebrakes.com. We're giving away two high-end mixture spots away Woohoo with this one box break of 2021 optic retail basketball. This is a one box break round of teams number four So first we're gonna do the break randomize the customer names and teams distribute the hits out and at the end of the break We'll click the dice ruler again randomize the original 30 customer names and only two out of the top 30 We'll get a spot in the mixer which had to sell one more filler to sell this out This will be breaking tomorrow early probably at some point But you'll get a spot in this break here Which is a $800 spot where you get two random teams in a four box high-end only basketball mixture That includes a box of NT basketball mosaic first off the line select first off the line and panini one and one potentially pulls some pretty big cards, so Let go so let's do the break first guys. Let's roll it and it is a five hundred four nine times one No, it's not working again two. Oh, sorry. That's the wrong one three four five And it was a nine right six seven eight Nine nine times Shannmatic down to Joseph All right nine times one two three four five six seven eight Utah Jazz down to these San Antonio spurs All right, so stick to what you got guys. I know it's a one box break, but still no trades stick to what you got It was meant to be if you got these teams All right Oh Tony Bradley Manu quickly James Weissman Click Josh Green I was a good boy my house. That's my house my house My house Westbrook Jada McDaniels Cole and Malcolm Brighton I Login just in case yeah, I don't know if I'll need something I'll see you tomorrow. Yeah, man All right guys, so we'll Tony Bradley autograph for Philly. I don't know who got Philly Michael where you going man? So now let's switch genes and give away that spot in the break itself. Good luck Here's the dice rollers and customer names over top to get in roll Full 12 man this late at night. We're still rolling 12s. Jesus. All right. Good luck one two three four five six seven eight nine ten 11 and 12th in final time Boom sad times from Joseph down to Brian, but congratulations to Thomas And Brian Frank. There you go. Congratulations guys You guys are now in the $800 basketball mixer And again guys, we are just one filler away. That'll be breaking tomorrow But let's sell that filler guys. I appreciate guys just in case we're calm