Well, good afternoon and good morning, depending upon where you're coming from. This is installment number five here at the Poland Expo, the Poland Boxing Club, is proud to announce that boxing is back on November 14th, and what we consider to be the most significant boxing match in the Poland area for the last 25 years. The significance of this boxing match has widespread implications. It's a rematch of a boxing event that's a boxing fan's fight. In boxing, you make fights, and in unboxing, you make fights that people want to watch. This is one of those events. We have a special guest that night, someone that a lot of us in this room know personally. We're bringing in Ray Bumbumansini, who just recently got inducted to the Hall of Fame up in Canestota. Bobby will tell you a little bit more about his background. Ray is no stranger to the fight game. He's one of us. He's a guy that started the amateur program, which is what the Poland Boxing Club is all about. Went on to have a storied career, and now he's in the Hall of Fame. So I'd like to start off by introducing who's on the fight card that night. We'll start off with the young man who served this country well. We call him the Fighting Marine. Let's have a nice hand for Jimmy Smith. Jimmy, come on up here. I'm Jim Smith, the Marine Sergeant. No secret what I do in a boxing ring. Three fights at the Portland Expo, three first round knockouts.  Like I said, no secret what I'm going to do. Thank you. A young boxer came into the Portland Boxing Club years ago. He was a hockey player. He was an athlete. He's a great kid. He decided after high school that he would list in the Coast Guard. Did his time, and now he's serving the community of Portland on its fight department. Here is the undefeated fight and fireman from Scarborough, Jason Quirk. Hey, Jason Quirk. I've had four fights. This will be my fifth fight. Currently four and oh, two knockouts, and I'm hoping to get my third knockout here in November. Next up, another undefeated boxer. When I first saw him in the gym, I said to myself, he doesn't look like a fighter, but he certainly is a fighter. He's one of my more animated characters, because he doesn't like the other two guys say a lot, but he's certainly interesting. Casey Kremlich. Casey Kremlich, the buzzsaw. November 14th, let my fists do the talking. Before and oh, stand defeated. A great story. Of all the boxes up here, I would have to call Hohe Abiyagi, the senior member, mainly because of his age, which is known to everyone, and certainly because he is as tough as they come. I think Hohe Abiyagi, in my opinion, is a world-class fighter, and I think there are boxes out there that would not want to be in the ring with Hohe. He's a national Golden Blood champion. He's in the gym every day. He works endlessly at his craft. You can watch him boxing guys that are 40 pounds heavier than him. It's nothing for Hohe to step into the ring with any of these guys up here, and they all give, what, 40 pounds, 35 pounds to Hohe, but he's tough, and he's the New England Super Bannerweight Champion, and I can tell you again at the expo he'll put on a great show. Let's have a nice hand for Hohe Abiyagi. We're here today to introduce the main event that will take place here on November 14th. Now to make a rematch isn't always an easy thing to do. It takes a lot of discussions, a lot of diplomacy, but at the end of the day it always comes down to the two participants. These two guys are no stranger to each other. They've boxed multiple times in the amateurs. They've won, they've lost, but the culmination of all of that time in the gym was best exemplified on January 30th on ESPN at Fox's resort casino. When Tommy Fallow and Russell Lamour put on the fight of the night, in my opinion, one of the best fights in New England in a long, long time, and the fact that we're going to do it again is testimony to both fighters and their camps and their willingness to bring great fights to this great building. Now the interesting part of introducing these guys is it's very difficult because they share championships. Russell is the IBA America's champion and Tommy just won Russell's belt on January 30th, so he shares the New England middleweight championship. I guess in fairness to the way we'll do this we will ask Tommy who's come the longest way to speak first, and I can tell you Tommy Fallow is a natural athlete. He played football at the Tuckett High. He saw Demetrius Andre and his brother Michael boxing, and he said, you know what, I can do that. And he went to Peter Manfredo's gym and he's been training ever since, training hard. He's boxed in New England in the amateur ranks for a number of years and has a very decent professional boxing record, and he just captured in the New England middleweight championship, and now he's coming to Portland, Maine to face Russell Lamour here in his hometown, which is no easy task, and I know it takes a real fighter to want to do that. And I think both camps understand that, and I know that Bobby and I are very happy and pleased and appreciate Tommy and Peter coming up here on November 14th. So I'll now introduce the New England middleweight champion, Tommy Fallow. Thank you everybody for coming out today. This is what I do. I'm a fighter. I love to fight and it's fun.  And it's not been an easy road. I've had a lot of bumps in the road and just ready to get back in there. This is what I do. So I love to do. This is what I'm good at and I'm ready to perform. Nothing that's been easy. I don't expect it to be easy. I don't really take easy fights. Every fight's a tough one.  Because I know if I lose a fight, that could be the end of my career. So I'm not ready throwing no towels. I'm ready to go at it. Thank you. I look forward to seeing everybody on the 14th and then give you the hell of a show. Here's what I can say about Russell Lamar. He's a slicker boxer as you're going to find into England. But better than that, he's a world-class fighter. And on November 14th, he faces a tough task. Take on the guy that just beat him. Not easy in boxing because you always remember what happened on January 30th. I think Russell's got that behind him now and I'm in for what I consider a great night because I'm a fight fan first and I'll be sitting ringside watching Tommy and Russell go at it. So here is Portland's favorite son, the IBA America's middleweight champion and our favorite guy, Russell Lamar. I'd like to thank everyone out here to, you know, showing your support and everything for all of us fighters. November 14th is going to be a great night. Something that I've been looking forward to when I got the call that, you know, I got the rematch. So I'm going to put in everything on my work that night.  Here's the maestro that keeps it all together. The guy that leaves the office and goes to the gym as I go home to have a Manhattan and he puts endless hours into what he does and I think Portland is extremely, extremely appreciative of what he does. But I know one thing we owe this guy a great debt of gratitude because when you look at these boxes up here, they all started somewhere and they all started the Portland boxing club decade plus ago for some of these guys. It's a lot of man hours and Bobby does it right. So without any further ado, here's Bob Russo, the president and head coach of the Portland Boxing Club. Thank you, Al. This is what makes boxing great when you do good matches and good rematches. These guys have a long history, a long rivalry. They fought five times in the amateurs because these were the two best middleweights in the region. All of the fights were close. All of them were good fights. Styles make fights. These two styles are going to clash. It's going to be a good fight again. There's a lot on the line here. I do believe, like Al said, that this will be the biggest bout in Maine in over 20, 25 years. There's a buzz already starting about it and I think that it will sell the place out. Again, it's a high level fight with a North American title fight on the line, as well as the New England title fight. So this is a fight that both guys have to win and I believe that they will and they will give it their all. I do want to thank Thomas for coming up and accepting the challenge because this is tough to come and fight someone's hometown. But these guys have a great history and a great history of great bouts. So I expect nothing but a great bout on November 14th. So thanks again, Tommy, for coming up and thank everybody for coming out today. Thank you.


Hello and welcome to NewsClick. Today we are here to talk about the latest episode of fraud that has happened in the banking sector. According to the latest news, Punjab National Bank has been defrauded of 11,000 crores by a diamond merchant called Nirav Modi who has been very famous with the collusion of some of the ex-staffers of Punjab National Bank. To discuss this issue, we have here with us Mr. Banknachalam. Hello sir, welcome to NewsClick. Sir, can you give us a little background and what actually happened because the details are very complex and technical involving letters of undertaking and swift transactions. So, can you tell what is this fraud about? Nirav Modi is a diamond merchant. He is purchasing from various foreign countries and then he is making big money. He is a big man in that industry, jewelry, diamond, etc. He has an account in Punjab National Bank in Brady Road in Mumbai, a current account. He doesn't have loan. So, when he places an order with the international foreign companies, they need some comfort whether this man will pay the money because there are huge costs. So, in such cases, the bank will give letter of credit or letter of undertaking. That means the bank will say, in case Modi doesn't pay you, I undertake to pay your money. Suppose he wants to place an order for 100 crores, he should give 110 crores to the bank and then on that basis, the bank will give a letter that Modi, I undertake if Modi cannot pay, we will pay. And we will also make some charges for that. Now, without giving any security or any deposit with the bank, simply the bank official somebody, he has given a letter to the suppliers that in favor of this Modi, we undertake to take the liability. In case he defaults, I will pay. That means that the bank's cost, he has been doing business. And slowly, slowly, it has been going for seven, eight years. Now, that particular official has retired recently. Another man has come. Now, also, Modi has come and then said, no, please give me one letter of undertaking. But he has told, no, no, you have to pay the money. On that basis, only we can give. Otherwise, there is no sanction. Suppose he has a loan account, against the loan, we can give. There is nothing. So, he refused. So, he complained to head office. No, head office has come to know. Now, they have come to know up to 11,000 finder crores, such letters of undertaking has been given. Whether it is really going to be a liability, it will be seen. In case Modi doesn't pay to that suppliers, they will ask the bank, no, he has failed to pay, you give me money. At that time, bank will go out of parking to be a loss. But now it's a big risk. But the point is, what is the system? How one simple, one individual officer or official, I don't know, maybe a GM, somebody. Without anybody's knowledge and sanction, he has been giving this letter of undertaking in favor of Modi. And Modi is supposed to be a big businessman. If he wants loan, he can come to the bank and take loan. That means he is also exploiting the bank system. Some gullible officer, maybe for consideration, it will come out. He has also done. So, that is one part, the mechanism. Second part is the risk involved. Now, suppose Modi doesn't pay, now entire liability will come on the bank. Bank will lose this 11,500 crores. It means average around five, six years profit of the bank. Third point is, what is the system? When computerization came, they said, no, this will detect everything online. We will check. So now in computer, whoever feeds a computer, it is captured in the main frame system. And suppose I do some transaction as a single window operator in the front desk, evening my manager or officer will check. Similarly, the manager is doing something. Suppose I give suddenly 1000 crores loan, which I am not supposed to. It will show in the evening exceptional transactions. So if this man has done something, why it is not captured at the higher office? It could have been checked five, six years ago and found out. That means there is a lack city in the system or there is a system it is not implemented. Now everybody says one man has done. So if one man can cheat or collude in cheating the bank with 10,000 crores, the banking system cannot survive. Because we are working in one lakh branches from morning to evening 365 days. Every transaction there is also concurrent audit. Somebody from outside bank is paying, is supposed to check every transaction held in the earlier day. So what happened to that system? We are paying and there is an internal audit. Then there is an external audit. There is a reserve bank audit. There is a random audit. So this cannot be found out. That means it is not a bank at all. Why people will keep that money? It is unsafe. But one thing is very interesting sir. As you said, you mentioned a lot of checks and balances within the banking system. But the fact that there is a swift transaction that has taken place without any record within the bank and also the fact that the letters of undertaking worth 11,000 have been given without any recording the bank. How can such a large transaction not be recorded and again that no external agency has actually pointed this out? That is one thing. So if such frauds are happening despite lots of checks and balances including the checks of RBI, so does it at some point like point to collusion through political power and such things? That people are turning a blind eye despite knowing that such problems are happening. You cannot rule out. You see in this fraud and all the map, you travel the map, it will go somewhere. There will be somebody in some high place. Maybe now things will come out. So bank will have to ensure a system, a full proof system. It does not happen. If it happens then what is the check? All these things will have to come. That is why we are also demanding. Number one, per se on the transaction CBI inquiry, they must find out who is the culprit. Second, there must be a parliamentary investigation about the whole system because banks are dealing with public money. Your money, 110 lakh crores, precious money is like this. Somebody will pay and the bank will be in loss. Who will pay? Where are the laws? Already we are finding bad loans. People are not repaying. Straight bank we have seen that just to offset their losses, they are now charging for a minimum balance of 1,771 crores in three months. That means their quarterly profit is coming from common people. That you leave the thief and then burden common man. The fact that government owns this public sector bank, so what ought to be government's role in it and what has been government's role in it? Has government been lackadaisical in holding this management of banks and higher officials accountable? Both in the case of even in the issue of NPS, the burden of NPS, you have pointed out a lot of times that government failed to account this management accountable. So can you talk a little about that? Exactly because of public money, government is accountable and that is why government is keeping Reserve Bank of India as a regulator. Reserve Bank has completely failed. What are the auditing? They are supposed to be in charge of the finance of the entire country and that too when such things are possible. What is the protection for that? If a bank is having some weakness or some problem, some medicine should be given. They keep on watching and then they say no, we are sorry to inform this bank is no more. Now also they are keeping. Yesterday also, Urjit Patel has met that committee, parliament committee. He has not spoken about all those things. He is only telling no, no, don't increase the deposit insurance. That's a petty matter. So Reserve Bank, I think they are becoming an appendage and extension counter of the government of India. They must be totally independent. They have no voice at all and they are expected as and all these are happening. Today you should have come out in a statement. Don't worry, we are there. It's keeping quiet. So government including FM, Prime Minister, Reserve Bank Governor, all should make a statement. Don't worry. Money is safe. Nothing to worry. We'll catch the people. They are keeping quiet like this. That's why I'm saying that it's also systemic. It's also systematic because some people know how to cheat the bank. As you rightly said, bad loans. Some bad loans will be genuine. I can't say all bad loans are malefied, fraud, etc. But it's also increasingly we are finding that collusion, Syndicate Bank, that ex-Chairman, Jane, he was contradicted. Till now nothing has happened. It's all legal. It's all going on. Accountability is very important. Every single NIA-5s of the public government is accountable and answerable. It is not their grandfather's money. It's a public money. AIBA being the bank employee's union, do you have any particular suggestions to prevent such things from happening in the banking sector in the future? If government will talk to us, we can also discuss with them what better system, what better checks can be there. This is very dangerous. I mean, if banks are so vulnerable, people will lose faith. Already, if you know, number one, people are slowly getting apprehension. Bad loans are increasing. It was 70,000 crores. It is now 9.5 lakh crores. It may be 10 crores, 10 lakh crores like that. Money is not coming. People come to know. Kingfisher, malefied, people know. Second, because of that, I am being burdened. That also people understand. Now, straight bank, after that, minimum balance, all are coming to know. Third one now, that FRDI bill. See, that says if there is a possibility of a bank being liquidated, government says as per law, I will use public money, people's money, depositors' money. So here, bad loan will not come. Government will not recover the money. Frauds will take place. The third bank has no regulation to control it. And then, people will slowly get, I mean, they will lose, they tend to lose faith in the government bank because they are in the news. Private bank, they suppress everything. Here, it has come because it has to come public. So naturally, on the one side, the fear of the people. Other side, you are increasing the fear by bringing the FRDI bill. I think there is some method in the madness. It is not innocently this thing happened. They are their broader point that we have to privatize the bank. So bring all deputation to the banks. Banks are not recovering the money. Banks are given loan. They are not doing this. Now, frauds are taking place. So people will think government banks are useless. It is not. And now if I am government bank, then government will take the money. My money, they will use. So that means they are driving the people. And from banking, where they can go? Naturally, the savings. If saving cannot be saved in the bank, either it will be cash, which is risky, or it will flow into speculation stock market. So they want to build not a productive-based economy. They want to develop a speculation-based economy. So where are we going? Banking system is a fulcrum. It is an engine for the economic development. And if you keep all these loopholes, it is very dangerous. So in a broader thing, unfortunately today, government should have made a statement. Don't worry. It is an isolated thing. We are going to plug it. We will bring all the rules and regulations. They are telling it is nothing. 10,000 crores of risk is nothing for the government. A very high official has spoken. I am very sad about that. They must immediately come. The Reserve Bank should have made a statement. Bank Charmer should have made a statement. No, no, we are giving a complaint to FIR to CBI. They will investigate. CBI case will go on for years and years that by the time that man has retired. So I don't think it is acceptable to them. There is also an allegation that now Nirav Modi is not in India, that government has not taken strong action enough that he should be kept in India and immediate action should have been taken. So do you think there is some kind of lackadaisical attitude and all this? Definitely. There must be some link. If you really probe, there must be some political nexus. Otherwise, how he will get the courage to do this? I don't think it is just some bank fraud, because of the amount it looks big. But the way things are happening, I think government has to take a view. But they are completely silent. A parliamentary committee should be brought. How banks are working? If there is anything wrong with the parties that are banking functioning, how to plug the loophole? We will also contribute. They think we don't know anything. We are working the bank. Government can talk to us. They think they are the monopolist of the entire wisdom reserve bank. And that's why we find IBC is not helping. Nothing is happening. We are going to lose more and more money every this quarter. All the banks, the same government said, straight bank is such a big bank after merger. It will become international bank, global bank, this one, that one. Why it is in loss? Same reserve bank audit has found that 20,300 crores. Bad Lord has been suppressed as a good loan. Something they have found out. It may be 20,000. It may be 2 lakhs. I don't know. So many things are possible. And reserve bank has totally failed. They are only telling that I am applying this prom corrective action. I think it is high time that the government should now apply prom corrective action, PCA, on reserve bank itself. They have lost their efficacy. If the regulator is so careless, then system will be like that. Why do you unnecessarily threaten the banks? They have already given money because of all these things and they are not able to recover. They are in difficulty.  Government is not helping. They say, if they push the accounts to this NCLT, IBC route, immediately 50%, I have to provide. Earlier it was 20%. Where is the money? Even if employees sell themselves, quarterly, where is my earning to cover these provisions? So all banks are in loss. So this is another game. Show the banks into loss and they say, no, no, they are useless. So privatize them. But I think in India, people must come to know more and more when public sector is dismantled. There must be some human cry. When banks are not working properly, they must ask the government. I think trade unions and the people, there must be some more and more synchronization. Together we have to save all these things. That's what we feel. Thank you, sir. And we will be getting back to you on the same issue in the coming week. Thank you for coming to NewsClick. Thank you very much. Thank you. Please keep watching NewsClick and NewsClick.in.


In this game, I will be asking a popular YouTuber the price of 10 Yu-Gi-Oh cards. Their goal will be to guess the price of each card as closely as possible. For each dollar away they are from the correct answer they receive a point. As points add up, the lower the price. Today we see if your favorite YouTuber can win the $1,000 grand prize. RhymeStyle is a longtime YouTuber with over 1 million subscribers. He is known for his Dragon Ball content, but has always been big into trading cards on his second channel. He even recently began doing Yu-Gi-Oh master duel content on his main channel. Today we find out if he knows his Yu-Gi-Oh prices. Welcome back to Guess That Price. This is episode 11 with RhymeStyle. It's about time we got RhymeStyle on here. How you doing, man? I'm doing great. I'm going to fail. OK, all right. So we got confidence. That's good. That's what everyone says, though, and then some people do really well. Some people do actually fail, though. So we'll have to see where you fit in that category. I feel like if this is like a year ago, I would do really well in these. Like, I've been so anti-priced for like the past year that I just stopped paying attention to prices in general. Because did you do this? It's hard to keep up. Yeah. Yeah, it is. It is for sure. All right. Let's hop into the first question and see how you're going to do. Question one, we have Dark Magician Girl Secret Rare First Edition from Legendary Collection 3, Yu-Gi's World. Legendary Collection. Got it. I knew I had to ask you a Dark Magician Girl and I realized I've asked almost all of them already. Well, I was waiting for Dark Magician Girl because I figured that's an obvious one, especially for me. Yeah. But Legendary Collection of all. It's like, I can tell you Magician's Forest. I can tell you Ghost Rare, Ghost of the Past. Legendary Collection. I want to say 50 bucks. 50 bucks. Have you ever opened this set before? No. You've never opened Legendary Collection 3, Yu-Gi's World. I don't think so. All right, so you're locking it in at 50 bucks? Yep. All right, $50 on the Dark Magician Girl from Legendary Collection 3. Rhyme, this thing is $140. When did it go up to 140 bucks? And why do I not know about that? I don't know. I'm surprised you've never opened this set because it's actually a really fun set to open. Legendary Collection 3, it has the Exodia Secret Rear. It has Dark Paladin, Dark Magician Girl. But it's a real, like first edition boxes of this are like $600 now. So it's insane to open. I feel like maybe the last time I was looking to every different copy of Dark Magician Girl, it was probably 50 bucks, which is why I'm thinking it's around that.  Can I show this off in my video while we're talking about Dark Magician Girl? I'm sure not. I can't see it, but I know it's great. Is that your Black Label? It's the Black Label. First Black Label, Dark Magician Girl in the world, I think, I assume.  I don't have any Black Labels, much less Dark Magician Girl. So, look, you missed that one by 90 bucks, but you have a Black Label, Dark Magician Girl, so who really cares? All right, question two. We have Heartbeat Lady Sisters, a rare from Retro Pack 1. Hey, what do you know about Retro Pack 1? I know enough about Retro Pack. You and I have opened a little bit too many of those packs. Our very first video together was a Retro Pack 1. This is just regular rare. It's just a regular rare. No hollow. Do we know how much those three pack, like blisters cost now for Retro Pack 1? Because remember, we opened you and I did that opening and I felt bad. There were 400 back then. Yeah, I felt bad and bought another one for 400 afterwards. I think they're more than that, but all I remember is that we bought them for $400 and it was very expensive. The Retro Pack 1 regular rare Heartbeat Lady Sisters. I wanna say, I wanna say 20 bucks. Keep it safe. 20 bucks, all right. So yeah, I mean, 20 bucks, like not a lot of money, but at the same time, this is a regular rare. It's a regular rare. Yeah, it's not supposed to be a lot of money as a regular rare, but if you guys don't know about Retro Pack 1, it is extremely hard to find sealed and even the cards in general. So some of these rares can get pretty expensive and this one is only $16. I was close. So you are very, very close. I also did not mention that if you get the correct tier, so like you guessed in tier one and it wasn't tier one, you get a $10 credit. So you basically guessed plus $4 there because or plus $6. So you gained money there. If you get it exactly right, it's plus $25, which that has only happened twice so far. So if you do that, it'd be insane. Okay, sounds good. All right, question three, Rhyme Style, we have Destiny Hero Starlight Rare First Edition, Destroyer Phoenix Enforcer. I put that in the middle of the name for some reason. Power of the Elements, there we go. I noticed one too, but the problem is, I don't know how much the price has changed in the past couple of weeks, especially with Fusion Destiny being a three now. Right, where'd you look it up, West? eBay, because I was buying them. Okay. Because I remember I bought three of them. You have a 10 of this one? Yeah, I do. I pre-ordered three of them for my friend Ty, shout out to Tyree for 250 of these. Shout out to Tyree. And I remember he got me, so I paid 750 for three and they came out and they were like 400 bucks. Oh wow. So that was a good deal. I want to say it's 275 now. 275, 275. Okay, so this would be your first tier three question if that is correct. Are you locking that in? I'm locking it in. All right, Destiny Hero, Destroyer Phoenix Enforcer, Starlight Rare, first edition for Power of the Elements. This card is $210. Ooh, kinda close. It's gone down a little bit actually, surprisingly. I guess this is not being used as much anymore, but this card, I personally think that this card's gonna be pretty collectible like in the future. I agree, beautiful. That works awesome. It's iconic from the time when it came out. So I think it's a strong candidate for the future.  The cool things, that's a waste of a card. Yep, yep, every single time. And I used to like those because they were $20 rare, some Power of the Elements that they reprinted them. So, or Power of the Duelists I should say. But no more, they're now like 50 cents because they reprinted them. All right, not too bad. Next question, number four we have Dunamis Dark Witch Super Rare from Tournament Pack eight. Tournament Pack eight. Ooh. Have you noticed a theme so far of your four questions? Three out of four. Three out of four, is it just because they're those special reprint packs? No, waifus. Oh, waifus. Three out of four, DPE not, not so much. DPE is a waifu, 100%. Okay, yeah, okay, all of them then. All right, Dunamis Dark Witch Super TP eight. I want to say. You know anything about TP eight? I know nothing about it. You ever opened it? I don't even know what the big hit, what's the big hit in that? The ultra rare, what is the ultra rare in the set? It's a, oh, it's the magical arm shield. That's what it is. And then there's the, there's a big card in here. Is it Harpy's Feather Duster? I think it's Harpy's Feather Duster. Oh, is that the crazy expensive one? Uh-huh, yeah. Okay, and this, okay. So that gives me an idea. This is the last tournament pack. That gives me an idea. Cause that Harpy's Feather Duster is like 700 bucks. I want to say Dunamis is. Hey, by the way, you have lifelines, so you don't know. I don't need lifelines, I have confidence. 150, 150, yep. Okay, all right, 150 bucks. All right, Dunamis Dark Witch. This is super rare from tournament pack eight. Rhyme style. This card is 395 dollars. God, oh. I think the Harpy's Feather Duster is like more than 700. I think it's like 1,000 something at this point. See, that's the issue because I remember I was trying to buy that Harpy's Feather Duster because that was like the original art as well. I was trying to buy it back in like, I want to say two years ago. And remember I run the time is when it was like 600, 700 bucks. Which means Dunamis around the time was probably like 150. Yeah, you're probably nailing it from two years ago. But yeah, this card, it just doesn't really make sense why it's so expensive. And the only thing I can say is old tournament pack. That's the only thing that really makes sense. Low print, people want the lowest print card. Yeah, it makes sense. All right, question five. This will be the halfway point. So far you've had one tier three, two tier two and one tier one. Keep that in mind, there's three of each and then one bonus. Question five, Area of the Water Charmer Gentle Starlight Rare First Edition from Eternity Code. That's Water Charmer is not as important. I want to say water is not important. Lina and dark are the important ones. And those are like probably like, I want to say 400 bucks. I want to say... You got lifelines, don't forget those. What are the three lifelines again? Lifelines, which tier you're in? Lower or higher, new question. I'll do the lower or higher. Okay, all right, what's your number? 200 bucks. First lifeline, you want to know if this is more or higher or lower than 200. Rom style, this is more than $200. I'm going to say 275. 275, Rom style. Locked in, 275. I don't think you've seen the price of this card before, have you? No. Oh, wait a minute, tier limits. Tier limits would make this more important, wouldn't it? This card is $930. Is it because of tier limits? I don't know. Well, it's from Eternity Code. So it's an older Starlight. So that's a plus. I don't know if it's used or not. Is Eternity Code when it had Apollosa? Eternity Code had the original access code. It didn't have Apollosa. That was Rising Rampage. Okay, Rising Rampage, right. But this was a really good set at the time. And I think it was 2020 or early 2021 when it came out. But some of the Starlights and those older ones are getting insane. And I would even check, this had like sales at like $1,000, like multiple. So I don't know, I think it's part Waifu, part Starlight, older Starlight. And then maybe it's actually used, that would make sense. So it's like all three of those, the ultimate trifecta. It has to be because of tier limits. It's probably the ultimate trifecta. Yeah, somebody in the comments will tell us. Yeah, let us know in the comments what this card is used in. Cause it's kind of getting in that IP Mascarena slash Apollosa range. And those are like used Waifu and they're like Starlights that are old. And also the pull rate were ridiculous in there. Wasn't that like- And of course they're, yeah, really hard to pull. So basically everything you could want for an expensive card and it makes sense. So that one's getting thrown out by the way. That was the dollars. God was even close. Cause I'm thinking like Lina is important because light, dark is important because of dark. Those are the two main ones used. No one used anything else. Yeah, you said that and I was like, oh, this isn't good. He doesn't know this card. Yeah, that was a pretty tough one. That's okay, we'll throw that one out. All right, question six. Here we go. Let's get a rebound here. We're gonna have a close one on this one. This is Magician's Valkyria Ultra Limited Edition Structured X Spellcasters Command. I feel like this can't be that expensive. Or can it? People spend prime money on their waifus. True. I saw this in Japan too. I remember I was looking at it in English too. Yeah. I remember how much yen it was. It wasn't that much yen. $75. 75 bucks. Okay, Magician's Valkyria Ultra Rare Limited Edition. I thought this was a really strange one because it's from a structured X so you're thinking it's not worth that much but it's worth $125. It's kinda close, kinda close. Yeah, so you're in the ballpark but like I don't understand like first of all why is this structured? I have a limited edition card in it. That's confusing. And then it's also worth a lot of money instead of being like a dollar like some of the other ones. So this is a weird card. I wanna say when I saw this in Japan it was like 11,000 yen which was with the exchange rate is about 80 bucks right now. 80 bucks. Okay, that makes sense. Yeah, this one was kinda weird. I think it had a couple sales at like 100 and then the only listing was 125. So yeah, that kinda makes sense. All right, four more questions. You still have two more of your lifelines. Question seven, beautiful head huntress rare from tournament pack two. Tournament pack two. The second tournament pack ever made. And in regular rare. Regular rare. This is always the tricky part cause you don't know what these regular rares go for. Tournament pack two was, TP3 was needle worm. TP2 was- Tournament two is morphine jar. Morphine jar, yeah morphine jar. This is I think the rarest tournament pack. This is what people say, this tournament pack two. I know the morphine jar is insane. And the last time I looked it up it was like 700 bucks at this point I'm gonna say it's gotta be a thousand plus. So beautiful head huntress. I'm gonna say $65. 65 bucks for a regular rare. What's $65 for a regular rare? Is it possible? It's $100. Cards. I don't know. I don't know but- Yeah, these regular rares out of tournament pack two if you have not ever like looked these up before almost all of them are like 50 plus dollars. And some of them like are a hundred or $200. This card I remember was up to like 200 at one point. It's insane because none of them have reprints. It's like the only version. So they're extremely expensive. I also just threw myself off because I had something mixed up on my thing and I was very confused there. Okay, I fixed it. Okay, we're good. We don't have to change any of the quiz, good. Okay, question number eight. This is an interesting one because you have pulled this card before. Harpy's pet dragon secret rare from Retro Pack two. It was a while ago though. So we'll see how the price has changed. $350. $350 he knows it right off the bat. How long ago was it? It was like two years ago when you pulled this? Two years ago. I remember this and I was very jealous because I got the Shining Dragon and then you pulled all the other good secret rears. You pulled everything else besides that. I think I just sold that PSA eight for like 350 bucks. Okay, that makes sense. All right, Harpy's pet dragon secret rare from Retro Pack two. This is what I wanted to ask but when I clicked in there was only one listing. So this is what I did on sales. So the listing was 600. I was like, that's too high. So I checked the sales. There was two sales around $300. So I went with $300 on the price. So you basically nailed it for PSA 350, 300 for the actual raw price. So yeah, pretty close. Not bad. You're the right tier too. That might've been mine. Oh, was it on? Did you sell it on TCG player? No, I sent it to ZIG. Oh, okay. I got on TCG. But yeah, that makes sense. Yeah, I figured it's 350. It's usually PSA eight is near mint quality. Yep. All right, not bad, not bad. We've got the last two which we will be asking at the same time. You still got both lifelines. So you can use both of them here if you want to. Okay. Here we go. Question number nine. We have dark magician of chaos ultra rare from dark revelation volume two. And then question 10, we have harpy queen ultimate rare first edition from force of the breaker. And I get a new one for dark magician revelation. Okay. Yes. We will, we will change that one. So we're going to use our second to last lifeline and get a new question for question nine. Oh, before we do that, I want to see what you would have guessed on it and give me a guess and we'll reveal it later what it actually is. A hundred bucks. A hundred bucks. Okay. So you would have guessed a hundred dollars. So you think it's in tier one, you know, on your guess. So keep that in mind. This replacement will be the same tier as that dark magician of chaos. If it, if that helps you anything. The replacement question that we have is wave motion cannon, champion pack five super rare near mint. Most of these are like packs that are just never open. Wait, champion pack five. That was spear reaper. Wasn't it? Was it spear? I don't think it was spear. I think spear reaper was no was spear reaper. Yeah, you're right. You're right. So I got to answer them in order, right? So I answered harpy, harpy queen first.  So you can do whatever you want. But you do have, you still have a tier question. So if you should probably use that. If I do the tier question, that's going to apply to one of these, right? One of the two. Yeah, you have to pick which one. Can I get the tier one for harpy queen? Wait, wait, before you do that, before you do that. You're guaranteed to have a tier. You have three tiers, tier twos already. You have two tier one. So you know one of these two is a tier one and one is random. So if you still want to do harpy queen, I just want you to have that information. You know one of these two is a tier one. One of these two is a tier one. It's gotta be the first one. It's gotta be harpy queen. Because I know a spear reaper is still kind of desired and kind of pricey. Then let's do, let's do a tier on wave motion cannon. Wave motion cannon is tier one. Oh, I should just go for the harpy queen. I messed you up. I thought you would, I thought you would.  Are you hitting? I just wanted you to know that one of them was tier one. Well, I figured that much.  Okay, wave motion cannon. Tier one is what, one to 75, right? Zero to 100. Zero to 100, okay. Your $100 guess was in tier one on your dark dish to chaos, so. I'm gonna keep it safe and just say 50 bucks for a wave motion cannon. Okay, 50 bucks on that one. And harpy queen, ultimate rare. See, this is the tricky part because force of breaker, can I ask when the year came out? I think force of the breaker was, it was GX era late. So it was probably 2007, I think. Okay. Maybe early 2008, but I'm pretty sure it was 2007. No, it had to be 2007, I think. Yeah. 2007, harpy queen, harpy queen is kind of an iconic card. I'm gonna guess 400 bucks. 400 dollars on the harpy queen. And I'm only basing it off because I remember Horus is insanely expensive as an ultimate rare. And that came out in 2005. Horus was, Horus might have been till I was in four actually. Right, right, right, right. Okay, so you're sure on that 400? Yes. Okay, all right, here we go. Let's do the reveal. We'll start with the dark mission of chaos which doesn't count, but I want you to know how close you were. You shouldn't have switched that question. Was it 100 bucks? It was 88 bucks. Okay, okay. And that was based off two sales because like the lowest was 175, but it was the only one, so it was two $88 ones. Dark beginning and dark revelation, I know nothing about other than... They're very weird because sometimes the cards are really cheap. Sometimes they're not. Yeah, those are hard. Okay, so now you know you're in tier one. The wave motion cannon, you guess 50. It's $80. Why? Well, I guess wave motion cannon can still be kind of used. Yeah, it's that super out of champion pack. Those are always like kind of expensive even if they're not like that expensive. And finally, the heart between ultimate rare, your final waifu. I gave you like 70% waifus in this quiz. This card is ultimate rare first edition force of the breaker, $145. Oh! What's the rarity for that? This is it. That's it? There's no like regular rare or ultra rare? Well, it has a regular rare in the same set. Okay, so regular rare. So just the ultimate rare, regular rare. Yeah, it's a retail rare. I figured it was like an ultra rare in ultimate rare therefore. It's a regular rare.  But I was, the unlimited's 100 and the first set's only 145, which is kind of weird. Normally they're like a lot more for first edition but I guess people like this card but not that much to pay like crazy amounts for it. This is way harder than I thought it was gonna be. Yeah, it's pretty weird.  When you asked me to do this, I figured you're gonna have like all the OG cards like how much is Jinzo? How much is Blue-Eyes Bellaby? I'm good with those. So when I thought, when I was doing yours, first of all, I can't use like duplicates.  Then I'm like, I gotta ask Ryan a bunch of waifus. That'll just be funny. And like, you know, that actually is probably hard to answer all the waifus because you never really know. They could be any price. Like maybe it's been overlooked or maybe it's like one people have hyped up to like five times the price it should be. But so it's really hard to keep up with those. So you probably had a tougher quiz than a lot of people but I just thought it was appropriate. I'm still thinking about how the water charmer is a thousand bucks. That's wild to me. Yeah, the water charmer being a thousand. I mean, that was a tough one. That one's getting thrown out for sure because that was easily your biggest one. I'm gonna add up all of these. We're gonna see where you finished in total compared to everyone else. A few moments later. All right, Rhyme. Are you ready to hear what you got? As far as I can be. If he is within 1% of the actual price, you guys will win $1,000. If he's within 5%, $500. If he's within 10%, $250. 25%, $100 within 50%, $50. So like the video, be subscribed, turn on notifications and let me know in the comments how Rhyme's style did and who else you wanna see on the series. Rhyme, what are you thinking? Which tier do you think you're in? It's gotta be bad. Okay, it's gotta be bad. All right, okay. The current worst is far five, 39% off. Do you think you beat him? No, no, it is no way. All right, let's just go through what it was. The total value of all the cards I asked you is $2,441. You were off by $824. You also got five out of 10 tiers correctly. So you get $50 subtract from that. So you were $774 off out of the $2,441. So we divide that in.  So you are not the worst. Second to worst.  You're like 7% off, so it's all good. You officially won $50 for the viewers of the channel. Rhyme's style, thanks a lot for being here. This was a lot of fun. I liked bringing in a lot of these cards for you that I figured you just wouldn't even know. So it's just be funny. So that's the part where you send me all those cards now, right? Hey, yeah, I'll send you all $2,441 worth. Well, no, that's the upgraded version. I want PSA 10s each. Okay, I'll make sure to grade them all in like three years when I get all 10s. I'll send them to you. Sounds good. All right, Rhyme's style. Anything else you want to say before we leave? Yes, what would this cost? Five dollars to me. Five dollars, that's a good deal. Do you have a hard bargain? I'm gonna have to accept that. Okay, yeah. You guys might see that in an upcoming video. I will be unboxing my black label dart magician girl that I bought for five dollars for Rhyme's style. Rhyme's style, thanks again for being here. Make sure you guys go check out him on YouTube, his second channel on YouTube, which we will try and make him post there soon. And then check out his Twitch channel where he streams sometimes as well. And thank you guys for being here. I'll see you guys next time. Peace.


How can you find your life's purpose? How can you find your life's purpose? I remember asking myself that and if I had a time machine right now and I could go back to my 12-year-old self This is what I would say to him. I'd say tie Remember the quickest way between two points is a straight line go directly Towards what you want with focus while the whole world is distracted and lost you go directly towards it You'll get there a lot quicker than most people. I'd also tell myself build on your strengths If you're an outgoing person Build around that if you're a shy person do things behind the scenes Steve Jobs was shy He built Apple behind the scenes Mark Zuckerberg built Facebook behind the scenes Too often we see other people's strengths We want those to be our strengths and we say I'm gonna do that. No, you can't build on weakness You can only build on strength Remember that you can't build on your weaknesses You can improve them a little bit so they're not so bad, but you can't build a life around them And then I would tell myself lastly I'd say Remember this you can get almost anything you want in life But it always takes a tad bit longer than you think in fact in my life I found it always takes me one year longer than I think Always one year if I think I can do it in one year takes me to and most people give up right before They say the temptation to give up is greatest right before you're about to succeed We live in a world where people are weak where they want instant gratification They say oh, I'm gonna get a six pack and they don't have the six pack two days later And you know what they give up well You're gonna sit at the bottom then you can be wondering what your life purpose is your whole life Because life's a little bit like a ladder what you want is up at the top of the ladder You're you start at the bottom. Everybody starts at the bottom. I Don't care if you were born rich or poor you start at the bottom and your own life And a lot people try to jump to the top when you try to jump up a ladder too quick You know what happens you slip and fall back to the bottom and it hurts and a lot of people never get back up Because that pain is too much. Just go step by step if you Always wanted to be an astronaut. Well Go down and visit Cape Canaveral in Florida go visit where they go You don't have to start as an astronaut but start immediately on the path To your curiosity about being an astronaut, you know, you want to start a business start a business today People say but what business should I start well any business? Because the goal is not that your first business is your best business the goal is that you get started You go one wrong of the ladder up one step up And you know what as you do that the vision opens up and you get new ideas new creativity new innovation You figure out what you should do if you know you want to get married and live happily ever after and have five kids Well, don't do so much casual dating like most people, you know, some people don't care But if you know you want that then like I said the quickest way between two points is a straight line Go directly towards what you want You know now even though the first person you date probably won't be the person you marry But get yourself in the practice of treating them as if They were the one you're gonna marry so that when the right one comes along You're ready when you start your first business treat it right so that you build the practice the mental skills The fortitude the strength that you know the ability So that when the right business come idea comes along you're already practiced Everybody wants a six pack at the beach But everybody just wants to start doing a few sit-ups the day before they go to the beach. No, I don't work that way It doesn't work that way to get what you want. You have to deserve what you want Remember that's what Charlie Munger the billionaire says to get what you want you have to deserve what you want The world's not yet a crazy enough place to reward a whole bunch of undeserving people and people say all time I know people that didn't do that and they got yeah, but their exception to the rule Don't build your life around that because that happens one in a million You don't want those odds. Those are lottery odds You don't want to make money by trying to buy lottery tickets. You want to do it the real way I'm gonna add in one bonus thing. I would tell myself And this is new I wouldn't have told myself this a year ago If I went back in time machine talk to my 12 year old self, you know I tell number one quickest way between two points is straight line go directly for what you want number two I would say that builder on strengths not weaknesses and don't be afraid of your weaknesses You can always find a business partner or a friend or a spouse that you marry that can cover over your weaknesses you build on strengths and Like I said number three, I'd say you can get anything what you want that you want But it always takes about a year or more longer than you think so stick to it, but I tell myself this last thing Pray for what you want pray for what you want and I don't care if you know I grew up with some of my family's pure atheist scientists some of them are very religious Christian and You know some Catholic when I say pray you take it however you want if your atheists don't get you know Hurt by me saying that if you're whatever faith. This isn't about a specific Ideology, this is about a concept what I call prayer is think about what you want every day Think about it. Ask for it every day Ask and you will receive seek and you will find knock and the door will be open to you remember Everybody's purpose is a little different. That's why people say well. What's the specific advice? I told you the specific advice you probably know deep down what you want go towards it Worst case scenario you got a backtrack later. It's better to take action have to backtrack than be stuck at the bottom forever You know, that's my specific about you know what you want. I never met you probably You know, I knew what I wanted. I wanted a life of freedom. I want a life of travel I like nature, so I want to be around farms, but I also like the excitement of the city So I want to be around a city. I liked, you know horses, but I also like fast cars So I had 12 horses and you know, you see Lamborghinis and Ferraris. That wasn't because I wanted to show off That was my dream That was my dream You see me out in the countryside. You see me in the city You know, I wanted to start businesses. I wanted to have financial freedom I went straight towards that luckily now. I haven't I've made a lot of mistakes along the way But every time I follow this formula it works out and every time I don't it doesn't Your life gonna be Successes and failures and you mark my word you go back in time the failures are the ones that you didn't follow this You didn't follow this now Just speak to this if you're real young and you're listening to this if you're a teenager You don't know how young you are so you better get on it right now.  You're pretty young. You're pretty old right now You got two years left and if you're 50 years old and you're feeling discouraged We'll remember the advice about planting a tree. When's the best time to plant a tree 20 years ago or Today so if you're 50 and you feel like life left you behind well get started right now Better late than never better late than never don't think about time and age so much it gets people distracted when the whole world's distracted You be focused when the whole world's distracted you be focused and when you do that, you know what? one day You can come back and you're gonna look at your life And you're gonna go Yeah, I made a few mistakes. I Had a few wins a Few big flops a few big wins and a lot of in between but you know what I Think I lived out my life purpose and that my friend is all you can ask from this life That one day you look back and go I pulled it off not perfectly but not too bad


There are these two circles, which meet at a point, which are, you know, that Klein bottle is really a band connects, a band connects some of two mobius bands, right? And what you did is get rid of one of the mobius bands. And so, you know, yeah, no, I see what you're saying. Yeah, then, right, you should think of the Klein bottle as an annulus connects some RP2, yeah. So it's connects some of the torus, yes, OK. So, yes. Yeah, yeah, yeah, yeah, yeah, yeah, sure, right.  You know, what do I say?  The complementary faces are commutative triangles. The reason the triangles are commutative are because of this fact. This is saying that something, the two maps are, the composite of two maps is a third map. Anyway, there's an amusing story like that. Yes, Vivek. Well, you have to count instantons on the courtesans.   Yeah, eventually, I mean, eventually you see them. I don't know, I haven't used it yet.  Well, I mean, there are reasons to expect it, and then you can prove it just using the exact triangle, actually, that's the safest way to prove it.  Now, if you think about just what happens on the level of representation varieties, so we're looking at base representation varieties. For the on knot, it's a two-sphere. For the on link of two components, it's S2 times S2. And the actually representation variety of the pair of pants itself, if you think about it, the fundamental group of the complement of the pair of pants is just Z. So it's a two-sphere as well. So on the level of representation varieties, you're just getting the inclusion of S2 as the diagonal in S2 times S2. And that's, you know, that sort of the Frobenius algebra construction of the map and Habana Fomology. Now, you have to check that instantons don't contribute to that, that there's no other contributions. And in fact, there are instantons there. So they just happen to cancel.  And in fact, an interesting thing to do is to chain just to, you know, do instanton homology with local coefficients. So it turns out that once you introduce the knots, the fundamental group, if there's just one component, fundamental group of the space of connections with a knot is Z plus Z instead of Z. So there's still an interesting Z to play with, which you can use to twist the coefficients. And the twisted coefficient things actually see that there's sort of two instantons there and they see them and then you get the leap perturbation of Habana Fomology come out. So there's, you know, there's a lot more stuff under this rug. But I hope I convinced you that it's worth trying to pick it up. Yes. Oh, well, that's another long story. So the, so, which goes briefly like this. So Floor actually defined a knot invariant for, you know, an instanton knot invariant a long time ago and what his construction is, you're going to take the three torus with W2 non-zero, drill out S1 times D2 in it, stick your knot complement in it in such a way that the ciphered surface of the knot completes that punctured torus. That turns out, so that, you know, converts your knot into a three-manifold with well-defined floor homology, that's not floor homology. So it turns out that that more or less is isomorphic to the one that we define this way, but it can be studied using sutured manifold theory and then using sutured manifold theory and a lot of work. You know, so you're kind of mimicking some of the stuff that Gijini and, sorry, it's too early, not enough coffee. Youhash, Yini, et cetera did, you can eventually show that that instanton knot floor homology detects the unknot. So it's sort of this huge machine that you need for that, and eventually you can see the Havana story. By the way, I should say that there's now a sort of non-instanton proof that Havana homology detects the unknot, which uses a version of Hagar floor homology due to Nate Allen. Yeah. Anything else? Okay.


In this power world video I'm going to show you how you can go from 5 of the easiest powers to catch in the game to the most OP powers in this game, both for base work and combat. You'll go from what's more or less a Lambo from a level 1 to breeding a Shadowbeak who is one of the best OP powers in this game. You don't even see these until literally level 40. In this video I'll show you how you can get these really early on as well as amazing powers like Ozark, Menacing, Lyleen, Dremontide, Anubis and many more. Let's go. How's it going guys? My name is DPJ and I'm giving a couple of copies away of Power World. So to win one for yourself or a friend who doesn't have it yet, simply drop a like on this video, leave a comment down below and make sure you are subbed. Winners will be announced and picked from my comments section in a couple of days, so good luck. So in this guide I'm going to showcase to you how you can go from a few easy to catch powers to some of the best powers in this game through breeding. I've tried to keep it as simple as possible and as easy as possible and all that is required on your behalf is more or less breeding facilities, i.e. a breeding pen, cakes and those egg incubators. You can more or less start from this point. Okay so there are five easy to get powers which you need to get and from here we're going to breed our way up. Those powers are, first up, a Lambo. Now again obviously we're breeding here so if you can get a male and female of these that would be much much better. Now these Lambo's can be found more or less at the very first area there all over the place, super low level you shouldn't be struggling here. You then need to get yourself a Celerae. These again real easy to catch and you can find these all around that first area but obviously mainly by lands of water.  This is a night time only power so wait until night time and grab a couple of these obviously male and female. Then guys you need to get yourself a relaxaurus. These water dragon type powers can be found at the lower level areas of the map seen right here on the screen. Now these spawn in within this location in at around a level 20, sometimes higher sometimes lower. But if you can catch powers at this level nothing within this video will stop you achieving those higher level powers. Just like the ones I mentioned at the start. Powers like Shadowbeak, Astrogen, Lylean and Lyleanut, Menacing, Worset, German Tide, Ozark, Anubis and more. Okay so the last one we need to grab is Grisbolt. Now the Grisbolt is probably the hardest thing for the lower level players to get from this video because they spawn at the bottom of the map. They're only around the level 20 which is fine it's just getting here you will have to swim. But besides this if you can catch this Grisbolt you are good for the rest of this video and you will get guaranteed every one of the end game powers I've mentioned already. So the Grisbolts are found right here at the bottom of the map. Now again they will be in at around a level 20. The lowest I've seen here is a level 18. Now these are obviously a rotational spawn power in this area. So if it isn't here the first time you run around the area a bit or even fly around the area a bit. You will notice that powers actually rotate and you can just do this guys until you find yourself that Grisbolt you are looking for. So once you have this guys we are good. Now what we'll say is at the time of making this video you can still catch tower bosses. This includes Zoe and Grisbolt who you can use for breeding. But this is a glitch and it will not be patched but I'll explain quickly how you do this anyway just in case. So simply guys go to any settlement where there's any friendly NPCs. Pick a fight with one so you earn that wanted status. Then from here fast travel to Zoe and Grisbolt. Go in and start the encounter with Zoe and Grisbolt. You will notice that the NPCs have followed you in. From here do not attack Grisbolt at all. What you want to try and do is get Grisbolt to hit the NPCs or the NPCs to hit Grisbolt. When this actually happens Grisbolt can bug out it happens 9 times out of 10. You know he's bugged out when he runs into the corner and just stands there. This is your chance to catch him. When this happens guys run up behind him. Throw any sphere at his back and make sure it's at his back and you should catch him. It's as simple as that guys. There you go you've got yourself an easy Grisbolt. Okay so now we have the powers which we can breed together to make your way up to some of the best powers in this game. Again I'm talking powers like Sherman Tide, Anubis, Menestink, Worset, Lylin, Lylinut, Ozurk. Astagon, Shadowbeak and more. And guys we'll start with probably the best all-round work power in the game and that is Anubis. Now this dude has hundreds of combinations in regards to his parents but without doubt in my opinion the easiest to actually get this dude early is Relaxaurus and the Accelerate. I suggest you do that at the start of the video. These two guarantee an Anubis but yes like I said many combinations draw this power as an outcome. But he's 100% in my opinion a must-have power world power. Plus the fact is the only power in this game which has a level 4 in that handiwork which means crafting with this guy around reduces it to a point of it never being an issue again. So breed these two together guys and get yourself Anubis. Okay so now we have Anubis we need to breed him with Grisbolt as we need the Ragnarhawk. And this for this video guide is the best way to do so. So breed these two together and get that Ragnarhawk guys. They are very important to the overall OP power tree we are building here. Okay so next up we have a great power who offers many good works of ability traits and a level 4 in transporting being the best in the game and it is Wumpul Altan. And you can now easily get this dude who is by the way a very important branch who was making our way up that OP power tree. But to get this fellow guys just simply breed Anubis and Ragnarhawk. These two guarantee our Wumpul Baltan who is a must for this list guys. Okay so next up we need to get ourselves an Elizabeth. To do this simply breed Relaxaurus and Ragnarhawk. The offspring is a guaranteed Elizabeth. Also important to remember some of these powers will be used for further breeding so look out for the genders you need as you may need to breed them a couple of times. But yeah Relaxaurus and Ragnarhawk will give you the Elizabeth. A very important power here. We will now breed ourselves Ozurk probably the best electric type power in the game who does offer that level 4 in that generating electricity. Now to get this beast simply now breed Relaxaurus and Gris Bolt. This guarantees you a baby Ozurk so get this guy cooking people. Okay so now we are going to move on and you are going to get yourself a German tide. Now to breed this water dragon who is the best watering pal in the game offering a level 4 in that watering work suitability trait. The best in the game by the way. You simply need to just breed Elizabeth who we created earlier and Relaxaurus. This guarantees you the baby of German tide. Pretty cool. Okay so we are now going to go and get Warsect. This is a monster of a pal you want on your side. He offers that hard armor skill which increases your defense and just an overall beast of a pal. And while thanks to this guide you can get him super super easy. So to get Warsect you simply have to breed German tide and Ragnarhawk. These to guarantee the birth of a warsect egg. So do what you got to do guys and get this pal. Next up we have another amazing high level pal you get from this same setup. It is Menacing. This as you probably know is a great powerful pal. One only obtainable really late in the game. So to get this dude guys all you got to do is simply breed Elizabeth and Guru's Bolt.  So go get this guy. Okay so we are working our way up this OP pal tree. We do so next by getting ourselves Apatelia. Who isn't a slouch by the way. I'm not going to lie. Her all round worksuitability traits are amazing and with her level 3 planting added into the mix. I mean it's not when you really want to skip over. But either or she is a pal we need to step up on to make our way up that OP pal tree. Okay so to get Apatelia you need to breed Elizabeth and the Daydream. This guarantees you this pal guys. So do what you got to do here. Okay so right now after all the breeding we have done and a few times I told you to get at the start. You should have a Guru's Bolt, Ragnarhawk, Ragnarhawk, Daydream, Lambo, Salaree, Elizabeth, Uzurk, German Tide, Worset, Menacing, Anubis, Wumpole, Bolton and Patelia. But wait there's more. Okay so now we need to breed and get ourselves a Morsander. Because this pal again is a branch that we need. To get this Morsander you need to now breed the Wumpole, Bolton and Ragnarhawk.  Who which I will say isn't a hard catch but now you have the ability to create your own. You may as well. Okay so we just got ourselves a Morsander and before that we got the Patelia. So now we breed these two together to get yourselves a Lilene. Who is the best pal in this game in regards to planting as she offers a level 4. But she's also guys the best pal in this game in regards to healing you with her partner skill. There's no real other way to heal yourselves in this game guys besides those pals. And with her being the best pal to do this in the game she's a must for both your work base as well as your party. So do what you gotta do, breed Morsander and Patelia together and get yourself this amazing pal. Okay so now that we have the Lilene you may as well get the Lilene Nutt. And this is done by simply breeding Lilene and Menacing. Breed these two together guys and you get this guaranteed Lilene Nutt who is also a must have. Okay so now we move on to Shadowbeak who is without doubt one of the most OP powers in this game. I mean if you check out anyone's top 5 best OP powers in pal world. Most of them will have Shadowbeak in that list. Okay so to start we need to get ourselves Kitsun. Which we can do by breeding Grisbolt and that Lambo I told you to catch at the start of the video. This guarantees Kitsun who actually when rooting means you won't fall victim to the heat and cold pretty cool. Okay so the next step in getting Shadowbeak is also getting another amazing pal who goes by the name of Astigun. Who is definitely worth your time anyway people like I said it's a beast of a pal. But he also offers a level 4 in that mining too. So definitely one you want. Okay so to get this pal guys you simply want to breed Grisbolt and Ozurk. Yes breed these two together and you will get a guaranteed Astigun. Okay so now we are ready for Shadowbeak. And to get Shadowbeak guys you now simply breed together Kitsun and Astigun. This will finalize the OP pal tree we have created today guys with your very own Shadowbeak. And again this can be achieved as low as a level 20 or even under where most of these pals today ain't available until you're way past a level 40. So keep that in mind. You'll get some real real amazing OP pals early on. Some of the best base working pals in the game real early on. So yes guys I really hope this helps you out. It took a lot of figuring out by myself I won't like it. But I can do more videos like this if you want to see me breed up something special. But guys if you did enjoy the video leaving a like really helps out. If you like what you see and want to see more be sure to subscribe. And hopefully guys I will see you on that next one.


In this module, we shall study risk management in Isthisna. Risks in Isthisna could be various and they may take different forms at different stages of the Isthisna transaction. Oh, I started Isthisna risks before reminding yourself what is an Isthisna contract. Let me tell you that an Isthisna contract is a commissioned manufacturing contract whereby a buyer and seller, they agree on installment of prices as per the progress of a commodity or a project which is going to be delivered by the seller. And we told you that this is normally used in case of construction projects. So, the installments are there as and when new phase of construction gets completed, the buyer pays 30 amount of money. Now, this Isthisna contract is used in quite a number of very big projects in a complicated way and we would study the risks involved in that kind of use of Isthisna afterwards. That would be the risk management in Isthisna as a mode of financing. And now, we are looking at the risks in Isthisna contract. So, in case of Isthisna, market risk is relevant. During this period of Isthisna, anything can happen in the market. For example, if this was a construction project and it involved 18 months, during this period something can happen in the market, something disruptive or something can happen in another market which would affect this market as well. So, there are some risks associated with market changes. Total loss is another risk. It is quite possible that the construction site has an accident, a fire breaks out and if there was no proper, the car full or insurance cover, this total loss is quite possible as well which poses a risk to the Isthisna based transaction. Delays and default, delays in construction related projects are in many ways a norm. So, delays and default and this default by the seller or default by one of the important supplier to the seller, that could pose a risk as well. Price risk. So, sometimes we take a view that if this commercial tower is built, we would be able to sell the commercial units within it for a certain price. But by the time the project gets finished and those units are in the market, price is different from our expectations. So, this price risk is also a risky proposition. Operational risk because construction projects are very complicated. They involve so many parties, so many vendors and it happens over a certain time period. So, there is a possibility of mistakes and oversight which contribute to the operational risk and sometimes we face quality risk as well. We do not know what would be the actual product when it is produced and we have spent a lot of time effort and money but at the end of the day, we find that the quality of the project delivered was not up to the mark which is another risk inherent in Istisna contract. So, what could be the risk management? In case of market risk, it can be mitigated by selling in advance. Now, if these commercial units, we are not sure about the future price of these commercial units. It is possible in case of Istisna. Islam does allow the advance sale of these units in a Sharia compliant way. Now, to mitigate the total loss risk at the Khaful cover should be taken. If the Khaful in that country is not available, of course, as a compromise solution, conventional insurance can be bought. In order to counter the risks associated with delay and default, effective monitoring and reporting should be exercised. This is absolutely important in this kind of project. If there is no monitoring and effective monitoring and if there is no reporting mechanism, it is quite possible that the project would be actually delayed and there is a possibility of a default of one of the parties. Price risk can be countered by way of use of Sharia compliant hedging solution. These hedging solutions, they are complicated in nature. They are beyond the scope of this course. Hence, I would not be going into details of these hedging instrument. Operational risk, how to counter operational risk? Again, effective monitoring and standardization of processes and procedures. This could be a tool for minimizing operational risk in Isthisna contracts. Quality risk. Again, I would like to emphasize on the role of effective monitoring and standardization of processes and procedures. If you are not happy with one aspect of the project, try to identify it earlier so that it could be rectified. If you haven't been monitoring this commercial tower, at the end when it is delivered to you, you find that actually the whole tower is too hot. It doesn't have proper air conditioning system. However, if this was identified at an earlier stage, the design could have been modified. Now, these are very practical measures to minimize risk in case of Isthisna. Once again, I would like to remind you that we are not looking for avoiding risk, i.e., making the risk to level zero. All these measures would only be helpful in minimizing risks associated with an Isthisna-based project.