Hi, my name is Amaya and I'm C8 University Housing through University of Arkansas, and this is the next segment of our your home life tour at Gregson Okay, and I have Henry who is holding the camera. Yeah, let me speak. I turn this around a little bit. It's a little hard. There we go Hey, everyone. I'm Henry. I'll be the cameraman today and I'll be monitoring the chat So if you have any questions for us, we'll be sure to try and answer them and let us know where you're tuning in from like Amaya, what's first upon the agenda? Okay, so now we're just going to talk about the location of Gregson So Gregson, I feel like it's not well known throughout campus, but it's a great spot because it's literally at the top of Dixon Street And so, you know, it's a pretty fun place. You know, we have our dining hall 1021 right here Slim sushi Pretty sure we have like a salad place and we also have some renovations going on. So we have like even bigger slims Mm-hmm Music hall and I believe Starbucks Morning coffee Just a few feet away And the Greek theater is not too far away either it's like right behind Gibson Yeah, so if you just like literally go down Dixon if pretty much everything you can find In this town to like have fun is if you go down Dixon Street So we go down Dixon, find an amphitheater, a couple more buildings for like lecture halls And you can go further down, reach downtown of Faithville, and that's where we'll have a lot of restaurants Some cool like shopping places like I personally really like the Dixon Street bookstore It's where you get a lot of second hand books. It's really cool.  We have these PO boxes and You'll be assigned like a PO box with a locker combination and I'm gonna be honest These are kind of tricky that they do have instructions at the top So you'll never be confused and if this doesn't help we also have QR code to a video So there is that but this is where you get like letters birthday cards or Other cards from like family members or like just anything in general This would be like where those will go and then like packages like from Amazon will be issued to the from the desk admin Okay, and you can check my details on the housing portal, and that's where you'll find that information Yeah, that's where you'll find the address for the package to be delivered here and your PO box and the locker combination to your PO box that you'll be assigned to awesome All right, so now we're gonna head down to the basement Mm-hmm, and so As we're putting down the basement I'm just gonna mention a couple of general facts about brexon So brexon was actually opened in 1947 and it was named after William S pop brexon He was the director of religious activities, and he was also a dean of men So this is actually an all-boys store and now it's a coloring farm. Gotcha Now I don't really know if the floors are gendered or if it's split in half But it's kind of like when you get here, you'll know yeah I believe it's split in half on each floor. That's from what I remember also We had a question. Can we check out a vacuum from the front desk? Yes, I believe so like cleaning supplies Vacuum, I haven't lived at brexon, but I have lived in another dorm where you know, I need a vacuum cleaner Gotcha and just go to the front desk and checking out things at the front desk usually I'm just means giving them your student ID, and then they hold on to us clatter all mm-hmm And another question we have Christopher. We'll be showing a corner room. We can yeah, okay? We will show a corner room all right, so where we at now. So right now It's dim lighting very cozy This is a little library slash reading note that we have in Gregson Mm-hmm also we have shelves where we have a bunch of the textbooks and we have some board games And then we have a fireplace. Can we use it very warm? That's no we can It does it provides ambiance to this reading note, but unfortunately it is very fake. Yeah Yeah, it's really like more of us like safety and like fire hazards. Yeah, fortunately We do not trust freshman college people that much when it comes to like fire that would probably be probably for the best So nice area to study and read and relax I still forgot to mention real quick over there That's where we have recycling so this where you'll drop off, you know your bottles your cardboard and stuff like that and For trash shoots, I believe we have trash shoots in Gregson Check with your CRE. Yeah, probably just check with your CRE or your RA when you come here I'll show but in the first week of move-ins.  So this is where we had like a TV so you can watch Movies or you can watch like the football team, you know go hogs Yeah, whoo pig. Yeah, I know that like our basketball team did really well So there is also you could watch basketball team on here or you could also play some video games Mm-hmm. I know that with some dorms. We have like gaming consoles that you can check out I don't know if that's true for Gregson, but hopefully it is. Yeah, what's your choice for Mario Kart? Mario Kart I usually go for like either like a really like cute character like Yoshi or That's a little mushroom dude. Toad. Yes, Toad.   Good to know We have another question that is it is not Mario Kart related, but we'll all freshman. We'll be all freshmen at Gregson It should be. So basically everywhere on campus since we have such a big incoming freshman class this year We wanted all the freshmen to be living on campus. So pretty much only freshman is really living on campus anyone else who isn't a freshman They like had a Really like it's like they have a scholarship. Yeah to be in university housing like they have to live in a dorm We're talking about less than 50 50 students or so level students This is an upper level hall typically so hey First year we've opened up first year students. Yeah, there you go on it So I wouldn't particularly worry about like being like oh it's just a sophomore and they're being mean blah blah blah like whatever Like that's not gonna happen Yeah likelihood of that happening even if that wasn't the case of all freshmen living on campus It's like kind of cliche almost never true won't happen. Yeah, it's all all new people here So it looks like this is the kitchen. We have a kitchen and so we have an ice machine a low fridge Microwave stove and an oven so you can actually cook it's cabinets I believe you can check out some kitchen things from the front desk as well If you don't have like a cutting board or like a bowl or a pot And now we're gonna leave the kitchen because it's kind of messy And right over here we have the laundry room Everything is kind of unplugged right now because we are now tracking Your wash cycles and dry cycles through the abum speed queen Yeah, and so before your laundry fee came in with your housing fee And so we kind of assumed like how many times you dry and wash your clothes But now you get two credits each week You get like two credits for a wash cycle and two credits for a dry cycle each week And if you need to wash more or have more dry cycles, then it's a dollar fifty for each cycle So a dollar fifty for each washing cycle for each drying cycle.  And if you need more details on that I would just recommend looking up your housing laundry And I'll tell you more details and exactly like what app to use to just be queen and like when to download it Because we're still like in the process of like I'm going to that like way Yeah, doing laundry and pretty soon. We'll be having a video on our YouTube explaining how to use speed queen. So All right, so right here, we just have a couple of any machines.  Yeah, let's get here. Gotcha Right over here, we have a little study area So this is one study room and this is where like we have a whiteboard So if you just need to have a quick little study sesh and you don't want to go to the library You can always just come down here to the basement and study and then if you need a little study break We have a ping-pong table right here Mm-hmm and ping-pong paddles and the ping-pong balls will also be something you'd have to check out for the front desk as well Gotcha, and we did have a question about laundry. Do the credits roll over Christopher. Do you happen to know? They roll over from week to week, but not from semester to semester. So sometime After everyone's left around December 15th or something like that We'll refresh with the next year. Gotcha All right, so this is another study room Yeah, yeah Oh, we got you We had another question. Do you reserve the study rooms? No, I believe it's first come first serve. So Just like whenever sorry just whenever you feel like coming down to study and it's available You can study in there It's kind of like if you go to the library once you get here. There's a library and there's like two floors for studying and so There's gonna be like lots of tables Open to studying and you might like have to study next to a stranger So that could be like the same case for those study rooms right there, but if you watch out. Yes. Thank you if you want to Basically say by yourself, I would like try to get there and there's Possible And it's possible that RAs and CREs aka hall directors will create a reservation system It varies from residence hall to residence hall So now we're gonna go see what a floor looks like including the bathroom and rooms So we're back to the first floor again, and right here we have a water bottle station and Now we're gonna see the bathroom real quick. Mm-hmm. How do they recommend you bring a water bottle? Yes, absolutely Here we have the toilets and obviously you're all because this is the voice door and the girls These will have flowers in them. Mm-hmm or they used to I hope it is to do that now And just quickly over here We had like a counter space some sinks all those things you can need.  Just you know check the fit real quick. You just quickly go in here or in your dorm But we'll talk about that later. Yeah, and then can we show off the showers too? right here The showers and so this is where like a little note to throw all your stuff down and then have the actual shower This is like the size Thank you for the demonstration.  Oh, yeah Yeah, because you know Technically you can like just bring your clothes and like bring your clothes in here the clothes You're about to like change into after your shower and just change in there But I always feel like gross like Gross when I do that after I just got a shower because I'm still like drying Yeah, so I just prefer to like do a bathrobe and then just walk back to my dorm so just get like a bathrobe it's easy and You know, if you really don't want to do that, you know, just change in the little stall area with a shower Nice that there's actually a stall and not like other other halls where there's curtains, you know, yeah There is that also shower shoes We had two questions come in is there a water bill bottle filling station on every floor there should be so there should be one on each floor and You know, if there isn't you know, it's a small dorm You can always just go down with the first floor real quick and just fill up your water Yeah, I'm 90% sure that there's water bottle stations on every floor next question. Are there trash shoots in the hallway? And that that one I'm a little unsure about just because so Gregson does not have an elevator That's typically where the trash shoots would be Yeah, but while we're in this room Christopher do you would you want to like look and see well Yeah, look at that while you you want to go into this room.  Yeah, and normally this is where you put like your TV if you were to bring a TV here Watch right here And then you have plugs on like along the wall, so I believe you have 10 clubs total in this room To behind those tests and then one on each side This room and then another set of plugs right there where the mirror is gotcha And so then we also have a closet Actually pretty cool So a lot of closet space, yeah, that shoe rack and then like a little like extra cabinet here Want to like put clean supplies or snacks? Yeah Yeah, were there any interest you see Trash shoots Love to find that out later if you want you can just email Housing Gotcha, so are you gonna go look at a corner room now? Okay, and then we can get some of these these questions asked answered about measurements And the furniture in the rooms will be all the same So Yeah, all right y'all Yeah, be sure to listen to all the questions you have the first one is what is the distance between the beds for a rug? So you could put the measure yeah, you could even just put it at the top of that if you want and Try and aim at the bed post is nine feet and eight inches So nine feet eight inches between the beds in the corner room I think they were in the corner less room maybe on the other side Yeah, sure Also, like the dimensions of the rooms themselves like you can just get that as a rug and just like put the rug under the bed I mean it would probably a lot of moving So I can see why you wouldn't want to do that Mm-hmm. That's a good question. Yeah next question. Are the beds twin XL when XL I believe the beds near the windows are the twin So this one is a twin XL and then I believe the bed that's near the door is a twin But honest from what I've experienced and you can confirm or deny this like you could get twin XL sheets for the twin bed And it'd be fine. Yeah, so it's like when they first set out like how see that since emails out to freshmen They send a lot of like tips and tricks of like oh what to prepare And so I've always been told when I was like a freshman in a sophomore living here To just take twin XL sheets because they'll fit that they'll fit the twin itself and the twin But if you're worried about like you're a very tall person the window Is it when I sell the one near the door is the twin? That's usually what I've seen Gotcha They're the same size Yeah Next question. Can we get a measurement between the two desks assuming a refrigerator can go in there? So Two desks over here and again. These are movable So this is like approximately like one foot and a half Well, you could move these desks like you can move this furniture any way that you want You don't have to have it set up like this. It just can't be taken out of the room itself Mm-hmm. I would also what you can also do is you can lock these beds up higher With a mallet and like put the fridge under your bed. Okay I Yeah, most I would say a significant portion of residence because that's what I did too will put their their mini fridges underneath the bed So highly recommend that How deep is that shelf in the closet? So let's Put up the closet here Oh, it's like almost a foot. It's really 11 inches. Mm-hmm like Gotcha and while you're there, they're also asking dimensions of the closet in general So you could like they start with the height first Could you also measure the heights from the floor to that top shelf? Yeah, gotcha and we'll be uploading this live stream on to our YouTube page So if you need to review the measurements you can How wide is the ledge in front of the window? so This ledge, I don't even know if you can get the distance Yeah about four inches for that ledge Can you plug directly into the internet with an ethernet cable? You can if the room has it not all of them because it's such a digital Wireless looks like it's over there. But yeah, we have them in here. Most do have an ethernet That's that's cable cable. You're right. I don't believe this is the internet the ethernet. Yeah Next question how high can you loft do you have to know that on my So you can so there's like little rungs inside the bed and so we have the top one right here So if we kind of just measure from I've got that for you I'm 35 inches like this from three inches to 35 inches There's another piece that can double that but you have to request it through fix it Gotcha, and if you want to have your bed lofted before you come. It's the deadline. It's August 30 Monday Monday, so by the end of the month actually Sunday Yeah Next question don't corner rooms generally have two windows This is on the side room now the corner room there is set up for an RA So it wouldn't be applicable. Some of them might have might might have to To bed to windows. I'm gonna go check the one on this corner This one wasn't set up for a residential student set up for a resident. Okay, gotcha Dimension of the room on the website does it have does it go to the front of the dresser or the wall behind it? Does it go to the front of the dresser What is what is the could you clarify what you're asking or do you understand my they're asking like Because there is like there's this wall and there's this Like if they're just talking about like the dimensions of the room like if it's just from this wall to this wall Gotcha, we can go check out 133 when we're ready. Okay Are there any drawers that lock does not look like in this room? Yeah, there's like so we have like different kinds of furniture amongst the campus so there are We do have some doors furniture where like the drawers like do lock like they'll have like a little handle You can twist it to lock it and put get like by yourself Um, like a lock lock like it look for your lock or something like that in there But these ones do not have that But we recommend a small save for a little panel Gotcha, can you open up the inside of the drawers? So I guess over here because they're asking if they're in good shape And I'd say they're in pretty pretty good shape because they're asking our drawer liners needed and I don't I don't think they are In some of our halls the furniture is a little older the furniture here is pretty new Yeah, I think it's because the piece of furniture is movable. That's also what makes it newer. So The furniture should be in pretty good condition All right, which side is a and which side is B? Okay, I really don't know there could be like an actual like like I personally don't know I always just see it as like a Like a record like a record issue like we have student a and then students the absolute right door Mm-hmm. Yeah, okay. Cool. So it doesn't really matter like which bed is a or B So if you're like, I really want the bed next to the window or I really want the bed next to the wall It's usually like first come first serve and it's like really an issue I would talk about it with your roommate when you get here and if it becomes like if it's like not working out I would talk with your RA and you will talk with your RA along with your roommate You do a contact with your roommate. You just kind of establish some rules as roommates. Yeah, what to expect within your own room But yeah, there's not really difference like it's just like Yeah, if you want to get really technical and you can correct me if I'm wrong Christopher Side a is either on the left or closer to the door and then side B is On the right or further further away from the door, but like Amaya said, it's really first come first served And you make sure if you tell your RA, especially when you're doing room inspections, which side is yours? Yeah Yeah, and the A and B is only in the assignment system It doesn't actually correspond to the bed, but over the years we kind of been like, all right Mm-hmm. A is on the left side B is on the right side. It could be whatever you want it to be Gotcha. And if you're really like specific about like which bed you have You might like top of your roommate and I believe you guys just called your roommate assignments And so hopefully when you guys fill out the house and stuff you actually put your social media there So you can actually like damn them in Instagram You're like, hey, we're gonna be roommates and I want to get the bed next to the window if you like Want to talk about that like just to stop or stop before you guys move in so gotcha Is the towel rack on the closet door standard for every room? Yeah, it should be in other dorms They'll have the towel racks on like that door where you enter the room But for the brexit, they'll have it on your closets instead. All right. Can you fit the dressers onto the bed? Yeah Yeah, it's definitely you could definitely loft the bed and put it on there to save some space Oh, yeah, did you put it facing down? I did it facing down. Do it again That's slightly better. It's like about three feet, which is like as high as these beds go 35 inches, but like that's an inch from three feet. Yeah Do people ever put beds on plastic risers so you can access the end of the bed underneath or do they just ratchet them up with a mallet? They just ratchet them up with the mallet So basically we have like the mattress and then we have a metal frame That has a little hook that goes with the ones inside the bed frames So if you request it or if you want to do this yourself What that usually entails just getting a rubber mallet and just knocking the metal frame off the wrong and then kind of just adjust it This is usually like a two-person job that some people have been able to do it by themselves But personally, I would make a dupe rather than doing it with another person. Yeah Yeah, you can do it by yourself and I've done it by myself, but it's not a it's not an easy experience so definitely Definitely get some Someone was asking show 132 was that the Okay, and before we do that someone clarified about that question earlier Amaya They're asking about that the length of the wall. So let's do the wall from here and then Like measure the length of the wall So from this wall, let's do both Gotcha, thank you. All right, so let's go see that 132 our corner rooms that we can look at what was the one this person requested 132 Yeah So these are the this would be a corner room with the two windows for the person that asked earlier Yeah, so just to clarify this this is what a corner room would look like Question how deep are the drawers inside? Eight inches Yeah, could you also just get the rest of the dimensions? So that's two feet and nine inches and then So six inches deep, I guess this is like so it's about a foot in eight inches Length and then it was about two feet and nine inches wide Gotcha Next question. How do people best hang blackout shades with the blinds already there? Do you Pretty much like it'll be dark with these blinds if you just have the lights off and like it's at night time But if it's like during the day There's not really like a good way to like get with the curtain rod and like put blackout curtains I would say like your Maybe a sheet and like pin it Or tape it preferably but also pin you might get charged for that But like yeah, you just pin the sheet Here Yeah, they'd have to get a little creative for for just because these rooms aren't really Oriented to put up Next question can you open the closet by the window? We'd like to see if there's any space at the end of the bed with the closet open So my could you move away from that spot? So this is about How much how much space it's about a foot Maybe maybe like a foot and a half Can you remind us of how we can attach things to the wall and Gregson? My do you know what the do's and don'ts of attaching things to the wall? Don't do those LED strip lights that you see on tiktok The fairy lights are actually like the fairy lights like Christmas lights Those are fine because you can just get command strip folks Go along the wall and like as long as you take off the command strip like the plastic like the little sticky part Okay, then you're good to go on those usually work like 80% of the time But those like strip of like LED tiktok lights Those are actually like not fine with those will ship off the paint. Mm-hmm. So If you want to do it, you'll get charged most definitely. What about nails? Mm-hmm. Yeah, it's a little no don't don't try it. I mean So yeah, so command command strips are generally the best The best way to put things up and there's a lot mean there's so many different types of command strips There's a velcro ones. There's ones with hooks on them So just command strips, there's different kinds there to use and like if something isn't working out I would always just use something It's also in our residence hall handbook, I'm sure if you look in there what you can and can't put on the walls Well, we use a lot ourselves in housing is a blue tape. That's like a painter's tape And it works really well because it won't pull it I had that in my room right now where I have like I used the blue tape for my photos and like posters I wanted to hang up mm-hmm I wouldn't recommend sticky tech because that would leave like a stain. Yeah, usually because of the adhesive But if you want to use sticky tech instead, you just have to make sure you get a piece of a mover Mm-hmm for that once you do take it down But I would recommend command strips overall. There's so many different kinds out there and not use just blue painters Next question It was more of a statement someone said store-bought bedraisers are approved according to the housing websites If it's on the website, then it's good. But Christopher, do you have any comment about it on? risers for the yeah The bed risers bedraisers. You're not damaging our equipment and it really just becomes safety issues. Yeah, as long as you're safe Yeah Is Gregson co-ed? Yes Yes once again, I don't really know how it separated, but Oh, that's sorry. Andrew.  It's either when we were talking about by gender you just play in half like right where the lobby was We're like one side is girls one side is boys or it could be split by like four So one floor is all boys one four is all girls or can be a mix some hauls have it Yeah, our typical rule of thumb and separating Male and female genders or whatever genders would be do they have back in space that's independent of each other. Mm-hmm, okay next question Thank you for I think you for showing a corner room someone mentioned 133 So sorry, I was trying to see it's the mirror. Yeah, it'll be the it'll be the same as this one Can you show the view? Yes, so I'm not sure if there's a good view over on this side Which is good. This is a corner room There's actually a little trail on this side, that's nice to that's nice to walk through some some green That's cool Maybe I'm gonna do a construction. Yeah Next is that a Walton project I knew it Uh Next question also if I um if I missed any of your questions feel free to ask them again Is the wall cement or drywall? Try and punch through it Someone was asking can we show 133 it should be the mirror image of this of this room You know Yeah, okay, let's do it. We'll unlock it, but it doesn't look very much like that. Amaya. What are you studying? I'm an electrical engineering major You're braver than I am. Yeah. Yeah, it's It's tough. Mm-hmm, but you know There's so many like different branches within electrical engineering if you don't like something at first You will eventually find something And if you really don't like it, um, you could always just change your major Nothing to worry about if you're worried about finance stuff. We have you over the cares They'll help you with any like academic issues or financial issues. You're kind of like too anxious Nervous about it. Oh great continuing the conversation And then all I got I got plenty of topics. Okay, so name Could you talk a little bit about what a week is a week? So a week is the week after move-in week and also the week before school starts And that's where we have like a bunch of fun cool events for the freshman to do here or anyone else on campus That's coming to campus and so we'll have a bunch of like cool stuff like there's something called chocolate wasted. Yes Yeah, I think it's like a little bit about that chocolate wasted is this program where um, you get free chocolate Which is one of the best parts, but it also teaches you about Alcohol being safe and so it's just a really great program that we've done every year There's also taste of Fayetteville where there's a bunch of different Restaurants in Fayetteville that come to the Greek theater and they give up free samples, which is amazing So definitely recommend going to a week taste the fables place to be so it's always chocolate wasted Yeah, if you like chocolate, mm-hmm. All right, so this is 133 Yeah, but yes in the in the meantime, we can also we get some more dimension questions What are the dimensions of the opening above the closet? All right, so I don't know Is it on the Christopher on that sheet? I can hold this for a second if you think that you So it's one foot 11 inches tall So one foot 11 inches tall is I think what you said there. It's about three feet wide, okay And it's two feet three inches deep two foot three inches deep, okay for all you tall people out here This is a good good storage space And yeah for anyone less than six foot You may want to get a step stool to put some stuff in there Next question do the desks have a corkboard? Looks like they do not know they don't but I don't know if you guys like very like DIY good you could like try to like yeah one up on here. Um Yeah, or once again if you're trying to like if you want like photos or like Like a calendar or something like that once again, you just take things down Like for these desks like stuff like that You could use sticky tack because like these won't really like leave a stain on anything I don't think it will but for the walls for the paint it will but for these like if you want to like stick things up here I think sticky tack will be fine or just tape. Yeah, same thing for the walls Gotcha without the sticky tack part. Next question is each room able to control their own temperature. Yes, so There were status over here a thermometer right here and each room has their own thermometer But on the heating system slash AC system They're all connected throughout the whole building So you'll have like a set limit range because we want to have like an overall temperature And a certain range for the whole building during like the summer time and then during the winter time like really like Keen like making sure that is within a certain range so that the whole building is like the right temp So during that time like when we're changing seasons on the university housing will send out a mass email and they'll tell you like what like specific dorms like Tips and tricks on like how to be warmer or be colder Like I know I recall like don't open up the windows. It's like during like In some of these older buildings we transition them Like you'll have a little bit of local control in your room But for the most part we either running high in the building or running cold I think rexon is one of those Transition all together. There's usually hot-hit in October in a in April. Those are usually transition and like I Just specifically remember like in yoga when we did a transition and like at one point Something went a little bit wrong, but like I just buy blankets sweaters Slippers you'll be fine overall, you know, just like multiple blankets like Like it's not too bad Yeah, there there might be a few days where you're a little less comfortable because what we do is we look at the temperature and make a prediction and then we set the building to transition once we've said to transition it's happening and And so sometimes it'll be it's Arkansas weather changes quickly Yeah, you might have a seasonally hot or unseasonally cold for a few days But we try to wait and make our very best prediction We can Gotcha, well, thanks y'all next question. Can you show the view from 133? Of course. All right, so let's You know with these blinds a little bit All right, so you have a close-up of a tree Yeah, got plenty of plenty of greenery to see Yeah, and then you can kind of see the sticking through there and then this view So this is the van building that's right in front of us, but um Yeah, if you look to the left there's a parking lot or the parking garage and above it It's kind of hard to see with the Blind but there's a stadium So you're right you're right next to the stadium. You should go down the hill and then there you are for the football games Thank you for doing this video, of course We always love doing these these videos showing the tours of the rooms. We're excited. Yeah Are the bathrooms cleaned every day? Am I could you talk a little bit about the ISAs? We have a cleaning set for each door and those will be typical like work hours So they'll be cleaning the bathrooms every day Monday through Friday and like on each floor Like there should be a sign next to the bathroom or near the bathroom Like what times are planning to clean it because they do go from like one floor and then go up from there Like go down like how would they do it? But they will be cleaning Monday through Friday and then on the weekends Because it's a weekend. They're off and those are their days off and then they won't be cleaning But they'll be cleaning Monday through Friday through like a certain however many like hour thirty-some minutes for each floor So they'll be cleaning the bathrooms. Okay. The next question. Can you fit a folding step stool between the dressers? So let's look at the dressers Yeah, if it was this if you could fold it up and then this is about this is not even a foot Yeah, maybe give you an extra inch you may be better for a step stool I'm excited. I don't know. I've assumed they're talking about the the tall space up there You can maybe put it in the closet or against there potentially Yeah, yeah, again, it just depends on how big that they get steps to all this Using all the furniture Mm-hmm next question is the desk hutch removable not a lot of space for a desk monitor Yeah, you can measure could you put the measure down right here and see you right here So that's about one foot three inches tall tall one foot three inches tall Could you show the connections for the TV and network? Yes, so here it is There's your cable box, and then you have several several plugs Here so this is generally where you would have a TV I mean you could put it on the dresser or if you wanted to move the the drawers you could as well Oh, yeah, ethernet is over there So that's all the questions we have for now Be sure to let us know if you have any more in the meantime. I'm gonna talk about a pick one. All right. Is it oriented good? Yeah, all right So we have this programs initiative. It's called pick one you can learn more about if I going to pick one dot york.edu and essentially what it is is Is it no, no, no the question I'll let you finish. Okay, gosh it But essentially there's a list of different organizations registered student organizations that you can join And those could be anything from lead hogs Whereas it's kind of a leadership initiative where you can make improvements to the residence hall with your fellow students Or something that's focused on you right? That's all about Fitness and exercise the goal is just you know, there's so many different organizations, but you're you can pick one before you come to campus and Yes, it's a good way to be involved and I can't recommend it enough Right So next question can we see room 326 and it's view we're actually on this floor We are we are on the first floor But if it's 26, where would that be from because 26 is So you would probably be facing Okay So you'd probably be facing the stadium Yeah So if you're on the third floor, you'll have a good view of the stadium Our next question is if the housing portal shows my room is zero one three three Does this mean my room is on the first floor in the basement? Yeah, there are no resident rooms on the basement in the basement Yeah, the zero is just an extra Yeah, value in front of the numbers in case there were you know more than ten floors Yeah, and that's the case of Yokem. It has ten floors. So like the top floor has like one zero two number gosh, yeah, and Christopher we're getting more questions about showing specific rooms. Do you think we have time for that? Or should we start wrapping it up? No, we probably need to wrap it up Oh, we'll jump in here if we have any more dimensions questions. Okay Our next question, can you put up curtains and suggestions on how to do that? But in terms of like I would say it's easier to get like Currents with like built-in rings or something like that and then like Such as you could place like folks at the top above it like someone was doing right here But like just put command strips and like hooks Yeah, and then just hooking like Current rings or the rings inside the current and using that it would be kind of because you can't like open and close it You just have to hook them on hook them off, but that's like really the only option Well, I think that's all the questions that we have Thank you all for tuning in and thank you to my for giving us a tour and yeah, my you can just sign us out Okay, well glad to see you all here And I hope to see you during moving me. Awesome. Thank you


How much do you need to invest for a successful online business? Fifty dollars. That's it. Video's over. Now, you don't believe that, do you? You know. You know there's more to it than that. Matter of fact, it could be thousands or it could be hundreds of thousands or even millions of dollars. But the real question is how much do you need to invest up front to get started? That's the real question. Last week, I invested money in my business and it was way more than $50. It was way more. Matter of fact, I started my business in 2009 with $100, but that was on a credit card. So I really didn't have the money. It was on a credit card. And you probably want to know how to just get started. What are the bare essentials? And in this video, that's what I'm going to share with you. So let's get started. Now, the truth is that your business is never going to be ending as far as investing money in it. You're always going to have to invest money in it. But in the beginning, you want to start making money as soon as you possibly can without investing a ton of money because you probably don't have it. Most people don't. The first thing I'm going to tell you if you're going to invest money in a business is get training. Get training. Too many people will sink a lot of money in a business trying to figure things out. And here's the truth, guys. Things have already been figured out. Okay. There's already people who make money. They're going to have courses on how to make money online. And I'm not saying you can't just watch my free stuff. You certainly can.  Yeah, I literally said that. Buy one of my courses. If you don't want to buy one of my courses, at least buy somebody else's course. Because if there's somebody out there that's already made money online and they figured it out, why wouldn't you want to know what they did? The thing about this is you want to check them out. Okay. Do they really make money online? I've been selling survival food online for going on 11 years now, 10 years now. And I've made a lot of money. I've made millions of dollars. You can search the terms, survival, cave, food. You'll get millions of results for it. You'll see my products out there. And since I've done that and made money, I now share those techniques with other people through this video channel and, of course, through my courses. But let's look at all the different parts because you may not be aware of all the different parts. I'm going to go through those with you. The bare essentials you're going to need are going to be a domain name. Now, do you have to have a website? No, you don't have to have a website. But I recommend it. I think it's the good way to go. You're going to have to have hosting for that website. What that means is you're going to have to pay to put that website somewhere. It's got to reside somewhere. You're going to need inventory if you invest in inventory. But you don't even need that if you're going to be doing dropshipping. And you're going to need some form of payment processing. But the payment processing actually goes into effect every time you charge a card. So you're actually taking money in.  You don't. Now, the other things that are nice to have are email marketing software. Now, I wholeheartedly recommend Cartra. There's a link below. You're going to want to get a Cartra account. A Cartra account, I think, is around $99 now. I haven't looked lately.  For $1, you can get a free trial and try it out and make sure it's the best thing for you. Now, if you want to start spending bigger money, you may want to go hire a web designer. I did not. I did my own in the beginning. There were terrible websites. And I know that. And I do have web designers now. But the point was I didn't have the money, so I had to do it on my own. If you're going to incorporate your business, that's going to cost you more. I would say start as a sole proprietorship. That's how most businesses start. You're going to need that business license, of course. Logos. You're pretty simple nowadays. You know, there's a lot of logo designer softwares that are free and get your own logo by doing that. But you can certainly pay somebody if you want. You're going to need to do some type of marketing. If you have money and you have a budget for marketing, you can certainly do that. I wouldn't do that without taking a course on how to market first. I have a course on Facebook ads. It's down in the description. You could look that up if you want. If you have products, you're going to have to put them somewhere. You're either going to put them in your house. You're going to put them in a warehouse. That's going to cost you money. You're going to have to have your product photos. If you're doing drop shipping, you can get most of those photos from the drop shipper. However, it's always best to take your own so they look a little bit more original. They don't look as stock as other things. And you're going to need whatever apps and plugins that you plan on using.  And let's look at some of the cost of some of these things. A domain name. What's that going to cost you? It can cost you anywhere from a dollar to $15 a year. So that's not a lot of money. The other thing is hosting. What's hosting going to cost you? I looked that up, and it can cost you anywhere from $3.50 a month on up to $250 a month. The average is probably around $29, and it's dependent upon how much bandwidth and what type of hosting and everything you have. In addition to that, some of the pricing I looked up was Shopify. It starts at $29 a month. Big commerce is another one out there. It starts at $29.95 a month. So that, yeah, around $30 a month is what you're going to be looking for. Now, inventory, like I said, that can be zero if you're dropshipping. If you're not, it's really about how much inventory you want to stock. I think this is a very dangerous thing. I know in the beginning, when I started selling online, I had a lot of products. I sold camping products and all these camping tools and stuff, and some of the products would sell better than others. So obviously, I had inventory that was sitting there. Before I even got into that, I sold cell phone cases. And I had a lot of money invested in cell phone cases, and I never did make money on cell phone cases. I will tell you that. I started selling out of my inventory just to get rid of it. But I didn't consider that a failure because it taught me how to sell stuff online. And understand you're going to have some failures. It's just going to happen. The only way to really shorten the number of failures or reduce the number of failures is to get some training. And I mentioned that in the beginning, get some training. If you don't want to buy one of my courses or somebody else's, watch a whole bunch of videos on my channel. Watch 50 or 100 videos, and that'll get you started, too. So the drop shipping model I want to talk about real quick and how that works, because this can save you a lot of money. If you get a Shopify store, you can integrate it with AliExpress with a software called Oberlo. And what that does is it helps you find the products on AliExpress. It will actually import them into your store, and it imports all the data, the pictures, and everything, so that all you've got to do is kind of brush it up. And I would recommend brushing it up, because a lot of times the English, when the descriptions is not good and it's not really as in depth as you need to go, but you can do that. So that's the drop shipping model. And basically what happens is you're going to put this product on your site, the visitor is going to come to your site, they're going to pay you for the product. Once they pay you for the product, you send that order to AliExpress. AliExpress is going to trigger that vendor, and they're going to say, this vendor, you need to ship this product out, and you're going to change the ship to address to that customer's address so that the manufacturer or distributor is actually shipping it out to them. So the cool thing about the drop shipping model is that you didn't have to buy any product. The downside is you don't have any control over the product. If they run out of product, if they take too long to ship, if it gets damaged, anything, these things can happen, but it saves you the big investment in buying a bunch of inventory. Next up is going to be payment processing. And that payment processing can be about 2% to 3% of the sale, there may be some minimums, there may be a monthly charge there too, you got to check all that out. So if you look at the total required cost here, if you're going to have inventory, let's say you're going to spend $1,000 on inventory, you could spend anywhere from $140 to $1,040. I don't know. With drop shipping, you could get by with as little as $40 if you wanted to and getting your actual store started and actually selling products. Now, that's basically all you need to get started. I'll tell you that I started pretty basic when I started out. I didn't even have a website when I started out. I was just selling on eBay and then I got a website and that added a little bit more cost.  If you don't reinvest in that business, if you don't reinvest in your products, in your marketing, in your websites, you can't grow the business, okay? So you're never going to get to a million-dollar business if you only invest $50 in the business and every time you make a sale, you take the profit out. You can't grow the business that way. It's not going to work that way. I see that happen a lot. People say, well, gee, I made $10,000 this month, so I can spend $10,000. No, you can't because next month may not be as good or you may need that money to grow your business. I know every month we have more and more expenses. It seems like sometimes we try to cut expenses, but I've got employees I have to pay now and I have several websites I've got to pay all the money out to those providers and hosting companies and all that. That's necessary to keep running my business and I have a digital product business and I have a physical product business. So my physical product business, I have to buy inventory. I have to have warehousing. I have to have employees to ship that stuff out. There's postage costs, so there's a lot of cost involved there.  Well, it was probably a few hundred bucks to start it. If I were to sell it to you now, it would be millions of dollars because of all the money I've invested into it and all the inventory that's sitting there and all the, you know, vendors I've got and all the good will I've got, that's all value now, but had I have spent all the money every time it came in, I wouldn't have that business. It wouldn't be there. So that's how you got to think, especially if you're an employee, because I know as an employee, most people who have jobs, they get their paycheck and they go, well, that's what I've got to spend this month. They don't ever think I'm going to keep 20% of it aside and build it up and invest it in something. Some of you do, most of you don't, okay? And that's how you have to think. You've got to think differently as a business owner. Now, to end this, I want you to think about time value. And what I mean by time value is as you go along, you should learn how to do all these things to run your business. You should, you should learn it. But I wouldn't tell you to continue doing it all. Does it need to get done? Yes. Of course it needs to get done. But what I mean is if you're working on, let's say, I don't know, optimizing your web page and that particular skill you can hire out for, you know, $5 an hour or $10 an hour in another country. And you know how to do it and you can check it. I would suggest you farming that out because your skills and coming up with more products and doing marketing would be better suited to doing that and just paying somebody to do some of those daily tasks. That's where I see a lot of people mess up. They mess up in both directions. The other direction they mess up is in the very beginning. They don't learn how to do these skills. They go out and hire people to do SEO and build websites and do all these things. And they don't know anything about it themselves. And they get ripped off and they don't get a good product. And they can't fix it themselves because somebody else built it.  You've got to learn it first. But then once they learn it, a lot of people will feel like, well, you know, I'm the only one that knows how to do this. And I'm the only one that knows how to do it right. And I've got to be in control of this. And then they take their skills that could be applied in another area to make so much more money. And they waste it on mundane daily tasks. Don't do that. I hope you enjoyed this video. I hope it gives you some insight. Remember, I started with 100 bucks. You could start with 40 or 50. And you could get a business going. Watch some of my videos. They're free. You want more training, which is what I told you in the very beginning. Get more training. Look down below. And I've got a $97 course. You can get absolutely free. Go ahead and start with that. And then buy one of my other courses if you want to get more training or buy one from somebody else. That will be really helpful to you. Thank you so much for watching this video. Put your comments below. Have you tried to start a online business already? What did you spend? What did you get ripped off on? What did you think was a good investment? Put that in the comments below. It will help everybody out so much if you do that. I would really appreciate it. And you can continue the conversation with me if you have a question. Don't forget to subscribe. Hit that subscribe button down there and ring the bell. Turn on all bell notifications so that you will be notified every single time I do a video. Or if I go live, I can actually talk to you live. Thank you so much for listening to this video. Give me a thumbs up and I'll see you in the next one.


Hi shoes seven. I'm back. Okay. Don't let my head. Okay. I'm having a bad hair day Plus I've been running around so I just want to pop on and do a really quick video for y'all Okay, single ladies single ladies. It's about to be Valentine's Day. Do not get desperate about now Okay, you don't need a Valentine's Day date to validate you. Okay, do not start getting desperate now Don't start taking people's crap. Okay, everybody knows as close to Valentine's Day and women are desperate Do not fall for the okie-dook. Okay. Stay strong. Do not give in I don't care if you're feeling lonely Don't stoop to the level that you would not stoop to do not lower your standards Instead use Valentine's Day or this time to manifest make lists about, you know, the type of man You do want. Okay. It's a very good time of year to do that because everybody's so focused on love You know what you're missing.   Do not Do not get desperate right about now. Okay I know a lot of women are clamoring and getting desperate because they feel like they need a date for Valentine's Day Well, half the people who have men are not even gonna go on a date for Valentine's Day They're just gonna stay home and watch TV. Okay, so don't feel like you're being left out of anything because you're not believing You're not I know you are gonna be clicking on YouTube. Oh, get ready with me Valentine's Day Have them people don't even have a boyfriend or plus, you know Their boyfriend or their husband is not going to take them to these extravagant places where they actually get to wear these outfits And all these makeup looks that's just for YouTube.  Don't let it get to you Throw a party invite all your friends over who are single do something. I don't I know I've done this type of video before but Like I said, please don't get caught up in it because I know a lot of women have been writing me lately asking me about men They love reading since this man cheating on me If you have to ask me if your man is cheating on you if he's hiding something the answer is probably most likely Yes, because you it's putting doubt in your mind and when a man puts doubts and questions in your mind That's a red flag in a sign. Okay, so don't get caught up. Don't get desperate stand your ground men and Valentine's Day, they don't really care about that holiday. That's more of a woman's holiday Okay, they're gonna exploit you to the fullest if they can so don't don't don't fall for it. Okay, I remember One year when I was single we all this guy waited till the day before Valentine's To say, oh, do you want to go out? Do you want to be my Valentine? I'm like, oh No, I'm sorry. I just you know, you're gonna ask me the day Right before Valentine's Day if I want to be your Valentine. I said what happened somebody else told you no I'm like, no, you should have asked me like a couple of weeks ago so I could make plans get an outfit Do this do that do that? No, I was like, no I've already made plans click even though I didn't have plans.  Okay, birthdays. Yes Christmas. Yes, stuff like that. Yes, but Valentine's Day, you know, they're gonna get you something cute nice affordable You know, it's right after the holidays that they've spent all this money and you know now they sell man I gotta buy something that's not too cheap, but I don't want her to be mad at me And I don't want to think I don't want her to think that this relationship is going to the next level if I buy expensive jewelry So how do I what do I do? So if they buy you something cheap don't get mad just like, oh, thank you so much Just kind of make a little sly remarks like oh, thank you so much.   So no you you say oh, this is gonna go so cute with my My outfit or my shoes that I just bought at Target Don't don't give him credit if he didn't do good y'all but still compliment him Okay, do not give him credit if he didn't do good Like I remember one year my husband bought me something. I don't know. I think it was for Valentine's Day or Christmas I can't remember but before we were married and he gave me some crap that I would not even buy myself I was like, this is cheap and I took it. I said, oh, this is cute. Thank you and I put it away And I never wore it and one day he like opened the box and how we never wore this How come you never wore this? I was like because it's not really my style. It's too small I would never wear this.  I'm a grown woman. I need like grown woman joy and So he was like, oh, okay, and then like I never wore it and he got mad one day We were arguing and he was like, well, you don't even appreciate anything I do for you. I gave you joy You never even want Y'all I was mad because we weren't even married at this point. I was just like This is why I say you have to stay in your ground. I Said, you know what? I don't wear this cheap stuff I said, this is what your other girlfriends are used to but I'm not used to this stuff This stuff I can buy for myself. I said, I don't want this. I said take it back Give it to somebody else who will appreciate it. I don't want this. I was really I wasn't really bad back then, y'all I was really bad. I kind of feel bad for that But that's because my standards were so high if I would have accepted that I would have to like hide it Because I would have been embarrassed to wear it, you know, so The next holiday rolls around and guess what he went to Jared. Okay. Yes He went to Jared and I had some nice jewelry after I let him know that I can't rock that I'm too good for that. Okay, so don't don't overreact if the gift sucks Y'all say thank you put it away. Don't use it and when he notices you're not using it and the conversation comes up It's like, oh, you know what, you know, that's not really my style. It's not my taste. I didn't want to hurt your feeling I like a more sophisticated jewelry or I like a more, you know, noticeable jewelry Or this is something I wore as a kid Like if you're cool enough talk to him like that, you know But sometimes you got to let people know what you like because a lot of women They they feel like they feel validated through gifts and how well their men knows them and how well they know their tastes And they keep buying them cheap stuff. This is what your work. This is theirs. They're telling you This is what you work this cheap piece of jewelry and when you say no and you say no, I don't know They're gonna have to up their game. Okay, so happy Valentine's Month y'all don't get depressed You know next year you can have a man if you now follow Certain protocol and don't get desperate y'all and I'll see you later


And I had a lot of plans on what I wanted to do, but given the time constraint, I decided just to keep it basically one or two key ideas which I want to share. And I will basically leave you not so much as with answers, but more like questions which, questions which you can probably think about, questions that, is that okay? The questions which you can probably think about later on at leisure, whenever you want to. So I'm going to be talking about what we're calling context sensing and what happens is that I mean, context senses is essentially about trying to look at specific scenarios which happen on the ground, whether you are in banking in a branch or in a call center or whatever.  But you have at the back end, you have a lot of generic models, generic business processes and so on and so forth. So how do you apply it to that particular context? And how do you apply it in such a way that each customer, each group of people get as much value as they can get from that same transaction, so to speak. So I'll take a specific case of community oriented banking. But this is a model or this is a framework which applies across domains and across context, so to speak. I'll just quickly share about our company. Essentially we work on something called citizenship and what we're basically saying is that we focus on citizenship as an ideal which is basically how do people collaborate and coexist. It's not just coexisting, I mean two people living in the same building coexist but they probably never meet each other. I mean a lot of people, we don't even know who our neighbors are. But how do we collaboratively coexist? That is essentially what citizenship is. Whether it's in a family, whether it's in a team working in a company, whether it's the larger organization and so on and so forth. And it's essentially what it's something to do with what the individual and the collective. If you take the individual case, a Batman is an individual who has an ideal who's living for that. But the rest of the city, rest of the people, they treat him as a murderer and so on and so forth. On the other hand, if you take the Japanese during last Fukushima thing when there was a shortage of supplies and still nobody was hoarding. There was a famous block piece where somebody said that we don't want to hoard because if we hoard, nobody else will get supplies. Now that's a collective collaboration that I will take only that much I need for today so that everybody else gets a share of that supplies. Now how do you have that at an individual level? How do you have that at a collective level? We all work in organizations. We have one or two star individuals who keep performing all the time. What about the others? Collectively, are we collaborating with each other? Are we producing value? So that is also citizenship. And citizenship is we found that I'm a management student myself and over 14 years of hindsight, I can tell you none of our theories so to speak really help us work out this collaboration because it's easy to figure out a transaction. You need something, I have something, I'll give it to you and that's it. At a close. But working as a team, there's a give and take, the sharing, there are nuances to the whole thing. How do you institutionalize that? How do you make it in such a way that it's across the board and everybody's benefiting from it? That is something which we have found is still not there as a body of work which can be applied across systems. So that's something which we are focusing on and context sensing is one such area which I shall discuss now. So I briefly about myself. I've been here in this for six years now for good or for worse. I'm from I am Bangalore and this is just some self plug. So where does context sensing start from? Every business you name it, every business leader has the same problem. How do I have scale? How do I also create value? These are actually two different axes.  You basically get down to such a level of detailing that nobody has to think. You can put anybody there and you just do it. And even better, you can even automate it. But what happens is that you're actually cutting out a key uncontrollable. What is uncontrollable for you? Which is every human being, every customer is unique. And that is something which you can't control.  He may have his whims and fancies. He may have his own attitudes and so on and so forth. You can't control that. So if you can't control that in a process, it has to be controlled. You actually are removing that from the process. So it becomes like a McDonald's burger, which is whether it's in New York or Bombay, it tastes the same. And the guy will, whether it's in New York or Bombay, will still ask you, do you want it with cheese?  On the other hand, if you take the other axis, you have richness. Highly personalized, one-on-one, like your LIC guy or your family doctor, completely on working for you and giving you a full thing. But a family doctor will have only that many patients. He's not going to have millions of patients. He can't do that kind of effort on everybody. So businesses are also like that. Businesses also want, they want to create that value. They know that this is the value that will bring customers to me. But if I scale it out, I have to cut down something. So what is that balance? How do I get both value and richness? Usually when people go for reach and we know, if you go to ICSA bank or any of these banks, you go, you call up customer care, you always get process, but you don't get value. You don't get that guy listening to your concern. You get a guy talking about a script, talking about a process that he or she has been taught and it's been embedded in his or her mind. So what is that middle path? The middle path is two things, two concepts here. One is context. If you take millions of individuals, a country of 1 billion people, there are 1 billion personalized personals. But if I take a context, context is a little more scalable because context means what is the scenario? For example, if I'm in a bank, there are students who come to pay fees. Now that is the context and when do they come? They usually come on the last day. The next day is when the deadline is over. So they come hurriedly. They've forgotten all about it. They come on the last day. They say, we want to transfer so much money to our fees. Now it's a single context. It's across the country and we've seen that. But you can take a process view and say, sorry, I mean, can't help you. Fill up these things, do this, we have money in the account, blah, blah, blah. Or you can say, yeah, so if I know these IITs and so on and so forth, they have this date of filling up submission dates of fees. I can pre-plan my branch to accommodate those students when they come on that particular day. So if I have that context in mind, I can pre-plan everything. So but how do I know what this context is? That is in our experience with banking is that people don't get to that level. Stick at that transaction level, unable to see beyond what that person really wants. What does the student really want? He wants to be sure that this money is gone and he's got his admission. I mean, he's got his college seat. If the money doesn't reach the college, he doesn't have it. So there's a responsibility of the bank also to ensure that money reaches on time. Does the bank take that responsibility? No, it doesn't. It's left to the customer to figure out how to do it. So these things all come out in that context. And what is practice? Practice is very different from process. Process is a task. It's replicable. You don't need to think about it. It's specified. You just execute it. Practice requires judgment. A doctor is a medical practitioner. He practices. He has to take a call. If you go to a doctor and tell him that I've got ABCD symptoms, he has to take a call. What's wrong with you? And then he'll say, OK, maybe do these tests. Don't do these tests. And then we'll see what happens. So what is this call that you have to take? As a banker, if somebody's coming to me for a loan, I have to take a call whether this guy is going to repay the loan or not. Today, if I make it into a process, I'll say, is your income level so much? I enter the figures, I have an Excel sheet, and I can get a model. But then the model is only applicable based on the data. Anybody can put any data. If I know that an income of $10,000 will get me a loan, I'll put an income of $10,000. What is the who's going to catch me? But if there's a person who's taking a call, then he has a greater control of the matter. He has a greater judgment, and he's able to really protect the bank. But that comes from wisdom, that comes from experience, that comes from practice. He has follow a certain protocol, he has follow certain mental processes and arrive at that judgment. So if you bring those practices and context together, that's when you're able to get that middle path and what we call context sensing. Take that same example of students having to pay their fees. So if I know every year around between March to April is when admissions happen across the country, then all my branches, I can tell them, I can train them that, listen, this is the peak time of students. They're going to come to you on one day or two days before their deadline. They're going to ask for all this. How do you handle them? How do you talk to them? They need to be reassured. They don't want to lose their seat in their respective institutes. How do you talk to them? You can actually pre-plan everything, train them, have those practices in place. And that can actually create so much value for your customer and for you. Because by pre-planning, you're avoiding the chaos. You're avoiding the errors that may happen because of the rush that's happening and so on and so forth. We've done this in three places. One is in oil retailing, where you have a petrol pump. How many of you ever thought of anything to do in a petrol pump beyond filling petrol? But actually, if you look deeper, all the trucks who go and fill up diesel, without that petrol pump, you won't have logistics in this country. You won't have a supply chain in this country. So that petrol pump dealer is a vital link in the entire supply chain of a lot of products, your food, and so on and so forth. Now, when you see that context, that he is part of a value chain, now suddenly he's got so much more value to offer. And he can therefore create more income generating or business opportunities for himself in that space. Retail banking is something which I'll talk about later. Financial counseling is something which we're doing currently. For those of you who may be aware that we're buying investments and mutual funds and so on and so forth, you may have one or two very good advices, but most of the time the guys who come to sell you stuff are basically talking about which MFS got, what returns and so on and so forth. They're not actually talking to you about what kind of returns you want. They're not actually trying to give you any kind of a portfolio or trying to tell you whether it's the right time to invest or not. We're actually looking at how you can look at different contexts, like a retired guy, like a guy who's got VRS and got a lot of money. And see what kind of financial goals you can set for them and how can you plan it on a retail basis. This we are doing with a large financial services group. So let's take banks, for example. So we know banks as transaction guys. So all your fund transfers, all your withdrawals, online payments, purchase on Flipkart and so on and so forth. All that happens as banks. Then your banks as product sellers. But banks can also be community engines. Just like the RBI plays a role at the macro level. A branch can also play a role at a local level. And for this, the branch has to go deep into that community and build an intelligence model or build a model which can tap into that local knowledge. Today, broadly, where is maximum data work done at the transactional level? A little bit at the product level. Almost nothing at the community level. At a market level. So these are the kind of communities that you have. Communities are not demographics. Communities are groups of people who have a common goal. And when you map them, that's when you are able to create those context models and therefore design appropriate practices. So skip all this to save time. I'll just come down to the last part, which is how can data enter? So in this context, I think we are talking of a completely different nature of data itself. We are not talking about transactions or what's not money here in the account. We're talking about linkages in the ecosystem. If you take a group of industrialists, what are the linkages which run between them? What are the opportunities available, which may be present today, which may happen five years later? What are the, what's the health of that community? Are they dying? Are they sick? Or is it nascent? Is it just in the process of getting set up? What are the enablers? For example, lack of skill can be a huge disabler in some communities. They don't have the skill. They're not going to earn money. There's no potential there. And if I have that, these are some of the ways I can apply that in business. Risk management, for example. At a local level, if I know a group of people I'm financing or I'm giving loans to who are basically dependent on, let's say, exports, then I need to know that a shift in the market can affect them at a local level. At the macro level, obviously, there are reports. But as a local branch manager, he should have that available with him real time so that he's able to pull out or advise his community members to move out or do something so that he's protected and he can move with the business solution design and so on and so forth. Why is this a big thing? I mean, if you take RBI, if you read any of the RBI reports, they're only talking about this in different ways, financial inclusion, looking at SME and micro enterprises, so on. There's a threat of new banks coming in. Transaction systems are easily copyable, so there's no competitive advantage left in that. And you have cooperative banks expanding. Cooperative banks are your community banks. Now, if they take that experience to different places, all your existing public sector banks and I say the banks are going to be threatened because they're going to give that value to the communities which they are not giving. So there is a growing need for that. So that's it. I'll just leave the last slide here. If anybody is interested in talking about it, come over. So I come from the banking fraternity. I've been with banking for 35 years. The model that you talked about, I was in Sydney, the credit union corporation of Australia. It consists of some 180 credit unions. At that time, it probably shrank since then. This credit union society consists of something like 180 credit unions in the region of about $3 billion as a total asset putting. In comparison, the US has 8,500 credit unions, almost $1 trillion of asset putting. The community banks and the credit unions are very similar to each other in many ways that you mentioned about. I'm not very knowledgeable about the cooperative banks in India, but I'm very curious to see how, to me, it looks like a very interesting idea. At one of the strategy meetings in Sydney, I brought out the AMUL example. AMUL is again a cooperative. And they were thrilled when they heard this, and they had not heard about how AMUL became what it is today, almost challenging the multinationals. So my interest is to see how this model can be taken to the US credit unions. I know that notwithstanding the fact that we have Infosys, TCS, IBM, and all that, the penetration into the credit union universe is very, very small. Only a handful of people are like CGI, Pfizer, or the companies who are servicing the credit union space. So I felt that much of what you are saying now, looking ahead and then planning for the whole. And again, there is the competition between the multinational banks like Citibank and JPMorgan and so on, and the credit unions. One of the interesting things that came out of the strategy meeting was the bonding that happens between the customer and the credit unions is very strong. In fact, the credit unions were charging more than the banks themselves, and yet they did not desert. One thing that happened was at the end of their service time, most of these are industry nurses, teachers, policemen, and so on, or either function or geography. So they were able to get on with, they found that these credit unions, the members of the credit unions, at the time when they completed their job, or once they reached the retirement age, they went to the money and left. Unfortunately, credit unions suddenly ran short of money. On the one hand, they ate out of the credit unions. Of course, credit unions did give loans and then they earned. And again, the entire profit that accrues to the credit unions are plowed back for the benefit of the community. So when you said we can talk about it, I am very keen to see how this can be. Many of the credit unions, you can classify them into very large, medium, and small. So each, the big credit unions may be in the region of about $10 billion. The smallest may be about $1 billion. And they are looking for enablers like technology to compete against some of these biggies. And in many cases, they are able to beat the biggies. So I'm trying to see how you can facilitate this. So maybe we will watch and see. But fundamentally, at a human level, we know that we cannot live without collaborating. We may have the intention of not doing it. We may be selfish and so on and so forth. Fundamentally, we know that if you are working together, if I don't help you, you won't help me, then none of us will grow. So that we know. But whether it happens in practice is a different kind of circumstances I involved in.