Y tro ble Does today's submit on a global agenda Thank you for for watching this live online Thank you for joining us in the panel It's about dignity We've segwayed across a range of global issues We think this is probably, of course, the most important one of the lot What are we going to be doing in terms of the economy in future Are we ready for the next crisis What are the high points of the global economy mae'r wyf yn ysgolwyddiad neu'r sgolwyddiadau yma yna, a'r ddaeth y bydddwn yn y ffordd. Rydyn ni'n dweud o'r pethau, pethau'r ffordd a'r ffordd yn ysgolwyddiad a'r ffordd. Rydyn ni'n dweud o'n amlwg waith ystod, Llewca i Caerngodd, Llewca i Gwriwc. Rydyn ni'n dweud o'r cyfgroedd yma sy'n dweud o yr ysgolwyddiad? Wyddech chi'n gweithio? Rydyn ni'n gweithio, Yn oedd y gallu cyffredin ni'n oed yn ymwneud o'r cyfwyr yn y Cymru, ond yma yw'r cyfrifedau o'r crisis ar y cyfrifredin yn 2010, ac ymwneud ymwneud ymwneud ymwneud ymwneud ymwneud yn y cyfrifredin. Yn y cerddau o'r lleswns ymddechrau, ymwneud ymwneud ymwneud, ymwneud ymwneud, First that Greece became vulnerable because it had followed a growth model that was based on financing consumption expenditures and construction and financing it through transfers and foreign borrowing. The first lesson is that any country should really watch out not to build unsustainable debt and fiscal positions. The second lesson is that severe austerity, as that was practiced after May 2010 when Greece signed with its partners the first MOU, the first memorandum of understanding, can be counterproductive and it can be counterproductive as it happened to be increased both on economic grounds and political grounds and social grounds. So we have to be extremely careful as to how do we design programs, consolidation programs which are needed but they need to be fair, they need to provide adequate social protection networks and they need first and foremost to make sure that growth can continue and we're not plunged into a deep recession that we cannot get out. So policy makers have a lot to learn from the Greek experience as well and I would be happy to discuss more as we go along. Of course we're looking at it, we're in a world where productivity is slowing down and we're also looking at a world where competitiveness is slowing down. The global national, the global competitiveness report which the World Economic Forum publishes every year and most recently published about a month ago pointed to the possible scenario where we're not ready for the next financial crisis. We don't have the resilience that we need but we will need to withstand another financial shock, do you agree? Well, I would agree, I think we need to do much more at the global level not to have repeating financial crisis. Don't forget that we've had a series of financial crisis especially since capital markets have been liberalized and capital is free to move from country to country. So the financial crisis would be inevitable if we don't make sure that there are not huge macroeconomic imbalances, namely that some countries run very high surpluses, other large deficits. Secondly, there are rebalancing mechanisms across country. Third, that we coordinate better macroeconomic policies and economic policies. And fourth, that we also regulate effectively the financial markets. And I would say also correct some of the big tax loopholes that exist, primarily tax havens and so on, that provide an opportunity for some people to seek shelter from tax and create also kind of big fiscal imbalances in specific economies. So you really need global governance reforms, certainly on the tax front and also on the financial regulation. Beatrice Vader-Demaro, your professor, University of Mainz in Germany, former advisor to the German government and Chancellor Merkel. One of us, what kind of state are we in? Rate cut in China in the past couple of days, we're talking about the ECB considering further QE in Europe. Are you afraid? No, I'm not afraid. I don't think it's a reason to be scared. If anything, the ECB has once more actually demonstrated that it is prepared to go an additional step if this is needed. And one of the lessons of this crisis worldwide, but certainly also for Europe, has been the emergence of the strong central bank. I think that we had underestimated how important these institutions would be in saving the day several times. Especially in the European case, we now can clearly also put a date on the moment when the huge danger of escalating instability basically turned around. And this is in the June of 2012, and it was an intervention, Mario Draghi, initially only an oral intervention, which then, however, was also backed up by effective policy. And if you look at the history also of this year, in spite of an enormous renewed crisis with Greece, in spite of, you know, a history where you're seeing almost every weekend the leaders meeting and not agreeing. In spite of this, you look at the financial markets in Europe and it's remarkable how resilient they were. And now in this summer, again, we have new shocks this time coming from outside. And again, in overall, it is more a story of resilience rather than shocks, especially if you compare this to the type of shocks that we faced two or three, four years ago by now. So, no, I don't think it's a reason to be scared, but it's a reason to be concerned. That's a different connotation. It's a reason to be concerned that, you know, central banks again going back to central banks are having to again do more. And that the Fed is now to the global level again in the situation where it is doubting more and more, whether it can actually start, even only start normalising its monetary policy. And the repercussions this is having on the other hand on emerging markets and basically the whole dollar area, which is more or less the whole, the rest of the world are enormous. I mean, it's remarkable that during the summer a number of central bank governors from emerging markets came out with a call for please resolve this uncertainty. Please do something because resolve this uncertainty, this is having large repercussions on emerging markets. I think one of the implications of what Beatrice is saying is that leadership matters and that you really need to, markets need to be led in a way and the example of the Mario Draghi's leadership at the European Central Bank shows that. It's played a very important role. On emerging markets, Ella, you do a lot of your research on emerging markets and you're quite bullish you have been in the past recently about China. What do you think about the, not just China, but the state of the global economy outside the advanced economies? The issue for me is that while the discussion today, and we sit on this panel as well, is so much focused on the crisis, so much focused on the day-to-day fluctuations, what the Fed is going to do, what the global liquidity is going to dry up over the next month or next week. However, the absolutely fundamental issue is growth rather than the crisis. If you have growth, many other things are much easier. It's easier to reduce debt, it's easier to alleviate poverty, it's easier to have the markets which may not necessarily have to be led. So the question is how to achieve growth. The absolutely key question and the absolutely key issue for the world economy over the short, medium and the long term is the growth in China. To me, the focus on the alleged problems in China with the stock market, with the potential crash, the China bears, they're essentially non-existent. Let me explain why I think so. The large part of my recent research is on understanding the long term determinants of growth in China. What are the key drivers of growth and whether they're going to continue? What we find is that essentially all of growth in China from 1978 can be explained by essentially two factors. First is the growth in productivity and moreover the growth in productivity of the private sector. Second are the market reforms. What they mean by market reforms is initially the price reform, improving the functioning of the markets and the prices, the key role of which is to guide the markets, to lead the markets. And the second is the monopolisation of the economy. What we find is that if the long term trends of growth continue, the same trends which were from 1978, China is going to grow at 7% to 8% over the next 10 years and then gradually converge to the more normal growth. Well, one can say it's fine and dandy, but what about the worst case scenario? We tried to calculate the worst case scenario and our worst case scenario is what if China reverts to the same economic policies as those were pre-1978? What if we continue the trends of the Mao's era from 1953 to 1978? What we find is that even in this worst case scenario, China can grow at 5% to 6% for the next decade. So even this worst case scenario is actually not that bad. So to me it's difficult not to be optimistic about China. It's difficult not to be bullish about China and hence not to be bullish about the emerging markets. But I want to have one qualification here. The emerging markets is to a large part a misnomer. We talked about BRICS, the fashionable acronym, putting together the countries which are very, very different. So rather than talking about the emerging markets, I think it's much more important to talk about individual countries, to talk about India, talk about China, on which I'm relatively bullish. I mean at least for India. And a different question is to think about the countries such as Brazil, such as Russia, South Africa and other emerging markets. It's not about growth, not resilience. It's interesting. Before we come back to that, anyone have any questions? Frank Cain from the national newspaper Abu Dhabi. I just want to know how we would know if there is going to be another crisis. I was reading, Nouriel Rubini recently said that we need some kind of early warning system. I thought Nouriel Rubini was the early warning system the last time round. But what is the thing, the financial or economic thing, event that would tell you we are heading towards another serious 2009 type crisis? One of the things that I would watch out for is a building current account deficit which is not mirrored into investment activity in productive sectors of the economy. So looking at the gaps and the imbalances and the kind of gaps you have is I think is a good indicator of whether you might have speculative attacks on specific markets or not. I would absolutely agree with that indicator. I mean the countries that get into trouble first and have gotten into trouble first in the past have been the ones that have current account deficits rather than surpluses. Another indicator that is very robust in predicting crisis is the build up of the growth of private sector credit which when it is much, much faster than economic growth. So that is actually one of the most robust indicators of a bubble and if you in particular are seeing this in a real estate sector then it is a reason to be concerned. Those are some of the indicators that have been tested in early warning systems and are regularly monitored. The good news is that this learning has actually been, has already now had, there have been learnings for this in terms of policies because all across the, actually across the world, macro potential tools are being implemented so that are exactly designed to avoid these kind of excesses. So there are institutions be it at the central bank or special macro potential supervisors that are monitoring these kind of imbalances and very often also have instruments to curb credit growth hopefully early enough before they actually become too large. I actually disagree with the distinguished panelists and I'll tell you why. I actually think that economists cannot predict crisis and it's very difficult at least to predict crisis. Let me decide two academic papers on this. One was a very large study done by the International Monetary Fund which assessed the early warning systems and the kind of indicators they used including actually many of the indicators that my distinguished panelists talk about. They do not work. They looked at the private sector models. Private sector models do not work better than essentially just throwing darts at the board. I don't agree and then we have to disagree. If you're saying it's a 50-50 then we have to disagree. Another study by Andy Rose at Berkeley also argued that if you look at all of the possible indicators that one could have had to build an early warning system to try to predict the 2007-2008 financial crisis, they also don't work. But maybe we can agree on something. If your definition of working is it's always perfect and you always have a 100% probability, so you have perfect indicators, then we agree that we do not have those. But it is we have better. We are doing better with these indicators than 50-50. Can I put it a little bit differently? It's like an earthquake. You might have energy building up and you can see the energy building up under the ground and you can have indicators when the earthquake will come, you don't know it. I think it's a good analogy. Usually it doesn't take 1,000 years which can be the case. Mindful of time, we must move on, but it was incredibly rude of me. I didn't introduce Alley, Alley Sfavinsky, Arthur M. Oken, Professor of Economics at Yale University and a member of the GAC on Russia, a good friend of the forum. We do have a very hard finish, but I'm going to try to sneak in a very, very quick question. I'd like you all to give us. This is just a recipe for growth. Let's focus on growth, not resilience for this one. Alley, in the emerging markets, what one policy action would you like to see in the next 12 months to keep growth going in the areas where you think it's growing and rescue suppressed rates elsewhere? I would look at actually the reduction of that around the world and one has to understand that there is a connection between the emerging markets and the developed economies and there is no such thing as decoupling. So what would happen in the developed markets would actually reverberate and affect very strongly the emerging markets. So that's what I would look out. Beatrice, in Europe, growth, please. I think the whole initiatives around increasing investment are very important, but the problem is not only some financing has been promised, now we also need the projects to go with the financing and they have to be sensible projects too. But I think that is an important issue and this is something that has to be addressed. So it's not access to finance, it's actually good projects to invest in. Access to finance is no longer such a problem and this is partly due to the actions of the ECB, this is no longer the prime problem. And Llewka, let's zero in on Greece. Well, for Greece the challenge is clear. We need to promote investment which has dropped by about 12 percentage points, especially in the tradeable sectors and exportables. We structure the productive base so that there can be jobs and value added within the country. Thank you very much. I'd shame I'd love to continue this conversation, but we do have a hard finish. The plenary is about to start. Thank you very much for joining us here and online and thank you for joining us here on the panel. It's been a pleasure. Thank you Oliver. Thank you.


All right, what's going on, you guys? Welcome to the Single Guy Channel. My name's Lloyd. Today we're going to be talking about how to know a girl you're talking to is interested in you. She likes you. This is a very confusing subject for a lot of guys. A lot of the signals that women give sometimes aren't always accurate and a lot of people think that a girl is interested in them when in reality they're actually not. In this video, I'm going to be telling you all of the for sure signs that a girl does when she likes a guy. I'm also going to be telling you about stuff that a lot of guys think is a sign that she's interested in you but can actually be not true and she's not actually interested in you. The final thing that I'm going to give you at the very end is actually the question that you should be asking, which is not does she like me, but something else. I'm giving you that at the end. Okay, cool. Before I get into this, if you guys are looking to get a call from me where I can personally talk about you and what you're trying to do with women for a chance to win that, take a look at there's a survey down below in the description. There's a link to it and there's also going to be the top comment on this video is going to have this survey too. So if you fill out that survey, you have a chance to win a free call with me. Most of the people who are filling it out are getting calls. So if you want to be one of those people fill out that form, it's going to really help out with the channel and really help out with me producing better content for you guys. Okay, cool. So the first thing that I'm going to give you when it comes to knowing if a girl is interested in you is proximity. If a girl is hanging out nearby you, if a girl is making excuses to, I don't know, go to the same parties that you're going to. If she just likes to hang out with you, if you're at school, she likes to pass by you in the hallway all the time. Or if you're at a bar or a club or a party or something, you'll probably see a few of these girls kind of hanging around like nearby you if you're just chatting with your friends. Okay.  They'll try and get close to you. Women are just drawn to the guys that they're attracted to. What they're trying to get you to do is they're trying to get you to talk to them, but women are not as direct as men in this area. What they'll usually do is they'll usually, hey, I'll try and get them to notice me and try to get them to say something, but they'll rarely actually come up to you and say that they think you're attractive and they want to get your phone number. I mean, I've maybe had that happen to me two or three times in my life, of a lifetime of me going out. And by the way, this is two or three girls that I actually found attractive. That's maybe happened to me once in a blue moon.  So a lot of times there's a girl that I'm not exactly attracted to who comes up to me. So usually you're going to be the one that has to do it, but if they are attracted to you a lot of times or they like you, a lot of times they'll be hanging out nearby you and making excuses. Okay, they'll be in your space. All right, the second thing is that she's maintaining good eye contact. If she's talking to you and she's not distracted by a lot of the things that are around her, maybe she's not checking out other guys, but she's looking directly at you, making eye contact with you. And that's the number one thing that matters. Okay, obviously this is a really great sign.  Probably not a girl who's that interested in you. There's a chance she might just be really shy and insecure, but a lot of the time that means she's looking for something else that's better. But if she's totally focused on you, dude, she's interested in you, man. Okay, cool. So the third thing that I'm going to give you is she's fidgeting a lot. So if she's like, kind of, I have a long hair for this so I can demonstrate. If she's always doing this, if she's kind of like playing with it, if she's kind of like, maybe she's taking some stuff off her shirt. This is called preening where she's kind of like adjusting things and fidgeting around with it. She's doing something like she's nervous.  This is a really great sign.  Now, every girl does a different thing, okay? Like just because a girl plays with her hair one time when she's talking to you doesn't mean she's interested in you. Okay, some girls will play their hair, some girls will fidget, some girls will play with whatever thing they have in their hand, maybe it's a beer bottle or a drink or something like that. Women do a variety of different things, but they'll be fidgeting in some way, shape, or form when they're talking to you, okay? So that's the fourth, is it the third thing? Yeah, it's the third thing. Okay, the fourth thing is that she follows you. I talk about this all the time though. The man-to-woman interaction is the man leads and the woman follows. If you get a girl that follows you around who does what you wanna do, if you say, hey, let's go to the bar and get a drink and she comes with you and leaves her friends, like that's probably the best sign that she's interested in you when you're out. I don't know about anything else that's better than that, but also too, if you're texting her and you're trying to make plans with her and she's agreed to go out with you, she shows up, you know, like all of those things are really great, but if you're getting a girl who's like, oh, I'll let you know, or hey, how about we try this place instead? Sometimes these girls will even go out with you and I've been on this many, many a time in the past where I was out on a date with a girl, she said she liked me, she said she did all of these things, but then when it came down to it, she wasn't really willing to follow me that much, okay? She was trailing behind or she would walk a fair distance in front of me.  It's better, you know? She probably won't be getting a lot of that if the girl is really, really into you. Again, she's down to follow you and that means the girl's really attracted to you. So that's my biggest test that I do with a lot of women. Now, a lot of times guys will get confused and this is where I'm getting into the part where guys will make the mistake of thinking a girl is interested in them when she's actually not. So typically women will say a lot of things to be nice to you. They don't wanna hurt your feelings and so they're gonna say a lot of things that you interpret as mixed signals or you interpret as something, but I think she's attracted to me, it's just she won't meet up with me. Well, is she really dude? At this point in time, the question almost doesn't even matter, okay? So women with the way that they feel about a guy that they're into, like their feelings fluctuate. They're not always constant. She's not always gonna be up here in terms of liking you. Sometimes she'll be up here. Maybe sometimes she'll be down here. Maybe sometimes she'll be here, you know? And so for you to want to know if a girl likes you, sometimes she doesn't even know either, dude. Sometimes she's like, you know, I kinda like this guy some days and maybe some days I don't like him. And a lot of people say, why is this girl sending me mixed signals? Like, what is she trying to tell me? Dude, mixed signals is the message. Sometimes she likes you, sometimes she doesn't. So what you have to decide in this realm is is this girl good for me and my life? Look, man, liking you is cheap. You have to treat yourself as a high value individual, okay?   All of them good for my life? Should I pursue all of them? No, no, I have to ask myself like, do I like this person? Is this person good for me and my life? These are the questions you should be answering a lot more. And if you ask yourself this question a lot more, you're gonna go after the right things. You're gonna be pursuing the right women. You're gonna be having a lifestyle that contributes more to meeting girls and doing the right things to make yourself successful with them. You know, I get too many guys who are so caught up in trying to get a girl to like them that they don't even ask themselves this question. Do you really want a girl who flakes on you twice?  Do you really want a girl like that in your life even if she likes you? Well, she probably does in some way, shape or form, but I guarantee you, if you actually look at the grand sum total of how it's gonna affect your life and you have any shred of self-respect, you're gonna be like, no, I don't want that person in my life, okay? And you shouldn't. So I would invite you guys to ask that question a lot more. Okay, cool. So that's all I have to say about this issue, you guys. By the way, if you live in Toronto, I'm going to be in Toronto, not this weekend, but the next weekend after that, I'm gonna be speaking at a free conference. I'd love to get you guys there. And then afterwards, I'm gonna take a few select people to go out and we'll do some live training together. So I forget where it's gonna be in some hotel room, but if you want the details to that, send me an email about it. And I will give you the details there, but I'll try and post them down below in the comment section below. Thanks for watching, you guys. Good luck out there.


All righty, let's play this in full first 1037 and NJ here's Pink Floyd All right, let's turn down the volume adjust a What the main thing is that there's a little bit of We say this specificity kind of gone in the in the movements where it feels a bit too I hate to say simple, but there's something where we can We is a royal we you're doing all the work. I think we can push some moments where Like this I don't mind It's all cool Works all good Leans all there. I think that is all too defined 103 I think it even starts with That I mean, it's not I guess he gets out of his state of mind just taps that 1037 and it to me from some technical point of view before going to the one is just watch out You have a little bit of a harsh start where all of this including the head all move as one This one big piece that moves back a bit on a linear key It's not actually in a key. I know I see the ease out of that But and there's a little bit of a hiccup stop in the chest Where it stops going back. You can see this whole thing going back BAM stops and that's a slight away from us rotation on top of that watches in real time. Oh It's a bit of a I Don't mind texture in this where we kind of vary the timing of all right Let's go and go. I don't mind that. It's just a little bit I think that initial Joel to me feels at least too fast 1037 and then once you get into this 1037 1037 it's like I would take the this moment and that Which feels a bit too animated where? We are definitely getting into be tracked that nose into Pam a linear key A bit of a mushy arc where it has a bit of a hit I'm there So it does does a little bit of that and watch out here and then suddenly drip down here. I Would give this a bit more variation here's pink Floyd It's got here's pink Floyd where it's kind of here's and pink Floyd something where it's just Less of a just one arc one circle excuse me With a bit more variation in it 1037 and NJ here's pink Floyd. I Think it's a combination of the stat that simple circle there and then With that Like I don't feel this in his voice. That seems fairly exaggerated pink Floyd. I Know he wants to try to get the energy in there, but this just seems like holy moly I've seen the craziest thing on this screen that being said that rotation I would add that type of thing at the beginning here 1037 and NJ what's going on right now? It feels like it's just going forward in one axis with a little bit of up and down in the head 1037 Versus to me I would almost go again is very subjective, but I will go back with a slight rotation y Where that nose favors us comes towards us a bit more and then leans in mitz with that Side that we don't really see that you know behind the no side and then comes in with a little bit more y rotation as well NNJ And then an an an NNJ was kind of comes in for a thing goes up and hold and NNJ and has a little bit of a da da da Where there's a little bit of more y rotation, maybe the side to side roll NJ here's pink floor Just that moment feels a bit too simple and then here that Back also feels a bit fast that rotation here in the back and NJ here right there. Hey here. Hey here's pink It gives a bit of a hiccupy feel of this suddenly going back and then suddenly stopping and then the nose BAM suddenly coming down and doing all of that and then same thing with this here This just feels like a heavy wrist because it's angled that way and it's the way it's in and out here I wonder if you could do you know again we it's a royal we if we could play with something where it does all this and before he does that it's kind of like the Imagine the wrist is a bit lower. What does the wrist do does this goes back? So maybe here imagine It's just a bit lower Does this whole thing and then void? Floyd and right around Floyd it goes up maybe to that height Because it's more tension in it. He's getting ready to do this He's can't wait to turn this off and then before he does it There's maybe a slight change in the fingers. I might open the hand a bit more so that this is less of Tapping with this front part where I would you to have it with this backside of the of the fist there But it's almost a more belabored where it might be this backside, but then You know like fingers out maybe you're just something where it's more painful not that my drawings are helping But it feels like can we make this even an acting point to where that pose and how he hits that button It's kind of that bridge between I'm trying really hard To pretend that everything is okay, but at the same time I'm just falling apart leading into oh This is just such a pain Same thing here that chest move back here right there. It was a bit too fast. This was like he's being Roped up and then suddenly pulled back or someone's pushing him forward Pushing screen left and then this too Forward here has a bit of a hiccup. It's a bit much. I comes forward and then stops and comes back and comes forward again That's nice to like that and like That inhale. It's almost like you want to see a You want to see a little bit of that that inhale so go What a day just a little like one more second of seeing an exhale, I mean But that's just me. So yeah, these are kind of my thoughts So it's a tricky thing getting out of steps and I feel like Everything everything is there technically everything is is clear like it's not confused by anything But I wonder if there is something we could do where there's just a bit more texture and variation in something Like that turn this and I wanted even at this at the beginning Like it could be something where he does this And even that and then has a little bit of a tap with the finger I don't know like something where I feel like we could add something more that Tells us something about about that character I mean, I might be way too picky and just asking for weird stuff here But that's just kind of thought my main thing is if I have to go with the big notes It's this this big arc. That's but a bit bumpy this massive expression that looks like And overall a bit of a clunkiness in the spacing and arcs of things moving back and popping and and moving quickly Like these are to me the biggest three notes The rest is just me rambling Saying things that you would have to do You do all the work. So that means that you take all the notes and you filter whatever you need And you can always Email me let me know what you think and we can always email back and forth with some ideas and that is that all right. Thank you All right, there's an email you can sign up you can start whenever you want You can submit whatever you want you get 16 submissions either way a like and subscribe would be awesome. All right. Thank you


Hello there, it's Sandy Allknock and today I have a week-long fiesta beginning on water based markers. So I have a video coming out Tuesday and Friday this week so stay tuned for those. Subscribe if you have not and make sure you tap that bell so you get notified when I've got another video out. I'm going to be comparing crafty markers versus fine art markers. So we can look at the performance of them, what they look like, how they color, how they water out. So you can decide for yourself if it's worth it to you to get fancy markers or if you're totally fine with what you've got because I'm going to compare a bunch of brands. All of this is in advance of the travel sketches class that I just launched to show you some marker techniques in a mini-class, five lessons. We'll do five different national parks and I'll show you how to create all of this. There are some areas that can be stamped if you're a stamped watercolor kind of person but you can draw them and paint them if not. And there's also lots of drawing to do but they're very simple things and I'll walk you through all of it so please don't be stressed out. There's more information on the class in the doobly-doo so if you're interested in that right now great otherwise I will be talking about it more later on this week. But for now let's get started on a swatching fiesta. I'm going to focus the comparison on those two brands that are my new ones but I'll bring in some others that you might know of so you'll have some comparison to what you already have. Sketch marker aqua. There's 72 colors available and they sent me the 36 set that's their animal set. And I don't know what's in the other colors, I haven't researched all that but this is the 36 set. It comes with a carrying case, a color blending palette. You can scribble color on there and pick it up with your brush and paint with it. And then three trays of pens and the pens are in the order that I chose to put them in. They come in a different order and it comes with an aqua brush and they have a coloring book that goes with it. Now I'm just going to tell you that paper is terrible. I don't like this paper, it's coloring book paper, I don't like it for water based markers and I'll talk more about paper as we go and show you why because paper drives me nuts. I'm a paper snob. So it also has a tray at the bottom that has a palette in it so you can scribble marker color in there and mix some water and make up your own colors that way. Now the other set is the Albrecht Dora markers and I bought the full set of 30 because when you buy the full set they're $3.33 instead of $6 per pen.  It's a beautiful rainbow. So I'm going to start with a four brand comparison on good cotton paper on Arches Cold Press. The size on the Tombow and the sketch marker are about the same, the Albrecht Dora is a little chunkier and the clean color is a brush nib and it does strange things because it's a plastic brush but the Tombow and sketch marker both seem to be I think felt but they color very differently and you'll see the comparison. There's bullet nibs on three of these and not on the Zig Clean color and they can write about the same size but your pressure will make a difference in how thick the line is. So I'm going to do the same test here on Arches and I'm going to do it in a minute on some cellulose paper just to get a comparison and show you why I recommend a cellulose rather than a good watercolor paper because you know me, I love good watercolor paper, love me some Arches and markers are just not at their best on this but I'm going to do the same exercises here applying a swash of color and you can see the difference in the nib. I mean just look at that. It's amazing and the writing nib it just really depends on how much pressure you put on. I can make this nib get really thin and light or I can press harder and get a thicker line. Same thing with this even though it's a chunkier nib and has the ability for the Albrecht Dora to get a darker thicker line I can also just use less pressure and lighten it up. So now I'm going to take a brush with just some clean water on it and do a swoosh over the color and just see what happens with each one of them and you'll notice that Tombow, Zig and Sketch marker all change color. We're going to talk about that a little bit more in this video too and the Albrecht Dora stays black which is one of the features of the Albrecht Dora markers. They don't change color. If you view some of these other brands you may have found that your marker just kind of went crazy when it hit water which sometimes drives me nuts. I'm learning to work with it instead of fighting it. But on each of these you can use the color that's already drawn on the paper and touch water to it to get a lighter hue or paint over top of a scribble and get a darker color. Now I'm going to test color blending with just the markers themselves because with some brands if you kind of color over the area where they cross you'll get a blend of color and it's not always great. The Zigs do this better than any other brand that I've found. They do it more cleanly and each of them does it kind of to their own extent. And on this paper it's really hard to get it to go really well. But it's possible to get a little bit more. The Sketch markers did that quite nicely and the Albrecht Dora's did it quite nicely as well. And I'm going to just do a swoosh of water across each one of these in addition to just see what that does to the blending. And I also want to see what it does to the outside edges of the color because I'm a real, I'm a lover of those edges. I love my edges when I'm doing my art and that's why I love good paper because good paper gives you good edges like this. But it doesn't always work for everything and water-based markers have their pros and cons when it comes to this paper. And after we dry all these, you'll be able to tell the difference between what's working and what's not. When it's wet, things may look like they're doing OK, but once they dry, you'll be able to tell for sure whether or not everything blended or not. And you'll also be able to see the edges. You'll be able to tell whether or not the edges faded off into the paper or were they weird. And here I can really see in a lot of these instances the actual shapes of the scribbles that I made. Because not all of this will melt out. It's just the craft markers have that as a thing they do. But look at the Albrecht Doors. The only place that I can see lines is where I scribbled those hash marks in the box. Everything else melted out to pure watercolor. And that's something that only those Albrecht Doors do. It's because they're artist grade. It's why they're so expensive because they melt out completely. But let's look at all four of these on Cellulose Paper. This is Canson XL. And it's the paper that I highly recommend for marker work. It's super cheap and it works great. And I only use markers generally to do sketching anyway. So using cheap paper is just fine. So I'm trying the blending test on each one of these just to see how the blend goes in trying to just do it with the markers themselves. And now I'm going to go through the same water tests that I did before. Now one of the other things about the craft grade markers versus the full artist grade markers is that craft grade markers are going to change in light. So if you make something and you leave it out in the light exposed to sunlight, it's going to fade sometimes quite rapidly. Like within days, sometimes within weeks or within months. So if you're looking for something that's going to last more, the artist grade are going to be lightfast. At least they say they're lightfast. I have not had time with these Albrecht Doors to do any real tests. I am going to send some swatches to my friend Lisa in Texas because she has lots more sunlight than I do right now. And I'm going to see if she can put it out in the light and tell me whether or not these hold up in that kind of testing. But here you can see the melting is a whole lot better. There's a few places you can still see some brush strokes underneath, but it's much more hidden on this paper. And you get some really interesting edges on the interior of these shapes, but the outside edges are all very hard edges. And look at the edges that we get on the good paper. That's one of the things I love. So I'm kind of torn between whether or not to use the good paper or use the cellulose paper because there's just aspects of both that I like. And you need to pick for yourself what's important to you. So let me swatch out the set for you with all of the capping and uncapping removed so it goes a little faster. This is the animal set. Remember, you can figure out what kind of animals you could color from this. I was expecting more grays and browns and it does have a good number of them. But there were some of those colors. I'm like, what animal would be red? I don't really know. Maybe a fish, but OK, it does have a reasonable selection. It does not have much in the way of greens. Just so you know, if you want greens, check some of the other sets and see what they have in those. But this set has some nice toned down colors. And I'll be stopping the swatching here to show you a little bit of that as we go. I wanted to at least show you the putting of water onto each of these swatches. And this is swatched on the Kansan XL on the cellulose paper. Each one of these lightens to a lesser or greater extent. And some of them change color entirely. Like look at these grays, they go kind of greeny blue. And it's really important when you're using water based markers to do this kind of swatching test and find out if those colors change on you. Some of these don't change at all. They're perfectly fine as is, but there's a few of them that are wacky and that might scare you because they do something crazy. Look at this dark chocolate. Look at that. It goes green. I'm using it for trees in the class that I mentioned earlier. So there's times when the change of color in crafty markers will completely throw you for a loop. And there's other times you can use it to your benefit. So it's important to know what those markers will do. So that you can use them appropriately when it comes time to actually using them. And you'll see dark chocolate in every single one of the videos in the class. The cool gray and the black. Look how blue both of those go. Holy cow, the black even goes kind of teal greenish in color, which can be really fun. But if you need a real black black, then the Albrecht door is going to be the one for you. My first full swatching of the Albrecht door markers was on arches because I was hoping that I could use these on my arches all the time. And I got a hard line, but I want to tell you why. It's because I did the scribbling the night before and then the next day I came back and did the water. I am used to being able to do that on the Kansan XL with my watercolor markers that I've always had because you can always reactivate that stuff. You can't fully reactivate when it's on the good paper. So the marker just sits in there. The color just gets stuck and it's it's just what happens. I will have a video on Friday where I'll show you a full piece that's done in the Albrecht door pens. I'll be doing a sketch from a trip that I took many years ago to a national park. So stay tuned for that so you can see that you can use it on the good paper. If you're going to take the class, though, I'm going to recommend that whatever brand you use, get the Kansan XL for the class, not just because it's a class and the paper is nice and cheap, but because you're going to have more flexibility with it with the good paper, you're going to have to work at it real quickly in order to make sure you don't get those hard lines. So these are the colors from the Albrecht door. Nothing changed color aside from changing to a tint. When you added a lot of water to it, none of them had that color shift to them. So even the black stays very, very, very black as opposed to turning into a weird blue thing. So there's that. I made a conversion chart for 18 colors. And this is going to be in the free pre-class lesson for the class, because these are the 18 colors that are in the class. These are the ones that I used for the samples. So I tried to find something that would match the aqua sketch marker colors because the aqua sketch markers are the ones they did the demos with. So that's the one at the top. There's some of these colors that came out just perfect and everybody has that color in their collection. Red Panda is not one of them. The top three kind of, as soon as you hit them with water, they kind of turn into a yellowish orange. But that 188 in the Albrechtor does not change color. Remember, we've talked about that stays the same and you're going to end up with this rusty color if you only use that. If you want it to be brighter, you can mix it with a yellow. And I'm going to put some notes on some of these colors that, you know, if you want to make something a little more yellow or a little more bright, here's what you add to it. So students can figure that out. But in general, in the class, if you use the markers that are on this chart, you're going to be OK if it's a duller color. That's probably the ones that have the biggest challenge because most of the crafty markers don't have. Kind of softer colors available in them. The Tombows and the Ziggs are generally fairly bright colors. So you might just use less, less color and more water and make it a softer color. And that will generally do you just fine. There's this violet. I thought I'd show you this example. The Tombow turns purple like that. This is a swoosh of two different colors, two different purples. And I'll show you that on a separate piece here just so you can get an idea of how you can mix that color. This is the 082, which is in that third column under the vivid pink. It's the third one down. If you mix it with a darker, bluish purple color, then you can turn the color of that pinkish purple into something richer. You don't have to, but this is just one way to do it. To mix them on paper, you can mix them on the drawing. You can add water to it. Lots of different ways to turn that 082 into something that's going to be darker and more purpley just by combining it with another marker that you have. It's one of the great things about water based markers is that they're really easy to mix up a new color. But as I said, the softer colors are going to be the harder ones like the dolphin. The colors that I put in here are more of a gray color because dolphin is a blue gray color. So your artwork may come out a little bit different than mine just because we have different sets of markers, and that is perfectly fine. The blacks, you can see the comparison here again as we have the different colors. Some of them turn more purpley. Some of them turn more blue. That top one, the aqua sketch marker just goes teal, just crazy teal. But don't worry, you don't have to go out and buy that Albrechtdor black marker because we're going to be doing some pin and ink work on top of the drawing that we do for the travel sketches. So if you've ever been interested in doing some drawing and wanted some guidance to do it, we're going to have the freedom to just do some scribbling with color in the markers and then go over it with pen and ink to refine it and to make it more of a drawing. And tomorrow in the second video in this series, you'll see a little bit about how that works. If you've not seen my wash and ink types of artwork before, that will hopefully give you some confidence that you can do it because I believe you can. And I also will have a video on Friday showing how to do the same kind of a thing but using the Albrechtdor markers. So tomorrow will be the Aqua sketch markers. So here we have that River Blue is another hard one to find something to go with, but it's a sky color or a water color. So you can use the 533. It's perfectly fine. The dark chocolate, again, is the one that turns kind of green. Nothing else will turn green. And there are some things that I just love about the fact that it turns green and you'll hear me just giggle in the class, which might be worth the cost of admission because it's so silly when I get just overexcited about such small things. So there's the conversion chart. And as I said, there's a link in the doobly-do for the class. If you want to go see more about it right now, you can also wait until tomorrow or Friday because I'll talk more about it and show you the sketchbook itself, which is really fun. And I will see you tomorrow for a special extra bonus video this week. Bye, guys.


All right, I need to win this game. CFM boys, I need to win this game. I got a bunch of losses from being on vacation, so I gotta win. This is an important game. I don't think I can jump this person and play in the standings.  I'm gonna play my quarterback draw. I can't even get double nothing at edge start.  What else was I just looking at? Run stopper, right boys? Those abilities are good, but what happens sometimes is that they'll get an instant shed and they'll overrun the play and then the offensive lineman can go block another player. So essentially the offensive lineman blocks two people. Sometimes you want your D-line just to hold the offensive line and not shed so you can make the tackle. Honestly, boys, it's not looking good for our players. There's a lot of teams here that are three and four and five. Having five losses. I mean, if I had four, it would look better, but I got a life. Just gotta play. Just gotta grind, right? But why not play some games? Man, God. I just could not give up a run like that. I just cannot, just could not get that stuff up. W, come on, man. Like, we gotta be better right there. Oh.  That was a Mexi-Bron angle. And I'm like, I couldn't really tell like, cause I don't know how to explain it. My depth perception, that definitely should have been a fumble. My depth perception was so bad because of the angle, I couldn't tell it when I could step out and like, it was weird. Way too close for comfort, honestly. That one dude shed so fast and then got blocked again and did nothing. That's what I mean. That's what I mean before the game when I said, sometimes like, when it runs out, that was 12 players, that was too much. It wasn't a bad drive, but it wasn't easy if that means something.  That's like maddening. Like, if you want to get better at maddening, it sounds basic, but dude, stop giving up easy scores. You threw that and like, how do we get, I should have just let the computer do it, but I thought that was a pick. Man, I'm giving up easy right now and it's pissing me off, man. Like, I wasn't, that was just a fluke. It really was. Everything about that play was just dog shock.  I might've been dumb, but God, I didn't even think about it. You know what never gives through my mind, dude? And I like, running the ball in mud is so hard inside the five, like running stretch or running inside zone. I feel like it's impossible in mud to just run the ball in. So that I always think it's going to be hard to score from inside the five, you know? But in CFM, I realized like, it's not that hard to run the ball. Do you know what I'm saying?  Bad, man. God, I'd probably kick here because you're probably not getting a touchdown. Yeah. Fuck, man.  Clock run.  See, like a real stick play would have been right there and I'm not going to tell you I was good enough to do that. But I would have clicked on the guy that was trailing them and then clicked on again and got to that guy that was deeper pause and try to run over and make that play. Dwightson cooked, the kids say. He's cooked, he cooked me. Come on, Dubby.  Tim Patrick was a meme player and now he's the fourth wide receiver. I didn't think, I really, 90% of me was prepared to throw that slant on that play because I figured most people always take away that post route all the time. Yeah, the melts. That's what I thought, that's what I thought it was. Pick, pick. Oh my God. How are we just running by? Like, come on, man. This is so bad. Dean, come on, dude. Like you are 96 feet, 99 overall corner and you're in a deep blue and you're just getting ran by. That was the worst like dog. What? Timmy Patrick, I'm gonna pop out. I'm gonna go carry a wallet. Good quest. I knew that'd be free from his adjustments on the last play. I used the last play. He put, so he put the middle linebacker in a deep blue to help stop that streak, which did, right? So then I said there was no, and he had to guard the running back himself. So his users gonna shoot all the way out to the wide side. If his one linebacker shooting out to the right, his other linebackers in the deep blue and the middle of the field is just wide open. That was pretty much throwing that before the snap. Let's go, Greg Jr. How do we, how is that not a knockout, man? Like, come on, man. Tackles, tackles, tackles. Just too much, too much right there, W, too much. Just a good stop, just a good stop, just a good stop. We got a double team to tie down here. We just have to. Dog, there's just no way to sh- this bad, man. Like this awful dog.  Man, okay, this has been a terrible defensive game.  Just way too much easy sh- How is this guy unblocked, man? Like, just absolutely positively unblocked. Man, oh my God, that's just, I have no knockout when we get a knockout there. All right, come on, Patrick. You're about to be out of the f- Spikes, spikes, spikes, spikes, spikes, spikes. God, this was a badass drive. Too much running. I should have never ran on the first play, wasted a time out. Then I ran on a fourth down, wasted that time out. Fuck, this was bad. Nah, this was a bad drive. Bad execution. Oh, sh- God. Bro, that could have been it. Yeah, cause if I turned the ball over there, he only has three seconds and he can only run one play and he can't make a field goal that far. So I feel like you go for it and hope to get out of bounds there. And if you don't, he'll get hit as one hell, Mary. That was bad, it was a bad drive. It started with a run. I thought a run could get me a free 10 yards and maybe a timeout, but I lost like two yards on the run. That was a bad run. That was a bad start. I had to use a timeout. And then I threw the corner route that's came back behind the line. So it became, it was third down. I couldn't call it, I couldn't spike there. If that corner route went for a first down, we would have been way too shed like that. Come on, that could have been a tutty. Fuck, man. Good catch, Randy.  Literally get him a 10 day contract.  Get him some steroids. Hmm. Good read, W. Was that it? He don't get a chance? Regular season? Oh my God. I didn't even know that. Damn, that's tough. GGs, dude, GGs. I don't know what he did there. That was a bad, I played bad defense that game. Honestly, it really did. Oh, I didn't know that. I thought it was, I thought he had a chance. GGs, though, GGs. He just played for bench, I guess. He put that guy in a deep blue.  Quick snap it and boom.  I didn't even know that, damn. So basically, I low key one just went in the coin toss.


n terms of that but it's also looking at about what investment do we need and for institutional investment in terms of the main cities in Scotland so again the city's alliance are almost trying to do part of that work as well in terms of that so what's the demand that we can try and generate for example around about the city region in Edinburgh and Glasgow but what can we do around about the city's alliance and what investment do we do that because we then start and aggregate that figure and speaking to investors you're talking about a huge substantial amount of money that over a period of time would need institutional investment as well as Scottish grant funding as well as trying to flex up the system we already have at the moment around about housing so it's an element of trying to bring all these together but there are the demand is there how do we finance that is the most important part and this is where we're talking about the flexing and the finance system that we've got at the moment and the housing investment task force to try and look at that in a whole and again as I said the housing investment task force will be I think Joe had mentioned around about the first minutes coming out of that pretty shortly but that was certainly it was encouraging some of the ideas and whatever we had coming forward at that time the group itself will bring forward recommendations thank you thanks very much it's interesting to hear over the course of the morning about the work of the housing investment task force and you know the potential for that you also mentioned the work of Professor Ken Gibb a number of times and one of the things that he brought up in the round table that he attended is a concern around the ambition in housing to 2040 to despeculate the housing market and I just wonder how you keep that in mind how the housing to 2040 strategy group discuss that how that's kept in mind because at the kind of foundation or the heart of everything we're talking about is probably that whole speculative aspect that's entered into the market so how do we how do we move away from that and really get to that place where Scotland's providing homes for people I think that's important Ken is a part of the housing investment task force so again feeding in his input will be really valuable in terms of that and again you know he talked about data I know for to do some piece of work around about that so that will be developed as part of the housing investment task force and I think the reason that Ken was kind of asked was to give that broad kind of overview because it's not if we're talking about flexing up the system and talking about an institutional investment that balance across all tenures is really important so I think having Ken's influence on that talking about despeculating the market I think is one of the key things so it's not saying it's systemic change but we have to look at it has to be a whole systems approach we can't just change one part of it or another part of it it's that whole system and having Ken as part of that I think is really important to give that that academic input into that and I think as I said Ken advises all the Governments in the UK in terms of that so you know his overview of what's so available for example on guarantees and UK Government and I think he mentioned that in his article in the Herald talked to him about other opportunities for Scottish Government to look at guarantees that might help us in terms of that when being any additional costs to UK Government but it would be really helpful so his input in terms of that and trying to get that system whole system approach is really important and you know Ken I think will feed in from the academic point of view in terms of that and we heard that from the group itself when we talked about innovative finance the housing to 2040 group itself they talked about one of the main priorities right now short term is is how we flex up the finance system the housing investment task force is looking at that as well as other issues around about that but your talk is not just in delivering more housing but developing you know if we're talking about temporary accommodation how can we look at models around that as well so but Ken I think will give us that balance with the expertise that he's got good yes I'm glad you've got somebody on board who's got that awareness of that despeculation so if we don't I'm sure he'll tell us that we're not doing that so good good well I just want to say thanks so much for oh actually Mark you've got a supplementary come on in yep thanks I think it's right that we look for sources of finance from wherever we can when we're in a housing emergency I just wanted to maybe reflect a degree of nervousness I think that I'm picking up from social landlords when it comes to potentially changing the balance of funding affordable housing even if it's ever so slightly away from grants to sources of private finance and I wonder whether the minister might reflect on how we would make sure that when we are bringing in potentially other sources of funding that the end result isn't that the burden of the return on investment which investors will rightly expect doesn't fall on the tenant and I think that's really important because the discussions we had for example we talked to around about we discussed for example with housing associations and local authorities were obviously slightly different so we talked about discussions with SFT, SNP, hubco for example that broader housing investment task force so we've got local authorities represented on that obviously to input into that there should be an addition not in terms of trying to replace or supplement and the discussions that we're on going around about institutional investment have probably been going on further in about nine months that I've mentioned for example in October having discussions with institutional investors I want to be in the same position as other countries in Europe I don't have the ability to go out and borrow money to build houses it's as simple as that I don't so I need to look at how we flex up that system in terms of what we've got just now but very clear none and I've said it and I'll say it here it's not to replace the funding it's to supplement the funding and I think when we talked about what housing 2040 strategy group said they talked about it in a way of financing so the group itself I've seen this as a really important part the devil is in the detail in terms of so there are discussions on going for example with SNP and SFT and Hubco with local authorities and landlords in terms of what does it actually look like where does it give them the comfort so it's going down into that level of detail where do they need that now the use of guarantees might be something in terms of that can he give some reassurance so it's not and it can't be in terms of if we're getting institutional investment where does where the rent levels go it can't be at that level so there has to be that balance again with housing investment task force in the discussions we haven't local authorities and our ourselves are included in that so they're inputting into that process they're part of that process in terms of going forward but yet it's not to it's not to replace it's to supplement of what's there it's to try to get more money into the system but they're fully involved in terms of the discussions that are on going so there's not going to be anything that'll be decided in terms of you know the recommendations coming forward without their input into that and again it'll come back to the House in 24 group and again where they've got a major part of that they'll obviously be their inclusion into the debate in terms of that as well so that it's not a side and we talked a bit delivered about reviewing housing investment task force they are fully integral in that in that part of it okay thank you it okay thanks and I'm going to bring in Stephanie Callahan thanks very much computer I will be brief minister just to go back slightly and touch on what Pam was talking about there about the length of time for planning applications and as a previous councillor myself as well I've seen how much interaction there is how many visits for example the discussions the council planning staff et cetera there to get the detail right and make sure they are so I suppose it was just looking for a little bit of reassurance that that work is recognised and that that won't be compromised and also that they kind of the statutory pre-application consultations for your major housing developments with residents and communities that that won't be compromised as well and you're right I mean there has to be that balance I mean the pre-application consultations come in a number of years ago and I think that's really valued in terms of where it is and it's really important I know that can be varied across different parts in the country and the different developers but it's a really really important part of it and it comes back to the point I think that the convener made it in about place plans if we're getting developments that are coming forward developers should be looking at the place plans that are kind of there and I think that's really important that it can't just be there's a development running and it's not taking any cognisance to place plans because again people are getting suspicious in terms of going on and saying what's the point of a place plan and there's a lot of work goes into these place plans in terms of that and again this is where it's got to be fit sorry apologies into local development plans and making sure that there's a flow from place plans into local development plans through to actual developers coming forward that recognise that and I think that there has been progressed and I think that we've continued to be progressed in terms of that and it does come back to the whole pointer in about that it's a two-way process between developers and local authorities to make sure that the information that's sent in is what they need at that particular point because again that quickens it up as well as how do we make sure that CEPA and Scottish Water and other strategic consultees come back in terms of that so that's that broader kind of discussion but we need we do need and it comes back to the point that Pam mentioned we do need to reduce that period of time but we can't we can't at the the detriment to local communities Yeah, I suppose that's just really good to hear because certainly I have seen really positive influences from that community consultation as well and it really making changes and making an impact and it being much better as a result Thanks Thanks very much that certainly is very resuring to hear from you that developers should be looking at the local place plans and I think that will help us get to that sense of place and it'll be interesting to see how that develops and in the years to come so I just want to say thanks so much for a very long but useful thorough morning session our first committee back after a brief recess and as we agreed at the start of the meeting to take the next three items in private I now close the public part of the meeting