Rydw i'n fyw ychydig y gŷn sydd yn ceisio яwgofwyr yn ysgolôl fwrdd cynllun cyrfrydyddol i'r ddylch causeddau byddig yn gwyllgor. Daeth y fwrdd yn credu, i'r pryddol yn freimlo'r wneud, ac i'n gyrddydd, i'n gyrddig, i'n gyrdd y blw carbion yn gyflwytaf.   Efallai mae'n gofynuio'n ystafellio ac yn ddwych i gynhyrch gael ac mae'n ddwych i gael o'r aethol, ac mae'n gweithio'n ddwych gael i'ch eu ddwych, ac mae'n gweithio'n gyhoedd yn gweithio'n gweithio'n gweithio'n gweithio i'ch gael o'r cyffredinol iawn o'r sefydliad. Roda Grant. Y Comynthesis will be aware of the type of sale that is increasing—that they stop the communities in their land that are there. That also continues the concentration of land in a small number of hands. Scottish Government has delayed action on land reform for far too long and the rush to offset carbon emissions by blue terr is now happening. We need action cream to prevent it now. It is not in the public interest and it is not in the interest of now. It's not in the public interest and it's not in the interest of our planet." Will she consider ending payment of public subsidies to landowners who do not live on their land or pay their taxes in the UK? This is something that she could do now. Thank you, Presiding Officer. I thank the member for her question and recognise her ongoing and long-standing interests in this issue. I would disagree with the point that the Scottish However, the Welsh Government has failed to take action on land reform.蜂 sgwrel-force sciencegroaning on daergent—I ride length—main might ship. In our last term we worked to implement the terms of 2016 land reform act, which, among other things included, implementation of the register of controlling interest in land—really important for transparency—setting up the Scottish Land Commission and the Scottish land fund. We will now move to introduce a new land reform bill, which I mentioned in my consultation on the summer area. Rhoda Grant angen i'r prydwydig ymddangos o'r ffordd o'r oedd eistedd. Rhoda Grant angen i'r prydwydig ymddangos o'r oedd eistedd. Rhoda Grant. Mae'n fawr i ymddangos i'r cyfforddau hyn o'r rhain i'r gwagiau, credu ychydig mor fel ysgrifennid a llwyddo i'r enghreifftig 명h olyw i ddiddig o ranol yn mythol. Felly, y mae gafael i gael mwy o meddwl am y byd y mae gynhwys i ddiddig i ddiddig i gael, a fyddech chi'n gwneud yn gyflawni, mae'n gobeithio'r ddiddig i'r fra wahanol i'r dechrau ar gyferon i ddwylliant i ddwylliant i ffordd? Thank you, Presiding Officer. The question of woodland creation is one that is very important when we talk about land use and land use change in the name of mitigating climate change and ecological decline. I am very conscious of the interplay between the need to create woodlands with the need to ensure we have sustainable food production in Scotland. Of course, we want to make that balance work very well. On tangible actions, I point to the principles for responsible investment in natural capital that I mentioned in my opening answer. One of the principles therein, which states that carbon management should be integrated with delivery of wider environmental, social and economic outcomes such as biodiversity improvements, resilience to food supply and natural flood y gallu gwneud yw'r cyhoeddful yng Ngysylltu'r Fylau Gweithgawr. Daethwn o'r ystafell, mae wedi'i fawr yn ymgyrch yn dda. Rwy'n gweithio y byd wedi ddigonol Gweithgawr. Thank you, Presiding Officer. The Drive for Net-A-Zero is one of the most important political endeavors of our time but, as we know, our SNP Scottish Government is resolutely committed to land reform. Can I ask the minister to expand on how the interim principles for responsible investment in natural capital will ensure that efforts to tackle climate change will work alongside a desire to empower communities and continue reforming Scotland's relationship with the land. I thank Jenny Minto for the question because the interim principles for responsible investment in natural capital are exactly about ensuring that much needed environmental investment that we need to support our land reform objectives is responsible and that it benefits communities. The vision of our recently published national strategy for economic transformation is that by 2032 Scotland will be a wellbeing economy thriving across economic, social and environmental dimensions. The interim principles have a really important part to play as early action in that regard. I quoted one of the principles that related to food supply to grant. I draw Jenny Minto's attention to some of the others, including that investment in and use of Scotland's natural capital should create benefits that are shared between public, private and community interests, contributing to a just transition. Investors and land managers should engage with communities in decisions about land and land use, and when acquiring new land, investors should seek early engagement with relevant local communities to identify opportunities to collaborate. Investors should have full regard to Scotland's land rights and responsibility statements. We will use those principles to underpin a much wider discussion and to ensure that our policy development responds to what is a very rapidly developing market. Our approach will position Scotland as an innovator in developing a new type of high integrity values-led market that centres community interests. To ask the Scottish Government what contingency plans it has in place should train drivers reject the latest pay-offer in light of the reported hundreds of cancellations at the weekend. The temporary timetable that Scotland put in place is delivering a reliable service, moving around 90 per cent of passenger numbers prior to the current disruption. On Friday and Saturday last week, additional late evening services were added because drivers continued not to work the rest days, as is their right and their choice. Services were disrupted on Sunday. I know that that is inconvenient and frustrated many travellers. ScotRail will continue to look at what more can be done to improve weekend service availability. There are no contingency plans then. Even if ASLEF recommends members accept the offer tomorrow, it will take three weeks to ballot them, so that is nearly a month of disruption to start with. It was carnage on the railways at the weekend. On Sunday, 320 services were cancelled and there may be more this Sunday. We are in this mess because drivers do not want to work on their days off. Why should they? The RMT's Mick Hogg says that it could take five years to resolve. Is he right? We could face the same disruption next year, but the Government rejected a multi-year deal. Why do that? It is crazy. We need stability right now, not chaos, when is the Minister going to deliver it? I am not going to shy away from some of the very real challenges that passengers have faced over the past two weeks, but Mr Simpson needs to remember why that is happening. It is action short of an industrial action, but it is nonetheless true to say, as Mr Simpson has outlined, that ScotRail's train drivers have been choosing not to work on their rest days. The rail network in Scotland has been dependent on rest day working for decades. It is not a new invention that occurred on 1 April and it is not unique to Scotland. However, it is also worth pointing out that TransPenine Express is currently operating a reduced timetable, similarly at around about 70 per cent. That is as a result of rest day working being banned. The Northern train operating company, which is directly controlled by the UK Government, has also experienced similar disruption this weekend, and that is expected to continue into increase. ScotRail did make the difficult decision to implement a reduced timetable from last week. That was to allow for a greater certainty for passengers. Clearly what happened on Sunday was far from ideal, but I am told that, because ScotRail did not have enough drivers making themselves available to work on Sunday, it was very difficult to timetable on Sunday accordingly. Aslef will put the offer to their Executive Committee tomorrow. I do not necessarily accept Mr Simpson's description that that would take up to three weeks to resolve. It could be resolved tomorrow, but that is, of course, in Aslef's gift, as is the right of trade unions. I am sure that he would agree with that. Aslef is a democratic union and they will put that to their members and it will take three weeks. That is the fact of the matter. We have had drivers sitting around twiddling their thumbs, itching to get in the cabs, at the weekends even. Tomorrow, Scotland play Ukraine, the extra 11-hour services laid on are welcome, but there is no use whatsoever if you come from Dundee, Aberdeen or Perth, but there are other events coming up, which also deserve our attention. We have the Edinburgh Fringe and the 150th Open in St Andrews in July. What about all those events that are coming up at the Glasgow Hydro? In a couple of weeks' time, Billy Eilish is playing there, lots of young fans, including young women, who will be going there wanting to get home afterwards. Does the Minister not think that there is actually a basic safety issue here, particularly for young women? What will she do about it? I thank Mr Simpson for his supplementary question. We covered much of his questions last week around topical questions, nonetheless, as I outlined last week's topical questions. There has been some movement in relation to additional services. For example, we saw additional services running on Friday and Saturday. We also saw from ScotRail's announcement yesterday that there will be additional services implemented to take fans home to Edinburgh, Stirling, Ergwyr, East Kilbride and Nealstone. There was a delay in announcing those services from ScotRail. Of course, it is an operational matter for ScotRail, but that was to ensure that the timetable was robust and deliverable to give passengers reassurance and certainty of service. It is also worth saying that there has been some unclear and unhelpful commentary this week about final services for fans travelling home to some locations after the game. For example, Inverness 707 is the last ScotRail train from Glasgow to Inverness on both the full May 22 timetable and the current temporary timetable. There has been no change to travel options for fans under the temporary timetable. On the Aberdeen service, the 641 is the last ScotRail train from Glasgow to Aberdeen on the temporary timetable. 940 was the last service under the May 22 timetable. Fans would not have been able to use this service after the game. In Dumfries, the 713 is the last train on the temporary timetable. 10.13 was the final service on the full May 22 timetable. Fans staying to watch to the end of the match would not have been able to use the service under the full timetable. For fans in the north and some in the south, the temporary timetable makes little difference. Many of those fans will be travelling by private bus hire. I am sure that Mr Simpson, like me, would like to take this opportunity to wish the Scotland's men team all the best with tomorrow's match. Clearly, everybody would like to have a pay increase that matched inflation, but it is just not affordable. Will the minister encourage both Aslef and RMT members to accept the pay offer, because that will be for the good of the general public, it will help us to recover from the pandemic and it will also help us to address climate change? I would agree with the sentiment of the member's question. Of course, this is a matter for Aslef to decide upon. The important soul of Scotland's railway in terms of our recovery from the pandemic cannot be underlined enough. In relation to addressing climate change, we need to facilitate that modal shift to get folk out of their cars and back on to public transport, particularly on to rail. We know that patronage has not yet recovered from the pandemic. I think that there is more or two that can be done in relation to the cost of living crisis. Scotland has announced a number of ticket offers recently, and I am keen that that continues. However, we can do very little to take forward our vision for Scotland—of course, one that is largely shared by our trade union partners, who campaigned for public ownership with reduced timetables and fewer services. I hope that union members will consider the current offer positively, and they will see it as both fair and affordable. We can all get on and focus on working together to make public ownership of Scotland's railway a success.


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All right, man, all right, man. It's about time. It's about time to go to work. About time to go to work, man.  Woo!  It's about time to go to work. Motherfucker, think it's a game. We don't stop working. We don't never stop working. We don't stop working.  The only motherfucker's going to outwork us is us. And I'm trying to outdo myself. You hit me. Yeah. You taking glasses off? It's the same thing.  Either way it go. Leave them all.  Leave them all for the mystery. Yeah, for the mystery. You already got your Michael Jackson jacket on. Michael wears glasses. I like that.  Shit quit a long time ago. One of the brothers would have definitely put this in a movie. You was born in the wrong time frame, J.O.N. This was on the Which Way Is Up soundtrack. It could have been.  Or at the end, when he lost everybody. Come on. If you have not seen Which Way Is Up, you absolutely need to. One of the funniest movies ever. Richard Pryde. Yes, sir. That's when he played Autumn Carrot designer. Yes, sir. Yeah, yeah.  You should never refer to Which Way Is Up as that movie where he played Autumn Carrot. That's embarrassing. It's been a long time. You switched over?  I forgot you quit. See how you do? I never quit, man.  I'm going to be back on stage tonight. I'm going to be back on stage. You ain't fit to do a show.  Where you going? Man, I'm going to there. I'm going there. You lying. Why lie to me? Why lie to me, J? Man, I lie to my grandma before I lie to you. And you know that. Come on. You lied to her before. Yeah, and I'll do it again. You lied to me. You're not getting on stage nowhere tonight. Let me, I'm going to try. Tell me where they is to get on stage tonight. You know where that spot be, where niggas be going on stage. No, no, no, tell me. He be telling Justin stuff. I'm saying tell me.  It's Project L. Jack K. O. has to be lying. It's Project L, right? That's the song. Jack K. O. has to be lying. Way too much. Hey, he probably lying.  You might be lying. Hoes of time. You be talking and talking and then wasting your time. Because you be lying.    Because you be lying. Never tell them hoes of truth.  And you ain't trying. That's why you do all these goddamn lying. I lied one time.  Who ever told you can rap? They lied. It was cool that you motherfucking tried. But I don't really need no help.      Hold up.  I'm about to go prance. Just like I was inside American bandstand. I'm about to be an American sitting down. And I'm about to go down to the town.  Oh, okay, sorry about that. Give me it up. Man, the people don't want to hear all this such and such. You don't even make sense when you rap. It ain't got to make sense. You and mother only got to do it.  He said he was gonna pray.  I was killin' it too. Hold on. You was killin'. Go ahead. Wait a minute. Jack don't be lyin'. What do you do? He be lyin' lyin'. What's a lyin' lyin'? He be flyin' lyin'. He be lyin' on the landline. He be lyin' to the lads at the zoo. He be lyin' to the bitches and me and you. He be lyin' to all these bitches and the whole crew. He be lyin' to everybody about what he really can do. Now see, and we ain't hatin'. We ain't saying you lyin', but you really be exaggerating.  Nigga lied to them kids. Cause we is grown. Tell them they got a future and have a good home. Believe me alone, I got problems on my motherfuckin' home. I got like four hoes texting my phone. Asking me what's goin' on, tryin' to be with me, but I don't want to be together.  That's even if I text back. I hope I get some sex from a kitty cat. You don't even know what I said.  Damn, don't let it go over yours. Clean up your room, Jack, and do your chores. Study your packet. And stop spendin' all your money on these jackets. Somebody had to say it. Somebody had to say it. I see what you try to do. Everything you said is not true. I know. I'm good. Ask my hoes. They'll tell you. They like my clothes. No, they don't. They can't stand you.   You check real all the time. Where's Honeybugs? Oh. Oh. Where's Honeybugs? You think where's Honeybugs? I got questions. Do you mind if I make a couple of suggestions? Maybe you should do impressions. Because they don't really like how you be dressin'.     And welcome back to the 85 South Show. Hello. Welcome back to the 85 South Show. I keep groovy like you're pullin' out a boobie. You heard me? I said I'm groovy like you're pullin' out a boobie. That's hard. I see what you just did. I said I'm groovy like you're pullin' out her boobies. We watchin' movies. But they hootin', so you know they own too.  Because I wouldn't even let her do me. Rubbed on the booty in the coochie. Gave her nickname, it's Boochie. She be poppin' a coochie. You see what I'm sayin'? I see what you did. You want me to have a head on my salad? Nah, this just me and J.O.N., bro.  Because I'm gon' get it tossed. What you been up to? Man, just tryin' to stay up, stay down. I will introduce you.  You just like... This ain't a test no more.  They know who you are. After a while, you know, yeah. Make yourself at home.  You can go in there, but you still need to ask. Hey, we in this business, I got my name Clayton English. Salvador Domingo. Salvador English majors.   I know he ain't Hawkeye, but since he owned there, guess what? In the hood, he Hawkeye. I mean, that's the... I wish that was inaccurate, but it's rather accurate. Right. I'm in the gas station, so I'm off... It depends on where they know me from. You know what I'm sayin'? Sometimes I get to Salvador and sometimes I get Hawkeye. And I be like, yeah, I'm not here. Nigga, I remember the day that nigga changed his name to Saturday or Sunday, nigga. Because that's where they had come on? Yeah, man. He said he the weekend in Spanish. Nigga Salvador Domingo. Yeah. Come on, man. There's nothing new under the sun.  That's what your name was on there? No, nigga, that's Wednesday. That's Wednesday, that's hump day.  Okay, got you. Mierko Les Miller.  Come on. Ooh, got you. You feel me? Even when the voice gone.  I see what you did. I see what you did.  Okay. Okay. Just so they're on the titty of life. Man, I'm so proud of y'all, man. Of what? You know, for one, this is... Everything that you built on this network right here, man. It's called culmination. Combine... What that mean? That mean we just scraped everything together. When everything ain't coming together. When everything ain't coming together. I mean there's a culmination of all the thing that has gone before it. So it comes together to create something that you see before you. Yeah. That's bigger than everybody. Not to be confused with a culmination. I just needed to hear... Hold on one second. At the same time, it's not a culmination. It is a culmination. But it's also a Macau... A Macau culmination. Oh. A Macau culmination. Yeah. You got to help me with that one, too. There's, well, two things that... Well, more than one thing that don't normally coexist, come together to create something. We all about coexisting. Because this is like... Amalgamation. This is a podcast featuring comedians. But I don't know if you could classify this as a comedy podcast. Because we ain't on here throwing bits.  Bits get thrown. Bits get thrown. You feel me? 100%. Right. Because me and Clayton was one of the first niggas on the internet to tell these motherfuckers about Herschel Walker. Come on, man. And ever since you said... Wait a minute.   Y'all that got more classic bits than we know what to do with. You know what I'm saying?  You've been a part of these.    And you know who played a big part in this, right? The 85%ers. The wild percenters. Because without them, you get the moment.  They told you about that a year ago. Now it's gang attraction. They talking to me. They coming to my house.  What? That's legal gangbanging. They came to your house? They come to your house. For what?  They been texting me. That's the way you from. They been texting me. That's the way you from. Like, where your grandma stayed in your house? Like, so, what's important? Like, first they ask me to do a little weekend square.  Off the top. I'm a homeowner.  Can we just stop right there for one second and just flex? Yes. No, black men that are home owners. No, we must. We must. I only flex collectively with the community. That's what I'm saying. But we have to because they don't let our granddad and them be home owners. Come on, man. Do y'all should be on the home and then they took it from them.  Oh, I'm part of it. You are? Oh, man, I be at the meetings raising him. Show me how you have your arms folded when you rear it and make your complaint. No, when I'm waiting, I know how to wait. You can't wait. You can't be expressive. You can't be like this. You got to be in that bed so I just do this.  Like, if I want my house to be lime green, then that's what it will be. And I'm out. Like, I go to the extreme and draw it back. I learned that. All right. You ask for the crazy, huh? You vote. For the home owners, I was gonna ask you. I'm saying like, no real life vote.  They don't really be doing too much.  Right. Like, because my whole neighborhood be like, well, look at that motherfucker. Yeah.  I can't, I don't look at the other houses.  What's some of the issues that you like have an argument with when you're saying that? It ain't just me.  You can't paint it this color. You need to be remote now.   How you gonna add the trash can in the driveway? I'm just saying. It's gotta be on the street so they can pick it up.  They be wanting you to bring it in.  But you know what, we put a fix on that.  We put a fix on that. Ain't nobody finding a park all the way down there. I don't know if we're gonna park where they came to visit. What's wrong with y'all? Like, they got dumb-ass rules like that. You can't park here because we might have a spontaneous party. Yeah, don't wash your car in the driveway.     When you ever seen a nigga in his garage with a water hose if he wasn't cleaning it. Makes sense to me, man.  We've been changing that though. What we gonna do if we just go by the whole neighborhood? Yes, I like that. The whole subdivision you bring, you mean? Subdivision, that's the neighborhood. Subdivision, the neighborhood's the same thing.  When you get into home ownership and shit, you really get to see a whole another part of how racist America is.  Why not? Man, I got damn one and a half eyes and stuff. I ain't got time to be zigzagging. You're right. Then, you know, on top of that, I don't plumbing. I don't want to deal with that. You a homeowner. You gotta get somebody else to do that. You're not gonna learn.  You're gonna call them people and let them come fix it.   But they gotta eat, too.     That's their job.  And then you call who you know that can do this. So you get the professional estimate. Come on, man. And then you just tell them. Is this really professional work or can anybody do this? Can I find somebody to do this? Can my guy, you gotta get a guy. When you got a house, you gotta have a guy. You gotta have a guy.  A few guys. Because it'd be one guy, and the motherfucker's like, well, I don't do that. But I got another guy, but don't never use his guy. And like you said, when you call the first guy, you can't tell the second guy that you already talked to the guy. That's how they get you. Don't tell him, yeah. Fucked up that you gotta hide information. My fire stick dude, he pretty much covered everything. They got something to do with my own. Electronic.   My fire stick guy.  Yep, he mounted TVs on the wall. So he selling the motherfuckers already loaded. Is he your landlord? No, no, he's not my landlord. Just a nigga that you know.  Do you know some niggas that build houses? I don't know no niggas that build houses. I need some credible niggas. Why you saying like that? I'm amazed.  I thought you was gonna do the tiny home. I do, but that's a separate project. What's a tiny home? I gotta do the home, home, then the tiny home. Alright, really? Yeah, cause I got a vision I want to open up. Is it like a pool house?  I'm gonna charge people and rap to the neighborhood and make wishes. How tall is the ceiling? It ain't for you to worry about. Man, I'm gonna stay out your business. I appreciate that. I apologize. Do you know that Jack had a show? Of course. You been on? No, not yet, I'm going. Every time I try to come up with a scheduling conflict. But we gonna talk about Jack's show later on cause this home ownership is getting real good. How you like it? It's horrible. It's horrible. Now tell me the eels of it. Everything costs 500. Everything.     And it don't need, and you like...   You making me not want a home? No, you gotta have one, though. My condo cool is for... Come suffer with us. You living in a condo? I live in a condo. Is the pool right in front of my door? You bought it? Yeah, but you just have... You bought a apartment. I got a doorbell too. But you can't have company. No, I can't have company any time. What you been into? A concierge? I don't have a concierge, but I got a two-car garage. At a condo? How many cars you got? What you do with them? They just parking and whatnot.   Right.  It's out the way. Yeah. But then you gotta live around people, though.  What does that mean? Meaning that they... What does cool white people mean? When there was suspicious activity going on in the neighborhood, everybody is alert and they come outside until they see where this nigga's going. And you know... You like that? I love it.  They kicked it with me. What does that mean? It means that everywhere I ever live, I ain't really trying to get to know my neighbors like that, but they all know who I am and whatnot.  They look out for you? They look out for you? Or they look out for you? Both. Which one? There's some black people over there. Sprinkle. Sprinkle. So you feel successful living around white folks? I feel... I feel complete. You feel complete? I feel safe. It sounds like you've been abused psychologically. I have.  So you got PTSD? I have PTSD. From living in the ghetto? I didn't even know it was the ghetto because this was a dope-ass apartment.      I can't be cool with every nigger. You sound racist, but you're right.  Damn it, man. But I understand it. Yeah. It's not all black people. It ain't all black people.  You get the same thing from Indians, Chinese folks and all that other stuff. I would be even more annoyed if I had white neighbors that always needed to borrow something. I never have that. I have white neighbors that knock on my door and ask, do I need something? I don't know what that means. Are you okay? I would try to take advantage of that. Hey, man, you need something. What you got over there? I would ask from time to time. Most definitely.  They have slowed the poison in you. They love me.  No, I haven't. You've been scorned. What makes you say that? I know some great white folks. You see how they're white folks? That big guy separated them from the white people. As white folks, then as white people. Hey, the lady that I got my condo from, beautiful, beautiful person, man. What do you mean? Physically or just like her spirit? Her spirit and on the outside. Inside and outside. Didn't check my credit. Didn't do no background check. Why she trust you like that? Man, she saw I was on the 85 South Show. You learned. You did not use this angel credit. She's to your advantage. Yes, I have. Bro, that's why I'm about to stop bringing you on here.  So you got your apartment because... He got his condo because she told the people he said the lady saw him on him. Let me see that. Who was this lady? Her name is Miss Kathy. She at 85%? She at 85% and her grandkids are too. You think she'll give me a good deal on a condo? 100%. You think so? He got the condo. Come on. I got my apartment in LA. No credit check. This was like three, four years ago. Because of 85 South.  The lady in the office, his son was a fan.  I tossed her a hoodie. You know what I'm saying?  Like, I might have had it on right then. Okay, now y'all got to teach me the finesse game, right?   Let them love you. What you mean? You got to let them love you. Like Mario, you should let them love you. I should let them be the one that I need. Exactly, man. There's so many people that want to help you and take you to another level.  What is the next level even look like at this point, Jack? This particular point now is hedge funds. Wow. And people trying to invest inside of your situation. I don't trust them people though. I just feel like they gonna steal all the money. Okay, so don't put them in a position to steal the money.  In a position to where you take their money. It's all about the little percentages and dividends. It's a little, it's, you know, I don't know.  You know, we first generation.   We finally just got to look in the room. We. No friendship.  The only thing you can do to make yourself impenetrable.  Don't get penetrated. Stop. Yeah, you're right. You don't. You hurt it. You don't want to, you want to be impenetrable. Make yourself indispensable, man. I'm gonna be the Mike Tyson. Get your skills right.  It's really not gonna pregnant me. Lock into your greatness, man, pretty much. That's what it is. So you got a good deal on this condom. I got an amazing deal. And let me tell you something, when the first one I was renting to own, right? Right. They had you on the 12 step program. It was really too. It was really too. It was a couple months when I first moved back here that I couldn't like, I wasn't really making it on time with the rent, right? Word? Yes. We got to help each other. We got to help each other. That's what we're here for. That's what it's all about. So it was actually cheaper for you to...  I wanted to buy it because...   It's probably... Cheaper to buy it. Yeah. Long term. If you gonna be paying for it, yeah.  You know what, too? Another thing that I did... That's why some tiny home community go crazy. I know, right? I'm leaving something out. I took the condo as is. You know what I'm saying? So I put the new carpet in there. I put the new washer and dryer in there myself. The carpet matches the drapes. You better know it. You better tell a friend and tell a friend. Yeah.   Paint the walls and all that.  That's it. I made it easy for everybody. All she had to do was let you come in. Just let me come in. You hear me knocking, let me in. Now you home. Now I'm home. You happy? JT phone home. I'm so comfortable. I'm so relieved. I'm coming from New York and what not. Been out there since 2009. Came back in 2020. And what not. I've been trying to figure out how to get back home and I thought it was going to be way more harder than it was. You always had to hustle. You always had to hustle. You trying to figure out how to get back to Atlanta? Yeah. Cause I ain't never had no credit. But you was in New York. I was in New York. I know a dude.  I could come down here, but how long could I stay here? It's harder to stay in New York than it is here. I would imagine. It was way harder, but then I wasn't getting there. I was staying in the shoebox. I don't know if you've ever been to New York before. I ain't been to where you stayed.    They tricked you? Yeah. Cause it was my uncle's place. I remember this story. He had some problems in everything mentally.  So I inherited the apartment. And so being there, he was incapacitated. Horrific. Horrific story. Yeah, it was terrible. It was terrible. I had found him one night in a pool of blood in the middle of nowhere. Don't make it more graphic. I had that alone. I took him to Harlem hospital. I'm sure you had to do that. Yeah. That sounds like the logical thing to do. Yeah. They admitted him in the psychiatric ward. Alright. What are we going for? Minneapolis, Minnesota. We going back. We in Minnesota. We in Minnesota.  We done got a little older. And we got to bring it back. You excited about Minneapolis? I can't wait to get up there. They were crazy. That's what he said that nigga looked like he was still evolving in the hallway.  I was about to say November. October 20th. Minneapolis, Minnesota. At the armory. Just the armory. It's not called nothing else. Just the armory. We going to be at just the armory. Not just the armory. The armory. October 20th. What they say. Jake. I moved to another part of the story. Oh damn. I'm just saying you got to go through something to get to something. I had this apartment probably about five years after that until they were real. Somebody had them got there and told that he wasn't coming back inside of my building. Hated on me. Niggas hated on me. They wouldn't get that damn long. I had a living room. I had an office.  I had an apartment.  I don't blame them. Got me out there. Try to call me back. Now I want to come home. You know what happened? You answered the phone for me. Don't start.  You answered the phone. Come on back to Georgia. I got something for you. I don't even know. Did I say that? Yes you did. I'm going to go to the fire stop now.  My whole life has changed. Like genuine. What's changed? I'm comfortable. I'm comfortable. I'm in a very very tranquil space in my life. But you do got a new show. New Jack Thrill City. Yeah. Hey what's up man. I didn't know you were right there. It's your boy Jack Thriller. AKA Luke Eyewalker. AKA the visionary. It's going down in a major way man. That's right. I'm finally here. 85 South. 85 South. We're talking about my new show. New Jack Thriller City. I got some of all my famous friends coming through. Yeah. What's the concept of this? Why should people tune in to New Jackson? Actually it's on the app if you want to check it out and give you an honest opinion.  Okay so you know I lived in New York. So that's what New Jack City is. One of my favorite movies of all time. So you know when I came home I just stole my name all the way up in there New Jack Thriller City which is now Atlanta and everywhere I go the people that's inside of my city have a player a very intricate part inside of my city says I can't do it by myself it take a whole city to make a real nigga and keep real shit going. Boy that sound like a book. It take a whole city to make a real nigga.  What they say? One million niggas inside. One million niggas inside. Come on, there you go. You can't break me even if you try. Come on man. And that's what we at right now.


Thank you very much, Brian. Hopefully, my picture comes up and not the, don't forget, get out of town. There we go. Probably most of the country hadn't heard of DTCC before the last few months when our CEO was actually testifying in Congress about the role DTCC plays in the financial industry and ensuring safe and sound markets and how equity trades clear and settle. And he was actually asked in those hearings in the US Congress about distributed ledger and about some of the opportunity. So I'm very pleased to be virtually here with you and part of this amazing and inspiring community. For those of you who do not know DTCC, we're the primary financial services utility. We serve global markets. We provide the financial industry with a variety of regulated risk management, governance, and in the US with a primary clearing and settlement depository for equities and fixed income. In a couple of minutes, I'll come back to why a core critical centralized financial utility is so interested in open source enterprise blockchain. I am DTCC's global head of technology research and innovation. I'm also privileged to be chairing Hyperledger's governing board for a third term. The governing board itself provides oversight and guidance to the Hyperledger project. But it's Hyperledger staff overseen by Brian and the committees and working groups and all of you that are really the creative geniuses that make Hyperledger work. For me, these Hyperledger forums have become seminal moments. In January of 2016, literally two weeks after the announcement of Hyperledger's founding, DTCC hosted the very first Hyperledger meetup in our Jersey City offices just across the river from Wall Street in New York City. In December, 2018, we had our first global forum in Basel, Switzerland, and seven months later, our member summit in Tokyo, Japan, recognizing Hyperledger's global community. And of course, our last global forum in Phoenix, Arizona and the event as Brian has pointed out a number of times at the Corona Ranch in the March of 2020, literally at the front door of the pandemic. And now this virtual gathering, where I think we're starting to see the light at the end of the tunnel of our remote lockup. So here we are five years later after starting with a few engineers that believed in a decentralized technology that distributes trust and eliminates single points of failure that it couldn't be owned by a single proprietary vendor. And it really needed to be open source by definition. A small set of contributed code in that first set of meetings and that first set of engineering projects, now growing to 16 projects and growing over 200 members, hundreds of global contributors, hundreds of thousands of thousands of downloads of code, I checked on GitHub last night, just looking at how many downloads there were. And many production implementations now in the financial industry, in the supply chain, in healthcare and shipping, and a number of other industries. And it's a credit to all of you in industry, in government, in academia, at vendors, and as individuals that are helping move this community forward. So back to why DTCC is so interested in this technology. Can you bring up the slide please? And how a central industry utility came to be among this esteemed group in the Forbes 50 in the blockchain list. And actually we are one of the 12 enterprises in this list that have been on this list for all three years of its existence. DTCC's role in the financial industry is to ensure safe and sound markets, to provide risk management, to provide governance, and to ensure that when investors buy or sell their assets, that those transactions are settled with integrity and in conformance with all appropriate regulations. We saw in the technology platform of distributed ledger a generational opportunity to change an industry in a way that improves security, improves privacy, improves resiliency, but we also believe that adherence to regulations and open accountable and transparent governance really matter. Hyper ledger with its focus on open source enterprise blockchain realizes that vision. We also understand that the real world of complexity means they were likely to be many different distributed ledger implementations. There will not be one ledger to rule in law. So it was important for that purpose that hyper ledger is open to many different open source stacks and that within that community we could develop tools and utilities to support all of those stacks, to support and enable interoperability and probably the most important thing create a community and dialogue that was open and not beholden to one single stack or one single model and have a forum for engineers to have those core conversations that make products better. So we became a founding member of hyper ledger. We've contributed tens of thousands of lines of code. We've led a hyper ledger project. We've been open and giving talks about our progress and perhaps most importantly, we're continuously experimenting and engineering with the different tools in the hyper ledger toolkit. Fabric, Bezu, Sotov, in the labs group we've been using the blockchain automation framework. So we've been plunging all in. For those of you who are just getting involved in hyper ledger and distributed ledger and are joining to see what the buzz is all about, I'd like to share three quick ways to get involved. Number one, join hyper ledger. Our energy, our progress and our vibrancy is all because of the efforts and passion of the community. They're developers, they're engineers, they're business users, they're writers, they're individual contributors. You'll join a movement that's focused on changing industries.  As Brian has described, we're incredibly focused on being open and inclusive. And thank you, Brian for pointing out that DTCC sponsored the closed captioning and translation for this forum. So please join, bring your friends. Number two, contribute. This can come in many forms. It can be code, it can be leadership, it can be business use cases. It can be helping with documentation. It can also be feedback if you've used a product and have ideas for improvement. There are a wide range of projects that have relevance across many industries, digital identity, supply chain, emerging central bank, digital currency projects that you've been hearing about and all the different things going on in the labs. And three, and most important, participate. Collaborate, communicate, meet other like-minded people that wanna do something important and help change the world. It's been said in previous forums that history is made by those who show up. So to all of you, congratulations for showing up and helping advance Hyperledger. A big thank you to Brian and the Hyperledger staff for supporting all of this great work and hosting these forums. So everyone have a great forum. Thank you very much. Thank you, Rob. And thank you of course for being a sponsor for helping sponsor the translation services. Thank you as well for being an organization that doesn't just consume open source technology but is actually there making contributions as well. DTCC has contributed to a number of projects but has also really helped lead the Explorer project at Hyperledger and deserves a lot of credit for doing that. People might think it's all just done by the big boys or by the software vendors out there but actually open source software is really also the end user community, so to speak, pulling together and helping build the different pieces. So thank you, Rob, for all of your support for the entire lifespan of Hyperledger.


Hey guys, this is Chad Halvorson from When I Work and I wanted to take a few minutes to show you the new shift acknowledgement feature that we recently rolled out and just go through it really quick and show you how it helps give you better visibility into knowing whether or not your employees have acknowledged their schedule yet or they've seen what you've published and that kind of thing. So to go through it really quick, there's three key things to be aware of in the shift acknowledgement feature. The first one is you'll notice that next to two of my employees here, I've got green checkmark icons next to their profile pictures. So that simply tells me that the employee has acknowledged their shifts. They've seen their schedule and they've pushed a button that's acknowledging that they've seen it. And when I put my mouse over it, it tells me as such that Karen has acknowledged all shifts. I can go down to Garrett here and I've got a gold icon with some dots in it. And what that tells me is that tells me that Garrett has confirmed or acknowledged some of his shifts, but not all of them. So I put my mouse over that icon and you'll see badge icons show up next to each shift to show me which shifts have been acknowledged and which shifts have not. It looks like that Garrett has acknowledged all of his shifts except for Monday, which is probably because I scheduled that shift after he acknowledged all the other shifts. So what I might want to do here is send him an email or a text or a notification that says, Hey, can you check your schedule again, especially for Monday and acknowledge that you've seen that. So that gold icon is something that helps tell me where people have acknowledged some shifts and not others. Everybody else where you see no icon effectively means that they have not acknowledged any of their schedule yet. So when you see no icons next to profile pictures, that means that that employee has not yet acknowledged their schedule. So what I'm going to do now, we see that Sam here has not acknowledged her schedule. So I'm going to go into my schedule because I'm logged in as Sam and just show you how this works from the employee perspective. So I log in here. I'm looking at my schedule. I can see the schedule for the next two weeks and all the shifts that are highlighted in gold are the ones that have not been acknowledged yet. And then at the top, you'll see there's a button that says acknowledge shifts, six new slash modified. So all the employee has to do all I have to do is click acknowledge. And that sets those shifts flags to acknowledged. And then when I go back to the scheduler, I will see a green checkmark icon next to Sam's profile picture telling me that she has acknowledged her entire schedule for the week to give you a little idea on how changes work. So now let's say, for example, I'm going to move her Friday shift to Saturday. So when I do that, I bump it over to Saturday, and then you'll see that her icon changed from a checkmark to the gold icon. And then you'll see that the Saturday shift has a exclamation point on it. So what's going to happen then is I need to notify her or the next time she logs in, she'll have to acknowledge that particular shift. So I go back to my schedule for Sam, and you'll see that there's now there's one shift here on Saturday that needs to be acknowledged. I can go ahead and acknowledge that bounce back over to the scheduler and see that again that she has her full schedule acknowledged. So I hope that everybody finds that helpful. If you've got thoughts and feedback and comments and ways to make it better, we'd love to hear about it. You can email us at support at wheniwork.com. And we're looking to get this added into the mobile apps soon as well. But for now, the employees, they'll log in to their desktop and go to my schedule and acknowledge their schedule that way. Thanks for listening. And again, let us know what you think.


Absolutely fantastic a big big shot out to the independent investor community Absolutely, it's great to be with you guys like to welcome everybody to the fastest 60 minutes on YouTube So good to be with you guys, man. I have been Absolutely to blacked man with life and liberty in the pursuit of happiness. No doubt. I hope you guys are all doing great I was just talking to one of my good friends one of my colleagues on YouTube Mr. Kyle with passive income investor. He is in the gallery tonight So if you guys would like to shoot some questions his way or just stay on afterwards They will be running a live stream as usual on Friday looking to Footstomp this topic of investing what opportunities are out there? always interesting talking to Kyle man because He's he's he's really trying to stay fresh on the opportunities that are out there And it's it's intriguing to me to speak to Kyle and Matt and many others who have their feelers out there along a lot of different opportunities here and Bitcoin was that conversation It's one of those One of those investment avenues that I have yet to pursue I'm intrigued enough. I've probably done a lot more research than the average bear And I have my own personal interest in in cryptocurrency, but We'll let it continue to just be and we'll continue to be patient the whole perspective and Philosophy of tonight's live stream will be centered around that long-term Mindset and I know sometimes it's somewhat counterproductive to come on to a live stream every single Friday And and talk about you know the portfolios up the portfolios down I certainly don't want people to Misconstru the message and and understand that The real impact for me is when I go back a couple years and I look at where I was In a time frame that actually matters when you're looking to quantify what matters in investing And that is when I go back a couple of years go back five years and ask yourself And if you're a new investor and you're looking to take on a long-term mindset in the stock market, you know Go back take a look if you've got five years under your belt That's really kind of the first Increment of measure that matters Okay, and I know a lot across the YouTube landscape. I think a lot of people want to define The investing or quantify the investing, you know minute to minute or or day to day or week to week When in all actuality that that stuff really is irrelevant if you're taking on a long-term Perspective now if you're looking to trade the market and you're looking to day trade all the power to you That's not my angle. I think a lot of investing has to do with what your strengths are And more importantly trying to identify what your what your weaknesses are in investing and trying to adjust accordingly and Align that strategy with what's going to work for you long term I was just speaking with Bob before the the live stream tonight's just going back and forth this and that You know, he was against ETFs and doing some swing trading have success doing some of this some of that some of this and some of that and My thing is I like to do it all. I like to do it all. Okay, and you say, well, what do you mean Ryan? What do you what do you mean by doing it all? I mean just that If you can study up on the benefits of Speculation and the risk that exists there in if you can study up on the benefits the pros and the cons make a list Make a list of the pros and cons of owning cash, right? Make a list of the pros and cons of dividend investing. All right I see you there Jay man. I'll just give me a thumbs up when you get all dialed in I'm gonna bring Jay Mac investing on tonight's live stream Absolutely, this is kind of an interesting time of the year on YouTube. I'm doing some personal stuff I disclosed to my private Viper group that I've actually been engaging on a very cool initiative of me The independent investor channel is a soccer coach as well. So we got a game tomorrow. I'm super fired up and that that gives me a great deal of satisfaction man working with the kids and Trying to provide them a little bit of tutelage and you know Tell them it's okay to get out of the bedroom and and pair away from the electronics once in a while and go kick a ball But I've got high hopes for tomorrow. So I think we're gonna tear it up. I really do but Yeah, a little bit of a leave from the independent investor channel at least over the last couple weeks I've got some leave with my with my regular day job, which I've just been really killing it really focused on that And and doing some promotional stuff through YouTube I know that offends some people but for those of you guys out there that do support Maybe you don't watch it. Maybe hit the thumbs up. I want to thank you guys, okay? That really helps the channel stay somewhat solvent and it helps them provide a little bit of compensation You guys need to understand I've been doing YouTube now for a few years. There is a pretty sizable investment in the channel and That investment I've always said has really been devoted toward providing a message to you guys about How I seek my exposure in the market and I think here three going on four years later It's nice to see some of that compensation come back And and I I think it can be you can not like it. That's fine You don't have to watch it But I do thank you guys especially for those that come on and say hey cool video hit the thumbs up That that helps because I'm gonna continue to do that. It's it's a nice money generator for us and the family Truth be told it's not even for me. I could care less about the money But it's just a nice step in the right direction for my family and to each his own I do tip my hat to success and it's one small vein of success on the independent investor channel So without further ado, I'd like to bring Jay on I haven't spoke with him in a couple of weeks anyway He's been doing his project. I caught a Jay Mac investing video, but it was about sports cards today I actually enjoy the heck out of that man. It's it's somewhat nostalgic for me But it's pretty pretty cool But let's bring Jay on and have him talk to the group and let everybody know he can update us on what's going on What he's been up to? mute Sorry about that Yeah, Jay Mac sports cards. If you haven't subscribed to that channel, you I don't know what you're doing It's just a different it's a different thing. It's fun. It's it's fun It's and really especially during this pullback, you know, this is this recent market stuff. It's been fun I've been I've actually been Putting a little bit of a little bit more effort over there and I've been investing in sports cards here recently So we'll see it's it's a I'm actually going tomorrow to look at someone's collection. I might buy a big collection So that's I think I'm gonna vlog that too and put that on the channel. So Yeah, that'd be it it is something different man. It's great to see you Jay Last couple weeks. I I know there was a little bit of a debacle that night It was after the live stream when I saw your comments He was like Ryan didn't drop me a link and that particular night I was kind of in my zone and I was explaining the next week that I can't really get in that zone very often Like I can't just recreate that. I'm not a Joe Rogan. I'm really not that interesting But I feel like when I am interesting I got it. I got to stay with But it was all good We both wind up getting a jumping on with the passive income investor show. So it was fun. It was fun That was fun Yeah, so what's the what's the genre of the sports card collection? You're going to look at because I've seen a few see I was in the baseball cards So I have had my eyes on a lot of Mickey Mantle a lot of Willie Mays. That was my thing I've met Willie Mays. I have his autograph So I was a card collector when I was little now my kids into Pokemon. So no figure. Well, yeah That's a good one too good good area to be in It's like a it's basketball and baseball and it's like I think late 70s through Maybe early 90s Collection so it's it's not new stuff, but it's not real real vintage. So But yeah, and it's yes, there's a guy who just I don't think he I don't think he knows what he's got But but I don't I'm not gonna like I'm not gonna take advantage of them, but I'm gonna you know It's still when you buy something like that because he doesn't I don't think it's a lot of real high value cards So it's one that's gonna take a lot of effort to flip to wind up selling and you know It's one of these kind of I think it's a it's a collection that I probably could double my money on But it's it's not something that's gonna be like an overnight flip, you know, so Yeah, we'll see we'll see I gotta get there and see the condition of the cards that'll be fun Man, I wish I was going with you because I love that stuff I had a friend look at my collection from when I was a boy I I still have my collection and I've got some stuff that's worth some money some Shacko Neil rookies some things like that You know and he looked at him and I I couldn't appreciate how much Condition has to do with the value like it's Crazy with the grading piece to it if if you have a raw collection It really doesn't seek out the high premium unless you're willing to invest the money into getting it graded so Kind of stuff. Well, good luck tomorrow Jay. That's awesome. And like I said, man, kick over subscribe to the channel If nothing else if you're not into sports cards, I am so I We don't ran someone off someone's in the comments and this ain't what they came for so I That's okay. I I this live stream is a is Is interesting I did throw an invite out to a troll this week who was coming on in bad mouth in the channel And I always invite him on the live stream and they can come and speak with me it face-to-face like a gentleman if they want If they know, but I've never had anybody take me up on that so I think you've got enough where without you could you could you know talk them in circle And and have fun with them. I'd be up there arguing with them. Yes, you would. Yes But I heard you say I've been also As well, I pulled back on the channel some not not at all not just because of what's going on I Personally personally been really busy at my day job and I've only I've only my actually my only this last two weeks My only three videos there have all been CEO interviews I haven't I haven't put out any regular content I mean, I've had ideas and I wanted to but it just you know I wind up it'll be six o'clock and wife my wife's hollering dinner time and then eat dinner Then then me and the kids and my wife watch some TV and I'm like, man I don't know I don't want to make a video now at nine o'clock at night so I don't know man what you speak of is the truth and People need to kind of understand, you know Relatively speaking, you know, at least let's put myself in that camp. I feel like my project Is relatively small on YouTube, you know I don't have hundreds of thousands of subscribers and I'm totally okay with that because this isn't really my This isn't my bread and butter. I don't do this to put food on the table and Nor would I ever aspire to do in that. I know some folks in the community here trying to make a run at it And I'll be their staunchest advocate But I can tell you one thing it ain't for me and I'm in it for the long haul I'm looking for this project to be around 10 20 years from now So I'm not in a rush, you know what I'm saying and if I want to pull back I pull back if I if I piss a few people off to come into the gallery that don't want to sit and and listen to me and My philosophy about wealth building that then no problem. I'm not I'm not for everybody. That's totally fine But you know, it's a treat for me to have Jan Jay that that's that's the truth of it. So We can't get into the investing discussion if you'd like if that's what people have tuned in for, you know Um, I probably did myself a favor. I haven't done a whole lot of portfolio moves to be honest with you I'm investing. Um, I'm buying the dip on highly on to be to be frank. Um ad more shares here Yeah, um And it really never been so bullish. I did drop the highly on dot com. Uh, as a matter of fact I'm going to drop it again into the comments thread and if you guys are at all interested You don't have to go out and just rush and follow over yourself to buy this company. I'm dropping it in the comments now Go over and check out their website because it has changed night and day for followers Uh and actual covers of the company like myself Go check it out. It's incredible Um when you can go down the line of five and go peter bill vulvo International and pick the chassis that you want to make into the hyper truck. It's getting real It's getting real the issue is that it's not going to stay in the early phase For very much longer.  Um, I have my own personal opinion about it Jason, you know, I haven't I'm not putting out videos on on the company anymore Um, and I very rarely mention it except for a few moments on the live stream But I've never been so bullish on a company. I'm super excited about what's going on. I'm super excited, but um Yeah, I mean there's you know the A lot of the companies the SPACs have been really really decimated and I mean there's some Real real fire sales right now and in a lot of these companies that are coming public via SPAC I mean I mean and some of them and I actually my next video just queued up that i'm well it isn't filmed yet. I created the thumbnail That's what I usually do. I usually get the get the idea for the video and I create the thumbnail And then I begin to plan off of the thumbnail the end And then sometimes I'll go back and tweak the thumbnail, but um so Yeah, you know So my my short To any anyone who follows me or anyone who considers himself a SPAC investor my short and long of it is Just like with highly on Because now me me being so tied to the SPAC deal. I see a whole bunch of other like uh, especially on twitter There's a lot of these other people look at SPACs like ticker symbols. They don't even they're not even considering What's the meat on the bone right so or or lack thereof so people aren't really doing a lot of I just say it like this a lot of SPAC investors aren't really doing research in the companies They're not really doing deep dives. Okay point blank period. Okay, so and they're just they're trading ticker symbols Okay, I'm not doing that. Okay. Well, so I'm looking I'm looking at the underlying companies or I'm not investing And so there's companies right now like line electric. They're signing deals left and right and I mean, they got uh, they're building their own they're building their own battery facility I mean, it's like that you know them and pro terra and so far These are companies right now with two three hundred million dollars worth of revenue coming in This year and they're gonna and they have like 75 compound annual growth so Yes, so SPACs have been decimated, but I'm looking at these companies for like I look at SPACs as a As I always say as an opportunity to get in early stage companies Probably too early, but that's okay In some cases it's too early, you know, you know, maybe for them to come public But if you've done your research and you know, it's a good company That's what I'm investing in because I think that these aren't going to be 10 or $15 stocks In five or 10 years. Okay.  So that's the way I look at them And I say that because you know Right now it's always a lot of these young newer retail investors They're just they get shaken out so quick and easy and it's to you. It's to your detriment not just with SPACs But with all stocks, um, you know, it's just an what's like I I think to that man Like I think people need to take a step back and breathe for a second um First thing people want to do when they get involved with investing and I don't care if it's SPAC investing or whatever it is If they buy it just a stock that goes down The first thing you want to do is just blame everybody else and I don't know if it's a habit of the masses Or if it's just an inclination of people in general or if it's a natural reaction to Realizing what would have been a paper loss in the short term Right. Just throw throw in the towel and the last person that they want to look at is themselves honestly I find that ironic Jason and here's why I spend Very little of my time looking at other people's program Very little if any I I focus on my program most of the time And what I'm doing methodically in the portfolio right now isolated into one holding basically um And I truly understand that the hat that I wear to own a company like sofai or a highly on at this particular point Which you know sofai is the only SPAC I own Let's be real highly on us went through a firestorm of coming public I find that all to be tailwind Like I would rather own it now than than before, you know, I mean the Go over to the website and you'll see what I'm talking about.   I don't think they're fair I think people just misconstru investing all together and I think it's unfortunate I really think you need to take some personal responsibility for your own program and Know what you're getting into Before you get into it and I'm not saying tell the future. Okay. I don't believe in that But just be patient man Yeah, and I mean I think uh I think uh, you know, just this recent more recent kind of uh, especially with spec stocks and penny stocks and Um, and and the tech stocks, you know tech growth stocks a lot of these recently, um, you know So, you know, everything was working for so long and now that and Pete and all of these uh Gurus were coming up supposedly and now nothing's working for them, right? And so and and like the and then the and then the then investors who were newer, you know, now they you know They they they rely too much on You know other people's opinions and not their own research and due diligence. So Uh, so they you know, people get upset and people get you know Rather than this is the time to Uh, really dig down and possibly, you know Maybe dolly cost average down or maybe you know, it's think about your portfolio a whole lot more. So, um, you know, I don't know It's just I see I've seen you know, I've seen a lot go on over the you know of the course of The the past march 23rd when they hit the bottom to now where we're kind of having a a bit of another reset, you know um So is that what you is that what you I I guess I'm going to defer to you because You've probably been paying more attention over the last month of the market than I have Um, to be honest, uh, I've really paid a lot of attention to um, my growth bucket Um, because I'm I'm like a viper. I I take opportunity when I see it and that's what I've been doing I don't you know value is becoming more out of favor every day that goes on where value creeps up a few bucks right? um Where you know, we were screaming altria low 40 high 30s. Anyway, you had your good entries on pepsi If that's what you wanted to do Now we push those awareness pieces out there and I I I fear that people may be just flooding into these stocks now Based on what because it makes sense to you because others are telling you hey or in the short term It's been working out. See that's where I think the danger is jason like if You can succeed at spack spack investing. You can succeed in any style of investing No matter what as long as you're willing to acknowledge that what goes on in the short term Is irrelevant What I mean by that is is there's always there's always opportunities in the market all the time So if you want to buy into and you might be right I mean you said that there's a little bit of hiccup or whatever There's a correct. The market to me looks like it's near all-time highs That's what it looks like to me and that's just with my lens and my perspective. So I think it's been really isolated to tech And I think I've heard you say too that the spack market is somewhat tied to the cues Right to the nasdaq market. Is that is that correct amplified? But yes amplified sure like I basically now track the nasdaq And when you know and and the nasdaq has been doing the exact opposite of the spy this so You know when when everything was going when when the hundreds of percent making Was going on the nasdaq was always outperforming the spy and the dow Jones now The dow and the spy for about a month have been outperforming the nasdaq and the nasdaq has been Well underperforming the those two then the dow has been outperforming So that's the thing and then and so whatever the nasdaq's doing Like probably add 10 per day too. So if nasdaq's down 1 percent the specs are down 10 percent That's how it's this literally the And same with penny stocks because I got you know, I got some guys in my discord They're really into penny stocks and and they've been pummeled just the same. I mean, I don't you know there's a couple plays that I that I speculate in but uh Not not really my thing, but I the same type of concept because What what's happening? You know hedge funds have rotated they they rotate, you know In hedge hedge funds. Yes, they do this was the big money of the market not you and me not retail investors so when they when they begin a rotation the rotation is real and um, and so and and and They call them hedge funds for a reason because they're always hedging You and me aren't right? We're looking long term, but they're just trying to protect money They just protect the money protect money protect money, you know protect losses protect just make gains. So Um, so during a little time like this, that's what's happened in big time But so they've been trying to protect the gains from the past 18 16 months from Uh, big growth stocks. They've been selling them Do you do you think there's somewhat of a sell-off going on in the SPAC market? Is is that what you think? maybe going on Because I've heard I've read everything out there and I hate to keep coming back to highly on but it's obviously being driven down For whatever reason markets are always right. Okay, even though at times they can be wrong If you just heard me on that that's a golden saying and I don't think I heard it anywhere But I just made it up on the fly. But it's very true It's very true So, you know, there there has been some serious serious profit winning over the last couple months In the SPAC and the tech market, you know, you could have made some serious money Big tech actually was delayed about a month of the SPAC downturn if you were kind of tracking it on the nose But I'm not sure. I think you're right. I think there's been a rotation of big money. That's for sure I think if they were going to forecast A correction or a downturn in the stock market One that'll get my attention because again, I'm in the camp of I don't see what everybody's All up in arms about I I don't I don't see it I I remember just last year around this time As a matter of fact, what are we march 26 today? Shoot march march 18th, right was the pandemic low last year So we're looking at about a year ago.  I I think the market's over inflated. That's what I think Right. Yeah, um Yeah, like if so if you like I recently seen the The SPAC there's a SPAC tracking index. It's back. It tracks the SPAC market And it track and there's another one that tracks the IPO market Both of those have fallen 24 percent or 25 percent. Okay, so so those So those are following about in about a month. So Whereas the overall like nasdaq's down maybe 8 percent, you know over a month's time And that and Dow and spy not so much but But you know the Dow and the spy are only 530 companies You know out of 3,500 in the stock market. So Or no, no even more than that right now much more than that now um 4,000 plus I guess companies. So Yeah, so that's uh, so 23 25 percent That's just that's for the commons if you're in warrants, you know, it's you're you're getting the salt you're getting pummeled Uh, I've got I've got warrants right now in sofi Um, I'm I'm I'm good with it. I'm gonna keep them to conversion. I'm good there. Um, because Those those are just my two speculation companies that and I did do diligence on a lot of companies that I didn't buy Um, I was burned on one and that's the one that I regret being down on sofi I'm I'm fine with being down on highly on right now It it phases me not It phases me not Um, we'll be fine and and again If my time horizon was what I said it was I'm interested to see and evaluate where this is in a in around the 2024 2025 time frame I I really want to see this thing come to a head And when you said premature, I guess that's always been my bearish case on highly on is that You know the bearish nature of the company is that it's pre-revenue, right? So they're trying to do a lot if you listen to that earnings call They talked about a quality control piece on their hybrid system where they pulled it back and ran it through the ringer You know and and upgraded everything packaging durability quality Up upgraded it with the new battery module, right? And you start to question and look at things like that. It's like man Is that a good thing or a bad thing? I looked at it as a great thing Before they start putting this thing out, you know, detroit diesel actually suffered from this Some many years ago where they didn't do quality control on the blocks that they were putting out And a bunch of their engine blocks went out to the freight liners and they were getting cracks So you can imagine cracks in the block of their freight liners and then they have to go and they have to recall all those products back You got to make sure that your tucks are in a row before you're starting to scale up and do mass ordering So for me, I was like that's great, you know, but Oh, we're just a little premature on it. That's all but it's gonna be fun to to see it evolve from Really start to something. Well, that's what i'm saying. I mean like that I mean, I don't know if I can I know I don't know when I was Articulating that if I was sounding negative on that To me, it's like I said It is some are considering it a negative j. That's why I'm talking about like the ability to get in these companies this early is you know I view it as something amazing where because You know, when you get when you have the ipos, you know, you all we always Retail investors always get shafted and we always have to yeah, you would have to overpay for those kind of companies And here it is. Here it is. There's a leveling of the playing field with SPACs, right? So You know, except for when they if they run way up and then you buy at the top Then of course, yes, you're gonna then you may have to Yeah, you know deal with deal with lots of lower volatility Then, you know, but um, I'm just I'm really am thinking also, you know, like you what I mean the the companies that I invest in Very long-term and like I said, I think they can be life-changing companies. So It is what it is. So in times like this when I mean I kind of I know like even like I say this because I feel like there are some people that kind of You know look to me in some regards No, no, not only just on youtube but my discord, you know, I got a decent patreon or following it And I'm not right now. I'm not doing much and Because the only thing I've been doing is any little bit of Free cash that I've had I've been adding two positions and So, you know, whereas, you know, I see other people trying to just like not like not not speculative investors I'm talking about Who are who have youtube content channels and stuff and they're scrambling around they're trying to find the next one They're making all these moves doing all this. So what's the next two x five x or how can I get an option now cause put x y z, uh, you know, uh Whatever all this other stuff trying to find all these alternatives just because your your portfolio is down a little bit It's a stock. It's a stock market. It's it's volatile. You're in volatile if you're investing in stocks, they're volatile stocks Just deal with it. This is this is what it is so So I guess that's what I'm trying to get across is I mean I'm not doing much and I can I'm like you I can I can I can stand my portfolio being hammered a little bit down a little bit maybe more than the A regular portfolio. It's just it is what it is. I just I've been adding more How let me ask you something man for the betterment of the group How many hammerings have you gone through in your investing career because you haven't you've been investing three four years now Right jason You the reason why I say that and I'll preload the question by saying this It's not until you go through that hammering and stay true to your program That you really internalize and validate it for yourself Like even right now, you're kind of like looking at it and you're like, okay This is this is not fun It's not fun, right? But but but but you're right two two prongs and what you're talking about. I think people always want to just Fix it You know we're human when we see something going wrong Start hand ringing Well, we we apply this methodology and in all that we do if something's wrong with our body We go to the doctor. I just had my tooth fixed this week. Something was wrong with it So I got to do something. I got to go get it fixed something happens with the car The kids get sick, right anything happens. I got to fix it, right Stock market investing is the only thing that does not require that as a matter of fact It's a fool's game if that's what you're looking to engage in and and check yourself Because if you're looking to Make a wrong a right or you're perceived wrong into a right by acting upon it I would presume that some of that acting upon is based on an some emotional content And you know what they say about emotional content and investing and I I'm not trying to tell people how to live their life, man I'm not it's just that if you came on to this live stream And you're looking for a little bit of insight on what it really takes to be a successful investor Jason you're talking about a lot of different data coming from your rather large audience And there's value in that data And I would I would say that the masses right now the vast majority are probably probably having a reaction To this market that is counterproductive to a long-term mindset. I would just I would speculate Yeah Yeah, for sure for sure Let's see They're talking crypto in the comments That's because kyle's in the comment. He's I think he's probably gonna put a rivet. He was he was he was like, man Ryan is this great and I was like, yeah, I've studied up on it. I think it's great I would like to transact in cryptocurrency. I really would I just don't feel 100 confident yet Maybe my confidence in the transacting the way I do with currency Is is is my deficiency in other words? I've got that You know that that trust and confidence in my financial institutions, right to back My crypto number because let's be real. That's what it is. Okay Everybody thinks that it's about the george washington piece of paper. It's not okay It's about your number and your number is a digital form of stored value It's just that the form of value that backs that is the dollar Rather than the stored form of acknowledged value of bitcoin, right? And he was talking to me about how you actually own it. I don't know it makes me nervous You know in in allotting some of my dollars to that Without without knowing enough about it and I'm just going to continue to give it more time, you know Yeah, like, you know, yeah, I see Ryan says, you know, they're talking.   I'm not gonna chase something that now. I feel like is Elevated to levels. I just there's no way I feel comfortable and putting like you US dollars into something not backed by anything. I don't care what anyone says. It's still not backed by anything Yeah, exactly. I feel the same and look It goes back to the philosophy of you don't always have to jump on everything that you see, okay If you're engaged in the social media landscape all the time It's as if people are being consumed in this vortex of FOMO opportunity all the time and it's like Sit back for a second and chill the freak out Like people have survived for for for centuries and centuries before bitcoin. Okay If you sometimes you need to pass it's okay. Maybe we need to let it settle out See, that's the thing is what I study is I am very interested in The technology of the blockchain and the security surrounding transactions, right? The very nature of me sending a transaction to my friend in canada, right and having the integrity of that transaction secure I like that Do do I think that bitcoin is the primary? Mode of that well right now.  It's got a tesla head start You know Is it going to be the primary in 10 years? I don't know. It's fine and I'll observe It's no big deal. But as far as putting my money to work right now I'm just not I'm just not quite there and I think I would be there I think I'd throw a $500 a thousand dollar bill if somebody could walk me through the actual stored ownership of said Currency and what he was mentioning is you should just ryan You should just put 50 bucks in it and start to transact with it and just to kind of get used to it a little bit Now that I'm interested in I am interested in kind of understanding the ins and outs of it I'm just not quite there yet, man.  I don't know but um, where you you know, but Like bitcoin is very slow and like I remember when I was when I used to buy Bitcoin and I would send bitcoin and sometimes it would Be an hour later and you still couldn't get a confirmation that it had went and you're like Oh my goodness did I just lose that, you know, so there's this if you if you if you're actually using crypto and like transferring it from Like one like binance to cuckoing if people and maybe if you're old school, you might remember cuckoing some of the people who Invest in crypto like if when you if you're moving moving your your crypto from one exchange to the other There's like this huge delay and your stomach drops. You feel like all right Is it gonna actually get there, you know, so The real usage of it, you know, I've actually Getting the private key and and and sending it Um, if you lose that private key like if you actually really own it on with some cold store Excuse me Then um, yeah, there's actually work and Truly owning it You know, you're on your own not on exchanges Yeah Well, kyle was telling me coinbase is not the way to own it. You've got to have a digital wallet Is the best way to own it Which you know what you speak about jason you've been doing you used to mine this stuff, right? Yeah, yeah, I used to run masternodes is what they're called what they what they were called right and and I used yeah Yeah, and um, you spin up a VM and and and start mining with with In a network of uh nodes And um, so I don't know if that's actually still a thing But I don't know I know the text's been changing and evolving over two or three years. So I've been disconnected. I don't I'm not that you know in the know So he he showed me he showed me his scan code on his iphone and he was like I could send you money in a matter of seconds ryan He says it's that quick. It's just like so yeah, and that's part of I told him I said look if it's been around I think 10 years I don't know I might be way off on that it seems like at least 10 years It's been around that seems fairly new to me Uh for something that I'm supposed to just what take my entire life savings and dump it on bitcoin or Am I supposed to buy into these methodologies of taking five percent of of my net worth and putting it into bitcoin? I mean that that 25 30 grand Seems obnoxious to me to do that. I think I would be more in the game of you know 500 to a thousand bucks Just to throw into it again if I could feel very very confident in what I was getting involved with Have a little more confidence in in the value piece And I know kyle was going down this road with me. We just ran out of time before the stream but I don't like something that one day is worth something that is worth Something significantly different the next day in other words. Yeah, it's at 60 000 now But does it have a potential to go to 75 in a month or does it have a potential to go to 40 next month? Yeah, that's that's that's why I can't be right. I mean as much as many You know it as everyone who is a bitcoin enthusiast thinks that Or you know promotes that you know not not necessarily the bitcoin, but some crypto Is going to be a currency the only ones that will be or something that's stable coin That's backed by something else so because then then it's always has a you know a stability like a like a usd like a us dollar so um, you know, so these aren't going to be currencies, you know, they I do I think the the digital gold aspect of it is like like those, you know, uh the the the big kind of uh, you know, um Looking at it like gold, right? I can see it actually replacing gold, right? But how many how many people that invest in bitcoin were before there was bitcoin were bullish on gold You know So were you investing in gold before you invested in bitcoin? If there really are the same sort of similar asset class if they're going to be I I personally think they're just drastically different. I would I could make a case to own both and I currently don't own either one And I am pursuing an end later on in life where I do in fact own both So I I'm not really sure if I like to speak in defendants that way. That's just me. I I want them all it's just I'm not rich So I don't have all this money to just sit here and be like, yeah, sure You know, I want to do this and I want to do that and you know, you've got guys like ryan giffin Who are saying this? I'm gonna leave this question to you Why do you think his sentiment is is along that line? Because that type of stuff scares me. I don't you know You know, if I invested a thousand bucks and I lost it all next week because it do I think that's going to happen? No, I don't I think cryptocurrency is here to stay. That's just that's just my opinion. Okay, but I'm not I'm not investing based on that premise Okay, I'm in I'm investing based on my real criticisms of It's it's utility. I do not question. Okay. I get it It's stored for my value. I get it. There's just a few Specifics in the trenches that I just can't wrap my mind around just yet and I'll continue to be patient until then Yeah, right. Yeah, exactly Yeah, uh, yeah, I was just throwing out hypotheticals And you and me talking about it. We probably do to the Comment section sound like boomers, but that's okay. That's okay.  That's a good point. You know, yeah That's a good point I don't know. I I guess I would be interested to understand more of these people out there If all these people are supposed to be you know Jump jumping out of helicopters with their parachutes of gold. Um, I guess I would like to meet more of those people um, if if the opportunity is is so so solvent and so Um open to the masses out there. I guess I would like to understand a little bit more about um, the actual trade that got them to that end and then I would ask Okay, is it scalable for the masses? Like is my my question is is everybody getting rich off of bitcoin right now? You know, I mean Ryan giffin seems to think that most people are going to lose on bitcoin And I would say he's right on the money there But I would expunge I would expand upon that and say that most people will figure out a way to lose Not only in the stock market, but in life in general Um, even with plenty of opportunity laid out in front of them, you know And um, yeah once once there's some volatility Once there's any type of different uh next next shake out with with bitcoin then and then we'll come we'll come back And discuss and see who who hung out and stayed in it, you know Yeah, I think you're right and I think that philosophy holds true across the board. I I think Unfortunately people who deploy a long-term mindset in stock market investing is in the severe minority most of the time And I don't I've never understood that You know, it's part of the vein of my channel And I I think it's part of the vein of yours and many others as well To say look guys, I mean there's some real results here This is what I'm doing. This is what works and this is how I do it and and more importantly I've got this by not doing these things and this is what a lot of people are doing You know For sure. We're sure it's important. It's important Yeah, uh Anyone got any questions in the comment section they want to want to look into I'm checking here. It's a lot. It's a lot of uh crypto chatter, but uh Yeah I think Kyle Kyle will probably get on this um Tonight tonight. He will he says it's not about getting rich I I actually agree and you know the funny thing about Kyle is that He's the type of investor That can actually handle this Like it makes perfect sense for him. Here's a guy that probably does more research than Most people who are justifying bitcoin as an investor are probably doing 10 percent of the research he's doing You know, he's got the tolerance for it. He's got the portfolio for it as well It's just that If you're jumping into this thing to get rich You know, like he says he's not Maybe that's a little misguided. You know, it always comes back for me to why why invest I can tell you why I invest in every one of the holdings I own every one of them Peter Peter Linton some of my favorite quote from Peter Lynch is Uh, know what you own, you know, and know why you own it If you can if you can if you can do those two things then You know when when volatile if you have done enough research to be able to Answer those two questions Um, then then you'll be able to hold through volatility If during the downturn if not then that's if you bought because uh Jimmy's youtube channel You saw a video on it and you were like Man, jimmy jimmy's bullish on that. I think I'm gonna buy some too if that was your thesis When it when it begins to go down you're gonna sell Let's just the way this thing goes or you read an article on investor plays or benzinga and you're like They said that's the top three stocks to buy right now in this as the You know as hedge funds are shifting money the top three stocks to buy right now And you bought them and then then the hedge fund shipped again And they start going down You said I'm saying so it's never in the cycle. Um, sure That's funny says can we talk about vti and be why I'm sure quickly Um, you know, here's a funny thing about it. I'll give you my twist on these ETFs I own them both And you know what's funny about these ETFs and ETFs in general is that when they're doing what they're doing right now Everybody loves them Okay, they love them The funny thing is man, we get a slight hiccup in the stock market and they start going down I'll start to hear everything that I've heard over the years that are Correct assessments on ETFs is that when you own the bag on the way up it's nice But when you own the bag on the way down everybody wants to bitch and complain and trust me I'll I'll get that bitching and complaining Here's here's what I'll say The reason why I own them both and I will say that vti vym and my Roth is a pretty nice position I own about 125 shares or so 15,000 or so nothing crazy It's it's one of the biggest positions in my Roth IRA, right? It pays a nice 3 yield It's a nice basket of dividend-paying stocks I put zero effort into owning it which is big for me because my time is vested elsewhere I don't have to worry about that 15 16 17,000 that's in there, right? Sit back rake in the dividend for the rest of my life. I'm good to go vti I own a relatively small position about 25 shares or so in the taxable brokerage account I don't foresee that getting any larger right now because of what I said at the top of the stream I feel like the stock market is relatively high So is now a time where I want to be put in 30 40 50 thousand dollar bills into vti It doesn't make sense to me all dollar cost average it. Yes I'll dividend reinvest the dividends that are paid the small 1.75 yield that it's rendering and I'm good with that But there there is absolutely a deeper conversation when it comes to these holdings If you're a 20 year old and you just want to be a passive investor You can own these for the rest of your life. I think Some rules surrounding both of these is to own them and never sell them But I think the real deeper question is It to what scale do you want to own these? Right In other words, if you want to get invested right now and you've got your first 10,000 dollars And you came to me and said I want to put this entire 10,000 on vti I would pause I would pause before I would say yeah, just go ahead and do that Jason do you have an idea about that?  I mean, I think they're They're they're they're really good tools in your portfolio. They're they're tools to learn You know in the beginning in the beginning of in a best-in career. They're you know, they're really especially Uh, vti is the whole market, right? Is that the one that's the whole market? Yeah Total market and vym is a high yield one right high yield what it's called a high yield dividend But it's it's actually very very high quality because that's the thing too. I I say the same thing about ETFs that I say about stocks is You still should know what's in them and know what they what they are because you know, they're there are some that uh, what's the one that uh The other high yield dividend. What's that? What's that one? Yep, uh sphd sphd Yeah, and if you look at the you look at the quality of holdings in vym Compared to the top 10 holdings the top just do the top 10 vym versus sphd.  You know and uh, so That's the same way. So The same principle is applied. But like you said, it's a little bit. It's just past. It's more passive It's it's an easier approach hands off But you should still do the investigation into your to the ETFs as well A vti is going to be very self-explanatory Vo is going to be very explanatory the the ones that are the indexes But the all these niche market ones.  Make sure you know what you own inside of those ETFs too. That's my only thing I would say Yeah, no, I say, you know to the visitors to the channel that that that deserve my unique opinion Um, I will say that owning vti And the nature of how you own any equity Speaks volumes to the returns that you're going to render over the years Okay, so owning vti In a robin hood account is going to perform differently than owning vti in a raw thigh array Okay, and if you just heard what I said It's a very very big fundamental piece of investing that people miss all the time You really need to understand the nature by which you own certain assets And make sure that you're aligning the correct bucket to house those assets. Okay very very important Yeah for sure for sure Fantastic, man Well, I know we've got about five minutes ryan, uh, so give me even let you close out. Are you going long now? Are you going? No, I'm not going to overlap with the boys man I might kick over there and and and hang out a bit man I'm going on two weeks of well-deserved leave here. So I am a happy man tonight. I really am so But uh, thanks j for coming on man It's it's always a pleasure always a pleasure and just wish you and your family all the best You know get that house built. I know you got some exciting stuff going on. Go ahead We got we got our closing date set on that so we um April like April 29th. I think so right around the corner. Yeah, so very soon So yeah, congrats. Congrats.  It's traditions. Let's do it Let's sit around. Let's sit around on the on the back patio. I love it. I love it man. Life is good. Jay. Thanks for coming on tonight, brother I appreciate it. Y'all have a good one. You got it later, man. Take care Yeah, so like usual said j comes on very frequently on the live stream Like I said, uh some fridays I run it myself Um, and I and I enjoyed doing that but having j on is a special treat for me It's kind of like a break for me having to come on and and give you my chainsaw voice for 60 minutes Although I I do like doing that on occasion Especially when I've got a lot to say I I kind of feel like we're in a bit of a lull period In the market. I I think that this is somewhat of a plateau top. I do I I know there's some conversations about This being the calm before the storm to the upside. Um, that's great. I always say Live to win an either market a down or an up market And I do I don't um, I don't uh shy away from allowing the portfolio to run and just work While I'm doing other things. All right, so super super important But uh, wish you guys all the best. Absolutely. I think I got to everybody tonight. There was I got to the bottom of all the questions tonight But like I said, please understand We will be increasing the frequency again. I'm coming to the end of my break on my upload schedule a little bit I've I've been doing pretty frequently pretty good, but um, it's been It's been um, you know, uh, very busy on other fronts in in the independent investor household And like I said, I deploy the same mindset with youtube as I do with my investing journey. I really do and um You know, one of my good friends, uh, nato bryan released a video today speaking on this very thing I think too much social media is unhealthy. I do I think it's too. I think it's unhealthy I think the majority of our time should be out exploring the world not sitting in front of a computer But this is the fastest 60 minutes on on youtube. It's fast 60 minutes for me, especially when I have a guest come on Like j. Um, he's a frequent guest of the channel. Um, he's a member of the family anyway But uh, you guys don't know he runs three channels So just kick over link over to those. Um, I'm a fan of the sports card channel But you want to kick over and help him support He's just building the message as I am as well and you know, we want to support the community message in any capacity that we can guys so Um, I'm going to scroll up through the comments. I will actually drop one more invite I've been doing a lot of portfolio building behind the scenes for people a lot of fun If you did stick around to the end of this live stream if you're one of the 76 people I will announce right now should have announced it at the top of the live stream. I'll announce it now Mr. Brian is coming on. Mr. Brian Barnes the ceo of m1 finance. He'll be a guest on the independent investor channel april 11th or april 12th, which is a monday Mr. Barnes has agreed to come on and talk with me, which is great. It ought to be riveting I really want to talk to him. I think he's built a very special tool I didn't get to do the portfolio reviews tonight Which the two m1 finance portfolios ironically enough are both up week over week Whereas the drag on the other portfolios is Is noticeable. We took a small drag a little bit. No big deal week over week But uh, we will have uh, brian on the channel looking forward to that. That's all scheduled ready to rock So keep your ears open for that and um, you guys will want to be part of that It's going to be awesome. A lot of you guys utilize m1 finance for your wealth building as I do So with that guys, we will uh, tune it off if you guys stick around The other guys are going to be coming on here live here shortly And uh, we will be back next friday on the independent investor channel live stream Just appreciate the heck out of you guys. Thanks a lot for being part of this movement part of this community and uh, doing your part in building wealth for you and your family Guys, thank you so much. We'll catch you next friday