Welcome, everybody. Welcome, Liesl, to another great session and some legal questions and answers today. I will play out and put all the questions to Liesl and she will, with all her knowledge and experience, answer the questions to the base of her ability. Just for all of you out there that don't know myself and Liesl, I'm co-fundamenter from Fundamenter and Fundamenter Incorporated. We have offices in Johannesburg and Cape Town and we work very closely with Liesl and her firm, Hrevensteins. She'll tell you a bit about them. Why? We're brother and sister, so we enjoy working together Liesl. It's good seeing you again, even though you're in Port Elizabeth and I with you. Thank you, Cor. It's always my absolute pleasure and privilege to do something with you. We are so privileged to be able to enjoy the same things and to share this passion, especially for the property industry. So thank you for hosting it. You're always the base host, always can be trusted behind the scenes. Yes, I'm Liesl Hrevenstein from Hrevensteins Incorporated.  We have, we service every sphere of the law, but I focus on conveyancing myself. We've got offices in Johannesburg, Cape Town, Port Elizabeth, and we've been around for 62 years this year. So it really is a privilege and an honour for me to be with you all.  I think it's very nice when we have a Q&A session because it's questions that are asked by by state agents and property professionals. So one always wonders whether you're adding value and whether the topics that you cover are relevant to your audience. So it is wonderful answering your questions. So we've got some good questions here. Liesl, let's start with the first one. Something that's popped up quite a bit lately regarding capital gains tax. Can you clarify capital gains tax in respect of non-residents and that two million red claws in respect of non-residents having to declare something? I'm sure they're talking about withholding tax days. So if you can just elaborate and answer that question for us there, please. So two things are addressed in that question. The first being capital gains tax. But the person who's asking the question really has this alarm bell called withholding tax has sounded. So let's deal with the capital gains tax first. Remember, you buy capital gains tax in South Africa if you are disposing of an asset that is situated in the country. Whether you are a South African citizen, whether you are a South African resident or a non-resident does really matter. That disposal triggers capital gains tax regardless of whether you are in fact a registered taxpayer in South Africa or not. So it goes without saying that if you are a non-resident who sells property in South Africa, you cannot claim that two million grand primary residence exclusion because you are not ordinarily resident in the country, which means it can never be your primary residence that you are selling. So most definitely the seller there will face capital gains tax liability. But in addition to that, SAAS of course want to ensure that if you are liable for capital gains tax and you are not a South African resident, they don't want to go to the trouble of finding you wherever you are in the world. So they introduced what is called withholding tax, which means that if you are a non-resident and you sell property in South Africa and you sell that for more than two million grand, you have to have a certain percentage of your net proceeds retained withheld. For natural persons that percentage is seven and a half percent. So if you are non-resident, you sell property with a selling price in excess of two million grand, seven point five percent of your proceeds must be withheld until such time as you can prove that there is no capital gains tax liability. So that is our source will ensure that a certain portion of your proceeds can be withheld until such time as you can prove that there is no liability on that individual to pay capital gains tax. If you can just answer the result quickly just a second, but whose responsibility is that to withhold the tax that that foreigner has to pay. So estate agents will be interested to know that you fall squarely within the ambit of one of those responsible authorities, but generally speaking obviously the onus is on the conveyancer. So the conveyancer must immediately realize that when a non-resident sells for more than two million grand that they will be withholding tax. If the tax is not withheld and there is a responsibility on the seller or the non-resident to pay withholding tax or to pay capital gains tax, source will come looking for the conveyancer. So you suggest it's imperative that estate agents inform the sellers if they're non-residents of this withholding tax. Absolutely, because source might just choose to rather go after the estate agent, which they are able to do in terms of legislation. Okay, next question. I have a seller who is married according to the laws of Taiwan or any other country in the world. She is the sole registered owner of the fixed property. She lives in Ketang, but her husband lives in Taiwan. What do I need to tell her regarding the signature of these transfer documents? So it also addresses quite a couple of issues. This question, first and foremost, it is wonderful when estate agents realize that right at the outset of a particular transaction that there's something that needs to be done. You might not always know exactly what it is or what steps to follow, but the moment the question is asked, you can at least get the right advice and prevent these enormous delays that occur when estate agents don't advise their clients correctly up front. It's so embarrassing when those clients come to sign transfer documents that our officers and I know call you experience the same and you have to inform them of something that could have been done a month or two ago when the actual OTP was signed. So hats off to this particular estate agent for asking the question. First of all, in South Africa, if you are married according to the laws of a foreign country, you can understand and appreciate the fact that the deeds office will need to protect the rights, the matrimonial property rights of these spouses that may not even be in the country. So for that reason, if you are married according to the laws of a foreign country, you can acquire rights. In other words, you can purchase property if it's a cash transaction, but you cannot alienate those rights. In other words, bond the property or sell the property without the consent of your spouse. Now that consent basically means that that spouse to whom this Taiwanese lady is married must sign transfer documents. Now because those transfer documents are signed abroad and they are necessary for use inside of the Republic of South Africa. There are certain steps that need to be followed and those steps can be found in rule 63 of the High Court rules. Basically has to do with authentication of signatures because how is the deeds office going to know or the conveyance for that matter in South Africa, I will hear or she know that those documents were in fact signed by that spouse that is sitting in Taiwan if we don't have a strict procedure in place to authenticate his signature or to validate his signature. So generally speaking, once again, you would have to send a part of attorney by email to the spouse who is sitting in Taiwan. That spouse will have to visit the embassy or the consulate or for some other countries will just have to consult a notary and the notary or the consulate depending on which official is involved here will then authenticate his signature. The original will then come back to South Africa and that will then be used or will be used for lodgement purposes at the deeds office. If you can just quickly these on that just elaborate on the convention and the up or still that we use for some countries. And also the second part of the question just suggest some tips that the estate agents can use to speed up this process by warning the sellers or purchases, whichever the case may be. So let me just start with the second your second part of the question core because speed is everything. We all know that in this game you snooze you lose. So clients get highly irritated when we don't advise them properly right at the outset. So how do we speed this up? The first thing is when you're dealing with a client, when you do your listing presentation and you establish the the marital regime applicable to your client, when you know that there's a spouse that is sitting abroad who is going to have to sign documents contact the conveyance immediately so that we can draft a power of attorney right there and then and email it to the client because it takes weeks sometimes months for them to get an appointment with a notary or at the embassy. So how to speed it up is to make sure that you are switched on so that you advise your client right at the outset when you do that that listing presentation. And secondly to elaborate a little bit on the Hague Convention there are certain countries in the world who are signatories to the Hague Convention. It's basically a kind of a treaty that has been signed by several countries if your country South Africa is a is a signatory to the Hague Convention. So if your country is a signatory to the Hague Convention we just attach what we call an apostille to that power of attorney and a notary or anybody can sign anybody charged with authentication of documents can then sign that. If your country is not a signatory to the Hague Convention you have to follow the the embassy steps in other words you have to make an appointment at the embassy and some countries have further rules and regulations that will involve the High Court for example. So it's definitely easier if that particular country is a signatory to the Hague Convention. So you would suggest with COVID in some countries going through lockdowns especially countries like China USA is open for state agents to inform sellers exactly regarding the process going forward and the delay. Absolutely. Especially when there are link transfers when it's subject to sale and all of that. For sure because it will impact your deal. So the best is to contact the convencer right at the outset and get the convencer to establish whether that particular country is a signatory to the Hague Convention and if not what steps should then be followed. Okay next question. I wonder if it would be possible just to discuss the negative aspects regarding purchasing a property in a business's name. We are getting queries from clients that insist on buying property in a business's name but that does not normally make sense. Can you just please inform us of the negative aspects and what you would suggest going forward what to tell clients that really want to buy that property in the business's name. So I know exactly why this question is asked and structured in such a way that the person is asking the question is actually wanting me to just highlight the negative aspects. What Yoshi is referring to as a business I think they mean a legal entity. In other words a trust a company or a close corporation. Usually when agents encounter buyers who want to buy in a legal entity they want to advise them not to do so because we are not always comfortable with the terminology and the legal aspects when it comes to these business entities. There's absolutely no reason to be afraid or to be uncomfortable. I'm going to first of all highlight the positive score because I think it's very important that we as estate agents don't just go out and say to clients it's not advisable to buy in a legal entity. Yes there are negative aspects especially when it comes to capital gain stacks but there are many positives as well and for you to simply say that it's not advisable or not beneficial means that you don't understand the positive aspects around that. So let's look at the advantages first. When you buy something in a legal entity it does not form part of your personal estate. Now we all know that if your personal estate exceeds three and a half million runs in net value when you die 20% of that excess is paid to source as estate duty. So you can imagine that the wealthy would most certainly be looking at buying property in a separate legal entity so as to keep their net value of their estate under the 3.5 million runs threshold. So you can definitely not say to a client that it's not advisable. There are many clients who already have the net asset value in their estate exceed 3.5 million runs so that's the one advantage. The second advantage also has to do with the fact that it doesn't form part of your personal estate and that lies in the fact that if there is a sequestration for example of an individual assets that are held by that individual and I'm using that term loosely but assets that are controlled by that individual in a separate legal entity do not form part of his personal estate. So it cannot be attached by creditors for example. So it is a good way of safeguarding family assets against a sequestration in your personal capacity. So there definitely are very valid reasons for wanting to buy property in a separate legal entity. The one disadvantage is that when you sell that property you cannot make use of the 2 million runs primary residence exclusion because a legal entity cannot own a primary residence and also the inclusion rate for capital gains tax is 80% versus 40% if it's in your personal capacity. So in other words for a trust a company or a close corporation 80% of the gain is added to the taxable income for that particular legal entity for that year of assessment. So that is the advantage you don't you can't make use of the 2 million runs primary residence exclusion and the inclusion rate is 80% versus the 40% for a private individual. And surety leasel when you sign documents we all sign for all the banks and all of that surety the most banks require surety from the director share all those members or trustees. Yes so estate agents often get confused and not just estate agents clients in general don't often realize that we buy in the name of a trust for example if you are a man married in community of property you cannot bind your personal capacity without involving your spouse but if you act on behalf of a trust in your capacity as a trustee you don't need the assistance of your spouse because you are acting in an official capacity you're not binding the joint estate but the banks will 99,99% of the time require personal surety ships to be signed by the trustees if we're looking at a trust that means that every trustee must in his personal capacity sign surety that in turn means that the spouse will have to consent or be a part of that personal surety because now you're in fact binding the joint estate. And just lastly on this question leasel they will move on if they act to apply in the business's name in your experience also when you're signing these documents are the banks requiring deposits if it's in the business's name or they're giving 100% bonds? Look it all depends on the jockey we always say 100% bond for a trust is certainly not impossible but it will all depend on the financials are they up to date audited financials for that particular legal entity can you prove affordability all of those things will play a role has the entity been trading or is it basically just a shell with no other assets? So the banks will look at all of that and it's certainly not as easy as to just look at a salaried employee as a private individual and to prove affordability so absolutely possible but definitely more onerous. Good thank you on that okay next question a client is asking me what happens if someone dies and they don't have a will she has been told that the bank will take the property and the master of the I court will have the right to sell it and service all the creditors. Okay so when you die without a will in South Africa we've just had wills week so when you die without a will somebody should have given you a slap I think during your lifetime because wills are drafted for free and it is the one thing I think in life one of very few that is still that is still drafted for you for free but if you die without a will we call your estate an interstate estate so in other words without the directives that are given in the will by the testator certain other rules must come into play and those rules are found in the interstate succession act so we actually have an act that governs all of this so there's certainly no truth to the rumor that the bank will take your assets and the master will just simply sell it but there is a big proviso. Remember if you have made use of bond financing when you purchased that home during your lifetime the bank in any event has security the bank is a secured creditor so no matter whether you're alive or dead if the bond instruments are not serviced or paid every month the bank has all the right to foreclose and to sell that property in execution to settle the debt so that's not a new thing and that is that doesn't come into play only when you die that's always been the case so if there is of this person who died interstate without a will if those is can't service the bond or the surviving spouse for example can't service the bond the bank will foreclose as they would have if the person was still alive and simply just didn't pay his bond now the master of the high court is the body that governs all deceased estates and also insolvent estates so the master's involvement will always be there when you die whether it was with the will or without the will the master is involved so the master will then appoint an executor on advice or on nomination by the heirs usually and that executor will be the person who will have to wind up the estate will have to wind up the estate and who will have to report to the master on an ongoing basis until the estate has been successfully wound up i know you guys also do a lot of estates and estate transfers in pe k-town these also if you can maybe just inform the agents also that are all online now regarding the problems that they currently are the department of justice and the master of the high court and delays that we are experiencing at the moment regarding estate transfers i know it's a big problem so so the master's office nationwide has become the lightest victim of what do you call it core when you in the hacking hacking or well ransomware that's what you call it so there's been many rumors going around some ranging from an amount of 33 billion dollars that have been climbed as as ransomware to release all this information i actually read a letter that was issued by the department of justice on thursday last week where that has been denied apparently no money has been has been requested no ransom so nobody knows bottom line is the master's office has been offline for the last couple of weeks and the end is certainly not in sight now what this means for you as estate agents is any one of your deals is linked to an estate transfer or to a deal where property has been sold out of an estate we are now stuck because remember if property is sold from an estate the master has to consent to that sale and that happens by way of an endorsement a stamp that is actually brought onto the power of attorney which is the master must stamp the power of attorney for the conveyance before that deal can proceed so you can only imagine the frustration that is currently experienced because there are just so many deals who are just hanging banks are of course keeping a keen eye on the situation because we all know that the bank reserves the right to reassess your credit position just before enlargement so with all these delays and people being being affected by lockdown and just the economy as a whole a lot can happen when your deal is delayed by three to six months even longer so it does affect all of us so you'd suggest that agents out there keep up to date with what's going on going on to your website and also just speaking to the conveyance as a whole even if it's not Ravensteins or von Dieventus just to follow up and keep purchases up to date absolutely because if you're not going to to lead your purchaser I mean the worst thing for me is when you know that you're dealing with a buyer who has to take occupation by a certain date and now all of a sudden there's an estate involved the seller is a deceased estate for example and the buyer has absolutely no idea that this transfer is going to take in excess of six months for example he is going to be furious when the conveyance explains to him that this could have been prevented if the estate agent had just kept him informed and it's not because the estate agent doesn't want to to keep his client informed it's sometimes just the fact that we are that we ourselves don't stay up to date with with the current happenings and goings on stay keep staying in or being informed so the next question we've got here is on our sellers who are married in community of property the wife is in a frail care facility and has Alzheimer's that is and at an advanced stage she signed a power of attorney in favor of her husband years before she got sick the agent now has an offer on this property which the husband has accepted what should I tell my buyers about delays and how long should they make they offer irrevocable and open for acceptance I think the first one to deal with is the power of attorney and what you know while you're reading that question I'm thinking of so many estate agents who who are facing this exact problem now the first and probably most important point to make here is when somebody signs a power of attorney granting somebody else the power or the authorization to sign on their behalf that person must be lucid and must obviously understand what it is that they are signing so that that is perfectly understandable what many agents still don't realize is that when you want to execute on that power of attorney in other words when the husband now years after the wife giving him power of attorney if he now wants to sign transfer documents on her behalf and she has Alzheimer's at an advanced stage and she is no longer lucid he cannot use that power of attorney that power of attorney is invalid if the person who granted you the right to sign on his or her behalf is no longer lucid so that's a very important point for all of us to understand many clients still come to us on a daily basis and I'm convinced that you have the same core where they say to us my parents are getting old they are moving into a frail care facility I want you to please draft a power of attorney so that I am able to sign documents on my parents behalf should they no longer have the capacity to enter into contracts or the capacity to act to act in general and then we have to explain to them we can draft that power of attorney which your parents can sign now if they are lucid but the minute they are no longer they no longer have the capacity to contract or to act you cannot use that power of attorney use of that power of attorney at that stage will be unlawful so that's the first important point if you now get into a situation where the parents now have to the the husband was still looking after the wife look what I did there the husband was taking care of the wife and now he also needs to move into a frail care facility if that is the case and they now have to sell their home because obviously what do they live often this is what what clients say to us all the time we simply cannot afford to to maintain our parents and to provide for them so we have to sell their house for them to have money to pay for their monthly experiences at the frail care facility and unfortunately the law doesn't look at the facts and it doesn't take into account the level of desperation what must happen is the children or the family members will have to approach an attorney in order to get what we call a curator appointed for that particular person who can no longer act so whether there is a power of attorney that was signed or whether there's absolutely no power of attorney doesn't matter a curator needs to be appointed and only the high court can appoint a curator with the assistance of the involvement of the master but the high court appoints a curator and that process must be driven by the family costs anywhere between 30 and 50 000 rand and takes anywhere between three and six months for that curator to be appointed so once again look at what the situation is remember what we discussed here and then approach your attorneys or or anybody else to assist you then the last question is we'll be running out of time so it's gone so quickly let's see am i biased i've signed transfer and bond documents and it has only now come to light that the international contract was never registered by the attorneys or the notaries at that stage is this a problem and how do they solve it okay so yes it is a problem in our country you are only married out of community of property if an anti-nuptial contract was executed or signed in the presence of a notary and registered in a deeds office now the the problem is we call it an anti-nuptial contract like anti-natal clauses it is before an event you cannot just simply enter into a post-nuptial contract and have that enforceable the anti-nuptial contract must be signed before you actually got married even if it seconds before so if you realize that the anti-nuptial contract was not registered and now you're already married you are married in community of property so what must happen under these circumstances is the notary was responsible to have your anti-nuptial contract registered must now apply to the high court on your behalf to have the the contract registered post-nuptial so in other words it's it'll be easy to prove what the terms of that agreement were because the the agreement was signed the intention between the parties are clear between the spouses it was just not registered in the deeds office so one must then apply to the high court for an order granting the deeds office the authority to register that contract that you signed before you got married to register that after after the marriage again high court application you are looking at again between 30 and 50 000 ran but obviously the notary who was or the conveyance who was responsible for the registration of that anti-nuptial contract will have to come to the party can you just discuss the credit disconsent also in this application is i think it's quite important especially if they were married in community of property and i want to change the matrimonial property system so that is why you have to advertise before this order can be granted because you must be able to show that no creditors will be prejudiced because remember it is easy for somebody who owes a lot of money lets again use the wife as the example if the wife for example owes a lot of money and creditors were under the impression that she was married to her husband in community of property meaning that the the joint estate would be liable for for all these for all this credit or all this debt to now go and just simply apply if it was easy to just apply to have this anti-nuptial contract registered post-nuptially that would prejudice creditors because they were under the impression that no anti-nuptial contract was registered so she's married in community of property now she wants to argue that her husband cannot be held liable because they are married out of community of property so it's just a simple illustration of how creditors could be prejudiced and why it is necessary to in your application show that you have advertised and that creditors don't object so i'm sure to use note please that won't forget to register your anti-nuptial contract i'm just going to throw this last question in just a little we've come across this quite a bit that i'm sure you also on that side um where sellers are in the process of getting divorced or purchasing on on the flip side and that's come across so many times again um i spend wife on the process of getting divorced and they want to sell or they in the process and they want to their wife wants to purchase a property um to move out of the marital loan i think the second example is probably more prevalent core because we often have a situation where spouses seem to be ex-spaces the one needs to leave the the common home and for that purpose he or she will obviously want to secure alternative accommodation by purchasing property now if you are married out of community of property without the accrual system being applicable and your uh divorce settlement agreement has been signed nothing really stands in your way because you have full contractual capacity without the assistance of your spouse because you are married out of community of property and you can basically if you need bond financing you need to show affordability etc etc but you can carry on the problem comes in where these spouses are still married to each other in community of property i always remind agents that in south africa we don't um we don't acknowledge legal separation there's no such thing i know um people still a lepros fund fund betentafel huskay and they haven't been living together for the last 10 15 years without a divorce order you are still married which means if there was no anti-nuptial contract you are still married in community of property that means it is impossible for you to purchase property whilst still married in community of property because there is still one joint estate that um hasn't been dissolved so under those circumstances if there's a family member sometimes a parent who has a trust or a separate legal entity um once again that creates a great opportunity for this spouse who is in the process of getting divorced to buy property if there is this the separate legal entity because um she doesn't need the involvement of the spouse or he doesn't need the involvement of the spouse to whom he's married in community of property this last release i know this question also comes up the sailors if the husband wife when the process of getting divorced we get this as well how do you as the conveyance ensure that those payments are done according to the divorce order or according to some spouses always say they scared the husband's going to take 100 percent of the proceeds and then leave the country i would use the conveyance and what do they sign with you um documents that they sign with you to ensure that it's paid into the correct accounts so we will never pay out not even occupational rent we will never pay make payment of any sum of money without a signed authority to pay in other words both spouses if they both own the home they co-owners both of them must sign an authority to pay indicating the bank account they want to receive the proceeds in etc etc if there's a court order or a sign settlement agreement of course it makes it a little bit easier because then you can verify that you can verify the intention of the parties but in the absence of a court order both owners must sign an authority to pay and they must clearly identify the bank account into which they will accept payment thanks for a great station easel it's gone very quickly the time unfortunately the time is limited i'm sure myself and you can spend hours chatting like this and and answering questions it's always fun being with you online i really enjoy it from myself or from the event to everybody out there thank you for for being online and and listening i always say knowledge is power so go out use this knowledge and and have a fantastic end of the year we're almost there it's crazy to think about that but what you do now well we'll set up your your next year in 2022 so thank you from fundiameter fundiameter and leisal over to you no just it's been great course thank you very much and well done to each and everybody who has been listening to these training sessions and webinars i couldn't agree more with you call knowledge is power and it also gives us that confidence that that we that we need because it's such a such a competitive environment that we all operate in and if you're not going to know a little bit more than the person next to you well that's a choice so well done to each and everybody for listening and it's been an absolute pleasure thank you call for us thank you leisal and thank you everybody out there we really appreciate it


Hello and welcome to Dear to Dream. I'm Debbie Dashinger and I'm excited to bring you yet another episode. I'm not one of those who says episode 125 because after being on air for 11 and a half years, I don't even know what number I'd be up to. I've done this at least weekly for that long.  I have to say, so here's the dealio. I'm pretty new out in the dating world. I'm single after a year and a half since a breakup of a long term relationship. And it's very interesting when they ask you questions about yourself because my number one value that I am not apologetic to say out loud is spirituality. It's inner growth. I could do it all the time and be happy like my soul would be happy. And even though I really dislike pain and I can be a little controlling, I will say that at the same time my spirit is very much brewing it, brewing it because I so know on the other side of that rainbow, whatever that arc is, that journey I have to take in the inside. There is, I'm so different when I come at the other side. Like life is so much better. Who I attract is better. My circumstances is better. I just know like my DNA is shifted. So I'm willing. That's all I can say is I'm willing to do whatever it takes. But hey, you know, spirituality and healing and transformation, it can also pretty be pretty awesome. Right. So we're going to have one of those conversations today because a little bit later I'm bringing on and I can't believe I've never had her on the show because I've circled around this woman for years. I've known about her. Dr. Sue Mortar is here and she's globally taught energy codes coursework. She teaches individuals had a clear subconscious memory blockages. She's the co-creator of the bioenergetics synchronization to the technique and founder of the Mortar Institute for Bioenergetics, which teaches individuals self healing techniques and uses quantum science for a new approach to life. She is releasing her new book soon. It's called the energy codes, the seven step system to awaken your spirit, heal your body and live your best life. Totally it. Like I could feel that title really well. And I want to thank the people who sponsor this show. I love when somebody knows about your show and comes to you. And this is a big platform. So if you have products and you're an entrepreneur and you want to create you want to market you want to sell you want to deliver your own online courses and make them beautiful and very easy. Totally. Think of it. That's the place to go. I found that because I was searching for a place to put my stuff and I'm so thrilled. They've got the online tools so you can turn your expertise into passive income. Have a sustainable business. Go to thnk.cc.deb. You're going to find free platform for you discounted prices for the Dare to Dream podcast only. So thnk.cc.deb. Right. And you're going to get lifetime support there. And as far as who I am out in the world I love that I've got people who've been part of the show forever you're part of the family the Dare to Dream family. And if you're brand new and finding us right now I'm a media visibility strategist and what I do out in the world is help you create a fierce and unique presence. That's coaching to write your book taking your book to a guaranteed international best seller as well as getting you scheduled on media interviews. I'm a certified coach and I help clients stop living in the shadows so they can stand out and fulfill their purpose because it's our time right. It is our time as a light workers. So I want to share that last night one of the things I also do out in the world is I I have the great and humble honor to do red carpet interviews at various events. And I love what I do. I really got more in touch last night and why I love what I do. But there's something about it being an incredibly uncomfortable situation.  I have people who are sports commentators and so forth and big stars who stand in front of me.  And I love reconnecting with somebody to totally take the energy way down to create a space of love and to really synergize with them so I can well I want to say I can pull something amazing out of them but that's really not what's going on. It's just that there's an incredible connection and a space for them to offer whatever is going on for them and of course it's up to the videographer to create magic out of that.  Oh my gosh. Of all the people I interviewed I have to say the two highlights were Lynn Shackleford. You might know his name if you're into sports. He was a basketball player at UCLA. He's only one of 175 players ever to be coached by John Wooden who I'm obsessed with. And it's amazing when you think of how huge John Wooden is, how famous and yet 175 players only. And Lynn went on to become a pro basketball player, sports commentator and more. He was a joy boy that we laugh on the red carpet together. And the other person we didn't know who I was interviewing. That's kind of fun too. He kept saying after our interview, has anybody ever said you look just like Gina Gershaw? And I said, yeah, as a matter of fact, I've gotten that a ton over the years, but she's not so prominent as an actress out in the public eye. So I haven't heard in a while. And he said, well, I know you look exactly like her because she's a good friend of mine. And you like the eyes and the face. And he walked away and I said to the videographer, what's that? And he said, oh, that was Michael Burns. He's the executive chairman at Lionsgate. All right, I'll take it. Of course, he's good friends with Gina Gershaw. So it's just so beautiful, the people I get to meet. And again, I love it. It's work. It's on my feet. It was cold last night. We were outside a little, but it's all so worth it to go to these beautiful events and support these amazing people. So grateful. That's my gratitude for the day, the work I get to do. And so we're going to bring on Dr. Sue and she's going to be talking about the work she does out into the world. And I'm very excited to have her here today. Dr. Sue Mortier, welcome to Dear to Dream. It's so amazing to have you. Thank you, Debbie. It is so fabulous to be here. It is. It's one fun and wonderful to hear you speaking about the things that you're doing and how you love the work that you do. I certainly love the work that I do too. So I'm sure that we'll have a fabulous conversation today about all things transformational. Yes. Thank you for saying that it's such a good segue because that's my first curiosity for people who don't yet know or know you and want to know more about what you're doing and being today. What is the work, Sue, that you're doing out into the world? Well, certainly, you know, the world of transformation has been focused on enlightenment, basically awakening to a higher level of consciousness, awakening to a better way of living, understanding the purpose of life or our purpose in life or how we can manifest more efficiently and effectively things with heart and meaning, creating lives that truly make a difference for us. And all of that is part of my conversation as well. And what I know is that enlightenment is not enough, that ultimately we have to learn about embodiment. We have to become that which we have been seeking. And so it's kind of a quantum flip, a shift into a new perspective where we're no longer listening to spirit or talking to spirit, but we're really taking the seat as spirit because quantum science, I'm kind of working at an intersection between quantum science and spirituality because they really can't be separated. And the world of spirituality has been talking about the fact that we are eternal beings and that there is only one life and that there is only one of us here and that it is all goodness and God and so forth. And then quantum science is now recognizing some of the same principles that ultimately we are in the seat of creator as quantum science is depicting for us that what we think and feel and imagine actually manifests as the physical world around us if we become consistent and unwavering about that. And so my focus on embodiment comes from an awakening experience that I had about 18 years ago. And then I spent the next decade trying to figure out how to recreate those experiences that were happening on their own. I couldn't make them happen. And I wanted to I couldn't just sit down and drop into meditation again and access these transcendent multi dimensional places just at will. And I wanted to so I turned my life into a living laboratory for the next 10 years, really working with and working with my patients and clients, all in collaboration, trying to experiment and work with the things that allowed for the recreation of this ability to open to open the mind to a greater space. And what came from that is a codified series of sequential things that we can do to learn to live in the body differently than we have been trained in our lives. We tend to live in our heads. And it's about learning how to come down into the body and allow the body to help facilitate the process of of our being here and allow the body to to filter and to ground us in ways that we've just never been aware of. So so my work is about teaching people how to get into their body instead of living in their heads. And in doing so they realize they are the spirit they have been seeking. And their job is to come here and be fully in the body, fully human, fully active here in the physical world. And as we do that, everything changes. So we start speaking from the place that we've been seeking. Does that work? Any questions come up with that. That's actually amazing. So first, just for clarification, you mentioned the word patient, and your doctor Sue mortar, you are a doctor of Yes, so I was trained in physical medicine and chiropractic, and I'm specializing in energy medicine in that the electromagnetic energy which formulates thoughts has an influence on our nervous system, which will ultimately determine if we are in a fight or flight mode, or if we are in a relaxed healing filtering cleansing mode on a physical level. So I've had a practice for 30 years working with working with patients in a in a in a fashion that is hands on teaching them how to train their minds to serve their own health in a more effective way. So it's kind of an application. It's kind of like what you might picture acupressure to be like only we're bringing consciousness into the mix at the same time. And identifying the types of limiting beliefs and the types of unresolved emotional residue that is residing in the body and creating illness in in our lives. So it's it's quite comprehensive. I don't know about anyone else listening. I can only imagine when I hear that honestly, I want to end this interview. I want to get in my car and drive where you are. And how does it get better than that? That sounds like incredible when you're talking about the points, which I've certainly experienced. But instead of, you know, I've even had energy running through them. But you're talking about consciousness awareness presence coming through you. I am assuming you experience that. What is that like? It is, it is transcendent. It is not of this world. And it is what we're all made of. And it is our opportunity while we're here on this planet to learn how to access that part of us, which is the rest of who we are, and bring it here fully. In fact, that's what this whole life is about. The type of process that I'm speaking about the embodiment of it all is a form of health care that that is the only health care that I've ever had. I've never gone to the doctor and taken an antibiotic for an ailment. I've only ever utilized these types of principles that I'm sharing and that I'll be writing that I'm writing about in the book and that I'll be releasing in the spring. And what happened 20 years ago was I had a transcendent experience where I was awakened at what we reference as the Atman or the Godhead or or the higher self, the soulful self, it is a an awareness, it's pure awareness, but we're not in this physical body. And I could, I could see the earth beneath me about the size of a marble, and I was embedded into it up to what would have been my knees. But I wasn't in a physical body. I was just a ray of light. Now, as you know, wild as that sounds and as spaciousness as that is of a conversation. It is the truth of who we are. And as we begin to accept that as our reality, we become available to having that experience. And it was time in my life to awaken at that level. And and I've spent my life since then, dedicated to coming into the body with that reality without awareness. And having this transformative effect on my own life has been amazing. I had a scoliosis in my body that healed as I came into my body with this higher level of consciousness. I used to have migraine headaches that were keeping me from being able to go to work a couple of days a week. And that went on for a few months until I realized that that I just wasn't embodying what I was able to teach and share with other people. And so as I learned to do that, the migraine headaches went away. And, you know, the physical ailments that I'm able to heal as they are occurring in my life, if I injure myself or what a broken arm that I didn't have to go through traditional medical practices with casting it, etc. In order to get the situation to heal, it's just a matter of learning how to move the energy through our body in a way that allows the self healer within to become active and to become what is generating the life experience rather than us sitting dormantly, hoping for some outside force to bring peace of mind to bring health and wholeness into our lives or to bring some kind of enlightenment or empowerment to us. It's really I have recognized full on that it is from the inside out that these things occur. It's from above down in here and outwardly expressing that we are designed to learn how to manage ourselves as this this energy being. So it has translated into this intersection between quantum science and deep spiritual meditative concepts and and a huge influence with yoga as well, that all of this comes together and creates this work that I call the energy codes with the quantum science and mixture of spirituality that you offer. I'm very curious, we have a lot of disasters right now. I was at the gym this morning and I saw on the TV 7.0 magnitude earthquake in Alaska and they're also now saying that that may create a tsunami. And as we all know, those of us sitting back and William serving, it's been one after another. My radio station just burned down in the recent fires. So I've had to make, you know, some new changes there energetically, spiritually, even a molecule wise, matrix wise, do you have a sense of what's happening? Yeah, we are going through a tremendous birthing process. Whether these are natural disasters or the man made disasters that we're creating in our culture and in a variety of different aspects of our life experience, there, there is a birthing going on that we are at the point of, we are truly right at big contraction and breakthrough phases of this birthing. And it is a level of, of energetic, a level of consciousness that is truly unfolding in a most magnanimous fashion. And so when we're seeing these shifts energetically, and the responses that we have to these natural disasters, these man made disasters that we are, that we reference them as disasters, but the, you know, the political and the economical issues and these kinds of things that we are dealing with, I feel that all of them are contributing to a an invitation for us to come deep within and to live as the unwavering self that is the absolute and not be caught up in the relative circumstances of the outer world. When those circumstances are so dramatic, it becomes almost impossible to miss the message that we have to find a stable place within to come from. If we're going to walk the face of this earth under these kinds of circumstances and not wobble ourselves, not get into an emotional upheaval or a mental breakdown because of the circumstances that are occurring in the outer world, you know, the study of consciousness teaches us and now the study of quantum science is teaching us that we are pure awareness and we are creating our life experience. And so when we are as a collective ready for a birthing, what happens is energetically, we are giving rise to these energetic shifts ourselves all for practice ground as I see it for us to learn how to be the unwavering absolute when our circumstances are in a great shakedown. Can we stay clear and grounded and embodied in the presence of and in the in the orchestration of love and compassion and clarity and certainty and whatever it takes for us to be able to do that is being served during these times, all of which I find that if people learn how to come into the core of their body, they stabilize their minds, they stabilize their their fears, they stabilize the tendency to start doubting and to start being in a in a sense of conflict, because the body helps to stabilize our presence, it helps to stabilize our mind. It's kind of like when we land here, we kind of splat, we kind of don't know we lose it, our mind goes one way, our bodies go another, our breath goes another way, and we just we're just trying to operate in life from this dispersed perspective. And we attach ourselves to the mind, and we write stories to try to stabilize ourselves to try to figure out what's going on in life and to, to anchor ourselves to something. So we anchor ourselves to our stories or to our external circumstances, like, as long as I have this relationship, I feel solid, as long as I have this job, I feel solid, as long as I have, you know, this, this family tradition or whatever it may be, I feel anchored and grounded and solid. And I think that the true answer for us ultimately is to be solid regardless of our circumstances. When a relationship goes away or when a job goes away or when things are shaped shifting in such a dramatic fashion, we are here still in our unwavering presence, knowing the truth of who we are. So my work is about gathering ourselves back again from the splat, where we bring the body and the mind and the breath back together again, so that we have a chance to anchor ourselves as this stabilizing presence, regardless of the external circumstances, regardless of our stories having to change in an unexpected fashion. That's a long answer to your question, but trying to just kind of roll out a perspective that if we can just grab ahold of that, everything can change. Wow, that's so powerful. So when we come back, that's I want to talk about that. I want to talk also about the body and the truth of who we are. This is very exciting conversation. Thank you. Thank you. You're listening, watching Dare to Dream podcast and video. Thank you for joining us.  So get publicity how to become the go to expert and be interviewed on media. Now it's debbie dashing or debbie the I da C H I and gdr.com. And if you are just tuning in and watching or listening, after we started on debbie dashing or and welcome welcome this is Dare to Dream. And I've got Dr. Sue Mortar here, you can find her at her name. So easy Dr. Sue Mortar M O R T E R dot com. And so, okay, I want to start with the body. And the first in the first segment, you were talking, Dr. Sue about the importance of being in the body and the intelligence, the body has and how it actually can help us heal and become whole. I have a point of view. I think that probably the people who have the most difficulty being fully in one's body are women. And my contention is that we are brought up to be so self aware of ourselves and our body and good and bad and right and wrong and do we compare that we get to the point that we're actually flipping out not fully present because we're so busy judging what it is that we're carrying around this human suit. I'd love you to weigh in on that. Do you feel like there's truth in there? And if so, what is that wound that we've got? Absolutely. So women are in general trained to be care taking to be at the very best, they're just trained to be care taking. And that care taking is usually about their partner or their children or their or even into their workplace always nurturing and gathering and collecting and and holding. That's kind of the feminine principle is what it does. And so when someone is born into the feminine principle, our cultures tend to accentuate that and exaggerate it, which has resulted in us always looking to how we can serve how we can make a difference how we can how we can nurture something. And so it's always keeping us in this alerted state of other. How do I serve other? How do I how do I bring other? How do I gather that from out there in here and take care of it? And what it doesn't do is cultivate the same kinds of circuitry in our nervous systems, or our orientation of our consciousness to be on the self, to be on the self is what it takes to awaken. And so interestingly, historically, thousands of years ago, many of the ancient yogis and sages were men, because they were able to be on the self and not have to be gathering and nurturing and taking care, etc. So they were able to spend their time on the self while the women of the tribe were taking care of everything. And so, historically, it has had that kind of connotation as well. And interestingly, the masculine energy is one of assertion and elevation and piercing into other realms or piercing into the wilderness or whatever it might have been. So there's this asserting energy and this cultivating energy. And women that are, you know, when we are born into the feminine, it is naturally assumed that we're going to take on that role. And I feel that it's time for women in our world to take on a more neutral role to be both and to be asserting ourselves and bringing our wisdom forward. In fact, I feel that that is what our culture is missing is the feminine wisdom, having a voice, having an assertion, not an aggression, but an assertion out into the world to reveal, to let it be known what you know, to let it be known what your grandmother couldn't let be known because it wasn't her role in society to say anything.  And our culture is spinning out in many ways right now because we're not able to find our wisdom self. We're in our heads trying to figure out and strategize and and orchestrate from the mental body, the types of things that look smart to do. But the the influence of the mental body is is great in that it's also quite afraid that it's going to miss out on something. And so it's always choosing and choosing and choosing out of fear, if it's not anchored to the body. So as we as women in particular, anchor our own consciousness in the body, and allow that deep wisdom to rise up from below our navel, it's deep in our core. And in that in that deep, intimate aspect of our being, as we start to breathe there, breathe in the belly, it starts to animate these energies and allow them to come up through our solar plexus in our heart space and come out of our throat choppers and speak out into the world. And what happens is, we will bring a more comprehensive and a more loving presence forward that leadership can be loving, and that decisions can be comprehensive. They don't have to be fear based or us or strategizing all the time that if we are present with what is actually true for us, we heal not only ourselves, but we begin to offer that to other people by demonstration, by modeling it for our families for our children for our relationships out in the outer world. It's our destiny to do this and that is what is rising at this time. What is missing is this feminine quality in all kinds of leadership positions, but we can't try to do it like it's been done before because we'll miss, we'll miss the great gift that we have to bring up and out, to bring forward. So the healing that happens when we come into the body, instead of just living in our heads, is that the body is made of different vibrational frequencies, low in the pelvis and the hips is a different energy than just below your navel. And that's a different energy than just above the navel. And it's a different energy than right here in the heart space. And it's a different energy again, right here at the throat space, and a different energy yet here in the center of the brain and so forth. What comes to mind is the chakra system. But what I want you to realize is that the chakra system is not just about energy centers spinning in your body that are activating all kinds of different aspects of your chemistry, which it is, or the flow of just the chakra system. It's not an isolated entity. It is also depicting levels of consciousness. So if we come into our body with the energy that we are, our bodies help to activate and filter different levels of consciousness and allow those various additional layers of consciousness to contribute to the kinds of thoughts that we generate the kinds of projects that come up out of us, they become more grounded and holistic and true. If we use our body to help filter the energy that we are, think of it this way, if we're just in our heads, our heads, our minds are operating like this really rapid moving like a ceiling fan that's spinning so fast, you would never stick your finger through it. Okay. And the truth of us is that we are this beautiful essence, this essential spirit being that operates like this. And here's our mind doing this and the two don't get along so well. So we have to learn how to slow the mind down so that it can get in tandem with this essential self so that we can experience ourselves beyond our beliefs, beyond our current idea of who we are. And it's sitting there waiting for us. It's ready for us to access. It's been waiting for thousands of years, but we are still warming up to the idea that that could be true for me too. That it was just for those sages thousands of years ago or that Christed being or that Buddhic being thousands of years ago when actually we're being begged to access that for ourselves. It's time. You're saying Debbie, it's our time. It's our time to do this. You bet. Light workers are going to do more effective work if they come into their body because the mind alone I'm going nuts here. So this is so beautiful pocketive and I'm so feeling you. I mean, this whole energy you're talking about and quieting this white noise down. It's not too white. Actually, it's very distracting. What is the process? How men, women, whomever, how do we come in so that we can access the fullness, the healing, the being that we actually came here to be and fully step in to be the me too healers, light workers we're here to be. Beautiful. Fabulous. Thank you for the question. You know, this takes us to where the rubber meets the road. How do we how do we take this out of a conceptual level and embody it, embody it? So the there are many, many different practices to teach many, many different things that someone can learn about this that I teach. But let's just take some simple basic begin, you know, begin here and all else fails. Here's your triage. Here's your go to one thing.  And then just notice how it feels in your body when you do that. Okay, doesn't feel so good. Now, call all of your energy back home.  Just come on to subject instead of object. So come on to you, come on to the self, just come home to yourself and notice how that feels in the body.  Just throw it off, disperse it. Just physically throw it over there. And now just notice how it feels in the body. And now just call it back home. Just claim it back for yourself. Just come home to it for yourself again and notice how it feels in the body. It's going to feel different every single time that you do that.  You don't need that confirmation when you have this. Now I'm going to accentuate that ten fold, a thousand fold for us. Okay, so come on to subject. And now there's going to be some muscles in the basic of the pelvic bowl, the base of the pelvic bowl. It's kind of like a kegel exercise. Women, if you're familiar with that, gentlemen listening, you're about to learn what a kegel exercise is like. Okay, so you're going to, it's as if you were going to the bathroom and you had to stop the stream in an instant. You squeeze all those muscles to stop the stream. Those muscles contracting and then kind of lift them up toward your heart space. Now this is a process in ancient eastern languaging. It would be called mulabanda, which means root lock, which means we're anchoring, we're getting all this energy out from living up in here and we're going to anchor it down in the body. We're going to anchor it and lock it at the root. So contract those muscles in the base of the pelvic bowl, lift them up toward your heart and take a deep breath in, keeping it contracted. Don't let it relax, just keep it contracted.  So it's kind of an interesting thing. You're contracting these muscles and you're inhaling into the belly and it's creating a little resistance right there and that's cool. That's what we want because we learn in this world through resistance. If we can learn who we are through resistance inside the body, then we don't have to create resistance outside the body in order to figure out who we are in order to have a sense of self. So contract this mulabanda. Now we're going to add to that and amplify its impact. Okay? So now you're going to just relax mulabanda for a moment and now you're going to hug your heart just on the inside, just squeeze your heart, just make it up. As if you're pulling the shoulder blades together and you're compressing your chest from the front to the back. Okay?  Just make it up. You got to make it up. The use of the imagination. That's all part of the dare to dream principle. You're going to have to use your imagination for dreaming. Alright? So we're going to make it up with our imagination to squeeze the heart space. Now roll your eyes up for just a moment.   Imagine that there is a plum line dropping straight down from that tension behind your eyes down through your throat to this part where you're squeezing and then down into the pelvis where you're contracting mulibanda. Just contract and relax this this pelvic bone muscles, this mulibanda, this root lock. Now relax your eyes but remember where that line right down through the center of your body is. Okay? Now we're just going to add one more thing onto that. It's going to change your world. If you will do this on a regular basis. Right? I've worked with tens of thousands of people over the last 30 years and they are changing their lives by doing such simple practices as this. Okay? So we have this plum line established in the floor of the body behind the eyes through the throat to the heart to mulibanda.  Take a breath, inhale to your heart. Just make it up. Inhale a line of energy down to your heart and then exhale from your heart down through your belly, down through mulibanda and into the earth beneath where you sit.  Now what we're doing is teaching you how to find the central channel of the body. When you find that central channel it's going to feel peaceful. At first you're going to have to work with practicing how to orient yourself in this way but when you access that it's going to calm you down, it's going to allow you to be more ingenious and creative, it's going to allow you to bring forth the wisdom that is that is along this column all the way up through the body. The various aspects of your consciousness are being accessed collectively when we breathe up and down through this central channel. Central channel breathing is an ancient practice. It's called the shishumna for those of you that are yogis that might be familiar with this and it's activating the various levels of your consciousness. So just as an example let's say you're driving down the road and you're upset about what's going on at work and you find yourself just thinking about it whatever. If you will mulibanda and squeeze your heart and just take a breath up and down through this central channel just one round of breath like that you will find that you can't get a good upset going the way you had it just a minute ago. You won't be able to remain as upset about whatever it is because you'll be adding different energies into the mix for your thought processes and it will ground you and anchor you and pass you through your power and your loving capacity and your ability to manifest differently in the life and everything begins to change. So it's a it's a tiny tip of the iceberg but it's a definite place to start with learning how to come into the body instead of just living in our heads. Thank you. I am totally shifted right now surprisingly so. I love people to post who are watching this in a replay what your experience is as you went through it and I'm curious because of how I feel right now incredibly peaceful and present and a lot of views here a lot of not needing to do anything frankly right so I'll say very present with you I promise is this something people can do or should do instead of meditation or is this an and it's an and but it if when someone is is learning the coursework that I teach there's another step that we add on to this which is there are many more steps to it but but what we're ultimately doing is utilizing this to build the circuitry to stay in the body for instance if you're doing this simple practice over and over and over and then you sit down one day just to meditate just do it a couple of breaths like this to center yourself in this central channel before you meditate then you can close your eyes meditate you'll have a different meditation because of it and then as you're coming out of meditation do the central channel breathing with these anchor points again and it will allow you to embody what you experienced during meditation so you can take it in a sustainable way with you out into your day instead of just trying to survive life and then meditating for a reprieve and then going back out there trying to survive life what I'm trying to do is create a walking meditation for people so that they're always in the state of presence like this and you can do this all the time you it will anchor you and bring you more present it doesn't space you out it anchors you and allows you to be super here so people's senses become super engaged rather than disengaged as we do in meditation both are very important embodiment of what we glean during meditation is the point behind this so that we can walk around as that meditating yogi and if someone finds it difficult to meditate this has been extraordinarily easy or beneficial we're making meditation easier for a person because it slows down that runaway mind and gets it focusing on the body and the breath and any time you have mind and body and breath functioning together you're in a you're in a better situation to manage anything and to become creative and resourceful so when there is an upset here's one more little gift can I just offer this up we have time yes okay all right so one more little gift here is that it's a big it's a huge gift when something happens that is upsetting in your life rather than going into story getting into your head and trying to figure out why this is happening and why they do that and what is it about me that it's always attracting people to me that do these kinds of things and all that mental stuff that we do rather than doing that we've certainly done plenty of that let's try something new so we've been practicing this central channel and we're anchoring in the body in this way and we're coming to know what it feels like to be living in the body and now somebody comes along and says something that's upsetting to us or something happens and they decline something we wanted or whatever instead of getting in your head and figuring out a story about it here's an invitation take your attention to the body and see where in the body you have seized up is it a not in your a lump in your throat is it tightness in your chest is it a not in your stomach something specific is happening and it's happening where it's happening because you don't have the neuro-circuitry in place yet to allow you to remain streaming in this channel regardless of your external circumstances the external circumstance occurred and it splattered you again and dispersed you out and now you're in your head trying to figure out what to do about it instead of letting that happen just the situation happens you take your attention to the body and you say where am I activated let's say it's in your gut a not in your stomach the invitation is this squeeze it back let it know that the mind is on to what the body is trying to say trying to reveal the body is trying to get our attention in this place so let it know that it won it got it it got through so you squeeze it back and you let it know that contact has been made because folks this is what's going on the soul which is you speaks to the body and the body speaks to the mind and the mind doesn't listen so we have to get the mind to listen instead of taking something so that you don't feel that back pain go into your back pain and squeeze it back and let it know you've figured it out you're not supposed to operate as a splattered separated dispersed being you're supposed to pull all of your resources back together again and let them work in a collaborative fashion to serve the evolution of the soul so that you can operate as a soulful being here on earth so you squeeze it back and then you do your moolabanda and you're squeezing of your heart and you're breathing up and down the central channel to this place behind the eyes up and down that central channel and this time you're including the area of the body that was talking to you trying to get the mind to see what's needed next and breathe it and include it while you're squeezing it include it in this central channel breath and everything is going to change for you because you're going to build the circuits to be able to sustain yourself in an unwavering way no matter what happens no matter what they say or what they do or what happens at work or what happens at home all of it becomes practice ground for you to build your own absolute presence here in this body as the soulful self that you are so so total goosebumps when you added this piece and I love this I am going to start employing this because of that fast a result that I just experienced and I'm also feeling into for those of us who have trouble sleeping and there's so many people because of what life is like and we're around all this electricity and stimulation that's constant the this that my sense is that this is Dr. Sue Morder's ambient that is very healthy we don't have to hurt our body but rather we can reconnect and quiet our minds and bodies so that sleep is refreshing and welcome so we're going to just head into the last very quick segment and I just as a reminder want to thank the sponsor Thinkific and if you want a short demo of their online course or membership platform for entrepreneurs it is the online education platform for independent entrepreneurs and creators so you can grow your business with online courses get your very special dare to dream listener rate ph nk.cc slash deb also if you would subscribe to dare to dream and leave us a five star review the reason is if you're a light worker make sure other people are tuning into this conversation so they can hear amazing wisdom givers life we've got today with Dr. Sue Morder and again you can find her at drsumorter.com so this is our lightning round here first of all what is the one ritual or practice that you use daily that keeps you open to receiving the all that is to being the connection and knowing that you are the all that is and really being present in your life beautiful it's actually the one thing that I do constantly and consistently is the thing I just taught everyone moolabanda squeeze the heart I squeeze the throat a little roll the eyes find that plumb line and I do it all the time I'm doing it right now I'm always working with building more and more circuitry to be able to sustain myself in this core presence I'm also always aware that there's an entire cosmos here that's funneling down through this system and it's my job to take care of this body so that I can radiate and emanate that cosmic intelligence that allness that oneness out into the world without altering it with a personality that's afraid is as I build my awareness as the soulful self my personality becomes subservient to the soul rather than protecting and performing and doing all the things that the ego does I call the ego the protective personality because nobody likes to have an ego but they don't seem to mind having a protective personality it's like oh and so then I call it the protective personality and we get a lot of great work done because nobody likes to have an ego but I do want to say it's only the ego that would not want to have an ego so just keep it behind me so that that is a constant awareness that I walk with this cosmic funnel and it's my job to let that come through to stay out of the way with any kind of personal agenda or personal idea that I am less than worthy of that and any time I have a thought like that I take my attention to the body I see where the charge is I squeeze it and I start breathing through it because the charge only exists due to a lack of circuitry and I'm going to build circuitry for embodiment that's it damn totally and here's another one I just got like so I love shadow work but it's like this is shadow work on crack you're right you don't have to go there and say I'm pissed at them because of this where do I own that or where have I disowned that in my yeah that's the more story right you could just that's the more of the story we don't want to heal the story with another story with a better story let's get underneath the story and just work with the raw energy that we are oh oh god okay you're amazing thank you amazing I love it you're gonna be at the Los Angeles Conscious Life Expo so there are folks of course I know people travel literally from all over the world all over the country to be in Los Angeles for it every February it's the hugest most off the hook event for our tribe tell me what you're going to be talking about what people can expect yes I am speaking into the relationship between quantum science I'll explain in very user friendly terms what quantum science is about what it's doing what it's showing us what it's revealing about our DNA and our ability to transform our bodies physiologically how to heal there will be healing components we'll do meditations that are engaging in the experience of it and I'm going to blend it into some ancient practices that are that come out of the east with uh the eastern culture ancient meditation practices et cetera as well as just blending energy medicine into it I'm going to teach people ways that any any other energy medicine technique that they are utilizing will become enhanced by utilizing the practices that I'm sharing with them so it's not an either or it's a both and but I want people to be able to to activate from the soulful level from the the comprehensive presence that they truly are and infuse that energy into whatever techniques or technologies they already know and I'll teach them some more along the way it's it's going to be a wonderful celebration of spirit and science all wrapped up into one package called the human system which is the most divine presence on earth so I so look forward to to the conference it'll be my first time speaking there in in uh in this capacity so I'm very happy about it it'll be it'll be a great time that's amazing so people who would like to go and like to experience more of Dr. Sue besides on her website and all the possibilities and events there and things that she teaches you can just go online look this up and book your tickets and head on over there you won't be sorry and so I'm receiving downloads and so I'm also really aware and I want to put this out there for those of us who are empaths I'm a clair sentient and a really powerful empath which sounds great but it can also sometimes be a liability to be a satellite dish um and I'm also very extroverted so it makes it very interesting to navigate I want to say I'm really clear like the download is this gift we just received from Dr. Sue Morter for those of us who are empaths this is going to protect you that's the best way I can say but I don't mean as in separation I mean it's going to bring you so here that there is no concern about all of that you don't have to take care of it you don't have to ingest it and uh so play with this right and I know most of you out there are intuitive and empaths so this is dare to dream Dr. Sue what are you next dare to dream what are your future dreams and goals well I am you know on a personal level I'm launching the book in the spring and so I'm very excited about that my whole world has become about getting that it's coming out with Simon and Schuster March 19th and I'm so looking forward to that it's certainly been a very big project it's it's a revealing of my story of enlightenment and embodiment and how I codified all of it and in idea and it's chart full of of the how to's how to get in the body and how to build the circuitry for understanding how to live as the soulful self so that's that's pretty huge I'm I'm also just currently opening a a west west coast location for the institute Morter Institute located in the midwest in Indiana Indianapolis where I had a clinic for 30 years and we're opening a second location in in Los Angeles so that's very exciting we're we're gathering lots of the details that are necessary to do all of that and what I'm most excited about Debbie is just coming out into the world in this way with the book release and with all the growth that is happening with the work that I'm doing I'm so deeply inspired to serve humanity it is the reason that I'm on the planet and I've known that since I was a kid but I didn't know how to to acclimate and to orient and to integrate all of that until I did so through my own my own awakening process and and the efforts of embodiment and I want to share that with everyone else that's what I'm super inspired about and and people like you making that possible are a great gift in my life as well so it's been a great joy having this conversation thank you I so loved it as well and I want to leave people with a little bit of a cliffhanger because it's there for me too so if you want to know how no matter what your life when there are life changes and they're welcome to life right got it there are going to be trees that fall in your house there are going to be people who die there are going to be breakups there are going to be job losses and everything imaginable will happen to all of us at some level or another so change is inherent but how to be fully stable you want to go to DrSumoreher.com and learn more about what she's offering get her book go see her at the Los Angeles Conscious Life Expo I am so grateful I got to know you better I get it I totally get it it's been a great pleasure yeah it's been a great pleasure awesome and I end today's show with this quote from physicist Dr. Amit Goswami Consciousness is the very ground of being the existence of God is being revealed in the nature of quantum physics quantum physics says every object is a possibility so there has to be a non-material entity that chooses the actual event from the process of these possibilities in the next weeks on Dare to Dream I'm featuring Jerry Sargent Anita Morjani and Vicky Gaye these are just some of the amazing transformational conversations that are coming up so you absolutely want to tune in to Dare to Dream every week and you can by subscribing to this YouTube channel at youtube.com slash deb on the radio also go to debbie dashinger.com for your free publicity report on how to become the go-to expert the interviewed on media and your online platform to sell your programs and make passive income thnk.cc slash deb thanks for joining me today on Dare to Dream and remember the secret of success is having the courage to begin in the first place


This is stock number 9681A. We are here at Summit Automotive in Fond du Lac, Wisconsin. You're new and used car headquarters Today, we are taking a look at this super clean 2014 Volkswagen Jetta GLI This vehicle has the two-liter four-cylinder turbocharged motor That pumps out 210 horsepower from this HD video You will be able to tell that this car is extremely clean all the way around inside and out front bumper is in really nice shape I didn't see any major dense dings or cracks It has the LED running lights, the projector lamp headlamps, the factory fog lights And you can see that those front headlight lenses are nice and clear a nice bright white color on this car We shoot all of our videos in 1080p So if you have HD capabilities on your computer tablet or smartphone device, turn them on right now Because it is like you're right here looking at the car with me And definitely your best way to check out the car and the condition of the car without actually being here It has the 18 inch polished and painted aluminum rims a couple little scuffs on those rims. Nothing terrible, Centuro Centurato P7-225-40 R18 tires these tires I would say have probably about 80 to 90 percent of the tread left lots of tread left on these tires The hood is an excellent condition I didn't see any dents or dings on that and The front grille is in nice shape as well Passengers side rim both the same condition as the driver side got a couple little scuffs and everything But that's just the nature of these rims on these cars Not a lot of tire to protect them and as you go down this side of the car very very clean See just how mirror like that paint is How clean the body is And we take these HD videos So if you are far away or even if you're close by and just cannot make the trip down But you're still interested in purchasing the car You can still see the car hear the car and have confidence in the vehicle that you're looking at before you even get here Very clean down this side I only saw one little ding on that passenger side door there other than that very nice this back rim Pretty nice condition and it does have four-wheel disc brakes These back tires are brand new on this car So the back tires are brand new and I'd say the front tires are 80 to 90 percent As we come around to the back of the car rear bumper is in excellent shape I didn't see any dense dings or cracks on that The deck lid is in really nice shape and the trunk is in nice condition as well We'll have to check out the trunk in just a second here I don't have the keys on either inside the vehicle and as you go down this side of the car just as clean as that passenger side This back rim is about the same condition as the rest Didn't see any denser dings down this side of the car very nice Inside the GLI package gives you the black leather interior Both of these seats are heated. You get a power driver seat No rips or tears on that leather absolutely perfect condition factory all-weather floor mats Power windows power locks power heated mirrors. They also have built-in directional signals You can see the instrument cluster is very nice and clean and that this car has 53,466 miles you get the leather wrapped red stitching on the steering wheel Information center controls Bluetooth audio controls on the left No rips or tears on that steering wheel. It is in really nice condition. This one comes with the factory navigation system It also has the fender sound system This is also where your backup camera shows up Got your heated seats and climate control buttons right there You also have your push button start and your stability control All-weather floor mat on that side Passenger seat is absolutely perfect as well. No rips or tears on that. This car smells very clean I don't think it's ever been smoked in and it does come with the power Sunroof Up here are your SOS and Information buttons as well as your Sunroof control and your map lights We'll take a quick look at the back seats. We'll check out the trunk and We'll check out under the hood Back seats are just as clean as the front seats No rips or tears back here. It does have the latch child safety system for car seats Very nice and clean back here factory all-weather floor mats Back here as well It has a cargo protection system You got the first aid kit on the right and very clean back here Underneath here is the jack tools and the spare tire. We'll take a quick look under the hood I'd like to personally thank you for checking out the video today Hopefully from this HD video you'll have gotten a really good idea of the overall condition of the car and Know that it's worth making the trip down. See us and the car Under the hood we have a cold air intake CTS turbo two liter Turbo motor put so 210 horsepower and Jim base very clean runs very smooth This car has been fully safe eat and inspected by our service shop has a fresh oil and filter change All the fluids have been checked and topped off brand-new rear tires really nice front tires and Very clean all the way around inside and out and to see more pictures of this car or one of our other 450 new and used cars trucks SUVs Minivans Wranglers, do you name it? We got to go to our website www.SummitAuto.com full pictures and descriptions of every single vehicle on our lot videos of every single used vehicle that we have all That's Summit Auto.com. Thank you so much for checking out the video If you want to make this one year's give us a call right now<PHONE_NUMBER> ask for one of our sales associates to make this Volkswagen Jedda years today. Once again that number is<PHONE_NUMBER> and If you'd like to check out more HD videos You can go to youtube.com summit auto remember to like subscribe and share on this video and all the videos that you see there In fact in a second you'll see a link to subscribe to our YouTube channel on your left a link to more used inventory videos like this one on Your right and if you have not been to our website on the bottom a link to this vehicle on our website Click those check us out and we really look forward to helping with this super clean 2014 Volkswagen Jedda GLI turbo. Thanks again