What's going on everyone? Sam here with late sports cards, ripping 21-22 Panini Immaculate basketball hobby, 5 box full case break, number 65 tiered random team style. There's a look again at your random results. As always, you can find these on the website under the results tab as well as the link that's in the chat. So good luck here guys, let's do it. I'm going to connect tiered random team style. I forgot it's a 5 box case, nice. So that was only a 4 box. Let's go. That's one. Logo man? First box? First box logo man? Nice way to start it there is going to be a Pascal Siakam that is one of five going to the Raptors on the base. Congrats Raptors. Nice one here. We've got 49 of 99. That is Bradley Beale on the Game Use Jersey for the Wizards. Brickyard Sea, congrats buddy. Bradley Beale. We've got 17 of 25 going to the Celtics. Nacus Smaat, nice one there. I'm way back. What up Chad? Welcome back to the present. Nice one there Marcus Smart. We've got a nice one here. This is going to be going to the Knicks. That is premium patch autographs Miles McBride. Grats on that one there. New York going to Frederick B. Congrats Frederick. We've got 42 of 49 for the Utah Jazz. That is a Mike Conley. Nice Game Use two colored patch auto Mike Conley going to Oren and going to, got him. Michael S. with the Bulls. We've got Io Dasunmu. That is at 23 of 25. That is a Bulls card and Jordan Jersey numbers. That's an eBay one of one. Big time eBay one of one. Miles McBride, right? Yes. All right. Box one is done. Got busy at work for a sec. Fair, fair, fair. Yanis Logo Man, third box dude. I'm insane. Third box Mojo, Yanis. There is Jalen Brown. 12 of 49, base for the Celtics. There you go Eric. Followed by 24 of 99. That's going to the Knicks is a manual quickly. I cute manual quickly. This one here is 18 out of 25. Kyle Kuzma, two color patch. I got to check on this one really quick where this guy goes 100%. I think I know, but I just want to double check. As we go into the trailblazers.  So if you go into the trailblazers, Greg Brown, I don't know why I had to look that one up because he's, I think, always been on the trailblazers. So never mind. I was thinking of Keon Johnson. My bad. Yeah, Greg Brown's going to the trailblazers. Rookie patch autograph red. That'll be the number to 49. That's when they're Portland. Cool one here. Six of ten immaculate ink. That is Antoine Jamison for the wizards. The throwback wizards, Yanis, Antoine Jamison. And to finish this off, we've got 58 of 75. Mono Ginobli for the spurs on the heralded signatures. Very cool. 58 of 75. Mono Ginobli. I'll see what we got next. There's going to be some heat in this case, dude. I feel it. I feel it in my blood. There's going to be something crazy in here. Like a big sneaker spotlight or a local man or something. Or not sneaker spotlight, sneaker swatch. Souls of the game. Okay, we've got LeBron James. Nice one there on the base 47 of 99. We've got four of 99. Kevin Love for the Cavaliers. K-Love. Game used. K-Love. This is going to the Bulls. We've got a Zach Levine 12 out of 99. Nice one there for the Chicago Bulls on the standard game used here. Going to the Bulls again this time. 10 out of 25. Artist Gilmore on the heralded signatures. Throwback on that one. There you go again, Chicago. 93 of 99. Wendell Carter Jr. for the magic. That works. That works. Then how about 19 out of 49 on the red going to Joel B with the Pistons. Cade Cunningham. Heck yeah, dude. That is so sick. Good Cade Cig on that one too. Congrats. We're just pulling Cade all over the place right now. All over the place. The past two nights now. Black hole today. True RPA yesterday. Been unbelievable. Now an iMac RPA. Congrats, Joel. There you go, buddy. Nice Cade coming your way. That'll get mad obviously. Alright, we've got Lamella Ball 22 of 49 for the Hornets. We've got 16 out of 99. Cole Anthony. Nice one there. Game used for the magic. It's just a little piece of the fuzz from the jersey right there. Followed by that is 16 out of 99. Jaumarant for the Grizz. I know it is really weird seeing Kevin Love on the heat. That's very true. I didn't think of that. Nice one here is going to be for the Wizards. 37 out of 99. Corey Kispert on the Rookie Auto. Congrats on that. No girl in. Another cool one here. 20 out of 99. That is Derek Fisher. Grats on that. Lakers going to Oren W. And nice one here. That's going to Alexandros with the Nuggets. Three colored true RPA. Bones Island. Congrats on that. There you go, Alexandros picking up a nice Bones. Now on the Clippers, right? Is he on the Clippers? Yep. Clippers. I can't think of where which team he was on. Kind of a Wojbom here, huh? Sean Kemp has been booked in an alleged drive-by shooting. That's wild. Yeah, I just saw that one.  Really nice Island, though. Let's get back on topic. Nice Bones. I think that is something in there for sure. Something really big in there, I think. There's something really big in there. And I see who the team is. I think that's going to be nasty. That's going to be a Maren Wiggins 42 of 49. Dude, no way. No way. That's a classic card right there, dude. That's one. Oh my God. Holy cow. That is Bones Island. I would assume Mood Jalen Suggs and James Booknight. Dude, this is so sick. All right. So we've got, okay, okay. So we've got Bones Island with the Nuggets. That is Alexandros. I would assume Mood with the Bulls, Michael S. Jalen Suggs with the Magic. That is Frederick B. And we've got James Booknight with the Hornets is Chris M. Let's go, dude. One of one. Dominique Wilkins with the pumps. Son Loga. That card, dude. That's so awesome. Oh my God. What's a card?  That's going to Stefano B. Gameworn Dominique Pumps. Let's give it a try. If not, probably go Slider Box or something. Yeah. That's insane, dude. Insane card right there for the Nique. God, that's so nasty. Holy cow, dude. We've got 70 of 99. That is Isaac Acoro. That's insane, man. For the Cavaliers. Is that fit? The ball is going to fall. We've got a 19 out of 50. That is Dearon Sharp on the two-colored RPI. RJ Barrett, 24 out of 49. That's going to the next. Nice one there, New York. Well, do it for the break, guys. We're going to do a quick random right here between the Nuggets, the Bulls, the Magic and the Hornets. Dude, that was insane. That was absolutely insane. I kind of agree on that one, too. People love those pumps, dude. Like, dude, those are here. I was going to say, try and give me one of these. That's why I figured this might be the best. Cool. Yeah, I think you're good there. All right, so we've got Nuggets, Bulls, Magic and the Hornets, Quad. All right, guys. Doing the random for the Bowens Highland, Ioda Soonmu, Jalen Suggs, and James Booknight, Relic, 225. But again, Bowens Highlands on the Nuggets. Ioda Soonmu is on the Bulls. Jalen Suggs is on the Magic. James Booknight is on the Hornets. So amazing, dude. We're going to roll the dice. Whatever team is on top after nine times, we'll get the card. One, two, three, four, five, six, seven, eight, and nine. Going to the Magic. Magic picking that one up. Perfect. You might be able to sneak more or two more in. Again, going to the Magic. Nice one there, Magic. Still a quick recap. Dylan's still working on getting the pump magged over there, or put into the correct thing. We've got Jamarant, Cole Anthony, Zach Levine, Kevin Love, Kyle Kuzma, Emanuel Quickly, Marcus Smart, Bradley Beale, Greg Brown, Miles McBride, Manu Junobli, Wendell Carter, Jr., Isaac Acoro, Derek Fisher, RJ Barrett, Corey Kispert, that is Artis Gilmore, Ioda Soonmu, Antoine Jamison, Mike Conley, Dearon Sharp to 50. We had RPA is going to be Bones Highland, 70 of 99 for the Nuggets. We had an RPA of Cade Cunningham, 19 out of 49 for the Pistons, and Dylan just got it in. We have to literally put it in with all the fillers. Dominique Wilkins on the Tongue logo, one-of-one pump, Reebok pumps. Unreal, dude. That'll do it for the break, guys. Thanks again for the fill on that one. That was so sick. Next up, we've got our three box mixers.


Good afternoon and welcome to another episode of The Developer Show. This is a program where we showcase up-and-coming developments, talk investments, and show you how you can find yourself living in the heart of Sanson. Behind me you see Wedgewood, which is Baldwin's latest offering into the market, so follow me while we go inside and show you how you can find yourself living in this absolutely exclusive property. We're going to speak to the guys, we're going to give you some real solid advice, and I think you're going to find this whole episode very exciting. Let's go. Good afternoon and welcome to the latest episode of The Developer Show. Today we are sitting in Sanson, and we have got a very, very special guest, who is Stefan Boertzer, who is the director of Rainmaker Marketing. My name is Chad, and I'll be your host. And, Stefan, thank you so much for taking some time out on this very busy day. It looks like judging by the cars in the parking lot. Yeah, Chad. So you have a good interview with me. No, thanks, Chad. Thanks for being here.  We're saying it's probably the most anticipated residential launch in the country scene, and today the guys have queued through the night for the release of Wedgewood Sanson, which is happening today at 8 o'clock. So I think we've got 45 minutes to go, and yeah, I've really pumped it together here. And we're starting. So, like you'd mentioned, Wedgewood Sanson, that's the development of the hour. But what I'd like to start off with is a question I tend to ask all of the guys on the show. And that is, can you introduce us to yourself, introduce us to your team, and also what a client can expect if they decide to go down this journey with Rainmaker Media? Yeah, sure. I think a bit of context, so, I mean, behind you, which you'll probably see during the course of this, there's a fully integrated team here, which is people have arrived for the day. The big demand has been in terms of price points, so there's price points that may have been seen in the Sanson before. And I think the whole process here is effective. Guys have had the ability to pre-qualify themselves, they've won. We've had over 450 people who've actually been pre-qualified through mortgage market who are the mortgage origination partners, I think you're going to chat to Tim at some stage. And then the whole idea to get people here on a first-come, first-served basis and get them through, we've got a whole interactive element, and people have the ability to purchase online. So I think we'll see a hybrid between people purchasing online and virtually, and a huge influx of people who expect here today. And then done pretty smoothly in terms of, from there, in terms of your mortgage application, your $10,000 land deposit, which is quite unique to Bowen in terms of the special and the product and Sanson, and then how all the transfer costs are included in your picture. So the whole integrated system, which is something that Bowen have rolled out really successfully. I mean, what you guys have done here today is absolutely incredible. But let's talk about wedge with Sanson. Yeah. When I say Sanson, I'm not talking about four-way Sanson, or we are close to Sanson. We are literally standing in Sanson. There's a beautiful view of Leonardo from the site, and Sanson City is just around the corner from us, with an easy walking distance, a strolling distance. You could probably have this conversation on the way. No, no, no. Tell me a bit about Wedgewood and what a client can expect if they decide to purchase within Wedgewood. Okay. So I think the biggest thing we, as Marked, is we always use the term Sanson very loosely. Sanson can be 20K that either start. And this, it's really unique. I know when Steve Brookes came to us from Bowen and said, listen, we sort of say, can it really be that you knew within 200 meters of the heart train and literally right next, I mean, if you guys know the radars in the corner, old mutual across the road. So I think Bowen's got a very unique element in terms of they have the ability to bring in price points that no one else can bring in. I think it's got a lot to do with scale. It's a huge development. It's probably the biggest sexual class development in the North of the country, city, 1,348 apartments. And we're large architects who are internationally award-winning architects who've done a lot of stuff before. They've been geniuses. They haven't had to create a product where they've created small living spaces, which are economically done and to try and get into a rough price point. Then we started $27,000 a square, where I think most developments in terms of starting at $45,000 to $50,000 a square, and it's done because of that. And then superciling with facilities. Starting with your motherland coffee in terms of how the structure is going to work all the way through to your co-working spaces, through your restaurants, through your recreational pool areas. And then they've stepped up all the recreational areas step by step. So they've got the outdoor cinema. They've got the six-star soccer pitchers. They've got the, it's just, it's a whole new way of living and to bring that into sense. And I think the whole passion behind this product has been how do you allow more people from outside areas to have the ability to own within the sense. And I think that's where there's such a big thing today. The first unit, the 38th unit from 719 are the only reserve for people who are going to be living here permanently, that haven't been opened up to the best of them.  I know, I know, Euphonic, for example, who many of you know, he's a brand ambassador, but his whole thing the whole time is how do you allow more people to own property and to stand the property purchasing process is why we try to integrate everything and to get them into prime locations. And this is, it's not more prime than this. And we've had three or almost 4,000 inquiries to date. It's been going ballistic. And we really are speaking to break record today, which is very exciting for the property market as a whole, especially considering that there's so much other, other factors around the economy and all the rest. So it's really exciting for the market as a whole. Yeah, it's something we speak about often on the developer show is how do you know the development you're purchasing into, because you're making such a big purchase. And you know, this is going to be next 20 years for you. It's a massive relationship. How do you know you're purchasing quality? And with Baldwin, they've got a history of providing quality development. And with this development specifically, how have you managed to get that price point that you're offering it for? So let's say, let me actually phrase it like this. What unit types have you got available? And what are the price points they're going for? Yeah, so there's a combination. So what's quite interesting is that 80, I think it's 70% of the units within the entire development are under 1.2 million. 40% are under 1 million. And that in itself is pretty unique. So there's a huge combination of these units, our studios. They're a couple of different combinations of studios. And yes, those are small complex spaces. But last, I've done a really good job into how they've created those spaces and privacy. Each one's got balconies, which is really important. And then it goes up 19 stories in the building. So people have got the ability to either face northeast, south, and west. So those studios start from $799,000 and I think with interest rates being as low as they are currently, those bond repayments started about $6,100. I think the 20s, the whole marketing is how do you own Samsung from 6120? And then there are one bid that starts from $299,000. And then the two bids go up from about 1.5 upwards, and obviously the higher you go in the building. And it's quite unique. I mean, from the eighth floor up, you're going to have uninterrupted views over Samsung, which will never change base. So it's pretty exciting. I think that's all done based on scale. And I think the big thing is what's included. So what's quite unique is all your big appliances are included, down to your microwave and all the rest, which is this fast point and the herd of. And then the biggest thing from an investment perspective that I always say is look at certain things. Here's the developer. What are your barriers to entry into what's the deposit amount?  You're not paying a 10% deposit, which is often up in the case. And then looking at your cost prior to purchase. So the big thing here is that if you go through mortgage market, you get all your transfer and bond registration costs included, which is a huge thing. That probably saves you about another $25,000.  So there are a lot of those that are added in elements. And for one, I've got a green bond and a structure where you get between $25,000 and $25,000 of your bond. So when you stack all of those things together, it's, I mean, I know a lot of guys are talking about a unicorn product, but it is very unique. And I think that's why the demand has been off the charts, because I think people understand this kind of thing won't come around again. And I absolutely agree with you in you saying it's unique because like you've mentioned, the pricing is so good and you're yaring Samsung and tying that in with where the interest rate is, there's absolutely no way first time home buyers and the people you've marketed this product to aren't gonna make a brilliant investment through the course of it. Tell me what else, what other amenities you've got? Where's it right there in the back? It looks beautiful. What other amenities can people expect if they decide to purchase in which way? Within the boarding itself. Yeah, so I think, so obviously they've done a big thing in terms of, I don't know if you know the brand Training Science. The Training Science is, we're not calling it a gym because it's almost like a new age of things.  That's a huge component of the space. So that's on the ground floor with the pool and the recreational areas. Lots of back access routes, et cetera, et cetera. We've done a partnership with the Glasgow Park app. Then Park app are next level in terms of how they've created a flexible parking solution F where you have the ability to be able to utilize parking within the building but also in surrounding areas and for visitors and like that, which is really unique in itself. And then as you go up in terms of flexible work spaces, it's a huge work, sort of central work area with work spaces and conferencing rooms and all the rest.  It looks like there's a soccer pitch right on the roof there. There's a soccer pitch right on the roof. So soccer pitch and then the art or cinema above that there's a massive art or chess area. And then the steps up into different chill road zones and relaxation zones. So, yeah, I mean, the architects, good if we give them too much credit but they weren't trying, they worked so much but they've got an incredible job in terms of how they structure it. I think if you're living in a house with a soccer pitch on the roof, you are living in an apartment with that pitomule pool. No, absolutely. And I think where the big thing is here is you're gonna have your first time buyers or your guys who just want to live in Stanton. There's a huge opportunity there.  And then there's gonna be a very, the huge component of a building of the site is the rental management solution making sure that it's all controlled where it'll be short term, all long term. And the rental yield is a huge thing from a basic perspective. So we are projecting that pretty much all the unit types should be cash for a positive from year one based on the fact that if you take into account what your bond repayments are versus what the rental income that our research team have projected versus the very low levies, which is also a huge component. The levies are 16 round the square meter where probably anywhere in Alston Stanton you're probably looking for about 30 round the square meter. So in a studio you're paying about 450 round a month in levies. So yeah, so I think that's a huge component. So those facilities are so cool to making sure that whether it's a short term or a long term rental whether it's a permanent residence that it's all catered for. Down to all the bike stations, motor bike stations, there's a whole host of different things that are coming through. I think two ways would, it seems like you'll never need to leave and I'd say about a couple of hundred meters around the apartment. I think that was the vision. And I think there's obviously, I think this is, it is revolutionary in its time in terms of you need a developer who's bold enough to be able to put something like this together. And where we see a huge amount of this is if you look at a huge component of the target market which is coming from outlying areas. We did a huge sort of market research survey beforehand in terms of where a lot of those guys who want to live here currently live and where they work. And a huge amount of people are living outside of Santa but 35 of them are working inside Santa. And if you start taking the ability to be able to save on things like travel, even when it comes in future, I believe guys will Uber and do various different things so it will save costs. And when you start doing that understanding what this can offer to just to the property market as a whole and to people who want to get into market it's massive. And I think there's a far greater impact to this country the whole when guys are having the vision and the gut to put them like this all. I think this is the only development that brings real New York living to Cartain where you don't need a car because you could possibly work just up the road. I mean, your shopping centers are right here. You've got your gym in the house, you've got your workspace in the house, you've got your activities in the house and movie scenes in the house. I mean, you can have date nights on the roof. So there's no real reason to leave. And I think that brings that real beauty and the romance of living in New York right here in Cartain. Yeah, absolutely. And I mean, just the design itself, I mean, we're obviously standing next to the model and we've got Cartain right here and we've got our mutual costs right. But just the dance, the virtual, virtual landscaping, it's a green building so it's age certified which is why you actually get a saving on your bond. And that's also like, how do you bring down your carbon footprint? How do you, it just, it is a, this concept was inspired and credit to Steve Brooks and credit to the architects in terms of stuff that's happening in New York, London, the leading destination of the world where this whole macro living, I wouldn't call it macro living, but this whole lifestyle, apartment style has really, really sort of taken off in regards to just super fast facilities in the building, which you can do through scale and you can do it through creating both buildings of pretty big magnitude. So you guys are breaking ground here. We've just arrived on the site.  Yeah, it's actually spilling. I'm just actually looking over your shoulder which is cast streaming at the moment, which is great.  What do they need to keep in mind when viewing this area? And also what type, oh, let our viewers know, when is this gonna be completed? When can they expect to move in if they decide to come here and say to you, Stephen, I love this, wanna purchase. When can they expect to move in? So, and I think that's a big thing. So it's that where it is unique is that we do expect to break sales records today in terms of the level of interest and so forth, which means that four are gonna be in position to break ground in March, which is pretty unheard of for a development of this scale. And then they've got a 24 month completion, which is also pretty unheard of. They've got ability to get things done pretty quickly. So the first guys will be in here, 28th of Feb 2023, which is two and a half years from, just under two and a half years from maybe right now. The benefit to that is the off plan capital appreciation. Guys are paying 10,000 right now. No cost between now and then, they just need to get the bond in place to market all provided cash guarantee. And then they're gonna see the capital appreciation. I think we all know that their capital appreciation does prices, I mean, it's hard. You never wanna predict too much, but I think that's where the guys are gonna see a huge opportunity. And that's always the benefit of buying off plan. So the sales office is gonna be here until pretty much we break ground, which is the next three or four months. So we obviously encourage guys to come in here. Address, you can't miss it. You literally walked down a rainy road and there's 100 meters of hoarding that takes you in here. And this set up we've created here is gonna be where the home of wedge is gonna be until the first phase goes into run. So it's exciting, yeah, it's exciting, and yeah, it's a exciting time. Well, Stephen Brutha, thank you very much. Thank you very much. The director of Rainmaker. Yeah, I really appreciate you guys making the time to be here. And we look forward to keeping it updated. It's exciting during your head. Looking forward to it as well, thank you very much. Cool. All in properties, welcomes you to the heart of Santa, to bring you our first high rise apartment development, Wedgewood. Re-imagined cosmopolitan living in Africa's richest square mile. Reinvent your lifestyle from only 799,000 red.  My name is Chad and I'll be your host. And today we are joined by Tim Akinasi, who is the CEO of Mortgage Markets. Tim, thank you so much for taking time to join us. Yeah, good to be with you Chad. I had a very, very interesting with Stefan and I thought we'd now sit down with you. So could you tell our viewers what Mortgage Market is and what kind of role it plays in the development of Wedgewood and in the sales of Wedgewood as well. Sure. So quite simply Mortgage Market is a platform that allows customers to go directly to all of the banks in the country to get a home loan. They'll be able to compare home loans literally from the comfort of wherever they are with the greatest of transparency. They'll get all the toys. We will guide them through the whole process and negotiate the best deal for them. And that's what the platform is. It's a new technology. It's never been done in South Africa but we're pretty much a marketplace of independence where you can get all your home loans in a matter of 20 minutes. Yeah, you also have a really great tool that's our pre-approval tool which allows you to get a pre-approval within two minutes to understand exactly what the banks are likely to give you that allows you to then go out and shop with confidence. And in the case of Wedgewood, we expect people to do a pre-approval fairly quickly to then understand exactly what property and what price range that they can buy in this development. We're working within the industry for such a long time. I'm sure you've seen customers come in and say, look, I've spoken to my bank and this is what they've offered me. Why is it so important to apply to all the banks and not just one and run through a mortgage and originator like yourself? Yeah, so I think the first thing to say is that you can never really say you've gotten the best deal when you only have one bank, right? You need to be able to compare apples to apples. That's when you know you're getting the best deal. So what we do is that we actually go to the same banks, right, and that then allows you to be able to make sure that you get in the best deal. You will know for sure because you're seeing the entire truth of all the banks. So with our platform, we already work with all the banks, so we will go to the banks on your behalf and you just need to sit back, make a choice, knowing that there's the greatest transparency and that you're empowered to know that you're getting the best deal for being an RJ. And for customers interested in purchasing within Wedgewood, if they decide to arrive here or if they can do it over the phone, how do they get in touch with your services? So we have QR codes on our platform that can go on to Wedgewood, Stanton and Cozar and of course, come out here because here is where you actually get the full experience of what Wedgewood is about. You will get to choose all the units. You'll get to be spoken to, what to expect in the next two years until the development actually comes on stream. And you can reach us on our website, mortgagemarkets.co.zde and we'll be able to share with you any information you have about that entire buying journey and most importantly, why this development and not anywhere else. Yeah. Me and Stephen spoke at, I'd say at length about why Wedgewood is such a good investment opportunity. Could you go from the financial perspective and expand on why it is a good investment opportunity and just touch on not only the capital gains but on the initial costs that a customer has to lay down to start off with. So for first time home buyers, buying a development is the perfect way to break into the market because all of your costs are included. So using our platform, when we go to the banks, you actually don't pay any transfer duties, you don't pay any registration costs, all of that is handled through us. The most important thing is that when you're buying a development like Wedgewood, you're not just buying in Stanton, which is obviously the richest square mile in Africa, but you're also buying a development that has all of the amenities, right? So you have a soccer pitch on top, you've got a motherland coffee that's coming, you've got a state of the art gym facility, you've got co-working spaces and you're right on the doorstep of all the schools that made the corporate and Stanton city. So all of those amenities, what's gonna give this property its true influence and value, that's what's gonna make sure that the investment will continue to grow into the future. Scarcity is the name of the game.  That literally means at this price point, this is the lowest price point that you will get into the property sector within Stanton and that's what makes this a true unit hand in terms of property investment like that. I like that unicorn. So for customers tuning in, what costs do they need to look at if they decide to purchase into the wedgewood? Obviously there's a price of what unit they choose, but what other costs do they need to just budget for and also let's talk a bit about transfer duty. I think so many customers like to tune in and their year developments are great because you don't have to pay their transfer duty.  So what is transfer duty and why don't you have to pay for development? Okay, so in this case the transfer duty is the tax that the government levies. So basically you will, for any development, you actually won't pay any transfer duty for a property that's below a million, but you will be paying transfer costs and the bond registration costs. We absorb that as part of the development team so that you don't have to pay that, right? The other thing is that you will come here, obviously pay 10,000 rounds to secure the unit and what we'll then do is that we will go to the bank and you'll be half and get the bond in place. Now that's critical because your bond will be in place. You don't have to service that facility until the unit is actually built in 2023 and you don't then have to be involved in any other cost except repaying your bond and then of course, there's the levies. There's the levies, the raising taxes. This is probably going to attract the levy cost of about under 500 round a month which is the lowest we've ever seen. I'm sure Stefan spoke to you about the per unit cost. This is about 26,000 square meter. The majority of other places around the same area within 100 meters are going for 60 to 80,000 square meter. So value for money wise, this is never going to be repeated anywhere else again. I would say to customers after they've made their purchase, keep your credit profile clean and save up because by the time the unit is actually built, you want to be able to put more money into your bond in the form of an access bond facility and that's a great thing for you when you just get into equity into the bond very early on. That's also something I wanted to talk about in that when customers are purchasing, they don't have their transfer duty, but tell me what else is a selling point for customers looking to purchase into their development and specifically those development, if they watch the show and they say, you know, wedge wood sounds great, they can leverage your services so they don't need to be nervous about possibly finding a bond but maybe they've also seen that house on private property that they really like. Why go for this development over another house somewhere? So somebody gave me some good advice the other day and he said, it's always best to buy the cheapest house in the best area versus going to buy the most expensive house in the worst area. So the trend is your friend over here because when you're buying in here, you're getting at a price point that will never be repeated again. So your property can only appreciate in value, right? And I'm pretty sure that by the time wedge wood is completely built in 2023, the property value would have increased significantly as well. So you'll really get some capital appreciation which is a great thing for investors. So first I'm home by as well as investors, this is the investment for 2020 that you wanna get into. So if I'm correct in saying this, essentially I'm gonna sit down here and I'm gonna possibly purchase a home in wedge wood and all I need to lay down initially is the 10,000 ring deposit. And secure a bond. And secure a bond. And from there, I'm immediately getting the benefit of that capital gain while the development's being built. But I'm also not paying anything on my bond until the development is completed, is that correct? Absolutely, absolutely. So if the win-win for you, like I said, all you would need to do is obviously be able to afford the bond now and start saving because by the time you need to be committed to the repayment, you no longer have to worry about a deposit that you would have already saved up enough money to put into the bond.  You will get to know about the entire journey, what to expect in this whole process and over the next two years as well. Well there you have it, ladies and gentlemen. Tim McKinney, the CEO of Mortgage Market. Tim, thank you so much for lending us some of your expertise, it was a pleasure chatting with you. Thanks Chad. Awesome. Finally, all in property as well comes due to the heart of Santon. To bring you our first high-rise apartment development, Wedgewood. Re-imagine cosmopolitan living in Africa's richest square mile. Re-invent your lifestyle from only 799,000 red. Go to wedgwoodsanton.co.za.


Hello, everyone. Welcome to FICA on India 2021 and PileyD's India Experience Sharing session. For this session, we have Anushi Maheshwari with us. So Anushi is currently a software engineer at Google, and is working on some of the exciting components of databases. Besides this, she has also contributed to the top-notch Google-branded competitive programming competitions. Code Jam, Code Jam, IO, and Tikstart in her 20% at Google. She is also a senior interviewer and is often engaged in collaborative interviews with scholars, improvising their tech and interview skills. Before joining Google, she was pursuing a bachelor's in electronics and communications and developed a knack for coding from competitive programming. Travelling the road from a beginner to a reputed coder and a non-CAC and a tire cook or the student, she has tackled the most that you all have got to ask of. And here is a first to help all of us to understand how to ease problem solving from a non-CS engineer's perspective. Welcome, Anushi. Over to you. You can share your screen. Thanks, Hukanya. Thanks for the introduction. Let me share my screen, and let's just get started. So, Hukanya has already given a very good introduction. But today, since I'll be talking about problem solving, or as it is known, popularly known as competitive coding, so let me just give you a brief about before my work and before starting my work in Google. I was doing my EC from a diet to college, and I didn't have that much knowledge of computer science at that time. But then I came across Saish like co-chef, and it interested me a lot, and then my journey began. So I've done competitive programming in my college, so today I'll be helping you out in various myths and various questions and how you can ease it as well. All right, so let's get started. So before we go deep into the topic, the very basic questions and for all the images here, what is competitive coding or problem solving? So it's a science of solving problems in a time and resource-challenged environment. You are given a limited time, and you have certain problems, so you have to solve that in that given time frame. The problems here are well-defined. That is, they are not open-ended. So the problem solutions are well-known in advance, and it's more of a sports coding. So you do it, you do coding for sports, right? Okay, so that's about what it is, and but another very basic question, and which is like a must-question for any field you start, you should definitely ask yourself why you should do it, right? So the very first point is, it improves your cognitive ability. Like as the other name that's problem solving suggests, it improves you to solve problems, how you can solve any real-life problem, how you should tackle that problem. It will help you improve your cognitive ability, and it will go in the long term, right? Besides that, the competitive coding helps you improve your knowledge of data structures and algorithms. And DSA is one of the fundamental subjects of computer science. Believe me, you can learn any framework, mobile framework, iOS or web or backend, whatever it goes. DSA, OS, TBMS, these are like co-fundamental subjects. If you have a strong grasp over them, you can learn any of them, any of the frameworks, right? The list doesn't end here, and this is the most interesting point and various people enter into this field for the interview preparation. So if you are good into competitive coding, you have covered 70% of your interview preparation already because as a fresher, most of the interviews are focused on DSA, and it will go in the long term to help you crack fang interviews, right? And last but not the least, this is one of the major points and you should definitely enjoy what you are doing. So I can say once you are comfortable into a field, it's very much a habitual, like you will get habitual to that green thing and it will drive you, it will drive that force in you. So this is a really fun part and you will enjoy a lot and you will get a lot of swag as well if you do really well in the field. Okay, so another question is most CSC students have especially in college days, even if they are amateur or even if they are intermediate into competitive programming, they have like what they should do and how they should manage their time between competitive coding and software development. So here's my key on it. So if you are starting out, if you are starting out in the computer science, you don't have much of the knowledge, then start with competitive coding because the prerequisites here are pretty much less and you can, you will get a good grasp over the core fundamental subject TSA and you don't need a lot of to know before, right? But like not everyone is on the same page, right? So some people will love development more and they will say, they are not that in competitive coding. So my take on it is like don't do competitive coding if you are really into software development and really like that, you are getting a lot of amazing perks of development. So don't just come to this field just because of interview preparation. And the reason is because competitive coding is a way above interview preparation. Lead code or geeks for geeks for example is a way to go and it's much focused on interview preparation. So don't come from software development to competitive coding just for interview preparation. But if you are starting out, then start out with this field, I would say, because it will help you in software development later as well. So enough of these basic questions. Let's see how you can is into competitive coding and let's have a roadmap for this. So the very first basic thing is like learning the coding, right? And if you are already into your first year or done it, you would already know basic coding, but let's see what does basic coding means and what do I mean here, right? So the basic coding actually covers a lot of things like if you see from a different perspective, but here I would say just get comfortable with loops, arrays and strings. Just get comfortable with questions about these things, these topics and it's just enough. Don't really go deep. For example, if you will say like before coming into CP before being competitive coding, you should learn loops or learn some other constructs, right? Learn some other libraries. So I would say don't really go deep because you don't know what is really useful. And for example, oops, let's say oops. Oops is a very fundamental thing again, but it's not that useful into competitive coding. So don't go deep before even knowing what is required. Just learn the basic things and enter into the field. The more you will have in the prerequisites, the more likely you will quit the field. So just keep it brief and enter as soon as possible, right? And the third point again, like same thing, but the learning will happen on the fly. The things, the libraries that you don't know, of course the libraries are needed, but the libraries that you don't know will happen and when you will learn by reading others code, by solving more questions, you will learn them. So don't make it a prerequisites. Instead, learn on the fly, okay? So this is about the coding, but let's see which language you should choose and this is again a very popular question in competitive coding on which language you should choose. So the most two, the two most popular languages as a choice is C++ and Java. So C++ has pros of being fast, it's really fastest and other than C, C++ has the libraries as well. So C++ is fastest, it has libraries and it's concise as well. So you'd have to write very short code to make something work. But in Java, Java is two times slower than C++, but it's not that concise as compared to C++. But the pros here with Java is that it's useful in development, general development, for example, if you do Android development or you do backend, then Java would be useful to you. C++ is useful if you are into something performance or something low level, okay? So this is like C++ and Java, but let's see Python. So Python has all of these things, library support is really great, the conciseness is even better than C++ and it's also useful in development almost all of these, especially in ML and things like that. But the problem is it's very much lower, five X lower. The problem with competitive coding is that there are certain questions and those questions have time limits. For example, if a question is there and it's a one second time limit in C++, then it would be usually two second in Java and in five second in Python, right? Ideally it should be like that. But sometimes your C++ solution will pass and Python won't. So there's a problem and that's why I would say if you are starting out and you don't really know languages then go with C++ because a lot of developers into competitive coding are into C++. But if you already know Java then you don't need to quit Java for learning C++. You can do that because there are some code programmers in Java as well. Once you are into this, you are like intermediate player then learn Python as well because some library support like BigInt is not that great in C++ and Java. So once you have learned Python, like the combo of C++ and Python for me goes really well. Okay, so the second point into our roadmap is jump into the sites. Jump into the popular sites directly. And why I say jump into popular sites because if you are into your college and there are some people who will advise you to lead code or do geeks for geeks first and or do some hacker-ranked practice problems, don't jump into code chef, code forces because they are too hard. But my take on it is once you are done with your prerequisites, jump into it because the more, again, the more you will increase your preparation, the less likely it's that you will quit because you are not getting rewards or you don't really know which particular area is there which you should invest in. Okay, so if you are just starting out, you don't really have a good grasp over DSA. For example, if you are second year students, you would not even have studied basic data structures, right? Then start out with code chef long challenges. Long challenges are like have spent a day. So it would be good for you because you have ample time. I'll talk about that challenges part as well later. So code chef and hacker earth is the way to go for a beginners. If you are intermediate into a field, then jump into code forces at Coder and top Coder. They are really great. They have very good problem sets. And the problem is that they host only short contest. They don't host long contest. Or if they host like it is based on a team. So yeah, these are the popular sites. Jump into it directly. Don't really say we are practicing problems. Jump into it, okay. You will really learn doing by doing it. There are other things as well. For example, Project Euler. Project Euler helps you improve your mathematics ability. So it's Project Euler is like maths plus computer science. So it will improve your maths part. And there are OJs as well. For example, U-Cycle. U-Cycle is a very well designed training program for USA, IOI training olympians like for that. It's well, it's well written. And if you are starting out, then it's very good for you to start from here because it will go step by step. And there are the OJs as well. Like Tim Morskatt is much younger. They have a lot of problems and you can solve them as well in your practice rate, okay. So the third thing is like practice and don't miss contest, okay. So again, some people don't do contests. They just practice problems. But like contests play a very, very important role in your preparation, in your, in you to ace the speed. And we will see like there are various other advantages. The next part of this presentation will completely see how a contest will help you identify which areas you should improve. So my take on attempting to contest is you should definitely attempt, even if you are able to solve just one question. Definitely attempt it, okay. But there are again two types of contests as I told before. There's like long contest and there's short contest. So long contest has like a tough days to spend. For example, culture long challenge goes for 10 days. And if you're a beginner, then definitely start with this. Like long contest is a must for you. Try to do this because you will have ample time to learn any new algorithm and then apply it. You can practice problems and then go to a contest mission as well, right. But in short contests, usually you don't have enough time to learn on your algorithm and like go from scratch. But it's for intermediate and advanced participants. It actually improves your thinking ability. It helps you iterate faster. Even in debugging or in iterating through various approaches.  So yeah, start from long contest, but yeah, once you've gotten to intermediate level, then switch to short contest as well. Okay, so the last point in our roadmap is absorbing. Absorbing is actually a mistake. It's not something you should do. It's a mistake that most people don't do, but it's really so common and it's so important that I have listed this as a part of the roadmap. So make sure that you are absorbing, but before we, let's see what absorbing means, right. So absorbing is let's say that you are attempting a contest, Code Forces contest, let's say. And there are five problems for you. And you were able to do two of those in that two hours duration. And you read the third problem, but you couldn't solve it. Be it a wrong answer, be it a time limit exceeded word, right. So you were not able to solve it. Now, absorbing is solving the third question that you have read, right. You have read it, it's very close to your level, but you were not able to solve it. So there's some gap between your knowledge and that question. And that question will make sure that you are actually doing something that you don't know, right. Because a lot of people, what they do is like they will take some section, for example, let's say a course of easy section or beginner section. They will do all the problems here. It won't really help it, it won't really help you improve. And this is, you will be at your same level. You won't see improvement in your performance. So make sure that you are absorbing. Well, when I was in my college, I wasn't absorbing at that time. And I wasted months into this. I was not improving. So then I realized, okay, that's the problem is that I'm solving the same kind of questions I know. And I'm just wasting my time. The main thing is solving those questions that I don't know and learning something new. So make sure that the questions that you have read, you definitely do that. But don't do those questions that are way above your level. For example, the same code for this contest, you gave, you were able to solve two questions. And you are directly, after the contest, you are directly jumping into a fifth one in two years. You won't really understand it because it's like a combo of some algorithms. You don't know, like you don't know both the algorithms and it's a combo, it's some specialized break over that. So don't jump into very high level questions because you won't really understand it. Jump into it if you have time, but make sure that you are solving the next question. That's very, very important. Okay. So apart from that, the PR group. PR group is one of the very important things which is helpful for you for acing your preparation.  You will be doing your contest in a group. And after the contest is over, you can discuss the problems, you can discuss the solution, the various approaches that you guys did. So college coding clubs is, if you have it, then it's really well, definitely join it. But if you are from a dietary college and you don't have a college club, then don't get disappointed because, so like one of the best thing about a CS is that everything is online. And once you are into this field, you can make online friends as well. People at your level or slightly below your level will be helpful in your, it will be a further discussion, right? And they will be like your online friends. After the contest, you can discuss the problems with them as well. So PR group either be online friends or be at college coding clubs is definitely great because it helps you to gamify this picture, gamify the complete contest, right? Okay, besides that, like besides discussing solutions and learning, the core forces gym contest is another thing that you can do as a PR group because it has, like it goes as a team and the challenges as well, like for example, ICPC or you have to participate as a team, although college team, but yes. So if you have a team or a PR group, then it is going to definitely help. Okay, so before we end this, one very important thing is resources. Where you should learn about competitive coding, right? So the resources that I followed were, I read a book on competitive programming three by Steven Felix. I've read most part of it. And I can say for sure that this is a very, very great book of the, like of competitive coding. And if you really want to, if you want to excel, then this could be one way, you can read this book. It's great. It will help you know certain algorithms that you don't know. Okay. And there's the site, cpengotherms.com. It also lists on major algorithms. And the site, this site has very concise way of writing down an algorithm approach, linking the practice problems that you should solve to understand that thing and complexity and best handling. The best or in the concise is implementation of that particular algorithm. So this is a very good site that you can follow. Other than these sites, there are like top code articles so and core forces and core chef blocks. Not everything is covered into all of these articles and blocks, but the most part is, for example, like they are famous for one particular thing. For example, top code is really famous for C++ STL. And top code is also famous for graph flows, right? And core forces and core chef blocks, they have very great community. So let's say that you want to know centrality composition, right? And you just search centrality composition into core chef, core forces search. There would be some person who would have already seen, already posted, what are the best resources to learn this particular topic? And they will like participants, the advanced participants will list on some of the resources that they followed. So you can search into these blocks to find out the other resources. There are various resources actually that they are scattered all over across the web. For example, Quira has also has one of the great topic of like this heavily decomposition pattern which I guess. So there are these things are scattered, but you can find them in these blocks. Okay, so yeah, that's from my side and thank you for running this presentation and let me know if you have any questions. Thank you Anushi. Thank you so much for this presentation. You can keep your slide on. I think we can take two or three questions. Anushi, do we have any questions? If there are any, please post it in the chat and I shall redirect to Anushi. So from Manav Sethi, we have one question. What is your opinion on the fact that competitive coding promotes kind of nonholistic view of looking at computer science? For example, students spend four years at just doing competitive coding. Okay, so my take on it is it's a person to person view, right? It depends you really want to go very deep into algorithms. You really want to crack, you really want to just focus on competitive coding for four years, but my advice is you should not. You should learn software development as well. So what I advise usually is start with competitive coding because it will improve your knowledge of language and DSA and then you should do software development and mostly you should do opens like in software development I suggest open source doing open source but there are participants on other pages as well. They say that they want to do well in ICPC and ICPC being a like international contest and there are various participants who have been doing coding, doing competitive coding from years, right? So to get a good rank there, definitely do you need to spend time? So it's person to person view, but if you are more into learning diversifying, then you should do competitive coding and then switch to development as well, okay? And if you want to excel into some international contest then you can spend more time with this. Thank you Anushri. Yes, there are, there will be more questions, but in case just an announcement if we are running out of time, feel free to join 2021 slash stage slash five on Zulip and Anushri would be available there. You can also interact with her there. Meanwhile, there's another question where the question was asked by someone else. Anonymous, so the question looks like what you would like to suggest for senior engineers having eight plus years of experience who works in multiple programming languages and system design, but need to refresh BS? Okay, so I would suggest don't jump into competitive coding because competitive coding is fall, if it's mostly falling if you want to really, so the long thing in that goes into competitive coding for example is ICPC and these contest, right? Because these are international contest, right? So if you're already into development into eight years then most likely what I think is you will be doing this for doing interview preparation and refreshing your memory for interview preparation, right? So my take on it is that you should not jump into competitive coding. Instead do lead code or geeks for geeks interview preparation and things, right? Because that will refresh your memory, that will refresh your algorithm and data social usages and that will be much more focused for your interview preparation and competitive coding is a way ahead of interview preparation, right? It's more of your investment into learning in algorithms, complex algorithms and it goes a great way. So, but I think if you are already into development because see development is the long term of your computer science, then if you're already into development find it very rewarding and then don't jump just into competitive coding for interview preparation. Do lead code in seed because it would be much more focused. Thank you Anushi. Anuprit to answer your questions where can you get the slides? Well, post all the sessions, post the conference, we'll post the slide on the 2021 slash states that's five stream on Zulip. So follow that and you shall get the slide. There's a question again, an anonymous question Anushi. Can you give a source on Java being twice lower than C++, is there a factual reference? There are references because Java handles a lot of errors and memory issues for these things. I can search for it, I need to find out the article and then I can give it. But for certainly like the time limits in most of the sites, is twice as given is for C++. Even if you see like, let's remove the competitive coding part, even if you see various low level things, for example, your camera image processing, then they do it in C++ and they have tried it, I got them same, I got them in Java and it was much lower than compared to C++ because of handling these things because C++ is very close to memory and CPU all of these things, that's why. Java handles a lot of these errors for you. Thank you Anushi. I'll take the last question before, probably you can just take one more question. Sure. So what if, I don't enjoy competitive coding but somewhat good at development, most companies in India are asked to solve critical coding problems in online test and interviews, how do I get a job? This is again an anonymous faster. Okay, yeah. So if you love software development, then I understand because there are a lot of people who don't really find this enjoyable competitive coding, then my take on it is to software development. Don't jump into something that you don't find enjoying, but as you said, most of the companies ask for these questions, then I would say then do lead code because lead code have those questions that have been asked before and they are much more similar and much more focused for interview preparation. Don't do competitive coding these contests and these would be, like these go in the other way. It's much more time-inviscable as compared to interview preparation. You can do lead code and get a good grasp of it and let's see the other part. So if you have a good profile into development as well, then companies do respect that. It's just that you should have a good profile, profile that could be represented because in competitive coding, for example, if you are doing code chef, code forces, then you have a profile, right? But in case of development, if you are just doing some personal project, then make sure that you have some online perspective, for example, get up, right? You have some profile there that shows that how hard you have worked over the year to do some project, right? Or do open source because open source is a great way, not just to learn development, but also to learn community, like how to interact with community, how to interact cross-site, how to deliver projects, something like that. So open source is another way of going into development, which helps you build your profile as well. Thank you. Thank you, Anushree.