We're going to look at verses 66 through 72 as we continue our series here in the Gospel of Mark. I'll begin reading at verse 66 and conclude at verse 72. Mark writes, Now as Peter was below in the courtyard, one of the servant girls of the high priest came and when she saw Peter warming himself, she looked at him and said, You also were with Jesus of Nazareth. But he denied it saying, I neither know nor understand what you're saying. And he went out on the porch on a rooster crowed. And the servant girl saw him again and began to say to those who stood by, This is one of them, but he denied it again.  Then he began to curse and swear, I do not know this man of whom you speak, in a second time the rooster crowed. And Peter called to mind the word that Jesus had said to him, Before the rooster crowed twice, you will deny me three times. And when he thought about it, he wept. Now as we begin, this passage gives us a look into a personal failure of a very great man. When you read your Bible, you'll see that the Bible records victories of people of faith, but it also reveals their failures. This is seen throughout the Old Testament, beginning obviously with Adam and Eve. But as you continue through the Old Testament, you see great people of God, you see Abraham. But Abraham lied twice. He inferred that Sarah was only his sister. Moses in anger slew an Egyptian and in anger misrepresented God to the people and was not allowed into the Promised Land. Samson was a womanizer. David, the great king, the Psalmist of Israel. Well David committed adultery with a woman named Bathsheba and even had her husband Araya killed. Jonah refused to go to Nineveh, disobediently running from the call of God and Solomon married many foreign women, allowing idolatry to infect the nation of Israel. When you get into the New Testament, John the Baptist, who Jesus referred to as the greatest among men, doubted who Jesus was.  John worshipped an angel and was rebuked for doing so in Revelation 19 verse 10 and Revelation 22 verse 8. Now we begin to speak about Jesus' hand-picked men, the disciples. They argued with each other about who was the greatest. They commanded a man to stop casting out demons in Jesus' name. James and John wanted to call fire down on a Samaritan village. And men tried to keep Jesus from blessing little children, tried to keep people from Jesus, failed to cast out a demon from a little boy, consistently rejected his teaching concerning his death and resurrection. And when Jesus was arrested, Peter tried to kill Melchus and in the end they all for succumbed and fled. So that gives us insight. It gives us insight into the amazing grace and patience of our Lord. In Lamentations 322 it says, through the Lord's mercies we are not consumed because his compassion fail not. Now that's not an excuse to continue in sin, it's simply a recognition of the reality of sin. No matter how hard we try, we still deal with human weakness. The Psalmist in Psalm 103, 13 and 14 says it like this. He says, as a father has compassion on his children, so the Lord has compassion on those who fear him, he knows how we are formed. He remembers we are dust. And so when you read your Bible, the Bible doesn't avoid failures of believers. It actually reveals them. And there's a good reason for this. In Romans 15 verse 4, Paul said, for everything that was written in former times was written for our instruction so that through endurance and through encouragement of the Scripture we may have hope. So we're going to examine a passage. And in this passage we know that there's no doubt that Peter loved the Lord Jesus Christ. Nowhere in Scripture is there any indication that he didn't. But in this passage we see him do something he said he would never do. You see Jesus had told him that he would deny him three times and Peter said that he never would. In chapter 14 here in Mark in verses 29 through 31, Peter said to him, even if all are made to stumble yet I will not be. And Jesus said to him assuredly I say to you that today even this night before the rooster crows twice you will deny me three times.  And they all said likewise, well in this passage we see Peter's denial of Jesus. Now in his denial we have an opportunity to learn what contributed to it. That enables us to be aware of what led to such a thing. You see by his failure we can learn how weak we can be and how gracious God is. We need to see that Peter's denial wasn't impulsive. This is because denying Jesus is never spontaneous. Denying the Lord is something that reveals the weakness of our faith. Denying the Lord is really the unmasking of the heart. It exposes what truly is within. Denying Jesus is what is called the revelation of a divided heart. You see the Bible tells us that we're to follow God with our whole heart. We're called to love Him and worship Him with everything that is within us. In the Old Testament book of Deuteronomy 10 verse 12 it says, now Israel what does the Lord your God require of you but to fear the Lord your God to walk in all His ways and to love Him.  In Psalm 138 verse 1 it begins by saying I will praise you with my whole heart. You see that's because you can't love two things equally. Matthew 6 24 says no one can serve two masters for either he will hate the one and love the other or else he'll be loyal to the one and despise the other. You cannot serve God and mammon. Mammon speaks of riches or possessions. You can't love God and serve Him and serve riches and possessions at the same time. So whatever you choose to serve becomes what is called your master passion. In Romans 6 verse 16 Paul said don't you realize that you become the slave of whatever you choose to obey. You can be a slave to sin which leads to death or you can choose to obey God which leads to righteous living. So what I choose I follow what I follow I become like. Now many people struggle with competing priorities their hearts become divided. There are many things yet that can divide my heart. There are many things that compete for my thoughts my time my treasure my talents jobs can do that. You can't be in fellowship because of work or you don't go to church because you're just too tired. A relationship can replace my priorities.   You can do that and your spiritual life can fade away. You have friendships that are with lukewarm people or carnal carnal or unsaved and your friends can influence you and slowly you begin to walk away from the Lord. Outside activities can slowly draw me away. Higher education through pagan teachers can undermine my faith and even family commitments can crowd Jesus out. None of this is evil by itself of course. We need jobs and relationships we need friends. We need outside activities obviously we need to be educated and we need family.  The problems arise when they begin to usurp the place God should occupy. Sometimes these things can influence us so slowly we don't even notice that we're drifting away. It's like that proverbial frog in the cold water. He placed him in a pan in water. He can't jump out but he stays in that cold water and you turn the heat on and very slowly as the water begins to rise in temperature the frog eventually boils to death. He doesn't notice the things around him. We can begin to drift away from the Lord and sometimes we float away and we float away slowly. Hebrews 2 verse 1 says we must give the more earnest heed to the things we have heard last we drift away. So as we study Peter's denial we need to review a few events in his life and it helps us put together what led to his denial. Now again Jesus had said to him as well as to all his men all of you will be made to stumble but Peter had said even if all are made to stumble yet I will not be. Now this wasn't faith by the way it was a revelation of his self sufficiency and his pride. He was entrusted in his own strength. He was unaware of his own weakness. When Jesus said this to him he immediately rejected such an idea and that was his first error. Your first step away from the Lord your first step into denial is rejecting what God's word says to you. You see in his pride he responded to Jesus' statement with self-confident unbelief. Jesus had said all of you will be made to stumble. So when God's warnings are unheeded we become vulnerable to failure. True self-knowledge always comes through knowing and applying the word of God. The Bible tells us in James 1.22 be doers of the word not heroes only deceiving yourself.  Well we have to be careful that we don't become dull to the teachings of God's word. You know there are people who say to themselves I've already heard this I need something new I need something fresh. Well the problem is as they may hear these things but they fail to apply them. And Peter failed to believe what Jesus said and when that happened he gave place to pride and according to Proverbs 16 and 18 pride goes before destruction and a haughty spirit before a fall. A second thing we've seen that led to his denial was he failed to pray to the Lord. He failed to depend on God. That was seen in the Garden of Gethsemane when he failed to watch and pray. With no dependence on God his faith was revealed to be in his own strength. When you depend on your own strength you inevitably will fail to trust the Lord. Now the great thing is God is gracious and God restores us if we call upon Him. In Psalm 145, 18 and 19 it says the Lord is near to all who call upon Him to all who call upon Him in truth. He will fulfill the desire of those who fear Him. He also will hear their cry and save them. With him who thinks he stands take heed that he does not fall, Paul told the Corinthians in 1 Corinthians 10, 10, 12. A third thing and I pointed this out when we're at verse 54 in this chapter, he followed Jesus but he did so at a distance. You can be in a service while you're hard as somewhere else at the same time. Some claim to be Christians but I never identifiable as his follower. I worked at a place in Huntington Park many years ago when Murray and I were first married and I had a salesman who would come in and he would represent his company to my boss and he would come in, he would sit with my boss, I was in the same office and he would say things that were improper, things like that. You kind of expect that obviously you're working in a secular environment, you're not expecting people to be aware of the way they speak necessarily. This person was kind of vulgar sometimes and he would take my boss out to Dodger games because my boss at that time was a Dodger fan and all and he would take him out and my boss would come back slightly inebriated quite often and this guy was actually supplying him with the alcohol so I would sit in the office, you know, I was a young guy at that time and he didn't really take notice of me and then one day I was speaking to him and he asked because he came in quite often and he asked me a few things about myself and I told him I'm a Christian, you know, and I'm moving towards these things and all we were having a visit and then he says, well I'm a born again believer too and I looked at him and I'm like, you know, I'm not judging the man. I said, well, you know, can you give me a beer? No, I didn't do that, you know, but I thought there was no evidence of that. I had another guy who I worked in a different place and this fellow used a lot of profanity and I would share with him on occasion and finally one day and I'll never forget how he put it, one day he said, David, you keep talking to me in that way, but he said, you wouldn't believe it, but I'm born again too and I said, no, I wouldn't. You know, the way he spoke and the way he acted, how would I know? Listen, the way we live is an identifiable element of who we worship. Never forget that. You're always being read by some man. You were a living epistle known and read by all men, Paul said. The way I live tells you what I believe is not just the way I think is how I act. It's a combination because my thoughts are put into actions. My lifestyle is based on what I believe. I always do what I believe. I behave according to what I believe. And so when people are saying, oh, I believe and yet live as if they don't, well, the way they're living tells you what they really believe. Now this doesn't mean that we have to be perfect and no, I'm not bringing some legalistic thing on you to say you've got to walk around with your halo never tarnished. What I'm saying is the consistency of our life demonstrates what we believe. And when we begin to drift away slowly, we may not even perceive that we're drifting away because a boat by the harbor, if it's untethered and you may be on board asleep in the boat, you may not even notice it as you begin to drift out because it can be imperceptive. You have to guard your walk with the Lord. You have to do conscientious things as it pertains to your faith in Christ. And so we need to be aware of those things because we can be drawn away. Now, as we look at this passage in verse 66, it begins in this way. It says, as Peter was below in the courtyard, one of the servant girls of the high priest came. So there he is, the apostle Peter. And he's seated in this courtyard of the high priest. Now the former high priest Anas and his son-in-law Caiaphas shared the same family dwelling simply in separate wings. And houses at that time could be built facing a common courtyard. Peter's in the courtyard. And he is there according to verse 54. He was there seated with the servants. I mentioned to you when we looked at that verse that the word servant speaks of the guards. And he was warming himself as we saw at the fire. In other words, he was trying to blend in with the others. Believers are to let their light shine out in the darkness, not hide their lights. When I was going to secular college as a young man and a young believer, I made a determination very early that I would be outspoken about my faith. Because I knew that if I sat in that class week after week and never said something, that eventually my witness would be blended, I wouldn't have a place of witness. So from the very beginning, when given opportunity, and the teachers very often back at that time, I don't know if they still do now. But the teachers would give us opportunity to speak of what we believed or who we were. And in every class that I was given an opportunity to, I would say it very openly. I would say I'm a Christian, I'm a follower of Jesus Christ. I remember one professor when I was at Cal Poly Pomona. I was in a particular psychology class. And the professor on the first day, the very first day said to us, if you're one of those born-again Christians, he said, would you raise your hand? So I raised my hand along with about three others. And he looks at us and he says, I feel sorry for you. I have pity for you because you believe in that little book called the Bible. He says, I have put my faith and trust in scientific studies. And I remember him saying that, the very first day of class, the very first opening statement, I feel sorry for you because you believe in that book. Then he said, I believe in science and studies. And then one day in class, he said to us, people say that if you smoke cigarettes, you can get lung cancer. Well, I have studies on my desk that prove that that's not true, he said. He said there's no correlation with smoking cigarettes and lung cancer.  So from the very beginning in my walk with the Lord, I've had people who would give me opportunity to either hide my faith or openly speak of it. I had another professor at Cal Poly who was another, I took a lot of psychology classes because I knew it was crazy. So I took a lot of psych classes, I was a social science major.  And one of the papers he had us write was open to whatever we wanted. And so I wrote about the role of a man in the home. From a Christian perspective, it was a family class, you know, about marriage and family. And I wrote on the role of a husband. And at that time I went to this large library at Cal Poly looking for books on the role of a man in the home. And there was only one book on the role of a man in the home, only one. All of these other books were on the role of the woman. And there was only one book that was written that was in the library there. It was written on the role of the man in the home by a woman. I already know that, I'm married. So I wrote a paper on the husband as priest of the home. As a husband who gives devotions, who brings discipline, who demonstrates strength by his presence, his commitment, who teaches his children how to love by the way he loves the wife. So I wrote this paper on it and I got an A. But what I also got was he said, he wrote on top of my paper, he said, I have never heard this before. And so I walked with him to the car, my car as we were walking out. And we had a long talk. I would take opportunities. I had a professor at another college that I went to who had two PhDs and a master's, is a literature class. And I was very intimidated by her, she was very intelligent, very well educated. And I was speaking to a friend of mine and I said, you know I'm intimidated by this woman, she's brilliant. He says, well talk to her about the Bible and I said, she's a literature professor, surely she's read the Bible. And he said, you'll be surprised, so in class. I said something, I said something, you know like it says in the book of Job. And she says, in class she says, I've never read the Bible. And I thought, gotcha. So you take opportunities to share. You don't hide your light under a basket. You don't hide your light from people. You know the people that I know, we were given away, we were given away stickers.  And I had people say, I can't do that. I can't put that on my car. Why? Because of the way I drive. And I told you, John, learn to drive better.  So you live openly. You live openly before people. You do that. Why? Well, one, we're called to. But two, because it's easy to begin to mute the gospel, it's easy to blend in with those around. It's easy, you have to make a statement then live up to it. So I would do that. I did it many times in many classes. I would, you know, and I'm not saying that to try it. It sounds like I'm boasting. I'm just saying that's what helped me to be strong is because I would say something that I had to live up to. Because when you're quiet and you blend in, it's easy to be like them. It's easy to be the way the world is. We're supposed to, as Christians, let our lives shine before men that they may see our good works and glorify our Father who is in heaven. In Philippians 2, it says at verse 15 that you may be blameless and innocent children of God without blemish in the midst of a crooked and twisted generation among whom you shine as lights in the world. The darker it is, the brighter the light. And instead of us just muting it and hiding and trying to blend in, we need to be open. We need to be open about our faith when the opportunity presents itself. We need to be careful not to blend in to become indistinguishable from those who have no fear of God. In Ephesians 5, 8 and 9, Paul said it like this. He said, you were once darkness, but now you are light in the Lord. Walk as children of light for the fruit of the Spirit is in all goodness, righteousness, and truth. Well, the apostle Peter was hiding that light within him. Well, verse 67 says when she saw Peter warming himself, she looked at him and said, you also were with Jesus of Nazareth. She saw him warming himself and looked at him. Now I mentioned in verse 54 that that word fire speaks of a source of light. In other words, Peter was trying to hide in the dark, but the light exposed him. He could be clearly seen. In Luke 22, 56 and 57 Luke records a servant girl saw him seated there in the firelight. She looked closely at him and said, this man was with him, but he denied it. Woman, I don't know him, he said. Now Peter was one of Jesus' closest disciples. He is widely recognized as the leader of the apostles. When you read the names of the apostles in every place that their names are listed, Peter always is the first mentioned. The last mentioned is Judas. His name is always given first. He had given up everything. He was a fisherman with a successful business. And then he was mentored by Jesus Christ himself for three years. I want you to think of this. He listened and heard the teachings of Christ. He traveled with Jesus. He preached the message he was given by Jesus. He lived next to Jesus. He saw the miracles of Jesus. He even performed miracles himself. He walked on water. He saw Jesus cast out demons. He's the one who identified Jesus as Messiah. He was willing to die for Jesus, and we saw how he even fought for Jesus.  But now he's denying him. Under proper conditions, this can happen to any one of us. You see, there are many Christians who know their Bibles. There are many people who are experienced in walking with the Lord and they're even active in their church. But under the right kinds of pressures, under the right conditions, they can fold. And so as this is taking place again, verse 67, the high priest serving girl looked at Peter and identified him. She said, you were also with Jesus of Nazareth. Now John in his gospel in chapter 18 verse 15 tells us that John was known to the high priest. In John 18, 16, it says that John spoke to her to allow Peter access to the courtyard. And then at verse 17 of John 18, then she looked at Peter and said, you are not also one of this man's disciples, are you? And so the question actually is posed in such a way that it made him easier to deny the Lord. And he did in verse 68 it says, he denied it saying, I neither know, I don't know Jesus nor understand, I can't comprehend what you're saying. And he went out on the porch in a rooster croat. I don't know Jesus. I don't understand what you're talking about is what he's saying. And he leaves the warmth of that fire and he goes to the porch. The rooster now crows. Well in verse 69, the servant girl saw him again and began to say to those who stood by, this is one of them. He was just trying to hide. But he doesn't want to completely abandon the Lord. So in verse 70, he denied it again. This is his second denial. Now here's something for you to think about for just a moment. As is true with sin, after doing it once, it was easier to do it a second time. The first time I got very drunk, very drunk. I drunk before, but I was very drunk. It was on Washington's birthday in 1966. Why do I remember that? I don't know. Other than I was arrested, we somehow, a friend of mine and I, got into somebody's backyard. And they called the police and they came and took me away. They put us in jail, both he and I. And I do remember a little bit of that. I do remember laying on the ground because I couldn't sit. And I do remember him sitting on a bench with my face facing him as he was sitting there.  And I remember saying, his name's Bill. I said, Bill, stop. And he said, I couldn't. And I remember a sheriff saying, you guys go to see this. Didn't come in to help me. He didn't move me. Guy just puked all over me. You know, that was not a good memory. But guess what? I did it again. And I did it again. And I did it for several years. I still drank. I just made sure I didn't lay down in front of Bill. The first time you do something, you may feel bad about it. The first time you do something, you may even feel guilty about it. The first time you do something, you may think this is the worst thing I've ever done. I shouldn't have done that. Why did I do that? But guess what? You can do it the second time. And the second time isn't as hard as the first, is it? And the third time isn't as hard as the first, too. What happened? You got used to sin. It became your way of life. And before you know it, it's what you do. It's who you are. People know you by that. They'll know you. They'll know you for what you do. They'll remind you of things that you used to do. Some of you know what I mean when I say that. I've been reminded of things that I've done by friends who knew me in high school and stuff. I remember one friend named Harold. Harold and I burglarized the jewelry store. We got busted for it. He went on to become a fire captain in Huntington Beach. I became a pastor. Interesting how the Lord works in our lives. But I hadn't seen him for a long time. And I was at a wedding of a mutual friend. And he began to speak to me, Harold did. And he started reminding me of some of the things I did in high school, because I was crazy in high school. And he knew me. You remember when you did this and you remember when you did that? And I still remember just smiling at him. I didn't say anything. I just would nod my head. And finally, Harold said this to me. He said, you don't like to be reminded of that, do you? He was into Christian. And I said, no, that's a past life that I'm not, I don't enjoy talking about, Harold. No, I'm not that man anymore. But he remembered. And some of your friends remember what you were like. Some of your friends may even tell you what you were like. You were known for those things. You were known for that. That was your reputation. I had a friend of mine. His name was Paul. Paul was from Whittier. I went to school in Whittier. I became friends with him in high school. He moved up north. He lived in Pacific Grove. I got saved. Two friends and I went up. I wanted to share with Paul the gospel of Jesus up in Pacific Grove just outside of Monterey. And I still remember showing up. And when I got to his place, he had an apartment. I still remember Paul saying to me, just a minute I have some friends who are coming. I want them to meet you. And I said, cool. I had gone specifically with the purpose of sharing with him about Jesus. And I still remember how his buddies showed up. And this is how he introduced me. He said, guys, this is David. David's the one who got me high for the very first time. That was my reputation. David is the one who got me high for the very first time. They thought I was cool for doing that. And I looked at Paul. And I looked at his two buddies. And I said, Paul, that's true. I helped you to get high the first time. But I came here with one purpose. And that is to tell you how you can get saved. How you can know Jesus Christ. But the way he knew me was as a Lodi. Your reputation in some people's minds remain. That's why it's important for our light to shine. So people can say, you're not the same person you used to be. My cousin Ray, when I got saved, said to me, you're no fun anymore. You used to be a lot of fun. And now look at you. Because I was a clown. I was a joker. I made people laugh. And I said, no. I said, I've given my heart to Jesus Christ. Because I want to be known for that. You know, don't hide your light. Don't try and blend in. And when you sit and remember that, it becomes easier the second time. And he had denied the Lord. And now it's a little bit easier that second time. It says in verse 72, a little later, those who stood by said to Peter again, surely you are one of them.  Your speech shows it. You have an accent. That's what he's saying. Because the Galileans and the Judeans, though it wasn't that far away geographically in terms of miles, there were different accents that they had. Here in the United States, we're familiar with that. Because you can go to New York, there's an accent. You can go to Texas, there's an accent. You can go to Ontario, there's an accent. Chino, you name it, it's a lot of accents. But there are accents. You carry that with you. And so they heard his speech.  And the ones who are walking with Christ, they're all Galileans except for one. 11 of the 12 apostles were from the north. There was only one that was from south. And that was Judas. Judas was from a place called Carriott, which is outside of Jerusalem in the south. The others had accents from the north.  We can tell by the way you're speaking, the way that you're saying your words, you're definitely not from here. Your speech shows you have an accent. Now, there was an eyewitness that Peter was one of Jesus' disciples. In John 18, 26, and 27, it says, one of the high priest servants, a relative of the man whose ear Peter had cut off, challenged him. Didn't I see you with him in the olive grove? Again, Peter denied it. And at that moment, a rooster began to crow. Well, when this is taking place, verse 71, he began to curse and swear, I don't know this man of whom you speak. Now, when you read your Bible, and I've heard teachers say this incorrectly, so I'll try and give a correct understanding of this. They say, well, he was an old burly fisherman, and you know fishermen and sailors cussing this and that. Now, when it says he began to curse and swear, that doesn't mean he was cussing. That means he was invoking curses upon himself. That word curse is a word that we, it's anathema, that's what the word means. That's what the word is, anathema. It means to devote yourself to destruction. It speaks of calling upon yourself the death penalty. He was, I don't know how to say this properly, anathematizing himself, cursing himself.  That's what he's saying. When he says he began to curse, that's what it means. Now that word curse is used in New Testament in 1 Corinthians 16-22. If any man doesn't love the Lord Jesus Christ, let him be anathema. Let him be accursed. In Galatians 1-89, though we or an angel from heaven preach any other gospel unto you, then that which we have preached to you, let him be anathema, let him be accursed. As we have said before, so now I say again, if anyone preaches any other gospel to you, then what you've received, let him be anathema. Let him be cursed.  Let him be penalized with eternal destruction. That's how strong the message of the gospel is, by the way.  So he swore before God that he didn't know Jesus and he's calling curses upon himself. Notice verse 72, a second time, the rooster crowed. Now as that rooster crowed, there's something else that's taking place. Luke records it and it's a very, very touching portion of Scripture in Luke 22, 61 and 62. As the rooster's crying and all this denying's taken place, the Lord turned and looked straight at Peter. And Peter remembered the word the Lord had spoken to him. Before the rooster crowed today, he'll disown me three times. And he went out and he went bitterly. He went out and he went bitterly. As Jesus is being led, apparently, away, he turns and he looks straight at Peter. And you can imagine that for a moment. There's Peter. I don't know him.  And he's seen with such passion. You can almost see him as he's seen it with such passion. May God curse me. I don't know the man.  And as Peter's looking, he sees Jesus's beaten face because Jesus has already been abused. And perhaps he could see the spit that was still on his face because they had not only beaten him, they had also spit on his face. And as he's looking at this one that he loved so much, as he's looking at this one, that he walked with, that he would sit next to, that he had fellowship with, they admired, that he loved. When Jesus would speak those gracious words proceeding from his mouth, he would drink them in. He loved Jesus so much that when so many a multitude of soldiers and officers came in to that garden, when he saw them approaching Jesus, he just pulled out his sword. And he took a swing at anybody, I'm gonna go down fighting. I would die for you. And he was sincere. No one calls in to question that. See, it's not under those conditions that you know, I'm being tested, I'm gonna stand up for Jesus. It's in the times that it's like a sneak attack. It gets you when you're not prepared. It's through a simple question. You're not one of his, are you? You're not one of those born-againers, are you? You're not one of those freaks, are you? In your mind, you're thinking, well, I'm not the way you think I am. So you say, well, no, because it's easier to say no than to get canceled. To get ridiculed, it's easier. And I don't know, I don't know, I don't know. No, I'm not one of them. Listen, it's so important to know this. It really is some of you, especially if you're younger in your faith. It's easy when it's black and white. It's easier when the line is drawn and you know, you're gonna have to say yes or no. It's easier to say yes. But when somebody is actually giving you opportunity to deny and it's more comfortable to do that, it may be easier to say no. And later on say, well, you know, Jesus, I wasn't denying you. I was denying what they think you are. And then we make up our excuses. So he said it. I don't know him.  I don't know him. And there's Jesus. And he looks up. After all this passion, I don't know him. And you look at Jesus looking at him. What kind of look do you think he gave him? Jesus knew, remember? Jesus has said, no, you're gonna deny me. Simon, Simon Peter, Simon, Simon, Simon, Satan has desired to obtain you that he may sift you, even as wheat has sifted. But I have prayed for you that you fail not. And when you've been converted, when you get right, strengthen your brethren. Simon, you're gonna be broken in a way you never thought you could be. Simon, you will deny me. You will deny me three times. No, I won't, I'll die for you. Everybody else could run, but I'll die for you. And when they came in, he showed that, pulled that sword and took a swing. Put away your sword, Jesus had to tell him. Put it away. All of that adrenaline, all of that fight in him. He was a powerful man. He wasn't afraid, but later on, sitting by the enemy's fire. Innocent questions, you were with him.  You're not a follower of Christ, are you? In those circumstances, no. No, I swear to God, I am not. And there's Jesus looking at him. And you can see him. And his face is already bruised from the people punching him. There's still spit on his beard from the spitting in his face. My son, Joseph, when he was a little boy, he could do something wrong, all children do. They have their mother's nature, just kidding. They have my nature, the Adamic nature. And Joseph could do something wrong on occasion he did. But he was the one kid that I would look at him and I'd say, Joseph, that highly, highly disappoints me and you. It's all I had to say to him. You've disappointed me. And he'd have those little fists all tight. He's angry. But when I'd say, son, you disappointed me. He'd look at me and his little fists would unclench. And he'd think for a moment. And then he'd start to tear up and he'd say, I'm sorry, daddy. And I'd hold him. Then I'd chain him to the bed and not let him out of the house for a week. No, he would. It wasn't an angry look that broke my son. It was a loving look. It was a statement. I'm disappointed in what you've done. I think more highly of you than that. When Jesus looked at the apostle Peter, I don't believe that it was a look of condemnation. I believe it was a look of compassion. And it was the compassion and gaze of Christ into the eyes of the apostle Peter that broke him. And the Bible says that he went out and he wept bitterly. When it says he wept bitterly, that speaks of prolonged, strong tears. It speaks of weeping loudly. Some of you have done that. Some of you have been hurt. Some of you have lost somebody you love deeply. And you didn't even make an attempt to not cry loudly. It was the most natural thing you could do is just to cry loudly, bitterly. You wept with passion. That's what Peter did.  It was tears running down his face. It was him walking away just weeping and sobbing. And what this shows us is deep and sincere sorrow. And it also reveals repentance. Somebody said the reason his tears were so strong was that he knew his sin was very great. That's the tears of repentance. You don't always cry when you repent. Some people, when you got saved, you were a sinner. We're all sinners. We needed God. We needed his grace and salvation through Christ. Some of you, it just, man, it's like the weight of the world just rolled off your shoulder. When I got saved, I didn't cry. As a matter of fact, I didn't begin actually showing emotion for years into my walk with the Lord. When I got saved, I had this amazing experience of it's over, it's done, they're forgiven. The weight is gone and I was so joy-filled. I had to tell people about it. Look what Jesus Christ can do. And I would tell my friends and I told my family and there was still this deep joy of my salvation. My wife was at that time, not even my girlfriend. My sister Madeleine led Marie. My wife now, my sister Madeleine led Marie to faith in Christ. Madeleine was the first person I ever led to the Lord. Madeleine got saved the same day I did. When I got home, I told her what Jesus did and she went to bed that night and said, "'Whatever you did for my brother, please do for me.'" So that leading her to faith in Christ resulted in her leading a young woman to Christ who became my wife. And I spoke to my girl, my wife Marie. We were already married and she said, "'I don't know if I'm saved.'" And I said, why is that?  She says in me it just like, it just makes sense. I said, no. I said, you didn't have as much to regret as I did. And the joy of his salvation overwhelmed me. The apostle Peter has been forgiven. He just doesn't know it yet. His sin was very great. You see, he was aware of his sin, but he was also truly repentant.  "'So you are writing your verdict "'and justified when you judge.'" My mom is a very open woman. And people would say to her, and she told me this. She says, you know, Dave, sometimes people would tell me what you've done because my sin was in the open in my neighborhood. So they'd say, you know your son, blah, blah, blah. And she says, you know what, I tell them, and I said, what mom?  You just don't know, that was my mom. But what happened with me and what happened to the apostle Peter, what happened happens to us is very simple. My sin is ever before me.  First thing I think of in the morning when I'd wake up is I'm, something wrong with me. My sin was always before me, the things I did. But then, when God forgave me of all my sins, when he cleansed it, the Bible tells us that the blood of Christ, his son, cleanses us from all sin. And when he washed me with his blood, forgiven me of my sin, and that weight fell off of my shoulder, and the joy that came was a surprise. I was surprised by it. Well, at this moment, the apostle Peter, all he can see is what he has done. And he never forgot. When he wrote in 2 Peter chapter three, verses 17 and 18, when he wrote that, he said this, he said, beloved, since you already know this, be on your guard so that you may not be carried away by the error of lawless men and fall from your secure position. But grow in the grace and knowledge of our Lord and save your Jesus Christ. To him be glory both now and forever. Amen. Be on your guard because the enemy, like a roaring lion, is seeking whom he may devour. And Peter says, I know this, because I was trapped by him. Be on your guard, be aware, because an unguarded strength is really a weakness. Be aware of that, be aware. You see, when you wake up in the morning, the enemy is waiting because you have committed yourself to Jesus.  He's been doing that to me for 52 years. Trying to trip me up, sometimes he's been successful. But every time I've fallen, I've gotten up and moved forward because Jesus is the one who has forgiven me of my sins because he cleanses me from all unrighteousness. And he's simply a prayer of confession away and he's ready to forgive. That's the God that we serve. He knows that I am just flesh. He's aware of my weaknesses. He's aware of yours. And guess what? He calls you anyway. He's aware of what you can do and he called you anyway. He called you to himself anyway. Don't forget that. Don't forget that. Don't forget that the Lord Jesus Christ is rich in mercy. He's great in compassion and he's able to do that which you cannot do. That's why I cast my cares on him because he cares for me. That's why I'm quick to say God be merciful unto me. I am a sinner. I have failed and thought word indeed. But Lord, you are rich in mercy. You forgive. I don't use that as an excuse. I use it as a way to derive hope in this hopeless world because you're on my side and I'm wanting to be on yours. You have forgiven me of all my sin. Not a single one is gonna be held against me. May I live as the one who knows he's forgiven. May my life be a tribute to your grace. May my words bring honor to you.  You are rich. You will forgive others too. And that's Christianity. It's not that we're perfect people. It's that we worship a perfect savior. Jesus Christ died for us and we follow him. It's that simple. It's that simple. Never forget. Never forget. And be aware. You may think of yourself as being a nothing.   He will take you down. But guess what? If God is on my side, what can man do against me? I mean that sincerely. Somebody says, and I'll close, somebody says, how have you walked with God for 52 years? A lot of people started and they didn't finish. Because I know my own weaknesses. Because I know without him I can do nothing. Because I have cast my cares on him. And because he has promised, he said to me, I will never, never, never leave you nor forsake you. I am with you always even until the end of the age. And my Holy Spirit dwells within you, has sealed you into the day of redemption. And I am there for you because I love you. And that I have discovered over 52 years that God doesn't lie and God never leaves. He's with me now. He's been with me 52 years. And one day I'll be able to see him face to face. So will you and be able to say to him, thank you for your goodness to me. You have blessed me in ways that I never imagined. There are so many good things. How can I count the good things you've done all these years? Jesus, you gave me a beautiful wife, beautiful children, beautiful grandchildren. You gave me friends, church, family. You gave me so much. How can I not serve you? How could I not serve you? You forgave me of all my sins. You've cleansed me from all unrighteousness. You gave me a new life, a new name. You took away the shame and you gave me peace and joy, you gave me love, you gave me everything. Why wouldn't I remain faithful to you? But the enemy still comes after us. Be aware that this is a new year and it's a new opportunity for him to undermine you. Stay strong with Jesus. Let's see what God will do. Our Father, we bless you.


Let's do some Python on hardware. Right, Blinka. OK, the Python on hardware newsletter this week, lead story. You can listen to a fantastic interview with Damian George, MicroPythonly. This is on the Invented FM podcast. Download it, read it, listen to it, do all the things. You can check out that on our website, on the Invented FM website, on any of the streaming services that you use that have hot-catching. I think I'll bundle up this into two pieces, because we're going to talk about the sort of Python day. But sort of the biggest news is you and the circuit Python team kind of made a decision a long time ago.  And that meant it's like, oh, this is a MicroPython thing. And we decided not to do that. Correct. And now MicroPython is also not doing that. Yay. Why did we not do that? Why is MicroPython not doing that? And why is this all good? Why is this better? Yay, we're doing the same stuff together. So one of the decisions that MicroPython made, and a lot of things about code is making decisions. And you stick with one, or you change your mind later. But they decided to go with UOS and UJson and U-Sys, putting the U in front of the library names, because they were customized to be for MicroPython. And there were a couple trade-offs with that. One, it made the code much smaller, because they could just shove functions that were necessary for MicroPython in any library that was convenient. However, the downside is that the code for MicroPython was no longer a true subset of CPython. So when you're doing import UOS and then like OS, UOS.mount, or whatever, you'd have to remember. You'd have to have different code, depending on whether it was running on CPython or on MicroPython. And while MicroPython was designed to be very fast light, one of the things that we wanted to do with CircuitPython is to make it as close as possible to CPython running on a microcontroller. And so we decided not to change any existing built-in functions in the libraries. We may not implement the entire capability of the library, but. NumPy or something like that. Yeah, we have MicroLab, which is a totally different thing. Like we don't say it's NumPy, because it's very different. NumPy is, of course, massive. But with stuff like OS versus UOS, we took out anything, like those, I think, would be like a real-time clock call. But if you learn Python once, you get to use it everywhere, essentially. Yeah, like instead of having the SD card mounting code. Because CPython doesn't really have SD cards. It's not a thing that happens with CPython. Like you have your built-in storage on your computer. You're not mounting a disk drive. Whereas with MicroPython, circuit Python, you do. And so those functions lived in UOS and made UOS like it was much more compact, where we pulled them out and put them into a new library called Storage. And we wanted to make it so that any code that you wrote as much as possible, we wanted to make it run on CPython or circuit Python. It's just a structural decision. So also, we have Blinka when you do stuff in Linux land. So that still all works. Yeah, and that's another thing. Almost all the examples for all of our libraries can run on a microcontroller or on a single board computer. There's another powerful thing. So now Python on microcontrollers, desktop Python, whatever you want to call it. CPython. CPython. And then pretty much the ways people are familiar with Python, they're learning online and classes or if they're reading books. All this stuff kind of work all the same now. Ideally, yeah, it's like you should be able to actually follow along with a Python class on a circuit playground express or something. There's nothing new like it should be as transparent and similar as possible. But the trade-off is, again, it's a little bit more bulky. But in my opinion, is chips only get bigger and faster? I remember what was it like six years ago or something? We talked about this. And I think we made a bet that chips are going to get faster, lower costs, and more storage. Because we show up as a USB drive, essentially. And we're like, well, pretty soon, it's just going to be like a full-on computer. So why don't we just assume, why don't we work back from this is going to be Python Python? So that's kind of big news. I think one of the cool things, too, is since schools are doing curriculum in Python, they can have a microcontroller. One of the bits of feedback that usually here is because they're like, well, I just don't want to type in a screen all day. You could do physical computing with something like a circuit playground express. And you can blink LEDs and you're learning Python. And you get the REPL. And you get all these things. And you don't have to remember different types of Python for microcontrollers. You just, if you know Python, you know Python. Sorry, that's kind of big news. Yeah, so a lot of the micro-python is doing the same thing. I think that's really, it's mature. It's all good. And Damien's great. Listen to the podcast. And then also just a little note. So someone had emailed Adafruit and said, oh, I want to do it. I'm not going to buy electronics, but I want to donate money to you because I like that you do open source. So do you know what? Micro-Python, we help with the fundraising each year to get people to sponsor the Micro-Python project on GitHub. And they're working towards their goal. We do a separate sponsorship in addition to the thing that's on GitHub because we're tight with them. We actually send them money. So I said, just donate to them because that's one of the things that Circle-Python's based on. A lot of people use Micro-Python. All these things work together. It's open source. Just like there's multiple flavors of Linux. You may not want to use one flavor for one thing, or you might want to use both, or you might want to use either. Yeah, some people would. It's great. Some people like Damien, some people. It's fantastic. You can choose and all of these things work together. Same kernel. Same kernel. Different distro. Yeah. So I suggested that and they did it. So that was cool. So the festivities, by the way, begin. Begins next week. Circle-Python Day is August 18. It starts at 10 in the morning. Circle-Python Day introduction with John Park, special edition 3D Hangouts with Noah Page and Liz. 11 AM, Beeps and Boops, Circle-Python Day panel discussion, hosted by Paul. 12.30, there's Circle-Python Day Game Jam with a foamy guy. There's the Matrix Portal board build with maker Melissa. There's Circle-Python Day Chat with Jeff, Dan, and Catney. There's special edition JP's workshop. There's Deep Dive with Scott. We're doing a show and tell. And there's Ask the Engineer. That's a full day. We're going to be in the Discord server. We're going to be broadcasting in all the places. It'll be super fun. It's super laid back. I know people still aren't traveling quite yet in stuff, or they're just starting to, or whatever. The timing never works out for people to hop on planes. Maybe we'll do a physical one. People do these around the world, but this is one place and you can watch all the live streams later. And that is our News of the Week. Again, next week, Circuit-Python Day. You can get the newsletter delivered every single week. Go to AdafruitDaily.com. Subscribe. We don't do anything with your email address. It's a completely separate site. Okay.


Hi, welcome back to theCUBE here at IBM Edge. I'm Alex Williams of SiliconANGLE here with Steve Fawcett. Steve. Hello. I was just trying to get an idea what you do, and you said you don't have a day job, but you do have a night job. No, I don't have any kind of job. You don't even have a night job. So when you're gamefully doing something. I employ myself. You employ yourself. Yes. And what is that that you did? So basically I write and speak at events, and I also organize events. So basically the sum of it is that I'm doing a lot of writing of technical articles. I also do a lot of blogging and just sort of whatever I feel like. I speak at events like this. I'll be having, I have a session tomorrow here at Edge talking about server virtualization integration. I also have a seminar series that I'm doing with about 30 cities this year. Doing an all day seminar on infrastructure for server virtualization. So storage servers and networks for virtual servers. And then I also organized the Tech Field Day event series which is kind of, you know, in a way it's a way to sort of give back to the community that supports me because it allows me to bring in a whole bunch of really great people. You know, it does in different independent bloggers and put them in front of different companies, you know, and talk about whatever the companies are doing. So we've done Wi-Fi. We've done data center networks. We've done storage. And we've got a security event coming up pretty soon. So a lot of different stuff. When is the next event? Oh, hey John, where'd you come from? Can you knock up on me? Yeah, I slid back from lunch. Good to see you, buddy. Good to see you. Here we are. So the next event coming up is... Yeah, so my next event is Wireless Field Day Free which is in September. And so it's all Wi-Fi companies. And let me tell you, as an enterprise guy learning about Wi-Fi has been super cool. Because first, the Wi-Fi people are actually really cool people. I mean, and they work on totally different challenges than we see in the enterprise, but there's such a parallel there. And so if you're excited about software-defined networking and separating the control plane from the data plane, well, Wireless did that. They didn't do it in exactly the same way that OpenFlow is doing it, but they've got their own twist on technology. And I think it really would be great if more enterprise people kind of saw what's going on in the wireless space. And it would certainly be great if some of the wireless people saw what's going on in the enterprise, because I think we could probably learn from each other. Yeah, I'd like to see some enterprise-class service on wireless. There's some really cool things. So I organized blogger events for the Ruba Airheads conference.  And it was really eye-opening to me. For example, I see an iPad on the other side of the camera. One of the things that they were talking about is how things like AirPlay and AirPrint work in the enterprise. I had never considered the implications of AirPlay on enterprise Wi-Fi networks, but wow, well, the thing is, a lot of enterprises are now bringing in like an Apple TV and connecting it to their projector. Well, in order for AirPlay to work, the iPad needs to be able to talk directly to that Apple TV. Well, Enterprise Wi-Fi is not designed to allow endpoint devices to talk to each other or to see each other. So they basically have to create special rules for Bonjour that allow these devices to see each other. And then they're kind of thinking, well, what about like, do we want your iPad to be able to see the projector on the floor below you? Well, no. So we have to figure out a way to filter that out. And like, have you only seen the printers? And it's totally weird stuff. And when you hear about it, you're like, oh, of course. Yeah, yeah. But you might not have thought about it. Yeah, you really start to see that when you talk to the customers out there about what really are their challenges. I was in a discussion yesterday at HP's event, and they were talking to just about security issues and authentication issues. Oh, yeah. Just very, very basic issues that they're struggling with every day. And there's some really cool stuff coming down the pike. I mean, I don't want to have this all be about Wi-Fi, but honestly, there's some really cool Wi-Fi technology. 802.11u is this whole new hotspot technology and authentication technology. And it's going to change the way your iPad and your notebook and your iPhone and Android, it's going to change the way all that stuff works with hotspots. And that's next year. So when you look at those events that you go to and the ones you organize, and then you look at an event like this as a contextual point, what are the connections that you're seeing? Well, it's interesting because so many of the independent events, I mean, I've spoken at Interop for years. I love Interop. I'm sure you've been there a few times. Oh yeah, a few times. And yet, so many of these independent events like that are gone and now events like this have so much more presence in the industry. Yeah, would you come to an event like this or EMC World or Stories Networking World, as an example? Yeah, exactly. Because people go to, and there's people all around us at the IBM event. And so, I mean, IBM, I think it was really smart for them to put together their three disparate events into one storage event. I mean, this is very like EMC World or VM World or any of these, I mean, it's honestly a lot like Aruba Airheads, even though obviously it's a totally different market because this is what people go to now. And there's a lot of crossover between what used to happen at the independent events and what now happens here. Do you see a role for an independent event? I do, but it's a little more challenging because, I mean, remember, back in the days of like Computer Shopper and Comdex and Interop and stuff, it was really different. People were going to those events to shop. People don't come to events to shop so much anymore. People come to events now to explore and to get connections. And I don't know how it's gonna work in the future. Interesting, one of the things that's been interesting for me is that I've talked to a number of people who came and said they brought their teams down to get educated. So the education component of this is, I think, substantially more than what you might have seen at some other sessions. The education's there, but it's kind of lightweight, you know. I'm also seeing how, you know, with a lot of what we're talking here about is like IT everywhere. I mean, IT can be anywhere. Oh, absolutely. I mean, that's the Wi-Fi lesson is IT everywhere. And it's like, you know, and any, you know, a cell phone as a node, this laptop as a node, right? So IT will be anywhere. And that means then, increasingly, there's communities that are kind of establishing around data points, right? There's starting to, you know, there's connection points. That to me seems like opportunity for events, right? It's like, because now we're starting to move into this whole new world where we're kind of developing new communities every day, you know, and they build and build and build and those actually can become, you know, have enough critical mass for events. Well, so in your perspective on this, one of the things I hope to see out of this is make this a sustained event. So we could do the comparison in the EMC world. Absolutely. So we're at 1600 or so today, I don't know, at this event, you know, is it going to be a 5,000 person event in two years time? Are they going to continue the investment across, yeah. And I actually, I think that my biggest piece of advice to IBM in building this event and also in doing the other things, like, I mean, what we're doing right here, you know, we're on, you know, on the air with live streaming video. IBM needs to not have this be a self-serving event. And I'm not saying that it is, but I'm saying that they need to be careful not to make it that way. The reason that people love VMworld, for example, is because it's all about serving the needs of the attendees. And if IBM can do that, if IBM can serve the needs of people who use IBM storage, then I don't see that this event can't grow and grow. And that goes down to the education. It goes down to everything. I mean, if their metrics are organized around what do people want to see and what value are people getting from the event, then I think they're going to have a successful event on their hands. So give me two minutes on what was best for you? Well, actually we need about one minute because we're going to have to move on. Okay, so give me one minute of what's the best thing that you've taken away from this. Oh, the best thing that I've taken away from this? Okay, I really enjoyed this morning there was some sessions on the future of storage. I really enjoyed what they said about solid-state storage and the long-term evolution of storage architecture. That stuff is cool. I think it's really valuable for people to come and hear technology vision for the future of that. I also really enjoyed the Watson session just because it was really cool to see all these Watson work. But there you go, there you go. Yeah, I also, I mean, what I really like about this event is how forward-looking it is. Those keynotes with Jeff Jonas, with distinguished fellows, that's really the, that's the thing that I think would, for me at least, bring me here. And remember, IBM invented everything. And that's the truth. And that's not just a flippant remark. IBM is basically a research monster, at least has been in the past. And I think it's important for them to demonstrate that they still are and that they're at the forefront. And that was, I think, one of my big takeaways is, is I, because they've acquired some small early-stage companies and they've incorporated them into some of the solutions. But the investment that they've been making internally, and Jeff Jonas was a good example of that, I think it's just great. Well, he's just a great speaker, so. Well, he is just a great speaker. Well, we're going to have to get going. Steve, thank you very much for taking some time to be on the air with us. We're live here at IBM Edge. Now we're going to go live to HP Discover in Las Vegas with Dave Vellante. Dave, take it from here.


Next we have Sameer, you are Sameer. Hi you people, am I audible? Yes you are audible and you have 5 minutes. Hello, I am audible and I am proceeding further. My topic is how I use Python in my CA office, that is Chartered Accountant office. We have three basic sites where we have to interact on a daily basis. First is the goods and service tax, second one is the Ministry of Corporate Affairs and third one is the income tax. On all of these three sites there is a lot of data that needs to be taken out. First of all let me just start off with how I used the GST site and Python. I tried to scrape the web data from the GST site and this is what I have tried to get it out from. First of all this is the data that comes in. We have a lot of data that needs to be taken out. First of all if this is a client of ours, we have to take out when exactly it has filed it and whether the data has been filed by them or not. So I have made a Python program which allows me to scrape this data. This is what is the site or what is the gist of my code. You can get it on my GitHub which is located here. This is where you will be able to get it and I will just demonstrate how this thing works in a minute. So say this is my site or on the right what you see is the name of the clients that I need to always scrape data for whether they have filed their returns on time or no and my program the VS code on the left actually runs and it is going to loop through each of these five clients and get the data when exactly they have filed or they have not filed. Please mind it with me that whatever they are filing it is very very important if there is any deadline that has been missed then they will lose a lot of money because they have to pay penalty and interest. So this is where I have used Python, I have used library like PyOpen Excel I have used PySimple GUI and Selenium to get this thing done and here you can see how it is happening. Python has been quite helpful in getting this data because physically it would not be possible to do it. Here I have done it only for five clients but I can do it even for 150 clients and it is platform independent, I don't need a separate software for this. This is one way of getting the data from the site and I found it quite useful. You can see the whole data of where they are registered where what all filings they have done, what is their officer is all possible to scrape it from the GSE site. Another way, and here at the end you can see the whole data has been downloaded into one neat Excel file and here it is. So this data is coming onto the Excel file. Other way I have used Python is by getting it from the ROC site. This is what my data is, this is what it looks like right now. So I have been able to get this thing and once in Excel I am very easily able to manipulate this data the way I want. The other way I have used Python in my office is by exploring the MCA site. Lately you might have heard of one company in India getting a lot of investment from foreign investors. If say this is the company, I want to find out on a daily basis what exactly the filings have been done by this entity. I can do so by actually having something called as view public documents which is available on this site. And I have made a Python program which allows me to download or at least get the names of the forms that have been filed on the site. So here let me just show you how this one is working. So right now what you see on the right side is actually the name of the company. On the left side is my Python VS code which is actually going to loop through what all data has been filed and in a minute you will be able to see how it is working. So for any company in India you have the name, the master details of the company the charges of the mortgage that has happened for the company and the list of directors for that company. My tool actually loops through all of this data and brings it into again a neat Excel file for it to be manipulated. This is for this very company and once I have downloaded all the data it makes my life easier or for my staff in this way it gets all the data. So what you see on the site is actually the company. Sameer we are out of time. So it loops through all of this and Python has helped me get to this point.


How much did I make investing into acorns for one full year? Let's find out. Hey YouTube, it's Zeke and welcome to the Dream Green show. Today I'm going to show you my gains on how much did I make by investing into acorns for one full year. For those that don't know, acorn is an app to where you connect it to your bank account, you connect it to your cars, and every time you spend your money on your car or swipe it, it rounds up your change and then invest it into the app for you. So I've been doing this for about a year now. If you guys want to check it out, I made a video on this not too long ago, showing my profits, but now it's been a little over a year and I'm about to show you guys my gains, okay? All right, we take a look at acorns. Right now I have $2,125.67. But exactly how much of that is profit? If I click on performance details over the last year, well all time I'm up $159.81, up 8.13%. But let's take a look at the year to see if I'm beating the market. I am, I'm up $167.05, that's up 8.53%. Putting me at $2,125.67. Now a year ago I only had around $400 in my account and it slowly grew over time, accumulating dividends and growth by me investing my change into it every single time I swipe my car, it rounds up. Let's say I buy something for $1.25, it'll round it up to $2, so it'll invest 75 cents into the market, to the stock market for me and do automatic buys. And it also reinvests my dividends right back into the platform. So these is my details for the year. This month has actually been a pretty banger. I'm up 6% this month, $121.47. So this month right here along has been doing very, very well for me the last 30 days. So that put my account well over the $2,000 mark. So that's pretty darn good if you ask me. Now if we take a look at my roundups, the total number of times that I have done a roundup on Acorns is 1,675 times. So that's 1,675 times that they invested into my Acorns account. Right now I'm at $4.42. So around when I get around 60 more cents it'll invest $5 more into my Acorns account. A amount invested total of my money from roundups is $1,263 just from swiping my card for entire year and rounding up to the next level. Now why I have a $2,000 account is because I actually spend $10 every single week into my Acorns account. So $10 every single week into my Acorns account plus my rounded up change set me just above the $2,000 mark in a year. Another way that I have invested into Acorns is by Earned Found Money. If I click on Earned Found Money I have a total of $6.15. So let's say they have these bounties. Every time I go to Chevron and get gas from Chevron they invest 25 cents into my account. Or if I use Airbnb they invest a certain percent back into my account. So if I click on Earned Found Money if you buy Levi's from their website they invest 5% back into your account. Me and these have a great deal going on they invest 20% back into your account. Uber would do 50%, I mean 50 cents on every ride left would do 25 cents on every ride. They go to Chevron, I was talking about 25 cents for getting gas at Chevron. Walmart has a 1% back. So there's plenty of opportunities just by connecting your car to Acorns that you will get percentage back every time you spend and use Earned Found Money and it will be reinvested back into your Acorns account so it can grow into the stock market over time. Now the reason that this is called Acorns is because right now you're starting off early planning a little bitty Acorn that's eventually is gonna grow into a big gigantic oak tree. So if we look at my potential, years down the line if I continue at this path right here investing $10 a week and just using my roundups by the time I'm 69 I will have 161,865,000 dollars. So that's not bad just from my change alone by investing $10 every week plus my roundup change let's say 40 that's around bam and 40 at the age 40 I have a little over $17,000 but let's say I want to change my potential from going from $10 a week to $10 a day. So let's change that to $10 a day, bam at the age 40 I have $65,000 and 69 now I have around over $660,000 but let's say I invest into Acorns just like I invest into Robinhood by $200 every single month. So no $200 every single week. So let's change this back to weeks and $200. $200 every single week will make me a millionaire by the time I'm 69 I have $1.7 million and by the time I'm 40 the snowball thick will have really kicked in at the age of 40 I would have over $169,000. So that's how the little be the Acorns can eventually grow your oak tree slowly over time and look at the exponential curve the longer you hold on to your Acorns the faster it will grow down the lines but this is a long-term strategy to grow wealth and have passive income without you even noticing it just by investing pocket change every single time that you swipe your card. Okay, I actually just invested $10 into Acorns right now I received around $28.65 into Individence about money $6.15 in referrals $20 by telling my friends and family to sign up you usually get around $5 if they signed up but right now Acorn actually have a deal that if you sign up five people in the month of November they will invest $250 worth of money in two year accounts if you sign up five people you will make more money than I have in a single month than I have in a entire year if you could sign up five people using Acorns. So it's pretty tough to do but if you get five year friends to sign up you can earn $250 and that will put you well over beyond the 8% growth in a single year. But yeah, so let me tell you about the strategy that I use I have an aggressive portfolio. Having an aggressive portfolio you will have large company stocks of 40% small company stocks of 20% emerging market stocks of 10% real estate 10% and emerging large company stocks of 20% that is an aggressive portfolio compared to a conservative portfolio which is ultra short-term corporate bonds so they will buy mostly bonds with your money and your account will grow slowly over time but it's super, super safe compared to having an aggressive portfolio. In fact, their aggressive portfolio to me is almost still conservative it's also very safe I wouldn't really consider this aggressive at all real estate stocks only 10% but hey, you know, I'm trusting them with my money and they say this is aggressive so I'm sticking with aggressive and it's been working out for me so far. Roundup settings is times two so if it rounds up a quarter I have it multiplied times two so it invests two quarters instead of one and of course like I said earlier $10 every single Friday would be invested into my account and it's been working out just great for me so far putting me over $2,125.67 Every now and then you can make a one-time investment you can come in invest 10, 25, 50 or other so you can invest $500 into it at once if you want to and let them grow your money over time slowly but it's to me, I want it to be less noticeable coming out of my bank account and just by me swiping my cards in the roundups it's super simple and safe to me that I'm not investing a big large chunk of change to me over time. This is a great app if you're just getting started and don't know how to invest this is a great app if you just want to watch your money grow slowly over time without really having to look at your bank account and be like, dang, I just spent $200, $300 investing into something that I can't touch right now but yeah, this app has been great to me so far. Yeah, guys, that's pretty much it. I'm just bringing you to update on my writing of these accounts I made over $160 something dollars within a year. If you guys want to sign up, there's a link down in the description. All you have to do is click that sign up. You'll get a free $5 for sign it up and I'll get a free $5 to sign up and who knows if you get five of your friends to sign up now you have $250 added into your account and you are surpassed me that I have been doing this for entire year. If you already have acorns, comment down below how acorns has been treating you but other than that guys, this is Zeke bringing you to Dream Green show and I'm out, peace.


Well girls, thank you so much for joining us. We're down here at a Reaver on Bournemouth Beach. We're going to be chatting with a tea and coffee about all things women's football. We're going to talk to you about your season so far, the game at stadium, life outside of work, we're going to get it all. Am maesie, I'm going to kick off with you. You're the captain of the side. Just sum it up for us this year so far. Yeah, it's been a great season, I mean. We were unbeat in far for quite a while obviously until Sunday. Street Bar Repeat, Ac mae'n gweinidol wedi ei gweinidol cysyllt i'r amser, allan o'r llwyffaint o'r amser, ond i'n gweithio'r amser yn Lai Llywodraethol, yn telefonau hynny. Felly ychynig am ei gweithio ym ten arall, i chi'n rhan o'i rydw i ymd Lywodraeth, nid o gweithio, oherwydd ydym yn y lle yn gyweithio arifedwyr ac yn amddai gyda'r gweith. Sam, nad ydych chi'n flwyddyn. Ni'n cymdeithas arlawni ysgol ym Ysgolriaeth Sryliau Pwyllydd, Wyddech chi'n sylwedd dweud i'r 4 sefydliad – am gyfrindio'r 4 sefydliad y cwyl dechrau ar EFC Bournemouth? Mae'n dweud yn iawn. Dwi'n meddwl y tîm agor i ysgliadu i'r ddechrau ddechrau. Ac yn dysgu pan yn fawr a amddai am gael bod pobl yn gweithio'r reddi fel yr oem sy'n gallu gwyfrindydd sy'n gallu cynhargyl Coeulio'r game yn gyny smoothly. Am ffiniad, dyma'n ddwy i'n ei gwybr. Roedd ni'n gallu yn gallu bod i'r Bournemouth, rwy'n gysyllt hwn. I literally never know. This girl was a girl that literally would never leave full town. When I messaged her and she was like, yeah, I'm thinking about leaving, I was like, oh my god! I couldn't believe it! So we're putting it down to you that Sam's come this season. Yeah, I'm still asking Steve for my money for that, but... And we've had quite a few new players come this season, like some Becky Barth, Katie James, Jade Bradley. How much have they settled in with the group? Obviously, I know we're quite far into the season now, but they all came, they're all fresh faces. They all had the experience of tier four football. How nice was that for you? Yeah, amazing. You know, I think they've made a massive impact on us this season, having experience in the leagues above. Obviously, we've had some youngsters come up, so them girls have really helped out the youngsters as well. So yeah, it's great to have them girls. How impressed have you been with those younger ones? We've had Lucy Keeper, Ellie Elkins, Hannah Francis. They've done so well, haven't they? Absolutely amazing. I don't think if you were to line them up with everyone else, you wouldn't be able to pull them out that they had any less experience or were any younger than anyone. They've stepped straight in and fit straight in really well. Well, we need to talk about Lucy Keeper because she's just won March's goal of the month board.  Honestly, I think before she scored that goal, somebody had just got injured and we were standing round. I said to Lucy, I said, Lucy, just be confident and take someone on and shoot. Two seconds later, she did that and I was like, oh my God! I was like, I'm going to say that to you every week now. It was amazing going, oh, imagine at that age to win, win goal of the month. She must have been buzzing. So you're taking the credit for that one as well? I'm taking credit for everyone. I'm taking credit for Sam, Lucy, everything. In all seriousness, it's been great this year, hasn't it? Because we've had Lucy have that recognition. We've had Becky win that award earlier in the season. We had Becky on our club podcast and the integration between the men's team and the women's team this year seems to be the best of it ever. It's amazing. I've been at Bournemouth four or five seasons now and it's just amazing to see how far it's come and the tops the other day.  Let's talk about that. I mean, I don't think either of you are at the game, but when you found out that Mark Travers was warming up in a shirt that said, Crips 12 on the back and you saw Lloyd Kelly with Smith and your number on the back. That must have been quite a surreal moment for you guys. It's brilliant. When KJ sent me a picture, I was like, oh, shout out. I didn't believe her. And then when I saw it on Twitter, I was like, oh my God, I couldn't believe it. But yes, it's so nice. It's quality. I love it.  What sort of are the changes that you've seen? Even small things like, for example, now you're all in the same kit. You've got a bus that takes you to away games before it would all have to be very much self-funded, right? Yeah, very. Like I remember when I first joined and we were like putting the goals out and now we would never do that. Like, yeah, we would like dragging the goals out and everything and like the little mini bus. It's just so much has changed and we go up on the coach as a team and things like that. Just it's just brilliant. Yeah. Now for you girls, we've got a really, really exciting end of the season because we're talking about another first here. The first league game for our women's team at Vitality Stadium. Just talk to us about how you found out that was going to be happening in a new thought process. I think I've played at the Vitality twice now and both times I got cramp. So that's not so exciting, but yeah, it's lovely playing there. We haven't played a league game there, so every time we've played there it's been a friendly, which is good as well, but playing a league game there will be really interesting, really good. You've never played there, have you, Sam? We've had some friendlies there before, but you've never, you weren't here. No, nothing. I did the open session that was there before Christmas with the younger ones that were there and that was really good in itself, just playing in front of them and afterwards signing all the bits and pieces for them and pictures and that, but no, a game would be a completely different ball game, I think. It would be really good, really nice experience. You girls, you're not even part-time, you know, you don't get paid to play, but you get so much from it. So when you have little girls coming up to you asking you for autographs at the side of the pitch and things like that, is that a bit of a surreal moment? It's mad. I think they got a picture of me, one of the girls asked for a picture and there's a picture of me having my picture taken. I think I was more buzzing to be asked to have it done than what she was getting it taken. That's how I feel. I'm like a fan of my fan. Yeah, I'm like, do you want a picture with me? Can I have one with you? You talking to me? Yeah.   Yeah, it's amazing, you know. Like I say, when I joined Bournemouth four or five years ago, you didn't get that then and now when I see things like that, it just goes to show how far we've come. It's amazing and I've got a girl that plays for the under-10s who's a massive fan now and her dad sent me a picture the other day she's had a photo framed with me and her. It's just crazy. I'm like, oh my God. To me, I'm just a normal person that gets up in the morning and goes to work so it seems strange but it's amazing. Well, I do also want to talk to you both about work because as we've just said, you're not full-time professional footballers. You do have lives, you do have a job to go to, you're nine to five. Now, you both work for the NHS. Madee, I'll start with you. Just explain for those people who don't know what you do every day. So I work in a rehab ward. I work with patients over the age of 65 that have had either an operation or an illness or someone trying to get them back to their mobility and that before they had the illness or something. But yeah, I've worked in the NHS for about five or six years now and on top of that, play football. So yeah, I work full-time and then go to football training after. I used to work 12 hours yesterday and then go straight to training. So it is hard, but when you love football, it's what you do.  Just tell us a little bit more about that. That must be very rewarding as well. It is very rewarding. I only started in September though, so I'm still pretty new. But before, like, Madee, I work at Paul Hospital so doing a similar sort of stuff to Madee as a HCI. But I've done that for five years and I love it, absolutely love it. Now, we normally play in front of 150, 200 people down at Verwood. It's fantastic. I mean, the support we get is brilliant considering we're, you know, 20 minutes away from Bournemouth as it is in Verwood. To have this game at the stadium, I think we've sold about 800 tickets so far. How amazing would it be to see as many people in that stadium as possible, as many Bournemouth fans as can get there? Yeah, it would be amazing. Really, really good. For them to see it as well, I think for some of them, it might be the first time that they would have watched a women's game, maybe. In a stadium, definitely. But, yeah, it would be really good. Really nice to get a win for them as well. What would your message be to anyone that's watching this and is thinking of coming down to that game on the 10th of April against Chesham? My message would be, don't think about it, just come. Just come. It will be worth it, honestly. It absolutely will. It will be very much worth it. Well, girls, thank you so much for joining us. It's been lovely to catch up, sit down, and yeah, we're looking forward to that one on the 10th of April against Chesham United. Be there.


The topic which we are going to discuss is about workers' compensation with relevant to insurance. It has been seen in different organizations, whenever the employees are paid compensation and it is remained the part of insurance. For example, here I have written, the cost associated with workers' compensation must be borne by the employer of the organization and it has been also seen this cost is part of overhead expenses of the employer in the organization. In addition to, employers must also ensure that cost will be paid even if they go out of the business. This means that even if the employer leaves the business, the cost of employee's compensation that he has to pay, he has to pay for it. The answer of the most employer in his workers' compensation insurance, it has also been seen that the workers' compensation has been treated and dealt with through insurance. The common point here is that the compensation plan made by the employer has been taken through three types of compensation. For example, common threat woven through all the various compensation laws is a requirement that employers carry compensation insurance. It has been also seen that there are three types of compensation. Number one, state funds compensation. Number two, private insurance compensation and last self insurance. Worker's compensation insurance. It is common to see this from this point of view that the workers' compensation has to be determined in it. How will that compensation be paid? Who will pay? How much will pay? When will pay? How will pay? What will we compensate for? What will we pay? Will this case be handled in court? Will there be any arbitrator who will see it from this point of view? All these things are discussed in terms of compensation. The solution is found and managed. Here in this slide, I would like to tell you that there are some methods of implied compensation. Those are the count counts of how this compensation will be calculated. Number one, schedule rating. Number two, manual rating. Number three, experience rating. Number four, extra-spective rating. Number five, premium discounting. The last point is combination method. In six points, it is important to see that we have to pay the premium amount of compensation and how to calculate it. The most important point of calculation is that whatever amount you are paying, whether it is one penny or one million, it will be seen in this angle that you should pay the implied amount in every way. If you do not pay the implied amount in every way, then the cost of the cases of the sue in the court will be higher than that of compensation. To avoid that, we pay the implied compensation. Resolution of workers' compensation dispute. Bus cut implied is also not willing to pay compensation and implied is willing to get compensation. So where will the problem arise? The problem will arise here that one of the fundamental objectives of workers' compensation is to avoid costly time-consuming litigation. If the matter goes to the court, then time and cost will be involved and the expense of litigation will be involved. To avoid these things, whether this objective is being accomplished is questionable or not. For this reason, the United States of America has some arbitration offices where it is ensured that the employer, the employee, has to find a solution between the two. Resolution of workers' compensation dispute. Bus cut is also seen that the employee wants compensation of what type of compensation. Bus cut becomes a disability. In the next slide, I will go and tell the students what type of disability can be. But the important point here is who will count the compensation. Will it be weekly compensation? Will it be monthly compensation? What will be the benefits? Will you pay compensation on the life term basis? Bus cut becomes a disagreement between these things. Most states have an arbitrator in the United States of America. The reason behind this is that the employer and the employee will not go to the court. Instead, they will go to the arbitrator and the arbitrator will listen to both and find a solution. Injuries and workers' compensation. If we look at the workers' compensation and the employee's injury, there are two things that are very deep. While looking at the nature of the injury, the employee is compensated. If there is a permanent disability, then the compensation is increased so that the employee can spend the rest of his life in a better way. The original workers' compensation concept and the original compensation for workers who were injured in an on-job accident. If the employee is in an on-job accident and the injury is caused by an injury, then the company will be compensated the most. What constituted an accident varied from state to state in the United States of America? It can be compensated in one place with $1,000. If the same injury happens in another state, then you can pay $5,000. This can happen. Why? Because the state to state is a little bit different. Disabilities and workers' compensation. I would like to tell you about these students. In the first case, the employee can have permanent total disability. In this case, compensation will be the most. In the second case, there can be permanent partial disability. That is, because of your injury, you can have a permanent partial disability. That is, because of your injury, you can have permanent partial disability. In this case, you can be compensated. Temporary total disability. And in the last case, temporary partial disability. This is the least. In the last case, you can be compensated. Because this disability is partial and temporary. This is not permanent. After getting few medications, you may be recovered fully. But in this case, the employee can be compensated. So that the employee doesn't feel that the organization is not telling me back. And this is the last slide. The compensation I was discussing. Disabilities and workers' compensation. If you look at it, dear students, there are four approaches used here. To handle the concept of disabilities. There are four concepts. There are three theories, which are commonly used to deal with disabilities and workers' compensation. Whole person theory. Number two. Wage loss theory. Number three. Loss of wage-earning theory. If you look at these three theories, they are related to employee compensation. Number one. Number two. Due to the possibility of disability, employee can't get benefits in that way. He can't continue his job in the yoga routine. Because of this, these three theories in case of any disabilities implies must be provided compensation.


This fits to me a little bit. Okay, we know who you are. Which of your sons is, how about a left or right? Yeah, if you can tell us who. Let's see it, girl.