This is my third Bogleheads conference. I've been coming every few years for since I don't know 2008 or something and And this one's going to be spectacular. I'm pretty excited about it Bogleheads University has a fantastic faculty lined up as you can see I am the least of them and that's why I am the host Let's get into it a little bit first a few disclosures Okay, all these faculty members they work for or they own successful businesses They are published authors if you buy their books. They make money We're not going to tell you what any of these businesses are we're gonna work very hard not to have any conflicts of interest in our presentations today Alright Rick says I have to tell you about Boglecenter.net, which is an awesome place Many of you have been coming to the Bogleheads forum for a long time and may not have known about this fantastic resource But the Boglecenter.net should be your front page for all things Boglehead You can see there's all kinds of things there including a way to donate to Boglecenter.net And I'm gonna bribe you into making a donation when they do the book signing tomorrow I have a few copies of my book that I was able to stuff into my carry-on that I will give you if you make any sort of donation to Boglecenter.net But you have to donate more than 257 because apparently that's what it costs to process a donation So you got to donate more than that But Boglecenter.net is the hub, right? Bogleheads has a podcast. It has both virtual and live events like this one There's the forum that most of you probably already know about The Wiki is a fantastic resource when you're just trying to look something up The problem with looking stuff up on the forum is something that was there yesterday is already at the bottom of the page The Wiki is not like that and and it tends to be more peer-reviewed and more Up-to-date and also will give you that information that you're looking for in a more digestible format There's also a Bogleheads blog if you are on reddit. There's a Bogleheads subreddit There's YouTube channel and of course there are Twitter and Facebook social media outlets and all that is accessible from Boglecenter.net So be sure to check that out All right, here's what we're gonna do today. We're running this operation with military precision We started right at one o'clock We're gonna end right at four o'clock because they got to turn this room for the reception So all these chairs have to be hauled out. They got to bring in the reception stuff So we all got to leave at four o'clock that means we have to be done at four o'clock So all the speakers have been whipped into in the line So they're gonna follow this schedule more or less and then we're gonna make up the slack with the Q&A at the end But this is the plan. We're gonna talk about developing a workable plan That's my part then we get Christine Benz to teach us about investing early and often And then Alan Roth is gonna teach us about risk Christine's gonna come back and talk about diversification. Then we're gonna take a break. It's a ten minute break No kidding ten minutes after we start you got to be back in your seat. We're gonna be talking Then we're gonna Rick Ferry show comes on right? He's gonna talk about not timing the market and he's gonna talk about using index funds Then we're gonna go back to Alan who's gonna talk about keeping your costs low And then the treat you've been waiting for all day is gonna come on with Mike Piper Talking about minimizing taxes and that is such good stuff We're gonna give you a break right in the middle of it another ten minute break And then he's gonna come back and talk about investing with simplicity I'll finish up with a short bit about stay the course in case you didn't get the hint from the book You were handed when you registered and then we're gonna do Q&A with the five of us, okay? all right, let's get started with my part here and And talk about developing a workable plan and this in my opinion is one of the most important things In personal finance and investing but since no one's here to do an introduction of me those of you who don't know me I'll tell you a little bit about myself the picture is what I'd like to do The rest is why I get to stand up here and talk to you. I'm an emergency physician by education and training I have zero financial training at least formally as it goes, but I've been a Boglehead since 2004. I Had a net worth of zero in 2004 And I've been with the Bogleheads all the way from there until financial independence a few years ago At one point I'm now the 25th most prolific poster on the forum at one point I was the eighth most prolific poster on the forum and my wife turned to me and said you're spending way too much time online talking about investing to not be making any money doing it and So I took the Boglehead philosophy to my peers to my profession with the successful online business It wasn't successful initially, but it was eventually I've offered there four books on personal finance and investing and asset protection multiple book chapters Including one in the Boglehead's guide to retirement I've created the most widely read physician specific investing website in the world I have popular podcast and have also created a conference. Now. This is the fun part about the faculty They've all been keynote speakers at my conference I paid them thousands of dollars to come and speak to the people that come to my conference and they've come here Voluntarily for free to speak to you. They are really a star-studded faculty that we have Except me you're stuck with me. All right, so let's talk about a workable plan, okay? Single most important piece of advice that I can give to you is to have a plan If you fail the plan You plan to fail and I want you to write the plan down The reason why is that when you write a plan down it forces you to actually make the plan, right? We all think we have a plan in our head But what it is is some half-baked notion of what we're going to do and when you actually write it down and it Exposes the gaps in your thinking the gaps in your plan until you realize that's a problem I don't know what that is and you go do more research or you get some help and You can fill those gaps in the plan So you need a written plan the other benefit of a written plan is that you can go back to it and Remind you yourself of why you're doing things the way you're doing them or how you decided you were going to do them And so it's really important to write it down and I've been harping on this now with my audience for the last 12 years And so I was really depressed to do a survey last year and find out that half of them still didn't have a written financial plan And so I want you to get a written financial plan Okay, if you need professional help to do that get the professional help a few thousand dollars to have someone help You make a financial plan. Maybe the best money you ever spent it is a fantastic Investment and way cheaper than paying them for investment management Okay, so what's in a financial plan? Well, there's a lot more to it than just an investing policy statement It's not just about investments, right?  What you're gonna do for your insurance, you know, we're talking about disability insurance and life insurance and property insurance and that kind of stuff All right housing plan where you're gonna live how you're gonna pay for it spending plan aka a budget, right? Then of course you got to have an investing plan and then eventually you're gonna need some sort of an estate plan and Probably an asset protection plan as well. So all that goes into your written plan I'm gonna focus mostly today on just the investing portion But all of that should be part of your plan and this document is not something you write down once and and file away And never look at again. This is a living changing working document So let's zero in on it. There are five Pieces to an investing plan. Okay, the first one and the problem is one of these pieces is sexy and the other four are not Okay, the sexy one is number four choosing the investments, right? Everybody likes that. Everybody likes talking about the investments But the truth is that's a very difficult thing to do if you haven't done the three steps above it If you have done the three steps above it, it's really simple And so it's important that you do them in order set your goals Choose what accounts you're gonna invest in for each goal Determine an asset allocation for each of your goals Select the investments to fulfill that asset allocation and then determine whatever your rules You're gonna use for changes and maintenance to the plan. Those are the five pieces Okay, so let's talk about setting goals, right? You got to set your goals. Just set them It's okay if they change. This is what keeps us from setting them Because we're afraid they're going to change or I'm gonna want something different. You just set a goal So what if it changes in three months? You can adjust the plan for that, but the goals need to be smart goals specific measurable attainable relevant to you and Time-limited and here's some examples and these come from my original plan that we wrote in 2004 Our investments will provide an income of a hundred thousand dollars per year and two thousand six dollars We'll still grow in at the inflation rate providing us financial independence by June 28th, 20 30 That's a smart goal. Get rich. Not a smart goal. Be a millionaire. Not a smart goal. That's a smart goal Okay, so some goals may have to do with your net worth some with your income some with your savings rate Okay, here's another example. We'll be worth one million by June 28th 2017 Or this one we'll have the equivalent of four years of in-state tuition at BYU That's my alma mater in each 529 by the time each child turns 18, right? These are smart goals. That's what you want to set You might be wondering the relevance of June 28. That's my birthday All right, it's also important that one great benefit of these goals is it allows you to define enough So that you recognize it when you get there because there are far too many people in our society That don't know how much enough is All right, next you got to choose what accounts you're going to invest in okay, so you choose an investing account for each goal So retirements the obvious one. It's the big one. It's you know, as Jonathan Clements says It's basically the whole point of your financial life is saving up enough money to pay for retirement You tend to do that in accounts like 401ks and 403 B's 457 B's IRAs and Roth IRAs to find benefit plans if you work for the federal government the thrift savings plan And of course you can save as much as you want in a taxable account For education. We have 529s are probably used most commonly, but you can also save up for them with Cover Dell ESA's Uniform transfer to minors accounts and a taxable account health care expenses health savings account Any big purchases or your emergency fund tends to be in a taxable account But it's important to find what accounts you're going to invest in for these goals before you get started Recognizing that it will change as you change employers as account contribution limits change These ratios of how much you have in tax protected accounts like tax deferred and tax-free accounts as well as taxable Accounts is likely to change over the years. There was a time when I didn't have a taxable account at all Now it's my largest account and that often happens to people Tax diversification means having some money in tax-free accounts some money in tax deferred accounts and some money in taxable accounts That's a good thing But in general you don't want to seek after that if it means paying a whole lot extra in taxes to have it So try to get some tax diversification, but try to get it at a good price All right, I am a big fan of a top-down approach to investing to have an overall asset allocation or division of how you're going to invest your assets and Then selecting investments to fulfill that plan So it turns out that your asset allocation is the most important determinant of your investment return the mix of assets the mix of investments that you invest in is going to cover something like 80% Of your investing return is going to come from that asset allocation. So it's really important It's probably not the most important thing that actually determines you reaching your goal That probably has more to do with your savings rate quite up quite honestly But it matters for your investment return and the further you get into your investment career The more your investment return affects you reaching your goals You want to make sure you're taking on enough risk to beat inflation long-term and to meet your goals Alan's going to be talking in a little while about a little more in-depth about risk But you don't want to take on more risk than you can handle I like to think of it like the price is right You've seen the game show right you got a bid and try to guess the price of whatever they have up there on stage And you want to get as close as you can without going over and that's kind of like risk tolerance with investing You want to take on about as much risk as you can handle? But not too much that you panic and end up selling low in a nasty bear market. I Generally recommend people include at least three asset classes in their asset allocation I think you can get a lot of benefits by going up to as many as seven asset asset classes Maybe there's some benefits as you push that up to eight nine ten beyond ten. You're just playing with your money Okay, that is just complexity without additional benefit So if you look at your portfolio, and you got 16 different asset classes Simplification is probably in order and Mike Piper is going to be talking about that today Avoid analysis paralysis. This happens to a lot of people. They realize there are a million different ways You can set up an asset allocation and they Can't move they can't get started because they can't decide Well, the truth is there is no perfect asset allocation. Nobody knows in advance what the best one is So just pick something reasonable and stick with it for the long run And that's the most important thing is that you stick with what you've chosen rather than what exactly you've chosen Okay is each of those asset classes you included in your mix of investments is going to have its day in the sun It's okay to make adjustments to your plan But what usually happens when we're making an adjustment is you do what I did in 2007 when I added REITs to my portfolio Subsequently watch them drop 78% in value over the course of the next year Now they've done fine in the long run because I've kept them in my portfolio ever since and my long-term return Something like 11 or 12 percent or something on that asset class but that first year it wasn't very good and Truthfully, I was probably performance chasing and that's what happens a lot when you're adding new asset classes to your portfolio So be aware of that you should also spend some time on asset location asset location is what assets go in which account I'm not going to get into the details of that But the idea is that you can add a little bit of extra return there by managing the taxes well All right, the fourth step is to choose your investments You just want to choose investments to fulfill your asset allocation based on the availability in those accounts It can be really easy like 25% of my portfolio is in US stocks It all goes in one fund VTI or VTS a x the Vanguard total stock market index fund It's my favorite mutual fund and that's literally 25% of my portfolio super simple, right? Other things might be more complicated though like I have an asset class for inflation index bonds some of that money is in Tips ETF some of it is an individual tips about a treasury direct some of it is an I bonds a little more complexity there and if you get into some more exotic asset classes such as direct real estate investing or private equity or crypto assets it can get really complicated Okay So in general as Rick will tell you later today favor broadly Diversified low-cost index funds you can just pick one fund per asset class that works You know five asset classes in your portfolio. You got five funds super simple You can even consider a simple fund of funds if you're only investing in retirement accounts And you have a good fund of funds available in every account We'll have one of our speakers that will teach you about simplicity who does just that Um, lastly set up some rules. Okay, things change For example, uh, when are you going to rebalance? How are you going to rebalance, right? So you need a rebalancing policy in there How are your investments going to be selected? What are the what's the criteria for adding a subtracting asset classes from the portfolio? How will your asset allocation change over time a lot of people like to get less aggressive as they approach retirement? Okay, how's that going to change you should put that in your written investing plan What are you going to do in a bear market? How's the how are things going to change in a bear market if at all put that in your asset allocation plan? And of course one thing that we like to have is we have a waiting period to keep us from doing anything stupid on a whim We have to wait three months before you can make any changes So that keeps us from hopefully doing as much performance chations we did in 2007 So here's some examples of rules. No asset class will represent more than 30% or less than 5% of our portfolio We'll rebalance our asset allocation as frequently as necessary using the 525 rule using new investment money as much as possible If selling an taxable account or selling an investment with significant trading costs is required rebalances may be performed No more than once a year. These are examples of what I mean by rules And then of course there's our three month waiting period rule So to recap you set your goals you choose accounts for each goal you determine an asset allocation for each goal You select investments and then you determine the rules for changes and maintenance


Like to talk to you a little bit about your full swing and how there's kind of a window of good There's not just one way to swing, but how you swing and how you stand are very connected So I've got this cool training aid to help demonstrate I've actually got another one with a red ball on the end so that you can see what I'm doing What I'm basically saying is this Depending on how you feel balanced for your posture if you bend over a lot and a lot of spine tilt When you swing your shoulders are going to turn Steeper and the club will go a little more around you behind you If you feel more balanced and comfortable standing a little more up and down Your shoulders are going to turn more level to the ground and your arms are going to have much more of an upward swing So guess what is it okay to swing this way? Sure you can make your circle Is it okay to swing this way? Sure, you can make your circle So find something that matches you and swing your way


Alright. Here we go. Are we going to win? Environment. Environment. Oh wow, the environment. It's the place. It's the thing.  The environment is the place in which the thing and which the where and which the where you are, the where and which the things are, the chairs that you're doing and I lost my words. But anyway, no, the environment is just simply the thing, the environment, the world in which you operate, the context in which you operate. Again, we usually focus on organisms here, but we can really talk about anything. So environment isn't just the stuff that's changing out there, it's the place where I'm sitting.  People staring at me. That's part of the environment. The camera's staring at me. Hell, you're probably staring at me, which is really creeping me out at the moment. So anyway, so the environment, the situation under which you operate. If we're thinking about behavior, then it's the context in which the behavior occurs. That's simple.


you're stupid or accidents idiots I am Corbin this is Rick better late than never I always say you're not going fast like button subscribe ring that little bell to be part of the notification squad and today we're a little late a little bit sorry no one told us that the Avengers 2 trailer was dropping till it was too late but hey I woke up two hours and I got I think I had the exact same number of messages as the Avengers trailer had views but it worked out it didn't disrupt my morning workout yeah so let's do it let's get into it works obviously who doesn't love Avengers international this is global this there play this movie on Neptune the last one was very somber and heavy heavy like the end of Infinity War that's so I'm wondering if we're gonna get some action a little bit more story or maybe more sadness but probably not yeah probably not with anything I think it's let's come on a thousand years ago I was gonna say it reminded me that man I realized I loved you no forms now yeah well it this this this was definitely more personal yeah this had a more personal connection they just took stuff from the art of the old film I know obviously they're not gonna give nothing away no about this it's gonna be amazing yeah and it's just I don't I don't know what to think what do you think guys is this gonna this will be the biggest weekend all time that's no that's not a question yeah but what do you what do you predict is gonna happen I somebody asked me that today on an Instagram stupid baby send me a message said what do you think's gonna happen and I said I don't know I don't know what I think is gonna happen but I have a feeling our hearts gonna get broken well I have a feeling a bunch of people gonna die yeah it's gonna be like end of game of thrones type exactly I think I think some people I here's one thing I can almost guarantee cap or Marvel cap's gonna die and caps caps gonna die for his friends I don't actually know if caps gonna die really here's what I think I think actually caps since they're gonna be time traveling he's gonna be go he's gonna go back in time and spend it with oh that would be great what's her name since they're already going to be time traveling right hey there's Dr. Strange in here oh he died I know but they didn't even show him well they're not gonna show any of the people that they show that they did no I showed some of the oh I you just want to see him die again they're not gonna you said time travel I thought him I'm like where's he well he's probably going to come back that's what I expect I think most of the people that evaporated or whatever it is right probably gonna come back I hope I know clearly this seems like that's their goal now is to bring him back I don't know about Gamora or Loki right because that was different died right but but again with time manipulation yeah and clearly their goal right here the surviving Avengers is they've got an opportunity whatever that is they've got an opportunity somehow to get them back does that was that what you got because that's what I got but to get what's it gonna cost yeah it's gonna cost a bunch of people's lives you know what I and I just thought right now man I wish the creator of all this was still around to see it oh Stanley yeah yeah yeah miss him yeah I'm sure you study his cameo as a cameo yeah but it's I wish he could see the culmination of it yeah I also wish he could have seen the nominations for Black Panther and Captain Marvel coming out yeah all that kind of stuff so yeah it was fantastic really got it gave us goosebumps let me show you down the comment section be down and if there's another Avenger trailer we promise to react to it at least a week after it


Currently doing a sub-a-thon over on Twitter and if we hit a certain goal, I will be cutting my hair Yes, all these these beautiful locks on my head will be gone You should go over on Twitch after you get done watching this video not an ox battle an ox battle Royale There's gonna be one person who plays the best song the best juice world song And here will be the winner of this battle Royale in the comments below Let me know which song you guys like the most or any song that you agree with up somebody else saying in the comments I'm gonna let y'all choose So look yay, what song do you have for us? I'm going to put it in our chat. I go out chat I love short songs.  He said hi to the driver. He hasn't met no other enemies yet. So technically speaking. He's winning All right biscuit fan. Hello. So look, it's a battle real You know what I'm saying? We just had our last contestant.  Yeah, I guess so. All right, so his song is good time Y'all voted good time over too fast I would have chose too fast personally, but nonetheless a the chat chose what they chose This the winning song so far I guess too fast just jumped out found a gray AR and good time had a blue pump. So TJ How do you think you're gonna beat the battle Royale? Contender I feel like I'm gonna get a white bar Then why wait no what gonna get a white. Oh, okay. Okay.  Mm-hmm Okay, okay. Okay. Okay. That's what I like to hear So what you got what you got for us? What you got for us? Oh Okay, I just read the title. I'm sorry chat. Hey the the profile picture Okay bet On the body That nigga was not joking he was he was he was he was like, oh my god. Oh my god. No chat. Hold up chat Hold up.   I'm gonna come up with a platinum. I'm gonna go with ducks Ducks is it go they are versus go they are right now? Like I don't know what y'all what y'all think that's Brustin common. Okay. Nah. Yeah. Nah.   This is this is what I'm talking about, bro This is why I don't like y'all. I really just don't I can't like like dude Ruben's a no mic There was no point of me even dragging you to be honest. Just put your song here. Okay. He chose Barbarian, okay, we're really on a hype train right now.  Okay top ten. Maybe top ten maybe top ten I Think we all know what number one is. All right, low key. What's your song?  This is not the song that I was thinking but nonetheless this song could potentially win She look at me like I'm a young cause we haven't cheered What's her name all on my phone and the winner is barbarian by one single vote?  Let's see who goes next All right five. Hey brother, man What song are you gonna try to enter to win this battle royale? Okay, like a rush. Wait, what's up with this? Bro, what is it?  What happened? That's crazy Y'all saying this song is better than barbarian Catching Overbarbarian it is what it is. All right, we got a no mic put your song in the chat You're our next opponent bro was waiting. That was the fastest reaction ever bro chose Draco on me Now chat, I'm gonna keep it a buck. I might give you gonna say my opinion cuz I feel like sometimes I just go against me I I'm happy with your choice obviously drink on me should have won over The other song I forgot what the other song was called.  Let's see what you got going on Niggas hate me. Yeah, like it's HD.    She said I'm dope like crack from the 80s.  So what we got next bro? We bro. What the bro? What are ya chat? I'm not finna play these games. Yeah, I'm not I'm not yeah Y'all finna put some respect on my pictures, bro. What's your weapon to win split my brain chat? He grabbed the gauntlet.  Can you hear me? No I cannot How are you biscuit?  I'm doing good my boy How are you doing? I'm doing good I'm glad to hear that you're doing good my boy I'm just gonna play Biscotti I'm gonna have to choose that You know what I'm not even mad at that bro It's something new you know what I'm saying Last time I posted something involving this song on YouTube I got copyright striked So I am not taking that chance again You should be with us on Twitch If you wanna listen to the full songs Biscotti in the air one Biscotti in the air I gotta stretch on this one Is it cause it's a grill? That's gotta be what it is Biscotti in the air is better than split my brains I mean don't get it wrong My name is Lily Biscotti But even I'm choosing 808 I'm genuinely stunned Alright bro he just sent his song So his song is in a cracking file Money over hoes man Let's get to it bro Will it be Biscotti? Who knows bro I'm in love with Biscotti Money I've never seen this But I ain't gonna lie, yeah I'm just real fans What website did you just check me to? I've never seen this website I've never seen this website a day in my life What is this?  Okay okay so the thing Is I could pick multiple different songs That could be Biscotti right? Okay okay I like okay He said he got options check He has multiple things in his inventory Like I got that gold pump I got that scar But the thing is I think I'm gonna go with day 1 Day 1 Day 1 You want me to change it? No I mean you already said it It's too late you said what you said You know what I'm saying hey Day 1 Is the winner So basically the best song that was played today In chat's opinion Was day 1 Technically speaking this would have mean That y'all would have chose this song over split my brains In barbarian Y'all chose this over Biscotti I don't know how I feel About this overall opinion Let me know how y'all feel about this on YouTube This is a good song I guess Biscotti got killed in the storm So this is crazy to me Let me know what y'all think in the comments on YouTube This is insane


First thing, welcome to the greatest dog education on this planet. Let's start with that. Too much of that? Good. Then give it. Make it comfortable. That's right. First. First. Now we're talking about how in April they're going to catch the one. Go!


In this demonstration we're going to show a type of mechanical test called the Sharpie Impact Test. And the Sharpie Impact Tester has a hammer and the hammer has certain different weights in the case of this Sharpie Impact Tester. It's a 60 pound hammer. And what we do is we break samples at a very fast rate and what we're looking for is the amount of energy that the sample absorbs before it fails. And so the type of sample is a rectangular piece of metal and it has a V-shaped notch in it that's called the Sharpie Notch. And Sharpie is after the man who invented this test. The Sharpie Impact Test actually has a very interesting history. It was invented in the late 30s, early 40s as the United States was getting ready to enter World War II. And one of the problems that the U.S. Navy was facing is that they didn't have a complete understanding of the impact of the heat treatment that the metal would experience as the process of welding took place and how that welding would have an impact on the mechanical properties. And so the Sharpie Impact Test was developed as a quick and dirty way to see how tough the metal was. In normal applications we want our metals to be really tough. In other words, when they fail it should be a very energy-absorbing, time-consuming, really intense type of experience as opposed to something shattering like a piece of glass. And so what I'm going to do is show you how the Sharpie Impact Test works. And the system is very technical. The first thing I have to do is calibrate the zero point. There, done.  And so at a 60-pound hammer, and if the hammer were to swing and stop, then that means the sample would absorb 60-foot pounds of energy. But of course it's not going to do that because that would be a bad thing.  And now I'm going to place a Sharpie Impact Bar that has been heat treated so I've maximized its toughness. And I'm going to place that bar here in the direct path of the hammer. And now I'm going to release the hammer and we'll see how much energy that bar will absorb upon impact. So here we have the result of the ductile sample. And you can see how the surface of the sample looks as though the sample has been ripped. And we see that it absorbed around 28-foot pounds of energy. So this ductile failure, this ripping of the metal, this is how we want our metals to perform. Now what I'm going to do is I'm going to put a piece of metal in there that's simply been quenched, an oil quench. And so this sample is martensite. So it's the hardest form of steel. But it's also the most brittle form of steel. And so let's load up our sample again. Okay. All right. So this is our brittle form of the metal. Here we have an example of a brittle failure. And you can see how the failure surface looks as nice and flat like it's almost been cut with a knife. And you notice that it has absorbed a lot less energy. So we're reading around two-foot pounds of energy absorbed. This is not how we want our metal to perform. We want the metal to absorb a lot of energy before it actually fails. And this is what the Sharpie impact test gives us, is a way to quickly quantify how much energy a piece of metal is going to absorb. And so what the U.S. Navy did over a five or so year period is they went through literally hundreds and thousands of different samples, giving them different heat treatments, putting them into this impact test or breaking them and saying, okay, that heat treatment would be good. That heat treatment would be bad.


What's up everybody and welcome back here to torque drift on my galaxy s10 plus Here on the mobile platform if you haven't guessed by the title We did get a car in a sponsor crate And it is that of the G35 of the slap train so we did get slap trains car in a crate So we're gonna give his car a rip see what we can do with it I know a lot of people who have bought this car and all that you know to sport slap train and everything on those It's really awesome. You know I was gonna pick it up because I wanted to buy every car, but I did get it in a crate So hopefully he gets supported by it even though I got the crate. So I will Rip this thing today. See what we can do with it It looks like we are at about 620 horsepower 550 foot pounds of torque and We can rip it a little bit I've adjusted the suspension settings a little bit made it softer just the tire pressures and stuff like that as well So we are going to just ascend it. We're gonna activate our sponsorship get a little extra credits So looks like we got hill climb long beach and the yard So we're just gonna hit up long beach formula drift and see how slaps car does here for today Make sure you guys follow me on Instagram and Twitter all of which are found in the description box below and Let's see what happens slaps car haven't run it yet. Just tweaked it a little bit going against Maddie in a E46 so I'm not sure what gears or anything. I need to be using but it looks like Third gear is gonna be our butter gear to throw that in Other throttle looks like we're just gonna be banging red line car does have a decent amount of power You probably should be in fourth But I'm trying not to bog the car down Quick snap transition a little bit too hard into that wall unfortunately Not a good first run out, but we still managed to get 50 I don't know how we did and we did best that run Because we did just get this car.  So wish I could get the actual Fanatec on my cars Devs help me out here Maybe get the Fanatec logo available for me, maybe I can put it on my on my cars So we are all the man hit the wall But we managed to not hit him and to somehow stay behind him in the G so First impressions of the car handles really well. I know a lot of people have used it and said it was okay It's good, but we did end up losing Unfortunately, he did get bested on the chase So we're gonna give this another shot. So I know a lot of people were Up in air about it about it being a low-powered car and stuff like that, but we are Shredding it having some fun with it. It handles pretty well. Got a lot that giant Wang Gang on the back of this car So it's definitely a car That is different in the game because you can't get this car stock so the fact that it's in here with his You know custom livery and everything on that is pretty sweet, too So like I said, I was gonna pick it up because I wanted to pick up every single car So I hope he still gets some support even though I did get it from a crate and we tap the wall again I'm getting too overzealous with this car throwing it against the wall. We did get 74 So we did get a somewhat decent lead to 67. So hopefully we can come out with a W on this car 370 when try starting this and turn to happens I have to tell you break there to get behind him And we are a little bit behind we have to cut that gap to gain some proximity to get some more chase points There we go Much better there Run this wide cut him in Trying to stay behind that Z we managed to pull a decent chase I think we will take the win on that one. So the car handles very well. It's very stable We did take the win on that Barely, but we're gonna go for a rematch against him. Hopefully we can come out with a better lead run I'm gonna try to throw this in fourth Logged down a little bit, but maybe it'll help Yep fourth gear is definitely not a butter gear too much not enough Not enough low power speed so we have to downshift So fourth gear bad choice for me to go into on this run So third gear is the gear that we need to run with this car right now And unfortunately we had a very bad run Yeah, we're we're not gonna be able to Chase that and be able to come out with a win on this run for sure but Still getting a come into the car is on a lower power scale, but it does handle pretty well. I Could probably tweak the final drive a little bit if I it has a ability to tweak it and probably get the car to run the fullest gear but we are just trying to Get as close as we can on this man right on the dude's door and Then taking in his door on that final section So we're gonna switch it up Maybe switch up tracks and see what other things we could run with this car for today's episode And we're not gonna go one more time dude. I'm sorry We're gonna we're gonna try a different track and see how this car handles on other tracks See we got hill climb. We got the jump. We're gonna take this on some jump drifts. See how this thing rips and jump Drifts, I'm not sure if the power is gonna be there, but we're definitely gonna give it a shot and see how this goes on the jump It's like we got a almost stock me out of Starting second you're gonna third Initiate on the wall great initiation right on that guard rail flick it over Not as close to the walls. I'd like to be there but we will Flick it back and hopefully we can run this wall not what I want to do I don't want to run the wall. Sorry. So that's kind of wrecked your bumper. We're bad Sorry, it was just a tap right? It's all good. We did finish with Over 60 so not the best lead we could have ever done because we smacked that wall a little bit too hard But the initiation was initiation was on point throwing really hard against the wall and that man must have wrecked Because I am not sure What happened to that guy? So he probably wrecks hardcore So we're gonna fit yous up a little bit. That was a The car handles the jump pretty well. Oh, there it is There's a there's a bit of a wreck now. We're just kind of all going through this man. There's a little Miata Killing cones cone killers Killing doors too ouch. Well, unfortunately we Are having a little demolition derby right now here in torque drift because He messed up. I messed up We had a few laughs we wrecked some bumpers and we ended the run So we're gonna do the jump probably one more time here See if we can't get another close tandem then maybe switch up to the hill climb And we are ranking up now in the car because I haven't run it yet So it's still the low ranking that it comes with so I'm sure the higher rankings I get the more intense tandems will happen a Ron is here in his Pretty interesting colored car So we're gonna start it third So that you break we're gonna try and get another nice wall jump Not as aggressive as entry as the last time, but I'm gonna stay close to the wall Would have liked to have gotten a lot deeper onto that zone and gotten some more wall rise But we're gonna try and not smack the bumper on this one feather off Just graze the wall Come on craze in the wall a little bit too much the bumper caught But we still managed to save that run nonetheless. So I do like the car it handles very well Maybe some fine tweaking on the suspension and be a nice medium powered car to Rip around to have some fun with and this man is taking forever a run. You done messed up a run Sorry 80 to 31 He's not gonna want to go again So he's gonna forfeit that run and I feel like he's not gonna want to rematch So we're gonna go take a look at the hill climb see if this car can make it up the hill Not sure it probably will but will I be able to do it in drift is the question and That will be answered here momentarily So if you guys have this car and you like it, let me know down below as well as You guys want to keep seeing torque trip obviously you do because you guys keep coming back and watching it So big. Thank you to you guys appreciate all the support Thank you the game devs for supporting me and the channel as well Here with this game with me being a sponsor and everything in this game. Thanks. Thank you the game devs as always Oh, no Well, we took off the front bumper and I was not Sure, this car was gonna be able to do this hill climb that well and we're determining that it's not The best hill climb car need a little bit more of behind this car Or a little bit more grip in order for this car to do what I wanted to do on the uphill Car looks pretty cool a lot of bumper though But we did get a way better lead than our competitor so You know, we're gonna take this car to Cali banks and see how it runs the bank before we end this episode off I have to test every car Cali because it's uh my yes and no course. I love it. I hate it, but oh Okay well that happened we just kind of ripped each other together and That is exactly all she wrote for that s15. I do have s15 build come I'm bringing back my s15 a lot of you guys been asking for the s15 tunes and such so I am rebuilding my s15 getting it up to status and We'll be bringing a full build breakdown of my s15 as I bring it back here into Rotation of cars that I am driving so we're gonna go test this car on Cali banks to end this episode off and See what it does on the bank of Cali So we're gonna go practice Cali banks where to go And we're gonna hit the bank hopefully not actually hit the bank hopefully we can do a nice nice run on the bank nice wall ride and Finish this episode off with some nice points So as always I like think you guys come back and watching I do appreciate all the support and all the comments initiate in Other off there we go nice and high Little bit too high scraping the wall not really what I wanted to do I feel like I need to kick this car into fourth year here at Cali Yeah, we're gonna retry that Nobody saw that nobody saw that but we're gonna try it again before we end this episode off So make sure you guys follow man in scrim and Twitter all of the front and script blocks below There's always a big thank you to you guys for the support and the continuing growing support here on the channel Just it just just a little grace We're gonna continue this run just a little wall tap. No big deal so Some fine tuning I would have to make to this car suspension and stuff like that to get it to handle I would like it to put an overall Stable solid car as we just dip it into the wall. Sorry slap. Sorry. I damaged your G So as always, I like thank you guys for watching. I'm evil rabbit. I'll see you guys on the next one and on the track