We will look at the evidence from this and other work and take a judgment over what is appropriate for the rest of the country. The next item of business is a statement by John Swinney on the Smith commission. The Deputy First Minister will take questions at the end of his statement, and there should therefore be no interventions or interruptions. I am grateful for the opportunity to set out for the chamber today the Scottish Government's response to the proposals published by the UK Government on the Smith commission last Thursday. The Government welcomes the publication of the UK Government's command paper and the draft bill. Although it is no secret that we do not believe that the Smith proposal is going nearly far enough, the publication of those clauses is another important step in providing this Parliament with further levers to improve the lives of the people of Scotland. The objective of the Scottish Government now is to develop a bill that commands broad support ready for introduction as soon as possible after the United Kingdom general election in May. That is in line with the clear position of the Scottish Government that decisions affecting the lives of people in Scotland should be taken here in Scotland to reflect the priorities and views of those who choose to live and to work in this country. I also welcome the progress that the Scottish and UK Governments have made in agreeing an order to transfer powers to give 16 and 17-year-olds the vote in Scottish Parliament and local authority elections. That order was laid in both parliaments last week. Through joint working and effective co-ordination, we should reach a similarly agreed position on the new Scotland bill. Encouragingly, there are areas in the draft clauses where the initial drafting is already close to what should be in the final bill. Examples include the provisions on air passenger duty and on aggregates levy. Our initial assessment of the income tax provisions suggests that they are close to delivering what the Smith commission recommended. However, a number of areas that the Scottish Government wishes to see improved. First, I would highlight those provisions where Scottish ministers are required to consult UK ministers and those where they must obtain consent. No one in this chamber would want decisions of this Parliament in areas such as the bedroom tax, frustrated by the need for consent from the UK Government. Even the Secretary of State for Scotland agreed over the weekend that there should be no right of veto, so it is important that the UK Government revisits those clauses that require consent. Second, devolution of employability programmes appears to be limited to those dealing with people at risk of long-term unemployment and to programmes over 12 months. Neither of those restrictions featured in the Smith commission. I look to support from all other parties for the fullest possible implementation of those important powers. Thirdly, we and a wide range of stakeholders are concerned to see that Lord Smith's recommendation for a power to create new benefits in devolved areas simply does not appear in the command paper and the bill. The clauses only allow this Parliament to create new benefits in the much narrower areas of welfare to be devolved under the bill. Similarly, the ability to top up reserved benefits has been watered down to cases of hardship. That is not a credible interpretation of paragraph 54 of Smith. The Scottish Parliament will have new powers to create new benefits in areas of devolved responsibility. The Scottish Parliament will also have new powers to make discretionary payments in any area of welfare without the need to obtain prior permission from the Department of Work and Pensions. Nor is it credible to argue that this Parliament already has the competence to create benefits in devolved areas when social security schemes are specifically reserved under the Scotland Act. Many in this chamber will recall the difficulties that this Parliament has faced in areas such as carers benefits and council tax reductions due to the reservation, and it is therefore vital that the new power to create new benefits in devolved areas is put beyond any reasonable doubt. Those were rightly hailed as some of the most important of the Smith proposals, and that is perhaps the most serious omission in the bill as it was published this week. More widely, there is detailed work to be done across a whole range of provisions to improve and to refine the draft clauses. There is already debate in academic circles about whether the provisions that guarantee the permanence of this Parliament and put the sole commission on a statutory basis are as strong as they could be within legislation. The provision on the crown estate is complex and the nature of the scheme to transfer assets to the Scottish Government will need to be explored with the United Kingdom Government. We also need to be sure that this Parliament has legislative competence out to 200 miles under the draft provision. We will want to consider carefully the equality provision to ensure that it meets the Smith recommendation that the powers of the Scottish Parliament will include but not be limited to the introduction of gender quotas in respect of public bodies in Scotland. Amongst the other provisions that we will want to consider carefully are those on tribunals, consumer protection and advocacy, and fixed odds betting terminals, where stakeholders have already started to express doubts about the effectiveness of the draft clauses. I also want to stress the importance of non-legislative provisions of the proposals, most notably the fiscal framework to support the operation of the tax and spending hours. The negotiation around the fiscal framework will be more complex than negotiations on block grant adjustment for the Scotland Act 2012, although that experience is one that we can build on, but hopefully we can do it in slightly less time than it has taken on the block grant adjustment to date. There are new factors such as the no detriment policy, which will seek to identify the relative costs and benefits of different policy decisions and the block grant adjustment for the assignment of VAT revenues. I welcome the United Kingdom Government's acknowledgement that we must move forward by negotiation and agreement in the many important issues that the fiscal framework will cover. There is clearly much to do to construct an agreed new fiscal framework that serves the needs of the people of Scotland. I will be looking for an early meeting with Treasury ministers to progress this work. I now like to turn, Presiding Officer, to the next steps in taking forward these issues. The Scottish Government's aim now is to work with the United Kingdom Government and others to develop the draft clauses into a bill with widespread support that is ready to be introduced to Westminster shortly after this year's general election. The UK Government's command paper envisages a similar process. I want to state clearly today the Scottish Government's commitment to working constructively with the UK Government to refine and to improve the draft clauses. In doing so, I hope that we will see early consultation and a willingness to address areas of concern, as well as the support of other parties in the chamber for issues that we advance. Of course, the next steps in this process are not for Governments alone. The Scottish Government will be discussing our plans for stakeholder engagement with the United Kingdom Government, and we will also be considering what other support we can offer stakeholders and the public to engage with the bill. This Parliament will also play a key role in the next stages of consideration of these issues. Already, the Devolution of Further Powers Committee, chaired by Mr Crawford, has issued a call for evidence on the command paper and the draft clauses. I expect the committee to carry out detailed pre-legislative scrutiny of the bill and also to give evidence in due course to the committee. I know that the committee has also planned a series of public engagements to allow the people of Scotland to have their say directly to Parliament on the relevant provisions. The first of those events is in Hamilton on 2 February, with the following one in Aberdeen, after the February recess. That is an important initiative by the committee, and I take this opportunity to wish them every success in taking it forward. Publication of the UK Government's command paper and draft bill last week marks the start of a new phase of work on the Smith commission's proposals, one that has opportunities for the Scottish Parliament and the people of Scotland to take the bill and to shape it to deliver what it wants from the Smith commission's work. The most immediate priority is ensuring that the bill is introduced later this year, delivering the spirit and intent of the Smith commission in a coherent and practicable way. Beyond that, we have already begun to consider how those powers should be used to improve the lives of the people of Scotland. As many people have commented, that is the underlying purpose of the exercise. The Scottish Government has already set out how it plans to use some of the powers that will come to the Scottish Parliament to create jobs, to boost the economy and to tackle inequality. We have made clear proposals to cut air passenger duty, to replace the work programme and to make sure that local communities benefit from the devolution of the Crown Estate. This Parliament will need to agree to the bill introduced in Westminster later this year. The Scottish Government will support that process to achieve transfer of competence as swiftly and effectively as possible. At the same time, the Government will be consulting with the public and interested groups about how those powers should be used and how we share powers with local authorities and local communities across Scotland. Let me conclude by saying to the chamber that there should be a common objective of ensuring that the Smith commission agreement is implemented as swiftly and effectively as possible. That means that all of us recognise those parts of the proposals that represent good progress and are working with the Scottish Government to argue for improvements in key relevant areas. We in the Scottish Government are determined to argue for what is in the best interests of the people of Scotland, but, in the end, it will be for the people of Scotland to judge at the ballot box whether those proposals meet their ambitions and whether they have in fact been delivered. Thank you, Deputy First Minister. We will now take questions on the issues raised in his statement. I intend to allow around about 20 minutes for that, after which we move on to the next side of business. Members who wish to ask a question of Deputy First Minister should press the request button now. I thank the Deputy First Minister for an advanced copy of his statement and welcome the publication of the command paper, which heralds the biggest ever transfer of powers to this Parliament since devolution. Labour has said that we will deliver the Home Rule Scotland bill in the first 100 days of a Labour Government, with extensive new powers over tax, jobs and welfare, that will form the basis of a modern Home Rule Scotland, at the same time as protecting the bonus that we receive from the Barnett formula. I note the Scottish Government's response to consultation with the UK Government about changes to universal credit. I genuinely do not believe that that amounts to a right of veto. It is about practical issues like timing, and I am sure that we all agree that the sensible thing to do in the interests of ensuring smooth transition is to do exactly that, is for both Governments to talk to each other. It was wrong, I think, to suggest that there is any other intent other than that behind that. Mr Sweeney's comments about an employment programme, as I understand it, do not reflect the discussions in the Smith commission. Clause 22 gives the Scottish Parliament full powers over this area, and it means that all of the work programme will be devolved in addition to other smaller employability programmes. We agree that job-creating powers are important. The work programme is important in that regard. It does not work very effectively, so I welcome the opportunity to reform it, but Labour wants that to devolve now. Labour would equally reform the work programme, but we would devolve it to local authorities who we think are best placed to tackle the challenge of jobs. Will the cabinet secretary join with Labour in calling for the urgent devolution of the work programme and, in turn, commit to devolving it to local authorities? I ask the Deputy First Minister whether he could provide us with a timetable for getting the fiscal framework that he spoke about in place. Jackie Baillie, in her first remark about universal credit, misses the point of what we have been presented with, not in the words of the command paper, but in the words of the clauses. Jackie Baillie is an experienced parliamentarian. She knows the significance of every single word in a legislative provision. The reading of section 24 of the draft clauses from the United Kingdom Government as it affects universal credit raised the significant doubts that the Scottish Government has raised about the fact that UK ministers would be able to stop a Scottish Government being able to take forward reforms in this area if they chose to do so. They would have a basis of saying so, either in relation to practicability or in relation to timing. Jackie Baillie will understand the view that the Scottish Government takes, which I think is consistent, utterly consistent with the Smith commission, that believes that those powers should be devolved to the Scottish Parliament for them to be exercised by the Scottish Parliament. They will not be exercised with caveats applied to them, which is the problem that is in section 24. Because of the fact that we are dealing with clauses of a draft bill, we have to get precision into those provisions. As I look at the way in which the UK ministers, to be fair to them, have said since Thursday morning that there are absolutely no caveats, no problems, no obstacles, I simply say that, in the spirit of dialogue, let's change that clause and remove any possible caveats that there could be to the exercising of those responsibilities here in the Scottish Parliament. On the question of employment programmes, the Scottish Government wants to see the devolution of employment programmes to the Scottish Parliament. We have made no secret of the fact that we think that the work programme has been a poor performing programme. We think that it would be better performing if it was integrated in the wider employability provisions that are put in place, some of which are taken forward by our local authority partners, some of which are taken forward by third sector organisations, both of them in a more successful fashion than the work programme has been able to take those issues forward. The problem that we face is that the work programme contracts have been extended beyond the period that we all reasonably thought they would be in existence for and extended while the Smith commission was actually deliberating on this very question. We certainly have made the point to the UK Government, and we will continue to make the point to the UK Government, that we need to ensure that the wide range of employment programmes are available to us, and we will, of course, be happy to take forward the delivery of those programmes in partnership with our local authority colleagues. The final point that Jackie Baillie raised with me was about the timescale for the fiscal framework. I, as I have indicated in my statement, wish to embark on early discussions with UK ministers on the fiscal framework. It is very important not just for me but for all of us, because the fiscal framework that emerges out of those provisions will affect every single member of the Scottish Parliament and will affect the judgments that we are able to make and the issues with which we have to wrestle. It is a process that Parliament needs to consider carefully, and the Government will certainly advance those discussions at an early stage and inform Parliament of its course. Presiding Officer, I too thank the cabinet secretary for a prior site of his statement, and thank him too for something of a welcome surprise. I liked the character of the statement. It was unexpectedly conciliatory, and that is in striking contrast to some of the language that we have had from the Scottish Government post the Smith report. I even see in here, Presiding Officer, such wonderful welcomes and the word encouragingly. I feel that we are making progress, and things are indeed looking up and constructive partnership between the Scottish Government and the Westminster Government is something that we can very much hope for with a degree of confidence. Presiding Officer, the Smith commission was very clear that this was not just about the transfer of powers from Westminster to this Parliament. It was also about how we actually deal with devolving some power to local authorities and local communities. I am pleased to see that the cabinet secretary includes this in the final part of his statement, where he specifically refers to consultation with the public and industry groups about how those new powers should be used and how we share those powers with local authorities and local communities. Can I ask him to confirm that consideration should also be given to how we share the existing powers of this Parliament? I do not think that we should just look at the new powers in a vacuum in isolation. I hope that he will agree that there is a broader remit that could usefully be explored. Has he got a time frame in mind for this whole process? The last time Ms Goldie and I exchanged words on the Smith commission, she somewhat unjustly accused me of being curmudgeonly. It was of the many things that I have been accused of in this Parliament that I thought were the most unwarranted. It forced me into some un-galant remarks back to Ms Goldie, which I shall refrain from in the spirit of co-operation today. I agree with a number of points that Ms Goldie has made about devolution of powers within Scotland. Obviously, when this Government came to power, we took a strategic decision about enabling local authorities to exercise much greater fiscal flexibility than they had previously by removing the ring-fencing arrangements that have been in place across many aspects of public expenditure to date. That gave local authorities the freedom to make particular choices according to the needs of their localities. I accept that I have made the argument in my statement for the devolution of responsibilities to local authorities and to local communities. That whole concept is a debate that I am sure Ms Goldie accepts, which is more than about devolution to another tier of government, but it is to our communities. The community empowerment legislation that Mr Biacchi has taken through Parliament, which was introduced by Mr Mackay, is designed to encourage the whole process of discussion and involvement at local communities and ensure that our communities are able to achieve a great deal more as a consequence of the responsibilities that they can exercise on their own free will. Finally, on time scale, I would like to make as much progress on addressing some of the very specific issues that we have about the clauses before the United Kingdom general election. That means that the swiftest start can be made to legislating by the UK Parliament immediately after the UK general election. Of course, the committee that Mr Crawford chairs will be looking at those issues in Parliament, and I am sure that we will have a substantial contribution to make to the process as well. Linda Fabiani, followed by Willie Rennie. Thank you, Presiding Officer. I have noticed again today that the Labour Party keep referring to the draft clauses and coming legislation as the Home Rule Scotland Bill, which appears to be the new mantra. May I ask the Deputy First Minister whether he considers that the draft clauses, as presented, can in any measure whatsoever be described as Home Rule? It is not a description that I would apply to those provisions. There are greater powers for the Parliament. I have made that quite clear to Parliament already, but there are some significant areas of responsibility that remain reserved to the United Kingdom Government, which should be transferred to the Scottish Parliament to constitute the term Home Rule. I would also make the point that the exchange that I had with Jackie Baillie about section 24 is illustrative of some of the constraints that still percolate their way into the draft clauses, and we have to use the opportunity of dialogue to remove those provisions to ensure that we have the ability to exercise powers as we judge fit here in Scotland. Willie Rennie, followed by Duncan McNeill. I thank the Deputy First Minister for an advanced copy of the statement. I think that Annabelle Goldie is right that he has made a remarkable transformation to good cop within the space of just one week. I hope that that continues, because the response to the Smith agreement and the subsequent publication of the clauses was deeply negative from the Scottish Government. This is the transfer of £20 billion worth of new taxes, a £3 billion new Scottish welfare system. That transfer will pose considerable challenges for this Parliament and this Government. We have seen with Revenue Scotland the real difficulties that were posed to this Government and to the Parliament, with just the transfer of two small taxes. To avoid the repeat of those mistakes, will he agree to the establishment of a cross-party, advanced fiscal team to plan the effective and orderly implementation of those new substantial powers? I can go back to bad cop quite quickly, if Mr Rennie would like it. I am tempted after the baloney that we have just heard from Mr Rennie. First of all, just as a matter of fact, less than 30 per cent of Scottish taxes will be set in Scotland after that conclusion. Less than 30 per cent, 14 per cent of welfare spend will be devolved to Scotland. I am quite sure that there were moments in the Smith commission when Mr Rennie's colleagues would have liked to have achieved more than what they achieved in relation to welfare devolution than was secured at the end. I do not think that we should get a lecture from Mr Rennie about the extent of those provisions. He mentioned Revenue Scotland, and Revenue Scotland has to be ready for business on 1 April. That is when it has got to be ready for business. I have said to Parliament consistently that I am very confident and have been very confident for some considerable time about the efforts that have been put in by the team in Revenue Scotland to ensure that the organisation is ready for its operational activities on 1 April. I will be seeing the board on Thursday. I have been seeing regular updates. I am very pleased with the progress that has been made. Indeed, I hope that I am able to make some further announcements about the progress that Revenue Scotland is making, subject to wider discussions with the United Kingdom Government. On his point about the fiscal framework, the Scottish Government has a role to perform in negotiating with the United Kingdom Government about the details of the fiscal framework. I will, of course, advise Parliament about the course of those discussions, but in case Mr Rennie is worrying about having a restless night, I intend to fight very hard for the interests of Scotland in the fiscal framework. Thank you, Presiding Officer. I thought that we would escape the bad cop this afternoon, but apparently not, because I was about to welcome the cabinet secretary's statement, and, like Annabelle Goldie, I recognise the progress that has been acknowledged in that statement, and indeed the optimism that progressed to come. While recognising that we have got a lot of work to do with more debate, it is absolutely necessary that there should be the bad cop, but only when it is necessary. We should not be making up fights, like we have done in clause 22, when the Scottish Government claimed that the devolution of employment support fell well short of its promise. When Mr Swinney knows that he agreed in the Smith commission that those powers that would remain in the hands of the UK Government in Smith was agreed, and the examples of reserved job centres and indeed job benefits were agreed. Why does he acknowledge where there is agreement fully and get on with the hard debate about the issues that still work to be done, rather than fabricating debates over issues where there is no substance? If Mr McNeill wants to throw in the towel on important issues that affect Scotland, that is up to Mr McNeill, but I will not do that. On the issues that we are concerned about, for example, about universal credit, I have rehearsed with Jackie Baillie the issue of substance, the issue of substance that is at stake in the wording of the clause as it stands. If Mr McNeill wants to turn a blind eye to that and say, no, no, we should just roll over and let it all happen and we should not bother about it and we should not agitate to protect about it, then I do not know what precisely he is complaining about today. What I would say to Mr McNeill is that the Scottish Government will go about the proper duty that we should have of making sure that the Smith commission's proposals are turned into reality in the clauses and there are no attempts to, in any way, constrain the exercise of responsibilities that should be properly exercised by the Scottish Parliament. In response to the UK Government's published draft clauses, Margaret Lynch, chief executive of Citizens Advice Scotland said, I quote, The Smith commission led us to believe that the Scottish Government could craft its own welfare system outside of universal credit, taking into account the needs of Scotland. It seems now that offer has been withdrawn. Does the Deputy First Minister share Ms Lynch's views and does he feel that the welfare needs of the people of Scotland have been ignored by the UK Government? I said in my statement that there was a substantive concern about the narrow definition of the ability to create new benefits. To me, that does not translate paragraph 54 of the Smith commission into what anybody could believe was legislative provision and it is one of the issues that, as a priority, I think that we need to revisit. The Deputy First Minister made mention of the principle of no detriment and indeed the commentary has made much of how difficult a principle this is. Mr Swinney called this a new principle but it is not a new principle, is it? Mr Swinney has just successfully negotiated a no detriment settlement with regard to already devolved taxes and indeed it was a negotiation in which the Scottish block in the end benefited more than initially it was thought perhaps might be the case. Will he agree with me that this principle of no detriment is both well established, understood and indeed effective? Mr Gray must have been taken the optimistic tablets this morning if he thinks that my block grant adjustment about land and buildings transaction tax was a cheery optimistic affair. I would use none of those words to describe the whole process. There is a significant difference, and that is why I disagree with Mr Gray about the fact that the no detriment principle is not new. The no detriment principle, as it will have to be applied and as it is speculated about in the command paper, relates to how where there is a devolution of an income tax responsibility, there will then be changes to the way in which expenditure decisions are calculated within the United Kingdom's existing framework through the Barnett formula. That is new territory. That is why, in my answer to Jackie Baillie, I made it clear that it was in the interests of everybody in this Parliament, whatever their politics, because having for a friend at some stage in the future, very unlikely, somebody else might have to stand here and do the finance secretary's job, who knows, but having for a friend, Mr Yousaf, exactly, having for a friend, but it is in the interests of every one of us to make sure that the interests of Scotland are well protected by the application of that no detriment principle. Given the ambiguities around the application or this application of conditions, as enshrined in clauses of the draft bill, can the Scottish Government indicate what discussions it has had with the UK Government regarding the fiscal policies and framework that is needed to support the promised early introduction of the bill? Will it be discussing the issue of capital borrowing with the UK Government and the suggestion that capital spending could be replaced by borrowing, as the UK Government indicated when the fiscal requirements will be ready? There have been no substantive discussions with the UK Government since the publication of the command paper on Thursday. We have signalled our willingness to undertake those substantive discussions and I can assure Mr Brody that that is exactly what we will endeavour to do. Given that it should have been devolved already through Calman, does the Deputy First Minister agree that air passenger duty must be devolved to the Scottish Parliament at the earliest opportunity? Can the Deputy First Minister provide assurances that he will pursue this with the UK Government at the earliest opportunity? In all the rhetoric around the clauses, there has been a point made by the UK Government that we should make early and swift progress after the UK general election. That is the timetable that we want to work to ensure that all reasonable steps are taken urgently to secure the devolution of all the responsibilities. Of course, the point that Mr Kerr makes, which I think is a very fair point, is that air passenger duty he correctly highlights was one of the issues in the Calman commission, which was not translated into the Scotland Act 2012. We have to make sure that all of these provisions are translated into the contents of the Scotland bill that emerges as a consequence of this process. Lewis MacDonald, followed by Roderick Campbell. The Deputy First Minister will be aware of the increasing surcharges on packages and parcels delivered by a number of private companies specifically in the north of Scotland, not only in the Highlands and Islands but also in the rural north-east. Does he agree that the UK command paper now gives Scottish ministers the powers that they need to require a full investigation of competition issues specific to Scotland on the same basis as the UK minister of the crown? Does he agree that those new powers should be used to tackle discriminatory surcharging at the earliest opportunity? Where we attract and exercise powers of that nature, I do agree that they should be utilised in that fashion. We have to make sure that we have the ability to exercise fully and comprehensively without reference to the United Kingdom Government some of those powers and responsibilities. We have to ensure that, for example, the involvement of the Scottish Government has been set out in a consultative fashion, that we are able to secure influence greater than that and to be able to exercise responsibilities that will enable us to act in the fashion that Mr MacDonald has suggested. The transfer of crown estate assets to Scotland does not clearly reflect what was proposed by the Smith commission. Will you press the UK Government to provide clarity over the extent of the powers to legislate on the crown estate in Scotland out to 200 nautical miles and ensure that that is properly reflected in any legislation going forward? One of the issues that I raised in my statement was that it is not clear to us at this stage that legislative competence to exercise responsibility out to 200 miles has in fact been devolved in the draft clauses. That is a material and substantive point that we will explore with the United Kingdom Government, because it was certainly very clear by the nature of the way in which the clauses on the Crown Estate at clauses 32 to 35 of the Smith commission report, and specifically at clause 34 that the intention of the Smith commission was to see those responsibilities legislatively devolved at 200 miles. Could the Deputy First Minister confirm, if it is Scottish Government policy, to create a not-for-profit publicly owned rail operator at the earliest opportunity in light of the Smith commission proposals? There was and always has been the ability of a not-for-profit operator to bid as part of the ScotRail franchise, which, of course, was a franchise arrangement that was put in place by the Labour Government and supported by the Labour Government. We encouraged and invited a not-for-profit interested parties to bring forward a proposition as part of the recent re-tendering of the ScotRail franchise. Of course, we will use the responsibilities that are devolved to us in this area to ensure that such ventures are able to have every possibility in taking forward the running of the railway in Scotland. Patrick Harvie Thank you. I thank the Deputy First Minister for the Advanced Copy of the statement. Not every paragraph of the Smith report managed to achieve crystal clarity, but the proposal to devolve power over onshore oil and gas licensing was absolutely unambiguous. The UK Government seems on the point of dishing out licenses for fracking, coal-bed methane and other forms of unconventional gas extraction across Scotland, handing over the central belt to the fracking industry. Does the Deputy First Minister agree that such action would render those powers worthless before they are devolved and demonstrate contempt for the process? Will the Government support this Parliament in taking an early opportunity to vote on that matter, sending a clear signal about what our expectations are from the UK Government? The Deputy First Minister Mr Ewing wrote to the Secretary of State for Energy at the end of last week. The point that he made to Ed Davies was that, given the publication of the clauses on Thursday, it was crystal clear that this policy responsibility was now coming to the Scottish Parliament. Our view was that, although we await that power to be devolved, no decisions about licenses should be made by the UK Government in that period, until such time as the Scottish Parliament is able to exercise those responsibilities. That call was made on Friday to Ed Davies. I am not aware of a response to that call from Mr Ewing. Of course, as Mr Harvill will be aware, Mr Ewing is making a statement on many of those issues to Parliament tomorrow, and I am sure that we will have more to say in that respect. That ends the statement on the Smith commission report. The next item of business is a further statement, this time by Richard Lochhead, on the Agriculture Holdings Review Group report.


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Christopher Morel, Rookie, Rizzo, Christopher Morel, Rookie, 88 and Reds, Rookie, Purple, Speckle, Auto to 2.99, Chucky Robinson, Calrally, Francisco Alvarez, Rookie, Alex Pregman, Purple Refractor, Acunia Titans, Interesting Costas, Rookie Refractor, Rookie, Aaron Judge, 88, Joe Ryan, Prism. Let's not let y'all check out. Is it given an error message or anything? So yeah, Suzuki, Future Stars, Shane Beaver and Zach Wheeler. What is, what is the error message? This is Marlins, Rookie Auto, Rarran Carnacion, Jose Ramirez, Corbin Carroll, Rookie Topson, Technicolor. Just to kick you to the main page, Adley Titans, Suzuki. I'm trying to log in. It says page does not exist. Mon Marquez, Atyankes, Top to Chrome Authentics, Game Use Jersey, Aaron Judge. Hey Edward, that was this morning. That was the first break of the day. Moreno, Rookie, 88, Marte, Prism. It started about two and a half hours ago. Nelson Velazquez, Nice, that's Francisco Alvarez, Rookie, Green Refractor to 99. There you go, Metz. Nice from New York. Brian Reynolds, Prism. We'll just send off a quick text here and I'll have somebody looking into that issue. Michael Harris, Rookie, Piedalonzo, and Metz, Rookie Refractor Auto to 499.  Parazza, Rookie, 88, Alex Call, Rookie, Prism, and Corea. Masatake Yoshida, Josh Young, Shoya Tani, Tops in Technicolour, Ian Happrism, and Joey Manessus, Rookie Refractor. So 14 to go on Top Finest, 5 on Heritage, 10 on Legacy. Just three breaks left to fill up for the day. We'll see where we're at on Finest here when this breaks over. If we need to, we'll swap Heritage and Finest on the schedule as Velasquez, Juan Soto, Tops in Technicolour, Votto, Prism, and Rookie Refractor, Jordan Walker, Devers, Spencer Strider, Future Stars, Ronald Acuna, Titans, and Javier Asad, Rookie Refractor. Here in the Jut, J.D. 8, and Tigers, Rookie Auto, Steel Walker, Yellich, is that a red? It looks like a red. Maybe, red or magenta, I think that's gonna be magenta, maybe. That is Alexis Diaz, Red Refractor, 5 of 5 for the Reds. Nice color match. Grat Cincinnati, Longoria Prism, and Reese Hoskins. Alcantra, and this is Radiating Rookies, Brett Baby, Metz. There you go, nice one, New York. Tristan Costas, 88 Rookie, Tyler Freeman, Rookie Prism, and Jiminez. Francisco Alvarez, Rookie, Jalanga Lears, Topson Technicolor, Ramirez, and Kyle Stowers, Rookie Refractor. James Altman, Rookie, Josh Young, Rookie 88, Rockies, Rookie Refractor, Auto to 499, Brian Servin, and Goldschmidt. Zebun Diaz, Green Wave to 99, Bryce Harper, Titans, Kodaisenga, Xander, 88, Luis Castillo, Prism, Riley Greene, Rookie Refractor, Lenion Sosa, Rookie Prism, and Osvaldo Cabrera, Rookie Refractor. Christopher Morel, Count Mitchell, Austin Riley, and Padres, Rookie, Gold Wave, Auto, 6 of 50, Anderson Espinosa, Nice Gold Wave, Rookie Auto, Scrimski, Christopher Morel, Rookie 88, Juan Soto, Prism Refractor, and Mike Trout Refractor. Second half of the case, Osval Paraza, Rookie 88, Oscar Gonzalez, Rookie Prism, and Altuve Refractor. We're down to 11 on Finest. 5 on Heritage, 9 on Legacy, and now 10. So 10, 5, and 9 to go for the day. 24 spots left for the entire day. Josh Young, Rookie, Alec Manoa, Negative Refractor, Tim Anderson, Prism, that was Bayo, Rookie Refractor, Garo, Ohapi, Goldie, 88, and Rockies, Rookie, Aqua Wave Auto to 199, Sean Bouchard, Aranado, I sent a text on that, I don't know if I don't know if they're on it right now or not. Michael Harris, Rookie, I haven't heard back. Hunter Green, Boba Shet, Rookie Refractor, Count Mitchell, are they gone now? Adley Rookie, Jordan Walker Rookie, Luis Castillo, Nick Castellanos, Prism, Arano, Devers Technicolor, Machado Prism, and Jose Abrey Refractor. Christopher Morel, Rookie, Jose Ramirez, 88, and Cubs, Rookie Purple Refractor Auto to 250, Esteban Quiroz, Boba Thompson Rookie Refractor, Francisco Alvarez, and Vaughn Grissom, that is Rookie Gold Wave to 50, nice one, Braves. Adley Rookie Titans, Oswald Paraza, Rookie Refractor. Forrest said he just logged in and I just didn't work for him, so I'll just try to log in again, or maybe delete your cookies and try again, but it looks like the website's working. Moreno, Rookie, 88 at least, it was for him. J-Rod Prism and Rookie Refractor, Vinny Pasquantino, CJ Abrams Future Stars, Rookie Prism and Cedric Mullins, Refractor. Wander, 88, Peter Lanzo, and Mariners, Rookie Auto, Marcus Wilson, Randy Rosarana, Nolan Gorman Rookie, Buxton Scherzer, and Rookie Refractor, Dermis Garcia. We have Orioles, Red Sox, White Sox, Rockies, Astros, Brewers, A's, Cardinals, and Nationals, 9 to go on Finest into single digits now. The teams are on sale, some big price cuts on some of those teams. Wheeler, Tristan Casas, Rookie, Gunner Henderson, Rookie, Zipiel Tovar, Rookie, 88, Max Meyer, Rookie Prism, and Oswaldo Parazzo, Rookie Refractor. James Altman, Rookie, thanks Kevin, appreciate the subscription. So Joe Ryan, Purple Refractor to 250, Austin Hayes, Prism, and Josh Smith, Rookie Refractor. Tornacion, Cody Sango, Rookie, Alex Brayman, 88, and Royals, Rookie, Blue Raywave Auto to 150, Drew Waters, KC, Mullins, Bobby Whitt, Jr. Future Stars, Mike Trout, Titans, and MJ Melendez, Christopher Morel, Rookie, DL Hall, Kyle Tucker, 88, Abyssal Garcia, Prism, and Dermis Garcia, Rookie Refractor. Alvarez, Rookie, Rookie, Technicolor, Brett Beatty, Rookie Prism, and Matthew Libertor, Rookie Refractor, Byron Buxton, Paul Goldschmidt, 88, and Astros, Rookie, Blue Refractor Auto to 150, Corey Lee, Zach Gallin, Logan Ohapi, Rookie, and Zach Gallin, Blue Refractor to 150, Bichette, and Rookie Refractor, James Altman, Anthony Volpe, Jordan Carroll, Rookie, Brett Beatty, Rookie, Jordan Walker, Rookie, Pac, Castillo, Shintaro Fujinami, Rookie Prism Refractor, and Rizzo, Topspinus, Pildop, that Orioles spot is still available. Cardinals as well, we have Orioles, Red Sox, Rockies, Astros Brewers, Cardinals, and Nationals, 7 to go. Here's a quick link, here at Mitchell, Adley Future Stars, Rookie, Ken Waldechuck, Rookie Prism, and Vlad Refractor, Riley Green, Rookie, Miggy, 88, and Braves Rookie Auto, Jared Schuster, D.L. Hall, Rookie Refractor, Paul Goldschmidt, Topspin Technicolor, Titans, Clayton Kershaw, and Refractor Clayton Kershaw. Two boxes to go, so 7 to go in Finest, 5 to go in Heritage, 90 to go in Legacy Football, 21 spots left for the day, Patel Marte, Magenta Speckle, 350, Cody Clemens, Rookie Refractor, Rosarana Springer, Prism Refractor, Rookie, Josh Young, and Cal Mitchell, Rookie Refractor, J-Rod, Future Stars, Ronald Acuna, Prism Refractor, and Cal Raleigh, Nolan Gorman, Rookie, 88, and Blue Jays, Rookie Auto, Gabriel Moreno, Rookie Refractor, Bram Bale, Riley Green, Rookie, 88, and Rangers, Rookie Refractor Auto to 499, Eliah Hernandez, Alaska's, Francisco Alvarez, Rookie Topspin Technicolor, Soto Titans, and Jack Peterson, Michael Harris Rookie, Bobby Witt Jr., Prism, and Brandon Drury, Adley Rookie, Nolan Gorman Rookie, Drew Waters, Rookie Blue Sonar to 125, Royals Color Match, Royce Lewis Prism and Ramirez, Josh Young, Rookie, 88, and Reds, Graham Ashcraft, Nick Lodolo, Refractor, Yoshida Rookie, Josh Young, Rookie, Thomas Titans, Rice Harper, and McCutcheon, Xander, Von Herrera, Rookie Prism Refractor, and Oscar Coloss, Rookie Refractor, 6 to go now on Finest, 5 on Heritage, 9 on Legacy, Jordan, Corbin Carroll, Rookie Prism Refractor, and Anthony Rendon, Rodaisenga, Rookie, Ezekiel Tovar, Rookie 88, and Rangers, Rookie Otto, and Lyra Hernandez, and Zach Wheeler Refractor, come on, let's finish strong here. Super time. I'm up for that. Tovar, Starly Martay, Green Refractor to 99, Kershaw, and Javier Baez, Christopher Morell Rookie, and Suzuki, Otani, Francisco Alvarez Rookie, Coloss, Jeremy Pena Future Stars, John Gray Prism, and Goldie, Alex Fragman, 88, and Astros, Rookie Refractor, auto to 499, David Hensley, Robbie Ray Refractor, and Gabriel Moreno, Rookie Image Variation, that is short print for the D-backs, Bo Nailer, Technicolor, Mike Trout, Titans, and Rookie Refractor, Riley Green, Kyle Tucker, Jeremy Pena, Prism Refractor, and Rookie Refractor, Bo Nailer, Gentler Refractor, Brandon Crawford, Michael Massey, Rookie Prism Refractor, and Yaz, our remaining teams for Topps Finest, Orioles, Red Sox Rockies, Brewers, Cardinals, Nationals, 6 to go, here is a link, let's get it filled up. Tyler Freeman, Nolan Gorman, Rookie 88, and Yankees, Rookie Purple Refractor, auto to 250, Oswald Paraza, and you go Yankees, Joey Meneses, Rookie Refractor, Wander, Michael Harris, Future Stars, Rookie Yordan, and Jimenez, Michael Harris, Rookie, Nolan Gorman, Rookie Springer, Nolan Gorman, Rookie Prism Refractor, and Rookie Refractor, James Altman, alright last pack, Adley Rookie, Torque, Mike Trout, Technicolor, Brandon Lyle Prism, and Christian Yelich Refractor, alright let's do a quick recap, alright we had D-Bax with a Rookie Image Variation Short Print, Gabriel Moreno, Braves, that is Rookie Gold Wave to 50, Vaughn Grissom, Yankees, Topps Chrome Authentics, Game Use Jersey, Aaron Judge, Rookie Autos, First Base, Rangers, Eliar Hernandez, Reds, Rep, Rangers, Refractor, Eliar Hernandez, Blue Jays, Gabriel Moreno, Braves, Jared Schuster, Marlins, Marcus Wilson, that was Mariners, not Marlins, Tigers, Steel Walker, Marlins, Rarran Cronacion, Giants, David B.R., Guardians, Will Benson, Dodgers, James Altman, Refractor Autos to 499, Rockies, Bryan Sermon, Sermon, Astros, Metz, Batey, Pirates, G-Quan Bay, Purple Speckle Autos to 299, Reds, Chucky Robinson, Rangers, Ezequiel Doran, Purple Refractor Autos to 250, Yankees, Oswald-Paraza, Cubs, Esteban Keros, Aqua Wave Autos to 199, Rocky, Sean Bouchard, Cubs, Hayden Westnesky, This is Royals with a Blue Wave, or Blue Ray Wave, Auto to 150, Drew Waters, Astros, Rookie Blue, Refractor Autos to 150, Corey Lee, Padres, Rookie Gold Wave, Auto to 50, Anderson Espinosa, and Reds, Red Refractor to 5, Alexis Diaz. Alright, that'll do it for the break. Thank you everybody. Finest is up next.


You need the mic. Okay Turn it on then. All right. Oh So I'm fortunate enough to have met a lot of physicians who are interested in bridging that gap between Their world and ours and I've had the opportunity to work with them in the past We did some research in the past defcon 22 I think on 9-1-1 security presented on that and continue to work through things like I am the Calvary to talk about Healthcare and information security and that's been awesome Ryan and I have a shared background In that we both went to the Air Force Academy We both did space and missiles and some other stuff and he came to me with the idea of this application and this concept And we said heck let's run with it So we did this part If I don't face the camera is that okay? Okay, so Just to reiterate it seems like we're all familiar with this technology. So let's press let's get right into it Slide That's Oh, no, I'll take this so over the last I mean these are these are pretty current six months seven months We've just seen hack after hack. So this is something we were trying to address with this sort of a relatively simple system for protecting our health care records our health care transactions our health care communication This is going to happen again. This is going to continue happening And one of these days it's going to hit a system that everyone uses like epic or Cernar anyone familiar with epic or Cernar in here Okay, good very good. Okay, and when that happens, I mean there it's gonna be a shit storm I mean, there's really nothing you can do because there's there's no redundant calm built in there's no There's no plan B This system try graph what we're building now is not going to be that plan B yet But we hope that in the future this or something like it will be So this is just the the scare tactics to keep you engaged next slide All right, so This is the obligatory legal language that we have to provide that was developed by trained ninja JD monkeys Here, this is just to reflect that this is not necessarily the opinions or the language verbage opinions Commentary associated with our employers His whether it be the the medicine field Yeah, he's still technically in the Air Force and he's in the medicine field He's not going to provide any medical advice here anyhow. Oh and patent pending the work we've done here. All right, so this is objective We did ask for a second microphone Do we have enough cable to do this or what okay? All right, so long term. We want to improve access to fishing physician care I mean, that's that's the big takeaway here and finally we think that going forward medicine is gonna have to become more collaborative Raise your hand if you've been on web MD. I Know I know you all have you've all had some weird sore. Yeah, I know you All have something little itchy. You're gross Yeah So we think that it'll be helpful to be able to speak over a secure Anonymous platform and say hey man, I got this thing going on kind of like what you have on web MD right now Except with someone that you know is a physician because they've been credentialed through the blockchain through a token To know that next slide Longer term and this is what I alluded to earlier right now. We have a functional POC. We're gonna show you that today It's sped up though. So don't think we're cheating. It takes longer than a minute to do this It takes like six minutes to do this, which is still pretty good. We thought So these are the the key tenets I want you to keep in mind as we go through this The one I didn't mention was audit ability So for anything medical records you have to be able to know who looked at what What they saw and you know if they had a reason for doing this a blockchain will keep track of the externals so you'll know that Physician X talk to patient Y Maybe some sort of content. I guess with the contract on a theorem. You'll know that It was something about I think I maybe broke this bone or something, but you won't have the internals. So there's still privacy We we hope we think at play although we're we are looking to you guys to help pick this apart next slide So why a theorem? You know it's kind of a you know a poor man's crypto we can do a lot of stuff with this with the blockchain It'll cost a little bit of money, but even more importantly what we're up against is is frankly way too expensive to begin with I mean a PAC system is millions a year and it's proprietary. Oh, and there's a talk on Sunday I don't know who's giving it, but I think they're gonna discuss the security any chance he or she's in here No, okay, well, they're gonna hopefully talk about all the the vulnerabilities and PAC systems that already exist Additionally Healthcare that the cost have become just non-transparent. I mean we think we're over a hundred dollars to read an x-ray an MRI Is probably more probably a couple hundred dollars but frankly that's that's already too expensive and We think we can do better. We know we can do better The payment systems already built in as long as your physician is willing to accept a theorem who here who in here Takes a theorem. I think it took a nose dive the last few weeks who lost thousands Yeah, yeah, sorry, buddy And then identity management, this is where we really think this could catch on because How do you know who you're talking to how do you know that this is a physician? Especially if you can de-identify it enough to know that well I don't know the physician's name But I know that he's credentialed to this level even if he or she is living in India or even if he or she is living You know in Chile or something which can also help for 24-7 access to these kinds of medical services And then finally reputation management. We're not here yet, but we envision something along the lines of an uber type rating system Which is difficult because you might not like what you hear from the physician. Yes, you do have herpes. I'm sorry but You know we're we're hoping that someday we can put together something that allows us to know that this physician who is Credentialed and operating on this this particular system is not full of shit That's kind of where we want to get to So when you're getting feedback from a physician on an image that you're providing to them You want to make sure you're getting timely feedback? You're getting cost-effective feedback and that it's Detailed enough that you can take it and provide it to maybe your primary care provider or you get enough input on it to say Yes, this is a broken or yeah, that probably is what you think it is. That's for slide slide All right, so this is me so this is the the architecture what we designed To get this done and on the left-hand side You've got the patient and in the right-hand side You've got a physician and originally when we were talking about this and designing it in our heads Tri-graph was the concept of the patient the blockchain and the doctor and then we got to the point where we said hey You know what? We probably don't want to store imagery on the blockchain. That would be annoying for everybody So we didn't we ended up using an external data store and the external data store is depicted on the top We've implemented that in the proof of concept using Django And that's just basically an API that's sending information back and forth in the design phase when we were looking at this It was very important to us that we implemented such that if the data store were compromised None of the patient information specifically imagery would be recoverable So what is passed up there is public keys and encrypted image data and that's it As far as the patient interaction with the blockchain, that's something where they're sending the payment, right? They're paying the physician for that image read. They're paying the physician for that opinion They're starting the contract and they're pushing state changes The physician is also pushing state changes which we'll get to here in a moment And then the payment at the end goes to that happy physician in the lower right to say yeah, that doesn't look good All right, so when we designed the proof of concept This was what we actually Implemented in our network for testing you can see basically it's a summary of it all and this is truly a mesh network with The geth or the the go-based aetherium clients talking to each other But here what you've got is you've got at the top the dedicated blockchain nodes that are operating the blockchain They're the ones that are doing the mining and the mining is required so that we can keep the transactions moving along On the lower hand side, this was our implementation in the proof of concept to say we have an arbitrary patient client We have an arbitrary doctor client and we have the data store And the data store was the implementation of that junk Django app that we were talking about all of those three are interfacing through web 3 a Python library into the go-aetherium Client via RPC to the go-aetherium client and then talks on the blockchain So this is how we implemented our proof of concept and we'll go over that and actually have some video on that later any questions Okay, I'm gonna speed through this all right So one of the things that was important to us was authentication. How do we know who's talking right? How do we know who's conversing so for authentication on the blockchain? We're relying on the aetherium authentication right you're unlocking your wallet You're using those secrets that are within that wallet that private key to send data to send money to send aetherium If you can unlock that then you have authenticated yourself to the blockchain and for our purposes We said that's gonna be good enough right because you're already doing that to send money back and forth But for the data store we had to come up with something right? How do we know who is talking to the data store? So what we came up with was this is our prescription pad right you have prescription pad You hand it to the physician and they sign it. That's what we're doing right? So the data store when it is working with any one of the clients to it whether it be a patient or a physician They're sending them challenges. It's a challenge response authentication mechanism That's essentially saying hey here's something that's unique. It's a unique token from the data store We want you to sign it with your aetherium private key And when it gets back the data store looks at it and tries to verify that signature And if it can and that contract or I'm sorry that address Verifies up against the contract that it's looking for to say yes, this is the patient. Yes, this is the physician You're good to go and it progresses forward So that was used for authentication against the data store the other thing that was important to us was authorization and authorization was handled at two levels authorization in the Contract on the blockchain was baked into the contract using solidity so you can see here We've got some modifiers to say only the patient can do certain things only the doctor can do certain things and then we've got the in-state Aspects and you've got some examples on the right-hand side in state Just depicts the fact that we've got this kind of positioned out in different states Where the contract is initiated by the patient and then it waits for it to be ready for the doctor and then the doctor Picks it up and reviews it and then it gives it back to the patient the patient gets it and said yes You reviewed my image. Here's your money So that's basically how we're doing that authorization as far as authorization within the data store that was based on your Authentication so it's again based on patient or physician if you have identified yourself using the authentication mechanism We referenced in the last slide as the patient and you're trying to do something a patient should be able to do that contract You're authorized to do it All right, so how did we keep those images secure on the data store? This is basically a summary of what we did This is a specific implementation of elliptic curve integrated encryption scheme or EC IES What we're doing is we're taking that ethereum private key data on the left-hand side for the patient and the doctor and we're creating Elliptic curve keys basically saying let's create pubs from the the private key data that you have and We're going to share the public keys via the data store again That's authenticated back to say are you the patient? Okay, then you get the doctor's public key. Are you the doctor? Okay, then you get the patient's public key specifically for that contract The public keys are exchanged by the data store and then those are used for ECDH or elliptic curve Diffie Hellman key exchange Right, so we're going to take that and we're going to generate a shared secret that now the patient and the doctor have That shared secret is used as output from the ECDH or elliptic curve Diffie Hellman blocks To throw into an AES key derivation function and the salt that we're using to make it unique for each exchange Is the contract address from ethereum? That then will result in equal AES keys on each side So the doctor has an AES key the patient has an AES C key. They're the same, but they never exchange it in the first place So these are the stages that the contract will go through the patient will initiate it The patient will stage everything put the data out there say it's ready for the doctor The doctor can then accept the contract and get everything ready to be able to you know Exchange those public keys once the public keys are exchanged then the patient can upload the file and in the encrypted format and then it could be downloaded by the doctor reviewed put back up there and then the Patient can say yes, this is completed. I got back the advice from the doctor There's also a stage for abortion if we get to a point where the patient has put a contract out there And it has not been accepted for example If I put something out there and I didn't mean to or I put it out there and the values too high or I want to Decrease it you can just nix the contract all together, but it has to be in a non Accepted state and it has to be done by the patient and we've got some details in this for all everything I just said that I'm just gonna skip past because I said it already. All right challenges Okay, so it's changing quickly That could wrecked all the code that Peter's already written. Sorry There are privacy concerns Just like any any system the the end users can still take a picture of something and put it on the internet We don't know how to fix that so we can't really solve that problem Additionally, de-identifying some of this this data may prove Impossible Moral and ethical as well. This is something that Peter and I discussed at length for about 10 minutes over a few beers This same construct could be used to share some really bad stuff and it would be completely anonymous and it would be completely Secure so you could do murders for hire.  Well, it's we don't know that you're talking to a real doctor anymore And then finally two more things so you do We're not sure what's gonna happen with this the gas when we priced it a few days ago It was just a few cents the physician would pay a few cents to get into the network Which is no big deal, but we don't know what the future is gonna hold with that So Vitalik Buterin's around is he anyone know if he's around I'd like to talk to him. I'm totally serious I'd love to have sit down, you know, is he 21 yet? And finally speed kills if the network isn't fast enough your average radiologist is gonna move through a scan in about two minutes If they can't do that in that sort of time with this network It's pointless. They'll just go back to a pack system slide Next step. So what we want to do We we need to automate more of this and it needs to be I'm not sure what you meant by checks and balances Right now so right now we don't have some of the checks that I'd like to do I'd like to do some of those things to say, okay You know, where is the state of the contract with respect to what you're doing at the data store, right? so if you're trying to download an image and it isn't actually at that state on the The data are on the blockchain. It'll all error out, but I'd like to tighten that up. Yeah Thanks, Pedro So we need to also credential physicians. What sound do we have minute or two? Okay, cool So this is the hard part if anyone knows any companies that can do this for us. We'd love to know Because once they're credentialed, I mean, that's it. We don't have any way to sort of police them We need to know that they are who they say they are that they have gone to this residency or have had this medical training user-friendly interface right now There's maybe three people in this room who would know how to do this in this system So we're gonna need to make this interface with a browser of some sort or an app If anyone can do that let us know afterwards Monetization we do we would like to monetize it. I mean, I don't think we're looking to make crazy profits on this but There's a few different ways we could do it But we want to do it in a way that we're not a third party It would have to be the sort of thing where the contract is already fulfilled and everyone's happy and then somehow and some sort of You know subcontractor something we're paid afterwards. We're not exactly sure how we're gonna do that yet The rating system already discussed go live on a theory. We haven't done this yet So we still technically don't know if this will work and end because it hasn't been done on the live network Okay, I hope we left time for questions. Let's get the demo going Wow, this is really terrible terrible graphics. I'm so so sorry about this. Let's see if we can zoom in How do you Mac zoom in? Mac zoom in Yeah, and we can make this available afterwards. This is just a video. It's unfortunately greeny What this is and was we sped this up? This is a video of the interaction on the top of an end-to-end script the problem with Actually doing this, you know in person is it's something where I would do something as a patient doctor would do something I would do something as a patient doctor would do something and that's actually going to take hours and hours Plus the blockchain has to mine everything to verify all the transactions So so my question is have you felt of running instead of using public box and you can use a private box And let's say based off on proof of authority consensus or similar to oracles that work project that they're trying to do Have you thought of this approach because it's a green mining nobody has to it's like a simplified proof of stake. Yeah Yeah, so what he said was right now. We're using a private blockchain and it's working We do want to push it out to a public blockchain just to make it so that it's readily available. It's monetized right there It's money right people play it right people pay in the money Yeah, we can do very bad things with this blockchain So we want to make sure that it's verified by other people We want to make sure that it's money that people can get that the you know radiologists can do this thing They get there a 3m and they get it out of coinbase or whatever they need to do Okay, so I see you guys aren't really storing Patient information, but you are storing encrypted image data. Yes, maybe certain what patient information? Would HIPAA apply here? Are you taking that into consideration that you'd be legally required to do certain things according to HIPAA? Yeah, why don't you take this one? No Okay, no because because this is this in this case in all the scenarios we we are putting up here It's the patient uploading this with your medical records. You can do whatever you want Now Going forward. We would need to get some sort of HIPAA certification for this. I don't know that it would be a huge problem because Once this stuff is encrypted it it's there in the data store It has very stark regulations of how you store it. How you audit the server and how you do everything I've violated it a few times. I'm familiar with it Yeah, enjoy the fines Yes, there are there are heavy fines. So no, we see this starting off as a poor man's second opinion to begin with That would be outside the bounds of HIPAA, but you're right going forward that that would be a problem and a concern And not one we're really that worried about because when you start talking about audit ability This is the public ledger, right? This is the blockchain. So now kind of know where everything's transiting your data store So the data store also supports all kinds of logging that we can do with that It's something that we could achieve. I'm not that concerned about it But to get to the point where we were proof of concept and it was actually moving data back and forth in an encrypted fashion We did not achieve HIPAA compliance today All right, cool. Thanks guys. Oh


You would be amazed at how many believers think they are practicing this but are not. Though we might think that we are choosing truth, all too often we're actually rejecting truth in the way we think. What we think about God, what we think about ourselves, what we think about those around us, what we think about sin, what we think about God's word. There are subtle forms of deception that are being corrected in all of us. And so we have to do as the scripture says. Fix your thoughts on what is true, thinking according to what God says.


Mystery House. Mystery House. That strange publishing firm owned by Dan and Barbara Glenn, where each new novel is acted out by the Mystery House staff before it was accepted for publication. Mystery House. Hi, Barbie. The story we're trying out for Mystery House tonight deals with freaks, you said. Uh, circus, shide show people. That's right, Dan. And they're unlike any people who've ever known, completely unreal from our way of looking at things and yet such people actually exist. Hmm, sound like it ought to be a dandy. Sideshow atmosphere, barkers, all that sort of thing? You know, Mr. Glenn, the sideshow barker was a forerunner of the radio announcer. Uh-oh. I feel I've been marked leading up to something, Tom. As a matter of fact, it is. It's leading up to a message from our sponsor. Okay, Tom, set the scene. Malice in Wonderland. That's right, folks. I said Wonderland. The great Wonderland Circus Sideshow with the most gargantuan collection of freaks, monstrosities and curiosities ever assembled under campus. Milly, the bearded lady. Jolly Dello, who tips the scales at 500 and breaks them at 550. Joe Sefi, the greatest sword swallower in the world. Enigma, the living zombie. Mulk and poke the jungle monstrosities. And Professor Flatch, the greatest magician the world has ever known. For this one performance only, see them all. Don't crowd, don't push. This outfit's jinxed if ever I saw them as was.  Wonderland. The wonder is how Flatch manages to keep us going. I'm wearing myself half to death wondering when we're gonna close. Well, you haven't lost any weight, Dello. You look real good. Well, thanks, Milly. Is that Midget? Major Tembo. He's a jinx. We've had nothing but trouble since he joined the show. Well, there's Enigma. He wants a drink of water. Oh, I'll get it for him. You suppose that's a racket? Or can't Enigma move a muscle except the little finger of his left hand? Well, if it is a racket, Milly, it's a tough one.  Just ring a little bell with the little finger of your left hand. Oh, I'll be right back. Oh, hello, Joe Sefi. Hello. Four picture postcards of myself I sell to the last show. Me, the great Joe Sefi, the world's finest sword swower. Forty cents. It's that Major Tembo.  Someday I run a sword right down his mouth to the tip of his toes. He sure got noy, sir, saying her beard was a fake. And what did he tell me? That my swords are fake. Me, the great Joe Sefi. You know, I've seen sideshow people get suckers, sir. Sick of having people stare at them. But it ain't just the tuners Major Tembo hates. He don't seem to like nobody. Oh, there you are, Joe Sefi. Hello. Hello. Been looking all over for you. It's time to start the ballet for the next show, Joe Sefi. I am not doing the ballet. What? I said I am not doing the ballet. Look, Joe Sefi, you ain't an opera star. How do you think we get the customers in here? You're doing the ballet wall right and right now. No. I'll leave him alone, Flash. He's down in my mouth. Well, that's the way a sword swallows ought to be, ain't it? Down in the mouth? Get it?  Yeah, okay, okay. Come on, snap out of it, Joe Sefi. We gotta stir up a tip to get a crowd. Flash. Flash, you gotta do something about that midget. This can't go any longer. Now, calm yourself, Millie. What's wrong now? I don't mind him saying my beards are fake because it isn't, I can prove it. Joe Sefi and Dele can take care of themselves, too. But when he starts picking on Enigma. Ah, you're crazy. He ain't done nothing to Enigma. Enigma rang his bell a couple of minutes ago. Dele hurt it, too. Four rings for a glass of water. I took it to him. And there was Major Tempo pinching him to see if he could get any muscular reaction. Pinching him real hard. And poor Enigma was not able to do a thing about it. Well, I guess it don't hurt Enigma, any. He can't feel anything. Well, it's the idea. You've got to get rid of Major Tempo. Look, I'm running wonderland. And Major Tempo's a good crowd pleaser. Crowd pleaser? What crowd? Look, you're Sefi. I'm trying to be nice. Now, I've been taking it on the chin. I've been paying off in spite of it. Paying off? You think the nickels and dimes you toss at us is paying off? I could make more money digging ditches. Yeah? Well, that's what you'll be doing if you don't come out of the tent with me and do the ballet who act. Let Major Tempo do the ballet. No. Once the towners see him, they won't pay their dough to come inside and look at him. Like with Dele. Same thing. I tell them she weighs 550 pounds. If they could see, they wouldn't shell out their dough. Oh, no. You don't put your freaks on the ballet. You and me. We got to do it. Major Tempo can do it. Me? I am not.  Why I got into this racket, I don't know.  I am not a freak. My talent has amazed the greatest scientists of the country. Yeah, yeah, yeah. Store it, store it. That's immediate. He insults us. He pushes everybody around. Let him do the ballet.   Get out of Josephie. Lies is mad. What's the matter, Josephie? You jealous of Tempo? Me? Jealous of that little peanut? Jealous of that wart on the finger of humanity? Ha, ha, ha.  Okay. I'll just use Major Tempo. I'll put him on the ballet and show you how a real freak can draw a crowd. I'll show you what a bum you are. You don't think you'll make me cry? He's what I suggest all the time. Where is he? I do not keep track of him. The further away from me he is, the better I like. That's where he'll be. With Mokinpuk. He's got him fighting again. He teases them. Come on. Show him whether you can or not. A little punk. Come on. Stretch his eyes out. Go ahead, Mokinpuk. Hey, you. You. Hi, Flash.  Aren't you kind of forgetting yourself, Flash?  I was just enjoying myself, Flash. Some people have fun one way, some another. Look, you're doing the ballet with me. Now come on. Yeah, I know. I heard all about it. You were eavesdropping on us, listening to what we said. None of you ever said anything worth listening to. Some gall you got, spying on us, and not even taking any trouble to deny it. Do you think I care what you half-wits think of me? Listen, Major, you ought to try to get along with the rest of the freaks. The rest of the freaks? You mean to say you include me in this assortment of malformed monstrosities? Oh, sure.  Not much.  You are. My dear Tubba Vlad. Hey. I am a perfectly-perfectly formed individual, which is more than you can say. Furthermore, valuable things come in small packages.  You... you... you what? What am I? How'd you like to go back to the Van Onem show, Josephie? Down there, there. How are you? Sit down. Well, I'm afraid of your chairs, Josephie. Major Timbo's quite a boy, ain't he? Me? I will break his little neck, myself. You know, Josephie, I keep a file of old billboard magazines. I got to wondering what the major meant about you going back to the Van Onem show. Oh, that... The story about a sword swallower on the Van Onem show, Josephie? From two years ago. I... I know nothing about it. His sword swallower got into an argument with the boss, and he sort of used one of his swords on him. Then he went out. I know nothing about it. The guy's name was Enright, Joe Enright. I do not know him. Kind of funny. Joseph Enright. Josephie, Josephie. I'd hate to think I was on a show with a murderer. If the little walking poison does not quit making such remarks, you will be, Della. Hugh, what are you doing here?  You're only scaring me to death. Don't talk in such a raspy voice, Millie. You don't sound like yourself. I'm myself all right, and I've taken about enough from you. I just came in for a little visit, Millie. I'm not interested in visiting with you. You're not like the rest of these people, Millie.   You talk correctly. If you think you're going to flatter me.  You actually grew it. Quite a time getting a beard like that, I bet. Of course, I know people in the business who'll get a beard started for any woman who wants to be a bearded lady in the sideshow. What of it? Some down and outer without any education. I can understand a person like that going for your kind of a racket, Millie. But you're different. Get out of here. It bothered me for quite a while, Millie, and I finally tumbled. Tumbled to what? Who are you hiding from, Millie? Why did you run away? I'm afraid it's going to find out who you are.   That beard's a disguise. Maybe you're right, Major. Right, of course I'm right. If you are, you're not being very smart, are you? Aren't you likely to get into an awful lot of trouble? You wouldn't dare do anything to me.  You'll do as I say from now on, Millie, because I've caught you. Thank you, ladies and gentlemen. Thank you.  And now I present one of the greatest magic illusions of all time, the dollhouse illusion. Here you are, ladies and gentlemen. You see the doll's house.  I turn it so you can see it from all sides. Absolutely no trap doors, no concealed spaces. Now I open the front of the doll's house to show you it's absolutely empty. You see? Wait a minute. What's going on here? Josephie, quick. Come here. Help me. Something wrong? Look, it's Major Temple. All folded up in the dollhouse with a knife in his heart. He's been murdered. Look, Enigma's been right here. Right on the platform next to yours. And it's a sense he hasn't been away. He'll know who killed Major Temple. He saw the murder. He had to say it. Yeah, that's right. Enigma. Hey, listen. Enigma. Enigma. Enigma. Did you know Major Temple had been murdered? Once. That means yes. Did you see Major Temple killed? Sure. Whoever killed Major Temple, forget all about Enigma. He sees the whole thing. He knows. Yeah, maybe he knows. Enigma. Do you know who killed Major Temple? Two times. No. He does know who did it. But if he saw the murder... Maybe it was done by somebody who is skilled at deception and magician. Look, Josephie. Somebody like you.  And why can't Enigma tell who did it? Why didn't he see the murderer when he saw the murder? We'll find out in the second act of tonight's story. Meanwhile, here's a brief message from our sponsor. Act 2 of Malice in Wonderland. We go back to the tent that houses the Wonderland Circus Sideshow. The midget's body is still in the dollhouse, awaiting the arrival of the coroner.  Well, I guess he must have had a reason to hate somebody, Della. Well, I ain't sorry he's dead. He was a mean little troublemaker.  Well, I am. There is nothing to be sorry about. No. You'll change your mind when the hiccups show up. They can't do nothing to me. I was not even near. That's just the point, Josephie. Whether or not you killed Major Temple don't make any difference. The little punks got us all in hot water up to our necks. I don't know how you figured that, Flash. Look, Della, I wasn't born yesterday. The midget had something on every one of you, just like he had on me. On you? Yeah, on me. Why do you think I hired the little rat? Why do you think I didn't kick him in the teeth the first day I was around here? Because I was afraid of him, that's why. Then you had a motive? Cut it out. We all had motives. We all got something to hide from the cops. When they start digging into this business, we're all going to be in trouble, bad trouble. Well, I'm getting out of here. Oh, no, you ain't. You're staying right here. There's only one thing for us to do, and we gotta work fast. What's that? We gotta find out who the murderer was before the cops get here. We've got to turn the killer over to him before they start crying into our business. Enigma, he knows who the murderer is. He says he didn't know. Well, he can tell us. He saw it. You do not even know if Enigma has a mind. You know nothing of him but the tinker of a bell. Well, it won't hurt to try. Enigma, did any one of us put Major Timbo into that dollhouse? Well, that's something. We know it wasn't one us who killed him. Well, there's... Just a minute. Did anybody put Major Timbo into the dollhouse? He says no. You see me? That won't work. Major Timbo hid in the dollhouse himself. He was hiding there to spy on us. All doubled up like he had to be, he could not protect himself, and somebody killed him. Did you see who it was, Enigma? Was Flash near the dollhouse after Major Timbo hid in it? Yes. Enigma says Flash was there. Wait a minute. Was Giuseppe near the dollhouse, Enigma? He lies. And Major Timbo had a knife in his heart. You're kind of an expert with knives, Giuseppe. He's done some work of that kind before. I'm a vaniner, so he...  Listen, Enigma, was Della near the dollhouse? Well, I guess I'm the only one who wasn't near it then. So I'll kind of take charge of things. Was Millie near the dollhouse, Enigma? You'll see. He tells us nothing. I what say? Do you suppose Enigma's a fake? Maybe Major Timbo knew he was a phony? You can forget that, Della. Enigma ain't no phony. He had accident and health insurance. The insurance company really gave him the works. Accident and health insurance? Yeah. Then what's he doing this for? If he's got doorway in a hospital where he belongs. I... Okay. That's what Major Timbo had on me. The show's been losing money all season. That's where I've been getting the door. Cash and Enigma's insurance checks. I found him when that paralysis was just starting. I kind of took charge of him. Major Timbo got into my stuff and found out about it. Sure. You are a very noble man, yes? Praying on a helpless individual.  I never killed anybody anyway. Ain't you getting into this true confession session, Millie?  You think Major Timbo did not know about you, Della? What are you talking about? He was just holding back. He was busy with the rest of us. You were on his list.  He didn't know. Didn't know what, Della? Nothing. Hey, look. Moke and Polk's cage. It's empty. It's unlocked. I'll bet that's some sort of Major Timbo's work. He let him out and may kill them. What, those two idiots? Why, they wouldn't be able to figure out how to open the dollhouse. But we gotta find them. Why?  They are not. They could get us into a lot of trouble. You are already in trouble, Clash. Yeah. We gotta get Enigma out of here before the cops start asking too many questions. Come on, Giuseppe. Give me a hand. He'll carry his cot back to my trailer. Not to me, Clash. If you want him out of here, go ahead and do it yourself. You mean to say... I am not looking for a tangle with the law. Me? I think I will be a bystander. Oh, so you think you're gonna frame me into getting a rap for the midget's murder, huh? Well, think again. I'll tell the cops all about you. You and the Van Onim show and the guy that got killed. Stop it! You fools, aren't careful. We'll all be in jail. Start trying to get even with each other and we'll all be in trouble. We've got to stick together. Stick together? You think I would trust any one of you? No, I think not. We waste time. We should all be heading for distant place. Come back here, you... Clash! Where'd you get that gun? Never mind that. Come back, Giuseppe. You ain't leaving me to take the rap, not on murder. No? Clash? I do not think you have the nerve to shoot. I'll show you whether I... Yeah! Millie, you hit my wrist.  Now we are in for it. That shovel will bring the cops' warm and all over us. You made me missy. You can thank me for keeping you from committing a murder.  Yeah. I guess you're right. Uh-oh. Here we go. That looks like police coming in the front entrance of the tent. I don't like the idea that they're questioning us one at a time. I'd like to hear what's said. Are you nervous, Stella? All they asked me was routine stuff. What I found, you know. And Giuseppe's been with him quite a while, though. And I don't trust him. Here he comes now. Oh, hello, Giuseppe. Oh, you thought you were very smart, Clash, telling the police about me. I didn't tell them anything. Who do you think you're fool, eh? Well, they know a lot more now about you and Enigma.  Clash, please! I tell them about your gun, too.   I just didn't want you to run out. You brought me... Stop it! Who's next, Giuseppe? They asked to talk to Stella next. Okay. Wish me luck, everybody. Yeah. I suppose she'll spill everything she knows, too. She will be pretty busy defending herself. What I said about telling the police about you, that was all a bluff. What? You mean you didn't tell them anything? Not about you. I threw all the suspicion on Stella. I did not want her to know. But there wasn't anything you could say about Stella. No. I told them how she hated Major Tembo. How he knew something about her that had her scared. And I told them how Stella borrowed one of my knives yesterday. The same knife we find in Major Tembo's heart. So you think you're putting me on a spot, do you, Giuseppe? I simply tell the police the truth.  Tell them I borrowed one of your knives. Don't you remember that, Stella? Well, I don't remember it. I didn't do it. But you didn't think you're so smart. No? No. I told them all about the van on him's shell and the guy who got stabbed. I really told them. They got some long distance telephone calls in now. Are you devil, you... What did you think I do?  I got to get out of here. Uh-uh, Giuseppe. You're facing the murder ramp anyway. Looks like you're kind of elected to take this one. I know nothing about this. The other leads to a self-defense. I can prove it.  Why did you run away then? He had friends. Very bad friends. It was from them, not the lie, Ron.   Yeah. Giuseppe might have killed Tempo with that. And Nygmo says no. And Nygmo says no to everything. He says he saw the murder. He says he was all there at one time or another. He says he saw Major Tempo go into the Dow House. And then he says he don't know who stabbed him. Maybe he's holding something back. He says yes. He is holding something back. You fools. Don't you get it? What are you talking about, Della? Nygmo knows who the murderer is. He's known all along. Well, then why did... He didn't want either us or the cops to know. Not too soon. You mean he did it himself? But that's impossible. Of course it's impossible. He didn't want anybody to know who the murderer was. Because if the murderer was caught, that's all there'd be to it. The killer'd be turned over to the police and that'd be there. You got something, Della. And Nygmo says yes again. Of course he says yes. And Nygmo wanted every one of us questioned. He wanted all of us put in a tight place where we talked. He figured sooner or later, the cops would get the story of what Flash has been doing to him. The way Flash has been robbing him. Listen, if you think I'm going to let that zombie frame me for this murder... There's no point to us framing you for murder. All he wants is to get out from under your control.  I had nothing to do with it. Just a minute.  You see? He says no. Yeah, he didn't know nothing about it anyway. Nygmo, if I promised to tell the cops all about Flash and what he's been doing to you, will you tell us who the murderer is? No, I know you don't. Not yet, Della. You ain't turning me over to the coppers. Nygmo, I promised to tell the cops. I'll tell them all about the way Flash has been cheating you. It's a deal. Why, you dirty...   You don't dare shoot. Not with everybody else looking for somebody to pin a murder on to. I'll tell the cops, Nygmo. It's a deal. Nobody's going to frame me on the testimony of a zombie who can't even talk. Nygmo, was it me who stabbed Major Tambo? Surprise. You make a deal with him, so he says it wasn't you. Was it Flash? Of course it wasn't me. Was it Millie and Nygmo? Me? No. No, it didn't do it.  Stop ringing that bell.  It didn't seem real to me. Couldn't talk, couldn't move. Didn't think it could hurt me. I should have killed you. Keep away from me, Millie. Looks like the rest of us kind of need a Nygmo. Don't you point that gun at me.  Why, John, honest, I did. He found out about me. Found out what? I killed somebody, too. Back five years ago, and it wasn't self-defense. I killed a man because I hated him. Nobody should have known, but something went wrong, and I had to run away. There was a fugitive hiding from my pastor. I figured out a perfect way to hide. A bearded lady in a circus side show. Who'd ever think of looking for a beautiful girl mass-created as a bearded lady? Nobody, but Major Tambo. And I'm glad I killed him. I got even with him. Yeah, maybe so. But from where I stand, it looks like he kind of got even with the rest of us. That cops are gonna have a busy day.


Who has claimed to those earnings? Well, it's divvied up evenly in shares, and we have more people, if you have to own more shares to have more ownership, right? So it's equal units. It's like having dollars, instead of saying that I own 30% of a farm, you know, you have tangible, you have things that you can have in units, standard units. So that means that you have retained earnings, the owner investments are the issuance, the initial issuance of the stocks. That's when money came into the business from the stocks being sold from the business, not on the stock exchange, but from the business itself. And then the draws are dividends. Draws are kind of a sticker, the messy situation in a corporation, because in a corporation, you can't just have one person say, I want to draw some money out. You have to have dividends, which are gonna be equally distributed to all the shares, because you have to have all the shares being equal. So you can't have like one partner drawing money out the way you might be able to have in a partnership. You have to basically say, if there's gonna be a dividend, everyone has to agree to it. And you have to think about it. So that's what the messy side of the corporation is. So pros and cons there. All right, so then if we go to the income statement, the income statement fits into the balance sheet. Remember the balance sheet is the double entry accounting system. How does the income statement fit into it? Because there's the net income. The net income is part of the equity section. We break it out on the balance sheet as a timing statement. So this is the primary tool that you'll need to like report taxes, for example, if you're in the United States, because the United States has an income tax, which taxes based on your performance when you earn the income. So that's gonna of course have the income up top, which we have generated primarily through deposits that have come in through the bank feed, increase in the checking account, the other side go into these income accounts. And then the cost of goods sold would only be there if you are selling inventory, which we already talked about, causes problems, inventory does, forcing us to deviate from like a cash-based system oftentimes. And then we've got all the expenses, which primarily again, we have created through the decreases in the checking account. The other side go into our various expenses and we basically constructed our expense categories as we've seen those expenses come through. We had other income and expenses down below. And then of course the bottom line is net income, 585017, which ties out to what's on the balance sheet here. Let's take a look at just some of the other reports just quickly, I'm gonna duplicate this and just take a quick look at some of the other reports that are being generated as we do our bank feeds. Accounting drop-down reports. So we have our favorites up top, all the reports, financial analysis, these are some fancy reports, the snapshot, the short-term cash flow, I'll let you manage the budget summary.  We looked at the balance sheet, we've got depreciation schedules, which would be dependent upon whether or not you're gonna be calculating depreciation in zero or not. If you're in the United States, like I say, you're gonna have to do depreciation for taxes on a tax basis, so you're gonna have to put it into the tax software anyways. That's why a lot of times in the United States you might just use the tax software as your subsidiary ledger for both tax depreciation and book depreciation. If you don't have that obligation or you'd like to track your own depreciation in the software as well, then you can use that method. Disposal schedule, fixed asset, reconciliation, the income statement, the management report. Here's another statement of cash flow, which is the direct method. So if I open this up in a new tab, let's do it right click, open it up. Here's the other primary kind of financial statement report. Let's bring this from January to December of 2022. December of 2022. That's November. Where's December? December, okay. So notice that the cash flow statement is basically doing a performance report like the income statement, but on a cash flow basis. Now note that if you're creating your financial statements directly from the bank feeds, you're fairly close to a cash-based system already, although we talked about the fact that you still might have to deviate from a cash-based system for things like, well, accounts receivable is an accrual thing or the fixed assets or a primary one. So the whole idea of this accrual concept is the idea that if you have an income statement and you didn't do accrual things, such as you paid $100,000 for a building in February. Well, when you try to compare January's performance on an income statement to February's performance on an income statement, if you had 100,000 expense in February for building expense, then it would throw off your comparison because clearly you're not gonna use that building in February, you're really gonna use it for 30 years into the future. So you can see how distorted your income statement would get from a performance standpoint. So the idea would be you can't do that because I can't compare my income statement reports. So I'm gonna put that on the balance sheet and then allocate it as we use the building. However, if I do that, then from a cash flow perspective, I don't really have a cash flow perspective anymore and cash flow is important because cash flow is the lifeblood of the business. So to get the best of both worlds, then we can run our reports on an accrual based method and then have our statement of cash flows which will give us that cash flow method as well. That's the general idea of it. So the operating section is basically kind of like the income statement on a cash basis. The investment activities, you can think of more broadly as just like investments in stocks and bonds, like investments in assets, fixed assets typically is what the...