insurance effective date meaning
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- Effective Date. The start date of an insurance policy, or the date on which the protection of an insurance policy or bond goes into effect. Find the best companies and lowest rates. Please wait while we find the best Insurance options for you.
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Healthcare Reference Materials The effective date of your foster child's coverage as a family member is the first day of the pay period in which your employing office receives all of the properly completed documents that establish the eligibility of the child as a foster child.
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Effective date Effective date. An effective date or as of date is the date upon which something is considered to take effect, which may be a past, present or future date. This may be different from the date upon which the event occurs or is recorded.
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Effective Date Calculator Effective Date Calculator. This calculator will assist you in determining the effective date of coverage based on your group's specific contract provisions. The information you need to perform this task may be found in your Employer Group agreement or Employer Group Agreement Change Form.
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Services News Government LocalLocation TranslateSelect Language â¼ (1) a policy record for each insurance contract or policy for six calendar years after the date the policy is no longer in force or until after the filing of the report on examination in which the record was subject to review, whichever is longer.
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What is 'Insurance Grace Period' DEFINITION of 'Insurance Grace Period'. A period of time after the premium due date in which a policyholder is able to make a premium payment without the insurance policy coverage lapsing. The insurance grace period can vary depending on the insurer and policy type.
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Certificate of Insurance A certificate of insurance form is a standardized document that provides evidence of insurance coverage. It will include the contractor’s coverage types and liability limits. This certificate also lists the effective date of the policy.
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Legal FAQs for REALTORSÂ®     â Contracts and Forms Effective Date No. By signing the forms, the parties have instructed the broker to fill in the final date of acceptance as the effective date. If the broker failed to fill in the effective date, the broker may be placed in the precarious position of later having to determine the effective date of the contract.
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- prior to the Policy Effective Date, this provision will not apply to the amount of coverage in effect as of the Policy. Effective Date, but will apply to any increase inn coverage. Accidental Death & Dismemberment (AD&D) This benefit helps protect you against losses due to a covered accident.
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expiration expiration date, n 1. the date on which a dental benefits contract expires. n 2. the date an individual ceases to be eligible for benefits. 3. the date that the Food and Drug Administration (FDA) requires pharmaceutical manufacturers to provide on all their products.
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- The Prior Plan refers to the plan of insurance providing similar benefits sponsored by the Employer in. effect directly prior to the Policy Effective Date. A Prior Plan will include the plan of a company in. effect on the day prior to that company’s addition to this Policy after the Policy Effective Date.
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What is 'Elimination Period' Elimination Period. Share. What is an 'Elimination Period'. An elimination period is the length of time between when an injury or illness begins and receiving benefit payments from an insurer. Also known as the waiting or qualifying period, policyholders must in the interim pay for these services and can be thought of as a deductible.
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What Is The Effective Date Of Health Insurance? You can view your plan's effective date inside your policy. If you're unsure what coverage you have and/or what your effective date is, you should contact an experienced health insurance broker who can review these items with and help you find out if there is a plan that will be more suitable to your specific needs.
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- A3: The latest date by which the SPA must be filed in order to meet the required effective date. of January 1, 2014 is March 31, 2014 (the end of the quarter in which the policy will take. effect). However, the hospital PE provision took effect on January 1 and every state is expected.
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What does continuity date in an insurance policy mean? The continuity date, sometimes referred to as the prior knowledge date refers to the date when designated parties first become aware of an incident which may be a covered act under an insurance policy. Continuity dates are exclusively found in claims made based insurance policies, never occurrence form insurance policies.
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- 1 (no listed pitchers)  All bets placed on the 1st 5 innings (first-half) will be decided based on the score at the end of the complete 1st 5 innings. If a game doesn't not go full 1st 5 innings, all first-half bets (1st 5 innings) will be cancelled.
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- The effective date of separation is the last day the employee is carried on the rolls. A separation from the service must be identified by the prescribed term. Care must be taken to use the term appropriate to the case, (e.g., death, removal, resignation).
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- You won't hear it in spoken English, but you'll read it occasionally. No lo escucharás en inglés hablado, pero lo leerás ocasionalmente. spoken adjadjective: Describes a noun or pronoun--for example, a tall girl, an interesting book, a big house.. (language: oral, not written) oral adjadjetivo: Describe el sustantivo.
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- effective date. Date on which a transaction is recorded or when an agreement (such as a contract or an insurance policy) takes effect.
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Legal FAQs for REALTORSÂ®     â Contracts and Forms Effective Date The effective date is the most crucial date in the contract. It is the date from which most, if not all, performance periods are measured. One of the most significant complaints that escrow agents make about real estate licensees is that, many times, licensees fail to insert the effective date in the contract.
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- In insurance language, calendar year means the year according to the calendar, that is - January 1 through December 31. Benefit year is any period of time the insurance company assigns to renewal of benefits. It could be Sept 1 through Aug 31 (as in the case of many teacher's insurance plans), or any other period of 12 consecutive months. It is important to know if your benefit year and the calendar year are the same or not.
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âEffective Dateâ Finally, sometimes you see Effective Date used in a contract to refer to some date in the past. For instance, the parties to a distribution agreement signed on March 31, 2007, might want sales from January 1, 2007, to be included for purposes of determining 2007 sales. It would be simpler and clearer to say as much instead of using the term Effective Date and defining it to mean January 1, 2007.
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- The effective date of a health insurance plan is the date your coverage starts. It will be different for each person because it depends on when you applied for the coverage and what your requested/approved effective date for coverage is. You can view your plan's effective date inside your policy.
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Health Insurance Portability and Accountability Act HIPAA, the Health Insurance Portability and Accountability Act, was enacted by the U.S. Congress in 1996, and became effective July 1, 1997.This act is a grouping of regulations that work to combat waste, fraud, and abuse in health care delivery and health insurance.re-existing conditions may not be imposed if group coverage was effective for 12 months and not longer than 63 days elapsed between coverage. If such coverage was for less than 12 months, than pre-existing conditions may be imposed for only that portion of the 12 months that were not covered.
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What Does Life Insurance Maturity Mean? President and Senior Agent, Outlook Life, Most of the U.S. Life insurance maturity is the date at which the face amount of a permanent life insurance policy is paid to the beneficiary stated in the policy (in case of death) or to the policy holder (if the insured is still alive when the maturity date is reached).
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Fast Facts About Insurance Policy Backdating In regards to health insurance, backdating the effective date of a policy can be used to make your age at issue qualify for a lower premium. That can be a good thing. State laws differ in their policies about. backdating health insurance policies, so you’ll have to check with your state insurance commissioner.