is credit karma good
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Credit Karma Reviews: Is It Legit or a Scam? Credit Karma is free. It will allow you to monitor open credit that is on the Transunion credit report. It is a good site to follow your credit trends. The score is a consumer score and is not a real Fico score. It can be lower or higher than your fico score. In my case the score is lower than my real TU fico score by about 20 points.
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- 6/19/2017. Credit Karma - I pulled up my credit report and its wrong.I need. I pulled up my credit report and its wrong.I need some help.I have a lot of questions about this report.
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- Here’s what my dashboard looked like: There are several reasons why I like Credit Karma: 1  It’s free. 2  When other companies are charging you to look at your own credit score, it’s nice to be able to see it for free. 3  You don’t have to provide a credit card number, there’s no “trial,” and there’s no sneaky catch in there. can’t believe I’ve been using Credit Karma all these months and never wrote up a quick review of the service! I’ve done walkthroughs of their Credit Score Report Card, but never about the entire service. Tsk tsk, what a bad blogger I am.
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- Credit Karma Direct Dispute actually works for removing bad marks from your credit report! A long time ago, when I was an 18 year old child away at college, I went to the emergency room when I had strep throat. This was a dumb decision regardless, but even dumber was that I figured my health insurance paid for the visit.
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Kenneth Lin Credit Karma offers free credit scores, reports and insights. Get the info you need to take control of your credit. Credit Karma offers free credit scores, reports and insights.
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Personal Loans © 2007–2017 Credit Karma, Inc. Credit Karma™ is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries.
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Now on Credit Karma: Equifax! Now on Credit Karma: Equifax! Hey everyone! For years, Credit Karma has proudly provided credit scores to millions of members. Then, we upped the ante by adding free credit monitoring, account monitoring, and, most recently, weekly TransUnion credit reports.
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- (When I log-in, & read my scores, it gives me the next date my account should be updated...). But, in all seriousness, Credit Karma is merely a 3rd party credit site. They are funded by certain credit card companies, credit unions, and lending companies.
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- Credit karma.com is Is a debt Collection agency That’s trying to locate an update their files. if you owe a debt don’t sign up remember nothing is free and the ones here that are defending this site probably works for them.ou will have to make your own determination as to whether Credit Karma is a scam. I’ve been using them for over a year with great results, they’re the cornerstone of my do it yourself identity theft protection system and it’s been working out so far.
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Credit Karma Expands U.S. Operations with Charlotte Office Credit Karma is best known for providing free credit scores and credit reports to consumers in the U.S. and Canada. The company currently employs over 500 people across its offices in Charlotte, North Carolina, Los Angeles and its San Francisco headquarters, where it was founded in 2007.
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- Among Credit Karma members, we've noticed a steady rise in credit scores as the average age of open accounts gets longer.* Members with an average age of open accounts between one and two years have an average credit score of 622. Bump that age up to two to five years, and the average score rises to 638. Ages between five and eight years average 661. Finally, average ages over eight years earn a credit score of 675.
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- I check credit karma for my credit score. they gave me one score and trans union was higher.as in credit karma says 585 for trans union while transunion says 622 on their site. odd.
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The Untold Truth About Credit Karma Credit Karma Cons. With Credit Karma, you only get one credit score report (instead of 3) from Transunion. This means that what you’re getting is just a glimpse of your true score because the report is deemed incomplete. However, you can’t expect much for the service given by Credit karma is free after all.
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The Real Reasons Retailers Push Branded Credit Cards Read Morekeyboard_arrow_right 4 Myths About Credit Cards That Should Be Retired. Until recently, it could be expensive and confusing for the average consumer to access their credit scores and reports. A side effect of this was a proliferation of rumors about the best way to manage credit. Like any good urban legend, it’s hard to know exactly where these got started. Since Credit Karma launched in 2008 we’ve heard a lot of them and have done our best to put them to rest.
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Is Credit Karma a legitimate free service or a scam? Are you really going to listen to someone who can't spell listen? It is not a scam, it is a legit site. I have been a member of Credit Karma for 3 years now and my identity has not been compromised. The reason it is free is because it is not a FICO score (the one that really matters) it is a score from TransUnion who is a reputable credit report agency.
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- I use Credit Karma to monitor the credit file of two persons including myself. The company rates the approval chances as Poor, Fair, Good to...
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Contact Credit Karma Customer Service The information supplied to Credit Karma is not sold, only used to put you in a better financial position. The main goal of Credit karma is to offer a service that customers need to improve their lives. If you have a question relating to the service or need to reach out to the customer service department, you can do so by email, traditional mail, by phone or through social media.
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- My Credit Karma score is a 661 - My REAL Trans Union score (as per the one I bought, and the one car dealers showed me) is a 760. 99 points different. For certain Credit Karma is NOT using the actual Trans Union credit score.
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- My credit karma credit reports are up to date with my true balances just about one month behind my payments very good info, I just get alot of there credit cards offers in the mail, 2016 will be getting new cards when my score reaches over 700.
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Credit Advice For some people, Credit Karma will appear to give a higher score over other website scores while others will experience the reverse. The truth is all of these models will give you a general idea as to how the banks will view your credit.
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- Check out the differences between credit score and credit history, and learn how your credit history is used to create your ... Credit Karma, Inc. Credit Karma is a credit monitoring website that allows users to check their credit for free at any time. Personal Finance. 5 Top Credit Karma Tools To Keep Your Credit High As if the free, no-strings credit checkup weren't enough, this site also gives you personalized feedback to make you a better money manager.
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Akron man wonders why his 560 credit score is almost 100 points higher through Credit Karma: Money Matters First, I don't know that Credit Karma or any of these other places intentionally inflate your scores. However, that doesn't mean the services are good or useful. Credit Karma uses TransUnion, one of the three big credit bureaus. And who knows what formula Credit Karma is using to crunch the data from TransUnion, or what algorithm TransUnion is using when it provides the score to Credit Karma.
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Credit Advice If Credit Karma want to be a useful site they must get the Experian score also. I have great scores on Equifax and Transuinon, but there still exists a bad item on Experian. So Credit Karma will not be the useful site we need unless they have all three. You can get it FREE.
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Is Credit Karma Accurate? Credit Karma is accurate in the sense that it gives information about the data in a credit report and contains the latest information reported by creditors to the TransUnion credit bureau. Information is sometimes outdated when creditors have not recently updated a credit report. On the other hand, Credit Karma is not accurate in terms of FICO credit score, which is the official score most often used by creditors.
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- Akron man wonders why his 560 credit score is almost 100 points higher through Credit Karma: Money Matters. Q: These places like Credit Karma and Credit Sesame seem to be doing a huge disservice to the people who enroll. The scores they show are extremely inflated.
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- Community Advice. Welcome to the Community. This is your space to talk about credit and finance with the Credit Karma community. You can take part in current conversations or start one of your own. Since this is a public place, please keep your comments courteous and don't post private information.