definition amortization
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amortization Amortization is an accounting term that refers to the process of allocating the cost of an intangible asset over a period of time. It also refers to the repayment of loan principal over time.
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- Amortization Amortization and depreciation are two ways to prorate the cost of an asset's life. Learn more about the former and how it it's calculated. Investing. Explaining Amortization In The Balance Sheet Amortization occurs when an asset’s value decreases over time, usually over its estimated useful life.
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FRITCH, TX The National Park Service headquarters for Lake Meredith National Recreation Area is located in Fritch, and the Alibates Flint Quarries National Monument, on the southeastern shore of Lake Meredith, is near Fritch in Potter County.
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Contents: Amortization vs Depreciation If the asset is tangible, this is called depreciation. If the asset is intangible; for example, a patent or goodwill; it's called amortization. To depreciate means to lose value and to amortize means to write off costs (or pay debt) over a period of time.f the asset is intangible; for example, a patent or goodwill; it's called amortization. To depreciate means to lose value and to amortize means to write off costs (or pay debt) over a period of time.
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- ( Accounting : Basic ) Amortization is a situation in which the value of intangible assets such as patents falls because of their age or how much they have been used. This figure represents operating profit before depreciation and amortization. The purpose of amortization is to reflect resale or redemption value.
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Student Loan Amortization Explained: How to Pay Off Your Debt Faster This is a loan you borrow once, then gradually pay back over time. Generally, these loans have a fixed monthly payment — part of that payment goes to principal and a certain amount to interest. Amortization refers to the process of paying back an installment loan on a fixed payment schedule. Unlike a revolving loan, you can’t “re-borrow” money you’ve paid back, but your monthly payment amount under an installment loan won’t fluctuate the way it can under a revolving loan, either.
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Amortization schedule Amortization schedule. An amortization schedule is a table detailing each periodic payment on an amortizing loan (typically a mortgage), as generated by an amortization calculator. Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments. A portion of each payment is for interest while the remaining amount is applied towards the principal balance. The percentage of interest versus principal in each payment is determined in an amortization schedule.
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What Does Amortization Mean? Amortizing a debt means to reduce the balance by paying principal and interest on an established schedule. By making regular, scheduled payments on time, the loan or mortgage will be paid off by a maturity date.
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amortization Definitions (2) 1. The gradual elimination of a liability, such as a mortgage, in regular payments over a specified period of time. Such payments must be sufficient to cover both principal and interest. 2. Writing off an intangible asset investment over the projected life of the assets.
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Loan terminology glossary Amortized Loan: A loan to be repaid, by a series of regular installments of principal and interest, that are equal or nearly equal, without any special balloon payment prior to maturity. Anniversary Date: The date upon which the twelfth payment is due.
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- Amortization is the process of expensing out intangible assets over their useful life. It is in effect the depreciation of intangible assets. Some intangible assets have indefinite or unlimited useful life, such as goodwill. Such assets are not amortized.Others have a definite useful life and are amortized over their useful life. Most of intangible assets are amortized using straight line method. Useful life is the shorter of legal life and economic life.uch assets are not amortized. Others have a definite useful life and are amortized over their useful life. Most of intangible assets are amortized using straight line method. Useful life is the shorter of legal life and economic life.
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What Is an Antipyretic? Most antipyretic drugs reduce fevers by acting on chemicals in the body like interleukin, which signal the hypothalamus to increase temperature. They tend to only be effective when an actual fever is present, and they don’t lower the body temperature if it is in normal range.
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What Is Amortization? In this case, the company would record $2,000 each year as an amortization expense for the patent ($20,000 — $0 = $20,000/10 = $2,000). Amortization in lending In the context of lending, amortization is the process of paying off debt with a fixed repayment schedule over a specified period of time.
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The Mortgage Group Â® Related Terms and Acronyms: 1  amortization Amortization refers to the process of gradually paying down the principal of a loan. 2  biweekly accelerated payment A mortgage that schedules payments every two weeks instead of the standard monthly payment. 3  lump sum payment One-time single-sum payment or payout.
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- The term amortization is an important concept to intangible assets (such as R&D or a trademark) and reflects the fact that intangible assets have value that must be monitored and adjusted for over time. Amortization helps take care of this, and we explain it in more detail below. Amortization Defined.
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- › ACCOUNTING, TAX to spread the value or cost of an asset in accounts over a number of years: amortize sth over sth Companies use depreciation to amortize fixed assets over their usable life. The value of the machinery is amortized over its estimated useful life.
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- BREAKING DOWN 'Amortization'. Amortization is similar to depreciation, which is used for tangible assets, and to depletion, which is used for natural resources. When businesses amortize expenses, it helps tie the cost of the asset with the revenues it generates.
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Amortization Amortization Term Concept of Amortization Term in the context of Real Property A short definition of Amortization Term: The time required to pay off a mortgage if no additional principal payments are... Depletion See also An exhaustion or gradual reduction of an asset.
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- (February 2007) An amortization schedule is a table detailing each periodic payment on an amortizing loan (typically a mortgage), as generated by an amortization calculator. Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments.
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amortize verb (used with object), amortized, amortizing. 1. Finance. to liquidate or extinguish (a mortgage, debt, or other obligation), especially by periodic payments to the creditor or to a sinking fund. to write off a cost of (an asset) gradually.
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amorphization : the act or process of making something structurally amorphous or of becoming structurally amorphous pressure-induced amorphization of crystals … — Russell J. Hemley et al., Physics Today, August 1998 The formation and growth of an amorphous metallic alloy by atomic transport in the solid state, or solid-state amorphization, is in fact ubiquitous.
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What does amortization mean? In finance, there are two ways to define amortization: 1. The paying off of debt in regular installments over a period of time. 2. The deduction of capital expenses over a specific period of time (usually over the asset's life). More specifically, this method measures the consumption of the value of intangible assets, such as a patent or a copyright. To see more, visit: Amortization Definition | Investopedia
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Definitions &Translations In business, amortization refers to spreading payments over multiple periods.The term is used for two separate processes: amortization of loans and assets.n business, amortization refers to spreading payments over multiple periods.
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Intangible Assets Amortization is the systematic write-off of the cost of an intangible asset to expense. A portion of an intangible asset’s cost is allocated to each accounting period in the economic (useful) life of the asset. All intangible assets are not subject to amortization. Only recognized intangible assets with finite useful lives are amortized.
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Amortization Calculator Amortization Calculator. 1  Amortization is the gradual reduction of a debt over a given period. Our amortization calculator will amortize (show the reduction) your debt (such as a mortgage) and display your payment breakdown of interest paid, principal paid and loan balance over the life of the loan. It comes as a surprise to some that most of your initial payments on a loan are used to pay interest.