what is the highest credit score possible?
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- A: You are correct in that the highest credit score possible is 850 for FICO and the newest version of the Vantage Score. However, an older version of the VantageScore goes all the way up to 990. Here’s what you need to know about them. Fair Isaac Corporation developed the FICO score decades ago (1987).
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What is a Good Credit Score Rating? While there are many credit scoring systems, it is generally accepted that any score above 720 (particularly on the FICO scale) is considered a GOOD credit score. To help you visualize this, here’s a rating scale (recognize that there are no official brackets; this is just an approximation of a continuous range):
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- One type of credit score is the FICO score. The maximum FICO score is 850 (minimum 300). Another common credit score is the VantageScore; the maximum is 990 (minimum 501). There are other credit scores, from the credit bureau and other third-parties.
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What is the Highest Credit Score? Answer: Since the credit score range is 300 to 850, the highest credit score possible is 850, although any score of 720 or higher is considered “excellent” and will usually afford you a lender’s most favorable credit terms.
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Credit Scores With a score in the 690 to 720 range, you’re considered a good credit risk — and the availability of credit card deals will reflect that. But if your credit score is 630 or below, you are in the bush leagues of bad credit.
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- 760 VantageScore Barely Above Average. And while a 760 Fico score is pretty much as good as it gets in terms of the benefits you’ll receive, a 760 credit score with the lesser relied upon VantageScore isn’t as hot. You see, the average VantageScore is around 750, so you’d be just barely above average.
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900 Credit Score: Yes, Itâs Possible Of course, that would mean a 900 credit score would be the highest credit score possible, and beyond the range of most consumer Fico scores. So even though a 900 Fico score is technically possible, there’s a very good chance you don’t have one, and never will.
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What Is the Optimal Credit Score? Truthfully, the highest credit score is not the score you should be shooting for. The whole point of a credit score is to get you the best rates and credit limits when you are applying for loans and credits.
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- The minimum FICO-based credit score is 300 while the maximum is 850. However, some scoring models utilized by credit bureaus may be tweaked so that a different formula is used … as well as a somewhat different range in scores may be used.he highest possible credit score is 850- anything above around 700 is really good. Below 620 you are considered a serious credit risk and will pay high interest rates on any … loans, credit cards, etc. you can get It depends on the Credit Reporting Agency because they all use varying models.
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Which Credit Reporting Agency Has The Lowest Score? On the Equifax credit scale, the lowest possible score is 330. Equifax is a popular source of credit reports for lenders, utility companies, potential landlords, and in some cases even employers. The highest possible score on Equifax is an 830, though most people fall in the 600 to 700 range. However, do not discount Fair Isaac Corporation or FICO.
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What is a Good Credit Score Rating? The image above is a scale from Credit Sesame. According to Credit Sesame, a GOOD credit score rating ranges from 680-739 and an EXCELLENT credit score is anything above 740. The chart from Credit Karma suggests that a GOOD credit score is generally between 700 and 750.
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- Good Credit Score: 700-749. For the most part, a “good” credit score is going to get you approved. You just won’t be afforded the lowest rates and VIP treatment like those above. You generally have a well-managed credit history.
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What Is an Excellent Credit Score? All that said, an excellent credit score is generally one that will allow you to qualify for most any loan or credit card with the lowest interest rate. Obviously having an excellent credit score can save you a ton of money on everything from your car insurance to your auto lease to your mortgage.or the record, we’re talking about FICO scores, which are far and away the most common and widely used by creditors. The FICO score ranges from 300-850, with higher scores representing a lower risk of default.
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- Thanks again! Discover received the highest numerical score among credit card issuers in the proprietary J.D. Power 2014–2016 Credit Card Satisfaction Studies, tied in 2014.
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Credit Score Range â Whatâs Your Rating? 760-799 Credit Score. A credit score of 760-799 is considered good to great credit, and will typically result in interest rates and approval rates that a credit score in the 800-850+ bucket would yield. The only difference might be a few more pricing incentives at the 800-850+ range, and a more thorough credit check.00-850 Credit Score. A credit score of 800-850 is basically flawless credit. Though I’ve never seen an 850 credit score (readers have told me they have 900+ scores but those are different scoring models), scores of 800-850 are fairly common.
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What is a good credit score? Frontline, PBS: The best credit rates are given to people with scores above 770, but a score of 700 -- out of a possible 850 [actually, the scale has 550 points ed.] -- is considered good, according to Fair Isaac. (2004)
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Westlake man has one of the highest credit scores in the entire country, 848 out of 850 FICO scores (the best known and the ones lenders generally use) run from 300 to 850. Anything above 720 is an A. About half the population has A-minus or better credit. Historically, about 10 percent of the population has an 800 or better.Nearly 25 percent of consumers have a rating of C or below.avelka isn't sure what the other part of the letter means, that his score is higher than 100 percent of U.S. consumers.. Fair Isaac spokesman Anthony Sprauve said it does not mean he has the absolute highest score in the nation. There are other 848s, and even 849s and 850s out there.
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Great credit score? Think again Your 790 credit score might not be as great as you think it is. For example, while a FICO score of 790 out of 850 is considered excellent, it's merely mediocre on the VantageScore model -- which tops out at 990.verall, the eight most common credit scores used by lenders and consumers range from as low as 150 to as high as 990, according to a new Credit Sesame diagram created by John Ulzheimer, president of consumer education at SmartCredit.com and a former manager at FICO.
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- That gauge will help you figure out whether you have good or bad credit and the factors that influence your credit score. Credit scores are a three-digit number, often ranging from 300 to 850, with 300 being the lowest credit score you can have and 850 being the highest possible credit score.
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- Important: All the scores I will be talking about are in reference to FICO – which is the most widely used for lending decisions. There are a lot of other credit scores out there, like the VantageScore, but they’re not used by as many lenders. FICO scores can range from 300 to 850.But even though 300 is technically the lowest credit score possible, it’s very unlikely you would hit it even if you tried. To get that you would have to do everything wrong and have absolutely zero positive credit history whatsoever.here are a lot of other credit scores out there, like the VantageScore, but they’re not used by as many lenders. FICO scores can range from 300 to 850. But even though 300 is technically the lowest credit score possible, it’s very unlikely you would hit it even if you tried.
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What Is a Good Credit Score? If your FICO score is 840, for example, you’re just 10 points shy of the highest score possible and your credit is “superprime.” But if you have an 840 VantageScore (using version 2.0), it’s not as spectacular because you’re 150 points away from the highest possible score.
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Chinaâs biggest independent rating agency Dagong assigns highest credit rating to Gazprom China’s biggest independent rating agency Dagong assigns highest credit rating to Gazprom. Dagong Global Credit Rating Company Limited (Dagong), China's biggest independent rating agency assigned today the highest credit rating to Gazprom – 'AAA' with a 'stable' outlook. The agency named strong fundamentals and a high level of financial solvency among the criteria for assigning the highest rating to Gazprom.
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- Credit scores are on a scale from 300 - 850, with 850 being the highest credit score possible. To give you a feel for the extremes, while the national average credit score is 678, only 13% of the nation's population has scores above 800.
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- Your credit score calculation represents your credit risk at a moment in time, based on information found on your credit report. FICO scores range from 300 to 850, while Vantage scores range from 501 to 990. In both cases, the higher the credit score, the lower the risk to the lender. FICO scores are used for the purpose of this article. Excellent Credit Score - 720 to 850. Borrowers with a credit score in the range of 720 to 850 are considered consistently responsible when it comes to managing their borrowing, and are prime candidates to get the lowest borrowing rates.