is 750 a good credit score
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What Is a Good Credit Score â Understanding Credit Ratings & Ranges Very Good Credit: Credit Scores Between 750 and 800. If your credit score is between 750 and 800, you have a long and distinguished credit history that shows a responsible payment history and the ability to handle multiple types of credit responsibly.ood Credit: Credit Scores Between 700 and 750. Having good credit means that you have built a solid credit history by working hard to keep your accounts in good standing – however, there may be a late payment or two somewhere in your past.
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Is FICO Credit Score of 750 Considered Good or Excellent? Related reading: How to qualify for a mortgage loan. So while a FICO score of 750 may be considered excellent by some lenders, it's not the only factor in their decision-making process. They also want to know where you stand in terms of debt, income, employment, down payment, etc.
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Stop Chasing the Perfect Credit Score, the Best Perks Come at 760 “It’s important to understand that if you have a FICO score above 760, you’re going to be getting the best rates and opportunities,” says Anthony Sprauve, director of public relations at FICO, the analytics company whose credit scores are most often used to determine a borrower’s reliability.
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- Good credit score: 680 to 719. A credit report score in the 680-and-up range is good news for you. You can still get decent terms from lenders, although not as nice as those offered to borrowers with truly excellent credit scores.oor credit score: 580 to 619. Although you won't necessarily have any problems getting loans with a credit report score in the high-500 to low-600 range, you'll get those loans on lenders' terms. Be ready for higher interest rates, and expect finance charges that will hit you right in the wallet.
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- A good credit score is not the same as an excellent score. Even a small hike in interest rates can make a big difference. Assume you have a mortgage of $250,000, and you plan to own your house after 30 years.our Score Range: 650-799. Your credit score sits in the range of between 650 and 799, along with those of 47 percent of Americans. While your score is not in a problem range, there is plenty of room for improvement.
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- Good credit score: 680 to 719. A credit report score in the 680-and-up range is good news for you. You can still get decent terms from lenders, although not as nice as those offered to borrowers with truly excellent credit scores.If you're shopping for a first home, a score in this range is certainly considered to be a good credit score, and it will get you an acceptable mortgage.xcellent credit score: 720 and Up. Credit scores in this range will open up the best interest rates and repayment terms for loans. If you want to make major purchases, such as an investment property, this credit score range is where you want to be.
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- The higher the number, the better the credit score is. A 822 credit score is on top of the scale.822 is not a good credit score. 822 is a great credit score. Someone with a credit score of 822 can probably shop for the best loans with the best interest rates and best loan terms.
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900 Credit Score: Yes, Itâs Possible Of course, that would mean a 900 credit score would be the highest credit score possible, and beyond the range of most consumer Fico scores. So even though a 900 Fico score is technically possible, there’s a very good chance you don’t have one, and never will.
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- Good credit score: 680 to 719. A credit report score in the 680-and-up range is good news for you. You can still get decent terms from lenders, although not as nice as those offered to borrowers with truly excellent credit scores.xcellent credit score: 720 and Up. Credit scores in this range will open up the best interest rates and repayment terms for loans. If you want to make major purchases, such as an investment property, this credit score range is where you want to be.
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What is a Good Credit Score Rating? The image above is a scale from Credit Sesame. According to Credit Sesame, a GOOD credit score rating ranges from 680-739 and an EXCELLENT credit score is anything above 740. The chart from Credit Karma suggests that a GOOD credit score is generally between 700 and 750.
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Average U.S. Consumer Credit Score Is 695 â Here Are 5 Ways To Get Yours Above 800 - More consumers have a FICO score of 800 or above, 19.9% of consumers in April 2015 vs. 16.9% in October 2005. - The national average FICO score is at an all-time high at 695, compared to 688 in October 2005.
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- Anything between 700 to 759 is within the good credit score range. However nowadays if you want to be conservative with your definition, go ahead and increase that bottom number by 10 or 20 points – i.e. 720 to 759 = good. But things can still get complicated ….
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- Yes. There have been reports in the news that cite the average credit score in the country as being around 670. But a 700 may be considered below-average in some parts of the country. For example, residents in many areas of the Midwest are known to have above-average scores when compared to the rest of the country.
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What is a good credit score? Credit Report & Scores » Score Advice » What is a Good Credit Score? What is a Good Credit Score? For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750.
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700 Credit Score: The Most Important Things to Know About Your Credit Rating Source: 401kCalculator.org. If you have a 700 credit score or higher, you probably figure you'll have few problems getting credit -- at least that was the case right up until you didn't qualify for the low-interest auto loan you were expecting.
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- 1 Approximately 1% of consumers with a credit score of 800+ are likely to become seriously delinquent in the future.  740 to 799: Indicates a very good FICO Score and is above the average credit score. Consumers in this range may qualify for better interest rates from lenders.
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5 Ways Life Is Amazing With an 800 Credit Score Credit scores range from 300 to 850, and although any score over 700 is considered good by many lending standards, an 800 credit score says a lot about the way you manage credit — you pay your bills on time, you probably don't have a lot of debt, and you're kind of a boss. And there's no denying the perks and privileges of a superb credit rating.
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What Is the Optimal Credit Score? If you are looking for the best rates and the highest credit limits, you should aim for a credit score of 760, according to FICO. Anything above a 760 is just going to be for bragging rights, since a score of 760 or above will get you the best rates and credit limits. Most businesses use similar cutoff points when determining your rate or credit limit.
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Is a 700 Credit Score Good Enough for a Mortgage? May 22nd, 2013 | Author: Ethel Wilson. [I]s a credit score of 700 good enough for a mortgage is a common question among those seeking to purchase their first home, and it is a good one. Many first time home owners don’t have a long credit history, and as such may not have very high credit scores.
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How does a 651 credit score rank?   A score of 660 is generally considered the lowest good credit score. A 678 is slightly higher, but you'll get better interest rates for your credit with a score in the … 700s.
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Credit Score Range â Whatâs Your Rating? 760-799 Credit Score. A credit score of 760-799 is considered good to great credit, and will typically result in interest rates and approval rates that a credit score in the 800-850+ bucket would yield.The only difference might be a few more pricing incentives at the 800-850+ range, and a more thorough credit check.00-850 Credit Score. A credit score of 800-850 is basically flawless credit. Though I’ve never seen an 850 credit score (readers have told me they have 900+ scores but those are different scoring models), scores of 800-850 are fairly common.
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- Good credit score: 680 to 719. A credit report score in the 680-and-up range is good news for you. You can still get decent terms from lenders, although not as nice as those offered to borrowers with truly excellent credit scores.If you're shopping for a first home, a score in this range is certainly considered to be a good credit score, and it will get you an acceptable mortgage.ou can still get decent terms from lenders, although not as nice as those offered to borrowers with truly excellent credit scores. If you're shopping for a first home, a score in this range is certainly considered to be a good credit score, and it will get you an acceptable mortgage.
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Tips for boosting your credit score To get an estimate of your credit score, check out our Credit Score Estimator. If your score is above a 760, you're golden. Improving your score from 760 to 800 won't get you better terms.
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My credit score is 660. Good or bad? Report Abuse. a couple years ago that would have been considered average credit and could have easily been approved for a sears card. today, creditors want good to excellent. so you're looking at 700+ fico score. even 700 is being considered average these days.his all occurred with a then mid-score of 660. A credit officially starts with a FICO score of 720. Lenders have, in today's market, tightened their lending. If you'd like to get your scores up, I can help.
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FICO A way of measuring an individual's creditworthiness. A FICO score is a quantification of a variety of factors in an individual's background, including a history of default, the current amount of debt, and the length of time that the individual has made purchases on credit.A FICO score ranges between 350 and 850.In general, a score of 650 is considered a fair credit score, while 750 or higher is considered excellent.. A FICO score is a convenient way to summarize an individual's credit history and is included in a credit report. FICO score ranges between 350 and 850. In general, a score of 650 is considered a fair credit score, while 750 or higher is considered excellent.. A FICO score is a convenient way to summarize an individual's credit history and is included in a credit report.
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What is a good credit score? [Infographic] Anything in the mid 700’s and higher is considered excellent credit, and will be greeted by easy credit approvals and the very best interest rates. In this high-end of credit scoring, extra points don’t improve your loan terms much. Most lenders count a credit score of 760 as just as good as a score over 800.