collateral banking definition
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Collateral (finance) Collateral (finance) In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan.
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collateral Collateral. Related; indirect; not bearing immediately upon an issue. The property pledged or given as a security interest, or a guarantee for payment of a debt, that will be taken or kept by the creditor in case of a default on the original debt.That which is collateral is not of the essence.) n. property pledged to secure a loan or debt, usually funds or personal property as distinguished from real property (but technically collateral can include real estate).
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collateral (plural collaterals) 1  A security or guarantee (usually an asset) pledged for the repayment of a loan if one cannot procure enough funds to repay. ( 2 now rare) A collateral (not linear) family member. 3  A branch of a bodily part or system of organs Besides the arteries blood streams through numerous veins we call collaterals.
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Personal Loan More On Personal Loan. The main characteristic of a personal loan is that it is not secured by collateral. Collateral means something of value, like a home, boat or car that the lender can repossess if you don't repay the account as agreed.
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Collateral (finance) A pawnbroker is a common example of a business that may accept a wide range of items as collateral. The type of the collateral may be restricted based on the type of the loan (as is the case with auto loans and mortgages); it also can be flexible, like in the case of collateral-based personal loans.
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What is a 'Collateralized Loan Obligation - CLO' What is a 'Collateralized Loan Obligation - CLO'. A collateralized loan obligation (CLO) is a security backed by a pool of debt, often low-rated corporate loans. CLOs are similar to collateralized mortgage obligations, except for the different type of underlying loan.
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What is 'Rehypothecation' Rehypothecation is the practice by banks and brokers of using, for their own purposes, assets that have been posted as collateral by their clients. Topics What's New
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- What is 'Collateral'. Collateral is a property or other asset that a borrower offers as a way for a lender to secure the loan. If the borrower stops making the promised loan payments, the lender can seize the collateral to recoup its losses. Since collateral offers some security to the lender should the borrower fail to pay back the loan, loans that are secured by collateral typically have lower interest rates than unsecured loans.
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What is 'Accounts Receivable Financing' DEFINITION of 'Accounts Receivable Financing'. A type of asset-financing arrangement in which a company uses its receivables-which is money owed by customers-as collateral in a financing agreement. The company receives an amount that is equal to a reduced value of the receivables pledged.
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collateral security pledged for the payment of a loan: He gave the bank some stocks and bonds as collateral for the money he borrowed. 2. Anatomy. a subordinate or accessory part. a side branch, as of a blood vessel or nerve. collateral circulation.
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What is a 'Correspondent Bank' DEFINITION of 'Correspondent Bank'. A financial institution that provides services on behalf of another, equal or unequal, financial institution. A correspondent bank can conduct business transactions, accept deposits and gather documents on behalf of the other financial institution. Correspondent banks are more likely to be used to conduct business in foreign countries, and act as a domestic bank's agent abroad.
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What is Collateral management? exists and is an alternate of . Collateral Management: Collateral means , mutual agreement. Collateral Managemet is a line of busineed in banking sector , each investor will have collateral agreement on some mutual transaction. One of the example, Equity Derivatives. It provides interface to enter collateral data, and it has a master data of collateral descriptions and types.
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5 Types of Collateral You Might Need for Small Business Loans Cash Secured Loan. Cash secured loans or a savings secured loan is whereby you apply for a loan in a financial institution where your account is based. So, in the event, you default on a payment the lender can liquidate your account. So, cash account serves as one of the types of collateral. 3. Inventory Financing. Another type of collateral is inventory financing, whereby a loan is granted on the basis of items listed on an inventory, which will be sold later. 4. Invoice Collateral
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- Collateral is property or other assets that a borrower offers a lender to secure a loan. If the borrower stops making the promised loan payments, the lender can seize the collateral to recoup ... Personal Finance. A mortgage is a loan used to purchase a home, where the property serves as the borrower's collateral.
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- Capital - the amount of capital the borrower has contributed toward the investment (human or financial. capital)Collateral - security for the loan (car, boat, property, stock etc.) Conditions - what is the current economic conditions and terms offered by the borrower.
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- Medical Definition of COLLATERAL CIRCULATION. : circulation of blood established through enlargement of minor vessels and anastomosis of vessels with those of adjacent parts when a major vein or artery is functionally impaired (as by obstruction); also: the modified vessels through which such circulation occurs.
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- Trends of 'collateral'. Translations for 'collateral'. Collateral is money or property which is used as a guarantee that someone will repay a loan.Many people use personal assets as collateral for small business loans.
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- Cifs and smb are just ways of saying windows shares. They are the same thing. These shares can be made from an ntfs volume, San, osx hfs+, whatever. Dfs is special. It's a way of distributing file shares in a windows server environment.
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- Medical Definition of COLLATERAL CIRCULATION. : circulation of blood established through enlargement of minor vessels and anastomosis of vessels with those of adjacent parts when a major vein or artery is functionally impaired (as by obstruction); also: the modified vessels through which such circulation occurs.edical Definition of COLLATERAL CIRCULATION. : circulation of blood established through enlargement of minor vessels and anastomosis of vessels with those of adjacent parts when a major vein or artery is functionally impaired (as by obstruction); also: the modified vessels through which such circulation occurs.
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- In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan.
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- To calculate your cholesterol ratio, divide your high-density lipoprotein (HDL, or good) cholesterol number into your total cholesterol number. An optimal ratio is less than 3.5-to-1. A higher ratio means a higher risk of heart disease. Non-HDL cholesterol, as its name implies, simply subtracts your HDL cholesterol number from your total cholesterol number. So it contains all the bad types of cholesterol.
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- Property or other assets that a borrower offers a lender to secure a loan. If the borrower stops making the promised loan payments, the lender can seize the collateral to recoup its losses.
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Â§ 9-102. DEFINITIONS AND INDEX OF DEFINITIONS. (12) Collateral means the property subject to a security interest or agricultural lien. The term includes: (A) proceeds to which a security interest attaches; (B) accounts, chattel paper, payment intangibles, and promissory notes that have been sold; and. (C) goods that are the subject of a consignment.
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Margin (finance) In finance, margin is collateral that the holder of a financial instrument has to deposit with a counterparty (most often their broker or an exchange) to cover some or all of the credit risk the holder poses for the counterparty.
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collateral The definition of collateral is something given as a promise that a loan will be repaid. An example of collateral is a parent giving their house temporarily to a bail bondsman to get their child out of jail. YourDictionary definition and usage example. collateral.
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What is 'Asset-Based Lending' What is 'Asset-Based Lending' Asset-based lending is a business loan secured by collateral (assets). The asset-based loan, or line of credit, is secured by inventory, accounts receivable, equipment, and/or other balance-sheet assets. Asset-based lending is also known as commercial finance or asset-based financing. BREAKING DOWN 'Asset-Based Lending'