can someone else drive your car
32e1b0cec3bfdaad05361cd145c33364
When Another Driver Has an Accident in Your Car However, if it’s clear you did not allow someone else to drive your car and an accident happens, one of a few scenarios could occur: 1  Theft: If someone steals your car and causes an accident, you won’t be liable for damages/injuries to the other vehicle/driver.
4190e9e63409f10ce83ebe16171bb068
Additional insured For instance, in vehicle insurance a typical Personal Auto Policy will cover not only the original named insured that purchased the auto policy, but will also cover additional persons while they are driving the auto with permission of the named insured.
6f7bdd19e7b2fc638c4ae2477b3faddf
Five Common Car Insurance Questions Answered 1 This is an area that can get very tricky, but the bottom line is that an insurance policy follows the car, and not the driver. 2  Thus if you drive a friend’s car, it’s their insurance policy that will cover the car – and you as the driver. 3  A good reason to be careful about lending your car.
bb826a708e8f6334efcfbc79441b002c
- Answer: If both people are living in the same household, then both should be able to be listed on the same car insurance policy, even if they are not married or not related.In fact, most car insurance companies will require that you list all household members on your auto insurance policy.f that is the case, you may need to still list the friend as a driver on your vehicle (since you live in the same household), and the friend may also be required to list you on his or her policy.
13fbd4c0b59e2660767ebc93f37ca4f5
- · just now. Report Abuse. Insurance follows the car and where the car is parked. If you own the car, you can insure it, but if your friend has no ownership in the car, he has no vested interest. Does your friend live with you, if he does, then you will need to add to your insurance policy as a listed driver. just now. Report Abuse. Insurance follows the car and where the car is parked. If you own the car, you can insure it, but if your friend has no ownership in the car, he has no vested interest. Does your friend live with you, if he does, then you will need to add to your insurance policy as a listed driver.
66efdd5bd6a3808d8582b86020450eff
Car Accidents Involving Someone Else's Car Scenario #2:You borrow a car from someone and you ARE NOT on their policy. You are borrowing their insurance as well because insurance travels with the vehicle. You are covered only to the extent of the owner's policy and can be liable for the amount of the settlement that exceeds their coverage.
245047949a785e97d2a23b4bdd5db0df
What if I damage someone elseâ²s property? So long as you have the required insurance, ICBC will pay for any damage you have caused to someone else’s vehicle in an accident. Whether ICBC will pay for your own damages depends on who caused the accident and whether you have collision insurance. If you were not at fault, ICBC may pay the entire bill.If you caused the accident, but you have collision insurance with ICBC, you’ll have to pay the deductible, and ICBC will pay the rest.However, if you don’t have collision insurance and you caused the accident, you will have to pay for your own vehicle damage.f you caused the accident, but you have collision insurance with ICBC, you’ll have to pay the deductible, and ICBC will pay the rest. However, if you don’t have collision insurance and you caused the accident, you will have to pay for your own vehicle damage.
83125cb318963446e7f9f70d4281dc0e
- I live in Tennessee. If my vehicle is in the shop and I borrow my friend's vehicle for the day and someone steals her vehicle will my insurance policy pay or would her's. Posted on 6/4/2012 at 4:56 PM by Renee. @Vic: You can add him to your policy as a covered driver when he arrives, then remove him after he goes home.Megan: If your mom only uses the car occasionally and is not a household member, then she would be covered by permissive use. If she drives it on a regular basis, then you'd want to add her to the policy as an additional driver. Posted on 1/24/2013 at 11:06 AM by Progressive. I have two questions.
4dbf40f294324e2713777e7a7447cace
Can I insure my friendâs vehicle? A non-owner’s car insurance policy is purchased by someone who doesn’t own a car. This type of policy can be general or vehicle specific. If you don’t own a car but your friend does, and you want to drive their car frequently, you can purchase your own car insurance policy for their car as a non-owner. Now, you cannot do this without the express permission of the actual car owner.
ef77cdf99481440f7489a07b3319c524
If you have a clean insurance record marry someone with a DUI and tickets can you have a policy separate from your spouse? If you exclude the spouse with the DUI from your policy your insurance would not cover that person if they were involved in an incident in your car. If you are concerned about liability for his driving habits, a better way would be to obtain legal advice as to car ownership with him and to act on that.
463f2c1f3f463ec5e4a3b402317eba13
Determining which drivers must be listed on your car insurance policy 4. Insurance for a parent who lives with you. A parent who lives with you and has his own car should be responsible for the insurance on it. You shouldn’t have to list him on your policy, but you may be required to show proof of his insurance policy to your insurer. If the parent doesn’t have a car and drives yours, you’ll need to notify your auto insurance company and add him to your policy as a driver. If you don’t, and your parent wrecks your car, the claim could be denied and the insurer might even drop you.
26f5b7858744842b6641e6fd86506ade
If Another Driver Caused the Accident Driver Who Caused Accident Has Insurance, and So Do You. If the driver who caused your accident has liability coverage, and you have collision coverage, you have a choice. You can have either insurance company pay to repair your car damage.
38dd9f22a43462f417a30e4141cf8501
Determining which drivers must be listed on your car insurance policy Before lending out your car, talk to your car insurance agent to make certain your policy covers anyone to whom you give permission to drive your vehicle (called permissive drivers). If it doesn’t, don’t let others drive your car, or switch to a car insurance company that isn’t as restrictive about other drivers.
eba4ffaf21e60178bd425dd97fb6fe86
Can you insure yourself to drive someone else's car? You can occasionally drive a friends car and be covered under their policy without being listed as a driver. If you are a regular driver of your friends car then see about being added as a driver to your friends auto policy. I have a question about that answer.
c03d94a657f2c6d823ce32d278b6f955
To lend, or not to lend your car? Even if the person has a car insurance policy of their own, if they are driving your car, you are responsible; if they are in an at-fault accident, the accident will go under your insurance history and your insurance rates will likely go up. In effect, when you lend your car, you lend your insurance. You have given permission to the person borrowing your vehicle. 2  The person borrowing your vehicle is a licensed driver who is legally allowed to drive in the province. 3  The person borrowing your vehicle does not use your car regularly.
313574f0ba82628c1c60696b6de2c8c1
-   The owner of the car has to register the vehicle. The person on the registration must insure the vehicle, or be listed to drive that vehicle on a family policy. That ex … ample sounds close to insurance fraud so please correct the situation.
17fda0cefa9fde42ba8fe0ef8bdbc53b
What Is Primary & Secondary Driver Insurance? One person will be designated as the primary driver for one car and the other person designated for the other car. If the household has three cars and three drivers, such as two parents and a teen, the cars will be matched to the people one to one, with one person paired with one car.
fbcd743fd577d70c81e3092deffd5bf5
- In order to rent a car, or be an authorized additional driver on someone else's rental car, you must have a valid driver’s license, with your current address. Always check with your preferred rental company with questions about license policies ...
b422c856671d43234aafd154040b914b
Can you drive in another state with only a learner's permit? Yes, if you are observing the restrictions on the permit such having an adult in the front of the car and no one under 16 in the car. Your permit allows you to drive anywhere in the US just as a driver's license would. EDIT: You should call your state's DMV and let them know where you are going just to make sure.
f17745b7d71976a1b801aa0054e73ca5
myth: car insurance follows the driver However, you'll most likely have to use your insurance to cover any damages to your vehicle. On the other hand, if a friend borrows your car without your permission and causes an accident, your friend's insurance will probably be considered primary coverage and yours secondary.efore you lend your car to a friend or anyone else: 1  Check your policy or contact your insurer to get the specifics on the terms, conditions, and any restrictions. 2  Make sure that your friend has a valid drivers license. 3  It's also wise to double check whether or not your friend has car insurance.
78596ab60b002d5aedcdbcaec01c5ecf
Who is Responsible if Your Car is Hit by Another Car and the Other Car Hits a Parked Car? Who is Responsible if Your Car is Hit by Another Car and the Other Car Hits a Parked Car? Generally, the one responsible for all the damages if your car was hit by another vehicle and then the other car hits another one will be the driver of the first colliding vehicle. Hence, you are not considered at fault if your car was forced to strike another car which also accidentally hit another vehicle.
1e40e6a9e7ed1e7889c9c92b0e8875ad
- Most lenders will allow a co-signer to sign for a car loan without  a valid driver's license. However, some form of identification will  be required to prove identity of the … co-signer.
45688b928dd654476943bbe24ca50102
Know Before You Loan: Important Facts About Lending a Vehicle Even if the borrower has their own insurance policy on another vehicle, that does not negate the fact that the primary policy responsible may be that of the owner. If there is an accident, it may be the owner’s insurance and not the driver’s that will handle the claim.
5c2ff067054d1ea92f18ec80a8a07221
- It all depends on your policy. Many car insurance policies cover listed drivers and others who have your permission to drive your car. You'll want to check your policy's stipulations before letting her get behind the wheel.hat depends on your state's regulations and the insurance company's standards. Many car insurance companies, including Esurance, will sell car insurance policies to licensed minors — but only if your state allows minors to be the sole owner of a car.
b70af88b6be7e71af02fb5c8d30ed69d
Can my car insurance be in a different name than the title of my car? Best Answer: It's not wise, too. You can pay for anything you want, but it doesn't mean that it works. Your dad does not have insurable interest in the car, since it's not his. No where in a policy does daughters boyfriend = a named insured. If there's a claim, the policy would pay to defend your dad and you. just now. Report Abuse. Anyone can buy insurance on any car, The basic requirements are that the insured is a licensed driver and the car has valid tags and title. If the car is owned by one person and insured by another it is very possible that the owner will not be covered by the insurance.
605ab86965be9f7e44cebdbe8e5d38bc
- I think the only way for you to use the car as … collateral for a different loan is to have the NEW lender pay off your car loan, tack the ammount of the car loan on to the new loan you are getting, therefore they would then be the leinholder on the car. 3 people found this useful. Zach Dahleen.75 Contributions.f you needed a co-signer for the first thing, your finances are in dis … array. You should be able to refinance the first loan in your name only and then and only then consider adding to your debts.   No. A person who agrees to be a co-signer on a note and mortgage does not need to be on the deed.