amorphization definition
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Definitions &Translations Definitions for amorphization. Here are all the possible meanings and translations of the word amorphization. Wiktionary(0.00 / 0 votes)Rate this definition: amorphization(Noun) The conversion of a crystalline material into an amorphous one.
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What is the difference between amortization and depreciation? Depreciation refers to prorating a tangible asset's cost over that asset's life. Amortization usually refers to spreading an intangible asset's cost over that asset's useful life. Depreciation refers to prorating a tangible asset's cost over that asset's life.
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What is 'Amortized Loan' What is an 'Amortized Loan'. An amortized loan is a loan with scheduled periodic payments that consist of both principal and interest. An amortized loan payment pays the relevant interest expense for the period before any principal is paid and reduced. This is opposed to loans with interest-only payment features, balloon payment features and even negatively amortizing payment features.
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- DEFINITION of 'Amortization'. 1. The paying off of debt with a fixed repayment schedule in regular installments over a period of time. Consumers are most likely to encounter amortization with a mortgage or car loan. 2.The spreading out of capital expenses for intangible assets over a specific period of time (usually over the asset's useful life) for accounting and tax purposes.Amortization is similar to depreciation, which is used for tangible assets, and to depletion, which is used with natural resources.Amortization roughly matches an asset’s expense with the revenue it generates.EFINITION of 'Amortization'. 1. The paying off of debt with a fixed repayment schedule in regular installments over a period of time. Consumers are most likely to encounter amortization with a mortgage or car loan. 2.
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What does amortization mean? DEFINITION of 'Amortization'. 1. The paying off of debt with a fixed repayment schedule in regular installments over a period of time. Consumers are most likely to encounter amortization with a mortgage or car loan. 2.
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- 1 When used in the context of a home purchase, amortization is the process by which loan principal decreases over the life of a loan, typically an amortizing loan.
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amortize Full Definition of AMORTIZE. transitive verb. 1. : to pay off (as a mortgage) gradually usually by periodic payments of principal and interest or by payments to a sinking fund. 2.— am·or·tiz·able \-ˌtī-zə-bəl\ adjective. See amortize defined for English-language learners.ADVERTISEMENT.rigin of AMORTIZE. Middle English amortisen to kill, alienate in mortmain, from Anglo-French amorteser, alteration of amortir, from Vulgar Latin *admortire to kill, from Latin ad- + mort-, mors death — more at murder. First Known Use: 1867.
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Amortized cost 1 Amortized cost is that accumulated portion of the recorded cost of a fixed asset that has been charged to expense through either depreciation or amortization. 2  Depreciation is used to ratably reduce the cost of a tangible fixed asset, and amortization is used to ratably reduce the cost of an intangible fixed asset.
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level payment amortization Definition. Repayment of a loan through a fixed number of fixed-amount monthly installments. While the amount of the installment is same every month, however, it is apportioned unequally between interest and principal payments.
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Examples of Straight-Line Amortization Common intangible assets within a company include patents, trademarks, goodwill and franchise licenses. Amortization is the process of allocating the cost of an intangible asset over its useful life. Straight-line amortization is one method of doing so.
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amortization amortization in Culture Expand. amortization [(am-uhr-tuh-zay-shuhn, uh-mawr-tuh-zay-shuhn)] A term that refers either to the gradual paying off of a debt in regular installments over a period of time or to the depreciation of the “book value” (that is, the standard assessed value) of an asset over a period of time.
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Part 5. Collecting Process The amortization of intangibles involves the consistent reduction in the recorded value of an intangible asset over time. Amortization refers to the write-off of an asset over its expected period of use (useful life).Intangible assets do not have physical substance.Examples of intangible assets are:1  Copyrights. 2  Customer lists. 3  Government licenses.mortization refers to the write-off of an asset over its expected period of use (useful life). Intangible assets do not have physical substance. Examples of intangible assets are: 1  Copyrights.
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Financial Accounting amortization definition The systematic allocation of the discount, premium, or issue costs of a bond to expense over the life of the bond. The systematic allocation of an intangible asset to expense over a certain period of time. The systematic reduction of a loan's principal balance through equal payment amounts which cover interest and principal repayment.
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Amortization (business) While theoretically amortization is used to account for the decreasing value of an intangible asset over its useful life, in practice, many companies will amortize what would otherwise be one-time expenses by listing them as a capital expense on the cash flow statement and paying off the cost through amortization, thereby improving the company's net income in the fiscal year or quarter of the expense.
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amortize When you amortize a loan, you kill it off gradually by paying it down in installments. This is reflected in the word's etymology. Amortize derives via Middle English and Anglo-French from Vulgar Latin admortire, meaning to kill. The Latin noun mors (death) is a root of admortire; it is related to our word murder, and it also gave us a word naming a kind of loan that is usually amortized
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amortize amortize ‎(third-person singular simple present amortizes, present participle amortizing, simple past and past participle amortized) ( 1 transitive) To alienate (property) in mortmain. ( 2 transitive) To wipe out (a debt, liability etc.) gradually or in installments.
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Amortization Law and Legal Definition The term amortization is also used in connection with loans. The amortization of a loan is the rate at which the principal balance will be paid down over time, given the term and interest rate of the note. Shorter note periods will have higher amounts amortized with each payment or period.
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What is 'Amortized Loan' DEFINITION of 'Amortized Loan'. A loan with scheduled periodic payments of both principal and interest. This is opposed to loans with interest-only payment features, balloon payment features and even negatively amortizing payment features.Next Up. loan with scheduled periodic payments of both principal and interest. This is opposed to loans with interest-only payment features, balloon payment features and even negatively amortizing payment features.
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- What is an 'Amortized Bond'. An amortized bond is a financial certificate that has been reduced in value for recording on financial statements. An amortized bond is one where the discount amount being amortized becomes part of its interest expense over the life of the bond.
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Amortization (business) In business, amortization refers to spreading payments over multiple periods. The term is used for two separate processes: amortization of loans and assets. It also refers to allocating the cost of an intangible asset over a period of time. 1 Amortization of loans.
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REDUCTION amortization - the reduction of the value of an asset by prorating its cost over a period of years
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Amortization Schedule Calculator English Amortization is the process of gradually reducing a debt through installment payments of principal and interest. This mortgage calculator helps to find out the amortization schedule and rates for your loan in table / chart format for your annual, semi annual, monthly payments. Free mortgage amortization calculations online.
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Amortization (business) Amortization of loans [edit]. In lending, amortization is the distribution of payment into multiple cash flow installments, as determined by an amortization schedule. Unlike other repayment models, each repayment installment consists of both principal and interest.
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Amortization 1 In business, amortization allocates a lump sum amount to different time periods, particularly for loans and other forms of finance, including related interest or other finance charges.
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- Page issues. An amortization schedule is a table detailing each periodic payment on an amortizing loan (typically a mortgage), as generated by an amortization calculator. Amortization refers to the process of paying off a debt (often from a loan or mortgage) over time through regular payments.
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monetize Legal Definition of monetize. monetized. monetizing. 1 : to coin into money; also : to establish as legal tender. 2 : to purchase (public or private debt) and thereby free for other uses moneys that would have been devoted to debt service. 3 : to utilize (something of value) as a source of profit.