"Finances… personally I groan a little just thinking about money management  budgets  insurance  and long-term planning I know they’re important - but because most medical schools and residencies don’t teach new physicians anything about financial wellness  and because of the strange income ladder we sign onto (make no money until you’re 30+  then start making a very good income compared to most people  but have six figures in debt  etc) it can be a real challenge to understand what to do