I did not maintain the minimum balance in HDFC and now my balance is negative (i.e. -5000). I cannot close it until I pay it. Anyways, I have an account in other banks. Will this affect my CIBIL score? Will this affect me in the future or shall I just avoid it?
I opened an account with a minimum balance of 1000 rupees. After 2 years it has zero balance. How can I close the account without paying a fine?