10 months back I took a Rs.15L (1500000) personal loan with a 13.75% interest rate. Now I'm offered a top-up loan of Rs.8L. The new rate will be 11.99%. The new EMI will be somewhere around 48k. Is it good to go?
I'm 26 and I want to be debt free by 30. I have $125k in student loans with a 7% interest rate. I am paying $3k a month. Is this a good plan?