configuration of spring servlet.xml
<p>i started my project maven webapplication 
and in the spring-servlet.xml i have this error i look it for but i don't understand this error i  really followed line by line i don't think that's  a space or caracter that i missed or added 
please help me </p>

<p>i have this err: </p>

<blockquote>
  <p>Caused by: org.xml.sax.SAXParseException; lineNumber: 57;
  columnNumber: 9; cvc-complex-type.2.3 : L'élément 'beans' ne doit
  comporter aucun enfant ([children]) de type caractère, car le type
  porte le type de contenu "element-only".</p>
</blockquote>

<p>this is my  Confi-Servlet.xml</p>

<pre><code>&lt;?xml version="1.0" encoding="UTF-8"?&gt;
&lt;beans xmlns="http://www.springframework.org/schema/beans"
       xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" 
       xmlns:context="http://www.springframework.org/schema/context"
       xmlns:tx="http://www.springframework.org/schema/tx"
       xmlns:util="http://www.springframework.org/schema/util" 
       xmlns:mvc="http://www.springframework.org/schema/mvc"
       xsi:schemaLocation=
 "http://www.springframework.org/schema/mvc     http://www.springframework.org/schema/mvc/spring-mvc-3.2.xsd
  http://www.springframework.org/schema/beans http://www.springframework.org/schema/beans/spring-beans.xsd
  http://www.springframework.org/schema/util http://www.springframework.org/schema/util/spring-util-3.2.xsd
  http://www.springframework.org/schema/context http://www.springframework.org/schema/context/spring-context-3.2.xsd
  http://www.springframework.org/schema/tx http://www.springframework.org/schema/tx/spring-tx-4.0.xsd 
"&gt;
&lt;context:component-scan base-package="ibansys"/&gt;
&lt;!--   data source--&gt;
&lt;bean id="dataSourceRef" class="org.springframework.orm.hibernate4.LocalSessionFactoryBean"&gt;
    &lt;property name="datasource" ref="datasourceRef"/&gt;
    &lt;property name="annotatedClasses"&gt;
        &lt;list&gt;
            &lt;value&gt;ibansys.model.ref.Activite &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.Agence &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.AgenceEtrangere &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.Banque &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.BanqueEtrangere &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.Compte &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.Devise &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.ModeDeLivraison &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.ModeDeReglement &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.ModePaiement &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.Pays &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.Piece &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.TPiece &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.Titre &lt;/value&gt;
            &lt;value&gt;ibansys.model.ref.TypeDossierAva &lt;/value&gt;
        &lt;/list&gt;
    &lt;/property&gt;
    &lt;property name="hibernateProperties"&gt;
        &lt;props&gt;
            &lt;prop key="hibernate.dialect"&gt; org.hiberate.dialect.MySQL5Dialect&lt;/prop&gt;
            &lt;prop key="hibernate.show_sql"&gt;${hibernate.show_sql}&lt;/prop&gt;
            &lt;prop key="hibernate.format_sql"&gt;${hibernate.format_sql:false}&lt;/prop&gt;
            &lt;prop key="hibernate.current_session_context_class"&gt;thread&lt;/prop&gt;
        &lt;/props&gt;
    &lt;/property&gt;
&lt;/bean&gt;
&lt;bean id="txManagerRef" class="org.springframework.orm.hibernate4.HibernateTransactionManager"&gt;
    &lt;property name="sessionFactory" ref="sessionFactoryRef"/&gt;
&lt;/bean&gt;
 &lt;mvc:annotation-driven/&gt;
&lt;tx:annotation-driven transaction-manager="txManagerRef"/&gt;
&lt;!--dao --&gt;
&lt;bean id="DaoRef" class="ibansys.dao.DaoRefImpl" primary="true"&gt;
    &lt;property name="sessionFactory" ref="sessionFactoryRef" /&gt;
&lt;/bean&gt;
&lt;bean id="RefService" class="ibansys.services.RefServiceImpl"/&gt;
&lt;/beans&gt;
</code></pre>

<p>and this is my dispathsher</p>

<pre><code>    &lt;web-app xmlns="http://java.sun.com/xml/ns/javaee"         xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
         xsi:schemaLocation="http://java.sun.com/xml/ns/javaee 
          http://java.sun.com/xml/ns/javaee/web-app_2_5.xsd"
         version="2.5"&gt;
    &lt;display-name&gt;Application&lt;/display-name&gt;

&lt;servlet&gt;  
    &lt;servlet-name&gt;Config&lt;/servlet-name&gt;  
    &lt;servlet-class&gt;  
        org.springframework.web.servlet.DispatcherServlet  
    &lt;/servlet-class&gt;  
    &lt;load-on-startup&gt;1&lt;/load-on-startup&gt;  
&lt;/servlet&gt;

&lt;servlet-mapping&gt;  
    &lt;servlet-name&gt;Config&lt;/servlet-name&gt;  
    &lt;url-pattern&gt;/*&lt;/url-pattern&gt;  
&lt;/servlet-mapping&gt;  
</code></pre>

<p> </p>