Aaron Mintz
Underwriter at Keller Mortgage
Underwriter, Mortgage Operations Manager, Analytics Expert, Adjunct Instructor, MBA
UNDERWRITER, EDUCATOR, OPERATIONS MANAGER, SALES MANAGER, AND MBA 

Dynamic, versatile manager with 20+ years’ experience in residential mortgage sales, processing, credit, underwriting policy, project management and analysis. Expert at motivational techniques and coaching. Proven track record of consistently taking initiative and meeting strict deadlines. Highly motivated to learn and understand complex situations and provide sound analytical solutions and recommendations. Expert at implementing processes that improve efficiency; accomplished in all areas of management from beginning to end with keen ability to identify, build, and maintain business relationships. Demonstrated skills that enhance productivity and drive sustained organizational performance.  Exceptional technology skills combined with proven ability to drive marketing, credit, and sales strategy, manage and nurture talent, deliver sales growth, form strategic partnerships, and successfully implement and oversee complex projects. Outstanding strategist distinguished for proven leadership and team-building skills and excellent conflict resolution abilities.

● Motivational Techniques & Coaching ● Didactic Classroom Instruction ● Providing Analytical Solutions ● Project Management ● Staff Training & Leadership ● Residential● Underwriting Processing, & Closing ● Federal Lending Regulations ● Budget Analysis ● Customer Service ● Quality & Post Closing Management ● Compliance ● Audit● Marketing ● Financial Analysis and Services ●
Keller Mortgage
https://www.linkedin.com/company/keller-mortgage
Remote
https://media-exp1.licdn.com/dms/image/C4E0BAQFeAWeKP7Kb6g/company-logo_100_100/0/1599859592467?e=1655942400&v=beta&t=l9KA4Z9aTq7GRrJGxGEhNH-BlV7nTS8FqEXvHycPB0k
Underwriter
Bowling Green State University
https://www.linkedin.com/company/bowling-green-state-university
*Counsel and Motivate Students
*Didactic Classroom Instruction
*Teach Finance
Bowling Green, Ohio, United States
https://media-exp1.licdn.com/dms/image/C560BAQEaGNDb0ultFg/company-logo_100_100/0/1519856150150?e=1655942400&v=beta&t=EjkCDPcAk2Z1IsEY5ydVHogAo33vk3bfVow5TeRdB2w
Adjunct Instructor
Caliber Home Loans, Inc.
https://www.linkedin.com/company/caliber-home-loans
*Pre underwrote files
*Analyze and interpret consumer credit reports
*Review and appropriately document all loan files to help support credit decisions
*Work with clients to collect loan documentation
*Work with vendors
*Create and implement all branch marketing plans ( Social media, email, etc )
Maumee, Ohio
https://media-exp1.licdn.com/dms/image/C4E0BAQEX7Hs-M5eEnw/company-logo_100_100/0/1645471321019?e=1655942400&v=beta&t=a8w22TXtX0UVTAKI6iatgve9X9MPjrtYGdIIyuuIL_8
Jr. Underwriter/Branch Administrator ( Job eliminated due to low volume )
Hondros College
https://www.linkedin.com/company/hondros-college
Teach:
*Mortgage Licensing and Continuing Education
*Real Estate Finance 
*Real Estate Appraisal
*Business
Maumee, Ohio
https://media-exp1.licdn.com/dms/image/C4E0BAQG4kD7BJ1lnag/company-logo_100_100/0/1549992847452?e=1655942400&v=beta&t=9CTTrjGdVfxX0ShMxN6SkrSjud9KKjlNNuuTq5a-I5Q
Adjunct Instructor
Home America Lending
*Opened new branch location ( P&L format )
*Analyze and interpret consumer credit reports
*Developed training plan for employees to ensure thorough staff knowledge and understanding of origination process, exceeding financial and quality objectives as a result
Maumee, Ohio, United States
Branch Manager ( Branch closed )
Great Lakes Credit Union, Inc.
*Restructured operations and sales departments, maximizing efficiency
*Encompass loan operating system administrator
*Developed employees to ensure thorough staff knowledge and understanding of origination process, exceeding financial and quality objectives as a result

Key Accomplishments:	
*Transitioned credit union to correspondent lending
*Set up UCDP for Fannie Mae and Freddie Mac
*Established first Appraisal Management relationship
*Implemented paperless conversion of loan operating system
*Established new investor relationships to expand product offerings
Toledo, Ohio Area
Mortgage Department Manager ( All department employees left due to issues with sr mngmnt )
NOIC Home Mortgage Lender
*Restructured operations and post-closing departments, maximizing efficiency
*Coordinated all financial products, service activities, expense management, and growth
*Developed employees to ensure thorough staff knowledge and understanding of origination process, exceeding financial and quality objectives as a result
Key Accomplishments:	
*Implemented automated appraisal management and appraisal review system
*Created new evaluation program for operations employees
*Managed scheduling and material for new monthly mortgage education program
*Participated in compensation committee to design new plan based on quality of loans and errors
*Led preparation and participation for operations and post-closing for Fannie Mae audit/exam
*Created and taught monthly mortgage education system
*Participated in TILA-RESPA Integrated Disclosure committee to prepare for new guidelines
*Implemented training for Fannie Mae’s Collateral Underwriter
*Automated delivery process for USDA loans
*Created automated conditioning system to track post-closing conditions
*Participated in training for new HUD handbook
*Participated in training for changes in USDA guidelines
*Participated in training for paperless conversion of loan operating system
*Evaluated personnel in post-closing and operations departments
Sylvania, Ohio
Mortgage Operations/Processing and Post Closing Manager ( Position was eliminated )
FARMERS AND MERCHANTS STATE BANK(Left to get a closer job due to divorce and custody fight)
*Coordinated financial products, service activities, expense management, growth, and staff retention
*Managed a team of loan officers, underwriters, and processors that covered 20 branch locations
*Developed marketing strategies to increase sales and networking opportunities
Key Accomplishments:
*Restructured Mortgage Department consisting of 20 branches, maximizing efficiency and sales
*Redesigned bank mortgage website and application
*Implemented automated appraisal management and appraisal review system
*Planned, tested, and incorporated first mortgage pricing engine for bank, including internal bank products, brokered products, and Freddie Mac products
*Plotted, tested, and implemented new loan operating system, creating more mobility through a web-based system
*Managed and coordinated the activities and marketing of loan officers to maximize sales 
*Created new one time close construction program
*Created monthly mortgage education system
*Participated in Qualified Mortgage/Ability to Repay committee to prepare for new law 
*Approved department expenditures
*Managed profit and loss for the mortgage department
*Created reports to analyze data and streamline department and maximize efficiency
*Visited each branch location monthly to help increase sales and maximize efficiency
*Set pricing for all mortgage programs
*Prepared annual paperwork for Freddie Mac
*Evaluated processors, processing manager, escrow manager, and underwriters
Archbold, Ohio
VP/ Underwriting Manager
FHA DE Underwriting and Processing
Diehl Mortgage Training and Compliance
Graduate CPA Bridge Certificate
Accounting
https://media-exp1.licdn.com/dms/image/C560BAQEGQYvlDi-5OQ/company-logo_100_100/0/1590679997236?e=1655942400&v=beta&t=WXQpHPFUzoJCojbHhrpVwiOG_JC4NNVwwDxkd-Fo-u4
University of Phoenix
https://www.linkedin.com/school/university-of-phoenix/
MBA
Business Administration and Management, General
https://media-exp1.licdn.com/dms/image/C560BAQEGQYvlDi-5OQ/company-logo_100_100/0/1590679997236?e=1655942400&v=beta&t=WXQpHPFUzoJCojbHhrpVwiOG_JC4NNVwwDxkd-Fo-u4
University of Phoenix
https://www.linkedin.com/school/university-of-phoenix/
Bachelors of Arts
Physical Education and Health
Education
https://media-exp1.licdn.com/dms/image/C4E0BAQHVlZSKuzpULw/company-logo_100_100/0/1561986549942?e=1655942400&v=beta&t=keFnfYWDLaNIyTLv-rH3sSAdH4MbIEa6sph5K3K_iuc
University of Toledo
https://www.linkedin.com/school/utoled/
NMLS License
NMLS License
NMLS
NMLS
Licensed Realtor
Real Estate
https://www.linkedin.com/in/steven-heumann-82b0714
Los Angeles, CA
Steven Heumann
Executive at CAA
https://www.linkedin.com/in/traemartino
United States
Trae Martino
Sports Business Professional
https://www.linkedin.com/in/abrahamamadorlindner319b2411
Tampa, FL
Abraham Amador Lindner, CFP®,  M.B.A.
Team Leader, Advisor Services at Fidelity Investments
https://www.linkedin.com/in/jon-teiber-07a38089
Los Angeles, CA
Jon Teiber
Agent at Creative Artists Agency
https://www.linkedin.com/in/thiagogarcia5
Tampa, FL
Thiago Garcia
Client Service Associate at Fisher Investments
https://www.linkedin.com/in/jack-suddes
Nashville Metropolitan Area
Jack Suddes
CAA Sports-Football
https://www.linkedin.com/in/jeff-austin-55111711
New Alexandria, VA
Jeff Austin
Sr VP at Octagon
https://www.linkedin.com/in/austin-brown-4000a612a
Greater Chicago Area
Austin Brown
Co-Head: Basketball Division - Creative Artists Agency
https://www.linkedin.com/in/bouna-ndiaye-0aab5999
Arlington, VA
Bouna Ndiaye
General Manager at Rosenthal Landmark Honda
https://www.linkedin.com/in/tyeke-sullivan-5990766
New York, NY
Tyeke Sullivan
CAA Sports Basketball at Creative Artist Agency (CAA)
https://www.linkedin.com/in/calvinandrews
Oakland, CA
Calvin Andrews
NBA Agent
https://www.linkedin.com/in/david-spahn-13481a9
San Diego County, CA
David Spahn
Computing Solutions Consultant
https://www.linkedin.com/in/bethwoodward1
Phoenix, AZ
Beth Woodward
Executive Assistant | Remote Executive Assistant
https://www.linkedin.com/in/dave-spahn-308b6143
Missouri, United States
Dave Spahn
Engineering and Maintenance Manager at Sensory Effects
https://www.linkedin.com/in/kelly-mccarthy-7ba27386
Norfolk, VA
Kelly McCarthy
Manager, State Licensing-Legislation at LoanCare
https://www.linkedin.com/in/christopher-smart-mba-330889167
Greater Savannah Area
Christopher Smart, MBA
Business Analyst II
https://www.linkedin.com/in/elizabeth-hobbs-45887b31
Scottsdale, AZ
Elizabeth Hobbs
Psychology instructor with experience in online teaching, curriculum, and instructional design.
Liked by Aaron Mintz
https://www.linkedin.com/signup/cold-join
5 years ago 🥰🥰Here's to another fabulous year 🥂🏡 working with awesome people 😀 Thanks for making this the ride 🎢 of my life…
Liked by Aaron Mintz
https://www.linkedin.com/signup/cold-join
We are so excited to welcome Kevin Pasch to the XINNIX team as a new National Sales Executive. The future ahead is bright for our growing…
Liked by Aaron Mintz
https://www.linkedin.com/signup/cold-join
That’s a wrap! What a bittersweet feeling to end the work week and my time at Hondros / Learn Mortgage / Colibri Group with a virtual farewell…
https://www.linkedin.com/in/aaron-mintz-534561177
Hawaii, United States
Aaron mintz
Government Employee at Gov
https://www.linkedin.com/in/aaronmintz
St Louis, MO
Aaron Mintz
https://www.linkedin.com/in/aaron-mintz-65971341
Reno, NV
Aaron Mintz
QAR at US Army Corps of Engineers
https://www.linkedin.com/in/aaron-mintz-1045aa68
Incline Village, NV
Aaron Mintz
President
Career Explorer
https://media-exp1.licdn.com/dms/image/C4D07AQFkicmFTxSs9g/group-logo_image-shrink_200x200/0/1631370287831?e=1647691200&v=beta&t=H87rDMi8rw2wotbJk-dGzwaHh0V7BFgaJoKslhpaT0E
https://www.linkedin.com/groups/3156867
Hiring for Hope and our JobAngels Program
https://media-exp1.licdn.com/dms/image/C4D07AQH2LtFWffyqCA/group-logo_image-shrink_200x200/0/1631370900503?e=1647691200&v=beta&t=ro0oeS0jXnn2DJitkT1XXjyvBwuEj2SkVE_x6PlVW80
https://www.linkedin.com/groups/1789016
Software & Technology Professionals: Managers | HR | Recruiters | Blockchain | Investors (BIG)
https://media-exp1.licdn.com/dms/image/C4D07AQGMGHoxMIAsUg/group-logo_image-shrink_200x200/0/1631367525216?e=1647691200&v=beta&t=80dBr0g5hGgToI58os4ZiF1xedyoj-lq5-fpsaL4HM8
https://www.linkedin.com/groups/1976445
Chief Executives | CEO, COO, CFO, CTO & CXO's (Startups, Investors, Blockchain & Dealflow)
https://media-exp1.licdn.com/dms/image/C4D07AQHDfAIdFThOPQ/group-logo_image-shrink_200x200/0/1631371255696?e=1647691200&v=beta&t=1fVgafewqBSEYXw0VhVBehb8z0YGFMYAvO6Po7ECJZk
https://www.linkedin.com/groups/2153908
Pete Asmus'  Real Estate Networking Group (Investor Strategies)
https://static-exp1.licdn.com/sc/h/4h1ldzvvebtszyx75ve7dst1v
https://www.linkedin.com/groups/121300
Banking Careers
https://media-exp1.licdn.com/dms/image/C4E07AQGOwazi-XuFrg/group-logo_image-shrink_200x200/0/1631006238391?e=1647691200&v=beta&t=lczlGaEXOgnrY-yQlJTRk5EsIEMPoKVIrvxzZKY9wjg
https://www.linkedin.com/groups/1843082
Procurement Professionals - Best in class
https://media-exp1.licdn.com/dms/image/C4D07AQGuLwh1FsUKFQ/group-logo_image-shrink_92x92/0/1630998244415?e=1647691200&v=beta&t=tCcYx7QkpHJWlIkxGYz0yWVvAVoLwJC-l9FFKRf3mbg
https://www.linkedin.com/groups/51126
Banking & FinTech Connect
https://media-exp1.licdn.com/dms/image/C4D07AQEbdgC3LH4IBQ/group-logo_image-shrink_92x92/0/1631008941145?e=1647691200&v=beta&t=0RCXLaVQincSykEv13yxGDtu8E_ccpP79J_sjSeIykY
https://www.linkedin.com/groups/55097
Consulting, Contract and Freelance Jobs
https://media-exp1.licdn.com/dms/image/C5607AQE9xVLawe-FkQ/group-logo_image-shrink_200x200/0/1631421574505?e=1647691200&v=beta&t=TrRIunc1ArH9awIG2W-xcjt-CotS21orzb-GTyiEuS0
https://www.linkedin.com/groups/2382126
Pete Asmus' Private Lenders, Brokers and Investors Group
https://media-exp1.licdn.com/dms/image/C4E07AQEib6OeQizQXQ/group-logo_image-shrink_200x200/0/1631379684587?e=1647691200&v=beta&t=q21_VdAjWVlNR24z9bT3us7WqfKXXCdDwSxk3N0sLyE
https://www.linkedin.com/groups/2154363
Job Seeker Discussion Group
https://static-exp1.licdn.com/sc/h/4h1ldzvvebtszyx75ve7dst1v
https://www.linkedin.com/groups/39919