There is an imperative need to ramp up the number of rural branches by the private sector banks Penetration of RRBs in Financially excluded Regions: Though RRBs have more presence in central (30.7% as on March 2012) and eastern regions (23.1%), financial exclusion is more acute in these regions.
RRBs  16)  Infrastructure Development: For up-scaling financial inclusion, adequate infrastructure such as digital and physical connectivity, uninterrupted power supply etc are prerequisites. Reportedly, out of six lakh villages in India, around 80,000 villages have no electricity and the constraints of electricity directly impact the working of banks.