In keeping with the rapid evolution in the financial sector, the Reserve Bank has progressively reviewed and updated its instructions and guidelines relating to customer service such as, simplification of know your customer (KYC) procedures, mandating issue of Europay, Mastercard and Visa (EMV) chip/pin cards, transparency in pricing of credit, etc., of which, you are all aware.
21  Table 2  Public finance overview (1) (per cent of GDP)  Update to the 2018 Economic and Financial Document Current legislation scenari  o  Policy scenario (2)  2017  2018  2019  2020  2021  2017  2018  2019  2020  2021  Net borrowing  2.4  1.8  1.2  0.7  0.5  2.4  1.8  2.4  2.1  1.8  Primary surplus  1.4  1.8  2.4  3.0  3.3  1.4  1.8  1.3  1.7  2.1  Total revenue  46.4  46.2  46.3  46.3  46.0  46.4  46.1  45.8  45.7  45.2  of which: incidence of taxation  42.2  41.9  42.2  42.3  42.1  42.2  41.8  41.8  41.7  41.3  Primary expenditure  44.9  44.3  43.9  43.3  42.7  44.9  44.3  44.6  44.1  43.2  of which: current  41.1  41.2  40.7  40.2  39.7  41.1  41.1  41.4  40.7  39.9  capital  3.9  3.2  3.2  3.1  2.9  3.9  3.2  3.3  3.4  3.3  Interest expense  3.8  3.6  3.6  3.7  3.8  3.8  3.6  3.7  3.8  3.9  GDP growth (percentage change)  1.6  1.2  0.9  1.1  1.1  1.6  1.2  1.5  1.6  1.4  Debt (3)  131.2  130.9  129.2  126.7  124.6  131.2 130.9  130.0  128.1  126.7  (1) Rounding of decimal points may cause discrepancies.