Creditors need not notify consumers before they increase a rate for default or delinquency, or as a penalty for other conduct if the credit agreement specifically provides for an increase. Timing.
According to the latest Eurobarometer survey, three-quarters (74 %) of respondents in the euro area are in favour of the single currency, while only one in five (21 %) is against (the idea of) the euro. In some countries, Germany included, the approval rating is higher than 80 %, even.