The next question is of course how you speed up the process for all institutions to be more inclusive. FOLHA – Do you think it would really be possible to regulate all these complex instruments, such as the hedge funds and the credit rating agencies?
TRICHET – I think we have to be clear that in market economies there are risks; otherwise you are not in a market economy. There are uncertainties and there are risks. If there are risks, from time to time there is also necessarily the materialization of some of these risks.