I would like to express my sincere gratitude to God for the opportunity to serve our nation with members of staff through the year. At the same time, my condolences go out to staff members who lost their loved ones in 2011. May the Almighty God comfort them with grace and mercy as they continue serve the Bank.
*** Distinguished Guests, Participants, Greetings to you all, I am pleased to be given the opportunity to deliver the opening remarks at this webinar on financial inclusion policies for the youth in Africa. Young people are the agents of change and can transform how the future generation manages their livelihoods and drives economic development.