2  R E S E R V E B A N K O F AU S T R A L I A  Graph 2  Merchant Fees and Card Transactions  %  Average merchant fee*  Debit card share of total card transactions**  1.2  % 80  Credit cards 0.9  60 All cards  0.6  40  Debit cards  0.3  0.0  2012  2017  20  2022  2008  2015  0 2022  *  Prior to changes in reporting methodology in June 2018, the average fee reported for scheme debit cards was slightly overstated and the average fee reported for scheme credit cards was slightly understated; the overall average fee was unaffected by the 2018 reporting change.
We are thankful for their role in facilitating and supporting the success of the automation and improvement of the National Payment System. Indeed, the Central Bank remains committed to creating, nurturing and strengthening partnerships with all stakeholders in the banking industry.