Other data are 10 days for the Netherlands, 13 for Italy, 14 for Finland, 19 for Ireland, 24 for Germany, 27 for Belgium, and 29 for Austria. 23  See “Industrial Research Institute’s R&D Trends Forecast for 2006”, Research and Technology Management, 49, 1, January - February, 2006.
I cannot even mention their location, the towns, the villages where these banks are, because often they would be the only bank in town so they could be identified. This tells us one thing – that the money is now closer to households and the small and medium-sized enterprises than it was before.