Financial inclusion does not just mean credit for productive purposes, it means credit for paying a doctor to heal your child or to pay lumpy school or college fees. It means a safe mode of remunerated savings, and an easy way to make payments and remittances. It means insurance and pensions. It also means financial literacy and consumer protection.
In particular, fiscal deficits have been kept at relatively low levels, inflation has been effectively contained, and terms of trade have improved. Nevertheless, the African economy is still confronted with severe challenges. The primary task is to achieve sustained and rapid economic growth, a prerequisite to meet the Millennium Goals by 2015.