Moreover, as per Pillar 2 of Basel capital accord, risk management framework is dealt under the “Internal Capital Adequacy Assessment Process (ICAAP)” of banks, therefore, in order to make the ICAAP exercise more effective we have issued a standardized reporting template for ICAAP in December 2012.
We started with two 25 bps, an off-cycle 75 bps, and then another 50 bps. If you compare us with Thailand and Indonesia, we are among the central banks in Southeast Asia that was the most aggressive. Why?