Meanwhile, substantial financial innovations – including advances in electronic payment systems and trading systems as well as more widespread credit card networks and increased use of mutual funds – have facilitated the movement of wealth around the globe.
Above all it depends on the assumption that the oil price will come down from its current level. 4. Structural problems in Germany  The German economy’s structural weaknesses are reflected in the persistent low propensity to invest. The total net investment ratio currently stands at merely 2¾% of GDP.