31  ERRICO Luca & FARRAHBAKSH Mitra, “Islamic Banking: Issues in Prudential Regulation and Supervision,” IMF Working Paper 98/30, March 1998; http://www.imf.org/external/pubs/ft/wp/wp9830.pdf; also see, EL HAWARY Dahlia, GRAIS Wafik, IQBAL Zamir, “Regulating Islamic Financial Institutions: The Nature of the Regulated,” World Bank Working Paper 3227. 32  Hong Kong Monetary Authority, Quarterly Bulletin, December 2008. 33  E.g.
Muhammad al-Bashir Muhammad al-Amine of the International Islamic University of Malaysia and Manager of the Shariah Compliance Department at Unicorn Investment Bank (2008), Andreas Jobst (IMF, 2008), Obiyathullah Ismath Bacha (International Journal of Islamic Financial Services, 2001).