The United States’ economy has strengthened, the European economy has shown signs of escaping the crisis, while emerging economies have slowed down. In other words, the phenomenon of a three-speed world recovery has emerged [GRAPH 1]. Table 1 Revision of global growth forecast 2013  Graph 1 A three speed world recovery  7.
We all now recognize that mobile banking has come to occupy an important place in banking in a very short time and is expected to provide much needed platform for taking banking to the unbanked masses.