Your associations should be able to build on that. I sincerely believe that the optimism in these sectors, and in the marketplace in general, is getting more deeply entrenched. And you should harness that. A particular advocacy of the BSP is micro-finance. Recently, because of the good repayment experience of banks from micro-finance lending, banks have increased exposure to this segment of borrowers.
The extension of loans for micro-finance has ceased to be the monopoly of thrift and rural banks, as the big commercial banks are now finding out that lending to micro-finance and SME’s is very profitable. You have a great role to play here. You can connect the artisans and cottage industries to the market place.