The 16 case studies in the report represent urban and rural areas, immigrant and Native American communities, as well as older "weak" market cities and newer "strong" market areas. By covering a wide variety of communities, the report adds depth and texture to the existing literature on poverty and offers important insights regarding the relationship between public services and private investment.
Given the risks associated with CRE lending, banking agencies have for the past several years focused on assessing community bank exposures to commercial real estate and pushing institutions to enhance their risk-management processes for this segment of their portfolios.