Many companies and institutions, including the NBS, are already engaged in many activities that can be defined as socially responsible: waste recycling on the site, free of charge training of the NBS ex-employees, financial support to handicapped children, etc.
Second, against the background of the increase in nonperforming assets accompanying the bursting of the “bubble” economy, the section on lending operations has been strengthened to reflect points important in the evaluation of creditworthiness and avoidance of credit concentration.