For example, there have to be sustainable synergies in the business models or in regional coverage. There is no exhaustive list of factors which determine success, nor is there a blueprint for success. German institutions must therefore perform a comprehensive health check in order to detect avoidable problems at an early stage.
Even where mergers are successful, however, new opportunities for value creation do not come about automatically, and customer needs are not automatically better served. 7. Conclusions Ladies and gentlemen, an animal that tries to resist evolutionary change because it is not congenial risks becoming another animal’s dinner. Similarly, technological progress changes value creation in the banking sector. There is no escaping this simple truth.