Before closing and moving on to question time, I would like to thank the Committee again for the work that it has put in during the years I have been appearing before it. Not only has it kept an eye on monetary policy developments, it has also done a valuable job looking at payments system developments.
The recent two-day hearing on payments system reform shows how willing the Committee has been to devote time to important issues, and how effective such public inquiries can be. I will, of course, be willing to answer any questions on the economy, monetary policy, financial system stability or payments system matters that you wish to ask.