As regards macroeconomic variables and markets that may affect the stability of the banking sector, the Bank focuses on developments in the GDP growth rate, interest rates and exchange rates, and in the stock and real-estate markets.
That position changed in August 2014 when the Credit Bureau Regulations were gazetted. The Regulations are meant to regulate the operations and conduct of credit bureaus, in order to ensure that credit information sharing is carried out within the confines of the law.