At this point, let me take this opportunity to thank the officers of the pilot and participating banks. They have made their resources available in the conduct of the test runs of the system and have provided us important information in the process.
*  *  *  Mr. Kaiser Naseem & Mr. Andrew McCartney from IFC, Distinguished Presidents of commercial banks Ladies and gentlemen, Good morning! Let me extend a very warm welcome to all of you to this Roundtable on the important subject of “SME Banking”, jointly organized by State Bank of Pakistan and IFC.