In addition to the issues related to market risk management of our assets and, hence, the integrity of our balance sheet, which is so essential for the financial system as a whole, we have to deal increasingly with the issues of operational risk that I had outlined earlier.
As the institution responsible for the payment and settlement system we are giving increased attention to all our own IT systems, back up, alternative sites, and the like. Limits of risk management Adoption of risk management policies and practices by economic entities in the sense that they assume risk by choice and not by chance is value enhancing.