I look forward to continuing the cooperation between AusPayNet and the Reserve Bank as we navigate this fast-changing world in the interests of the Australian public. Thank you for listening and I am happy to answer some questions.
Endnotes [*]  I would like to thank Ellis Connolly, Chay Fisher, Troy Gill, Elizabeth Kandelas, Chris Thompson and Grant Turner for assistance in the preparation of this talk. [1]  Nilsson T, R Bouther, M Van Acoleyen and L Cohen (2022), ‘SWIFT gpi data indicate drivers of fast cross-border transfers’, Bank for International Settlements Committee on Payments and Markets Infrastructures Paper, February.