All these considerations on what comes beyond the capital markets union during the next European legislative period need to be priority issues which the second panel will discuss after lunch.
5 Moulding the future 6/7  BIS central bankers' speeches  Ladies and gentlemen, Albert Einstein is credited with saying that “I’m more interested in the future than in the past, because the future is where I intend to live.” A change of perspective towards the future can help us to put into perspective the numerous challenges facing banks and savings banks now.