However, in 2001, the National Microfinance Unit ventured into its own retail microfinance operations. It started lending to individuals rather than to groups. This eventually resulted in significant problems for the National Microfinance Unit and led Government to review the effectiveness of the National Microfinance Unit.
Over the past five years, the Central Bank of Seychelles has undertaken various initiatives targeting the youth at an institutional level and in collaboration with other stakeholders. These have taken multiple forms, such as in-person or virtual sessions at workplaces and educational institutions and the dissemination of awareness materials through mainstream and social media.