The reason why a vicious circle of low services prices leading to a curb on wages at service providers occurs is presumed to be that people's medium- to long-term inflation expectations, namely the norm applied to prices, become excessively conservative and difficult to change.
•  Institutions – by enhancing financial disclosures to report more detail on financial institutions' asset holdings and their value. Defining "value" is very difficult, and the appropriate value of any given asset may depend on the use of the information.