If one CIC rates a borrower as good and the other one rates him bad, this means that the credit information system is not consistent. Likewise, the rating of a borrower should not vary from one loan product to the other.
Nevertheless, both long- and short-term interest rates declined slightly as a whole, which seemingly indicates that some market participants anticipated additional monetary easing. 1  The Bank’s view on recent economic and financial developments, determined by the Policy Board at the Monetary Policy Meeting held on September 9, as the basis of monetary policy decisions.