Even if all the efforts I have mentioned were made, including macroeconomic policies, regulation, supervision, and selfdiscipline, there will always remain the possibility of financial institution failure. Recognizing this harsh reality, we have to redouble our efforts to construct a financial infrastructure that is resilient to shocks.
This Survey, therefore, provides an update of datasets collected in the baseline survey in 2013 and enhanced understanding of the financial inclusion landscape in Kenya and its dynamics over time. In particular: •  The 2013 and 2015 GIS data provides a visual spatial distribution of the mapped financial and agricultural services access touch points.