Without their effort we will not be celebrating this event today. 2  BIS central bankers’ speeches  Learning is about having fun and I am sure there is so much to learn from the stalls of our stakeholders today. I urge all of you to take part and save smart! Thank you. BIS central bankers’ speeches  3
*  *  Introduction  Ladies and gentlemen Thank you for inviting me to speak at today’s Public Sector Financing Forum. It is a great pleasure to be here. The focal point you have chosen for this forum – the low-interest-rate environment – is indeed highly topical, and has been keeping us all very busy lately.