While we will not dictate your specific allocation decisions, maintaining capital  BIS Review 89/2009  1  adequacy above the BSP’s regulatory floor rate of 10% is itself reflective of a bank’s commitment towards prudential control and financial governance. I am sure you have heard me discuss these key reform issues in other occasions.
However, for as long as we have not reached our desired destination, I assure you, you will continue to hear from me on these issues.