  Fourthly, the Promoters/Promoter Groups converting the NBFCs into the new banks or transferring the business from NBFCs into the new banks will have to comply with the cash reserve ratio (CRR), statutory liquidity ratio (SLR) and priority sector lending (PSL) targets in respect of the liabilities and loan assets taken over from the NBFCs, once the new bank commences its business.
Despite the fact that the key policy rate is reduced gradually, its real value will remain high on the back of improved inflation expectations. High real interest rates will make hryvnia financial instruments more attractive for investors, which will support the exchange rate of the hryvnia. Moreover, such monetary policy stance will limit the pressure from consumer demand.