A wide range of approaches has been and is being explored: smaller class size, school choice, charter school programs, accountability standards, flexibility in teacher certification rules, better teacher pay, merit-based pay, yearround schooling – the list is long and probably will get longer.
One of the themes that we hear in our interactions with community bankers is concern that the regulatory environment could be tailored more effectively for community banks, and the EGRPRA process gives all interested parties a voice in identifying areas where regulatory requirements may be disproportionate to risk.