The use of third-party vendors and service providers, while expanding the menu of fee-based products and services that can be offered by regional and community banks, presents numerous challenges, particularly in terms of operational risks. Risk management Banking is a highly leveraged and often relatively low-margin business.
Then, that could be an instrument; it’s very much – possibly – on the table, but depending on the contingency we are facing. We need to think more deeply about it. So do you have an idea what kind of conditions you would need to actually offer a new round?