Sustainable finance In recent years, central banks around the world have focused more on climate change and its impact on the financial system. We are part of the Network for Greening the Financial System (NGFS), which comprises a group of 50 central banks and regulators 8 (Figure 5). 8 See the NGFS website: https://www.ngfs.net/en. 8  Figure 5.
 As for financial inclusion, even though in principle it should be favored by the introduction of CBDCs, there may be instances in which remaining  6  Monetary policy rates are bound below at zero because agents can circumvent rates lower than that by holding non-interest bearing cash.