It all shows that, in respect of user convenience and of security, cards were not designed for use on the internet. Although measures could be taken to improve this experience, banks should not pin all their hopes on cards when it comes to delivering payment services for the internet.
Dear Participants, Ladies and Gentlemen: in conclusion I would like to encourage all of you to participate actively during the presentations and discussions. Take time to ask relevant questions and share experiences with other HR practitioners in this room.