6  BIS central bankers’ speeches  Repossession and voluntary surrender – owner occupier What role can repossession and voluntary surrender be expected to play in the overall solution? While most borrowers wish to repay their debts if they can, the ultimate sanction for lenders is repossession of the security and obtaining judgement mortgages on other property of the borrower.
However, a change in market sentiment could trigger a reversal of this relative financial bonanza at any moment. Although Mexico enjoys strong macroeconomic fundamentals, financial risks should continue to be monitored.