This will undoubtedly benefit all stakeholders, ranging from industry and markets players to the public at large. 1/4  BIS central bankers' speeches  Another element that requires our attention is the proliferation of new investment products. These products are often fairly complex.
We must remain vigilant over the operations of non-bank institutions that, in some form, take part in financial intermediation using complex products. This sector may include brokerage firms, investment funds, insurers and other forms of entities. Investment opportunities have also expanded far beyond national borders.