The industry estimates indicate that with credit card default fees ceiling at £ 15, gross profits of the banks in the UK would be reduced by £ 800 million. International research has shown that inter-change fee (fee for using ATM of a bank other than that of the account holder) is generally stable or declining in most of the countries.
Efficiency in the payment system will also be increased with the plan to ingrate the existing payment system network through National Payment Gateway (NPG), the further promotion of financial inclusion through payment system by retail agent, and the proposal of rupiah redenomination program which is currently in the phase of coordination with the government. 83.