Moreover, a positive side-effect of a legal tender status may be that it facilitates network effects, allowing citizen to have the option to "pay anywhere" and easily access the digital euro. Indeed, the digital euro can only act as a monetary anchor if it becomes a convenient digital medium of exchange that is part of the everyday lives of Europeans.
It should be available in a broad range of market segments to achieve sufficient network effects. This should include digital payments in physical stores - which is the biggest segment accounting for 40 billion transactions in 2019 - but also E-commerce and peerto-peer payments.