Of course, this is not the only way to draw the lines, and there could be reasons for applying additional requirements to specific banks, even if they fall below the presumptive asset threshold. But I use this example to illustrate how the specification of aims and the progressive stringency of section 165 could be usefully combined. Largest institutions.
Specifying prudential regulatory aims in the context of community and middle-range banks suggests a rationalization that could possibly eliminate certain requirements as they apply to some of these banks. In the case of the LISCC institutions, however, I believe there are additional requirements needed to implement prudential aims associated with financial stability.