persons  s.a., CY 2018 = 100  110  30  105  25  100 20  95 15  90 10  85 80  Consumption Activity Index (travel balance adjusted, real)  5  Disposable income, etc.
Second, an important goal will be to achieve more market transparency on climate-related risks – as a solid foundation for adequate risk management and risk pricing. And third, in their own interest, central banks have an important role to play in the mission for more market transparency. Climate change is the challenge of our times.