As I already said, [it also includes] people and processes-people who know how to work together and, therefore, are able to adapt to changes. We envision that you, our officers and staff, will be digitally empowered, and our business processes to be digitally enabled.
Creation of new sectors: PCMS and ROAS Now, of course, we have grown quite a bit since I joined the MB in 2011. We used to have just three deputy governors (DGs), right? Now, we have five, with the creation of PCMS [Payments and Currency Management Sector] and ROAS [Regional Operations and Advocacy Sector].