The Bundesbank offers training tools to facilitate that learning process. 4 Conclusion Ladies and gentlemen, So, does that mean that cash is alive and well? As in other places, Germany is seeing a gradual decline in cash usage. Nevertheless, it remains popular.
Macroprudential tools for insurance companies could prevent a collective build-up of exposures or dampen amplifiers to avoid spillovers to other sectors. As the Bundesbank pointed out in its latest Financial Stability Review, two examples of instruments under discussion in international fora are insurer-specific systemic capital add-ons and countercyclical capital buffers.1 Three aspects, I believe, are particularly crucial in this context.