Generally speaking, there is room for improvement in the financial system for the disadvantaged, which should not only include traditional financial institutions, such as policy, development, commercial and cooperative financial institutions, but also include innovative financial institutions such as venture capital investment, guarantee, insurance, leasing, micro-credit financial institutions.
Endeavors should be made to create a system in which various types of financial institutions coexist, complement and compete with each other, each with well-defined functions and responsibilities to satisfy the demand of disadvantaged industrial sectors, groups and backward regions for financial services.