First, under the existing approach, community development loans are considered in the lending test, while community development investments are considered in a separate test. A number of banks and community organizations argue that the form of community financing may be influenced more by the structure of the CRA performance tests than by what makes the most sense for the project.
One year of European banking supervision: initial successes ...  Just as today marks a new season for those who celebrate Carnival, we banking supervisors entered a new era just over a year ago – the era of European banking supervision. On 4 November 2014, we established the first pillar of the European banking union in the form of the Single Supervisory Mechanism (SSM).