Then there was a period from around 2007 to 2013 when the ratio remained fairly steady at 160 per cent.
Finally, since 2013, the debt-to-income ratio has been rising again, reaching 190 per cent by 2018.  https://www.rba.gov.au/speeches/2018/sp-ag-2018-09-10.html  1/13  10/09/2018  The Evolution of Household Sector Risks | Speeches | RBA  Graph 1  Australia has not been unique in seeing debt-to-income ratios rise.