Importantly, we have established very successful partnerships with the National Association of Insurance Commissioners (NAIC) and with many state insurance supervisors to enhance our mutual understanding of our supervisory frameworks and to facilitate the sharing of supervisory information and consumer complaints. To date, we have information-sharing agreements with nearly all of the states and the District of Columbia.
In fact, the discussion as such was and is more differentiated in Washington; and I expect that we will see a similar debate also at this conference.