It would be unthinkable to try to limit savers’ choices or unduly curtail the independence of financial  10  operators; this would have a high cost in terms of the economic system’s efficiency and people’s wellbeing. We need to guarantee correct, transparent information and a regulatory framework able to embrace change.
We need to step up financial education programmes and make people more aware that there is no such thing as a totally safe investment. The protection of savings calls for monetary stability and financial stability. Through their decisions and actions the central bank and the supervisory authority pursue these aims vigorously; supervision of the conduct of individual banks is steadfast and intensive.