On the one hand, the yardstick by which a bank’s chief information officer (CIO) is measured is the way in which he or she supports the institution’s core business areas by delivering high-quality IT services and products, which should ideally be standardised and streamlined. IT security is coming increasingly into play here.
For that reason, we are sympathetic to requests for a timely process by  12  Statewide activity outside of a bank’s local assessment area would factor into its statewide community development rating, and regional activities would be considered at the institution level.