This divergence in recent growth rates may be due to the fact that the recovery  -7from the recent recession has been much more robust in urban areas than in rural areas of the country. When it comes to performance measures, rural community banks consistently outperform urban community banks with regard to return on assets (figure 6) and return on equity (figure 7).
Bank’s liquidity coverage ratio (LCR) stood at 171.4 percent as of end-March, well above the regulatory minimum of 100 percent. Also, the net stable funding ratio of universal and commercial banks, which stood at 129.1 percent as of end-March, indicates stable funding to serve customers in the short to medium term. Outstanding loans of banks as of end-August grew by 4.4 percent year-on-year.