The average savings rate of South East Asian countries is around 30.3 per cent with Philippines having the least rate of 21.0 per cent. Similarly, investment rates are very high for China and least for Pakistan. On the fiscal side, the fiscal deficit of the Government on average seems to be the highest for the Indian subcontinent (Table 14).
The prohibition on unfair or deceptive acts or practices in section 5 of the FTC Act applies to all banks, thrifts, and credit unions as a matter of law, and may be enforced by each of the federal banking agencies using their supervisory powers under the Federal  BIS Review 65/2007  5  Deposit Insurance Act.