Viewed from the opposite perspective, the creation of a safety net that would facilitate bank capital increases during times of crisis would greatly contribute to the stabilization of the  13  The United States attempted unsuccessfully to introduce a scheme called "M-LEC" to purchase nonperforming assets similar to what was done in Japan.
While it’s difficult to avoid mistakes completely, the key is to learn the right lessons, make improvements, and achieve substantive progress. A Chinese saying goes like this “if you frequently suffer minor illnesses, you may be finally exempted from a major disease”.