Aggressive investors display a more volatile risktaking attitude, and their balance sheets are not necessarily resilient enough to withstand major shocks or increases in volatility. In response to unanticipated events, their investment strategies may react in a way that can suddenly lead to dangerous herding behaviour and/or counterparty risk problems for banks.
For instance, if one bank  BIS central bankers’ speeches  3  is more efficient at rural lending, can it over-achieve its obligations and then “sell” its excess to another bank that is an underachiever? We are examining such possibilities. Finally, we have had only limited success in achieving inclusion when it is seen as a mandate.