For this reason, if servicers do not actively maintain adequate and trained staff and do not establish and heed internal controls, if investors do not monitor their servicers’ behavior, if regulators do not conduct meaningful examinations, if courts do not stand guard against unfair practices, both substantive and procedural, then it will be much less likely that a wellfunctioning housing market will reemerge from this crisis.
As a system, Islamic Finance facilitates in stimulating economic activity and  entrepreneurship  towards  promoting  comprehensive  human  development and addressing poverty and inequality.