A.  Convergence among different types of financial institutions  The financial crisis in the US, as we now understand it, is partly explained by the relatively loose regulation of entities heavily involved in financial innovation, including the oversight of the sale of these products to the wider public.
For example, using data from 38 children’s hospitals, the Children’s Hospital of Philadelphia Research Institute found an association between rates of foreclosures and poor health in children, including the incidence of abuse.11 Health-related philanthropies are also investing in projects in low-income communities, ranging from projects to identify the health ramifications of proposed community improvements to increasing access to fresh food, by creating partnerships to subsidize grocery stores in lowincome communities.12 Accelerating transformative development in communities These examples illustrate the benefits of broad-based collaboration for rejuvenating communities that, in some cases, have been in decline for decades.