Examples of Retail Lending Thresholds Based on Local Data 56%  Adams County, CO  48%  Seminole County, FL  31% 21%  Share of LMI families  Share of mortgages to LMI borrowers  Source: American Community Survey 2013-2017 5-year average data, and Home Mortgage Disclosure Act 2017 data.
BOARD OF GOVERNORS of the FEDERAL RESERVE SYSTEM  5  Community development activities vary widely across geographies Figure 5.