Nonetheless, the Reserve Bank Board will keep this matter, and that broader landscape, under careful review. Let me be clear that in making these comments I am not offering an endorsement of the banks’ actions. Nor should an assumption that shareholder returns must not decline as a result of the effects of supervisory measures, or any other factor, simply be accepted without question.
On the other hand, central bank payment and settlement systems such as RTGS systems can be deemed as a “centralized” framework in the sense that the information is likely to be concentrated to central banks, which manage the centralized ledgers 1/4  BIS central bankers' speeches  as trusted third parties.