17 The Senior Financial Officer Survey, which was undertaken in September 2018 and is being undertaken again, gathered views systematically from a number of banks concerning their reserve balance management strategies and practices. The survey is available on the Federal Reserve Board’s website at https://www.federalreserve.gov/data/sfos/sfos-release-dates.htm. - 13 disruptions.
Employment growth last year averaged a solid 230,000 per month, and the unemployment rate declined from 5.6 percent to 5.0 percent over the course of 2015 – and declined further to 4.9 percent last month. This is close to the unemployment rate generally regarded as the full employment rate of unemployment.