30  See Paul Taylor, Kim Parker, Rakesh Kochhar, Richard Fry, Cary Funk, Eileen Patten, and Seth Motel (2012), Young, Underemployed and Optimistic: Coming of Age, Slowly, in a Tough Economy (Washington: Pew Research Center, February 9).
31  See Lisa Nelson and Francisca Richter (2014), “The Prospects of Non-College-Bound Workers in the Fourth District,” A Look Behind the Numbers (Cleveland: Federal Reserve Bank of Cleveland, February10). 32  See Federal Reserve Bank of Boston (2015), Promoting Pathways to Financial Stability: A Resource Handbook on Building Financial Capabilities of Community College Students (Boston: Federal Reserve Bank of Boston).