The Economist estimates that up to 40% of European venture capital now comes from public sources. But the risk-return profiles of the companies targeted by these investments would appear to differ  3  Korte, Joseph (2013): Catharsis − The real effects of bank insolvency and resolution. Deutsche Bundesbank Discussion Paper No 21/2013.
Financial inclusion – Tapping the value at the bottom of the pyramid: To quote the late Prof.C.K. Prahalad – “A significant opportunity for innovation in bottom of pyramid markets, centres around redefining the process to suit the infrastructure. Process innovation is a critical step in making products and services affordable for the poor.