While the challenge today may seem more daunting, it also appeared insurmountable in Marshall’s time. Yet, the expected private and social returns were great, so investment followed. History needs to be repeated. New technologies should be harnessed to provide broad access to the types of education and training that will help Canadians prosper amid rapid change.
The country is undergoing significant reforms. Inflation is coming down into single digit, the currency is stronger, tourism and investment are growing. Banks, like yours, have a vital role to play with their potential to  2  BIS Review 151/2007  promote the principles of sustainable development through sounder lending and wiser investment.