Under the proposal, creditors must highlight critical changes in a summary table. Creditors that enclose their notices with periodic statements must place this table on the periodic statement above the transactions list, where consumer testing suggests consumers are most likely to notice it.
8  BIS Review 62/2007  Checks that access a credit card account Many credit card issuers provide accountholders with checks that can be used to obtain cash, pay the outstanding balance on another account, or purchase goods and services directly from merchants. The solicitation letter accompanying the checks may emphasize a low introductory APR for these checks.