Yet, within the last two years, we also have observed on how financial market malfunction has severely impacted the real economy, a very hard lesson to learn. Many aspects of this phenomenon have been written and discussed, both from policy makers’ perspective as well as analysts’.
The differences in return on equity were similarly significant – 11.14 percent compared to 8.61 percent. With net interest margins compressing and regulatory costs increasing, many community banks are struggling right now to generate income.