•  Banks have to think and act differently and make themselves more flexible so as to meet even the smallest requirements of the rural population. 6  BIS central bankers’ speeches  BC model There are many challenges being faced while implementing BC model. Sustainability and scalability of the BC model is essential.
More and more innovative products will have to be introduced which would benefit both banks as well as the rural people and at the same time make the BC model more viable. Review of the cash management practices for delivery of banking services through the branchless modes need to be done for ensuring scaling up of the various models.