Since September 2008, it has instead opted to inject public funding, just as the European countries. 10  BIS Review 74/2009  financial system. The new approach that I will explain focuses on this point. I would first like to introduce the idea of private-sector "capital insurance," which is an expansion on the concept of ordinary insurance.
Then, while reviewing some of the problems involved in private-sector capital insurance, I would like to discuss the potential for capital insurance in the form of a public-private partnership to overcome them. Finally, several other schemes are also introduced from a variety of schemes proposed so far.