*  *  *  Distinguished Guests, Ladies and Gentlemen: It gives me great pleasure to be here at the first of the Continuing Professional Development events being arranged by the Chartered Institute for Securities and Investment in conjunction with the Bahrain Institute of Banking and Finance.
I am sure that many of you here this evening are already familiar with the CISI’s work. For almost 20 years, the CISI has been recognised as the leading professional body for the investment industry in the UK. It now has over 40,000 members in 89 countries.