*  *  *  On behalf of Bank of Uganda (BOU) I wish warmly to welcome you all to this workshop which is focusing on Risk Management. This workshop has been organised to provide an opportunity for Board members to enhance their understanding of Risk Management in the operations of the Bank.
This means the Sparda Banks can look back on nearly 120 years of history, during which their regionally oriented business model has enabled them to more than hold their own. It is safe to assume that the Sparda Banks can view the rest of the world from a certain position of experience.