It is a form of branchless banking. This means that you do not necessarily have to build a bank in the remote areas for banking transactions. Basic banking transactions can also now be done through the mobile phone. There are other benefits.
Thus, in December 2009, we began to gradually phase out some of our extraordinary liquidity measures, taking account of improvements in financial markets. In particular, we scaled back the number, frequency and maturity of longer-term refinancing operations. But we have committed to maintaining fully accommodating liquidity support to the euro area banking system until at least October this year.