If we consider only banks (including MBOs), thirty-seven pct of municipalities would be without such presence. But if we now include FSPs, only 13.2 pct of municipalities would not have any form of access to financial services. Second, financial education. Since we revitalized this program in 2008 we have conducted numerous domestic and international roadshows and financial expos.
Our international roadshows have targeted cities where most of our OFWs are deployed, including those in Asia, Europe and the United States. We have a number of advocacy programs, including the Credit Surety Fund, the savings programs for the youth, i.e., Kiddie Savings Program, Bamboo to Bangko, Tulong Barya Para sa Eskwela, among others.