The resilience of the financial system, particularly the banking industry, has been maintained, in terms of capital, credit risk, and liquidity.
The Capital Adequacy Ratio (CAR) in the banking industry was still high in September 2022 at 25.09% in line with rising capital components of accumulated profit and risk-weighted assets (RWA) with mitigated credit risk as reflected by low NPL ratios in September 2022 of 2.78% (gross) and 0.77% (net) - (Graph 10.a).