That gap has been filled both by a marked rise in imports as a percent of GDP and by a marked increase in BIS Review 60/2000  2  domestic production resulting both from significant immigration and from the employment of previously unutilized labor resources.
While no single customer may think the case worth taking to court, and while no customer may be able to prove the bank was in the wrong, the large number of complaints will suggest to the regulator that the bank needs to shape up.