In the financial policy area we are currently consulting on a potential increase in bank capital requirements against high LVR lending.
The significant recourse to specific funding instruments, such as mortgage bonds and securitisation, have made banks increasingly more dependant on money and capital markets, but at the same time, of course, less dependent on their  1  2  See ECB (2008), Financial Integration Report. BIS Review 127/2008  opportunities to expand customer basis for funding.