And right from the start, we have worked hard to answer all these questions and map out our approach to Brexit. We have to think about cross-border banking groups, for instance. In the wake of Brexit, new banks will be set up in the euro area.
ii)  Implementation of corporate governance standards  During this year, we worked on Corporate Governance, as it is an essential element for the successful implementation of Basel II. We held the first ever seminar on Corporate Governance for UAE Banks' Boards of Directors and senior management on 20th March 2005.