There are several reservations, not all of which were examined sufficiently deeply. For some of them, it is quite probable that their negative impact will outweigh their benefit—referring, of course, to the negative impact to the public.
* * *  Opening Remarks by Governor Carlos da Silva Costa Good morning ladies and gentlemen, It is a great pleasure to be here today to open Banco de Portugal’s 2017 Conference on Financial Stability. On behalf of Banco de Portugal and the organising team, a very warm welcome to you all!