We have agreed that some of you will be closely involved in the development of the technologies of the future, and the applications riding on that technology. Even today, I receive multiple developers in my office, who would like to showcase their fintech innovations. Frankly, some of them are nowhere near ready for the market, and are nothing better than class projects.
But that is not the point. The bigger point is that we are right to be excited to be at the forefront of innovation. But I believe that the bigger task in the coming years and decades, and where considerable work is required, is in the developing of the ethics of technology.