Middle level professionals who have good networks, local and regional knowledge, and business acumen who could be incentivized into becoming entrepreneurs. Two forms of organisation are available to them, namely, production cooperatives and investment clubs. These are critical in small societies which require joint activities to establish the critical mass necessary to ensure success. 4.
One possible explanation for this is the uncertainty that many people feel about the future. This uncertainty means that if you have a job you want to keep it rather than take a risk with a new employer. This might be especially so if you also have a large mortgage.