Funding requirement for 8  BIS central bankers’ speeches  development of the infrastructure sector in India is huge. During the 12th five year plan, starting in the current year, this requirement is estimated to be approximately $ trillion or Rs 61 lakh crore. Currently, a huge chunk of this financing responsibility is borne by the banks.
The banking sector exposure to the infrastructure sector has grown from 3.61% of total bank credit as on March 2003 to approx 15.09 percent of the total bank advances as on March 2014. 1 The group borrower limit in India is substantially larger in our country than the international norms due to the developmental needs of the country.