The successful reform of the payment system has set the Central Bank as the owner of RTGS system and gyro clearing, responsible for all the payments in real time in the country. The creation of Single Transaction Account Registry of all legal and physical entities in Bosnia and Herzegovina is another project which was very significant for all financial sector.
The establishing of the Credit Registry of Legal and Physical Entities, which is in the function of commercial banks in respect of making better business decisions, also has a preventive impact on financial stability and decrease of credit growth.