This phenomenon can be accompanied by bubbles in financial asset prices, in the sense of prolonged deviations in these prices above those values that may be consistent with fundamentals. For example, in the United States, the real estate bubble both stemmed from and fueled the credit bubble, a combination that led to the global financial crisis.
We have persevered in our wellness programs to keep our staff going strong and motivated. We have streamlined our recruitment process by opening our doors more widely to promising prospective employees. We have also continued to review our benefit package to ensure that we are able to attract and retain our most valuable resource: our professional, competent, and dedicated staff.