The intent of this approach is to provide the flexibility necessary to take into account all relevant factors in a way that will be equitable to all banks, foreign and domestic. We understand that there is concern that this procedure will be subject to delays, resulting in disadvantages to foreign banks.
I hear this from various sources: in the educational system, and from industrialists who need  BIS Review 127/2007  1  individuals with technological qualifications. This is also a field that needs cultivating and promoting. As is well known, education is the best way of reducing poverty in the long run. And this leads me onto the next topic, that of welfare. B.