Recently on January 1, 2020, the Reserve Bank has launched a mobile application called “Mobile Aided Note Identifier (MANI)”, for aiding visually impaired persons to identify the denomination of Indian Banknotes. 17. With these words, I would now like to invite Mr. Tharman Shanmugaratnam to share his thoughts on “Broad-based Prosperity: Tackling the Fundamentals”.
Disclosures should reflect how the bank manages its risks  v.  Disclosures should be consistent over time  vi. Disclosures should be comparable among banks  vii. Disclosures should be provided on a timely basis. 6  BIS central bankers’ speeches  Going forward, these principles, when implemented, will improve the quality and transparency of banks’ disclosures, especially the risk disclosures.