5  See, Basel Committee on Banking Supervision, 2010, “An assessment of the long-term economic impact of stronger capital and liquidity requirements”, BIS; Macroeconomic Assessment Group, (2010), “Assessing the macroeconomic impact of the transition to stronger capital and liquidity requirements”, August Interim Report, BIS. 6  It should be noted that the precise figure depends on the assumed interaction with the capital requirements.
4 Following the BPM6 format, the current account has been in surplus from 2005–2016. (Current account  surpluses were also recorded in 2003 and 2004, following the BPM5 concept) 5 6/7  BIS central bankers' speeches  5 As of 2016, 88.2 percent of cities and municipalities have at least one financial service access point, up from 87  percent in 2015.