The Danish mortgage credit system has served us well for many years and proved its worth during the financial crisis. All the same – and for good reasons – it remains a subject of debate. I do not believe that we can or should return to the old mortgage credit model. But it is important that you find long-term solutions.
We are currently only at the preliminary stage with a test application, with which we are able to simulate large-volume delivery-versuspayment securities transactions. At this point, we are unable to say whether this application can be adapted for mass use or whether this is even a viable option in terms of costs.