On the other hand, the processing of payments abroad harbours new risks for the market players - risks that make a sharp growth in such arrangements appear, if anything, unlikely on account of differences in the legal frameworks for the guaranteeing of deposits, for example.
Thus, it can hardly be assumed that the emerging changes will descend on us abruptly without us being able to respond. The volume of e-money issued is, at all events, still very small at present.2 In summary I would like to reiterate three points: 1.