Develop Common Data and Evaluation Strategies Developing common data and evaluation strategies can be an important area of cooperation between policies that aim at enhanced financial literacy and financial stability. The indicators that are relevant to monitor the sustainability of individual-level finances are very similar to those needed to assess the stability of the financial system.
As regards the housing market, for example, loan-to-value ratios and debt-to-income ratios are relevant, at the level of households and of the financial system. Also, information about financial knowledge might be relevant for financial stability analysis.