For the forecast, it is assumed that the relationships considered in the model are of sufficient relevance and will remain valid over the forecasting horizon. Second, the starting values on which a forecast is based can be tentative and thus subject to future statistical revisions. This is known as “data uncertainty”.
They also indicated an increased willingness to supply business loans in an environment of brisk competition from other lenders, a liquid secondary market for business loans, and an increased tolerance for risk.