For illustration, let’s assume a customer makes approximately 60 direct debit transactions per year – five each month, one for the rent, one for the energy bill, one for the telephone and one for the university of a child living abroad and one for the expenses of this child. If banks would charge e.g.
9 cents for a direct debit transaction, banks would recover around EUR 5 per year from the other bank in the end. I assume that banks will try to convince the Commission that there are costs they would need to recover.