It can also help the payer avoid being deceived into sending a payment to the account of a scammer rather than of the intended recipient. A recent survey commissioned by NPP Australia shows that one in four PayID users have stopped or edited a PayID payment where they noticed that the recipient’s details were wrong.
The crisis spread rapidly to other segments of the financial market and, in the  BIS Review 49/2009  1  last few months, to the real economy. The seat of infection was set in fact in a broader context of fragility of the international financial and economic system.