This is more complex from a technical perspective. And European legislators would first have to prepare the way for exempting payment service providers intending to offer it from their obligations with regard to preventing money laundering and counterterrorism.
This would certainly only apply to payments involving smaller amounts – because, at the same time, it must be ensured that the digital euro does not become a preferred payment medium for illegal purposes. Whether it be online or offline, a digital euro could complement cash in payment transactions by providing a digital component.