Although the Bankruptcy Code provides the default legal framework for the resolution of a failed bank holding company, Title II of the Dodd-Frank Act creates a backup resolution framework, called the orderly liquidation authority, to be used if the resolution of a failed financial company under the Bankruptcy Code would have serious adverse effects on U.S. financial stability.
Financial inclusion also differs in important ways by individual characteristics such as gender, education level and age. The data suggests that, in the Caribbean, men are more likely than women to have an account at a financial institution, though the gender gap in account use is relatively wide in Trinidad and Tobago, but not in Haiti.