In Finland, many important payment-related projects are under way, such as utilising the data content of electronic invoices, bank statement information and information contained in purchase transactions, and also the construction of an income register. The projects may, if successful, bring significant benefits and cost savings to consumers, businesses, financial service providers and also to the public sector.
Reliable and secure payment systems are vital for the financial system and the functioning of society as a whole. Reliable, secure and efficient payment services that openly and extensively utilise the opportunities of digitalisation may also help stimulate productivity growth in the economy. BIS central bankers’ speeches  5