I was rather apprehensive of delivering a valedictory address in a Seminar like this, since – drawing a cricket analogy – it would be like going in as the last man to bat, having just walked into the stadium, having no clue about the state of the match!
The pilot project of loan extension against the collateral of rural land contracting and  BIS Review 64/2010  1  operation right and the right to use rural housing site has been conducted to meet multitiered and diversified needs for financial services in rural areas.