Research by the Federal Reserve right here at Fort Bliss shows that financial education can pay off.4 Beginning in 2003, the Federal Reserve collaborated with Army Emergency Relief, the U.S. Army’s own financial assistance organization, to provide a two-day financial education course, taught by  1  See Pew Research Center (2011), “War and Sacrifice in the Post-9/11 Era: The Military-Civilian Gap” (Washington: PRC, October 5) available at www.pewsocialtrends.org/2011/10/05/war-and-sacrifice-inthe-post-911-era/1.
2  In October 2011, the unemployment rate was 7.7 percent for veterans and 8.8 percent for non-veterans (not seasonally adjusted, age 18 and older). 3  In October 2011, the unemployment rate for college graduates was 4.4 percent compared with 9.6 percent for those with only a high school education.