Each quarter in the right-hand chart is as follows: Q1 = March-May, Q2 = June-August, Q3 = September-November, Q4 = December-February. 2. Employee income = total cash earnings ("Monthly Labour Survey") × number of employees ("Labour Force Survey"). Sources: Ministry of Internal Affairs and Communications; Ministry of Health, Labour and Welfare.
Overall, the system has improved the international risk profile of Namibia. Payment instruments take many forms, such as cash, money orders, cheques, debit and credit cards, electronic funds transfers, point of sale and automated teller machines. The importance placed on these instruments is its liquidity, which relates especially to general acceptability and marketability, with little or no risk of capital loss.