However, if all stakeholders realise that “inclusive banking” is good business, then regulatory and policy frameworks that promote accessibility, and responsible banking can definitely lead to the desired outcomes. Thank you. 10  BIS Review 23/2008
Four countries (soon to be five) have activated the systemic risk buffer, while two have activated the countercyclical capital buffer with a further three announcing positive countercyclical capital buffer rates for the near future.3 Looking ahead, macroprudential policy should play an important role in ensuring the resilience of the banking sector to adverse shocks.