Here we can think of BigTech platforms: as I said, Amazon allows vendors to obtain credit via its platform. Consumers can also get an Amazon credit card and buy insurance on Amazon products on the platform. Google, until recently, was planning to offer a portal, called Google Plex, in which its customers could manage their bank accounts.
And traditional financial institutions, on their side, are looking to set up platforms of their own. They still offer financial services, of course, but also focus more and more on nonfinancial services. What drives all of this is, of course, technology. New technologies. Like data and Artificial Intelligence.