For our most recent supervisory stress tests, we collected and analyzed loan- and account-level data on more than two-thirds of the $ trillion in accrual loans and leases projected to be held by the 18 firms we evaluated this year.
Those detailed data include borrower, loan, and collateral information on more than 350 million domestic retail loans, including credit cards and mortgages, and more than 200,000 commercial loans. Currently, the Federal Reserve uses more than 40 models to project how categories of bank losses and revenues would likely respond in hypothetical scenarios.