Naturally you will want to know what are some of the major issues being faced by banks in pursuing and achieving the Financial Inclusion Plan targets? Efficient business model Banks are yet to perceive FI as a profitable business model. Feedback received suggests that many banks are still pursuing FI as a regulatory requirement rather than treating it as a business model.
In my opinion, complexity is one of the 2  BIS central bankers’ speeches  central challenges in both the design and the implementation of new – and, hopefully, good – regulation. And nobody would dispute the fact that financial markets and their participants have become very complex. There are many levers which supervisors and/or lawmakers can pull.