All central oﬃces of banks and 77% of branches across the country are open. Banks have enough funds to meet customer needs. More than 96% of ATMs are working. They are supplied with cash on a regular basis. The fourth solution deals with foreign currency.
In 2008, the crisis revolved around private debt and complex financial products making it difficult to determine where risk lay; in 2011, the crisis is centred around public debt with much greater clarity on where exposure and risk lie. Most importantly, in 2008, governments were a part of the solution; in 2011, governments are the problem.