My third tip is that a dialogue becomes productive when it is open and honest when even hard questions are respectfully asked and when responses are heard and listened to. This is perhaps the most important tip to follow. When adhered to, this is when real connections are made. And what are some of the hard questions?
There are counter views about this suggestion, especially with regard to the freedom to be available for a bank or borrower to take the commercial decision on a loan. Ready list of management and technical experts / specialists 30.