I have four items that I would like to talk about: •  Danish economy and the housing market – the time has come to do the right thing  •  Climate change – this is also a cause for the financial sector  •  Money laundering – concerted action against money laundering is necessary  •  Capital adequacy requirements – good that we've nearly concluded Basel III.
The pandemic has left deep marks on the economy. First, the economy went into reverse, and it then picked up full speed again. The recovery is generally stronger in Denmark than in many other countries – especially in the labour market, where employment is at a record level and unemployment is falling sharply and many sectors report a labour shortage.