*  *  Introduction  Professor Jahns, Ladies and gentlemen, I am delighted to have been asked to assume the patronage of the 21st EBS Symposium and thus to have the opportunity to speak to you today. Occasions like this which provide a platform for students to meet professionals are an agreeable complement to academic study.
This symposium has traditionally been organised by first-year students who, I must say, appear to have done very well in performing their task. 2. Growth and the financial system – some general remarks  The topic of this year’s symposium is “Growth – A Future Without Boundaries”.