So, if you take out the placements of BSP with the non-loan assets, the remaining share is only 30 percent. Finally- this is where being primitive [younger bond and capital markets] is an advantage because the US has such a developed bond market that they have 30-year bonds. So when the rates change, literally, the impact on the price is huge.
To begin with, the hit [from recent global banking developments] is smaller and our banks are well-capitalized, well-managed, and well-governed. Give yourself a round of applause. And the exceptions, please leave the room. Banks lend support to domestic recovery Because of that, when we [the economy] did recover, the banks played a major role because they are able to lend.