Reserve Bank has introduced positive data sharing in India which allows good repayment behaviour in one product to be of use in predicting behaviour of the consumer in other areas. Telecom / Utilities positive data is hence likely to help support making credit worthiness decisions on the segment of the population that does not have access to banking credit. 21.
This pattern simply reflects lags in adjusting employment to changes in GDP growth. Measuring productivity growth over a long period, such as 1974 to 1995, effectively eliminates this shorter-run component of productivity growth.