That said, there is more work to be done as we seek to develop the domestic  market to enhance efficiency and create the needed market for capital. 13. Let me, at this juncture, turn attention to how we can leverage on new technology and data sharing to improve efficiency and innovation on the African continent.
Presently, Ghana is transitioning to a new kind of retail banking system where a large segment of the population previously unbanked, are being absorbed into the financial services sector, via, mobile money.