The bank’s ratio would be compared to a minimum activity threshold based on the performance of all reporting banks in that same assessment area, with the goal of screening out the lowest performers who would need to undergo a full review from an  -7-  metrics would be evaluated separately for each major product line in a bank’s assessment area, which is important to tailor the use of metrics to a bank’s business model.
Jean-Claude Trichet: The European Regulatory and Supervisory Framework – the views of the ECB Speech by Mr Jean-Claude Trichet, President of the European Central Bank, at the 2008 Eurofi Conference, Nice, 11 September 2008. *  *  *  Ladies and Gentlemen, Introduction It is a great pleasure to address this extremely distinguished group of European executives and policy makers.