To counter the effects of the recession on their accounts, banks must press ahead with measures to improve their profitability and strengthen their capital. To ensure an adequate flow of funds to the real economy, they must take account of their clients’ growth prospects.
Some of the issues under NSFR relate to treatment of secured funding transactions, specifically regarding the RSF factor for the amount receivable by a bank under a plain vanilla reverse repo transaction, treatment for the collateral received if held unencumbered,  BIS central bankers’ speeches  5  treatment of collateral received in secured lending transactions if the collateral has been rehypothecated, etc.