*  *  *  Director of Ceremony Mr. Darrel Beghin, Executive Director, South African Credit Providers Association Ms. Mojgan Derakhshani and Daniel Kanyi from FinMark Trust Representatives of Credit Bureaus, Representatives of Lending Institutions, Distinguished invited Guests, Members of the media, Ladies and Gentlemen, Good morning!
I am pleased to be here this morning and thank you for the invitation to open this important Workshop on Credit Information, a topical subject of interest to Namibia. Allow me therefore, Director of Ceremony, to extend my gratitude appreciation to FinMark Trust for this initiative.