Looking at the details beyond the aggregates enriches our understanding of economic phenomena and at the same time increases our flexibility to respond to unexpected policy needs, contributing to even better statistics. So, once again, I welcome you to this conference and also take this opportunity to thank all the organisers for their efforts in making it happen.
BIS central bankers’ speeches  1  Data initiatives and what led to demand-side survey Ladies and gentlemen, the availability and appropriate usage of data is paramount in any effective decision making process. We are aware that many countries are struggling to get a handle on their financial inclusion development because of the lack of both supply-side and demand-side data.