Deposit growth is currently out-pacing credit growth, allowing banks to reduce wholesale borrowings.   Capital inflows into Australia did not cease but switched to more conservative investments such as government bonds.
The remainder of the revenue is mostly of a temporary nature, stemming primarily from the redefinition and expansion of the procedure for the settlement of tax liabilities first introduced under the 2017 budgetary package. Taken together, the provisions are expected to generate an increase in revenue of € billion per year on average in 2020 and 2021.