First, in Section 1, I propose to cover the macro setting for GenNext banking by way of discussing the demographic composition of India’s population and the nexus between low dependency ratio and saving. Section 2 provides a projection of Housing and Education Loan requirement in the economy in the next few years.
Section 3 discusses how banks need to emerge GenNext with suitable new schemes and reorientation of their banking activities. It also contains a discussion on how to facilitate banking in the context of knowledge economy/society. Section 4 concludes highlighting certain implications and challenges arising from GenNext banking which need further deliberation.