4  BIS Review 24/2005  Microfinance The role of microfinance in poverty alleviation and employment generation has been widely accepted. The government has established a micro-credit bank (Khushali Bank), as a prototype institution for providing credit access to poor households. This bank has so far reached out to 200,000 poor households throughout the country.
It is imperative, therefore, that banks adopt standardised methods and procedures for all technological changes in the organisation to bring efficiency and to save the consequent problems that any organisation usually faces due to non-adherence to ‘Change Management’ principles.