the fear that access under CCL would convey a negative signal to the market, (b) the exit problem - i.e. the uncertainty about the withdrawal of eligibility, (c) insufficient automaticity, and (d) stringent pre-qualifying norms.
Challenges faced by public sector banks The most pressing task for public sector banks is to clean up their balance sheets, a process which is well under way and which I discussed earlier. A parallel task is to improve their governance and management.