Hall, F. Lotti and J. Mairesse (2013), “Evidence on the impact of R&D and ICT investment on innovation and productivity in Italian firms”, Economics of Innovation and New Technology, 22(3). 12  Eurostat (2010), Community Innovation Survey 2008. 4  BIS central bankers’ speeches  less capable of patenting inventions and industrial designs, registering brands and protecting intellectual property rights.
*  *  *  Director of Ceremonies Members of the Board of Directors of Nam-mic Payment Solution Members of the Media Distinguished Invited Guests, Ladies and Gentlemen I am pleased to join you in witnessing the official launch of Nam-mic Payment Solutions, which will be a second mobile payment services provider authorised by the Bank.