Signals From Housing and Lending Booms. European Central Bank (ECB). Working Paper No. 1094. Frankfurt. Bundesgesetzblatt (2017). Gesetz zur Ergänzung des Finanzdienstleistungsaufsichtsrechts im Bereich der Maßnahmen bei Gefahren für die Stabilität des Finanzsystems und zur Änderung der Umsetzung der Wohnimmobilienkreditrichtlinie (Finanzaufsichtsrechtergänzungsgesetz), No. 34, 9 June 2017, pp. 1495 ff. Bonn. Campbell, John Y. (2016). Restoring Rational Choice: The Challenge of Consumer Financial Regulation.
Third, in drafting regulations, we have made special efforts to identify and, to the degree possible consistent with statutory requirements, minimize the regulatory burden on smaller entities. We conduct an assessment that takes appropriate account of the potential impact a rule may have on small businesses, small governmental jurisdictions, and small organizations affected by the rule, in accordance with the Regulatory Flexibility Act.