*  *  Introduction  Ladies and gentlemen, to this day, the Berlin airlift of the years 1948/49 continues to be an impressive monument of the solidarity between the United States and Germany which started after World War II. For this friendship to prosper, the intellectual and cultural exchange between the two countries has been very important.
Speaking as chair of the FSB, the priority areas we are looking at are the shift of financing activities from banks to the non-bank sector, the financial consequences of climate change, digitalisation and the rapid developments taking place in the crypto ecosystem. Events are opportunities to learn – to improve is to change.