4  CLOSING REMARKS  Now I could go on for a very long time about the measures that we’ve imposed on banks to ensure financial stability while at the same time safeguarding access to finance for consumers and companies, but I see that Enrique is already looking anxiously at his watch. So, I’ll leave it there :-).
For foreign banks the issue is the additional complexity and perceived inequity they will face if they have chosen to operate in the rest of the world under the foundation approach for credit risk, an approach which will not be permissible in the United States.