Improving clients’ capacities to assess risks and strengthening their financial resilience is crucial to enhancing preparedness and readiness for natural disasters. Disseminating knowledge and lessons learned  is also important to helping countries enhance their resilience. We remain convinced that these are the areas where the WBG’s comparative advantages lie.
In this context, we would like to recognize and express our special appreciation to: •  Bankers’ Association of Trinidad and Tobago (BATT)  •  Trinidad and Tobago Petroleum Company (PETROTRIN)  •  BP Trinidad and Tobago (BPTT)  •  Telecommunications Services of Trinidad and Tobago (TSTT)  •  Trinidad and Tobago Unit Trust Corporation (UTC)  •  Trinidad and Tobago Mortgage Finance (TTMF)  •  Association of Trinidad and Tobago Insurance Company (ATTIC)  Ladies and Gentlemen, this programme will in time have tremendous payoffs for our entire society.