We addressed a number of both micro- and macro-level issues. We issued several new guidelines, and brought improvements to existing ones, to adapt the regulatory framework to the evolving needs of the financial sector, and to bring it closer to international best practice. As detailed elsewhere, we also enhanced our approach to off-site surveillance and on-site inspection of individual institutions.
You have the digital telecoms [telecommunications] divide, and that has to be addressed. [With] what we are doing now, satellite services will no longer be needed to be part of telecoms franchises. Some areas are underserved.