Conclusion and outlook  Ladies and gentlemen, the French writer François Fénelon once claimed that, “the more you say, the less people remember”. As this obviously isn’t my aim, I would like to conclude my remarks by taking a peek into the future. The past history of regulation has been one of constant ups and downs.
Powes Parkop, MP – Governor for National Capital District Chairman of Wau Microbank – Mr Ray Clark Deputy Governor – Mr Popoitai Deputy Governor – Mr Bakani Mr Lionel Somaratna, CEO, Wau Microbank Distinguished guests, ladies and gentlemen 1.0  Introduction  I wish to thank the Board of Wau Microbank for the invitation to officiate in today’s event.