Adjustments to the minimum core funding ratio (CFR)  Adjustments to the CFR would vary the proportion of stable funding (retail deposits and long term market funding) required relative to a bank’s total lending. A CFR tightening would increase the resilience of banks to liquidity shocks. It could also lean against the credit cycle by increasing bank funding costs.
Banks would be given up to six months’ notice in which to meet an increase in the CFR. Sectoral capital requirements (SCR)  Sectoral capital requirements are akin to the CCB and would require banks to hold extra capital against lending to a particular sector.