The banking system will also have to explore ways and means of achieving efficient credit delivery to these new agricultural activities along with all their associated activities. As the system develops, the supply chain from farm to market will need to be financed: warehouses, cold storages, rural transportation, refrigerated trucks, along with all the service intermediaries.
Thus, such retail payment systems, even though they are not SIPS, can be aptly called as Systems of System-Wide Importance. Oversight arrangements of such systems should, therefore, not lose sight of this relevance of retail payment mechanisms in the larger economic context. The presence of a sound legal framework greatly enhances the efficacy and efficiency of the oversight function.