The SARFAESI Act has, thus, been the most important means of recovery of NPAs. NPAs of SCBs Recovered through Various Channels (Amount in ₹ Billion) Recovery Channel Year  201213  201314  No. Particulars  SARFAESI Act  Total  13,408  1,90,537  10,44,636  Lok Adalats  DRTs  8,40,691  1  No.
The review carried out by the high level group chaired by former Prime Minister Wim Kok provides an excellent opportunity to accelerate the process. Progress has been most tangible in deregulating and integrating product and financial markets. Since the introduction of the euro, the pace of financial markets’ reform has been impressive.