1 Now, as my claim to celebrity status is as tenuous as any claim I may have on wisdom, I am going to be extremely brief in my remarks: I don’t want to bore anybody, as I won’t be able to deflect subsequent criticism elsewhere. 4.
Fees charged in the last cycle would be grouped together on the statement in a prominent location and totaled for the cycle and year-to-date;  •  The periodic statement's "effective APR," another way of disclosing the total cost of credit, is the subject of two alternative proposals.