Let me also congratulate your incoming officers. Indeed, to be elected to the CTB board shows the confidence that your peers have in you. More importantly, your accepting such a challenge underscores your commitment to work for the greater good.
A part of the tradition of your convention that I appreciate is the row of display booths one has to pass through as one enters the ballroom. Stalls of the various companies that have grown because of partnership with the industry. To me, the variety and quality of the displays have been an indicator of the state of the thrift banking industry.