Empirical analysis of the survey results indicates that trust in the ECB remains particularly low in specific population groups. We must ask ourselves how we can ensure that our communication reaches all citizens across the entire euro area. A better understanding of the mandate and the necessary independence of central banks also fosters trust in the ECB.
Under Solvency 2, insurers may find it unattractive to continue investing in complex structured products, because of the high risk weight and the detailed analysis that is required of the underlying assets. Furthermore, retail deposits will become a favoured source of bank funding, as a consequence of the new liquidity requirements. These are just some examples.