(2)  Don’t look only at the segments of financial markets subject to intervention  Second, do not look at the conditions of only those segments of financial markets where intervention has taken place. In fact, there might be spill-over effects to other segments. Given resource and capital constraints, the central banks target their market interventions quite specifically.
To the banks, the banking licence provides the privilege of accepting uncollateralised deposits from the public. However, the acts of stealth banking, negative option marketing, misleading advertisements, information gathering from customers for cross selling of products and services, and tie-up arrangements are inconsistent with the concept of a trust-based relationship.