Fourth is the rather broad topic of the implications of technological innovation for financial services regulation and, indeed, for the competitive position of insured depository institutions. Many innovations now promising dramatic change in the way that credit is extended will probably end up having considerably less impact. But some could prove significant.
We have much to learn from each other. I am grateful to all our presenters, discussants and participants. And I am confident that, guided by your insight and wisdom as well as the collective spirit of collaboration, this gathering will be an important building block toward better understanding, better operations and better policies. 3/3  BIS central bankers' speeches