* * *  Introduction It is my great pleasure to be here with you today at the EPLO Academy, near Cape Sounion, where the famous ancient Temple of Poseidon, the god of the sea, rests (built in the 5th century BC). I am grateful to the President of EPLO Professor Spyridon Flogaitis for his kind invitation to deliver this inaugural lecture.
19  CDFI Coalition, CDFI Data Project, 2004, www.cdfi.org/cdfiproj.asp#fy; and Elizabeth C Klee and Gretchen C Weinbach (2006), “Profit and Balance Sheet Developments at U.S. Commercial Banks in 2005,” Federal Reserve Bulletin, vol. 92 (June) www.federalreserve.gov/pubs/bulletin/2006/bankprofits/0606bankprofit.pdf (221 KB PDF). BIS Review 103/2006  5