For that matter even RBI governor is always concerned because people in the financial sector and those dealing with money cannot afford to be complacent even for a single moment. My third and final message is that, life is not a bed of roses and in your career you are bound to face some bad times.
Although a number of critical reforms have already been implemented that restrain the unintended consequences of the safety net, I believe that we can and should make additional progress. However, we must set priorities. I hope that my remarks have helped you to understand what I view as most important and perhaps to formulate your own priorities as well.