Ladies and gentlemen, disruptive technology and the COVID-19 pandemic are drastically changing the future of financial services industry. There are rough seas and strong headwinds coming from these two realities. But we must not lose track of our collective goal of keeping the banking system on even keel so it remains supportive of economic recovery and growth over the long-term.
Together, we can work towards developing a safer, more dynamic, more digital, and more inclusive banking system for the banking public. Mabuhay ang Chamber of Thirft Banks and I wish you all a meaningful convention ahead! Thank you all! 3/3  BIS central bankers' speeches