Conclusion In conclusion, I hope that my remarks have helped you to better understand the forces affecting our banking and financial system. Equally important, I hope that I have given you a good feel for the challenges these forces have created for bank supervision, how we are meeting these challenges today, and how we may deal with them in the future.
In order to promote retail participation, it is essential to promote financial literacy and investor education, ease access to the G-sec market by leveraging technology and incentivising intermediaries including use obligation in primary dealers/banks, etc. to place securities with end investors; incentivising Collective investment vehicles, such as, mutual funds, to cater to investment needs of the retail investors in G-sec market. 11.