*  *  *  Thank you very much for the high honor of addressing the Cosmos Club, particularly for the opportunity to address the topic of Y2K for a second time. I have no doubt it is highly unusual, if not unique, for a speaker to rise here to discuss a non-event.
To our pleasant surprise, that is exactly what Y2K turned out to be. When I agreed many months before the millennium rollover to offer these remarks, I fully expected to be making a very different speech.