I was quite surprised [when I learned] that most employees actually do not have [traditional] bank accounts-I will not mention the name of the company-but have a "GMaya" [ewallet account instead]. The importance of governance structures and regulation Building on a transport analogy, the "rails" lead the doors of data, made possible by APIs [application programming interfaces].
But said rails can only be built with the consent of the customer or the owners of the data. I should emphasize if the customer wants it shared, his bank cannot refuse. That is the other side. If I have a very good borrower, why would I want other banks to know that he is a good borrower?