Bank accounts continue to be the safest and most reliable way to deposit and keep money and engage in a variety of transactions. These affordable, government insured banking relationships can help consumers and businesses manage their money-to save or spend as desired-and develop financial management skills through savings and payments.
Outsourcing abroad has proved profitable primarily for jobs that can be routinized and sharply defined. For the foreseeable future, most high-value work will require creative interaction among employees, interaction that is facilitated by physical proximity, personal contact, and shared cultural experiences. Moreover, in many fields, closeness to customers and knowledge of local conditions are also of great importance.