We believe that this balance of funding sources is not in the best interests of New Zealanders, which is why we are proposing change. I will explain why. 9 We have included a chart in the Appendix to reflect this disparity; this chart also includes NZX-listed property  trusts as an industry with some similarities in its business model to banking.
The Appendix also contains several other charts, tables, and figures related to the Reserve Bank’s capital proposals.