Given a single currency and the use of electronic transmission media, the general public naturally does not understand why a credit transfer from Brussels to Frankfurt should be several times more expensive and take longer than a transfer from Brussels to Antwerp.
It was not without reason that the EU Commission and the European Central Bank (ECB), independently of each other, have once again stressed the need for improvements. As far as I can see, there has already been distinct progress in the time it takes for a transfer between euro countries. But little has happened in terms of pricing.