The remaining third live in rented accommodation, and some of these households may have a strategy of saving to buy their own home. However, for households in any of these categories, if their financial position and scope to invest in a range of assets improves, important decisions about investment strategy arise.
Those strategies often involve investing greater proportions of funds in financial investments, as opposed to housing, increasing the need to be well-informed about the risks involved. BIS Review 44/2003  1  Clearly, unsound investment and borrowing decisions can have severe consequences for individuals and families.