One of the biggest challenges of the current investment landscape, especially for long-term investors such as pension funds and insurance corporations, is the low interest rate environment that has prevailed since the Great Financial Crisis.
As a result, the agencies decided to extend the original 90-day comment period by an additional 45 days.6 Also in response to requests, in September, the agencies made available a tool to help community banking organizations and others estimate the potential impact of the capital proposals on their regulatory capital ratios.7 We received more than 2,000 comment letters during the consultative period, which we are in the process of posting to the Board’s public website.