4 A R Dombret (2017), Opening statement at the press conference on 30 August 2017 presenting the results of  the low-interest-rate survey conducted by the Bundesbank and BaFin. 5 European Central Bank (2017), Report on financial structures, October 2017.
6 An overview can be found in European Central Bank (2017), Financial integration in Europe, Special feature:  cross-border bank consolidation in the euro area. 7 See L Laeven, L Ratnovski, H Tong (2016): Bank size, capital and systemic risk: some international evidence. Journal of Banking & Finance, 69(S1): pp 25–34. 8 See European Central Bank (2017), Financial integration in Europe, p 48.