Correspondingly, the gross investment rate improved to 21.3% from 16.5%. However, saving rate and investment rates stagnated in the 1980s till 1986–87, especially as public sector savings deteriorated after 1982–83. Fourth, structural transformation gathered pace during that decade, with services like trade, hotels and restaurants, transport, communications moving up to a 6% p.a.
growth trajectory, real estate surpassing 7% growth and banking and insurance growing at an astounding 10.6%. As a result, in a clear break from the past, non-agricultural sector that was generally growing in 4–5.5% range, recorded a 7.1% growth in the latter half the 1980s.