In such an analysis, a bank with concentrations in a lending category that could experience high losses during times of economic stress, such as construction lending or credit card loans, would have a high potential loss rate applied to those portfolios and thus require more capital than a bank with a more conservative portfolio.
We, at the Bangko Sentral ng Pilipinas, warmly welcome this opportunity to once again host the Philippine Statistics Quiz National Finals. The BSP has always been supportive of these kinds of activities that give due recognition to the vital role of statistics in national development.