6  See Committee on Payment and Settlement Systems and Technical Committee of the International Organization of Securities Commissions (2012), Principles for Financial Market Infrastructures (PDF) (Basel, Switzerland: Bank for International Settlements and International Organization of Securities Commissions, April). 7  The 2014 SEC rule amendments are available at www.sec.gov/rules/final/2014/33–9616.pdf.
As you can see from the graph (figure 8), the National Bank survey for September, taken prior to the tragic events of 11 September, showed that only 6 per cent of businesses expected that their own business would deteriorate over the year ahead. By the October survey, that had increased to 16 per cent expecting a deterioration.