We note, however, that significant benefits in this regard are likely to require a substantial range of premiums but that the FDIC has concluded in its report that premiums for the riskiest banks would probably need to be capped in order to avoid inducing failure at these weaker institutions.
Now guess whether the costs of interchange in those circumstances were decreased by the oligopolies, VISA and Master Card? The answer is no – costs of interchange have been increased. To me, the main issue is no longer whether the NBS does or does not need to take administrative measures to enable faster development of the card business in Serbia.