Here again, there have been a number of achievements. A large array of standards and codes for macroeconomic and data transparency, banking supervision, corporate governance, accounting, and payment and settlement systems have been subject to international agreements. Such standards bring together what is widely considered as good practice or guidelines in a particular domain. They enhance domestic and international stability.
36 See, e.g., Evans & Pence (2021). 37 See Frame, Huang, Mayer & Sunderam (2022). 34 35  - 15 -  Conclusion To conclude, I’ve focused today on using the tools we have to address discrimination in lending, supporting communities, and developing products and services to meet customer needs.