This year, it became possible for citizens and firms to transfer money within the same day. If we meet at the same time next year, I expect real-time transfers to be possible around the clock. These initiatives will bring productivity gains for banks, for Danmarks Nationalbank, for citizens and for firms in Denmark.
New hires in the United States currently average more than a million per week, half resulting from voluntary job change. At the same time, during a typical recent week, about 150,000 workers are temporarily laid off and another 225,000 are subject to permanent job loss.