As a response to the first scenario, we created a national emergency account system, where the disrupted bank's customer data could be uploaded from the Finnish Stability Authority as the national resolution authority. The model is similar to the U.S. Sheltered Harbor solution, with which some of you might be familiar.
2/3  BIS - Central bankers' speeches  For the second scenario, the Bank of Finland created a facility that enables our banks to transmit interbank payments even if cross-border resources are not available. What is significant is that we managed to ramp up our preparedness for the most severe scenarios in the span of a couple of weeks and months last spring.