*  *  *  Ladies and gentlemen, It gives me great pleasure to greet you all on behalf of the National Bank of Serbia, sponsor of this 13th regular annual conference, as well as to point out the significance of this event and the importance of its agenda.
Namely, all expertise acquired and activities taken in order to improve damage compensation procedures and upgrade fair and sound insurer practices will lead to more equitable damage compensation according to principles of fairness and justice.