I’m sure that there are other keywords besides “secure", “instant” and “cashless” that will characterise the payments of the future. However, we have an excellent keynote speaker and two fantastic panels of experts, therefore I would now like to hand over to them to explore further the domain of payments.
We  must  also  redouble  our  efforts  to  enhance  the  effectiveness of our monetary policy, and most importantly to increase the accuracy of our economic forecasts.