While the idea of European federalism certainly has followers in every European nation, at the level of decision-makers, the prevalence of nation states seems to be unquestioned in the present perspective. The long-term objectives are more open, and one has to admit that European integration is seen as a dynamic difficult to stop.
The two key buffers included in the framework are the capital conservation buffer (CCoB) and the countercyclical capital buffer (CCyB), which ensure that banks have an  3/6  BIS - Central bankers' speeches  additional layer of usable capital that can be drawn down when losses are incurred.