We may need to develop appropriate risk mitigants for the borrowers of these sectors on the basis of which lower risk weights could be assigned in order to ensure continued flow of credit to them. Infrastructure funding 64. It has been estimated that the infrastructure lending requirements during the 11th Five year plan period (2007–08 to 2011–12) would be approximately Rs.
20 lakh crore (USD 450 billion). Even though banks’ lending to infrastructure has been steadily showing an increasing trend over the years and amounted to 9.73 per cent of bank credit as at end March 2009, there is an ever increasing demand on banks to finance infrastructure. 65.