No.1 (2014)..  7 See for example Lydon, Reamonn & McIndoe-Calder, Tara (2017) “The great Irish (de)leveraging 2005-14", McIndoe-Calder, Tara  (2017) “Debt giveth and debt taketh away: mortgage debt burden in Ireland”. The Insolvency Service of Ireland shows that between 2013 and 2019, 32% of debtors applying for some form of resolution were aged 35-34 and 36% were aged 45-54.
Nout Wellink: Wim Duisenberg, financial turmoil, fit and proper, need for financial education Speech by Dr Nout Wellink, President of the Netherlands Bank and Chairman of the Basel Committee on Banking Supervision, at the Opening of Duisenberg School of Finance, Amsterdam, 15 September 2008. *  *  *  Introduction Allow me to start with a short anecdote regarding Wim Duisenberg.