Expectations and outcome One area where the expectations have been fulfilled, or even exceeded, is monetary and price stability. For Finland’s citizens this has meant historically low and stable interest rates and low (or no) inflation for most of the time. Since 2002 until very recently consumer price inflation in Finland was the lowest or one of the lowest in the whole euro area.
BIS Review 42/2010  3  interest of both the bank and the borrower and encouraged banks to explore opportunities to work with their borrowers to appropriately restructure problem loans. My recent conversations with bankers have been heavily focused on concerns about loan classification standards.