This raises serious issues as far as the interest of depositors and other unsecured creditors are concerned – in times of crisis the available assets backing them would be greatly reduced. What incentivized this framework was a supposedly market-friendly provision in the US laws which gave the repo contracts an exemption from the bankruptcy proceedings. 2  BIS central bankers’ speeches  Capital 13.
It also means addressing the barriers that prevent people from accessing financial services in our country. 2. Usage of Financial Services: Concerns about the actual usage/regularity of usage of the financial services by customers. Whether or not available financial services are used by the people. If not, what is the issue? 3.