This applies especially to life’s major financial decisions, not least financing the purchase of a home and choosing the right pension scheme. This is where advisory services come into play. Bank employees devote a lot of effort to advising households. It is, however, important that clients understand that there is no certain answer to the question of how e.g.
4 It should be noted, however, that this development came atop a relatively low base, as the renminbi’s participation in all foreign exchange transactions increased from 2.2% in 2013 to 4% in 2016 (note that the sum of shares across currencies adds to 200%, since two are involved in each trade).