9  Minutes and papers of the Reserve Bank Board reviewing the Governor’s prior Monetary Policy Statements and OCR decisions are commonly released under the Official Information Act, although sensitive material may be withheld. 10  http://www.treasury.govt.nz/economy/regulation/bestpractice/bpregmodel-jul12.pdf.
Financial institutions also have a responsibility to make sure that their clients can service their debts and more broadly, that they understand the risks to which they are exposed. Among the policy measures that can be used to address emerging financial system vulnerabilities, targeted prudential measures are often the best.