Maybe one day, one of my children will go and study in Africa. And if they stand in a book store, ready to buy something they need for class, and they text me for some extra funds, I hope I will be able to do that with a simple click on a button. And with me, many others. Thank you.
1 Knomad & World Bank Group (2021). Recovery – COVID-19 Crisis Through a Migration Lens (Migration and  Development Brief 35). www.knomad.org/sites/default/files/2021-11/Migration_Brief%2035_1.pdf (Accessed on 18 February 2022). 4/4  BIS central bankers' speeches