We believe that banking to the poor is a viable business opportunity but a cost-benefit analysis needs to be done by the banks to make Financial Inclusion congruent with their Business Models. Banks must view Financial Inclusion as a viable Business Model. (iii)  Banks must view Financial Inclusion as a huge business opportunity and perfect their Delivery Models.
BC based delivery model has been made more flexible and inclusive. 4  BIS Review 161/2010  (iv)  For effective implementation of the Financial Inclusion strategies, banks must fix technology aspects first including completion of Core Banking Solution (CBS) in all their branches and those of sponsored RRBs, and seamless integration of front-end devices with the back-end systems.