Ladies and gentlemen, Europe is more than just economy and currency. Based on its tradition, culture and diversity, Europe is currently on its way to a new unity. We are all called on to help achieve this goal. There are many problems lying ahead of us. However, with courage, openness and honesty we can overcome these problems.
3  La Porta, R., Lopez-de-Silanes, F., Shleifer, A. and Vishny, R.W. (1998), “Law and Finance”, Journal of Political Economy, Vol. 106 (6), pp. 1113–55. 4  Cecchetti, S.G. (1999), “Legal structure, Financial Structure, and the Monetary Policy Transmission Mechanism”, FRBNY Economic Policy Review, Federal Reserve Bank of New York, July, pp.