For example: Is there some point at which the pursuit of low and stable inflation and maximum sustainable employment could prove detrimental to efficiency or financial stability? We must be aware of broader consequences of our policy actions. For example, persistently low nominal interest rates could lead to undue risk-taking by people as they seek higher nominal yields for their savings.
Creating appropriate customer awareness would not only enable the customers to choose their mix of payments taking into account time criticality, security and risk, and the cost involved, but also enable the banks to optimize their payment product mix depending upon their customer profiles.