However, some of them have argued that unduly large and rapid capital inflows may lead to asset-price bubbles and expose the financial sectors in their economies to a subsequent reversal of these flows, while rapid currency appreciation could derail the growth of their export sectors.
The focus is also on the volume of transactions in new accounts opened as a part of the financial inclusion drive. (b) Bank led model In India, we have adopted a bank-led model for financial inclusion which seeks to leverage on technology.