You must continuously monitor the quality of your loan portfolios and vigilantly maintain low portfolio at risk (PAR). Of course, this must be balanced with your commitment to continuously serve your microfinance clients. I am certain you have realized that microfinance clients who repay their loans faithfully are motivated in part by their desire to promptly access follow-on loans.
New technologies that evolved from the cumulative innovations of the past half-century have now begun to bring about dramatic changes in the way goods and services are produced and in the way they are distributed to final users.