It is a critical supplement to our own efforts, which include a review of our regulations every five years to revise or rescind out-of-date or unnecessary rules. I thought that after lunch you might find it interesting to shift to a discussion of the financial health of bank customers and the economy.
These features contribute to the achievement of the core objective, namely, to ensure more even consumption, that is, level of income, throughout the human life cycle. The pension systems of our close neighbours, the Nordic countries, are considered among the best-rated in the world and are characterised by all of these features.