Consumers expect access to the payment systems that provides timely services to them (Principle 18 of the PFMI). Therefore, a balance has to be achieved between timely service and fees charged by the service provider. Technologies and shared infrastructure are to be encouraged to minimize cost and ensure timely services due to economy of scale.
2012  2014  2016  2018  2020  Household sector Corporate sector Other sectors NPL share in total loans (RHS)  Sept 2022  Though the cost of borrowing has gone up, the approval of corporate and household loans continued in Q3 at a similar pace as in previous quarters.