It maybe noted that so far only 52 banks have started mobile banking for their customers and, of them, only a few have achieved sufficient traction in mobile banking transactions. This needs to be reviewed by each individual bank at the corporate level and strategy should be worked out to operationalise mobile banking to reap all its benefits.
I could see this passion for community and mutual support in your education awards; the credit union management courses; the efforts to get youth involved in the movement; and to get members to assist in reducing loan delinquency.