The 2017 Financial Stability Board report highlighted the potential use of AI tools by central banks and prudential authorities for applications ranging from systemic risk identification to detecting fraud and money laundering (Financial Stability Board, Artificial Intelligence and Machine Learning). 9 See Financial Stability Board, Artificial Intelligence and Machine Learning.
See also, e.g., U.S. Department of the Treasury, A Financial System That Creates Economic Opportunities (Washington: U.S. Department of the Treasury, June 3, 2018), https://home.treasury.gov/sites/default/files/2018-07/A-Financial-System-that-Creates-EconomicOpportunities---Nonbank-Financi....pdf; Brainard, “Where Do Consumers Fit in the Fintech Stack?”; and American Bankers Association, “Understanding Artificial Intelligence.”  -4saving them the waiting time to speak with a live operator.