A stability-oriented monetary policy, sound fiscal policies that respect the rules of the Maastricht Treaty and the Stability and Growth Pact, and structural reforms to raise employment and productivity, lay a solid foundation for achieving sustainable non-inflationary economic growth and higher social welfare. The benefits of these policies can already be seen in some countries of the euro area.
There has been increasingly large number of cases of mis-selling of third party products, particularly insurance products to the customers by the banks by bundling them with loans. a.