This transition in how capital is used and how much capital is needed will become a significant factor in return-on-equity strategy for years ahead and strategic plans may be required to execute this kind of approach.
RBI has taken the initiative in the form of automated data flow project, through which an attempt is being made to ensure that all banks start furnishing reports to RBI by means of straight through/ automated processes which do not require manual intervention. This will ensure that reporting is error free, direct from business data and timely.