Indeed, in view of the current level of interest rates further significant relaxations in this respect can hardly be envisaged. On the contrary, everybody is talking about the risk that interest rates will increase.
The coming years will then show who have successfully advised their customers about the consequences of interest-rate changes or changes in the customers' ability to meet payments - and who have merely been sales men. The basic principles of mortgage credit in Denmark have been retained in the many adjustments to mortgage-credit legislation over the years.