14 These publications highlight key elements of specific supervisory topics and discuss how examiners will typically address the topic. The common goal for all of these outreach efforts is building and sustaining an ongoing dialogue with community bankers. Tailored community bank supervision One theme that has come through loud and clear in this outreach is concern about regulatory burden.
The financial crisis has prompted significant changes to regulation, so the Federal Reserve understands this concern and strives to minimize regulatory burden for all  9  Tanya D. Marsh and Joseph W. Norman (2013), “The Impact of Dodd-Frank on Community Banks (PDF)”, paper presented at the Federal Reserve/Conference of State Bank Supervisors Community Banking Research Conference, St. Louis, October 3, http://www.stlouisfed.org/banking/community-banking-conference/PDF/ Marsh_Norman_Reforming_Regulation.pdf.