*  *  *  Good Evening, We are at the end of June graduation month, a time when classes of diligent and hopeful people are filled with excitement to attend the traditional graduation ceremonies. These exciting ceremonies are often glamorous, as everyone makes quite an effort, like all of you did, to look special.
For achieving the goal of Financial Inclusion, experts have recommended the Business Correspondent/Facilitator (BC/BF) model. However, some recent studies have pointed out that the BC model at the initial stage, may not be commercially viable due to a high transaction cost for the banks and customers. Here, the appropriate use of technology can help in reducing the transaction cost.