Conclusion It is time for me to conclude. If Shakespeare were writing today, he might say that our financial system gives Canadians more choices than ever in deciding whether to be, or not to be, in debt. Today’s record level of household borrowing reflects the evolution of the financial system and the comfort level of Canadians in taking on debt.
BIS central bankers’ speeches  3  Going forward, we must be unremitting in our efforts to restore the robustness of the Korean economy, so that it is not so greatly swayed by domestic or external shocks.