Overall, it was the idiosyncrasy of the instruments combined with the overlay of technology that allowed lenders and borrowers, originators, securitisers and re-securitisers to be increasingly exposed to the full spectrum of shadow risks that they had originated, passed on and taken over again when unbundled in new forms.
Where there are bottlenecks, board members and management present here are requested to make investments in training and some Management Information Systems possibly. I may not be very wrong to submit that the size of the bottom line is not the only performance target in the long run.