CD ratio in the North East is poor compared to other states in the country. How to improve the CD ratio and what is your suggestion to the banks? It is true that the ratio in the NER is lower than that in the rest of the country. Bridging this gap is critical to mainstreaming the north-eastern economy into the national economy.
Our constant and consistent advice to banks has been that they should achieve a CDR of at least 60 per cent in respect of their rural and semi-urban branches and also that disparities across regions and states should be narrowed, if not eliminated.