It is arguably the most important. It is definitively the one that is most in your control. I urge you to act. Thank you for your attention. I look forward to the discussion. 1 See ESRB, 2016, ‘Macroprudential policy issues arising from low interest rates and structural changes in the  EU financial system’ November 2016.
In order to maximise returns from the farm Mr. Chand joined microfinance initiative in July 2008 and immediately signed himself up for the Business Skills Training offered in Lautoka by NCSMED. With this training Mr Chand was able to prepare detailed financial projections and business plan.