This is a very reasonable starting point, as it is most likely that when structural reforms or macroeconomic adjustments that could help a country to regain solvency are not adopted, this is not for lack of possibilities but because they are deemed undesirable – the sovereign debtor prefers not to take on all the burden of the required adjustment – or socially and politically unfeasible – the government may not be able to pass and enforce the consolidation package.
into accounts/accounts with zero balance opened for the beneficiaries under various Central/State Government schemes but had been classified as dormant/inoperative due to non-operation of the account for over two years.