28 For details, see Financial Services Agency, "Publication of the monitoring results pertaining to the implementation status of customer-oriented business conduct taken by financial institutions" (the full text is available only in Japanese), November 2019, https://www.fsa.go.jp/en/newsletter/weekly2019/367.html.
Based on our regular economic and monetary analyses, we decided to keep the key ECB interest rates unchanged. The available information remains consistent with our assessment of a continued moderate and uneven recovery of the euro area economy, with low rates of inflation and subdued monetary and credit dynamics.