Those central banks that are not the sole supervisor but that are directly involved in banking supervision should have the right to participate in the meetings and take part in confidential consultations. 3.3. Critical issues  The new financial architecture represents a major step towards more harmonised and coordinated micro- and macroprudential supervision within the European Union.
That would definitely be tantamount to a transfer regime, and would be neither in line with market rules nor economically viable. Banking union creates conditions and incentives whereby in future, those who enter into a risk also bear the related costs if that risk materialises. And not taxpayers.