Traditional obstacles in terms of time and space are gradually being removed. Payment markets will become fully integrated! Conclusions I want to end with this positive outlook in mind. Payment integration clearly contributes to greater efficiency and economic growth. Which is why we must continue our efforts.
Rather than the previous metaphor on European integration, I prefer what Jacques Delors said: ‘Europe is like a bicycle. If it doesn’t move forward, it will fall over’. I find this perspective much more appealing, not only because I’m Dutch and we cycle everywhere. It shows that economic integration needs momentum.