Earnings power of financial institutions and a stronger capital position  When the effective functioning of the financial system is finally restored, major banks will enjoy strong international competitiveness, and local banks will be able to provide new financial services for regional development. These benefits will only be possible with the strengthening of earnings power.
To strengthen earnings power, individual financial institutions must form their own judgments on a number of issues. For example, how should they change their traditional practice for transactions? 4  BIS Review 38/2003  What kind of new businesses should they develop? How should they reorganize their business model?