The smaller the spread, the greater could be the stimulation for loan demands for  BIS Review 24/2001  3  industrial development. It will also be easier to provide the necessary stimulus to the process of deposit mobilization, particularly from those areas/regions which though endowed with surpluses/savings but have no investment/saving outlets.
Thus, savings could be appreciably boosted by exploring ways of garnering hitherto untapped saving potential across the various regions in Namibia. Commercial banks in Namibia have been able to meet the credit requirements in the economy, particularly, the short-term financing requirements.