In tandem, SBP has introduced Prudential Regulations for Agricultural Financing and Guidelines for Livestock and Fisheries financing; estimated agricultural credit demand for complete value chain from production to export by the farmers/growers; and simplified and standardized loan documents, and offered three years revolving credit scheme with one time documentation and automatic renewal on annual cleanup of principal plus markup for production loans to farmers.
SBP has further allowed banks to finance against market/realizable/forced sale value of the agriculture land, urban properties, gold/silver ornaments, etc. and also against two personal sureties (up to Rs.500,000 – $ in  8  BIS Review 87/2007  addition to passbook of the land etc. These initiatives have contributed significantly in enhancing formal institutional agricultural credit disbursement for small borrowers.