Loan delinquencies also rose for these institutions, producing an average ratio of noncurrent loans to total loans of more than 3 percent.
However, despite these pressures, minority depository institutions generally maintained sound capital positions at the end of the first quarter, with a 10.5 percent average tier 1 leverage ratio, tier 1 risk-based capital of 14.2 percent, and total risk-based capital ratio of 15.4 percent. The average reserve for loan losses reached 1.7 percent of total loans.