Our answer will be crucial for the euro area and Italy, where banks play a predominant role. I am sure that Danièle and Claudio will help us to advance our understanding of this critical issue. My own answer is strong, close coordination.
These attributes have brought in more challenges than we had earlier assumed and banks have been compelled to not only live up to contemporary expectations but also look at enhancing skill-sets in information technology, human resources and transactional analysis for meeting future needs.