5  •  We made targeted—and, where appropriate, temporary—changes to capital requirements, so firms could more effectively use their balance sheets to support customers and the functioning of financial markets.
6  4 See, e.g., Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller  of the Currency, National Credit Union Administration, and Consumer Financial Protection Bureau, “Federal banking agencies to defer appraisals and evaluations for real estate transactions affected by COVID-19,” news release, April 14, 2020, https://www.federalreserve.gov/newsevents/pressreleases/bcreg20200414a.htm; Board of Governors of the Federal Reserve System, “Federal Reserve offers regulatory reporting relief to small financial institutions affected by the coronavirus,” news release, March 26, 2020, https://www.federalreserve.gov/newsevents/pressreleases/bcreg20200326b.htm.