Finally, the concentration of the industry is also an important determinant of the extent of any overlaps, hence potential tensions, between MAP and MIP. To see why concentration matters in this context, think of two polar cases. In a one-bank economy, the overlap between MIP and MAP is perfect, and coordination is crucial.
What is social banking? Before delving into the nuances of social banking, let me briefly dwell on what is social business, or more specifically, social banking. In my opinion, any activity which is viewed by society as not being in sync with societal priorities would get weeded out in the course of time.