Under IPSA most licensed insurers must have, and disclose on its website, a financial strength rating prepared by an approved rating agency to policyholders before issuing and renewing insurance policies. The Reserve Bank also publishes these financial strength ratings on its website. Overseas insurers must disclose the existence of any overseas policyholder preference if one exists.
Licensed Insurers must also disclose their financial strength ratings to policyholders before entering into or renewing a contract of insurance. As part of Reserve Bank solvency standards, insurers are required to disclose solvency positions and regulatory capital information in their financial statements and on their website.