Moreover, the developments of capital markets can be held back because large firms will likely rely on government lending. In vitalizing the economy utilizing the market mechanism, the reform of government financial institutions is also one of the essential tasks. I think such reform should be advanced by letting the private sector do what it can do.
In this regard, one reasonable way to do this would be to change the functions of government financial institutions to focus mainly on guarantee and refinancing. B. "Pain" Accompanying Structural Reforms  There are those who, while acknowledging the need to undertake structural reforms, ask whether some policy measures could "alleviate the pain" accompanying structural reforms in the short term.