Extending current patterns into the future, we can only expect a continuation of the trend towards consolidation. BIS Review 90/1998  -4-  Informal Projections on Conglomeration As I noted earlier, in addition to a continuing consolidation in banking and elsewhere in the financial sector, there is also a tendency toward increased conglomeration.
Supervision by the government is the important guarantee for enforcement of credit reporting laws and rules, for protecting personal benefits of consumers, for promoting healthy development of credit reporting industry and for safeguarding national economic information security and social stability. In the preliminary stage of the credit reporting industry, supervision by the government might be quite strong.