Bank Indonesia continues to accelerate the digitalization of payments through the implementation of the 2025 Indonesian Payment System Blueprint (Blueprint Sistem Pembayaran Indonesia - BSPI), in collaboration with the Government, banking, fintech, and e-commerce. In addition, the rapid growth of the digital financial economy is also in line with Graph 20.
Growth in use of ATM Cards, Credit Cards, and Electronic Money (%,yoy)  (%,yoy)  500  30  450  20 10  -2.2  0  350 300  -10  250 -3.5 200  -20  -41.3 150 100  -30 -40  50  -50 -60  400  14.8 2 4 6 8 10 12 2 4 6 8 10 12 2 4 6 8 10 12 2 4 6 8 10 12 2 4 6 8 10 2016  ATM-Debit Card  2017  2018  Credit Card  2019  Total  0 -50  2020  Electronic Money (rhs)  Graph 21.