*  *  *  Mr. Habil Olaka, Chief Executive Officer, Kenya Bankers Association; Ms. Marianne Ndegwa Jordan, Chief Executive Officer, Kenya Tourist Development Corporation; Mr. Timothy Tiampati, Acting Chief Executive Officer, IDB Capital Ms. Mercy Njeru, Chief Executive Officer, Kenya Rural Sacco Societies Union; Chief Executive Officers of licensed Credit Reference Bureaus; Representatives of FSD Kenya and USAID FIRM; Representatives of SASRA; Representatives of various credit provider institutions; Ladies and Gentlemen: I am pleased to note that you have just concluded the first Annual General Meeting of the Association of Kenya Credit Providers (AKCP).
I wish to congratulate the entire membership and particularly the Secretariat and the newly appointed Governing Council for this milestone in the evolution of the credit information sharing program. Indeed it is gratifying to note that since the launch of the Association at the CIS Regional Conference slightly over a month ago, some progress has already been made.