The original speech, which contains various links to the documents mentioned, can be found on the US Federal Reserve System’s website. *  *  *  After more than a year and a half of financial crisis, both bankers and policymakers must contend with two questions: What have we learned from this extraordinary episode?
And how can we apply those lessons to strengthen our banking system and to avoid or mitigate future crises? Getting the answers to these questions right is critical for our future financial and economic health.