Very often, when we discuss the performance of the banking industry, whether conventional or Islamic, we tend to focus on issues of profitability, capital adequacy, asset quality and so forth. We tend to forget the “people” issues. Do you know, for example, that our banks have a combined total of 2 million deposit accounts?
We will also be publishing downside and upside scenarios, as we did last year. The downside scenario is one in which there is a combination of further sporadic domestic outbreaks, a delay in the rollout of vaccines and a worsening global outlook.