However, in still low income populous countries such as India, Bangladesh, Pakistan and Indonesia the existence of slums and lack of services remain a serious issue. Given the large numbers of people involved, issues related to change management are as important as those related to financing and resource management.
Flexibility in urban land policy and zoning, the working of land markets, availability of housing finance, and facilitation of urban land development all need focused attention. The availability of sympathetic policy makers and professionals in these areas is at a premium in these countries.