And their response to this question is a focus on retail banking. Indeed, going back full circle to the retail customer is commendable. It is my hope and expectation, however, that as you execute your retail banking strategy, you will, in parallel, strengthen your consumer protection and education efforts.
The Government has invited the World Bank, ADB and other bilateral donors to actively assist us in this sector. Consequently the enabling environment for development and growth of MF is highly conducive. The constraints, snags and problems faced during the implementation of the program are removed in consultation and full involvement of the stakeholders.