This is a point which has been emphasised in an influential recent book by Mian and Sufi7 who, despite their concentration on the United States (which has also been slow to find the right solution for their – proportionally less acute – mortgage overindebtedness problem), point out the cross-country evidence of contraction in aggregate consumer spending in the downturn being related to the level of household indebtedness, with Ireland being one of the top two exemplar countries.
The choice of date for this launch is apt, being a day before the world commemorates the International Day of Persons with Disabilities. I note with appreciation that my sentiments one year ago, during the launch of the Persons with Disability Digital Access Report, were duly considered and executed.