I am not a financial advisor, so I will refrain from giving you advice on how to grapple with these difficult issues. But I would like to talk about a couple of the general challenges that we face in this world of low interest rates.
The payments for interest and discount on MSS securities are not made from the MSS Account, but shown in the Union budget and other related documents transparently as distinct components under separate subheads. The MSS securities are indistinguishable from normal government Treasury Bills and dated securities.