Deficits are not identified in time, and once they are established, it is not always clear by which party they should be absorbed. Things just have to improve. The Financial Supervisory Framework will bring relief. This is my first message for you. My second message concerns freedom of choice. The increasing diversity of labour patterns among workers calls for customization of pensions schemes.
However, the Dutch appear to hold pension security very dear. Greater freedom of choice must therefore not be provided at the expense of pension security. More than that, for the truck system that is typical of our system, a high degree of security is a prerequisite. People must be able to rely on a given minimum level of pension rights.