The role of financial institutions in providing financial education, not only to the clients but also to their own staff, needs to be better defined and further promoted. More information is needed at both international and national levels on good programmes and practices and on the ways to promote access to financial services by harnessing the role of non-government organisations (NGOs).
Given the bank-centric nature of the financial sector, banks’ financial soundness and ability to perform their main, financial intermediation function is key to maintaining financial stability. Banks operating in Serbia rely predominantly on domestic, stable sources of funding, which reduces their exposure to risks from the international environment. The banking sector remained adequately capitalised, highly liquid and profitable in 2017.