4  The banking sector, in the coming months, will embark on further improving its payments infrastructure by participating in the Fiji Interchange Network Payment system, or what has often been referred to as a national switch. Having a central national switch will further allow the efficient provision of payment services and in due time provide cost savings for banking customers.
Closing In closing, I would like to again congratulate HFC Bank on achieving 3 years of commercial banking, but also HFC as a financial institution for having served the people of Fiji for the last 55 years.