But in the current circumstances, we need to be vigilant for signs of persistent upward pressure on costs, a marked tightening of labor and product markets, a reduction in global discipline on domestic pricing decisions, or increases in inflation expectations - especially expectations of price increases over the longer run.
In light of such experiences, evidence of improper procedures in foreclosure cases causes consumers, at a minimum, to further mistrust the loan servicing process. At worst, it can result in improper loss of a home or premature eviction from that  BIS Review 154/2010  1  home. For individual borrowers, uncertainty about the prospect or timing of foreclosure makes everyday decisions difficult.