The policy should clearly lay down the liability of the banks by way of interest payments due to delays for non-compliance with the standards set by the banks themselves. Compensation by way of interest payment, where necessary, should be made without any claim from the customer.
A well functioning payments system itself improves economic activity and its efficiency. Fourth, for rural areas, financial services will need to be supplemented by organising support for ancillary activities and knowledge dissemination. Farmers training centers, village knowledge centers, RUDSETIs set up by a few banks will need multiplication for ensuring sustainable development. Fifth, the SHG program has become quite widespread.