I do hope these questions will figure in our discussions over the next two days. Conclusion Let me now conclude. I have raised five questions straddling growth, equity and stability in the context of the post-crisis approach to regulation: (i)  If financial sector development is good, is more of it better? (ii)  Financial sector regulation, yes, but at what cost?
(iii)  Does financial regulation have a role in achieving equity? (iv)  Should we make banking boring? (v)  Why is burden sharing across countries still off the reform agenda? I realize I have raised more questions than answers. For considered answers, I look to the insights and intelligence of the delegates at this conference. One last thought.