As far as DNB as overseer is concerned, this is when I put my strict hat on as it is the overseer’s task to make sure the banking sector complies with the law. That means staying on top of things, and we will be tightening the reins even more over the coming months. That will sometimes mean difficult discussions with some parties.
And sanctions will follow if things are not satisfactory. Even, however, if we do decide to apply sanctions, we cannot do that before 1 February next year. That may sound a bit strange because, by then, it will in any event be too late.