13 Federal Reserve staff created a database based on over 6,000 written public CRA performance evaluations from a sample of 3,700 banks of varying asset sizes, business models, geographic areas, and bank regulators. The database includes the location, number, and amount of CRA-eligible loans and investments and the ratings associated with each bank’s performance from 2005 to 2017.
See Federal Reserve Board, “CRA Analytics Data Tables,” March 6, 2020, https://www.federalreserve.gov/consumerscommunities/data_tables.htm. - 10 For the Community Development Financing Subtest, the Board is proposing to measure a large retail bank’s community development loans and investments relative to its deposits in each assessment area. The thresholds for the Community Development Financing Subtest would be calibrated using local and national data.