2 “Japanese banks” or “banks” in this article refers to “All Banks,” comprising the member banks of the Federation of Bankers Associations of Japan, which consists of city banks, long-term credit banks, seven trust banks (excluding foreign-owned trust banks and trust banks that started business after October 1993), the 64 member banks of the Regional Banks Association of Japan (hereafter referred to as regional banks), and the 65 member banks of the Second Association of Regional Banks (hereafter referred to as regional banks II).
However, calculated figures exclude data for Hyogo Bank (the present Midori Bank), Taiheiyo Bank (the present Wakashio Bank), and Hanwa Bank. 3 Specifically, the temporary factor here refers to profits resulting from withdrawals from special reserve funds held by trust banks.