We in the Reserve Bank regard the BSR as living returns, continuously alive to structural changes in the economy and in the banking system, and ready to quickly adapt and incorporate. Let me give you a sense of the stories that the BSR has to tell.
We now have one commercial bank branch for every nine thousand citizens, a far cry from a branch per forty thousand citizens in 1972. Commercial banks maintain around 2.25 lakh customer service points, including over 1.75 lakh ATMs. Co-operative banks also have a significant network of branches and ATMs.