The PBC will, together with relevant government  4  BIS Review 50/2004  departments, develop AML guidelines for such high-risk sectors as banking, securities and insurance, spur financial institutions and other entities with high risk of money laundering to improve their internal AML policies and procedures.
We have recently issued rules pertaining to mortgages, credit cards, student loans, and overdraft protection programs, among others. I should note that in recent years we have used extensive consumer testing, both to improve financial disclosures and to highlight practices that simply cannot be understood by consumers even with the best disclosures and thus must be prohibited.