These components are: •  the effective identification, monitoring, and reporting of risks,  •  the sufficiency of policies and limits for controlling those risks,  •  the adequacy of internal controls ensuring adherence to approved limits, and  •  active oversight of these processes by directors and senior managers.
Ladies and Gentlemen: I am informed that the key objective of Airtel Money Brand in line with this launch is twofold: First, to provide a convenient, affordable, and easily accessible money transfer service to Kenyans of all walks of life and second, to provide the banked members of the society with a convenient way to access and transact funds held in their bank accounts.