The reasons for these differences are unclear; it may be that larger or older firms have morecomplex funding needs, or perhaps lenders are simply more willing to extend credit to larger or older firms. In addition to traditional sources of credit, small businesses often use alternative sources, including credit cards, trade credit, and owner loans.
Now, think of someone who has suffered this fate at an ATM – he would think twice before visiting an ATM next, as he had to spend months in getting the position rectified. We have to make the services reliable with the use of technology. Take the case of the Business Correspondents (BCs).