In reviewing terms, it appears that many fintech advisors include contractual waivers that purport to limit consumers’ ability to seek redress from the advisor or an underlying data aggregator. In some cases, the terms and conditions assert that the fintech developer and its third-party service providers will not be liable to consumers for the performance of or inability to use the services.
2.1  Macroeconomic imbalances  There is broad consensus that macroeconomic imbalances, which have built up in recent years, lie at the heart of the crisis. But the best way to correct these imbalances has been the subject of intense debate.