And it’s a challenge that does and will require specific policies and tools – ranging from the publication of facts and figures, to direct intervention – until the picture has changed for the better. Diversity needs to start from the top Diversity, in my view, needs to start from the top.
In mid 2008, for example, underlying inflation was around ¾ of a percentage point higher than can be explained by the average of these models, and none of the models can explain  1  There has also been considerable volatility in the price of financial services due to the effect of the financial crisis.