Between 1996 and 1998, the convergence of interest rates on loans for house purchase had been in parallel with the convergence of market interest rates across those countries which would later form the euro area. By 1999 differentials between market interest rates had reached stable levels across the euro area.
Innovative insurance schemes are starting to be used for the conservation and restoration of natural ecosystems. This is the case, for instance, of parametric insurance products of the natural park such as the interesting example of the insurance of Puerto Morelos in the Quintana Roo peninsula in México.