For instance, to apply for a German ID card, you still have to turn up in person at your local municipal administration office. Regrettably, very little progress has been made on this score, as a recent European Commission report on the digital economy and society in the EU member states confirms.
It is a great pleasure to be here with you today, to welcome all of you to the 3rd Regional Credit Information Sharing (CIS) Conference. In particular, I extend a special welcome to representatives of central banks from various countries around Africa and from Mexico.