It is my firm belief that it will be possible to master the new challenges posed by the euro -  with humility as well as respect for the freedom of the individual and for the decisions of the individual,  -  on the basis of open markets and economic competition,  -  given a stable currency and a viable price system,  -  and with social compromise that is consistent with market conditions.
With access to a wide range of financial services, Filipinos can better manage their finances, seize income opportunities, and build financial resilience. Financial inclusion therefore empowers individuals to improve not only their welfare, but also that of their family and community. The need for financial inclusion has been highlighted by the pandemic as people needed to transact digitally.