Mark Zuckerberg had it right when he said, “In a world that’s changing really quickly, the only strategy that is guaranteed to fail is not taking risks.” 16 We have to find a way to embrace risks and the occasional failure that comes with risk without jeopardizing our mission. This is why we’re fostering a culture of informed risk taking.
It is a pleasure to address a group of organizations committed to improving the lives of low- and moderate-income Americans and strengthening communities. I am especially pleased to be with you in 2017, which marks the 40th anniversary of the Community Reinvestment Act (CRA).