Over the next few minutes, I want to put those risks in context by reviewing with you why the Federal Reserve decided in 2002 to require disclosure of price data on higher-priced loans and how lenders, government agencies, and the broader public should think about and use the data.
As of today, we are releasing the new $ and $ polymer notes, which are now ready to join the twenties, fifties and even maybe a hundred or two that have already made their way into our wallets.