Moreover, with regard to human resource utilization, Ishikawa Prefecture comes first in Japan in terms of the employment rate of women, and the overall employment rate is also relatively high. The economy of Ishikawa Prefecture has been recovering moderately, although it has been affected by the subsequent decline in demand following the front-loaded increase prior to the consumption tax hike.
While we find that the vast majority of our institutions comply with the fair lending laws, we are committed to identifying and remedying violations when they occur. Pursuant to the Equal Credit Opportunity Act, if we determine that a bank has engaged in a pattern or practice of discrimination, we refer the matter to the U.S. Department of Justice (DOJ).