5  These considerations suggest that there is a speed limit when dealing with NPL reduction. Banks and supervisors should aim for the maximum speed, but heed the limit. This concept should come as no surprise, and is not new. 9 In countries where the high NPL phenomenon is widespread, such as Italy, exceeding the limit might entail tensions on several banks at once.
While it is not evidence of illegality, the Report  triggers appropriate steps, including follow up action by relevant authorities, such as the Bank of Botsw ana, NonBank Financial Institutions Regulatory Authority and other law enforcement agencies.