I hear this often when I talk to members of the Congress, who say bankers in their district tell them that examiners from all the banking agencies are making it too tough for them to make loans.
So I will say the same thing here that I say to people on Capitol Hill – if you believe Federal Reserve examination policies are improperly impeding the flow of credit, we want to know  1  For more information, see Board of Governors of the Federal Reserve System (2008), “Interagency Statement on Meeting the Needs of Creditworthy Borrowers”, press release, November 12.