There is a further element to keep in mind: we need robust evaluations to identify areas for improvement and to be sure that we make good use of resources. Indeed, evaluation is a crucial aspect for making good financial education. In sum, we need to exploit all available theories, empirical evidence and points of view.
For any of you who have a particular interest in this issue and would like more information, we would be glad to arrange a meeting with Ann Marie McKiernan who was heavily involved in preparing the Strategy. Before concluding, I would like to thank the members of the CBFSAI Board of Directors for their work and help throughout the year.