According to national authorities' announcements, the decisions to activate the buffers were generally motivated by credit growth, household debt, and housing prices; in this regard, it is notable that mortgage credit or house prices have expanded rapidly in several countries deploying the CCyB, including Hong Kong and the Nordic countries that have set their CCyB at 2.5 percent.
While the new data will have less granularity than the Securitisation Dataset, they will have much greater coverage. 7 The figure for income is the average of all borrowers for each loan. That is, a given loan may be in the name of  more than one borrower; on average, there are 1.7 borrowers per loan.