Inappropriate behaviour has increasingly set the tone for organisational interactions within markets, or regions, among both collaborating  BIS central bankers’ speeches  1  and competing banks. This phenomenon was especially evident among banks in the United States that issued sub-prime mortgages; only one example of improper practices.
By incorporating the best European practice into the Law on the National Bank 125 years ago, the creators of the law wanted to bring Europe into Serbia and to change – or, in modern terms – harmonize our legislation with the European one. Serbia, now as then, can only be changed by collective effort of us all, of both you and me!