According to the BIS (Bank of International Settlement) survey mentioned before, more than 70 per cent of central banks – engaged in some form of retail CBDC (Central Bank Digital Currency) work – think the private sector needs to play a role in the CBDC (Central Bank Digital Currency) ecosystem.
One example is Japan's individual savings account for the long-term, diversified, and periodic investment of a small fixed amount with tax exemption, or the Tsumitate NISA. Another example is individual-type defined contribution private pension plan with various tax benefits, or the iDeCo. As life expectancy increases, people need to find ways to extend the life of their financial assets.