A comparison with China is also instructive: in the year 2000 the incidence of R&D on GDP was 0.1 percentage point lower than in Italy, at 0.9 per 2  cent; 18 years later it was almost a full percentage point higher, at 2.2 per cent (an even more impressive increase if we consider the striking growth of Chinese GDP). 9.
Related to human resource management, as I have mentioned before the most important criteria should be performance and reputation built up over a long period of time. I believe that only these criteria will encourage us to further ourselves from a long-term perspective and dedicate ourselves to the development of our bank.