The original speech, which contains various links to the documents mentioned, can be found on the US Federal Reserve System’s website. *  *  *  I thought I might use these brief introductory remarks to put some of our challenges as regulators in the broad context of the tremendous shifts in the pattern of financial flows that we are witnessing.
The two policies have roles in promoting banking intermediation and efficiency hence contributing to the strengthening of the financial system stability and supporting policy in the payment system area. Figure 7 The scope of financial inclusion & SMEs policy  63. The financial inclusion policy is focused on five main strategies.