No.1 (2014)..  7 See for example Lydon, Reamonn & McIndoe-Calder, Tara (2017) “The great Irish (de)leveraging 2005-14", McIndoe-Calder, Tara  (2017) “Debt giveth and debt taketh away: mortgage debt burden in Ireland”. The Insolvency Service of Ireland shows that between 2013 and 2019, 32% of debtors applying for some form of resolution were aged 35-34 and 36% were aged 45-54.
8 Lydon, R: “Do Households with Debt Problems Spend Less?”, Central Bank of Ireland, Economic Letter, Vol. No.2. (2013). 9 Organisation for Economic Co-operation and Development (2019). “Income Inequality”. The Gini index measures the extent to  which the distribution of incomes among households deviates from perfect equal distribution. A value of zero represents perfect equality and a value of 100 extreme inequality.