The improvement in the quality of banks’ assets was facilitated by the development of the market for NPLs: in the three years 2016-18, NPL disposals amounted to more than € billion, gross of provisions; so far this year they came to around € billion.
•  The working guidelines are expected to become a form of good communication, intensive coordination and synergetic collaboration between Bank Indonesia and the National Police, related ministries, law enforcement officers and other stakeholders. •  That concludes my opening remarks with the belief that God Almighty will always bless us and light out way towards a better future. Wassalamu’alaikum wR. wB. Thank you.