But you always nurtured your links to the world of academia. In Karlsruhe, where you completed your PhD, you regularly lectured. You also demonstrated that you are a good crisis manager during the global financial crisis when you were responsible for the Directorate General Markets. Quick and difficult decisions were often necessary.
Besides, GoI has also implemented Interest Subvention Schemes like 1% Interest Subsidy Scheme, Interest Subsidy Scheme for Housing the Urban Poor (ISHUP) and Rajiv AwasYojana (RAY), etc., in order to make housing loans affordable for the targeted segments. These measures have resulted in improving the demand for housing loans.