Up to now, it has been difficult to detect a noticeable impact from these various coordination processes on the convergence among member states. Within the framework of the Luxembourg process, governments did not meet their commitments to enhance employment. Unemployment is increasing again and is not significantly lower than in 1997.
The $ Coalition is a leader among organizations seeking to improve the personal financial literacy of students from kindergarten to the university level. In particular, through its biennial survey of high school seniors--the results of which you will hear about in a few $ has brought increased attention to the issue of financial literacy among youth in the United States.