The way in which international banks are managed could lead to decisions that are good for the international bank but not necessarily positive for the subsidiary. We can provide some examples to illustrate this. •  There is a growing tendency to book some transactions where funding and regulatory costs are lower.
Although this makes sense from the international banks’ perspective, it shifts revenues away from the local banks where the business is originated with, among others, obvious fiscal implications. •  International banks usually establish individual limits to credit exposure in each foreign country, according to the sensitivity of the overall portfolio.