And that is why I consider it a rare privilege to speak to you today, and a great honor to be associated with the University of Baltimore and the members of the Class of 2016. Thank you, and congratulations. -7-  References Altonji, Joseph G., Lisa B. Kahn, and Jamin D. Speer (2016). “Cashier or Consultant?
Entry Labor Market Conditions, Field of Study, and Career Success,” Journal of Labor Economics, vol. 34 (S1), pp. S361-S401. Bishaw, Alemayehu, and Brian Glassman (2016). “Poverty: 2014 and 2015,” American Community Survey Briefs, ACSBR/15-01. Washington: U.S. Census Bureau, September, www.census.gov/content/dam/Census/library/publications/2016/demo/acsbr1501.pdf. Board of Governors of the Federal Reserve System (2016). Experiences and Perspectives of Young Workers. Washington: Board of Governors, December, https://www.federalreserve.gov/econresdata/2015-experiences-and-perspectivesof-young-workers-201612.pdf.