Return to text 4 See Donnelle Eller (2021), “Climate Change-Driven ‘Midwest Water Hose’ Caused Massive 2019 Flooding in  Iowa, Elsewhere, UI Researchers Find," Des Moines Register, March 2, www.desmoinesregister.com/story/money/agriculture/2021/03/02/ui-study-climate-change-midwest-waterhose-dumping-rain-university-iowa/6884486002.
Return to text 5 See California Department of Insurance (2018), “Insurance Commissioner Dave Jones Releases Report  Addressing Fire Insurance Availability Issues,” press release, January 4; and California Department of Insurance (2021), “Wildfire Survivors Now Covered by New Insurance Protections,” press release, July 27. Return to text.