It is no accident that the great Finnish composer Jean Sibelius once said: “It is only among bankers that I have ever come across an appreciation of music; it is very rare among artists, who prefer to talk about money.”  BIS Review 39/1998  ˝  -3-  IV Another reason why you may feel at home in Frankfurt is that - in my opinion - there are a number of common features in the Finnish and German mentalities.
The vendors with accounts saved at a higher rate and invested 60 percent more in their businesses relative to those who did not have accounts.2 Similarly, women-headed households in Nepal ultimately spent more on nutritious foods and education when they received free savings accounts relative to those who did not.3 Using account access as a proxy for financial inclusion suggests substantial progress has been made.