The yellow bar represents the take-up by banks that intend to allocate the majority of funds to uses other than substituting market funding or granting loans (e.g. government securities, holding as cash, financing other financial entities, etc.). The green bar reports the take-up by banks that do not plan to allocate the majority of funds in any of the three categories.
Additionally, they may wish to conduct more of their trading and hedging on more organized exchanges or with clearinghouses, to benefit from the safeguards I noted earlier in my remarks. BIS Review 156/2008  5  Some banks, acting on a collective basis, may decide to take action to improve the quality assurance performance of markets during future times of stress.