[8] See Official Monetary and Financial Institutions Forum (2020), “  Digital Currencies: A question of trust”. [9]  See ECB (2019), “Implications of digitalisation in retail payments for the Eurosystem’s catalyst role”, July.
[10] The Eurosystem has identified five key objectives for its pan-European retail payment strategy: full pan-European reach and unified customer experience; convenience and cost efficiency; safety and security; European identity and governance; and, in the long run, global acceptance. European Central Bank Directorate General Communications Sonnemannstrasse 20, 60314 Frankfurt am Main, Germany Tel.