These rules also cover a broad range of issues: •  lenders' assessment of consumers' ability to repay loans,  •  lending with little or no documentation of income,  •  prepayment penalties,  •  escrow accounts for property taxes and insurance,  1  On the Partnership for Progress program website.
BIS Review 92/2008  3  •  mortgage servicing practices,  •  coercion of appraisers,  •  misleading or deceptive advertising practices, and  •  disclosure of Truth-in-Lending cost disclosures early enough to help consumers shop for a mortgage.