However, we should not take for granted that we will be as lucky in the future. Past crises, including the financial panic of 1907 and the 1987 stock market crash, led to significant reforms and improvements in clearing and settlement that paid off in subsequent periods of financial stress.
The topic, the participants and the timing, all are of interest to the Bank of Ghana (BOG), so far as this event is concerned. It is in this regard that I have to congratulate the organisers and the participants for making this event happen. Mr. Chairman, What can I say? I have been requested to deliver a speech without a topic.