house or apartment), its location (postcode) and its valuation.4 1 / 13  BIS central bankers' speeches  The dataset is updated each month with a lag of just one month. The frequency and timeliness of the data allow us to observe changes in interest rates, progress on repayments (i.e.
Like many other European banks, some German institutions are still searching for business models that are competitive, viable, and yet sustainable. This is clear, amongst other things, from the fact that German credit institutions have the worst cost/income ratio in the EU, and also lag behind in terms of other profitability ratios.