I congratulate ISB and Deloitte for their initiative of organising this Summit and wish the deliberations all success.
Thank you References: Caruana, Jaime (2012), “Shareholder Value and Stability in Banking; Is there a Conflict?” Danielsson, Jon, “Blame the Model”, Journal of Financial Stability 4 (2008) Derman, Emanuel (2011), “Models Behaving Badly”, Free Press Diebold, Francis X, Doherty, Neil A, Herring, Richard J (2010), “The Known, the Unknown and the Unknowable in Financial Risk Management”, Princeton University Press Dowd, Kevin and Hutchinson, Martin, “Alchemists of Loss”, Times Group Books Group of Thirty, “Toward Effective Governance of Financial Institution” Haldane, Andrew G (2012), “Tails of the Unexpected” Institute of International Finance (2009), “Risk Models and Statistical Measures of Risk” Mohan, Rakesh ( 2007), “India’s Financial Sector Reforms – Fostering Growth while Containing Risk”  BIS central bankers’ speeches  13  Paulson, Henry M (2010), “On the Brink”, Business Plus, Hachette Book Group.