For example, the net profit of the scheduled commercial banks as a percentage of their total assets has been turned around from a negative figure of –1.0% on an average during 1992–93 and 1993–94 to a positive of 0.5% during 1994–95 to 1997–98.
In the case of most public sector banks, business per employee and profit per employee have shown improvement in the recent period. Certain other indicators also look good. By 1997, almost all public sector banks had achieved the minimum capital adequacy norm of 8%.