It has not been calculated to provide for relief in respect of loans that borrowers are able to service. To date, the lenders’ strategies have been largely lacking sufficient operational targets or key performance indicators. That is something one would have expected for such a centrally important project for each of the banks.
This is an area where we will be pressing the banks to refine and improve their strategies. We are following up with the principal lenders to ask them to supplement their strategies on just this point.