I will end with some key messages for moving financial inclusion issues from agenda to action. BIS central bankers’ speeches  1  Financial inclusion in the Caribbean Ladies and Gentlemen, for most people, having an account at a financial institution not only serves as an entry point into the formal financial sector, but also meets their core financial needs.
For some time, rigorous, objective and reliable indicators of how people save, borrow, make payments, and manage risk had been lacking for most countries. In April 2012, the World Bank’s Development Research Group released the Global Findex database, which provides some systematic indicators of financial inclusion in almost 150 countries.