These tips are borne not just out of my thirty-six (36) years of experience as a Central Banker not just as Deputy Governor of the Supervision and Examination Sector for twelve (12) years but these points were learned chiefly in my capacity as a friend and colleague (perhaps even as a husband and father!).
2  The Securities and Exchange Commission, The Securities Commission of each state, the Commodity Futures Trading Commission, the National Association of Insurance Commissioners, each state for insurance matters, and the Pension and Welfare Benefits Administration of the Department of Labor.