Aadhaar Enabled Payment Systems (AEPS) The AEPS architecture designed by Unique Identification Authority of India (UIDAI) in collaboration with the NPCI is a platform which banks can leverage upon for expanding their financial inclusion initiatives.
The basic premise of AEPS is that one BC Customer Service Point (CSP) will have the ability to service customers of many banks based on the unique  BIS central bankers’ speeches  9  bio-metric identification data stored in the Aadhaar database.