If you are typical, you are happy to be leaving university and embarking on a new journey, sad to be leaving familiar settings behind, and worried whether you will measure up to the challenges of wherever you are going for work or higher studies. You are also concerned about whether you have taken, or will take, the right next step.
Available at: < http://www.bis.org/publ/cgfs36.htm >. 17  This is the result of work prepared by the Basel Committee on Banking Supervision’s Macro-Variables Task Force, chaired by Mark Zelmer of the Bank of Canada. See Results of the December 2010 meeting of the Basel Committee on Banking Supervision, 1 December 2010. Available at: http://www.bis.org/press/p101201a.htm.