Lucas Papademos: Financial structures, credit growth and house prices in the new EU Member States - policy challenges on the road to the euro Speech by Mr Lucas Papademos, Vice President of the European Central Bank, at the Conference held by Latvijas Banka, Riga, 19 September 2005. *  I.
*  *  Introduction  It is a great pleasure for me to speak at this conference organised by Latvijas Banka, in a country that has played such an important role as a major trading centre in European history.