As a consequence, further joint work between fiscal, monetary, wage and competition policies needs to be done to make sustained progress over the next years. Prudential FX accumulation is another example that speaks for itself.
3  If access to credit from formal financial institutions is to be widened in Uganda, to include more than a very small share of the population, these institutions will need to develop innovative business models and products which can mitigate the risks of loan defaults. Finally, I want to remind everyone that today is World Savings Day.