However, the bank’s internal risk report would show much more extensive information, such as the interest rate and credit quality of the assets and the range of values the portfolio would take under alternative future scenarios. The user of a risk-management report could determine whether changes in value were due to declining credit quality, rising interest rates, or sales or payoffs of loans.
Even so, there is still not much doubt about which country, among this group, has had the most consistent performance. Of course these data are already somewhat dated. We can ask what has been happening more recently. The answer is that growth is continuing.