8  BIS central bankers’ speeches  Graph 10  The recent relatively weak growth in the consumption of goods has led to very subdued trading conditions in many parts of the retail sector. In contrast, conditions have been better in a number of the service parts of the economy.
It covers capital instruments, such as the counter-cyclical capital buffer, the systemic risk buffer, capital surcharges of systemically important institutions as well as liquidity instruments, such as the liquidity coverage ratio. In addition, the ECB can also increase risk weights on real estate exposures or set higher limits on large exposures.