11 Such ability may be found embedded in the culture and customs of a nation, as a result of a favourable historical confluence. Or it can be constructed, fed, by reasoned political action, as well as by entrepreneurs’ creative impulse.
This is a complex task that involves all the different aspects of associative life, first and foremost the educational system; and not only this, but also the legal system, the condition of competition and the efficiency of the public administration. And finance? The financial system can be an engine of prosperity or a cause of backsliding.