I am quite optimistic that we can finalise the requirements by the end of 2015. It goes without saying that the final rule must not be less stringent than what the G20 leaders agreed upon in Brisbane. We need a binding international minimum standard of at least 16–20% of risk-weighted assets.
There are several other very good success stories but these two cases, I just illustrated, go to show how we can assist small and micro businesses to grow with the necessary support and guidance from the various agencies of Government, financial institutions and NGOs. Let me at this stage briefly talk about the ANZ Rural Banking Scheme in Fiji.