The model-based assessment has ﬂagged a considerable increase in risks, for which it is necessary to recognise provisions on the balance sheet. That is why, in a ﬁrst step, we have topped up the provisions for general risks by € billion. However, this only goes some of the way towards covering last year’s increase in risk.
We are therefore expecting another top-up of the provisions for general risks for the current ﬁnancial year, especially since the risk situation is not likely to change in any major way.