There was also a change in the calculation of the average merchant fees for debit and credit cards in September 2020. ** By value; seasonally adjusted. Source: RBA  The other big shift in the mix of payments is the declining use of cash.
However, I am deliberately not talking of a euro crisis, since the continuity of the single currency is not at risk. Publishing obituaries of the euro − as Anglo-Saxon observers, in particular, have done − was definitely premature. European leaders have demonstrated their firm determination to ensure the financial stability of the euro area.