The NSFR creates an incentive for banks to extend the maturity of their funding, making them more resilient to market stress. To offset the risks of the short-term wholesale funding structures  10  that proved so dangerous in the recent crisis, the NSFR requires more stable funding for shortterm loans to financial firms.
Therefore, to address this issue, SBP has introduced a Livestock Insurance Scheme for borrowers to mitigate risk of loss of livestock due to disease, natural calamities & accidents.   To ensure diversity of agri. financing institutions, SBP has included Microfinance Banks and Islamic Banks into the agri. Indicative Target scheme of SBP.