18 See, for example Justin Bloesch and François Gourio (2015), “The Effect of Winter Weather on U.S. Economic Activity,” Federal Reserve Bank of Chicago, Economic Perspectives, vol. 39 (First Quarter), pp.
1–20, https://www.chicagofed.org/publications/economic-perspectives/2015/1q-bloesch-gourio; Justin Gallagher and Daniel Hartley (2015), “Household Finance after a Natural Disaster: The Case of Hurricane Katrina,” Working Paper 14-06R (Cleveland: Federal Reserve Bank of Cleveland, December),  -8events for all our work—from forecasts for the Federal Open Market Committee to guidance provided to banks in the wake of federal disaster declarations to our efforts to understand the effects on low- to moderate-income communities.