This refers to the goal of greater, widespread and felt financial inclusion; of a cash-lite society where we can leverage on digital technology and innovation in the delivery of financial services and products; of deeper capital markets; and of targeted FX reforms that make cross-border business easy. Foremost in the BSP’s plus-plus agenda is financial inclusion.
Despite the gains reported by the economy, 1 in 5, or 21.9 million Filipinos were considered poor in 2015. Five percent of our working population is unemployed as of October 2017. A lot more are under-employed. 2/4  BIS central bankers' speeches  The BSP believes that for progress to be meaningful, more must be included in the workings of the financial system.