  A sure sign of the fine health of our banking sector was the entry of additional operators on the banking scene, with (i) the conversion of a non-bank deposit taking institution into a full-fledged bank in June 2010 and (ii) the first Islamic bank starting operations in March 2011.
3  For example, Ferguson, R., P. Hartmann, F. Panetta and R. Portes, International Financial Stability, Ninth Geneva Report on the World Economy, International Center for Monetary and Banking Studies, 2009.