Therefore it is important to us, that beyond holding training, we should increase the flexibility of the ability to return to the labor market. The mechanism for that exists today, and it should be maintained and even developed further. Thus, for example, an employee who wants to, and can, return to work on a part-time basis will be able to collect partial unemployment benefits.
We remain sensitive to the principle that if we have multiple regulatory capital frameworks, they must work together to improve the safety and soundness of our entire banking system without artificially creating competitive inequalities. Our goal is to have the standardized approach ready for implementation concurrently with the start of the first Basel II transition phase.