•  Under corporate social responsibility, the bank has initiated programs that support Environmental Conservation and Advancement of Education. These are no mean achievements for NIC Bank. Ladies and Gentlemen, allow me to mention some key indicators of the financial sector performance in the last 12 months to September 2009.
However, I believe it is fair to say that we have by far not reached the end of this important restructuring process, much more is yet to come. Eastern European banking systems will be faced with very strong and experienced competitors upon entry into the Union. The third message is that EMU increases the European Union’s political and economic potential.