The first of these cornerstones I would describe more fully as “resources available to children in their most formative years.” The second is higher education that students and their families can afford. Two additional sources of opportunity are evident in the SCF.
Randall S Kroszner: Improving risk management in light of recent market events Speech by Mr Randall S Kroszner, Member of the Board of Governors of the US Federal Reserve System, at the Global Association of Risk Management Professionals Annual Risk Convention, New York, 25 February 2008.