In line with this, I would like to propose three policy programs to constitute guidelines in optimizing the role of banks in addressing the numerous economic challenges we currently face. These policy programs are primarily targeted at foreign-owned commercial banks, which continue to direct most of their credit extension to the consumptive sector.
However, implementation does not imply that other domestic banks are exempt from enjoying the benefits of this policy. Bank Indonesia will institute this affirmative policy for the greater good of all banks; differentiating the weight of liability according to the portfolio conditions of each bank.