In order to fulfill this role, the Bank must be an organization that assesses the situation accurately, explains its assessment to the public, and acts decisively. I would like to conclude my speech today by emphasizing that the Bank is acutely aware of the important role it has to play. Thank you. 8  BIS Review 11/2010
This includes all users of financial services, be it the financially excluded resource-poor, the lower and middle income groups or the high net worth individuals; the providers of services; and even the policy makers and the regulators. For the resource-poor population, which operates at the margin, vulnerability can be acute due to constant financial pressures.