Insurers must balance the need to maintain a sensible level of capital strength against the expectations of investors for a return on investment. Higher levels of capital make for a more resilient insurer but at the cost of lower return on equity.
(See the webpage “Credit and Liquidity Programs and the Balance Sheet “). 2  BIS central bankers’ speeches  own internal auditors.4 It is a testament to the dedication of the Federal Reserve’s management team that these thorough audits have consistently produced assessments of the Fed’s accounting and financial controls that most public companies would envy.