Dear François, thank you so much for coming and please take the floor. Fußnoten: 1. Samhita, L. and Gross, H. J. (2013). The “Clever Hans Phenomenon” revisited, Communicative and integrative biology, 6(6):e27122. 2. Goodfriend, M. (2007). How the World Achieved Consensus on Monetary Policy, Journal of Economic Perspectives, 21, pp. (pages) 47-68. 3. Deutsche Bundesbank (2016).
It is also possible for the complex data interactions that are emblematic of AI—a key strength when properly managed—to create proxies for race or other protected characteristics,  Among other things, the explanation can also make consumers aware of any erroneous information that drove the denial of credit.