The supply side issues cover financial markets, network of banks and other financial institutions, appropriate design of  5  Chairman Dr. C Rangarajan  BIS central bankers’ speeches  3  products and services, etc. These issues are mostly faced by the developing countries.
A framework for financial inclusion needs to take into account various aspects such as the demand and supply side issues; assessment of enabling environment; issues in penetration, barriers to financial inclusion, etc. Second, availability of appropriate financial products, including at the very least, savings products, emergency credit, payment products and entrepreneurial credit are important aspects of financial inclusion environment.