IRDA  26  Scope for Further Research: In financial inclusion, there are a few potentially interesting areas for future research –viz., (a) the most appropriate delivery model (which banks are still trying to figure out) for different geographical regions given their unique characteristics, (b) The unbanked segments- beit in rural, urban or metropolitan areas are largely served by the un-organized sector even today.
Research into the products, practices and procedures of this unorganized sectors an absolute imperative, to identify and understand the same which the bottom of the pyramid populace finds so convenient and comfortable to deal with.