It is a pleasure to be invited as guest speaker in today’s breakfast briefing to discuss monetary policy and the overall the strategies of the Bangko Sentral ng Pilipinas. The passage of Republic Act No. 11211, or the Amendments to the BSP Charter (Republic Act No.
These changes are marked by both speed and ubiquity, and therefore have an impact on almost everyone and most firms and business processes, especially in the financial services sector. While most of these advances have been beneficial, the cyber-world also has its dark side. This is where individuals, groups, and organisations use and exploit the advances made in ICT for ulterior motives.