But that does not mean there is nothing we can do in the financial sector itself that will continue and hopefully accelerate the reduction in the cost of capital that has already occurred. Country risk: there is a country-risk element in interest rates in BiH.
Most of us who live and work here believe it is higher than justified because external perceptions of BiH are still more negative than the reality of BiH. We all have to work on changing these perceptions and on improving the reality of BiH even further. What can we do: •  show more political cohesion and decisiveness.