Moreover, Islamic finance acts as a natural hedging scheme restricting excessive credit boom in so far as it links the supply of financing (what would conventional banks call credit) to the growth rate of the economic activity. Thank you very much. 4  BIS Review 149/2009
Therefore, it is important to keep sights on long-term objectives all the time. In this context, experience from other countries can be useful. The Netherlands is currently struggling to get out of a recession that is self-inflicted. A favourable economic climate in the late 1990s led to large government surpluses. Some of the surplus was used to finance e.g.