Therefore – if the NBS is successful in its fight against inflation, and it most certainly will be successful, just as has been the case with all other challenges so far – it is quite logical that Serbian people will want to save in dinars, if this yields a higher rate of return, and that they will want to borrow in dinars and not have to worry about foreign currency risk from which banks are now protected, but citizens are not.
Competition in the Serbian banking market is strong enough to ensure success for all those who first understand the needs of the market and of their potential clients. 2  BIS Review 100/2006