Fortunately, AI itself may play a role in the solution: The AI community is responding with important advances in developing “explainable” AI tools with a focus on expanding consumer access to credit. 26 I am pleased that this is one of the topics on your agenda today.
Owing to the topping-up of provisions for general risks – which my colleague Dr Weidmann has already explained – the net result of financial operations closed the year with a net expense of € million, following net income of € million in the previous year.