It is seen that deposits per branch in the rural areas is far lower than that in the urban areas, notably states in the North East , Northern and Western region. In terms of credit per branch also, the difference is more pronounced in Northern and Western regions.
Outstanding balances per account The outstanding balance per account, both deposit as well as credit, reveals the much larger values in urban areas as evident from the following:  The average size of a deposit account in the rural areas is about one-third the size in urban areas and ranged from about Rs.7000/-(in Andhra) to about Rs.17,000/- (in Punjab).