Banking Union, together with other national and European policies – in particular, the monetary policy measures recently decided by the Governing Council of the ECB – is already contributing to the normalization in credit conditions for firms and households.
2 Brosnan, S. F. et al (2010). Mechanisms underlying responses to inequitable outcomes in chimpanzees, Pan 3/4  BIS central bankers' speeches  troglodytes. Animal Behaviour, 79(6): 1229–1237. 3 Rodrik, D. (2000). How far will international economic integration go? Journal of Economic Perspectives, 14(1):  177–186. 4/4  BIS central bankers' speeches