In that vein, we have published several white papers analyzing the potential impact on specific aspects of banking, such as small-business lending, mortgage lending, and mergers and acquisitions; a paper on credit cards should be available before the end of the year.
Payments systems initiatives On payments systems – Mr. Chairman, as you are aware – the Bank launched a Payment System Strategy in August this year to drive the development of the country’s payments system over the next seven years. The strategy comprises initiatives such as the Divestiture of GhIPSS, Instant Pay Facility, and Electronic Money Issuers/Agent Guidelines.