For release on delivery 1:00 p.m. EDT April 18, 2023  Considerations for a Central Bank Digital Currency  Remarks by Michelle W. Bowman Member Board of Governors of the Federal Reserve System at the Georgetown University McDonough School of Business Psaros Center for Financial Markets and Policy  Washington, DC April 18, 2023  It is a pleasure to be with you today to discuss the evolving money and payments landscape in the United States, which is a topic of primary importance to the Federal Reserve.
Technological innovation has changed this landscape in recent years, as we have seen the emergence of new financial services entrants offering payments services, new platforms designed to increase the speed of payments, clearing, and settlement, and new forms of digital money.