As a result, credit demand in the private sector has weakened further. Private banks have basically retained their cautious lending attitude. However, they are no longer constrained by severe fund-raising conditions and insufficient capital base.
Nevertheless, financial institutions can expect to remain a target of cyberattacks. I believe there is a need for heightened attention to managing this risk. This includes monitoring warnings carefully, acting quickly to apply patches in a controlled environment, and taking other steps necessary to preclude any damage to information systems.