Yet, even in this country, financial disclosures do not always provide the market with sufficient information to fully assess a bank's risk position and overall capital adequacy. At the same time, we recognize there are limits to how much informed and timely discipline our markets can assert, because of the inherent difficulty of measuring and understanding banking risks.
Specifically, swaps with nonfinancial end users would not be subject to specific, numerical margin requirements but would only be subject to initial and variation margin requirements at such times, in such forms, and in such amounts, if any, that the swap entity determines is necessary to address the credit risk posed by the counterparty and the transaction.