Because of digital technologies, it's now the most dynamic [among the three pillars] where the changes are happening very fast. I'm glad, listening to the previous speaker, that you, the thrift banks, are really very open to new ideas and new technology. Because, I think, that's very important for the thrift bank industry to prosper.
When the consumer is better informed, he benefits, economic efficiency is increased and economic policy implementation is made that much easier. That’s what financial education is about, ladies and gentlemen – to facilitate better economic decision-making and greater individual well-being.