Indeed, the very term ‘hedge fund’ seems to be used rather more loosely than it used to be: we are really talking about any investment vehicle which is willing and able to take advantage of the vast array of financial products, 24-hour trading and ample liquidity to expose the funds of sophisticated investors to virtually any conceivable type of risk.
The commercial banks shall improve risk pricing ability while implementing differentiating lending policy  A. It is essential for macroeconomic adjustment that commercial banks enhance loan-pricing ability and control risks using economic capital in their efforts to improve credit structure. Loan pricing requires proper risk identification and measurement that rely heavily on accumulation of historical data.