In addition, I would like to thank the Research Department and its Director, Prof. Michel Strawczynski, for organizing this important conference. Holding the conference at this time, in spite of the pandemic, is very important.
I have said in the past, and reiterate, that the coronavirus crisis is also a key to many structural changes, of the kind that will help promote financial technology and accelerate growth and productivity. Holding this conference on line for the first time is one of many confirmations of the new age into which we have entered.