In the Kansai region, there are many firms whose advanced technologies have a large global market share in various areas such as the natural environment and energy, medical and nursing care, high-tech manufacturing, and high-end materials. The region also offers a number of tourist attractions; for example, five World Heritage sites designated by the United Nations Educational, Scientific and Cultural Organization (UNESCO).
Exploitation may come from a moneylender who charges usurious rates, or a banker demanding personal gratification for giving a government-subsidised loan. The fundamental way to deal with exploitation is to increase competition amongst suppliers of financial services. Regulation can help, but we should be careful that regulation does not shut out competition, thus enhancing exploitation.