It is a social good, whose value to society is considerably much more than the personal gains. Financial learning empowers the citizenry as it helps the public acquire knowledge and develop skills in making well-informed economic and financial decisions necessary to ensure well-functioning markets that, in turn, support economic growth and development.
And when consumers and producers understand financial issues, they are less vulnerable to fraudulent practices and scams. As they grow in their understanding of financial products, whose variety and complexity have grown in leaps and bounds, they will be able to prepare and chart their financial future based on their preferences for risks and rewards.