In the context of international assessments, it is worth mentioning the report of the US Department of State on the investment climate for 2020 for Kosovo, which gave a high assessment of the country's financial system. This report also highlights the stability of the banking sector, which remains well-capitalized and profitable, as well as the significant improvement in recent years.
The economic crisis found the banking sector of Kosovo in a very sound condition, characterized by a high degree of liquidity, high level of capitalization and very good quality of the loan portfolio with a share of just over 2 percent of nonperforming loans.