In the case of other facilities, particularly those that made available fixed amounts of credit through auctions, the Federal Reserve has gradually reduced offered amounts. 2  BIS Review 15/2010  backed securities, such as those that are backed by auto loans, credit card loans, small business loans, and student loans.
Apart from this data democratisation, there are major concerns around transportation and storage of data in safe and secured manner enveloped within a consent-based architecture.