9 For example, Shapiro J and Greber J (2017), The Australian Financial Review, ‘Interest-only loans could be  ‘Australia’s sub-prime’, available at , 21 May; Hughes D (2018), The Australian Financial Review, ‘Interest-only borrowers brace for mortgage crunch’, available at , 17 January; and Kirby J (2018), The Australian, ‘Interest-only crisis time bomb ticking as repayments rise’, available at , 3 March.
I also think there is a need to strengthen the external representation of the euro, as evidenced by the developments in the wake of the global financial crisis. These are, of course, issues to be solved between the European capitals, but there is a sense of urgency to make progress. 3.