I can understand the reasons for these proposals, but I must point out the following two points: a)  The need to allow the relevant supervisors to carry out their specific roles in improving the functioning of the financial system, as well as the need for stability in the supervision system and the regularization of banking activity.
Thus far, some companies have adopted corporate purchasing cards, issued by traditional card-issuing companies, for their low- and medium-value on-line purchases. The demand for improved payment instruments for B2B transactions, however, may be even greater than for the C2B and person-to-person markets. Improving speed, reducing risk, and ensuring appropriate levels of privacy are important in all three markets.