In addition, last December, the Board put out a proposal for comment to introduce a systematically countercyclical mechanism in the component of the scenario that shocks house prices.7 Beyond these systematic elements, the assessment of vulnerabilities is a critical input in the development of scenarios for the stress tests each year to strengthen resilience against vulnerabilities that may be identified.
Across countries, there is no significant gender gap in the levels of literacy. As for the frequency of skill use in the workplace, however, the gender gap is more evident in Japan than in other countries.