At the same time, FinTech companies – which often experience a rapid expansion in their operations – sometimes struggle to implement anti-money laundering rules properly. Their difficulties are greater when they operate across several markets, for which the sectoral rules have not yet been fully harmonized. The utmost attention must be paid to these risk profiles.
Going forward, setting rules that are directly applicable across the EU and the introduction of a common supervisory system would make it possible to overcome many of the current difficulties.