[18] See Andrews, D. and Petroulakis, F. (2019), “  Breaking the shackles: Zombie firms, weak banks and depressed restructuring in Europe”, Working Paper Series, No 2240, ECB, February. https://www.ecb.europa.eu/press/key/date/2019/html/ecb.sp190907~81df41228e.en.html  3/4  9/9/2019  Growth and competitiveness in the euro area  [19] See, among others, in ‘t Veld, J.
I have to admit to you now, that, faced with the formidable history of the achievements of my predecessors, many of whom we welcome here tonight, I am feeling rather modest. A most unusual state to be in as Governor!