It is clear that pension schemes will not be able to meet their obligations to retirees solely based on investment returns from bonds. This year, about a quarter of bonds issued by governments and companies worldwide have been trading at negative yields. At the latest bond auction in Denmark, yields on government bonds and T-bills were negative for all maturities.
In preparation for this workshop, we carried out a short exercise to get public opinion as well as the perspectives of the regulators on their perception and usage of Fintech and the direction in which they will like us to go as a country.