The volume of non-performing loans in Cyprus is one of the highest in the euro area. Moreover, lending to small and medium-sized enterprises (SMEs) entails higher risk weights and, consequently, capital surcharges. How could banks contribute to growth if lending is limited? Household and corporate indebtedness in Cyprus is among the highest in the euro area.
Checklist for Risk Management (Revised Edition) The English version of the Checklist published in the May 1997 issue of the Bank of Japan Quarterly Bulletin includes specific sample questions in addition to check points that were provisionally published in the November 1996 issue. The original Checklist written in Japanese has precedence over this English version. I.