“Some Lessons Learnt from the EU-IMF Programme”, Speech at the IMF-CEPR-Central Bank of Ireland Conference Ireland-Lessons from Its Recovery from the Bank-Sovereign Loop, Dublin Castle, 19 January 2015. Honohan, Patrick. 2015b. “Where did all the money channelled into property-backed lending go? Irish Times, 31 January 2015. Honohan, Patrick. 2015c.
According to the Federal Reserve’s survey of senior loan officers, the number of banks tightening their standards on consumer loans has fallen over the past year. Moreover, credit spreads on securities backed by auto loans and credit card receivables have narrowed in recent months. These indicators do not point to much concern about household loan performance.