An artisan in Gikomba, without having to change out of his overalls or even walk out of his premises, can open a Stawi account, check that he qualifies for a loan, apply and receive the funds right there.
You can search for a job online, apply, receive a response to your application, and prepare to start working without ever looking up from your mobile phone. The reason for my taking you through this history lesson is that, while you may assume that we have reached peak technology, we ain’t seen nothing yet.