-8Addressing Changes in the Banking Industry The ANPR proposes to modernize CRA assessment areas in recognition that reliance on mobile and internet banking has increased in the 25 years since the CRA regulation was last substantially revised. The ANPR still maintains a focus on branches, given their importance to individuals and communities.
"The Federal Reserve’s New Framework and Outcome-Based Forward Guidance," speech delivered at “SOMC: The Federal Reserve’s New Policy Framework,” a forum sponsored by the Manhattan Institute’s Shadow Open Market Committee, New York (via webcast), April 14. Eggertsson, Gauti B. (2011). “What Fiscal Policy Is Effective at Zero Interest Rates?” in Daron Acemoglu and Michael Woodford, eds., NBER Macroeconomics Annual2010, vol.