However, if we look at the scenario which factors Aids into the results and compare it with a scenario in which the illness is not taken into account we get very different pictures and thus, logically, the situations will produce different development responses.
•  Additional guidance on securitisation focusing on a minimum lock-in-period and minimum retention criteria for securitising the loans originated and purchased by banks is proposed to be issued shortly. •  Recently, regulatory and supervisory framework for financial conglomerates has been reviewed for enhancing the regime. The enhancements would be put in operation shortly.