We will need to thoroughly examine how these domestic and overseas risk factors will affect our financial system and work closely with the government and the supervisory authorities to seek appropriate measures. We will also have to proactively cope with the changing payment and settlement environment.
With the accelerating digital transformation, there could be a growing need for the introduction of central bank digital currency (CBDC), and we need to be thoroughly prepared in this regard. The simulation test for CBDC scheduled to begin in the second half of this year must be carried out as planned, to examine the functions and usages of CBDC.