If lenders are delaying needed developments in their own infrastructure, such as servicing systems and capacity, until they have more clarity about what the mortgage market will look like down the road, the resulting lack of infrastructure might constrain mortgage and housing markets in both the short term and the long term.
In Section 10 the powers and duties of the central bank are spelled out in great detail. Most of the functions described in this section are the normal functions that one would expect a central bank to perform.