These 8 factors were: 1  Macro-economic instability caused by large and sudden capital inflows  2  Major failures in corporate governance at banks  3  Lack of investor and consumer sophistication  4  Inadequate disclosure and transparency about financial position of banks  5  Critical gaps in regulatory framework and regulations  6  Uneven supervision and enforcement  7  Unstructured governance & management processes at the CBN/Weaknesses within the CBN  8  Weaknesses in the business environment.
Data-driven farming on the Prairies is a good example, as farmers work to harness big data in ways that economize on fuel and improve yields. And the  5 For example, the new Accelerated Investment Incentive that the federal government announced  in its Fall Economic Statement and programs introduced by the Ontario provincial government.