This constraint could be overcome only through the emergence of suitable technology and hence, in the last decade, with the developments in technology, financial inclusion has received a big boost in India and greater efforts have been laid on inclusive banking. Inclusive growth in India: a key objective •  The Eleventh Five Year Plan (2007–12) envisioned inclusive growth as a key policy objective.
The Plan document noted that economic growth had failed to be sufficiently inclusive, particularly after the mid-1990s. Though the Indian economy achieved high growth rates between 2003–04 and 2007–08, it did not result in unemployment and poverty reducing to tolerable levels. Thus, the Eleventh Plan Document tried to restructure the policies in order to make the growth faster, broadbased and inclusive.