The whole banking sector had a high capital adequacy ratio of 15.3%,  BIS central bankers’ speeches  1  which far exceeded international standard; non-performing loan ratio was a meagre 0.4%, which reflected fine asset quality.
As for RMB business, as per end of 2010, RMB deposits amounted to RMB 13.3 billion, a year-on-year expansion of 5.9 times; in February 2011, it went up to RMB23.2 billion, an increase of 74.4% compared to 2010 end.