At present, Japanese financial institutions are still in the process of improving their soundness, and with the globalization of the economy, progress in IT, an extremely rapidly aging society, and an equally rapidly declining birthrate, the economy faces major structural changes. The people of the entire country are struggling to find ways to overcome the difficulties in this unprecedented process of transition.
Concluding remarks Let me take this opportunity to thank the APEC Financial Regulators Training Initiative and the Knowledge Sharing Programme of the Republic of Korea for organising this workshop. I wish you a productive and exciting week and encourage you all to draw on the wealth of knowledge of the facilitators, as well as the rich experience of your fellow participants.