All Scheduled Commercial Banks have also been advised on May 4, 2009, to review and put in place MSE Loan policy, Restructuring / rehabilitation policy and Non-discretionary One Time settlement scheme for recovery of non-performing loans, duly approved by their Board of Directors.
Banks were advised in December 2009 to give wide publicity to the Nondiscretionary One Time Settlement scheme for recovery of non-performing loans for the MSE sector by placing it on their bank’s web-site and through other possible modes of dissemination. (vii)  Exit policy for MSMEs  An exit route for non-viable units is necessary to manage sickness.