Contagion can occur when depositor nervousness about one institution spreads to others. As well, since the payments system links financial institutions closely together, the failure of one institution can potentially lead to serious losses for others.
First is ‘link and match’. The universities that offer Islamic economic program should be able to provide teaching materials that has relevance to the current challenges. The graduates produced by the educational institutions, formal as well as vocationals, should be ready for fierce competition and understand all the requirements demanded by the market.