I hope you all take advantage of this opportunity. Conclusion We thank the IFC and the World Bank for your sustained support to the BSP and the banking industry. Thank you to this community of regulators, government agencies, the banking associations, the sustainability advocates, colleagues and guests, for joining us in this endeavor.
However, in most cases the exchange of information and ideas on a given topic, and making more transparent to industry the range of practices we see in a rapidly developing area, may be the most important outcomes. IV. Concluding thoughts  I would like to conclude by summarising the main themes of my talk.