Since such choices nudge towards transaction-based banker-customer relationship, these could impinge on the access to the information required by the bankers for financial assessment as also on the ability of corporates to get an assured and appropriately priced financial package. Perhaps there is a need for supplementing transaction-based relationship between banks and corporates with a more active and meaningful dialogue between them.
I am sure such meetings do take place even now, but it is worth exploring whether the process needs to be strengthened.