Greater efficiency in handling government business will create a distinct brand-value for the bank and will enable greater share of business and widening of customer base by catering to various departments of the Government. Unlike any other business, government business is also remunerative as Reserve Bank pays commission to the agency banks. VIII. Moving towards a less-cash society  32.
The dominance of cash in our economy, informal financial system, organization of economic activity (viz., dominance of retail vis-à-vis large-scale business), proportion of migrant workers, etc. are some of the factors driving the need for cash in our society.