At the same time, regulators must have the tools necessary to minimize the associated disruption to the financial system and the broader economy.
3  2  See Board of Governors of the Federal Reserve System (2009), “Federal Reserve, OCC, and FDIC Release Results of the Supervisory Capital Assessment Program”, press release, May 7; and Ben S. Bernanke (2009), “The Supervisory Capital Assessment Program”, speech delivered at the Federal Reserve Bank of Atlanta 2009 Financial Markets Conference, Jekyll Island, Ga., May 11.