Data from the Survey of Business Owners and SelfEmployed Persons show far fewer AI/AN-owned businesses were started by using bank financing compared with all business owners. 24 These differences are supported by anecdotal perspective that Native Americans have more difficulty financing their new businesses with loans from traditional lenders than non-Natives do.
If they do not recognize structural changes and depend too much on monetary policy, excessive easing could result in the accumulation of economic and financial imbalances. Second, I would like to refer to the division of roles between two policy tools; namely, conventional and unconventional monetary policy.