An interest-rate increase by 1 percentage point for adjustable-rate loans would on average lead to an increase in the households' interest expenditure on mortgage-credit loans by 1.2 per cent of gross income. This corresponds to an annual increase of kr. 6,000 before tax for a household income of kr. 500,000.
There will always be some exposed groups, who will have bitten off more than they can chew. But the extent of this does not by a long way pose a threat to financial stability. However, in the present situation there is every reason to think carefully about ones personal finances, to avoid ending up in the exposed category.