This is already the second research conference jointly organised by the Bundesbank and the Banque de France. You will certainly be aware that research plays an important role in central banks.
Of course, if we have dreamt of two fat cows and two lean cows, it will be a very different business cycle, right? Fintechs as partners, collaborators in responsible digital innovation and development Let me now go back to you, our partners. Fintech [financial technology] players will be our collaborators and also major drivers of the digital shift.