Philip Lowe: Changing patterns in household saving and spending Speech by Mr Philip Lowe, Assistant Governor (Economic) of the Reserve Bank of Australia, to the Australian Economic Forum 2011, Sydney, 22 September 2011. *  *  *  I would like to thank Jarkko Jaaskela, Luis Uzeda and Callan Windsor for extensive assistance in the preparation of this talk. Good morning.
I am very pleased to be able to be part of this year’s Australian Economic Forum. Two weeks ago, the Governor of the Reserve Bank of Australia (RBA), Glenn Stevens, gave a speech in Perth titled “Still Interesting Times”. One consequence of living in these interesting times is that there is no shortage of interesting things to talk about.