3 The process of educating these excluded sections would involve addressing deep entrenched behavioural and psychological factors that are major barriers to participating in the financial system. For the middle and lower-middle income groups that are participating in financial markets as either savers or borrowers or both, i.e.
My view on the development bank I believe that, the institution should be developmental oriented but run on business principle where possible. As a leading agency of the Government it should trigger medium and long-term projects for developmental purposes.