Lautenschläger: That’s a tough question. I don’t like thinking in such boxes. There are men who are risk-takers and there are women who are risk-takers, and there are also much less risky business activities that both men and women pursue. So, please, don’t think in terms of pigeon holes.
If the relationships in the open banking extend beyond the existing supervisory and regulatory perimeters, the enforcement of standards and prudential policies may become difficult. Conclusion 17. Open banking is a potential disruptor in financial system and may change the way of doing banking for both- customers and banks.