Deposit money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits.
Vertical line separates the pre-crisis period (up to 2007) from the crisis period (as of 2008) 180 160 140 France  in %  120  Germany  100  Greece  80  Italy  60  Spain  40  US  20 0 1999 2001 2003 2005 2007 2009 2011 2013 2015  Source: BIS (2017)  18 Graph 5: Bank capital in historic perspective (% of total assets) Figure 1 from Jordá, Richter, Schularick, and Taylor (2017: p. 8) shows the capital ratio, averages by year for 17 countries.