For example, (1) they keep up-to-date with the latest financial and economic information, (2) they securely manage their family budget, (3) they have a long-term financial plan, (4) they have emergency or rainy day funds set aside, and (5) they purchase a financial product only after comparing it with other products and understanding the product details.
As these patterns show, those with high financial literacy have sufficient knowledge and understanding of money and related issues, which in turn gives them high resilience to any economic shocks or financial troubles.