While having releasable capital buffers shouldn't necessarily be ruled out, in my view, after a decade of stress testing and recent real-life stress experience, we have seen that the existing level of capital requirements has proven to be adequate for banks to deal with significant stress.
Water, food and energy security, as well as adapting to climate change, are all problems that require regional solutions. Southern Africa has significant hydroelectric potential that can only be tapped in an economically viable manner if we have regional supply networks.