According to a recent Federal Deposit Insurance Corporation (FDIC) survey, 10 2/6  BIS central bankers' speeches  approximately 5.4 percent of U.S. households were unbanked in 2019.10 The FDIC survey also found that approximately 75 percent of the unbanked population “were not at all interested” or “not very interested” in having a bank account.
In terms of overall debt management, public debt has been reduced from the equivalent of 59 percent of GDP in 2002 to 51 percent of GDP in 2004 because of the reduction in central government debt. Within this level, our external debt is at a very modest 12 percent of GDP.