ii)  It would free the farmer from the shackles of the ubiquitous moneylender and the avaricious middle man and most importantly banks would be providing service to the farmer and the common man, through the use of IT. A win-win solution for both!
If the Railways can change the entire environment of booking of tickets, checking of reservations and so on and provide wholesome service to the common man, why can’t our banks harness technology to do so? The future holds exciting promises for those institutions which can quickly recognise the opportunities, harness their strength, seize the initiative and flow across hitherto uncharted areas of activity.