The historically most familiar type  11  Officially, it was called the Supervisory Capital Assessment Program, or SCAP. 12  See Walter Bagehot ([1873] 1897), Lombard Street: A Description of the Money Market (New York: Charles Scribner's Sons).
6  BIS Review 27/2009  of panic, which involves runs on banks by retail depositors, has been made largely obsolete by deposit insurance or guarantees and the associated government supervision of banks.