Neither there is an earnest attempt made to assess the utility of training for the employee nor is there any exercise to map the  BIS central bankers’ speeches  3  training needs of the individuals on the basis of their core competencies or their placement. This, again is partly on account of lack of a definitive job profile for each functional area.
12. Another important area pertaining to training is behavioral i.e. the attitude part. Behavioral training focuses on exploring the unknown and hidden potential of our human resource, which we call as human capital. With most banks now adopting modern technology, including new delivery channels; technology no longer remains a major differentiator among banks.