Having said this, it may also be opportune to reflect over the future of regulatory practices for Credit risk and Market risk. Ladies and Gentlemen, as my time is almost over, let me take the next few minutes to tell you more on our distinguished speakers for this session. We welcome today, experts from McKinsey & Company.
(Presentations by the speakers) Concluding remarks I thank you all gentlemen for your fruitful presentations on such an interesting topic.