III What is it that prompts sovereign states to follow this basic trend towards economic integration, even if of course it does not always lead as far as is planned for Euroland? Essentially, three more or less major benefits may be derived from any form of economic integration: Firstly, more integration leads to more competition. Competitive pressure enhances efficiency. Secondly, integration changes market structures.
About 180 thousand enterprises who have not borrowed from the bank established their own credit files on a voluntary basis, which have enhanced their transparency and broadened their financing channels.