Further, we are aware the Provincial Administration in West New Britain has allocated funds for a micro bank in the province. If all these materialize, the micro banks can complement the three commercial bank branches in providing better banking and financial services to the province. 7.
Threats and challenges to growth and sustainability of the financial sector  Financial sector growth and sustainability cannot be achieved alone by the government undertaking major legislative reforms or the Central Bank formulating and implementing sound monetary policy and carrying out an effective supervision of the financial system. Equally important is the need to adopt and implement good governance in the financial sector.