It will be important for regulators to monitor, over time, the effect of differences in regulation and pricing restrictions to ensure that consumers are adequately protected regardless of their payment method preferences.
4  For more information on the new rules concerning credit cards and other payment products, see the “What You Need to Know” publication series, available on the Board’s website at www.federalreserve.gov/ consumerinfo/wyntk.htm. 6  BIS Review 163/2010  Other emerging payment methods, such as mobile payments, also show potential for broad adoption in the United States.