This change has made our laws more consistent with changes that occurred in the marketplace and has provided a mechanism for allowing new products as the marketplace evolves. Conclusion The past decade has been a time of dynamic change in the financial services industry, and there are no signs that the pace of change will abate.
(Level 1: general public, level 2a: verification aid and human sense, level 2b: retail detectors yes/no, level 2c: cash machine centres, level 3: machine authentication features exclusively for NCBs/ECB.) 3  61 branches and 17 operating units (part of the branches) as at 30 September 2005.