As it has always been, financial inclusion stimulates economic inclusion; but now the combination includes digital inclusion (connectivity). Significantly, digital, electronic and mobile phone services transcend the traditional barriers to access and financial inclusion (that is, distance, physical infrastructure, population density, education and  4  income levels). In this context, it is true that the future of finance is technology.
Director of Ceremonies, at this juncture, it is pertinent to highlight some of the undesirable aspects that come with digitilisation and financial technology that the community should be aware of. This includes the susceptibility to cybercrime, card fraud and identity theft.