Second, the Bank is clearly committed to continuing with this virtually zero interest rate policy until it judges that price stability is in sight.
We should initially concentrate on the basics, such as setting the right incentives, but – beyond that – should refrain from regulating “theoretical risks". We should closely monitor Fintech evolution to be able to act swiftly, once risks become relevant in practice, third, international exchange about experience with Fintechs is very fertile to set the right course for future regulation from the outset.