As part of these preventive vigilance measures at the organisational level,   The Central Vigilance Cell brought out a Compendium of instructions on Tenders and other vigilance matters for the benefit of the staff. The Premises Department of the Bank also has a manual for all procurement.
For example, through July of this year, only two percent of the total complaints involved electronic funds transfer transactions. For the entire year of 1997, only three and one-half percent of all complaints were so directed. BIS Review 78/1998  -3-  What Might the Future Hold? So, what, on balance, should we expect in the future?