1 In addition, we are working with our fellow regulatory agencies toward the development of capital standards and other supervisory tools that would be calibrated to the systemic importance of the firm.
Slavery and segregation cast long dark shadows on our nation's history and our society, but there have been flickers of light in the form of people of good will and courage who fought against those evils. Today, I can think of no higher calling than promoting harmony, understanding, and respect among people of different racial and ethnic backgrounds.