9 See European Central Bank, (2017), “Financial Stability Review”, May 2017. 10 See for instance Constâncio, V. (2017), “Macroprudential policy in a changing financial system,” speech  delivered at the second ECB Macroprudential Policy and Research Conference, Frankfurt am Main, 11 May.
11 See European Central Bank (2016), Survey on the Access to Finance of Enterprises in the euro area – April to  September 2016, November. 12 See European Central Bank, (2017), “The euro area bank lending survey – first quarter of 2017”, April. 13 See European Central Bank, (2017), “Financial Stability Review”, May 2017.