They complain a great deal, I can tell you. And we keep pushing forward. Let me give you just a few examples: We strive to increase the number of cross-border on-site missions, with even more on-site supervisors working on banks outside their home country.
The success of this initiative will largely depend on the number of on-site supervisors the national authorities are willing to send. We have established a rotation scheme for members of our Joint Supervisory Teams. This too will help to spread a common culture. At the same time, it helps to avoid supervisory capture. We foster exchange between supervisors from across the euro area.