R Gandhi: Indian banking at crossroads – challenge of risk management from globalisation to financial inclusion Valedictory address by Mr R Gandhi, Deputy Governor of the Reserve Bank of India, on the occasion of Seminar on Banking, organized by the Indian Merchant’s Chamber, Mumbai, 8 May 2014.
*  *  *  Assistance provided by Ms. Anupam Sonal in preparing this speech is gratefully acknowledged. 1. Shri Shailesh Vaidya, Chairman, Indian Merchants’ Chamber (IMC), Shri Chandan Bhattacharya, Chairman, Finance and Banking Committee, IMC and delegates to this IMC National Seminar, a very warm good evening!