But if a bank chooses not to meet this test or not to adopt Basel II, it will remain under the current, unchanged, capital regime. Banks that are required or that choose to adopt the Basel II rules in the United States will have only one option: the A-IRB approach for credit risk and the advanced measurement approach (AMA) for operational risk.
Finally, Romanian enterprises, for which the euro area is an important trading partner, can use one currency, namely the euro, in their transactions with business partners from the 17 euro area countries.