Working capital is no problem for established firms Working capital financing for well established firms with a solid track record is the bread and butter of commercial banks, along with loans to individuals. These firms have no difficulty in securing adequate bank funding for inventory and other current needs.
Interest rate spreads are rather high compared to large industrial countries, but they are about what you will find in other small countries and regions. Established firms are usually able to secure the financing they need for capital projects and equipment from a combination of sources, with an emphasis on equity and retained earnings.