For some, extremely low interest rates are making financial planning into retirement simply impossible. When individual investors talk about a “topsy-turvy world", they are not just talking about their interest income; they are talking about fundamental questions of orientation and about the fear of a potential lack of funds in their old age.
I have school-age kids, and like many other families, we have faced challenges the past couple of years, dealing with the impact of the pandemic, trying to make sure that our kids have every opportunity to succeed and that they don’t miss out on experiences outside of school to learn and grow.