But at the end of the process, our financial system will be  6  BIS Review 49/2009  on firmer footing. Both markets and regulators will continue to press financial firms to employ less leverage and have more reliable sources of liquidity, and those firms will have every incentive to more effectively price, monitor, and manage risk.
Improvements to the supervisory and regulatory framework will help create a more stable financial system. In addition, we will have a stronger economy. Businesses will have boosted the efficiency of their operations. And households will be less indebted and saving more.