BIS Review 77/2008  5  profitability of the banking sector as well as ad hoc information on specific exposures of the banking sector are collected by the ECB in cooperation with the Banking Supervision Committee. There is certainly room for enhancing the access to supervisory information for the ECB’s financial stability assessment.
In structuring new products, there is need for institutions to factor in appropriate risks of real commodities, properties and equipment being financed with proper risk mitigation management and techniques. The strategy has to recognize the risk associated with Islamic banking and as such it has to include appropriate mechanisms and approaches to mitigate these.