Lending responsibility – At a time when all banks are in a hurry to be one up on the other, at least in the matter of advertising speedier sanction of loans, responsible lending is worth considering. I agree that people should take responsibility for their borrowing and anything that could limit people’s economic freedom should be considered with caution.
1  See Tuomas Saarenheimo: Ageing, interest rates and financial flows, Bank of Finland Discussion paper 2/2005  BIS Review 53/2007  3  Ageing, real interest rates and public pension schemes Although there is no immediate prospect of a collapse in global asset prices, population ageing will still impact on the economy and the financial markets in a number of ways.