Finally, we said that concerns about corporate governance and the unsettled geopolitical situation could cause some firms and households to delay their spending. By October, the cumulative impact of slower global growth and the financial headwinds led us to reduce our near-term growth projection for Canada.
The analyses of the different authorities will need to be supplemented to arrive at truly uniform risk evaluations in the supervisory colleges of banking groups. Within the colleges for which we are responsible, we have vigorously promoted this integration.