In value terms, this represented  BIS central bankers’ speeches  1  Ksh.40.5 billion in deposits and Ksh.46.9 billion in advances. Further, Microfinance Banks had a footprint of 109 branches and 1,154 agents as at December 2015.
While commendable achievements have been made in the past 6 years, the microfinance sector in Kenya still has considerable opportunities and challenges that institutions need to tackle in order to realize their full potential. Key amongst these challenges include the high cost of credit, inadequate products and services, and weak consumer protection frameworks.