The prices for ICT products are generally falling, globally, due to technology developments and competition from low-cost countries. Also the price developments in the forest sector have been rather weak. The result of the secular decrease of the Finnish terms of trade is that a very large part of the fruits of increasing productivity is actually transferred abroad, to the buyers of our products.
I hope that you can expand your horizons by communicating with people in your regional communities, while taking pride in the fact that you are making actual contributions to developing those same communities. The Bank of Korea stands at a new turning point this year. After several years of construction, the completion of our new headquarters is just around the corner.