That means that the capital base should not be corroded in its substance even in difficult financial years and that an adequate return is generated in good years. That is the basis for all resilience and, hence, the basis for financial stability.
Besides traditional network business, this could include sensibly complementing the range of services provided by the Savings Bank Financial Group (Sparkassenfinanzgruppe), say, banking services for small and medium-sized enterprises and the settlement of payments as an ancillary to the savings banks’ corporate business.