I am happy to note that the issues deliberated today are those that are likely to shape the future of the industry, going forward. I would like to take this opportunity to share with you my views on some of these and other related concerns, which, as I see it, will shape the contours of the industry in the years ahead.
For women of working age, the trends are less clear, but those without a college degree are also less likely to work today. Research presented this morning will discuss some possible 1/2  BIS central bankers' speeches  explanations for the divergence in employment, income, and other economic prospects between college grads and others.