By the way, I take my oath as a public official very seriously. The last line says, "no intention of shirking from the responsibilities of performing your duties." The last part has something to do with following God – even if you are an Atheist, you will take that oath seriously.
Because even if you do not believe in God, you have your own conscience. Now, I will go quickly to the slides. Banks sustained solid footing during the COVID-19 pandemic: adequate capital buffers, expanding assets, ample liquidity, growing deposits, and lending have recovered. So, the best way to summarize this is that you have grown without sacrificing safety. You have grown without sacrificing stability.