Over the last  4  BIS Review 77/2010  few years, the list of persons who can be appointed as business correspondents has been relaxed to include individuals such as retired government officials , school teachers, defence personnel as also “for profit” local “mom and pop” shops, petrol pump/public call office operators etc entities that usually deal in cash in the villages.
Another regulatory requirement was that the business correspondents appointed for direct contact with the customers should be within 30 km from a designated base branch of the bank to ensure proper oversight of such agents and minimise agency risk. The distance criteria can be increased in consultation with the district consultative committee, a forum for bankers and government officials that meets each quarter.