We surveyed them about their financial history and activities at the time of the course, and we did follow-up surveys in 2008 and 2009 of both servicemembers who had participated in the course and soldiers who had not.
2  The Bank’s view of recent economic and financial developments, determined by the Policy Board at the Monetary Policy Meeting held on June 10 and 11, 2003 as the basis for monetary policy decisions. BIS Review 26/2003  1  expanded in April, as many firms reprice at the beginning of a new fiscal year.