Interoperability allows seamless transaction processing which is necessary for achieving efficiency. The last pillar is the implementation of digital governance standard. The goal is to maintain public trust in the payment systems. This will be done by protecting the integrity of consumer data and ensuring appropriate management of digital products and services.
Aside from the establishment of the Digital Payments Transformation Roadmap, we are set to pursue more digital payment initiatives in the near term. We want to extend the QR Ph use case. From only person-to-person or P2P when it was launched in November 2019, QR Ph will soon include person-to-merchant or P2M payments.