Soon, PESONet transactions will overtake checks in our paperless shift. Now, on financial inclusion. We actively rolled out the Paleng-QR Ph Plus program, which promotes the use of digital transactions and QR [quick response] payments among market vendors, public transportation drivers, and microentrepreneurs. On top of that, we now have been given the power to strengthen consumer protection alongside widespread digitalization.
We have produced circulars in line with the implementation of the Financial Products and Services Consumer Protection Act. By the way, for those who are not familiar, we actually have a little court here in the BSP that settles [consumer] disputes.