However, capital outlays also increased with a greater focus on transport, water supply and sanitation, irrigation and flood control, education, sports, art and culture. The fiscal consolidation process, however,  BIS central bankers’ speeches  3  was resumed by NES in their 2010–11 budgets.
BIS central bankers’ speeches  1  In addition to proximity of financial services, another key factor which drives growth in the lending business of banks and therefore, financial access in Uganda is that of affordability of credit.