Suffice it to say for now that the Reserve Bank focuses its energies in the financial stability space on risk. For most of us, risk is a bad thing. However, financial activity is as much about risk as return, and as everyone knows there is no such thing as a free lunch.
Our job in a nutshell is to do the best we can, using the best balance of the means at our disposal, to ensure that lunch generally does not cost too much.