Looking only at banking organizations, as a result of restatements, the number of material weaknesses in internal control for the 2004 reporting period has been revised up to 52 from the 37 originally reported. This increase implies a significant amount of operational risk associated with the accounting process.
The Eurosystem has additionally set up a Market Advisory Group, in which payment systems experts deliberate on the potential design and distribution of a digital euro. This is because intermediaries are indispensable. These are the people with the expertise and direct access to customers needed to create and distribute attractive private payment solutions based on a digital euro.