The credit institutions should carefully consider whether the current targeted returns are consistent with a prudent level of risk. *** The long period of low interest rates may have had an impact on the expectations and behaviour of firms and households. The risk that interest rates may rise is disregarded. Most people have clearly become accustomed to low interest rates.
•  The opening of a new Customer Services centre on the ground floor of BSP Life Centre. I am told that walk-in customers are averaging 2,000 per week, double what they were before the office opened. •  The opening of a Lautoka office, to complement the Nadi branch and to provide greater service to customers in the West.