It might be a good way to restore some market discipline and get their shareholders to more seriously care about bank board and management decisions. 2. Asset sales: Some banks will have assets or loan portfolios that are in good enough shape to be sold in the market.
The European macroprudential policy framework has been set up to ensure that imbalances are addressed and spillovers are taken into account. One important step in Europe was the launch of the banking union in 2014. This harmonises banking supervision and regulation. But macroprudential policies also need to take potentially adverse impacts on other countries into account.