Let me now turn to third challenge that the banks need to overcome for Foolproofing their employees which is training & development. In fact, training and development remains one of the most maligned aspects of HR management in banks. I have observed utter disregard in the way employees are sent for training.
Ipumbu Shiimi: National Payment System Vision 2015 launch Speech by Mr Ipumbu Shiimi, Governor of the Bank of Namibia, at the launch of the National Payment System Vision 2015, Windhoek, 5 April 2011. *  *  *  Director of Ceremonies Mr. Ian Leyenaar, representing Mr. Erastus Hoveka the President of Bankers Association of Namibia, Dr.