(SNA, real) 75 CY 18  19  20  21  22  0 CY 18  19  20  21  22  Note: In the left-hand chart, figures for the Consumption Activity Index (travel balance adjusted) are based on staff calculations. The figures exclude inbound tourism consumption and include outbound tourism consumption. "Disposable income, etc."
In Finland, the growth in household indebtedness has continued without interruption since the end of the 1990s, albeit more slowly in recent years (slide 27). This debt accumulation includes features that increase risks and vulnerabilities for Finnish households and the economy as a whole. Firstly, household debt and the related risks are very unevenly distributed among households.