However, corporate profits have been declining, and employment and household income conditions continue to deteriorate. Although conditions in corporate finance are improving, firms apparently cannot remove their concern about the availability of funds in the future. Consequently, corporate and household sentiment remains cautious.
At the end of the day, saving for retirement is a necessity. But this is just the beginning. We look forward to continuing our partnership with you to achieve a more convenient and affordable retirement savings for every Filipino. 3/4  BIS central bankers' speeches  Once again, I welcome you all to this event, and I hope you enjoy today’s program.