It grew by 37 percent between June 2007 and October 2010 and by 72 percent between June 2003 and June 2007.The increases in the price of electricity were, however, sharper in recent years; 62 percent on average compared to 5 percent respectively.
With growing competition, it is expected that banks will need to tighten their spreads and offer better returns to depositors, while launching efforts to reduce the administrative costs to maintain their profitability. IV. Conclusion  Effective economic management and liberalization together have helped Pakistan achieve a fair degree of economic stability, while setting the stage for economic restructuring and industrial development.