The  4  BIS central bankers’ speeches  effort to build skills on the job and the ability to apply them to practical situations is seen to be a prime training need. Agreeably and also predictably, most banks have identified training gaps in the areas of credit management, risk management, agriculture programmes, marketing, and foreign exchange.
G. Gopalakrishna, ED, RBI on Information security, Electronic Banking, Technology Risk management and cyber frauds which provides detailed  BIS central bankers’ speeches  3  suggestions in areas relating to IT Governance, Information security, IT operations, Information system audit, Cyber frauds, Business Continuity Planning, customer education and legal issues arising out of use of IT.