Generally, data of unbanked people is difficult to obtain as preliminary data for customer potential analysis. For that reason, information provision facilities are necessary, which allow adequate mapping of unbanked people potential, so that formal financial institutions may provide the required financial products and services.
Starting from this identified information requirement, one of the financial inclusion programs promoted by Bank Indonesia is the Financial Identity Number (FIN). 8. FIN is a unique, inherent, lifetime, simple, transparent, and interoperable number provided to the community, including unbanked people.