The availability of Automated Teller Machines (ATMs) is a convenient and efficient tool to access accounts by clients for cash withdrawals and other related services on a 24 hour 7 day basis. In developed countries, there are three ATMS against one bank branch; however, being a developing economy, the availability of ATMs in Pakistan is low.
Owls are traditionally seen as birds of wisdom that can see well in the dark and have a wide range of vision. However, what I really wanted to highlight was my wish to ensure that discussions within the Governing Council take place in an efficient, of course, but also composed manner. What, in your view, does 2020 have in store for us?