We are also augmenting our traditional supervisory approach that focuses on firm-byfirm examinations with greater use of horizontal reviews that look across a group of firms to identify common sources of risks and best practices for managing those risks.
To supplement information from examiners in the field, we are developing an off-site, enhanced quantitative surveillance program for large bank holding companies that will use data analysis and formal modeling to help identify vulnerabilities at both the firm level and for the financial sector as a whole.