In a challenging economic environment, Greek banks need to find the appropriate balance between improving asset quality, harnessing the cost of risk and providing the necessary liquidity to the economy. Financial institutions need to have a clear view of the risk they undertake relative to available capital and liquidity buffers.
In 2014, the percentage share of adults with savings accounts was 48 percent in developing East Asia and Pacific, and 44 percent in South Asia. In high-income countries around the world the figure was 108 percent, and in Latin America it was 70 percent.10  10  The source of the figures on account ownership is the World Bank's Global Findex.