Generally speaking, a relatively complete financial system for the disadvantaged at least includes three aspects: financial institutions, a legal system and policy supports.. First, there is a full spectrum of financial institutions that provide finance for the disadvantaged. A lot of countries have put in place a well-developed system, including government-backed financial institutions, private partners, commercial institutions and private lending institutions.
They interact with and complement each other to support the development of backward regions, industrial sectors and disadvantaged groups.