If we follow  BIS Review 23/2009  5  these principles, I am sure that, together, we can determine the most effective way to improve upon a regulation that has had demonstrated success in making credit available to low-and moderate-income communities, and we can further determine the most effective way to strengthen its role as we meet the challenges ahead.
In addressing my topic, namely “The role of business in addressing the threefold challenges that unemployment, poverty and inequality pose to our society”, particularly highlighting the role that small and medium sized enterprises can play in addressing these issues, it is necessary for us to first reflect on the current state of affairs. 2.