That is the move from an industrial to a post-industrial society. In the 1950s, 30% of the US labour force was employed in manufacturing. Now the number is 10%. We have moved to a service oriented society. In the service industry, capacity utilisation cannot be measured by counting idle capacity in factories. Besides, productivity growth can only be estimated in an imprecise way.
- Commissioning of a number of feasibility/diagnostic studies in respect  to  Government  payments,  remittance  market,  the  implementation of a Central Securities Depository and that of a Real Time Gross Settlement System.