Fees charged in the last cycle would be grouped together on the statement in a prominent location and totaled for the cycle and year-to-date;  •  The periodic statement's "effective APR," another way of disclosing the total cost of credit, is the subject of two alternative proposals.
The Ukrainian economy entered the COVID-19 crisis in a much better state than in 2008 and 2014 crises, with moderate inflation, an effective floating-rate policy and currency liberalization, a low deficit of the current account, sizeable international reserves, a prudent fiscal policy, and a reformed banking sector, which used to be a catalyst in previous crises.