However, a number of overarching issues need to be addressed at the level of the CEOs, which will be enumerated during the presentation to be made shortly. To conclude, I wish to comment on an issue, which is of interest to all of you. The Bank is sensitive to the representations made by banks to reduce the capital adequacy ratio.
During the course of the supervisory review process, the Bank shall assess the capital adequacy ratio of banks taking due consideration to the risks and the capital requirements of banks. Any trade off in capital would have to be matched by better risk management systems.