I J Macfarlane: Geography, resources or institutions? Talk by Mr I J Macfarlane, Governor of the Reserve Bank of Australia, to “The Bottom Line” Luncheon, Melbourne, 25 August 2004.
*  *  *  It is always a pleasure to be in Melbourne, particularly when I am in these gracious and peaceful surroundings and contributing to such a good cause as the Bottom Line Luncheon.