Digitalisation - a challenge and an opportunity Ladies and gentlemen, as you can see, low interest rates and new prudential standards are making life anything but easy for institutions at the moment. Of course, these repercussions ripple out into the real economy as well.
Congress has entrusted the Federal Reserve with great responsibilities. The tools we deploy, to guide the financial system and influence our vast economy, can seem far removed from the lives and concerns of average Americans. And yet the decisions we make affect the welfare and shape the future of every American.