Second, the U.S. banking industry represents banks of varying size and complexity; it would be as inappropriate to require our smallest banks to adopt techniques designed for megabanks as it would to limit the largest banks on the basis of the capacity and capability of the smallest. Third, certain basic fundamentals regarding capital measurement and capital adequacy will not change.
It was first stated, as regards the law of trusts, in the Middle Ages in sentences handed down by the Chancellor of the King of England; that is, by a judge, ordinarily also a bishop, who decided lawsuits mainly on the basis of ethical and religious canons. Effective, correct customer assistance is premised upon thorough knowledge of the customer.