In the first place, banking supervision will become more individual, since the respective risk profile of the bank will be monitored by the supervisors. That will be as specified with some individual supervisory measures. Secondly, the road is being traversed from a banking supervision primarily based on compliance with quantitative standards to a qualitative form of banking supervision.
As is already the case, the supervisory review process may lead not only to the imposition of conditions in specific cases but also to explicitly higher capital ratios, exceeding the present 8% limit. This option must be available as a kind of last resort.