And starting June this year, 11 million public elementary students will be taught lessons on money management to help them develop the  BIS Review 16/2008  3  habit of saving and investing. With this, I hope we can nurture a new generation of financially literate Filipinos.
As far as policy rates [set by central banks] are concerned, it is important that any future changes are well understood by the markets and the public and are predictable.