8 The Board, Federal Deposit Insurance Corporation (FDIC), and Office of the Comptroller  of the Currency (OCC) have also continued the work to significantly reduce the reporting burden on community banking organizations, altering reporting frequencies, items, and thresholds, while preserving the data necessary for effective oversight.
In turn, a 2007 paper by Black and Rosen shows that the effect of the interest rate policy varies according to the bank’s size and that it has an asymmetric impact between small and large bank customers.