The actual funds transfer occurs separately, typically through the domestic funds transfer system of the originator, via a book transfer of an intermediary with a presence on both sides of the border, and through the domestic funds transfer system of the beneficiary. Foreign banks often operate in jurisdictions that do not impose the same economic sanctions on foreign customers as the United States.
Financial conditions in the domestic market have remained stimulating and, owing to the effects of past monetary policy easing and the approval of loans under the Guarantee Scheme at favourable terms, interest rates on dinar corporate loans came close to rates on euro loans. This resulted in stepped-up use of dinar loans and further progress in dinarisation.