Declines were substantial in commercial and industrial loans $ billion), real estate loans $ billion), and consumer loans $ billion). The middle panel of figure 11 contains loan changes for the next 20 largest banking organizations, which together ended the quarter with about $ trillion of balance sheet assets.
Together, these organizations increased their commercial and industrial loans (by $ billion), real estate loans (by $ billion), and consumer loans (by $ billion) as of year-end 2008. That said, the category of “other loans and leases" fell by more than enough to offset those increases.