By the way, we are observing this year the International Year of Microcredit under the leadership of the United Nations. We look forward to further strengthening our commitment to sustainable microfinance. In less than six months, there will be a changing of the guard at BSP as the majority of the Monetary Board and I complete our full six year term.
The famous Manila Bay sunset beckons. But we are not yet quite ready to follow its inviting siren call. The challenge of upholding financial stability is a never ending one. Rest assured that we will pursue the necessary reforms to the very last day we are in office before we gladly yield the drivers seat to our successors.