As a result, this could limit the ability of households and small businesses to access credit and other types of financial products and services. The beauty of community banks is in their differences—whether in their personality or business model. Each is unique in its mission, service delivery, and profile.
Fourth, with regard to the global implications of the recent earthquake, its negative impact spread to overseas economies through supply chains with a certain time lag. Production in the auto and electronic products industries dropped in Europe, the United States, and Asia (Slide 10). The impact of supply-chain disruptions As I will explain shortly, the recent earthquake taught us various lessons.