A stringent fiscal union on these lines is fundamentally suited to placing monetary union on a strong, enduring foundation. As time goes on, this union also has to be lived as a stability union. Before arriving at the goal, however, two obstacles, to which I alluded earlier, have to be overcome. First, a fiscal union has to be equipped with comprehensive democratic legitimacy.
It is in this light, that I must commend KCB for launching the KCB Biashara Banking Product that targets this bedrock sector of the economy. I do hope that most entrepreneurs will take advantage of this product to grow their businesses to greater heights. Ladies and Gentlemen, as I had earlier alluded, the SME sector in Kenya has been constrained in accessing credit.