Deposit accounts  With regard to account holders, it would be useful, to recollect some of the important incremental measures taken by RBI, which over a period have made significant impact: •  Banks are required to inform customers upfront about the requirement of minimum balances and the charges if such balances are not maintained.
In saying that, I am, of course, alluding to one of your country’s most successful exports: The agent who not only solved the Cold War, but who has recently also begun to prevent wrongdoing on the financial markets – James Bond. In the 2006 version of Casino Royale, for example, Bond’s opponent, Le Chiffre, engages in insider trading and market manipulation.