Other banks will shortly follow suit in offering redress to affected tracker mortgage customers at the direction of the Central Bank, as part of our wider tracker mortgage examination, which will lead ultimately to all lenders making their borrowers whole. This critical multi-year project is a powerful example of the Central Bank exercising its mandate to protect consumers.
•  Export risks: Global growth is expected to decline from 2.5 percent in 2008 to 1 percent in 2009. Although demand for some of Kenya’s exports is expected to remain robust, recent trade statistics indicate a slowdown in export volume growth. International commodity prices are also expected to decline.