Introduction  Let me start by stating four propositions. With reference to the title of my speech, these propositions should constitute a current European perspective on financial stability. It goes without saying that they are far from being exclusively European. My first proposition is that we have been living with the crisis for four years now.
Additionally, there is a responsibility to use it to get the best outcome for all stakeholders – to not to use the advantages of the data to the long-term detriment of customers. Another potential impact technology could have on insurer’s business models is the potential for cyber exposure to disrupt the property and casualty line of business.