Philip R Lane: Technological innovation and financial services Address by Mr Philip R Lane, Governor of the Central Bank of Ireland, at Financial Services Ireland Ibec Annual Lunch, Dublin, 16 June 2016. *  *  *  The long-term economic and social implications of technological innovation are widely debated.
2  Hope Now is an alliance between counselors, mortgage market participants, and mortgage servicers to create a unified, coordinated plan to reach and help as many homeowners as possible. For more information see: www.hopenow.com. 3  The maps show data for each state and for most counties and zip codes.