Chart 6 High capitalisation of the banking sector  Chart 5 NPL share fell to its lowest level  (in %) (gross principle, in RSD bn)  (in %)  500  25  25  22.8 21.9 21.8  21.4 21.5 21.6 19.0 18.6  400 15.7  16.9  20  17.0  300  15 11.3  20  15  9.8  200  10  10  6.4 100  5  0  0  2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Sept Other sectors 2018 Corporate sector Household sector NPL share in total loans (rhs) Source: NBS.
We follow a multi-dimensional strategy  BIS central bankers’ speeches  1  covering 1) the learning sector including schools, public and private sector research work, and 2) the transacting public. For the “learning” sector, we created Economic and Financial Learning Centers at our head office, three regional offices and 18 branches across the country.