And it delivered on that aim: the non-paper that I mentioned earlier, which was written with the group’s help, is now in Brussels, where it is being used as the basis for further discussion at the European level. 5 / 13  BIS central bankers' speeches  5.1 The question of “Who?
": a three-tier approach  So what does the German proposal look like? First, let me address the “Who? ", namely who are the relief measures intended for. The proposal takes a three-tier approach in this regard.