*  *  *  Good morning, To all our friends from the Caribbean and beyond, I extend a warm welcome to Trinidad and Tobago. For the next two days, you will be discussing, “The Changing Face of Supervision”.
To us, it’s a catchy theme, but just say this to the man on the street here in Port of Spain, in Kingston, or even in Castries, and they will see little connection to their lives. But if their bank crashed next week and they can’t access their life savings, the man in the street would immediately demand an explanation.