Let me end by reminding you of a quote attributed to Mahatma Ghandi and which is highly relevant to my message, “the difference between what we do and what we are capable of doing would suffice to solve most of the world’s problems.” I thank you. BIS central bankers’ speeches  5
Given the expertise and leadership of the Trust on racial equity, we will be particularly interested in your comments on the second question in our proposal: “In considering how the CRA’s history and purpose relate to the nation’s current challenges, how can we strengthen the CRA to address ongoing systemic inequity in credit access for minority individuals and communities?"