Another provision exists where commercial banks are required to allocate 20 percent of total credit to the specified productive sector such as agriculture, energy, tourism, and small and cottage industries. Likewise, development banks and finance companies need to lend 15 percent and 10 percent respectively to the specified productive sector.
Likewise, BFIs are required to allocate at least 1 percent of their profit to activities relating to corporate social responsibility. In a similar way, NRB has instructed the MFIs to develop a separate Client Protection Fund for the institutional development and welfare of the borrowers in which they are required to allocate at least 1 percent of their net profits.