Banks need to step up their efforts to attain their operational targets for reducing their NPEs. In this context, banks should facilitate the restructuring of viable businesses, the identification of strategic defaulters and the liquidation of non-viable businesses.
As regards rural co-operatives, NABARD, as part of its mandate of institutional development, launched an ambitious yet much needed attempt to bring the RCBs on CBS platform. In all, 201 banks (DCCBs / StCBs) joined the project with as many as 6953 branches already on CBS platform. Outside NABARD project, 177 banks out of 178 licenced cooperative banks have completed implementation of CBS.