It is essential that the RBI, banks and  BIS Review 81/2006  1  large players in the market make concerted efforts in this regard so as to ensure that all large-value customer payments across financial markets, which have systemic implications, flow into the RTGS, such as payments in the equity and debt markets.
Once the system achieves a critical mass of usage by the participants, a tipping point would be reached and it should be possible for the financial regulators to consider making the RTGS as the preferred mode for specified large-value transactions in the financial markets. Fourth, creation of electronic fund transfer systems.