In assessing the banking system, we have taken note of the dominance of Government and quasi-Government agencies in the ownership structure of a number of banks, but also as a major source of deposits, some of which are concentrated and contribute to weakening some of the banks. 39.
All countries need to build bank sector resilience because shocks have originated from all regions of the world, from all types of asset classes, and from all kinds of business models. III. Key elements of the BCBS reform programme  It is for these reasons that we have proposed our reform programme. Now let me tell you what it is we seek to achieve.