The former need to keep up with the increased competition, as mentioned before, and with new kinds of risks, as well as the evolution of the traditional ones, such as cyber and operational risks, associated with the digitalization of financial services. I am also thinking about governance, profitability, capital adequacy, compliance and financial stability in a broader perspective.
Because of this, school closures could be a powerful source of future inequality. [16] Disadvantaged students could suffer larger losses in learning and future income than their peers.