If the original lender sells or securitizes the loan, the borrower can claim these damages at any time in a foreclosure action taken by the lender or any assignee. If the mortgage meets the QM standard, however, the lender receives some degree of protection from such potential lawsuits because it is presumed that the borrower had the ability to repay the loan.
Frankfurt was an important city in the Holy Roman Empire of the German Nation – a much earlier example of several states uniting to form a common political community – as the site of imperial elections and the place of imperial coronations.