The head of the mace is an 18-carat gold book inscribed with the preamble to the Constitution in all the national languages. There are, I believe, currently around 185 sovereign nations in the world.
Or, more likely, affordability has been eroded by rapidly rising house prices, which have increased the most in Australia among the comparison group. For Norway, there has been no material change in the home-ownership rate over this limited time period. 15 As I noted earlier, important innovations have fostered deeper, more efficient and diversified mortgage financing.