The experience gained in the process may serve as a basis for further deliberations. The frequency, scale and intensity of audits depend on the size and risk content of the bank. In my opinion, global players therefore require more intensive supervision, since they are more significant in terms of systemic risk. Two developments are prefigured by the supervisory review process.
In the first place, banking supervision will become more individual, since the respective risk profile of the bank will be monitored by the supervisors. That will be as specified with some individual supervisory measures. Secondly, the road is being traversed from a banking supervision primarily based on compliance with quantitative standards to a qualitative form of banking supervision.