8 In the area of prudential supervision, we should also ensure that bank examiners appropriately balance the need for caution and the benefits of maintaining profitable lending relationships when evaluating bank loan policies.
7  In addition to ensuring that banking organizations comply with minimum regulatory capital requirements, supervisors also must ensure that organizations have the ability to assess their overall capital needs and hold capital commensurate with their individual risk profiles. 8  Internationally, the Financial Stability Forum and the Basel Committee have already begun such a review.