Sadly, most industrial countries were represented only by lowerlevel officials. See BIS: BCBS (1975). BIS Review 36/1999  10  managed, or willing to take excessive risks, should have to pay a market price for this; funds should be available only at a premium; collateral requirements should be onerous and share prices should be marked down.
In closing, your feedback is key to ensuring that we get CRA reform right. I strongly encourage you to submit a comment letter by the August 5th deadline. We look forward to reading each comment letter and deeply appreciate your insight and participation with us through the rulemaking process. Thank you.