Often, the rules adopted immediately after the financial crisis applied a one-size-fits-all approach framed around the largest banks whose activities presented the most significant risks. This approach ignores the importance of bank size and business model.
Obviously, expectations for the smallest banks with simple business models  3/8  BIS - Central bankers' speeches  should not be equivalent to the expectations for large regional banks, or for large and complex bank holding companies engaged in significant securities or cross-border activities beyond taking deposits and retail lending.