However, there is much we share, not least, vast and diverse geographies, diversity among our citizens, a common democratic heritage as members of the British Commonwealth, and market-based economies.
Indeed, according to the Federal Reserve Board’s most recent survey of mobile financial services, fully two-thirds of consumers between the ages of 18 and 29 having a mobile phone and a bank account use mobile banking.3 New fintech platforms are giving consumers and small businesses more real-time control over their finances.