While the higher capital requirements would bring down risks in the banking sector and eventually investors would recognize the lower risks and be willing to settle for a lower ROE, in the short term, the only answer is raising productivity. 15. RBI and banks would be estimating the capital requirements under Basel III once our guidelines for implementation of Basel III are finalized.
Recent years have seen changes in this trend. While the number of non-regular employees has continued to rise, the number of regular employees has turned to an increase, mainly 1  Note that the number of self-employed workers and family workers has also declined during this period.