Not only would this help assist with a return to more normal interest rates, but it would be good for our collective welfare too. Thank you for listening. I look forward to answering your questions. Endnotes [*]  I would like to thank Ellis Connolly, Selwyn Cornish and Greg Tyler for assistance in the preparation of this talk.
[1]  Macfarlane IJ (2002), ‘Sir Leslie Melville: His Contribution to Central Banking in Australia’, Inaugural Sir Leslie Melville Lecture, Canberra, 22 March. [2]  Schedvin CB (1992),  [3]  The Reserve Bank is also responsible for issuing of banknotes, operates the core of Australia's payments system, is the banker to the Australian Government and has regulatory responsibilities in the payments system.