This program had to be designed and implemented very carefully to assure its success, due to the following reasons:: (i) the re-capitalization program is likely to be costly; (ii) the recovery of the economy relies upon the recovery of the banking system, and thus on the re-capitalization program; (iii) the failure of the re-capitalization program would amount to the very costly delays to economic recovery.
It was for this purpose that the current re-capitalization program carries the following characteristics. (i) The estimates of re-capitalization needs were done realistically, or perhaps conservatively through due diligence process conducted by international auditing firms. The conservativeness of the estimate will provide some cushion to the changing environment during the process of re-capitalization.