*  *  *  Distinguished officers and members of the Bank Marketing Association of the Philippines (BMAP), colleagues and friends in the banking industry, special guests, ladies and gentlemen: good evening! Thank you for this privilege of once again witnessing your first general meeting for the year and the induction of your newly elected officers.
It is comforting to note that your 2006 officials are mainly re-electionists, led by your President Mr. Roberto Banaag. Your membership made a wise decision as this move ensures, among others, continuity and consistency of your programs and advocacies.