Stephen S Poloz: Release of the Monetary Policy Report Opening statement by Mr Stephen S Poloz, Governor of the Bank of Canada, at the press conference following the release of the Monetary Policy Report, Ottawa, Ontario, 21 October 2015. *  *  *  Good morning.
Under the open finance framework, consumers are recognized as owners of their transaction data, empowering them to grant access and share their data to financial institutions and thirdparty participants of their choice. The second feature is interoperability and collaborative partnerships.