*  *  *  First of all, I would like to thank you on behalf of the staff and managers of the Bank of Israel and on my own behalf for granting us this award.
I know that we are being given the award because of the Bank of Israel’s achievements as reflected in the survey carried out by the CFO, and my colleagues and I are truly proud of that. I will not be letting out any secrets if I tell you that recently the Bank of Israel has been the object of much criticism.