Further, the field studies undertaken by NCEUS indicate that seasonality of markets is another hassle. In addition to the growth potential of the sector and its critical role in the manufacturing and value chains, the heterogeneity and the unorganized nature of the Indian MSMEs are important aspects that need to be factored into policy making and program implementation.
The policies and programs for the micro and small enterprises in  4  BIS central bankers’ speeches  the unorganized sector would need to address their survival strategies and should be in the direction of providing livelihood alternatives such as social security, skill formation and credit.