For example, these statutory exceptions permit banks, subject to certain conditions, to continue  2  BIS Review 70/2001  to (1) buy and sell securities for their trust and fiduciary customers, (2) buy and sell securities for their custodial clients as part of their customary banking activities, (3) establish so-called "networking" arrangements with registered broker-dealers to offer securities services to the bank's customers, (4) sweep deposit funds into shares of no-load money market mutual funds, (5) privately place securities with sophisticated investors, (6) issue and sell to qualified investors securities that are backed by assets predominantly originated by the bank, its affiliates or, in the case of consumerrelated receivables, a syndicate formed by the bank and other banks, and (7) broker securities in up to 500 transactions per year that are not otherwise exempt.
For example, the Board has published brochures to assist consumers when they are shopping for a credit card, looking for a mortgage, or leasing a vehicle. We have also published brochures to help consumers understand their checking accounts and overdraft protection programs and to educate them on the effects of having their payments processed electronically.