I am pretty confident that this will reduce most citizens’ interest in digital currencies. 5. Conclusion At this point I would like to conclude. (Modern) central banking itself is the consequence of economic crises, but it is certainly not the answer to end all questions. And for the host of an economic conference like this, that is not necessarily a bad thing!
On that note, I am now looking forward to the answers our esteemed participants come up with! 1 Walter Bagehot (1873), Lombard Street: a description of the money market, King, London. 2 As quoted by Ben S Bernanke (2013), A century of US central banking: goals, frameworks, accountability, in  Journal of Economic Perspectives, Vol 27, No 4, pp 3-16.