And now let me call on the members of the Monetary Board to join me on stage: Finance Secretary Sonny Dominguez, Philip Medalla, Peter Favila, Tony Abacan, Bruce Tolentino, and Annie Aquino. Please join us and raise your glasses to a BSP for the Filipino people.
Graph 1  Household Credit  %  Household credit-to-income ratio*  %  140  140  110  110  %  %  Housing credit growth**  20  20  10  10  0  2002 * **  2006  2010  2014  2018  0 2022  Sum of housing credit and personal credit; housing credit is net of redraw balances.