Most data from late 1999-early 2000 surveys  Table 3 E-Commerce servers Country/region  Servers per million population July 1998  March 2000  United States  55  170  Australia  35  119  New Zealand  25  93  Switzerland  22  92  Canada  31  87  Scandinavia  14  58  UK  12  55  Other EU Japan  5 3  22 15  Korea  3  3  Source: www.netcraft.com and OECD  BIS Review 73/2000  4  So, in terms of willingness to adapt to new information technology, Australia would get a very high score.
Because of its central role in the business of banking, liquidity risk requires rigorous and effective management. Recent events have shown that during times of systemwide stress, liquidity shocks can become correlated, so that the same factors that can lead to liquidity problems for the bank's assets or off-balance-sheet vehicles can simultaneously put pressure on a bank's own funding liquidity.