5 European Central Bank (2014), “Micro- versus Macro-prudential supervision: potential differences, tensions and  complementarities”, Financial Stability Review – Special Feature C, May 2014. 6 European Central Bank Banking Supervision (2018), Statement on SSM risk appetite, 9 December, available at 3/4  BIS central bankers' speeches  www.bankingsupervision.europa.eu/about/mission-statement/risk_ap...  4/4  BIS central bankers' speeches
At this point, I will briefly explain how the Bank has responded to the two trends of the data revolution and globalization. economics. See also Zingales [2013]. 7  Starting with the data revolution, electronic payments have become increasingly common in recent years.