The amount deposited every month would act as the base to assess the repayment capacity of the customer for the purpose of calculating the monthly repayment installments. The credit risks originating in the housing sector, particularly low ticket housing segment, should also be internalized through proper insurance schemes for banks and other lenders.
The narrative of the housing market over the next several years will revolve around the resolution of those imbalances. Broader implications of the problems in the housing market As homebuilders, you naturally pay close attention to the demand for new homes and their prices.