Taking a big-picture point of view and asking whether the low rate signals that adjustments are needed for the future for the U.S. economy, the answer is a conditional “yes”; but the period over which those adjustments will occur is very unclear.
In 2018, as part of a major piece of supervisory work on the mortgage market, the Central Bank also published a report on the ‘Behaviour and Culture of the Irish Retails Banks,’ in which we also conducted diversity and inclusion assessments.15 And next month we will publish the findings of a diversity and inclusion thematic assessment of the insurance industry along with best practice guidance for the wider industry.