July  Jan. 20  Jul. July  Jan. 21  Jul. July  0 Dec. 20  Feb. 21  Apr. Jun. June  Aug.  Oct.  Notes: 1. In the left-hand chart, figures are from the Indices of Tertiary Industry Activity. Figures for nonmanufacturing exclude accommodations, eating and drinking services, and services for amusement and hobbies. 2.
We have also recommended the one district-many banks-one leader bank model in our “Operational Guidelines for Implementation of EBT and its Convergence with Financial Inclusion Plan”, which would expedite implementation of EBT in a simple and scalable manner. Banks need to wholeheartedly work towards achieving these goals, not as a CSR activity, but rather by seeing this as a viable and profitable business opportunity.