Financial institutions  Chart 4  Disaster Management Cycle Pre-disaster actions  Post-disaster actions Disaster  Emergency responses  Preparedness  Recovery & Reconstruction  Prevention & Mitigation  Source: Prepared based on Cabinet Office, "Heisei 17-nen-ban bōsai hakusho" [White paper on disaster management 2005], 2005, http://www.bousai.go.jp/kaigirep/hakusho/h17/index.htm.
Chart 5  Process of Payment and Settlement and Role of the Bank of Japan Sales transaction  Consumer  Firm Provision of goods and services  Request for fund transfer  Bank A  Transfer message  Transfer message  Zengin System  Consumer's deposit account  Notification of fund transfer  Bank B Firm's deposit account  Notification of net settlement position  BOJ-NET Fund transfer Bank A's account held at BOJ  Fund transfer Zengin-Net's account held at BOJ  Bank B's account held at BOJ  Cash Withdrawals by Depositors Who Lost Passbooks  Chart 6  2011 Note: Figures are cumulative and for regional banks (I and II) and shinkin banks headquartered in Iwate, Miyagi, or Fukushima Prefectures that were able to respond (3 regional banks I, 1 regional bank II, and 8 shinkin banks).