They have some 1200 branches with a total number of employees over 16000 in South East Europe and, if we include some other countries, primarily Cyprus and Turkey, the number is close to 27000; these are significant numbers for a region which is underbanked.
We at the Central Bank of Bahrain are working with the International Islamic Financial Market to set certain standards on some capital and money market products, but banks themselves could work more closely to establish common disclosure standards for the costs of financing. Additionally, we at the Central Bank have noted the continuing need for high quality human resources within Islamic banks.