The aim of the mismatch ratios is to reduce the risk that an individual bank is brought down by a short-term loss of confidence. One-week mismatch ratio  One-month mismatch ratio  Primary liquid assets contain the following classes of assets: 1. ESAS balances with the RBNZ  2. NZD currency demand balances with other NZ banks  3.
Foreign currency notes and coins held by the bank, and foreign currency demand balances held with overseas banks, subject to a haircut;  4. NZ government securities denominated in NZD  5. Other securities with haircuts: 1. High rated local authority securities  2. High rated State owned Enterprise securities. 3. High rated Kauris,  4.