and  •  Is there room for differing points of view? •  Through these new developments, we aim to foster prudent decision-making and stimulate reflection. Ladies and gentlemen, I’m going to summarize the main points of my speech.
I’ve approached the theme of this gathering, “Ethics and the crisis in the financial sector”, from my perspective as executive director responsible for prudential supervision. I’ve made a case for how banks can restore confidence as an essential building block for a healthy economy.