Unfair charges and fees on banking transactions, inadequate and often misleading information supplied to bank customers, rather than advising borrowers how to get out of a temporary setback in their businesses squeezing them to the point of bankruptcy are a few items in the long list of complaints that could bring the banks into bad disrepute.
Episodes of rapid house price increases have typically a speculative element. For instance, buyers may enter the market simply because they believe that prices will rise rapidly for some time so that capital gains can be reaped by entering the market.