In the event of an actual deleveraging by a bank as a result of a SREP decision, lending activities would often not be hit as it would be logical for the bank to first reduce its non-core business.
We are likely to see growth return to around 3 percent through the rest of 2014. Prospects for labor markets will continue to improve, and I expect the unemployment rate will continue to decline, reaching 6.2 percent or lower by the end of 2014.