A lot has changed in the way we make payments since those times. Leaving coins in a glass bottle beside the letter box was eventually replaced by using plastic milk tokens. After a while, many people switched to using debit or credit cards to buy milk at the supermarket. Now we can use remote payments to buy milk online and have it delivered.
As Governor Bernstein put it; “We had to recognise the truth in the simple saying; money is hardest to come by when you need it most.” In the first 30 years of the fixed exchange rate policy, currency crises were typically associated with downward pressure on the krone. That changed with the sovereign debt crisis in 2011-12.