Second, the fact that integration has progressed more in the securities field than in other segments of the financial sector, makes the issue of effectiveness of supervisory convergence particularly relevant. This implies that Level 3 needs to be further developed with regard to the supervision of securities markets.
Speakers have pointed out some strategies to promote pension literacy: –  provide clear and understandable information on pension schemes;  –  deliver financial education at school in order to increase youth awareness that rainy days can come.