Each lead bank of the district may adopt at least one cluster. A Microfinance model which has been relatively successful is the SHG Bank linkage model which leverages the penetrative reach of the NGOs and civil society organizations and the financial strength and managerial expertise of the commercial banks.
The trend of declining exports continues, the improvement in domestic demand such as consumption and investment has been unsatisfactory, and the sentiments of economic agents remain sluggish. Consumer price inflation is also substantially below its newly set 2 percent target.