(“Using data from nearly 800,000 employees, … results confirm that participation in 401(k) plans is higher in plans offering a handful of funds, as compared to plans offering ten or more options.”) 20 See, e.g., Daniel Navarro-Martinez, et al., “Minimum Required Payment and Supplemental Information  Disclosure Effects on Consumer Debt Repayment Decisions," Journal of Marketing Research, vol. 48 (November 2011), journals.ama.org/doi/pdf/10.1509/jmkr.48.SPL.S60?code=amma-site.
This is my second speech in our public engagement campaign called “Toward 2021.” We call it that because 2021 is the next renewal date for our five-year inflation-control agreement with the Government of Canada, first adopted in 1991.