Given that data aggregators often don’t have consumer interfaces, consumers may be left to find an email address for the data aggregator, send in a deletion request, and hope for the best. If things go wrong, consumers may have limited remedies.
In reviewing terms, it appears that many fintech advisors include contractual waivers that purport to limit consumers’ ability to seek redress from the advisor or an underlying data aggregator. In some cases, the terms and conditions assert that the fintech developer and its third-party service providers will not be liable to consumers for the performance of or inability to use the services.