Unbundling of Services and Functions Of the notable developments in payment services, some have drawn my attention in particular, the first of which is progress being made in the unbundling of services that have been provided as tightly coupled thus far.
To give an example, with fintech businesses utilizing payment functions provided by banks through an open Application Programming Interface (open API), moves to innovate customer services as well as develop a convenient and comfortable user experience are growing increasingly common. Shifting our focus to overseas, various stablecoins circulated on permissionless blockchains are emerging.