6  Those operating hours are expected to be used by financial institutions that have current accounts or JGB accounts at the Bank’s Head Office. 4  BIS central bankers’ speeches  medium- to long-term growth of Japan’s economy from not only the monetary policy perspective but also the settlement perspective.
C.  Enhancement of retail payment services  Next, I would like to talk about the initiatives taken to enhance retail payment services. Currently, the JBA and the Zengin-Net have started looking into the issues of extending the Zengin System’s operating hours and achieving financial electronic data interchange (EDI).