In other words, there should be a consistency between the asset structure and liability structure in terms of maturity and yield structure. These requirements very often constrain banks in fulfilling the medium and long-term requirements of financing or in extending loans to deserving sections of the society even-though their requirements are genuine.
4  See, for example, Gillanders, R. and K. Whelan (2014), “Open for Business? Institutions, Business Environment and Economic Development,” Kyklos, 67(4), November. 5  For a survey of empirical research on productivity based on micro data, see Syverson, C. (2011), “What Determines Productivity?” Journal of Economic Literature, 49(2).