As you are all aware, in 2014 RBI had released the “Charter of Customer Rights” declaring five basic rights of bank customers as broad, overarching principles for protection of bank customers. All banks have since reportedly adopted/incorporated the Model “Customer Rights Policy” based on the Charter formulated jointly 1/5  BIS central bankers' speeches  by IBA and BCSBI.
Nevertheless, the very tight labor markets can be expected to put upward pressure on wage change and hence inflation, once the special forces restraining inflation dissipate or reverse. Second, there is some question about how to assess the degree of restraint or stimulus associated with current monetary policy.