Canada’s immigration policy has long been considered a success because of its record of attracting immigrants with the necessary skills to be absorbed into the labour force and to make important economic contributions. This approach will be particularly crucial going forward as the workforce gets older.
•  We certainly could not and would not neglect contributing to the development of the capital market. •  As the other facets involved direct improvements of market components, we have not forgotten the needs of the banking public either for redress mechanisms or for financial education. Each facet is a critical component without which our prudential framework will have major deficiencies.