In addition, given CBDCs legal tender status, difficulties may arise regarding its enforcement, as not necessarily every agent in the economy will have available the means to accept it at all times.
 Lastly, there is a broad consensus in the community regarding the need for further research on, and careful consideration of, the potential implications of CBDCs for interest rates, exchange rates and other asset prices in general, including the relative price between the digital and physical versions of a given currency.8 Beyond the above-noted issues, there is an additional element that must be carefully taken into consideration to evaluate whether the adoption of CBDCs, in any of its plausible variants, is recommendable as the next iteration of official fiat money: would there be a relevant contribution of CBDCs to the existing payment infrastructure?