I would suggest that the value of independent due diligence on the part of investors is especially high for newer and more-complex products compared with more traditional, familiar, and less-complex products.
2  BIS Review 119/2007  Reducing the chance of unanticipated losses may require significant effort on the part of investors looking to purchase complex structured products and the creators or sellers of those products. To be able to better understand the risk profile of such instruments, some market participants will have to invest in three ways to revive the price discovery mechanism.