The IBA, its members and other stakeholders should, therefore, be active partners in ensuring that such a process evolves successfully. 1 Garry, J. S. (2004). Defining financial stability. IMF Working Paper, 2004: WP/04/187. 2 Financial Stability Report, June 2019, Reserve Bank of India. 6/6  BIS central bankers' speeches
In the hope that the census tract data referenced in this speech might be helpful to others working to address vacancy problems, I plan to post our data on the Federal Reserve website along with this speech.2 Level and distribution of vacant housing Since the beginning of this year, there have been signs of improvement in aggregate housing market conditions nationally.