The survey results tell us that we have a long way to go to achieve financial inclusion and that there are plenty of opportunities for those looking to expand their business or to introduce meaningful game-changing innovations to help improve the lives of Filipinos. Clearly, we need broad-based cooperation from local and international institutions to address these gaps.
With more institutions as partners, we can make substantial gains on our financial inclusion targets. Concluding remarks Ladies and gentlemen of the RCM and the RCFP. In 2016, both external and domestic developments will compel us to remain watchful in guarding against threats to growth and stability.