Termed Credit Counseling Canada (CCC), the organization seeks to enhance the quality and availability of not-for-profit credit counselling for all its citizens. The Bank Negara Malaysia has established a Credit Counseling and Debt Management (CCDM) agency to provide credit counselling and loan restructuring advice to individuals.
Banking supervision Why might it be beneficial to have a SSM in a monetary union? To my mind, one important reason is that a greater remove between supervisors and the banks they regulate can help improve the capacity for challenge and ensure a broader, more detached, perspective on the issues.