Access to credit The economic marginalization that comes with the growth of part-time and low-paying jobs is exacerbated by inadequate access to credit for many working Americans. Ideally, people chronically short of cash would have access to safe and sound financial institutions that could provide reliable and affordable access to credit as well as good savings plans.
There are many success stories that have been documented in Fiji evident from the FDB’s Small Business Award which highlight that low income markets can be served on a sustainable level. This role is not limited to banks alone. The Government, the RBF, civil society and other private sector players also have a role to play.