In this respect, the Central Bank is one of three supervisory authorities responsible for preventing money laundering and terrorist financing, the other two authorities being the TTSEC and the Financial Intelligence Unit (FIU). Trinidad and Tobago is party to 17 Double Taxation Treaties in force, and there are others awaiting ratification or under negotiation.
Cummulative share of banks changing acceptance criteria (%)  Figure 4: Cumulative changes in credit standards (by MFIs in NL) Data normalized (2003 = 0) 800 tightening 600 400 200 easing  0 -200 -400 2003  2005  2007  2009  2011  2013  2015  2017  Cumulative changes in credit standards SMEs Cumulative changes credit standards large firms Source: BLS, own calculations  Figure 4 shows how credit standards already started to ease in 2010 for large firms in the Netherlands, while they continued to tighten for SMEs until 2014 and remained tight thereafter.