Toni Gravelle: The perfect storm Remarks by Mr Toni Gravelle, Deputy Governor of the Bank of Canada, at theAssociation des économistes québécois, Montréal, Quebec, 12 May 2022. * * * Accompanying slides can be found on the Bank of Canada’s website. Introduction Good morning.
*  *  *  A pleasant good morning to Mr. Cleviston Haynes – CGBS Chair; representatives from the Association of Supervisors of Banks of the Americas (ASBA), the Office of the Supervisor of the Currency (OCC), the US Department of the Treasury, the Federal Deposit Insurance Corporation (FDIC); members of CGBS; participants of this, the twenty-ninth annual CGBS conference.