The level of capitalization of the institutions continues to grow, standing at a position that can be considered satisfactory. The improvement of the soundness of financial system indicators reflects a combined effort of the Central Bank through the banking supervision and that of the credit institutions in strengthening their internal management and control processes.
We can assert that today our system is more prepared to face several risks that the financial activity brings about. In effect, the ratio of non-performing loan reduced to 3.6%, while the solvency ratio grew to 16.7%, against the minimum of 8% required, according to the Basel I Convention terms or 12% under Basel II terms.