The regulation and supervision of institutions is anchored on a legal and regulatory framework that requires, first and foremost, the assessment of the adequacy of the institutions’ capital to meet their business requirements to match their risk profiles and to protect the interests of their depositors.
It is still a young central bank just 3 years old. Its mandate is to guarantee price stability by conducting a single monetary policy for the 12 countries and 300 million people in the euro area. The public perception of an institution sometimes differs sharply from, and even oversimplifies, the complex reality. This is also the fate of the ECB.