Therefore,  the  Administration,  Improvement  5  of  Land  Procedures and Systems (LAPCAS) project, that should ease constraints to using land acquired under different tenures as collateral for mortgages, is a welcome development.
In this regard, it is our expectation that BBS and, of course other financial institutions in this country, will respond positively in providing affordable credit that the average household in Botswana can access. The third dimension, Distinguished Ladies and Gentlemen, is that the supporting services need to be robust and sound.