•  A doubtful asset has been defined as one which has remained as an NPA for a period exceeding 2 years and provisions are required at 100% of the unsecured portion and 20 to 50% in respect of the secured portion over a period of 3 years.
And because of the dynamics in multilateral trade negotiations, small nations resort to regionalism to enhance their bargaining leverage and to gain some degree of international political influence. In previous years East-Asian countries, in particular the ASEAN member states, have intensified their cooperation.