Coupled with other regulatory measures, this transparency should in turn increase market discipline. This level of transparency also subjects us to greater outside scrutiny and analysis, a process that increases our accountability as regulators and helps us improve our assumptions and methodology over time.
These choices for greater transparency in the supervisory stress tests and CCAR have prompted healthy discussion on the merits of disclosure in other supervisory areas. As I think everyone in this audience knows, we have not disclosed the supervisory models themselves. We do not want firms simply to copy our modeling in their own assessment of risks and capital needs.