Or rather – as one of the necessary preconditions. And clearly not sufficient. After carrying out comprehensive research, we came to the conclusion that changes which (should we commit to implementing them) would increase transparency of the pension system, boost motivation to participate in the social security net and reduce incentives for acting in the shadow, are both necessary and possible. People need clarity.
If, on our virtual personal account, we could see how much we would accumulate for our future pension given our official wage “on paper”, everyone would think twice before agreeing to take payments “under the table”. This would not cost much and would not require particular expenses or long-term investments. Yet, it would bring us closer to a few of our basic goals.