The framework should take into account: (a) the size of the bank (based on simple indicators such as total assets and the bank’s reliance on specific sectors, like the real estate sector and the GREs and counter parties), (b) the interconnectedness between banks (as indicated by deposits from and loans to), and (d) the degree of complexity, even though this does not play a significant role in the UAE, as banks do not trade or invest in sophisticated financial products.
Also, cross-border activities by banks in the region can’t be used to determine if they qualify as D-SIBs, as these activities are insignificant. II. Issues for consideration  1. The BCBS assessment framework suggests that Local regulators are entrusted with the task to set up their own methodology for the process of identifying which banks to be considered as D-SIBs.