But quite the opposite. I want you to be hopeful. You hold among your membership many of the most prominent in business and industry. To many of you, darkness is not darkness for its sake, but rather the absence of light. Because many among you have developed the “killer instincts”, when the dark gets bleaker, you see opportunities.
However, as seen in some of the advanced countries, the technology permits and can be leveraged to deploy the ATMs for delivering a much wider variety of banking services to the banks’ customers and thus, have the potential of becoming a much fuller place of banking business.