I realize that this will not be easy, but I am convinced that this is the best way forward. 14  Par. 724 of the new Capital Accord. 15  Par. 732 of the new Capital Accord. 16  Par. 742 of the new Capital Accord. BIS Review 20/2006  7
However, international comparisons show that, since the first half of the 1990s, household disposable income has more than tripled in the United States and about doubled in Germany, but it has hardly increased in Japan (Chart 11).