In the case of deposits the institution has an obligation to return the value of the deposit plus interest at the due date, unless some prior arrangement has been agreed as to early removal. To this extent in the Barbados situation with its tendency to deposit-taking, systems are less liquid. However securitization has its merits.
In doing so, the Bank has been able to successfully discharge its mandate and has been committed to taking decisions in the best interest of the Namibian people and the economic prosperity of this country. Government in general and the Ministry of Finance in particular have embraced sound, stability-oriented policies, thereby providing a solid foundation that facilitates the Bank's operations. Your Excellency, 4.