As you are aware, Reserve Bank has created NEFT/RTGS system that is acting as de-facto remittance system in the country. Reserve Bank is on the verge of putting in place the Next Gen RTGS which will be more secure, safe and efficient than the existing one.
To enable remittance for walk-in customers, Reserve Bank has put in place a very user-friendly Domestic Money Transfer scheme. Unfortunately, despite the business potential, these facilities are either not being extended by the banks or the target masses are not aware of the facility.