That makes public trust an asset of great value for the banking sector at this juncture. 3rd challenge: forward looking risk management The third challenge I would like to mention, and which I think applies equally to you as banks as to us supervisors, is to cultivate our capability to look ahead. To sharpen our receptiveness to developments around us.
  Reflecting all of these factors, the Bank yesterday maintained the target for the overnight rate at 1 per cent.