Neuroscientists observe that if the first few years of a child's life include support for healthy development in families and communities, the child is more likely to succeed in school and to contribute to society as an adult.
Chart 1. SSM risk map for 2019  As you can see from the chart above, NPLs rank higher than cybercrime and IT disruptions, and are second only to geopolitical uncertainties both in terms of risk impact and risk probability.