Well, there are perhaps three competing schools of thought regarding treatment: what we might call the St Augustine, Schwarzenegger and Dell cures.
For example in the field of insurance, in order to overcome “adverse selection” and “moral hazard,” which have been regarded as inherent problems in the insurance industry, efforts are being made to finely adjust the insurance fees by using a new technology known as a “smart contract,” and collecting a wide range of data such as how customers drive, and how they manage their health.