Other risks include the possible worsening of inflation expectations stemming from the disappearance of favorable nonrecurring factors, such as low increases in agricultural product prices, which this year have supported benign inflation. Another important challenge for monetary policy continues to be the need to anchor inflation expectations around the 3 percent permanent target.
Customers are being bombarded to contract consumer loans once they have a secure job and their  BIS Review 108/2006  1  income could be channeled through the financial institution. Rapidly changing lifestyles have forced the bulk of the population to open bank accounts, to use ATMs, to own credit and debit cards and generally to participate actively in the formal financial system.