For release on delivery 12:10 p.m. EDT October 17, 2018  FinTech and the Search for Full Stack Financial Inclusion  Remarks by Lael Brainard Member Board of Governors of the Federal Reserve System at FinTech, Financial Inclusion – and the Potential to Transform Financial Services Hosted by the Federal Reserve Bank of Boston and the Aspen Institute Financial Security Program Boston, Massachusetts  October 17, 2018  Thank you for inviting me to join today’s discussion.
Like many of you, I have long been interested in the potential for innovation to improve financial access for families and small businesses who are underserved. The combination of smartphone apps, big data, artificial intelligence, and cloud technology holds out intriguing possibilities in financial services.