Therefore, it is interesting to briefly discuss the main effects of FinTech revolutions on customers, competition among market players and, overall, the financial industry’s operation and structure. Currently, five main drivers appear to be shaping and are expected to bring changes to the established financial sector: The first driver is reduction of information asymmetry.
Three main factors to be addressed  After reflecting on the origins of the crisis and the initial lessons learnt over the past 18 months since the turmoil erupted, let me now turn to the future and the avenues for reform to be addressed in our response to the crisis.