Anti-money laundering and countering financing of terrorism - Reserve Bank of New Zealand (rbnz.govt.nz) 13  10  emphasis we place on privacy reflects the fact that the CBDC design will be driven by public, rather than commercial, interest.
This is a major reason why the gap between investment and saving has declined to its lowest in a long time, which, if you remember your national accounting identities, is directly equivalent to the current account being at multi-decade lows. But the trade balance story is not just a resources story. There has been strong growth in exports of education and tourism.