This is principally due to a lack of adequate techniques for project appraisals in an Islamic banking 4 context. Because of these weaknesses, it is advisable to address the need for having staff with the required skills to learn the new processes for operating Islamic banks.
Underpinning this low but positive growth number of 0,2 per cent are sustained high levels of consumer expenditure, which account for almost two thirds of economic activity in the US. However we should be rather cautious before jumping to premature conclusions on the basis of these figures.