60-74; and Timothy Hannan and Robin Prager, (2004). "The Competitive Implications of Multimarket Bank Branching," Journal of Banking and Finance 28, pp. 1889-1911. 5  See Timothy Hannan and Robin A. Prager, (2009). "The Profitability of Small Single-Market Banks in an Era of Multi-Market Banking," Journal of Banking and Finance 33, pp. 263-71.
I am deeply troubled by recent efforts to water down post-crisis reforms of financial regulation, whether it is the US presidential decree to cut back Dodd-Frank, the UK’s "financial centre strategy", or the European Commission’s sometimes overzealous approach to reducing burdens on European banks.