crypto-assets used within a scheme and stablecoins). The framework also targets not only traditional payment schemes but also 'arrangements', (e.g. the aforementioned digital wallets) thereby bringing the complex dimensions that characterize the new digital ecosystems under the overseer's competencies.
This somewhat lengthy discussion about who and what should be on the regulator's radar brings me to my second pillar, which is the need to constantly bear in mind that we are dealing with a very dynamic ecosystem.