For example, a dashboard for the Retail Lending Subtest could show the thresholds that a large retail bank should reach for each of its major product lines to receive the presumption of “satisfactory,” including the percentage of loans to LMI borrowers and the percentage of loans to LMI neighborhoods.
Tailoring Performance Evaluations to Bank Size and Business Model The proposed separate subtests would also ensure expectations are tailored to the size and business models of different banks. It is important for smaller banks to be able to remain under  - 11 the current more qualitative approach if they so choose.