We can’t stamp it all out, nor would we want to. Rather, the goal is to create incentives so that risk is allocated and managed appropriately, both in banking and in shadow banking activities, making the entire financial system stronger and more resilient. BIS central bankers’ speeches  7
A relevant issue in this context is the efficacy and coverage of deposit insurance. What should deposit insurance cover? How are small deposits to be defined? Apart from small deposits, should we, in a crisis situation like this, consider extending guarantees to the money markets and mutual funds? 6.