It is probably worth noting at this juncture that one of the features of the stress testing program that some banks have found most troubling is that it culminates in the annual  asset holdings or adopt correlated hedging strategies that are treated relatively favorably under one particular market shock scenario.
In the year 1792, a group of twenty four traders gathered under a buttonwood tree at 68 Wall Street, signed the now famous Buttonwood Agreement, and agreed to follow the principles of fair trading in the Agreement. This agreement marked the beginning of industry self regulation in the U.S. financial sector.