Thus, training of employees at all levels can play a significant role in embellishing what has come to be known as “KASH”-Knowledge, attitude, skill and habits. BIS central bankers’ speeches  1  Does training need analysis or do training needs require prior investigation? There is a subtle and understated difference between both precepts.
It is perhaps not surprising that, given their high rates of saving and generally high level of economic development, the governments of Hong Kong and Korea can borrow at close to industrial-country levels. More notable, however, is that the Mexican government can borrow in pesos at a ten-year maturity at rates that have averaged roughly 9 percent.