Unless some means to pool and distribute these loans to other investors in the market is created, the retail lending pipeline can get chocked quite quickly. (iii) How is crowd funding going to impact lending business of the banks in future?
Christine Lagarde, I know you have to go, so a final question: if you look at the central bank stance around the world, there is a lot of talk that central banks are coming to the end of the tools that they have. Can somehow fiscal spending across the world make up for that?