  The CRISIL Inclusix indicate that there is an overall improvement in the financial inclusion in India (Chart 3).   CRISIL –Inclusix (on a scale of 100) increased from 35.4 in March 2009 to 37.6 in March 2010 and to 40.1 in March 2011.
On the Volcker rule, the legislation calls for exempting the vast majority of banks with $ billion or less in assets from reporting requirements, which the Federal Reserve supported, due to the lack of 2/5  BIS central bankers' speeches  trading activity that community banks engage in.