To conclude, I hope that I have managed to convey something of the significant changes that are occurring, and will continue to occur, in the arena of payment and settlement systems over the next few years, and in which Ireland will play its full part. Thank you for your attention.
I will now call upon Pat McLoughlin, the Chief Executive of the Irish Payment Services Organisation, to say a few words about the launch of SEPA. BIS Review 11/2008  3