For thrift banks, let me once again encourage you to focus on MSMEs even though in many respects the label of “SME” is itself a simplification of complex requirements from evolving clients. Going back to the convention theme, I felt it was necessary to ask the difficult question: What do all these mean for your public, your customers, your clients?
If our financial market is to make headway with the banking public, this is the question that always and continuously should be asked. Remember, the evolution of the structure of our financial market must constantly be guided by the best interest of the public that this market serves.