Each of these payment solutions could be enhanced by an instant payment feature, but they also require additional services to create a smooth and secure payment experience. Payment solutions can be integrated into or linked to mobile apps for ordering goods and services, thereby providing vendors with real-time confirmation of incoming payments.
And instant payments can be integrated into business software and will undoubtedly pave the way for many other additional 1/3  BIS central bankers' speeches  services. This is where market players can provide added value and create new business opportunities. Time to take action Market players need to take action.