In the payment system, policy transformation entails BSPI 2025 implementation to accelerate and integrate the digital economy and finance as a source of national economic growth. Money market deepening has been expedited in accordance with BPPU 2025 through the development of money market instruments and financial market infrastructure to create a modern  43  and advanced money market.
In that report, the Board, the OCC, and the Office of Thrift Supervision promised to continue and to enhance their "use of data from the subordinated debt, equity and other markets to evaluate the current and expected future condition of large depository organizations." In addition, the agencies pledged to continue monitoring both subordinated debt yield spreads and issuance patterns at individual institutions.