  Third, a higher minimum capital percentage has been set and additional buffers have been included to take care of any concerns regarding any other factors not taken into account in the explicit calculations, for example, post-2013 events.
Its two-pillar monetary policy strategy was a novelty in the world of central banking; its economic environment was, and is, a heterogeneous, multi-country economy, and its political setting unlike anything we know from the nation-state.