Portuguese banks are today more capitalised and are more stable in terms of resource intermediation. They have abundant liquidity and have improved their productivity indices.
Observed in quantitative terms in1: An increase in the total capital ratio from 10.3% to 16.1% (between the end of 2010 and June 2019); An increase in the liquidity coverage ratio (LCR) from 151.5% to 212.3% (between the third quarter of 20162 and June 2019); A reduction in the loan-to-deposit ratio (LtD) from 150.6% to 88.2% (between the end of 2010 and June 2019); An increase in the total average assets per branch from 81.5 to 94.9 million euro (between the end of 2010 and the end of 2018).