There is considerable scope for increasing the tried and successful model of Bank-SHG linkages, especially to large tracts in the country which have not been adequately covered. RBI is currently engaged in exploring a forum where these issues could be addressed on a continuing basis, through a participative and consultative process amongst all the stakeholders.
In conclusion, it is necessary to recognise that we, in India, have to focus on extending financial services in both rural and urban areas for ensuring financial inclusion of all segments of the population.