A successful and  BIS central bankers’ speeches  3  sustainable rural banking model is one that packs innovative servicing ideas that instil confidence; offers convenient access to credit; and literally draws the rural cash based population into the mainstream banking economy.
Delivery of banking services through the conventional banking model is not always feasible in rural areas, but with the kind of technology available today, I am sure that new, implementable mechanisms can be created/ adopted which, far from burdening a bank’s balance sheet, will indeed strengthen it.