The FDIC recommends that the current $ ceiling on insured deposits be indexed. The Board does not support this recommendation and believes that the current ceiling should be maintained. In the Board's judgment, it is unlikely that increased coverage, even by indexing, would add measurably to the stability of the banking system today.
Some have also undertaken unconventional measures to implement monetary policy, such as: •  giving commitments about the future path of interest rates;  •  greatly expanding their balance sheets; and  •  shifting the composition of their assets from securities that are short-term and relatively risk-free to those that are longer-term and somewhat riskier.