Sounds like science-fiction? I wouldn't be so sure. Some parts of this scenario are already becoming reality as we speak. And although it is notoriously difficult to make predictions about the future, technological developments are going so fast that it may be wise not to dismiss this, or any other, scenario upfront. Now personally my tech-savviness has its limits.
My son is friendly enough to remind me when I play FIFA with him on the Play Station. But believe me, I'm just as excited as you are about the tech revolution. Also as a financial supervisor. Because let's face it, fintech may offer large benefits to consumers in terms of new services, ease of use, inclusiveness, and costs.