I do not pretend to understand the underlying technical intricacies but the intuition is clear to me: by continuously correcting it, I allow the system to learn what my preferred combination of words is. The algorithm can then help me communicate more easily and more efficiently.
Nevertheless, bankers would probably admit they would like to see a greater share of their earnings growth come from improved lending and margins rather than lower provisions. Bank capital ratios remain very strong. Some 99 percent of banks in the United States are well capitalized, matching the highest proportion we have ever seen.