The financial crisis also showed that panic situations can very quickly lead to liquidity shortages in the interbank market. That is why sufficient liquidity buffers are necessary. These buffers are the liquidity coverage ratio (LCR) and the net stable funding ratio (NSFR), the latter being the structural liquidity ratio. I am aware that the prospect of new rules can lead to uncertainty.
If the poor are able to access credit, savings, and investment instruments, their chances of getting out of poverty will increase. As such, we continue to issue regulations toward financial inclusion. Last month we issued a regulation allowing trust companies to distribute their products using third parties. Previously, they could only do so via their main offices.