This will add greater depth and liquidity to the official paper segment of the market and perhaps pave the way for a bond and interest rate futures market. Another initiative worth mentioning is the introduction of Islamic financial services and the need for Islamic Treasury Products.
•  While household spending remains solid, and various indicators in the housing sector continue to rise, slower growth of household credit and higher mortgage interest rates point to a gradual unwinding of household imbalances. •  The Bank expects that a better balance between domestic and foreign demand will be achieved over time and that growth will become more self-sustaining.