There is one other aspect I would specifically like to draw your attention to, and that is the need for diversity. In other words, the need for alternatives. If we cannot use iDEAL, but another easy-to-use alternative is available, that is fine. But that means that the alternative must not be reliant on the same technology as iDEAL. Diversity in technology is important.
As a result, corporate profits have worsened, and employment and income conditions have deteriorated evidently, as seen recently in the rapid rise of the unemployment rate.