Evaluating the impact of the 2015 policies on the Italian labour market”, Questioni di economia e finanza (Occasional Papers), No 325, Banca d’Italia, March 2016. 3 For instance, Latvia’s total stock market capitalisation was 4% of GDP in 2013, which was the lowest rate  among the EU Member States. See “Capital Markets Union factsheet”, European Commission, 30 September 2015, p. 2.
For example, the rush to set up Internet banks of a few years ago seems to have slowed, tempered by the experience of the few pioneers in this area, who found that although technology risks and hurdles are surmountable, the basic imperative of making a profit is often not.