This could be particularly so to the extent that the capitalisation backstop is not fully in place with the result that, for example, a call by the single supervisory mechanism for additional capital would result in pressure on the national government.
I am not allowed to give financial advice, but I would like to make four brief points that we should all keep in mind. The first is that interest rates go up and down. It is nearly eight years since the previous increase in interest rates by the RBA. This means that many borrowers have never experienced a rise in official interest rates.