The table sets out the average growth rate per capita in these countries and their unemployment performance. This latter concept is measured by seeing how much higher their current unemployment rate is than it was in the first half of the 1960s. There is one country where the unemployment rate is now lower, namely the United States.
As I was finalising the draft of the Annual Policy Statement for the year 2006–07, issued on 18 April 2006, it struck me that what had been attempted particularly in the past year was actually reaching out, and hence the title should be “Financial inclusion”. This articulation by the Reserve Bank is the origin of the concept of financial inclusion.