As is clearly evident, some of these trends are positive and some negative. V.  Looking ahead – challenges in agricultural credit  Despite the impressive gains made by the rural credit delivery system in terms of resource mobilisation, geographical coverage and functional reach, the financial health of the rural credit institutions has deteriorated raising questions about their sustainability.
Since January 2016 when H.E the President of the  Republic of Uganda assented to Financial Institutions (Amendment) Act, 2016, which embraced Islamic Banking, there has been tremendous work going on internally in the Bank of Uganda, which is mainly aimed at fast tracking the development of an enabling Supervisory and Regulatory Framework for Islamic Banking.