Competition from mortgage banks may be a factor behind the continued decline in the spread between banks' lending and deposit rates. 3 Slide 24: Indebted households consolidated heavily following the financial crisis A large proportion of Danish households have financed their homes with flexible-rate mortgages. And households with fixed-rate mortgages have been able to re-mortgage into mortgages with lower rates.
India may have become the IT and ITES hub of the world over the past two decades; it now has the opportunity to become the factory to the world as well. Jobs and productivity Let us now take a quick look at our record on achieving the desired jobs-productivity nexus.