Third, the new CRA rule should provide greater clarity, consistency, and transparency so that everyone-the public, community groups, and banks-understands what counts for CRA consideration and how a bank's rating is determined.
In addition to maintaining retail payment functions, it is also vital to ensure that the wholesale payment systems for funds and securities continue to function in a stable manner. In this regard, as I mentioned earlier, the BOJ-NET continued to operate without interruption after the earthquake. Ensuring the stability of financial markets The Bank of Japan’s second response was to ensure financial market stability.