Let me briefly recount some such experiences which have supported an accessible and stable financial sector environment in their respective jurisdictions: a.  Brazil, new regulations have been attempted to achieve universal access by enabling partnerships between banks and third-party agents.
Brazil was the early leader in agent banking through the large-scale introduction of “banking  10  Report of the Sub Committee of the Central Board of Directors of the Reserve Bank of India to Study Issues and Concerns in the MFI Sector (Chairman: Shri Y H Malegam), January 2011 (Malegam Committee).