Gathering the data and generating viable estimates of LGDs and EADs poses some challenges. To be sure, we believe that the availability of external data sources developed in the United States to help in the generation of these variables will be reasonably wide. Still, some effort will be required, and that effort will not be costless.
Table 1: Comparison of Private-Sector Forecasts 2003:Q3  2003:Q4  2003:Q4/ 2004:Q4/ 2002:Q4 2003:Q4  GDP (percent change) 1  Global Insight (8/11/03)  3.6  3.7  2.8  4.1  Blue Chip (8/10/03)  3.7  3.8  2.8  3.7  Macroeconomic Advisers (8/21/03)  4.2  4.2  3.1  4.0  Survey of Professional Forecasters (8/22/03)  3.5  3.9  2.8  3.8  Global Insight  6.2  6.2  6.2  5.9  Blue Chip  6.2  6.2  6.2  5.8  Macroeconomic Advisers  6.2  6.1  6.1  5.4  Survey of Professional Forecasters  6.2  6.1  6.1  5.8  Global Insight  1.5  1.0  1.7  1.5  Blue Chip  1.5  1.6  1.9  1.9  Macroeconomic Advisers  1.8  1.0  1.8  1.3  Survey of Professional Forecasters  1.5  1.4  1.8  2.0  Global Insight  1.3  1.1  1.4  1.7  Blue Chip  1.3  1.3  1.5  1.6  Macroeconomic Advisers  0.6  0.6  1.1  0.9  Survey of Professional Forecasters  1.4  1.5  1.5  1.8  Unemployment Rate (level)  2  1  CPI (percent change) 1  GDP Price Index (percent change) 1  1.