In proportional terms, India has one of the lowest numbers of ATMs and PoS terminals – just 63 ATMs and 497 PoS per million population. Only a small fraction of the 10 million plus retailers in India have card payment acceptance infrastructure. Though the usage of mobile banking and internet banking is growing, a significant percentage of customer base is not covered. 44.
Of these, 17 villages have been identified in South Andaman, 21 in North and Middle Andaman and 9 in Nicobar. A total of 37,370 no-frill accounts have been opened up to end-June 2011 in ANI. As at end-March 2010, the total number of Kisan Credit Card (KCC) issued in ANI was 7,000 and the amount of loan sanctioned under the scheme was 158 crore.