Udeshi, Chairman of the IBA Shri Shetty, Deputy Governor Smt. Usha Thorat, distinguished bankers and friends, It gives me immense pleasure and satisfaction to be here to release the "Code of Bank’s Commitment to Customers".
Quite a lot has been said already about the budget deficit and overheating of the Latvian economy and I think that the message of the central bank has been heard. Therefore I would like to concentrate more specifically this morning on how we see the road ahead of us.