Accordingly, financial education contributes to the development of financial systems and markets as well as to the promotion of more transparent competition amongst financial service providers. In fact, financial education is very much considered as the first line of defence and protection for consumers of financial products and services, since it complements the regulatory and supervisory measures in place.
This combination of circumstances has prompted us to work closely with the Reserve Bank of Australia, our 26  RBNZ Media Release - https://www.rbnz.govt.nz/news/2019/09/reserve-bank-confirms-green-bondinvestment 27 AML / CFT - https://www.rbnz.govt.nz/regulation-and-supervision/anti-money-laundering/guidance-andpublications 28 The World Bank https://remittanceprices.worldbank.org/en  12  respective Foreign Affairs agencies, and with other Pacific nations’ central banks and international agencies to find a solution.