The fourth and final paper takes a high-level look at the effects of regulatory policy on the structure of the U.S. banking system and the viability of community banks.
If we examine the parameters of the index more closely, we will find that Israel ranks even higher on some of these: for example, on the strength of minority shareholder protections against misuse of corporate assets by directors for their personal gain, Israel is ranked fifth; or on the legal rights of borrowers and lenders, and the availability and legal framework of credit registries, Israel comes seventh; on the procedures necessary to import and export by sea a standardized cargo of goods, eighth; and on the procedures and costs associated with setting up a business, 17th.