I have challenged and am encouraging the commercial banks to change their banking practices and not only concentrate on big businesses. Micro finance is done very successfully in Asia and South America. Almost every central bank in Asia and South America has special micro-finance areas and they expect all their commercial banks to be actively involved in rural development.
I am convinced that there is no reason why commercial banks in Fiji cannot have microfinance specialisation as part of their operations. If this is working well in Asia and South America – why not Fiji? I believe that the key is to change mindsets and styles of their operations through designing their banking services to suit the banking needs of the rural areas.