Both liquidity and credit conditions in the country continue to be in line with the country’s overall economic growth. As of end-April 2019, bank lending and liquidity grew by 12.7 percent and 7.0 percent, respectively. Other aspects of the economy offer a sound basis for optimism. The country’s external payments position remains manageable and sustainable as it enjoys support from different fronts.
2  BIS central bankers’ speeches  Concepts and principles Dynamic provisioning is a technique that allows banks to build up loan loss provisions when their profits are growing to draw on these provisions during an economic downturn. There are several variants of dynamic provisioning.