Some commenters have requested that the regulations’ asset thresholds, which are used to determine the examination method for banks of different sizes, be raised. Others have asked for cost-saving procedural changes, such as updating the requirement to maintain hard copies of a bank’s public file so as to reflect changes in technology.
Here again, I believe there should be ways the federal banking agencies can be responsive to this set of concerns. As this is the last outreach meeting of this EGRPRA process, I think it useful to add that we are committed to a systematic analysis and consideration of all the comments that we receive.