Modernizing agriculture is critical to managing this risk and finance is at the centre. Despite the great strides made by the African banking sector in digital financial services, the typical offer for financial products and services for the actors in the agricultural sector has been limited.
Most agricultural investments, and impact enterprises, in particular, find it challenging to obtain capital from the commercial banking sector due to a number of constraints. 2  Although Impact Investments are identified today as constituting one of the more promising approaches to the funding of inclusive and green businesses, the field of impact investing is also relatively young.