and growing role of consumer financing and personal loans in meeting the demand for consumer goods;  (iii)  in recent years, investment spending has gained substantial momentum and will be rising further as the Government and private sector launch and implement large infrastructure projects.
The Government has plans to add 5000 MW new power capacities in private sector along with a number of hydel projects, highways and port infrastructure, while catering for the development of large urban infrastructure to upgrade large cities; and  (iv)  foreign direct and portfolio flows is at an all time high and is expected to further grow given the economic potential and high returns on equity in both corporate and banking sectors.