In China there are two at the forefront of this – AliPay and WeChat Pay. But Google, Apple, Facebook and Amazon all have some payment functionalities within their networks that they could potentially expand. Moves to require banks to share the data of their customers with other participants (open banking) have the potential to further promote competition and innovation.
You should be determined to create your own individual voice upholding the values of creativity championed by this institution, while acknowledging your link with the community. The importance of education cannot be overemphasized. Education is fundamental to any society’s progress for it prepares generations to equip themselves with the knowledge and skills to meet the challenges of the ever changing world.