5 On this front, we have made substantial progress: •  expanding eligibility of community banking firms for the Small Bank Holding Company Policy Statement, and for longer, 18-month examination cycles; 6  •  giving bank holding companies below $ billion in assets immediate relief from supervisory assessments, stress testing requirements, and some additional Dodd-Frank Act prudential measures; 7 and  5  EGRRCPA, Pub.
*** SM Retail Inc. Controllership and Financial Planning Senior Vice President Jonathan H. Ng, Filinvest Land Inc. Deputy Chief Finance Officer Janeth De los Reyes, and Robinsons Retail Holdings Inc. – Robinsons Supermarket Managing Director Stanley Co.; fellow BSPers, partners, ladies and gentlemen, good afternoon. The phrase "barya lang po sa umaga" – suggests there's really a shortage of coins.