Going forward, strategy to develop sharia rural banks will be directed in accordance with the characteristics of sharia rural banks as a community bank with a sound, robust, and productive feature with special focus on providing financial services for SMEs and rural community. Similar to the banking sector, financial services sector will also be encouraged to lowering economic costs.
This sector includes cash and non-cash payment systems as well as transaction settlements. Bank Indonesia determines to take a lead in setting policy orientation for payment services development in the future. In this context, policy coordination among institutions and authorities is imperative, especially since the development of payment services will also involve many parties beyond the central bank.