More broadly, though, from the perspective of society as a whole, it is crucial that the overall policy mix continues to focus on the supply of housing – including affordable housing. Because, from the perspective of society as a whole, it is not optimal that housing supply constraints lead to a permanently higher cost of housing relative to incomes.
[10] This may also be the case for other segments of the population, such as older people or those with a lower level of education, who report preferring cash over other means of payment (Chart 5). And the private costs of restricting access to cash seem to be much greater than the social benefits of curbing cash-related illegal activities.