This is a very good opportunity for everyone to talk to the banks and give them your feedback on how you would like them to serve you better. Not only that, also learn of what they have to offer in terms of financial services and products.
First, our financial system was in better shape to begin with, being relatively free of the serious problems the Americans, British and Europeans have encountered. Lenders have some problem loans, as always occurs during a downturn, but these are manageable. The banking system has continued to earn a positive return on its capital, unlike those in some key countries.