Quite often, the officials in HR departments virtually have no expertise or training in HR management and they land there more as a matter of providence than by design. The failure of the HR personnel in the banks and its impact on their performance has also got partly masked due to lack of competition in the banking segment. 5.
It can be reasonably expected that real economic recovery will come fairly soon, provided that certain conditions are fulfilled. The most important is the continued implementation of the adjustment programme, with strict adherence to the targets and timetables set.