Furthermore, they could be collectively not important systemically in good times, but become so in times of extensive leveraging. Similar is the story for markets and instruments. Thus the work of national and international regulatory system is cut out in this regard. Excessive regulation could indeed snuff out entrepreneurship if not done carefully.
Let me also add that ANZ Fiji has been continuously assessed by the Reserve Bank as a sound and resilient bank with strong capital and earning base as well as holding the largest  BIS central bankers’ speeches  1  market share. It is known for its compliance with international prudential standards.