Distinguished Guests, the fifth point, I want to highlight is the importance of presence of institutions and access to services, as demonstrated by the opening of the Palapye Branch of Botswana Building Society. Geographical spread of financial institutions allows for proximate access to financial services, in terms of both acquaintance and usage. This augurs well for financial inclusion.
Thus, when people know about the  existence and benefits of services and facilities, and when these are accessible in a convenient and cost-effective manner, they are more likely to use such services. Increasingly, “virtual”  8  presence and access enabled by digital channels has become a viable platform for access to services and needs to be harnessed accordingly.