The goal is always to provide efficient but safe services 2/5  BIS central bankers' speeches  for households and businesses. Regulation should facilitate this and not be an impediment. It can help reap the benefits available from new technologies.
This is the 22nd time that I have appeared before this Committee: looking back, such frequent hearings have been instrumental in developing a very close relationship between the European Central Bank and the European Parliament. I hope to continue and to further deepen this relationship, especially in times that are particularly demanding. Heute möchte ich mich auf zwei Themen konzentrieren.