In the financial sphere, falling home prices and rising mortgage delinquencies have led to major losses at many financial institutions, losses only partially replaced by the raising of new capital. Investor concerns about financial institutions increased over the summer, as mortgagerelated assets deteriorated further and economic activity weakened.
I need to reiterate that we are serious as our motto states “Not in the Reserve Bank of Malawi”. With these few remarks, I now declare the RBM Tip-Offs Anonymous Programme officially launched. Let’s Join Hands in the fight against unethical behaviour. I thank you all for your kind attention. RESERVE BANK OF MALAWI 11 July 2017  Page 6