And thanks to the benefits in terms of standardisation and interoperability, the scheme would also support our strategic autonomy and economic efficiency.17 A digital euro scheme would respond to the different interests of different market participants – individuals, merchants, businesses and intermediaries.
For individuals, it would mean that they have the same experience when making a payment no matter where they are in the euro area. They would be able to use digital euro in different settings, whether they are having dinner in a restaurant, buying something online or transferring money to a friend.