2 In the last quarter of 2008,  1  The so-called Case-Schiller index is a widely used measure. 2  By 13% in 2009 according to the OECD.
First, the branch manager has typically been recruited through an all-India exam, is from a different state, and typically is not intimately familiar with the local people. While many good branch managers do indeed learn about the community, some do not.