The principal objective of these tools is to be able to monitor in an aggregate manner the systemic risks faced by financial systems, evaluating their potential impact on the real sector and adopting preventive measures.
Furthermore, this approach could be reformed by means of the implementation of countercyclical measures that act on the financial system, some of which could be adjustable, such as dynamic provisioning over the course of the economic cycle, or the setting of capital requirements in accordance with the stage of the cycle.