International frameworks should recognize the right of nations to increase their living standards, and the common but differentiated responsibilities of developed and developing countries in mitigating the effects of climate change. For this, countries need to pursue effective mitigation at the lowest cost.
Business plans, for example, were for years prepared only as a matter of form, while today we invest joint efforts into producing quality documents useful both for insurance undertakings themselves, helping them in their business organisation and also serving their supervisor to keep track of the defined business models and objectives.