Outlook for general business conditions 6 months from now (net)* (Monthly data, 1990-2011)  Figure 5. Change in standards for commercial and industrial loans to small firms (Quarterly data, 1990-2011)  BIS central bankers’ speeches  9  Figure 6.
Change in spreads of loan rates over cost of funds to small firms (Quarterly data, 1990-2011)  10  BIS central bankers’ speeches  Figure 8. PayNet/Thomson Reuters SBLI percent change vs. year prior (Monthly data, 2006-11)  SBLI Small Business Lending Index. Source: PayNet/Thomson Reuters. Figure 9.