See Hansen, Lunde and Nason (2003), p. 841. BIS Review 36/2006  3  •  A pro-diversification argument states that some combination of two-model forecasts might perform better than either alone, if the two models provide partial, but not overlapping, explanations.
If this sounds like you, then you are absolutely right, because I am not describing just one member of the University of Baltimore’s Class of 2016--I am trying to describe every one of you. In different ways, I expect all of you have overcome obstacles and demonstrated resilience and determination to succeed.