These schemes include the 5/25, the SDR, and the S4A. A caveat is in order, though. Some of the current difficulties with stressed loans come from an unrealistic application by banks of a scheme so as to prevent a loan turning NPA, rather than because of a carefully analyzed bank effort to effect management or capital structure change.
Increased government-to-person (G2P) and government-togovernment (G2G) payments will lead to more efficient budget administration and will make it easier for citizens and businesses to do business with government. Convenience to businesses, government, the public is the most obvious and foreseeable benefit of PESO Net. Foreseen and Intended Gains from Promoting Electronic Payments Yes, foreseeable consequences are important.