6 Studies have also shown that the post-merger bank tends to be healthier than the target institution was before the merger, which could to lead to an increase in the availability of credit in the community. 7 The bottom line is that some studies find small business lending goes up after mergers, and others find it goes down.
This includes in particular the global monitoring of systemic stability and the supervision of systemically important cross-border institutions, while properly addressing interlinkages among themselves, with other financial and non-financial institutions and markets. In this context, I fully support the broadened mandate and stronger institutional basis given to the Financial Stability Board (FSB).