Just to give one related indicator, concentration, I noticed from a recent study that the share of the top 50 banks in the US grew by 10 percentage  BIS central bankers’ speeches  1  points during the first decade of the new millennium (continuing a long trend), whereas the share of “large banks” in the EU shrank by 5 percentage points between 2007 and 2013.
It’s more, because that would be very short-termist, it’s very much I think about there’s a very strong vision, a very strong common belief in what the European Union means. And that’s driving – I think – the attitude of the European Union to the negotiation. Of course, if there was a badly handled Brexit it would be negative for the euro area.