1  See the Senior Loan Officer Opinion Survey on Bank Lending Practices and the Survey of Terms of Business Lending; data are available on the Board's website at www.federalreserve.gov/boarddocs/SnLoanSurvey and www.federalreserve.gov/releases/e2, respectively. BIS central bankers’ speeches  7  Although mortgage credit conditions remain tight, much of the tightening in other consumer credit markets appears to be unwinding.
As indicated on the SLOOS, the number of loan officers reporting easing standards for consumer loans now exceeds those reporting tightening standards and the willingness of banks to make consumer installment loans has rebounded (chart 20).