Let me briefly list a few of the steps we have taken :   We have advised banks to adopt policies in support of financial inclusion with new financial product offerings such as zero or minimal balance no frills accounts.
  We are encouraging bank branch expansion in parts of the country which are underbanked, especially in underserved geographies, through innovative modes of financial service delivery.   We are facilitating the deployment of business correspondents (BCs) – you can think of them as “barefoot bankers” – as agents to carry banking to uncovered villages and areas.