On the other end, we must also be on our guard against households and SMEs having an incentive to delay strengthening their fabric due to excessive dependence on low interest rates environment.
It’s a pleasure to join you today at this important event. I am honoured to be the keynote speaker and to present the awards to the finalists and overall winners. Ladies and gentlemen, Let me begin by congratulating each finalist of the Business Idea Competition. This year, I understand there were a record number of entrants and the quality of entrees has improved.