BIS central bankers’ speeches  3  We need to exercise our wisdom to overcome such challenges through creative responses in the face of the historic challenges. To this end, I think all economic players should stop looking back and start looking forward.
Business models In this context of strong innovation, the search for a balance represents one of the main challenges that operators are facing, also in light of new business models that may emerge. Trends like open banking and the rise of a platform economy are changing banking value chains.