Microfinance is not just provision of micro credit but also other services in small quantities to the poor i.e. providing essential financial services to the poor in an affordable way. Financial Inclusion also is aiming at the same by providing the poor with not only deposit accounts or credit but also insurance and remittance facility. 25.
This evolution might even be fostered by the delayed changeover to the euro cash. Let us now take a look at an important driving force in more detail: Stage Three of EMU. Implementation of the single monetary policy will then require a single money market in the participating countries and secure and efficient payment and settlement systems.