I also point to another reason that the U.S. banking system has performed so well over the current economic cycle. This factor is the truly impressive improvement in methods of risk measurement and management and the growing adoption of these technologies by mostly large banks and other large financial intermediaries over the past five years.
C. Prices The year-on-year rate of change in the consumer price index (CPI) for all items less fresh food has declined to a level slightly below 0 percent.