It is widely accepted that a precondition for economic recovery is the restoration of financial stability. Markets have at times been frustrated at how long it has taken countries with  BIS Review 39/2009  1  banking problems to implement measures to restore the health of their financial institutions.
But these are very complex problems and it takes time for consensus to build about the solution. Another complication is that, not surprisingly, a common initial reaction is to want retribution from the financial institutions that are seen as having caused the problem.