Even with these efforts, some have suggested a need for regulators to take a more active role in defining and enforcing standards that apply more broadly in this sector. No doubt, ongoing technological advances and the evolving competitive lending landscape will continue to present both challenges and opportunities for community bankers who are deeply committed to the provision of credit to small businesses.
The Reserve Bank controls the supply of funds through our daily open market operations. In your textbooks, this was probably described in terms of purchases or sales of government securities by the central bank.