The more forthcoming collectively borrowers and the lenders can be in addressing non-performing loans, the faster the banking sector will restart and the more they can create room on their balance sheet to extend new loans to the economy because that is what the economy needs. The economy needs fresh money. For that you need to reset the system.
One last observation to make is on the fiscal side. A lot has been done obviously, but when the economy bounces back in any country there is always a risk of being over-optimistic and of spending money that is not yet there.