The percentage of ICT accounts to total BSBDAs increased from 25 per cent in March 2010 to 45 per cent in March 2013. •  With the addition of nearly 9.48 million farm sector households during this period, 33.8 million households have been provided with small entrepreneurial credit as at the end of March 2013.
It is very positive to note the trend to offer borrowers a selection of different financing models, including the opportunity to combine fixed- and adjustable-rate loans. Adjustable-rate mortgage loans are popular with good reason, since the mortgage payment for the first year is currently considerably lower than for a traditional fixed-rate mortgage loan. On the other hand, the interest rate can fluctuate.