This investment is clearly visible in the aggregate investment data, and we take this shift into account in our forecasts. The result of that investment wave is also increasingly visible in the shift to renewables in total electricity generation (Graph 6). So far much of the increase has been in wind and small-scale rooftop solar generation.
Although results from the 2004 SCF are not available, data reported under the Home Mortgage Disclosure Act indicate that home-purchase lending to lower-income families increased 11 percent between 2001 and 2003. These data also reveal a 17 percent increase in home mortgage loans to African-Americans and a 30 percent increase in home mortgage loans to Hispanics.