I think that several of the ideas that have been designed in the last year, like the TARP, the very same bad bank, the idea of segregating toxic assets within banks’ balance sheets are all good ideas that could somehow produce the conditions for doing this transparency operation.
But unless that is done, when I say transparency, I mean full recognition of the size of what is toxic; but let me finish, unless that is done no significant private flows will go into the banking industry. Q By saying that you clearly believe that we have not had full transparency yet of the level of toxic assets still outstanding.