In concrete terms, macro-prudential supervision should involve financial stability monitoring and analysis, the development of early warning indictors; macro-stress testing to verify the resilience of the system, the definition of reporting and disclosure requirements to ensure the availability of relevant information, as well as macro-prudential regulation, aimed at countering the potential procyclicality of regulatory requirements and avoiding excessive leverage, risk concentration and liquidity mismatch in the financial system.
Employees who are taking maximum advantage of the benefits available to them will more likely have greater job satisfaction, which may result in lower turnover. For the employer, research studies have shown that employees who are financially healthy are more productive. They are absent less often, spend less time at the workplace dealing with financial crises, and earn higher job performance ratings.