Second, the development of 3I (interoperable, interconnected, and integrated) payment system infrastructure that is secure and reliable will continue, thus increasing economic and financial inclusion, including MSMEs and retail transactions. The expansion of QRIS uptake continues as a contactless payment tool that complies with health protocols through the QRIS READY program at markets/shopping centers, including the service features for greater convenience in the community.
The expansion of the use of QRIS is carried out to increase the number of transactions so that MSME merchant credit profiles can be compiled to support increasing banking credit to MSMEs, reducing the space for illegal online lending activities, and to achieve the target of 15 million QRIS users by 2022.