The overall conclusion of the FSAP was that Denmark's financial systems are resilient and well supervised and that the financial sector shows a high degree of compliance with the international standards. Part of the FSAP was stress testing based on "bottom-up" and "top-down" approaches.
For the bottom-up" approach, the largest banking institutions in Denmark were asked by the Danish FSA to estimate the effect of certain macroeconomic stress scenarios against the background of the institutions' own data and models.