In particular, it needs to be increased among young workers and employees of small firms and service businesses. The contribution of persons operating in the asset management field is crucial to ensure that individuals’ retirement saving choices are as appropriate as possible. The resources devoted to advising customers need to be increased; the products offered must be simple and meet workers’ needs.
The equilibrium that ensured almost a decade of growth and stability for Italian banks between the last millennium and this has been broken. However, as the problems of failing banks are solved and the economy recovers, the risk that the system may not hold up is receding.