The inclusion of new participants in digital financial ecosystems, the so-called Fintech and Bigtech, who want to provide integrated financial services solutions on their platforms, and which vary significantly in size and availability of resources, raises considerable long-term issues. We clearly need to avoid getting in a position of “too big to regulate”.
To avoid that, we need to follow several key public policy anchors: 2/4  BIS central bankers' speeches  1. Same risk / same regulation Under this policy approach, the aim is to align incentives to achieve maximum social benefits, addressing market failures and promoting an environment for competition.