As the stock of foreign exchange reserves rises across the globe, there is likely to be an increase in the purchase of equities by central banks, as they seek to take part in global investments while keeping access to reserves.
These include licensing of deposit taking microfinance institutions (DTMs) and credit reference bureaus (CRBs); introduction of shariah compliant banking products, mobile phone money transfer services and the agency banking model. These measures and new institutions help in completing the financial infrastructure picture in Kenya that reflects its market structures as well.