2 Several researchers have argued that capital flows from emerging markets to advanced economies will tend to be directed to the safest and most liquid assets, of which, these researchers argue, there is a relative shortage in emerging markets.
Traders with large position limits and loan officers who, as a group, originate loans accounting for a material amount of an organization’s credit risk, are two examples of non-executive personnel who have the ability to expose a banking organization to material amounts of risk.