[4] See the latest Central Bank Quarterly Bulletin (https://www.centralbank.ie/docs/defaultsource/publications/quarterly-bulletins/qb-archive/2021/quarterly-bulletin-q1-2021.pdf?sfvrsn=5) and Financial Stability Review (https://www.centralbank.ie/docs/default-source/publications/ nancial-stability-review/ nancialstability/ nancial-stability-review-2020-ii.pdf?sfvrsn=9 ) for more information on the economic effects of and possible future paths from the pandemic [5] See, for example, https://www.imf.org/external/pubs/ft/fandd/2020/09/COVID19-and-global-inequality-josephstiglitz.htm [6] See https://hbr.org/2003/04/predictable-surprises-the-disasters-you-should-have-seen-coming [7] Tim Harford, the power of negative thinking [8] Bill Gates: The next outbreak?
We're not ready [9] See https://www.bis.org/review/r191129d.pdf [10] See Central Bank F&P Dear CEO letter https://www.centralbank.ie/news/article/press-release-weaknesses-inrms-compliance-with- tness-probity-regime-17-november-2020 [11] For example, see Central Bank thematic review of Best Execution in a sample of MiFID rms https://www.centralbank.ie/docs/default-source/regulation/consumer-protection/compliance-monitoring/themedinspections/stockbroking-investment- rms/industry-letter---mi d-ii-best-execution-thematic-inspection---10november-2020.pdf) [12] In line with the Central Bank’s submission to the Law Reform Commission in 2017, and our recommendations to the Minister for Finance in 2018 [13] See https://www.centralbank.ie/news/article/importance-diversity-central-banks-supervised-entities-deputygovernor-donnery-04-May-2018 for example of our views and expectations [14] For example, see Thematic Assessment of Diversity and Inclusion in Insurance Firms and Behaviour and Culture of the Irish Retail Banks [15] For example, see https://www.centralbank.ie/docs/default-source/regulation/how-we-regulate/diversity-andinclusion/2019-demographics-of-the- nancial-sector-report.pdf?sfvrsn=10 [16] See https://www.centralbank.ie/news/article/press-release- nancial-regulation-technological-innovation-gerrycross-27-november-2019 [17] Our expectations are outlined in more detail in the Central Bank’s Guidelines on Information Technology and Cybersecurity Risks and on outsourcing through the publication of a 2018 outsourcing discussion paper.