However we define a bank’s assessment areas in the future, the regulations need to be designed and implemented in a way that encourages banks to direct their community investment activities productively. Tailoring The third guiding principle is that the CRA regulations should be tailored to banks of different sizes and business models.
Turning to the global level, the deterioration of relations between the United States and both North Korea and Iran has given rise to turmoil. Finally, the surge of populism in several countries across the globe erodes public trust in democratic institutions and the rule of law.