44 See, e.g., Board of Governors of the Federal Reserve System, “Guidance on Managing Outsourcing Risk (PDF),”  SR letter 13–19/CA letter 13–21, December 5, 2013. 45 See, e.g., American Express, “Introducing the Amex Skill for Amazon Alexa” (last visited October 18, 2017),  www.americanexpress.com/us/content/alexa/.
; Leena Rao, “American Express Debuts Its First Amazon Alexa Skill," Fortune, May 11, 2017, fortune.com/2017/05/11/american-express-alexa-skill/; Capital One, “CapitalOne is on Amazon Echo” (last visited October 18, 2017), www.capitalone.com/applications/alexa/.