***  Accompanying presentation of the speech Ladies and gentlemen, dear colleagues and our esteemed hosts, It is my great pleasure to welcome you this year on behalf of the National Bank of Serbia and on my own behalf, and wish you a successful sixth conference of Serbian Insurance Days.
The thought of our poet Miroslav Mika Anti was chosen to be the leitmotif of this year's conference: "It's not all in its time, but all in your time", with the underlying idea to underscore the importance of assuming personal responsibility and initiative in preserving the values we cherish in life.