I am confident that Greek citizens would surely benefit from the 4/6  BIS central bankers' speeches  introduction of a tax-incentivised simple framework for personal pensions, allowing for reduced cost structures that will be managed using robust and modern risk management tools. Full transparency to its members and beneficiaries should be considered as a prerequisite.
I would also like to thank all of you all for attending today’s lecture. In keeping with our past lectures, I hope this one will also challenge your beliefs, encourage you to think outside your comfort zone, and hopefully trigger a lively, thoughtful and constructive debate. 15. Without further ado, let me now invite Dr. Zhou to share his thoughts with us.