The financial condition of the banking system, the evolving regulatory climate, the financial condition of businesses and consumers, and the path of the economy will all influence supply and demand for credit. We at the Federal Reserve, meanwhile, will continue to do everything we can to encourage a return to a healthy credit environment.
In absolute terms, the restructured assets amounted to ₹ 3,579 billion as at end of March 2014. Thus the total stressed assets, meaning the loans which are not being recovered despite having become due, amounted to ₹ 6,090 billion as at the end of March 2014, as against total gross advances of ₹ 61,018 billion as on that date. 13.