Better regulation and policy interventions in the future may help to stabilise markets by aiming to reduce excessive and risk-laden decisions. But ultimately it is the people involved in the key roles of institutions that largely determine the future of their enterprises.
Accountability, honesty, responsibility; these sorts of well founded values must be present in the culture of institutions if they are to survive in a rapidly evolving and highly uncertain environment. Risk experts are integral to this process and need to hold true to professional and personal values that instinctively drive judgement and consequent actions in the workplace.