As an essential first step toward improvement in these two areas, household and business confidence must be restored. In the currency field, January will see the debut of the “euro”. As a result, the world will have three major currency areas——those of the dollar, the euro, and the yen——each backed by its own giant economic sphere.
At the beginning, loan, credit transactions and settlement account establishment information of companies and individuals are collected from commercial banks to provide inquiry services for commercial banks to make lending decisions; gradually information will be collected from other sources to provide services to the whole society within the limit permitted by laws and regulations.