Further, as on March 2012, the ratio of Restructured Standard Advances to Total Gross Advances is highest for PSBs at 5.73 per cent, while the ratio is significantly lower for private and foreign banks at 1.61 per cent and 0.22 per cent, respectively (Tables 2 and 3).
These principles can be summarized in four words: focus, impact, neutrality, and prudence. 1. Focus  Any unconventional action initiated by the Bank must have as its primary objective the achievement and maintenance of the Bank's 2 per cent inflation target.