Such actions are considered quite aggressive in Ireland, and the courts have tended to be sympathetic to debtors, especially if they seem to be in straitened circumstances. The Dunne Judgement situation, shortly to be resolved through legislation being enacted, has also been an obstacle for lenders seeking to repossess. Ultimately, though, repossession is an available option for the lender.
It would be unwise to imagine it otherwise. If the banks were unable to make repossessions then the incentive for the borrower to cooperate would be greatly weakened.