A digital currency issued by a central bank would be a global target for cyber attacks, cyber counterfeiting, and cyber theft. The threats could significantly exceed historical experience with paper currency. A digital currency would also be a prime target as a potential vehicle for global criminal activities, including money laundering. Central banks could face difficult trade-offs between strengthening security and enabling illegal activity.
This is a subject of contention and therefore I would rather leave it for you to exchange views on it. Financing small and medium enterprises through credit guarantee schemes Amidst all the constraints facing small and medium enterprises, lack of finance or access to finance appears to be one of the main drawbacks for growth and competitiveness.