19 Opioid use is also most prevalent in less populous metro and rural areas. 20 I have seen many of these challenges first hand.
* * * The financial crisis demonstrated that risks need to be kept in check, both at bank level and at systemic level. To that end, the euro area has taken many steps over recent years. It has grown closer together and this has helped to reduce risks. The European banking union is the centrepiece of these efforts.