As for long-term care, the changes in family structure and the increase in female employment could prompt greater demand for public assistance.
2  BIS central bankers’ speeches  Memorandum January 14, 2011 To: Thomas Hoenig, Esther George, Diane Raley, Alan Barkema, Kevin Moore From: Jason Henderson and Brian Briggeman Subject: Farmland Values and Interest Rate Risk Higher crop prices and lower interest rates have fueled a surge in farmland values, raising concerns about a bubble in the agricultural real estate market.