The synergy was also strengthened by developing programs to expand retail investors through the financial literacy education program (LIKE IT), which this year focused  0  1 2  3  4  5 6  7 8 9 10 11 12 1 2  2021  Malaysia Thailand Monthly Average Total Volume 2021  Source: Bank Indonesia  3  4  5 6  2022  7 8 9 10  Japan Tiongkok Monthly Average Total Volume 2022 (up to Oct 2022)  on literacy for green finance and sharia finance instruments.
There will inevitably be implications for corporates in this. RTGS will cause banks to focus more sharply on the amount of credit extended to customers during the day. Because they will have to manage their own liquidity more closely on a real-time basis, banks will (understandably) want to control their customer exposures, and the demands which these place on liquidity, more tightly than before.