It is also important to confirm that there is no significant gap with the counterparts in their business continuity arrangements and assumed emergency situations. The third is to enhance flexibility and imagination. Changes in circumstances and the emergence of new risks take place constantly. As I mentioned earlier, climate change risk has been increasingly recognized worldwide.
Moreover, although it is not a natural disaster, we have also observed increasing cyber security threats on a global scale in recent years. In the financial sector, cyber drills are conducted both at an international level, such as under the G7 framework, and at a domestic level, among financial institutions. National governments have also taken the lead in developing cyber countermeasures.