5  For more, see Vallence C (2012), “Foreign Exchange Reserves and the Reserve Bank's Balance Sheet”, RBA Bulletin, December, pp 57–63. 6  See Newman V, C Potter and M Wright (2011), “Foreign Exchange Market Intervention”, RBA Bulletin, December, pp 67–76.
These services mean businesses can make far more modest adjustments to their systems and then use a conversion service so that the payments they send to their banks are SEPA-compliant. These conversion services have never been able to count on much support in the Netherlands as, ultimately, they mean you are not making genuine SEPA payments.