*  *  *  Introduction I am very pleased to have this opportunity to talk to the top students of Sarajevo University about monetary policy in Bosnia and Herzegovina (BH).
The dip in the index, however, appears to have been primarily driven by panic and uncertainty among foreign investors rather than the change in macroeconomic fundamentals of the listed companies. Indeed the fall was temporary and the index recovered mainly because the institutions listed on the USE remain fundamentally strong. •  Donor flows.