And we know that demand in Ontario will continue to grow in the future, and that there is no clear plan to replace the capacity that has been slated for closure. A third adjustment relates to non-energy commodities. Strong demand from the booming economies of Asia is behind the rise in non-energy commodity prices such as nickel and iron ore.
The duties of information were made stronger; upper limits were established for the annual percentage rate of charge (APRC) and the nominal interest rate in consumer credit agreements; the duty of assessing creditworthiness was strengthened; the consumer assistance obligation was created; certain banking fees were banned or limited, and, where associated to payment accounts, became more comparable, above all after the format given to the fee comparator launched on 1 October; a system was created for preventing and managing arrears situations, to mention just a few examples.