But I suspect that this realignment is not yet over and it is one of the things that continues to weigh on the national economic mood. Also weighing on this mood is the prospect of the so-called “end” of the mining boom.
It serves as a map for how they access financial services, and more broadly, the impact of policy on how Kenyans live their lives. This is the fifth time we have done the FinAccess Survey. In every one of them since the first one in 2006, we have learned something new and profound about Kenyans and their interaction with finance.