Graph 6  Graph 7  There are a number of explanations for this increase in household savings in Australia, but it is likely that the most important is a rethinking of attitudes to debt and spending following the events in the global economy over the past few years.
In this new ecosystem, characterized by the development of open banking and of crypto-assets, consumer protection needs are evolving, and ADR systems are also called upon to think about possible new paradigms for the forms of protection provided, as is the case for the supervisory authorities in this sector.