An example of the benefits of transparent and clear information on the individual rights stemming from the public system is offered by the Swedish experience, where every year workers receive information on their past contributions and the rates of return granted by the system on such contributions. Valuable additional information could include estimates of the final pension benefits under various macroeconomic and demographic scenarios.
Another issue that deserves closer examination is the potential benefit, in a phase of transition of the public pillar towards a DC system, of expanding the different types of guarantees offered on the performance of pension funds.