If there is an unethical practice in the judiciary, in the government, and in the professional jobs like project appraising, accounting, auditing, rating, valuating, surveying or agency functioning, it would be difficult to mobilize foreign resources for higher economic growth. Even international trade can be adversely affected if unethical means are applied to produce goods and services meant for exports.
Despite the ongoing regulatory reform, this problem has not yet been entirely solved. 2. Capitalism, religion and the banks  So which problem am I talking about? It is usually labelled the “too big to fail” problem. It refers to banks that are so big, so interconnected or so important that their failure might bring down the entire financial system.