All the texts are available at www.bancaditalia.it/pubblicazioni/interventi-direttorio. 2  L. Monteforte and G. Zevi (2014), “An inquiry on manufacturing capacity in Italy after the double-dip recession”, Gli effetti della crisis sul potenziale produttivo e sulla spesa delle famiglie in Italia, Seminari e convegni, No. 18, Banca d’Italia (http://www.bancaditalia.it/pubblicazioni/collana-seminari-convegni/20140018/Effetti-crisi-n-18.pdf).
For example, crowd-funding schemes enable small businesses and poor individuals to  14  See Beck, T., Demirguc-Kunt, A., and Levine, R. (2007). "Finance, Inequality, and the Poor," Journal of Economic Growth, Vol. 12 (1), pp. 27-49. 15  See ADB (2015). "Regional SME Finance Update," Asia SME Finance Monitor 2014, pp. 9-28. Mandaluyong City, Philippines: ADB. 16  See Microcredit Summit Campaign (2015).