Also, both theory and applied tools of environmental economics have been directing policies and informing decision-makers in addressing environmental challenges, such as the creation of markets for pollutants or the instruments for the conservation of ecosystem services. Yet, there is still a lot to be done and the work of environmental economists will provide valuable guidance along the way.
Overall, women’s financial exclusion limits the growth-promoting potential 2  of finance and it may also prove costly in terms of elevated risks to financial stability. Distinguished Guests, in recognition of this developmental impact, financial inclusion is becoming a global priority for policy makers, regulators and development agencies.