Against this backdrop, Japanese banks and other financial services companies have begun to develop new business models, like providing a variety of non-conventional products and distribution channels  that were unthinkable a decade ago, when the parochial turf war within the financial industry was all the more important.
Due to a lack of reliable data on capital by sector, we need to focus on labor productivity. For this exercise, I divide GDP in four sectors: agriculture, the manufacturing industry, the nonmanufacturing industry, and services.