Jeppe Girls High, through the Ruth First Jeppe Trust, has set an example of how communities can come together to provide education for all, not just the privileged few. We need many more of these initiatives so that the ugly shadow of our apartheid history is eliminated from the lives and opportunities of our children.
In traditional banking business models, operational risks are relatively minor compared with credit risk or market risk, but this will not be the case for banking services which are dependent on digital platforms for their delivery. Banks will be exposed to the risk that their digital platforms will suffer breakdowns, which will disrupt the provision of services to their customers.