In addition, banks should consider whether the partnerships provide new opportunities to diversify their portfolios if they are purchasing loans, and whether the partnerships provide opportunities to offer new products that are a good strategic fit for their bank and their customers. 21 It is also important for banks to carefully consider regulatory compliance.
The system has been affected by the spillovers from the global crisis, through tighter borrowing conditions in international markets, higher spreads and so on. But these too have been manageable and various policy responses have helped the system to cope.