In May 2010 the financial crisis took a different direction; markets started to question the sustainability of public finances in parts of the euro area. In response, the ECB intervened in some debt securities markets, in order to prevent large and important segments of the securitised credit market seizing up and obstructing monetary policy transmission.
(c)  Do we have an organization-wide culture that helps us grow profitably and ethically? (d)  Do we have an environment where technology based systems are risk free, convenient to use and cost effective as well as being efficient?