I should say at the outset that I have always been an optimist when I consider Australia’s place in the world. That is, I think that the opportunities before us outnumber the risks and I think that Australia is in a much better position than nearly all of the other countries I could name.
Today, Mr. Carstens will speak on “ Central Banking and Innovation: Partners in the Quest for Financial Inclusion”, – a topic which could easily be the most relevant at the current juncture. The recent emergence of fintech or digital innovations in finance is potentially a strong transformative force to shape the financial sector globally.