As the effects of raising employees’ wages on the overall labor costs are limited, wage increases would not necessarily lead to inflation, as was the case earlier. Third, it also can be pointed out that firms are trying to make better use of existing human resources.
It attracts  2  BIS Review 77/2010  recipients to save the funds received for intermediation. This in turn enhances a culture of saving which will promote growth and wealth creation. Finally, the Central Bank of Kenya and the Association of Microfinance Institutions (AMFI) are looking for ways to hasten the speed of rolling out microfinance institutions.