Let me tell you that at present, the capital position of Indian banks is comfortable with all of them meeting the extant regulatory requirement comfortably. The capital to risk weighted assets ratio (CRAR) for Indian banks under Basel III as at end March 2014 stood at a comfortable level of  BIS central bankers’ speeches  3  12.9 per cent.
While the ratio for the PSBs was lower at around 11.38 per cent, the ratio in case of private sector and the foreign banks was in excess of 16 per cent. Going ahead, the capital position of the banks, especially the PSBs, is likely to come under some strain, both in terms of quantity and quality.