13 The Reserve Bank introduced a Core Funding Ratio requirement for banks in 2010 that required them to hold more long-term foreign funding plus retail deposits, a ratio that was then increased in 2013.
12  8  Soundness and efficiency; finding an appropriate standard of resilience for the financial system Given the structure of our financial system, its vulnerabilities and risks, how safe should we aim to make it? If Goldilocks visited our ecosystem, what would be too risky, too safe and just right?