Going by the data from service providers offering smart card solutions, it may be assumed that smart card accounts probably account for 2 to 3 million of these no frills accounts.
In this context, we would like to recognize and express our special appreciation to: •  Bankers’ Association of Trinidad and Tobago (BATT)  •  Trinidad and Tobago Petroleum Company (PETROTRIN)  •  BP Trinidad and Tobago (BPTT)  •  Telecommunications Services of Trinidad and Tobago (TSTT)  •  Trinidad and Tobago Unit Trust Corporation (UTC)  •  Trinidad and Tobago Mortgage Finance (TTMF)  •  Association of Trinidad and Tobago Insurance Company (ATTIC)  Ladies and Gentlemen, this programme will in time have tremendous payoffs for our entire society.