6  Bundesanstalt für Finanzmarktstabilisierung, Historischer Überblick über die Maßnahmen des SoFFin, Maßnahmestand 31.12.2015; see also the European Commission’s State Aid Scoreboard 2014 – Aid in the context of the financial and economic crisis. 7  ECB (2013), “The Eurosystem household finance and consumption survey: results from the first wave”, Statistics Paper Series No 2, April.
8  Deutsche Bundesbank (2015), “German households’ saving and investment behaviour in light of the lowinterest-rate environment”, Monthly Report, October. 4  BIS central bankers’ speeches  have even realised a higher return than in the five years before the crisis, because of increased real estate prices. 9 For savers, ultimately, it is longer-term real interest returns that are of importance.