17  See the speeches “Il credito cooperativo: le sfide di un modello” and “Il credito cooperativo del domani: sviluppo, efficienza e solidarietà” by the then Deputy Director of the Bank of Italy, Anna Maria Tarantola, to, respectively, the Annual Meeting of the Italian Federation of Mutual Banks (November 2009) and the XIV National Congress of Mutual Banks (December 2011).
18  Ignazio Visco, “Borghi, distretti e banche locali”. Presentation of the volume Civiltà dei borghi: culla di cooperazione”, Rome, 20 November 2012. 6  BIS central bankers’ speeches  of broad conception that take account of the experiences of the mutual and cooperative banking systems in Europe, which are characterized by a high degree of integration.