Of course, it is necessary to set up robust procedures, in order to ensure the reconciliation of data privacy rights and the policy value of an integrated data file. Let me turn the financial stability risks associated with the property sector.
We are not forecasting that all or any of these shocks will occur, and we are not limiting our analysis to those shocks that are most likely to occur, but we are looking at a broad range of possible shocks and forming a view on the robustness of the system to withstand these shocks.