I believe that HR needs to embrace the use of technology to improve efficiency in its functions so that it can inter alia a)  Reduce manual processes;  b)  Store, manipulate and analyse employee data;  c)  Develop on-line training; and  d)  Enhance the timeliness of communication.
While some have talked of mission, or indeed mandate, creep, in fact embedding climate-related and environmental risk management in the banking system goes to the very heart of what we do. As supervisors our fundamental expectations are that banks identify and effectively manage the risks you are exposed to.