In addition, the Remittance and Payments Program will help the CBK to further advance the payment system  4  infrastructure, in particular, the broader aspect and the cost-effectiveness of small payments. All of us that are here today agree that through financial education we have managed to address many challenges within the three dimensions, but there is still work to be done.
The financial system is constantly evolving towards expanding more complex financial products and services, so the financial education program should respond proactively to this new dimension. This proactivity imposes the need for the National Financial Education Strategy, for which I consider that now it is the time to start the dialogue.