The conference theme suggests that I take you on a retrospective journey about homeownership in the past, bring you into the present day with thoughts about the current challenging conditions, and leave you with insights on the future state of mortgage finance and housing policies.
The fact that the government has now laid down its support measures for a longer period of time will help reduce uncertainty for firms and households.   The Netherlands of course also depends on what happens in other countries. Our economy and financial sector are closely interconnected with those of other European countries.