When perceived market risk is moderate, failing to discount for risk is not a severe omission. Indeed, in the ten years that led up to the crisis, financial risk was thought to be low and declining. But, the notion that risk was low and declining was largely an illusion.
Reserve Bank of India has also invested in creating its data warehouse which is made available to the general public through the link “Database on Indian Economy: RBI’s Data Warehouse” (http://dbie.rbi.org.in). This is useful for researchers and economists. Cyber crime 30. Another issue that is of relevance in today’s banking is the increasing cybercrime.