The top priority in the following years was the reform on stateowned commercial banks. We ushered in the reforms on ownership structures of these banks with the successful listing of the Industrial Commercial Bank of China, the China Construction Bank, and the Bank of China.
Last but not least, the roles of industries to provide infrastructures and services and consumers as the users will definitely serve as a very constructive part for the future development of national Payment System, primarily in identifying needs and evaluating development plan feasibility. 27. Therefore, we consider it necessary for us to communicate, coordinate, and collaborate in Indonesia Payment System Forum.