Considering that such deposits are based on a risk-sharing agreement and could not be treated as a classical deposit which benefits from a protection scheme, the Hong Kong Monetary Authority recommends improving “financial disclosures on the risk and return profiles of the different categories of deposits, as well as their status under the DPS [Deposit Protection Scheme], will enable depositors, potential or otherwise, to make informed decisions” 32 .
Regarding the importance of overall good corporate governance, the IFSB has, in recent months, submitted for public consultation several documents in relation to governance and to the conduct of business for Islamic finance products. With regards to liquidity, constraints are raised by the specificities of Islamic finance.