However, even though the euro area is clearly Denmark’s most important trading partner there has been no sign of currency substitution in  1  The monetary policy in Denmark is described in details in Danmarks Nationalbank (2003), Monetary Policy in Denmark. BIS Review 40/2006  1  Denmark.
In this regard, I refer to the findings of the Joint IMF-World Bank Financial Sector Assessment Program (FSAP) conducted in 2007. This Report highlighted that providing financial services to the poor and to rural communities and expanding access to finance for small enterprises are key development goals for Fiji.