These particular thresholds were chosen to exclude the reporting of the vast majority of prime-rate loans and include the vast majority of the subprime-rate loans, minimizing the burden of the data collection on lenders while providing information on that portion of the market where concern about consumer abuse is most prevalent.
*  *  *  The Chief Executive of Mzuzu City Assembly, Mr. Chirwa The President of the Malawi Chamber of Commerce and Industry, Mr. Harrison Kalua The General Manager of Swift Insurance Brokers & Consultants, Mr. Penwell Nkhwazi Distinguished guests Ladies and gentlemen I am very delighted and honoured to be here tonight to witness this special occasion not only for Swift Insurance Brokers but also the people of Mzuzu and surrounding areas.