Ladies and gentlemen, as mentioned earlier, there are an estimated 2.5 Billion1 people living without access to financial services, according to the World Bank and other sources. Three quarters of the world’s poor are unbanked. Traditional financial products and delivery channels have not been able to address the needs of this market.
3  BA  ES  O F GH  A  NA  NK  T. 1 9 5 7  4. Ladies and gentlemen, this inaugural Euromoney Conference  is taking place at a time that Ghana is emerging as a major player in financial inclusion and digitisation of the banking system in West Africa.