They range from savings accounts to fixed deposit accounts. They offer a return by way of periodic interest on amounts saved or on maturity for fixed deposits. There has however been public outcry on the returns received on these products which are considered meagre in comparison to the rates charged on loans and also the charges on these products.
From an analytical point of view, most of these products have negative returns in real terms. The CBK in a bid enhance the competitiveness of these products, embarked on publication of charges in the print media in 2003.