And there is another opportunity to communicate with the Federal Reserve and our fellow regulators that I want to make sure you are aware of. The Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) of 1996 tasked financial regulators with reviewing regulations issued by the agencies at least every 10 years to identify outdated, unnecessary, or unduly burdensome regulations.
The agencies kicked off that process earlier this year, and in addition to collecting comments in writing, we are beginning a series of meetings with the public in December.