*  *  *  Your Excellency Honourable Mwai Kibaki, President and Commander-In-Chief of the Armed Forces of the Republic of Kenya; Honourable Uhuru Kenyatta, Deputy Prime Minister and Minister for Finance; Mr. Titus Muya, Chairman, Family Bank Ltd.; Mr. Peter Kinyanjui, Chief Executive, Family Bank Ltd.; Distinguished Guests; Ladies and Gentlemen: I am delighted to be here this morning to join with Family Bank in celebrating twenty five years of providing financial services to Kenyans.
Allow me at the onset to appreciate the presence of His Excellency the President. I also wish to salute the Board, Management and Staff of Family Bank for successfully serving Kenyans for the last twenty five years. For most of the twenty five years of its’ existence, Family Bank operated as a building society with a microfinance focus.