Study by Kantar commissioned by the ECB (European Central Bank), Study on New Digital Payment Methods, March 2022. 8. https://www.consilium.europa.eu/en/press/press-releases/2022/02/25/eurogroupstatement-on-the-digital-euro-project/?utm_source=dsmsauto&utm_medium=email&utm_campaign=Eurogroup+statement+on+the+digital+euro+project [https://www.consilium.europa.eu/en/press/press-releases/2022/02/25/eurogroup-statement-onthe-digital-euro-project/?utm_source=dsmsauto&utm_medium=email&utm_campaign=Eurogroup+statement+on+the+digital+euro+project] 9. https://ec.europa.eu/info/consultations/finance-2022-digital-euro_en [https://ec.europa.eu/info/consultations/finance-2022-digital-euro_en]
More specifically, market interest rates including longer-term ones have been at extremely low levels, and corporate bond and CP yield spreads over Japanese government bonds (JGBs), or credit spreads on corporate bonds and CP, have remained stable at low levels. Moreover, bank lending rates have declined moderately.