So while banks may be focusing on corporate banking to boost its asset side, it should not miss the opportunities that the liabilities side of business provide and should aggressively protect its turf by gearing up for competition from non-bank financial institutions. II.3  Competition, consolidation and globalisation to re-shape Indian banking  Competition in not a choice before the Indian banking.
Empirically, it is difficult to attribute differences in productivity growth across countries and regions to specific factors. Factors such as institutions, demographic trends, or the macroeconomic environment interact and are difficult to isolate. Regional differences in productivity within countries can also be very persistent. And here I am not referring to regional differences within Italy.