The other issue on which we have made some progress is the Task Force on Unfair Terms. The Task Force is well-engaged in the information-gathering stage and various initiatives have been taken to sensitize the general public on the importance to contribute to the exercise.
We believe it is high time that we try to give the consumer a fairer deal than what he has been getting so far and for our banks to help the sectors that are hurting, a bit more than they have been doing. Another project in the pipeline is work on Basel III.