As soon as I arrived, I found myself immersed in an environment where pioneering academic research and economic analysis were carried out in a friendly atmosphere. In those years I learned not only to be rigorous in doing research, but also the importance of doing one’s job with enthusiasm.
*  *  *  Your Excellency, Ms. Margaret Twomey, the Australian High Commissioner to Fiji, Mr Mark Flaming, Regional Financial Inclusion Project Manager - PFIP Mr Eliki Boletawa, Head of Policy, Programmes and Regional Initiatives - AFI Deputy Governor Gane Simbe, Chair of the Pacific Islands Regional Initiative - PIRI Mr Michael Carr, Regional Inclusive Insurance Specialist - PFIP Distinguished Resource Persons and Speakers Workshop Participants Ladies and Gentlemen Ni sa Bula Vinaka and a very good morning to you all!