From valuations and decisions still largely based on deterministic values, singlevalue variables and the simple “summing up” of individual items they will move towards widespread use of both objective and subjective probability distributions.
By tracking the quality of loans and other assets, examiners could generally detect deterioration and other business problems through their periodic on-site examinations. If done often enough, those examinations typically gave authorities sufficient time to take action and to either close or sell a bank before the losses became significant to the deposit insurance fund.