Strengthening the capital base is, naturally, also a central theme in the banking sphere. Insufficiently capitalised banks, in a pinch, can be an even greater hazard than insufficiently capitalised enterprises since this can pose considerable risks to financial stability as a whole. This became painfully clear during the crisis. However, the task of ensuring that financial institutions’ capital adequacy is primarily a regulatory task.
Although progress has been made, much surely remains to be done. 2. Conclusion  Ladies and gentlemen, the euro crisis has drawn attention away from Germany and to other countries. Those who are currently thinking of Germany are not thinking of the sick man of Europe. However, an economic advantage can dissipate very quickly.