It would take longer for people to wait until they have received an invoice and then pay by credit transfer. That is still how just over one in four transactions are settled, but the trend is declining sharply. [2] In 2020, that figure stood at 37%.
[3] So here again, a technological revolution has triggered a change in the needs of the economy and of consumers when it comes to making payments. In a nutshell, payments in the digital world need digital means of payment. Private enterprises were quick to spot this pivot in requirements and developed well-functioning payment solutions.