There are two new ways in which we do this which I would like to discuss in greater detail during the course of my speech. To make sure we’re not talking at cross purposes, I’d like to take a minute to share with you my understanding of ethics, or values, and ethical behaviour.
Importantly, these programs – most of which have been deemed no longer necessary and shut down – not only helped stabilize financial conditions and restart the flow of credit to American families and businesses, they did so at no financial cost to taxpayers and with no credit losses.