Bank lending continues to be a very important and sustainable source of private sector financing in Kosovo. The value of bank loans with data of April 2022 has reached 4 billion euros, or an annual increase of 17.9%.
However, despite the  satisfactory trend of increasing bank lending, it is considered that the level of financial intermediation in Kosovo continues to be below the average of countries in the region, which indicates the possibility that this window and the KCGF is giving to increase the rate of financial intermediation in Kosovo. The opening of this window also plays an important role.