Risk Weighted CAR has increased from 9.7% to 11.9%, Tier 1 Capital to Risk Weighted Assets from 8.3% to 8.9% and Capital to Total Assets from 4.5% to 8.1%. Presently 34 out of 40 banks are reporting above 10% capital adequacy. •  Diversification of credit has taken place and previously underserved segments have better access to credit.
The credit to agriculture sector has been mostly market driven and has almost doubled from Rs. 73.6 billion during FY04 to Rs. 137.5 billion during FY06.