And we all just have to accept this new status quo. And now for the good: we actually have the potential to improve on this status quo. We supervisors can achieve this by looking at any negative implications that arise and identifying where small institutions are being unreasonably disadvantaged.
Institutions, on the other hand, can achieve this by accepting the fact that their business models – in many instances – were not sustainable in the past and will never become so in the future barring fundamental changes. I am confident that we can manage both. Let's keep exchanging ideas on this matter – and unlike Schimanski, without resorting to fisticuffs.