The January SLOOS showed that bank tightening of credit standards for small business C&I lending appeared to be nearing an end with similar numbers of banks reporting tightening and easing of their lending standards.
3  Te Ara The Encyclopedia of New Zealand  4 Annual Report 2017-2019 Ministry of Foreign Affairs and Trade 5 https://www.rbnz.govt.nz/news/2018/09/the-journey-of-te-putea-matua-our-tane-mahuta 6 Geopolitics, New Zealand and the Winds of Change speech by Orr 2018  7 8  https://www.rbnz.govt.nz/about-us/te-ao-maori-strategy https://www.rbnz.govt.nz/financial-stability/climate-change/strategy  Ref #8528795  4  Perhaps there is a place for a ‘Kaitiaki Pledge’ for businesses more broadly, better ensuring that we capture the ‘virtuous circle’ of long-term economic growth, using the insights from tangata whenua.