The interim final rules, however, allow a bank to effect transactions for a trust or fiduciary account only if all aspects of the transaction – including associated data processing and settlement – occur in a department regularly examined by bank examiners for compliance with fiduciary principles and standards.
15 For a history of how Canada has benefited from trade openness, see S. S. Poloz, “Canada at 150: It Takes a  World to Raise a Nation,” (speech to Durham College for its 50th anniversary, Oshawa, Ontario, 28 March 2017). 16 There is evidence that following trade liberalization agreements, many lower-productivity firms shed workers or  do not survive.