This seems like a plausible explanation, but there must also be a financial explanation, otherwise we would expect to observe that housing stress among Australians was higher than in the United States, and this is clearly not the case.
This is how Germany has been trying to solve the problem, and this has also been Eurostat’s method so far. In my view, the pragmatic approach should be carried out very carefully with all relevant parties cooperating in a network of experts. What I mean here – among other things – is accompanying research on a permanent basis.