And that is why I consider it a rare privilege to speak to you today, and a great honor to be associated with the University of Baltimore and the members of the Class of 2016. Thank you, and congratulations. -7-  References Altonji, Joseph G., Lisa B. Kahn, and Jamin D. Speer (2016). “Cashier or Consultant?
Gabriel Makhlouf: Remarks on the occasion of the publication of “Love you” Remarks by Mr Gabriel Makhlouf, Governor of the Central Bank of Ireland, on the occasion of the publication “Love you: public policy for intergenerational wellbeing” by Girol Karacaoglu, 17 February 2021. * * * Good morning and good evening.