There is a need for change in the mind set to underscore the fact that to drive your efficiency, as well as the topline and bottomline in your balance sheets, you need skilled resources. Such skill resource base is not possible if you do not have a structured approach to the entire gamut of HR management. 15.
Currently, the group is assessing existing research on house prices, mortgages, and foreclosures, with the goal of identifying important analytical gaps.