*  *  *  Ladies and Gentlemen, It gives me great pleasure to be here this morning to share my thoughts on banking in the hinterland. The theme of my talk today is that there is a huge business opportunity in banks going rural.
Milestones achieved so far include the establishment of the COMESA Monetary Institute, currently hosted here at the Kenya School of Monetary Studies in recognition of capacity building as one of the key pillars necessary for achieving successful integration. Partner central banks have identified the need to revise the frameworks governing HR policies and strategies in line with international best practice.