The contribution and assistance from commercial banks in this project is through the Institute of Banking and Business from where the Micro-finance Competency Centre operates. The Institute is jointly owned essentially by the banks and Bank of PNG.
A pilot micro-bank which was launched in Wau, Morobe province, in 2004 has shown strong signs of growth by expanding its operations into the city of Lae after one year of commencement. This venture is technically owned by the PNG Institute of Banking and Business.