As depositors and other funds providers have become more sensitive to bank risk, many banks have reinforced their contingency funding plans and developed sophisticated systems to more closely track their sources and uses of funds. These steps are particularly important for banks facing weaker asset quality. 6  See Robin Prager and John D. Wolken, (2008).
"The Evolving Relationship between Community Banks and Small Businesses: Evidence from the Surveys of Small Business Finances," Federal Reserve Board Finance and Economics Discussion Series 2008-60. BIS Review 74/2009  5  Conclusion The differences in the business models of systemically important financial firms and community banks are obvious.