The close linkage between the two functions is also recognised in the reform projects in the UK and the US where the envisaged reinforcement of the financial  6  BIS Review 10/2009  stability role of the central bank is always accompanied by the possibility for the latter to have direct access to supervisory information.
According to a survey by the National Bank, almost three-quarters of Belgian households live in a property that they own. This would not be possible without borrowing: about one third of all households have a mortgage loan, most often contracted to build or buy their main residence. Yet, credit is not equally available to everyone.