BIS Review 115/2010  Table2 Trends in operating expenses/ ratios 2002  2003  2004  2005  2006  2007  2008  2009  Operating Expenses as percentage of Total Assets (%)  2.4  2.4  2.4  2.3  2.3  2.1  2.0  1.9  Other Income to Total Assets  1.6  1.9  2.0  1.5  1.4  1.1  1.4  1.4  Deposits per account (Rs)  25532.19  28609.12  33058.01  37421.68  43108.28  50020.21  55873.93  59217.32  Advances per account (Rs)  116333.52  127072.80  132597.08  149378.22  177190.19  206168.83  225907.46  258751.28  68.96  69.05  71.23  71.99  74.97  76.70  76.83  77.63  Urban+Metro Business/ Total Business (%)  Source: Basic Statistical Returns of SCBs in India.
9  Select references Dr K. C. Chakrabarty(2010), “Technology in Banking : An Instrument for Economic Growth”, Economic Times Banking Technology Conclave 2010. Dr K. C. Chakrabarty(2010), “Banking Technology Beyond CBS – Issues and Way Forward”, Executive Roundtable, IDRBT at Kolkata. Dr. Y.V.