The outlook will remain unfavourable until economic and financial conditions improve and investor appetite for commercial property returns. Potential further losses constitute a significant risk for many banks since commercial property loans in the euro area on average account for about 10% of total loans and, in many cases, exposures are even much larger.
Source: Handbook of Statistics on Indian Economy, RBI (2010–11) Note: Since the data on agricultural credit from cooperatives were available only up to 2007/08, figures for the years between 2008/09 and 2010/11 are based on estimates made using the three-year moving average method  4  BIS central bankers’ speeches  (iii)  Growing share of commercial banks in total agricultural credit starting 1980s  Among the institutional sources of agricultural credit, cooperatives have been the oldest, and for a long time, the dominant source.