To better understand the crisis that hit the Portuguese economy in 2011 and to draw lessons for the future, it is important to analyse the factors and policies that led to it. 3. The 1995–2007 period – the accumulation of macroeconomic imbalances  To find the deepest roots of the problem, we have to go back in time to the mid-1990s.
Rosli Sabtu, Managing Director, Monetary Authority of Brunei Darussalam    Tan Sri Zarinah Anwar, Chairman of Securities Commission Malaysia    Distinguished Speakers, CEOs, Islamic bankers, academics and practitioners, Ladies and Gentlemen  Assalamu’alaikum warahmatullahi wabarakaatuh and very good morning It is an honor for me to deliver speech in this 2nd Annual World Islamic Banking Conference in Singapore, as a platform to discuss issues and efforts required to enhance cross-border connectivity of Islamic finance.