21  22  Chart 2  Private Consumption Consumption Activity Index Household Income and Savings  tril. yen 1,150 160 s.a., CY 2018 = 100 Total number of overnight  500 s.a., tril.
Secondly, as the entities, especially the unincorporated ones, can sprung in any nook and corner of the country and can operate with impunity unnoticed, but endangering their customers interest, we need arrangements and structured for effective market intelligence gathering. The Reserve Bank is restructuring its organisational setup, especially in its regional offices, for gathering market intelligence. 31.