It is not uncommon to see terms and conditions that limit the fintech adviser’s liability to the consumer to $ Traditionally, under the Electronic Funds Transfer Act and its implementing Regulation E, consumers have had protections to mitigate their losses in the event of erroneous or fraudulent transactions that would otherwise impact their credit and debit cards, such as data breaches.
This is evident in the substantial migration of placements in the overnight deposit facility (ODF) to the 3/5  BIS central bankers' speeches  Term Deposit Auction Facility (TDF). It has allowed us to provide more effective guidance to short-term market interest rates by promoting healthy price discovery as the BSP calibrates auction volumes.