Rakesh Mohan: Reforms, productivity and efficiency in banking: the Indian experience Address by Rakesh Mohan, Deputy Governor of the Reserve Bank of India, at the 21st Annual General Meeting and Conference of the Pakistan Society of Development Economists, Islamabad, 21 December 2005. The assistance of Abhiman Das, Saibal Ghosh and Partha Ray in the preparation of the paper is gratefully acknowledged.
The references and tables for this speech can be found on the Reserve Bank of India’s website www.rbi.org.in  *  *  *  Let me at the outset congratulate the Pakistan Society of Development Economists for organising this Conference. Issues of productivity and efficiency have been at the centre-stage of discussions in recent years.