To that end, the Federal Reserve uses design consultants to assist in developing model disclosures that are most likely to be effective in communicating vital credit information to consumers. The Federal Reserve also uses consumer testing to assist in developing model disclosure forms, and we draw from research done by respected behavioral economists.
Through our economic analysis and stress testing at a systemic level, we continue to assess and try to mitigate the negative economic risks arising from Brexit. We recognise that affected firms, their customers, and the regulatory community face considerable uncertainty.