While most established theories have difficulties in accounting for this development, theories allowing for “superstar” phenomena are consistent with it. Superstar phenomena arise, for example, when changes in technology make it possible for entrepreneurs or managers who are a little better than others at any given task to capture a much higher share of the market and of income.
Such robust growth in household savings and corporate deposits is a result of economic growth and 2/6  BIS central bankers' speeches  improved labour market, and, at the same time, it is an indicator of confidence in our financial sector All of this together has helped loans be one of the four key sources of funding for new investments.