For the end, thank you very much, I wish you good work, health and success.
The affinity of ideals between the bank and the borrower must not tempt the former to relax its technical standards of customer selection or neglect to heed the principle of BIS Review 51/1997  - 11 -  operating profitability. Specialization in the non-profit and voluntary sector must be compatible with the key principle of the banking system.