Financial inclusion should focus on •  Holistic approach to provision of financial services not just credit or deposit alone;  •  Meeting the needs of small firms,  •  Segments of population excluded by gender or remoteness  Role of microfinance in financial inclusion The unique aspect of micro finance in India is that it is delivered through a variety of channels.
These include branches of commercial banks and Regional Rural Banks (RRBs) directly dispensing micro credit and through their Business Correspondents (BCs), Self Help Groups (SHGs) linked to bank branches, cooperative banks and primary cooperative societies, micro finance institutions (MFIs) as NBFCs and in other forms, obtaining funds from a variety of sources, domestic and external.