Building confidence and reducing risks in the insurance sector A speech delivered at the Insurance Council of New Zealand Conference On 5 November 2019, Auckland, New Zealand By Adrian Orr, Governor  Ref #8609867 v1.2  Page 2 of 7  “You never know these days.
Uninvited guests may force you to take an unplanned trip to an unknown destination; doesn’t hurt to be in your Sunday clothes.” – Anurag Shourie, Half A Shadow  Tēnā koutou katoa My thanks to the Insurance Council for inviting me to speak with you this morning. It is a pleasure and privilege to be here.