As mentioned, the savings in rural areas and agriculture are now transmitted by the banking system to urban areas and non-agriculture, often, for want of commercially viable avenues in rural areas. Besides, banks have to improve their own riskassessment, pricing and credit-disbursement procedures on an urgent basis.
These milestones are the results of the collective and coordinated efforts of many institutions and individuals, the key movers of which are represented here today. Indeed, MOTY is one tangible example of successful and meaningful cooperation among different institutions working toward a shared goal.