But reducing the debt-to-GDP ratio requires time and there is the risk that a crisis might interrupt the process, without this being the direct consequence of a policy decision. Europe should seek ways to support and protect the efforts that must be made by member states to reduce their debt.
This is evidenced by the increasing number of customers and retail outlets it has opened since commencing banking operations a few years ago. Statistics show that OIBM is one of the largest private sector microfinance providers in Malawi.