At the same time, the share of each deposit dollar that banks lent out hit a post-financial crisis low in the third quarter, which means that banks’ net interest margins  2  The public also remains angry at policymakers for actions taken since the crisis. The erosion of public trust extends beyond financial institutions to the government officials that oversee them.
For example, an American Banker reader poll conducted from December 17–23, 2012, found that a mere 8 percent of readers who responded thought authorities took the right course in the case of enforcement against HSBC for money laundering violations.