  What are the benefits of being part of payment and settlement system    Why you will need regular stream of income post working life – pension ?   Why you should keep money aside regularly and consistently during your earning life for pension in old age    What is interest? How moneylenders charge very high interest rates?
Risk return framework The basic underlying message that is to be conveyed through financial literacy initiatives is that where returns are more, risk will invariably be higher. One should not take the risk one does not understand. Consumer protection – in whose interest? To protect consumers is in the interest of service providers also.