The traditional problems of moral hazard and adverse selection that hinder financial sector growth have been minimized. Ladies and Gentlemen: These innovations have seen our financial sector experience transformation as evidenced by the following outcomes:   Exponential growth of bank branches from 740 in 2007 to 1,072 in April 2011.
The introduction of the euro was accompanied by broad support in politics and the professional community, which contributed to an exceptionally high 72% acceptance of the euro among the population. 1/3  BIS - Central bankers' speeches  The fact that Slovenians, as savers and consumers, were well familiar with the euro also boded well.