The latest Family Income and Expenditure Survey (FIES 2009) provides us with useful lens through which we can view the saving – and thus investing – capacity of families. It tells us for example that roughly 90 percent of the total saving is generated by only 30 percent of families.
The numbers then paint a rather narrow base since nearly 13 million families out of the estimated 18.4 million families could only provide 10 percent of total saving. In practice, this means that the cash flows are different across regions, and the preferences differ from person to person. These hurdles may seem daunting but I assure the CMIP that you are not alone.