Now that the centrality of banks in the economic system has been established, a much stricter view needs to be taken regarding the activities that banks can undertake with depositors’ money. Should large systemically critical banks be allowed to heavily leverage themselves with depositors’ money? Should the banks facilitate the highrisk high-return leverage game to benefit private investors at the cost of depositor funds?
 The regulatory power of the BoU concerning the imposition of norms and standards, rules and regulations on operators of payment systems, and  The BoU’s power to call for information, to conduct on-site examinations, and take enforcement actions.  The administrative sanctions in case of violations of the law, regulations or orders from the Central Bank.