Reforms Our country is at the juncture where we need to direct all our energies to making the economy grow sustainably. To make the economy grow and grow sustainably, we need to reform. I mentioned earlier that a number of our traditional industries have been in decline for a number of years.
It has also to be recognised that human resource can turn out to be the weakest link in technology enabled financial services. There is thus a vital need for ongoing training and skill building programmes. 12.