addressing operational risks related to valuation or protection of assets; and, reducing the risk of fraud and other financial crime problems. There is also a new dimension to funds regulation, going beyond investor protection and considering the systemic risks posed by particular aspects of the sector, which I will return to at the end of these remarks.
How that upswing plays out, both here and overseas, is a focus of our work. And as we do that work, we are mindful of the structural and other factors that can make a difference to economic behaviour. Thank you for your time. Bibliography Cusbert T (2017), ‘Estimating the NAIRU and the Unemployment Gap’, RBA  Bulletin, June, pp 13–22.