We must also establish the concept of responsible finance, provide financial consumers with products and services that match their risk tolerance, adjust the threshold for financial products with lower risks, and enhance the inclusiveness of financial services, so as to create conditions for effectively increasing residents’ property income.
(5) Promoting intellectual prosperity and continuously enriching its content by cultivating a good financial culture and improving the financial literacy of the whole population. Financial culture emphasizes honesty and trustworthiness, spirit of contract, rational investment and a risk-based approach. It not only promotes material wealth, but also constitutes an organic part of intellectual prosperity.