RBI also did something similar when we increased the risk weight as also the general provisioning requirement on exposures to sectors which showed high credit growth. This was reduced recently when growth moderated.
In this way, mortgage credit has become a product like other commercial financial products in an open economy with a mature financial system. This dynamic has not changed Danmarks Nationalbank's fundamental perception of the mortgagecredit system. Danmarks Nationalbank has always found it to be a secure system, beneficial for borrowers, lenders, the capital market, and financial stability.