Indeed, the effects of the recession add to structural difficulties linked to operational models that are no longer sustainable and to lacunae in corporate governance, which we have urged banks to address in repeated calls to action that have often not been adequately heeded.
They meet regularly to discuss how to improve accessibility and availability of these services and products. Because vulnerable groups also need to be able to participate in the payment system. That way, everyone who wants to or needs to, can continue using analogue banking services instead of digital services. And to pay in cash.