I am interested to hear your views on the key issues relating to the transformation process of the banking business, in particular as regards retail payments. What are the prerequisites for and barriers to successful integration in the field of retail banking and payments? What does an efficient retail payments market look like? Which governance models are appropriate to steer the retail payments market?
SMEs the backbone of the Irish economy representing 99.8 per cent of all active enterprises, having over 1 million employees, (67.5 per cent of total employment in the Irish business economy2) and producing 37.3 per cent of gross value added (GVA)3 in the economy.