However, given life's uncertainties, public pensions alone may not always be sufficient. When expenditure exceeds income, people commonly offset the gap by withdrawing the financial assets they had been saving until then.
Global Partnership for Financial Inclusion (GPFI) is an inclusive platform for all G20 countries, interested non-G20 countries, and relevant stakeholders to carry forward work on financial inclusion, including implementation of the G20 Financial Inclusion Action Plan, endorsed at the G20 Summit in Seoul in 2010. .