The proportion of population in the working age group of 15–64 years will increase steadily from 62.9 per cent in 2006 to 68.4 per cent in 2026. This demographic transition actually to yield a demographic dividend would depend a lot on ensuring proper healthcare and other human resource development such as education, etc. as also their employability into the productive workforce of the economy.
Penetration levels suggest healthy potential and target market still expanding Despite the aggressive growth in most financial segments over the past decade, there is still the under-penetration of most financial products/services. Even though Indian banking credit has enjoyed a significant growth during the period 2003–08, credit penetration remains well below regional benchmarks, which is suggestive of healthy growth potential in the medium term.