I then reflected on the several infirmities of the Indian cooperative sector, but argued that despite these infirmities, cooperatives have played a vital role in furthering financial inclusion. I then moved on to listing the main issues concerning the cooperative sector that we must address in order to revitalize it.
Finally, I raised five questions relating to the cooperative sector on the way forward that must engage the attention of this Conference. 49. As I come to a close, I realize that I have been more cynical than I actually want to be. Perhaps I should correct that. The cooperative ethic is unexceptionable.