Procedures for data access should be streamlined. In this context, it would be useful to review Article 15 (6) and (7) of the ESRB Regulation.4 In case of data gaps that restrain the ESRBin fulfilling its mandate, the ESRB should, first of all, rely on its powers to issue warnings or recommendations asking the respective ESAs or national authorities to close those data gaps.
And while trade barriers do not only affect SMEs ... it is SMEs who  4  BIS central bankers’ speeches  are especially vulnerable and need an open and transparent environment in which to operate.” The major barriers to SME trade include: a. Lack of access to finance  b.