The dual approach of an integrated option plus a digital euro app would yield the best results in terms of providing value for end users, as they would have greater choice. This also applies to intermediaries, since they would be able to build their integrated solutions and attract customers through value-added services, whilst overall ensuring a speedy time to market for the digital euro.
It would also strengthen the position of the digital euro as a payment solution that provides support for the monetary anchor policy objective and pan-euro area reach. 21. In terms of technological options for payment initiation, the ECB has considered specific ideas to address the prioritised use cases, whilst also following the key objectives for the digital euro.