If not properly mitigated, these  crimes can discourage members of entrusting  their  savings w ith  the public from  banks and  this could  undermine public confidence and trust in the banking system. Consequently, w e need to be on guard, as  institutions, businesses and individuals to mitigate cybercrime and other forms of financial crime risks.
The  National Banking Week message by the Bank of Botsw ana, in 2011, articulated the issue w ell as follow s that; “ combating fraud is an on-going shared responsibility by all interested parties; it requires the involvement of the Bank of Botsw ana, banks and the vigilance of members of the public.