*  *  *  Mr Chairman, Honourable members of the Committee on Economic and Monetary Affairs, Ladies and gentlemen, I am honoured and pleased to be back in this Committee to present the ECB’s Annual Report 2014 today. This event underlines once again the importance of the dialogue with the European Parliament to ensure the accountability and transparency of the ECB’s activities.
Promoting community development is one of the key purposes and functions of the Federal Reserve, and we have a responsibility to ensure that consumer and community perspectives inform Federal Reserve policy, research, and actions, including vulnerable communities.