The priorities areas for implementation include: •  Proximity: Enhancing and implementing access channels, such as Agent banking, mobile telephony financial services, point of sales, stand alone ATMs, POS and a regulatory framework that creates conducive environment for growth of financial inclusion;  •  Robust Electronic Platforms: Improving, developing ICT payment platforms that facilitate cost effective and secure access to financial services;  •  Robust information and easy client on-boarding: Implementing, monitoring and enhancing use of credit bureaus, proportionate Know Your Customer requirements and improved ID system that is linked to financial systems; and  •  Informed customers and consumer protection: Implement financial consumer protection mechanism and national financial education framework.
At the same time, both the macroprudential and resolution policy mandates are relatively new and the accumulated international evidence on their effectiveness is relatively scarce.