A euro area app with a homogeneous look and feel would facilitate a standardised approach to connecting end users to intermediaries. The app would enable the initiation of payments by intermediaries for the prioritised use cases.
The underlying objective behind making such an app available is to provide the market with the minimum required development, ensuring that intermediaries – including smaller ones who may not want to bear the investment costs of setting up their own payment interface – keep their roles in digital euro distribution.