The western economic model is criticized today as it is unable to address the issues of unemployment, poverty and income inequities in developing countries. Islamic economic model addresses the distribution issues explicitly after market has allocated the gains.
I see real merit in application of the U.K. approach in the United States, although the specific percentage would of course be open to analysis. It could provide a flexible mechanism that could complement other modifications to the SCB framework and allow the Board to adjust capital requirements as financial risks are evolving.