Switzerland, for example, has activated a housing-sector CCyB to address imbalances related to residential mortgage and real estate markets. See Swiss National Bank (2013), "Countercyclical Capital Buffer: Proposal of the Swiss National Bank and Decision of the Federal Council,” (PDF)press release, February 13. 6/6  BIS central bankers' speeches
Raiffeisen Bank has greatly contributed to the development of fair competition, continuous improvement of products and development of new products, by increasing access to finance, contributing to the development of trade relations with other countries, helping to attract more foreign investors and, as well, in improving the reputation of Kosovo in general. We are thankful for this.