I wish to reiterate that while innovations such as the one being launched today accrue benefits to the Financial Institutions and customers, they also present  associated  risks,  which  if  not  well  managed have the potential to outweigh the benefits.
It is my prayer, and part of their  prudential obligation, that Supervised Financial institutions including Standard Chartered Bank Uganda Ltd, continuously review, enhance and improve  their  risk  management  programs;  especially with respect to the emergent risks inherent in digital banking business solutions.