Each of these channels is supported by a different vendor and each one uses different technology which increases complexity and involves cost. Further, technology is ever evolving and adoption of new technology for staying contemporaneous is a costly proposition. Hence, unless we are able to optimally exploit all the capabilities of the technology enabled delivery solutions, we could be looking at unproductive investments. 24.
This rise is accounted for by three trends: a decline in the unemployment rate, a rise in the participation rate and a decline in the share of children in the population (Graph 2). Taking these two decades or so as a whole, Australians have enjoyed very strong growth in average living standards.