My colleagues and I look forward to hearing your views and taking your questions. 1Sparrow, M. The Character of Harms (2008, Cambridge University Press). 2Behaviour and Culture of the Irish Retails Banks 3Oliveira, Walters and Zamil, When the Music Stops: Holding Bank Executives Accountable for Misconduct (2023, BIS  Financial Stability Institute).
The report on too-big-to-fail (TBTF) reforms is the FSB’s most analytically rigorous evaluation carried out to date. When looking at these reforms, indicators of systemic risk and moral hazard moved in the right direction, and effective TBTF reforms seem to have brought net benefits.