Last December the EPC published an updated version of the SEPA Cards Standardisation Volume. This “Book of Requirements”, as it is now called, builds on the SEPA Cards Framework. The objective of the document is to lay the foundations for the harmonisation of standards in SEPA.
Instead, I would like to share with you the outcome of our thematic review on the risks we are seeing for the Dutch financial sector. Third and finally, I will say a few things on what this means for bank risk management and supervision.