Therefore, I would like to encourage foreign banks in Indonesia to jointly empower and expand their customer base because this is where the future expected returns lie. The efficiency you have gained, which shows your professionalism as bankers, is capital to build  BIS Review 8/2008  39  your customer base to further ensure your business resilience in the future.
In that regard, I will now turn briefly to the Basel liquidity standards. The aim of those standards is to reduce the frequency with which banks might need to seek assistance from the central bank in a liquidity event to a very small number.