I do not disparage benevolence, but I believe that one of the most enduring achievements of the CRA has been that lenders, often to their surprise, have found low-income community lending to be a normal extension of their outreach for profitable business.
The digital assets ecosystem is not a suitable or safe space for retail investors – something about which the Central Bank has been warning for some time. Against that, there is still substantial demand for digital assets – which go wider than "crypto" alone – and in particular from professional investors.