BIS Review 95/2006  1  •  There is an emphasis on tapping the profitable household sector, which requires a local consumer retail base and thus a “bricks and mortar” presence. It is in emerging markets where the growth potential of consumer and mortgage credit lies.
The role of banks in particular, and of other financial institutions in general, is very important and there is still room for this role to be further advanced in order to increase its impact on the development of Kosovo's economy and further development of the banking system itself.