Chip cards used on the “Net” will go beyond their function as a pure access or storage medium. But this inevitably requires a common security strategy. Current barter clubs might also spread globally by using the Internet. Central banks regard the dissemination of this electronic money to be in its early stages at present.
Finally, our assessment stresses that, in view of the subdued growth potential, it is crucial to strengthen Croatia’s institutional capacity to ensure effective and efficient implementation of the structural reforms that can lift its growth path. Conclusion Let me conclude. The convergence assessments by the Commission and the ECB are paving the way for another euro area enlargement.