6  BIS Review 107/2007  demographic structure on the equilibrium real rate in the capital markets is something that is expected to occur with a considerable lag, some economists have suggested that expectations of such developments may have already started to exert some influence on the pricing of bonds.
You may say the right thing on your corporate culture statements and governance code of conduct declarations, but if your employees know and are told day after day that profit is the only motive, they will behave accordingly.