As a result, electronic payments accounted for roughly 40 percent of all retail payments other than cash in the United States in 2000 up from 15 percent in 1979. Credit card transactions today account for about half the electronic retail payments, and debit cards account for a little more than a quarter, and the remainder is primarily ACH payments.
Recipe 2: We need to raise investment to 25% of GDP, especially through private sector investment  c.  Recipe 3:We need to accelerate reforms and not succumb to reform myths  d.  Recipe 4: We need to lift productivity  This policy mix will: o  Sustain future prosperity  o  Still raise growth to even higher level  o  Create jobs  o  Help us address social issues  BIS Review 93/2006