For our system to be sustainable, it is necessary that everybody knows the risks and the possible consequences thereof. The Financial Supervisory Frameworks offers a solution. Moreover, participants should be allowed more freedom of choice regarding the risks they run.
Pension funds can provide this by offering a specific guaranteed minimum pension, supplemented with an individual pension build-up based on a risk profile of the participant’s own free choice. I wish you much inspiration in the next few days and much wisdom in the years ahead. And please try to keep your emotions under control.