Fourth: adequate capital is a key element in achieving financial stability. These propositions might not cover everything, but I see them as vital elements. If these lessons are applied in the reform efforts, we shall already have achieved a great deal. I, at least, shall do my utmost to make this happen. 6  BIS central bankers’ speeches
Malcolm Edey: The financial system in the post-crisis environment Remarks by Mr Malcolm Edey, Assistant Governor (Financial System) of the Reserve Bank of Australia, to the Australian Centre for Financial Studies (ACFS) and Financial Services Institute of Australasia (Finsia) Leadership Luncheon Series, Melbourne, 22 March 2013.