IT performance management IT performance assessment and management is equally vital to ensure efficient IT services. Do we periodically stress test our systems? How much maximum volume can it handle in a single day? If for instance, all the NREGA payments are made as Electronic Benefit Transfers, do we have an idea about the possible daily volume? It could well be in millions.
You should have all the ingredients in place - Shariah Advisors and Auditors, credit appraisers and marketing specialists, product development capacity, systems and technology - before you approach the SBP. Merry-go-around a few experienced individuals in this field by offering them attractive compensation packages will soon out price Islamic banking products from the market.