Innovations, admittedly, bring in positive changes in efficiency, productivity, quality, competitiveness, and market share, among other factors. However, as innovations usually result in paradigm shifts, they are typically disruptive. It takes effort and time to understand them. The associated dangers include untested effects, lack of clarity on long term effects, and can lead to misunderstanding and misusing the innovation.
Through the use of illustrations, templates and examples, the booklet provides the users with information that can assist them in maintaining proper cash-flow records, separating their personal from their business finances and continually monitoring the performance of the business.