According to population projections made by the National Institute of Population and Social Security Research in 2006, the decline in the working-age population will continue to outpace that in the total population until the middle of the 21st century, and in 2055 the working-age population will have almost halved from the current level to 45.95 million in the medium variant projection.
Under the current 1998 Basel Capital Accord, financial institutions are required to hold the minimum requirement of 8 percent of capital to corporate loans, while under the new accord they will estimate the probability of default associated with each borrower according to its business condition and hold capital based on such estimates.