In the USA for example, the value provided by banks with mobiles is the remote deposit capture i.e. where the customers increasingly use online mobile services to deposit paper checks. Although it is a driver for mobile banking adoption, increasing efficiency in usage of checks is an important value addition particularly to be noted from the Indian perspective.
The Government will also rely on foreign currency resources.5 This hints at an important element in our resilience to natural disasters: that rebuilding relies on imports that must be financed with foreign exchange, at the same timing as when the tourism earnings are disrupted.