Rising inequality as people move to low wage/profit firms away from high wage/profit firms. There was even a discussion of apparent monopsony wage-setting behaviour by some firms, especially amongst franchise chains. Can we get better at this capitalism thing? Yes we can. Deliberate strategies exist to force savers/investors to behave more long-term.
I refer you to the New Zealand Superannuation Fund’s website, where simple instructive examples (and speeches) exist on how to be ‘long-term’ in behaviour. Understand your purpose, your 3  Jukka Pelhman and Han van der Hoorn, (2010), ‘Procyclicality in Central Bank Reserve Management’,  IMF Working Paper 10/150, June.