Other areas where adjustments would be made include provisions to comply with the Collins Amendment of the Dodd-Frank Act 9--for instance, allowing only instruments meeting the criteria under the Board's bank capital rules to qualify as capital for an insurance holding company--and technical adjustments. Aggregation requires a further step after adjustments are applied to each building block, a step that is frequently termed "scaling."
As noted above, I believe it will take more than simply investment in information technology (IT) for a country to enjoy the large productivity enhancements that can be brought about by the IT revolution (Kroszner 2003 and 2006b).