For the retail payments markets, this means that market participants must be subject to a single set of rules when dealing with payment instruments or services, have equal access to the payment services or products, and be treated equally. I see three main barriers which have to be removed if the euro area is to become a more integrated retail payments market.
Rasheed Mohammed Al Maraj: Business models in Islamic finance – challenges and opportunities Keynote address by HE Rasheed Mohammed Al Maraj, Governor of the Central Bank of Bahrain, at the IFSB seminar on business models in Islamic finance, Manama, 3 October 2010.