  KCC/GCCs:To enable farmers to withdraw cash from ATMs anywhere in the country, banks need to convert KCCs/GCCs to electronic credit card. Further, banks may explore the possibility of issuing multipurpose cards which could function as debit cards, KCC and GCC as per the requirements in rural areas.
  Mobile Banking: In rural India, there are 323.27 million15 mobile subscribers as on March 2012 (TRAI Annual Report, 2012).