I also congratulate the recipients of the Awards for Outstanding Contribution to Financial Inclusion, being given today and hope that not only do they continue with their good work, but they also succeed in encouraging others to rededicate themselves to the goal of making our society a truly inclusive one. Thank you. 8  BIS central bankers’ speeches
However, utility is produced for different customer classes in variable proportions, and separate marginal production costs can be identified as the increment to the total cost of the joint production process when output to one customer class is increased by one unit, holding the output of other customer classes fixed.