Therefore, the relationships between the joint financed companies are not classified as interrelated as long as there is no other relationship restriction. h.  Reiterating that it is possible to allocate credit to problematic debtors providing that the debtors maintain good intentions and that the credit only became bad due to reasons beyond the control of the debtor.
It will be possible for such debtors to be eligible for new credit but only after thorough analysis and under close supervision. The amalgamation of the adjustment and confirmation steps I have just described to you, ladies and gentlemen, is expected to underpin the intermediary function of the banking industry, which has been constrained for many years.