Shadow banks, like conventional banks undertake various intermediation activities akin to banks, but they are fundamentally distinct from commercial banks in various respects. First, unlike commercial banks, which by dint of being depository institutions can create money, shadow banks cannot create money.
2  BIS Review 61/2009  And finally, allow me to remind you once again that Europe will certainly give Serbia a chance. I have never doubted that, but when it comes to the European integration processes, nobody will nor anybody should do our job for us.