[11] The ECB ensures greater levels of transparency by holding press conferences immediately after Governing Council monetary policy meetings, and by releasing monetary policy accounts four weeks after each monetary policy meeting. The ECB also publishes the Economic Bulletin, articles, interviews and speeches online, and answers questions from the general public.
Most subprime loans were issued by entities outside the supervisory jurisdiction of the Federal Reserve and other federal bank regulators, and consequently, these entities were not subject to examinations to assess  1  See Design and Testing of Effective Truth in Lending Disclosures: Findings from Qualitative Consumer Testing Research, submitted to the Federal Reserve Board of Governors by Macro International, Inc. (December 15, 2008), and Design and Testing of Effective Truth in Lending Disclosures: Findings from Experimental Study, submitted to the Federal Reserve Board by Macro International, Inc. (December 15, 2008).