A nation's wealth will grow if investors, including households, can succeed in choosing promising firms with healthy prospects, and provide financial  BIS Review 52/2005  1  support and bear part of their risks through investment in various financial products.
In other words, the financial behavior of individuals determines the future of a nation's economic growth, which in turn decides their own future welfare. C.  Response of Financial Institutions  Structural changes in the global economy and financial markets have had a significant impact on the business model of financial institutions.