First, whether mobile banking can succeed and if that is the case what implications would it have for the future of ATMs and the debit cards that have been issued by banks.
Yet, our ancestors understood the value of education, and less formal arrangements were frequently used; home-based schooling, private tutors, and church-sponsored Sunday schools are just a few examples. The one-room schoolhouse on the prairie still provokes a remarkable, though perhaps not wholly justified, degree of nostalgia. People felt that once a child learned how to read and write, an unlimited world opened up.