These data should be seen in the light of the total capital and profits of the banks. The total capital amounted to ₹ 7,278 billion as at end March 2014 and the total profits in 2013–14 were ₹ 722 billion during 2013–14.
It can be seen easily the extent of damage that can happen to the profitability, liquidity and solvency of banks, if timely recovery of such large amount of stressed assets do not materialise. Regulatory measures 14. Reserve Bank has been making constant efforts to enable banks to improve the quality of lending.