Thoroughly conduct research studies and reviews concerning local economic strengths that would be more relevantly served by rural banks instead of commercial banks. From the results of the study, rural banks should be able to formulate and prepare an operational structure suitable to local conditions, and therefore exploit the niche opportunities to generate profit. 2.
As a starting point, Bank Indonesia is currently preparing the internal establishment of the Centre for Micro Finance Study. This study centre will be established together with many parties; including international institutions with extensive experience and deep knowledge on micro funding like GTZ, Swisscontact and IFC.