The first is to maintain this stability with focus on sustainability, and the second is that it is time for us to devote greater attention to the systems and institutions in the banking industry in order to build strength and deliver results.
However, all banks have net NPE inflows for the third quarter of 2018, of around € billion mostly coming from re-defaults (Chart 8). Also, the quarterly cure rate remains near 1.8% and the default rate is 2.1%, thus further demonstrating the negative performance already observed in the first two quarters of 2018. Chart 8.