Third, and at this moment probably most important for you, we are aware of the fact that institutions do not screen each domestic shopper payment. But in the meantime, we won't spend scarce supervisory resources on this. We have other priorities. But I will, of course, insist that you know where your higher risks lie, and that you mitigate these accordingly.
We replaced all the prevailing schemes for restructuring with a simple and harmonised Prudential Framework for Resolution of Stressed Assets (Prudential Framework) which was issued on June 7, 2019, which enshrined the following fundamental principles: • Early recognition and reporting of default in respect of large borrowers by banks, FIs and NBFCs.