With regard to corporate finance, private banks are becoming more cautious in extending loans to firms with high credit risks while they continue to be more active in extending loans to blue-chip companies. The lending attitudes of financial institutions as perceived by firms have become slightly more severe.
9  This measure of income accounts for total compensation, including health benefits, and capital income, government transfers, and taxes while also adjusting for household size. See Congressional Budget Office (2011), Trends in the Distribution of Household Income between 1979 and 2007 (Washington: CBO, October). 10  This measure of income covers total compensation, including benefits, and adjusts for household size.