But banks also show traits and habits that can, in the long run, result in serious health issues – unless a change of lifestyle can be achieved. Let’s consider the health facts.
EU banks have strengthened their capital positions – even if nonperforming loans remain a problem for some institutes: The aggregate tier 1 capital ratio of the banks in the euro area today stands at around 15%. This exceeds pre-crisis levels in early 2008 by six percentage points.