Anti-money laundering and countering financing of terrorism - Reserve Bank of New Zealand (rbnz.govt.nz) 13  10  emphasis we place on privacy reflects the fact that the CBDC design will be driven by public, rather than commercial, interest.
In addition to design choices driving innovation – directly and indirectly – design choices can influence the challenges that innovation could bring to current providers of private money. For example, the Reserve Bank has choices about how to respond to ensure the ongoing smooth operation of the market as a whole.