Table 1: Human Development Index for India – Combined 1981198119911991Value Rank Value Rank States Andhra Pradesh 0.298 9 0.377 9  2001Value  2001Rank  0.416  10  Assam  0.272  10  0.348  10  0.386  14  Bihar  0.237  15  0.308  15  0.367  15  Gujarat  0.360  4  0.431  6  0.479  6  Haryana  0.360  5  0.443  5  0.509  5  Karnataka  0.346  6  0.412  7  0.478  7  Kerala Madhya Pradesh  0.500  1  0.591  1  0.638  1  0.245  14  0.328  13  0.394  12  Maharastra  0.363  3  0.452  4  0.523  4  Orissa  0.267  11  0.345  12  0.404  11  Punjab  0.411  2  0.475  2  0.537  2  Rajasthan  0.256  12  0.347  11  0.424  9  Tamil Nadu  0.343  7  0.466  3  0.531  3  Uttar Pradesh  0.255  13  0.314  14  0.388  13  West Bengal  0.305  8  0.404  8  0.472  8  All India  0.302  0.381  0.472  Source: National Human Development Report, 2001, Planning Commission, New Delhi  Graph 1 Human development Index and Income Across States - 1991 6  0.5  4  0.45  3  0.4 2 0.35 0.3  Thousand)  5 0.55  Domestic Product (Rs.
Even though the core of the financial system is much more resilient than before the global financial crisis, with strengthened bank capital and liquidity requirements, nonbank financing has been a source of systemic risk. Nonbank financing often features high leverage, maturity and liquidity mismatches, opaque structures, and concentrated holdings of risky assets.