  Retail deposit guarantee refers to the original scheme, terminating in December 2011. The extended scheme is likely to have much less impact.   Wholesale funding guarantee has now expired.   Term auction facility relates largely to the acceptance of residential-mortgagebacked securities.
With the termination of these special programmes, the Reserve Bank does not feel it needs quite as much risk-based capital on its own balance sheet, and consequently has returned $ million to the Crown. BIS Review 62/2010  3  4.