Source: Priority Sector Returns of Scheduled Commercial Banks, RBI. Note: In the chart, the sub-limit for indirect agricultural credit is plotted in terms of share in total agricultural credit to make it comparable. For working this out, the sub-limit of 4.5 per cent of Adjusted Net Bank Credit (ANBC) was first converted into absolute amount by taking actual data on ANBC.
Second, the share of this amount in total (both direct and indirect) agricultural credit was calculated. (vii)  Decline in the share of long-term agricultural credit  Starting the 1990s, the share of short-term agricultural credit in total agricultural credit has been going up, and that of long-term credit has been declining.