3  Box 5 of the FSR examines the role of the macroeconomic environment as a potential source of risk for financial stability by looking at past banking crises in an attempt to identify a common set of fault lines during periods of financial distress.
Financially literate and empowered consumers interact more effectively and assertively with financial services providers, ultimately leading to them attaining their financial objectives. Essentially, consumer empowerment is instrumental in supporting financial inclusion policies.