Let me also express my compliments to each and every member of our staff, for faithfully carrying out the duties entrusted to you under difficult conditions. Since the beginning of this year our economy has shown signs of a modest recovery even though exports have been sluggish, as domestic demand has improved.
*  *  *  My fellow Governors, Mr. Denton Rarawa (CBSI) and Mr. Loi Bakani (BPNG) Central Bank representatives from the region Mr. Tillman Bruett, Regional Financial Inclusion Advisor and Project Manager, Pacific Financial Inclusion Programme Mr Deva De Silva, Senior Operations Officer, International Finance Corporation Workshop Facilitators Mr. Mark Flaming and Dr. Mohamed Nasir Fellow colleagues from the Reserve Bank of Fiji Ladies and gentlemen Introductory remarks Bula vinaka to you all.