In addition, the results of macroprudential stress tests, which we continued to regularly conduct in 2018, confirm that banking sector capitalisation and liquidity would not be jeopardised even in case of extremely negative developments.
(%)  Expected liquidity ratio for the banking sector by stress scenario*  30  2.5  Expected capital adequacy ratio by stress scenario*  2.10  24  2.0 1.65  18 Basel II  Basel III  12 Regulatory minimum  6  1.52  1.5  1.25 Regulatory minimum  1.0  0 I III I III I III I III I III I III I III I III I III I III I III 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Baseline  * NBS estimation.