In doing so, I intend to first outline: (i)  Impact of financial sector reforms in deepening access to finance;  (ii)  Identifying nature and intensity of financial exclusion; and finally  (iii)  Discuss the key objectives, goals and principles and major elements of financial inclusion strategy – The strategy is anchored on developing financial and socially sustainable mechanism of credit delivery with particular focus on financially excluded population and regions.
The central bank of Pakistan (the State Bank of Pakistan (SBP)) has now assumed a coordinating and supportive role with the alliance of Government, private sector and partnership with development assistance to evolve and implement the financial inclusion strategy. B. Impact of financial sector reforms in deepening access to finance  Over the last seven years, Pakistan’s banking sector landscape has changed drastically.