More banks also intend to report higher NPL coverage ratio at more than 50.0 2/6  BIS central bankers' speeches  percent to 100.0 percent. Third, banks will continue to report tight net interest margin (NIM) at 1.5 percent to 3.0 percent. Respondents expect return on equity of 2.0 percent to 5.0 percent.
Fourth, asset quality and credit risk emerged as the top-most risk to the banks’ operations while macroeconomic and operational risks are the risks common to most of the respondent banks. Fifth, there is a distinct shift in organizational focus towards sustainable financing. More respondent banks view such mode of financing as highly important.