In discussing each of these sets of issues, I spent some time drawing implications for business strategies by financial service providers. In this section, I will briefly highlight, at the risk of some repetition, what I consider to be the key messages of the lecture.
2  5  However, after the bubble burst in the first half of the 1990s, firms were burdened by the "three excesses" in employment, production capacity, and debt. 3 The working styles that involve traditional employment practices were slow in changing.