In its development, the population data gathered and managed by the Ministry of Home Affairs may have wider benefits, including the implementation of duties of Bank Indonesia and even other relevant institutions. Some examples of the population data benefits in the implementation of duties of BI and financial institutions, particularly banks, are as follows: a.
First, to increase efficiency and effectiveness of services provided to customers and the community in credit extension. As we all know, Bank Indonesia is currently managing Debtor Information System (DIS) which has gathered around 82 million debtors’ data from bank and nonbank financial institutions with more than 180 million credit facilities.