But employers' attention to plan design turns out to be just as important. Contrary to predictions of traditional finance theory, the way retirement-plan options are framed to workers affects the choices they make. This is where the new discipline of behavioral finance has begun to offer significant contributions.
The Stabilization Account is premised on the regular setting aside of the portion of specific categories of public revenue to build the Fund while applying strict withdrawal rules. As a result, the withdrawals will mainly be during exceptional circumstances.