This is largely due to strong competition in the retail sector, continued awareness on the part of consumers and the commitment of governments not to increase the average level of administered prices.
The increasing availability of courses that can be taken “at a distance” over the Internet means that learning can more easily occur outside the workplace or the classroom. Economists have long argued that a significant proportion of the work knowledge that one acquires in a lifetime is produced on the job. Several decades ago much of that on-the-job training was acquired through work experience.