Investors, for example, are unlikely to want to hold onto a property whose value has depreciated significantly, and some borrowers – perhaps because they were put into an inappropriate loan or because personal circumstances have changed – cannot realistically sustain homeownership.
The Government of India and various State governments have been implementing a number of schemes and programmes over the years. A continuous effort from the society is also needed, where citizens are encouraged to  2  BIS central bankers’ speeches  come up with their entrepreneurial initiatives. Going forward, we must develop an attitude that views innovation positively.