The share of cash by value has remained constant and, at 53%, accounts for more than half of the amounts spent. This is especially true of smaller amounts. Amounts of € upwards are mostly paid on a cashless basis.
The average amount of cash that people carry on them has also remained unchanged since the previous study at € This apparent inertia may seem unspectacular at first glance, yet it implies that citizens have relatively stable preferences with regard to the payment instruments that they use.