During business operation, if financial institutions fail to timely identify the problematic financial asset, set up special loan loss provisions to write off bad loans, or stop accruing relevant interests, there will be serious problems ahead.
The best of India is yet to come. Back to the cricketing analogy, India is an open argumentative society. But we are prone to mood swings, perhaps more so than other societies, perhaps in part driven by our excitable competitive and very young press.