When both types of households were asked, "To what extent do you intend to hold financial products that have a risk of falling below par, but are expected to be profitable, over the next one or two years?" about 80 percent of two-or-more-person households and about 60 percent of single-person households answered, "I have no intention of holding such products."
Nevertheless, in the past few years, the proportion of respondents answering, "I intend to hold such products," has increased slightly among both groups.5 2. Funds for retirement The second point concerns funds for retirement. Going back to the Financial Literacy Survey, respondents were asked to select the expenses they thought they would have to cover in the future.