In that event, the obvious question that comes to mind is what are the existing restrictions that can be liberalised and what further measures can be envisaged for  6  Around 25% average annual growth in deposits and advances for the scheduled commercial banks. 7  Broadly defined at CRAR of 10%, net profit for last three years, Gross NPA<7% and Net NPA≤3%.
8  88.2 per cent of the total UCBs have reported a CRAR of 9 per cent or more as on March 31, 2013. 9  The gross and net NPA ratios as on March 31, 2013 stood at 6.0 per cent and 1.4 per cent respectively. BIS central bankers’ speeches  3  the smooth non – disruptive growth of the sector?