The fact that at present liquidity surpluses in some countries cannot be used to fund needs in others creates fragmentation. This structural disconnect means there is greater divergence in bank funding costs and lending rates than is warranted by the underlying economic fundamentals. Second, an effective SRM should help reduce financial fragmentation linked to the differing fiscal health of sovereigns.
Faqe 2 nga 5  In order to ensure financial stability and as a result of non-compliance with regulatory requirements and failure to comply with remedial measures, CBK in 2019, in its role of regulator and supervisor of financial institutions, has revoked license of company "Insig" JSC, Kosovo Branch.