Rural housing The vulnerabilities to the rural housing sector are often thought to be limited to the delivery system for housing materials, services and finance. The sector, however, is deeply affected by infrastructure deficit – roads, electricity supply, drinking water and sanitation.
Strong profits from agriculture also girded important elements of our rural financial system. Commercial banks with large agricultural loan portfolios posted stronger returns than their peers over the past three years. While more than 300 commercial banks failed during this time, only 22 were agricultural banks.