“Charter of the Central Banks and Supervisors Network for Greening System (NGFS)” 21Eurostat “Population (Demography, Migration and Projections) Database”, in 2018, Ireland has the lowest proportion of over 65  year olds at 13.8%, and well below the EU 28 value of 19.7%. 22 Nerlich, C., (2018), “The 2018 Ageing Report: population ageing poses tough  scal challenges”, ECB Economic Bulletin, Issue  4/2018.
In that context, let me focus on how your pricing policies might be addressed. Most mortgage lenders have stated policies that they do not discriminate against any prohibited class of borrowers. It is the role of the CEO and senior management to ensure that procedures and controls throughout the organization support those policies. Start by evaluating compensation arrangements for your loan originators.