Government, as an owner, is accountable to political institutions in terms of broader  BIS Review 88/2005  1  socio-economic objectives and hence, its goals may not necessarily be compatible with purely economic incentives.
These areas include some complex market products and instruments. Similarly, our new responsibilities in European banking supervision call for new data concepts and definitions, greatly extending the need for granular data. A successful start has been made, with a new set of legal acts. The collection of loan-by-loan data is already being implemented, but further improvements are possible.