Our website contains quarterly updates of these forecasts. But both bankers and policymakers are concerned about the long-term health of community banking, not just next year’s numbers. How many community banks will exist in 10 years? Of course, I cannot answer this question with certainty, but I can offer a few perspectives. If historical patterns continue, the number will fall considerably.
Concerning the ageing of the population, Sweden benefits from a partly funded pension system, which is gradually being supplemented by a new system which will reduce pressures on public finances.