From my investigation, I have come to a temporary conclusion that such questions are perennial and will continue to shadow us all, especially us at Bank Indonesia. The answers will very much depend on numerous factors concerning the banking industry itself.
However, the question whether official intervention would be beneficial, and if so, what kind of intervention would be most adequate, has to be decided for the single case. 1  BIS Review 105/1999  There are also political considerations that support official international treaties and organizations.