Graph 8  Australian Business Lending Rates  %  Outstanding rates*  8  % 8  Small loans  6  6 Large loans  4  SME  2  4 2  Large business  bps  bps  Spread  150  150  50  50 2021  2009  2013  2017  *  Small loans data up to June 2019 reflect loans valued less than $ million; large loans data up to June 2019 reflect loans valued $ million or more; from July 2019 new data are used from the Economics and Financial Statistics (EFS) collection (See Statistical Table F7) Sources: APRA; RBA  Over 200,000 SME borrowers arranged to defer their loan payments last year.
But you did not waver. You stood by your decision – because it was the right thing to do. As the Nobel laureate Heinrich Böll – who was born here in Cologne – wrote: "Freedom is not a gift, it is something that is earned." Your actions gave those people a chance to find freedom where you had found it so many years before.