Policy guidance and support from the government is common in developing finance for the disadvantaged. Government support should be multifaceted and mutually reinforcing, including legal, economic and administrative measures, both direct and indirect. As mentioned earlier, from the inception and development of finance for the disadvantaged in various countries, we can see that government support has played a central role.
Although the growth of the tourism sector is a welcome development, losing a key economic pillar such as the international financial services sector can be considered a weakness as the economy will become less diversified. 9  As I mentioned earlier, the grandfather clause will expire in 2019.