Make your discounts on as short as the business of your customers will permit and insist upon the payment of all paper at maturity, no matter whether you need the money or not.”  Second advice “Distribute your loans rather than concentrate them in a few hands.
In the course of Japan's economy experiencing such a significant change, making proactive investment in human capital, including determining wages based on the 2 percent inflation benchmark, will benefit individual firms in terms of  7  medium- to long-run management, not to mention that it is crucial for Japan's economy as a whole.