Further, one of the distinguishing features of the high credit growth in recent years has been the continuing low share of credit going to small and medium enterprises (SMEs), although there has been some change in the trend this past year. Again, it is puzzling how the credit growth to SMEs among all the segments has actually been the lowest.
I must admit that allowing myself to speak through others can be a humbling experience as it reminds me of my own limitations. But there are two things that also make it a very powerful exercise. Allowing myself to speak through others emphasizes the value of giving them full and complete trust.