In this regard, we should remember one thing: European banking supervision is an  BIS central bankers’ speeches  1  immensely complex operation that has been put together in a very short time. Thus, it would probably be unrealistic to expect everything to run smoothly from day one.
This is why the specific design is so important: We are thinking of ways of setting limits for use and/or of a graduated interest rate that makes a digital euro unattractive for storing value. In addition, Eurosystem experts, together with the European Commission, are discussing the legal bases necessary for a possible introduction.