As Dale Jorgensen, a founding father of the KLEMS framework used to emphasise, the lesson of decades of experience is that these parameters are highly sensitive to methods of measurement. There are also the output effects of adding newer inputs like digitalisation to be considered.
We have repeatedly said that our handling of the banking system is premised on striking a balance between the needed prudential limits and the ability of banks to make sound  BIS central bankers’ speeches  1  business decisions based on the idiosyncrasies of their operations and the realities of their market. In practice, this translates into specific actions under two facets.