We are still endeavoring to craft answers to questions similar to the ones he asked and, we hope, learning what policies and institutions are best able to create wealth and so enable nations to prosper. The debate regarding the sources of economic growth has markedly twisted and turned in recent decades.
•  Third, for many years, the banking sector could not reach all the corners of the country – it was expensive to erect branches – now, with this new innovation, they do not have to – they only need to look out for the appropriate agent.