It is important to note, though, that the underlying concept has the same roots as DIP financing – lending that will maintain or increase the going-concern value of the firm, not absorb losses. It is not a capital injection and does not put taxpayers at risk.
Without this system, the economy simply wouldn't work. https://www.rba.gov.au/speeches/2021/sp-gov-2021-12-16.html  2/16  12/16/21, 10:38 AM  The RBA and the Australian Economy | Speeches | RBA  In addition, we regulate important parts of Australia's payments system, including the credit and debit card systems and ATMs.