The tools the BSP will take with it on this journey with you are the tried and tested tools of: an enabling environment that benefits from the collaboration between the market and regulators, clear but reasonably high standards for governance and risk management, and that commitment to clearly communicate policy intent in a timely manner.
The proliferation of products of all different designs and qualities has opened up the potential for the satisfaction of consumer needs not evident even twenty years ago. The accompanying expansion of wealth has been large, though regrettably the gains are not as widely spread across households as I would like.