Moreover, our systems are not developed in a distant “ivory tower”, nor are they decreed to the market. In order to ensure that they are actually being used, market participants are actively involved in the design of our systems.
Most banks are already providing the opportunity to restructure loans to make it easier for customers to service debt after the lockdown has ended. The second solution applies to deposits. We have prohibited banks from imposing any restrictions on withdrawals. We have bet on the reliability of banks and the confidence of depositors in them, and we have been right.