Anonymity is not a feature. This framework will rely intimately on the national identify infrastructure, when permitting users to hold and exchange digital money. A t the onset, it will use KYC and identity features incorporated into the system design, and adopt the wider public identity system as it becomes available.
A blockchain infrastructure has been proposed for the digital currency, with performance capabilities that would adequately satisfy the Central Bank’s requirements for swift processing of payments. 9  This would not impose any change on the current ownership of the ACH, which is by the commercial banks.