2.1  NSSO 59th Round Survey Results2    51.4% of farmer households are financially excluded from both formal/ informal sources.   Of the total farmer households, only 27% access formal sources of credit; one third of this group also borrowed from non-formal sources.   Overall, 73% of farmer households have no access to formal sources of credit.
  Across regions, financial exclusion is more acute in Central, Eastern and NorthEastern regions. All three regions together accounted for 64% of all financially excluded farmer households in the country. Overall indebtedness to formal sources of finance of these three regions accounted for only 19.66%.