in billion) Year  All Scheduled Commercial Banks  Public Sector Banks  Private Sector Banks  Last Friday of  No of A/Cs  Amt O/s  No of A/Cs  Amt O/s  No of A/Cs  Amt O/s  No of A/Cs  Amt O/s  March 2008*  3.967  1511.374  0.819  469.118  0.065  154.892  4.851  2135.386  4.115 (3.73%) 7.217 (75.38%) 7.398 (2.51%)  1914.083 (26.64%) 2763.189 (44.36%) 3694.30 (33.70%)  0.678 (‐17.21%) 1.131 (66.81%) 1.718 (51.90%)  466.563 (0.54%) 648.247 (38.94%) 881.16 (35.93%)  0.058 (‐10.78%) 0.157 (170.69%) 0.186 (18.47%)  180.634 (16.61%) 211.470 (17.07%) 209.81 (‐0.78%)  4.851 (No change) 8.505 (75.32%) 9.302 (9.37%)  2561.280 (19.94%) 3622.907 (41.44%) 4785.27 (32.08%)  March 2009 March 2010# March 2011  Foreign Banks  * change in definition of the sector as per the MSMED Act 2006 advised to banks in 2007 # Retail trade included in service sector Source: Scheduled Commercial Banks Note: Figs.
In parentheses indicates Y o Y % growth/decline 4. The total MSE Credit as percentage of Adjusted Net Bank Credit (ANBC) has been increasing since 2007 as shown below in Chart 1.1. In March 2011, it stood at 14.8% for the Public Sector Banks (PSBs). Chart 1.1 Credit to the MSE by PSBs (as % to ANBC)  5.