AnaCredit data collection has been designed to produce a complete picture of the credit exposure of the reporting population. The information collected comprises almost 100 different “attributes” covering various aspects of the credit exposure, such as the outstanding amount, maturity, interest rate, collateral or guarantee, information on the counterparty, and many other things.
Access to highly granular loan-level information will be a major step forward in helping policymakers to analyse and monitor credit developments and to assess the impact of their decisions on bank lending.