McKinsey Report 2010 “Inclusive growth and financial security: The benefits of e-payments to Indian society” estimates that an electronic platform for government payments to and from individual households could save an estimated Rs.100,000 crore a year – representing almost 10 percent of the total payment flows between the government and households.
The report states that “delivering government payments electronically to the poor will not only pay for itself but will connect households to a formal and secure financial grid. The basic infrastructure and connectivity this provides will also create an attractive business proposition to encourage private players to enter this space and provide services to the poor”.