Therefore, in the long term interest of the banks, it is necessary that each bank revises the wages of its employees as per its ability to pay. Further, why the PSBs cannot even do employee wise negotiations on salary hike as in the private sector? This would be a motivating factor for the performers. b)  Differential salary structure  16.
Importantly, these two options also are consistent with our goal of maintaining overall levels of capital in the banking system: The first option would be to set the CCyB at a higher baseline level during normal times. And the second option would be to raise the “floor,” or the minimum level, of the SCB.