For more information, see Euro Retail Payments Board (2022), Core, optional and value-added services for the digital euro, December. 10. See ECB (2020), Report on a digital euro, October. The scope of digital euro basic services is yet to be defined but should be similar in nature to the basic services that credit institutions are to provide under the Payment Accounts Directive (PAD).
They could therefore include such features as the free opening of digital euro wallets/accounts, making payments between individuals as well as the funding and defunding of digital euro accounts/wallets. 11.