Through this way, commercial banks could verify individual’s identity and enterprise’ institutional code online when opening settlement account or conducting credit business, etc. Second, banking credit information, such as information of loan, credit card, collateral, etc.
Third, debt information of enterprises and individuals when fulfilling their legal obligations in economic activities outside the banking system, including information on enforcement of civil cases, announced tax arrears, social insurance fees payment, payment of public utility fees such as water, electricity, gas and phone calls, and administrative enforcement information such as environmental protection and quality inspection.