It should instead be based on a comprehensive system that extends in a proportional way to all actors, intermediaries, markets and activities that embed potential systemic risk.2 In this area the identification of data gaps and putting in place an effective monitoring framework as well as reinforce the accounting rules on consolidation internationally are key. 2.
The information capital built within mobile phones is an area of great interest to credit reference bureaus and the credit market in general. Ladies and Gentlemen: The main lesson we have learnt is that financial inclusion will succeed once we understand the market segments and the delivery channels that are appropriate for those segments for financial inclusion to succeed.