At the end of September 2012, non-banks’ capital adequacy ratio stood at almost 39 percent, well above the statutory limit of 8 percent, and providing some level of financial stability to the sector.
Ben S Bernanke: Semiannual Monetary Policy Report to the Congress Testimony of Mr Ben S Bernanke, Chairman of the Board of Governors of the US Federal Reserve System, before the Committee on Banking, Housing, and Urban Affairs, US Senate, Washington DC, 15 July 2008.