10  See, for instance, the Financial Stability Report or research documents such as that by S. Magri and R. Pico, “The household credit market after five years of crisis and recession: evidence from the survey on household income and wealth”, Banca d’Italia, Questioni di Economia e Finanza (Occasional Papers) 241, 2014.
11  I extensively discussed the problems in measuring inflation expectations in my Ph.D. dissertation, later published as Price Expectations in Rising Inflation, Amsterdam, North-Holland, 1984. 12  L. Guiso, T. Jappelli and D. Terlizzese, “Earnings uncertainty and precautionary saving”, in A. Ando, L. Guiso and I. Visco (eds), Saving and the Accumulation of Wealth.