=100  120  20  Real wages  115  Real Wage Gap %  15  Labor productivity 10  110 105  5  100  0  95 -5  90 85  CY 85  -10 88  91  94  97  00  03  06  09  12  15  CY 85  88  91  94  97  00  03  06  09  12  15  Notes: 1.
In particular, the World Bank has noted that countries which have national strategies for financial inclusion have recorded higher average growth rates for financial access compared to others. I have been repeatedly asked – why is an NSFI important? Well, the NSFI provides a platform for coordination among the many stakeholders with important roles in financial inclusion.