It is true that, in today's world, people's values are fragmenting, leading to increased uncertainty in politics and economic activities, as attested to by anti-globalization movements. Just as a degree of stress is useful in maintaining our personal health, uncertainty will act as a brake on our unwarranted optimism or complacency. Nevertheless, that is true only up to a point.
These laws allow the Bank, to among others, act as the prudential regulator and supervisor of commercial banks to ensure that customers’ deposits and investments of are safe. Concomitantly, the Bank ensures that through its banking licensing process only “fit and proper” persons are permitted to own and manage banking institutions to prevent potential depositors to loose their money from scrupulous persons.