For example, in Australia, the personal saving rate has averaged about 10 percent since 1960 and was as high as 19 percent in 1973. In New Zealand, household saving averaged 4 percent of household disposable income from 1987 to 1994, and was then negative for most years until 2010.
Figure 6: Household net saving rate (percent of disposable income) %  15  %  15  New Zealand Australia  10  10  5  5  0  0  -5  -5  -10  1987  1991  1995  1999  2003  2007  2011  2015  -10  Source: Statistics New Zealand, Australian Bureau of Statistics.