Against this background, private consumption, notably of durable goods, has picked up due to the effects of policy  BIS Review 106/2010  3  measures such as tax reductions on purchases of environmentally friendly cars and the introduction of the eco-point system, which favors energy-efficient products.
In spite of the private credit bureaus operating for several years and doing a vital job for retail credit scoring, the central bank 6  https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=44133  3  could not precisely assemble data on the quality of the credit portfolio of banks’ large borrowers at an aggregate level.