At the international level, the IMF and the European Union – prompted by the high exposure of Western European countries to CESEE and by the fact that many CESEE countries have joined the EU – have helped stabilize the region and will continue to do so in the future.
Using technology that is readily accessible by the retail market, we are able to bridge the physical gaps in banking with a technology-driven network. This covers several facets including fund transfer facilities, retail payments and even partnerships with merchants. Pricing is certainly another key element. Contrary to some perception, financial inclusion operates on market terms and does not require any special pricing concession.