Unfortunately, many potential buyers lack the down payment and credit history required to qualify for loans;  1  Data for the fourth quarter of 2011 from the national income and product accounts reflect the advance estimate released on January 27, 2012.
1 See German Financial Stability Committee (2019) and German Financial Stability Committee (2019a). 2 Consultative and final reports are available at: www.fsb.org/work-of-the-fsb/implementation-monitoring/effects-  of-reforms/ 3 See Financial Stability Board (2011). For details see the terms of reference (www.fsb.org/2019/05/evaluation-of-  too-big-to-fail-reforms-summary-terms-of-reference/). The final report is scheduled for the G20 Presidency in 2020.