In short • No one knows how long the good news will last. • But there is a whole long list of actions that can be taken by workers, businesses, communities, governments, educational institutions and others that can, if taken together, increase the chances that this remarkable combination growth and low inflation will continue for a while.
The Reserve Bank is keen to introduce a countercyclical provisioning approach with the objective of building up provisioning buffer for the banking system when the  4  BIS central bankers’ speeches  banks in general are making profits so that this can be used to absorb losses in case of downturn.