At the same time, it must be ensured that there is fair competition between all parties. In order to achieve this goal, we have also made it possible for third parties, including fintech firms, to gain access to account data with the introduction of PSD2. We hope that competition will intensify as a result and payments will ultimately become even more efficient.
The challenge is developing regulation for all providers, from which banks, fintech players and, above all, customers benefit. In this context, dialogue plays a major role, and evenings like tonight can help us to start talking with one another.