As I just pointed out, we can judge that there are factors on both the supply and demand sides which are affecting developments in FinTech. If we consider that the financial business has strong characteristics as an “information industry,” then it is not surprising that developments in information technology have a large influence, especially in finance.
For example, credit, investment, and risk management are based on the accumulation of a great deal of information and analysis in which new technology has a large role to play. In these financial services, particularly in payments, the transmission of information has significant importance.