In economics, this recently has been referred to as "rational inattention," meaning that people are likely to be inattentive to information judged to be of little importance when making economic decisions. Of course, the validity of this hypothesis needs to be further verified theoretically and empirically.
Also, in big cities in Southeast Asia with heavy traffic congestion, mobile payment has developed from ride-hailing services. In this way, FinTech has been applied in accordance with each country's or region's situations. FinTech can therefore contribute not only to economic growth through enhancing convenience and financial intermediation, but also to the resolution of social problems such as financial inclusion.