As I said, it is still a challenge to get our hands on quality, transparent and disclosed data. Eventually we aim to translate the ‘exposure at physicaland transition risks’ into PDs (probability of default), LGDs (loss given default), and finally into expected- and unexpected losses.
There are various initiatives that try to close this gap, originating from both supervisors and the private sector and we definitely are making progress, but it still remains a challenge for us. That’s why we need to keep up our efforts.