2, February 2016), only 20 percent of Fortune 500 companies offered a defined-benefit plan to salaried new hires in 2015, down from 59 percent among the same employers in 1998.
6 For more information on fintech and small business lending, see Karen Gordon Mills and Brayden McCarthy,  “The State of Small Business Lending: Innovation and Technology and the Implications for Regulation (PDF) ,” Harvard Business School Working Paper (2016).