Banks’ profitability has reduced partly as a result of loan provisioning and a slight drop in the net interest margin. The banks’ total regulatory capital position remains very strong at 22.5 percent of risk weighted assets as at end of September 2014 which is almost double the statutory minimum of 12 percent.
The banking systems’  BIS central bankers’ speeches  1  average return on assets and equity declined to 2.2 percent and 13.1 percent respectively in the year to September 2014 from 3.1 percent and 18.8 percent in the previous 12 months.