Any floor or ceiling, regardless of its level, could require that premiums be increased at exactly the time when banks and thrifts could be under stress and, similarly, that premiums be reduced at the time that depositories are in the best position to fund an increase in reserves.
The ties between Mexico and the United States, both economic and cultural, are close and enduring – in no small part, I am sure, because of the nearly 40 years of effort by the chamber. Thus, I am especially honored to join Agustín Carstens, the distinguished governor of the Bank of Mexico, in receiving your Good Neighbor Award. Thank you very much. Muchísimas gracias.