In fact, the global trend shows that there is no clear correlation between the population growth rate and the economic growth rate per capita, and gross prefectural product per capita in Hiroshima Prefecture has been on an uptrend, albeit with fluctuations, in recent years even though its population has declined (Chart 15).
We recently issued the minimum prudential liquidity requirements for stand-alone TBs and other small banks. The Minimum Liquidity Ratio (MLR) will promote resilience to liquidity shocks. To differentiate risks among bank borrowers, we are currently studying adoption of the risk-based pricing framework for bank loans.