Ladies and Gentlemen: Our efforts to ensure expanded financial access have been measured by three national financial access surveys for 2006, 2009 and 2013. These surveys have clearly demonstrated that Kenya’s financial landscape has considerably changed over the period 2006–2013.
The financial system is now offering a wider range of financial services and products to more Kenyans, covering a wider geographical spread, and even going beyond Kenyan borders. This has strengthened the banks and created a wider market.