We are currently undertaking a public survey and wider research supporting analysis to determine how much our payment behaviours have changed during COVID-19 and whether this will be lasting. 12 Crypto-assets are generally tokens that rely on cryptographic methods and non-traditional payment  infrastructure to be transacted and stored.
Stablecoins is an industry term that refers to the issuer’s intention to stabilise the value of a crypto-asset relative to a certain asset(s) such as a fiat currency. The name stablecoin does not confirm its stability. 13 Auer, Cornelli and Frost (2020).