The Islamic finance industry has so far not done much to tap the potential of Islamic microfinance due to its perceived high risk and its preoccupation in serving the financing needs of the government and large corporates.
Rather, the aim is for the purchase of various risk assets by the Bank to act as a catalyst to increase the demand for and supply of riskier financial assets in the market and spur the effective use of the ample funds that have been already provided to the market so as to provide a boost to the economy.