I thank APCA and its officers in particular for the efforts they have made, and continue to make, in the NPP and across the payments landscape. And I wish the broader payments industry success in its efforts to improve Australia’s payments system and look forward to ongoing cooperation between the Bank and the industry. 6  BIS central bankers’ speeches
In conclusion of this section, let me also add that the Reserve Bank looks forward to more active play in the Saving Bank segment with banks coming out with some customer friendly innovations especially aimed at attracting low income households, presently outside the banking sector. Liberalization of the branch authorization policy 38. The fifth and last issue is Liberalization of the Branch Authorization Policy.