In the Eurosystem, we have identified two possible design options that would make the digital euro available for these purposes: an online version allowing payments to be processed by a third party and an offline version in which payments are made directly from person to person. A digital euro that can be transferred online would be suited to all the aforementioned payment situations.
It would thus slot seamlessly into the range of services offered by commercial banks and payment service providers, which would supply the digital euro issued by the Eurosystem. It would create one payment solution that could be used to pay almost anywhere.