Today, both the service providers and service seekers have a number of technology options, such as, smart cards, micro-ATMs, ATMs, mobile technology, Aadhaar Enabled Payment Systems (AEPS), etc. to choose from to provide/seek financial services irrespective of their geographic locations. Mobile banking Mobile banking transactions have been defined as customers undertaking banking transactions using mobile phones involving credit/debit to their accounts.
This is why I’m convinced that unconventional monetary policies will be normal for some time to come. BIS central bankers’ speeches  5  Does that also mean that you fear a “secular stagnation”, a long period without growth? I’m not sure and I think nobody can be sure.