In its November survey, the National Federation of Independent Business continued to indicate a sizable proportion of small businesses reporting that credit has become more difficult to obtain.2 These businesses not only expect credit to become tighter in coming months but – like other businesses – remain concerned about the broader economic outlook.
Supervision and examination of large and community banks While the ability of businesses to access credit is a function of many factors, it is my view that the examination and supervision of the lender should not hinder the ability of creditworthy businesses to access credit.