A number of intangible assets are also included, such as computer software, some intellectual property, and research and development assets. So it is a broad list of both private and public assets, but not a universal list.
Accordingly, in the year 2009, the NPCI started its role as a payment system provider by operating the ATM network when IDRBT handed over to it the National Financial Switch (NFS). Thereafter, the RBI requisitioned the NPCI to operate the Cheque Truncation System (CTS) on its behalf. 3.