3/5  BIS central bankers' speeches  Regardless of whether the world of interest rates is topsy-turvy or not, banks must ultimately be capable of turning a profit at any level of interest rates. In cases of doubt, this means that they must adapt their business models to make themselves less dependent on interest business.
Let me express my appreciation to the Kenya Bankers Association (KBA) for the invite. The timing of this event is indeed apt coming on the eve of the International Day of Disabled Persons which aims to promote an understanding of disability issues and mobilize support for the dignity, rights and well-being of persons with disabilities.