6 See David Mills, Kathy Wang, Brendan Malone, Anjana Ravi, Jeff Marquardt, Clinton Chen, Anton Badev, Timothy  Brezinski, Linda Fahy, Kimberley Liao, Vanessa Kargenian, Max Ellithorpe, Wendy Ng, and Maria Baird, “Distributed Ledger Technology in Payments, Clearing, and Settlement (PDF),” Finance and Economics Discussion Series 2016–095 (Washington: Board of Governors of the Federal Reserve System, December 2016).
7 Several of these and additional issues relating to the issuance of digital currencies by central banks are  touched on briefly in Committee on Payments and Market Infrastructure, “Digital Currencies (PDF) ” (Basel, Switzerland: Bank for International Settlements, November 2015). 5/5  BIS central bankers' speeches