To ensure that there is adequate availability of digital channels and enablers such as Debit Cards, Internet Banking registrations, etc. in Tier III to Tier VI centres as well. It is of critical importance that the population in over 6 lakh villages in the country is exposed to the alternate delivery channels.
Some estimates indicate that to reach the average levels of BRIC countries, India will need 20 million POS terminals as against the current 1.2 million. This is a tall order. b)  Government initiatives: There have been attempts to move the government direct benefit transfers onto electronic channels.