In particular, an ECB Decision on the denominations, specifications, reproduction, exchange and withdrawal of banknotes has been adopted, as well as an ECB Recommendation regarding the adoption of certain measures to enhance the legal protection of euro banknotes and coins. Both documents will be published for general information in the Official Journal of the European Communities. BIS Review 60/1998
Businesses have been encouraging consumers to use electronic payment alternatives and have been the driving force behind the conversion of consumer checks into ACH payments. In turn, consumers, recognizing the convenience of electronic payments, have allowed their checks to be converted into ACH payments and have initiated an increasing number of their payments electronically.