Some proposals from the financial sector leave me wondering whether they actually represent the interests of the banks and savings banks, as well as their employees.
We need to look at potential side effects, for instance when would bank customers start to keep cash at home? And you asked about tiering. Well, for this we need more analysis too. What is the net burden on banks and are mitigating measures necessary? The banks always bring up the gross burden, but they also benefit from the negative interest rate.