I am confident, however, that with the setting of a realistic but ambitious end date, the pace of the migration will increase considerably. For this reason, I have no concerns regarding the success of a SEPA for credit transfers or direct debits. However, SEPA is built on a third column too: SEPA for cards.
It’s not the  9  For more information on the Sahm rule, see Sahm (2019). - 15 first time we have faced such moments together. Just south of the Frankfurt Airport is a surprising sight—a couple of antique military cargo planes, parked on the side of the Autobahn.