OECD data  From World War II onwards, housing policy in many countries became very much geared towards promoting homeownership. This worked via both favorable tax treatment of housing, and the deepening of mortgage markets. Homeownership rates have in almost all countries been steadily on the rise. The Dutch case is by no means an exception.
In this Keynote I would like to share the long experience that my country has with tax relief on mortgage interest. Or, as I will refer to it today: Mortgage Interest Deduction. But also our experience with the new macroprudential tools that were introduced after the global financial crisis.