We are still in the early stages of that discussion, but it is a relevant one. 5/7  BIS central bankers' speeches  Is this similar to the real-time gross settlement (RTGS) renewal programme under way in the United Kingdom?
Indeed, the Bank of England sees potential benefits from DLT for future RTGS systems, although, like us, it believes that this technology it is not yet sufficiently mature. But we will continue to look into it. As for the retail side, that is, central bank digital currencies replacing banknotes and coins, we are much more prudent.