I wish again to congratulate the CAIB for their commitment to commercial banking in the region and to the exchange of views and ideas on the safeguarding of our future, given the global financial challenges. Sometimes collaboration is important in order to make a breakthrough. I thank you and wish you a successful conference. BIS Review 158/2008  3
A statistical analysis of the data on GDP, housing loan and educational loan for the period March 2004 to March 2009 suggests that a 1 per cent increase in GDP growth is associated with 3 per cent increase in housing loan and 5 per cent increase in education loan.