11  The ESRB General Board is composed of the president and the vice president of the ECB, the governors of the 27 central banks of the European Union, a representative of the European Commission, the chairs of the three ESAs, the chair of the Advisory Technical Committee (an advisory body made up of the representatives of all institutions participating in the ESRB) and three external members (the chair and the two vice-chairs of the Advisory Scientific Committee, a new advisory body made up of experts), all with voting rights.
Now, it is with great pleasure that I introduce to you Laura Levine, executive director of the coalition, who will give a report on the status of financial education of youth in this country. BIS Review 29/2006  1