Fear of loss, if linked with the availability of sufficient information so that creditors are able to determine a bank’s real risk profile, should in turn induce uninsured creditors to behave like those of any nonbanking business. That is, uninsured creditors could be expected to command risk premiums linked to the portfolio risks and other risks of the organization.
Our sincere appreciation is also being extended to our local stakeholders who provided offices in the various regions across the islands that served as a base and point of contact for the regional supervisors and their respective field teams throughout the census period.