12  Bank of Canada, “Renewal of the Inflation-Control Target: Background Information – November 2011.”  10  BIS central bankers’ speeches  determination and confidence, there is no reason why we cannot continue to outperform our peers to the benefit of all Canadians. Thank you.
In recent years, community banks have become more focused on commercial real estate lending, leading to a significant shift in the balance sheet and risk profiles of growing numbers of banks. In most local markets, commercial real estate loans have performed well.