The rating upgrades supported by Getting Credit aspect – Depth of Information Index rating which is in 2011 Indonesia rating was 116 and in 2016 upgrades to 70. 2  6. Based on OJK Law, since December 2013, the authority of Credit Reporting System has been transferred from Bank Indonesia to Otoritas Jasa Keuangan.
In addition to statutes that require the collection of public data on mortgage lending, Congress has seen fit to promote market efficiency by enacting a statute, the CRA, that requires federal regulators to evaluate how depository institutions help meet the credit needs of their communities. The statute was amended in 1989 to require that those evaluations be made public.