As of June 2014, microentrepreneurs have outstanding loans amounting to 9.3 billion pesos. It is clear: microfinance has become a viable proposition for banks. In fact, we can say that microfinance as a medium for financial inclusion, has strengthened the institutional stability of banks by generating reliable business opportunities.
The emergence of cross-border banking structures, on the other hand, also creates major challenges for supervisory bodies. Despite the somewhat disappointing state of banking integration in general, the common market and EMU have already initiated perceptible cross-border M&A activities.