In the meantime, in the EPC Plenary the SCT Rulebooks and implementation guidelines have been adopted. I should also emphasize that the design and launch of the SEPA Credit Transfer has required a lot of resources from banks and that it has been very successful with no considerable technical problems.
Certainly the number is still low given that we are in a pilot phase but it is increasing. The SCT is expected to fully take-off when the customer-to-bank domain is tackled. The initiative by the European Commission to develop a European framework for e-invoicing goes towards that direction and is very much welcome.