But we know that this is not always the case. We know that there is clear asymmetry in the building of trust versus the destruction of it. Once trust is lost, it is very hard to regain. 3  Matthew Lieberman, Social: Why Our Brains Are Wired to Connect, Oxford University Press 2012. Reviewed by Julian Baggini in Financial Times, January 3, 2014.
c)  National discretion  The Basel II framework offers the national supervisors an element of discretion in several areas to enable them to adopt the framework to suit their respective banking systems.