In this speech, please allow me to use the word "money" as a general term covering various payment and settlement means, and which is not limited to central bank money and bank deposits. II. The Function of Money Money and Credit Before going into the issues regarding the future of money, I would like to touch upon the origin and fundamental function of money.
Money is undoubtedly one of the greatest inventions of humans, comparable to "language" or "fire." Money enabled people to exchange goods and services across space and over time, and to build an economic society.