In my remarks today, I will focus on two key challenges which have become increasingly relevant in recent years and which should be part of our reflections on the future of macroprudential policy after the COVID-19 pandemic.
It is these changes that have ensured to our citizens and businesses the conditions for easier, faster, simpler, cheaper and more secure transactions in the Republic of Serbia:  – First, we significantly improved payment infrastructure in the Republic of Serbia, by introducing the most state-of-the-art instant payment system – NBS IPS system, four years ago.