I will attempt a few generalisations. First, as already mentioned, financial inclusion, along with financial stability, has become the joint responsibility of central banks and governments. However, developing and emerging market economies have become leaders in innovation in this regard, since their requirements are huge.
It is now important to ensure that the country stays on course with the reform process in order to reduce unemployment and achieve sustainable growth based on sound public finances, which will improve living standards for all. This includes achieving the ambitious fiscal targets that have been set.