The disequilibria are attributable to an excess of private and public sector investment in BIS Review 4/1998  -2-  relation to the albeit high rate of saving. The returns on investment projects have not always been adequate in terms of profitability and exports, partly owing to inefficiencies in the allocation of credit.
We encourage bankers that have questions and concerns about home-host issues to promptly communicate with their regulators in all jurisdictions so that the issues can be addressed. Enterprise compliance risk management and BSA/AML I would now like to turn to another area of the financial sector that regulators are focused on: compliance-risk management.