In more detail, the relative prices of tradable goods and services rose by about 10% in the period 2010–2015, making their production more profitable. As a result, the share of tradable goods and services in the private economy has risen in recent years.
The Danish Bankers Association has published a report with deliberations on Danish participation in the Banking Union. I agree with large parts of your analysis. For example, I agree when it comes to competition and financial stability aspects. As I have just said, the Banking Union can be expected to create potential for more competition.