of Agencies 1  Raiffeisen Bank  37  46  2  National Commercial Bank  22  9  3  United Bank of Albania  3  1  4  Italian Albanian Bank  5  Italian Development Bank (former Dardania)  1  6  Tirana Bank  31  4  7  National Bank of Greece (Tirana Branch)  4  8  8  International Commercial Bank  5  9  Alpha Bank (Tirana Branch)  9  1  10  American Bank of Albania  10  11  11  ProCredit Bank  20  1  12  First Investment Branch)  1  1  13  Emporiki Bank  3  4  14  Credit Bank of Albania  1  1  15  Credins Bank  10  4  16  Banka Popullore  29  17  Union Bank  1  3  TOTAL  187  100  1  6  Bank  (Tirana  According to INSTAT, the population of Albania totalled 3,102,777 inhabitants in 2003, 3,119,543 in 2004 and 3,134,982 in 2005. BIS Review 101/2006  3  5.
The increase in the number of banks, branches and their agencies, as well as the growing number of bank employees have caused the coverage of the population to improve significantly. Thus, the number of inhabitants per bank, banking unit and per bank employee has decreased considerably. 2  BIS Review 101/2006  Table 2: Coverage with banking services 2003  2004  2005  2,236  2,816  3,479  161  188  250  149  176  217  13.9  15  13.9  bank  206,851  194,971  184,410  banking unit  20,815  16,593  12,539  bank employee  1,388  1,108  901  Number of employees Number of branches, agencies Number of employees per: bank banking unit 1  Number of inhabitants per :  Table 3: The expansion of the banks’ network by the end of the 9-month period of 2006Banks Nof No. Banks No. of Branches No.