Figure 4: Ratio of Capital Funds to Total Assets of LCBs 8.0  Per Cent  7.0 6.0 5.0 4.0 3.0 2.0 1.0 0.0  2000  2001  2002  2003  2004  2005  Sep06  per cent  Figure 5: Non Performing Advances to Total Advances of LCBs 18 16 14 12 10 8 6 4 2 0 2001  2002  2003  2004  2005 Sep-06  It would also be noted in the year 2006, several important measures were taken to strengthen and improve the efficiency of the financial sector, improve risk management, enhance access to finance, strengthen the payment and settlement system as well as supervision and regulation. Banks were required to include market risk in the computation of capital adequacy to ensure that they are adequately capitalised to meet any adverse fluctuations in market prices and are not vulnerable to any unanticipated shocks. Prudential norms for classification and valuation of bank investment portfolios were further strengthened. To improve the safety and efficiency in the payments and settlements systems, the Central Bank also drafted a payment system policy in consultation with the National Payment Council to declare a public policy regarding the regulatory framework. As is well known, the Central Bank manages the Employees’ Provident Fund (EPF). It does so by receiving member contributions, maintaining member accounts, investing funds and paying benefits to members. The total assets of the EPF grew by 13 per cent to Rs.439 billion during the 12 months ending June 2006.
Having both the public and 2/3  BIS central bankers' speeches  private sectors on the same platform would help to cement the shared responsibility mindset and synergise our efforts in addressing the ML/TF/PF risks. Finally, let me thank the APG Secretariat for coordinating this Workshop. Special thanks as well to all speakers, moderators, and participants that took their time to be with us for the next three days. With that, I wish all of you a successful and productive Workshop ahead. 1 RUSI, 5 years of growth of Public-Private Partnership to Fight Financial Crime, August 2020 2 FATF Guidance on PF Risk Assessment and Mitigation 3 UK National Risk Assessment of Proliferation Financing 4 Mitigating the Unintended Consequences of the FATF Standards  3/3  BIS central bankers' speeches