english: So talk a little bit about how what’s happening right now is you guys and some of your competitors you see a lot of people that are effectively competing for real estate investors business now and what we’ve seen as you guys are moving closer and closer, and you may already be there, to a single home product, to lower rates, and things just appear to continue to get better for real estate investors over time.
non_english: うぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅうぐぅぅうぐぅうぐぅぐ～ぐ～ぐ～。。。。