For example, it is possible that the interest rate in the first year is 4%, in the second year 4,5% and in the third year 5%.
उदाहरणका लागि, यो सम्भव छ कि पहिलो वर्षमा ब्याज दर 4% हो, दोस्रो वर्ष 4,5% र तेस्रो वर्षमा 5%।