english: So the best that our little savings accounts or retirement accounts can do is to try to catch some waves in the good cycles and hope that we don't get inundated in the turbulent ones, but certainly our decisions on how to steer our little retirement accounts don't affect the tides, don't change the shape or size or direction of the waves.
non_english: Dakle, najbolje što naši mali štedni računi ili penzioni računi mogu da urade je da pokušaju da uhvate neki talas u dobrim periodima i nadamo se da ne budemo potopljeni u onim turbulentnim, ali sigurno naše odluke o upravljanju našim malim računima ne utiču na talase, ne menjaju oblik, veličinu ili pravac talasa.