english: And as you get to the very bottom, you're faced with the unfortunate reality that if you don't save anything for retirement, you won't be able to afford any housing at all.
non_english: Када стигнете до самог дна, суочени сте са суровом реалношћу да, ако ништа не уштедите за пензију, нећете моћи да плаћате ниједан смештај.