english: In a similar way that companies often use some kind of credit rating to decide whether to give you a mobile plan, or the rate of a mortgage, marketplaces that depend on transactions between relative strangers need some kind of device to let you know that Sebastian and Chris are good eggs, and that device is reputation.
non_english: Na sličan način kompanije često koriste neke vrste kreditnog rejtinga da odluče da li da vam daju da unapred plaćate ili hipotekarni kredit, tržištima koja zavise od transakcija između relativnih stranaca potrebna je neka vrsta uređaja da vam da do znanja da su Sebastijan i Kris dobri ljudi, a taj uređaj je ugled.