english: So a study that I did with Shlomo Benartzi and Alessandro Previtero, we did a study with people at ING -- employees that are all working at ING -- and now these people were all in a session where they're doing enrollment for their 401(k) plan.
non_english: Studija koju sam uradila  sa Šlomom Benarcijem i Alesandrom Previterom, - uradili smo studiju sa ljudima u ING-u - sa zaposlenima koji rade u ING-u - svi ti ljudi su bili na sednici gde su popunjavali svoj penzioni plan.