english: Once you tell me you would like to save more in the future, let's say every January you're going to be saving more automatically and it's going to go away from your paycheck to the 401(k) plan before you see it, before you touch it, before you get the issue of immediate gratification.
non_english: Kada mi jednom kažete da biste želeli štedeti više u budućnosti, recimo svakog januara, automatski ćete više štedeti i novac će biti skinut sa vaše plate za vaš penzioni fond pre nego što ga vidite, pre nego što ga uzmete u ruke, pre nego što budete imali problem trenutnog zadovoljenja.