english: So in a nutshell, INCRA would offer an alternative to the current system of the big three rating agencies by adding a new, nonprofit player to the mix that would increase the competition, it would increase the transparency of the sector, and it would also increase the quality.
non_english: Kısacası INCRA, mevcut üç büyük kredi derecelendirme kurumu sistemine rekabeti, sektörün şeffaflığını ve kaliteyi artıracak, kar amacı gütmeyen yeni bir aktörü olaya dahil ederek bir alternatif sunacak.