The most basic protection for a lender of funds secured with a residential property is the?
singleAnswer
mortgage insurance
Mortgage loan
The most basic protection for a lender of funds secured with a residential property is the?
Mortgage loan Mortgage law Security interest Foreclosure Mortgage-backed security Deed of trust (real estate) Reverse mortgage Loan Collateral (finance) Loan-to-value ratio
Mortgage <b>lending</b> is the primary mechanism used in many countries to <b>finance</b> 
private ownership of <b>residential</b> and commercial <b>property</b> (see commercial&nbsp;... A mortgage is a legal instrument which is used to create a <b>security</b> interest in real 
<b>property</b> held by a <b>lender</b> as a <b>security</b> for a debt, usually a loan of <b>money</b>. A 
mortgage in itself is not a debt, it is the <b>lender&#39;s security</b> for a debt. ... A mortgage 
<b>lender</b> is an investor that lends <b>money secured</b> by a mortgage on real estate. A <b>security</b> interest is a legal right granted by a debtor to a creditor over the 
debtor&#39;s <b>property</b> ... One of <b>the most common</b> examples of a <b>security</b> interest is a 
mortgage: a person ... Some economists question the utility of <b>security</b> interests 
and <b>secured lending</b> ... Perfection is typically achieved by filing a <b>financing</b> 
statement with&nbsp;... Foreclosure is a legal process in which a <b>lender</b> attempts to recover the balance 
of a loan from ... If the borrower defaults and the <b>lender</b> tries to repossess the 
<b>property</b>, courts of ... and take both legal and equitable title to the <b>property</b> in fee 
<b>simple</b>. ... process as applied to <b>residential</b> mortgage loans is a bank or other 
<b>secured</b>&nbsp;... A mortgage-backed <b>security</b> (MBS) is a type of asset-backed <b>security</b> (an &#39;
instrument&#39;) which is <b>secured</b> by ... While a <b>residential</b> mortgage-backed <b>security</b> (
RMBS) is <b>secured</b> by single-family or two- to four-family ... In the United States, 
<b>the most common</b> securitization trusts are sponsored by Fannie Mae and Freddie 
Mac,&nbsp;... In real estate in the United States, a deed of trust or trust deed is a legal 
instrument which is used to create a <b>security</b> interest in real <b>property</b> wherein 
legal title in real <b>property</b> is transferred to a trustee, which holds it as <b>security</b> for a 
loan (debt) between a borrower and <b>lender</b>. ... Deeds of trust are <b>the most</b> 
<b>common</b> instrument used in the <b>financing</b> of real&nbsp;... A reverse mortgage is a mortgage loan, usually <b>secured</b> by a <b>residential property</b>, 
that enables ... Since the update of the National Consumer Credit <b>Protection</b> Act 
in ... <b>The most common</b> reasons why people release home equity through a ... 
<b>fund</b> aged care—in home or in a <b>residential</b> aged-care facility (nursing home);&nbsp;... In <b>finance</b>, a loan is the <b>lending of money</b> by one or <b>more</b> individuals, 
organizations, or other ... A mortgage loan is a <b>very common</b> type of loan, used by 
many individuals to ... Corporate entities can also take out <b>secured lending</b> by 
pledging the ... for the use of the <b>lender&#39;s money</b> or <b>property</b> and thus represents 
profit or an&nbsp;... In <b>lending</b> agreements, collateral is a borrower&#39;s pledge of specific <b>property</b> to a 
<b>lender</b>, to <b>secure</b> repayment of a loan. The collateral serves as a <b>lender&#39;s</b> 
<b>protection</b> against a borrower&#39;s default and ... <b>More</b>-complex collateralization 
arrangements may be used to <b>secure</b> trade transactions (also known as capital 
market&nbsp;... The loan-to-value (LTV) ratio is a financial term used by <b>lenders</b> to express the 
ratio of a loan to ... Full <b>financing</b>, or 100% LTV, is reserved for only <b>the most</b> 
credit-worthy borrowers. The loans with LTV ... Combined loan to value ratio (
CLTV) is the proportion of loans (<b>secured</b> by a <b>property</b>) in relation to its value. 
The term&nbsp;...
mortgage loan
Mortgage loan