Gam'eya
Gamey'a is a form of rotating savings and credit association (ROSCAS) used in over 89 countries and communities around the world, particularly in the Middle East). It is referred to as a chit fund in India and a tanda in Mexico. How it works:

- Group of friends joins together to contribute a fixed monthly installment into a common pot. - Every month one of the users takes the whole pot as a payout. - Circle ends when all circle participants gets his/her payout once.