Brickenden,  2  J.  &  H.  137.  Now,  by  this  statute  (where
its  operation  is  not  expressly  excluded  (s.  34)  ),  where  any
principal  money  is  secured  by  deed  upon  any  hereditaments,
the  person  to  whom  it  is  payable  shall,  after  the  expiration
of  one  year  from  the  time  when  the  money  became  payable
according  to  the  terms  of  the  deed,  or  after  any  interest
thereon  shall  have  been  in  arrear  six  months,  or  after  any
omission  to  pay  any  premium  which  ought  to  have  been  paid
by  the  mortgagor,  have  (amongst  other  powers,  and  to  the
same  extent  as  if  in  terms  conferred  by  the  mortgagor)  a
power  to  insure  and  keep  insured  the  whole  or  any  part  of
the  property  (whether  aflB.xed  to  the  freehold  or  not)  which
is  insurable,  and  to  add  the  premiums  to  the  principal  at  the
same  rate  of  interest  (s.  11,  subs.  2).
For  Title.}    The  mortgagor's  covenants  for  title  are  almost  Covenants  tor
invariably  unqualified  ones,  not  limited  to  the  acts  of  himself  ''"°'

,  "^  K    .     .  J        1  •  TT    ]        J.1  J.  ^       Are  unqualifled.
and  persons  claiming  under  bim.  Under  the  covenant  for
further  assurance,  he  must  make  any  further  assurance  ne-
cessary to  make  good  or  support  the  mortgage,  but  not  to
release  his  equity  of  redemption.  Atkins  v.  Uton,  1  Ld.
Eaym.  36.  And  if  the  mortgagor's  title  be  defective  at  the
time  of  the  mortgage,  but  afterwards  becomes  good,  this  will
enure  to  the  benefit  of  the  mortgagee.  Smith  v.  Baker,  1
Y.  C.  C.  223.
A  covenant  that  the  mortgagor  shall  enjoy  the  premises  That  mortgagor
until  default  gives  him  an  interest  in  the  meantime  in  the  a^f "uf"'"'' "°"'
nature  of  a  tei-m  of  years.    Wilkinson  v.  ffall,  3  Bing.  N.  C.
