To work and to raise their finance as best they saw fit. This system consequently necessitated a great deal of time in soliciting funds, also duplication of effort, then the unpleasantness, not only for the person soliciting but also the party being solicited, also the uncertainty of the financial income, leaving the officer in charge of each institution, practically at a handicap as to where their overhead expenses were coming from. Then there was the time spent by the officer in the accumulation of this money, that should be devoted to the community for the institution to which the officer belonged. In fact, statistics proved that in some instances 50 percent of the time was spent in the accumulation of finances to be presented system the Salvation Army submits to each state an annual budget of the present time, there are no solicitors whatsoever, those who devoted their time heretofore to the raising of finance, those services are now being devoted entirely to religious and philanthropic undertakings, thus giving the community 100 percent service, saving the overhead expenses of a solicitor which would consist of traveling, hotel bills, etc., such as pertains to a person on the road. 