The doser you can cut them off to the producer, the better you wil
be. You will start the flow through on the normal basis of price,
which materially affects easy financing, and caring for the fiow and
making it normal.
Mr. Hutchinson. That would not be any trouble, would it, if the
man can get a certificate for his wheat, say $1 .25 a bushel, and then
go to the local bank and get the money ?

Mr. Gates. Then you would have two agencies instead of one.
Mr. Hutchinson. You would not have the bank pay the fuU price ?
I mean the Govenunent ought not to pay it back right away ?

Mr. Gates. Unless the country dealer is projected himself in ad-
vancing that money, then you. can not ask him to do it. If you are
going to have anybody else handle it on a guaranteed price, you
would have to protect all those different agencies that handle the
grain.
Mr. Hutchinson. Would not that be a check on any fraud that
might arise, if it was handled' in that way. Let the person who buys
it issue a sworn certificate that he bought from John Jones 100 bushels
of wheat at $1 .25 a bushel ?

Mr. Gates. That was my suggestion. I think that having two
people involved, one making out the document and the other certi-
fying, presents a most extraordinary diB&culty in perpetrating a
fraud.
