"I wish to thank the Red Cross of Moscow for it will be greatly appreciated." G. Roger Sayles and Frank A. Marsh ADVERTISING ADVERTISING Facts, like rivets, Hammered Home Hold fast. When the body loses efficiency, it is time to remember that coffee drinking does hurt many. Then is the time to change to the delicious cereal drink. POSTUM. There's a Reason. Write jointly: "We wish to thank you for the kindly manner in which you remembered us on Christmas day. We assure you that the comfort bags are fully appreciated. We appreciate the time and labor expended upon these little tokens of regard from our trusting that we may be home people, always deserve your kindest thoughts and regards," etc. N. R. Mishelany writes: "Accept my sincere thanks for the Xmas gift." "Please, THE TRUST One of the valuable lessons this nation is learning in this war is the lesson of thrift. Here is where France was so enormously strong when the war broke out. Every French housewife was a banker. Saving in that nation was reduced to a science to meet the indemnity extracted by Germany in the Franco-Prussian war. The habit of saving acquired then and before became a national trait, so that in the present crisis France has been able to sustain financial shocks that would  have crushed a weaker nation. Here is one of the great lessons the people of America must learn—the lesson of thrift and saving. Since the beginning, America has been a nation of wasters. 